Cost Of Living For a Student in Yemen 2024
Average Monthly Expenditure
Currency: YER
Average monthly spending for students in Yemen
How much money does a student need in a month to survive in Yemen?
Students in Yemen spend around 1,800 YER per month on average. Depending on the lifestyle, a student can survive with a monthly budget as low as 270 YER or as high as 12,000 YER. Location is a very important factor and has a huge influence on expenditure and budget.
Prices and cost of goods and services in Yemen
Dining, food, and beverages costs
Fast food combo meal
Restaurant meal for one
Fine dining meal for one
Cappuccino or latte
Grocery and market costs
Milk large bottle
12 eggs
Fresh whole chicken
Pack of beef
Medium bag of rice
Bag of tomatos
| 0.68 YER | 0.91 YER | 1.7 YER |
Bag of apples
Commute, travel, and transportation costs
20 minutes taxi ride
Average car full tank
Average car 1-day rental
Average car price
| 8,600 YER | 17,000 YER | 23,000 YER |
Bus ticket one way
| 0.57 YER | 0.86 YER | 1.7 YER |
Car Service
Utility cost (monthly)
Utility Bill - Student
Internet and cable
Mobile phone charges
Leisure and activities costs
Movie ticket
One month gym membership
Cloths and accessories costs
Pair of jeans or pants
Woman dress
Woman shoes
Men's shoes
Men suit
Regular t-shirt
Housing costs / monthly rent
Studio apartment
| 290 YER | 430 YER | 1,100 YER |
1-bedroom apartment
| 430 YER | 680 YER | 1,700 YER |
2-bedroom apartment
| 570 YER | 860 YER | 2,300 YER |
Housing costs / Buying
Studio apartment
| 57,000 YER | 86,000 YER | 170,000 YER |
1-bedroom apartment
| 68,000 YER | 110,000 YER | 430,000 YER |
2-bedroom apartment
| 110,000 YER | 340,000 YER | 680,000 YER |
Furniture Costs
King Size Bed
Double Bed
Single Bed
Living Room
| 380 YER | 490 YER | 1,700 YER |
Dining Table
Sofa or Couch
Electronics and House Appliance Costs
TV Set
Fridge or Freezer
Washing Machine
Stove or Cooker
Mobile Phone
Laptop or Computer
How do students spend their money in Yemen?
We asked thousands of students about their spending habits and expenditure break down.
Housing and accomodation expenditure for students
Accomodation Cost17%
17% of total expenses on average (12% to 23%)
| LOW | $0.26 64 YER |
| AVERAGE | $1.7 430 YER |
| HIGH | $11 2,900 YER |
| Per Month |
Students in Yemen typically spend from 12% to 23% of their total monthly expenditure on housing with 17% being the average. The average monthly spend on housing is 430 YER with expenditure ranging from 64 YER to 2,900 YER. This cost mainly goes for rent but it also includes other accommodation-related expenses.
Electricity, utilities, energy, water, internet, and mobile expenditure for students
Cost of utilities7%
7% of total expenses on average (5% to 11%)
| LOW | $0.04 11 YER |
| AVERAGE | $0.29 72 YER |
| HIGH | $1.9 480 YER |
| Per Month |
Utility expenditure like electricity, water, and gas in Yemen ranges from 5% to 11% of total expenses with 7% being the average for most students. The average monthly cost of utilities is 72 YER with 11 YER and 480 YER being the upper and lower limits for a student of four.
Transport, fuel, and commute expenditure for students
Cost of transport and fuel4%
4% of total expenses on average (4% to 10%)
| LOW | $0.07 19 YER |
| AVERAGE | $0.50 130 YER |
| HIGH | $3.4 840 YER |
| Per Month |
Fuel consumption and cost of transport depend heavily on whether a student resides near school and work, but roughly speaking a student would expect to spend from 19 YER to 840 YER in a month on commuting with 130 YER being the norm for most students. This means that money spent on transport constitutes about 4% of total spending on average but can go as low as 4% or as high as 10%.
Food, groceries, and basic shopping expenditure for students
Food and Groceries Cost23%
23% of total expenses on average (17% to 27%)
| LOW | $0.21 54 YER |
| AVERAGE | $1.4 360 YER |
| HIGH | $9.6 2,400 YER |
| Per Month |
The average outlay on groceries and basic houshold items for a typical student in a month in Yemen is 360 YER. The cost of groceries can range between 54 YER to 2,400 YER. Students spend on average about 23% on food and groceries with upper and lower bounds of 17% and 27% respectively.
Healthcare and medical services expenditure for students
Cost of healthcare9%
9% of total expenses on average (6% to 12%)
| LOW | $0.06 16 YER |
| AVERAGE | $0.43 110 YER |
| HIGH | $2.9 720 YER |
| Per Month |
Students in Yemen allocate 6% to 12% of their total monthly expenditure to healthcare including health insurance and out-of-pocket medical expenses. The average spending on medical services and clinic visits is around 9%. The range of medical expenses range from 16 YER to 720 YER with 110 YER being the norm for most students.
Leisure and shopping expenditure for students
Cost of leisure and shopping2%
2% of total expenses on average (2% to 6%)
| LOW | $0.05 13 YER |
| AVERAGE | $0.36 90 YER |
| HIGH | $2.4 600 YER |
| Per Month |
This category mostly contains discretionary or non-essential expenses but also some non-discretionary spending like furniture for example. The monthly expenses range from 13 YER to 600 YER with 90 YER being the average. Speaking of percentages, that equates to 2% to 6% of total expenses with an average of 2% for most students.
Education and schooling expenditure for students
Cost of education and schooling18%
18% of total expenses on average (11% to 23%)
| LOW | $0.20 51 YER |
| AVERAGE | $1.4 340 YER |
| HIGH | $9.1 2,300 YER |
| Per Month |
Spending on education can vary drastically between different students. On average, education constitutes 18% of the monthly expenditure of students with 11% and 23% being the lower and upper bounds respectively. The average reported education cost is 340 YER per month with 51 YER being the minimum spent amount and 2,300 YER being the maximum.
Other Expenses19%
19% of total expenses on average (13% to 25%)
| LOW | $0.16 40 YER |
| AVERAGE | $1.1 270 YER |
| HIGH | $7.2 1,800 YER |
| Per Month |
A typical and healthy budgeting structure
The 50/30/20 rule
Spending among different people can vary significantly based on factors such as their income, lifestyle,
location, and personal preferences. A commonly used guideline for budgeting is the 50/30/20 rule,
which suggests allocating your income into three main categories in the following percentages.
50% for needs and financial obligations
This category includes essential expenses like housing, utilities, groceries, transportation, and healthcare.
30% for wants and discretionary spending
This category covers discretionary spending on non-essential items, such as dining out, entertainment, travel, and other lifestyle choices.
20% for savings and emergency fund
This is the percentage that must be allocated to savings, emergency funds, and retirement accounts.
About financial planning, money management, and household budgeting
The 50/30/20 rule is used as a general guideline but may not be the best choice for all people. There are in fact many budgeting plans out there like the 70/20/10 and the 60/20/20 rules, all claiming to be the best. More important than all of this is to establish financial discipline by creating a budget tailored to your specific financial goals and situation. It is very important that your financial outflow be less than your income to maintain a healthy cash flow.
Affordable living in Yemen
Income and cost of living compatibility
We asked students one simple question and recorded their answers.
Is it affordable or economical to live in Yemen?
Around 39% of surveyed students think that living in Yemen is affordable with proper budgeting while 61% reported that it is just too expensive and not affordable even with frugality and thriftness.
Low-cost alternatives in Yemen
People are always looking for ways to cut down expenses and reduce expenditures. The hallmark of any affordable place is the availability of discount stores, bargain deals, smart or secondhand shopping, refurbished items, and couponing. We asked students how easily cost-cutting is and the answers were distributed as follows:
Plenty of low-cost options51%
Few low-cost options49%
Based on the survey, 51% of the students living in Yemen have no problem finding low-cost alternatives to support a frugal lifestyle while 49% think that thriftness is difficult due to scarcity in discount markets and secondhand outlets.
Emergency Funds For Students
An emergency fund is a financial safety net comprised of easily accessible savings set aside to cover unexpected expenses or financial emergencies, typically amounting to three to six months' worth of living expenses. We asked students of Yemen whether they have an emergency fund and the answers were as follows.
Yes35%
No65%
Based on the survey, 65% of the students living in Yemen said that they don't have an emergency fund while 35% said that they do.
Financial Literacy in Yemen
Financial literacy is the knowledge of concepts and principles related to personal finance that allow individuals to make informed decisions regarding their money such as budgeting, saving, investing, borrowing, managing debt, financial risk management, and planning.
Financial Leteracy34%
We asked student guardians and parents in Yemen whether they acquired any adequate personal financial training in their lives. Approximately 66% of the people who participated in the survey said that they are not well informed about the topics of budgeting, saving, etc., and just manage things based on their own experience, while 34% said that they know about the general principles of personal finance from sources other than their own experience.
Difficulty in Budgeting and Financial Planning
We wanted to understand whether students of Yemen have problems or difficulties in managing their expenditures and savings so we asked people one simple question: do you struggle with your personal finances? 68% of the participants reported that they indeed struggle in creating budgets and in organizing their finances while 32% said that they have everything under control.
Struggles with finance68%
Easily manages finances32%
Housing costs, accommodation, and housing affordability in Yemen
Rental costs and house/apartment prices can vary drastically between different areas and locations.
Rent Cost in Yemen
Monthly Rent Prices
Studio apartment monthly rent cost
| 290 YER | 430 YER | 1,100 YER |
1-bedroom apartment monthly rent cost
| 430 YER | 680 YER | 1,700 YER |
2-bedroom apartment monthly rent cost
| 570 YER | 860 YER | 2,300 YER |
3-bedroom apartment monthly rent cost
| 680 YER | 1,100 YER | 3,100 YER |
Furnished apartment monthly rent cost
| 1,400 YER | 3,400 YER | 6,800 YER |
Townhouse monthly rent cost
| 1,100 YER | 1,700 YER | 4,900 YER |
House monthly rent cost
| 1,400 YER | 3,400 YER | 6,800 YER |
Villa monthly rent cost
| 1,700 YER | 4,300 YER | 6,800 YER |
The monthly rental cost of a studio apartment in Yemen ranges between 290 YER and 1,100 YER, meanwhile the cost of monthly rental of a one-bedroom apartment can be anywhere from 430 YER to 1,700 YER. Two-bedroom rentals rate ranges between 570 YER and 2,300 YER per month. The monthly rental for a three-bedroom apartment ranges from 680 YER to 3,100 YER. The average rent of a townhouse in Yemen is around 1,700 YER while house rental costs can be as high as 3,400 YER per month. Finally, if you want to rent a villa, expect to pay anywhere from 1,700 YER to 6,800 YER per month.
Apartment and house prices in Yemen
Cost of buying a property
Studio apartment price
| 57,000 YER | 86,000 YER | 170,000 YER |
1-bedroom apartment price
| 68,000 YER | 110,000 YER | 430,000 YER |
2-bedroom apartment price
| 110,000 YER | 340,000 YER | 680,000 YER |
3-bedroom apartment price
| 380,000 YER | 570,000 YER | 1.7M YER |
Townhouse price
| 490,000 YER | 1.1M YER | 4.3M YER |
House price
| 570,000 YER | 3.4M YER | 4.9M YER |
Villa price
| 680,000 YER | 3.8M YER | 5.7M YER |
The average price of a studio apartment in Yemen can range from 57,000 YER to 170,000 YER depending on location. One bedroom cost can be anywhere from 68,000 YER to 430,000 YER. A villa can cost you 3.8M YER on average with prices ranging from 680,000 YER to 5.7M YER.
If you're leasing or purchasing, housing costs in Yemen will probably constitute your biggest expenditure, yet it's an area where you wield considerable influence. This is due to the substantial variance in housing prices across communities. Keep in mind the location of your workplace and the accessibility of essential amenities to prevent negating the savings from lower rental rates with increased transportation expenses.
House / apartment prices to income ratio
Property price to income ratio
( average property price / average monthly income ) x 100
| 30 | x83 monthly income | 190 |
Property prices in Yemen can be x83 to x190 multiples of the monthly income depending on the property and the income of the person. On average, property prices are approximately x83 multiples of the average monthly salary in Yemen.
Rent to income ratio
Rent to income ratio
( monthly rental / monthly income ) x 100
The average rent-to-income ratio in Yemen is around 28%. This means that people pay 28% of their income for rent. Those figures can range from 18% to 38% depending on the salary, location, and type of property.
The housing-to-income ratio is a very important metric to evaluate and measure how affordable living is in a particular area, city, or country since housing comprises the biggest chunk of expenditure. A higher housing to income ratio means that the place is relatively expensive. The figure by itself does tell much. It only starts to make sense when comparing the housing to income ratio across different locations.
Housing affordability index
The housing affordability index measures how affordable accommodation is in a particular place. This can measured in multiple ways, the most common being housing expenditure to total expenditure ratio and the rent to income ratio. The housing expenditure ratio is a figure reported by individuals on the percentage they allocate for housing. Rent to income ratio is calculated by dividing the average monthly rent by the average income. Because these values are both percentages, we can find their average and get the best of the two worlds.
Housing Affordability Index
26% Property Taxes
Real estate owners pay property taxes to local tax authorities, which are determined by the assessed value of their property. Typically, these taxes are paid once a year. Property tax funds contribute to community development, financing infrastructure improvements, public services, and local education initiatives.
Home Maintenance Costs
Home maintenance costs encompass various expenses associated with the upkeep and repair of a residence. These expenditures include regular tasks such as lawn care, pest control, and HVAC system servicing, as well as occasional repairs and renovations like fixing leaks, painting, or replacing appliances.
Urban vs. rural living costs
Urban living typically entails higher housing and transportation costs due to demand and limited space, while rural areas generally offer lower housing expenses but may have higher prices for goods and services. The differnce in rental rates between urban areas and rural areas can be as high as 300% in some cases.
Monthly costs and expenses of energy and basic utilities in Yemen
Utilities expenditure can vary slightly between different areas and locations.
Energy, electricity, water, gas, internet, and mobile cost in Yemen
Utility Bill Cost / Electricity + Water + Gas / Student
Internet and cable cost
Mobile phone bill and charges
Because most utility bills club electricity, water, and gas costs in one bill, we can't provide a breakup for each type of utility and will display electricity, gas, and water as single cost.
The average monthly energy and water consumption of students is around 72 YER. The cost of internet and WiFi ranges from 17 YER to 46 YER with 34 YER being the average internet bill. Finally, the average monthly mobile charges is around 23 YER but can range between 14 YER and 68 YER depending on consumption. Mobile charges include both calling minutes as well as data packages.
Energy / Utility expense to income ratio
( monthly utility expenses / monthly income ) x 100
The average utility-to-income ratio in Yemen is around 7%. This means that people pay 7% of their income for energy, water, internet, and mobile charges. Those figures can range from 4% to 11% depending on salary and location.
Food Prices, Dining Expenses, and Grocery Costs in Yemen
Grocery / Food expenditure and prices can vary drastically between different areas and locations.
Prices and cost of goods and services in Yemen
Dining out, food, and beverages costs. Price variations for common food items.
Fast food combo meal price
The average price of a regular combo meal at a fast food outlet or chain like McDonald's, Pizzahut, or KFC in Yemen is approximatly 6.8 YER with meal cost ranging from 3.4 YER to 11 YER. The typical combo meal consists of a burger, french fries, and a drink.
Restaurant meal for one price
If you are planning to have a nice meal at a mid-range restaurant, expect to pay anywhere between 11 YER and 34 YER with 17 YER being the average price of a plate for one person at a regular restaurant in Yemen.
Fine dining meal for one price
The price range of a meal at fine-dining restaurant is 23 YER to 140 YER with the average cost being 34 YER for one person. This is what you would expect to pay a top-tier diner in Yemen.
Beverage prices, cappuccino, latte etc..
The average price of a regular beverage like cappuccino or latte at Starbucks, Costa, or similar coffee shops and cafes in Yemen is around 4.6 YER. Price ranges between 2.9 YER and 6.8 YER depending on the type of beverage, the size, and optional add-ons.
Grocery and market costs
Large bottle of milk price
The average price of a large bottle of milk in Yemen is 2.7 YER. The maximum what you would pay for milk is 3.4 YER and the minimum being 2.3 YER depending on the brand of milk and other properties.
12 eggs price
A dozen eggs costs around 2.3 YER on average with 1.7 YER and 3.4 YER being the lower and upper limits respectively.
Fresh whole chicken price
The price range of a fresh whole chicken in Yemen is between 3.9 YER and 7.1 YER depending on the size of the chicken and whether it is oraganic or not. The average price is approximatly 5 YER.
Pack of beef price
The price of a regular pack of beef or meat is around 6.8 YER. A pack of beef contains around 1Kg or 1lb depending on packing.
Medium bag of rice price
A bag of rice in Yemen costs around 2.5 YER on average with prices rangeing between 1.8 YER and 3.6 YER depending on the brand and quality.
Bag of tomatos price
| 0.68 YER | 0.91 YER | 1.7 YER |
A bag of tomatoes costs anywhere from 0.68 YER to 1.7 YER. A bag of tomatoes denotes 1Kg or 1lb depending on location.
Bag of apples price
A bag of apples costs 1.6 YER on average. A bag of apples denotes 1Kg or 1lb depending on location.
Grocery and food expenditure to income ratio
( monthly grocery expenses / monthly income ) x 100
The average grocery-to-income ratio in Yemen is around 27%. This means that students spend 27% of their income on grocery and basic household items. The expenditure can range from 19% to 33% depending on salary and location.
Expenditure on food and grocery for students
Students' spending on grocery ranges from 54 YER to 2,400 YER with the location, income, and size of the student being the most determinite factors.
