Cost Of Living For a Family in Algeria 2024

Family cost of living chart - average monthly expenditure in Algeria

Average monthly spending for families in Algeria

We consider a family to be a member of four members, two adults and two children. This is the most common type of family. From the figures below, it should be fairly easy to calculate the average spending for families of different sizes.

Average Monthly Expenditure

Currency: DZD
120,000 340,000 2.2M
MINIMUM AVERAGE MAXIMUM
$890 $2,500 $17,000

How much money does a family need in a month to survive in Algeria?

Families in Algeria spend around 340,000 DZD per month on average. Depending on the lifestyle, a family can survive with a monthly budget as low as 120,000 DZD or as high as 2.2M DZD. Location and income are very important factors and have a huge influence on expenditure and budget.


Prices and cost of goods and services in Algeria


Chart showing the prices and cost of grocery, food, restaurant meals, market, and beverages in Algeria

Dining, food, and beverages costs


Fast food combo meal

230 DZD 450 DZD 750 DZD
MINIMUM AVERAGE MAXIMUM
$1.7 $3.3 $5.6

Restaurant meal for one

750 DZD 1,100 DZD 2,300 DZD
MINIMUM AVERAGE MAXIMUM
$5.6 $8.4 $17

Fine dining meal for one

1,500 DZD 2,300 DZD 9,000 DZD
MINIMUM AVERAGE MAXIMUM
$11 $17 $67

Cappuccino or latte

190 DZD 300 DZD 450 DZD
MINIMUM AVERAGE MAXIMUM
$1.4 $2.2 $3.3

Grocery and market costs


Milk large bottle

150 DZD 180 DZD 230 DZD
MINIMUM AVERAGE MAXIMUM
$1.1 $1.3 $1.7

12 eggs

110 DZD 150 DZD 230 DZD
MINIMUM AVERAGE MAXIMUM
$0.84 $1.1 $1.7

Fresh whole chicken

260 DZD 330 DZD 470 DZD
MINIMUM AVERAGE MAXIMUM
$1.9 $2.5 $3.5

Pack of beef

300 DZD 450 DZD 900 DZD
MINIMUM AVERAGE MAXIMUM
$2.2 $3.3 $6.7

Medium bag of rice

120 DZD 170 DZD 230 DZD
MINIMUM AVERAGE MAXIMUM
$0.90 $1.2 $1.7

Bag of tomatos

45 DZD 60 DZD 110 DZD
MINIMUM AVERAGE MAXIMUM
$0.33 $0.45 $0.84

Bag of apples

80 DZD 110 DZD 170 DZD
MINIMUM AVERAGE MAXIMUM
$0.60 $0.78 $1.3
Chart showing the prices and cost of commute, travel, and transportation in Algeria


Commute, travel, and transportation costs


20 minutes taxi ride

190 DZD 230 DZD 450 DZD
MINIMUM AVERAGE MAXIMUM
$1.4 $1.7 $3.3

Average car full tank

1,100 DZD 1,500 DZD 3,000 DZD
MINIMUM AVERAGE MAXIMUM
$8.4 $11 $22

Average car 1-day rental

1,100 DZD 1,500 DZD 2,300 DZD
MINIMUM AVERAGE MAXIMUM
$8.4 $11 $17

Average car price

560,000 DZD 1.1M DZD 1.5M DZD
MINIMUM AVERAGE MAXIMUM
$4,200 $8,400 $11,000

Bus ticket one way

38 DZD 56 DZD 110 DZD
MINIMUM AVERAGE MAXIMUM
$0.28 $0.42 $0.84

Car Service

1,500 DZD 2,300 DZD 4,500 DZD
MINIMUM AVERAGE MAXIMUM
$11 $17 $33
Chart showing the prices and cost of utility, energy, water, and gas in Algeria


Utility cost (monthly)


Utility Bill - Family

6,000 DZD 17,000 DZD 110,000 DZD
MINIMUM AVERAGE MAXIMUM
$45 $130 $830

Internet and cable

1,100 DZD 2,300 DZD 3,000 DZD
MINIMUM AVERAGE MAXIMUM
$8.4 $17 $22

Mobile phone charges

900 DZD 1,500 DZD 4,500 DZD
MINIMUM AVERAGE MAXIMUM
$6.7 $11 $33

Leisure and activities costs


Movie ticket

560 DZD 750 DZD 1,100 DZD
MINIMUM AVERAGE MAXIMUM
$4.2 $5.6 $8.4

One month gym membership

1,800 DZD 2,300 DZD 4,500 DZD
MINIMUM AVERAGE MAXIMUM
$13 $17 $33
Chart showing the prices and cost of clothing and accessories in Algeria


Cloths and accessories costs


Pair of jeans or pants

1,300 DZD 1,900 DZD 2,800 DZD
MINIMUM AVERAGE MAXIMUM
$9.8 $14 $21

Woman dress

1,300 DZD 1,700 DZD 5,600 DZD
MINIMUM AVERAGE MAXIMUM
$9.3 $13 $42

Woman shoes

1,200 DZD 1,600 DZD 3,800 DZD
MINIMUM AVERAGE MAXIMUM
$8.8 $12 $28

Men's shoes

1,000 DZD 1,300 DZD 2,500 DZD
MINIMUM AVERAGE MAXIMUM
$7.6 $9.3 $19

Men suit

1,100 DZD 1,400 DZD 7,500 DZD
MINIMUM AVERAGE MAXIMUM
$8.4 $10 $56

Regular t-shirt

560 DZD 750 DZD 2,300 DZD
MINIMUM AVERAGE MAXIMUM
$4.2 $5.6 $17
Chart showing the prices and cost of housing, accommodation, and rent in Algeria


Housing costs / monthly rent


Studio apartment

19,000 DZD 28,000 DZD 75,000 DZD
MINIMUM AVERAGE MAXIMUM
$140 $210 $560

1-bedroom apartment

28,000 DZD 45,000 DZD 110,000 DZD
MINIMUM AVERAGE MAXIMUM
$210 $330 $840

2-bedroom apartment

38,000 DZD 56,000 DZD 150,000 DZD
MINIMUM AVERAGE MAXIMUM
$280 $420 $1,100

Housing costs / Buying


Studio apartment

3.8M DZD 5.6M DZD 11M DZD
MINIMUM AVERAGE MAXIMUM
$28,000 $42,000 $84,000

1-bedroom apartment

4.5M DZD 7.5M DZD 28M DZD
MINIMUM AVERAGE MAXIMUM
$33,000 $56,000 $210,000

2-bedroom apartment

7.5M DZD 23M DZD 45M DZD
MINIMUM AVERAGE MAXIMUM
$56,000 $170,000 $330,000
Chart showing the prices and cost of furniture in Algeria


Furniture Costs


King Size Bed

23,000 DZD 28,000 DZD 38,000 DZD
MINIMUM AVERAGE MAXIMUM
$170 $210 $280

Double Bed

15,000 DZD 23,000 DZD 28,000 DZD
MINIMUM AVERAGE MAXIMUM
$110 $170 $210

Single Bed

13,000 DZD 17,000 DZD 23,000 DZD
MINIMUM AVERAGE MAXIMUM
$98 $130 $170

Living Room

25,000 DZD 32,000 DZD 110,000 DZD
MINIMUM AVERAGE MAXIMUM
$190 $240 $840

Dining Table

11,000 DZD 15,000 DZD 28,000 DZD
MINIMUM AVERAGE MAXIMUM
$84 $110 $210

Sofa or Couch

15,000 DZD 20,000 DZD 45,000 DZD
MINIMUM AVERAGE MAXIMUM
$110 $150 $330
Chart showing the prices and cost of electronic devices and appliances in Algeria


Electronics and House Appliance Costs


TV Set

15,000 DZD 23,000 DZD 45,000 DZD
MINIMUM AVERAGE MAXIMUM
$110 $170 $330

Fridge or Freezer

13,000 DZD 20,000 DZD 28,000 DZD
MINIMUM AVERAGE MAXIMUM
$98 $150 $210

Washing Machine

17,000 DZD 25,000 DZD 45,000 DZD
MINIMUM AVERAGE MAXIMUM
$130 $190 $330

Stove or Cooker

16,000 DZD 20,000 DZD 28,000 DZD
MINIMUM AVERAGE MAXIMUM
$120 $150 $210

Mobile Phone

19,000 DZD 23,000 DZD 32,000 DZD
MINIMUM AVERAGE MAXIMUM
$140 $170 $240

Laptop or Computer

20,000 DZD 25,000 DZD 45,000 DZD
MINIMUM AVERAGE MAXIMUM
$150 $190 $330
Family cost of living and expenditure to income ratio in Algeria

Family expenditure to income ratio in Algeria

Analysing the how affordable it is for families to live in Algeria

One of the most definite ways to determine how affordable a place is measuring the ratio of expenses to salary. A high expense-to-income to ratio indicates a high cost-of-living index while a low expenditure-to-salary ratio means the place is affordable to live in. Families usually spend a larger chunk of their income than other population groups. A typical and healthy expenditure percentage for a family of four ranges between 70% to 80%.


Spending to Income Ratio

91%

84% to 100%

( expenditure / income ) x 100


Families in Algeria spend around 91% of their monthly income. Some families spend as low as 84% of their income while some as high as 100%.

Distribution of monthly cost of living expenses of a family in Algeria

How do families spend their money in Algeria?

We asked thousands of families about their spending habits and expenditure break down.


The percentage figures in this section are percentages of total spending not income. If you would like to see the percentage of expenses as related to income or salary, see other sections.

Housing and accomodation expenditure for families

Accomodation Cost26%

26% of total expenses on average (21% to 36%)

LOW$290   38,000 DZD
AVERAGE$820   110,000 DZD
HIGH$5,300   710,000 DZD
Per Month

Families in Algeria typically spend from 21% to 36% of their total monthly expenditure on housing with 26% being the average. The average monthly spend on housing is 110,000 DZD with expenditure ranging from 38,000 DZD to 710,000 DZD. This cost mainly goes for rent but it also includes other accommodation-related expenses.

Electricity, utilities, energy, water, internet, and mobile expenditure for families

Cost of utilities5%

5% of total expenses on average (3% to 8%)

LOW$45   6,000 DZD
AVERAGE$130   17,000 DZD
HIGH$830   110,000 DZD
Per Month

Utility expenditure like electricity, water, and gas in Algeria ranges from 3% to 8% of total expenses with 5% being the average for most families. The average monthly cost of utilities is 17,000 DZD with 6,000 DZD and 110,000 DZD being the upper and lower limits for a family of four.

Transport, fuel, and commute expenditure for families

Cost of transport and fuel5%

5% of total expenses on average (3% to 7%)

LOW$89   12,000 DZD
AVERAGE$250   34,000 DZD
HIGH$1,700   220,000 DZD
Per Month

Fuel consumption and cost of transport depend heavily on whether a family resides near school and work, but roughly speaking a family would expect to spend from 12,000 DZD to 220,000 DZD in a month on commuting with 34,000 DZD being the norm for most families. This means that money spent on transport constitutes about 5% of total spending on average but can go as low as 3% or as high as 7%.

Food, groceries, and basic shopping expenditure for families

Food and Groceries Cost21%

21% of total expenses on average (14% to 27%)

LOW$160   22,000 DZD
AVERAGE$460   62,000 DZD
HIGH$3,000   400,000 DZD
Per Month

The average outlay on groceries and basic houshold items for a typical family in a month in Algeria is 62,000 DZD. The cost of groceries can range between 22,000 DZD to 400,000 DZD. Families spend on average about 21% on food and groceries with upper and lower bounds of 14% and 27% respectively.

Healthcare and medical services expenditure for families

Cost of healthcare11%

11% of total expenses on average (7% to 16%)

LOW$80   11,000 DZD
AVERAGE$250   34,000 DZD
HIGH$1,300   180,000 DZD
Per Month

Families in Algeria allocate 7% to 16% of their total monthly expenditure to healthcare including health insurance and out-of-pocket medical expenses. The average spending on medical services and clinic visits is around 11%. The range of medical expenses range from 11,000 DZD to 180,000 DZD with 34,000 DZD being the norm for most families.

Leisure and shopping expenditure for families

Cost of leisure and shopping3%

3% of total expenses on average (1% to 7%)

LOW$45   6,000 DZD
AVERAGE$130   17,000 DZD
HIGH$830   110,000 DZD
Per Month

This category mostly contains discretionary or non-essential expenses but also some non-discretionary spending like furniture for example. The monthly expenses range from 6,000 DZD to 110,000 DZD with 17,000 DZD being the average. Speaking of percentages, that equates to 1% to 7% of total expenses with an average of 3% for most families.

Education and schooling expenditure for families

Cost of education and schooling13%

13% of total expenses on average (6% to 21%)

LOW$120   17,000 DZD
AVERAGE$360   48,000 DZD
HIGH$2,300   310,000 DZD
Per Month

Spending on education can vary drastically between different families. On average, education constitutes 13% of the monthly expenditure of families with 6% and 21% being the lower and upper bounds respectively. The average reported education cost is 48,000 DZD per month with 17,000 DZD being the minimum spent amount and 310,000 DZD being the maximum.

Other Expenses16%

16% of total expenses on average (9% to 21%)

LOW$71   9,600 DZD
AVERAGE$200   27,000 DZD
HIGH$1,300   180,000 DZD
Per Month
Percentage of families who manage to save money from their income every month in Algeria

What percentage of families in Algeria are able to save money and how much can they save?


Percentage of families that reported their ability to save money


Saving Money
50%
Not Saving
50%

Almost 50% of surveyed families in Algeria said that they can save some money at the end of each month while 50% reported that they have to utilize their whole income to survive.


Family savings to income ratio in Algeria

Savings-to-Income Ratio

The savings-to-income ratio is measured as the percentage of income that people save over a specific period and it is simply calculated by dividing the saved money by total income and then multiplying the result by 100. (Savings / Income) x 100.


How much money do families manage to add to their savings?

The amount of money that people can afford to save depends hugely on their income. It is better to focus on the percentage when trying to understand saving patterns.

Saving to Income Ratio

8% 14% of income 27%
MINIMUM AVERAGE MAXIMUM

Average Monthly Saved Amount

38,000 DZD
$280
110,000 DZD
$800
700,000 DZD
$5,200
MINIMUM AVERAGE MAXIMUM

Savings to income distribution levels for families

Saving To Income Ratio% Families
0% - 10%40%
10% - 20%30%
20% - 30%20%
30% - 40%4%
40% - 50%4%
> 50%2%

Interpretation and Analysis

Families that are able to save money can put anywhere from 8% to 27% of their monthly income to their savings, with 14% being the average for most families. The average monthly amount of money that families can put aside is 110,000 DZD with 38,000 DZD and 700,000 DZD being the minimum and maximum respectively.

Reasons that make it difficult for families to save money in Algeria

Saving Challenges in Algeria

Reasons that make it difficult for families to save money

We wanted to understand what is stopping families from maximizing their savings in Algeria. Listed below are the answers given by the survey participants.


Reason% People
Low Income5%
High Expenses8%
Debt and Loans14%
Lack of Budgeting Skills11%
Impulsive Spending11%
Financial Emergencies7%
Living the moment6%
Will do it later20%
Inflation13%
Social Pressure3%
Market Instability2%

Around 5% of the families said that their salary is too low to accommodate a portion for savings while 8% said that the high cost of living leaves little room for savings. 14% of the residents said that they are burdened with debt and find it challenging to save money. 11% reported that they just don't have the knowledge or discipline to create and stick to a budget, leading to overspending and an inability to save. 11% of families blamed impulsive spending as the reason for saving inability. Around 7% said that unexpected expenses like medical bills or car repairs are derailing their savings goals. 6% bluntly said that they don't see the purpose of it and prefer to live each day to the fullest. 20% reported that they understand the value of saving but are putting off saving for the future, thinking they have plenty of time to start later. 13% blamed inflation, saying that every time they save some money they end up using it immediately. A surprising 3% said that social pressure and keeping up with peers or social expectations makes them overspend. Lastly, 2% blamed market instability and price fluctuations.

Where do families choose to put their savings in Algeria

Typical saving choices for families in Algeria

Where do people choose to put their savings?


Saving Type% People
Emergency Funds12%
Gold13%
Savings Accounts17%
Retirement Accounts10%
Cash Savings20%
Real Estate9%
Investment5%
Stocks4%
Bonds5%
Mutual Funds2%
Certificates of Deposit3%
A typical and healthy budgeting structure. The 50-30-20 rule

A typical and healthy budgeting structure

The 50/30/20 rule

Spending among different people can vary significantly based on factors such as their income, lifestyle, location, and personal preferences. A commonly used guideline for budgeting is the 50/30/20 rule, which suggests allocating your income into three main categories in the following percentages.

  • 50% for needs and financial obligations

    This category includes essential expenses like housing, utilities, groceries, transportation, and healthcare.

  • 30% for wants and discretionary spending

    This category covers discretionary spending on non-essential items, such as dining out, entertainment, travel, and other lifestyle choices.

  • 20% for savings and emergency fund

    This is the percentage that must be allocated to savings, emergency funds, and retirement accounts.

About financial planning, money management, and household budgeting

The 50/30/20 rule is used as a general guideline but may not be the best choice for all people. There are in fact many budgeting plans out there like the 70/20/10 and the 60/20/20 rules, all claiming to be the best. More important than all of this is to establish financial discipline by creating a budget tailored to your specific financial goals and situation. It is very important that your financial outflow be less than your income to maintain a healthy cash flow.

Income and cost of living compatibility. Is it affordable or economical for families to live in Algeria

Affordable living in Algeria

Income and cost of living compatibility

We asked families one simple question and recorded their answers.

Is it affordable or economical to live in Algeria?


Yes
53%
No
47%

Around 53% of surveyed families think that living in Algeria is affordable with proper budgeting while 47% reported that it is just too expensive and not affordable even with frugality and thriftness.

How easily is cost-cutting for families. Are there plenty of low-cost options in Algeria

Low-cost alternatives in Algeria

People are always looking for ways to cut down expenses and reduce expenditures. The hallmark of any affordable place is the availability of discount stores, bargain deals, smart or secondhand shopping, refurbished items, and couponing. We asked families how easily cost-cutting is and the answers were distributed as follows:

Plenty of low-cost options57%

Few low-cost options43%


Based on the survey, 57% of the families living in Algeria have no problem finding low-cost alternatives to support a frugal lifestyle while 43% think that thriftness is difficult due to scarcity in discount markets and secondhand outlets.

Emergency Funds For Families

An emergency fund is a financial safety net comprised of easily accessible savings set aside to cover unexpected expenses or financial emergencies, typically amounting to three to six months' worth of living expenses. We asked families of Algeria whether they have an emergency fund and the answers were as follows.

Yes53%

No47%


Based on the survey, 47% of the families living in Algeria said that they don't have an emergency fund while 53% said that they do.

Financial literacy and difficulty in budgeting and financial planning for families in Algeria

Financial Literacy in Algeria

Financial literacy is the knowledge of concepts and principles related to personal finance that allow individuals to make informed decisions regarding their money such as budgeting, saving, investing, borrowing, managing debt, financial risk management, and planning.

Financial Leteracy48%


We asked family guardians and parents in Algeria whether they acquired any adequate personal financial training in their lives. Approximately 52% of the people who participated in the survey said that they are not well informed about the topics of budgeting, saving, etc., and just manage things based on their own experience, while 48% said that they know about the general principles of personal finance from sources other than their own experience.


Difficulty in Budgeting and Financial Planning

We wanted to understand whether families of Algeria have problems or difficulties in managing their expenditures and savings so we asked people one simple question: do you struggle with your personal finances? 44% of the participants reported that they indeed struggle in creating budgets and in organizing their finances while 56% said that they have everything under control.

Struggles with finance44%

Easily manages finances56%

Financial goals and targets of families living in Algeria

Financial goals of families in Algeria

In an attempt to understand the economic situation in Algeria, we asked participants about their financial targets. By knowing what the population in general is trying to achieve, we can shed light on the economic outlook, cost of living, and quality of life in general.


Financial Goal% People
Emergency Fund8%
Debt Reduction42%
Retirement Savings10%
Education Funding7%
Homeownership18%
Investing7%
Travel or Lifestyle7%
Healthcare Expenses13%
Financial Independence5%

Around 8% of families said that their main goal is to establish an emergency fund to cover unexpected expenses while 42% said their number one priority is to pay off high-interest debt or loans and improve credit. 10% of surveyed people confirmed that saving for retirement to ensure a comfortable lifestyle in the final years is their main target. Around 7% reported that their priority is saving for the tuition fees and education costs of their children while 18% choose to buy a home or pay off existing mortgage before other things. 7% of the population would like to build wealth through investments such as stocks, bonds, mutual funds, or real estate. For 7% of people, saving for vacations or upgrading their lifestyle is the number one concern. Approximately 13% of the residents said that saving for healthcare expenses including insurance premiums is their main goal.

Chart showing the percentage of families who are in debt in Algeria

Debt, loans, and mortgages in Algeria


Percentage of families who are in debt


In Debt
28%
Debt Free
72%

According to the survey, 28% of the families in Algeria have some kind of debt, loan, mortgage, or credit card payments while 72% reported that they don't have financial obligations to banks.


Chart showing debt-to-income ratio in Algeria

Debt-to-income ratio in Algeria

Debt to income ratio

32%

24% to 40%

( monthly debt payment / monthly income ) x 100

Interpretation

The debt-to-income ratio measures the percentage of income being paid as debt settlement across the population. It is calculated by dividing the monthly debt settlement payment of an individual by their monthly income. Based on collected data, approximately 32% of a family's monthly income in Algeria goes to debt settlement.


Debt levels

Monthly debt settlement payment as percentage of monthly income

Debt-to-income ratio% People
> 60%3%
50% - 60%17%
40% - 50%14%
30% - 40%16%
20% - 30%11%
10% - 20%13%
0% - 10%26%

According to our data, 3% of the debtors in Algeria pay 60%+ of their income as debt settlement while 17% of the people pay 50% to 60% of their income for the same, which is quite an alarming financial situation for those individuals. 14% of people in debt dedicate 40% to 50% of their income to loan and mortgage payments while 16% dedicated 30% to 40% of income for same. Things are looking brighter for 11% of individuals as they only pay 20% to 30% of their income for loan and credit card repayment.


Distribution by type of debt in Algeria

Debt% People
Real Estate Mortgage9%
Auto Loan16%
Student Loan4%
Credit Card29%
Personal Loan42%

9% of debtors in Algeria confirm that real estate mortgages constitutes the main part of their outstanding debt while 29% say that credit card payments are the reason they are in debt. Auto loans were the main type of debt for 16% of people and personal loans rose at 42%. Lastly, student loans are the main source of debt for 4% of debtors in Algeria.


About credit score and debt management

Managing debt is a critical aspect of maintaining a favorable credit score. Debt reduction is the first thing you should do improve your financial situation. Getting rid of debt takes precedence over saving money because of interest rates.

Good debt vs. Bad debt

Not all debt is bad. Good debt typically refers to borrowing money for investments that can increase in value or generate income over time like purchasing a home or acquiring student loans. On the other hand, bad debt involves borrowing for things that fail to generate lasting value like high-interest credit card debt used for non-essential expenses like luxury items or vacations.


Loan Affordability Index in Algeria

Besides measuring the loan-to-income ratio, we asked families of Algeria how many times in a year they defaulted or were unable to pay their due credit card or loan payments on time. Understanding how often people default on their due payments is one of the indicators of the cost of living and economic situation.

Frequency and percentage of people who failed to pay their monthly credit card or loan payments on time last year.

Frequency% People
Never51%
Once a year24%
Twice a year12%
Three times a year9%
Four times a year4%
Housing and accommodation affordability, property price to income ratio, rent to income ratio, and housing affordability index chart in Algeria

Housing costs, accommodation, and housing affordability in Algeria

Rental costs and house/apartment prices can vary drastically between different areas and locations.


Rent Cost in Algeria

Monthly Rent Prices

Studio apartment monthly rent cost

19,000 DZD 28,000 DZD 75,000 DZD
MINIMUM AVERAGE MAXIMUM
$140 $210 $560

1-bedroom apartment monthly rent cost

28,000 DZD 45,000 DZD 110,000 DZD
MINIMUM AVERAGE MAXIMUM
$210 $330 $840

2-bedroom apartment monthly rent cost

38,000 DZD 56,000 DZD 150,000 DZD
MINIMUM AVERAGE MAXIMUM
$280 $420 $1,100

3-bedroom apartment monthly rent cost

45,000 DZD 75,000 DZD 200,000 DZD
MINIMUM AVERAGE MAXIMUM
$330 $560 $1,500

Furnished apartment monthly rent cost

90,000 DZD 230,000 DZD 450,000 DZD
MINIMUM AVERAGE MAXIMUM
$670 $1,700 $3,300

Townhouse monthly rent cost

75,000 DZD 110,000 DZD 320,000 DZD
MINIMUM AVERAGE MAXIMUM
$560 $840 $2,400

House monthly rent cost

90,000 DZD 230,000 DZD 450,000 DZD
MINIMUM AVERAGE MAXIMUM
$670 $1,700 $3,300

Villa monthly rent cost

110,000 DZD 280,000 DZD 450,000 DZD
MINIMUM AVERAGE MAXIMUM
$840 $2,100 $3,300

The monthly rental cost of a studio apartment in Algeria ranges between 19,000 DZD and 75,000 DZD, meanwhile the cost of monthly rental of a one-bedroom apartment can be anywhere from 28,000 DZD to 110,000 DZD. Two-bedroom rentals rate ranges between 38,000 DZD and 150,000 DZD per month. The monthly rental for a three-bedroom apartment ranges from 45,000 DZD to 200,000 DZD. The average rent of a townhouse in Algeria is around 110,000 DZD while house rental costs can be as high as 230,000 DZD per month. Finally, if you want to rent a villa, expect to pay anywhere from 110,000 DZD to 450,000 DZD per month.



Apartment and house prices in Algeria

Cost of buying a property

Studio apartment price

3.8M DZD 5.6M DZD 11M DZD
MINIMUM AVERAGE MAXIMUM
$28,000 $42,000 $84,000

1-bedroom apartment price

4.5M DZD 7.5M DZD 28M DZD
MINIMUM AVERAGE MAXIMUM
$33,000 $56,000 $210,000

2-bedroom apartment price

7.5M DZD 23M DZD 45M DZD
MINIMUM AVERAGE MAXIMUM
$56,000 $170,000 $330,000

3-bedroom apartment price

25M DZD 38M DZD 110M DZD
MINIMUM AVERAGE MAXIMUM
$190,000 $280,000 $840,000

Townhouse price

32M DZD 75M DZD 280M DZD
MINIMUM AVERAGE MAXIMUM
$240,000 $560,000 $2.1M

House price

38M DZD 230M DZD 320M DZD
MINIMUM AVERAGE MAXIMUM
$280,000 $1.7M $2.4M

Villa price

45M DZD 250M DZD 380M DZD
MINIMUM AVERAGE MAXIMUM
$330,000 $1.9M $2.8M

The average price of a studio apartment in Algeria can range from 3.8M DZD to 11M DZD depending on location. One bedroom cost can be anywhere from 4.5M DZD to 28M DZD. A villa can cost you 250M DZD on average with prices ranging from 45M DZD to 380M DZD.


If you're leasing or purchasing, housing costs in Algeria will probably constitute your biggest expenditure, yet it's an area where you wield considerable influence. This is due to the substantial variance in housing prices across communities. Keep in mind the location of your workplace and the accessibility of essential amenities to prevent negating the savings from lower rental rates with increased transportation expenses.

House / apartment prices to income ratio


Property price to income ratio

( average property price / average monthly income ) x 100


31 x88 monthly income 193
MINIMUM AVERAGE MAXIMUM

Property prices in Algeria can be x88 to x193 multiples of the monthly income depending on the property and the income of the person. On average, property prices are approximately x88 multiples of the average monthly salary in Algeria.



Rent to income ratio


Rent to income ratio

( monthly rental / monthly income ) x 100


19% 29% of income 39%
MINIMUM AVERAGE MAXIMUM

The average rent-to-income ratio in Algeria is around 29%. This means that people pay 29% of their income for rent. Those figures can range from 19% to 39% depending on the salary, location, and type of property.


The housing-to-income ratio is a very important metric to evaluate and measure how affordable living is in a particular area, city, or country since housing comprises the biggest chunk of expenditure. A higher housing to income ratio means that the place is relatively expensive. The figure by itself does tell much. It only starts to make sense when comparing the housing to income ratio across different locations.

Housing affordability index

The housing affordability index measures how affordable accommodation is in a particular place. This can measured in multiple ways, the most common being housing expenditure to total expenditure ratio and the rent to income ratio. The housing expenditure ratio is a figure reported by individuals on the percentage they allocate for housing. Rent to income ratio is calculated by dividing the average monthly rent by the average income. Because these values are both percentages, we can find their average and get the best of the two worlds.

Housing Affordability Index
27%

Property Taxes

Real estate owners pay property taxes to local tax authorities, which are determined by the assessed value of their property. Typically, these taxes are paid once a year. Property tax funds contribute to community development, financing infrastructure improvements, public services, and local education initiatives.


FROM
1.9%
AVERAGE
2.9%
TO
3.9%

Home Maintenance Costs

Home maintenance costs encompass various expenses associated with the upkeep and repair of a residence. These expenditures include regular tasks such as lawn care, pest control, and HVAC system servicing, as well as occasional repairs and renovations like fixing leaks, painting, or replacing appliances.


340 DZD 4,500 DZD 45,000 DZD
MINIMUM AVERAGE MAXIMUM

Urban vs. rural living costs

Urban living typically entails higher housing and transportation costs due to demand and limited space, while rural areas generally offer lower housing expenses but may have higher prices for goods and services. The differnce in rental rates between urban areas and rural areas can be as high as 300% in some cases.

Monthly costs and expenses of energy and basic utilities in Algeria

Utilities expenditure can vary slightly between different areas and locations.


Energy, electricity, water, gas, internet, and mobile cost in Algeria

Utility Bill Cost / Electricity + Water + Gas / Family

6,000 DZD 17,000 DZD 110,000 DZD
MINIMUM AVERAGE MAXIMUM
$45 $130 $830

Internet and cable cost

1,100 DZD 2,300 DZD 3,000 DZD
MINIMUM AVERAGE MAXIMUM
$8.4 $17 $22

Mobile phone bill and charges

900 DZD 1,500 DZD 4,500 DZD
MINIMUM AVERAGE MAXIMUM
$6.7 $11 $33

Because most utility bills club electricity, water, and gas costs in one bill, we can't provide a breakup for each type of utility and will display electricity, gas, and water as single cost.


The average monthly energy and water consumption of families is around 17,000 DZD. The cost of internet and WiFi ranges from 1,100 DZD to 3,000 DZD with 2,300 DZD being the average internet bill. Finally, the average monthly mobile charges is around 1,500 DZD but can range between 900 DZD and 4,500 DZD depending on consumption. Mobile charges include both calling minutes as well as data packages.


Energy / Utility expense to income ratio


( monthly utility expenses / monthly income ) x 100


3% 6% of income 10%
MINIMUM AVERAGE MAXIMUM

The average utility-to-income ratio in Algeria is around 6%. This means that people pay 6% of their income for energy, water, internet, and mobile charges. Those figures can range from 3% to 10% depending on salary and location.

Food Prices, Dining Expenses, and Grocery Costs in Algeria

Grocery / Food expenditure and prices can vary drastically between different areas and locations.


Prices and cost of goods and services in Algeria

Dining out, food, and beverages costs. Price variations for common food items.

Fast food combo meal price

230 DZD 450 DZD 750 DZD
MINIMUM AVERAGE MAXIMUM
$1.7 $3.3 $5.6

The average price of a regular combo meal at a fast food outlet or chain like McDonald's, Pizzahut, or KFC in Algeria is approximatly 450 DZD with meal cost ranging from 230 DZD to 750 DZD. The typical combo meal consists of a burger, french fries, and a drink.

Restaurant meal for one price

750 DZD 1,100 DZD 2,300 DZD
MINIMUM AVERAGE MAXIMUM
$5.6 $8.4 $17

If you are planning to have a nice meal at a mid-range restaurant, expect to pay anywhere between 750 DZD and 2,300 DZD with 1,100 DZD being the average price of a plate for one person at a regular restaurant in Algeria.

Fine dining meal for one price

1,500 DZD 2,300 DZD 9,000 DZD
MINIMUM AVERAGE MAXIMUM
$11 $17 $67

The price range of a meal at fine-dining restaurant is 1,500 DZD to 9,000 DZD with the average cost being 2,300 DZD for one person. This is what you would expect to pay a top-tier diner in Algeria.

Beverage prices, cappuccino, latte etc..

190 DZD 300 DZD 450 DZD
MINIMUM AVERAGE MAXIMUM
$1.4 $2.2 $3.3

The average price of a regular beverage like cappuccino or latte at Starbucks, Costa, or similar coffee shops and cafes in Algeria is around 300 DZD. Price ranges between 190 DZD and 450 DZD depending on the type of beverage, the size, and optional add-ons.



Grocery and market costs

Large bottle of milk price

150 DZD 180 DZD 230 DZD
MINIMUM AVERAGE MAXIMUM
$1.1 $1.3 $1.7

The average price of a large bottle of milk in Algeria is 180 DZD. The maximum what you would pay for milk is 230 DZD and the minimum being 150 DZD depending on the brand of milk and other properties.

12 eggs price

110 DZD 150 DZD 230 DZD
MINIMUM AVERAGE MAXIMUM
$0.84 $1.1 $1.7

A dozen eggs costs around 150 DZD on average with 110 DZD and 230 DZD being the lower and upper limits respectively.

Fresh whole chicken price

260 DZD 330 DZD 470 DZD
MINIMUM AVERAGE MAXIMUM
$1.9 $2.5 $3.5

The price range of a fresh whole chicken in Algeria is between 260 DZD and 470 DZD depending on the size of the chicken and whether it is oraganic or not. The average price is approximatly 330 DZD.

Pack of beef price

300 DZD 450 DZD 900 DZD
MINIMUM AVERAGE MAXIMUM
$2.2 $3.3 $6.7

The price of a regular pack of beef or meat is around 450 DZD. A pack of beef contains around 1Kg or 1lb depending on packing.

Medium bag of rice price

120 DZD 170 DZD 230 DZD
MINIMUM AVERAGE MAXIMUM
$0.90 $1.2 $1.7

A bag of rice in Algeria costs around 170 DZD on average with prices rangeing between 120 DZD and 230 DZD depending on the brand and quality.

Bag of tomatos price

45 DZD 60 DZD 110 DZD
MINIMUM AVERAGE MAXIMUM
$0.33 $0.45 $0.84

A bag of tomatoes costs anywhere from 45 DZD to 110 DZD. A bag of tomatoes denotes 1Kg or 1lb depending on location.

Bag of apples price

80 DZD 110 DZD 170 DZD
MINIMUM AVERAGE MAXIMUM
$0.60 $0.78 $1.3

A bag of apples costs 110 DZD on average. A bag of apples denotes 1Kg or 1lb depending on location.


Grocery and food expenditure to income ratio


( monthly grocery expenses / monthly income ) x 100


19% 27% of income 33%
MINIMUM AVERAGE MAXIMUM

The average grocery-to-income ratio in Algeria is around 27%. This means that families spend 27% of their income on grocery and basic household items. The expenditure can range from 19% to 33% depending on salary and location.


Expenditure on food and grocery for families

Families' spending on grocery ranges from 22,000 DZD to 400,000 DZD with the location, income, and size of the family being the most determinite factors.

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