Cost Of Living For a Family in Comoros 2024

Family cost of living chart - average monthly expenditure in Comoros

Average monthly spending for families in Comoros

We consider a family to be a member of four members, two adults and two children. This is the most common type of family. From the figures below, it should be fairly easy to calculate the average spending for families of different sizes.

Average Monthly Expenditure

Currency: KMF
160,000 460,000 3M
MINIMUM AVERAGE MAXIMUM
$360 $1,000 $6,600

How much money does a family need in a month to survive in Comoros?

Families in Comoros spend around 460,000 KMF per month on average. Depending on the lifestyle, a family can survive with a monthly budget as low as 160,000 KMF or as high as 3M KMF. Location and income are very important factors and have a huge influence on expenditure and budget.


Prices and cost of goods and services in Comoros


Chart showing the prices and cost of grocery, food, restaurant meals, market, and beverages in Comoros

Dining, food, and beverages costs


Fast food combo meal

300 KMF 610 KMF 1,000 KMF
MINIMUM AVERAGE MAXIMUM
$0.67 $1.3 $2.2

Restaurant meal for one

1,000 KMF 1,500 KMF 3,000 KMF
MINIMUM AVERAGE MAXIMUM
$2.2 $3.3 $6.7

Fine dining meal for one

2,000 KMF 3,000 KMF 12,000 KMF
MINIMUM AVERAGE MAXIMUM
$4.5 $6.7 $27

Cappuccino or latte

250 KMF 400 KMF 610 KMF
MINIMUM AVERAGE MAXIMUM
$0.56 $0.89 $1.3

Grocery and market costs


Milk large bottle

200 KMF 240 KMF 300 KMF
MINIMUM AVERAGE MAXIMUM
$0.45 $0.53 $0.67

12 eggs

150 KMF 200 KMF 300 KMF
MINIMUM AVERAGE MAXIMUM
$0.33 $0.45 $0.67

Fresh whole chicken

340 KMF 450 KMF 630 KMF
MINIMUM AVERAGE MAXIMUM
$0.76 $0.98 $1.4

Pack of beef

400 KMF 610 KMF 1,200 KMF
MINIMUM AVERAGE MAXIMUM
$0.89 $1.3 $2.7

Medium bag of rice

160 KMF 220 KMF 320 KMF
MINIMUM AVERAGE MAXIMUM
$0.36 $0.49 $0.70

Bag of tomatos

61 KMF 81 KMF 150 KMF
MINIMUM AVERAGE MAXIMUM
$0.13 $0.18 $0.33

Bag of apples

110 KMF 140 KMF 230 KMF
MINIMUM AVERAGE MAXIMUM
$0.24 $0.31 $0.51
Chart showing the prices and cost of commute, travel, and transportation in Comoros


Commute, travel, and transportation costs


20 minutes taxi ride

250 KMF 300 KMF 610 KMF
MINIMUM AVERAGE MAXIMUM
$0.56 $0.67 $1.3

Average car full tank

1,500 KMF 2,000 KMF 4,000 KMF
MINIMUM AVERAGE MAXIMUM
$3.3 $4.5 $8.9

Average car 1-day rental

1,500 KMF 2,000 KMF 3,000 KMF
MINIMUM AVERAGE MAXIMUM
$3.3 $4.5 $6.7

Average car price

760,000 KMF 1.5M KMF 2M KMF
MINIMUM AVERAGE MAXIMUM
$1,700 $3,300 $4,500

Bus ticket one way

50 KMF 76 KMF 150 KMF
MINIMUM AVERAGE MAXIMUM
$0.11 $0.17 $0.33

Car Service

2,000 KMF 3,000 KMF 6,100 KMF
MINIMUM AVERAGE MAXIMUM
$4.5 $6.7 $13
Chart showing the prices and cost of utility, energy, water, and gas in Comoros


Utility cost (monthly)


Utility Bill - Family

8,100 KMF 23,000 KMF 150,000 KMF
MINIMUM AVERAGE MAXIMUM
$18 $51 $330

Internet and cable

1,500 KMF 3,000 KMF 4,000 KMF
MINIMUM AVERAGE MAXIMUM
$3.3 $6.7 $8.9

Mobile phone charges

1,200 KMF 2,000 KMF 6,100 KMF
MINIMUM AVERAGE MAXIMUM
$2.7 $4.5 $13

Leisure and activities costs


Movie ticket

760 KMF 1,000 KMF 1,500 KMF
MINIMUM AVERAGE MAXIMUM
$1.7 $2.2 $3.3

One month gym membership

2,400 KMF 3,000 KMF 6,100 KMF
MINIMUM AVERAGE MAXIMUM
$5.3 $6.7 $13
Chart showing the prices and cost of clothing and accessories in Comoros


Cloths and accessories costs


Pair of jeans or pants

1,800 KMF 2,500 KMF 3,800 KMF
MINIMUM AVERAGE MAXIMUM
$3.9 $5.6 $8.3

Woman dress

1,700 KMF 2,300 KMF 7,600 KMF
MINIMUM AVERAGE MAXIMUM
$3.7 $5.1 $17

Woman shoes

1,600 KMF 2,200 KMF 5,000 KMF
MINIMUM AVERAGE MAXIMUM
$3.5 $4.8 $11

Men's shoes

1,400 KMF 1,700 KMF 3,400 KMF
MINIMUM AVERAGE MAXIMUM
$3 $3.7 $7.4

Men suit

1,500 KMF 1,900 KMF 10,000 KMF
MINIMUM AVERAGE MAXIMUM
$3.3 $4.2 $22

Regular t-shirt

760 KMF 1,000 KMF 3,000 KMF
MINIMUM AVERAGE MAXIMUM
$1.7 $2.2 $6.7
Chart showing the prices and cost of housing, accommodation, and rent in Comoros


Housing costs / monthly rent


Studio apartment

25,000 KMF 38,000 KMF 100,000 KMF
MINIMUM AVERAGE MAXIMUM
$56 $83 $220

1-bedroom apartment

38,000 KMF 61,000 KMF 150,000 KMF
MINIMUM AVERAGE MAXIMUM
$83 $130 $330

2-bedroom apartment

50,000 KMF 76,000 KMF 200,000 KMF
MINIMUM AVERAGE MAXIMUM
$110 $170 $450

Housing costs / Buying


Studio apartment

5M KMF 7.6M KMF 15M KMF
MINIMUM AVERAGE MAXIMUM
$11,000 $17,000 $33,000

1-bedroom apartment

6.1M KMF 10M KMF 38M KMF
MINIMUM AVERAGE MAXIMUM
$13,000 $22,000 $83,000

2-bedroom apartment

10M KMF 30M KMF 61M KMF
MINIMUM AVERAGE MAXIMUM
$22,000 $67,000 $130,000
Chart showing the prices and cost of furniture in Comoros


Furniture Costs


King Size Bed

30,000 KMF 38,000 KMF 50,000 KMF
MINIMUM AVERAGE MAXIMUM
$67 $83 $110

Double Bed

20,000 KMF 30,000 KMF 38,000 KMF
MINIMUM AVERAGE MAXIMUM
$45 $67 $83

Single Bed

18,000 KMF 23,000 KMF 30,000 KMF
MINIMUM AVERAGE MAXIMUM
$39 $51 $67

Living Room

34,000 KMF 43,000 KMF 150,000 KMF
MINIMUM AVERAGE MAXIMUM
$74 $95 $330

Dining Table

15,000 KMF 20,000 KMF 38,000 KMF
MINIMUM AVERAGE MAXIMUM
$33 $45 $83

Sofa or Couch

20,000 KMF 28,000 KMF 61,000 KMF
MINIMUM AVERAGE MAXIMUM
$45 $61 $130
Chart showing the prices and cost of electronic devices and appliances in Comoros


Electronics and House Appliance Costs


TV Set

20,000 KMF 30,000 KMF 61,000 KMF
MINIMUM AVERAGE MAXIMUM
$45 $67 $130

Fridge or Freezer

18,000 KMF 28,000 KMF 38,000 KMF
MINIMUM AVERAGE MAXIMUM
$39 $61 $83

Washing Machine

23,000 KMF 34,000 KMF 61,000 KMF
MINIMUM AVERAGE MAXIMUM
$51 $74 $130

Stove or Cooker

22,000 KMF 28,000 KMF 38,000 KMF
MINIMUM AVERAGE MAXIMUM
$48 $61 $83

Mobile Phone

25,000 KMF 30,000 KMF 43,000 KMF
MINIMUM AVERAGE MAXIMUM
$56 $67 $95

Laptop or Computer

28,000 KMF 34,000 KMF 61,000 KMF
MINIMUM AVERAGE MAXIMUM
$61 $74 $130
Family cost of living and expenditure to income ratio in Comoros

Family expenditure to income ratio in Comoros

Analysing the how affordable it is for families to live in Comoros

One of the most definite ways to determine how affordable a place is measuring the ratio of expenses to salary. A high expense-to-income to ratio indicates a high cost-of-living index while a low expenditure-to-salary ratio means the place is affordable to live in. Families usually spend a larger chunk of their income than other population groups. A typical and healthy expenditure percentage for a family of four ranges between 70% to 80%.


Spending to Income Ratio

90%

83% to 100%

( expenditure / income ) x 100


Families in Comoros spend around 90% of their monthly income. Some families spend as low as 83% of their income while some as high as 100%.

Distribution of monthly cost of living expenses of a family in Comoros

How do families spend their money in Comoros?

We asked thousands of families about their spending habits and expenditure break down.


The percentage figures in this section are percentages of total spending not income. If you would like to see the percentage of expenses as related to income or salary, see other sections.

Housing and accomodation expenditure for families

Accomodation Cost26%

26% of total expenses on average (21% to 36%)

LOW$110   52,000 KMF
AVERAGE$330   150,000 KMF
HIGH$2,100   960,000 KMF
Per Month

Families in Comoros typically spend from 21% to 36% of their total monthly expenditure on housing with 26% being the average. The average monthly spend on housing is 150,000 KMF with expenditure ranging from 52,000 KMF to 960,000 KMF. This cost mainly goes for rent but it also includes other accommodation-related expenses.

Electricity, utilities, energy, water, internet, and mobile expenditure for families

Cost of utilities5%

5% of total expenses on average (3% to 8%)

LOW$18   8,100 KMF
AVERAGE$51   23,000 KMF
HIGH$330   150,000 KMF
Per Month

Utility expenditure like electricity, water, and gas in Comoros ranges from 3% to 8% of total expenses with 5% being the average for most families. The average monthly cost of utilities is 23,000 KMF with 8,100 KMF and 150,000 KMF being the upper and lower limits for a family of four.

Transport, fuel, and commute expenditure for families

Cost of transport and fuel5%

5% of total expenses on average (3% to 7%)

LOW$36   16,000 KMF
AVERAGE$100   46,000 KMF
HIGH$660   300,000 KMF
Per Month

Fuel consumption and cost of transport depend heavily on whether a family resides near school and work, but roughly speaking a family would expect to spend from 16,000 KMF to 300,000 KMF in a month on commuting with 46,000 KMF being the norm for most families. This means that money spent on transport constitutes about 5% of total spending on average but can go as low as 3% or as high as 7%.

Food, groceries, and basic shopping expenditure for families

Food and Groceries Cost21%

21% of total expenses on average (14% to 27%)

LOW$64   29,000 KMF
AVERAGE$180   83,000 KMF
HIGH$1,200   540,000 KMF
Per Month

The average outlay on groceries and basic houshold items for a typical family in a month in Comoros is 83,000 KMF. The cost of groceries can range between 29,000 KMF to 540,000 KMF. Families spend on average about 21% on food and groceries with upper and lower bounds of 14% and 27% respectively.

Healthcare and medical services expenditure for families

Cost of healthcare11%

11% of total expenses on average (7% to 16%)

LOW$32   15,000 KMF
AVERAGE$100   46,000 KMF
HIGH$530   240,000 KMF
Per Month

Families in Comoros allocate 7% to 16% of their total monthly expenditure to healthcare including health insurance and out-of-pocket medical expenses. The average spending on medical services and clinic visits is around 11%. The range of medical expenses range from 15,000 KMF to 240,000 KMF with 46,000 KMF being the norm for most families.

Leisure and shopping expenditure for families

Cost of leisure and shopping3%

3% of total expenses on average (1% to 7%)

LOW$18   8,100 KMF
AVERAGE$51   23,000 KMF
HIGH$330   150,000 KMF
Per Month

This category mostly contains discretionary or non-essential expenses but also some non-discretionary spending like furniture for example. The monthly expenses range from 8,100 KMF to 150,000 KMF with 23,000 KMF being the average. Speaking of percentages, that equates to 1% to 7% of total expenses with an average of 3% for most families.

Education and schooling expenditure for families

Cost of education and schooling13%

13% of total expenses on average (6% to 21%)

LOW$50   23,000 KMF
AVERAGE$140   65,000 KMF
HIGH$930   420,000 KMF
Per Month

Spending on education can vary drastically between different families. On average, education constitutes 13% of the monthly expenditure of families with 6% and 21% being the lower and upper bounds respectively. The average reported education cost is 65,000 KMF per month with 23,000 KMF being the minimum spent amount and 420,000 KMF being the maximum.

Other Expenses15%

15% of total expenses on average (8% to 20%)

LOW$28   13,000 KMF
AVERAGE$81   37,000 KMF
HIGH$530   240,000 KMF
Per Month
Percentage of families who manage to save money from their income every month in Comoros

What percentage of families in Comoros are able to save money and how much can they save?


Percentage of families that reported their ability to save money


Saving Money
49%
Not Saving
51%

Almost 49% of surveyed families in Comoros said that they can save some money at the end of each month while 51% reported that they have to utilize their whole income to survive.


Family savings to income ratio in Comoros

Savings-to-Income Ratio

The savings-to-income ratio is measured as the percentage of income that people save over a specific period and it is simply calculated by dividing the saved money by total income and then multiplying the result by 100. (Savings / Income) x 100.


How much money do families manage to add to their savings?

The amount of money that people can afford to save depends hugely on their income. It is better to focus on the percentage when trying to understand saving patterns.

Saving to Income Ratio

9% 15% of income 27%
MINIMUM AVERAGE MAXIMUM

Average Monthly Saved Amount

50,000 KMF
$110
140,000 KMF
$320
940,000 KMF
$2,100
MINIMUM AVERAGE MAXIMUM

Savings to income distribution levels for families

Saving To Income Ratio% Families
0% - 10%38%
10% - 20%30%
20% - 30%20%
30% - 40%6%
40% - 50%4%
> 50%2%

Interpretation and Analysis

Families that are able to save money can put anywhere from 9% to 27% of their monthly income to their savings, with 15% being the average for most families. The average monthly amount of money that families can put aside is 140,000 KMF with 50,000 KMF and 940,000 KMF being the minimum and maximum respectively.

Reasons that make it difficult for families to save money in Comoros

Saving Challenges in Comoros

Reasons that make it difficult for families to save money

We wanted to understand what is stopping families from maximizing their savings in Comoros. Listed below are the answers given by the survey participants.


Reason% People
Low Income5%
High Expenses8%
Debt and Loans14%
Lack of Budgeting Skills11%
Impulsive Spending11%
Financial Emergencies7%
Living the moment6%
Will do it later20%
Inflation13%
Social Pressure3%
Market Instability2%

Around 5% of the families said that their salary is too low to accommodate a portion for savings while 8% said that the high cost of living leaves little room for savings. 14% of the residents said that they are burdened with debt and find it challenging to save money. 11% reported that they just don't have the knowledge or discipline to create and stick to a budget, leading to overspending and an inability to save. 11% of families blamed impulsive spending as the reason for saving inability. Around 7% said that unexpected expenses like medical bills or car repairs are derailing their savings goals. 6% bluntly said that they don't see the purpose of it and prefer to live each day to the fullest. 20% reported that they understand the value of saving but are putting off saving for the future, thinking they have plenty of time to start later. 13% blamed inflation, saying that every time they save some money they end up using it immediately. A surprising 3% said that social pressure and keeping up with peers or social expectations makes them overspend. Lastly, 2% blamed market instability and price fluctuations.

Where do families choose to put their savings in Comoros

Typical saving choices for families in Comoros

Where do people choose to put their savings?


Saving Type% People
Emergency Funds12%
Gold12%
Savings Accounts17%
Retirement Accounts10%
Cash Savings20%
Real Estate9%
Investment5%
Stocks5%
Bonds5%
Mutual Funds2%
Certificates of Deposit3%
A typical and healthy budgeting structure. The 50-30-20 rule

A typical and healthy budgeting structure

The 50/30/20 rule

Spending among different people can vary significantly based on factors such as their income, lifestyle, location, and personal preferences. A commonly used guideline for budgeting is the 50/30/20 rule, which suggests allocating your income into three main categories in the following percentages.

  • 50% for needs and financial obligations

    This category includes essential expenses like housing, utilities, groceries, transportation, and healthcare.

  • 30% for wants and discretionary spending

    This category covers discretionary spending on non-essential items, such as dining out, entertainment, travel, and other lifestyle choices.

  • 20% for savings and emergency fund

    This is the percentage that must be allocated to savings, emergency funds, and retirement accounts.

About financial planning, money management, and household budgeting

The 50/30/20 rule is used as a general guideline but may not be the best choice for all people. There are in fact many budgeting plans out there like the 70/20/10 and the 60/20/20 rules, all claiming to be the best. More important than all of this is to establish financial discipline by creating a budget tailored to your specific financial goals and situation. It is very important that your financial outflow be less than your income to maintain a healthy cash flow.

Income and cost of living compatibility. Is it affordable or economical for families to live in Comoros

Affordable living in Comoros

Income and cost of living compatibility

We asked families one simple question and recorded their answers.

Is it affordable or economical to live in Comoros?


Yes
54%
No
46%

Around 54% of surveyed families think that living in Comoros is affordable with proper budgeting while 46% reported that it is just too expensive and not affordable even with frugality and thriftness.

How easily is cost-cutting for families. Are there plenty of low-cost options in Comoros

Low-cost alternatives in Comoros

People are always looking for ways to cut down expenses and reduce expenditures. The hallmark of any affordable place is the availability of discount stores, bargain deals, smart or secondhand shopping, refurbished items, and couponing. We asked families how easily cost-cutting is and the answers were distributed as follows:

Plenty of low-cost options57%

Few low-cost options43%


Based on the survey, 57% of the families living in Comoros have no problem finding low-cost alternatives to support a frugal lifestyle while 43% think that thriftness is difficult due to scarcity in discount markets and secondhand outlets.

Emergency Funds For Families

An emergency fund is a financial safety net comprised of easily accessible savings set aside to cover unexpected expenses or financial emergencies, typically amounting to three to six months' worth of living expenses. We asked families of Comoros whether they have an emergency fund and the answers were as follows.

Yes54%

No46%


Based on the survey, 46% of the families living in Comoros said that they don't have an emergency fund while 54% said that they do.

Financial literacy and difficulty in budgeting and financial planning for families in Comoros

Financial Literacy in Comoros

Financial literacy is the knowledge of concepts and principles related to personal finance that allow individuals to make informed decisions regarding their money such as budgeting, saving, investing, borrowing, managing debt, financial risk management, and planning.

Financial Leteracy49%


We asked family guardians and parents in Comoros whether they acquired any adequate personal financial training in their lives. Approximately 51% of the people who participated in the survey said that they are not well informed about the topics of budgeting, saving, etc., and just manage things based on their own experience, while 49% said that they know about the general principles of personal finance from sources other than their own experience.


Difficulty in Budgeting and Financial Planning

We wanted to understand whether families of Comoros have problems or difficulties in managing their expenditures and savings so we asked people one simple question: do you struggle with your personal finances? 42% of the participants reported that they indeed struggle in creating budgets and in organizing their finances while 58% said that they have everything under control.

Struggles with finance42%

Easily manages finances58%

Financial goals and targets of families living in Comoros

Financial goals of families in Comoros

In an attempt to understand the economic situation in Comoros, we asked participants about their financial targets. By knowing what the population in general is trying to achieve, we can shed light on the economic outlook, cost of living, and quality of life in general.


Financial Goal% People
Emergency Fund8%
Debt Reduction40%
Retirement Savings10%
Education Funding7%
Homeownership18%
Investing7%
Travel or Lifestyle8%
Healthcare Expenses13%
Financial Independence6%

Around 8% of families said that their main goal is to establish an emergency fund to cover unexpected expenses while 40% said their number one priority is to pay off high-interest debt or loans and improve credit. 10% of surveyed people confirmed that saving for retirement to ensure a comfortable lifestyle in the final years is their main target. Around 7% reported that their priority is saving for the tuition fees and education costs of their children while 18% choose to buy a home or pay off existing mortgage before other things. 7% of the population would like to build wealth through investments such as stocks, bonds, mutual funds, or real estate. For 8% of people, saving for vacations or upgrading their lifestyle is the number one concern. Approximately 13% of the residents said that saving for healthcare expenses including insurance premiums is their main goal.

Chart showing the percentage of families who are in debt in Comoros

Debt, loans, and mortgages in Comoros


Percentage of families who are in debt


In Debt
27%
Debt Free
73%

According to the survey, 27% of the families in Comoros have some kind of debt, loan, mortgage, or credit card payments while 73% reported that they don't have financial obligations to banks.


Chart showing debt-to-income ratio in Comoros

Debt-to-income ratio in Comoros

Debt to income ratio

31%

23% to 40%

( monthly debt payment / monthly income ) x 100

Interpretation

The debt-to-income ratio measures the percentage of income being paid as debt settlement across the population. It is calculated by dividing the monthly debt settlement payment of an individual by their monthly income. Based on collected data, approximately 31% of a family's monthly income in Comoros goes to debt settlement.


Debt levels

Monthly debt settlement payment as percentage of monthly income

Debt-to-income ratio% People
> 60%3%
50% - 60%17%
40% - 50%14%
30% - 40%16%
20% - 30%11%
10% - 20%13%
0% - 10%26%

According to our data, 3% of the debtors in Comoros pay 60%+ of their income as debt settlement while 17% of the people pay 50% to 60% of their income for the same, which is quite an alarming financial situation for those individuals. 14% of people in debt dedicate 40% to 50% of their income to loan and mortgage payments while 16% dedicated 30% to 40% of income for same. Things are looking brighter for 11% of individuals as they only pay 20% to 30% of their income for loan and credit card repayment.


Distribution by type of debt in Comoros

Debt% People
Real Estate Mortgage9%
Auto Loan17%
Student Loan4%
Credit Card29%
Personal Loan42%

9% of debtors in Comoros confirm that real estate mortgages constitutes the main part of their outstanding debt while 29% say that credit card payments are the reason they are in debt. Auto loans were the main type of debt for 17% of people and personal loans rose at 42%. Lastly, student loans are the main source of debt for 4% of debtors in Comoros.


About credit score and debt management

Managing debt is a critical aspect of maintaining a favorable credit score. Debt reduction is the first thing you should do improve your financial situation. Getting rid of debt takes precedence over saving money because of interest rates.

Good debt vs. Bad debt

Not all debt is bad. Good debt typically refers to borrowing money for investments that can increase in value or generate income over time like purchasing a home or acquiring student loans. On the other hand, bad debt involves borrowing for things that fail to generate lasting value like high-interest credit card debt used for non-essential expenses like luxury items or vacations.


Loan Affordability Index in Comoros

Besides measuring the loan-to-income ratio, we asked families of Comoros how many times in a year they defaulted or were unable to pay their due credit card or loan payments on time. Understanding how often people default on their due payments is one of the indicators of the cost of living and economic situation.

Frequency and percentage of people who failed to pay their monthly credit card or loan payments on time last year.

Frequency% People
Never51%
Once a year23%
Twice a year12%
Three times a year9%
Four times a year4%
Housing and accommodation affordability, property price to income ratio, rent to income ratio, and housing affordability index chart in Comoros

Housing costs, accommodation, and housing affordability in Comoros

Rental costs and house/apartment prices can vary drastically between different areas and locations.


Rent Cost in Comoros

Monthly Rent Prices

Studio apartment monthly rent cost

25,000 KMF 38,000 KMF 100,000 KMF
MINIMUM AVERAGE MAXIMUM
$56 $83 $220

1-bedroom apartment monthly rent cost

38,000 KMF 61,000 KMF 150,000 KMF
MINIMUM AVERAGE MAXIMUM
$83 $130 $330

2-bedroom apartment monthly rent cost

50,000 KMF 76,000 KMF 200,000 KMF
MINIMUM AVERAGE MAXIMUM
$110 $170 $450

3-bedroom apartment monthly rent cost

61,000 KMF 100,000 KMF 280,000 KMF
MINIMUM AVERAGE MAXIMUM
$130 $220 $610

Furnished apartment monthly rent cost

120,000 KMF 300,000 KMF 610,000 KMF
MINIMUM AVERAGE MAXIMUM
$270 $670 $1,300

Townhouse monthly rent cost

100,000 KMF 150,000 KMF 430,000 KMF
MINIMUM AVERAGE MAXIMUM
$220 $330 $950

House monthly rent cost

120,000 KMF 300,000 KMF 610,000 KMF
MINIMUM AVERAGE MAXIMUM
$270 $670 $1,300

Villa monthly rent cost

150,000 KMF 380,000 KMF 610,000 KMF
MINIMUM AVERAGE MAXIMUM
$330 $830 $1,300

The monthly rental cost of a studio apartment in Comoros ranges between 25,000 KMF and 100,000 KMF, meanwhile the cost of monthly rental of a one-bedroom apartment can be anywhere from 38,000 KMF to 150,000 KMF. Two-bedroom rentals rate ranges between 50,000 KMF and 200,000 KMF per month. The monthly rental for a three-bedroom apartment ranges from 61,000 KMF to 280,000 KMF. The average rent of a townhouse in Comoros is around 150,000 KMF while house rental costs can be as high as 300,000 KMF per month. Finally, if you want to rent a villa, expect to pay anywhere from 150,000 KMF to 610,000 KMF per month.



Apartment and house prices in Comoros

Cost of buying a property

Studio apartment price

5M KMF 7.6M KMF 15M KMF
MINIMUM AVERAGE MAXIMUM
$11,000 $17,000 $33,000

1-bedroom apartment price

6.1M KMF 10M KMF 38M KMF
MINIMUM AVERAGE MAXIMUM
$13,000 $22,000 $83,000

2-bedroom apartment price

10M KMF 30M KMF 61M KMF
MINIMUM AVERAGE MAXIMUM
$22,000 $67,000 $130,000

3-bedroom apartment price

34M KMF 50M KMF 150M KMF
MINIMUM AVERAGE MAXIMUM
$74,000 $110,000 $330,000

Townhouse price

43M KMF 100M KMF 380M KMF
MINIMUM AVERAGE MAXIMUM
$95,000 $220,000 $830,000

House price

50M KMF 300M KMF 430M KMF
MINIMUM AVERAGE MAXIMUM
$110,000 $670,000 $950,000

Villa price

61M KMF 340M KMF 500M KMF
MINIMUM AVERAGE MAXIMUM
$130,000 $740,000 $1.1M

The average price of a studio apartment in Comoros can range from 5M KMF to 15M KMF depending on location. One bedroom cost can be anywhere from 6.1M KMF to 38M KMF. A villa can cost you 340M KMF on average with prices ranging from 61M KMF to 500M KMF.


If you're leasing or purchasing, housing costs in Comoros will probably constitute your biggest expenditure, yet it's an area where you wield considerable influence. This is due to the substantial variance in housing prices across communities. Keep in mind the location of your workplace and the accessibility of essential amenities to prevent negating the savings from lower rental rates with increased transportation expenses.

House / apartment prices to income ratio


Property price to income ratio

( average property price / average monthly income ) x 100


33 x92 monthly income 195
MINIMUM AVERAGE MAXIMUM

Property prices in Comoros can be x92 to x195 multiples of the monthly income depending on the property and the income of the person. On average, property prices are approximately x92 multiples of the average monthly salary in Comoros.



Rent to income ratio


Rent to income ratio

( monthly rental / monthly income ) x 100


19% 29% of income 39%
MINIMUM AVERAGE MAXIMUM

The average rent-to-income ratio in Comoros is around 29%. This means that people pay 29% of their income for rent. Those figures can range from 19% to 39% depending on the salary, location, and type of property.


The housing-to-income ratio is a very important metric to evaluate and measure how affordable living is in a particular area, city, or country since housing comprises the biggest chunk of expenditure. A higher housing to income ratio means that the place is relatively expensive. The figure by itself does tell much. It only starts to make sense when comparing the housing to income ratio across different locations.

Housing affordability index

The housing affordability index measures how affordable accommodation is in a particular place. This can measured in multiple ways, the most common being housing expenditure to total expenditure ratio and the rent to income ratio. The housing expenditure ratio is a figure reported by individuals on the percentage they allocate for housing. Rent to income ratio is calculated by dividing the average monthly rent by the average income. Because these values are both percentages, we can find their average and get the best of the two worlds.

Housing Affordability Index
27%

Property Taxes

Real estate owners pay property taxes to local tax authorities, which are determined by the assessed value of their property. Typically, these taxes are paid once a year. Property tax funds contribute to community development, financing infrastructure improvements, public services, and local education initiatives.


FROM
1.9%
AVERAGE
2.9%
TO
3.9%

Home Maintenance Costs

Home maintenance costs encompass various expenses associated with the upkeep and repair of a residence. These expenditures include regular tasks such as lawn care, pest control, and HVAC system servicing, as well as occasional repairs and renovations like fixing leaks, painting, or replacing appliances.


460 KMF 6,000 KMF 60,000 KMF
MINIMUM AVERAGE MAXIMUM

Urban vs. rural living costs

Urban living typically entails higher housing and transportation costs due to demand and limited space, while rural areas generally offer lower housing expenses but may have higher prices for goods and services. The differnce in rental rates between urban areas and rural areas can be as high as 300% in some cases.

Monthly costs and expenses of energy and basic utilities in Comoros

Utilities expenditure can vary slightly between different areas and locations.


Energy, electricity, water, gas, internet, and mobile cost in Comoros

Utility Bill Cost / Electricity + Water + Gas / Family

8,100 KMF 23,000 KMF 150,000 KMF
MINIMUM AVERAGE MAXIMUM
$18 $51 $330

Internet and cable cost

1,500 KMF 3,000 KMF 4,000 KMF
MINIMUM AVERAGE MAXIMUM
$3.3 $6.7 $8.9

Mobile phone bill and charges

1,200 KMF 2,000 KMF 6,100 KMF
MINIMUM AVERAGE MAXIMUM
$2.7 $4.5 $13

Because most utility bills club electricity, water, and gas costs in one bill, we can't provide a breakup for each type of utility and will display electricity, gas, and water as single cost.


The average monthly energy and water consumption of families is around 23,000 KMF. The cost of internet and WiFi ranges from 1,500 KMF to 4,000 KMF with 3,000 KMF being the average internet bill. Finally, the average monthly mobile charges is around 2,000 KMF but can range between 1,200 KMF and 6,100 KMF depending on consumption. Mobile charges include both calling minutes as well as data packages.


Energy / Utility expense to income ratio


( monthly utility expenses / monthly income ) x 100


3% 6% of income 10%
MINIMUM AVERAGE MAXIMUM

The average utility-to-income ratio in Comoros is around 6%. This means that people pay 6% of their income for energy, water, internet, and mobile charges. Those figures can range from 3% to 10% depending on salary and location.

Food Prices, Dining Expenses, and Grocery Costs in Comoros

Grocery / Food expenditure and prices can vary drastically between different areas and locations.


Prices and cost of goods and services in Comoros

Dining out, food, and beverages costs. Price variations for common food items.

Fast food combo meal price

300 KMF 610 KMF 1,000 KMF
MINIMUM AVERAGE MAXIMUM
$0.67 $1.3 $2.2

The average price of a regular combo meal at a fast food outlet or chain like McDonald's, Pizzahut, or KFC in Comoros is approximatly 610 KMF with meal cost ranging from 300 KMF to 1,000 KMF. The typical combo meal consists of a burger, french fries, and a drink.

Restaurant meal for one price

1,000 KMF 1,500 KMF 3,000 KMF
MINIMUM AVERAGE MAXIMUM
$2.2 $3.3 $6.7

If you are planning to have a nice meal at a mid-range restaurant, expect to pay anywhere between 1,000 KMF and 3,000 KMF with 1,500 KMF being the average price of a plate for one person at a regular restaurant in Comoros.

Fine dining meal for one price

2,000 KMF 3,000 KMF 12,000 KMF
MINIMUM AVERAGE MAXIMUM
$4.5 $6.7 $27

The price range of a meal at fine-dining restaurant is 2,000 KMF to 12,000 KMF with the average cost being 3,000 KMF for one person. This is what you would expect to pay a top-tier diner in Comoros.

Beverage prices, cappuccino, latte etc..

250 KMF 400 KMF 610 KMF
MINIMUM AVERAGE MAXIMUM
$0.56 $0.89 $1.3

The average price of a regular beverage like cappuccino or latte at Starbucks, Costa, or similar coffee shops and cafes in Comoros is around 400 KMF. Price ranges between 250 KMF and 610 KMF depending on the type of beverage, the size, and optional add-ons.



Grocery and market costs

Large bottle of milk price

200 KMF 240 KMF 300 KMF
MINIMUM AVERAGE MAXIMUM
$0.45 $0.53 $0.67

The average price of a large bottle of milk in Comoros is 240 KMF. The maximum what you would pay for milk is 300 KMF and the minimum being 200 KMF depending on the brand of milk and other properties.

12 eggs price

150 KMF 200 KMF 300 KMF
MINIMUM AVERAGE MAXIMUM
$0.33 $0.45 $0.67

A dozen eggs costs around 200 KMF on average with 150 KMF and 300 KMF being the lower and upper limits respectively.

Fresh whole chicken price

340 KMF 450 KMF 630 KMF
MINIMUM AVERAGE MAXIMUM
$0.76 $0.98 $1.4

The price range of a fresh whole chicken in Comoros is between 340 KMF and 630 KMF depending on the size of the chicken and whether it is oraganic or not. The average price is approximatly 450 KMF.

Pack of beef price

400 KMF 610 KMF 1,200 KMF
MINIMUM AVERAGE MAXIMUM
$0.89 $1.3 $2.7

The price of a regular pack of beef or meat is around 610 KMF. A pack of beef contains around 1Kg or 1lb depending on packing.

Medium bag of rice price

160 KMF 220 KMF 320 KMF
MINIMUM AVERAGE MAXIMUM
$0.36 $0.49 $0.70

A bag of rice in Comoros costs around 220 KMF on average with prices rangeing between 160 KMF and 320 KMF depending on the brand and quality.

Bag of tomatos price

61 KMF 81 KMF 150 KMF
MINIMUM AVERAGE MAXIMUM
$0.13 $0.18 $0.33

A bag of tomatoes costs anywhere from 61 KMF to 150 KMF. A bag of tomatoes denotes 1Kg or 1lb depending on location.

Bag of apples price

110 KMF 140 KMF 230 KMF
MINIMUM AVERAGE MAXIMUM
$0.24 $0.31 $0.51

A bag of apples costs 140 KMF on average. A bag of apples denotes 1Kg or 1lb depending on location.


Grocery and food expenditure to income ratio


( monthly grocery expenses / monthly income ) x 100


19% 27% of income 33%
MINIMUM AVERAGE MAXIMUM

The average grocery-to-income ratio in Comoros is around 27%. This means that families spend 27% of their income on grocery and basic household items. The expenditure can range from 19% to 33% depending on salary and location.


Expenditure on food and grocery for families

Families' spending on grocery ranges from 29,000 KMF to 540,000 KMF with the location, income, and size of the family being the most determinite factors.

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