Cost Of Living For a Family in Liechtenstein 2025

Family cost of living chart - average monthly expenditure in Liechtenstein

Average monthly spending for families in Liechtenstein

We consider a family to be a member of four members, two adults and two children. This is the most common type of family. From the figures below, it should be fairly easy to calculate the average spending for families of different sizes.

Average Monthly Expenditure

Currency: CHF
2,600 7,500 49,000
MINIMUM AVERAGE MAXIMUM
$3,000 $8,400 $55,000

How much money does a family need in a month to survive in Liechtenstein?

Families in Liechtenstein spend around 7,500 CHF per month on average. Depending on the lifestyle, a family can survive with a monthly budget as low as 2,600 CHF or as high as 49,000 CHF. Location and income are very important factors and have a huge influence on expenditure and budget.

Prices and cost of goods and services in Liechtenstein

Chart showing the prices and cost of grocery, food, restaurant meals, market, and beverages in Liechtenstein

Dining, food, and beverages costs


Fast food combo meal

5.3 CHF 11 CHF 18 CHF
MINIMUM AVERAGE MAXIMUM
$6 $12 $20

Restaurant meal for one

18 CHF 27 CHF 53 CHF
MINIMUM AVERAGE MAXIMUM
$20 $30 $60

Fine dining meal for one

36 CHF 53 CHF 210 CHF
MINIMUM AVERAGE MAXIMUM
$40 $60 $240

Cappuccino or latte

4.4 CHF 7.1 CHF 11 CHF
MINIMUM AVERAGE MAXIMUM
$5 $8 $12

Grocery and market costs


Milk large bottle

3.6 CHF 4.3 CHF 5.3 CHF
MINIMUM AVERAGE MAXIMUM
$4 $4.8 $6

12 eggs

2.7 CHF 3.6 CHF 5.3 CHF
MINIMUM AVERAGE MAXIMUM
$3 $4 $6

Fresh whole chicken

6.1 CHF 7.8 CHF 11 CHF
MINIMUM AVERAGE MAXIMUM
$6.8 $8.8 $13

Pack of beef

7.1 CHF 11 CHF 21 CHF
MINIMUM AVERAGE MAXIMUM
$8 $12 $24

Medium bag of rice

2.9 CHF 3.9 CHF 5.6 CHF
MINIMUM AVERAGE MAXIMUM
$3.2 $4.4 $6.3

Bag of tomatos

1.1 CHF 1.4 CHF 2.7 CHF
MINIMUM AVERAGE MAXIMUM
$1.2 $1.6 $3

Bag of apples

1.9 CHF 2.5 CHF 4.1 CHF
MINIMUM AVERAGE MAXIMUM
$2.1 $2.8 $4.6
Chart showing the prices and cost of commute, travel, and transportation in Liechtenstein

Commute, travel, and transportation costs


20 minutes taxi ride

4.4 CHF 5.3 CHF 11 CHF
MINIMUM AVERAGE MAXIMUM
$5 $6 $12

Average car full tank

27 CHF 36 CHF 71 CHF
MINIMUM AVERAGE MAXIMUM
$30 $40 $80

Average car 1-day rental

27 CHF 36 CHF 53 CHF
MINIMUM AVERAGE MAXIMUM
$30 $40 $60

Average car price

13,000 CHF 27,000 CHF 36,000 CHF
MINIMUM AVERAGE MAXIMUM
$15,000 $30,000 $40,000

Bus ticket one way

0.89 CHF 1.3 CHF 2.7 CHF
MINIMUM AVERAGE MAXIMUM
$1 $1.5 $3

Car Service

36 CHF 53 CHF 110 CHF
MINIMUM AVERAGE MAXIMUM
$40 $60 $120
Chart showing the prices and cost of utility, energy, water, and gas for a family in Liechtenstein

Utility cost (monthly)


Utility Bill - Family

130 CHF 370 CHF 2,400 CHF
MINIMUM AVERAGE MAXIMUM
$150 $420 $2,700

Internet and cable

27 CHF 53 CHF 71 CHF
MINIMUM AVERAGE MAXIMUM
$30 $60 $80

Mobile phone charges

21 CHF 36 CHF 110 CHF
MINIMUM AVERAGE MAXIMUM
$24 $40 $120

Leisure and activities costs


Movie ticket

13 CHF 18 CHF 27 CHF
MINIMUM AVERAGE MAXIMUM
$15 $20 $30

One month gym membership

43 CHF 53 CHF 110 CHF
MINIMUM AVERAGE MAXIMUM
$48 $60 $120
Chart showing the prices and cost of clothing and accessories in Liechtenstein

Cloths and accessories costs


Pair of jeans or pants

31 CHF 44 CHF 67 CHF
MINIMUM AVERAGE MAXIMUM
$35 $50 $75

Woman dress

30 CHF 41 CHF 130 CHF
MINIMUM AVERAGE MAXIMUM
$33 $46 $150

Woman shoes

28 CHF 38 CHF 89 CHF
MINIMUM AVERAGE MAXIMUM
$32 $43 $100

Men's shoes

24 CHF 30 CHF 59 CHF
MINIMUM AVERAGE MAXIMUM
$27 $33 $67

Men suit

27 CHF 33 CHF 180 CHF
MINIMUM AVERAGE MAXIMUM
$30 $38 $200

Regular t-shirt

13 CHF 18 CHF 53 CHF
MINIMUM AVERAGE MAXIMUM
$15 $20 $60
Chart showing the prices and cost of housing, accommodation, and rent in Liechtenstein

Housing costs / monthly rent


Studio apartment

440 CHF 670 CHF 1,800 CHF
MINIMUM AVERAGE MAXIMUM
$500 $750 $2,000

1-bedroom apartment

670 CHF 1,100 CHF 2,700 CHF
MINIMUM AVERAGE MAXIMUM
$750 $1,200 $3,000

2-bedroom apartment

890 CHF 1,300 CHF 3,600 CHF
MINIMUM AVERAGE MAXIMUM
$1,000 $1,500 $4,000

Housing costs / Buying


Studio apartment

89,000 CHF 130,000 CHF 270,000 CHF
MINIMUM AVERAGE MAXIMUM
$100,000 $150,000 $300,000

1-bedroom apartment

110,000 CHF 180,000 CHF 670,000 CHF
MINIMUM AVERAGE MAXIMUM
$120,000 $200,000 $750,000

2-bedroom apartment

180,000 CHF 530,000 CHF 1.1M CHF
MINIMUM AVERAGE MAXIMUM
$200,000 $600,000 $1.2M
Chart showing the prices and cost of furniture in Liechtenstein

Furniture Costs


King Size Bed

530 CHF 670 CHF 890 CHF
MINIMUM AVERAGE MAXIMUM
$600 $750 $1,000

Double Bed

360 CHF 530 CHF 670 CHF
MINIMUM AVERAGE MAXIMUM
$400 $600 $750

Single Bed

310 CHF 410 CHF 530 CHF
MINIMUM AVERAGE MAXIMUM
$350 $460 $600

Living Room

590 CHF 760 CHF 2,700 CHF
MINIMUM AVERAGE MAXIMUM
$670 $860 $3,000

Dining Table

270 CHF 360 CHF 670 CHF
MINIMUM AVERAGE MAXIMUM
$300 $400 $750

Sofa or Couch

360 CHF 480 CHF 1,100 CHF
MINIMUM AVERAGE MAXIMUM
$400 $550 $1,200
Chart showing the prices and cost of electronic devices and appliances in Liechtenstein

Electronics and House Appliance Costs


TV Set

360 CHF 530 CHF 1,100 CHF
MINIMUM AVERAGE MAXIMUM
$400 $600 $1,200

Fridge or Freezer

310 CHF 480 CHF 670 CHF
MINIMUM AVERAGE MAXIMUM
$350 $550 $750

Washing Machine

410 CHF 590 CHF 1,100 CHF
MINIMUM AVERAGE MAXIMUM
$460 $670 $1,200

Stove or Cooker

380 CHF 480 CHF 670 CHF
MINIMUM AVERAGE MAXIMUM
$430 $550 $750

Mobile Phone

440 CHF 530 CHF 760 CHF
MINIMUM AVERAGE MAXIMUM
$500 $600 $860

Laptop or Computer

480 CHF 590 CHF 1,100 CHF
MINIMUM AVERAGE MAXIMUM
$550 $670 $1,200
Distribution of monthly cost of living expenses of a family in Liechtenstein

How do families spend their money in Liechtenstein?

We asked thousands of families about their spending habits and expenditure break down.


The percentage figures in this section are percentages of total spending not income. If you would like to see the percentage of expenses as related to income or salary, see other sections.

Housing and accomodation expenditure for families

Accomodation Cost30%

30% of total expenses on average (25% to 40%)

LOW$950   840 CHF
AVERAGE$2,700   2,400 CHF
HIGH$18,000   16,000 CHF
Per Month

Families in Liechtenstein typically spend from 25% to 40% of their total monthly expenditure on housing with 30% being the average. The average monthly spend on housing is 2,400 CHF with expenditure ranging from 840 CHF to 16,000 CHF. This cost mainly goes for rent but it also includes other accommodation-related expenses.

Electricity, utilities, energy, water, internet, and mobile expenditure for families

Cost of utilities4%

4% of total expenses on average (2% to 7%)

LOW$150   130 CHF
AVERAGE$420   370 CHF
HIGH$2,700   2,400 CHF
Per Month

Utility expenditure like electricity, water, and gas in Liechtenstein ranges from 2% to 7% of total expenses with 4% being the average for most families. The average monthly cost of utilities is 370 CHF with 130 CHF and 2,400 CHF being the upper and lower limits for a family of four.

Transport, fuel, and commute expenditure for families

Cost of transport and fuel7%

7% of total expenses on average (5% to 9%)

LOW$300   260 CHF
AVERAGE$840   750 CHF
HIGH$5,500   4,900 CHF
Per Month

Fuel consumption and cost of transport depend heavily on whether a family resides near school and work, but roughly speaking a family would expect to spend from 260 CHF to 4,900 CHF in a month on commuting with 750 CHF being the norm for most families. This means that money spent on transport constitutes about 7% of total spending on average but can go as low as 5% or as high as 9%.

Food, groceries, and basic shopping expenditure for families

Food and Groceries Cost19%

19% of total expenses on average (12% to 25%)

LOW$530   470 CHF
AVERAGE$1,500   1,300 CHF
HIGH$9,900   8,800 CHF
Per Month

The average outlay on groceries and basic houshold items for a typical family in a month in Liechtenstein is 1,300 CHF. The cost of groceries can range between 470 CHF to 8,800 CHF. Families spend on average about 19% on food and groceries with upper and lower bounds of 12% and 25% respectively.

Healthcare and medical services expenditure for families

Cost of healthcare9%

9% of total expenses on average (5% to 14%)

LOW$270   240 CHF
AVERAGE$840   750 CHF
HIGH$4,400   3,900 CHF
Per Month

Families in Liechtenstein allocate 5% to 14% of their total monthly expenditure to healthcare including health insurance and out-of-pocket medical expenses. The average spending on medical services and clinic visits is around 9%. The range of medical expenses range from 240 CHF to 3,900 CHF with 750 CHF being the norm for most families.

Leisure and shopping expenditure for families

Cost of leisure and shopping4%

4% of total expenses on average (2% to 8%)

LOW$150   130 CHF
AVERAGE$420   370 CHF
HIGH$2,700   2,400 CHF
Per Month

This category mostly contains discretionary or non-essential expenses but also some non-discretionary spending like furniture for example. The monthly expenses range from 130 CHF to 2,400 CHF with 370 CHF being the average. Speaking of percentages, that equates to 2% to 8% of total expenses with an average of 4% for most families.

Education and schooling expenditure for families

Cost of education and schooling14%

14% of total expenses on average (7% to 22%)

LOW$410   370 CHF
AVERAGE$1,200   1,000 CHF
HIGH$7,700   6,800 CHF
Per Month

Spending on education can vary drastically between different families. On average, education constitutes 14% of the monthly expenditure of families with 7% and 22% being the lower and upper bounds respectively. The average reported education cost is 1,000 CHF per month with 370 CHF being the minimum spent amount and 6,800 CHF being the maximum.

Other Expenses13%

13% of total expenses on average (6% to 18%)

LOW$240   210 CHF
AVERAGE$680   600 CHF
HIGH$4,400   3,900 CHF
Per Month
Family cost of living and expenditure to income ratio in Liechtenstein

Family expenditure to income ratio in Liechtenstein

Analysing the how affordable it is for families to live in Liechtenstein

One of the most definite ways to determine how affordable a place is measuring the ratio of expenses to salary. A high expense-to-income to ratio indicates a high cost-of-living index while a low expenditure-to-salary ratio means the place is affordable to live in. Families usually spend a larger chunk of their income than other population groups. A typical and healthy expenditure percentage for a family of four ranges between 70% to 80%.


Spending to Income Ratio

86%

78% to 97%

( expenditure / income ) x 100


Families in Liechtenstein spend around 86% of their monthly income. Some families spend as low as 78% of their income while some as high as 97%.

Percentage of families who manage to save money from their income every month in Liechtenstein

What percentage of families in Liechtenstein are able to save money and how much can they save?


Percentage of families that reported their ability to save money


Saving Money
65%
Not Saving
35%

Almost 65% of surveyed families in Liechtenstein said that they can save some money at the end of each month while 35% reported that they have to utilize their whole income to survive.


Family savings to income ratio in Liechtenstein

Savings-to-Income Ratio

The savings-to-income ratio is measured as the percentage of income that people save over a specific period and it is simply calculated by dividing the saved money by total income and then multiplying the result by 100. (Savings / Income) x 100.


How much money do families manage to add to their savings?

The amount of money that people can afford to save depends hugely on their income. It is better to focus on the percentage when trying to understand saving patterns.

Saving to Income Ratio

10% 17% of income 28%
MINIMUM AVERAGE MAXIMUM

Average Monthly Saved Amount

1,100 CHF
$1,300
3,200 CHF
$3,600
21,000 CHF
$23,000
MINIMUM AVERAGE MAXIMUM

Savings to income distribution levels for families

Saving To Income Ratio% Families
0% - 10%37%
10% - 20%29%
20% - 30%20%
30% - 40%7%
40% - 50%5%
> 50%2%

Interpretation and Analysis

Families that are able to save money can put anywhere from 10% to 28% of their monthly income to their savings, with 17% being the average for most families. The average monthly amount of money that families can put aside is 3,200 CHF with 1,100 CHF and 21,000 CHF being the minimum and maximum respectively.

Reasons that make it difficult for families to save money in Liechtenstein

Saving Challenges in Liechtenstein

Reasons that make it difficult for families to save money

We wanted to understand what is stopping families from maximizing their savings in Liechtenstein. Listed below are the answers given by the survey participants.


Reason% People
Low Income7%
High Expenses10%
Debt and Loans19%
Lack of Budgeting Skills10%
Impulsive Spending9%
Financial Emergencies6%
Living the moment7%
Will do it later16%
Inflation10%
Social Pressure4%
Market Instability3%

Around 7% of the families said that their salary is too low to accommodate a portion for savings while 10% said that the high cost of living leaves little room for savings. 19% of the residents said that they are burdened with debt and find it challenging to save money. 10% reported that they just don't have the knowledge or discipline to create and stick to a budget, leading to overspending and an inability to save. 9% of families blamed impulsive spending as the reason for saving inability. Around 6% said that unexpected expenses like medical bills or car repairs are derailing their savings goals. 7% bluntly said that they don't see the purpose of it and prefer to live each day to the fullest. 16% reported that they understand the value of saving but are putting off saving for the future, thinking they have plenty of time to start later. 10% blamed inflation, saying that every time they save some money they end up using it immediately. A surprising 4% said that social pressure and keeping up with peers or social expectations makes them overspend. Lastly, 3% blamed market instability and price fluctuations.

Where do families choose to put their savings in Liechtenstein

Typical saving choices for families in Liechtenstein

Where do people choose to put their savings?


Saving Type% People
Emergency Funds10%
Gold9%
Savings Accounts18%
Retirement Accounts12%
Cash Savings15%
Real Estate10%
Investment6%
Stocks7%
Bonds7%
Mutual Funds3%
Certificates of Deposit4%
Chart showing the percentage of families who are in debt in Liechtenstein

Debt, loans, and mortgages in Liechtenstein


Percentage of families who are in debt


In Debt
23%
Debt Free
77%

According to the survey, 23% of the families in Liechtenstein have some kind of debt, loan, mortgage, or credit card payments while 77% reported that they don't have financial obligations to banks.


Chart showing debt-to-income ratio in Liechtenstein

Debt-to-income ratio in Liechtenstein

Debt to income ratio

27%

18% to 37%

( monthly debt payment / monthly income ) x 100

Interpretation

The debt-to-income ratio measures the percentage of income being paid as debt settlement across the population. It is calculated by dividing the monthly debt settlement payment of an individual by their monthly income. Based on collected data, approximately 27% of a family's monthly income in Liechtenstein goes to debt settlement.


Debt levels

Monthly debt settlement payment as percentage of monthly income

Debt-to-income ratio% People
> 60%2%
50% - 60%10%
40% - 50%10%
30% - 40%12%
20% - 30%16%
10% - 20%20%
0% - 10%28%

According to our data, 2% of the debtors in Liechtenstein pay 60%+ of their income as debt settlement while 10% of the people pay 50% to 60% of their income for the same, which is quite an alarming financial situation for those individuals. 10% of people in debt dedicate 40% to 50% of their income to loan and mortgage payments while 12% dedicated 30% to 40% of income for same. Things are looking brighter for 16% of individuals as they only pay 20% to 30% of their income for loan and credit card repayment.


Distribution by type of debt in Liechtenstein

Debt% People
Real Estate Mortgage14%
Auto Loan24%
Student Loan3%
Credit Card24%
Personal Loan35%

14% of debtors in Liechtenstein confirm that real estate mortgages constitutes the main part of their outstanding debt while 24% say that credit card payments are the reason they are in debt. Auto loans were the main type of debt for 24% of people and personal loans rose at 35%. Lastly, student loans are the main source of debt for 3% of debtors in Liechtenstein.


About credit score and debt management

Managing debt is a critical aspect of maintaining a favorable credit score. Debt reduction is the first thing you should do improve your financial situation. Getting rid of debt takes precedence over saving money because of interest rates.

Good debt vs. Bad debt

Not all debt is bad. Good debt typically refers to borrowing money for investments that can increase in value or generate income over time like purchasing a home or acquiring student loans. On the other hand, bad debt involves borrowing for things that fail to generate lasting value like high-interest credit card debt used for non-essential expenses like luxury items or vacations.


Loan Affordability Index in Liechtenstein

Besides measuring the loan-to-income ratio, we asked families how many times in a year they defaulted or were unable to pay their due credit card or loan payments on time. Understanding how often people default on their due payments is one of the indicators of the cost of living and economic situation.

Frequency and percentage of people who failed to pay their monthly credit card or loan payments on time last year.

Frequency% People
Never56%
Once a year21%
Twice a year11%
Three times a year8%
Four times a year3%
A typical and healthy budgeting structure. The 50-30-20 rule

A typical and healthy budgeting structure

The 50/30/20 rule

Spending among different people can vary significantly based on factors such as their income, lifestyle, location, and personal preferences. A commonly used guideline for budgeting is the 50/30/20 rule, which suggests allocating your income into three main categories in the following percentages.

  • 50% for needs and financial obligations

    This category includes essential expenses like housing, utilities, groceries, transportation, and healthcare.

  • 30% for wants and discretionary spending

    This category covers discretionary spending on non-essential items, such as dining out, entertainment, travel, and other lifestyle choices.

  • 20% for savings and emergency fund

    This is the percentage that must be allocated to savings, emergency funds, and retirement accounts.

About financial planning, money management, and household budgeting

The 50/30/20 rule is used as a general guideline but may not be the best choice for all people. There are in fact many budgeting plans out there like the 70/20/10 and the 60/20/20 rules, all claiming to be the best. More important than all of this is to establish financial discipline by creating a budget tailored to your specific financial goals and situation. It is very important that your financial outflow be less than your income to maintain a healthy cash flow.

Income and cost of living compatibility. Is it affordable or economical for families to live in Liechtenstein

Affordable living in Liechtenstein

Income and cost of living compatibility

We asked families one simple question and recorded their answers.

Is it affordable or economical to live in Liechtenstein?


Yes
83%
No
17%

Around 83% of surveyed families think that living in Liechtenstein is affordable with proper budgeting while 17% reported that it is just too expensive and not affordable even with frugality and thriftness.

Emergency Funds For Families

An emergency fund is a financial safety net comprised of easily accessible savings set aside to cover unexpected expenses or financial emergencies, typically amounting to three to six months' worth of living expenses. We asked families whether they have an emergency fund and the answers were as follows.

Yes81%

No19%


Based on the survey, 19% of the families living in Liechtenstein said that they don't have an emergency fund while 81% said that they do.

How easily is cost-cutting for families. Are there plenty of low-cost options in Liechtenstein

Low-cost alternatives in Liechtenstein

People are always looking for ways to cut down expenses and reduce expenditures. The hallmark of any affordable place is the availability of discount stores, bargain deals, smart or secondhand shopping, refurbished items, and couponing. We asked families how easily cost-cutting is and the answers were distributed as follows:

Plenty of low-cost options63%

Few low-cost options37%


Based on the survey, 63% of the families living in Liechtenstein have no problem finding low-cost alternatives to support a frugal lifestyle while 37% think that thriftness is difficult due to scarcity in discount markets and secondhand outlets.

Financial goals and targets of families living in Liechtenstein

Financial goals of families in Liechtenstein

In an attempt to understand the economic situation in Liechtenstein, we asked participants about their financial targets. By knowing what the population in general is trying to achieve, we can shed light on the economic outlook, cost of living, and quality of life in general.


Financial Goal% People
Emergency Fund6%
Debt Reduction30%
Retirement Savings7%
Education Funding9%
Homeownership16%
Investing9%
Travel or Lifestyle12%
Healthcare Expenses8%
Financial Independence9%

Around 6% of families said that their main goal is to establish an emergency fund to cover unexpected expenses while 30% said their number one priority is to pay off high-interest debt or loans and improve credit. 7% of surveyed people confirmed that saving for retirement to ensure a comfortable lifestyle in the final years is their main target. Around 9% reported that their priority is saving for the tuition fees and education costs of their children while 16% choose to buy a home or pay off existing mortgage before other things. 9% of the population would like to build wealth through investments such as stocks, bonds, mutual funds, or real estate. For 12% of people, saving for vacations or upgrading their lifestyle is the number one concern. Approximately 8% of the residents said that saving for healthcare expenses including insurance premiums is their main goal.

Financial literacy and difficulty in budgeting and financial planning for families in Liechtenstein

Financial Literacy in

Financial literacy is the knowledge of concepts and principles related to personal finance that allow individuals to make informed decisions regarding their money such as budgeting, saving, investing, borrowing, managing debt, financial risk management, and planning.

Financial Leteracy78%


We asked family guardians and parents in Liechtenstein whether they acquired any adequate personal financial training in their lives. Approximately 22% of the people who participated in the survey said that they are not well informed about the topics of budgeting, saving, etc., and just manage things based on their own experience, while 78% said that they know about the general principles of personal finance from sources other than their own experience.


Difficulty in Budgeting and Financial Planning

We wanted to understand whether families of have problems or difficulties in managing their expenditures and savings so we asked people one simple question: do you struggle with your personal finances? 17% of the participants reported that they indeed struggle in creating budgets and in organizing their finances while 83% said that they have everything under control.

Struggles with finance17%

Easily manages finances83%

Housing and accommodation affordability, property price to income ratio, rent to income ratio, and housing affordability index chart in Liechtenstein

Housing costs, accommodation, and housing affordability in Liechtenstein

Rental costs and house/apartment prices can vary drastically between different areas and locations.


Rent Cost in Liechtenstein

Monthly Rent Prices

Studio apartment monthly rent cost

440 CHF 670 CHF 1,800 CHF
MINIMUM AVERAGE MAXIMUM
$500 $750 $2,000

1-bedroom apartment monthly rent cost

670 CHF 1,100 CHF 2,700 CHF
MINIMUM AVERAGE MAXIMUM
$750 $1,200 $3,000

2-bedroom apartment monthly rent cost

890 CHF 1,300 CHF 3,600 CHF
MINIMUM AVERAGE MAXIMUM
$1,000 $1,500 $4,000

3-bedroom apartment monthly rent cost

1,100 CHF 1,800 CHF 4,800 CHF
MINIMUM AVERAGE MAXIMUM
$1,200 $2,000 $5,500

Furnished apartment monthly rent cost

2,100 CHF 5,300 CHF 11,000 CHF
MINIMUM AVERAGE MAXIMUM
$2,400 $6,000 $12,000

Townhouse monthly rent cost

1,800 CHF 2,700 CHF 7,600 CHF
MINIMUM AVERAGE MAXIMUM
$2,000 $3,000 $8,600

House monthly rent cost

2,100 CHF 5,300 CHF 11,000 CHF
MINIMUM AVERAGE MAXIMUM
$2,400 $6,000 $12,000

Villa monthly rent cost

2,700 CHF 6,700 CHF 11,000 CHF
MINIMUM AVERAGE MAXIMUM
$3,000 $7,500 $12,000

The monthly rental cost of a studio apartment in Liechtenstein ranges between 440 CHF and 1,800 CHF, meanwhile the cost of monthly rental of a one-bedroom apartment can be anywhere from 670 CHF to 2,700 CHF. Two-bedroom rentals rate ranges between 890 CHF and 3,600 CHF per month. The monthly rental for a three-bedroom apartment ranges from 1,100 CHF to 4,800 CHF. The average rent of a townhouse in Liechtenstein is around 2,700 CHF while house rental costs can be as high as 5,300 CHF per month. Finally, if you want to rent a villa, expect to pay anywhere from 2,700 CHF to 11,000 CHF per month.



Apartment and house prices in Liechtenstein

Cost of buying a property

Studio apartment price

89,000 CHF 130,000 CHF 270,000 CHF
MINIMUM AVERAGE MAXIMUM
$100,000 $150,000 $300,000

1-bedroom apartment price

110,000 CHF 180,000 CHF 670,000 CHF
MINIMUM AVERAGE MAXIMUM
$120,000 $200,000 $750,000

2-bedroom apartment price

180,000 CHF 530,000 CHF 1.1M CHF
MINIMUM AVERAGE MAXIMUM
$200,000 $600,000 $1.2M

3-bedroom apartment price

590,000 CHF 890,000 CHF 2.7M CHF
MINIMUM AVERAGE MAXIMUM
$670,000 $1M $3M

Townhouse price

760,000 CHF 1.8M CHF 6.7M CHF
MINIMUM AVERAGE MAXIMUM
$860,000 $2M $7.5M

House price

890,000 CHF 5.3M CHF 7.6M CHF
MINIMUM AVERAGE MAXIMUM
$1M $6M $8.6M

Villa price

1.1M CHF 5.9M CHF 8.9M CHF
MINIMUM AVERAGE MAXIMUM
$1.2M $6.7M $10M

The average price of a studio apartment in Liechtenstein can range from 89,000 CHF to 270,000 CHF depending on location. One bedroom cost can be anywhere from 110,000 CHF to 670,000 CHF. A villa can cost you 5.9M CHF on average with prices ranging from 1.1M CHF to 8.9M CHF.


If you're leasing or purchasing, housing costs in Liechtenstein will probably constitute your biggest expenditure, yet it's an area where you wield considerable influence. This is due to the substantial variance in housing prices across communities. Keep in mind the location of your workplace and the accessibility of essential amenities to prevent negating the savings from lower rental rates with increased transportation expenses.

House / apartment prices to income ratio


Property price to income ratio

( average property price / average monthly income ) x 100


43 x126 monthly income 216
MINIMUM AVERAGE MAXIMUM

Property prices in Liechtenstein can be x126 to x216 multiples of the monthly income depending on the property and the income of the person. On average, property prices are approximately x126 multiples of the average monthly salary in Liechtenstein.



Rent to income ratio


Rent to income ratio

( monthly rental / monthly income ) x 100


23% 33% of income 43%
MINIMUM AVERAGE MAXIMUM

The average rent-to-income ratio in Liechtenstein is around 33%. This means that people pay 33% of their income for rent. Those figures can range from 23% to 43% depending on the salary, location, and type of property.


The housing-to-income ratio is a very important metric to evaluate and measure how affordable living is in a particular area, city, or country since housing comprises the biggest chunk of expenditure. A higher housing to income ratio means that the place is relatively expensive. The figure by itself does tell much. It only starts to make sense when comparing the housing to income ratio across different locations.

Housing affordability index

The housing affordability index measures how affordable accommodation is in a particular place. This can measured in multiple ways, the most common being housing expenditure to total expenditure ratio and the rent to income ratio. The housing expenditure ratio is a figure reported by individuals on the percentage they allocate for housing. Rent to income ratio is calculated by dividing the average monthly rent by the average income. Because these values are both percentages, we can find their average and get the best of the two worlds.

Housing Affordability Index
31%

Property Taxes

Real estate owners pay property taxes to local tax authorities, which are determined by the assessed value of their property. Typically, these taxes are paid once a year. Property tax funds contribute to community development, financing infrastructure improvements, public services, and local education initiatives.


FROM
2.3%
AVERAGE
3.3%
TO
4.3%

Home Maintenance Costs

Home maintenance costs encompass various expenses associated with the upkeep and repair of a residence. These expenditures include regular tasks such as lawn care, pest control, and HVAC system servicing, as well as occasional repairs and renovations like fixing leaks, painting, or replacing appliances.


7.5 CHF 97 CHF 970 CHF
MINIMUM AVERAGE MAXIMUM

Urban vs. rural living costs

Urban living typically entails higher housing and transportation costs due to demand and limited space, while rural areas generally offer lower housing expenses but may have higher prices for goods and services. The differnce in rental rates between urban areas and rural areas can be as high as 300% in some cases.

Monthly costs and expenses of energy and basic utilities in Liechtenstein

Utilities expenditure can vary slightly between different areas and locations.


Energy, electricity, water, gas, internet, and mobile cost in Liechtenstein

Utility Bill Cost / Electricity + Water + Gas / Family

130 CHF 370 CHF 2,400 CHF
MINIMUM AVERAGE MAXIMUM
$150 $420 $2,700

Internet and cable cost

27 CHF 53 CHF 71 CHF
MINIMUM AVERAGE MAXIMUM
$30 $60 $80

Mobile phone bill and charges

21 CHF 36 CHF 110 CHF
MINIMUM AVERAGE MAXIMUM
$24 $40 $120

Because most utility bills club electricity, water, and gas costs in one bill, we can't provide a breakup for each type of utility and will display electricity, gas, and water as single cost.


The average monthly energy and water consumption of families is around 370 CHF. The cost of internet and WiFi ranges from 27 CHF to 71 CHF with 53 CHF being the average internet bill. Finally, the average monthly mobile charges is around 36 CHF but can range between 21 CHF and 110 CHF depending on consumption. Mobile charges include both calling minutes as well as data packages.


Energy / Utility expense to income ratio


( monthly utility expenses / monthly income ) x 100


2% 5% of income 9%
MINIMUM AVERAGE MAXIMUM

The average utility-to-income ratio in Liechtenstein is around 5%. This means that people pay 5% of their income for energy, water, internet, and mobile charges. Those figures can range from 2% to 9% depending on salary and location.

Food Prices, Dining Expenses, and Grocery Costs in Liechtenstein

Grocery / Food expenditure and prices can vary drastically between different areas and locations.


Prices and cost of goods and services in Liechtenstein

Dining out, food, and beverages costs. Price variations for common food items.

Fast food combo meal price

5.3 CHF 11 CHF 18 CHF
MINIMUM AVERAGE MAXIMUM
$6 $12 $20

The average price of a regular combo meal at a fast food outlet or chain like McDonald's, Pizzahut, or KFC in Liechtenstein is approximatly 11 CHF with meal cost ranging from 5.3 CHF to 18 CHF. The typical combo meal consists of a burger, french fries, and a drink.

Restaurant meal for one price

18 CHF 27 CHF 53 CHF
MINIMUM AVERAGE MAXIMUM
$20 $30 $60

If you are planning to have a nice meal at a mid-range restaurant, expect to pay anywhere between 18 CHF and 53 CHF with 27 CHF being the average price of a plate for one person at a regular restaurant in Liechtenstein.

Fine dining meal for one price

36 CHF 53 CHF 210 CHF
MINIMUM AVERAGE MAXIMUM
$40 $60 $240

The price range of a meal at fine-dining restaurant is 36 CHF to 210 CHF with the average cost being 53 CHF for one person. This is what you would expect to pay a top-tier diner in Liechtenstein.

Beverage prices, cappuccino, latte etc..

4.4 CHF 7.1 CHF 11 CHF
MINIMUM AVERAGE MAXIMUM
$5 $8 $12

The average price of a regular beverage like cappuccino or latte at Starbucks, Costa, or similar coffee shops and cafes in Liechtenstein is around 7.1 CHF. Price ranges between 4.4 CHF and 11 CHF depending on the type of beverage, the size, and optional add-ons.



Grocery and market costs

Large bottle of milk price

3.6 CHF 4.3 CHF 5.3 CHF
MINIMUM AVERAGE MAXIMUM
$4 $4.8 $6

The average price of a large bottle of milk in Liechtenstein is 4.3 CHF. The maximum what you would pay for milk is 5.3 CHF and the minimum being 3.6 CHF depending on the brand of milk and other properties.

12 eggs price

2.7 CHF 3.6 CHF 5.3 CHF
MINIMUM AVERAGE MAXIMUM
$3 $4 $6

A dozen eggs costs around 3.6 CHF on average with 2.7 CHF and 5.3 CHF being the lower and upper limits respectively.

Fresh whole chicken price

6.1 CHF 7.8 CHF 11 CHF
MINIMUM AVERAGE MAXIMUM
$6.8 $8.8 $13

The price range of a fresh whole chicken in Liechtenstein is between 6.1 CHF and 11 CHF depending on the size of the chicken and whether it is oraganic or not. The average price is approximatly 7.8 CHF.

Pack of beef price

7.1 CHF 11 CHF 21 CHF
MINIMUM AVERAGE MAXIMUM
$8 $12 $24

The price of a regular pack of beef or meat is around 11 CHF. A pack of beef contains around 1Kg or 1lb depending on packing.

Medium bag of rice price

2.9 CHF 3.9 CHF 5.6 CHF
MINIMUM AVERAGE MAXIMUM
$3.2 $4.4 $6.3

A bag of rice in Liechtenstein costs around 3.9 CHF on average with prices rangeing between 2.9 CHF and 5.6 CHF depending on the brand and quality.

Bag of tomatos price

1.1 CHF 1.4 CHF 2.7 CHF
MINIMUM AVERAGE MAXIMUM
$1.2 $1.6 $3

A bag of tomatoes costs anywhere from 1.1 CHF to 2.7 CHF. A bag of tomatoes denotes 1Kg or 1lb depending on location.

Bag of apples price

1.9 CHF 2.5 CHF 4.1 CHF
MINIMUM AVERAGE MAXIMUM
$2.1 $2.8 $4.6

A bag of apples costs 2.5 CHF on average. A bag of apples denotes 1Kg or 1lb depending on location.


Grocery and food expenditure to income ratio


( monthly grocery expenses / monthly income ) x 100


17% 25% of income 31%
MINIMUM AVERAGE MAXIMUM

The average grocery-to-income ratio in Liechtenstein is around 25%. This means that families spend 25% of their income on grocery and basic household items. The expenditure can range from 17% to 31% depending on salary and location.


Expenditure on food and grocery for families

Families' spending on grocery ranges from 470 CHF to 8,800 CHF with the location, income, and size of the family being the most determinite factors.

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