Cost Of Living in Czech Republic 2025
Average monthly spending for singles, couples, students, and families in Czech Republic
Whether you're living in Czech Republic or planning to move there, it is very important to know the cost of living and the prices of things. Here we list the average spending for the four main population groups.
Average Monthly Expenditure
Currency: CZK
Monthly Expenditure ▶ Single
Currency: CZK
Monthly Expenditure ▶ Couple
Currency: CZK
Monthly Expenditure ▶ Family
Currency: CZK
Monthly Expenditure ▶ Student
Currency: CZK
The figures displayed here are inclusive of everything: housing, travel, groceries, healthcare, etc.
Singles
The average monthly expense for a single person living in Czech Republic is 44,000 CZK. Expenses can range from 6,200 CZK at the minimum level to 290,000 CZK at the highest end.
Couples
The average monthly spending of couples in Czech Republic is 73,000 CZK. Expenditure can range from 24,000 CZK to 390,000 CZK per month.
Families
The average cost of living for families in Czech Republic is 97,000 CZK per month. Families spend anywhere from 34,000 CZK to 630,000 CZK.
Students
The average monthly expenditure for students in Czech Republic is 32,000 CZK. Students spend from 4,900 CZK to 210,000 CZK per month.
Spending behavior can change drastically from one person to another. It is best to consider the minimum, average, and maximum spending together.
Prices and cost of goods and services in Czech Republic
Dining, food, and beverages costs
Fast food combo meal
Restaurant meal for one
Fine dining meal for one
| 450 CZK | 680 CZK | 2,700 CZK |
Cappuccino or latte
Grocery and market costs
Milk large bottle
12 eggs
Fresh whole chicken
Pack of beef
Medium bag of rice
Bag of tomatos
Bag of apples
Commute, travel, and transportation costs
20 minutes taxi ride
Average car full tank
Average car 1-day rental
Average car price
| 170,000 CZK | 340,000 CZK | 450,000 CZK |
Bus ticket one way
Car Service
| 450 CZK | 680 CZK | 1,400 CZK |
Utility cost (monthly)
Utility Bill - Individual
| 370 CZK | 2,600 CZK | 18,000 CZK |
Utility Bill - Couple
| 970 CZK | 3,300 CZK | 21,000 CZK |
Utility Bill - Family
| 1,700 CZK | 4,900 CZK | 32,000 CZK |
Internet and cable
Mobile phone charges
| 270 CZK | 450 CZK | 1,400 CZK |
Leisure and activities costs
Movie ticket
One month gym membership
| 540 CZK | 680 CZK | 1,400 CZK |
Cloths and accessories costs
Pair of jeans or pants
Woman dress
| 380 CZK | 520 CZK | 1,700 CZK |
Woman shoes
| 360 CZK | 480 CZK | 1,100 CZK |
Men's shoes
Men suit
| 340 CZK | 420 CZK | 2,300 CZK |
Regular t-shirt
Housing costs / monthly rent
Studio apartment
| 5,600 CZK | 8,400 CZK | 23,000 CZK |
1-bedroom apartment
| 8,400 CZK | 14,000 CZK | 34,000 CZK |
2-bedroom apartment
| 11,000 CZK | 17,000 CZK | 45,000 CZK |
Housing costs / Buying
Studio apartment
| 1.1M CZK | 1.7M CZK | 3.4M CZK |
1-bedroom apartment
| 1.4M CZK | 2.3M CZK | 8.4M CZK |
2-bedroom apartment
| 2.3M CZK | 6.8M CZK | 14M CZK |
| $96,000 | $290,000 | $580,000 |
Furniture Costs
King Size Bed
| 6,800 CZK | 8,400 CZK | 11,000 CZK |
Double Bed
| 4,500 CZK | 6,800 CZK | 8,400 CZK |
Single Bed
| 4,000 CZK | 5,200 CZK | 6,800 CZK |
Living Room
| 7,500 CZK | 9,600 CZK | 34,000 CZK |
Dining Table
| 3,400 CZK | 4,500 CZK | 8,400 CZK |
Sofa or Couch
| 4,500 CZK | 6,100 CZK | 14,000 CZK |
Electronics and House Appliance Costs
TV Set
| 4,500 CZK | 6,800 CZK | 14,000 CZK |
Fridge or Freezer
| 4,000 CZK | 6,100 CZK | 8,400 CZK |
Washing Machine
| 5,200 CZK | 7,500 CZK | 14,000 CZK |
Stove or Cooker
| 4,800 CZK | 6,100 CZK | 8,400 CZK |
Mobile Phone
| 5,600 CZK | 6,800 CZK | 9,600 CZK |
Laptop or Computer
| 6,100 CZK | 7,500 CZK | 14,000 CZK |
Expenditure to Income Ratio in Czech Republic
One of the most definite ways to determine how affordable a place is measuring the ratio of expenses to salary. A high expense-to-income to ratio indicates a high cost-of-living index while a low expenditure-to-salary ratio means the place is affordable to live in.
Spending to Income Ratio
84%
76% to 93%
( expenditure / income ) x 100
Expense to income distribution levels
| Spending To Income Ratio | % People |
|---|
| < 50% | 6% |
| 50% - 60% | 11% |
| 60% - 70% | 17% |
| 70% - 80% | 26% |
| 80% - 90% | 16% |
| 90% - 100% | 9% |
| 100% - 110% | 5% |
| 110% - 120% | 3% |
| 120% - 130% | 2% |
| 130% - 140% | 2% |
| > 140% | 1% |
Interpretation and Analysis
The average spending-to-salary ratio in Czech Republic is 84%
This means that on average, people spend around 84% of their income for living.
According to the distribution table, 17% of the population spend approximately 60% to 70% of their income every month.
How can spending be more than income?
A value higher than 100% means that the expenditure of those people is higher than their income. They are spending more than what they earn. This is possible in two scenarios. They are either borrowing from their savings to survive or they are borrowing from other sources (relatives, friends, banks, etc.). More about this in the debt section.
Individual
76%
Spending-Income-Ratio
68%
84%
Couple
80%
Spending-Income-Ratio
72%
88%
Family
88%
Spending-Income-Ratio
80%
98%
How do people spend their money in Czech Republic?
We asked thousands of people about their spending habits and expenditure breaks. Below are their answers.
The percentage figures in this section are percentages of total spending not income. If you would like to see the percentage of expenses as related to income or salary, see other sections.
Housing Expenditure26%
26% of total expenses on average (15% to 34%)
| LOW | $63 1,500 CZK |
| AVERAGE | $810 19,000 CZK |
| HIGH | $8,100 190,000 CZK |
| Per Month |
People living in Czech Republic typically spend from 15% to 34% of their total monthly expenditure on housing with 26% being the average. The average spend on housing is 19,000 CZK with expenditure ranging from 1,500 CZK to 190,000 CZK. This cost mainly goes for rent but it also includes other accommodation-related expenses. Housing costs are highest for families and lowest for students as expected.
Utilities, Electricity, Water, Internet, Mobile7%
7% of total expenses on average (4% to 11%)
| LOW | $10 240 CZK |
| AVERAGE | $140 3,200 CZK |
| HIGH | $1,400 32,000 CZK |
| Per Month |
Utility expenditure like electricity, water, and gas in Czech Republic ranges from 4% to 11% of total expenses with 7% being the average. The average monthly cost of utilities is 3,200 CZK with 240 CZK and 32,000 CZK being the upper and lower limits.
Transport, Fuel, Commute8%
8% of total expenses on average (4% to 12%)
| LOW | $21 490 CZK |
| AVERAGE | $270 6,300 CZK |
| HIGH | $2,700 63,000 CZK |
| Per Month |
Fuel consumption and cost of transport depend heavily on whether you live near your work or school, but roughly speaking you would expect to spend from 490 CZK to 63,000 CZK on commuting with 6,300 CZK being the norm for most people in one month. This means that money spent on transport constitutes about 8% of total spending on average but can go as low as 4% or as high as 12%.
Food and Groceries Cost27%
27% of total expenses on average (19% to 33%)
| LOW | $52 1,200 CZK |
| AVERAGE | $680 16,000 CZK |
| HIGH | $6,800 160,000 CZK |
| Per Month |
The average outlay on groceries in a month in Czech Republic is 16,000 CZK. The cost of groceries can range between 1,200 CZK to 160,000 CZK. People spend on average about 27% on food and groceries with upper and lower bounds of 19% and 33% respectively.
Healthcare and Medical Services9%
9% of total expenses on average (4% to 12%)
| LOW | $15 340 CZK |
| AVERAGE | $190 4,400 CZK |
| HIGH | $1,900 44,000 CZK |
| Per Month |
People in Czech Republic allocate 4% to 12% of their total monthly expenditure to healthcare including health insurance and out-of-pocket medical expenses. The average spending is around 9%. The range of medical expenses range from 340 CZK to 44,000 CZK with 4,400 CZK being the norm.
Leisure and Shopping5%
5% of total expenses on average (3% to 9%)
| LOW | $8.3 190 CZK |
| AVERAGE | $110 2,500 CZK |
| HIGH | $1,100 25,000 CZK |
| Per Month |
This category mostly contains discretionary or non-essential expenses but also some non-discretionary spending like furniture for example. The monthly expenses range from 190 CZK to 25,000 CZK with 2,500 CZK being the average. Speaking of percentages, that equates to 3% to 9% of total expenses with an average of 5% for most residents.
Education and Schooling6%
6% of total expenses on average (4% to 12%)
| LOW | $13 290 CZK |
| AVERAGE | $160 3,800 CZK |
| HIGH | $1,600 38,000 CZK |
| Per Month |
Spending on education can vary drastically between different people. While working singles can spend 0% on education, families and students' expenditure can reach up to 22%. On average, education constitutes 6% of the monthly expenditure with 4% and 12% being the lower and upper bounds respectively. The average reported education cost is 3,800 CZK per month with 290 CZK being the minimum spent amount and 38,000 CZK being the maximum.
Other Expenses12%
12% of total expenses on average (7% to 19%)
| LOW | $27 630 CZK |
| AVERAGE | $350 8,200 CZK |
| HIGH | $3,500 82,000 CZK |
| Per Month |
How much money can you save in Czech Republic every month?
We asked thousands of people what percentage of their income can they save in a month. Below are the answers.
What percentage of people in Czech Republic manage to save money from their income every month?
Almost 65% of the surveyed people in Czech Republic said that they can save some money at the end of each month while 35% said that aren't saving anything.
Percentage of people saving money by population group in Czech Republic
| Group | Savers | Non Savers |
|---|
| Singles | 70% | 30% |
| Couples | 65% | 35% |
| Families | 60% | 40% |
Savings-to-Income Ratio
The savings-to-income ratio is measured as the percentage of income that people save over a specific period and it is simply calculated by dividing the saved money by total income and then multiplying the result by 100. (Savings / Income) x 100.
Saving to Income Ratio
Average Monthly Saved Amount
1,900 CZK
$80 | 24,000 CZK
$1,000 | 240,000 CZK
$10,000 |
For most people, 9% to 29% of their monthly income is what they can allocate to their savings, with 16% being the average. The amount of money that people can save is approximately 24,000 CZK on average with savings ranging from 1,900 CZK to 240,000 CZK.
70% of surveyed singles reported some of their income going to savings while 65% of couples said the same. 60% of families confirmed their ability to save money.
How much money do people actually save in Czech Republic?
The amount of money that people can afford to save depends hugely on their income. It is better to focus on the percentage when trying to understand saving patterns.
Singles
Saving to Income Ratio
Average Monthly Saved Amount
1,900 CZK
$80 | 17,000 CZK
$720 | 110,000 CZK
$4,800 |
Savings to income distribution levels for singles
| Saving To Income Ratio | % Singles |
|---|
| 0% - 10% | 31% |
| 10% - 20% | 25% |
| 20% - 30% | 16% |
| 30% - 40% | 14% |
| 40% - 50% | 10% |
| > 50% | 4% |
Interpretation and Analysis
Singles who can afford to save reported that they allocate from 12% to 31% of their monthly income to savings, with 20% being the average for most singles. The average amount of money that singles are able to save is 17,000 CZK with 1,900 CZK and 110,000 CZK being the minimum and maximum respectively.
Couples
Saving to Income Ratio
Average Monthly Saved Amount
9,400 CZK
$400 | 28,000 CZK
$1,200 | 150,000 CZK
$6,400 |
Savings to income distribution levels for couples
| Saving To Income Ratio | % Couples |
|---|
| 0% - 10% | 35% |
| 10% - 20% | 27% |
| 20% - 30% | 19% |
| 30% - 40% | 9% |
| 40% - 50% | 7% |
| > 50% | 3% |
Interpretation and Analysis
Couples who confirmed their ability to save reported saving equivalent to 10% to 30% of their monthly income, with 18% being the average for most couples. The average amount of money that couples can save is 28,000 CZK with 9,400 CZK and 150,000 CZK being the minimum and maximum respectively.
Families
Saving to Income Ratio
Average Monthly Saved Amount
13,000 CZK
$560 | 38,000 CZK
$1,600 | 240,000 CZK
$10,000 |
Savings to income distribution levels for families
| Saving To Income Ratio | % Families |
|---|
| 0% - 10% | 38% |
| 10% - 20% | 30% |
| 20% - 30% | 20% |
| 30% - 40% | 6% |
| 40% - 50% | 4% |
| > 50% | 2% |
Interpretation and Analysis
Families in Czech Republic can save anywhere between 9% to 27% of their monthly income, with 15% being the average for most families. The average amount of money that families can put aside is 38,000 CZK with 13,000 CZK and 240,000 CZK being the minimum and maximum respectively.
Saving Challenges in Czech Republic
Reasons that make it difficult for people to save money
We wanted to understand what is stopping people from maximizing their savings in Czech Republic. Listed below are the answers given by the survey participants.
| Reason | % People |
|---|
| Low Income | 6% |
| High Expenses | 9% |
| Debt and Loans | 17% |
| Lack of Budgeting Skills | 11% |
| Impulsive Spending | 10% |
| Financial Emergencies | 6% |
| Living the moment | 6% |
| Will do it later | 18% |
| Inflation | 11% |
| Social Pressure | 3% |
| Market Instability | 3% |
Around 6% of the people said that their salary is too low to accommodate a portion for savings while 9% said that the high cost of living leaves little room for savings. 17% of the residents said that they are burdened with debt and find it challenging to save money. 11% reported that they just don't have the knowledge or discipline to create and stick to a budget, leading to overspending and an inability to save. 10% blamed impulsive spending as the reason for saving inability. Around 6% said that unexpected expenses like medical bills or car repairs are derailing their savings goals. 6% bluntly said that they don't see the purpose of it and prefer to live each day to the fullest. 18% reported that they understand the value of saving but are putting off saving for the future, thinking they have plenty of time to start later. 11% blamed inflation, saying that every time they save some money they end up using it immediately. A surprising 3% said that social pressure and keeping up with peers or social expectations makes them overspend. Lastly, 3% blamed market instability and price fluctuations.
Typical saving choices for people in Czech Republic
Where do people choose to put their savings?
| Saving Type | % People |
|---|
| Emergency Funds | 11% |
| Gold | 11% |
| Savings Accounts | 17% |
| Retirement Accounts | 11% |
| Cash Savings | 17% |
| Real Estate | 10% |
| Investment | 6% |
| Stocks | 6% |
| Bonds | 6% |
| Mutual Funds | 3% |
| Certificates of Deposit | 3% |
A typical and healthy budgeting structure
The 50/30/20 rule
Spending among different people can vary significantly based on factors such as their income, lifestyle,
location, and personal preferences. A commonly used guideline for budgeting is the 50/30/20 rule,
which suggests allocating your income into three main categories in the following percentages.
50% for needs and financial obligations
This category includes essential expenses like housing, utilities, groceries, transportation, and healthcare.
30% for wants and discretionary spending
This category covers discretionary spending on non-essential items, such as dining out, entertainment, travel, and other lifestyle choices.
20% for savings and emergency fund
This is the percentage that must be allocated to savings, emergency funds, and retirement accounts.
About financial planning, money management, and household budgeting
The 50/30/20 rule is used as a general guideline but may not be the best choice for all people. There are in fact many budgeting plans out there like the 70/20/10 and the 60/20/20 rules, all claiming to be the best. More important than all of this is to establish financial discipline by creating a budget tailored to your specific financial goals and situation. It is very important that your financial outflow be less than your income to maintain a healthy cash flow.
Affordable living in Czech Republic
Income and cost of living compatibility
We asked residents one simple question and recorded their answers.
Is it affordable or economical to live in Czech Republic?
Around 72% of surveyed residents think that living in Czech Republic is affordable with proper budgeting while 28% reported that it is just too expensive and not affordable even with frugality and thriftness.
Low-cost alternatives in Czech Republic
People are always looking for ways to cut down expenses and reduce expenditures. The hallmark of any affordable place is the availability of discount stores, bargain deals, smart or secondhand shopping, refurbished items, and couponing. We asked residents how easily cost-cutting is and the answers were distributed as follows:
Plenty of low-cost options60%
Few low-cost options40%
Based on the survey, 60% of the people living in Czech Republic have no problem finding low-cost alternatives to support a frugal lifestyle while 40% think that thriftness is difficult due to scarcity in discount markets and secondhand outlets.
Emergency Funds
An emergency fund is a financial safety net comprised of easily accessible savings set aside to cover unexpected expenses or financial emergencies, typically amounting to three to six months' worth of living expenses. We asked residents of Czech Republic whether they have an emergency fund and the answers were as follows.
Yes69%
No31%
Based on the survey, 31% of the people living in Czech Republic said that they don't have an emergency fund while 69% said that they do.
Financial Literacy in Czech Republic
Financial literacy is the knowledge of concepts and principles related to personal finance that allow individuals to make informed decisions regarding their money such as budgeting, saving, investing, borrowing, managing debt, financial risk management, and planning.
Financial Leteracy67%
We asked residents of Czech Republic whether they acquired any adequate personal financial training in their lives. Approximately 33% of the people who participated in the survey said that they are not well informed about the topics of budgeting, saving, etc., and just manage things based on their own experience, while 67% said that they know about the general principles of personal finance from sources other than their own experience.
Difficulty in Budgeting and Financial Planning
We wanted to understand whether residents of Czech Republic have problems or difficulties in managing their expenditures and savings so we asked people one simple question: do you struggle with your personal finances? 31% of the participants reported that they indeed struggle in creating budgets and in organizing their finances while 69% said that they have everything under control.
Struggles with finance31%
Easily manages finances69%
Financial goals of people in Czech Republic
In an attempt to understand the economic situation in Czech Republic, we asked participants about their financial targets. By knowing what the population in general is trying to achieve, we can shed light on the economic outlook, cost of living, and quality of life in general.
| Financial Goal | % People |
|---|
| Emergency Fund | 7% |
| Debt Reduction | 35% |
| Retirement Savings | 8% |
| Education Funding | 8% |
| Homeownership | 17% |
| Investing | 8% |
| Travel or Lifestyle | 10% |
| Healthcare Expenses | 10% |
| Financial Independence | 8% |
Around 7% of those who participated in the survey said that their main goal is to establish an emergency fund to cover unexpected expenses while 35% said their number one priority is to pay off high-interest debt or loans and improve credit. 8% of surveyed people confirmed that saving for retirement to ensure a comfortable lifestyle in the final years is their main target. Around 8% reported that their priority is saving for the tuition fees and education costs of their children while 17% choose to buy a home or pay off existing mortgage before other things. 8% of the population would like to build wealth through investments such as stocks, bonds, mutual funds, or real estate. For 10% of people, saving for vacations or upgrading their lifestyle is the number one concern. Approximately 10% of the residents said that saving for healthcare expenses including insurance premiums is their main goal.
Retirement, pension plans, and life after work in Czech Republic
What does the retirement lifestyle look like in Czech Republic and how much retirement savings are required?
Retirement age
The retirement age for most employees in Czech Republic is 65 years. Specific retirement ages can vary based on factors like occupation, gender, years of contribution, and location. It is not entirely unlikely for people to retire either before or after this age.
Retirement planning and savings
There are many retirement saving options, some are personally initiated and others are government-sponsered. Regardless of the source of savings, the minimum amount of money that needs to be put aside to ensure a peaceful and comfortable retirement at each age can be found in the table below. This data is largely approximated and can vary drastically based on individual needs and situations. Treat these figures as a general guideline.
The typical saved amount of money you should have at every age as multiples of monthly salary:| Age | Amount |
|---|
| 25 | 5x monthly salary at age 25 |
| 30 | 10x monthly salary at age 30 |
| 35 | 15x monthly salary at age 35 |
| 40 | 25x monthly salary at age 40 |
| 45 | 32x monthly salary at age 45 |
| 50 | 48x monthly salary at age 50 |
| 55 | 56x monthly salary at age 55 |
| 60 | 64x monthly salary at age 60 |
| 65 | 78x monthly salary at age 65 |
The typical average saved amount of money you should have at every age in Czech Republic:| Age | Amount |
|---|
| 25 | 180,000 CZK |
| 30 | 350,000 CZK |
| 35 | 610,000 CZK |
| 40 | 880,000 CZK |
| 45 | 1.3M CZK |
| 50 | 1.8M CZK |
| 55 | 2.2M CZK |
| 60 | 2.7M CZK |
| 65 | 3.2M CZK |
Retirement Income Distribution
We asked residents of Czech Republic about their retirement income sources and below are the results.
| Source | % People |
|---|
| Pensions | 13% |
| Savings | 22% |
| Investments | 13% |
| Social Security | 8% |
| Annuities | 8% |
| Part-time Job | 11% |
| Real Estate | 17% |
| Dividends and Interest | 8% |
Retirement Monthly Expenses in Czech Republic 3,500 CZK
$150 | 32,000 CZK
$1,400 | 210,000 CZK
$9,000 |
Debt, loans, and mortgages in Czech Republic
Percentage of people who are in debt
According to the survey, 27% of the people in Czech Republic have some kind of debt, loan, mortgage, or credit card payments while 73% reported that they don't have financial obligations to banks.
Debt-to-income ratio in Czech Republic
Debt to income ratio
29%
20% to 38%
( monthly debt payment / monthly income ) x 100
Interpretation
The debt-to-income ratio measures the percentage of income being paid as debt settlement across the population. It is calculated by dividing the monthly debt settlement payment of an individual by their monthly income. Based on collected data, approximately 29% of the people's monthly income in Czech Republic goes to debt settlement.
Debt levelsMonthly debt settlement payment as percentage of monthly income
| Debt-to-income ratio | % People |
|---|
| > 60% | 3% |
| 50% - 60% | 13% |
| 40% - 50% | 12% |
| 30% - 40% | 14% |
| 20% - 30% | 14% |
| 10% - 20% | 17% |
| 0% - 10% | 27% |
According to our data, 3% of the debtors in Czech Republic pay 60%+ of their income as debt settlement while 13% of the people pay 50% to 60% of their income for the same, which is quite an alarming financial situation for those individuals. 12% of people in debt dedicate 40% to 50% of their income to loan and mortgage payments while 14% dedicated 30% to 40% of income for same. Things are looking brighter for 14% of individuals as they only pay 20% to 30% of their income for loan and credit card repayment.
Distribution by type of debt in Czech Republic
| Debt | % People |
|---|
| Real Estate Mortgage | 12% |
| Auto Loan | 21% |
| Student Loan | 3% |
| Credit Card | 26% |
| Personal Loan | 38% |
12% of debtors in Czech Republic confirm that real estate mortgages constitutes the main part of their outstanding debt while 26% say that credit card payments are the reason they are in debt. Auto loans were the main type of debt for 21% of people and personal loans rose at 38%. Lastly, student loans are the main source of debt for 3% of debtors in Czech Republic.
About credit score and debt managementManaging debt is a critical aspect of maintaining a favorable credit score. Debt reduction is the first thing you should do improve your financial situation. Getting rid of debt takes precedence over saving money because of interest rates.
Good debt vs. Bad debt
Not all debt is bad. Good debt typically refers to borrowing money for investments that can increase in value or generate income over time like purchasing a home or acquiring student loans. On the other hand, bad debt involves borrowing for things that fail to generate lasting value like high-interest credit card debt used for non-essential expenses like luxury items or vacations.
Loan Affordability Index in Czech Republic
Besides measuring the loan-to-income ratio, we asked residents of Czech Republic how many times in a year they defaulted or were unable to pay their due credit card or loan payments on time. Understanding how often people default on their due payments is one of the indicators of the cost of living and economic situation.
Frequency and percentage of people who failed to pay their monthly credit card or loan payments on time last year.
| Frequency | % People |
|---|
| Never | 54% |
| Once a year | 22% |
| Twice a year | 12% |
| Three times a year | 8% |
| Four times a year | 4% |
Housing costs, accommodation, and housing affordability in Czech Republic
Rental costs and house/apartment prices can vary drastically between different areas and locations.
Rent Cost in Czech Republic
Monthly Rent Prices
Studio apartment monthly rent cost
| 5,600 CZK | 8,400 CZK | 23,000 CZK |
1-bedroom apartment monthly rent cost
| 8,400 CZK | 14,000 CZK | 34,000 CZK |
2-bedroom apartment monthly rent cost
| 11,000 CZK | 17,000 CZK | 45,000 CZK |
3-bedroom apartment monthly rent cost
| 14,000 CZK | 23,000 CZK | 61,000 CZK |
Furnished apartment monthly rent cost
| 27,000 CZK | 68,000 CZK | 140,000 CZK |
Townhouse monthly rent cost
| 23,000 CZK | 34,000 CZK | 96,000 CZK |
House monthly rent cost
| 27,000 CZK | 68,000 CZK | 140,000 CZK |
Villa monthly rent cost
| 34,000 CZK | 84,000 CZK | 140,000 CZK |
The monthly rental cost of a studio apartment in Czech Republic ranges between 5,600 CZK and 23,000 CZK, meanwhile the cost of monthly rental of a one-bedroom apartment can be anywhere from 8,400 CZK to 34,000 CZK. Two-bedroom rentals rate ranges between 11,000 CZK and 45,000 CZK per month. The monthly rental for a three-bedroom apartment ranges from 14,000 CZK to 61,000 CZK. The average rent of a townhouse in Czech Republic is around 34,000 CZK while house rental costs can be as high as 68,000 CZK per month. Finally, if you want to rent a villa, expect to pay anywhere from 34,000 CZK to 140,000 CZK per month.
Apartment and house prices in Czech Republic
Cost of buying a property
Studio apartment price
| 1.1M CZK | 1.7M CZK | 3.4M CZK |
1-bedroom apartment price
| 1.4M CZK | 2.3M CZK | 8.4M CZK |
2-bedroom apartment price
| 2.3M CZK | 6.8M CZK | 14M CZK |
| $96,000 | $290,000 | $580,000 |
3-bedroom apartment price
Townhouse price
House price
Villa price
The average price of a studio apartment in Czech Republic can range from 1.1M CZK to 3.4M CZK depending on location. One bedroom cost can be anywhere from 1.4M CZK to 8.4M CZK. A villa can cost you 75M CZK on average with prices ranging from 14M CZK to 110M CZK.
If you're leasing or purchasing, housing costs in Czech Republic will probably constitute your biggest expenditure, yet it's an area where you wield considerable influence. This is due to the substantial variance in housing prices across communities. Keep in mind the location of your workplace and the accessibility of essential amenities to prevent negating the savings from lower rental rates with increased transportation expenses.
House / apartment prices to income ratio
Property price to income ratio
( average property price / average monthly income ) x 100
| 38 | x111 monthly income | 207 |
Property prices in Czech Republic can be x111 to x207 multiples of the monthly income depending on the property and the income of the person. On average, property prices are approximately x111 multiples of the average monthly salary in Czech Republic.
Rent to income ratio
Rent to income ratio
( monthly rental / monthly income ) x 100
The average rent-to-income ratio in Czech Republic is around 31%. This means that people pay 31% of their income for rent. Those figures can range from 21% to 41% depending on the salary, location, and type of property.
The housing-to-income ratio is a very important metric to evaluate and measure how affordable living is in a particular area, city, or country since housing comprises the biggest chunk of expenditure. A higher housing to income ratio means that the place is relatively expensive. The figure by itself does tell much. It only starts to make sense when comparing the housing to income ratio across different locations.
Housing affordability index
The housing affordability index measures how affordable accommodation is in a particular place. This can measured in multiple ways, the most common being housing expenditure to total expenditure ratio and the rent to income ratio. The housing expenditure ratio is a figure reported by individuals on the percentage they allocate for housing. Rent to income ratio is calculated by dividing the average monthly rent by the average income. Because these values are both percentages, we can find their average and get the best of the two worlds.
Housing Affordability Index
29% Property Taxes
Real estate owners pay property taxes to local tax authorities, which are determined by the assessed value of their property. Typically, these taxes are paid once a year. Property tax funds contribute to community development, financing infrastructure improvements, public services, and local education initiatives.
Home Maintenance Costs
Home maintenance costs encompass various expenses associated with the upkeep and repair of a residence. These expenditures include regular tasks such as lawn care, pest control, and HVAC system servicing, as well as occasional repairs and renovations like fixing leaks, painting, or replacing appliances.
| 97 CZK | 1,300 CZK | 13,000 CZK |
Urban vs. rural living costs
Urban living typically entails higher housing and transportation costs due to demand and limited space, while rural areas generally offer lower housing expenses but may have higher prices for goods and services. The differnce in rental rates between urban areas and rural areas can be as high as 300% in some cases.
Monthly costs and expenses of energy and basic utilities in Czech Republic
Utilities expenditure can vary slightly between different areas and locations.
Energy, electricity, water, gas, internet, and mobile cost in Czech Republic
Utility Bill Cost / Electricity + Water + Gas / Individual
| 370 CZK | 2,600 CZK | 18,000 CZK |
Utility Bill Cost / Electricity + Water + Gas / Couple
| 970 CZK | 3,300 CZK | 21,000 CZK |
Utility Bill Cost / Electricity + Water + Gas / Family
| 1,700 CZK | 4,900 CZK | 32,000 CZK |
Internet and cable cost
Mobile phone bill and charges
| 270 CZK | 450 CZK | 1,400 CZK |
Because most utility bills club electricity, water, and gas costs in one bill, we can't provide a breakup for each type of utility and will display electricity, gas, and water as single cost.
The average monthly expenditure for individuals on electricty, water, and gas in Czech Republic ranges between 370 CZK and 18,000 CZK with average being 2,600 CZK, meanwhile the expenditure of couples is slightly higher at 3,300 CZK with 970 CZK and 21,000 CZK being the upper and lower limits respectively. As expected, the energy and water consumption of families is the highest among the three groups with an average of 4,900 CZK. The cost of internet and WiFi is unchanged among the three groups and ranges from 340 CZK to 900 CZK with 680 CZK being the average internet bill. Finally, the average monthly mobile charges is around 450 CZK but can range between 270 CZK and 1,400 CZK depending on consumption. Mobile charges include both calling minutes as well as data packages.
Energy / Utility expense to income ratio
( monthly utility expenses / monthly income ) x 100
The average utility-to-income ratio in Czech Republic is around 6%. This means that people pay 6% of their income for energy, water, internet, and mobile charges. Those figures can range from 3% to 10% depending on salary and location.
Food Prices, Dining Expenses, and Grocery Costs in Czech Republic
Grocery / Food expenditure and prices can vary drastically between different areas and locations.
Prices and cost of goods and services in Czech Republic
Dining out, food, and beverages costs. Price variations for common food items.
Fast food combo meal price
The average price of a regular combo meal at a fast food outlet or chain like McDonald's, Pizzahut, or KFC in Czech Republic is approximatly 140 CZK with meal cost ranging from 68 CZK to 230 CZK. The typical combo meal consists of a burger, french fries, and a drink.
Restaurant meal for one price
If you are planning to have a nice meal at a mid-range restaurant, expect to pay anywhere between 230 CZK and 680 CZK with 340 CZK being the average price of a plate for one person at a regular restaurant in Czech Republic.
Fine dining meal for one price
| 450 CZK | 680 CZK | 2,700 CZK |
The price range of a meal at fine-dining restaurant is 450 CZK to 2,700 CZK with the average cost being 680 CZK for one person. This is what you would expect to pay a top-tier diner in Czech Republic.
Beverage prices, cappuccino, latte etc..
The average price of a regular beverage like cappuccino or latte at Starbucks, Costa, or similar coffee shops and cafes in Czech Republic is around 90 CZK. Price ranges between 56 CZK and 140 CZK depending on the type of beverage, the size, and optional add-ons.
Grocery and market costs
Large bottle of milk price
The average price of a large bottle of milk in Czech Republic is 54 CZK. The maximum what you would pay for milk is 68 CZK and the minimum being 45 CZK depending on the brand of milk and other properties.
12 eggs price
A dozen eggs costs around 45 CZK on average with 34 CZK and 68 CZK being the lower and upper limits respectively.
Fresh whole chicken price
The price range of a fresh whole chicken in Czech Republic is between 77 CZK and 140 CZK depending on the size of the chicken and whether it is oraganic or not. The average price is approximatly 99 CZK.
Pack of beef price
The price of a regular pack of beef or meat is around 140 CZK. A pack of beef contains around 1Kg or 1lb depending on packing.
Medium bag of rice price
A bag of rice in Czech Republic costs around 50 CZK on average with prices rangeing between 36 CZK and 70 CZK depending on the brand and quality.
Bag of tomatos price
A bag of tomatoes costs anywhere from 14 CZK to 34 CZK. A bag of tomatoes denotes 1Kg or 1lb depending on location.
Bag of apples price
A bag of apples costs 32 CZK on average. A bag of apples denotes 1Kg or 1lb depending on location.
Grocery and food expenditure to income ratio
( monthly grocery expenses / monthly income ) x 100
The average grocery-to-income ratio in Czech Republic is around 26%. This means that people spend 26% of their income on grocery and basic household items. The expenditure can range from 18% to 32% depending on salary and location.
Expenditure on food and grocery for every population group
A single person living alone spends approximately 7,000 CZK per month on grocery and food with expenditure fluctuating between 1,000 CZK and 47,000 CZK depending on location and the type of person. The average cost of food and groceries for a couple is around 10,000 CZK per month. That number can be get as low as 3,400 CZK or a high as 55,000 CZK. Families' spending on grocery ranges from 6,100 CZK to 110,000 CZK with the location, income, and size of the family being the most determinite factors.
SingleSpending habits, consumption analysis, and expenditure patterns for a single person living in Czech Republic
Housing cost for a single person32%
32% of total expenses on average (20% to 44%)
| LOW | $96 2,200 CZK |
| AVERAGE | $680 16,000 CZK |
| HIGH | $4,500 110,000 CZK |
| Per Month |
Utilities, Electricity, Water, Internet, Mobile8%
8% of total expenses on average (4% to 13%)
| LOW | $16 370 CZK |
| AVERAGE | $110 2,600 CZK |
| HIGH | $750 18,000 CZK |
| Per Month |
Transport and Fuel Cost6%
6% of total expenses on average (4% to 12%)
| LOW | $21 500 CZK |
| AVERAGE | $150 3,500 CZK |
| HIGH | $1,000 23,000 CZK |
| Per Month |
Food and Groceries Cost18%
18% of total expenses on average (12% to 23%)
| LOW | $43 1,000 CZK |
| AVERAGE | $300 7,000 CZK |
| HIGH | $2,000 47,000 CZK |
| Per Month |
Healthcare Cost11%
11% of total expenses on average (5% to 15%)
| LOW | $24 560 CZK |
| AVERAGE | $170 3,900 CZK |
| HIGH | $1,100 26,000 CZK |
| Per Month |
Leisure and Shopping Expenditure3%
3% of total expenses on average (3% to 6%)
| LOW | $13 310 CZK |
| AVERAGE | $94 2,200 CZK |
| HIGH | $630 15,000 CZK |
| Per Month |
Education Cost2%
2% of total expenses on average (1% to 4%)
| LOW | $5.3 120 CZK |
| AVERAGE | $38 880 CZK |
| HIGH | $250 5,800 CZK |
| Per Month |
Other Expenses20%
20% of total expenses on average (12% to 24%)
| LOW | $48 1,100 CZK |
| AVERAGE | $340 7,900 CZK |
| HIGH | $2,300 53,000 CZK |
| Per Month |
CoupleAverage monthly living expenditure breaks and spending patterns for couples in Czech Republic
Housing cost for a couple29%
29% of total expenses on average (22% to 39%)
| LOW | $350 8,300 CZK |
| AVERAGE | $1,100 25,000 CZK |
| HIGH | $5,700 130,000 CZK |
| Per Month |
Utilities, Electricity, Water, Internet, Mobile7%
7% of total expenses on average (5% to 11%)
| LOW | $42 970 CZK |
| AVERAGE | $140 3,300 CZK |
| HIGH | $920 21,000 CZK |
| Per Month |
Transport and Fuel Cost10%
10% of total expenses on average (4% to 15%)
| LOW | $130 2,900 CZK |
| AVERAGE | $380 8,800 CZK |
| HIGH | $2,000 47,000 CZK |
| Per Month |
Food and Groceries Cost16%
16% of total expenses on average (11% to 21%)
| LOW | $150 3,400 CZK |
| AVERAGE | $440 10,000 CZK |
| HIGH | $2,300 55,000 CZK |
| Per Month |
Healthcare Cost13%
13% of total expenses on average (7% to 17%)
| LOW | $110 2,700 CZK |
| AVERAGE | $340 8,000 CZK |
| HIGH | $1,800 43,000 CZK |
| Per Month |
Leisure and Shopping Cost4%
4% of total expenses on average (2% to 7%)
| LOW | $63 1,500 CZK |
| AVERAGE | $190 4,400 CZK |
| HIGH | $1,000 23,000 CZK |
| Per Month |
Education Cost2%
2% of total expenses on average (1% to 4%)
| LOW | $21 490 CZK |
| AVERAGE | $63 1,500 CZK |
| HIGH | $330 7,800 CZK |
| Per Month |
Other Expenses19%
19% of total expenses on average (13% to 25%)
| LOW | $180 4,100 CZK |
| AVERAGE | $530 12,000 CZK |
| HIGH | $2,800 66,000 CZK |
| Per Month |
FamilyAverage monthly expenses and break out of spending for families living in Czech Republic
Housing cost for a family28%
28% of total expenses on average (23% to 38%)
| LOW | $470 11,000 CZK |
| AVERAGE | $1,300 31,000 CZK |
| HIGH | $8,700 200,000 CZK |
| Per Month |
Utilities, Electricity, Water, Internet, Mobile5%
5% of total expenses on average (3% to 8%)
| LOW | $73 1,700 CZK |
| AVERAGE | $210 4,900 CZK |
| HIGH | $1,400 32,000 CZK |
| Per Month |
Transport and Fuel Expenses6%
6% of total expenses on average (4% to 8%)
| LOW | $150 3,400 CZK |
| AVERAGE | $420 9,700 CZK |
| HIGH | $2,700 63,000 CZK |
| Per Month |
Food and Groceries Cost20%
20% of total expenses on average (13% to 26%)
| LOW | $260 6,100 CZK |
| AVERAGE | $750 18,000 CZK |
| HIGH | $4,900 110,000 CZK |
| Per Month |
Healthcare Expenses10%
10% of total expenses on average (6% to 15%)
| LOW | $130 3,100 CZK |
| AVERAGE | $420 9,700 CZK |
| HIGH | $2,200 51,000 CZK |
| Per Month |
Leisure and Shopping Cost3%
3% of total expenses on average (2% to 7%)
| LOW | $73 1,700 CZK |
| AVERAGE | $210 4,900 CZK |
| HIGH | $1,400 32,000 CZK |
| Per Month |
Education Cost14%
14% of total expenses on average (7% to 22%)
| LOW | $200 4,800 CZK |
| AVERAGE | $580 14,000 CZK |
| HIGH | $3,800 89,000 CZK |
| Per Month |
Other Expenses14%
14% of total expenses on average (7% to 19%)
| LOW | $120 2,700 CZK |
| AVERAGE | $330 7,800 CZK |
| HIGH | $2,200 51,000 CZK |
| Per Month |
StudentCost of living and expenses break down for students living in Czech Republic
Housing costs for Student20%
20% of total expenses on average (15% to 26%)
| LOW | $50 1,200 CZK |
| AVERAGE | $330 7,600 CZK |
| HIGH | $2,200 51,000 CZK |
| Per Month |
Utilities, Electricity, Water, Internet, and Mobile Expenses6%
6% of total expenses on average (4% to 10%)
| LOW | $8.3 190 CZK |
| AVERAGE | $54 1,300 CZK |
| HIGH | $360 8,400 CZK |
| Per Month |
Transport and Fuel Cost5%
5% of total expenses on average (5% to 11%)
| LOW | $15 340 CZK |
| AVERAGE | $95 2,200 CZK |
| HIGH | $630 15,000 CZK |
| Per Month |
Food and Groceries Expenditure22%
22% of total expenses on average (16% to 26%)
| LOW | $42 970 CZK |
| AVERAGE | $270 6,300 CZK |
| HIGH | $1,800 42,000 CZK |
| Per Month |
Healthcare Cost8%
8% of total expenses on average (5% to 11%)
| LOW | $13 290 CZK |
| AVERAGE | $81 1,900 CZK |
| HIGH | $540 13,000 CZK |
| Per Month |
Leisure and Shopping Cost3%
3% of total expenses on average (2% to 7%)
| LOW | $10 240 CZK |
| AVERAGE | $68 1,600 CZK |
| HIGH | $450 11,000 CZK |
| Per Month |
Education Cost19%
19% of total expenses on average (12% to 24%)
| LOW | $40 930 CZK |
| AVERAGE | $260 6,000 CZK |
| HIGH | $1,700 40,000 CZK |
| Per Month |
Other Expenses17%
17% of total expenses on average (11% to 23%)
| LOW | $31 730 CZK |
| AVERAGE | $200 4,800 CZK |
| HIGH | $1,400 32,000 CZK |
| Per Month |
