Cost Of Living in Aden 2024

cost of living chart - average monthly expenditure in Aden

Average monthly spending for singles, couples, students, and families in Aden

Whether you're living in Aden or planning to move there, it is very important to know the cost of living and the prices of things. Here we list the average spending for the four main population groups.

Average Monthly Expenditure

Currency: YER
300 3,900 39,000
MINIMUM AVERAGE MAXIMUM
$1.2 $15 $150

Monthly Expenditure ▶ Single

Currency: YER
370 2,700 18,000
MINIMUM AVERAGE MAXIMUM
$1.5 $11 $71

Monthly Expenditure ▶ Couple

Currency: YER
1,500 4,400 24,000
MINIMUM AVERAGE MAXIMUM
$5.9 $18 $95

Monthly Expenditure ▶ Family

Currency: YER
2,100 5,900 39,000
MINIMUM AVERAGE MAXIMUM
$8.3 $24 $150

Monthly Expenditure ▶ Student

Currency: YER
300 2,000 13,000
MINIMUM AVERAGE MAXIMUM
$1.2 $7.9 $53
The figures displayed here are inclusive of everything: housing, travel, groceries, healthcare, etc.

Singles

The average monthly expense for a single person living in Aden is 2,700 YER. Expenses can range from 370 YER at the minimum level to 18,000 YER at the highest end.


Couples

The average monthly spending of couples in Aden is 4,400 YER. Expenditure can range from 1,500 YER to 24,000 YER per month.


Families

The average cost of living for families in Aden is 5,900 YER per month. Families spend anywhere from 2,100 YER to 39,000 YER.


Students

The average monthly expenditure for students in Aden is 2,000 YER. Students spend from 300 YER to 13,000 YER per month.


Spending behavior can change drastically from one person to another. It is best to consider the minimum, average, and maximum spending together.



Prices and cost of goods and services in Aden


Chart showing the prices and cost of grocery, food, restaurant meals, market, and beverages in Aden

Dining, food, and beverages costs


Fast food combo meal

3.4 YER 6.9 YER 11 YER
MINIMUM AVERAGE MAXIMUM
$0.01 $0.03 $0.05

Restaurant meal for one

12 YER 18 YER 36 YER
MINIMUM AVERAGE MAXIMUM
$0.05 $0.07 $0.14

Fine dining meal for one

24 YER 36 YER 140 YER
MINIMUM AVERAGE MAXIMUM
$0.10 $0.14 $0.58

Cappuccino or latte

2.9 YER 4.6 YER 6.9 YER
MINIMUM AVERAGE MAXIMUM
$0.01 $0.02 $0.03

Grocery and market costs


Milk large bottle

2.3 YER 2.8 YER 3.4 YER
MINIMUM AVERAGE MAXIMUM
$0.01 $0.01 $0.01

12 eggs

1.7 YER 2.3 YER 3.4 YER
MINIMUM AVERAGE MAXIMUM
$0.01 $0.01 $0.01

Fresh whole chicken

3.9 YER 5.1 YER 7.2 YER
MINIMUM AVERAGE MAXIMUM
$0.02 $0.02 $0.03

Pack of beef

4.6 YER 6.9 YER 14 YER
MINIMUM AVERAGE MAXIMUM
$0.02 $0.03 $0.05

Medium bag of rice

1.8 YER 2.5 YER 3.6 YER
MINIMUM AVERAGE MAXIMUM
$0.01 $0.01 $0.01

Bag of tomatos

0.69 YER 0.92 YER 1.7 YER
MINIMUM AVERAGE MAXIMUM
$0.01 $0.01 $0.01

Bag of apples

1.2 YER 1.6 YER 2.6 YER
MINIMUM AVERAGE MAXIMUM
$0.01 $0.01 $0.01
Chart showing the prices and cost of commute, travel, and transportation in Aden

Commute, travel, and transportation costs


20 minutes taxi ride

3 YER 3.6 YER 7.2 YER
MINIMUM AVERAGE MAXIMUM
$0.01 $0.01 $0.03

Average car full tank

17 YER 23 YER 46 YER
MINIMUM AVERAGE MAXIMUM
$0.07 $0.09 $0.18

Average car 1-day rental

19 YER 25 YER 38 YER
MINIMUM AVERAGE MAXIMUM
$0.08 $0.10 $0.15

Average car price

8,600 YER 17,000 YER 23,000 YER
MINIMUM AVERAGE MAXIMUM
$34 $69 $92

Bus ticket one way

0.63 YER 0.95 YER 1.9 YER
MINIMUM AVERAGE MAXIMUM
$0.01 $0.01 $0.01

Car Service

25 YER 38 YER 76 YER
MINIMUM AVERAGE MAXIMUM
$0.10 $0.15 $0.30
Chart showing the prices and cost of utility, energy, water, and gas for a family in Aden

Utility cost (monthly)


Utility Bill - Individual

22 YER 160 YER 1,100 YER
MINIMUM AVERAGE MAXIMUM
$0.09 $0.64 $4.3

Utility Bill - Couple

59 YER 200 YER 1,300 YER
MINIMUM AVERAGE MAXIMUM
$0.24 $0.80 $5.2

Utility Bill - Family

100 YER 300 YER 1,900 YER
MINIMUM AVERAGE MAXIMUM
$0.41 $1.2 $7.7

Internet and cable

17 YER 34 YER 46 YER
MINIMUM AVERAGE MAXIMUM
$0.07 $0.14 $0.18

Mobile phone charges

14 YER 23 YER 69 YER
MINIMUM AVERAGE MAXIMUM
$0.05 $0.09 $0.27

Leisure and activities costs


Movie ticket

8.6 YER 11 YER 17 YER
MINIMUM AVERAGE MAXIMUM
$0.03 $0.05 $0.07

One month gym membership

30 YER 38 YER 76 YER
MINIMUM AVERAGE MAXIMUM
$0.12 $0.15 $0.30
Chart showing the prices and cost of clothing and accessories in Aden

Cloths and accessories costs


Pair of jeans or pants

22 YER 32 YER 47 YER
MINIMUM AVERAGE MAXIMUM
$0.09 $0.13 $0.19

Woman dress

21 YER 29 YER 95 YER
MINIMUM AVERAGE MAXIMUM
$0.08 $0.12 $0.38

Woman shoes

20 YER 27 YER 63 YER
MINIMUM AVERAGE MAXIMUM
$0.08 $0.11 $0.25

Men's shoes

17 YER 21 YER 42 YER
MINIMUM AVERAGE MAXIMUM
$0.07 $0.08 $0.17

Men suit

19 YER 24 YER 130 YER
MINIMUM AVERAGE MAXIMUM
$0.08 $0.09 $0.50

Regular t-shirt

9.5 YER 13 YER 38 YER
MINIMUM AVERAGE MAXIMUM
$0.04 $0.05 $0.15
Chart showing the prices and cost of housing, accommodation, and rent in Aden

Housing costs / monthly rent


Studio apartment

320 YER 470 YER 1,300 YER
MINIMUM AVERAGE MAXIMUM
$1.3 $1.9 $5

1-bedroom apartment

470 YER 760 YER 1,900 YER
MINIMUM AVERAGE MAXIMUM
$1.9 $3 $7.6

2-bedroom apartment

630 YER 950 YER 2,500 YER
MINIMUM AVERAGE MAXIMUM
$2.5 $3.8 $10

Housing costs / Buying


Studio apartment

63,000 YER 95,000 YER 190,000 YER
MINIMUM AVERAGE MAXIMUM
$250 $380 $760

1-bedroom apartment

76,000 YER 130,000 YER 470,000 YER
MINIMUM AVERAGE MAXIMUM
$300 $500 $1,900

2-bedroom apartment

130,000 YER 380,000 YER 760,000 YER
MINIMUM AVERAGE MAXIMUM
$500 $1,500 $3,000
Chart showing the prices and cost of furniture in Aden

Furniture Costs


King Size Bed

340 YER 430 YER 570 YER
MINIMUM AVERAGE MAXIMUM
$1.4 $1.7 $2.3

Double Bed

230 YER 340 YER 430 YER
MINIMUM AVERAGE MAXIMUM
$0.92 $1.4 $1.7

Single Bed

200 YER 260 YER 340 YER
MINIMUM AVERAGE MAXIMUM
$0.81 $1.1 $1.4

Living Room

380 YER 490 YER 1,700 YER
MINIMUM AVERAGE MAXIMUM
$1.5 $2 $6.9

Dining Table

170 YER 230 YER 430 YER
MINIMUM AVERAGE MAXIMUM
$0.69 $0.92 $1.7

Sofa or Couch

230 YER 310 YER 690 YER
MINIMUM AVERAGE MAXIMUM
$0.92 $1.2 $2.7
Chart showing the prices and cost of electronic devices and appliances in Aden

Electronics and House Appliance Costs


TV Set

230 YER 340 YER 690 YER
MINIMUM AVERAGE MAXIMUM
$0.92 $1.4 $2.7

Fridge or Freezer

200 YER 310 YER 430 YER
MINIMUM AVERAGE MAXIMUM
$0.81 $1.2 $1.7

Washing Machine

260 YER 380 YER 690 YER
MINIMUM AVERAGE MAXIMUM
$1.1 $1.5 $2.7

Stove or Cooker

250 YER 310 YER 430 YER
MINIMUM AVERAGE MAXIMUM
$0.98 $1.2 $1.7

Mobile Phone

290 YER 340 YER 490 YER
MINIMUM AVERAGE MAXIMUM
$1.1 $1.4 $2

Laptop or Computer

310 YER 380 YER 690 YER
MINIMUM AVERAGE MAXIMUM
$1.2 $1.5 $2.7

Expenditure to Income Ratio in Aden

One of the most definite ways to determine how affordable a place is measuring the ratio of expenses to salary. A high expense-to-income to ratio indicates a high cost-of-living index while a low expenditure-to-salary ratio means the place is affordable to live in.

Cost of living and expenditure to income ratio in Aden

Spending to Income Ratio

96%

90% to 110%

( expenditure / income ) x 100


Expense to income distribution levels

Spending To Income Ratio% People
< 50%3%
50% - 60%8%
60% - 70%14%
70% - 80%24%
80% - 90%22%
90% - 100%12%
100% - 110%6%
110% - 120%4%
120% - 130%3%
130% - 140%3%
> 140%2%

Interpretation and Analysis

The average spending-to-salary ratio in Aden is 96% This means that on average, people spend around 96% of their income for living. According to the distribution table, 14% of the population spend approximately 60% to 70% of their income every month.


How can spending be more than income?

A value higher than 100% means that the expenditure of those people is higher than their income. They are spending more than what they earn. This is possible in two scenarios. They are either borrowing from their savings to survive or they are borrowing from other sources (relatives, friends, banks, etc.). More about this in the debt section.



Individual
87%
Spending-Income-Ratio
81%
96%

Couple
91%
Spending-Income-Ratio
85%
100%

Family
100%
Spending-Income-Ratio
94%
110%
Distribution of monthly cost of living expenses in Aden

How do people spend their money in Aden?

We asked thousands of people about their spending habits and expenditure breaks. Below are their answers.

The percentage figures in this section are percentages of total spending not income. If you would like to see the percentage of expenses as related to income or salary, see other sections.

Housing Expenditure22%

22% of total expenses on average (11% to 30%)

LOW$0.36   89 YER
AVERAGE$4.6   1,200 YER
HIGH$46   12,000 YER
Per Month

People living in Aden typically spend from 11% to 30% of their total monthly expenditure on housing with 22% being the average. The average spend on housing is 1,200 YER with expenditure ranging from 89 YER to 12,000 YER. This cost mainly goes for rent but it also includes other accommodation-related expenses. Housing costs are highest for families and lowest for students as expected.

Utilities, Electricity, Water, Internet, Mobile8%

8% of total expenses on average (5% to 12%)

LOW$0.06   15 YER
AVERAGE$0.77   190 YER
HIGH$7.7   1,900 YER
Per Month

Utility expenditure like electricity, water, and gas in Aden ranges from 5% to 12% of total expenses with 8% being the average. The average monthly cost of utilities is 190 YER with 15 YER and 1,900 YER being the upper and lower limits.

Transport, Fuel, Commute6%

6% of total expenses on average (3% to 10%)

LOW$0.12   30 YER
AVERAGE$1.5   390 YER
HIGH$15   3,900 YER
Per Month

Fuel consumption and cost of transport depend heavily on whether you live near your work or school, but roughly speaking you would expect to spend from 30 YER to 3,900 YER on commuting with 390 YER being the norm for most people in one month. This means that money spent on transport constitutes about 6% of total spending on average but can go as low as 3% or as high as 10%.

Food and Groceries Cost29%

29% of total expenses on average (21% to 35%)

LOW$0.30   74 YER
AVERAGE$3.8   960 YER
HIGH$38   9,600 YER
Per Month

The average outlay on groceries in a month in Aden is 960 YER. The cost of groceries can range between 74 YER to 9,600 YER. People spend on average about 29% on food and groceries with upper and lower bounds of 21% and 35% respectively.

Healthcare and Medical Services11%

11% of total expenses on average (6% to 14%)

LOW$0.08   21 YER
AVERAGE$1.1   270 YER
HIGH$11   2,700 YER
Per Month

People in Aden allocate 6% to 14% of their total monthly expenditure to healthcare including health insurance and out-of-pocket medical expenses. The average spending is around 11%. The range of medical expenses range from 21 YER to 2,700 YER with 270 YER being the norm.

Leisure and Shopping4%

4% of total expenses on average (2% to 8%)

LOW$0.05   12 YER
AVERAGE$0.62   150 YER
HIGH$6.2   1,500 YER
Per Month

This category mostly contains discretionary or non-essential expenses but also some non-discretionary spending like furniture for example. The monthly expenses range from 12 YER to 1,500 YER with 150 YER being the average. Speaking of percentages, that equates to 2% to 8% of total expenses with an average of 4% for most residents.

Education and Schooling5%

5% of total expenses on average (3% to 11%)

LOW$0.07   18 YER
AVERAGE$0.92   230 YER
HIGH$9.2   2,300 YER
Per Month

Spending on education can vary drastically between different people. While working singles can spend 0% on education, families and students' expenditure can reach up to 22%. On average, education constitutes 5% of the monthly expenditure with 3% and 11% being the lower and upper bounds respectively. The average reported education cost is 230 YER per month with 18 YER being the minimum spent amount and 2,300 YER being the maximum.

Other Expenses15%

15% of total expenses on average (10% to 22%)

LOW$0.15   39 YER
AVERAGE$2   500 YER
HIGH$20   5,000 YER
Per Month
Percentage of people who manage to save money from their income every month in Aden

How much money can you save in Aden every month?

We asked thousands of people what percentage of their income can they save in a month. Below are the answers.


What percentage of people in Aden manage to save money from their income every month?


Saving Money
51%
Not Saving
49%

Almost 51% of the surveyed people in Aden said that they can save some money at the end of each month while 49% said that aren't saving anything.


Percentage of people saving money by population group in Aden

GroupSaversNon Savers
Singles60%40%
Couples54%46%
Families49%51%

Savings-to-Income Ratio

The savings-to-income ratio is measured as the percentage of income that people save over a specific period and it is simply calculated by dividing the saved money by total income and then multiplying the result by 100. (Savings / Income) x 100.


Savings to income ratio in Aden

Saving to Income Ratio

9.9% 18% of income 32%
MINIMUM AVERAGE MAXIMUM

Average Monthly Saved Amount

82 YER
$0.33
1,100 YER
$4.2
11,000 YER
$42
MINIMUM AVERAGE MAXIMUM

For most people, 9.9% to 32% of their monthly income is what they can allocate to their savings, with 18% being the average. The amount of money that people can save is approximately 1,100 YER on average with savings ranging from 82 YER to 11,000 YER.

60% of surveyed singles reported some of their income going to savings while 54% of couples said the same. 49% of families confirmed their ability to save money.


How much money do people actually save in Aden?

The amount of money that people can afford to save depends hugely on their income. It is better to focus on the percentage when trying to understand saving patterns.


Singles

Saving to Income Ratio

13% 22% of income 34%
MINIMUM AVERAGE MAXIMUM

Average Monthly Saved Amount

82 YER
$0.33
740 YER
$2.9
4,900 YER
$20
MINIMUM AVERAGE MAXIMUM

Savings to income distribution levels for singles

Saving To Income Ratio% Singles
0% - 10%34%
10% - 20%26%
20% - 30%17%
30% - 40%11%
40% - 50%9%
> 50%3%

Interpretation and Analysis

Singles who can afford to save reported that they allocate from 13% to 34% of their monthly income to savings, with 22% being the average for most singles. The average amount of money that singles are able to save is 740 YER with 82 YER and 4,900 YER being the minimum and maximum respectively.


Couples

Saving to Income Ratio

11% 20% of income 33%
MINIMUM AVERAGE MAXIMUM

Average Monthly Saved Amount

410 YER
$1.6
1,200 YER
$4.9
6,500 YER
$26
MINIMUM AVERAGE MAXIMUM

Savings to income distribution levels for couples

Saving To Income Ratio% Couples
0% - 10%38%
10% - 20%28%
20% - 30%20%
30% - 40%6%
40% - 50%6%
> 50%2%

Interpretation and Analysis

Couples who confirmed their ability to save reported saving equivalent to 11% to 33% of their monthly income, with 20% being the average for most couples. The average amount of money that couples can save is 1,200 YER with 410 YER and 6,500 YER being the minimum and maximum respectively.


Families

Saving to Income Ratio

9.9% 18% of income 30%
MINIMUM AVERAGE MAXIMUM

Average Monthly Saved Amount

570 YER
$2.3
1,600 YER
$6.5
11,000 YER
$42
MINIMUM AVERAGE MAXIMUM

Savings to income distribution levels for families

Saving To Income Ratio% Families
0% - 10%41%
10% - 20%31%
20% - 30%21%
30% - 40%3%
40% - 50%3%
> 50%1%

Interpretation and Analysis

Families in Aden can save anywhere between 9.9% to 30% of their monthly income, with 18% being the average for most families. The average amount of money that families can put aside is 1,600 YER with 570 YER and 11,000 YER being the minimum and maximum respectively.

Reasons that make it difficult for people to save money in Aden

Saving Challenges in Aden

Reasons that make it difficult for people to save money

We wanted to understand what is stopping people from maximizing their savings in Aden. Listed below are the answers given by the survey participants.


Reason% People
Low Income4%
High Expenses7%
Debt and Loans11%
Lack of Budgeting Skills12%
Impulsive Spending12%
Financial Emergencies7%
Living the moment5%
Will do it later22%
Inflation14%
Social Pressure2%
Market Instability2%

Around 4% of the people said that their salary is too low to accommodate a portion for savings while 7% said that the high cost of living leaves little room for savings. 11% of the residents said that they are burdened with debt and find it challenging to save money. 12% reported that they just don't have the knowledge or discipline to create and stick to a budget, leading to overspending and an inability to save. 12% blamed impulsive spending as the reason for saving inability. Around 7% said that unexpected expenses like medical bills or car repairs are derailing their savings goals. 5% bluntly said that they don't see the purpose of it and prefer to live each day to the fullest. 22% reported that they understand the value of saving but are putting off saving for the future, thinking they have plenty of time to start later. 14% blamed inflation, saying that every time they save some money they end up using it immediately. A surprising 2% said that social pressure and keeping up with peers or social expectations makes them overspend. Lastly, 2% blamed market instability and price fluctuations.

Where do people choose to put their savings in Aden

Typical saving choices for people in Aden

Where do people choose to put their savings?


Saving Type% People
Emergency Funds13%
Gold14%
Savings Accounts16%
Retirement Accounts9%
Cash Savings23%
Real Estate9%
Investment5%
Stocks3%
Bonds4%
Mutual Funds2%
Certificates of Deposit2%
A typical and healthy budgeting structure. The 50-30-20 rule

A typical and healthy budgeting structure

The 50/30/20 rule

Spending among different people can vary significantly based on factors such as their income, lifestyle, location, and personal preferences. A commonly used guideline for budgeting is the 50/30/20 rule, which suggests allocating your income into three main categories in the following percentages.

  • 50% for needs and financial obligations

    This category includes essential expenses like housing, utilities, groceries, transportation, and healthcare.

  • 30% for wants and discretionary spending

    This category covers discretionary spending on non-essential items, such as dining out, entertainment, travel, and other lifestyle choices.

  • 20% for savings and emergency fund

    This is the percentage that must be allocated to savings, emergency funds, and retirement accounts.

About financial planning, money management, and household budgeting

The 50/30/20 rule is used as a general guideline but may not be the best choice for all people. There are in fact many budgeting plans out there like the 70/20/10 and the 60/20/20 rules, all claiming to be the best. More important than all of this is to establish financial discipline by creating a budget tailored to your specific financial goals and situation. It is very important that your financial outflow be less than your income to maintain a healthy cash flow.

Income and cost of living compatibility. Is it affordable or economical to live in Aden

Affordable living in Aden

Income and cost of living compatibility

We asked residents one simple question and recorded their answers.

Is it affordable or economical to live in Aden?


Yes
43%
No
57%

Around 43% of surveyed residents think that living in Aden is affordable with proper budgeting while 57% reported that it is just too expensive and not affordable even with frugality and thriftness.

How easily is cost-cutting. Are there plenty of low-cost options in Aden

Low-cost alternatives in Aden

People are always looking for ways to cut down expenses and reduce expenditures. The hallmark of any affordable place is the availability of discount stores, bargain deals, smart or secondhand shopping, refurbished items, and couponing. We asked residents how easily cost-cutting is and the answers were distributed as follows:

Plenty of low-cost options56%

Few low-cost options44%


Based on the survey, 56% of the people living in Aden have no problem finding low-cost alternatives to support a frugal lifestyle while 44% think that thriftness is difficult due to scarcity in discount markets and secondhand outlets.

Emergency Funds

An emergency fund is a financial safety net comprised of easily accessible savings set aside to cover unexpected expenses or financial emergencies, typically amounting to three to six months' worth of living expenses. We asked residents of Aden whether they have an emergency fund and the answers were as follows.

Yes39%

No61%


Based on the survey, 61% of the people living in Aden said that they don't have an emergency fund while 39% said that they do.

Financial literacy and difficulty in budgeting and financial planning in Aden

Financial Literacy in Yemen

Financial literacy is the knowledge of concepts and principles related to personal finance that allow individuals to make informed decisions regarding their money such as budgeting, saving, investing, borrowing, managing debt, financial risk management, and planning.

Financial Leteracy34%


We asked residents of Yemen whether they acquired any adequate personal financial training in their lives. Approximately 66% of the people who participated in the survey said that they are not well informed about the topics of budgeting, saving, etc., and just manage things based on their own experience, while 34% said that they know about the general principles of personal finance from sources other than their own experience.


Difficulty in Budgeting and Financial Planning

We wanted to understand whether residents of Yemen have problems or difficulties in managing their expenditures and savings so we asked people one simple question: do you struggle with your personal finances? 68% of the participants reported that they indeed struggle in creating budgets and in organizing their finances while 32% said that they have everything under control.

Struggles with finance68%

Easily manages finances32%

Financial goals and targets of people living in Aden

Financial goals of people in Aden

In an attempt to understand the economic situation in Aden, we asked participants about their financial targets. By knowing what the population in general is trying to achieve, we can shed light on the economic outlook, cost of living, and quality of life in general.


Financial Goal% People
Emergency Fund9%
Debt Reduction47%
Retirement Savings11%
Education Funding6%
Homeownership19%
Investing6%
Travel or Lifestyle5%
Healthcare Expenses16%
Financial Independence3%

Around 9% of those who participated in the survey said that their main goal is to establish an emergency fund to cover unexpected expenses while 47% said their number one priority is to pay off high-interest debt or loans and improve credit. 11% of surveyed people confirmed that saving for retirement to ensure a comfortable lifestyle in the final years is their main target. Around 6% reported that their priority is saving for the tuition fees and education costs of their children while 19% choose to buy a home or pay off existing mortgage before other things. 6% of the population would like to build wealth through investments such as stocks, bonds, mutual funds, or real estate. For 5% of people, saving for vacations or upgrading their lifestyle is the number one concern. Approximately 16% of the residents said that saving for healthcare expenses including insurance premiums is their main goal.

Retirement, pension plans, and life after work in Aden

What does the retirement lifestyle look like in Aden and how much retirement savings are required?

Retirement age

The retirement age for most employees in Yemen is 65 years. Specific retirement ages can vary based on factors like occupation, gender, years of contribution, and location. It is not entirely unlikely for people to retire either before or after this age.

Retirement planning and savings

There are many retirement saving options, some are personally initiated and others are government-sponsered. Regardless of the source of savings, the minimum amount of money that needs to be put aside to ensure a peaceful and comfortable retirement at each age can be found in the table below. This data is largely approximated and can vary drastically based on individual needs and situations. Treat these figures as a general guideline.


The typical saved amount of money you should have at every age as multiples of monthly salary:
AgeAmount
255x monthly salary at age 25
3010x monthly salary at age 30
3515x monthly salary at age 35
4025x monthly salary at age 40
4532x monthly salary at age 45
5048x monthly salary at age 50
5556x monthly salary at age 55
6064x monthly salary at age 60
6578x monthly salary at age 65

The typical average saved amount of money you should have at every age in Aden:
AgeAmount
259,800 YER
3020,000 YER
3534,000 YER
4049,000 YER
4574,000 YER
50100,000 YER
55120,000 YER
60150,000 YER
65180,000 YER

Retirement Income Distribution

We asked residents of Aden about their retirement income sources and below are the results.

Source% People
Pensions11%
Savings24%
Investments11%
Social Security6%
Annuities6%
Part-time Job17%
Real Estate19%
Dividends and Interest6%

Retirement Monthly Expenses in Aden

220 YER
$0.88
2,000 YER
$7.9
13,000 YER
$53
MINIMUM AVERAGE MAXIMUM
Chart showing the percentage of people who are in debt in Aden

Debt, loans, and mortgages in Aden


Percentage of people who are in debt


In Debt
40%
Debt Free
60%

According to the survey, 40% of the people in Aden have some kind of debt, loan, mortgage, or credit card payments while 60% reported that they don't have financial obligations to banks.


Chart showing debt-to-income ratio in Aden

Debt-to-income ratio in Aden

Debt to income ratio

35%

27% to 45%

( monthly debt payment / monthly income ) x 100

Interpretation

The debt-to-income ratio measures the percentage of income being paid as debt settlement across the population. It is calculated by dividing the monthly debt settlement payment of an individual by their monthly income. Based on collected data, approximately 35% of the people's monthly income in Aden goes to debt settlement.


Debt levels

Monthly debt settlement payment as percentage of monthly income

Debt-to-income ratio% People
> 60%4%
50% - 60%21%
40% - 50%16%
30% - 40%18%
20% - 30%8%
10% - 20%9%
0% - 10%25%

According to our data, 4% of the debtors in Aden pay 60%+ of their income as debt settlement while 21% of the people pay 50% to 60% of their income for the same, which is quite an alarming financial situation for those individuals. 16% of people in debt dedicate 40% to 50% of their income to loan and mortgage payments while 18% dedicated 30% to 40% of income for same. Things are looking brighter for 8% of individuals as they only pay 20% to 30% of their income for loan and credit card repayment.


Distribution by type of debt in Aden

Debt% People
Real Estate Mortgage6%
Auto Loan12%
Student Loan4%
Credit Card32%
Personal Loan46%

6% of debtors in Aden confirm that real estate mortgages constitutes the main part of their outstanding debt while 32% say that credit card payments are the reason they are in debt. Auto loans were the main type of debt for 12% of people and personal loans rose at 46%. Lastly, student loans are the main source of debt for 4% of debtors in Aden.


About credit score and debt management

Managing debt is a critical aspect of maintaining a favorable credit score. Debt reduction is the first thing you should do improve your financial situation. Getting rid of debt takes precedence over saving money because of interest rates.

Good debt vs. Bad debt

Not all debt is bad. Good debt typically refers to borrowing money for investments that can increase in value or generate income over time like purchasing a home or acquiring student loans. On the other hand, bad debt involves borrowing for things that fail to generate lasting value like high-interest credit card debt used for non-essential expenses like luxury items or vacations.


Loan Affordability Index in Aden

Besides measuring the loan-to-income ratio, we asked residents of Aden how many times in a year they defaulted or were unable to pay their due credit card or loan payments on time. Understanding how often people default on their due payments is one of the indicators of the cost of living and economic situation.

Frequency and percentage of people who failed to pay their monthly credit card or loan payments on time last year.

Frequency% People
Never48%
Once a year25%
Twice a year13%
Three times a year9%
Four times a year5%
Housing and accommodation affordability, property price to income ratio, rent to income ratio, and housing affordability index chart in Aden

Housing costs, accommodation, and housing affordability in Aden

Rental costs and house/apartment prices can vary drastically between different areas and locations.


Rent Cost in Aden

Monthly Rent Prices

Studio apartment monthly rent cost

320 YER 470 YER 1,300 YER
MINIMUM AVERAGE MAXIMUM
$1.3 $1.9 $5

1-bedroom apartment monthly rent cost

470 YER 760 YER 1,900 YER
MINIMUM AVERAGE MAXIMUM
$1.9 $3 $7.6

2-bedroom apartment monthly rent cost

630 YER 950 YER 2,500 YER
MINIMUM AVERAGE MAXIMUM
$2.5 $3.8 $10

3-bedroom apartment monthly rent cost

760 YER 1,300 YER 3,400 YER
MINIMUM AVERAGE MAXIMUM
$3 $5 $14

Furnished apartment monthly rent cost

1,500 YER 3,800 YER 7,600 YER
MINIMUM AVERAGE MAXIMUM
$6 $15 $30

Townhouse monthly rent cost

1,300 YER 1,900 YER 5,400 YER
MINIMUM AVERAGE MAXIMUM
$5 $7.6 $22

House monthly rent cost

1,500 YER 3,800 YER 7,600 YER
MINIMUM AVERAGE MAXIMUM
$6 $15 $30

Villa monthly rent cost

1,900 YER 4,700 YER 7,600 YER
MINIMUM AVERAGE MAXIMUM
$7.6 $19 $30

The monthly rental cost of a studio apartment in Aden ranges between 320 YER and 1,300 YER, meanwhile the cost of monthly rental of a one-bedroom apartment can be anywhere from 470 YER to 1,900 YER. Two-bedroom rentals rate ranges between 630 YER and 2,500 YER per month. The monthly rental for a three-bedroom apartment ranges from 760 YER to 3,400 YER. The average rent of a townhouse in Aden is around 1,900 YER while house rental costs can be as high as 3,800 YER per month. Finally, if you want to rent a villa, expect to pay anywhere from 1,900 YER to 7,600 YER per month.



Apartment and house prices in Aden

Cost of buying a property

Studio apartment price

63,000 YER 95,000 YER 190,000 YER
MINIMUM AVERAGE MAXIMUM
$250 $380 $760

1-bedroom apartment price

76,000 YER 130,000 YER 470,000 YER
MINIMUM AVERAGE MAXIMUM
$300 $500 $1,900

2-bedroom apartment price

130,000 YER 380,000 YER 760,000 YER
MINIMUM AVERAGE MAXIMUM
$500 $1,500 $3,000

3-bedroom apartment price

420,000 YER 630,000 YER 1.9M YER
MINIMUM AVERAGE MAXIMUM
$1,700 $2,500 $7,600

Townhouse price

540,000 YER 1.3M YER 4.7M YER
MINIMUM AVERAGE MAXIMUM
$2,200 $5,000 $19,000

House price

630,000 YER 3.8M YER 5.4M YER
MINIMUM AVERAGE MAXIMUM
$2,500 $15,000 $22,000

Villa price

760,000 YER 4.2M YER 6.3M YER
MINIMUM AVERAGE MAXIMUM
$3,000 $17,000 $25,000

The average price of a studio apartment in Aden can range from 63,000 YER to 190,000 YER depending on location. One bedroom cost can be anywhere from 76,000 YER to 470,000 YER. A villa can cost you 4.2M YER on average with prices ranging from 760,000 YER to 6.3M YER.


If you're leasing or purchasing, housing costs in Aden will probably constitute your biggest expenditure, yet it's an area where you wield considerable influence. This is due to the substantial variance in housing prices across communities. Keep in mind the location of your workplace and the accessibility of essential amenities to prevent negating the savings from lower rental rates with increased transportation expenses.

House / apartment prices to income ratio


Property price to income ratio

( average property price / average monthly income ) x 100


33 x92 monthly income 210
MINIMUM AVERAGE MAXIMUM

Property prices in Aden can be x92 to x210 multiples of the monthly income depending on the property and the income of the person. On average, property prices are approximately x92 multiples of the average monthly salary in Aden.



Rent to income ratio


Rent to income ratio

( monthly rental / monthly income ) x 100


20% 31% of income 42%
MINIMUM AVERAGE MAXIMUM

The average rent-to-income ratio in Aden is around 31%. This means that people pay 31% of their income for rent. Those figures can range from 20% to 42% depending on the salary, location, and type of property.


The housing-to-income ratio is a very important metric to evaluate and measure how affordable living is in a particular area, city, or country since housing comprises the biggest chunk of expenditure. A higher housing to income ratio means that the place is relatively expensive. The figure by itself does tell much. It only starts to make sense when comparing the housing to income ratio across different locations.

Housing affordability index

The housing affordability index measures how affordable accommodation is in a particular place. This can measured in multiple ways, the most common being housing expenditure to total expenditure ratio and the rent to income ratio. The housing expenditure ratio is a figure reported by individuals on the percentage they allocate for housing. Rent to income ratio is calculated by dividing the average monthly rent by the average income. Because these values are both percentages, we can find their average and get the best of the two worlds.

Housing Affordability Index
28%

Property Taxes

Real estate owners pay property taxes to local tax authorities, which are determined by the assessed value of their property. Typically, these taxes are paid once a year. Property tax funds contribute to community development, financing infrastructure improvements, public services, and local education initiatives.


FROM
1.8%
AVERAGE
2.8%
TO
3.8%

Home Maintenance Costs

Home maintenance costs encompass various expenses associated with the upkeep and repair of a residence. These expenditures include regular tasks such as lawn care, pest control, and HVAC system servicing, as well as occasional repairs and renovations like fixing leaks, painting, or replacing appliances.


5.9 YER 77 YER 770 YER
MINIMUM AVERAGE MAXIMUM

Urban vs. rural living costs

Urban living typically entails higher housing and transportation costs due to demand and limited space, while rural areas generally offer lower housing expenses but may have higher prices for goods and services. The differnce in rental rates between urban areas and rural areas can be as high as 300% in some cases.

Monthly costs and expenses of energy and basic utilities in Aden

Utilities expenditure can vary slightly between different areas and locations.


Energy, electricity, water, gas, internet, and mobile cost in Aden

Utility Bill Cost / Electricity + Water + Gas / Individual

22 YER 160 YER 1,100 YER
MINIMUM AVERAGE MAXIMUM
$0.09 $0.64 $4.3

Utility Bill Cost / Electricity + Water + Gas / Couple

59 YER 200 YER 1,300 YER
MINIMUM AVERAGE MAXIMUM
$0.24 $0.80 $5.2

Utility Bill Cost / Electricity + Water + Gas / Family

100 YER 300 YER 1,900 YER
MINIMUM AVERAGE MAXIMUM
$0.41 $1.2 $7.7

Internet and cable cost

17 YER 34 YER 46 YER
MINIMUM AVERAGE MAXIMUM
$0.07 $0.14 $0.18

Mobile phone bill and charges

14 YER 23 YER 69 YER
MINIMUM AVERAGE MAXIMUM
$0.05 $0.09 $0.27

Because most utility bills club electricity, water, and gas costs in one bill, we can't provide a breakup for each type of utility and will display electricity, gas, and water as single cost.


The average monthly expenditure for individuals on electricty, water, and gas in Aden ranges between 22 YER and 1,100 YER with average being 160 YER, meanwhile the expenditure of couples is slightly higher at 200 YER with 59 YER and 1,300 YER being the upper and lower limits respectively. As expected, the energy and water consumption of families is the highest among the three groups with an average of 300 YER. The cost of internet and WiFi is unchanged among the three groups and ranges from 17 YER to 46 YER with 34 YER being the average internet bill. Finally, the average monthly mobile charges is around 23 YER but can range between 14 YER and 69 YER depending on consumption. Mobile charges include both calling minutes as well as data packages.


Energy / Utility expense to income ratio


( monthly utility expenses / monthly income ) x 100


4.4% 7.7% of income 12%
MINIMUM AVERAGE MAXIMUM

The average utility-to-income ratio in Aden is around 7.7%. This means that people pay 7.7% of their income for energy, water, internet, and mobile charges. Those figures can range from 4.4% to 12% depending on salary and location.

Food Prices, Dining Expenses, and Grocery Costs in Aden

Grocery / Food expenditure and prices can vary drastically between different areas and locations.


Prices and cost of goods and services in Aden

Dining out, food, and beverages costs. Price variations for common food items.

Fast food combo meal price

3.4 YER 6.9 YER 11 YER
MINIMUM AVERAGE MAXIMUM
$0.01 $0.03 $0.05

The average price of a regular combo meal at a fast food outlet or chain like McDonald's, Pizzahut, or KFC in Aden is approximatly 6.9 YER with meal cost ranging from 3.4 YER to 11 YER. The typical combo meal consists of a burger, french fries, and a drink.

Restaurant meal for one price

12 YER 18 YER 36 YER
MINIMUM AVERAGE MAXIMUM
$0.05 $0.07 $0.14

If you are planning to have a nice meal at a mid-range restaurant, expect to pay anywhere between 12 YER and 36 YER with 18 YER being the average price of a plate for one person at a regular restaurant in Aden.

Fine dining meal for one price

24 YER 36 YER 140 YER
MINIMUM AVERAGE MAXIMUM
$0.10 $0.14 $0.58

The price range of a meal at fine-dining restaurant is 24 YER to 140 YER with the average cost being 36 YER for one person. This is what you would expect to pay a top-tier diner in Aden.

Beverage prices, cappuccino, latte etc..

2.9 YER 4.6 YER 6.9 YER
MINIMUM AVERAGE MAXIMUM
$0.01 $0.02 $0.03

The average price of a regular beverage like cappuccino or latte at Starbucks, Costa, or similar coffee shops and cafes in Aden is around 4.6 YER. Price ranges between 2.9 YER and 6.9 YER depending on the type of beverage, the size, and optional add-ons.



Grocery and market costs

Large bottle of milk price

2.3 YER 2.8 YER 3.4 YER
MINIMUM AVERAGE MAXIMUM
$0.01 $0.01 $0.01

The average price of a large bottle of milk in Aden is 2.8 YER. The maximum what you would pay for milk is 3.4 YER and the minimum being 2.3 YER depending on the brand of milk and other properties.

12 eggs price

1.7 YER 2.3 YER 3.4 YER
MINIMUM AVERAGE MAXIMUM
$0.01 $0.01 $0.01

A dozen eggs costs around 2.3 YER on average with 1.7 YER and 3.4 YER being the lower and upper limits respectively.

Fresh whole chicken price

3.9 YER 5.1 YER 7.2 YER
MINIMUM AVERAGE MAXIMUM
$0.02 $0.02 $0.03

The price range of a fresh whole chicken in Aden is between 3.9 YER and 7.2 YER depending on the size of the chicken and whether it is oraganic or not. The average price is approximatly 5.1 YER.

Pack of beef price

4.6 YER 6.9 YER 14 YER
MINIMUM AVERAGE MAXIMUM
$0.02 $0.03 $0.05

The price of a regular pack of beef or meat is around 6.9 YER. A pack of beef contains around 1Kg or 1lb depending on packing.

Medium bag of rice price

1.8 YER 2.5 YER 3.6 YER
MINIMUM AVERAGE MAXIMUM
$0.01 $0.01 $0.01

A bag of rice in Aden costs around 2.5 YER on average with prices rangeing between 1.8 YER and 3.6 YER depending on the brand and quality.

Bag of tomatos price

0.69 YER 0.92 YER 1.7 YER
MINIMUM AVERAGE MAXIMUM
$0.01 $0.01 $0.01

A bag of tomatoes costs anywhere from 0.69 YER to 1.7 YER. A bag of tomatoes denotes 1Kg or 1lb depending on location.

Bag of apples price

1.2 YER 1.6 YER 2.6 YER
MINIMUM AVERAGE MAXIMUM
$0.01 $0.01 $0.01

A bag of apples costs 1.6 YER on average. A bag of apples denotes 1Kg or 1lb depending on location.


Grocery and food expenditure to income ratio


( monthly grocery expenses / monthly income ) x 100


21% 30% of income 37%
MINIMUM AVERAGE MAXIMUM

The average grocery-to-income ratio in Aden is around 30%. This means that people spend 30% of their income on grocery and basic household items. The expenditure can range from 21% to 37% depending on salary and location.


Expenditure on food and grocery for every population group

A single person living alone spends approximately 430 YER per month on grocery and food with expenditure fluctuating between 60 YER and 2,800 YER depending on location and the type of person. The average cost of food and groceries for a couple is around 620 YER per month. That number can be get as low as 210 YER or a high as 3,300 YER. Families' spending on grocery ranges from 370 YER to 6,900 YER with the location, income, and size of the family being the most determinite factors.


Single
Spending habits, consumption analysis, and expenditure patterns for a single person living in Aden

Housing cost for a single person28%

28% of total expenses on average (16% to 40%)

LOW$0.53   130 YER
AVERAGE$3.8   960 YER
HIGH$26   6,400 YER
Per Month

Utilities, Electricity, Water, Internet, Mobile9%

9% of total expenses on average (5% to 14%)

LOW$0.09   22 YER
AVERAGE$0.64   160 YER
HIGH$4.3   1,100 YER
Per Month

Transport and Fuel Cost4%

4% of total expenses on average (2% to 10%)

LOW$0.12   30 YER
AVERAGE$0.85   210 YER
HIGH$5.7   1,400 YER
Per Month

Food and Groceries Cost20%

20% of total expenses on average (14% to 25%)

LOW$0.24   60 YER
AVERAGE$1.7   430 YER
HIGH$11   2,800 YER
Per Month

Healthcare Cost13%

13% of total expenses on average (7% to 17%)

LOW$0.13   33 YER
AVERAGE$0.96   240 YER
HIGH$6.4   1,600 YER
Per Month

Leisure and Shopping Expenditure2%

2% of total expenses on average (2% to 5%)

LOW$0.07   19 YER
AVERAGE$0.53   130 YER
HIGH$3.6   890 YER
Per Month

Education Cost1%

1% of total expenses on average (0.00% to 3%)

LOW$0.03   7.4 YER
AVERAGE$0.21   53 YER
HIGH$1.4   360 YER
Per Month

Other Expenses23%

23% of total expenses on average (15% to 27%)

LOW$0.27   67 YER
AVERAGE$1.9   480 YER
HIGH$13   3,200 YER
Per Month


Couple
Average monthly living expenditure breaks and spending patterns for couples in Aden

Housing cost for a couple25%

25% of total expenses on average (18% to 35%)

LOW$2   500 YER
AVERAGE$6   1,500 YER
HIGH$32   8,100 YER
Per Month

Utilities, Electricity, Water, Internet, Mobile8%

8% of total expenses on average (6% to 12%)

LOW$0.24   59 YER
AVERAGE$0.80   200 YER
HIGH$5.2   1,300 YER
Per Month

Transport and Fuel Cost8%

8% of total expenses on average (2% to 13%)

LOW$0.71   180 YER
AVERAGE$2.1   530 YER
HIGH$11   2,800 YER
Per Month

Food and Groceries Cost18%

18% of total expenses on average (13% to 23%)

LOW$0.83   210 YER
AVERAGE$2.5   620 YER
HIGH$13   3,300 YER
Per Month

Healthcare Cost15%

15% of total expenses on average (9% to 19%)

LOW$0.65   160 YER
AVERAGE$2   490 YER
HIGH$10   2,600 YER
Per Month

Leisure and Shopping Cost3%

3% of total expenses on average (1% to 6%)

LOW$0.36   89 YER
AVERAGE$1.1   270 YER
HIGH$5.7   1,400 YER
Per Month

Education Cost1%

1% of total expenses on average (0.00% to 3%)

LOW$0.12   30 YER
AVERAGE$0.36   89 YER
HIGH$1.9   470 YER
Per Month

Other Expenses22%

22% of total expenses on average (16% to 28%)

LOW$1   250 YER
AVERAGE$3   760 YER
HIGH$16   4,000 YER
Per Month


Family
Average monthly expenses and break out of spending for families living in Aden

Housing cost for a family24%

24% of total expenses on average (19% to 34%)

LOW$2.7   660 YER
AVERAGE$7.6   1,900 YER
HIGH$49   12,000 YER
Per Month

Utilities, Electricity, Water, Internet, Mobile6%

6% of total expenses on average (4% to 9%)

LOW$0.41   100 YER
AVERAGE$1.2   300 YER
HIGH$7.7   1,900 YER
Per Month

Transport and Fuel Expenses4%

4% of total expenses on average (2% to 6%)

LOW$0.83   210 YER
AVERAGE$2.4   590 YER
HIGH$15   3,900 YER
Per Month

Food and Groceries Cost22%

22% of total expenses on average (15% to 28%)

LOW$1.5   370 YER
AVERAGE$4.3   1,100 YER
HIGH$28   6,900 YER
Per Month

Healthcare Expenses12%

12% of total expenses on average (8% to 17%)

LOW$0.75   190 YER
AVERAGE$2.4   590 YER
HIGH$12   3,100 YER
Per Month

Leisure and Shopping Cost2%

2% of total expenses on average (1% to 6%)

LOW$0.41   100 YER
AVERAGE$1.2   300 YER
HIGH$7.7   1,900 YER
Per Month

Education Cost13%

13% of total expenses on average (6% to 21%)

LOW$1.2   290 YER
AVERAGE$3.3   830 YER
HIGH$22   5,400 YER
Per Month

Other Expenses17%

17% of total expenses on average (10% to 22%)

LOW$0.66   170 YER
AVERAGE$1.9   470 YER
HIGH$12   3,100 YER
Per Month


Student
Cost of living and expenses break down for students living in Aden

Housing costs for Student16%

16% of total expenses on average (11% to 22%)

LOW$0.28   71 YER
AVERAGE$1.9   480 YER
HIGH$13   3,200 YER
Per Month

Utilities, Electricity, Water, Internet, and Mobile Expenses7%

7% of total expenses on average (5% to 11%)

LOW$0.05   12 YER
AVERAGE$0.32   79 YER
HIGH$2.1   530 YER
Per Month

Transport and Fuel Cost3%

3% of total expenses on average (4% to 9%)

LOW$0.08   21 YER
AVERAGE$0.56   140 YER
HIGH$3.7   930 YER
Per Month

Food and Groceries Expenditure24%

24% of total expenses on average (18% to 28%)

LOW$0.24   59 YER
AVERAGE$1.6   400 YER
HIGH$11   2,600 YER
Per Month

Healthcare Cost10%

10% of total expenses on average (7% to 13%)

LOW$0.07   18 YER
AVERAGE$0.48   120 YER
HIGH$3.2   790 YER
Per Month

Leisure and Shopping Cost2%

2% of total expenses on average (1% to 6%)

LOW$0.06   15 YER
AVERAGE$0.40   99 YER
HIGH$2.6   660 YER
Per Month

Education Cost18%

18% of total expenses on average (11% to 23%)

LOW$0.22   56 YER
AVERAGE$1.5   380 YER
HIGH$10   2,500 YER
Per Month

Other Expenses20%

20% of total expenses on average (14% to 26%)

LOW$0.18   44 YER
AVERAGE$1.2   300 YER
HIGH$7.9   2,000 YER
Per Month
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