Cost Of Living For a Family in Seychelles 2025

Family cost of living chart - average monthly expenditure in Seychelles

Average monthly spending for families in Seychelles

We consider a family to be a member of four members, two adults and two children. This is the most common type of family. From the figures below, it should be fairly easy to calculate the average spending for families of different sizes.

Average Monthly Expenditure

Currency: SCR
10,000 29,000 190,000
MINIMUM AVERAGE MAXIMUM
$760 $2,200 $14,000

How much money does a family need in a month to survive in Seychelles?

Families in Seychelles spend around 29,000 SCR per month on average. Depending on the lifestyle, a family can survive with a monthly budget as low as 10,000 SCR or as high as 190,000 SCR. Location and income are very important factors and have a huge influence on expenditure and budget.


Prices and cost of goods and services in Seychelles


Chart showing the prices and cost of grocery, food, restaurant meals, market, and beverages in Seychelles

Dining, food, and beverages costs


Fast food combo meal

20 SCR 39 SCR 66 SCR
MINIMUM AVERAGE MAXIMUM
$1.5 $3 $4.9

Restaurant meal for one

66 SCR 99 SCR 200 SCR
MINIMUM AVERAGE MAXIMUM
$4.9 $7.4 $15

Fine dining meal for one

130 SCR 200 SCR 790 SCR
MINIMUM AVERAGE MAXIMUM
$9.9 $15 $59

Cappuccino or latte

16 SCR 26 SCR 39 SCR
MINIMUM AVERAGE MAXIMUM
$1.2 $2 $3

Grocery and market costs


Milk large bottle

13 SCR 16 SCR 20 SCR
MINIMUM AVERAGE MAXIMUM
$0.99 $1.2 $1.5

12 eggs

9.9 SCR 13 SCR 20 SCR
MINIMUM AVERAGE MAXIMUM
$0.74 $0.99 $1.5

Fresh whole chicken

22 SCR 29 SCR 41 SCR
MINIMUM AVERAGE MAXIMUM
$1.7 $2.2 $3.1

Pack of beef

26 SCR 39 SCR 79 SCR
MINIMUM AVERAGE MAXIMUM
$2 $3 $5.9

Medium bag of rice

11 SCR 14 SCR 21 SCR
MINIMUM AVERAGE MAXIMUM
$0.80 $1.1 $1.5

Bag of tomatos

3.9 SCR 5.3 SCR 9.9 SCR
MINIMUM AVERAGE MAXIMUM
$0.30 $0.39 $0.74

Bag of apples

7 SCR 9.2 SCR 15 SCR
MINIMUM AVERAGE MAXIMUM
$0.53 $0.69 $1.1
Chart showing the prices and cost of commute, travel, and transportation in Seychelles


Commute, travel, and transportation costs


20 minutes taxi ride

16 SCR 20 SCR 39 SCR
MINIMUM AVERAGE MAXIMUM
$1.2 $1.5 $3

Average car full tank

99 SCR 130 SCR 260 SCR
MINIMUM AVERAGE MAXIMUM
$7.4 $9.9 $20

Average car 1-day rental

99 SCR 130 SCR 200 SCR
MINIMUM AVERAGE MAXIMUM
$7.4 $9.9 $15

Average car price

49,000 SCR 99,000 SCR 130,000 SCR
MINIMUM AVERAGE MAXIMUM
$3,700 $7,400 $9,900

Bus ticket one way

3.3 SCR 4.9 SCR 9.9 SCR
MINIMUM AVERAGE MAXIMUM
$0.25 $0.37 $0.74

Car Service

130 SCR 200 SCR 390 SCR
MINIMUM AVERAGE MAXIMUM
$9.9 $15 $30
Chart showing the prices and cost of utility, energy, water, and gas in Seychelles


Utility cost (monthly)


Utility Bill - Family

510 SCR 1,500 SCR 9,400 SCR
MINIMUM AVERAGE MAXIMUM
$38 $110 $710

Internet and cable

99 SCR 200 SCR 260 SCR
MINIMUM AVERAGE MAXIMUM
$7.4 $15 $20

Mobile phone charges

79 SCR 130 SCR 390 SCR
MINIMUM AVERAGE MAXIMUM
$5.9 $9.9 $30

Leisure and activities costs


Movie ticket

49 SCR 66 SCR 99 SCR
MINIMUM AVERAGE MAXIMUM
$3.7 $4.9 $7.4

One month gym membership

160 SCR 200 SCR 390 SCR
MINIMUM AVERAGE MAXIMUM
$12 $15 $30
Chart showing the prices and cost of clothing and accessories in Seychelles


Cloths and accessories costs


Pair of jeans or pants

120 SCR 160 SCR 250 SCR
MINIMUM AVERAGE MAXIMUM
$8.7 $12 $18

Woman dress

110 SCR 150 SCR 490 SCR
MINIMUM AVERAGE MAXIMUM
$8.2 $11 $37

Woman shoes

100 SCR 140 SCR 330 SCR
MINIMUM AVERAGE MAXIMUM
$7.8 $11 $25

Men's shoes

90 SCR 110 SCR 220 SCR
MINIMUM AVERAGE MAXIMUM
$6.7 $8.2 $16

Men suit

99 SCR 120 SCR 660 SCR
MINIMUM AVERAGE MAXIMUM
$7.4 $9.2 $49

Regular t-shirt

49 SCR 66 SCR 200 SCR
MINIMUM AVERAGE MAXIMUM
$3.7 $4.9 $15
Chart showing the prices and cost of housing, accommodation, and rent in Seychelles


Housing costs / monthly rent


Studio apartment

1,600 SCR 2,500 SCR 6,600 SCR
MINIMUM AVERAGE MAXIMUM
$120 $180 $490

1-bedroom apartment

2,500 SCR 3,900 SCR 9,900 SCR
MINIMUM AVERAGE MAXIMUM
$180 $300 $740

2-bedroom apartment

3,300 SCR 4,900 SCR 13,000 SCR
MINIMUM AVERAGE MAXIMUM
$250 $370 $990

Housing costs / Buying


Studio apartment

330,000 SCR 490,000 SCR 990,000 SCR
MINIMUM AVERAGE MAXIMUM
$25,000 $37,000 $74,000

1-bedroom apartment

390,000 SCR 660,000 SCR 2.5M SCR
MINIMUM AVERAGE MAXIMUM
$30,000 $49,000 $180,000

2-bedroom apartment

660,000 SCR 2M SCR 3.9M SCR
MINIMUM AVERAGE MAXIMUM
$49,000 $150,000 $300,000
Chart showing the prices and cost of furniture in Seychelles


Furniture Costs


King Size Bed

2,000 SCR 2,500 SCR 3,300 SCR
MINIMUM AVERAGE MAXIMUM
$150 $180 $250

Double Bed

1,300 SCR 2,000 SCR 2,500 SCR
MINIMUM AVERAGE MAXIMUM
$99 $150 $180

Single Bed

1,200 SCR 1,500 SCR 2,000 SCR
MINIMUM AVERAGE MAXIMUM
$87 $110 $150

Living Room

2,200 SCR 2,800 SCR 9,900 SCR
MINIMUM AVERAGE MAXIMUM
$160 $210 $740

Dining Table

990 SCR 1,300 SCR 2,500 SCR
MINIMUM AVERAGE MAXIMUM
$74 $99 $180

Sofa or Couch

1,300 SCR 1,800 SCR 3,900 SCR
MINIMUM AVERAGE MAXIMUM
$99 $130 $300
Chart showing the prices and cost of electronic devices and appliances in Seychelles


Electronics and House Appliance Costs


TV Set

1,300 SCR 2,000 SCR 3,900 SCR
MINIMUM AVERAGE MAXIMUM
$99 $150 $300

Fridge or Freezer

1,200 SCR 1,800 SCR 2,500 SCR
MINIMUM AVERAGE MAXIMUM
$87 $130 $180

Washing Machine

1,500 SCR 2,200 SCR 3,900 SCR
MINIMUM AVERAGE MAXIMUM
$110 $160 $300

Stove or Cooker

1,400 SCR 1,800 SCR 2,500 SCR
MINIMUM AVERAGE MAXIMUM
$110 $130 $180

Mobile Phone

1,600 SCR 2,000 SCR 2,800 SCR
MINIMUM AVERAGE MAXIMUM
$120 $150 $210

Laptop or Computer

1,800 SCR 2,200 SCR 3,900 SCR
MINIMUM AVERAGE MAXIMUM
$130 $160 $300
Family cost of living and expenditure to income ratio in Seychelles

Family expenditure to income ratio in Seychelles

Analysing the how affordable it is for families to live in Seychelles

One of the most definite ways to determine how affordable a place is measuring the ratio of expenses to salary. A high expense-to-income to ratio indicates a high cost-of-living index while a low expenditure-to-salary ratio means the place is affordable to live in. Families usually spend a larger chunk of their income than other population groups. A typical and healthy expenditure percentage for a family of four ranges between 70% to 80%.


Spending to Income Ratio

88%

81% to 99%

( expenditure / income ) x 100


Families in Seychelles spend around 88% of their monthly income. Some families spend as low as 81% of their income while some as high as 99%.

Distribution of monthly cost of living expenses of a family in Seychelles

How do families spend their money in Seychelles?

We asked thousands of families about their spending habits and expenditure break down.


The percentage figures in this section are percentages of total spending not income. If you would like to see the percentage of expenses as related to income or salary, see other sections.

Housing and accomodation expenditure for families

Accomodation Cost28%

28% of total expenses on average (23% to 38%)

LOW$240   3,200 SCR
AVERAGE$700   9,300 SCR
HIGH$4,500   60,000 SCR
Per Month

Families in Seychelles typically spend from 23% to 38% of their total monthly expenditure on housing with 28% being the average. The average monthly spend on housing is 9,300 SCR with expenditure ranging from 3,200 SCR to 60,000 SCR. This cost mainly goes for rent but it also includes other accommodation-related expenses.

Electricity, utilities, energy, water, internet, and mobile expenditure for families

Cost of utilities5%

5% of total expenses on average (3% to 8%)

LOW$38   510 SCR
AVERAGE$110   1,500 SCR
HIGH$710   9,400 SCR
Per Month

Utility expenditure like electricity, water, and gas in Seychelles ranges from 3% to 8% of total expenses with 5% being the average for most families. The average monthly cost of utilities is 1,500 SCR with 510 SCR and 9,400 SCR being the upper and lower limits for a family of four.

Transport, fuel, and commute expenditure for families

Cost of transport and fuel6%

6% of total expenses on average (4% to 8%)

LOW$76   1,000 SCR
AVERAGE$220   2,900 SCR
HIGH$1,400   19,000 SCR
Per Month

Fuel consumption and cost of transport depend heavily on whether a family resides near school and work, but roughly speaking a family would expect to spend from 1,000 SCR to 19,000 SCR in a month on commuting with 2,900 SCR being the norm for most families. This means that money spent on transport constitutes about 6% of total spending on average but can go as low as 4% or as high as 8%.

Food, groceries, and basic shopping expenditure for families

Food and Groceries Cost20%

20% of total expenses on average (13% to 26%)

LOW$140   1,800 SCR
AVERAGE$390   5,200 SCR
HIGH$2,500   34,000 SCR
Per Month

The average outlay on groceries and basic houshold items for a typical family in a month in Seychelles is 5,200 SCR. The cost of groceries can range between 1,800 SCR to 34,000 SCR. Families spend on average about 20% on food and groceries with upper and lower bounds of 13% and 26% respectively.

Healthcare and medical services expenditure for families

Cost of healthcare10%

10% of total expenses on average (6% to 15%)

LOW$69   910 SCR
AVERAGE$220   2,900 SCR
HIGH$1,100   15,000 SCR
Per Month

Families in Seychelles allocate 6% to 15% of their total monthly expenditure to healthcare including health insurance and out-of-pocket medical expenses. The average spending on medical services and clinic visits is around 10%. The range of medical expenses range from 910 SCR to 15,000 SCR with 2,900 SCR being the norm for most families.

Leisure and shopping expenditure for families

Cost of leisure and shopping3%

3% of total expenses on average (2% to 7%)

LOW$38   510 SCR
AVERAGE$110   1,500 SCR
HIGH$710   9,400 SCR
Per Month

This category mostly contains discretionary or non-essential expenses but also some non-discretionary spending like furniture for example. The monthly expenses range from 510 SCR to 9,400 SCR with 1,500 SCR being the average. Speaking of percentages, that equates to 2% to 7% of total expenses with an average of 3% for most families.

Education and schooling expenditure for families

Cost of education and schooling14%

14% of total expenses on average (7% to 22%)

LOW$110   1,400 SCR
AVERAGE$300   4,100 SCR
HIGH$2,000   26,000 SCR
Per Month

Spending on education can vary drastically between different families. On average, education constitutes 14% of the monthly expenditure of families with 7% and 22% being the lower and upper bounds respectively. The average reported education cost is 4,100 SCR per month with 1,400 SCR being the minimum spent amount and 26,000 SCR being the maximum.

Other Expenses15%

15% of total expenses on average (8% to 20%)

LOW$61   810 SCR
AVERAGE$170   2,300 SCR
HIGH$1,100   15,000 SCR
Per Month
Percentage of families who manage to save money from their income every month in Seychelles

What percentage of families in Seychelles are able to save money and how much can they save?


Percentage of families that reported their ability to save money


Saving Money
57%
Not Saving
43%

Almost 57% of surveyed families in Seychelles said that they can save some money at the end of each month while 43% reported that they have to utilize their whole income to survive.


Family savings to income ratio in Seychelles

Savings-to-Income Ratio

The savings-to-income ratio is measured as the percentage of income that people save over a specific period and it is simply calculated by dividing the saved money by total income and then multiplying the result by 100. (Savings / Income) x 100.


How much money do families manage to add to their savings?

The amount of money that people can afford to save depends hugely on their income. It is better to focus on the percentage when trying to understand saving patterns.

Saving to Income Ratio

9% 16% of income 28%
MINIMUM AVERAGE MAXIMUM

Average Monthly Saved Amount

3,600 SCR
$270
10,000 SCR
$780
68,000 SCR
$5,100
MINIMUM AVERAGE MAXIMUM

Savings to income distribution levels for families

Saving To Income Ratio% Families
0% - 10%38%
10% - 20%29%
20% - 30%20%
30% - 40%6%
40% - 50%5%
> 50%2%

Interpretation and Analysis

Families that are able to save money can put anywhere from 9% to 28% of their monthly income to their savings, with 16% being the average for most families. The average monthly amount of money that families can put aside is 10,000 SCR with 3,600 SCR and 68,000 SCR being the minimum and maximum respectively.

Reasons that make it difficult for families to save money in Seychelles

Saving Challenges in Seychelles

Reasons that make it difficult for families to save money

We wanted to understand what is stopping families from maximizing their savings in Seychelles. Listed below are the answers given by the survey participants.


Reason% People
Low Income6%
High Expenses9%
Debt and Loans17%
Lack of Budgeting Skills11%
Impulsive Spending10%
Financial Emergencies6%
Living the moment6%
Will do it later18%
Inflation11%
Social Pressure3%
Market Instability3%

Around 6% of the families said that their salary is too low to accommodate a portion for savings while 9% said that the high cost of living leaves little room for savings. 17% of the residents said that they are burdened with debt and find it challenging to save money. 11% reported that they just don't have the knowledge or discipline to create and stick to a budget, leading to overspending and an inability to save. 10% of families blamed impulsive spending as the reason for saving inability. Around 6% said that unexpected expenses like medical bills or car repairs are derailing their savings goals. 6% bluntly said that they don't see the purpose of it and prefer to live each day to the fullest. 18% reported that they understand the value of saving but are putting off saving for the future, thinking they have plenty of time to start later. 11% blamed inflation, saying that every time they save some money they end up using it immediately. A surprising 3% said that social pressure and keeping up with peers or social expectations makes them overspend. Lastly, 3% blamed market instability and price fluctuations.

Where do families choose to put their savings in Seychelles

Typical saving choices for families in Seychelles

Where do people choose to put their savings?


Saving Type% People
Emergency Funds11%
Gold11%
Savings Accounts17%
Retirement Accounts11%
Cash Savings17%
Real Estate10%
Investment6%
Stocks5%
Bonds6%
Mutual Funds3%
Certificates of Deposit3%
A typical and healthy budgeting structure. The 50-30-20 rule

A typical and healthy budgeting structure

The 50/30/20 rule

Spending among different people can vary significantly based on factors such as their income, lifestyle, location, and personal preferences. A commonly used guideline for budgeting is the 50/30/20 rule, which suggests allocating your income into three main categories in the following percentages.

  • 50% for needs and financial obligations

    This category includes essential expenses like housing, utilities, groceries, transportation, and healthcare.

  • 30% for wants and discretionary spending

    This category covers discretionary spending on non-essential items, such as dining out, entertainment, travel, and other lifestyle choices.

  • 20% for savings and emergency fund

    This is the percentage that must be allocated to savings, emergency funds, and retirement accounts.

About financial planning, money management, and household budgeting

The 50/30/20 rule is used as a general guideline but may not be the best choice for all people. There are in fact many budgeting plans out there like the 70/20/10 and the 60/20/20 rules, all claiming to be the best. More important than all of this is to establish financial discipline by creating a budget tailored to your specific financial goals and situation. It is very important that your financial outflow be less than your income to maintain a healthy cash flow.

Income and cost of living compatibility. Is it affordable or economical for families to live in Seychelles

Affordable living in Seychelles

Income and cost of living compatibility

We asked families one simple question and recorded their answers.

Is it affordable or economical to live in Seychelles?


Yes
65%
No
35%

Around 65% of surveyed families think that living in Seychelles is affordable with proper budgeting while 35% reported that it is just too expensive and not affordable even with frugality and thriftness.

How easily is cost-cutting for families. Are there plenty of low-cost options in Seychelles

Low-cost alternatives in Seychelles

People are always looking for ways to cut down expenses and reduce expenditures. The hallmark of any affordable place is the availability of discount stores, bargain deals, smart or secondhand shopping, refurbished items, and couponing. We asked families how easily cost-cutting is and the answers were distributed as follows:

Plenty of low-cost options59%

Few low-cost options41%


Based on the survey, 59% of the families living in Seychelles have no problem finding low-cost alternatives to support a frugal lifestyle while 41% think that thriftness is difficult due to scarcity in discount markets and secondhand outlets.

Emergency Funds For Families

An emergency fund is a financial safety net comprised of easily accessible savings set aside to cover unexpected expenses or financial emergencies, typically amounting to three to six months' worth of living expenses. We asked families of Seychelles whether they have an emergency fund and the answers were as follows.

Yes64%

No36%


Based on the survey, 36% of the families living in Seychelles said that they don't have an emergency fund while 64% said that they do.

Financial literacy and difficulty in budgeting and financial planning for families in Seychelles

Financial Literacy in Seychelles

Financial literacy is the knowledge of concepts and principles related to personal finance that allow individuals to make informed decisions regarding their money such as budgeting, saving, investing, borrowing, managing debt, financial risk management, and planning.

Financial Leteracy60%


We asked family guardians and parents in Seychelles whether they acquired any adequate personal financial training in their lives. Approximately 40% of the people who participated in the survey said that they are not well informed about the topics of budgeting, saving, etc., and just manage things based on their own experience, while 60% said that they know about the general principles of personal finance from sources other than their own experience.


Difficulty in Budgeting and Financial Planning

We wanted to understand whether families of Seychelles have problems or difficulties in managing their expenditures and savings so we asked people one simple question: do you struggle with your personal finances? 35% of the participants reported that they indeed struggle in creating budgets and in organizing their finances while 65% said that they have everything under control.

Struggles with finance35%

Easily manages finances65%

Financial goals and targets of families living in Seychelles

Financial goals of families in Seychelles

In an attempt to understand the economic situation in Seychelles, we asked participants about their financial targets. By knowing what the population in general is trying to achieve, we can shed light on the economic outlook, cost of living, and quality of life in general.


Financial Goal% People
Emergency Fund7%
Debt Reduction36%
Retirement Savings8%
Education Funding8%
Homeownership17%
Investing8%
Travel or Lifestyle9%
Healthcare Expenses10%
Financial Independence7%

Around 7% of families said that their main goal is to establish an emergency fund to cover unexpected expenses while 36% said their number one priority is to pay off high-interest debt or loans and improve credit. 8% of surveyed people confirmed that saving for retirement to ensure a comfortable lifestyle in the final years is their main target. Around 8% reported that their priority is saving for the tuition fees and education costs of their children while 17% choose to buy a home or pay off existing mortgage before other things. 8% of the population would like to build wealth through investments such as stocks, bonds, mutual funds, or real estate. For 9% of people, saving for vacations or upgrading their lifestyle is the number one concern. Approximately 10% of the residents said that saving for healthcare expenses including insurance premiums is their main goal.

Chart showing the percentage of families who are in debt in Seychelles

Debt, loans, and mortgages in Seychelles


Percentage of families who are in debt


In Debt
27%
Debt Free
73%

According to the survey, 27% of the families in Seychelles have some kind of debt, loan, mortgage, or credit card payments while 73% reported that they don't have financial obligations to banks.


Chart showing debt-to-income ratio in Seychelles

Debt-to-income ratio in Seychelles

Debt to income ratio

29%

21% to 39%

( monthly debt payment / monthly income ) x 100

Interpretation

The debt-to-income ratio measures the percentage of income being paid as debt settlement across the population. It is calculated by dividing the monthly debt settlement payment of an individual by their monthly income. Based on collected data, approximately 29% of a family's monthly income in Seychelles goes to debt settlement.


Debt levels

Monthly debt settlement payment as percentage of monthly income

Debt-to-income ratio% People
> 60%3%
50% - 60%13%
40% - 50%12%
30% - 40%14%
20% - 30%14%
10% - 20%17%
0% - 10%27%

According to our data, 3% of the debtors in Seychelles pay 60%+ of their income as debt settlement while 13% of the people pay 50% to 60% of their income for the same, which is quite an alarming financial situation for those individuals. 12% of people in debt dedicate 40% to 50% of their income to loan and mortgage payments while 14% dedicated 30% to 40% of income for same. Things are looking brighter for 14% of individuals as they only pay 20% to 30% of their income for loan and credit card repayment.


Distribution by type of debt in Seychelles

Debt% People
Real Estate Mortgage12%
Auto Loan20%
Student Loan3%
Credit Card26%
Personal Loan38%

12% of debtors in Seychelles confirm that real estate mortgages constitutes the main part of their outstanding debt while 26% say that credit card payments are the reason they are in debt. Auto loans were the main type of debt for 20% of people and personal loans rose at 38%. Lastly, student loans are the main source of debt for 3% of debtors in Seychelles.


About credit score and debt management

Managing debt is a critical aspect of maintaining a favorable credit score. Debt reduction is the first thing you should do improve your financial situation. Getting rid of debt takes precedence over saving money because of interest rates.

Good debt vs. Bad debt

Not all debt is bad. Good debt typically refers to borrowing money for investments that can increase in value or generate income over time like purchasing a home or acquiring student loans. On the other hand, bad debt involves borrowing for things that fail to generate lasting value like high-interest credit card debt used for non-essential expenses like luxury items or vacations.


Loan Affordability Index in Seychelles

Besides measuring the loan-to-income ratio, we asked families of Seychelles how many times in a year they defaulted or were unable to pay their due credit card or loan payments on time. Understanding how often people default on their due payments is one of the indicators of the cost of living and economic situation.

Frequency and percentage of people who failed to pay their monthly credit card or loan payments on time last year.

Frequency% People
Never54%
Once a year23%
Twice a year12%
Three times a year8%
Four times a year4%
Housing and accommodation affordability, property price to income ratio, rent to income ratio, and housing affordability index chart in Seychelles

Housing costs, accommodation, and housing affordability in Seychelles

Rental costs and house/apartment prices can vary drastically between different areas and locations.


Rent Cost in Seychelles

Monthly Rent Prices

Studio apartment monthly rent cost

1,600 SCR 2,500 SCR 6,600 SCR
MINIMUM AVERAGE MAXIMUM
$120 $180 $490

1-bedroom apartment monthly rent cost

2,500 SCR 3,900 SCR 9,900 SCR
MINIMUM AVERAGE MAXIMUM
$180 $300 $740

2-bedroom apartment monthly rent cost

3,300 SCR 4,900 SCR 13,000 SCR
MINIMUM AVERAGE MAXIMUM
$250 $370 $990

3-bedroom apartment monthly rent cost

3,900 SCR 6,600 SCR 18,000 SCR
MINIMUM AVERAGE MAXIMUM
$300 $490 $1,300

Furnished apartment monthly rent cost

7,900 SCR 20,000 SCR 39,000 SCR
MINIMUM AVERAGE MAXIMUM
$590 $1,500 $3,000

Townhouse monthly rent cost

6,600 SCR 9,900 SCR 28,000 SCR
MINIMUM AVERAGE MAXIMUM
$490 $740 $2,100

House monthly rent cost

7,900 SCR 20,000 SCR 39,000 SCR
MINIMUM AVERAGE MAXIMUM
$590 $1,500 $3,000

Villa monthly rent cost

9,900 SCR 25,000 SCR 39,000 SCR
MINIMUM AVERAGE MAXIMUM
$740 $1,800 $3,000

The monthly rental cost of a studio apartment in Seychelles ranges between 1,600 SCR and 6,600 SCR, meanwhile the cost of monthly rental of a one-bedroom apartment can be anywhere from 2,500 SCR to 9,900 SCR. Two-bedroom rentals rate ranges between 3,300 SCR and 13,000 SCR per month. The monthly rental for a three-bedroom apartment ranges from 3,900 SCR to 18,000 SCR. The average rent of a townhouse in Seychelles is around 9,900 SCR while house rental costs can be as high as 20,000 SCR per month. Finally, if you want to rent a villa, expect to pay anywhere from 9,900 SCR to 39,000 SCR per month.



Apartment and house prices in Seychelles

Cost of buying a property

Studio apartment price

330,000 SCR 490,000 SCR 990,000 SCR
MINIMUM AVERAGE MAXIMUM
$25,000 $37,000 $74,000

1-bedroom apartment price

390,000 SCR 660,000 SCR 2.5M SCR
MINIMUM AVERAGE MAXIMUM
$30,000 $49,000 $180,000

2-bedroom apartment price

660,000 SCR 2M SCR 3.9M SCR
MINIMUM AVERAGE MAXIMUM
$49,000 $150,000 $300,000

3-bedroom apartment price

2.2M SCR 3.3M SCR 9.9M SCR
MINIMUM AVERAGE MAXIMUM
$160,000 $250,000 $740,000

Townhouse price

2.8M SCR 6.6M SCR 25M SCR
MINIMUM AVERAGE MAXIMUM
$210,000 $490,000 $1.8M

House price

3.3M SCR 20M SCR 28M SCR
MINIMUM AVERAGE MAXIMUM
$250,000 $1.5M $2.1M

Villa price

3.9M SCR 22M SCR 33M SCR
MINIMUM AVERAGE MAXIMUM
$300,000 $1.6M $2.5M

The average price of a studio apartment in Seychelles can range from 330,000 SCR to 990,000 SCR depending on location. One bedroom cost can be anywhere from 390,000 SCR to 2.5M SCR. A villa can cost you 22M SCR on average with prices ranging from 3.9M SCR to 33M SCR.


If you're leasing or purchasing, housing costs in Seychelles will probably constitute your biggest expenditure, yet it's an area where you wield considerable influence. This is due to the substantial variance in housing prices across communities. Keep in mind the location of your workplace and the accessibility of essential amenities to prevent negating the savings from lower rental rates with increased transportation expenses.

House / apartment prices to income ratio


Property price to income ratio

( average property price / average monthly income ) x 100


37 x108 monthly income 205
MINIMUM AVERAGE MAXIMUM

Property prices in Seychelles can be x108 to x205 multiples of the monthly income depending on the property and the income of the person. On average, property prices are approximately x108 multiples of the average monthly salary in Seychelles.



Rent to income ratio


Rent to income ratio

( monthly rental / monthly income ) x 100


21% 31% of income 41%
MINIMUM AVERAGE MAXIMUM

The average rent-to-income ratio in Seychelles is around 31%. This means that people pay 31% of their income for rent. Those figures can range from 21% to 41% depending on the salary, location, and type of property.


The housing-to-income ratio is a very important metric to evaluate and measure how affordable living is in a particular area, city, or country since housing comprises the biggest chunk of expenditure. A higher housing to income ratio means that the place is relatively expensive. The figure by itself does tell much. It only starts to make sense when comparing the housing to income ratio across different locations.

Housing affordability index

The housing affordability index measures how affordable accommodation is in a particular place. This can measured in multiple ways, the most common being housing expenditure to total expenditure ratio and the rent to income ratio. The housing expenditure ratio is a figure reported by individuals on the percentage they allocate for housing. Rent to income ratio is calculated by dividing the average monthly rent by the average income. Because these values are both percentages, we can find their average and get the best of the two worlds.

Housing Affordability Index
29%

Property Taxes

Real estate owners pay property taxes to local tax authorities, which are determined by the assessed value of their property. Typically, these taxes are paid once a year. Property tax funds contribute to community development, financing infrastructure improvements, public services, and local education initiatives.


FROM
2.1%
AVERAGE
3.1%
TO
4.1%

Home Maintenance Costs

Home maintenance costs encompass various expenses associated with the upkeep and repair of a residence. These expenditures include regular tasks such as lawn care, pest control, and HVAC system servicing, as well as occasional repairs and renovations like fixing leaks, painting, or replacing appliances.


29 SCR 380 SCR 3,800 SCR
MINIMUM AVERAGE MAXIMUM

Urban vs. rural living costs

Urban living typically entails higher housing and transportation costs due to demand and limited space, while rural areas generally offer lower housing expenses but may have higher prices for goods and services. The differnce in rental rates between urban areas and rural areas can be as high as 300% in some cases.

Monthly costs and expenses of energy and basic utilities in Seychelles

Utilities expenditure can vary slightly between different areas and locations.


Energy, electricity, water, gas, internet, and mobile cost in Seychelles

Utility Bill Cost / Electricity + Water + Gas / Family

510 SCR 1,500 SCR 9,400 SCR
MINIMUM AVERAGE MAXIMUM
$38 $110 $710

Internet and cable cost

99 SCR 200 SCR 260 SCR
MINIMUM AVERAGE MAXIMUM
$7.4 $15 $20

Mobile phone bill and charges

79 SCR 130 SCR 390 SCR
MINIMUM AVERAGE MAXIMUM
$5.9 $9.9 $30

Because most utility bills club electricity, water, and gas costs in one bill, we can't provide a breakup for each type of utility and will display electricity, gas, and water as single cost.


The average monthly energy and water consumption of families is around 1,500 SCR. The cost of internet and WiFi ranges from 99 SCR to 260 SCR with 200 SCR being the average internet bill. Finally, the average monthly mobile charges is around 130 SCR but can range between 79 SCR and 390 SCR depending on consumption. Mobile charges include both calling minutes as well as data packages.


Energy / Utility expense to income ratio


( monthly utility expenses / monthly income ) x 100


3% 6% of income 10%
MINIMUM AVERAGE MAXIMUM

The average utility-to-income ratio in Seychelles is around 6%. This means that people pay 6% of their income for energy, water, internet, and mobile charges. Those figures can range from 3% to 10% depending on salary and location.

Food Prices, Dining Expenses, and Grocery Costs in Seychelles

Grocery / Food expenditure and prices can vary drastically between different areas and locations.


Prices and cost of goods and services in Seychelles

Dining out, food, and beverages costs. Price variations for common food items.

Fast food combo meal price

20 SCR 39 SCR 66 SCR
MINIMUM AVERAGE MAXIMUM
$1.5 $3 $4.9

The average price of a regular combo meal at a fast food outlet or chain like McDonald's, Pizzahut, or KFC in Seychelles is approximatly 39 SCR with meal cost ranging from 20 SCR to 66 SCR. The typical combo meal consists of a burger, french fries, and a drink.

Restaurant meal for one price

66 SCR 99 SCR 200 SCR
MINIMUM AVERAGE MAXIMUM
$4.9 $7.4 $15

If you are planning to have a nice meal at a mid-range restaurant, expect to pay anywhere between 66 SCR and 200 SCR with 99 SCR being the average price of a plate for one person at a regular restaurant in Seychelles.

Fine dining meal for one price

130 SCR 200 SCR 790 SCR
MINIMUM AVERAGE MAXIMUM
$9.9 $15 $59

The price range of a meal at fine-dining restaurant is 130 SCR to 790 SCR with the average cost being 200 SCR for one person. This is what you would expect to pay a top-tier diner in Seychelles.

Beverage prices, cappuccino, latte etc..

16 SCR 26 SCR 39 SCR
MINIMUM AVERAGE MAXIMUM
$1.2 $2 $3

The average price of a regular beverage like cappuccino or latte at Starbucks, Costa, or similar coffee shops and cafes in Seychelles is around 26 SCR. Price ranges between 16 SCR and 39 SCR depending on the type of beverage, the size, and optional add-ons.



Grocery and market costs

Large bottle of milk price

13 SCR 16 SCR 20 SCR
MINIMUM AVERAGE MAXIMUM
$0.99 $1.2 $1.5

The average price of a large bottle of milk in Seychelles is 16 SCR. The maximum what you would pay for milk is 20 SCR and the minimum being 13 SCR depending on the brand of milk and other properties.

12 eggs price

9.9 SCR 13 SCR 20 SCR
MINIMUM AVERAGE MAXIMUM
$0.74 $0.99 $1.5

A dozen eggs costs around 13 SCR on average with 9.9 SCR and 20 SCR being the lower and upper limits respectively.

Fresh whole chicken price

22 SCR 29 SCR 41 SCR
MINIMUM AVERAGE MAXIMUM
$1.7 $2.2 $3.1

The price range of a fresh whole chicken in Seychelles is between 22 SCR and 41 SCR depending on the size of the chicken and whether it is oraganic or not. The average price is approximatly 29 SCR.

Pack of beef price

26 SCR 39 SCR 79 SCR
MINIMUM AVERAGE MAXIMUM
$2 $3 $5.9

The price of a regular pack of beef or meat is around 39 SCR. A pack of beef contains around 1Kg or 1lb depending on packing.

Medium bag of rice price

11 SCR 14 SCR 21 SCR
MINIMUM AVERAGE MAXIMUM
$0.80 $1.1 $1.5

A bag of rice in Seychelles costs around 14 SCR on average with prices rangeing between 11 SCR and 21 SCR depending on the brand and quality.

Bag of tomatos price

3.9 SCR 5.3 SCR 9.9 SCR
MINIMUM AVERAGE MAXIMUM
$0.30 $0.39 $0.74

A bag of tomatoes costs anywhere from 3.9 SCR to 9.9 SCR. A bag of tomatoes denotes 1Kg or 1lb depending on location.

Bag of apples price

7 SCR 9.2 SCR 15 SCR
MINIMUM AVERAGE MAXIMUM
$0.53 $0.69 $1.1

A bag of apples costs 9.2 SCR on average. A bag of apples denotes 1Kg or 1lb depending on location.


Grocery and food expenditure to income ratio


( monthly grocery expenses / monthly income ) x 100


18% 26% of income 32%
MINIMUM AVERAGE MAXIMUM

The average grocery-to-income ratio in Seychelles is around 26%. This means that families spend 26% of their income on grocery and basic household items. The expenditure can range from 18% to 32% depending on salary and location.


Expenditure on food and grocery for families

Families' spending on grocery ranges from 1,800 SCR to 34,000 SCR with the location, income, and size of the family being the most determinite factors.

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