Cost Of Living in China 2025

Average monthly spending for singles, couples, students, and families in China

Whether you're living in China or planning to move there, it is very important to know the cost of living and the prices of things. Here we list the average spending for the four main population groups.

Monthly costs and expenses of energy and basic utilities in China

Energy, electricity, water, gas, internet, and mobile cost in China

Utility Bill Cost / Electricity + Water + Gas / Individual

85 CNY

600 CNY

6,700 CNY

MINIMUM

AVERAGE

MAXIMUM

$12

$83

$920

Utility Bill Cost / Electricity + Water + Gas / Couple

89 CNY

650 CNY

7,300 CNY

MINIMUM

AVERAGE

MAXIMUM

$12

$90

$1,000

Utility Bill Cost / Electricity + Water + Gas / Family

170 CNY

830 CNY

8,300 CNY

MINIMUM

AVERAGE

MAXIMUM

$23

$120

$1,200

Internet and cable cost

75 CNY

150 CNY

200 CNY

MINIMUM

AVERAGE

MAXIMUM

$10

$21

$28

Mobile phone bill and charges

60 CNY

100 CNY

300 CNY

MINIMUM

AVERAGE

MAXIMUM

$8.3

$14

$42

The average monthly expenditure for individuals on electricty, water, and gas in China ranges between 85 CNY and 6,700 CNY with average being 600 CNY, meanwhile the expenditure of couples is slightly higher at 650 CNY with 89 CNY and 7,300 CNY being the upper and lower limits respectively. As expected, the energy and water consumption of families is the highest among the three groups with an average of 830 CNY. The cost of internet and WiFi is unchanged among the three groups and ranges from 75 CNY to 200 CNY with 150 CNY being the average internet bill. Finally, the average monthly mobile charges is around 100 CNY but can range between 60 CNY and 300 CNY depending on consumption. Mobile charges include both calling minutes as well as data packages.

Energy / Utility expense to income ratio

The average utility-to-income ratio in China is around 6%. This means that people pay 6% of their income for energy, water, internet, and mobile charges. Those figures can range from 3% to 10% depending on salary and location.

Singles

The average monthly expense for a single person living in China is 10,000 CNY. Expenses can range from 1,400 CNY at the minimum level to 110,000 CNY at the highest end.

Couples

The average monthly spending of couples in China is 14,000 CNY. Expenditure can range from 2,200 CNY to 130,000 CNY per month.

Families

The average cost of living for families in China is 17,000 CNY per month. Families spend anywhere from 3,300 CNY to 170,000 CNY.

Students

The average monthly expenditure for students in China is 7,300 CNY. Students spend from 1,100 CNY to 81,000 CNY per month.

Debt, loans, and mortgages in China

Percentage of people who are in debt

According to the survey, 28% of the people in China have some kind of debt, loan, mortgage, or credit card payments while 72% reported that they don't have financial obligations to banks.

Debt-to-income ratio in China

Interpretation

The debt-to-income ratio measures the percentage of income being paid as debt settlement across the population. It is calculated by dividing the monthly debt settlement payment of an individual by their monthly income. Based on collected data, approximately 30% of the people's monthly income in China goes to debt settlement.

Debt levels

Monthly debt settlement payment as percentage of monthly income

According to our data, 3% of the debtors in China pay 60%+ of their income as debt settlement while 14% of the people pay 50% to 60% of their income for the same, which is quite an alarming financial situation for those individuals. 13% of people in debt dedicate 40% to 50% of their income to loan and mortgage payments while 15% dedicated 30% to 40% of income for same. Things are looking brighter for 13% of individuals as they only pay 20% to 30% of their income for loan and credit card repayment.

Distribution by type of debt in China

11% of debtors in China confirm that real estate mortgages constitutes the main part of their outstanding debt while 27% say that credit card payments are the reason they are in debt. Auto loans were the main type of debt for 20% of people and personal loans rose at 39%. Lastly, student loans are the main source of debt for 3% of debtors in China.

Good debt vs. Bad debt

Not all debt is bad. Good debt typically refers to borrowing money for investments that can increase in value or generate income over time like purchasing a home or acquiring student loans. On the other hand, bad debt involves borrowing for things that fail to generate lasting value like high-interest credit card debt used for non-essential expenses like luxury items or vacations.

Loan Affordability Index in China

Besides measuring the loan-to-income ratio, we asked residents how many times in a year they defaulted or were unable to pay their due credit card or loan payments on time. Understanding how often people default on their due payments is one of the indicators of the cost of living and economic situation.

Frequency and percentage of people who failed to pay their monthly credit card or loan payments on time last year.

Emergency Funds

An emergency fund is a financial safety net comprised of easily accessible savings set aside to cover unexpected expenses or financial emergencies, typically amounting to three to six months' worth of living expenses. We asked residents whether they have an emergency fund and the answers were as follows.

Yes62%

No38%

Based on the survey, 38% of the people living in China said that they don't have an emergency fund while 62% said that they do.

How much money can you save in China every month?

We asked thousands of people what percentage of their income can they save in a month. Below are the answers.

What percentage of people in China manage to save money from their income every month?

Almost 62% of the surveyed people in China said that they can save some money at the end of each month while 38% said that aren't saving anything.

Percentage of people saving money by population group in China

Saving to Income Ratio

Average Monthly Saved Amount

For most people, 10% to 30% of their monthly income is what they can allocate to their savings, with 17% being the average. The amount of money that people can save is approximately 3,900 CNY on average with savings ranging from 390 CNY to 59,000 CNY.

66% of surveyed singles reported some of their income going to savings while 61% of couples said the same. 56% of families confirmed their ability to save money.

How much money do people actually save in China?

Singles

Saving to Income Ratio

Average Monthly Saved Amount

Savings to income distribution levels for singles

Interpretation and Analysis

Singles who can afford to save reported that they allocate from 13% to 32% of their monthly income to savings, with 21% being the average for most singles. The average amount of money that singles are able to save is 3,500 CNY with 390 CNY and 39,000 CNY being the minimum and maximum respectively.

Couples

Saving to Income Ratio

Average Monthly Saved Amount

Savings to income distribution levels for couples

Interpretation and Analysis

Couples who confirmed their ability to save reported saving equivalent to 11% to 31% of their monthly income, with 19% being the average for most couples. The average amount of money that couples can save is 5,100 CNY with 780 CNY and 47,000 CNY being the minimum and maximum respectively.

Families

Saving to Income Ratio

Average Monthly Saved Amount

Savings to income distribution levels for families

Interpretation and Analysis

Families in China can save anywhere between 9% to 28% of their monthly income, with 16% being the average for most families. The average amount of money that families can put aside is 5,900 CNY with 1,200 CNY and 59,000 CNY being the minimum and maximum respectively.

Saving Challenges in China

Reasons that make it difficult for people to save money

We wanted to understand what is stopping people from maximizing their savings in China. Listed below are the answers given by the survey participants.

Around 6% of the people said that their salary is too low to accommodate a portion for savings while 9% said that the high cost of living leaves little room for savings. 16% of the residents said that they are burdened with debt and find it challenging to save money. 11% reported that they just don't have the knowledge or discipline to create and stick to a budget, leading to overspending and an inability to save. 10% blamed impulsive spending as the reason for saving inability. Around 6% said that unexpected expenses like medical bills or car repairs are derailing their savings goals. 6% bluntly said that they don't see the purpose of it and prefer to live each day to the fullest. 18% reported that they understand the value of saving but are putting off saving for the future, thinking they have plenty of time to start later. 12% blamed inflation, saying that every time they save some money they end up using it immediately. A surprising 3% said that social pressure and keeping up with peers or social expectations makes them overspend. Lastly, 3% blamed market instability and price fluctuations.

A typical and healthy budgeting structure

The 50/30/20 rule

Spending among different people can vary significantly based on factors such as their income, lifestyle, location, and personal preferences. A commonly used guideline for budgeting is the 50/30/20 rule, which suggests allocating your income into three main categories in the following percentages.

• 50% for needs and financial obligations

  This category includes essential expenses like housing, utilities, groceries, transportation, and healthcare.

• 30% for wants and discretionary spending

  This category covers discretionary spending on non-essential items, such as dining out, entertainment, travel, and other lifestyle choices.

• 20% for savings and emergency fund

  This is the percentage that must be allocated to savings, emergency funds, and retirement accounts.

About financial planning, money management, and household budgeting

Typical saving choices for people in China

Where do people choose to put their savings?

Financial Literacy in

Financial literacy is the knowledge of concepts and principles related to personal finance that allow individuals to make informed decisions regarding their money such as budgeting, saving, investing, borrowing, managing debt, financial risk management, and planning.

Financial Leteracy59%

We asked residents of whether they acquired any adequate personal financial training in their lives. Approximately 41% of the people who participated in the survey said that they are not well informed about the topics of budgeting, saving, etc., and just manage things based on their own experience, while 59% said that they know about the general principles of personal finance from sources other than their own experience.

Difficulty in Budgeting and Financial Planning

We wanted to understand whether residents of have problems or difficulties in managing their expenditures and savings so we asked people one simple question: do you struggle with your personal finances? 37% of the participants reported that they indeed struggle in creating budgets and in organizing their finances while 63% said that they have everything under control.

Struggles with finance37%

Easily manages finances63%

Food Prices, Dining Expenses, and Grocery Costs in China

Prices and cost of goods and services in China

Dining out, food, and beverages costs. Price variations for common food items.

Fast food combo meal price

15 CNY

30 CNY

50 CNY

MINIMUM

AVERAGE

MAXIMUM

$2.1

$4.2

$6.9

The average price of a regular combo meal at a fast food outlet or chain like McDonald's, Pizzahut, or KFC in China is approximatly 30 CNY with meal cost ranging from 15 CNY to 50 CNY. The typical combo meal consists of a burger, french fries, and a drink.

Restaurant meal for one price

50 CNY

75 CNY

150 CNY

MINIMUM

AVERAGE

MAXIMUM

$6.9

$10

$21

If you are planning to have a nice meal at a mid-range restaurant, expect to pay anywhere between 50 CNY and 150 CNY with 75 CNY being the average price of a plate for one person at a regular restaurant in China.

Fine dining meal for one price

100 CNY

150 CNY

600 CNY

MINIMUM

AVERAGE

MAXIMUM

$14

$21

$83

The price range of a meal at fine-dining restaurant is 100 CNY to 600 CNY with the average cost being 150 CNY for one person. This is what you would expect to pay a top-tier diner in China.

Beverage prices, cappuccino, latte etc..

13 CNY

20 CNY

30 CNY

MINIMUM

AVERAGE

MAXIMUM

$1.7

$2.8

$4.2

The average price of a regular beverage like cappuccino or latte at Starbucks, Costa, or similar coffee shops and cafes in China is around 20 CNY. Price ranges between 13 CNY and 30 CNY depending on the type of beverage, the size, and optional add-ons.

Grocery and market costs

Large bottle of milk price

10 CNY

12 CNY

15 CNY

MINIMUM

AVERAGE

MAXIMUM

$1.4

$1.7

$2.1

The average price of a large bottle of milk in China is 12 CNY. The maximum what you would pay for milk is 15 CNY and the minimum being 10 CNY depending on the brand of milk and other properties.

12 eggs price

7.5 CNY

10 CNY

15 CNY

MINIMUM

AVERAGE

MAXIMUM

$1

$1.4

$2.1

A dozen eggs costs around 10 CNY on average with 7.5 CNY and 15 CNY being the lower and upper limits respectively.

Fresh whole chicken price

17 CNY

22 CNY

31 CNY

MINIMUM

AVERAGE

MAXIMUM

$2.4

$3.1

$4.3

The price range of a fresh whole chicken in China is between 17 CNY and 31 CNY depending on the size of the chicken and whether it is oraganic or not. The average price is approximatly 22 CNY.

Pack of beef price

20 CNY

30 CNY

60 CNY

MINIMUM

AVERAGE

MAXIMUM

$2.8

$4.2

$8.3

The price of a regular pack of beef or meat is around 30 CNY. A pack of beef contains around 1Kg or 1lb depending on packing.

Medium bag of rice price

8.1 CNY

11 CNY

16 CNY

MINIMUM

AVERAGE

MAXIMUM

$1.1

$1.5

$2.2

A bag of rice in China costs around 11 CNY on average with prices rangeing between 8.1 CNY and 16 CNY depending on the brand and quality.

Bag of tomatos price

3 CNY

4 CNY

7.5 CNY

MINIMUM

AVERAGE

MAXIMUM

$0.42

$0.56

$1

A bag of tomatoes costs anywhere from 3 CNY to 7.5 CNY. A bag of tomatoes denotes 1Kg or 1lb depending on location.

Bag of apples price

5.4 CNY

7 CNY

12 CNY

MINIMUM

AVERAGE

MAXIMUM

$0.74

$0.97

$1.6

A bag of apples costs 7 CNY on average. A bag of apples denotes 1Kg or 1lb depending on location.

Grocery and food expenditure to income ratio

The average grocery-to-income ratio in China is around 26%. This means that people spend 26% of their income on grocery and basic household items. The expenditure can range from 18% to 32% depending on salary and location.

Expenditure on food and grocery for every population group

A single person living alone spends approximately 1,600 CNY per month on grocery and food with expenditure fluctuating between 230 CNY and 18,000 CNY depending on location and the type of person. The average cost of food and groceries for a couple is around 2,000 CNY per month. That number can be get as low as 310 CNY or a high as 19,000 CNY. Families' spending on grocery ranges from 600 CNY to 30,000 CNY with the location, income, and size of the family being the most determinite factors.

How do people spend their money in China?

We asked thousands of people about their spending habits and expenditure breaks. Below are their answers.

People living in China typically spend from 14% to 33% of their total monthly expenditure on housing with 25% being the average. The average spend on housing is 3,300 CNY with expenditure ranging from 330 CNY to 50,000 CNY. This cost mainly goes for rent but it also includes other accommodation-related expenses. Housing costs are highest for families and lowest for students as expected.

Utility expenditure like electricity, water, and gas in China ranges from 4% to 11% of total expenses with 7% being the average. The average monthly cost of utilities is 550 CNY with 55 CNY and 8,300 CNY being the upper and lower limits.

Fuel consumption and cost of transport depend heavily on whether you live near your work or school, but roughly speaking you would expect to spend from 110 CNY to 17,000 CNY on commuting with 1,100 CNY being the norm for most people in one month. This means that money spent on transport constitutes about 8% of total spending on average but can go as low as 4% or as high as 12%.

The average outlay on groceries in a month in China is 2,800 CNY. The cost of groceries can range between 280 CNY to 42,000 CNY. People spend on average about 27% on food and groceries with upper and lower bounds of 19% and 33% respectively.

People in China allocate 4% to 12% of their total monthly expenditure to healthcare including health insurance and out-of-pocket medical expenses. The average spending is around 9%. The range of medical expenses range from 78 CNY to 12,000 CNY with 780 CNY being the norm.

This category mostly contains discretionary or non-essential expenses but also some non-discretionary spending like furniture for example. The monthly expenses range from 44 CNY to 6,700 CNY with 440 CNY being the average. Speaking of percentages, that equates to 3% to 9% of total expenses with an average of 5% for most residents.

Spending on education can vary drastically between different people. While working singles can spend 0% on education, families and students' expenditure can reach up to 22%. On average, education constitutes 6% of the monthly expenditure with 4% and 12% being the lower and upper bounds respectively. The average reported education cost is 670 CNY per month with 67 CNY being the minimum spent amount and 10,000 CNY being the maximum.

Financial goals of people in China

In an attempt to understand the economic situation in China, we asked participants about their financial targets. By knowing what the population in general is trying to achieve, we can shed light on the economic outlook, cost of living, and quality of life in general.

Around 7% of those who participated in the survey said that their main goal is to establish an emergency fund to cover unexpected expenses while 37% said their number one priority is to pay off high-interest debt or loans and improve credit. 9% of surveyed people confirmed that saving for retirement to ensure a comfortable lifestyle in the final years is their main target. Around 8% reported that their priority is saving for the tuition fees and education costs of their children while 17% choose to buy a home or pay off existing mortgage before other things. 8% of the population would like to build wealth through investments such as stocks, bonds, mutual funds, or real estate. For 9% of people, saving for vacations or upgrading their lifestyle is the number one concern. Approximately 11% of the residents said that saving for healthcare expenses including insurance premiums is their main goal.

Affordable living in China

Income and cost of living compatibility

We asked residents one simple question and recorded their answers.

Is it affordable or economical to live in China?

Around 64% of surveyed residents think that living in China is affordable with proper budgeting while 36% reported that it is just too expensive and not affordable even with frugality and thriftness.

Retirement, pension plans, and life after work in China

What does the retirement lifestyle look like in China and how much retirement savings are required?

Retirement age

The retirement age for most employees in is 65 years. Specific retirement ages can vary based on factors like occupation, gender, years of contribution, and location. It is not entirely unlikely for people to retire either before or after this age.

Retirement planning and savings

There are many retirement saving options, some are personally initiated and others are government-sponsered. Regardless of the source of savings, the minimum amount of money that needs to be put aside to ensure a peaceful and comfortable retirement at each age can be found in the table below. This data is largely approximated and can vary drastically based on individual needs and situations. Treat these figures as a general guideline.

Retirement Income Distribution

We asked residents about their retirement income sources and below are the results.

Retirement Monthly Expenses in China

Housing costs, accommodation, and housing affordability in China

Rent Cost in China

Monthly Rent Prices

Studio apartment monthly rent cost

1,300 CNY

1,900 CNY

5,000 CNY

MINIMUM

AVERAGE

MAXIMUM

$170

$260

$690

1-bedroom apartment monthly rent cost

1,900 CNY

3,000 CNY

7,500 CNY

MINIMUM

AVERAGE

MAXIMUM

$260

$420

$1,000

2-bedroom apartment monthly rent cost

2,500 CNY

3,800 CNY

10,000 CNY

MINIMUM

AVERAGE

MAXIMUM

$350

$520

$1,400

3-bedroom apartment monthly rent cost

3,000 CNY

5,000 CNY

14,000 CNY

MINIMUM

AVERAGE

MAXIMUM

$420

$690

$1,900

Furnished apartment monthly rent cost

6,000 CNY

15,000 CNY

30,000 CNY

MINIMUM

AVERAGE

MAXIMUM

$830

$2,100

$4,200

Townhouse monthly rent cost

5,000 CNY

7,500 CNY

21,000 CNY

MINIMUM

AVERAGE

MAXIMUM

$690

$1,000

$3,000

House monthly rent cost

6,000 CNY

15,000 CNY

30,000 CNY

MINIMUM

AVERAGE

MAXIMUM

$830

$2,100

$4,200

Villa monthly rent cost

7,500 CNY

19,000 CNY

30,000 CNY

MINIMUM

AVERAGE

MAXIMUM

$1,000

$2,600

$4,200

The monthly rental cost of a studio apartment in China ranges between 1,300 CNY and 5,000 CNY, meanwhile the cost of monthly rental of a one-bedroom apartment can be anywhere from 1,900 CNY to 7,500 CNY. Two-bedroom rentals rate ranges between 2,500 CNY and 10,000 CNY per month. The monthly rental for a three-bedroom apartment ranges from 3,000 CNY to 14,000 CNY. The average rent of a townhouse in China is around 7,500 CNY while house rental costs can be as high as 15,000 CNY per month. Finally, if you want to rent a villa, expect to pay anywhere from 7,500 CNY to 30,000 CNY per month.

Apartment and house prices in China

Cost of buying a property

Studio apartment price

250,000 CNY

380,000 CNY

750,000 CNY

MINIMUM

AVERAGE

MAXIMUM

$35,000

$52,000

$100,000

1-bedroom apartment price

300,000 CNY

500,000 CNY

1.9M CNY

MINIMUM

AVERAGE

MAXIMUM

$42,000

$69,000

$260,000

2-bedroom apartment price

500,000 CNY

1.5M CNY

3M CNY

MINIMUM

AVERAGE

MAXIMUM

$69,000

$210,000

$420,000

3-bedroom apartment price

1.7M CNY

2.5M CNY

7.5M CNY

MINIMUM

AVERAGE

MAXIMUM

$230,000

$350,000

$1M

Townhouse price

2.1M CNY

5M CNY

19M CNY

MINIMUM

AVERAGE

MAXIMUM

$300,000

$690,000

$2.6M

House price

2.5M CNY

15M CNY

21M CNY

MINIMUM

AVERAGE

MAXIMUM

$350,000

$2.1M

$3M

Villa price

3M CNY

17M CNY

25M CNY

MINIMUM

AVERAGE

MAXIMUM

$420,000

$2.3M

$3.5M

The average price of a studio apartment in China can range from 250,000 CNY to 750,000 CNY depending on location. One bedroom cost can be anywhere from 300,000 CNY to 1.9M CNY. A villa can cost you 17M CNY on average with prices ranging from 3M CNY to 25M CNY.

House / apartment prices to income ratio

Property prices in China can be x105 to x203 multiples of the monthly income depending on the property and the income of the person. On average, property prices are approximately x105 multiples of the average monthly salary in China.

Rent to income ratio

The average rent-to-income ratio in China is around 30%. This means that people pay 30% of their income for rent. Those figures can range from 20% to 40% depending on the salary, location, and type of property.

Housing affordability index

The housing affordability index measures how affordable accommodation is in a particular place. This can measured in multiple ways, the most common being housing expenditure to total expenditure ratio and the rent to income ratio. The housing expenditure ratio is a figure reported by individuals on the percentage they allocate for housing. Rent to income ratio is calculated by dividing the average monthly rent by the average income. Because these values are both percentages, we can find their average and get the best of the two worlds.

Property Taxes

Real estate owners pay property taxes to local tax authorities, which are determined by the assessed value of their property. Typically, these taxes are paid once a year. Property tax funds contribute to community development, financing infrastructure improvements, public services, and local education initiatives.

Home Maintenance Costs

Home maintenance costs encompass various expenses associated with the upkeep and repair of a residence. These expenditures include regular tasks such as lawn care, pest control, and HVAC system servicing, as well as occasional repairs and renovations like fixing leaks, painting, or replacing appliances.

Urban vs. rural living costs

Urban living typically entails higher housing and transportation costs due to demand and limited space, while rural areas generally offer lower housing expenses but may have higher prices for goods and services. The differnce in rental rates between urban areas and rural areas can be as high as 300% in some cases.

Expenditure to Income Ratio in China

One of the most definite ways to determine how affordable a place is measuring the ratio of expenses to salary. A high expense-to-income to ratio indicates a high cost-of-living index while a low expenditure-to-salary ratio means the place is affordable to live in.

Expense to income distribution levels

Interpretation and Analysis

The average spending-to-salary ratio in China is 85% This means that on average, people spend around 85% of their income for living. According to the distribution table, 17% of the population spend approximately 60% to 70% of their income every month.

Individual
77%
Spending-Income-Ratio

---

69%

85%

Couple
81%
Spending-Income-Ratio

---

73%

89%

Family
89%
Spending-Income-Ratio

---

81%

99%

Low-cost alternatives in China

People are always looking for ways to cut down expenses and reduce expenditures. The hallmark of any affordable place is the availability of discount stores, bargain deals, smart or secondhand shopping, refurbished items, and couponing. We asked residents how easily cost-cutting is and the answers were distributed as follows:

Plenty of low-cost options58%

Few low-cost options42%

Based on the survey, 58% of the people living in China have no problem finding low-cost alternatives to support a frugal lifestyle while 42% think that thriftness is difficult due to scarcity in discount markets and secondhand outlets.

Cost of living comparison by city

#1 Zhengzhou

The average cost of living in Zhengzhou is 6,900 CNY, which is 45% less than the country average. Zhengzhou is ranked first in China in terms of expendenture and cost of living.

#2 Xiamen

The average cost of living in Xiamen is 7,100 CNY, which is 36% less than the country average. Xiamen is ranked second in China in terms of expendenture and cost of living.

#3 Wuxi

The average cost of living in Wuxi is 7,400 CNY, which is 36% less than the country average. Wuxi is ranked third in China in terms of expendenture and cost of living.

#4 Quanzhou

The average cost of living in Quanzhou is 7,700 CNY, which is 36% less than the country average. Quanzhou is ranked fourth in China in terms of expendenture and cost of living.

#5 Kunming

The average cost of living in Kunming is 7,900 CNY, which is 36% less than the country average. Kunming is ranked fifth in China in terms of expendenture and cost of living.

#6 Fuzhou

The average cost of living in Fuzhou is 8,200 CNY, which is 27% less than the country average. Fuzhou is ranked sixth in China in terms of expendenture and cost of living.

#7 Foshan

The average cost of living in Foshan is 8,500 CNY, which is 27% less than the country average. Foshan is ranked seventh in China in terms of expendenture and cost of living.

#8 Dongguan

The average cost of living in Dongguan is 8,800 CNY, which is 27% less than the country average. Dongguan is ranked eighth in China in terms of expendenture and cost of living.

#9 Dalian

The average cost of living in Dalian is 9,100 CNY, which is 18% less than the country average. Dalian is ranked ninth in China in terms of expendenture and cost of living.

#10 Changsha

The average cost of living in Changsha is 9,400 CNY, which is 18% less than the country average. Changsha is ranked tenth in China in terms of expendenture and cost of living.

#11 Changchun

The average cost of living in Changchun is 9,700 CNY, which is 18% less than the country average. Changchun is ranked eleventh in China in terms of expendenture and cost of living.

#12 Wenzhou

The average cost of living in Wenzhou is 10,000 CNY, which is 9.1% less than the country average. Wenzhou is ranked twelfth in China in terms of expendenture and cost of living.

#13 Qingdao

The average cost of living in Qingdao is 10,000 CNY, which is 9.1% less than the country average. Qingdao is ranked thirteenth in China in terms of expendenture and cost of living.

#14 Suzhou

The average cost of living in Suzhou is 11,000 CNY, which is same as the country average. Suzhou is ranked fourteenth in China in terms of expendenture and cost of living.

#15 Shantou

The average cost of living in Shantou is 11,000 CNY, which is same as the country average. Shantou is ranked fifteenth in China in terms of expendenture and cost of living.

#16 Shenzhen

The average cost of living in Shenzhen is 11,000 CNY, which is same as the country average. Shenzhen is ranked sixteenth in China in terms of expendenture and cost of living.

#17 Shenyang

The average cost of living in Shenyang is 12,000 CNY, which is 9.1% more than the country average. Shenyang is ranked seventeenth in China in terms of expendenture and cost of living.

#18 Nanjing

The average cost of living in Nanjing is 12,000 CNY, which is 9.1% more than the country average. Nanjing is ranked eighteenth in China in terms of expendenture and cost of living.

#19 Harbin

The average cost of living in Harbin is 13,000 CNY, which is 18% more than the country average. Harbin is ranked nineteenth in China in terms of expendenture and cost of living.

#20 Xi an

The average cost of living in Xi an is 13,000 CNY, which is 18% more than the country average. Xi an is ranked twentyth in China in terms of expendenture and cost of living.

#21 Jinan

The average cost of living in Jinan is 13,000 CNY, which is 18% more than the country average. Jinan is ranked twenty-onth in China in terms of expendenture and cost of living.

#22 Tianjin

The average cost of living in Tianjin is 14,000 CNY, which is 27% more than the country average. Tianjin is ranked twenty-twoth in China in terms of expendenture and cost of living.

#23 Chengdu

The average cost of living in Chengdu is 14,000 CNY, which is 27% more than the country average. Chengdu is ranked twenty-threth in China in terms of expendenture and cost of living.

#24 Wuhan

The average cost of living in Wuhan is 15,000 CNY, which is 36% more than the country average. Wuhan is ranked twenty-fourth in China in terms of expendenture and cost of living.

#25 Hangzhou

The average cost of living in Hangzhou is 15,000 CNY, which is 36% more than the country average. Hangzhou is ranked twenty-fivth in China in terms of expendenture and cost of living.

#26 Beijing

The average cost of living in Beijing is 15,000 CNY, which is 36% more than the country average. Beijing is ranked twenty-sixth in China in terms of expendenture and cost of living.

#27 Chongqing

The average cost of living in Chongqing is 16,000 CNY, which is 45% more than the country average. Chongqing is ranked twenty-seventh in China in terms of expendenture and cost of living.

#28 Shanghai

The average cost of living in Shanghai is 16,000 CNY, which is 45% more than the country average. Shanghai is ranked twenty-eightth in China in terms of expendenture and cost of living.

#29 Guangzhou

The average cost of living in Guangzhou is 17,000 CNY, which is 55% more than the country average. Guangzhou is ranked twenty-ninth in China in terms of expendenture and cost of living.