Cost Of Living For a Couple in Chihuahua 2024

Couple cost of living chart - average monthly expenditure in Chihuahua

Average Monthly Expenditure

Currency: MXN
27,000 80,000 420,000
MINIMUM AVERAGE MAXIMUM
$1,600 $4,700 $25,000

Average monthly spending for couples in Chihuahua

How much money does a couple need in a month to survive in Chihuahua?

Couples in Chihuahua spend around 80,000 MXN per month on average. Depending on the lifestyle, a couple can survive with a monthly budget as low as 27,000 MXN or as high as 420,000 MXN. Location and income are very important factors and have a huge influence on expenditure and budget.


Prices and cost of goods and services in Chihuahua


Chart showing the prices and cost of grocery, food, restaurant meals, market, and beverages in Chihuahua

Dining, food, and beverages costs


Fast food combo meal

58 MXN 120 MXN 190 MXN
MINIMUM AVERAGE MAXIMUM
$3.4 $6.9 $11

Restaurant meal for one

220 MXN 330 MXN 660 MXN
MINIMUM AVERAGE MAXIMUM
$13 $19 $39

Fine dining meal for one

440 MXN 660 MXN 2,600 MXN
MINIMUM AVERAGE MAXIMUM
$26 $39 $150

Cappuccino or latte

49 MXN 78 MXN 120 MXN
MINIMUM AVERAGE MAXIMUM
$2.9 $4.6 $6.9

Grocery and market costs


Milk large bottle

39 MXN 47 MXN 58 MXN
MINIMUM AVERAGE MAXIMUM
$2.3 $2.7 $3.4

12 eggs

29 MXN 39 MXN 58 MXN
MINIMUM AVERAGE MAXIMUM
$1.7 $2.3 $3.4

Fresh whole chicken

66 MXN 86 MXN 120 MXN
MINIMUM AVERAGE MAXIMUM
$3.9 $5 $7.2

Pack of beef

78 MXN 120 MXN 230 MXN
MINIMUM AVERAGE MAXIMUM
$4.6 $6.9 $14

Medium bag of rice

31 MXN 43 MXN 61 MXN
MINIMUM AVERAGE MAXIMUM
$1.8 $2.5 $3.6

Bag of tomatos

12 MXN 16 MXN 29 MXN
MINIMUM AVERAGE MAXIMUM
$0.69 $0.92 $1.7

Bag of apples

21 MXN 27 MXN 45 MXN
MINIMUM AVERAGE MAXIMUM
$1.2 $1.6 $2.6
Chart showing the prices and cost of commute, travel, and transportation in Chihuahua


Commute, travel, and transportation costs


20 minutes taxi ride

55 MXN 66 MXN 130 MXN
MINIMUM AVERAGE MAXIMUM
$3.2 $3.9 $7.7

Average car full tank

290 MXN 390 MXN 780 MXN
MINIMUM AVERAGE MAXIMUM
$17 $23 $46

Average car 1-day rental

360 MXN 490 MXN 730 MXN
MINIMUM AVERAGE MAXIMUM
$21 $29 $43

Average car price

150,000 MXN 290,000 MXN 390,000 MXN
MINIMUM AVERAGE MAXIMUM
$8,600 $17,000 $23,000

Bus ticket one way

12 MXN 18 MXN 36 MXN
MINIMUM AVERAGE MAXIMUM
$0.72 $1.1 $2.1

Car Service

490 MXN 730 MXN 1,500 MXN
MINIMUM AVERAGE MAXIMUM
$29 $43 $86
Chart showing the prices and cost of utility, energy, water, and gas in Chihuahua


Utility cost (monthly)


Utility Bill - Couple

1,100 MXN 3,600 MXN 23,000 MXN
MINIMUM AVERAGE MAXIMUM
$63 $210 $1,400

Internet and cable

290 MXN 580 MXN 780 MXN
MINIMUM AVERAGE MAXIMUM
$17 $34 $46

Mobile phone charges

230 MXN 390 MXN 1,200 MXN
MINIMUM AVERAGE MAXIMUM
$14 $23 $69

Leisure and activities costs


Movie ticket

150 MXN 190 MXN 290 MXN
MINIMUM AVERAGE MAXIMUM
$8.6 $11 $17

One month gym membership

580 MXN 730 MXN 1,500 MXN
MINIMUM AVERAGE MAXIMUM
$34 $43 $86
Chart showing the prices and cost of clothing and accessories in Chihuahua


Cloths and accessories costs


Pair of jeans or pants

430 MXN 610 MXN 910 MXN
MINIMUM AVERAGE MAXIMUM
$25 $36 $54

Woman dress

400 MXN 560 MXN 1,800 MXN
MINIMUM AVERAGE MAXIMUM
$24 $33 $110

Woman shoes

380 MXN 520 MXN 1,200 MXN
MINIMUM AVERAGE MAXIMUM
$23 $31 $72

Men's shoes

330 MXN 400 MXN 810 MXN
MINIMUM AVERAGE MAXIMUM
$20 $24 $48

Men suit

360 MXN 460 MXN 2,400 MXN
MINIMUM AVERAGE MAXIMUM
$21 $27 $140

Regular t-shirt

180 MXN 240 MXN 730 MXN
MINIMUM AVERAGE MAXIMUM
$11 $14 $43
Chart showing the prices and cost of housing, accommodation, and rent in Chihuahua


Housing costs / monthly rent


Studio apartment

6,100 MXN 9,100 MXN 24,000 MXN
MINIMUM AVERAGE MAXIMUM
$360 $540 $1,400

1-bedroom apartment

9,100 MXN 15,000 MXN 36,000 MXN
MINIMUM AVERAGE MAXIMUM
$540 $860 $2,100

2-bedroom apartment

12,000 MXN 18,000 MXN 49,000 MXN
MINIMUM AVERAGE MAXIMUM
$720 $1,100 $2,900

Housing costs / Buying


Studio apartment

1.2M MXN 1.8M MXN 3.6M MXN
MINIMUM AVERAGE MAXIMUM
$72,000 $110,000 $210,000

1-bedroom apartment

1.5M MXN 2.4M MXN 9.1M MXN
MINIMUM AVERAGE MAXIMUM
$86,000 $140,000 $540,000

2-bedroom apartment

2.4M MXN 7.3M MXN 15M MXN
MINIMUM AVERAGE MAXIMUM
$140,000 $430,000 $860,000
Chart showing the prices and cost of furniture in Chihuahua


Furniture Costs


King Size Bed

5,800 MXN 7,300 MXN 9,700 MXN
MINIMUM AVERAGE MAXIMUM
$340 $430 $570

Double Bed

3,900 MXN 5,800 MXN 7,300 MXN
MINIMUM AVERAGE MAXIMUM
$230 $340 $430

Single Bed

3,400 MXN 4,500 MXN 5,800 MXN
MINIMUM AVERAGE MAXIMUM
$200 $260 $340

Living Room

6,500 MXN 8,300 MXN 29,000 MXN
MINIMUM AVERAGE MAXIMUM
$380 $490 $1,700

Dining Table

2,900 MXN 3,900 MXN 7,300 MXN
MINIMUM AVERAGE MAXIMUM
$170 $230 $430

Sofa or Couch

3,900 MXN 5,300 MXN 12,000 MXN
MINIMUM AVERAGE MAXIMUM
$230 $310 $690
Chart showing the prices and cost of electronic devices and appliances in Chihuahua


Electronics and House Appliance Costs


TV Set

3,900 MXN 5,800 MXN 12,000 MXN
MINIMUM AVERAGE MAXIMUM
$230 $340 $690

Fridge or Freezer

3,400 MXN 5,300 MXN 7,300 MXN
MINIMUM AVERAGE MAXIMUM
$200 $310 $430

Washing Machine

4,500 MXN 6,500 MXN 12,000 MXN
MINIMUM AVERAGE MAXIMUM
$260 $380 $690

Stove or Cooker

4,200 MXN 5,300 MXN 7,300 MXN
MINIMUM AVERAGE MAXIMUM
$250 $310 $430

Mobile Phone

4,900 MXN 5,800 MXN 8,300 MXN
MINIMUM AVERAGE MAXIMUM
$290 $340 $490

Laptop or Computer

5,300 MXN 6,500 MXN 12,000 MXN
MINIMUM AVERAGE MAXIMUM
$310 $380 $690
Couple cost of living and expenditure to income ratio in Chihuahua

Couple expenditure to income ratio in Chihuahua

Analysing the how affordable it is for couples to live in Chihuahua

One of the most definite ways to determine how affordable a place is measuring the ratio of expenses to salary. A high expense-to-income to ratio indicates a high cost-of-living index while a low expenditure-to-salary ratio means the place is affordable to live in. Couples usually spend a larger chunk of their income than other population groups. A typical and healthy expenditure percentage for a couple of four ranges between 70% to 80%.


Spending to Income Ratio

100%

91% to 110%

( expenditure / income ) x 100


Couples in Chihuahua spend around 100% of their monthly income. Some couples spend as low as 91% of their income while some as high as 110%.

Distribution of monthly cost of living expenses of a couple in Chihuahua

How do couples spend their money in Chihuahua?

We asked thousands of couples about their spending habits and expenditure break down.


The percentage figures in this section are percentages of total spending not income. If you would like to see the percentage of expenses as related to income or salary, see other sections.

Housing and accomodation expenditure for couples

Accomodation Cost29%

29% of total expenses on average (22% to 39%)

LOW$530   9,000 MXN
AVERAGE$1,600   27,000 MXN
HIGH$8,500   140,000 MXN
Per Month

Couples in Chihuahua typically spend from 22% to 39% of their total monthly expenditure on housing with 29% being the average. The average monthly spend on housing is 27,000 MXN with expenditure ranging from 9,000 MXN to 140,000 MXN. This cost mainly goes for rent but it also includes other accommodation-related expenses.

Electricity, utilities, energy, water, internet, and mobile expenditure for couples

Cost of utilities6%

6% of total expenses on average (4% to 10%)

LOW$63   1,100 MXN
AVERAGE$210   3,600 MXN
HIGH$1,400   23,000 MXN
Per Month

Utility expenditure like electricity, water, and gas in Chihuahua ranges from 4% to 10% of total expenses with 6% being the average for most couples. The average monthly cost of utilities is 3,600 MXN with 1,100 MXN and 23,000 MXN being the upper and lower limits for a couple of four.

Transport, fuel, and commute expenditure for couples

Cost of transport and fuel10%

10% of total expenses on average (4% to 15%)

LOW$190   3,200 MXN
AVERAGE$560   9,500 MXN
HIGH$3,000   51,000 MXN
Per Month

Fuel consumption and cost of transport depend heavily on whether a couple resides near school and work, but roughly speaking a couple would expect to spend from 3,200 MXN to 51,000 MXN in a month on commuting with 9,500 MXN being the norm for most couples. This means that money spent on transport constitutes about 10% of total spending on average but can go as low as 4% or as high as 15%.

Food, groceries, and basic shopping expenditure for couples

Food and Groceries Cost16%

16% of total expenses on average (11% to 21%)

LOW$220   3,700 MXN
AVERAGE$660   11,000 MXN
HIGH$3,500   59,000 MXN
Per Month

The average outlay on groceries and basic houshold items for a typical couple in a month in Chihuahua is 11,000 MXN. The cost of groceries can range between 3,700 MXN to 59,000 MXN. Couples spend on average about 16% on food and groceries with upper and lower bounds of 11% and 21% respectively.

Healthcare and medical services expenditure for couples

Cost of healthcare13%

13% of total expenses on average (7% to 17%)

LOW$170   2,900 MXN
AVERAGE$520   8,700 MXN
HIGH$2,800   47,000 MXN
Per Month

Couples in Chihuahua allocate 7% to 17% of their total monthly expenditure to healthcare including health insurance and out-of-pocket medical expenses. The average spending on medical services and clinic visits is around 13%. The range of medical expenses range from 2,900 MXN to 47,000 MXN with 8,700 MXN being the norm for most couples.

Leisure and shopping expenditure for couples

Cost of leisure and shopping5%

5% of total expenses on average (2% to 8%)

LOW$94   1,600 MXN
AVERAGE$280   4,800 MXN
HIGH$1,500   25,000 MXN
Per Month

This category mostly contains discretionary or non-essential expenses but also some non-discretionary spending like furniture for example. The monthly expenses range from 1,600 MXN to 25,000 MXN with 4,800 MXN being the average. Speaking of percentages, that equates to 2% to 8% of total expenses with an average of 5% for most couples.

Education and schooling expenditure for couples

Cost of education and schooling2%

2% of total expenses on average (1% to 4%)

LOW$31   530 MXN
AVERAGE$94   1,600 MXN
HIGH$500   8,500 MXN
Per Month

Spending on education can vary drastically between different couples. On average, education constitutes 2% of the monthly expenditure of couples with 1% and 4% being the lower and upper bounds respectively. The average reported education cost is 1,600 MXN per month with 530 MXN being the minimum spent amount and 8,500 MXN being the maximum.

Other Expenses19%

19% of total expenses on average (13% to 25%)

LOW$270   4,500 MXN
AVERAGE$800   14,000 MXN
HIGH$4,300   72,000 MXN
Per Month
Percentage of couples who manage to save money from their income every month in Chihuahua

What percentage of couples in Chihuahua are able to save money and how much can they save?


Percentage of couples that reported their ability to save money


Saving Money
82%
Not Saving
18%

Almost 82% of surveyed couples in Chihuahua said that they can save some money at the end of each month while 18% reported that they have to utilize their whole income to survive.


Couple savings to income ratio in Chihuahua

Savings-to-Income Ratio

The savings-to-income ratio is measured as the percentage of income that people save over a specific period and it is simply calculated by dividing the saved money by total income and then multiplying the result by 100. (Savings / Income) x 100.


How much money do couples manage to add to their savings?

The amount of money that people can afford to save depends hugely on their income. It is better to focus on the percentage when trying to understand saving patterns.

Saving to Income Ratio

18% 31% of income 44%
MINIMUM AVERAGE MAXIMUM

Average Monthly Saved Amount

9,900 MXN
$580
30,000 MXN
$1,800
160,000 MXN
$9,300
MINIMUM AVERAGE MAXIMUM

Savings to income distribution levels for couples

Saving To Income Ratio% Couples
0% - 10%33%
10% - 20%25%
20% - 30%19%
30% - 40%11%
40% - 50%9%
> 50%3%

Interpretation and Analysis

Couples that are able to save money can put anywhere from 18% to 44% of their monthly income to their savings, with 31% being the average for most couples. The average monthly amount of money that couples can put aside is 30,000 MXN with 9,900 MXN and 160,000 MXN being the minimum and maximum respectively.

Reasons that make it difficult for couples to save money in Chihuahua

Saving Challenges in Chihuahua

Reasons that make it difficult for couples to save money

We wanted to understand what is stopping couples from maximizing their savings in Chihuahua. Listed below are the answers given by the survey participants.


Reason% People
Low Income6%
High Expenses9%
Debt and Loans18%
Lack of Budgeting Skills10%
Impulsive Spending9%
Financial Emergencies6%
Living the moment7%
Will do it later17%
Inflation11%
Social Pressure3%
Market Instability3%

Around 6% of the couples said that their salary is too low to accommodate a portion for savings while 9% said that the high cost of living leaves little room for savings. 18% of the residents said that they are burdened with debt and find it challenging to save money. 10% reported that they just don't have the knowledge or discipline to create and stick to a budget, leading to overspending and an inability to save. 9% of couples blamed impulsive spending as the reason for saving inability. Around 6% said that unexpected expenses like medical bills or car repairs are derailing their savings goals. 7% bluntly said that they don't see the purpose of it and prefer to live each day to the fullest. 17% reported that they understand the value of saving but are putting off saving for the future, thinking they have plenty of time to start later. 11% blamed inflation, saying that every time they save some money they end up using it immediately. A surprising 3% said that social pressure and keeping up with peers or social expectations makes them overspend. Lastly, 3% blamed market instability and price fluctuations.

Where do couples choose to put their savings in Chihuahua

Typical saving choices for couples in Chihuahua

Where do people choose to put their savings?


Saving Type% People
Emergency Funds11%
Gold10%
Savings Accounts17%
Retirement Accounts11%
Cash Savings16%
Real Estate10%
Investment6%
Stocks6%
Bonds6%
Mutual Funds3%
Certificates of Deposit3%
A typical and healthy budgeting structure. The 50-30-20 rule

A typical and healthy budgeting structure

The 50/30/20 rule

Spending among different people can vary significantly based on factors such as their income, lifestyle, location, and personal preferences. A commonly used guideline for budgeting is the 50/30/20 rule, which suggests allocating your income into three main categories in the following percentages.

  • 50% for needs and financial obligations

    This category includes essential expenses like housing, utilities, groceries, transportation, and healthcare.

  • 30% for wants and discretionary spending

    This category covers discretionary spending on non-essential items, such as dining out, entertainment, travel, and other lifestyle choices.

  • 20% for savings and emergency fund

    This is the percentage that must be allocated to savings, emergency funds, and retirement accounts.

About financial planning, money management, and household budgeting

The 50/30/20 rule is used as a general guideline but may not be the best choice for all people. There are in fact many budgeting plans out there like the 70/20/10 and the 60/20/20 rules, all claiming to be the best. More important than all of this is to establish financial discipline by creating a budget tailored to your specific financial goals and situation. It is very important that your financial outflow be less than your income to maintain a healthy cash flow.

Income and cost of living compatibility. Is it affordable or economical for couples to live in Chihuahua

Affordable living in Chihuahua

Income and cost of living compatibility

We asked couples one simple question and recorded their answers.

Is it affordable or economical to live in Chihuahua?


Yes
91%
No
9.3%

Around 91% of surveyed couples think that living in Chihuahua is affordable with proper budgeting while 9.3% reported that it is just too expensive and not affordable even with frugality and thriftness.

How easily is cost-cutting for couples. Are there plenty of low-cost options in Chihuahua

Low-cost alternatives in Chihuahua

People are always looking for ways to cut down expenses and reduce expenditures. The hallmark of any affordable place is the availability of discount stores, bargain deals, smart or secondhand shopping, refurbished items, and couponing. We asked couples how easily cost-cutting is and the answers were distributed as follows:

Plenty of low-cost options78%

Few low-cost options22%


Based on the survey, 78% of the couples living in Chihuahua have no problem finding low-cost alternatives to support a frugal lifestyle while 22% think that thriftness is difficult due to scarcity in discount markets and secondhand outlets.

Emergency Funds For Couples

An emergency fund is a financial safety net comprised of easily accessible savings set aside to cover unexpected expenses or financial emergencies, typically amounting to three to six months' worth of living expenses. We asked couples of Chihuahua whether they have an emergency fund and the answers were as follows.

Yes89%

No11%


Based on the survey, 11% of the couples living in Chihuahua said that they don't have an emergency fund while 89% said that they do.

Financial literacy and difficulty in budgeting and financial planning for couples in Chihuahua

Financial Literacy in Mexico

Financial literacy is the knowledge of concepts and principles related to personal finance that allow individuals to make informed decisions regarding their money such as budgeting, saving, investing, borrowing, managing debt, financial risk management, and planning.

Financial Leteracy65%


We asked couple guardians and parents in Chihuahua whether they acquired any adequate personal financial training in their lives. Approximately 35% of the people who participated in the survey said that they are not well informed about the topics of budgeting, saving, etc., and just manage things based on their own experience, while 65% said that they know about the general principles of personal finance from sources other than their own experience.


Difficulty in Budgeting and Financial Planning

We wanted to understand whether couples of Mexico have problems or difficulties in managing their expenditures and savings so we asked people one simple question: do you struggle with your personal finances? 28% of the participants reported that they indeed struggle in creating budgets and in organizing their finances while 72% said that they have everything under control.

Struggles with finance28%

Easily manages finances72%

Financial goals and targets of couples living in Chihuahua

Financial goals of couples in Chihuahua

In an attempt to understand the economic situation in Chihuahua, we asked participants about their financial targets. By knowing what the population in general is trying to achieve, we can shed light on the economic outlook, cost of living, and quality of life in general.


Financial Goal% People
Emergency Fund7%
Debt Reduction34%
Retirement Savings8%
Education Funding8%
Homeownership17%
Investing9%
Travel or Lifestyle10%
Healthcare Expenses9%
Financial Independence8%

Around 7% of couples said that their main goal is to establish an emergency fund to cover unexpected expenses while 34% said their number one priority is to pay off high-interest debt or loans and improve credit. 8% of surveyed people confirmed that saving for retirement to ensure a comfortable lifestyle in the final years is their main target. Around 8% reported that their priority is saving for the tuition fees and education costs of their children while 17% choose to buy a home or pay off existing mortgage before other things. 9% of the population would like to build wealth through investments such as stocks, bonds, mutual funds, or real estate. For 10% of people, saving for vacations or upgrading their lifestyle is the number one concern. Approximately 9% of the residents said that saving for healthcare expenses including insurance premiums is their main goal.

Chart showing the percentage of couples who are in debt in Chihuahua

Debt, loans, and mortgages in Chihuahua


Percentage of couples who are in debt


In Debt
32%
Debt Free
68%

According to the survey, 32% of the couples in Chihuahua have some kind of debt, loan, mortgage, or credit card payments while 68% reported that they don't have financial obligations to banks.


Chart showing debt-to-income ratio in Chihuahua

Debt-to-income ratio in Chihuahua

Debt to income ratio

36%

23% to 48%

( monthly debt payment / monthly income ) x 100

Interpretation

The debt-to-income ratio measures the percentage of income being paid as debt settlement across the population. It is calculated by dividing the monthly debt settlement payment of an individual by their monthly income. Based on collected data, approximately 36% of a couple's monthly income in Chihuahua goes to debt settlement.


Debt levels

Monthly debt settlement payment as percentage of monthly income

Debt-to-income ratio% People
> 60%3%
50% - 60%12%
40% - 50%12%
30% - 40%14%
20% - 30%15%
10% - 20%18%
0% - 10%28%

According to our data, 3% of the debtors in Chihuahua pay 60%+ of their income as debt settlement while 12% of the people pay 50% to 60% of their income for the same, which is quite an alarming financial situation for those individuals. 12% of people in debt dedicate 40% to 50% of their income to loan and mortgage payments while 14% dedicated 30% to 40% of income for same. Things are looking brighter for 15% of individuals as they only pay 20% to 30% of their income for loan and credit card repayment.


Distribution by type of debt in Chihuahua

Debt% People
Real Estate Mortgage13%
Auto Loan22%
Student Loan3%
Credit Card25%
Personal Loan37%

13% of debtors in Chihuahua confirm that real estate mortgages constitutes the main part of their outstanding debt while 25% say that credit card payments are the reason they are in debt. Auto loans were the main type of debt for 22% of people and personal loans rose at 37%. Lastly, student loans are the main source of debt for 3% of debtors in Chihuahua.


About credit score and debt management

Managing debt is a critical aspect of maintaining a favorable credit score. Debt reduction is the first thing you should do improve your financial situation. Getting rid of debt takes precedence over saving money because of interest rates.

Good debt vs. Bad debt

Not all debt is bad. Good debt typically refers to borrowing money for investments that can increase in value or generate income over time like purchasing a home or acquiring student loans. On the other hand, bad debt involves borrowing for things that fail to generate lasting value like high-interest credit card debt used for non-essential expenses like luxury items or vacations.


Loan Affordability Index in Chihuahua

Besides measuring the loan-to-income ratio, we asked couples of Chihuahua how many times in a year they defaulted or were unable to pay their due credit card or loan payments on time. Understanding how often people default on their due payments is one of the indicators of the cost of living and economic situation.

Frequency and percentage of people who failed to pay their monthly credit card or loan payments on time last year.

Frequency% People
Never55%
Once a year22%
Twice a year11%
Three times a year8%
Four times a year4%
Housing and accommodation affordability, property price to income ratio, rent to income ratio, and housing affordability index chart in Chihuahua

Housing costs, accommodation, and housing affordability in Chihuahua

Rental costs and house/apartment prices can vary drastically between different areas and locations.


Rent Cost in Chihuahua

Monthly Rent Prices

Studio apartment monthly rent cost

6,100 MXN 9,100 MXN 24,000 MXN
MINIMUM AVERAGE MAXIMUM
$360 $540 $1,400

1-bedroom apartment monthly rent cost

9,100 MXN 15,000 MXN 36,000 MXN
MINIMUM AVERAGE MAXIMUM
$540 $860 $2,100

2-bedroom apartment monthly rent cost

12,000 MXN 18,000 MXN 49,000 MXN
MINIMUM AVERAGE MAXIMUM
$720 $1,100 $2,900

3-bedroom apartment monthly rent cost

15,000 MXN 24,000 MXN 66,000 MXN
MINIMUM AVERAGE MAXIMUM
$860 $1,400 $3,900

Furnished apartment monthly rent cost

29,000 MXN 73,000 MXN 150,000 MXN
MINIMUM AVERAGE MAXIMUM
$1,700 $4,300 $8,600

Townhouse monthly rent cost

24,000 MXN 36,000 MXN 100,000 MXN
MINIMUM AVERAGE MAXIMUM
$1,400 $2,100 $6,100

House monthly rent cost

29,000 MXN 73,000 MXN 150,000 MXN
MINIMUM AVERAGE MAXIMUM
$1,700 $4,300 $8,600

Villa monthly rent cost

36,000 MXN 91,000 MXN 150,000 MXN
MINIMUM AVERAGE MAXIMUM
$2,100 $5,400 $8,600

The monthly rental cost of a studio apartment in Chihuahua ranges between 6,100 MXN and 24,000 MXN, meanwhile the cost of monthly rental of a one-bedroom apartment can be anywhere from 9,100 MXN to 36,000 MXN. Two-bedroom rentals rate ranges between 12,000 MXN and 49,000 MXN per month. The monthly rental for a three-bedroom apartment ranges from 15,000 MXN to 66,000 MXN. The average rent of a townhouse in Chihuahua is around 36,000 MXN while house rental costs can be as high as 73,000 MXN per month. Finally, if you want to rent a villa, expect to pay anywhere from 36,000 MXN to 150,000 MXN per month.



Apartment and house prices in Chihuahua

Cost of buying a property

Studio apartment price

1.2M MXN 1.8M MXN 3.6M MXN
MINIMUM AVERAGE MAXIMUM
$72,000 $110,000 $210,000

1-bedroom apartment price

1.5M MXN 2.4M MXN 9.1M MXN
MINIMUM AVERAGE MAXIMUM
$86,000 $140,000 $540,000

2-bedroom apartment price

2.4M MXN 7.3M MXN 15M MXN
MINIMUM AVERAGE MAXIMUM
$140,000 $430,000 $860,000

3-bedroom apartment price

8.1M MXN 12M MXN 36M MXN
MINIMUM AVERAGE MAXIMUM
$480,000 $720,000 $2.1M

Townhouse price

10M MXN 24M MXN 91M MXN
MINIMUM AVERAGE MAXIMUM
$610,000 $1.4M $5.4M

House price

12M MXN 73M MXN 100M MXN
MINIMUM AVERAGE MAXIMUM
$720,000 $4.3M $6.1M

Villa price

15M MXN 81M MXN 120M MXN
MINIMUM AVERAGE MAXIMUM
$860,000 $4.8M $7.2M

The average price of a studio apartment in Chihuahua can range from 1.2M MXN to 3.6M MXN depending on location. One bedroom cost can be anywhere from 1.5M MXN to 9.1M MXN. A villa can cost you 81M MXN on average with prices ranging from 15M MXN to 120M MXN.


If you're leasing or purchasing, housing costs in Chihuahua will probably constitute your biggest expenditure, yet it's an area where you wield considerable influence. This is due to the substantial variance in housing prices across communities. Keep in mind the location of your workplace and the accessibility of essential amenities to prevent negating the savings from lower rental rates with increased transportation expenses.

House / apartment prices to income ratio


Property price to income ratio

( average property price / average monthly income ) x 100


56 x163 monthly income 280
MINIMUM AVERAGE MAXIMUM

Property prices in Chihuahua can be x163 to x280 multiples of the monthly income depending on the property and the income of the person. On average, property prices are approximately x163 multiples of the average monthly salary in Chihuahua.



Rent to income ratio


Rent to income ratio

( monthly rental / monthly income ) x 100


30% 43% of income 56%
MINIMUM AVERAGE MAXIMUM

The average rent-to-income ratio in Chihuahua is around 43%. This means that people pay 43% of their income for rent. Those figures can range from 30% to 56% depending on the salary, location, and type of property.


The housing-to-income ratio is a very important metric to evaluate and measure how affordable living is in a particular area, city, or country since housing comprises the biggest chunk of expenditure. A higher housing to income ratio means that the place is relatively expensive. The figure by itself does tell much. It only starts to make sense when comparing the housing to income ratio across different locations.

Housing affordability index

The housing affordability index measures how affordable accommodation is in a particular place. This can measured in multiple ways, the most common being housing expenditure to total expenditure ratio and the rent to income ratio. The housing expenditure ratio is a figure reported by individuals on the percentage they allocate for housing. Rent to income ratio is calculated by dividing the average monthly rent by the average income. Because these values are both percentages, we can find their average and get the best of the two worlds.

Housing Affordability Index
40%

Property Taxes

Real estate owners pay property taxes to local tax authorities, which are determined by the assessed value of their property. Typically, these taxes are paid once a year. Property tax funds contribute to community development, financing infrastructure improvements, public services, and local education initiatives.


FROM
2.4%
AVERAGE
3.4%
TO
4.5%

Home Maintenance Costs

Home maintenance costs encompass various expenses associated with the upkeep and repair of a residence. These expenditures include regular tasks such as lawn care, pest control, and HVAC system servicing, as well as occasional repairs and renovations like fixing leaks, painting, or replacing appliances.


110 MXN 1,400 MXN 14,000 MXN
MINIMUM AVERAGE MAXIMUM

Urban vs. rural living costs

Urban living typically entails higher housing and transportation costs due to demand and limited space, while rural areas generally offer lower housing expenses but may have higher prices for goods and services. The differnce in rental rates between urban areas and rural areas can be as high as 300% in some cases.

Monthly costs and expenses of energy and basic utilities in Chihuahua

Utilities expenditure can vary slightly between different areas and locations.


Energy, electricity, water, gas, internet, and mobile cost in Chihuahua

Utility Bill Cost / Electricity + Water + Gas / Couple

1,100 MXN 3,600 MXN 23,000 MXN
MINIMUM AVERAGE MAXIMUM
$63 $210 $1,400

Internet and cable cost

290 MXN 580 MXN 780 MXN
MINIMUM AVERAGE MAXIMUM
$17 $34 $46

Mobile phone bill and charges

230 MXN 390 MXN 1,200 MXN
MINIMUM AVERAGE MAXIMUM
$14 $23 $69

Because most utility bills club electricity, water, and gas costs in one bill, we can't provide a breakup for each type of utility and will display electricity, gas, and water as single cost.


The average monthly energy and water consumption of couples is around 3,600 MXN. The cost of internet and WiFi ranges from 290 MXN to 780 MXN with 580 MXN being the average internet bill. Finally, the average monthly mobile charges is around 390 MXN but can range between 230 MXN and 1,200 MXN depending on consumption. Mobile charges include both calling minutes as well as data packages.


Energy / Utility expense to income ratio


( monthly utility expenses / monthly income ) x 100


2.6% 6.5% of income 12%
MINIMUM AVERAGE MAXIMUM

The average utility-to-income ratio in Chihuahua is around 6.5%. This means that people pay 6.5% of their income for energy, water, internet, and mobile charges. Those figures can range from 2.6% to 12% depending on salary and location.

Food Prices, Dining Expenses, and Grocery Costs in Chihuahua

Grocery / Food expenditure and prices can vary drastically between different areas and locations.


Prices and cost of goods and services in Chihuahua

Dining out, food, and beverages costs. Price variations for common food items.

Fast food combo meal price

58 MXN 120 MXN 190 MXN
MINIMUM AVERAGE MAXIMUM
$3.4 $6.9 $11

The average price of a regular combo meal at a fast food outlet or chain like McDonald's, Pizzahut, or KFC in Chihuahua is approximatly 120 MXN with meal cost ranging from 58 MXN to 190 MXN. The typical combo meal consists of a burger, french fries, and a drink.

Restaurant meal for one price

220 MXN 330 MXN 660 MXN
MINIMUM AVERAGE MAXIMUM
$13 $19 $39

If you are planning to have a nice meal at a mid-range restaurant, expect to pay anywhere between 220 MXN and 660 MXN with 330 MXN being the average price of a plate for one person at a regular restaurant in Chihuahua.

Fine dining meal for one price

440 MXN 660 MXN 2,600 MXN
MINIMUM AVERAGE MAXIMUM
$26 $39 $150

The price range of a meal at fine-dining restaurant is 440 MXN to 2,600 MXN with the average cost being 660 MXN for one person. This is what you would expect to pay a top-tier diner in Chihuahua.

Beverage prices, cappuccino, latte etc..

49 MXN 78 MXN 120 MXN
MINIMUM AVERAGE MAXIMUM
$2.9 $4.6 $6.9

The average price of a regular beverage like cappuccino or latte at Starbucks, Costa, or similar coffee shops and cafes in Chihuahua is around 78 MXN. Price ranges between 49 MXN and 120 MXN depending on the type of beverage, the size, and optional add-ons.



Grocery and market costs

Large bottle of milk price

39 MXN 47 MXN 58 MXN
MINIMUM AVERAGE MAXIMUM
$2.3 $2.7 $3.4

The average price of a large bottle of milk in Chihuahua is 47 MXN. The maximum what you would pay for milk is 58 MXN and the minimum being 39 MXN depending on the brand of milk and other properties.

12 eggs price

29 MXN 39 MXN 58 MXN
MINIMUM AVERAGE MAXIMUM
$1.7 $2.3 $3.4

A dozen eggs costs around 39 MXN on average with 29 MXN and 58 MXN being the lower and upper limits respectively.

Fresh whole chicken price

66 MXN 86 MXN 120 MXN
MINIMUM AVERAGE MAXIMUM
$3.9 $5 $7.2

The price range of a fresh whole chicken in Chihuahua is between 66 MXN and 120 MXN depending on the size of the chicken and whether it is oraganic or not. The average price is approximatly 86 MXN.

Pack of beef price

78 MXN 120 MXN 230 MXN
MINIMUM AVERAGE MAXIMUM
$4.6 $6.9 $14

The price of a regular pack of beef or meat is around 120 MXN. A pack of beef contains around 1Kg or 1lb depending on packing.

Medium bag of rice price

31 MXN 43 MXN 61 MXN
MINIMUM AVERAGE MAXIMUM
$1.8 $2.5 $3.6

A bag of rice in Chihuahua costs around 43 MXN on average with prices rangeing between 31 MXN and 61 MXN depending on the brand and quality.

Bag of tomatos price

12 MXN 16 MXN 29 MXN
MINIMUM AVERAGE MAXIMUM
$0.69 $0.92 $1.7

A bag of tomatoes costs anywhere from 12 MXN to 29 MXN. A bag of tomatoes denotes 1Kg or 1lb depending on location.

Bag of apples price

21 MXN 27 MXN 45 MXN
MINIMUM AVERAGE MAXIMUM
$1.2 $1.6 $2.6

A bag of apples costs 27 MXN on average. A bag of apples denotes 1Kg or 1lb depending on location.


Grocery and food expenditure to income ratio


( monthly grocery expenses / monthly income ) x 100


22% 32% of income 40%
MINIMUM AVERAGE MAXIMUM

The average grocery-to-income ratio in Chihuahua is around 32%. This means that couples spend 32% of their income on grocery and basic household items. The expenditure can range from 22% to 40% depending on salary and location.


Expenditure on food and grocery for couples

Couples' spending on grocery ranges from 3,700 MXN to 59,000 MXN with the location, income, and size of the couple being the most determinite factors.

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