Cost Of Living For a Couple in Quetta 2025

Couple cost of living chart - average monthly expenditure in Quetta

Average Monthly Expenditure

Currency: PKR
130,000 400,000 2.2M
MINIMUM AVERAGE MAXIMUM
$480 $1,400 $7,700

Average monthly spending for couples in Quetta

How much money does a couple need in a month to survive in Quetta?

Couples in Quetta spend around 400,000 PKR per month on average. Depending on the lifestyle, a couple can survive with a monthly budget as low as 130,000 PKR or as high as 2.2M PKR. Location and income are very important factors and have a huge influence on expenditure and budget.


Prices and cost of goods and services in Quetta


Chart showing the prices and cost of grocery, food, restaurant meals, market, and beverages in Quetta

Dining, food, and beverages costs


Fast food combo meal

370 PKR 740 PKR 1,200 PKR
MINIMUM AVERAGE MAXIMUM
$1.3 $2.6 $4.4

Restaurant meal for one

1,200 PKR 1,800 PKR 3,600 PKR
MINIMUM AVERAGE MAXIMUM
$4.3 $6.4 $13

Fine dining meal for one

2,400 PKR 3,600 PKR 14,000 PKR
MINIMUM AVERAGE MAXIMUM
$8.5 $13 $51

Cappuccino or latte

310 PKR 490 PKR 740 PKR
MINIMUM AVERAGE MAXIMUM
$1.1 $1.8 $2.6

Grocery and market costs


Milk large bottle

250 PKR 300 PKR 370 PKR
MINIMUM AVERAGE MAXIMUM
$0.88 $1.1 $1.3

12 eggs

180 PKR 250 PKR 370 PKR
MINIMUM AVERAGE MAXIMUM
$0.66 $0.88 $1.3

Fresh whole chicken

420 PKR 540 PKR 770 PKR
MINIMUM AVERAGE MAXIMUM
$1.5 $1.9 $2.8

Pack of beef

490 PKR 740 PKR 1,500 PKR
MINIMUM AVERAGE MAXIMUM
$1.8 $2.6 $5.3

Medium bag of rice

200 PKR 270 PKR 380 PKR
MINIMUM AVERAGE MAXIMUM
$0.71 $0.97 $1.4

Bag of tomatos

74 PKR 99 PKR 180 PKR
MINIMUM AVERAGE MAXIMUM
$0.26 $0.35 $0.66

Bag of apples

130 PKR 170 PKR 280 PKR
MINIMUM AVERAGE MAXIMUM
$0.47 $0.62 $1
Chart showing the prices and cost of commute, travel, and transportation in Quetta


Commute, travel, and transportation costs


20 minutes taxi ride

300 PKR 360 PKR 720 PKR
MINIMUM AVERAGE MAXIMUM
$1.1 $1.3 $2.6

Average car full tank

1,800 PKR 2,500 PKR 4,900 PKR
MINIMUM AVERAGE MAXIMUM
$6.6 $8.8 $18

Average car 1-day rental

1,700 PKR 2,300 PKR 3,500 PKR
MINIMUM AVERAGE MAXIMUM
$6.2 $8.3 $12

Average car price

920,000 PKR 1.8M PKR 2.5M PKR
MINIMUM AVERAGE MAXIMUM
$3,300 $6,600 $8,800

Bus ticket one way

58 PKR 87 PKR 170 PKR
MINIMUM AVERAGE MAXIMUM
$0.21 $0.31 $0.62

Car Service

2,300 PKR 3,500 PKR 6,900 PKR
MINIMUM AVERAGE MAXIMUM
$8.3 $12 $25
Chart showing the prices and cost of utility, energy, water, and gas in Quetta


Utility cost (monthly)


Utility Bill - Couple

5,400 PKR 18,000 PKR 120,000 PKR
MINIMUM AVERAGE MAXIMUM
$19 $65 $420

Internet and cable

1,800 PKR 3,700 PKR 4,900 PKR
MINIMUM AVERAGE MAXIMUM
$6.6 $13 $18

Mobile phone charges

1,500 PKR 2,500 PKR 7,400 PKR
MINIMUM AVERAGE MAXIMUM
$5.3 $8.8 $26

Leisure and activities costs


Movie ticket

920 PKR 1,200 PKR 1,800 PKR
MINIMUM AVERAGE MAXIMUM
$3.3 $4.4 $6.6

One month gym membership

2,800 PKR 3,500 PKR 6,900 PKR
MINIMUM AVERAGE MAXIMUM
$9.9 $12 $25
Chart showing the prices and cost of clothing and accessories in Quetta


Cloths and accessories costs


Pair of jeans or pants

2,000 PKR 2,900 PKR 4,300 PKR
MINIMUM AVERAGE MAXIMUM
$7.3 $10 $16

Woman dress

1,900 PKR 2,700 PKR 8,700 PKR
MINIMUM AVERAGE MAXIMUM
$6.9 $9.6 $31

Woman shoes

1,800 PKR 2,500 PKR 5,800 PKR
MINIMUM AVERAGE MAXIMUM
$6.5 $8.9 $21

Men's shoes

1,600 PKR 1,900 PKR 3,900 PKR
MINIMUM AVERAGE MAXIMUM
$5.6 $6.9 $14

Men suit

1,700 PKR 2,200 PKR 12,000 PKR
MINIMUM AVERAGE MAXIMUM
$6.2 $7.8 $41

Regular t-shirt

870 PKR 1,200 PKR 3,500 PKR
MINIMUM AVERAGE MAXIMUM
$3.1 $4.1 $12
Chart showing the prices and cost of housing, accommodation, and rent in Quetta


Housing costs / monthly rent


Studio apartment

29,000 PKR 43,000 PKR 120,000 PKR
MINIMUM AVERAGE MAXIMUM
$100 $160 $410

1-bedroom apartment

43,000 PKR 69,000 PKR 170,000 PKR
MINIMUM AVERAGE MAXIMUM
$160 $250 $620

2-bedroom apartment

58,000 PKR 87,000 PKR 230,000 PKR
MINIMUM AVERAGE MAXIMUM
$210 $310 $830

Housing costs / Buying


Studio apartment

5.8M PKR 8.7M PKR 17M PKR
MINIMUM AVERAGE MAXIMUM
$21,000 $31,000 $62,000

1-bedroom apartment

6.9M PKR 12M PKR 43M PKR
MINIMUM AVERAGE MAXIMUM
$25,000 $41,000 $160,000

2-bedroom apartment

12M PKR 35M PKR 69M PKR
MINIMUM AVERAGE MAXIMUM
$41,000 $120,000 $250,000
Chart showing the prices and cost of furniture in Quetta


Furniture Costs


King Size Bed

37,000 PKR 46,000 PKR 62,000 PKR
MINIMUM AVERAGE MAXIMUM
$130 $170 $220

Double Bed

25,000 PKR 37,000 PKR 46,000 PKR
MINIMUM AVERAGE MAXIMUM
$88 $130 $170

Single Bed

22,000 PKR 28,000 PKR 37,000 PKR
MINIMUM AVERAGE MAXIMUM
$78 $100 $130

Living Room

41,000 PKR 53,000 PKR 180,000 PKR
MINIMUM AVERAGE MAXIMUM
$150 $190 $660

Dining Table

18,000 PKR 25,000 PKR 46,000 PKR
MINIMUM AVERAGE MAXIMUM
$66 $88 $170

Sofa or Couch

25,000 PKR 34,000 PKR 74,000 PKR
MINIMUM AVERAGE MAXIMUM
$88 $120 $260
Chart showing the prices and cost of electronic devices and appliances in Quetta


Electronics and House Appliance Costs


TV Set

25,000 PKR 37,000 PKR 74,000 PKR
MINIMUM AVERAGE MAXIMUM
$88 $130 $260

Fridge or Freezer

22,000 PKR 34,000 PKR 46,000 PKR
MINIMUM AVERAGE MAXIMUM
$78 $120 $170

Washing Machine

28,000 PKR 41,000 PKR 74,000 PKR
MINIMUM AVERAGE MAXIMUM
$100 $150 $260

Stove or Cooker

26,000 PKR 34,000 PKR 46,000 PKR
MINIMUM AVERAGE MAXIMUM
$94 $120 $170

Mobile Phone

31,000 PKR 37,000 PKR 53,000 PKR
MINIMUM AVERAGE MAXIMUM
$110 $130 $190

Laptop or Computer

34,000 PKR 41,000 PKR 74,000 PKR
MINIMUM AVERAGE MAXIMUM
$120 $150 $260
Couple cost of living and expenditure to income ratio in Quetta

Couple expenditure to income ratio in Quetta

Analysing the how affordable it is for couples to live in Quetta

One of the most definite ways to determine how affordable a place is measuring the ratio of expenses to salary. A high expense-to-income to ratio indicates a high cost-of-living index while a low expenditure-to-salary ratio means the place is affordable to live in. Couples usually spend a larger chunk of their income than other population groups. A typical and healthy expenditure percentage for a couple of four ranges between 70% to 80%.


Spending to Income Ratio

77%

72% to 84%

( expenditure / income ) x 100


Couples in Quetta spend around 77% of their monthly income. Some couples spend as low as 72% of their income while some as high as 84%.

Distribution of monthly cost of living expenses of a couple in Quetta

How do couples spend their money in Quetta?

We asked thousands of couples about their spending habits and expenditure break down.


The percentage figures in this section are percentages of total spending not income. If you would like to see the percentage of expenses as related to income or salary, see other sections.

Housing and accomodation expenditure for couples

Accomodation Cost25%

25% of total expenses on average (18% to 35%)

LOW$160   46,000 PKR
AVERAGE$490   140,000 PKR
HIGH$2,600   730,000 PKR
Per Month

Couples in Quetta typically spend from 18% to 35% of their total monthly expenditure on housing with 25% being the average. The average monthly spend on housing is 140,000 PKR with expenditure ranging from 46,000 PKR to 730,000 PKR. This cost mainly goes for rent but it also includes other accommodation-related expenses.

Electricity, utilities, energy, water, internet, and mobile expenditure for couples

Cost of utilities8%

8% of total expenses on average (6% to 12%)

LOW$19   5,400 PKR
AVERAGE$65   18,000 PKR
HIGH$420   120,000 PKR
Per Month

Utility expenditure like electricity, water, and gas in Quetta ranges from 6% to 12% of total expenses with 8% being the average for most couples. The average monthly cost of utilities is 18,000 PKR with 5,400 PKR and 120,000 PKR being the upper and lower limits for a couple of four.

Transport, fuel, and commute expenditure for couples

Cost of transport and fuel8%

8% of total expenses on average (2% to 13%)

LOW$58   16,000 PKR
AVERAGE$170   48,000 PKR
HIGH$920   260,000 PKR
Per Month

Fuel consumption and cost of transport depend heavily on whether a couple resides near school and work, but roughly speaking a couple would expect to spend from 16,000 PKR to 260,000 PKR in a month on commuting with 48,000 PKR being the norm for most couples. This means that money spent on transport constitutes about 8% of total spending on average but can go as low as 2% or as high as 13%.

Food, groceries, and basic shopping expenditure for couples

Food and Groceries Cost18%

18% of total expenses on average (13% to 23%)

LOW$67   19,000 PKR
AVERAGE$200   56,000 PKR
HIGH$1,100   300,000 PKR
Per Month

The average outlay on groceries and basic houshold items for a typical couple in a month in Quetta is 56,000 PKR. The cost of groceries can range between 19,000 PKR to 300,000 PKR. Couples spend on average about 18% on food and groceries with upper and lower bounds of 13% and 23% respectively.

Healthcare and medical services expenditure for couples

Cost of healthcare15%

15% of total expenses on average (9% to 19%)

LOW$53   15,000 PKR
AVERAGE$160   44,000 PKR
HIGH$850   240,000 PKR
Per Month

Couples in Quetta allocate 9% to 19% of their total monthly expenditure to healthcare including health insurance and out-of-pocket medical expenses. The average spending on medical services and clinic visits is around 15%. The range of medical expenses range from 15,000 PKR to 240,000 PKR with 44,000 PKR being the norm for most couples.

Leisure and shopping expenditure for couples

Cost of leisure and shopping3%

3% of total expenses on average (1% to 6%)

LOW$29   8,100 PKR
AVERAGE$87   24,000 PKR
HIGH$460   130,000 PKR
Per Month

This category mostly contains discretionary or non-essential expenses but also some non-discretionary spending like furniture for example. The monthly expenses range from 8,100 PKR to 130,000 PKR with 24,000 PKR being the average. Speaking of percentages, that equates to 1% to 6% of total expenses with an average of 3% for most couples.

Education and schooling expenditure for couples

Cost of education and schooling1%

1% of total expenses on average (0.00% to 3%)

LOW$9.6   2,700 PKR
AVERAGE$29   8,100 PKR
HIGH$150   43,000 PKR
Per Month

Spending on education can vary drastically between different couples. On average, education constitutes 1% of the monthly expenditure of couples with 0.00% and 3% being the lower and upper bounds respectively. The average reported education cost is 8,100 PKR per month with 2,700 PKR being the minimum spent amount and 43,000 PKR being the maximum.

Other Expenses22%

22% of total expenses on average (16% to 28%)

LOW$82   23,000 PKR
AVERAGE$250   69,000 PKR
HIGH$1,300   370,000 PKR
Per Month
Percentage of couples who manage to save money from their income every month in Quetta

What percentage of couples in Quetta are able to save money and how much can they save?


Percentage of couples that reported their ability to save money


Saving Money
48%
Not Saving
52%

Almost 48% of surveyed couples in Quetta said that they can save some money at the end of each month while 52% reported that they have to utilize their whole income to survive.


Couple savings to income ratio in Quetta

Savings-to-Income Ratio

The savings-to-income ratio is measured as the percentage of income that people save over a specific period and it is simply calculated by dividing the saved money by total income and then multiplying the result by 100. (Savings / Income) x 100.


How much money do couples manage to add to their savings?

The amount of money that people can afford to save depends hugely on their income. It is better to focus on the percentage when trying to understand saving patterns.

Saving to Income Ratio

7.4% 14% of income 26%
MINIMUM AVERAGE MAXIMUM

Average Monthly Saved Amount

39,000 PKR
$140
120,000 PKR
$420
620,000 PKR
$2,200
MINIMUM AVERAGE MAXIMUM

Savings to income distribution levels for couples

Saving To Income Ratio% Couples
0% - 10%38%
10% - 20%28%
20% - 30%20%
30% - 40%6%
40% - 50%6%
> 50%2%

Interpretation and Analysis

Couples that are able to save money can put anywhere from 7.4% to 26% of their monthly income to their savings, with 14% being the average for most couples. The average monthly amount of money that couples can put aside is 120,000 PKR with 39,000 PKR and 620,000 PKR being the minimum and maximum respectively.

Reasons that make it difficult for couples to save money in Quetta

Saving Challenges in Quetta

Reasons that make it difficult for couples to save money

We wanted to understand what is stopping couples from maximizing their savings in Quetta. Listed below are the answers given by the survey participants.


Reason% People
Low Income4%
High Expenses7%
Debt and Loans11%
Lack of Budgeting Skills12%
Impulsive Spending13%
Financial Emergencies7%
Living the moment5%
Will do it later23%
Inflation14%
Social Pressure2%
Market Instability2%

Around 4% of the couples said that their salary is too low to accommodate a portion for savings while 7% said that the high cost of living leaves little room for savings. 11% of the residents said that they are burdened with debt and find it challenging to save money. 12% reported that they just don't have the knowledge or discipline to create and stick to a budget, leading to overspending and an inability to save. 13% of couples blamed impulsive spending as the reason for saving inability. Around 7% said that unexpected expenses like medical bills or car repairs are derailing their savings goals. 5% bluntly said that they don't see the purpose of it and prefer to live each day to the fullest. 23% reported that they understand the value of saving but are putting off saving for the future, thinking they have plenty of time to start later. 14% blamed inflation, saying that every time they save some money they end up using it immediately. A surprising 2% said that social pressure and keeping up with peers or social expectations makes them overspend. Lastly, 2% blamed market instability and price fluctuations.

Where do couples choose to put their savings in Quetta

Typical saving choices for couples in Quetta

Where do people choose to put their savings?


Saving Type% People
Emergency Funds13%
Gold14%
Savings Accounts16%
Retirement Accounts9%
Cash Savings23%
Real Estate9%
Investment5%
Stocks3%
Bonds4%
Mutual Funds2%
Certificates of Deposit2%
A typical and healthy budgeting structure. The 50-30-20 rule

A typical and healthy budgeting structure

The 50/30/20 rule

Spending among different people can vary significantly based on factors such as their income, lifestyle, location, and personal preferences. A commonly used guideline for budgeting is the 50/30/20 rule, which suggests allocating your income into three main categories in the following percentages.

  • 50% for needs and financial obligations

    This category includes essential expenses like housing, utilities, groceries, transportation, and healthcare.

  • 30% for wants and discretionary spending

    This category covers discretionary spending on non-essential items, such as dining out, entertainment, travel, and other lifestyle choices.

  • 20% for savings and emergency fund

    This is the percentage that must be allocated to savings, emergency funds, and retirement accounts.

About financial planning, money management, and household budgeting

The 50/30/20 rule is used as a general guideline but may not be the best choice for all people. There are in fact many budgeting plans out there like the 70/20/10 and the 60/20/20 rules, all claiming to be the best. More important than all of this is to establish financial discipline by creating a budget tailored to your specific financial goals and situation. It is very important that your financial outflow be less than your income to maintain a healthy cash flow.

Income and cost of living compatibility. Is it affordable or economical for couples to live in Quetta

Affordable living in Quetta

Income and cost of living compatibility

We asked couples one simple question and recorded their answers.

Is it affordable or economical to live in Quetta?


Yes
40%
No
60%

Around 40% of surveyed couples think that living in Quetta is affordable with proper budgeting while 60% reported that it is just too expensive and not affordable even with frugality and thriftness.

How easily is cost-cutting for couples. Are there plenty of low-cost options in Quetta

Low-cost alternatives in Quetta

People are always looking for ways to cut down expenses and reduce expenditures. The hallmark of any affordable place is the availability of discount stores, bargain deals, smart or secondhand shopping, refurbished items, and couponing. We asked couples how easily cost-cutting is and the answers were distributed as follows:

Plenty of low-cost options47%

Few low-cost options53%


Based on the survey, 47% of the couples living in Quetta have no problem finding low-cost alternatives to support a frugal lifestyle while 53% think that thriftness is difficult due to scarcity in discount markets and secondhand outlets.

Emergency Funds For Couples

An emergency fund is a financial safety net comprised of easily accessible savings set aside to cover unexpected expenses or financial emergencies, typically amounting to three to six months' worth of living expenses. We asked couples of Quetta whether they have an emergency fund and the answers were as follows.

Yes35%

No65%


Based on the survey, 65% of the couples living in Quetta said that they don't have an emergency fund while 35% said that they do.

Financial literacy and difficulty in budgeting and financial planning for couples in Quetta

Financial Literacy in Pakistan

Financial literacy is the knowledge of concepts and principles related to personal finance that allow individuals to make informed decisions regarding their money such as budgeting, saving, investing, borrowing, managing debt, financial risk management, and planning.

Financial Leteracy38%


We asked couple guardians and parents in Quetta whether they acquired any adequate personal financial training in their lives. Approximately 62% of the people who participated in the survey said that they are not well informed about the topics of budgeting, saving, etc., and just manage things based on their own experience, while 38% said that they know about the general principles of personal finance from sources other than their own experience.


Difficulty in Budgeting and Financial Planning

We wanted to understand whether couples of Pakistan have problems or difficulties in managing their expenditures and savings so we asked people one simple question: do you struggle with your personal finances? 67% of the participants reported that they indeed struggle in creating budgets and in organizing their finances while 33% said that they have everything under control.

Struggles with finance67%

Easily manages finances33%

Financial goals and targets of couples living in Quetta

Financial goals of couples in Quetta

In an attempt to understand the economic situation in Quetta, we asked participants about their financial targets. By knowing what the population in general is trying to achieve, we can shed light on the economic outlook, cost of living, and quality of life in general.


Financial Goal% People
Emergency Fund9%
Debt Reduction47%
Retirement Savings11%
Education Funding6%
Homeownership19%
Investing5%
Travel or Lifestyle5%
Healthcare Expenses16%
Financial Independence3%

Around 9% of couples said that their main goal is to establish an emergency fund to cover unexpected expenses while 47% said their number one priority is to pay off high-interest debt or loans and improve credit. 11% of surveyed people confirmed that saving for retirement to ensure a comfortable lifestyle in the final years is their main target. Around 6% reported that their priority is saving for the tuition fees and education costs of their children while 19% choose to buy a home or pay off existing mortgage before other things. 5% of the population would like to build wealth through investments such as stocks, bonds, mutual funds, or real estate. For 5% of people, saving for vacations or upgrading their lifestyle is the number one concern. Approximately 16% of the residents said that saving for healthcare expenses including insurance premiums is their main goal.

Chart showing the percentage of couples who are in debt in Quetta

Debt, loans, and mortgages in Quetta


Percentage of couples who are in debt


In Debt
34%
Debt Free
66%

According to the survey, 34% of the couples in Quetta have some kind of debt, loan, mortgage, or credit card payments while 66% reported that they don't have financial obligations to banks.


Chart showing debt-to-income ratio in Quetta

Debt-to-income ratio in Quetta

Debt to income ratio

31%

23% to 38%

( monthly debt payment / monthly income ) x 100

Interpretation

The debt-to-income ratio measures the percentage of income being paid as debt settlement across the population. It is calculated by dividing the monthly debt settlement payment of an individual by their monthly income. Based on collected data, approximately 31% of a couple's monthly income in Quetta goes to debt settlement.


Debt levels

Monthly debt settlement payment as percentage of monthly income

Debt-to-income ratio% People
> 60%4%
50% - 60%21%
40% - 50%16%
30% - 40%18%
20% - 30%8%
10% - 20%9%
0% - 10%24%

According to our data, 4% of the debtors in Quetta pay 60%+ of their income as debt settlement while 21% of the people pay 50% to 60% of their income for the same, which is quite an alarming financial situation for those individuals. 16% of people in debt dedicate 40% to 50% of their income to loan and mortgage payments while 18% dedicated 30% to 40% of income for same. Things are looking brighter for 8% of individuals as they only pay 20% to 30% of their income for loan and credit card repayment.


Distribution by type of debt in Quetta

Debt% People
Real Estate Mortgage6%
Auto Loan12%
Student Loan4%
Credit Card32%
Personal Loan46%

6% of debtors in Quetta confirm that real estate mortgages constitutes the main part of their outstanding debt while 32% say that credit card payments are the reason they are in debt. Auto loans were the main type of debt for 12% of people and personal loans rose at 46%. Lastly, student loans are the main source of debt for 4% of debtors in Quetta.


About credit score and debt management

Managing debt is a critical aspect of maintaining a favorable credit score. Debt reduction is the first thing you should do improve your financial situation. Getting rid of debt takes precedence over saving money because of interest rates.

Good debt vs. Bad debt

Not all debt is bad. Good debt typically refers to borrowing money for investments that can increase in value or generate income over time like purchasing a home or acquiring student loans. On the other hand, bad debt involves borrowing for things that fail to generate lasting value like high-interest credit card debt used for non-essential expenses like luxury items or vacations.


Loan Affordability Index in Quetta

Besides measuring the loan-to-income ratio, we asked couples of Quetta how many times in a year they defaulted or were unable to pay their due credit card or loan payments on time. Understanding how often people default on their due payments is one of the indicators of the cost of living and economic situation.

Frequency and percentage of people who failed to pay their monthly credit card or loan payments on time last year.

Frequency% People
Never48%
Once a year25%
Twice a year13%
Three times a year9%
Four times a year5%
Housing and accommodation affordability, property price to income ratio, rent to income ratio, and housing affordability index chart in Quetta

Housing costs, accommodation, and housing affordability in Quetta

Rental costs and house/apartment prices can vary drastically between different areas and locations.


Rent Cost in Quetta

Monthly Rent Prices

Studio apartment monthly rent cost

29,000 PKR 43,000 PKR 120,000 PKR
MINIMUM AVERAGE MAXIMUM
$100 $160 $410

1-bedroom apartment monthly rent cost

43,000 PKR 69,000 PKR 170,000 PKR
MINIMUM AVERAGE MAXIMUM
$160 $250 $620

2-bedroom apartment monthly rent cost

58,000 PKR 87,000 PKR 230,000 PKR
MINIMUM AVERAGE MAXIMUM
$210 $310 $830

3-bedroom apartment monthly rent cost

69,000 PKR 120,000 PKR 320,000 PKR
MINIMUM AVERAGE MAXIMUM
$250 $410 $1,100

Furnished apartment monthly rent cost

140,000 PKR 350,000 PKR 690,000 PKR
MINIMUM AVERAGE MAXIMUM
$500 $1,200 $2,500

Townhouse monthly rent cost

120,000 PKR 170,000 PKR 500,000 PKR
MINIMUM AVERAGE MAXIMUM
$410 $620 $1,800

House monthly rent cost

140,000 PKR 350,000 PKR 690,000 PKR
MINIMUM AVERAGE MAXIMUM
$500 $1,200 $2,500

Villa monthly rent cost

170,000 PKR 430,000 PKR 690,000 PKR
MINIMUM AVERAGE MAXIMUM
$620 $1,600 $2,500

The monthly rental cost of a studio apartment in Quetta ranges between 29,000 PKR and 120,000 PKR, meanwhile the cost of monthly rental of a one-bedroom apartment can be anywhere from 43,000 PKR to 170,000 PKR. Two-bedroom rentals rate ranges between 58,000 PKR and 230,000 PKR per month. The monthly rental for a three-bedroom apartment ranges from 69,000 PKR to 320,000 PKR. The average rent of a townhouse in Quetta is around 170,000 PKR while house rental costs can be as high as 350,000 PKR per month. Finally, if you want to rent a villa, expect to pay anywhere from 170,000 PKR to 690,000 PKR per month.



Apartment and house prices in Quetta

Cost of buying a property

Studio apartment price

5.8M PKR 8.7M PKR 17M PKR
MINIMUM AVERAGE MAXIMUM
$21,000 $31,000 $62,000

1-bedroom apartment price

6.9M PKR 12M PKR 43M PKR
MINIMUM AVERAGE MAXIMUM
$25,000 $41,000 $160,000

2-bedroom apartment price

12M PKR 35M PKR 69M PKR
MINIMUM AVERAGE MAXIMUM
$41,000 $120,000 $250,000

3-bedroom apartment price

39M PKR 58M PKR 170M PKR
MINIMUM AVERAGE MAXIMUM
$140,000 $210,000 $620,000

Townhouse price

50M PKR 120M PKR 430M PKR
MINIMUM AVERAGE MAXIMUM
$180,000 $410,000 $1.6M

House price

58M PKR 350M PKR 500M PKR
MINIMUM AVERAGE MAXIMUM
$210,000 $1.2M $1.8M

Villa price

69M PKR 390M PKR 580M PKR
MINIMUM AVERAGE MAXIMUM
$250,000 $1.4M $2.1M

The average price of a studio apartment in Quetta can range from 5.8M PKR to 17M PKR depending on location. One bedroom cost can be anywhere from 6.9M PKR to 43M PKR. A villa can cost you 390M PKR on average with prices ranging from 69M PKR to 580M PKR.


If you're leasing or purchasing, housing costs in Quetta will probably constitute your biggest expenditure, yet it's an area where you wield considerable influence. This is due to the substantial variance in housing prices across communities. Keep in mind the location of your workplace and the accessibility of essential amenities to prevent negating the savings from lower rental rates with increased transportation expenses.

House / apartment prices to income ratio


Property price to income ratio

( average property price / average monthly income ) x 100


26 x71 monthly income 172
MINIMUM AVERAGE MAXIMUM

Property prices in Quetta can be x71 to x172 multiples of the monthly income depending on the property and the income of the person. On average, property prices are approximately x71 multiples of the average monthly salary in Quetta.



Rent to income ratio


Rent to income ratio

( monthly rental / monthly income ) x 100


17% 26% of income 35%
MINIMUM AVERAGE MAXIMUM

The average rent-to-income ratio in Quetta is around 26%. This means that people pay 26% of their income for rent. Those figures can range from 17% to 35% depending on the salary, location, and type of property.


The housing-to-income ratio is a very important metric to evaluate and measure how affordable living is in a particular area, city, or country since housing comprises the biggest chunk of expenditure. A higher housing to income ratio means that the place is relatively expensive. The figure by itself does tell much. It only starts to make sense when comparing the housing to income ratio across different locations.

Housing affordability index

The housing affordability index measures how affordable accommodation is in a particular place. This can measured in multiple ways, the most common being housing expenditure to total expenditure ratio and the rent to income ratio. The housing expenditure ratio is a figure reported by individuals on the percentage they allocate for housing. Rent to income ratio is calculated by dividing the average monthly rent by the average income. Because these values are both percentages, we can find their average and get the best of the two worlds.

Housing Affordability Index
24%

Property Taxes

Real estate owners pay property taxes to local tax authorities, which are determined by the assessed value of their property. Typically, these taxes are paid once a year. Property tax funds contribute to community development, financing infrastructure improvements, public services, and local education initiatives.


FROM
1.8%
AVERAGE
2.8%
TO
3.7%

Home Maintenance Costs

Home maintenance costs encompass various expenses associated with the upkeep and repair of a residence. These expenditures include regular tasks such as lawn care, pest control, and HVAC system servicing, as well as occasional repairs and renovations like fixing leaks, painting, or replacing appliances.


540 PKR 7,000 PKR 70,000 PKR
MINIMUM AVERAGE MAXIMUM

Urban vs. rural living costs

Urban living typically entails higher housing and transportation costs due to demand and limited space, while rural areas generally offer lower housing expenses but may have higher prices for goods and services. The differnce in rental rates between urban areas and rural areas can be as high as 300% in some cases.

Monthly costs and expenses of energy and basic utilities in Quetta

Utilities expenditure can vary slightly between different areas and locations.


Energy, electricity, water, gas, internet, and mobile cost in Quetta

Utility Bill Cost / Electricity + Water + Gas / Couple

5,400 PKR 18,000 PKR 120,000 PKR
MINIMUM AVERAGE MAXIMUM
$19 $65 $420

Internet and cable cost

1,800 PKR 3,700 PKR 4,900 PKR
MINIMUM AVERAGE MAXIMUM
$6.6 $13 $18

Mobile phone bill and charges

1,500 PKR 2,500 PKR 7,400 PKR
MINIMUM AVERAGE MAXIMUM
$5.3 $8.8 $26

Because most utility bills club electricity, water, and gas costs in one bill, we can't provide a breakup for each type of utility and will display electricity, gas, and water as single cost.


The average monthly energy and water consumption of couples is around 18,000 PKR. The cost of internet and WiFi ranges from 1,800 PKR to 4,900 PKR with 3,700 PKR being the average internet bill. Finally, the average monthly mobile charges is around 2,500 PKR but can range between 1,500 PKR and 7,400 PKR depending on consumption. Mobile charges include both calling minutes as well as data packages.


Energy / Utility expense to income ratio


( monthly utility expenses / monthly income ) x 100


3.7% 6.5% of income 10%
MINIMUM AVERAGE MAXIMUM

The average utility-to-income ratio in Quetta is around 6.5%. This means that people pay 6.5% of their income for energy, water, internet, and mobile charges. Those figures can range from 3.7% to 10% depending on salary and location.

Food Prices, Dining Expenses, and Grocery Costs in Quetta

Grocery / Food expenditure and prices can vary drastically between different areas and locations.


Prices and cost of goods and services in Quetta

Dining out, food, and beverages costs. Price variations for common food items.

Fast food combo meal price

370 PKR 740 PKR 1,200 PKR
MINIMUM AVERAGE MAXIMUM
$1.3 $2.6 $4.4

The average price of a regular combo meal at a fast food outlet or chain like McDonald's, Pizzahut, or KFC in Quetta is approximatly 740 PKR with meal cost ranging from 370 PKR to 1,200 PKR. The typical combo meal consists of a burger, french fries, and a drink.

Restaurant meal for one price

1,200 PKR 1,800 PKR 3,600 PKR
MINIMUM AVERAGE MAXIMUM
$4.3 $6.4 $13

If you are planning to have a nice meal at a mid-range restaurant, expect to pay anywhere between 1,200 PKR and 3,600 PKR with 1,800 PKR being the average price of a plate for one person at a regular restaurant in Quetta.

Fine dining meal for one price

2,400 PKR 3,600 PKR 14,000 PKR
MINIMUM AVERAGE MAXIMUM
$8.5 $13 $51

The price range of a meal at fine-dining restaurant is 2,400 PKR to 14,000 PKR with the average cost being 3,600 PKR for one person. This is what you would expect to pay a top-tier diner in Quetta.

Beverage prices, cappuccino, latte etc..

310 PKR 490 PKR 740 PKR
MINIMUM AVERAGE MAXIMUM
$1.1 $1.8 $2.6

The average price of a regular beverage like cappuccino or latte at Starbucks, Costa, or similar coffee shops and cafes in Quetta is around 490 PKR. Price ranges between 310 PKR and 740 PKR depending on the type of beverage, the size, and optional add-ons.



Grocery and market costs

Large bottle of milk price

250 PKR 300 PKR 370 PKR
MINIMUM AVERAGE MAXIMUM
$0.88 $1.1 $1.3

The average price of a large bottle of milk in Quetta is 300 PKR. The maximum what you would pay for milk is 370 PKR and the minimum being 250 PKR depending on the brand of milk and other properties.

12 eggs price

180 PKR 250 PKR 370 PKR
MINIMUM AVERAGE MAXIMUM
$0.66 $0.88 $1.3

A dozen eggs costs around 250 PKR on average with 180 PKR and 370 PKR being the lower and upper limits respectively.

Fresh whole chicken price

420 PKR 540 PKR 770 PKR
MINIMUM AVERAGE MAXIMUM
$1.5 $1.9 $2.8

The price range of a fresh whole chicken in Quetta is between 420 PKR and 770 PKR depending on the size of the chicken and whether it is oraganic or not. The average price is approximatly 540 PKR.

Pack of beef price

490 PKR 740 PKR 1,500 PKR
MINIMUM AVERAGE MAXIMUM
$1.8 $2.6 $5.3

The price of a regular pack of beef or meat is around 740 PKR. A pack of beef contains around 1Kg or 1lb depending on packing.

Medium bag of rice price

200 PKR 270 PKR 380 PKR
MINIMUM AVERAGE MAXIMUM
$0.71 $0.97 $1.4

A bag of rice in Quetta costs around 270 PKR on average with prices rangeing between 200 PKR and 380 PKR depending on the brand and quality.

Bag of tomatos price

74 PKR 99 PKR 180 PKR
MINIMUM AVERAGE MAXIMUM
$0.26 $0.35 $0.66

A bag of tomatoes costs anywhere from 74 PKR to 180 PKR. A bag of tomatoes denotes 1Kg or 1lb depending on location.

Bag of apples price

130 PKR 170 PKR 280 PKR
MINIMUM AVERAGE MAXIMUM
$0.47 $0.62 $1

A bag of apples costs 170 PKR on average. A bag of apples denotes 1Kg or 1lb depending on location.


Grocery and food expenditure to income ratio


( monthly grocery expenses / monthly income ) x 100


19% 26% of income 32%
MINIMUM AVERAGE MAXIMUM

The average grocery-to-income ratio in Quetta is around 26%. This means that couples spend 26% of their income on grocery and basic household items. The expenditure can range from 19% to 32% depending on salary and location.


Expenditure on food and grocery for couples

Couples' spending on grocery ranges from 19,000 PKR to 300,000 PKR with the location, income, and size of the couple being the most determinite factors.

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