Cost Of Living For a Family in Tunisia 2025

Family cost of living chart - average monthly expenditure in Tunisia

Average monthly spending for families in Tunisia

We consider a family to be a member of four members, two adults and two children. This is the most common type of family. From the figures below, it should be fairly easy to calculate the average spending for families of different sizes.

Average Monthly Expenditure

Currency: TND
2,000 5,800 38,000
MINIMUM AVERAGE MAXIMUM
$650 $1,900 $12,000

How much money does a family need in a month to survive in Tunisia?

Families in Tunisia spend around 5,800 TND per month on average. Depending on the lifestyle, a family can survive with a monthly budget as low as 2,000 TND or as high as 38,000 TND. Location and income are very important factors and have a huge influence on expenditure and budget.

Prices and cost of goods and services in Tunisia

Chart showing the prices and cost of grocery, food, restaurant meals, market, and beverages in Tunisia

Dining, food, and beverages costs


Fast food combo meal

3.9 TND 7.9 TND 13 TND
MINIMUM AVERAGE MAXIMUM
$1.3 $2.5 $4.2

Restaurant meal for one

13 TND 20 TND 39 TND
MINIMUM AVERAGE MAXIMUM
$4.2 $6.3 $13

Fine dining meal for one

26 TND 39 TND 160 TND
MINIMUM AVERAGE MAXIMUM
$8.4 $13 $50

Cappuccino or latte

3.3 TND 5.2 TND 7.9 TND
MINIMUM AVERAGE MAXIMUM
$1 $1.7 $2.5

Grocery and market costs


Milk large bottle

2.6 TND 3.1 TND 3.9 TND
MINIMUM AVERAGE MAXIMUM
$0.84 $1 $1.3

12 eggs

2 TND 2.6 TND 3.9 TND
MINIMUM AVERAGE MAXIMUM
$0.63 $0.84 $1.3

Fresh whole chicken

4.5 TND 5.8 TND 8.2 TND
MINIMUM AVERAGE MAXIMUM
$1.4 $1.9 $2.6

Pack of beef

5.2 TND 7.9 TND 16 TND
MINIMUM AVERAGE MAXIMUM
$1.7 $2.5 $5

Medium bag of rice

2.1 TND 2.9 TND 4.1 TND
MINIMUM AVERAGE MAXIMUM
$0.68 $0.93 $1.3

Bag of tomatos

0.79 TND 1 TND 2 TND
MINIMUM AVERAGE MAXIMUM
$0.25 $0.34 $0.63

Bag of apples

1.4 TND 1.8 TND 3 TND
MINIMUM AVERAGE MAXIMUM
$0.45 $0.59 $0.97
Chart showing the prices and cost of commute, travel, and transportation in Tunisia

Commute, travel, and transportation costs


20 minutes taxi ride

3.3 TND 3.9 TND 7.9 TND
MINIMUM AVERAGE MAXIMUM
$1 $1.3 $2.5

Average car full tank

20 TND 26 TND 52 TND
MINIMUM AVERAGE MAXIMUM
$6.3 $8.4 $17

Average car 1-day rental

20 TND 26 TND 39 TND
MINIMUM AVERAGE MAXIMUM
$6.3 $8.4 $13

Average car price

9,800 TND 20,000 TND 26,000 TND
MINIMUM AVERAGE MAXIMUM
$3,100 $6,300 $8,400

Bus ticket one way

0.65 TND 0.98 TND 2 TND
MINIMUM AVERAGE MAXIMUM
$0.21 $0.32 $0.63

Car Service

26 TND 39 TND 79 TND
MINIMUM AVERAGE MAXIMUM
$8.4 $13 $25
Chart showing the prices and cost of utility, energy, water, and gas for a family in Tunisia

Utility cost (monthly)


Utility Bill - Family

100 TND 290 TND 1,900 TND
MINIMUM AVERAGE MAXIMUM
$33 $93 $610

Internet and cable

20 TND 39 TND 52 TND
MINIMUM AVERAGE MAXIMUM
$6.3 $13 $17

Mobile phone charges

16 TND 26 TND 79 TND
MINIMUM AVERAGE MAXIMUM
$5 $8.4 $25

Leisure and activities costs


Movie ticket

9.8 TND 13 TND 20 TND
MINIMUM AVERAGE MAXIMUM
$3.1 $4.2 $6.3

One month gym membership

31 TND 39 TND 79 TND
MINIMUM AVERAGE MAXIMUM
$10 $13 $25
Chart showing the prices and cost of clothing and accessories in Tunisia

Cloths and accessories costs


Pair of jeans or pants

23 TND 33 TND 49 TND
MINIMUM AVERAGE MAXIMUM
$7.4 $10 $16

Woman dress

22 TND 30 TND 98 TND
MINIMUM AVERAGE MAXIMUM
$7 $9.7 $31

Woman shoes

21 TND 28 TND 65 TND
MINIMUM AVERAGE MAXIMUM
$6.6 $9 $21

Men's shoes

18 TND 22 TND 44 TND
MINIMUM AVERAGE MAXIMUM
$5.7 $7 $14

Men suit

20 TND 25 TND 130 TND
MINIMUM AVERAGE MAXIMUM
$6.3 $7.9 $42

Regular t-shirt

9.8 TND 13 TND 39 TND
MINIMUM AVERAGE MAXIMUM
$3.1 $4.2 $13
Chart showing the prices and cost of housing, accommodation, and rent in Tunisia

Housing costs / monthly rent


Studio apartment

330 TND 490 TND 1,300 TND
MINIMUM AVERAGE MAXIMUM
$100 $160 $420

1-bedroom apartment

490 TND 790 TND 2,000 TND
MINIMUM AVERAGE MAXIMUM
$160 $250 $630

2-bedroom apartment

650 TND 980 TND 2,600 TND
MINIMUM AVERAGE MAXIMUM
$210 $310 $840

Housing costs / Buying


Studio apartment

65,000 TND 98,000 TND 200,000 TND
MINIMUM AVERAGE MAXIMUM
$21,000 $31,000 $63,000

1-bedroom apartment

79,000 TND 130,000 TND 490,000 TND
MINIMUM AVERAGE MAXIMUM
$25,000 $42,000 $160,000

2-bedroom apartment

130,000 TND 390,000 TND 790,000 TND
MINIMUM AVERAGE MAXIMUM
$42,000 $130,000 $250,000
Chart showing the prices and cost of furniture in Tunisia

Furniture Costs


King Size Bed

390 TND 490 TND 650 TND
MINIMUM AVERAGE MAXIMUM
$130 $160 $210

Double Bed

260 TND 390 TND 490 TND
MINIMUM AVERAGE MAXIMUM
$84 $130 $160

Single Bed

230 TND 300 TND 390 TND
MINIMUM AVERAGE MAXIMUM
$74 $97 $130

Living Room

440 TND 560 TND 2,000 TND
MINIMUM AVERAGE MAXIMUM
$140 $180 $630

Dining Table

200 TND 260 TND 490 TND
MINIMUM AVERAGE MAXIMUM
$63 $84 $160

Sofa or Couch

260 TND 360 TND 790 TND
MINIMUM AVERAGE MAXIMUM
$84 $110 $250
Chart showing the prices and cost of electronic devices and appliances in Tunisia

Electronics and House Appliance Costs


TV Set

260 TND 390 TND 790 TND
MINIMUM AVERAGE MAXIMUM
$84 $130 $250

Fridge or Freezer

230 TND 360 TND 490 TND
MINIMUM AVERAGE MAXIMUM
$74 $110 $160

Washing Machine

300 TND 440 TND 790 TND
MINIMUM AVERAGE MAXIMUM
$97 $140 $250

Stove or Cooker

280 TND 360 TND 490 TND
MINIMUM AVERAGE MAXIMUM
$90 $110 $160

Mobile Phone

330 TND 390 TND 560 TND
MINIMUM AVERAGE MAXIMUM
$100 $130 $180

Laptop or Computer

360 TND 440 TND 790 TND
MINIMUM AVERAGE MAXIMUM
$110 $140 $250
Distribution of monthly cost of living expenses of a family in Tunisia

How do families spend their money in Tunisia?

We asked thousands of families about their spending habits and expenditure break down.


The percentage figures in this section are percentages of total spending not income. If you would like to see the percentage of expenses as related to income or salary, see other sections.

Housing and accomodation expenditure for families

Accomodation Cost29%

29% of total expenses on average (24% to 39%)

LOW$210   650 TND
AVERAGE$600   1,900 TND
HIGH$3,900   12,000 TND
Per Month

Families in Tunisia typically spend from 24% to 39% of their total monthly expenditure on housing with 29% being the average. The average monthly spend on housing is 1,900 TND with expenditure ranging from 650 TND to 12,000 TND. This cost mainly goes for rent but it also includes other accommodation-related expenses.

Electricity, utilities, energy, water, internet, and mobile expenditure for families

Cost of utilities4%

4% of total expenses on average (2% to 7%)

LOW$33   100 TND
AVERAGE$93   290 TND
HIGH$610   1,900 TND
Per Month

Utility expenditure like electricity, water, and gas in Tunisia ranges from 2% to 7% of total expenses with 4% being the average for most families. The average monthly cost of utilities is 290 TND with 100 TND and 1,900 TND being the upper and lower limits for a family of four.

Transport, fuel, and commute expenditure for families

Cost of transport and fuel6%

6% of total expenses on average (4% to 8%)

LOW$65   200 TND
AVERAGE$190   580 TND
HIGH$1,200   3,800 TND
Per Month

Fuel consumption and cost of transport depend heavily on whether a family resides near school and work, but roughly speaking a family would expect to spend from 200 TND to 3,800 TND in a month on commuting with 580 TND being the norm for most families. This means that money spent on transport constitutes about 6% of total spending on average but can go as low as 4% or as high as 8%.

Food, groceries, and basic shopping expenditure for families

Food and Groceries Cost20%

20% of total expenses on average (13% to 26%)

LOW$120   370 TND
AVERAGE$340   1,000 TND
HIGH$2,200   6,800 TND
Per Month

The average outlay on groceries and basic houshold items for a typical family in a month in Tunisia is 1,000 TND. The cost of groceries can range between 370 TND to 6,800 TND. Families spend on average about 20% on food and groceries with upper and lower bounds of 13% and 26% respectively.

Healthcare and medical services expenditure for families

Cost of healthcare10%

10% of total expenses on average (6% to 15%)

LOW$59   180 TND
AVERAGE$190   580 TND
HIGH$970   3,000 TND
Per Month

Families in Tunisia allocate 6% to 15% of their total monthly expenditure to healthcare including health insurance and out-of-pocket medical expenses. The average spending on medical services and clinic visits is around 10%. The range of medical expenses range from 180 TND to 3,000 TND with 580 TND being the norm for most families.

Leisure and shopping expenditure for families

Cost of leisure and shopping4%

4% of total expenses on average (2% to 8%)

LOW$33   100 TND
AVERAGE$93   290 TND
HIGH$610   1,900 TND
Per Month

This category mostly contains discretionary or non-essential expenses but also some non-discretionary spending like furniture for example. The monthly expenses range from 100 TND to 1,900 TND with 290 TND being the average. Speaking of percentages, that equates to 2% to 8% of total expenses with an average of 4% for most families.

Education and schooling expenditure for families

Cost of education and schooling14%

14% of total expenses on average (7% to 22%)

LOW$91   290 TND
AVERAGE$260   810 TND
HIGH$1,700   5,300 TND
Per Month

Spending on education can vary drastically between different families. On average, education constitutes 14% of the monthly expenditure of families with 7% and 22% being the lower and upper bounds respectively. The average reported education cost is 810 TND per month with 290 TND being the minimum spent amount and 5,300 TND being the maximum.

Other Expenses14%

14% of total expenses on average (7% to 19%)

LOW$52   160 TND
AVERAGE$150   470 TND
HIGH$970   3,000 TND
Per Month
Family cost of living and expenditure to income ratio in Tunisia

Family expenditure to income ratio in Tunisia

Analysing the how affordable it is for families to live in Tunisia

One of the most definite ways to determine how affordable a place is measuring the ratio of expenses to salary. A high expense-to-income to ratio indicates a high cost-of-living index while a low expenditure-to-salary ratio means the place is affordable to live in. Families usually spend a larger chunk of their income than other population groups. A typical and healthy expenditure percentage for a family of four ranges between 70% to 80%.


Spending to Income Ratio

87%

79% to 98%

( expenditure / income ) x 100


Families in Tunisia spend around 87% of their monthly income. Some families spend as low as 79% of their income while some as high as 98%.

Where do families choose to put their savings in Tunisia

Typical saving choices for families in Tunisia

Where do people choose to put their savings?


Saving Type% People
Emergency Funds11%
Gold10%
Savings Accounts17%
Retirement Accounts11%
Cash Savings16%
Real Estate10%
Investment6%
Stocks6%
Bonds6%
Mutual Funds3%
Certificates of Deposit3%
Reasons that make it difficult for families to save money in Tunisia

Saving Challenges in Tunisia

Reasons that make it difficult for families to save money

We wanted to understand what is stopping families from maximizing their savings in Tunisia. Listed below are the answers given by the survey participants.


Reason% People
Low Income6%
High Expenses9%
Debt and Loans18%
Lack of Budgeting Skills10%
Impulsive Spending9%
Financial Emergencies6%
Living the moment7%
Will do it later17%
Inflation11%
Social Pressure3%
Market Instability3%

Around 6% of the families said that their salary is too low to accommodate a portion for savings while 9% said that the high cost of living leaves little room for savings. 18% of the residents said that they are burdened with debt and find it challenging to save money. 10% reported that they just don't have the knowledge or discipline to create and stick to a budget, leading to overspending and an inability to save. 9% of families blamed impulsive spending as the reason for saving inability. Around 6% said that unexpected expenses like medical bills or car repairs are derailing their savings goals. 7% bluntly said that they don't see the purpose of it and prefer to live each day to the fullest. 17% reported that they understand the value of saving but are putting off saving for the future, thinking they have plenty of time to start later. 11% blamed inflation, saying that every time they save some money they end up using it immediately. A surprising 3% said that social pressure and keeping up with peers or social expectations makes them overspend. Lastly, 3% blamed market instability and price fluctuations.

Percentage of families who manage to save money from their income every month in Tunisia

What percentage of families in Tunisia are able to save money and how much can they save?


Percentage of families that reported their ability to save money


Saving Money
55%
Not Saving
45%

Almost 55% of surveyed families in Tunisia said that they can save some money at the end of each month while 45% reported that they have to utilize their whole income to survive.


Family savings to income ratio in Tunisia

Savings-to-Income Ratio

The savings-to-income ratio is measured as the percentage of income that people save over a specific period and it is simply calculated by dividing the saved money by total income and then multiplying the result by 100. (Savings / Income) x 100.


How much money do families manage to add to their savings?

The amount of money that people can afford to save depends hugely on their income. It is better to focus on the percentage when trying to understand saving patterns.

Saving to Income Ratio

12% 20% of income 30%
MINIMUM AVERAGE MAXIMUM

Average Monthly Saved Amount

710 TND
$230
2,000 TND
$650
13,000 TND
$4,200
MINIMUM AVERAGE MAXIMUM

Savings to income distribution levels for families

Saving To Income Ratio% Families
0% - 10%35%
10% - 20%27%
20% - 30%20%
30% - 40%9%
40% - 50%7%
> 50%2%

Interpretation and Analysis

Families that are able to save money can put anywhere from 12% to 30% of their monthly income to their savings, with 20% being the average for most families. The average monthly amount of money that families can put aside is 2,000 TND with 710 TND and 13,000 TND being the minimum and maximum respectively.

Emergency Funds For Families

An emergency fund is a financial safety net comprised of easily accessible savings set aside to cover unexpected expenses or financial emergencies, typically amounting to three to six months' worth of living expenses. We asked families whether they have an emergency fund and the answers were as follows.

Yes65%

No35%


Based on the survey, 35% of the families living in Tunisia said that they don't have an emergency fund while 65% said that they do.

A typical and healthy budgeting structure. The 50-30-20 rule

A typical and healthy budgeting structure

The 50/30/20 rule

Spending among different people can vary significantly based on factors such as their income, lifestyle, location, and personal preferences. A commonly used guideline for budgeting is the 50/30/20 rule, which suggests allocating your income into three main categories in the following percentages.

  • 50% for needs and financial obligations

    This category includes essential expenses like housing, utilities, groceries, transportation, and healthcare.

  • 30% for wants and discretionary spending

    This category covers discretionary spending on non-essential items, such as dining out, entertainment, travel, and other lifestyle choices.

  • 20% for savings and emergency fund

    This is the percentage that must be allocated to savings, emergency funds, and retirement accounts.

About financial planning, money management, and household budgeting

The 50/30/20 rule is used as a general guideline but may not be the best choice for all people. There are in fact many budgeting plans out there like the 70/20/10 and the 60/20/20 rules, all claiming to be the best. More important than all of this is to establish financial discipline by creating a budget tailored to your specific financial goals and situation. It is very important that your financial outflow be less than your income to maintain a healthy cash flow.

Financial literacy and difficulty in budgeting and financial planning for families in Tunisia

Financial Literacy in

Financial literacy is the knowledge of concepts and principles related to personal finance that allow individuals to make informed decisions regarding their money such as budgeting, saving, investing, borrowing, managing debt, financial risk management, and planning.

Financial Leteracy60%


We asked family guardians and parents in Tunisia whether they acquired any adequate personal financial training in their lives. Approximately 40% of the people who participated in the survey said that they are not well informed about the topics of budgeting, saving, etc., and just manage things based on their own experience, while 60% said that they know about the general principles of personal finance from sources other than their own experience.


Difficulty in Budgeting and Financial Planning

We wanted to understand whether families of have problems or difficulties in managing their expenditures and savings so we asked people one simple question: do you struggle with your personal finances? 30% of the participants reported that they indeed struggle in creating budgets and in organizing their finances while 70% said that they have everything under control.

Struggles with finance30%

Easily manages finances70%

Income and cost of living compatibility. Is it affordable or economical for families to live in Tunisia

Affordable living in Tunisia

Income and cost of living compatibility

We asked families one simple question and recorded their answers.

Is it affordable or economical to live in Tunisia?


Yes
65%
No
35%

Around 65% of surveyed families think that living in Tunisia is affordable with proper budgeting while 35% reported that it is just too expensive and not affordable even with frugality and thriftness.

How easily is cost-cutting for families. Are there plenty of low-cost options in Tunisia

Low-cost alternatives in Tunisia

People are always looking for ways to cut down expenses and reduce expenditures. The hallmark of any affordable place is the availability of discount stores, bargain deals, smart or secondhand shopping, refurbished items, and couponing. We asked families how easily cost-cutting is and the answers were distributed as follows:

Plenty of low-cost options60%

Few low-cost options40%


Based on the survey, 60% of the families living in Tunisia have no problem finding low-cost alternatives to support a frugal lifestyle while 40% think that thriftness is difficult due to scarcity in discount markets and secondhand outlets.

Financial goals and targets of families living in Tunisia

Financial goals of families in Tunisia

In an attempt to understand the economic situation in Tunisia, we asked participants about their financial targets. By knowing what the population in general is trying to achieve, we can shed light on the economic outlook, cost of living, and quality of life in general.


Financial Goal% People
Emergency Fund7%
Debt Reduction32%
Retirement Savings8%
Education Funding8%
Homeownership17%
Investing9%
Travel or Lifestyle11%
Healthcare Expenses9%
Financial Independence9%

Around 7% of families said that their main goal is to establish an emergency fund to cover unexpected expenses while 32% said their number one priority is to pay off high-interest debt or loans and improve credit. 8% of surveyed people confirmed that saving for retirement to ensure a comfortable lifestyle in the final years is their main target. Around 8% reported that their priority is saving for the tuition fees and education costs of their children while 17% choose to buy a home or pay off existing mortgage before other things. 9% of the population would like to build wealth through investments such as stocks, bonds, mutual funds, or real estate. For 11% of people, saving for vacations or upgrading their lifestyle is the number one concern. Approximately 9% of the residents said that saving for healthcare expenses including insurance premiums is their main goal.

Chart showing the percentage of families who are in debt in Tunisia

Debt, loans, and mortgages in Tunisia


Percentage of families who are in debt


In Debt
24%
Debt Free
76%

According to the survey, 24% of the families in Tunisia have some kind of debt, loan, mortgage, or credit card payments while 76% reported that they don't have financial obligations to banks.


Chart showing debt-to-income ratio in Tunisia

Debt-to-income ratio in Tunisia

Debt to income ratio

28%

19% to 38%

( monthly debt payment / monthly income ) x 100

Interpretation

The debt-to-income ratio measures the percentage of income being paid as debt settlement across the population. It is calculated by dividing the monthly debt settlement payment of an individual by their monthly income. Based on collected data, approximately 28% of a family's monthly income in Tunisia goes to debt settlement.


Debt levels

Monthly debt settlement payment as percentage of monthly income

Debt-to-income ratio% People
> 60%3%
50% - 60%11%
40% - 50%11%
30% - 40%13%
20% - 30%15%
10% - 20%19%
0% - 10%28%

According to our data, 3% of the debtors in Tunisia pay 60%+ of their income as debt settlement while 11% of the people pay 50% to 60% of their income for the same, which is quite an alarming financial situation for those individuals. 11% of people in debt dedicate 40% to 50% of their income to loan and mortgage payments while 13% dedicated 30% to 40% of income for same. Things are looking brighter for 15% of individuals as they only pay 20% to 30% of their income for loan and credit card repayment.


Distribution by type of debt in Tunisia

Debt% People
Real Estate Mortgage13%
Auto Loan23%
Student Loan3%
Credit Card25%
Personal Loan36%

13% of debtors in Tunisia confirm that real estate mortgages constitutes the main part of their outstanding debt while 25% say that credit card payments are the reason they are in debt. Auto loans were the main type of debt for 23% of people and personal loans rose at 36%. Lastly, student loans are the main source of debt for 3% of debtors in Tunisia.


About credit score and debt management

Managing debt is a critical aspect of maintaining a favorable credit score. Debt reduction is the first thing you should do improve your financial situation. Getting rid of debt takes precedence over saving money because of interest rates.

Good debt vs. Bad debt

Not all debt is bad. Good debt typically refers to borrowing money for investments that can increase in value or generate income over time like purchasing a home or acquiring student loans. On the other hand, bad debt involves borrowing for things that fail to generate lasting value like high-interest credit card debt used for non-essential expenses like luxury items or vacations.


Loan Affordability Index in Tunisia

Besides measuring the loan-to-income ratio, we asked families how many times in a year they defaulted or were unable to pay their due credit card or loan payments on time. Understanding how often people default on their due payments is one of the indicators of the cost of living and economic situation.

Frequency and percentage of people who failed to pay their monthly credit card or loan payments on time last year.

Frequency% People
Never55%
Once a year22%
Twice a year11%
Three times a year8%
Four times a year4%
Housing and accommodation affordability, property price to income ratio, rent to income ratio, and housing affordability index chart in Tunisia

Housing costs, accommodation, and housing affordability in Tunisia

Rental costs and house/apartment prices can vary drastically between different areas and locations.


Rent Cost in Tunisia

Monthly Rent Prices

Studio apartment monthly rent cost

330 TND 490 TND 1,300 TND
MINIMUM AVERAGE MAXIMUM
$100 $160 $420

1-bedroom apartment monthly rent cost

490 TND 790 TND 2,000 TND
MINIMUM AVERAGE MAXIMUM
$160 $250 $630

2-bedroom apartment monthly rent cost

650 TND 980 TND 2,600 TND
MINIMUM AVERAGE MAXIMUM
$210 $310 $840

3-bedroom apartment monthly rent cost

790 TND 1,300 TND 3,600 TND
MINIMUM AVERAGE MAXIMUM
$250 $420 $1,100

Furnished apartment monthly rent cost

1,600 TND 3,900 TND 7,900 TND
MINIMUM AVERAGE MAXIMUM
$500 $1,300 $2,500

Townhouse monthly rent cost

1,300 TND 2,000 TND 5,600 TND
MINIMUM AVERAGE MAXIMUM
$420 $630 $1,800

House monthly rent cost

1,600 TND 3,900 TND 7,900 TND
MINIMUM AVERAGE MAXIMUM
$500 $1,300 $2,500

Villa monthly rent cost

2,000 TND 4,900 TND 7,900 TND
MINIMUM AVERAGE MAXIMUM
$630 $1,600 $2,500

The monthly rental cost of a studio apartment in Tunisia ranges between 330 TND and 1,300 TND, meanwhile the cost of monthly rental of a one-bedroom apartment can be anywhere from 490 TND to 2,000 TND. Two-bedroom rentals rate ranges between 650 TND and 2,600 TND per month. The monthly rental for a three-bedroom apartment ranges from 790 TND to 3,600 TND. The average rent of a townhouse in Tunisia is around 2,000 TND while house rental costs can be as high as 3,900 TND per month. Finally, if you want to rent a villa, expect to pay anywhere from 2,000 TND to 7,900 TND per month.



Apartment and house prices in Tunisia

Cost of buying a property

Studio apartment price

65,000 TND 98,000 TND 200,000 TND
MINIMUM AVERAGE MAXIMUM
$21,000 $31,000 $63,000

1-bedroom apartment price

79,000 TND 130,000 TND 490,000 TND
MINIMUM AVERAGE MAXIMUM
$25,000 $42,000 $160,000

2-bedroom apartment price

130,000 TND 390,000 TND 790,000 TND
MINIMUM AVERAGE MAXIMUM
$42,000 $130,000 $250,000

3-bedroom apartment price

440,000 TND 650,000 TND 2M TND
MINIMUM AVERAGE MAXIMUM
$140,000 $210,000 $630,000

Townhouse price

560,000 TND 1.3M TND 4.9M TND
MINIMUM AVERAGE MAXIMUM
$180,000 $420,000 $1.6M

House price

650,000 TND 3.9M TND 5.6M TND
MINIMUM AVERAGE MAXIMUM
$210,000 $1.3M $1.8M

Villa price

790,000 TND 4.4M TND 6.5M TND
MINIMUM AVERAGE MAXIMUM
$250,000 $1.4M $2.1M

The average price of a studio apartment in Tunisia can range from 65,000 TND to 200,000 TND depending on location. One bedroom cost can be anywhere from 79,000 TND to 490,000 TND. A villa can cost you 4.4M TND on average with prices ranging from 790,000 TND to 6.5M TND.


If you're leasing or purchasing, housing costs in Tunisia will probably constitute your biggest expenditure, yet it's an area where you wield considerable influence. This is due to the substantial variance in housing prices across communities. Keep in mind the location of your workplace and the accessibility of essential amenities to prevent negating the savings from lower rental rates with increased transportation expenses.

House / apartment prices to income ratio


Property price to income ratio

( average property price / average monthly income ) x 100


41 x119 monthly income 211
MINIMUM AVERAGE MAXIMUM

Property prices in Tunisia can be x119 to x211 multiples of the monthly income depending on the property and the income of the person. On average, property prices are approximately x119 multiples of the average monthly salary in Tunisia.



Rent to income ratio


Rent to income ratio

( monthly rental / monthly income ) x 100


22% 32% of income 42%
MINIMUM AVERAGE MAXIMUM

The average rent-to-income ratio in Tunisia is around 32%. This means that people pay 32% of their income for rent. Those figures can range from 22% to 42% depending on the salary, location, and type of property.


The housing-to-income ratio is a very important metric to evaluate and measure how affordable living is in a particular area, city, or country since housing comprises the biggest chunk of expenditure. A higher housing to income ratio means that the place is relatively expensive. The figure by itself does tell much. It only starts to make sense when comparing the housing to income ratio across different locations.

Housing affordability index

The housing affordability index measures how affordable accommodation is in a particular place. This can measured in multiple ways, the most common being housing expenditure to total expenditure ratio and the rent to income ratio. The housing expenditure ratio is a figure reported by individuals on the percentage they allocate for housing. Rent to income ratio is calculated by dividing the average monthly rent by the average income. Because these values are both percentages, we can find their average and get the best of the two worlds.

Housing Affordability Index
30%

Property Taxes

Real estate owners pay property taxes to local tax authorities, which are determined by the assessed value of their property. Typically, these taxes are paid once a year. Property tax funds contribute to community development, financing infrastructure improvements, public services, and local education initiatives.


FROM
2.2%
AVERAGE
3.2%
TO
4.2%

Home Maintenance Costs

Home maintenance costs encompass various expenses associated with the upkeep and repair of a residence. These expenditures include regular tasks such as lawn care, pest control, and HVAC system servicing, as well as occasional repairs and renovations like fixing leaks, painting, or replacing appliances.


5.8 TND 76 TND 760 TND
MINIMUM AVERAGE MAXIMUM

Urban vs. rural living costs

Urban living typically entails higher housing and transportation costs due to demand and limited space, while rural areas generally offer lower housing expenses but may have higher prices for goods and services. The differnce in rental rates between urban areas and rural areas can be as high as 300% in some cases.

Monthly costs and expenses of energy and basic utilities in Tunisia

Utilities expenditure can vary slightly between different areas and locations.


Energy, electricity, water, gas, internet, and mobile cost in Tunisia

Utility Bill Cost / Electricity + Water + Gas / Family

100 TND 290 TND 1,900 TND
MINIMUM AVERAGE MAXIMUM
$33 $93 $610

Internet and cable cost

20 TND 39 TND 52 TND
MINIMUM AVERAGE MAXIMUM
$6.3 $13 $17

Mobile phone bill and charges

16 TND 26 TND 79 TND
MINIMUM AVERAGE MAXIMUM
$5 $8.4 $25

Because most utility bills club electricity, water, and gas costs in one bill, we can't provide a breakup for each type of utility and will display electricity, gas, and water as single cost.


The average monthly energy and water consumption of families is around 290 TND. The cost of internet and WiFi ranges from 20 TND to 52 TND with 39 TND being the average internet bill. Finally, the average monthly mobile charges is around 26 TND but can range between 16 TND and 79 TND depending on consumption. Mobile charges include both calling minutes as well as data packages.


Energy / Utility expense to income ratio


( monthly utility expenses / monthly income ) x 100


2% 5% of income 9%
MINIMUM AVERAGE MAXIMUM

The average utility-to-income ratio in Tunisia is around 5%. This means that people pay 5% of their income for energy, water, internet, and mobile charges. Those figures can range from 2% to 9% depending on salary and location.

Food Prices, Dining Expenses, and Grocery Costs in Tunisia

Grocery / Food expenditure and prices can vary drastically between different areas and locations.


Prices and cost of goods and services in Tunisia

Dining out, food, and beverages costs. Price variations for common food items.

Fast food combo meal price

3.9 TND 7.9 TND 13 TND
MINIMUM AVERAGE MAXIMUM
$1.3 $2.5 $4.2

The average price of a regular combo meal at a fast food outlet or chain like McDonald's, Pizzahut, or KFC in Tunisia is approximatly 7.9 TND with meal cost ranging from 3.9 TND to 13 TND. The typical combo meal consists of a burger, french fries, and a drink.

Restaurant meal for one price

13 TND 20 TND 39 TND
MINIMUM AVERAGE MAXIMUM
$4.2 $6.3 $13

If you are planning to have a nice meal at a mid-range restaurant, expect to pay anywhere between 13 TND and 39 TND with 20 TND being the average price of a plate for one person at a regular restaurant in Tunisia.

Fine dining meal for one price

26 TND 39 TND 160 TND
MINIMUM AVERAGE MAXIMUM
$8.4 $13 $50

The price range of a meal at fine-dining restaurant is 26 TND to 160 TND with the average cost being 39 TND for one person. This is what you would expect to pay a top-tier diner in Tunisia.

Beverage prices, cappuccino, latte etc..

3.3 TND 5.2 TND 7.9 TND
MINIMUM AVERAGE MAXIMUM
$1 $1.7 $2.5

The average price of a regular beverage like cappuccino or latte at Starbucks, Costa, or similar coffee shops and cafes in Tunisia is around 5.2 TND. Price ranges between 3.3 TND and 7.9 TND depending on the type of beverage, the size, and optional add-ons.



Grocery and market costs

Large bottle of milk price

2.6 TND 3.1 TND 3.9 TND
MINIMUM AVERAGE MAXIMUM
$0.84 $1 $1.3

The average price of a large bottle of milk in Tunisia is 3.1 TND. The maximum what you would pay for milk is 3.9 TND and the minimum being 2.6 TND depending on the brand of milk and other properties.

12 eggs price

2 TND 2.6 TND 3.9 TND
MINIMUM AVERAGE MAXIMUM
$0.63 $0.84 $1.3

A dozen eggs costs around 2.6 TND on average with 2 TND and 3.9 TND being the lower and upper limits respectively.

Fresh whole chicken price

4.5 TND 5.8 TND 8.2 TND
MINIMUM AVERAGE MAXIMUM
$1.4 $1.9 $2.6

The price range of a fresh whole chicken in Tunisia is between 4.5 TND and 8.2 TND depending on the size of the chicken and whether it is oraganic or not. The average price is approximatly 5.8 TND.

Pack of beef price

5.2 TND 7.9 TND 16 TND
MINIMUM AVERAGE MAXIMUM
$1.7 $2.5 $5

The price of a regular pack of beef or meat is around 7.9 TND. A pack of beef contains around 1Kg or 1lb depending on packing.

Medium bag of rice price

2.1 TND 2.9 TND 4.1 TND
MINIMUM AVERAGE MAXIMUM
$0.68 $0.93 $1.3

A bag of rice in Tunisia costs around 2.9 TND on average with prices rangeing between 2.1 TND and 4.1 TND depending on the brand and quality.

Bag of tomatos price

0.79 TND 1 TND 2 TND
MINIMUM AVERAGE MAXIMUM
$0.25 $0.34 $0.63

A bag of tomatoes costs anywhere from 0.79 TND to 2 TND. A bag of tomatoes denotes 1Kg or 1lb depending on location.

Bag of apples price

1.4 TND 1.8 TND 3 TND
MINIMUM AVERAGE MAXIMUM
$0.45 $0.59 $0.97

A bag of apples costs 1.8 TND on average. A bag of apples denotes 1Kg or 1lb depending on location.


Grocery and food expenditure to income ratio


( monthly grocery expenses / monthly income ) x 100


18% 26% of income 32%
MINIMUM AVERAGE MAXIMUM

The average grocery-to-income ratio in Tunisia is around 26%. This means that families spend 26% of their income on grocery and basic household items. The expenditure can range from 18% to 32% depending on salary and location.


Expenditure on food and grocery for families

Families' spending on grocery ranges from 370 TND to 6,800 TND with the location, income, and size of the family being the most determinite factors.

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