Cost Of Living For a Couple in Villach 2024

Couple cost of living chart - average monthly expenditure in Villach

Average Monthly Expenditure

Currency: EUR
1,300 4,000 21,000
MINIMUM AVERAGE MAXIMUM
$1,500 $4,400 $23,000

Average monthly spending for couples in Villach

How much money does a couple need in a month to survive in Villach?

Couples in Villach spend around 4,000 EUR per month on average. Depending on the lifestyle, a couple can survive with a monthly budget as low as 1,300 EUR or as high as 21,000 EUR. Location and income are very important factors and have a huge influence on expenditure and budget.


Prices and cost of goods and services in Villach


Chart showing the prices and cost of grocery, food, restaurant meals, market, and beverages in Villach

Dining, food, and beverages costs


Fast food combo meal

3.8 EUR 7.7 EUR 13 EUR
MINIMUM AVERAGE MAXIMUM
$4.2 $8.3 $14

Restaurant meal for one

13 EUR 19 EUR 38 EUR
MINIMUM AVERAGE MAXIMUM
$14 $21 $41

Fine dining meal for one

25 EUR 38 EUR 150 EUR
MINIMUM AVERAGE MAXIMUM
$27 $41 $160

Cappuccino or latte

3.2 EUR 5.1 EUR 7.7 EUR
MINIMUM AVERAGE MAXIMUM
$3.5 $5.6 $8.3

Grocery and market costs


Milk large bottle

2.6 EUR 3.1 EUR 3.8 EUR
MINIMUM AVERAGE MAXIMUM
$2.8 $3.3 $4.2

12 eggs

1.9 EUR 2.6 EUR 3.8 EUR
MINIMUM AVERAGE MAXIMUM
$2.1 $2.8 $4.2

Fresh whole chicken

4.4 EUR 5.6 EUR 8 EUR
MINIMUM AVERAGE MAXIMUM
$4.7 $6.1 $8.7

Pack of beef

5.1 EUR 7.7 EUR 15 EUR
MINIMUM AVERAGE MAXIMUM
$5.6 $8.3 $17

Medium bag of rice

2.1 EUR 2.8 EUR 4 EUR
MINIMUM AVERAGE MAXIMUM
$2.2 $3.1 $4.3

Bag of tomatos

0.77 EUR 1 EUR 1.9 EUR
MINIMUM AVERAGE MAXIMUM
$0.83 $1.1 $2.1

Bag of apples

1.4 EUR 1.8 EUR 3 EUR
MINIMUM AVERAGE MAXIMUM
$1.5 $1.9 $3.2
Chart showing the prices and cost of commute, travel, and transportation in Villach


Commute, travel, and transportation costs


20 minutes taxi ride

3.2 EUR 3.8 EUR 7.6 EUR
MINIMUM AVERAGE MAXIMUM
$3.4 $4.1 $8.2

Average car full tank

19 EUR 26 EUR 51 EUR
MINIMUM AVERAGE MAXIMUM
$21 $28 $56

Average car 1-day rental

19 EUR 25 EUR 38 EUR
MINIMUM AVERAGE MAXIMUM
$20 $27 $41

Average car price

9,600 EUR 19,000 EUR 26,000 EUR
MINIMUM AVERAGE MAXIMUM
$10,000 $21,000 $28,000

Bus ticket one way

0.63 EUR 0.94 EUR 1.9 EUR
MINIMUM AVERAGE MAXIMUM
$0.68 $1 $2

Car Service

25 EUR 38 EUR 75 EUR
MINIMUM AVERAGE MAXIMUM
$27 $41 $82
Chart showing the prices and cost of utility, energy, water, and gas in Villach


Utility cost (monthly)


Utility Bill - Couple

54 EUR 180 EUR 1,200 EUR
MINIMUM AVERAGE MAXIMUM
$58 $200 $1,300

Internet and cable

19 EUR 38 EUR 51 EUR
MINIMUM AVERAGE MAXIMUM
$21 $42 $56

Mobile phone charges

15 EUR 26 EUR 77 EUR
MINIMUM AVERAGE MAXIMUM
$17 $28 $83

Leisure and activities costs


Movie ticket

9.6 EUR 13 EUR 19 EUR
MINIMUM AVERAGE MAXIMUM
$10 $14 $21

One month gym membership

30 EUR 38 EUR 75 EUR
MINIMUM AVERAGE MAXIMUM
$33 $41 $82
Chart showing the prices and cost of clothing and accessories in Villach


Cloths and accessories costs


Pair of jeans or pants

22 EUR 31 EUR 47 EUR
MINIMUM AVERAGE MAXIMUM
$24 $34 $51

Woman dress

21 EUR 29 EUR 94 EUR
MINIMUM AVERAGE MAXIMUM
$23 $31 $100

Woman shoes

20 EUR 27 EUR 63 EUR
MINIMUM AVERAGE MAXIMUM
$21 $29 $68

Men's shoes

17 EUR 21 EUR 42 EUR
MINIMUM AVERAGE MAXIMUM
$19 $23 $45

Men suit

19 EUR 24 EUR 130 EUR
MINIMUM AVERAGE MAXIMUM
$20 $26 $140

Regular t-shirt

9.4 EUR 13 EUR 38 EUR
MINIMUM AVERAGE MAXIMUM
$10 $14 $41
Chart showing the prices and cost of housing, accommodation, and rent in Villach


Housing costs / monthly rent


Studio apartment

310 EUR 470 EUR 1,300 EUR
MINIMUM AVERAGE MAXIMUM
$340 $510 $1,400

1-bedroom apartment

470 EUR 750 EUR 1,900 EUR
MINIMUM AVERAGE MAXIMUM
$510 $820 $2,000

2-bedroom apartment

630 EUR 940 EUR 2,500 EUR
MINIMUM AVERAGE MAXIMUM
$680 $1,000 $2,700

Housing costs / Buying


Studio apartment

63,000 EUR 94,000 EUR 190,000 EUR
MINIMUM AVERAGE MAXIMUM
$68,000 $100,000 $200,000

1-bedroom apartment

75,000 EUR 130,000 EUR 470,000 EUR
MINIMUM AVERAGE MAXIMUM
$82,000 $140,000 $510,000

2-bedroom apartment

130,000 EUR 380,000 EUR 750,000 EUR
MINIMUM AVERAGE MAXIMUM
$140,000 $410,000 $820,000
Chart showing the prices and cost of furniture in Villach


Furniture Costs


King Size Bed

380 EUR 480 EUR 640 EUR
MINIMUM AVERAGE MAXIMUM
$420 $520 $690

Double Bed

260 EUR 380 EUR 480 EUR
MINIMUM AVERAGE MAXIMUM
$280 $420 $520

Single Bed

230 EUR 300 EUR 380 EUR
MINIMUM AVERAGE MAXIMUM
$250 $320 $420

Living Room

430 EUR 550 EUR 1,900 EUR
MINIMUM AVERAGE MAXIMUM
$460 $600 $2,100

Dining Table

190 EUR 260 EUR 480 EUR
MINIMUM AVERAGE MAXIMUM
$210 $280 $520

Sofa or Couch

260 EUR 350 EUR 770 EUR
MINIMUM AVERAGE MAXIMUM
$280 $380 $830
Chart showing the prices and cost of electronic devices and appliances in Villach


Electronics and House Appliance Costs


TV Set

260 EUR 380 EUR 770 EUR
MINIMUM AVERAGE MAXIMUM
$280 $420 $830

Fridge or Freezer

230 EUR 350 EUR 480 EUR
MINIMUM AVERAGE MAXIMUM
$250 $380 $520

Washing Machine

300 EUR 430 EUR 770 EUR
MINIMUM AVERAGE MAXIMUM
$320 $460 $830

Stove or Cooker

270 EUR 350 EUR 480 EUR
MINIMUM AVERAGE MAXIMUM
$300 $380 $520

Mobile Phone

320 EUR 380 EUR 550 EUR
MINIMUM AVERAGE MAXIMUM
$350 $420 $600

Laptop or Computer

350 EUR 430 EUR 770 EUR
MINIMUM AVERAGE MAXIMUM
$380 $460 $830
Couple cost of living and expenditure to income ratio in Villach

Couple expenditure to income ratio in Villach

Analysing the how affordable it is for couples to live in Villach

One of the most definite ways to determine how affordable a place is measuring the ratio of expenses to salary. A high expense-to-income to ratio indicates a high cost-of-living index while a low expenditure-to-salary ratio means the place is affordable to live in. Couples usually spend a larger chunk of their income than other population groups. A typical and healthy expenditure percentage for a couple of four ranges between 70% to 80%.


Spending to Income Ratio

76%

68% to 84%

( expenditure / income ) x 100


Couples in Villach spend around 76% of their monthly income. Some couples spend as low as 68% of their income while some as high as 84%.

Distribution of monthly cost of living expenses of a couple in Villach

How do couples spend their money in Villach?

We asked thousands of couples about their spending habits and expenditure break down.


The percentage figures in this section are percentages of total spending not income. If you would like to see the percentage of expenses as related to income or salary, see other sections.

Housing and accomodation expenditure for couples

Accomodation Cost29%

29% of total expenses on average (22% to 39%)

LOW$490   460 EUR
AVERAGE$1,500   1,400 EUR
HIGH$7,900   7,300 EUR
Per Month

Couples in Villach typically spend from 22% to 39% of their total monthly expenditure on housing with 29% being the average. The average monthly spend on housing is 1,400 EUR with expenditure ranging from 460 EUR to 7,300 EUR. This cost mainly goes for rent but it also includes other accommodation-related expenses.

Electricity, utilities, energy, water, internet, and mobile expenditure for couples

Cost of utilities7%

7% of total expenses on average (5% to 11%)

LOW$58   54 EUR
AVERAGE$200   180 EUR
HIGH$1,300   1,200 EUR
Per Month

Utility expenditure like electricity, water, and gas in Villach ranges from 5% to 11% of total expenses with 7% being the average for most couples. The average monthly cost of utilities is 180 EUR with 54 EUR and 1,200 EUR being the upper and lower limits for a couple of four.

Transport, fuel, and commute expenditure for couples

Cost of transport and fuel10%

10% of total expenses on average (4% to 15%)

LOW$170   160 EUR
AVERAGE$520   480 EUR
HIGH$2,800   2,600 EUR
Per Month

Fuel consumption and cost of transport depend heavily on whether a couple resides near school and work, but roughly speaking a couple would expect to spend from 160 EUR to 2,600 EUR in a month on commuting with 480 EUR being the norm for most couples. This means that money spent on transport constitutes about 10% of total spending on average but can go as low as 4% or as high as 15%.

Food, groceries, and basic shopping expenditure for couples

Food and Groceries Cost16%

16% of total expenses on average (11% to 21%)

LOW$200   190 EUR
AVERAGE$610   560 EUR
HIGH$3,300   3,000 EUR
Per Month

The average outlay on groceries and basic houshold items for a typical couple in a month in Villach is 560 EUR. The cost of groceries can range between 190 EUR to 3,000 EUR. Couples spend on average about 16% on food and groceries with upper and lower bounds of 11% and 21% respectively.

Healthcare and medical services expenditure for couples

Cost of healthcare13%

13% of total expenses on average (7% to 17%)

LOW$160   150 EUR
AVERAGE$480   440 EUR
HIGH$2,600   2,400 EUR
Per Month

Couples in Villach allocate 7% to 17% of their total monthly expenditure to healthcare including health insurance and out-of-pocket medical expenses. The average spending on medical services and clinic visits is around 13%. The range of medical expenses range from 150 EUR to 2,400 EUR with 440 EUR being the norm for most couples.

Leisure and shopping expenditure for couples

Cost of leisure and shopping4%

4% of total expenses on average (2% to 7%)

LOW$87   80 EUR
AVERAGE$260   240 EUR
HIGH$1,400   1,300 EUR
Per Month

This category mostly contains discretionary or non-essential expenses but also some non-discretionary spending like furniture for example. The monthly expenses range from 80 EUR to 1,300 EUR with 240 EUR being the average. Speaking of percentages, that equates to 2% to 7% of total expenses with an average of 4% for most couples.

Education and schooling expenditure for couples

Cost of education and schooling2%

2% of total expenses on average (1% to 4%)

LOW$29   27 EUR
AVERAGE$87   80 EUR
HIGH$470   430 EUR
Per Month

Spending on education can vary drastically between different couples. On average, education constitutes 2% of the monthly expenditure of couples with 1% and 4% being the lower and upper bounds respectively. The average reported education cost is 80 EUR per month with 27 EUR being the minimum spent amount and 430 EUR being the maximum.

Other Expenses19%

19% of total expenses on average (13% to 25%)

LOW$250   230 EUR
AVERAGE$740   680 EUR
HIGH$4,000   3,600 EUR
Per Month
Percentage of couples who manage to save money from their income every month in Villach

What percentage of couples in Villach are able to save money and how much can they save?


Percentage of couples that reported their ability to save money


Saving Money
64%
Not Saving
36%

Almost 64% of surveyed couples in Villach said that they can save some money at the end of each month while 36% reported that they have to utilize their whole income to survive.


Couple savings to income ratio in Villach

Savings-to-Income Ratio

The savings-to-income ratio is measured as the percentage of income that people save over a specific period and it is simply calculated by dividing the saved money by total income and then multiplying the result by 100. (Savings / Income) x 100.


How much money do couples manage to add to their savings?

The amount of money that people can afford to save depends hugely on their income. It is better to focus on the percentage when trying to understand saving patterns.

Saving to Income Ratio

12% 20% of income 31%
MINIMUM AVERAGE MAXIMUM

Average Monthly Saved Amount

540 EUR
$590
1,600 EUR
$1,800
8,700 EUR
$9,400
MINIMUM AVERAGE MAXIMUM

Savings to income distribution levels for couples

Saving To Income Ratio% Couples
0% - 10%33%
10% - 20%25%
20% - 30%19%
30% - 40%11%
40% - 50%9%
> 50%3%

Interpretation and Analysis

Couples that are able to save money can put anywhere from 12% to 31% of their monthly income to their savings, with 20% being the average for most couples. The average monthly amount of money that couples can put aside is 1,600 EUR with 540 EUR and 8,700 EUR being the minimum and maximum respectively.

Reasons that make it difficult for couples to save money in Villach

Saving Challenges in Villach

Reasons that make it difficult for couples to save money

We wanted to understand what is stopping couples from maximizing their savings in Villach. Listed below are the answers given by the survey participants.


Reason% People
Low Income6%
High Expenses9%
Debt and Loans17%
Lack of Budgeting Skills11%
Impulsive Spending10%
Financial Emergencies6%
Living the moment6%
Will do it later18%
Inflation11%
Social Pressure3%
Market Instability3%

Around 6% of the couples said that their salary is too low to accommodate a portion for savings while 9% said that the high cost of living leaves little room for savings. 17% of the residents said that they are burdened with debt and find it challenging to save money. 11% reported that they just don't have the knowledge or discipline to create and stick to a budget, leading to overspending and an inability to save. 10% of couples blamed impulsive spending as the reason for saving inability. Around 6% said that unexpected expenses like medical bills or car repairs are derailing their savings goals. 6% bluntly said that they don't see the purpose of it and prefer to live each day to the fullest. 18% reported that they understand the value of saving but are putting off saving for the future, thinking they have plenty of time to start later. 11% blamed inflation, saying that every time they save some money they end up using it immediately. A surprising 3% said that social pressure and keeping up with peers or social expectations makes them overspend. Lastly, 3% blamed market instability and price fluctuations.

Where do couples choose to put their savings in Villach

Typical saving choices for couples in Villach

Where do people choose to put their savings?


Saving Type% People
Emergency Funds11%
Gold11%
Savings Accounts17%
Retirement Accounts11%
Cash Savings17%
Real Estate10%
Investment6%
Stocks6%
Bonds6%
Mutual Funds3%
Certificates of Deposit3%
A typical and healthy budgeting structure. The 50-30-20 rule

A typical and healthy budgeting structure

The 50/30/20 rule

Spending among different people can vary significantly based on factors such as their income, lifestyle, location, and personal preferences. A commonly used guideline for budgeting is the 50/30/20 rule, which suggests allocating your income into three main categories in the following percentages.

  • 50% for needs and financial obligations

    This category includes essential expenses like housing, utilities, groceries, transportation, and healthcare.

  • 30% for wants and discretionary spending

    This category covers discretionary spending on non-essential items, such as dining out, entertainment, travel, and other lifestyle choices.

  • 20% for savings and emergency fund

    This is the percentage that must be allocated to savings, emergency funds, and retirement accounts.

About financial planning, money management, and household budgeting

The 50/30/20 rule is used as a general guideline but may not be the best choice for all people. There are in fact many budgeting plans out there like the 70/20/10 and the 60/20/20 rules, all claiming to be the best. More important than all of this is to establish financial discipline by creating a budget tailored to your specific financial goals and situation. It is very important that your financial outflow be less than your income to maintain a healthy cash flow.

Income and cost of living compatibility. Is it affordable or economical for couples to live in Villach

Affordable living in Villach

Income and cost of living compatibility

We asked couples one simple question and recorded their answers.

Is it affordable or economical to live in Villach?


Yes
71%
No
29%

Around 71% of surveyed couples think that living in Villach is affordable with proper budgeting while 29% reported that it is just too expensive and not affordable even with frugality and thriftness.

How easily is cost-cutting for couples. Are there plenty of low-cost options in Villach

Low-cost alternatives in Villach

People are always looking for ways to cut down expenses and reduce expenditures. The hallmark of any affordable place is the availability of discount stores, bargain deals, smart or secondhand shopping, refurbished items, and couponing. We asked couples how easily cost-cutting is and the answers were distributed as follows:

Plenty of low-cost options57%

Few low-cost options43%


Based on the survey, 57% of the couples living in Villach have no problem finding low-cost alternatives to support a frugal lifestyle while 43% think that thriftness is difficult due to scarcity in discount markets and secondhand outlets.

Emergency Funds For Couples

An emergency fund is a financial safety net comprised of easily accessible savings set aside to cover unexpected expenses or financial emergencies, typically amounting to three to six months' worth of living expenses. We asked couples of Villach whether they have an emergency fund and the answers were as follows.

Yes67%

No33%


Based on the survey, 33% of the couples living in Villach said that they don't have an emergency fund while 67% said that they do.

Financial literacy and difficulty in budgeting and financial planning for couples in Villach

Financial Literacy in Austria

Financial literacy is the knowledge of concepts and principles related to personal finance that allow individuals to make informed decisions regarding their money such as budgeting, saving, investing, borrowing, managing debt, financial risk management, and planning.

Financial Leteracy69%


We asked couple guardians and parents in Villach whether they acquired any adequate personal financial training in their lives. Approximately 31% of the people who participated in the survey said that they are not well informed about the topics of budgeting, saving, etc., and just manage things based on their own experience, while 69% said that they know about the general principles of personal finance from sources other than their own experience.


Difficulty in Budgeting and Financial Planning

We wanted to understand whether couples of Austria have problems or difficulties in managing their expenditures and savings so we asked people one simple question: do you struggle with your personal finances? 35% of the participants reported that they indeed struggle in creating budgets and in organizing their finances while 65% said that they have everything under control.

Struggles with finance35%

Easily manages finances65%

Financial goals and targets of couples living in Villach

Financial goals of couples in Villach

In an attempt to understand the economic situation in Villach, we asked participants about their financial targets. By knowing what the population in general is trying to achieve, we can shed light on the economic outlook, cost of living, and quality of life in general.


Financial Goal% People
Emergency Fund7%
Debt Reduction35%
Retirement Savings8%
Education Funding8%
Homeownership17%
Investing8%
Travel or Lifestyle10%
Healthcare Expenses10%
Financial Independence8%

Around 7% of couples said that their main goal is to establish an emergency fund to cover unexpected expenses while 35% said their number one priority is to pay off high-interest debt or loans and improve credit. 8% of surveyed people confirmed that saving for retirement to ensure a comfortable lifestyle in the final years is their main target. Around 8% reported that their priority is saving for the tuition fees and education costs of their children while 17% choose to buy a home or pay off existing mortgage before other things. 8% of the population would like to build wealth through investments such as stocks, bonds, mutual funds, or real estate. For 10% of people, saving for vacations or upgrading their lifestyle is the number one concern. Approximately 10% of the residents said that saving for healthcare expenses including insurance premiums is their main goal.

Chart showing the percentage of couples who are in debt in Villach

Debt, loans, and mortgages in Villach


Percentage of couples who are in debt


In Debt
30%
Debt Free
70%

According to the survey, 30% of the couples in Villach have some kind of debt, loan, mortgage, or credit card payments while 70% reported that they don't have financial obligations to banks.


Chart showing debt-to-income ratio in Villach

Debt-to-income ratio in Villach

Debt to income ratio

27%

17% to 36%

( monthly debt payment / monthly income ) x 100

Interpretation

The debt-to-income ratio measures the percentage of income being paid as debt settlement across the population. It is calculated by dividing the monthly debt settlement payment of an individual by their monthly income. Based on collected data, approximately 27% of a couple's monthly income in Villach goes to debt settlement.


Debt levels

Monthly debt settlement payment as percentage of monthly income

Debt-to-income ratio% People
> 60%3%
50% - 60%13%
40% - 50%12%
30% - 40%14%
20% - 30%14%
10% - 20%17%
0% - 10%27%

According to our data, 3% of the debtors in Villach pay 60%+ of their income as debt settlement while 13% of the people pay 50% to 60% of their income for the same, which is quite an alarming financial situation for those individuals. 12% of people in debt dedicate 40% to 50% of their income to loan and mortgage payments while 14% dedicated 30% to 40% of income for same. Things are looking brighter for 14% of individuals as they only pay 20% to 30% of their income for loan and credit card repayment.


Distribution by type of debt in Villach

Debt% People
Real Estate Mortgage12%
Auto Loan21%
Student Loan3%
Credit Card26%
Personal Loan38%

12% of debtors in Villach confirm that real estate mortgages constitutes the main part of their outstanding debt while 26% say that credit card payments are the reason they are in debt. Auto loans were the main type of debt for 21% of people and personal loans rose at 38%. Lastly, student loans are the main source of debt for 3% of debtors in Villach.


About credit score and debt management

Managing debt is a critical aspect of maintaining a favorable credit score. Debt reduction is the first thing you should do improve your financial situation. Getting rid of debt takes precedence over saving money because of interest rates.

Good debt vs. Bad debt

Not all debt is bad. Good debt typically refers to borrowing money for investments that can increase in value or generate income over time like purchasing a home or acquiring student loans. On the other hand, bad debt involves borrowing for things that fail to generate lasting value like high-interest credit card debt used for non-essential expenses like luxury items or vacations.


Loan Affordability Index in Villach

Besides measuring the loan-to-income ratio, we asked couples of Villach how many times in a year they defaulted or were unable to pay their due credit card or loan payments on time. Understanding how often people default on their due payments is one of the indicators of the cost of living and economic situation.

Frequency and percentage of people who failed to pay their monthly credit card or loan payments on time last year.

Frequency% People
Never54%
Once a year22%
Twice a year12%
Three times a year8%
Four times a year4%
Housing and accommodation affordability, property price to income ratio, rent to income ratio, and housing affordability index chart in Villach

Housing costs, accommodation, and housing affordability in Villach

Rental costs and house/apartment prices can vary drastically between different areas and locations.


Rent Cost in Villach

Monthly Rent Prices

Studio apartment monthly rent cost

310 EUR 470 EUR 1,300 EUR
MINIMUM AVERAGE MAXIMUM
$340 $510 $1,400

1-bedroom apartment monthly rent cost

470 EUR 750 EUR 1,900 EUR
MINIMUM AVERAGE MAXIMUM
$510 $820 $2,000

2-bedroom apartment monthly rent cost

630 EUR 940 EUR 2,500 EUR
MINIMUM AVERAGE MAXIMUM
$680 $1,000 $2,700

3-bedroom apartment monthly rent cost

750 EUR 1,300 EUR 3,400 EUR
MINIMUM AVERAGE MAXIMUM
$820 $1,400 $3,700

Furnished apartment monthly rent cost

1,500 EUR 3,800 EUR 7,500 EUR
MINIMUM AVERAGE MAXIMUM
$1,600 $4,100 $8,200

Townhouse monthly rent cost

1,300 EUR 1,900 EUR 5,400 EUR
MINIMUM AVERAGE MAXIMUM
$1,400 $2,000 $5,800

House monthly rent cost

1,500 EUR 3,800 EUR 7,500 EUR
MINIMUM AVERAGE MAXIMUM
$1,600 $4,100 $8,200

Villa monthly rent cost

1,900 EUR 4,700 EUR 7,500 EUR
MINIMUM AVERAGE MAXIMUM
$2,000 $5,100 $8,200

The monthly rental cost of a studio apartment in Villach ranges between 310 EUR and 1,300 EUR, meanwhile the cost of monthly rental of a one-bedroom apartment can be anywhere from 470 EUR to 1,900 EUR. Two-bedroom rentals rate ranges between 630 EUR and 2,500 EUR per month. The monthly rental for a three-bedroom apartment ranges from 750 EUR to 3,400 EUR. The average rent of a townhouse in Villach is around 1,900 EUR while house rental costs can be as high as 3,800 EUR per month. Finally, if you want to rent a villa, expect to pay anywhere from 1,900 EUR to 7,500 EUR per month.



Apartment and house prices in Villach

Cost of buying a property

Studio apartment price

63,000 EUR 94,000 EUR 190,000 EUR
MINIMUM AVERAGE MAXIMUM
$68,000 $100,000 $200,000

1-bedroom apartment price

75,000 EUR 130,000 EUR 470,000 EUR
MINIMUM AVERAGE MAXIMUM
$82,000 $140,000 $510,000

2-bedroom apartment price

130,000 EUR 380,000 EUR 750,000 EUR
MINIMUM AVERAGE MAXIMUM
$140,000 $410,000 $820,000

3-bedroom apartment price

420,000 EUR 630,000 EUR 1.9M EUR
MINIMUM AVERAGE MAXIMUM
$450,000 $680,000 $2M

Townhouse price

540,000 EUR 1.3M EUR 4.7M EUR
MINIMUM AVERAGE MAXIMUM
$580,000 $1.4M $5.1M

House price

630,000 EUR 3.8M EUR 5.4M EUR
MINIMUM AVERAGE MAXIMUM
$680,000 $4.1M $5.8M

Villa price

750,000 EUR 4.2M EUR 6.3M EUR
MINIMUM AVERAGE MAXIMUM
$820,000 $4.5M $6.8M

The average price of a studio apartment in Villach can range from 63,000 EUR to 190,000 EUR depending on location. One bedroom cost can be anywhere from 75,000 EUR to 470,000 EUR. A villa can cost you 4.2M EUR on average with prices ranging from 750,000 EUR to 6.3M EUR.


If you're leasing or purchasing, housing costs in Villach will probably constitute your biggest expenditure, yet it's an area where you wield considerable influence. This is due to the substantial variance in housing prices across communities. Keep in mind the location of your workplace and the accessibility of essential amenities to prevent negating the savings from lower rental rates with increased transportation expenses.

House / apartment prices to income ratio


Property price to income ratio

( average property price / average monthly income ) x 100


41 x122 monthly income 207
MINIMUM AVERAGE MAXIMUM

Property prices in Villach can be x122 to x207 multiples of the monthly income depending on the property and the income of the person. On average, property prices are approximately x122 multiples of the average monthly salary in Villach.



Rent to income ratio


Rent to income ratio

( monthly rental / monthly income ) x 100


22% 32% of income 42%
MINIMUM AVERAGE MAXIMUM

The average rent-to-income ratio in Villach is around 32%. This means that people pay 32% of their income for rent. Those figures can range from 22% to 42% depending on the salary, location, and type of property.


The housing-to-income ratio is a very important metric to evaluate and measure how affordable living is in a particular area, city, or country since housing comprises the biggest chunk of expenditure. A higher housing to income ratio means that the place is relatively expensive. The figure by itself does tell much. It only starts to make sense when comparing the housing to income ratio across different locations.

Housing affordability index

The housing affordability index measures how affordable accommodation is in a particular place. This can measured in multiple ways, the most common being housing expenditure to total expenditure ratio and the rent to income ratio. The housing expenditure ratio is a figure reported by individuals on the percentage they allocate for housing. Rent to income ratio is calculated by dividing the average monthly rent by the average income. Because these values are both percentages, we can find their average and get the best of the two worlds.

Housing Affordability Index
29%

Property Taxes

Real estate owners pay property taxes to local tax authorities, which are determined by the assessed value of their property. Typically, these taxes are paid once a year. Property tax funds contribute to community development, financing infrastructure improvements, public services, and local education initiatives.


FROM
2.3%
AVERAGE
3.3%
TO
4.2%

Home Maintenance Costs

Home maintenance costs encompass various expenses associated with the upkeep and repair of a residence. These expenditures include regular tasks such as lawn care, pest control, and HVAC system servicing, as well as occasional repairs and renovations like fixing leaks, painting, or replacing appliances.


5.4 EUR 70 EUR 700 EUR
MINIMUM AVERAGE MAXIMUM

Urban vs. rural living costs

Urban living typically entails higher housing and transportation costs due to demand and limited space, while rural areas generally offer lower housing expenses but may have higher prices for goods and services. The differnce in rental rates between urban areas and rural areas can be as high as 300% in some cases.

Monthly costs and expenses of energy and basic utilities in Villach

Utilities expenditure can vary slightly between different areas and locations.


Energy, electricity, water, gas, internet, and mobile cost in Villach

Utility Bill Cost / Electricity + Water + Gas / Couple

54 EUR 180 EUR 1,200 EUR
MINIMUM AVERAGE MAXIMUM
$58 $200 $1,300

Internet and cable cost

19 EUR 38 EUR 51 EUR
MINIMUM AVERAGE MAXIMUM
$21 $42 $56

Mobile phone bill and charges

15 EUR 26 EUR 77 EUR
MINIMUM AVERAGE MAXIMUM
$17 $28 $83

Because most utility bills club electricity, water, and gas costs in one bill, we can't provide a breakup for each type of utility and will display electricity, gas, and water as single cost.


The average monthly energy and water consumption of couples is around 180 EUR. The cost of internet and WiFi ranges from 19 EUR to 51 EUR with 38 EUR being the average internet bill. Finally, the average monthly mobile charges is around 26 EUR but can range between 15 EUR and 77 EUR depending on consumption. Mobile charges include both calling minutes as well as data packages.


Energy / Utility expense to income ratio


( monthly utility expenses / monthly income ) x 100


1.9% 4.8% of income 8.7%
MINIMUM AVERAGE MAXIMUM

The average utility-to-income ratio in Villach is around 4.8%. This means that people pay 4.8% of their income for energy, water, internet, and mobile charges. Those figures can range from 1.9% to 8.7% depending on salary and location.

Food Prices, Dining Expenses, and Grocery Costs in Villach

Grocery / Food expenditure and prices can vary drastically between different areas and locations.


Prices and cost of goods and services in Villach

Dining out, food, and beverages costs. Price variations for common food items.

Fast food combo meal price

3.8 EUR 7.7 EUR 13 EUR
MINIMUM AVERAGE MAXIMUM
$4.2 $8.3 $14

The average price of a regular combo meal at a fast food outlet or chain like McDonald's, Pizzahut, or KFC in Villach is approximatly 7.7 EUR with meal cost ranging from 3.8 EUR to 13 EUR. The typical combo meal consists of a burger, french fries, and a drink.

Restaurant meal for one price

13 EUR 19 EUR 38 EUR
MINIMUM AVERAGE MAXIMUM
$14 $21 $41

If you are planning to have a nice meal at a mid-range restaurant, expect to pay anywhere between 13 EUR and 38 EUR with 19 EUR being the average price of a plate for one person at a regular restaurant in Villach.

Fine dining meal for one price

25 EUR 38 EUR 150 EUR
MINIMUM AVERAGE MAXIMUM
$27 $41 $160

The price range of a meal at fine-dining restaurant is 25 EUR to 150 EUR with the average cost being 38 EUR for one person. This is what you would expect to pay a top-tier diner in Villach.

Beverage prices, cappuccino, latte etc..

3.2 EUR 5.1 EUR 7.7 EUR
MINIMUM AVERAGE MAXIMUM
$3.5 $5.6 $8.3

The average price of a regular beverage like cappuccino or latte at Starbucks, Costa, or similar coffee shops and cafes in Villach is around 5.1 EUR. Price ranges between 3.2 EUR and 7.7 EUR depending on the type of beverage, the size, and optional add-ons.



Grocery and market costs

Large bottle of milk price

2.6 EUR 3.1 EUR 3.8 EUR
MINIMUM AVERAGE MAXIMUM
$2.8 $3.3 $4.2

The average price of a large bottle of milk in Villach is 3.1 EUR. The maximum what you would pay for milk is 3.8 EUR and the minimum being 2.6 EUR depending on the brand of milk and other properties.

12 eggs price

1.9 EUR 2.6 EUR 3.8 EUR
MINIMUM AVERAGE MAXIMUM
$2.1 $2.8 $4.2

A dozen eggs costs around 2.6 EUR on average with 1.9 EUR and 3.8 EUR being the lower and upper limits respectively.

Fresh whole chicken price

4.4 EUR 5.6 EUR 8 EUR
MINIMUM AVERAGE MAXIMUM
$4.7 $6.1 $8.7

The price range of a fresh whole chicken in Villach is between 4.4 EUR and 8 EUR depending on the size of the chicken and whether it is oraganic or not. The average price is approximatly 5.6 EUR.

Pack of beef price

5.1 EUR 7.7 EUR 15 EUR
MINIMUM AVERAGE MAXIMUM
$5.6 $8.3 $17

The price of a regular pack of beef or meat is around 7.7 EUR. A pack of beef contains around 1Kg or 1lb depending on packing.

Medium bag of rice price

2.1 EUR 2.8 EUR 4 EUR
MINIMUM AVERAGE MAXIMUM
$2.2 $3.1 $4.3

A bag of rice in Villach costs around 2.8 EUR on average with prices rangeing between 2.1 EUR and 4 EUR depending on the brand and quality.

Bag of tomatos price

0.77 EUR 1 EUR 1.9 EUR
MINIMUM AVERAGE MAXIMUM
$0.83 $1.1 $2.1

A bag of tomatoes costs anywhere from 0.77 EUR to 1.9 EUR. A bag of tomatoes denotes 1Kg or 1lb depending on location.

Bag of apples price

1.4 EUR 1.8 EUR 3 EUR
MINIMUM AVERAGE MAXIMUM
$1.5 $1.9 $3.2

A bag of apples costs 1.8 EUR on average. A bag of apples denotes 1Kg or 1lb depending on location.


Grocery and food expenditure to income ratio


( monthly grocery expenses / monthly income ) x 100


16% 24% of income 30%
MINIMUM AVERAGE MAXIMUM

The average grocery-to-income ratio in Villach is around 24%. This means that couples spend 24% of their income on grocery and basic household items. The expenditure can range from 16% to 30% depending on salary and location.


Expenditure on food and grocery for couples

Couples' spending on grocery ranges from 190 EUR to 3,000 EUR with the location, income, and size of the couple being the most determinite factors.

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