Cost Of Living For a Family in Syria 2025

Family cost of living chart - average monthly expenditure in Syria

Average monthly spending for families in Syria

We consider a family to be a member of four members, two adults and two children. This is the most common type of family. From the figures below, it should be fairly easy to calculate the average spending for families of different sizes.

Average Monthly Expenditure

Currency: SYP
82,000 230,000 1.5M
MINIMUM AVERAGE MAXIMUM
$6.3 $18 $120

How much money does a family need in a month to survive in Syria?

Families in Syria spend around 230,000 SYP per month on average. Depending on the lifestyle, a family can survive with a monthly budget as low as 82,000 SYP or as high as 1.5M SYP. Location and income are very important factors and have a huge influence on expenditure and budget.

Prices and cost of goods and services in Syria

Chart showing the prices and cost of grocery, food, restaurant meals, market, and beverages in Syria

Dining, food, and beverages costs


Fast food combo meal

150 SYP 300 SYP 500 SYP
MINIMUM AVERAGE MAXIMUM
$0.01 $0.02 $0.04

Restaurant meal for one

500 SYP 750 SYP 1,500 SYP
MINIMUM AVERAGE MAXIMUM
$0.04 $0.06 $0.11

Fine dining meal for one

990 SYP 1,500 SYP 6,000 SYP
MINIMUM AVERAGE MAXIMUM
$0.08 $0.11 $0.46

Cappuccino or latte

120 SYP 200 SYP 300 SYP
MINIMUM AVERAGE MAXIMUM
$0.01 $0.02 $0.02

Grocery and market costs


Milk large bottle

99 SYP 120 SYP 150 SYP
MINIMUM AVERAGE MAXIMUM
$0.01 $0.01 $0.01

12 eggs

75 SYP 99 SYP 150 SYP
MINIMUM AVERAGE MAXIMUM
$0.01 $0.01 $0.01

Fresh whole chicken

170 SYP 220 SYP 310 SYP
MINIMUM AVERAGE MAXIMUM
$0.01 $0.02 $0.02

Pack of beef

200 SYP 300 SYP 600 SYP
MINIMUM AVERAGE MAXIMUM
$0.02 $0.02 $0.05

Medium bag of rice

80 SYP 110 SYP 160 SYP
MINIMUM AVERAGE MAXIMUM
$0.01 $0.01 $0.01

Bag of tomatos

30 SYP 40 SYP 75 SYP
MINIMUM AVERAGE MAXIMUM
$0.01 $0.01 $0.01

Bag of apples

53 SYP 70 SYP 110 SYP
MINIMUM AVERAGE MAXIMUM
$0.01 $0.01 $0.01
Chart showing the prices and cost of commute, travel, and transportation in Syria

Commute, travel, and transportation costs


20 minutes taxi ride

120 SYP 150 SYP 300 SYP
MINIMUM AVERAGE MAXIMUM
$0.01 $0.01 $0.02

Average car full tank

750 SYP 990 SYP 2,000 SYP
MINIMUM AVERAGE MAXIMUM
$0.06 $0.08 $0.15

Average car 1-day rental

750 SYP 990 SYP 1,500 SYP
MINIMUM AVERAGE MAXIMUM
$0.06 $0.08 $0.11

Average car price

370,000 SYP 750,000 SYP 990,000 SYP
MINIMUM AVERAGE MAXIMUM
$29 $57 $76

Bus ticket one way

25 SYP 37 SYP 75 SYP
MINIMUM AVERAGE MAXIMUM
$0.01 $0.01 $0.01

Car Service

990 SYP 1,500 SYP 3,000 SYP
MINIMUM AVERAGE MAXIMUM
$0.08 $0.11 $0.23
Chart showing the prices and cost of utility, energy, water, and gas for a family in Syria

Utility cost (monthly)


Utility Bill - Family

4,100 SYP 12,000 SYP 76,000 SYP
MINIMUM AVERAGE MAXIMUM
$0.31 $0.90 $5.8

Internet and cable

750 SYP 1,500 SYP 2,000 SYP
MINIMUM AVERAGE MAXIMUM
$0.06 $0.11 $0.15

Mobile phone charges

600 SYP 990 SYP 3,000 SYP
MINIMUM AVERAGE MAXIMUM
$0.05 $0.08 $0.23

Leisure and activities costs


Movie ticket

370 SYP 500 SYP 750 SYP
MINIMUM AVERAGE MAXIMUM
$0.03 $0.04 $0.06

One month gym membership

1,200 SYP 1,500 SYP 3,000 SYP
MINIMUM AVERAGE MAXIMUM
$0.09 $0.11 $0.23
Chart showing the prices and cost of clothing and accessories in Syria

Cloths and accessories costs


Pair of jeans or pants

880 SYP 1,200 SYP 1,900 SYP
MINIMUM AVERAGE MAXIMUM
$0.07 $0.10 $0.14

Woman dress

830 SYP 1,100 SYP 3,700 SYP
MINIMUM AVERAGE MAXIMUM
$0.06 $0.09 $0.29

Woman shoes

780 SYP 1,100 SYP 2,500 SYP
MINIMUM AVERAGE MAXIMUM
$0.06 $0.08 $0.19

Men's shoes

680 SYP 830 SYP 1,700 SYP
MINIMUM AVERAGE MAXIMUM
$0.05 $0.06 $0.13

Men suit

750 SYP 930 SYP 5,000 SYP
MINIMUM AVERAGE MAXIMUM
$0.06 $0.07 $0.38

Regular t-shirt

370 SYP 500 SYP 1,500 SYP
MINIMUM AVERAGE MAXIMUM
$0.03 $0.04 $0.11
Chart showing the prices and cost of housing, accommodation, and rent in Syria

Housing costs / monthly rent


Studio apartment

12,000 SYP 19,000 SYP 50,000 SYP
MINIMUM AVERAGE MAXIMUM
$0.96 $1.4 $3.8

1-bedroom apartment

19,000 SYP 30,000 SYP 75,000 SYP
MINIMUM AVERAGE MAXIMUM
$1.4 $2.3 $5.7

2-bedroom apartment

25,000 SYP 37,000 SYP 99,000 SYP
MINIMUM AVERAGE MAXIMUM
$1.9 $2.9 $7.6

Housing costs / Buying


Studio apartment

2.5M SYP 3.7M SYP 7.5M SYP
MINIMUM AVERAGE MAXIMUM
$190 $290 $570

1-bedroom apartment

3M SYP 5M SYP 19M SYP
MINIMUM AVERAGE MAXIMUM
$230 $380 $1,400

2-bedroom apartment

5M SYP 15M SYP 30M SYP
MINIMUM AVERAGE MAXIMUM
$380 $1,100 $2,300
Chart showing the prices and cost of furniture in Syria

Furniture Costs


King Size Bed

15,000 SYP 19,000 SYP 25,000 SYP
MINIMUM AVERAGE MAXIMUM
$1.1 $1.4 $1.9

Double Bed

9,900 SYP 15,000 SYP 19,000 SYP
MINIMUM AVERAGE MAXIMUM
$0.76 $1.1 $1.4

Single Bed

8,800 SYP 11,000 SYP 15,000 SYP
MINIMUM AVERAGE MAXIMUM
$0.67 $0.88 $1.1

Living Room

17,000 SYP 21,000 SYP 75,000 SYP
MINIMUM AVERAGE MAXIMUM
$1.3 $1.6 $5.7

Dining Table

7,500 SYP 9,900 SYP 19,000 SYP
MINIMUM AVERAGE MAXIMUM
$0.57 $0.76 $1.4

Sofa or Couch

9,900 SYP 14,000 SYP 30,000 SYP
MINIMUM AVERAGE MAXIMUM
$0.76 $1 $2.3
Chart showing the prices and cost of electronic devices and appliances in Syria

Electronics and House Appliance Costs


TV Set

9,900 SYP 15,000 SYP 30,000 SYP
MINIMUM AVERAGE MAXIMUM
$0.76 $1.1 $2.3

Fridge or Freezer

8,800 SYP 14,000 SYP 19,000 SYP
MINIMUM AVERAGE MAXIMUM
$0.67 $1 $1.4

Washing Machine

11,000 SYP 17,000 SYP 30,000 SYP
MINIMUM AVERAGE MAXIMUM
$0.88 $1.3 $2.3

Stove or Cooker

11,000 SYP 14,000 SYP 19,000 SYP
MINIMUM AVERAGE MAXIMUM
$0.82 $1 $1.4

Mobile Phone

12,000 SYP 15,000 SYP 21,000 SYP
MINIMUM AVERAGE MAXIMUM
$0.96 $1.1 $1.6

Laptop or Computer

14,000 SYP 17,000 SYP 30,000 SYP
MINIMUM AVERAGE MAXIMUM
$1 $1.3 $2.3
Family cost of living and expenditure to income ratio in Syria

Family expenditure to income ratio in Syria

Analysing the how affordable it is for families to live in Syria

One of the most definite ways to determine how affordable a place is measuring the ratio of expenses to salary. A high expense-to-income to ratio indicates a high cost-of-living index while a low expenditure-to-salary ratio means the place is affordable to live in. Families usually spend a larger chunk of their income than other population groups. A typical and healthy expenditure percentage for a family of four ranges between 70% to 80%.


Spending to Income Ratio

91%

85% to 100%

( expenditure / income ) x 100


Families in Syria spend around 91% of their monthly income. Some families spend as low as 85% of their income while some as high as 100%.

Distribution of monthly cost of living expenses of a family in Syria

How do families spend their money in Syria?

We asked thousands of families about their spending habits and expenditure break down.


The percentage figures in this section are percentages of total spending not income. If you would like to see the percentage of expenses as related to income or salary, see other sections.

Housing and accomodation expenditure for families

Accomodation Cost25%

25% of total expenses on average (20% to 35%)

LOW$2   26,000 SYP
AVERAGE$5.8   75,000 SYP
HIGH$37   490,000 SYP
Per Month

Families in Syria typically spend from 20% to 35% of their total monthly expenditure on housing with 25% being the average. The average monthly spend on housing is 75,000 SYP with expenditure ranging from 26,000 SYP to 490,000 SYP. This cost mainly goes for rent but it also includes other accommodation-related expenses.

Electricity, utilities, energy, water, internet, and mobile expenditure for families

Cost of utilities6%

6% of total expenses on average (4% to 9%)

LOW$0.31   4,100 SYP
AVERAGE$0.90   12,000 SYP
HIGH$5.8   76,000 SYP
Per Month

Utility expenditure like electricity, water, and gas in Syria ranges from 4% to 9% of total expenses with 6% being the average for most families. The average monthly cost of utilities is 12,000 SYP with 4,100 SYP and 76,000 SYP being the upper and lower limits for a family of four.

Transport, fuel, and commute expenditure for families

Cost of transport and fuel5%

5% of total expenses on average (3% to 7%)

LOW$0.63   8,200 SYP
AVERAGE$1.8   23,000 SYP
HIGH$12   150,000 SYP
Per Month

Fuel consumption and cost of transport depend heavily on whether a family resides near school and work, but roughly speaking a family would expect to spend from 8,200 SYP to 150,000 SYP in a month on commuting with 23,000 SYP being the norm for most families. This means that money spent on transport constitutes about 5% of total spending on average but can go as low as 3% or as high as 7%.

Food, groceries, and basic shopping expenditure for families

Food and Groceries Cost21%

21% of total expenses on average (14% to 27%)

LOW$1.1   15,000 SYP
AVERAGE$3.2   42,000 SYP
HIGH$21   270,000 SYP
Per Month

The average outlay on groceries and basic houshold items for a typical family in a month in Syria is 42,000 SYP. The cost of groceries can range between 15,000 SYP to 270,000 SYP. Families spend on average about 21% on food and groceries with upper and lower bounds of 14% and 27% respectively.

Healthcare and medical services expenditure for families

Cost of healthcare11%

11% of total expenses on average (7% to 16%)

LOW$0.57   7,400 SYP
AVERAGE$1.8   23,000 SYP
HIGH$9.4   120,000 SYP
Per Month

Families in Syria allocate 7% to 16% of their total monthly expenditure to healthcare including health insurance and out-of-pocket medical expenses. The average spending on medical services and clinic visits is around 11%. The range of medical expenses range from 7,400 SYP to 120,000 SYP with 23,000 SYP being the norm for most families.

Leisure and shopping expenditure for families

Cost of leisure and shopping2%

2% of total expenses on average (1% to 6%)

LOW$0.31   4,100 SYP
AVERAGE$0.90   12,000 SYP
HIGH$5.8   76,000 SYP
Per Month

This category mostly contains discretionary or non-essential expenses but also some non-discretionary spending like furniture for example. The monthly expenses range from 4,100 SYP to 76,000 SYP with 12,000 SYP being the average. Speaking of percentages, that equates to 1% to 6% of total expenses with an average of 2% for most families.

Education and schooling expenditure for families

Cost of education and schooling13%

13% of total expenses on average (6% to 21%)

LOW$0.88   11,000 SYP
AVERAGE$2.5   33,000 SYP
HIGH$16   210,000 SYP
Per Month

Spending on education can vary drastically between different families. On average, education constitutes 13% of the monthly expenditure of families with 6% and 21% being the lower and upper bounds respectively. The average reported education cost is 33,000 SYP per month with 11,000 SYP being the minimum spent amount and 210,000 SYP being the maximum.

Other Expenses16%

16% of total expenses on average (9% to 21%)

LOW$0.50   6,500 SYP
AVERAGE$1.4   19,000 SYP
HIGH$9.4   120,000 SYP
Per Month
Percentage of families who manage to save money from their income every month in Syria

What percentage of families in Syria are able to save money and how much can they save?


Percentage of families that reported their ability to save money


Saving Money
44%
Not Saving
56%

Almost 44% of surveyed families in Syria said that they can save some money at the end of each month while 56% reported that they have to utilize their whole income to survive.


Family savings to income ratio in Syria

Savings-to-Income Ratio

The savings-to-income ratio is measured as the percentage of income that people save over a specific period and it is simply calculated by dividing the saved money by total income and then multiplying the result by 100. (Savings / Income) x 100.


How much money do families manage to add to their savings?

The amount of money that people can afford to save depends hugely on their income. It is better to focus on the percentage when trying to understand saving patterns.

Saving to Income Ratio

9% 15% of income 27%
MINIMUM AVERAGE MAXIMUM

Average Monthly Saved Amount

23,000 SYP
$1.7
64,000 SYP
$4.9
420,000 SYP
$32
MINIMUM AVERAGE MAXIMUM

Savings to income distribution levels for families

Saving To Income Ratio% Families
0% - 10%38%
10% - 20%30%
20% - 30%20%
30% - 40%6%
40% - 50%4%
> 50%2%

Interpretation and Analysis

Families that are able to save money can put anywhere from 9% to 27% of their monthly income to their savings, with 15% being the average for most families. The average monthly amount of money that families can put aside is 64,000 SYP with 23,000 SYP and 420,000 SYP being the minimum and maximum respectively.

Reasons that make it difficult for families to save money in Syria

Saving Challenges in Syria

Reasons that make it difficult for families to save money

We wanted to understand what is stopping families from maximizing their savings in Syria. Listed below are the answers given by the survey participants.


Reason% People
Low Income5%
High Expenses8%
Debt and Loans13%
Lack of Budgeting Skills12%
Impulsive Spending12%
Financial Emergencies7%
Living the moment5%
Will do it later21%
Inflation13%
Social Pressure3%
Market Instability2%

Around 5% of the families said that their salary is too low to accommodate a portion for savings while 8% said that the high cost of living leaves little room for savings. 13% of the residents said that they are burdened with debt and find it challenging to save money. 12% reported that they just don't have the knowledge or discipline to create and stick to a budget, leading to overspending and an inability to save. 12% of families blamed impulsive spending as the reason for saving inability. Around 7% said that unexpected expenses like medical bills or car repairs are derailing their savings goals. 5% bluntly said that they don't see the purpose of it and prefer to live each day to the fullest. 21% reported that they understand the value of saving but are putting off saving for the future, thinking they have plenty of time to start later. 13% blamed inflation, saying that every time they save some money they end up using it immediately. A surprising 3% said that social pressure and keeping up with peers or social expectations makes them overspend. Lastly, 2% blamed market instability and price fluctuations.

Where do families choose to put their savings in Syria

Typical saving choices for families in Syria

Where do people choose to put their savings?


Saving Type% People
Emergency Funds12%
Gold13%
Savings Accounts17%
Retirement Accounts10%
Cash Savings21%
Real Estate9%
Investment5%
Stocks4%
Bonds5%
Mutual Funds2%
Certificates of Deposit3%
A typical and healthy budgeting structure. The 50-30-20 rule

A typical and healthy budgeting structure

The 50/30/20 rule

Spending among different people can vary significantly based on factors such as their income, lifestyle, location, and personal preferences. A commonly used guideline for budgeting is the 50/30/20 rule, which suggests allocating your income into three main categories in the following percentages.

  • 50% for needs and financial obligations

    This category includes essential expenses like housing, utilities, groceries, transportation, and healthcare.

  • 30% for wants and discretionary spending

    This category covers discretionary spending on non-essential items, such as dining out, entertainment, travel, and other lifestyle choices.

  • 20% for savings and emergency fund

    This is the percentage that must be allocated to savings, emergency funds, and retirement accounts.

About financial planning, money management, and household budgeting

The 50/30/20 rule is used as a general guideline but may not be the best choice for all people. There are in fact many budgeting plans out there like the 70/20/10 and the 60/20/20 rules, all claiming to be the best. More important than all of this is to establish financial discipline by creating a budget tailored to your specific financial goals and situation. It is very important that your financial outflow be less than your income to maintain a healthy cash flow.

Income and cost of living compatibility. Is it affordable or economical for families to live in Syria

Affordable living in Syria

Income and cost of living compatibility

We asked families one simple question and recorded their answers.

Is it affordable or economical to live in Syria?


Yes
42%
No
58%

Around 42% of surveyed families think that living in Syria is affordable with proper budgeting while 58% reported that it is just too expensive and not affordable even with frugality and thriftness.

How easily is cost-cutting for families. Are there plenty of low-cost options in Syria

Low-cost alternatives in Syria

People are always looking for ways to cut down expenses and reduce expenditures. The hallmark of any affordable place is the availability of discount stores, bargain deals, smart or secondhand shopping, refurbished items, and couponing. We asked families how easily cost-cutting is and the answers were distributed as follows:

Plenty of low-cost options53%

Few low-cost options47%


Based on the survey, 53% of the families living in Syria have no problem finding low-cost alternatives to support a frugal lifestyle while 47% think that thriftness is difficult due to scarcity in discount markets and secondhand outlets.

Emergency Funds For Families

An emergency fund is a financial safety net comprised of easily accessible savings set aside to cover unexpected expenses or financial emergencies, typically amounting to three to six months' worth of living expenses. We asked families whether they have an emergency fund and the answers were as follows.

Yes41%

No59%


Based on the survey, 59% of the families living in Syria said that they don't have an emergency fund while 41% said that they do.

Monthly costs and expenses of energy and basic utilities in Syria

Utilities expenditure can vary slightly between different areas and locations.


Energy, electricity, water, gas, internet, and mobile cost in Syria

Utility Bill Cost / Electricity + Water + Gas / Family

4,100 SYP 12,000 SYP 76,000 SYP
MINIMUM AVERAGE MAXIMUM
$0.31 $0.90 $5.8

Internet and cable cost

750 SYP 1,500 SYP 2,000 SYP
MINIMUM AVERAGE MAXIMUM
$0.06 $0.11 $0.15

Mobile phone bill and charges

600 SYP 990 SYP 3,000 SYP
MINIMUM AVERAGE MAXIMUM
$0.05 $0.08 $0.23

Because most utility bills club electricity, water, and gas costs in one bill, we can't provide a breakup for each type of utility and will display electricity, gas, and water as single cost.


The average monthly energy and water consumption of families is around 12,000 SYP. The cost of internet and WiFi ranges from 750 SYP to 2,000 SYP with 1,500 SYP being the average internet bill. Finally, the average monthly mobile charges is around 990 SYP but can range between 600 SYP and 3,000 SYP depending on consumption. Mobile charges include both calling minutes as well as data packages.


Energy / Utility expense to income ratio


( monthly utility expenses / monthly income ) x 100


4% 7% of income 11%
MINIMUM AVERAGE MAXIMUM

The average utility-to-income ratio in Syria is around 7%. This means that people pay 7% of their income for energy, water, internet, and mobile charges. Those figures can range from 4% to 11% depending on salary and location.

Financial goals and targets of families living in Syria

Financial goals of families in Syria

In an attempt to understand the economic situation in Syria, we asked participants about their financial targets. By knowing what the population in general is trying to achieve, we can shed light on the economic outlook, cost of living, and quality of life in general.


Financial Goal% People
Emergency Fund8%
Debt Reduction43%
Retirement Savings10%
Education Funding7%
Homeownership18%
Investing6%
Travel or Lifestyle6%
Healthcare Expenses14%
Financial Independence5%

Around 8% of families said that their main goal is to establish an emergency fund to cover unexpected expenses while 43% said their number one priority is to pay off high-interest debt or loans and improve credit. 10% of surveyed people confirmed that saving for retirement to ensure a comfortable lifestyle in the final years is their main target. Around 7% reported that their priority is saving for the tuition fees and education costs of their children while 18% choose to buy a home or pay off existing mortgage before other things. 6% of the population would like to build wealth through investments such as stocks, bonds, mutual funds, or real estate. For 6% of people, saving for vacations or upgrading their lifestyle is the number one concern. Approximately 14% of the residents said that saving for healthcare expenses including insurance premiums is their main goal.

Financial literacy and difficulty in budgeting and financial planning for families in Syria

Financial Literacy in

Financial literacy is the knowledge of concepts and principles related to personal finance that allow individuals to make informed decisions regarding their money such as budgeting, saving, investing, borrowing, managing debt, financial risk management, and planning.

Financial Leteracy37%


We asked family guardians and parents in Syria whether they acquired any adequate personal financial training in their lives. Approximately 63% of the people who participated in the survey said that they are not well informed about the topics of budgeting, saving, etc., and just manage things based on their own experience, while 37% said that they know about the general principles of personal finance from sources other than their own experience.


Difficulty in Budgeting and Financial Planning

We wanted to understand whether families of have problems or difficulties in managing their expenditures and savings so we asked people one simple question: do you struggle with your personal finances? 56% of the participants reported that they indeed struggle in creating budgets and in organizing their finances while 44% said that they have everything under control.

Struggles with finance56%

Easily manages finances44%

Chart showing the percentage of families who are in debt in Syria

Debt, loans, and mortgages in Syria


Percentage of families who are in debt


In Debt
31%
Debt Free
69%

According to the survey, 31% of the families in Syria have some kind of debt, loan, mortgage, or credit card payments while 69% reported that they don't have financial obligations to banks.


Chart showing debt-to-income ratio in Syria

Debt-to-income ratio in Syria

Debt to income ratio

32%

24% to 41%

( monthly debt payment / monthly income ) x 100

Interpretation

The debt-to-income ratio measures the percentage of income being paid as debt settlement across the population. It is calculated by dividing the monthly debt settlement payment of an individual by their monthly income. Based on collected data, approximately 32% of a family's monthly income in Syria goes to debt settlement.


Debt levels

Monthly debt settlement payment as percentage of monthly income

Debt-to-income ratio% People
> 60%3%
50% - 60%18%
40% - 50%15%
30% - 40%17%
20% - 30%10%
10% - 20%12%
0% - 10%25%

According to our data, 3% of the debtors in Syria pay 60%+ of their income as debt settlement while 18% of the people pay 50% to 60% of their income for the same, which is quite an alarming financial situation for those individuals. 15% of people in debt dedicate 40% to 50% of their income to loan and mortgage payments while 17% dedicated 30% to 40% of income for same. Things are looking brighter for 10% of individuals as they only pay 20% to 30% of their income for loan and credit card repayment.


Distribution by type of debt in Syria

Debt% People
Real Estate Mortgage8%
Auto Loan14%
Student Loan4%
Credit Card30%
Personal Loan43%

8% of debtors in Syria confirm that real estate mortgages constitutes the main part of their outstanding debt while 30% say that credit card payments are the reason they are in debt. Auto loans were the main type of debt for 14% of people and personal loans rose at 43%. Lastly, student loans are the main source of debt for 4% of debtors in Syria.


About credit score and debt management

Managing debt is a critical aspect of maintaining a favorable credit score. Debt reduction is the first thing you should do improve your financial situation. Getting rid of debt takes precedence over saving money because of interest rates.

Good debt vs. Bad debt

Not all debt is bad. Good debt typically refers to borrowing money for investments that can increase in value or generate income over time like purchasing a home or acquiring student loans. On the other hand, bad debt involves borrowing for things that fail to generate lasting value like high-interest credit card debt used for non-essential expenses like luxury items or vacations.


Loan Affordability Index in Syria

Besides measuring the loan-to-income ratio, we asked families how many times in a year they defaulted or were unable to pay their due credit card or loan payments on time. Understanding how often people default on their due payments is one of the indicators of the cost of living and economic situation.

Frequency and percentage of people who failed to pay their monthly credit card or loan payments on time last year.

Frequency% People
Never50%
Once a year24%
Twice a year13%
Three times a year9%
Four times a year4%
Housing and accommodation affordability, property price to income ratio, rent to income ratio, and housing affordability index chart in Syria

Housing costs, accommodation, and housing affordability in Syria

Rental costs and house/apartment prices can vary drastically between different areas and locations.


Rent Cost in Syria

Monthly Rent Prices

Studio apartment monthly rent cost

12,000 SYP 19,000 SYP 50,000 SYP
MINIMUM AVERAGE MAXIMUM
$0.96 $1.4 $3.8

1-bedroom apartment monthly rent cost

19,000 SYP 30,000 SYP 75,000 SYP
MINIMUM AVERAGE MAXIMUM
$1.4 $2.3 $5.7

2-bedroom apartment monthly rent cost

25,000 SYP 37,000 SYP 99,000 SYP
MINIMUM AVERAGE MAXIMUM
$1.9 $2.9 $7.6

3-bedroom apartment monthly rent cost

30,000 SYP 50,000 SYP 140,000 SYP
MINIMUM AVERAGE MAXIMUM
$2.3 $3.8 $10

Furnished apartment monthly rent cost

60,000 SYP 150,000 SYP 300,000 SYP
MINIMUM AVERAGE MAXIMUM
$4.6 $11 $23

Townhouse monthly rent cost

50,000 SYP 75,000 SYP 210,000 SYP
MINIMUM AVERAGE MAXIMUM
$3.8 $5.7 $16

House monthly rent cost

60,000 SYP 150,000 SYP 300,000 SYP
MINIMUM AVERAGE MAXIMUM
$4.6 $11 $23

Villa monthly rent cost

75,000 SYP 190,000 SYP 300,000 SYP
MINIMUM AVERAGE MAXIMUM
$5.7 $14 $23

The monthly rental cost of a studio apartment in Syria ranges between 12,000 SYP and 50,000 SYP, meanwhile the cost of monthly rental of a one-bedroom apartment can be anywhere from 19,000 SYP to 75,000 SYP. Two-bedroom rentals rate ranges between 25,000 SYP and 99,000 SYP per month. The monthly rental for a three-bedroom apartment ranges from 30,000 SYP to 140,000 SYP. The average rent of a townhouse in Syria is around 75,000 SYP while house rental costs can be as high as 150,000 SYP per month. Finally, if you want to rent a villa, expect to pay anywhere from 75,000 SYP to 300,000 SYP per month.



Apartment and house prices in Syria

Cost of buying a property

Studio apartment price

2.5M SYP 3.7M SYP 7.5M SYP
MINIMUM AVERAGE MAXIMUM
$190 $290 $570

1-bedroom apartment price

3M SYP 5M SYP 19M SYP
MINIMUM AVERAGE MAXIMUM
$230 $380 $1,400

2-bedroom apartment price

5M SYP 15M SYP 30M SYP
MINIMUM AVERAGE MAXIMUM
$380 $1,100 $2,300

3-bedroom apartment price

17M SYP 25M SYP 75M SYP
MINIMUM AVERAGE MAXIMUM
$1,300 $1,900 $5,700

Townhouse price

21M SYP 50M SYP 190M SYP
MINIMUM AVERAGE MAXIMUM
$1,600 $3,800 $14,000

House price

25M SYP 150M SYP 210M SYP
MINIMUM AVERAGE MAXIMUM
$1,900 $11,000 $16,000

Villa price

30M SYP 170M SYP 250M SYP
MINIMUM AVERAGE MAXIMUM
$2,300 $13,000 $19,000

The average price of a studio apartment in Syria can range from 2.5M SYP to 7.5M SYP depending on location. One bedroom cost can be anywhere from 3M SYP to 19M SYP. A villa can cost you 170M SYP on average with prices ranging from 30M SYP to 250M SYP.


If you're leasing or purchasing, housing costs in Syria will probably constitute your biggest expenditure, yet it's an area where you wield considerable influence. This is due to the substantial variance in housing prices across communities. Keep in mind the location of your workplace and the accessibility of essential amenities to prevent negating the savings from lower rental rates with increased transportation expenses.

House / apartment prices to income ratio


Property price to income ratio

( average property price / average monthly income ) x 100


30 x83 monthly income 190
MINIMUM AVERAGE MAXIMUM

Property prices in Syria can be x83 to x190 multiples of the monthly income depending on the property and the income of the person. On average, property prices are approximately x83 multiples of the average monthly salary in Syria.



Rent to income ratio


Rent to income ratio

( monthly rental / monthly income ) x 100


18% 28% of income 38%
MINIMUM AVERAGE MAXIMUM

The average rent-to-income ratio in Syria is around 28%. This means that people pay 28% of their income for rent. Those figures can range from 18% to 38% depending on the salary, location, and type of property.


The housing-to-income ratio is a very important metric to evaluate and measure how affordable living is in a particular area, city, or country since housing comprises the biggest chunk of expenditure. A higher housing to income ratio means that the place is relatively expensive. The figure by itself does tell much. It only starts to make sense when comparing the housing to income ratio across different locations.

Housing affordability index

The housing affordability index measures how affordable accommodation is in a particular place. This can measured in multiple ways, the most common being housing expenditure to total expenditure ratio and the rent to income ratio. The housing expenditure ratio is a figure reported by individuals on the percentage they allocate for housing. Rent to income ratio is calculated by dividing the average monthly rent by the average income. Because these values are both percentages, we can find their average and get the best of the two worlds.

Housing Affordability Index
26%

Property Taxes

Real estate owners pay property taxes to local tax authorities, which are determined by the assessed value of their property. Typically, these taxes are paid once a year. Property tax funds contribute to community development, financing infrastructure improvements, public services, and local education initiatives.


FROM
1.8%
AVERAGE
2.8%
TO
3.8%

Home Maintenance Costs

Home maintenance costs encompass various expenses associated with the upkeep and repair of a residence. These expenditures include regular tasks such as lawn care, pest control, and HVAC system servicing, as well as occasional repairs and renovations like fixing leaks, painting, or replacing appliances.


230 SYP 3,000 SYP 30,000 SYP
MINIMUM AVERAGE MAXIMUM

Urban vs. rural living costs

Urban living typically entails higher housing and transportation costs due to demand and limited space, while rural areas generally offer lower housing expenses but may have higher prices for goods and services. The differnce in rental rates between urban areas and rural areas can be as high as 300% in some cases.

Food Prices, Dining Expenses, and Grocery Costs in Syria

Grocery / Food expenditure and prices can vary drastically between different areas and locations.


Prices and cost of goods and services in Syria

Dining out, food, and beverages costs. Price variations for common food items.

Fast food combo meal price

150 SYP 300 SYP 500 SYP
MINIMUM AVERAGE MAXIMUM
$0.01 $0.02 $0.04

The average price of a regular combo meal at a fast food outlet or chain like McDonald's, Pizzahut, or KFC in Syria is approximatly 300 SYP with meal cost ranging from 150 SYP to 500 SYP. The typical combo meal consists of a burger, french fries, and a drink.

Restaurant meal for one price

500 SYP 750 SYP 1,500 SYP
MINIMUM AVERAGE MAXIMUM
$0.04 $0.06 $0.11

If you are planning to have a nice meal at a mid-range restaurant, expect to pay anywhere between 500 SYP and 1,500 SYP with 750 SYP being the average price of a plate for one person at a regular restaurant in Syria.

Fine dining meal for one price

990 SYP 1,500 SYP 6,000 SYP
MINIMUM AVERAGE MAXIMUM
$0.08 $0.11 $0.46

The price range of a meal at fine-dining restaurant is 990 SYP to 6,000 SYP with the average cost being 1,500 SYP for one person. This is what you would expect to pay a top-tier diner in Syria.

Beverage prices, cappuccino, latte etc..

120 SYP 200 SYP 300 SYP
MINIMUM AVERAGE MAXIMUM
$0.01 $0.02 $0.02

The average price of a regular beverage like cappuccino or latte at Starbucks, Costa, or similar coffee shops and cafes in Syria is around 200 SYP. Price ranges between 120 SYP and 300 SYP depending on the type of beverage, the size, and optional add-ons.



Grocery and market costs

Large bottle of milk price

99 SYP 120 SYP 150 SYP
MINIMUM AVERAGE MAXIMUM
$0.01 $0.01 $0.01

The average price of a large bottle of milk in Syria is 120 SYP. The maximum what you would pay for milk is 150 SYP and the minimum being 99 SYP depending on the brand of milk and other properties.

12 eggs price

75 SYP 99 SYP 150 SYP
MINIMUM AVERAGE MAXIMUM
$0.01 $0.01 $0.01

A dozen eggs costs around 99 SYP on average with 75 SYP and 150 SYP being the lower and upper limits respectively.

Fresh whole chicken price

170 SYP 220 SYP 310 SYP
MINIMUM AVERAGE MAXIMUM
$0.01 $0.02 $0.02

The price range of a fresh whole chicken in Syria is between 170 SYP and 310 SYP depending on the size of the chicken and whether it is oraganic or not. The average price is approximatly 220 SYP.

Pack of beef price

200 SYP 300 SYP 600 SYP
MINIMUM AVERAGE MAXIMUM
$0.02 $0.02 $0.05

The price of a regular pack of beef or meat is around 300 SYP. A pack of beef contains around 1Kg or 1lb depending on packing.

Medium bag of rice price

80 SYP 110 SYP 160 SYP
MINIMUM AVERAGE MAXIMUM
$0.01 $0.01 $0.01

A bag of rice in Syria costs around 110 SYP on average with prices rangeing between 80 SYP and 160 SYP depending on the brand and quality.

Bag of tomatos price

30 SYP 40 SYP 75 SYP
MINIMUM AVERAGE MAXIMUM
$0.01 $0.01 $0.01

A bag of tomatoes costs anywhere from 30 SYP to 75 SYP. A bag of tomatoes denotes 1Kg or 1lb depending on location.

Bag of apples price

53 SYP 70 SYP 110 SYP
MINIMUM AVERAGE MAXIMUM
$0.01 $0.01 $0.01

A bag of apples costs 70 SYP on average. A bag of apples denotes 1Kg or 1lb depending on location.


Grocery and food expenditure to income ratio


( monthly grocery expenses / monthly income ) x 100


19% 27% of income 33%
MINIMUM AVERAGE MAXIMUM

The average grocery-to-income ratio in Syria is around 27%. This means that families spend 27% of their income on grocery and basic household items. The expenditure can range from 19% to 33% depending on salary and location.


Expenditure on food and grocery for families

Families' spending on grocery ranges from 15,000 SYP to 270,000 SYP with the location, income, and size of the family being the most determinite factors.

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