Cost Of Living in Mauritania 2025

cost of living chart - average monthly expenditure in Mauritania

Average monthly spending for singles, couples, students, and families in Mauritania

Whether you're living in Mauritania or planning to move there, it is very important to know the cost of living and the prices of things. Here we list the average spending for the four main population groups.

Average Monthly Expenditure

Currency: MRU
1,500 20,000 200,000
MINIMUM AVERAGE MAXIMUM
$39 $500 $5,000

Monthly Expenditure ▶ Single

Currency: MRU
1,900 14,000 92,000
MINIMUM AVERAGE MAXIMUM
$49 $350 $2,300

Monthly Expenditure ▶ Couple

Currency: MRU
7,700 23,000 120,000
MINIMUM AVERAGE MAXIMUM
$190 $580 $3,100

Monthly Expenditure ▶ Family

Currency: MRU
11,000 31,000 200,000
MINIMUM AVERAGE MAXIMUM
$270 $770 $5,000

Monthly Expenditure ▶ Student

Currency: MRU
1,500 10,000 68,000
MINIMUM AVERAGE MAXIMUM
$39 $260 $1,700
The figures displayed here are inclusive of everything: housing, travel, groceries, healthcare, etc.

Singles

The average monthly expense for a single person living in Mauritania is 14,000 MRU. Expenses can range from 1,900 MRU at the minimum level to 92,000 MRU at the highest end.


Couples

The average monthly spending of couples in Mauritania is 23,000 MRU. Expenditure can range from 7,700 MRU to 120,000 MRU per month.


Families

The average cost of living for families in Mauritania is 31,000 MRU per month. Families spend anywhere from 11,000 MRU to 200,000 MRU.


Students

The average monthly expenditure for students in Mauritania is 10,000 MRU. Students spend from 1,500 MRU to 68,000 MRU per month.


Spending behavior can change drastically from one person to another. It is best to consider the minimum, average, and maximum spending together.



Prices and cost of goods and services in Mauritania


Chart showing the prices and cost of grocery, food, restaurant meals, market, and beverages in Mauritania

Dining, food, and beverages costs


Fast food combo meal

20 MRU 40 MRU 67 MRU
MINIMUM AVERAGE MAXIMUM
$0.50 $1 $1.7

Restaurant meal for one

67 MRU 100 MRU 200 MRU
MINIMUM AVERAGE MAXIMUM
$1.7 $2.5 $5

Fine dining meal for one

130 MRU 200 MRU 800 MRU
MINIMUM AVERAGE MAXIMUM
$3.3 $5 $20

Cappuccino or latte

17 MRU 27 MRU 40 MRU
MINIMUM AVERAGE MAXIMUM
$0.42 $0.67 $1

Grocery and market costs


Milk large bottle

13 MRU 16 MRU 20 MRU
MINIMUM AVERAGE MAXIMUM
$0.33 $0.40 $0.50

12 eggs

10 MRU 13 MRU 20 MRU
MINIMUM AVERAGE MAXIMUM
$0.25 $0.33 $0.50

Fresh whole chicken

23 MRU 29 MRU 42 MRU
MINIMUM AVERAGE MAXIMUM
$0.57 $0.74 $1

Pack of beef

27 MRU 40 MRU 80 MRU
MINIMUM AVERAGE MAXIMUM
$0.67 $1 $2

Medium bag of rice

11 MRU 15 MRU 21 MRU
MINIMUM AVERAGE MAXIMUM
$0.27 $0.37 $0.52

Bag of tomatos

4 MRU 5.3 MRU 10 MRU
MINIMUM AVERAGE MAXIMUM
$0.10 $0.13 $0.25

Bag of apples

7.1 MRU 9.3 MRU 15 MRU
MINIMUM AVERAGE MAXIMUM
$0.18 $0.23 $0.39
Chart showing the prices and cost of commute, travel, and transportation in Mauritania

Commute, travel, and transportation costs


20 minutes taxi ride

17 MRU 20 MRU 40 MRU
MINIMUM AVERAGE MAXIMUM
$0.42 $0.50 $1

Average car full tank

100 MRU 130 MRU 270 MRU
MINIMUM AVERAGE MAXIMUM
$2.5 $3.3 $6.7

Average car 1-day rental

100 MRU 130 MRU 200 MRU
MINIMUM AVERAGE MAXIMUM
$2.5 $3.3 $5

Average car price

50,000 MRU 100,000 MRU 130,000 MRU
MINIMUM AVERAGE MAXIMUM
$1,300 $2,500 $3,300

Bus ticket one way

3.3 MRU 5 MRU 10 MRU
MINIMUM AVERAGE MAXIMUM
$0.08 $0.13 $0.25

Car Service

130 MRU 200 MRU 400 MRU
MINIMUM AVERAGE MAXIMUM
$3.3 $5 $10
Chart showing the prices and cost of utility, energy, water, and gas for a family in Mauritania

Utility cost (monthly)


Utility Bill - Individual

120 MRU 830 MRU 5,500 MRU
MINIMUM AVERAGE MAXIMUM
$2.9 $21 $140

Utility Bill - Couple

310 MRU 1,000 MRU 6,800 MRU
MINIMUM AVERAGE MAXIMUM
$7.7 $26 $170

Utility Bill - Family

540 MRU 1,500 MRU 10,000 MRU
MINIMUM AVERAGE MAXIMUM
$14 $39 $250

Internet and cable

100 MRU 200 MRU 270 MRU
MINIMUM AVERAGE MAXIMUM
$2.5 $5 $6.7

Mobile phone charges

80 MRU 130 MRU 400 MRU
MINIMUM AVERAGE MAXIMUM
$2 $3.3 $10

Leisure and activities costs


Movie ticket

50 MRU 67 MRU 100 MRU
MINIMUM AVERAGE MAXIMUM
$1.3 $1.7 $2.5

One month gym membership

160 MRU 200 MRU 400 MRU
MINIMUM AVERAGE MAXIMUM
$4 $5 $10
Chart showing the prices and cost of clothing and accessories in Mauritania

Cloths and accessories costs


Pair of jeans or pants

120 MRU 170 MRU 250 MRU
MINIMUM AVERAGE MAXIMUM
$3 $4.2 $6.3

Woman dress

110 MRU 150 MRU 500 MRU
MINIMUM AVERAGE MAXIMUM
$2.8 $3.9 $13

Woman shoes

110 MRU 140 MRU 330 MRU
MINIMUM AVERAGE MAXIMUM
$2.6 $3.6 $8.4

Men's shoes

91 MRU 110 MRU 220 MRU
MINIMUM AVERAGE MAXIMUM
$2.3 $2.8 $5.6

Men suit

100 MRU 120 MRU 670 MRU
MINIMUM AVERAGE MAXIMUM
$2.5 $3.1 $17

Regular t-shirt

50 MRU 67 MRU 200 MRU
MINIMUM AVERAGE MAXIMUM
$1.3 $1.7 $5
Chart showing the prices and cost of housing, accommodation, and rent in Mauritania

Housing costs / monthly rent


Studio apartment

1,700 MRU 2,500 MRU 6,700 MRU
MINIMUM AVERAGE MAXIMUM
$42 $63 $170

1-bedroom apartment

2,500 MRU 4,000 MRU 10,000 MRU
MINIMUM AVERAGE MAXIMUM
$63 $100 $250

2-bedroom apartment

3,300 MRU 5,000 MRU 13,000 MRU
MINIMUM AVERAGE MAXIMUM
$84 $130 $330

Housing costs / Buying


Studio apartment

330,000 MRU 500,000 MRU 1,000,000 MRU
MINIMUM AVERAGE MAXIMUM
$8,400 $13,000 $25,000

1-bedroom apartment

400,000 MRU 670,000 MRU 2.5M MRU
MINIMUM AVERAGE MAXIMUM
$10,000 $17,000 $63,000

2-bedroom apartment

670,000 MRU 2M MRU 4M MRU
MINIMUM AVERAGE MAXIMUM
$17,000 $50,000 $100,000
Chart showing the prices and cost of furniture in Mauritania

Furniture Costs


King Size Bed

2,000 MRU 2,500 MRU 3,300 MRU
MINIMUM AVERAGE MAXIMUM
$50 $63 $84

Double Bed

1,300 MRU 2,000 MRU 2,500 MRU
MINIMUM AVERAGE MAXIMUM
$33 $50 $63

Single Bed

1,200 MRU 1,500 MRU 2,000 MRU
MINIMUM AVERAGE MAXIMUM
$30 $39 $50

Living Room

2,200 MRU 2,900 MRU 10,000 MRU
MINIMUM AVERAGE MAXIMUM
$56 $72 $250

Dining Table

1,000 MRU 1,300 MRU 2,500 MRU
MINIMUM AVERAGE MAXIMUM
$25 $33 $63

Sofa or Couch

1,300 MRU 1,800 MRU 4,000 MRU
MINIMUM AVERAGE MAXIMUM
$33 $46 $100
Chart showing the prices and cost of electronic devices and appliances in Mauritania

Electronics and House Appliance Costs


TV Set

1,300 MRU 2,000 MRU 4,000 MRU
MINIMUM AVERAGE MAXIMUM
$33 $50 $100

Fridge or Freezer

1,200 MRU 1,800 MRU 2,500 MRU
MINIMUM AVERAGE MAXIMUM
$30 $46 $63

Washing Machine

1,500 MRU 2,200 MRU 4,000 MRU
MINIMUM AVERAGE MAXIMUM
$39 $56 $100

Stove or Cooker

1,400 MRU 1,800 MRU 2,500 MRU
MINIMUM AVERAGE MAXIMUM
$36 $46 $63

Mobile Phone

1,700 MRU 2,000 MRU 2,900 MRU
MINIMUM AVERAGE MAXIMUM
$42 $50 $72

Laptop or Computer

1,800 MRU 2,200 MRU 4,000 MRU
MINIMUM AVERAGE MAXIMUM
$46 $56 $100

Expenditure to Income Ratio in Mauritania

One of the most definite ways to determine how affordable a place is measuring the ratio of expenses to salary. A high expense-to-income to ratio indicates a high cost-of-living index while a low expenditure-to-salary ratio means the place is affordable to live in.

Cost of living and expenditure to income ratio in Mauritania

Spending to Income Ratio

87%

81% to 96%

( expenditure / income ) x 100


Expense to income distribution levels

Spending To Income Ratio% People
< 50%4%
50% - 60%9%
60% - 70%15%
70% - 80%25%
80% - 90%21%
90% - 100%11%
100% - 110%6%
110% - 120%4%
120% - 130%3%
130% - 140%2%
> 140%2%

Interpretation and Analysis

The average spending-to-salary ratio in Mauritania is 87% This means that on average, people spend around 87% of their income for living. According to the distribution table, 15% of the population spend approximately 60% to 70% of their income every month.


How can spending be more than income?

A value higher than 100% means that the expenditure of those people is higher than their income. They are spending more than what they earn. This is possible in two scenarios. They are either borrowing from their savings to survive or they are borrowing from other sources (relatives, friends, banks, etc.). More about this in the debt section.



Individual
78%
Spending-Income-Ratio
73%
86%

Couple
83%
Spending-Income-Ratio
77%
91%

Family
91%
Spending-Income-Ratio
85%
100%
Distribution of monthly cost of living expenses in Mauritania

How do people spend their money in Mauritania?

We asked thousands of people about their spending habits and expenditure breaks. Below are their answers.

The percentage figures in this section are percentages of total spending not income. If you would like to see the percentage of expenses as related to income or salary, see other sections.

Housing Expenditure23%

23% of total expenses on average (12% to 31%)

LOW$12   460 MRU
AVERAGE$150   6,000 MRU
HIGH$1,500   60,000 MRU
Per Month

People living in Mauritania typically spend from 12% to 31% of their total monthly expenditure on housing with 23% being the average. The average spend on housing is 6,000 MRU with expenditure ranging from 460 MRU to 60,000 MRU. This cost mainly goes for rent but it also includes other accommodation-related expenses. Housing costs are highest for families and lowest for students as expected.

Utilities, Electricity, Water, Internet, Mobile8%

8% of total expenses on average (5% to 12%)

LOW$1.9   77 MRU
AVERAGE$25   1,000 MRU
HIGH$250   10,000 MRU
Per Month

Utility expenditure like electricity, water, and gas in Mauritania ranges from 5% to 12% of total expenses with 8% being the average. The average monthly cost of utilities is 1,000 MRU with 77 MRU and 10,000 MRU being the upper and lower limits.

Transport, Fuel, Commute7%

7% of total expenses on average (3% to 11%)

LOW$3.9   150 MRU
AVERAGE$50   2,000 MRU
HIGH$500   20,000 MRU
Per Month

Fuel consumption and cost of transport depend heavily on whether you live near your work or school, but roughly speaking you would expect to spend from 150 MRU to 20,000 MRU on commuting with 2,000 MRU being the norm for most people in one month. This means that money spent on transport constitutes about 7% of total spending on average but can go as low as 3% or as high as 11%.

Food and Groceries Cost28%

28% of total expenses on average (20% to 34%)

LOW$9.6   380 MRU
AVERAGE$130   5,000 MRU
HIGH$1,300   50,000 MRU
Per Month

The average outlay on groceries in a month in Mauritania is 5,000 MRU. The cost of groceries can range between 380 MRU to 50,000 MRU. People spend on average about 28% on food and groceries with upper and lower bounds of 20% and 34% respectively.

Healthcare and Medical Services10%

10% of total expenses on average (5% to 13%)

LOW$2.7   110 MRU
AVERAGE$35   1,400 MRU
HIGH$350   14,000 MRU
Per Month

People in Mauritania allocate 5% to 13% of their total monthly expenditure to healthcare including health insurance and out-of-pocket medical expenses. The average spending is around 10%. The range of medical expenses range from 110 MRU to 14,000 MRU with 1,400 MRU being the norm.

Leisure and Shopping4%

4% of total expenses on average (2% to 8%)

LOW$1.5   61 MRU
AVERAGE$20   800 MRU
HIGH$200   8,000 MRU
Per Month

This category mostly contains discretionary or non-essential expenses but also some non-discretionary spending like furniture for example. The monthly expenses range from 61 MRU to 8,000 MRU with 800 MRU being the average. Speaking of percentages, that equates to 2% to 8% of total expenses with an average of 4% for most residents.

Education and Schooling5%

5% of total expenses on average (3% to 11%)

LOW$2.3   92 MRU
AVERAGE$30   1,200 MRU
HIGH$300   12,000 MRU
Per Month

Spending on education can vary drastically between different people. While working singles can spend 0% on education, families and students' expenditure can reach up to 22%. On average, education constitutes 5% of the monthly expenditure with 3% and 11% being the lower and upper bounds respectively. The average reported education cost is 1,200 MRU per month with 92 MRU being the minimum spent amount and 12,000 MRU being the maximum.

Other Expenses14%

14% of total expenses on average (9% to 21%)

LOW$5   200 MRU
AVERAGE$65   2,600 MRU
HIGH$650   26,000 MRU
Per Month
Percentage of people who manage to save money from their income every month in Mauritania

How much money can you save in Mauritania every month?

We asked thousands of people what percentage of their income can they save in a month. Below are the answers.


What percentage of people in Mauritania manage to save money from their income every month?


Saving Money
48%
Not Saving
52%

Almost 48% of the surveyed people in Mauritania said that they can save some money at the end of each month while 52% said that aren't saving anything.


Percentage of people saving money by population group in Mauritania

GroupSaversNon Savers
Singles58%42%
Couples53%47%
Families48%52%

Savings-to-Income Ratio

The savings-to-income ratio is measured as the percentage of income that people save over a specific period and it is simply calculated by dividing the saved money by total income and then multiplying the result by 100. (Savings / Income) x 100.


Savings to income ratio in Mauritania

Saving to Income Ratio

8% 14% of income 28%
MINIMUM AVERAGE MAXIMUM

Average Monthly Saved Amount

460 MRU
$12
6,000 MRU
$150
60,000 MRU
$1,500
MINIMUM AVERAGE MAXIMUM

For most people, 8% to 28% of their monthly income is what they can allocate to their savings, with 14% being the average. The amount of money that people can save is approximately 6,000 MRU on average with savings ranging from 460 MRU to 60,000 MRU.

58% of surveyed singles reported some of their income going to savings while 53% of couples said the same. 48% of families confirmed their ability to save money.


How much money do people actually save in Mauritania?

The amount of money that people can afford to save depends hugely on their income. It is better to focus on the percentage when trying to understand saving patterns.


Singles

Saving to Income Ratio

11% 18% of income 30%
MINIMUM AVERAGE MAXIMUM

Average Monthly Saved Amount

460 MRU
$12
4,100 MRU
$100
28,000 MRU
$690
MINIMUM AVERAGE MAXIMUM

Savings to income distribution levels for singles

Saving To Income Ratio% Singles
0% - 10%33%
10% - 20%26%
20% - 30%16%
30% - 40%12%
40% - 50%9%
> 50%4%

Interpretation and Analysis

Singles who can afford to save reported that they allocate from 11% to 30% of their monthly income to savings, with 18% being the average for most singles. The average amount of money that singles are able to save is 4,100 MRU with 460 MRU and 28,000 MRU being the minimum and maximum respectively.


Couples

Saving to Income Ratio

9% 16% of income 29%
MINIMUM AVERAGE MAXIMUM

Average Monthly Saved Amount

2,300 MRU
$58
6,900 MRU
$170
37,000 MRU
$920
MINIMUM AVERAGE MAXIMUM

Savings to income distribution levels for couples

Saving To Income Ratio% Couples
0% - 10%37%
10% - 20%28%
20% - 30%19%
30% - 40%7%
40% - 50%6%
> 50%3%

Interpretation and Analysis

Couples who confirmed their ability to save reported saving equivalent to 9% to 29% of their monthly income, with 16% being the average for most couples. The average amount of money that couples can save is 6,900 MRU with 2,300 MRU and 37,000 MRU being the minimum and maximum respectively.


Families

Saving to Income Ratio

7% 13% of income 26%
MINIMUM AVERAGE MAXIMUM

Average Monthly Saved Amount

3,200 MRU
$81
9,200 MRU
$230
60,000 MRU
$1,500
MINIMUM AVERAGE MAXIMUM

Savings to income distribution levels for families

Saving To Income Ratio% Families
0% - 10%40%
10% - 20%31%
20% - 30%20%
30% - 40%4%
40% - 50%3%
> 50%2%

Interpretation and Analysis

Families in Mauritania can save anywhere between 7% to 26% of their monthly income, with 13% being the average for most families. The average amount of money that families can put aside is 9,200 MRU with 3,200 MRU and 60,000 MRU being the minimum and maximum respectively.

Reasons that make it difficult for people to save money in Mauritania

Saving Challenges in Mauritania

Reasons that make it difficult for people to save money

We wanted to understand what is stopping people from maximizing their savings in Mauritania. Listed below are the answers given by the survey participants.


Reason% People
Low Income5%
High Expenses8%
Debt and Loans13%
Lack of Budgeting Skills12%
Impulsive Spending12%
Financial Emergencies7%
Living the moment5%
Will do it later21%
Inflation13%
Social Pressure3%
Market Instability2%

Around 5% of the people said that their salary is too low to accommodate a portion for savings while 8% said that the high cost of living leaves little room for savings. 13% of the residents said that they are burdened with debt and find it challenging to save money. 12% reported that they just don't have the knowledge or discipline to create and stick to a budget, leading to overspending and an inability to save. 12% blamed impulsive spending as the reason for saving inability. Around 7% said that unexpected expenses like medical bills or car repairs are derailing their savings goals. 5% bluntly said that they don't see the purpose of it and prefer to live each day to the fullest. 21% reported that they understand the value of saving but are putting off saving for the future, thinking they have plenty of time to start later. 13% blamed inflation, saying that every time they save some money they end up using it immediately. A surprising 3% said that social pressure and keeping up with peers or social expectations makes them overspend. Lastly, 2% blamed market instability and price fluctuations.

Where do people choose to put their savings in Mauritania

Typical saving choices for people in Mauritania

Where do people choose to put their savings?


Saving Type% People
Emergency Funds12%
Gold13%
Savings Accounts17%
Retirement Accounts10%
Cash Savings21%
Real Estate9%
Investment5%
Stocks4%
Bonds5%
Mutual Funds2%
Certificates of Deposit3%
A typical and healthy budgeting structure. The 50-30-20 rule

A typical and healthy budgeting structure

The 50/30/20 rule

Spending among different people can vary significantly based on factors such as their income, lifestyle, location, and personal preferences. A commonly used guideline for budgeting is the 50/30/20 rule, which suggests allocating your income into three main categories in the following percentages.

  • 50% for needs and financial obligations

    This category includes essential expenses like housing, utilities, groceries, transportation, and healthcare.

  • 30% for wants and discretionary spending

    This category covers discretionary spending on non-essential items, such as dining out, entertainment, travel, and other lifestyle choices.

  • 20% for savings and emergency fund

    This is the percentage that must be allocated to savings, emergency funds, and retirement accounts.

About financial planning, money management, and household budgeting

The 50/30/20 rule is used as a general guideline but may not be the best choice for all people. There are in fact many budgeting plans out there like the 70/20/10 and the 60/20/20 rules, all claiming to be the best. More important than all of this is to establish financial discipline by creating a budget tailored to your specific financial goals and situation. It is very important that your financial outflow be less than your income to maintain a healthy cash flow.

Income and cost of living compatibility. Is it affordable or economical to live in Mauritania

Affordable living in Mauritania

Income and cost of living compatibility

We asked residents one simple question and recorded their answers.

Is it affordable or economical to live in Mauritania?


Yes
45%
No
55%

Around 45% of surveyed residents think that living in Mauritania is affordable with proper budgeting while 55% reported that it is just too expensive and not affordable even with frugality and thriftness.

How easily is cost-cutting. Are there plenty of low-cost options in Mauritania

Low-cost alternatives in Mauritania

People are always looking for ways to cut down expenses and reduce expenditures. The hallmark of any affordable place is the availability of discount stores, bargain deals, smart or secondhand shopping, refurbished items, and couponing. We asked residents how easily cost-cutting is and the answers were distributed as follows:

Plenty of low-cost options52%

Few low-cost options48%


Based on the survey, 52% of the people living in Mauritania have no problem finding low-cost alternatives to support a frugal lifestyle while 48% think that thriftness is difficult due to scarcity in discount markets and secondhand outlets.

Emergency Funds

An emergency fund is a financial safety net comprised of easily accessible savings set aside to cover unexpected expenses or financial emergencies, typically amounting to three to six months' worth of living expenses. We asked residents of Mauritania whether they have an emergency fund and the answers were as follows.

Yes41%

No59%


Based on the survey, 59% of the people living in Mauritania said that they don't have an emergency fund while 41% said that they do.

Financial literacy and difficulty in budgeting and financial planning in Mauritania

Financial Literacy in Mauritania

Financial literacy is the knowledge of concepts and principles related to personal finance that allow individuals to make informed decisions regarding their money such as budgeting, saving, investing, borrowing, managing debt, financial risk management, and planning.

Financial Leteracy40%


We asked residents of Mauritania whether they acquired any adequate personal financial training in their lives. Approximately 60% of the people who participated in the survey said that they are not well informed about the topics of budgeting, saving, etc., and just manage things based on their own experience, while 40% said that they know about the general principles of personal finance from sources other than their own experience.


Difficulty in Budgeting and Financial Planning

We wanted to understand whether residents of Mauritania have problems or difficulties in managing their expenditures and savings so we asked people one simple question: do you struggle with your personal finances? 64% of the participants reported that they indeed struggle in creating budgets and in organizing their finances while 36% said that they have everything under control.

Struggles with finance64%

Easily manages finances36%

Financial goals and targets of people living in Mauritania

Financial goals of people in Mauritania

In an attempt to understand the economic situation in Mauritania, we asked participants about their financial targets. By knowing what the population in general is trying to achieve, we can shed light on the economic outlook, cost of living, and quality of life in general.


Financial Goal% People
Emergency Fund8%
Debt Reduction44%
Retirement Savings10%
Education Funding7%
Homeownership18%
Investing6%
Travel or Lifestyle6%
Healthcare Expenses14%
Financial Independence4%

Around 8% of those who participated in the survey said that their main goal is to establish an emergency fund to cover unexpected expenses while 44% said their number one priority is to pay off high-interest debt or loans and improve credit. 10% of surveyed people confirmed that saving for retirement to ensure a comfortable lifestyle in the final years is their main target. Around 7% reported that their priority is saving for the tuition fees and education costs of their children while 18% choose to buy a home or pay off existing mortgage before other things. 6% of the population would like to build wealth through investments such as stocks, bonds, mutual funds, or real estate. For 6% of people, saving for vacations or upgrading their lifestyle is the number one concern. Approximately 14% of the residents said that saving for healthcare expenses including insurance premiums is their main goal.

Retirement, pension plans, and life after work in Mauritania

What does the retirement lifestyle look like in Mauritania and how much retirement savings are required?

Retirement age

The retirement age for most employees in Mauritania is 65 years. Specific retirement ages can vary based on factors like occupation, gender, years of contribution, and location. It is not entirely unlikely for people to retire either before or after this age.

Retirement planning and savings

There are many retirement saving options, some are personally initiated and others are government-sponsered. Regardless of the source of savings, the minimum amount of money that needs to be put aside to ensure a peaceful and comfortable retirement at each age can be found in the table below. This data is largely approximated and can vary drastically based on individual needs and situations. Treat these figures as a general guideline.


The typical saved amount of money you should have at every age as multiples of monthly salary:
AgeAmount
255x monthly salary at age 25
3010x monthly salary at age 30
3515x monthly salary at age 35
4025x monthly salary at age 40
4532x monthly salary at age 45
5048x monthly salary at age 50
5556x monthly salary at age 55
6064x monthly salary at age 60
6578x monthly salary at age 65

The typical average saved amount of money you should have at every age in Mauritania:
AgeAmount
2552,000 MRU
30100,000 MRU
35180,000 MRU
40260,000 MRU
45390,000 MRU
50540,000 MRU
55650,000 MRU
60800,000 MRU
65960,000 MRU

Retirement Income Distribution

We asked residents of Mauritania about their retirement income sources and below are the results.

Source% People
Pensions12%
Savings23%
Investments12%
Social Security7%
Annuities7%
Part-time Job15%
Real Estate18%
Dividends and Interest7%

Retirement Monthly Expenses in Mauritania

1,100 MRU
$29
10,000 MRU
$260
68,000 MRU
$1,700
MINIMUM AVERAGE MAXIMUM
Chart showing the percentage of people who are in debt in Mauritania

Debt, loans, and mortgages in Mauritania


Percentage of people who are in debt


In Debt
37%
Debt Free
63%

According to the survey, 37% of the people in Mauritania have some kind of debt, loan, mortgage, or credit card payments while 63% reported that they don't have financial obligations to banks.


Chart showing debt-to-income ratio in Mauritania

Debt-to-income ratio in Mauritania

Debt to income ratio

32%

24% to 41%

( monthly debt payment / monthly income ) x 100

Interpretation

The debt-to-income ratio measures the percentage of income being paid as debt settlement across the population. It is calculated by dividing the monthly debt settlement payment of an individual by their monthly income. Based on collected data, approximately 32% of the people's monthly income in Mauritania goes to debt settlement.


Debt levels

Monthly debt settlement payment as percentage of monthly income

Debt-to-income ratio% People
> 60%3%
50% - 60%19%
40% - 50%15%
30% - 40%17%
20% - 30%10%
10% - 20%11%
0% - 10%25%

According to our data, 3% of the debtors in Mauritania pay 60%+ of their income as debt settlement while 19% of the people pay 50% to 60% of their income for the same, which is quite an alarming financial situation for those individuals. 15% of people in debt dedicate 40% to 50% of their income to loan and mortgage payments while 17% dedicated 30% to 40% of income for same. Things are looking brighter for 10% of individuals as they only pay 20% to 30% of their income for loan and credit card repayment.


Distribution by type of debt in Mauritania

Debt% People
Real Estate Mortgage8%
Auto Loan14%
Student Loan4%
Credit Card30%
Personal Loan44%

8% of debtors in Mauritania confirm that real estate mortgages constitutes the main part of their outstanding debt while 30% say that credit card payments are the reason they are in debt. Auto loans were the main type of debt for 14% of people and personal loans rose at 44%. Lastly, student loans are the main source of debt for 4% of debtors in Mauritania.


About credit score and debt management

Managing debt is a critical aspect of maintaining a favorable credit score. Debt reduction is the first thing you should do improve your financial situation. Getting rid of debt takes precedence over saving money because of interest rates.

Good debt vs. Bad debt

Not all debt is bad. Good debt typically refers to borrowing money for investments that can increase in value or generate income over time like purchasing a home or acquiring student loans. On the other hand, bad debt involves borrowing for things that fail to generate lasting value like high-interest credit card debt used for non-essential expenses like luxury items or vacations.


Loan Affordability Index in Mauritania

Besides measuring the loan-to-income ratio, we asked residents of Mauritania how many times in a year they defaulted or were unable to pay their due credit card or loan payments on time. Understanding how often people default on their due payments is one of the indicators of the cost of living and economic situation.

Frequency and percentage of people who failed to pay their monthly credit card or loan payments on time last year.

Frequency% People
Never50%
Once a year24%
Twice a year13%
Three times a year9%
Four times a year4%
Housing and accommodation affordability, property price to income ratio, rent to income ratio, and housing affordability index chart in Mauritania

Housing costs, accommodation, and housing affordability in Mauritania

Rental costs and house/apartment prices can vary drastically between different areas and locations.


Rent Cost in Mauritania

Monthly Rent Prices

Studio apartment monthly rent cost

1,700 MRU 2,500 MRU 6,700 MRU
MINIMUM AVERAGE MAXIMUM
$42 $63 $170

1-bedroom apartment monthly rent cost

2,500 MRU 4,000 MRU 10,000 MRU
MINIMUM AVERAGE MAXIMUM
$63 $100 $250

2-bedroom apartment monthly rent cost

3,300 MRU 5,000 MRU 13,000 MRU
MINIMUM AVERAGE MAXIMUM
$84 $130 $330

3-bedroom apartment monthly rent cost

4,000 MRU 6,700 MRU 18,000 MRU
MINIMUM AVERAGE MAXIMUM
$100 $170 $460

Furnished apartment monthly rent cost

8,000 MRU 20,000 MRU 40,000 MRU
MINIMUM AVERAGE MAXIMUM
$200 $500 $1,000

Townhouse monthly rent cost

6,700 MRU 10,000 MRU 29,000 MRU
MINIMUM AVERAGE MAXIMUM
$170 $250 $720

House monthly rent cost

8,000 MRU 20,000 MRU 40,000 MRU
MINIMUM AVERAGE MAXIMUM
$200 $500 $1,000

Villa monthly rent cost

10,000 MRU 25,000 MRU 40,000 MRU
MINIMUM AVERAGE MAXIMUM
$250 $630 $1,000

The monthly rental cost of a studio apartment in Mauritania ranges between 1,700 MRU and 6,700 MRU, meanwhile the cost of monthly rental of a one-bedroom apartment can be anywhere from 2,500 MRU to 10,000 MRU. Two-bedroom rentals rate ranges between 3,300 MRU and 13,000 MRU per month. The monthly rental for a three-bedroom apartment ranges from 4,000 MRU to 18,000 MRU. The average rent of a townhouse in Mauritania is around 10,000 MRU while house rental costs can be as high as 20,000 MRU per month. Finally, if you want to rent a villa, expect to pay anywhere from 10,000 MRU to 40,000 MRU per month.



Apartment and house prices in Mauritania

Cost of buying a property

Studio apartment price

330,000 MRU 500,000 MRU 1,000,000 MRU
MINIMUM AVERAGE MAXIMUM
$8,400 $13,000 $25,000

1-bedroom apartment price

400,000 MRU 670,000 MRU 2.5M MRU
MINIMUM AVERAGE MAXIMUM
$10,000 $17,000 $63,000

2-bedroom apartment price

670,000 MRU 2M MRU 4M MRU
MINIMUM AVERAGE MAXIMUM
$17,000 $50,000 $100,000

3-bedroom apartment price

2.2M MRU 3.3M MRU 10M MRU
MINIMUM AVERAGE MAXIMUM
$56,000 $84,000 $250,000

Townhouse price

2.9M MRU 6.7M MRU 25M MRU
MINIMUM AVERAGE MAXIMUM
$72,000 $170,000 $630,000

House price

3.3M MRU 20M MRU 29M MRU
MINIMUM AVERAGE MAXIMUM
$84,000 $500,000 $720,000

Villa price

4M MRU 22M MRU 33M MRU
MINIMUM AVERAGE MAXIMUM
$100,000 $560,000 $840,000

The average price of a studio apartment in Mauritania can range from 330,000 MRU to 1,000,000 MRU depending on location. One bedroom cost can be anywhere from 400,000 MRU to 2.5M MRU. A villa can cost you 22M MRU on average with prices ranging from 4M MRU to 33M MRU.


If you're leasing or purchasing, housing costs in Mauritania will probably constitute your biggest expenditure, yet it's an area where you wield considerable influence. This is due to the substantial variance in housing prices across communities. Keep in mind the location of your workplace and the accessibility of essential amenities to prevent negating the savings from lower rental rates with increased transportation expenses.

House / apartment prices to income ratio


Property price to income ratio

( average property price / average monthly income ) x 100


29 x81 monthly income 189
MINIMUM AVERAGE MAXIMUM

Property prices in Mauritania can be x81 to x189 multiples of the monthly income depending on the property and the income of the person. On average, property prices are approximately x81 multiples of the average monthly salary in Mauritania.



Rent to income ratio


Rent to income ratio

( monthly rental / monthly income ) x 100


18% 28% of income 38%
MINIMUM AVERAGE MAXIMUM

The average rent-to-income ratio in Mauritania is around 28%. This means that people pay 28% of their income for rent. Those figures can range from 18% to 38% depending on the salary, location, and type of property.


The housing-to-income ratio is a very important metric to evaluate and measure how affordable living is in a particular area, city, or country since housing comprises the biggest chunk of expenditure. A higher housing to income ratio means that the place is relatively expensive. The figure by itself does tell much. It only starts to make sense when comparing the housing to income ratio across different locations.

Housing affordability index

The housing affordability index measures how affordable accommodation is in a particular place. This can measured in multiple ways, the most common being housing expenditure to total expenditure ratio and the rent to income ratio. The housing expenditure ratio is a figure reported by individuals on the percentage they allocate for housing. Rent to income ratio is calculated by dividing the average monthly rent by the average income. Because these values are both percentages, we can find their average and get the best of the two worlds.

Housing Affordability Index
26%

Property Taxes

Real estate owners pay property taxes to local tax authorities, which are determined by the assessed value of their property. Typically, these taxes are paid once a year. Property tax funds contribute to community development, financing infrastructure improvements, public services, and local education initiatives.


FROM
1.8%
AVERAGE
2.8%
TO
3.8%

Home Maintenance Costs

Home maintenance costs encompass various expenses associated with the upkeep and repair of a residence. These expenditures include regular tasks such as lawn care, pest control, and HVAC system servicing, as well as occasional repairs and renovations like fixing leaks, painting, or replacing appliances.


31 MRU 400 MRU 4,000 MRU
MINIMUM AVERAGE MAXIMUM

Urban vs. rural living costs

Urban living typically entails higher housing and transportation costs due to demand and limited space, while rural areas generally offer lower housing expenses but may have higher prices for goods and services. The differnce in rental rates between urban areas and rural areas can be as high as 300% in some cases.

Monthly costs and expenses of energy and basic utilities in Mauritania

Utilities expenditure can vary slightly between different areas and locations.


Energy, electricity, water, gas, internet, and mobile cost in Mauritania

Utility Bill Cost / Electricity + Water + Gas / Individual

120 MRU 830 MRU 5,500 MRU
MINIMUM AVERAGE MAXIMUM
$2.9 $21 $140

Utility Bill Cost / Electricity + Water + Gas / Couple

310 MRU 1,000 MRU 6,800 MRU
MINIMUM AVERAGE MAXIMUM
$7.7 $26 $170

Utility Bill Cost / Electricity + Water + Gas / Family

540 MRU 1,500 MRU 10,000 MRU
MINIMUM AVERAGE MAXIMUM
$14 $39 $250

Internet and cable cost

100 MRU 200 MRU 270 MRU
MINIMUM AVERAGE MAXIMUM
$2.5 $5 $6.7

Mobile phone bill and charges

80 MRU 130 MRU 400 MRU
MINIMUM AVERAGE MAXIMUM
$2 $3.3 $10

Because most utility bills club electricity, water, and gas costs in one bill, we can't provide a breakup for each type of utility and will display electricity, gas, and water as single cost.


The average monthly expenditure for individuals on electricty, water, and gas in Mauritania ranges between 120 MRU and 5,500 MRU with average being 830 MRU, meanwhile the expenditure of couples is slightly higher at 1,000 MRU with 310 MRU and 6,800 MRU being the upper and lower limits respectively. As expected, the energy and water consumption of families is the highest among the three groups with an average of 1,500 MRU. The cost of internet and WiFi is unchanged among the three groups and ranges from 100 MRU to 270 MRU with 200 MRU being the average internet bill. Finally, the average monthly mobile charges is around 130 MRU but can range between 80 MRU and 400 MRU depending on consumption. Mobile charges include both calling minutes as well as data packages.


Energy / Utility expense to income ratio


( monthly utility expenses / monthly income ) x 100


4% 7% of income 11%
MINIMUM AVERAGE MAXIMUM

The average utility-to-income ratio in Mauritania is around 7%. This means that people pay 7% of their income for energy, water, internet, and mobile charges. Those figures can range from 4% to 11% depending on salary and location.

Food Prices, Dining Expenses, and Grocery Costs in Mauritania

Grocery / Food expenditure and prices can vary drastically between different areas and locations.


Prices and cost of goods and services in Mauritania

Dining out, food, and beverages costs. Price variations for common food items.

Fast food combo meal price

20 MRU 40 MRU 67 MRU
MINIMUM AVERAGE MAXIMUM
$0.50 $1 $1.7

The average price of a regular combo meal at a fast food outlet or chain like McDonald's, Pizzahut, or KFC in Mauritania is approximatly 40 MRU with meal cost ranging from 20 MRU to 67 MRU. The typical combo meal consists of a burger, french fries, and a drink.

Restaurant meal for one price

67 MRU 100 MRU 200 MRU
MINIMUM AVERAGE MAXIMUM
$1.7 $2.5 $5

If you are planning to have a nice meal at a mid-range restaurant, expect to pay anywhere between 67 MRU and 200 MRU with 100 MRU being the average price of a plate for one person at a regular restaurant in Mauritania.

Fine dining meal for one price

130 MRU 200 MRU 800 MRU
MINIMUM AVERAGE MAXIMUM
$3.3 $5 $20

The price range of a meal at fine-dining restaurant is 130 MRU to 800 MRU with the average cost being 200 MRU for one person. This is what you would expect to pay a top-tier diner in Mauritania.

Beverage prices, cappuccino, latte etc..

17 MRU 27 MRU 40 MRU
MINIMUM AVERAGE MAXIMUM
$0.42 $0.67 $1

The average price of a regular beverage like cappuccino or latte at Starbucks, Costa, or similar coffee shops and cafes in Mauritania is around 27 MRU. Price ranges between 17 MRU and 40 MRU depending on the type of beverage, the size, and optional add-ons.



Grocery and market costs

Large bottle of milk price

13 MRU 16 MRU 20 MRU
MINIMUM AVERAGE MAXIMUM
$0.33 $0.40 $0.50

The average price of a large bottle of milk in Mauritania is 16 MRU. The maximum what you would pay for milk is 20 MRU and the minimum being 13 MRU depending on the brand of milk and other properties.

12 eggs price

10 MRU 13 MRU 20 MRU
MINIMUM AVERAGE MAXIMUM
$0.25 $0.33 $0.50

A dozen eggs costs around 13 MRU on average with 10 MRU and 20 MRU being the lower and upper limits respectively.

Fresh whole chicken price

23 MRU 29 MRU 42 MRU
MINIMUM AVERAGE MAXIMUM
$0.57 $0.74 $1

The price range of a fresh whole chicken in Mauritania is between 23 MRU and 42 MRU depending on the size of the chicken and whether it is oraganic or not. The average price is approximatly 29 MRU.

Pack of beef price

27 MRU 40 MRU 80 MRU
MINIMUM AVERAGE MAXIMUM
$0.67 $1 $2

The price of a regular pack of beef or meat is around 40 MRU. A pack of beef contains around 1Kg or 1lb depending on packing.

Medium bag of rice price

11 MRU 15 MRU 21 MRU
MINIMUM AVERAGE MAXIMUM
$0.27 $0.37 $0.52

A bag of rice in Mauritania costs around 15 MRU on average with prices rangeing between 11 MRU and 21 MRU depending on the brand and quality.

Bag of tomatos price

4 MRU 5.3 MRU 10 MRU
MINIMUM AVERAGE MAXIMUM
$0.10 $0.13 $0.25

A bag of tomatoes costs anywhere from 4 MRU to 10 MRU. A bag of tomatoes denotes 1Kg or 1lb depending on location.

Bag of apples price

7.1 MRU 9.3 MRU 15 MRU
MINIMUM AVERAGE MAXIMUM
$0.18 $0.23 $0.39

A bag of apples costs 9.3 MRU on average. A bag of apples denotes 1Kg or 1lb depending on location.


Grocery and food expenditure to income ratio


( monthly grocery expenses / monthly income ) x 100


19% 27% of income 33%
MINIMUM AVERAGE MAXIMUM

The average grocery-to-income ratio in Mauritania is around 27%. This means that people spend 27% of their income on grocery and basic household items. The expenditure can range from 19% to 33% depending on salary and location.


Expenditure on food and grocery for every population group

A single person living alone spends approximately 2,200 MRU per month on grocery and food with expenditure fluctuating between 310 MRU and 15,000 MRU depending on location and the type of person. The average cost of food and groceries for a couple is around 3,200 MRU per month. That number can be get as low as 1,100 MRU or a high as 17,000 MRU. Families' spending on grocery ranges from 1,900 MRU to 36,000 MRU with the location, income, and size of the family being the most determinite factors.


Single
Spending habits, consumption analysis, and expenditure patterns for a single person living in Mauritania

Housing cost for a single person29%

29% of total expenses on average (17% to 41%)

LOW$18   700 MRU
AVERAGE$130   5,000 MRU
HIGH$830   33,000 MRU
Per Month

Utilities, Electricity, Water, Internet, Mobile9%

9% of total expenses on average (5% to 14%)

LOW$2.9   120 MRU
AVERAGE$21   830 MRU
HIGH$140   5,500 MRU
Per Month

Transport and Fuel Cost5%

5% of total expenses on average (3% to 11%)

LOW$3.9   150 MRU
AVERAGE$28   1,100 MRU
HIGH$190   7,400 MRU
Per Month

Food and Groceries Cost19%

19% of total expenses on average (13% to 24%)

LOW$7.8   310 MRU
AVERAGE$56   2,200 MRU
HIGH$370   15,000 MRU
Per Month

Healthcare Cost12%

12% of total expenses on average (6% to 16%)

LOW$4.4   170 MRU
AVERAGE$31   1,200 MRU
HIGH$210   8,300 MRU
Per Month

Leisure and Shopping Expenditure2%

2% of total expenses on average (2% to 5%)

LOW$2.4   97 MRU
AVERAGE$17   690 MRU
HIGH$120   4,600 MRU
Per Month

Education Cost1%

1% of total expenses on average (0.00% to 3%)

LOW$0.97   39 MRU
AVERAGE$6.9   280 MRU
HIGH$46   1,800 MRU
Per Month

Other Expenses22%

22% of total expenses on average (14% to 26%)

LOW$8.8   350 MRU
AVERAGE$63   2,500 MRU
HIGH$420   17,000 MRU
Per Month


Couple
Average monthly living expenditure breaks and spending patterns for couples in Mauritania

Housing cost for a couple26%

26% of total expenses on average (19% to 36%)

LOW$66   2,600 MRU
AVERAGE$200   7,800 MRU
HIGH$1,000   42,000 MRU
Per Month

Utilities, Electricity, Water, Internet, Mobile8%

8% of total expenses on average (6% to 12%)

LOW$7.7   310 MRU
AVERAGE$26   1,000 MRU
HIGH$170   6,800 MRU
Per Month

Transport and Fuel Cost9%

9% of total expenses on average (3% to 14%)

LOW$23   920 MRU
AVERAGE$69   2,800 MRU
HIGH$370   15,000 MRU
Per Month

Food and Groceries Cost17%

17% of total expenses on average (12% to 22%)

LOW$27   1,100 MRU
AVERAGE$81   3,200 MRU
HIGH$430   17,000 MRU
Per Month

Healthcare Cost14%

14% of total expenses on average (8% to 18%)

LOW$21   840 MRU
AVERAGE$64   2,500 MRU
HIGH$340   14,000 MRU
Per Month

Leisure and Shopping Cost3%

3% of total expenses on average (1% to 6%)

LOW$12   460 MRU
AVERAGE$35   1,400 MRU
HIGH$190   7,400 MRU
Per Month

Education Cost1%

1% of total expenses on average (0.00% to 3%)

LOW$3.9   150 MRU
AVERAGE$12   460 MRU
HIGH$62   2,500 MRU
Per Month

Other Expenses21%

21% of total expenses on average (15% to 27%)

LOW$33   1,300 MRU
AVERAGE$98   3,900 MRU
HIGH$520   21,000 MRU
Per Month


Family
Average monthly expenses and break out of spending for families living in Mauritania

Housing cost for a family25%

25% of total expenses on average (20% to 35%)

LOW$86   3,400 MRU
AVERAGE$250   9,800 MRU
HIGH$1,600   64,000 MRU
Per Month

Utilities, Electricity, Water, Internet, Mobile6%

6% of total expenses on average (4% to 9%)

LOW$14   540 MRU
AVERAGE$39   1,500 MRU
HIGH$250   10,000 MRU
Per Month

Transport and Fuel Expenses5%

5% of total expenses on average (3% to 7%)

LOW$27   1,100 MRU
AVERAGE$77   3,100 MRU
HIGH$500   20,000 MRU
Per Month

Food and Groceries Cost21%

21% of total expenses on average (14% to 27%)

LOW$49   1,900 MRU
AVERAGE$140   5,500 MRU
HIGH$900   36,000 MRU
Per Month

Healthcare Expenses11%

11% of total expenses on average (7% to 16%)

LOW$24   970 MRU
AVERAGE$77   3,100 MRU
HIGH$400   16,000 MRU
Per Month

Leisure and Shopping Cost2%

2% of total expenses on average (1% to 6%)

LOW$14   540 MRU
AVERAGE$39   1,500 MRU
HIGH$250   10,000 MRU
Per Month

Education Cost13%

13% of total expenses on average (6% to 21%)

LOW$38   1,500 MRU
AVERAGE$110   4,300 MRU
HIGH$700   28,000 MRU
Per Month

Other Expenses16%

16% of total expenses on average (9% to 21%)

LOW$22   860 MRU
AVERAGE$62   2,500 MRU
HIGH$400   16,000 MRU
Per Month


Student
Cost of living and expenses break down for students living in Mauritania

Housing costs for Student17%

17% of total expenses on average (12% to 23%)

LOW$9.3   370 MRU
AVERAGE$62   2,500 MRU
HIGH$410   16,000 MRU
Per Month

Utilities, Electricity, Water, Internet, and Mobile Expenses7%

7% of total expenses on average (5% to 11%)

LOW$1.5   61 MRU
AVERAGE$10   410 MRU
HIGH$69   2,700 MRU
Per Month

Transport and Fuel Cost4%

4% of total expenses on average (4% to 10%)

LOW$2.7   110 MRU
AVERAGE$18   720 MRU
HIGH$120   4,800 MRU
Per Month

Food and Groceries Expenditure23%

23% of total expenses on average (17% to 27%)

LOW$7.7   310 MRU
AVERAGE$51   2,000 MRU
HIGH$340   14,000 MRU
Per Month

Healthcare Cost9%

9% of total expenses on average (6% to 12%)

LOW$2.3   92 MRU
AVERAGE$15   610 MRU
HIGH$100   4,100 MRU
Per Month

Leisure and Shopping Cost2%

2% of total expenses on average (2% to 6%)

LOW$1.9   77 MRU
AVERAGE$13   510 MRU
HIGH$86   3,400 MRU
Per Month

Education Cost18%

18% of total expenses on average (11% to 23%)

LOW$7.3   290 MRU
AVERAGE$49   1,900 MRU
HIGH$330   13,000 MRU
Per Month

Other Expenses19%

19% of total expenses on average (13% to 25%)

LOW$5.8   230 MRU
AVERAGE$39   1,500 MRU
HIGH$260   10,000 MRU
Per Month
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