Cost Of Living For a Family in Kisangani 2024

Family cost of living chart - average monthly expenditure in Kisangani

Average monthly spending for families in Kisangani

We consider a family to be a member of four members, two adults and two children. This is the most common type of family. From the figures below, it should be fairly easy to calculate the average spending for families of different sizes.

Average Monthly Expenditure

Currency: CDF
180,000 510,000 3.3M
MINIMUM AVERAGE MAXIMUM
$64 $180 $1,200

How much money does a family need in a month to survive in Kisangani?

Families in Kisangani spend around 510,000 CDF per month on average. Depending on the lifestyle, a family can survive with a monthly budget as low as 180,000 CDF or as high as 3.3M CDF. Location and income are very important factors and have a huge influence on expenditure and budget.


Prices and cost of goods and services in Kisangani


Chart showing the prices and cost of grocery, food, restaurant meals, market, and beverages in Kisangani

Dining, food, and beverages costs


Fast food combo meal

470 CDF 940 CDF 1,600 CDF
MINIMUM AVERAGE MAXIMUM
$0.17 $0.34 $0.56

Restaurant meal for one

1,300 CDF 2,000 CDF 4,000 CDF
MINIMUM AVERAGE MAXIMUM
$0.48 $0.72 $1.4

Fine dining meal for one

2,700 CDF 4,000 CDF 16,000 CDF
MINIMUM AVERAGE MAXIMUM
$0.96 $1.4 $5.7

Cappuccino or latte

390 CDF 630 CDF 940 CDF
MINIMUM AVERAGE MAXIMUM
$0.14 $0.23 $0.34

Grocery and market costs


Milk large bottle

310 CDF 380 CDF 470 CDF
MINIMUM AVERAGE MAXIMUM
$0.11 $0.14 $0.17

12 eggs

230 CDF 310 CDF 470 CDF
MINIMUM AVERAGE MAXIMUM
$0.08 $0.11 $0.17

Fresh whole chicken

530 CDF 690 CDF 980 CDF
MINIMUM AVERAGE MAXIMUM
$0.19 $0.25 $0.35

Pack of beef

630 CDF 940 CDF 1,900 CDF
MINIMUM AVERAGE MAXIMUM
$0.23 $0.34 $0.68

Medium bag of rice

250 CDF 340 CDF 490 CDF
MINIMUM AVERAGE MAXIMUM
$0.09 $0.12 $0.18

Bag of tomatos

94 CDF 130 CDF 230 CDF
MINIMUM AVERAGE MAXIMUM
$0.03 $0.05 $0.08

Bag of apples

170 CDF 220 CDF 360 CDF
MINIMUM AVERAGE MAXIMUM
$0.06 $0.08 $0.13
Chart showing the prices and cost of commute, travel, and transportation in Kisangani


Commute, travel, and transportation costs


20 minutes taxi ride

330 CDF 400 CDF 800 CDF
MINIMUM AVERAGE MAXIMUM
$0.12 $0.14 $0.29

Average car full tank

2,300 CDF 3,100 CDF 6,300 CDF
MINIMUM AVERAGE MAXIMUM
$0.85 $1.1 $2.3

Average car 1-day rental

1,600 CDF 2,200 CDF 3,300 CDF
MINIMUM AVERAGE MAXIMUM
$0.59 $0.78 $1.2

Average car price

1.2M CDF 2.3M CDF 3.1M CDF
MINIMUM AVERAGE MAXIMUM
$420 $850 $1,100

Bus ticket one way

54 CDF 82 CDF 160 CDF
MINIMUM AVERAGE MAXIMUM
$0.02 $0.03 $0.06

Car Service

2,200 CDF 3,300 CDF 6,500 CDF
MINIMUM AVERAGE MAXIMUM
$0.78 $1.2 $2.4
Chart showing the prices and cost of utility, energy, water, and gas in Kisangani


Utility cost (monthly)


Utility Bill - Family

8,900 CDF 25,000 CDF 170,000 CDF
MINIMUM AVERAGE MAXIMUM
$3.2 $9.2 $60

Internet and cable

2,300 CDF 4,700 CDF 6,300 CDF
MINIMUM AVERAGE MAXIMUM
$0.85 $1.7 $2.3

Mobile phone charges

1,900 CDF 3,100 CDF 9,400 CDF
MINIMUM AVERAGE MAXIMUM
$0.68 $1.1 $3.4

Leisure and activities costs


Movie ticket

1,200 CDF 1,600 CDF 2,300 CDF
MINIMUM AVERAGE MAXIMUM
$0.42 $0.56 $0.85

One month gym membership

2,600 CDF 3,300 CDF 6,500 CDF
MINIMUM AVERAGE MAXIMUM
$0.94 $1.2 $2.4
Chart showing the prices and cost of clothing and accessories in Kisangani


Cloths and accessories costs


Pair of jeans or pants

1,900 CDF 2,700 CDF 4,100 CDF
MINIMUM AVERAGE MAXIMUM
$0.69 $0.98 $1.5

Woman dress

1,800 CDF 2,500 CDF 8,200 CDF
MINIMUM AVERAGE MAXIMUM
$0.65 $0.91 $2.9

Woman shoes

1,700 CDF 2,300 CDF 5,400 CDF
MINIMUM AVERAGE MAXIMUM
$0.62 $0.84 $2

Men's shoes

1,500 CDF 1,800 CDF 3,600 CDF
MINIMUM AVERAGE MAXIMUM
$0.53 $0.65 $1.3

Men suit

1,600 CDF 2,000 CDF 11,000 CDF
MINIMUM AVERAGE MAXIMUM
$0.59 $0.74 $3.9

Regular t-shirt

820 CDF 1,100 CDF 3,300 CDF
MINIMUM AVERAGE MAXIMUM
$0.29 $0.39 $1.2
Chart showing the prices and cost of housing, accommodation, and rent in Kisangani


Housing costs / monthly rent


Studio apartment

27,000 CDF 41,000 CDF 110,000 CDF
MINIMUM AVERAGE MAXIMUM
$9.8 $15 $39

1-bedroom apartment

41,000 CDF 65,000 CDF 160,000 CDF
MINIMUM AVERAGE MAXIMUM
$15 $24 $59

2-bedroom apartment

54,000 CDF 82,000 CDF 220,000 CDF
MINIMUM AVERAGE MAXIMUM
$20 $29 $78

Housing costs / Buying


Studio apartment

5.4M CDF 8.2M CDF 16M CDF
MINIMUM AVERAGE MAXIMUM
$2,000 $2,900 $5,900

1-bedroom apartment

6.5M CDF 11M CDF 41M CDF
MINIMUM AVERAGE MAXIMUM
$2,400 $3,900 $15,000

2-bedroom apartment

11M CDF 33M CDF 65M CDF
MINIMUM AVERAGE MAXIMUM
$3,900 $12,000 $24,000
Chart showing the prices and cost of furniture in Kisangani


Furniture Costs


King Size Bed

47,000 CDF 59,000 CDF 78,000 CDF
MINIMUM AVERAGE MAXIMUM
$17 $21 $28

Double Bed

31,000 CDF 47,000 CDF 59,000 CDF
MINIMUM AVERAGE MAXIMUM
$11 $17 $21

Single Bed

28,000 CDF 36,000 CDF 47,000 CDF
MINIMUM AVERAGE MAXIMUM
$10 $13 $17

Living Room

52,000 CDF 67,000 CDF 230,000 CDF
MINIMUM AVERAGE MAXIMUM
$19 $24 $85

Dining Table

23,000 CDF 31,000 CDF 59,000 CDF
MINIMUM AVERAGE MAXIMUM
$8.5 $11 $21

Sofa or Couch

31,000 CDF 43,000 CDF 94,000 CDF
MINIMUM AVERAGE MAXIMUM
$11 $15 $34
Chart showing the prices and cost of electronic devices and appliances in Kisangani


Electronics and House Appliance Costs


TV Set

31,000 CDF 47,000 CDF 94,000 CDF
MINIMUM AVERAGE MAXIMUM
$11 $17 $34

Fridge or Freezer

28,000 CDF 43,000 CDF 59,000 CDF
MINIMUM AVERAGE MAXIMUM
$10 $15 $21

Washing Machine

36,000 CDF 52,000 CDF 94,000 CDF
MINIMUM AVERAGE MAXIMUM
$13 $19 $34

Stove or Cooker

34,000 CDF 43,000 CDF 59,000 CDF
MINIMUM AVERAGE MAXIMUM
$12 $15 $21

Mobile Phone

39,000 CDF 47,000 CDF 67,000 CDF
MINIMUM AVERAGE MAXIMUM
$14 $17 $24

Laptop or Computer

43,000 CDF 52,000 CDF 94,000 CDF
MINIMUM AVERAGE MAXIMUM
$15 $19 $34
Family cost of living and expenditure to income ratio in Kisangani

Family expenditure to income ratio in Kisangani

Analysing the how affordable it is for families to live in Kisangani

One of the most definite ways to determine how affordable a place is measuring the ratio of expenses to salary. A high expense-to-income to ratio indicates a high cost-of-living index while a low expenditure-to-salary ratio means the place is affordable to live in. Families usually spend a larger chunk of their income than other population groups. A typical and healthy expenditure percentage for a family of four ranges between 70% to 80%.


Spending to Income Ratio

63%

58% to 68%

( expenditure / income ) x 100


Families in Kisangani spend around 63% of their monthly income. Some families spend as low as 58% of their income while some as high as 68%.

Distribution of monthly cost of living expenses of a family in Kisangani

How do families spend their money in Kisangani?

We asked thousands of families about their spending habits and expenditure break down.


The percentage figures in this section are percentages of total spending not income. If you would like to see the percentage of expenses as related to income or salary, see other sections.

Housing and accomodation expenditure for families

Accomodation Cost23%

23% of total expenses on average (18% to 33%)

LOW$21   57,000 CDF
AVERAGE$59   160,000 CDF
HIGH$380   1.1M CDF
Per Month

Families in Kisangani typically spend from 18% to 33% of their total monthly expenditure on housing with 23% being the average. The average monthly spend on housing is 160,000 CDF with expenditure ranging from 57,000 CDF to 1.1M CDF. This cost mainly goes for rent but it also includes other accommodation-related expenses.

Electricity, utilities, energy, water, internet, and mobile expenditure for families

Cost of utilities7%

7% of total expenses on average (5% to 10%)

LOW$3.2   8,900 CDF
AVERAGE$9.2   25,000 CDF
HIGH$60   170,000 CDF
Per Month

Utility expenditure like electricity, water, and gas in Kisangani ranges from 5% to 10% of total expenses with 7% being the average for most families. The average monthly cost of utilities is 25,000 CDF with 8,900 CDF and 170,000 CDF being the upper and lower limits for a family of four.

Transport, fuel, and commute expenditure for families

Cost of transport and fuel3%

3% of total expenses on average (1% to 5%)

LOW$6.4   18,000 CDF
AVERAGE$18   51,000 CDF
HIGH$120   330,000 CDF
Per Month

Fuel consumption and cost of transport depend heavily on whether a family resides near school and work, but roughly speaking a family would expect to spend from 18,000 CDF to 330,000 CDF in a month on commuting with 51,000 CDF being the norm for most families. This means that money spent on transport constitutes about 3% of total spending on average but can go as low as 1% or as high as 5%.

Food, groceries, and basic shopping expenditure for families

Food and Groceries Cost23%

23% of total expenses on average (16% to 29%)

LOW$12   32,000 CDF
AVERAGE$33   92,000 CDF
HIGH$210   600,000 CDF
Per Month

The average outlay on groceries and basic houshold items for a typical family in a month in Kisangani is 92,000 CDF. The cost of groceries can range between 32,000 CDF to 600,000 CDF. Families spend on average about 23% on food and groceries with upper and lower bounds of 16% and 29% respectively.

Healthcare and medical services expenditure for families

Cost of healthcare13%

13% of total expenses on average (9% to 18%)

LOW$5.8   16,000 CDF
AVERAGE$18   51,000 CDF
HIGH$96   260,000 CDF
Per Month

Families in Kisangani allocate 9% to 18% of their total monthly expenditure to healthcare including health insurance and out-of-pocket medical expenses. The average spending on medical services and clinic visits is around 13%. The range of medical expenses range from 16,000 CDF to 260,000 CDF with 51,000 CDF being the norm for most families.

Leisure and shopping expenditure for families

Cost of leisure and shopping1%

1% of total expenses on average (0.00% to 5%)

LOW$3.2   8,900 CDF
AVERAGE$9.2   25,000 CDF
HIGH$60   170,000 CDF
Per Month

This category mostly contains discretionary or non-essential expenses but also some non-discretionary spending like furniture for example. The monthly expenses range from 8,900 CDF to 170,000 CDF with 25,000 CDF being the average. Speaking of percentages, that equates to 0.00% to 5% of total expenses with an average of 1% for most families.

Education and schooling expenditure for families

Cost of education and schooling13%

13% of total expenses on average (6% to 21%)

LOW$9   25,000 CDF
AVERAGE$26   71,000 CDF
HIGH$170   460,000 CDF
Per Month

Spending on education can vary drastically between different families. On average, education constitutes 13% of the monthly expenditure of families with 6% and 21% being the lower and upper bounds respectively. The average reported education cost is 71,000 CDF per month with 25,000 CDF being the minimum spent amount and 460,000 CDF being the maximum.

Other Expenses17%

17% of total expenses on average (10% to 22%)

LOW$5.1   14,000 CDF
AVERAGE$15   41,000 CDF
HIGH$96   260,000 CDF
Per Month
Percentage of families who manage to save money from their income every month in Kisangani

What percentage of families in Kisangani are able to save money and how much can they save?


Percentage of families that reported their ability to save money


Saving Money
31%
Not Saving
69%

Almost 31% of surveyed families in Kisangani said that they can save some money at the end of each month while 69% reported that they have to utilize their whole income to survive.


Family savings to income ratio in Kisangani

Savings-to-Income Ratio

The savings-to-income ratio is measured as the percentage of income that people save over a specific period and it is simply calculated by dividing the saved money by total income and then multiplying the result by 100. (Savings / Income) x 100.


How much money do families manage to add to their savings?

The amount of money that people can afford to save depends hugely on their income. It is better to focus on the percentage when trying to understand saving patterns.

Saving to Income Ratio

6.2% 11% of income 19%
MINIMUM AVERAGE MAXIMUM

Average Monthly Saved Amount

50,000 CDF
$18
140,000 CDF
$52
930,000 CDF
$340
MINIMUM AVERAGE MAXIMUM

Savings to income distribution levels for families

Saving To Income Ratio% Families
0% - 10%42%
10% - 20%32%
20% - 30%21%
30% - 40%2%
40% - 50%2%
> 50%1%

Interpretation and Analysis

Families that are able to save money can put anywhere from 6.2% to 19% of their monthly income to their savings, with 11% being the average for most families. The average monthly amount of money that families can put aside is 140,000 CDF with 50,000 CDF and 930,000 CDF being the minimum and maximum respectively.

Reasons that make it difficult for families to save money in Kisangani

Saving Challenges in Kisangani

Reasons that make it difficult for families to save money

We wanted to understand what is stopping families from maximizing their savings in Kisangani. Listed below are the answers given by the survey participants.


Reason% People
Low Income3%
High Expenses6%
Debt and Loans9%
Lack of Budgeting Skills13%
Impulsive Spending13%
Financial Emergencies8%
Living the moment4%
Will do it later24%
Inflation15%
Social Pressure2%
Market Instability1%

Around 3% of the families said that their salary is too low to accommodate a portion for savings while 6% said that the high cost of living leaves little room for savings. 9% of the residents said that they are burdened with debt and find it challenging to save money. 13% reported that they just don't have the knowledge or discipline to create and stick to a budget, leading to overspending and an inability to save. 13% of families blamed impulsive spending as the reason for saving inability. Around 8% said that unexpected expenses like medical bills or car repairs are derailing their savings goals. 4% bluntly said that they don't see the purpose of it and prefer to live each day to the fullest. 24% reported that they understand the value of saving but are putting off saving for the future, thinking they have plenty of time to start later. 15% blamed inflation, saying that every time they save some money they end up using it immediately. A surprising 2% said that social pressure and keeping up with peers or social expectations makes them overspend. Lastly, 1% blamed market instability and price fluctuations.

Where do families choose to put their savings in Kisangani

Typical saving choices for families in Kisangani

Where do people choose to put their savings?


Saving Type% People
Emergency Funds14%
Gold15%
Savings Accounts16%
Retirement Accounts8%
Cash Savings25%
Real Estate8%
Investment4%
Stocks3%
Bonds3%
Mutual Funds1%
Certificates of Deposit2%
A typical and healthy budgeting structure. The 50-30-20 rule

A typical and healthy budgeting structure

The 50/30/20 rule

Spending among different people can vary significantly based on factors such as their income, lifestyle, location, and personal preferences. A commonly used guideline for budgeting is the 50/30/20 rule, which suggests allocating your income into three main categories in the following percentages.

  • 50% for needs and financial obligations

    This category includes essential expenses like housing, utilities, groceries, transportation, and healthcare.

  • 30% for wants and discretionary spending

    This category covers discretionary spending on non-essential items, such as dining out, entertainment, travel, and other lifestyle choices.

  • 20% for savings and emergency fund

    This is the percentage that must be allocated to savings, emergency funds, and retirement accounts.

About financial planning, money management, and household budgeting

The 50/30/20 rule is used as a general guideline but may not be the best choice for all people. There are in fact many budgeting plans out there like the 70/20/10 and the 60/20/20 rules, all claiming to be the best. More important than all of this is to establish financial discipline by creating a budget tailored to your specific financial goals and situation. It is very important that your financial outflow be less than your income to maintain a healthy cash flow.

Income and cost of living compatibility. Is it affordable or economical for families to live in Kisangani

Affordable living in Kisangani

Income and cost of living compatibility

We asked families one simple question and recorded their answers.

Is it affordable or economical to live in Kisangani?


Yes
31%
No
69%

Around 31% of surveyed families think that living in Kisangani is affordable with proper budgeting while 69% reported that it is just too expensive and not affordable even with frugality and thriftness.

How easily is cost-cutting for families. Are there plenty of low-cost options in Kisangani

Low-cost alternatives in Kisangani

People are always looking for ways to cut down expenses and reduce expenditures. The hallmark of any affordable place is the availability of discount stores, bargain deals, smart or secondhand shopping, refurbished items, and couponing. We asked families how easily cost-cutting is and the answers were distributed as follows:

Plenty of low-cost options38%

Few low-cost options62%


Based on the survey, 38% of the families living in Kisangani have no problem finding low-cost alternatives to support a frugal lifestyle while 62% think that thriftness is difficult due to scarcity in discount markets and secondhand outlets.

Emergency Funds For Families

An emergency fund is a financial safety net comprised of easily accessible savings set aside to cover unexpected expenses or financial emergencies, typically amounting to three to six months' worth of living expenses. We asked families of Kisangani whether they have an emergency fund and the answers were as follows.

Yes31%

No69%


Based on the survey, 69% of the families living in Kisangani said that they don't have an emergency fund while 31% said that they do.

Financial literacy and difficulty in budgeting and financial planning for families in Kisangani

Financial Literacy in Congo Democratic Republic

Financial literacy is the knowledge of concepts and principles related to personal finance that allow individuals to make informed decisions regarding their money such as budgeting, saving, investing, borrowing, managing debt, financial risk management, and planning.

Financial Leteracy40%


We asked family guardians and parents in Kisangani whether they acquired any adequate personal financial training in their lives. Approximately 60% of the people who participated in the survey said that they are not well informed about the topics of budgeting, saving, etc., and just manage things based on their own experience, while 40% said that they know about the general principles of personal finance from sources other than their own experience.


Difficulty in Budgeting and Financial Planning

We wanted to understand whether families of Congo Democratic Republic have problems or difficulties in managing their expenditures and savings so we asked people one simple question: do you struggle with your personal finances? 50% of the participants reported that they indeed struggle in creating budgets and in organizing their finances while 50% said that they have everything under control.

Struggles with finance50%

Easily manages finances50%

Financial goals and targets of families living in Kisangani

Financial goals of families in Kisangani

In an attempt to understand the economic situation in Kisangani, we asked participants about their financial targets. By knowing what the population in general is trying to achieve, we can shed light on the economic outlook, cost of living, and quality of life in general.


Financial Goal% People
Emergency Fund10%
Debt Reduction50%
Retirement Savings12%
Education Funding5%
Homeownership20%
Investing5%
Travel or Lifestyle3%
Healthcare Expenses18%
Financial Independence2%

Around 10% of families said that their main goal is to establish an emergency fund to cover unexpected expenses while 50% said their number one priority is to pay off high-interest debt or loans and improve credit. 12% of surveyed people confirmed that saving for retirement to ensure a comfortable lifestyle in the final years is their main target. Around 5% reported that their priority is saving for the tuition fees and education costs of their children while 20% choose to buy a home or pay off existing mortgage before other things. 5% of the population would like to build wealth through investments such as stocks, bonds, mutual funds, or real estate. For 3% of people, saving for vacations or upgrading their lifestyle is the number one concern. Approximately 18% of the residents said that saving for healthcare expenses including insurance premiums is their main goal.

Chart showing the percentage of families who are in debt in Kisangani

Debt, loans, and mortgages in Kisangani


Percentage of families who are in debt


In Debt
19%
Debt Free
81%

According to the survey, 19% of the families in Kisangani have some kind of debt, loan, mortgage, or credit card payments while 81% reported that they don't have financial obligations to banks.


Chart showing debt-to-income ratio in Kisangani

Debt-to-income ratio in Kisangani

Debt to income ratio

22%

16% to 27%

( monthly debt payment / monthly income ) x 100

Interpretation

The debt-to-income ratio measures the percentage of income being paid as debt settlement across the population. It is calculated by dividing the monthly debt settlement payment of an individual by their monthly income. Based on collected data, approximately 22% of a family's monthly income in Kisangani goes to debt settlement.


Debt levels

Monthly debt settlement payment as percentage of monthly income

Debt-to-income ratio% People
> 60%4%
50% - 60%23%
40% - 50%17%
30% - 40%19%
20% - 30%6%
10% - 20%7%
0% - 10%24%

According to our data, 4% of the debtors in Kisangani pay 60%+ of their income as debt settlement while 23% of the people pay 50% to 60% of their income for the same, which is quite an alarming financial situation for those individuals. 17% of people in debt dedicate 40% to 50% of their income to loan and mortgage payments while 19% dedicated 30% to 40% of income for same. Things are looking brighter for 6% of individuals as they only pay 20% to 30% of their income for loan and credit card repayment.


Distribution by type of debt in Kisangani

Debt% People
Real Estate Mortgage4%
Auto Loan9%
Student Loan5%
Credit Card34%
Personal Loan48%

4% of debtors in Kisangani confirm that real estate mortgages constitutes the main part of their outstanding debt while 34% say that credit card payments are the reason they are in debt. Auto loans were the main type of debt for 9% of people and personal loans rose at 48%. Lastly, student loans are the main source of debt for 5% of debtors in Kisangani.


About credit score and debt management

Managing debt is a critical aspect of maintaining a favorable credit score. Debt reduction is the first thing you should do improve your financial situation. Getting rid of debt takes precedence over saving money because of interest rates.

Good debt vs. Bad debt

Not all debt is bad. Good debt typically refers to borrowing money for investments that can increase in value or generate income over time like purchasing a home or acquiring student loans. On the other hand, bad debt involves borrowing for things that fail to generate lasting value like high-interest credit card debt used for non-essential expenses like luxury items or vacations.


Loan Affordability Index in Kisangani

Besides measuring the loan-to-income ratio, we asked families of Kisangani how many times in a year they defaulted or were unable to pay their due credit card or loan payments on time. Understanding how often people default on their due payments is one of the indicators of the cost of living and economic situation.

Frequency and percentage of people who failed to pay their monthly credit card or loan payments on time last year.

Frequency% People
Never46%
Once a year25%
Twice a year14%
Three times a year10%
Four times a year5%
Housing and accommodation affordability, property price to income ratio, rent to income ratio, and housing affordability index chart in Kisangani

Housing costs, accommodation, and housing affordability in Kisangani

Rental costs and house/apartment prices can vary drastically between different areas and locations.


Rent Cost in Kisangani

Monthly Rent Prices

Studio apartment monthly rent cost

27,000 CDF 41,000 CDF 110,000 CDF
MINIMUM AVERAGE MAXIMUM
$9.8 $15 $39

1-bedroom apartment monthly rent cost

41,000 CDF 65,000 CDF 160,000 CDF
MINIMUM AVERAGE MAXIMUM
$15 $24 $59

2-bedroom apartment monthly rent cost

54,000 CDF 82,000 CDF 220,000 CDF
MINIMUM AVERAGE MAXIMUM
$20 $29 $78

3-bedroom apartment monthly rent cost

65,000 CDF 110,000 CDF 300,000 CDF
MINIMUM AVERAGE MAXIMUM
$24 $39 $110

Furnished apartment monthly rent cost

130,000 CDF 330,000 CDF 650,000 CDF
MINIMUM AVERAGE MAXIMUM
$47 $120 $240

Townhouse monthly rent cost

110,000 CDF 160,000 CDF 470,000 CDF
MINIMUM AVERAGE MAXIMUM
$39 $59 $170

House monthly rent cost

130,000 CDF 330,000 CDF 650,000 CDF
MINIMUM AVERAGE MAXIMUM
$47 $120 $240

Villa monthly rent cost

160,000 CDF 410,000 CDF 650,000 CDF
MINIMUM AVERAGE MAXIMUM
$59 $150 $240

The monthly rental cost of a studio apartment in Kisangani ranges between 27,000 CDF and 110,000 CDF, meanwhile the cost of monthly rental of a one-bedroom apartment can be anywhere from 41,000 CDF to 160,000 CDF. Two-bedroom rentals rate ranges between 54,000 CDF and 220,000 CDF per month. The monthly rental for a three-bedroom apartment ranges from 65,000 CDF to 300,000 CDF. The average rent of a townhouse in Kisangani is around 160,000 CDF while house rental costs can be as high as 330,000 CDF per month. Finally, if you want to rent a villa, expect to pay anywhere from 160,000 CDF to 650,000 CDF per month.



Apartment and house prices in Kisangani

Cost of buying a property

Studio apartment price

5.4M CDF 8.2M CDF 16M CDF
MINIMUM AVERAGE MAXIMUM
$2,000 $2,900 $5,900

1-bedroom apartment price

6.5M CDF 11M CDF 41M CDF
MINIMUM AVERAGE MAXIMUM
$2,400 $3,900 $15,000

2-bedroom apartment price

11M CDF 33M CDF 65M CDF
MINIMUM AVERAGE MAXIMUM
$3,900 $12,000 $24,000

3-bedroom apartment price

36M CDF 54M CDF 160M CDF
MINIMUM AVERAGE MAXIMUM
$13,000 $20,000 $59,000

Townhouse price

47M CDF 110M CDF 410M CDF
MINIMUM AVERAGE MAXIMUM
$17,000 $39,000 $150,000

House price

54M CDF 330M CDF 470M CDF
MINIMUM AVERAGE MAXIMUM
$20,000 $120,000 $170,000

Villa price

65M CDF 360M CDF 540M CDF
MINIMUM AVERAGE MAXIMUM
$24,000 $130,000 $200,000

The average price of a studio apartment in Kisangani can range from 5.4M CDF to 16M CDF depending on location. One bedroom cost can be anywhere from 6.5M CDF to 41M CDF. A villa can cost you 360M CDF on average with prices ranging from 65M CDF to 540M CDF.


If you're leasing or purchasing, housing costs in Kisangani will probably constitute your biggest expenditure, yet it's an area where you wield considerable influence. This is due to the substantial variance in housing prices across communities. Keep in mind the location of your workplace and the accessibility of essential amenities to prevent negating the savings from lower rental rates with increased transportation expenses.

House / apartment prices to income ratio


Property price to income ratio

( average property price / average monthly income ) x 100


21 x60 monthly income 132
MINIMUM AVERAGE MAXIMUM

Property prices in Kisangani can be x60 to x132 multiples of the monthly income depending on the property and the income of the person. On average, property prices are approximately x60 multiples of the average monthly salary in Kisangani.



Rent to income ratio


Rent to income ratio

( monthly rental / monthly income ) x 100


13% 20% of income 27%
MINIMUM AVERAGE MAXIMUM

The average rent-to-income ratio in Kisangani is around 20%. This means that people pay 20% of their income for rent. Those figures can range from 13% to 27% depending on the salary, location, and type of property.


The housing-to-income ratio is a very important metric to evaluate and measure how affordable living is in a particular area, city, or country since housing comprises the biggest chunk of expenditure. A higher housing to income ratio means that the place is relatively expensive. The figure by itself does tell much. It only starts to make sense when comparing the housing to income ratio across different locations.

Housing affordability index

The housing affordability index measures how affordable accommodation is in a particular place. This can measured in multiple ways, the most common being housing expenditure to total expenditure ratio and the rent to income ratio. The housing expenditure ratio is a figure reported by individuals on the percentage they allocate for housing. Rent to income ratio is calculated by dividing the average monthly rent by the average income. Because these values are both percentages, we can find their average and get the best of the two worlds.

Housing Affordability Index
18%

Property Taxes

Real estate owners pay property taxes to local tax authorities, which are determined by the assessed value of their property. Typically, these taxes are paid once a year. Property tax funds contribute to community development, financing infrastructure improvements, public services, and local education initiatives.


FROM
1.9%
AVERAGE
2.9%
TO
3.8%

Home Maintenance Costs

Home maintenance costs encompass various expenses associated with the upkeep and repair of a residence. These expenditures include regular tasks such as lawn care, pest control, and HVAC system servicing, as well as occasional repairs and renovations like fixing leaks, painting, or replacing appliances.


510 CDF 6,600 CDF 66,000 CDF
MINIMUM AVERAGE MAXIMUM

Urban vs. rural living costs

Urban living typically entails higher housing and transportation costs due to demand and limited space, while rural areas generally offer lower housing expenses but may have higher prices for goods and services. The differnce in rental rates between urban areas and rural areas can be as high as 300% in some cases.

Monthly costs and expenses of energy and basic utilities in Kisangani

Utilities expenditure can vary slightly between different areas and locations.


Energy, electricity, water, gas, internet, and mobile cost in Kisangani

Utility Bill Cost / Electricity + Water + Gas / Family

8,900 CDF 25,000 CDF 170,000 CDF
MINIMUM AVERAGE MAXIMUM
$3.2 $9.2 $60

Internet and cable cost

2,300 CDF 4,700 CDF 6,300 CDF
MINIMUM AVERAGE MAXIMUM
$0.85 $1.7 $2.3

Mobile phone bill and charges

1,900 CDF 3,100 CDF 9,400 CDF
MINIMUM AVERAGE MAXIMUM
$0.68 $1.1 $3.4

Because most utility bills club electricity, water, and gas costs in one bill, we can't provide a breakup for each type of utility and will display electricity, gas, and water as single cost.


The average monthly energy and water consumption of families is around 25,000 CDF. The cost of internet and WiFi ranges from 2,300 CDF to 6,300 CDF with 4,700 CDF being the average internet bill. Finally, the average monthly mobile charges is around 3,100 CDF but can range between 1,900 CDF and 9,400 CDF depending on consumption. Mobile charges include both calling minutes as well as data packages.


Energy / Utility expense to income ratio


( monthly utility expenses / monthly income ) x 100


2.1% 4.1% of income 6.9%
MINIMUM AVERAGE MAXIMUM

The average utility-to-income ratio in Kisangani is around 4.1%. This means that people pay 4.1% of their income for energy, water, internet, and mobile charges. Those figures can range from 2.1% to 6.9% depending on salary and location.

Food Prices, Dining Expenses, and Grocery Costs in Kisangani

Grocery / Food expenditure and prices can vary drastically between different areas and locations.


Prices and cost of goods and services in Kisangani

Dining out, food, and beverages costs. Price variations for common food items.

Fast food combo meal price

470 CDF 940 CDF 1,600 CDF
MINIMUM AVERAGE MAXIMUM
$0.17 $0.34 $0.56

The average price of a regular combo meal at a fast food outlet or chain like McDonald's, Pizzahut, or KFC in Kisangani is approximatly 940 CDF with meal cost ranging from 470 CDF to 1,600 CDF. The typical combo meal consists of a burger, french fries, and a drink.

Restaurant meal for one price

1,300 CDF 2,000 CDF 4,000 CDF
MINIMUM AVERAGE MAXIMUM
$0.48 $0.72 $1.4

If you are planning to have a nice meal at a mid-range restaurant, expect to pay anywhere between 1,300 CDF and 4,000 CDF with 2,000 CDF being the average price of a plate for one person at a regular restaurant in Kisangani.

Fine dining meal for one price

2,700 CDF 4,000 CDF 16,000 CDF
MINIMUM AVERAGE MAXIMUM
$0.96 $1.4 $5.7

The price range of a meal at fine-dining restaurant is 2,700 CDF to 16,000 CDF with the average cost being 4,000 CDF for one person. This is what you would expect to pay a top-tier diner in Kisangani.

Beverage prices, cappuccino, latte etc..

390 CDF 630 CDF 940 CDF
MINIMUM AVERAGE MAXIMUM
$0.14 $0.23 $0.34

The average price of a regular beverage like cappuccino or latte at Starbucks, Costa, or similar coffee shops and cafes in Kisangani is around 630 CDF. Price ranges between 390 CDF and 940 CDF depending on the type of beverage, the size, and optional add-ons.



Grocery and market costs

Large bottle of milk price

310 CDF 380 CDF 470 CDF
MINIMUM AVERAGE MAXIMUM
$0.11 $0.14 $0.17

The average price of a large bottle of milk in Kisangani is 380 CDF. The maximum what you would pay for milk is 470 CDF and the minimum being 310 CDF depending on the brand of milk and other properties.

12 eggs price

230 CDF 310 CDF 470 CDF
MINIMUM AVERAGE MAXIMUM
$0.08 $0.11 $0.17

A dozen eggs costs around 310 CDF on average with 230 CDF and 470 CDF being the lower and upper limits respectively.

Fresh whole chicken price

530 CDF 690 CDF 980 CDF
MINIMUM AVERAGE MAXIMUM
$0.19 $0.25 $0.35

The price range of a fresh whole chicken in Kisangani is between 530 CDF and 980 CDF depending on the size of the chicken and whether it is oraganic or not. The average price is approximatly 690 CDF.

Pack of beef price

630 CDF 940 CDF 1,900 CDF
MINIMUM AVERAGE MAXIMUM
$0.23 $0.34 $0.68

The price of a regular pack of beef or meat is around 940 CDF. A pack of beef contains around 1Kg or 1lb depending on packing.

Medium bag of rice price

250 CDF 340 CDF 490 CDF
MINIMUM AVERAGE MAXIMUM
$0.09 $0.12 $0.18

A bag of rice in Kisangani costs around 340 CDF on average with prices rangeing between 250 CDF and 490 CDF depending on the brand and quality.

Bag of tomatos price

94 CDF 130 CDF 230 CDF
MINIMUM AVERAGE MAXIMUM
$0.03 $0.05 $0.08

A bag of tomatoes costs anywhere from 94 CDF to 230 CDF. A bag of tomatoes denotes 1Kg or 1lb depending on location.

Bag of apples price

170 CDF 220 CDF 360 CDF
MINIMUM AVERAGE MAXIMUM
$0.06 $0.08 $0.13

A bag of apples costs 220 CDF on average. A bag of apples denotes 1Kg or 1lb depending on location.


Grocery and food expenditure to income ratio


( monthly grocery expenses / monthly income ) x 100


13% 19% of income 23%
MINIMUM AVERAGE MAXIMUM

The average grocery-to-income ratio in Kisangani is around 19%. This means that families spend 19% of their income on grocery and basic household items. The expenditure can range from 13% to 23% depending on salary and location.


Expenditure on food and grocery for families

Families' spending on grocery ranges from 32,000 CDF to 600,000 CDF with the location, income, and size of the family being the most determinite factors.

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