Cost Of Living For a Single Person in Jalalabad 2025

Single person cost of living chart - individual average monthly expenditure in Jalalabad

Average Monthly Expenditure

Currency: AFN
9,900 71,000 470,000
MINIMUM AVERAGE MAXIMUM
$130 $960 $6,400

Average monthly spending for a single person or individual in Jalalabad

How much money does an individual need in a month to survive in Jalalabad?

A single person in Jalalabad spends around 71,000 AFN per month on average. Depending on the lifestyle, a single individual can survive with a monthly budget as low as 9,900 AFN or as high as 470,000 AFN. Location and income are very important factors and have a huge influence on expenditure and budget.

Prices and cost of goods and services in Jalalabad

Chart showing the prices and cost of grocery, food, restaurant meals, market, and beverages in Jalalabad

Dining, food, and beverages costs


Fast food combo meal

110 AFN 210 AFN 360 AFN
MINIMUM AVERAGE MAXIMUM
$1.5 $2.9 $4.9

Restaurant meal for one

350 AFN 530 AFN 1,100 AFN
MINIMUM AVERAGE MAXIMUM
$4.8 $7.2 $14

Fine dining meal for one

700 AFN 1,100 AFN 4,200 AFN
MINIMUM AVERAGE MAXIMUM
$9.5 $14 $57

Cappuccino or latte

90 AFN 140 AFN 210 AFN
MINIMUM AVERAGE MAXIMUM
$1.2 $2 $2.9

Grocery and market costs


Milk large bottle

72 AFN 86 AFN 110 AFN
MINIMUM AVERAGE MAXIMUM
$0.98 $1.2 $1.5

12 eggs

54 AFN 72 AFN 110 AFN
MINIMUM AVERAGE MAXIMUM
$0.73 $0.98 $1.5

Fresh whole chicken

120 AFN 160 AFN 220 AFN
MINIMUM AVERAGE MAXIMUM
$1.7 $2.2 $3

Pack of beef

140 AFN 210 AFN 430 AFN
MINIMUM AVERAGE MAXIMUM
$2 $2.9 $5.9

Medium bag of rice

58 AFN 79 AFN 110 AFN
MINIMUM AVERAGE MAXIMUM
$0.79 $1.1 $1.5

Bag of tomatos

21 AFN 29 AFN 54 AFN
MINIMUM AVERAGE MAXIMUM
$0.29 $0.39 $0.73

Bag of apples

38 AFN 50 AFN 83 AFN
MINIMUM AVERAGE MAXIMUM
$0.52 $0.68 $1.1
Chart showing the prices and cost of commute, travel, and transportation in Jalalabad

Commute, travel, and transportation costs


20 minutes taxi ride

88 AFN 110 AFN 210 AFN
MINIMUM AVERAGE MAXIMUM
$1.2 $1.4 $2.9

Average car full tank

540 AFN 720 AFN 1,400 AFN
MINIMUM AVERAGE MAXIMUM
$7.3 $9.8 $20

Average car 1-day rental

510 AFN 690 AFN 1,000 AFN
MINIMUM AVERAGE MAXIMUM
$7 $9.3 $14

Average car price

270,000 AFN 540,000 AFN 720,000 AFN
MINIMUM AVERAGE MAXIMUM
$3,700 $7,300 $9,800

Bus ticket one way

17 AFN 26 AFN 51 AFN
MINIMUM AVERAGE MAXIMUM
$0.23 $0.35 $0.70

Car Service

690 AFN 1,000 AFN 2,100 AFN
MINIMUM AVERAGE MAXIMUM
$9.3 $14 $28
Chart showing the prices and cost of utility, energy, water, and gas for a single person in Jalalabad

Utility cost (monthly)


Utility Bill - Individual

590 AFN 4,200 AFN 28,000 AFN
MINIMUM AVERAGE MAXIMUM
$8.1 $58 $380

Internet and cable

540 AFN 1,100 AFN 1,400 AFN
MINIMUM AVERAGE MAXIMUM
$7.3 $15 $20

Mobile phone charges

430 AFN 720 AFN 2,100 AFN
MINIMUM AVERAGE MAXIMUM
$5.9 $9.8 $29

Leisure and activities costs


Movie ticket

270 AFN 360 AFN 540 AFN
MINIMUM AVERAGE MAXIMUM
$3.7 $4.9 $7.3

One month gym membership

820 AFN 1,000 AFN 2,100 AFN
MINIMUM AVERAGE MAXIMUM
$11 $14 $28
Chart showing the prices and cost of clothing and accessories in Jalalabad

Cloths and accessories costs


Pair of jeans or pants

610 AFN 860 AFN 1,300 AFN
MINIMUM AVERAGE MAXIMUM
$8.2 $12 $18

Woman dress

570 AFN 790 AFN 2,600 AFN
MINIMUM AVERAGE MAXIMUM
$7.8 $11 $35

Woman shoes

540 AFN 740 AFN 1,700 AFN
MINIMUM AVERAGE MAXIMUM
$7.4 $10 $23

Men's shoes

470 AFN 570 AFN 1,100 AFN
MINIMUM AVERAGE MAXIMUM
$6.4 $7.8 $16

Men suit

510 AFN 640 AFN 3,400 AFN
MINIMUM AVERAGE MAXIMUM
$7 $8.8 $47

Regular t-shirt

260 AFN 340 AFN 1,000 AFN
MINIMUM AVERAGE MAXIMUM
$3.5 $4.7 $14
Chart showing the prices and cost of housing, accommodation, and rent in Jalalabad

Housing costs / monthly rent


Studio apartment

8,600 AFN 13,000 AFN 34,000 AFN
MINIMUM AVERAGE MAXIMUM
$120 $180 $470

1-bedroom apartment

13,000 AFN 21,000 AFN 51,000 AFN
MINIMUM AVERAGE MAXIMUM
$180 $280 $700

2-bedroom apartment

17,000 AFN 26,000 AFN 69,000 AFN
MINIMUM AVERAGE MAXIMUM
$230 $350 $930

Housing costs / Buying


Studio apartment

1.7M AFN 2.6M AFN 5.1M AFN
MINIMUM AVERAGE MAXIMUM
$23,000 $35,000 $70,000

1-bedroom apartment

2.1M AFN 3.4M AFN 13M AFN
MINIMUM AVERAGE MAXIMUM
$28,000 $47,000 $180,000

2-bedroom apartment

3.4M AFN 10M AFN 21M AFN
MINIMUM AVERAGE MAXIMUM
$47,000 $140,000 $280,000
Chart showing the prices and cost of furniture in Jalalabad

Furniture Costs


King Size Bed

11,000 AFN 13,000 AFN 18,000 AFN
MINIMUM AVERAGE MAXIMUM
$150 $180 $240

Double Bed

7,200 AFN 11,000 AFN 13,000 AFN
MINIMUM AVERAGE MAXIMUM
$98 $150 $180

Single Bed

6,300 AFN 8,300 AFN 11,000 AFN
MINIMUM AVERAGE MAXIMUM
$86 $110 $150

Living Room

12,000 AFN 15,000 AFN 54,000 AFN
MINIMUM AVERAGE MAXIMUM
$160 $210 $730

Dining Table

5,400 AFN 7,200 AFN 13,000 AFN
MINIMUM AVERAGE MAXIMUM
$73 $98 $180

Sofa or Couch

7,200 AFN 9,800 AFN 21,000 AFN
MINIMUM AVERAGE MAXIMUM
$98 $130 $290
Chart showing the prices and cost of electronic devices and appliances in Jalalabad

Electronics and House Appliance Costs


TV Set

7,200 AFN 11,000 AFN 21,000 AFN
MINIMUM AVERAGE MAXIMUM
$98 $150 $290

Fridge or Freezer

6,300 AFN 9,800 AFN 13,000 AFN
MINIMUM AVERAGE MAXIMUM
$86 $130 $180

Washing Machine

8,300 AFN 12,000 AFN 21,000 AFN
MINIMUM AVERAGE MAXIMUM
$110 $160 $290

Stove or Cooker

7,700 AFN 9,800 AFN 13,000 AFN
MINIMUM AVERAGE MAXIMUM
$100 $130 $180

Mobile Phone

9,000 AFN 11,000 AFN 15,000 AFN
MINIMUM AVERAGE MAXIMUM
$120 $150 $210

Laptop or Computer

9,800 AFN 12,000 AFN 21,000 AFN
MINIMUM AVERAGE MAXIMUM
$130 $160 $290
Single person or Individual cost of living and expenditure to income ratio in Jalalabad

Single person expenditure to income ratio in Jalalabad

Analysing the how affordable it is for an individual to live in Jalalabad

One of the most definite ways to determine how affordable a place is measuring the ratio of expenses to salary. A high expense-to-income to ratio indicates a high cost-of-living index while a low expenditure-to-salary ratio means the place is affordable to live in. Individuals usually spend a larger chunk of their income than other population groups. A typical and healthy expenditure percentage for a single individual ranges between 70% to 80%.


Spending to Income Ratio

70%

64% to 77%

( expenditure / income ) x 100


Individuals in Jalalabad spend around 70% of their monthly income. Some individuals spend as low as 64% of their income while some as high as 77%.

Distribution of monthly cost of living expenses of a single person in Jalalabad

How do individuals spend their money in Jalalabad?

We asked thousands of individuals about their spending habits and expenditure break down.


The percentage figures in this section are percentages of total spending not income. If you would like to see the percentage of expenses as related to income or salary, see other sections.

Housing and accomodation expenditure for individuals

Accomodation Cost28%

28% of total expenses on average (16% to 40%)

LOW$49   3,600 AFN
AVERAGE$350   25,000 AFN
HIGH$2,300   170,000 AFN
Per Month

Individuals in Jalalabad typically spend from 16% to 40% of their total monthly expenditure on housing with 28% being the average. The average monthly spend on housing is 25,000 AFN with expenditure ranging from 3,600 AFN to 170,000 AFN. This cost mainly goes for rent but it also includes other accommodation-related expenses.

Electricity, utilities, energy, water, internet, and mobile expenditure for individuals

Cost of utilities9%

9% of total expenses on average (5% to 14%)

LOW$8.1   590 AFN
AVERAGE$58   4,200 AFN
HIGH$380   28,000 AFN
Per Month

Utility expenditure like electricity, water, and gas in Jalalabad ranges from 5% to 14% of total expenses with 9% being the average for most individuals. The average monthly cost of utilities is 4,200 AFN with 590 AFN and 28,000 AFN being the upper and lower limits for a single person.

Transport, fuel, and commute expenditure for individuals

Cost of transport and fuel4%

4% of total expenses on average (2% to 10%)

LOW$11   790 AFN
AVERAGE$77   5,700 AFN
HIGH$510   38,000 AFN
Per Month

Fuel consumption and cost of transport depend heavily on whether a single person resides near school and work, but roughly speaking a single person would expect to spend from 790 AFN to 38,000 AFN in a month on commuting with 5,700 AFN being the norm for most individuals. This means that money spent on transport constitutes about 4% of total spending on average but can go as low as 2% or as high as 10%.

Food, groceries, and basic shopping expenditure for individuals

Food and Groceries Cost20%

20% of total expenses on average (14% to 25%)

LOW$22   1,600 AFN
AVERAGE$150   11,000 AFN
HIGH$1,000   75,000 AFN
Per Month

The average outlay on groceries and basic houshold items for a typical person in a month in Jalalabad is 11,000 AFN. The cost of groceries can range between 1,600 AFN to 75,000 AFN. Individuals spend on average about 20% on food and groceries with upper and lower bounds of 14% and 25% respectively.

Healthcare and medical services expenditure for individuals

Cost of healthcare13%

13% of total expenses on average (7% to 17%)

LOW$12   890 AFN
AVERAGE$87   6,400 AFN
HIGH$580   42,000 AFN
Per Month

Individuals in Jalalabad allocate 7% to 17% of their total monthly expenditure to healthcare including health insurance and out-of-pocket medical expenses. The average spending on medical services and clinic visits is around 13%. The range of medical expenses range from 890 AFN to 42,000 AFN with 6,400 AFN being the norm for most individuals.

Leisure and shopping expenditure for individuals

Cost of leisure and shopping2%

2% of total expenses on average (2% to 5%)

LOW$6.7   500 AFN
AVERAGE$48   3,500 AFN
HIGH$320   24,000 AFN
Per Month

This category mostly contains discretionary or non-essential expenses but also some non-discretionary spending like furniture for example. The monthly expenses range from 500 AFN to 24,000 AFN with 3,500 AFN being the average. Speaking of percentages, that equates to 2% to 5% of total expenses with an average of 2% for most individuals.

Education and schooling expenditure for individuals

Cost of education and schooling1%

1% of total expenses on average (0.00% to 3%)

LOW$2.7   200 AFN
AVERAGE$19   1,400 AFN
HIGH$130   9,400 AFN
Per Month

Spending on education can vary drastically between different individuals. On average, education constitutes 1% of the monthly expenditure of individuals with 0.00% and 3% being the lower and upper bounds respectively. The average reported education cost is 1,400 AFN per month with 200 AFN being the minimum spent amount and 9,400 AFN being the maximum.

Other Expenses23%

23% of total expenses on average (15% to 27%)

LOW$24   1,800 AFN
AVERAGE$170   13,000 AFN
HIGH$1,200   85,000 AFN
Per Month
Percentage of individuals who manage to save money from their income every month in Jalalabad

What percentage of individuals in Jalalabad are able to save money and how much can they save?


Percentage of individuals that reported their ability to save money


Saving Money
54%
Not Saving
46%

Almost 54% of surveyed individuals in Jalalabad said that they can save some money at the end of each month while 46% reported that they have to utilize their whole income to survive.


A single person savings to income ratio in Jalalabad

Savings-to-Income Ratio

The savings-to-income ratio is measured as the percentage of income that people save over a specific period and it is simply calculated by dividing the saved money by total income and then multiplying the result by 100. (Savings / Income) x 100.


How much money do individuals manage to add to their savings?

The amount of money that people can afford to save depends hugely on their income. It is better to focus on the percentage when trying to understand saving patterns.

Saving to Income Ratio

13% 20% of income 30%
MINIMUM AVERAGE MAXIMUM

Average Monthly Saved Amount

2,400 AFN
$33
22,000 AFN
$300
150,000 AFN
$2,000
MINIMUM AVERAGE MAXIMUM

Savings to income distribution levels for individuals

Saving To Income Ratio% Individuals
0% - 10%34%
10% - 20%26%
20% - 30%17%
30% - 40%11%
40% - 50%9%
> 50%3%

Interpretation and Analysis

Individuals that are able to save money can put anywhere from 13% to 30% of their monthly income to their savings, with 20% being the average for most individuals. The average monthly amount of money that individuals can put aside is 22,000 AFN with 2,400 AFN and 150,000 AFN being the minimum and maximum respectively.

Reasons that make it difficult for individuals to save money in Jalalabad

Saving Challenges in Jalalabad

Reasons that make it difficult for individuals to save money

We wanted to understand what is stopping people from maximizing their savings in Jalalabad. Listed below are the answers given by the survey participants.


Reason% People
Low Income4%
High Expenses7%
Debt and Loans11%
Lack of Budgeting Skills12%
Impulsive Spending12%
Financial Emergencies7%
Living the moment5%
Will do it later22%
Inflation14%
Social Pressure2%
Market Instability2%

Around 4% of the individuals said that their salary is too low to accommodate a portion for savings while 7% said that the high cost of living leaves little room for savings. 11% of the residents said that they are burdened with debt and find it challenging to save money. 12% reported that they just don't have the knowledge or discipline to create and stick to a budget, leading to overspending and an inability to save. 12% of individuals blamed impulsive spending as the reason for saving inability. Around 7% said that unexpected expenses like medical bills or car repairs are derailing their savings goals. 5% bluntly said that they don't see the purpose of it and prefer to live each day to the fullest. 22% reported that they understand the value of saving but are putting off saving for the future, thinking they have plenty of time to start later. 14% blamed inflation, saying that every time they save some money they end up using it immediately. A surprising 2% said that social pressure and keeping up with peers or social expectations makes them overspend. Lastly, 2% blamed market instability and price fluctuations.

How easily is cost-cutting for individuals. Are there plenty of low-cost options in Jalalabad

Low-cost alternatives in Jalalabad

People are always looking for ways to cut down expenses and reduce expenditures. The hallmark of any affordable place is the availability of discount stores, bargain deals, smart or secondhand shopping, refurbished items, and couponing. We asked individuals how easily cost-cutting is and the answers were distributed as follows:

Plenty of low-cost options52%

Few low-cost options48%


Based on the survey, 52% of the individuals living in Jalalabad have no problem finding low-cost alternatives to support a frugal lifestyle while 48% think that thriftness is difficult due to scarcity in discount markets and secondhand outlets.

Where do individuals choose to put their savings in Jalalabad

Typical saving choices for individuals in Jalalabad

Where do people choose to put their savings?


Saving Type% People
Emergency Funds13%
Gold14%
Savings Accounts16%
Retirement Accounts9%
Cash Savings23%
Real Estate9%
Investment5%
Stocks3%
Bonds4%
Mutual Funds2%
Certificates of Deposit2%
A typical and healthy budgeting structure. The 50-30-20 rule

A typical and healthy budgeting structure

The 50/30/20 rule

Spending among different people can vary significantly based on factors such as their income, lifestyle, location, and personal preferences. A commonly used guideline for budgeting is the 50/30/20 rule, which suggests allocating your income into three main categories in the following percentages.

  • 50% for needs and financial obligations

    This category includes essential expenses like housing, utilities, groceries, transportation, and healthcare.

  • 30% for wants and discretionary spending

    This category covers discretionary spending on non-essential items, such as dining out, entertainment, travel, and other lifestyle choices.

  • 20% for savings and emergency fund

    This is the percentage that must be allocated to savings, emergency funds, and retirement accounts.

About financial planning, money management, and household budgeting

The 50/30/20 rule is used as a general guideline but may not be the best choice for all people. There are in fact many budgeting plans out there like the 70/20/10 and the 60/20/20 rules, all claiming to be the best. More important than all of this is to establish financial discipline by creating a budget tailored to your specific financial goals and situation. It is very important that your financial outflow be less than your income to maintain a healthy cash flow.

Income and cost of living compatibility. Is it affordable or economical for individuals to live in Jalalabad

Affordable living in Jalalabad

Income and cost of living compatibility

We asked individuals one simple question and recorded their answers.

Is it affordable or economical to live in Jalalabad?


Yes
49%
No
51%

Around 49% of surveyed individuals think that living in Jalalabad is affordable with proper budgeting while 51% reported that it is just too expensive and not affordable even with frugality and thriftness.

Chart showing the percentage of individuals who are in debt in Jalalabad

Debt, loans, and mortgages in Jalalabad


Percentage of individuals who are in debt


In Debt
24%
Debt Free
76%

According to the survey, 24% of the individuals in Jalalabad have some kind of debt, loan, mortgage, or credit card payments while 76% reported that they don't have financial obligations to banks.


Chart showing debt-to-income ratio in Jalalabad

Debt-to-income ratio in Jalalabad

Debt to income ratio

28%

20% to 36%

( monthly debt payment / monthly income ) x 100

Interpretation

The debt-to-income ratio measures the percentage of income being paid as debt settlement across the population. It is calculated by dividing the monthly debt settlement payment of an individual by their monthly income. Based on collected data, approximately 28% of a single person's monthly income in Jalalabad goes to debt settlement.


Debt levels

Monthly debt settlement payment as percentage of monthly income

Debt-to-income ratio% People
> 60%4%
50% - 60%21%
40% - 50%16%
30% - 40%18%
20% - 30%8%
10% - 20%9%
0% - 10%25%

According to our data, 4% of the debtors in Jalalabad pay 60%+ of their income as debt settlement while 21% of the people pay 50% to 60% of their income for the same, which is quite an alarming financial situation for those individuals. 16% of people in debt dedicate 40% to 50% of their income to loan and mortgage payments while 18% dedicated 30% to 40% of income for same. Things are looking brighter for 8% of individuals as they only pay 20% to 30% of their income for loan and credit card repayment.


Distribution by type of debt in Jalalabad

Debt% People
Real Estate Mortgage6%
Auto Loan12%
Student Loan4%
Credit Card32%
Personal Loan46%

6% of debtors in Jalalabad confirm that real estate mortgages constitutes the main part of their outstanding debt while 32% say that credit card payments are the reason they are in debt. Auto loans were the main type of debt for 12% of people and personal loans rose at 46%. Lastly, student loans are the main source of debt for 4% of debtors in Jalalabad.


About credit score and debt management

Managing debt is a critical aspect of maintaining a favorable credit score. Debt reduction is the first thing you should do improve your financial situation. Getting rid of debt takes precedence over saving money because of interest rates.

Good debt vs. Bad debt

Not all debt is bad. Good debt typically refers to borrowing money for investments that can increase in value or generate income over time like purchasing a home or acquiring student loans. On the other hand, bad debt involves borrowing for things that fail to generate lasting value like high-interest credit card debt used for non-essential expenses like luxury items or vacations.


Loan Affordability Index in Jalalabad

Besides measuring the loan-to-income ratio, we asked individuals how many times in a year they defaulted or were unable to pay their due credit card or loan payments on time. Understanding how often people default on their due payments is one of the indicators of the cost of living and economic situation.

Frequency and percentage of people who failed to pay their monthly credit card or loan payments on time last year.

Frequency% People
Never48%
Once a year25%
Twice a year13%
Three times a year9%
Four times a year5%

Emergency Funds For Individuals

An emergency fund is a financial safety net comprised of easily accessible savings set aside to cover unexpected expenses or financial emergencies, typically amounting to three to six months' worth of living expenses. We asked individuals whether they have an emergency fund and the answers were as follows.

Yes49%

No51%


Based on the survey, 51% of the individuals living in Jalalabad said that they don't have an emergency fund while 49% said that they do.

Financial literacy and difficulty in budgeting and financial planning for individuals in Jalalabad

Financial Literacy in

Financial literacy is the knowledge of concepts and principles related to personal finance that allow individuals to make informed decisions regarding their money such as budgeting, saving, investing, borrowing, managing debt, financial risk management, and planning.

Financial Leteracy49%


We asked individuals in Jalalabad whether they acquired any adequate personal financial training in their lives. Approximately 51% of the people who participated in the survey said that they are not well informed about the topics of budgeting, saving, etc., and just manage things based on their own experience, while 49% said that they know about the general principles of personal finance from sources other than their own experience.


Difficulty in Budgeting and Financial Planning

We wanted to understand whether single people of have problems or difficulties in managing their expenditures and savings so we asked people one simple question: do you struggle with your personal finances? 41% of the participants reported that they indeed struggle in creating budgets and in organizing their finances while 59% said that they have everything under control.

Struggles with finance41%

Easily manages finances59%

Financial goals and targets of single people living in Jalalabad

Financial goals of individuals in Jalalabad

In an attempt to understand the economic situation in Jalalabad, we asked participants about their financial targets. By knowing what the population in general is trying to achieve, we can shed light on the economic outlook, cost of living, and quality of life in general.


Financial Goal% People
Emergency Fund9%
Debt Reduction46%
Retirement Savings11%
Education Funding6%
Homeownership19%
Investing6%
Travel or Lifestyle5%
Healthcare Expenses16%
Financial Independence3%

Around 9% of individuals said that their main goal is to establish an emergency fund to cover unexpected expenses while 46% said their number one priority is to pay off high-interest debt or loans and improve credit. 11% of surveyed people confirmed that saving for retirement to ensure a comfortable lifestyle in the final years is their main target. Around 6% reported that their priority is saving for the tuition fees and education costs of their children while 19% choose to buy a home or pay off existing mortgage before other things. 6% of the population would like to build wealth through investments such as stocks, bonds, mutual funds, or real estate. For 5% of people, saving for vacations or upgrading their lifestyle is the number one concern. Approximately 16% of the residents said that saving for healthcare expenses including insurance premiums is their main goal.

Housing and accommodation affordability, property price to income ratio, rent to income ratio, and housing affordability index chart in Jalalabad

Housing costs, accommodation, and housing affordability in Jalalabad

Rental costs and house/apartment prices can vary drastically between different areas and locations.


Rent Cost in Jalalabad

Monthly Rent Prices

Studio apartment monthly rent cost

8,600 AFN 13,000 AFN 34,000 AFN
MINIMUM AVERAGE MAXIMUM
$120 $180 $470

1-bedroom apartment monthly rent cost

13,000 AFN 21,000 AFN 51,000 AFN
MINIMUM AVERAGE MAXIMUM
$180 $280 $700

2-bedroom apartment monthly rent cost

17,000 AFN 26,000 AFN 69,000 AFN
MINIMUM AVERAGE MAXIMUM
$230 $350 $930

3-bedroom apartment monthly rent cost

21,000 AFN 34,000 AFN 94,000 AFN
MINIMUM AVERAGE MAXIMUM
$280 $470 $1,300

Furnished apartment monthly rent cost

41,000 AFN 100,000 AFN 210,000 AFN
MINIMUM AVERAGE MAXIMUM
$560 $1,400 $2,800

Townhouse monthly rent cost

34,000 AFN 51,000 AFN 150,000 AFN
MINIMUM AVERAGE MAXIMUM
$470 $700 $2,000

House monthly rent cost

41,000 AFN 100,000 AFN 210,000 AFN
MINIMUM AVERAGE MAXIMUM
$560 $1,400 $2,800

Villa monthly rent cost

51,000 AFN 130,000 AFN 210,000 AFN
MINIMUM AVERAGE MAXIMUM
$700 $1,800 $2,800

The monthly rental cost of a studio apartment in Jalalabad ranges between 8,600 AFN and 34,000 AFN, meanwhile the cost of monthly rental of a one-bedroom apartment can be anywhere from 13,000 AFN to 51,000 AFN. Two-bedroom rentals rate ranges between 17,000 AFN and 69,000 AFN per month. The monthly rental for a three-bedroom apartment ranges from 21,000 AFN to 94,000 AFN. The average rent of a townhouse in Jalalabad is around 51,000 AFN while house rental costs can be as high as 100,000 AFN per month. Finally, if you want to rent a villa, expect to pay anywhere from 51,000 AFN to 210,000 AFN per month.



Apartment and house prices in Jalalabad

Cost of buying a property

Studio apartment price

1.7M AFN 2.6M AFN 5.1M AFN
MINIMUM AVERAGE MAXIMUM
$23,000 $35,000 $70,000

1-bedroom apartment price

2.1M AFN 3.4M AFN 13M AFN
MINIMUM AVERAGE MAXIMUM
$28,000 $47,000 $180,000

2-bedroom apartment price

3.4M AFN 10M AFN 21M AFN
MINIMUM AVERAGE MAXIMUM
$47,000 $140,000 $280,000

3-bedroom apartment price

11M AFN 17M AFN 51M AFN
MINIMUM AVERAGE MAXIMUM
$160,000 $230,000 $700,000

Townhouse price

15M AFN 34M AFN 130M AFN
MINIMUM AVERAGE MAXIMUM
$200,000 $470,000 $1.8M

House price

17M AFN 100M AFN 150M AFN
MINIMUM AVERAGE MAXIMUM
$230,000 $1.4M $2M

Villa price

21M AFN 110M AFN 170M AFN
MINIMUM AVERAGE MAXIMUM
$280,000 $1.6M $2.3M

The average price of a studio apartment in Jalalabad can range from 1.7M AFN to 5.1M AFN depending on location. One bedroom cost can be anywhere from 2.1M AFN to 13M AFN. A villa can cost you 110M AFN on average with prices ranging from 21M AFN to 170M AFN.


If you're leasing or purchasing, housing costs in Jalalabad will probably constitute your biggest expenditure, yet it's an area where you wield considerable influence. This is due to the substantial variance in housing prices across communities. Keep in mind the location of your workplace and the accessibility of essential amenities to prevent negating the savings from lower rental rates with increased transportation expenses.

House / apartment prices to income ratio


Property price to income ratio

( average property price / average monthly income ) x 100


32 x92 monthly income 183
MINIMUM AVERAGE MAXIMUM

Property prices in Jalalabad can be x92 to x183 multiples of the monthly income depending on the property and the income of the person. On average, property prices are approximately x92 multiples of the average monthly salary in Jalalabad.



Rent to income ratio


Rent to income ratio

( monthly rental / monthly income ) x 100


18% 28% of income 37%
MINIMUM AVERAGE MAXIMUM

The average rent-to-income ratio in Jalalabad is around 28%. This means that people pay 28% of their income for rent. Those figures can range from 18% to 37% depending on the salary, location, and type of property.


The housing-to-income ratio is a very important metric to evaluate and measure how affordable living is in a particular area, city, or country since housing comprises the biggest chunk of expenditure. A higher housing to income ratio means that the place is relatively expensive. The figure by itself does tell much. It only starts to make sense when comparing the housing to income ratio across different locations.

Housing affordability index

The housing affordability index measures how affordable accommodation is in a particular place. This can measured in multiple ways, the most common being housing expenditure to total expenditure ratio and the rent to income ratio. The housing expenditure ratio is a figure reported by individuals on the percentage they allocate for housing. Rent to income ratio is calculated by dividing the average monthly rent by the average income. Because these values are both percentages, we can find their average and get the best of the two worlds.

Housing Affordability Index
25%

Property Taxes

Real estate owners pay property taxes to local tax authorities, which are determined by the assessed value of their property. Typically, these taxes are paid once a year. Property tax funds contribute to community development, financing infrastructure improvements, public services, and local education initiatives.


FROM
1.9%
AVERAGE
2.9%
TO
3.8%

Home Maintenance Costs

Home maintenance costs encompass various expenses associated with the upkeep and repair of a residence. These expenditures include regular tasks such as lawn care, pest control, and HVAC system servicing, as well as occasional repairs and renovations like fixing leaks, painting, or replacing appliances.


160 AFN 2,000 AFN 20,000 AFN
MINIMUM AVERAGE MAXIMUM

Urban vs. rural living costs

Urban living typically entails higher housing and transportation costs due to demand and limited space, while rural areas generally offer lower housing expenses but may have higher prices for goods and services. The differnce in rental rates between urban areas and rural areas can be as high as 300% in some cases.

Monthly costs and expenses of energy and basic utilities in Jalalabad

Utilities expenditure can vary slightly between different areas and locations.


Energy, electricity, water, gas, internet, and mobile cost in Jalalabad

Utility Bill Cost / Electricity + Water + Gas / A single person

590 AFN 4,200 AFN 28,000 AFN
MINIMUM AVERAGE MAXIMUM
$8.1 $58 $380

Internet and cable cost

540 AFN 1,100 AFN 1,400 AFN
MINIMUM AVERAGE MAXIMUM
$7.3 $15 $20

Mobile phone bill and charges

430 AFN 720 AFN 2,100 AFN
MINIMUM AVERAGE MAXIMUM
$5.9 $9.8 $29

Because most utility bills club electricity, water, and gas costs in one bill, we can't provide a breakup for each type of utility and will display electricity, gas, and water as single cost.


The average monthly energy and water consumption of individuals is around 4,200 AFN. The cost of internet and WiFi ranges from 540 AFN to 1,400 AFN with 1,100 AFN being the average internet bill. Finally, the average monthly mobile charges is around 720 AFN but can range between 430 AFN and 2,100 AFN depending on consumption. Mobile charges include both calling minutes as well as data packages.


Energy / Utility expense to income ratio


( monthly utility expenses / monthly income ) x 100


2.7% 5.5% of income 9.2%
MINIMUM AVERAGE MAXIMUM

The average utility-to-income ratio in Jalalabad is around 5.5%. This means that people pay 5.5% of their income for energy, water, internet, and mobile charges. Those figures can range from 2.7% to 9.2% depending on salary and location.

Food Prices, Dining Expenses, and Grocery Costs in Jalalabad

Grocery / Food expenditure and prices can vary drastically between different areas and locations.


Prices and cost of goods and services in Jalalabad

Dining out, food, and beverages costs. Price variations for common food items.

Fast food combo meal price

110 AFN 210 AFN 360 AFN
MINIMUM AVERAGE MAXIMUM
$1.5 $2.9 $4.9

The average price of a regular combo meal at a fast food outlet or chain like McDonald's, Pizzahut, or KFC in Jalalabad is approximatly 210 AFN with meal cost ranging from 110 AFN to 360 AFN. The typical combo meal consists of a burger, french fries, and a drink.

Restaurant meal for one price

350 AFN 530 AFN 1,100 AFN
MINIMUM AVERAGE MAXIMUM
$4.8 $7.2 $14

If you are planning to have a nice meal at a mid-range restaurant, expect to pay anywhere between 350 AFN and 1,100 AFN with 530 AFN being the average price of a plate for one person at a regular restaurant in Jalalabad.

Fine dining meal for one price

700 AFN 1,100 AFN 4,200 AFN
MINIMUM AVERAGE MAXIMUM
$9.5 $14 $57

The price range of a meal at fine-dining restaurant is 700 AFN to 4,200 AFN with the average cost being 1,100 AFN for one person. This is what you would expect to pay a top-tier diner in Jalalabad.

Beverage prices, cappuccino, latte etc..

90 AFN 140 AFN 210 AFN
MINIMUM AVERAGE MAXIMUM
$1.2 $2 $2.9

The average price of a regular beverage like cappuccino or latte at Starbucks, Costa, or similar coffee shops and cafes in Jalalabad is around 140 AFN. Price ranges between 90 AFN and 210 AFN depending on the type of beverage, the size, and optional add-ons.



Grocery and market costs

Large bottle of milk price

72 AFN 86 AFN 110 AFN
MINIMUM AVERAGE MAXIMUM
$0.98 $1.2 $1.5

The average price of a large bottle of milk in Jalalabad is 86 AFN. The maximum what you would pay for milk is 110 AFN and the minimum being 72 AFN depending on the brand of milk and other properties.

12 eggs price

54 AFN 72 AFN 110 AFN
MINIMUM AVERAGE MAXIMUM
$0.73 $0.98 $1.5

A dozen eggs costs around 72 AFN on average with 54 AFN and 110 AFN being the lower and upper limits respectively.

Fresh whole chicken price

120 AFN 160 AFN 220 AFN
MINIMUM AVERAGE MAXIMUM
$1.7 $2.2 $3

The price range of a fresh whole chicken in Jalalabad is between 120 AFN and 220 AFN depending on the size of the chicken and whether it is oraganic or not. The average price is approximatly 160 AFN.

Pack of beef price

140 AFN 210 AFN 430 AFN
MINIMUM AVERAGE MAXIMUM
$2 $2.9 $5.9

The price of a regular pack of beef or meat is around 210 AFN. A pack of beef contains around 1Kg or 1lb depending on packing.

Medium bag of rice price

58 AFN 79 AFN 110 AFN
MINIMUM AVERAGE MAXIMUM
$0.79 $1.1 $1.5

A bag of rice in Jalalabad costs around 79 AFN on average with prices rangeing between 58 AFN and 110 AFN depending on the brand and quality.

Bag of tomatos price

21 AFN 29 AFN 54 AFN
MINIMUM AVERAGE MAXIMUM
$0.29 $0.39 $0.73

A bag of tomatoes costs anywhere from 21 AFN to 54 AFN. A bag of tomatoes denotes 1Kg or 1lb depending on location.

Bag of apples price

38 AFN 50 AFN 83 AFN
MINIMUM AVERAGE MAXIMUM
$0.52 $0.68 $1.1

A bag of apples costs 50 AFN on average. A bag of apples denotes 1Kg or 1lb depending on location.


Grocery and food expenditure to income ratio


( monthly grocery expenses / monthly income ) x 100


17% 25% of income 30%
MINIMUM AVERAGE MAXIMUM

The average grocery-to-income ratio in Jalalabad is around 25%. This means that individuals spend 25% of their income on grocery and basic household items. The expenditure can range from 17% to 30% depending on salary and location.


Expenditure on food and grocery for individuals

Individuals' spending on grocery ranges from 1,600 AFN to 75,000 AFN with the location, income being the most determinite factors.

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