Cost Of Living in Sudan 2025

cost of living chart - average monthly expenditure in Sudan

Average monthly spending for singles, couples, students, and families in Sudan

Whether you're living in Sudan or planning to move there, it is very important to know the cost of living and the prices of things. Here we list the average spending for the four main population groups.

Average Monthly Expenditure

Currency: SDG
830 11,000 110,000
MINIMUM AVERAGE MAXIMUM
$1.4 $18 $180

Monthly Expenditure ▶ Single

Currency: SDG
1,000 7,500 50,000
MINIMUM AVERAGE MAXIMUM
$1.7 $12 $83

Monthly Expenditure ▶ Couple

Currency: SDG
4,200 12,000 67,000
MINIMUM AVERAGE MAXIMUM
$6.9 $21 $110

Monthly Expenditure ▶ Family

Currency: SDG
5,800 17,000 110,000
MINIMUM AVERAGE MAXIMUM
$9.7 $28 $180

Monthly Expenditure ▶ Student

Currency: SDG
830 5,600 37,000
MINIMUM AVERAGE MAXIMUM
$1.4 $9.3 $62
The figures displayed here are inclusive of everything: housing, travel, groceries, healthcare, etc.

Singles

The average monthly expense for a single person living in Sudan is 7,500 SDG. Expenses can range from 1,000 SDG at the minimum level to 50,000 SDG at the highest end.


Couples

The average monthly spending of couples in Sudan is 12,000 SDG. Expenditure can range from 4,200 SDG to 67,000 SDG per month.


Families

The average cost of living for families in Sudan is 17,000 SDG per month. Families spend anywhere from 5,800 SDG to 110,000 SDG.


Students

The average monthly expenditure for students in Sudan is 5,600 SDG. Students spend from 830 SDG to 37,000 SDG per month.


Spending behavior can change drastically from one person to another. It is best to consider the minimum, average, and maximum spending together.



Prices and cost of goods and services in Sudan


Chart showing the prices and cost of grocery, food, restaurant meals, market, and beverages in Sudan

Dining, food, and beverages costs


Fast food combo meal

11 SDG 21 SDG 35 SDG
MINIMUM AVERAGE MAXIMUM
$0.02 $0.04 $0.06

Restaurant meal for one

35 SDG 53 SDG 110 SDG
MINIMUM AVERAGE MAXIMUM
$0.06 $0.09 $0.18

Fine dining meal for one

71 SDG 110 SDG 420 SDG
MINIMUM AVERAGE MAXIMUM
$0.12 $0.18 $0.71

Cappuccino or latte

8.8 SDG 14 SDG 21 SDG
MINIMUM AVERAGE MAXIMUM
$0.01 $0.02 $0.04

Grocery and market costs


Milk large bottle

7.1 SDG 8.5 SDG 11 SDG
MINIMUM AVERAGE MAXIMUM
$0.01 $0.01 $0.02

12 eggs

5.3 SDG 7.1 SDG 11 SDG
MINIMUM AVERAGE MAXIMUM
$0.01 $0.01 $0.02

Fresh whole chicken

12 SDG 16 SDG 22 SDG
MINIMUM AVERAGE MAXIMUM
$0.02 $0.03 $0.04

Pack of beef

14 SDG 21 SDG 42 SDG
MINIMUM AVERAGE MAXIMUM
$0.02 $0.04 $0.07

Medium bag of rice

5.7 SDG 7.8 SDG 11 SDG
MINIMUM AVERAGE MAXIMUM
$0.01 $0.01 $0.02

Bag of tomatos

2.1 SDG 2.8 SDG 5.3 SDG
MINIMUM AVERAGE MAXIMUM
$0.01 $0.01 $0.01

Bag of apples

3.8 SDG 5 SDG 8.2 SDG
MINIMUM AVERAGE MAXIMUM
$0.01 $0.01 $0.01
Chart showing the prices and cost of commute, travel, and transportation in Sudan

Commute, travel, and transportation costs


20 minutes taxi ride

8.8 SDG 11 SDG 21 SDG
MINIMUM AVERAGE MAXIMUM
$0.01 $0.02 $0.04

Average car full tank

53 SDG 71 SDG 140 SDG
MINIMUM AVERAGE MAXIMUM
$0.09 $0.12 $0.24

Average car 1-day rental

53 SDG 71 SDG 110 SDG
MINIMUM AVERAGE MAXIMUM
$0.09 $0.12 $0.18

Average car price

27,000 SDG 53,000 SDG 71,000 SDG
MINIMUM AVERAGE MAXIMUM
$44 $88 $120

Bus ticket one way

1.8 SDG 2.7 SDG 5.3 SDG
MINIMUM AVERAGE MAXIMUM
$0.01 $0.01 $0.01

Car Service

71 SDG 110 SDG 210 SDG
MINIMUM AVERAGE MAXIMUM
$0.12 $0.18 $0.35
Chart showing the prices and cost of utility, energy, water, and gas for a family in Sudan

Utility cost (monthly)


Utility Bill - Individual

63 SDG 450 SDG 3,000 SDG
MINIMUM AVERAGE MAXIMUM
$0.10 $0.75 $5

Utility Bill - Couple

170 SDG 560 SDG 3,700 SDG
MINIMUM AVERAGE MAXIMUM
$0.28 $0.93 $6.1

Utility Bill - Family

290 SDG 830 SDG 5,400 SDG
MINIMUM AVERAGE MAXIMUM
$0.48 $1.4 $9

Internet and cable

53 SDG 110 SDG 140 SDG
MINIMUM AVERAGE MAXIMUM
$0.09 $0.18 $0.24

Mobile phone charges

42 SDG 71 SDG 210 SDG
MINIMUM AVERAGE MAXIMUM
$0.07 $0.12 $0.35

Leisure and activities costs


Movie ticket

27 SDG 35 SDG 53 SDG
MINIMUM AVERAGE MAXIMUM
$0.04 $0.06 $0.09

One month gym membership

85 SDG 110 SDG 210 SDG
MINIMUM AVERAGE MAXIMUM
$0.14 $0.18 $0.35
Chart showing the prices and cost of clothing and accessories in Sudan

Cloths and accessories costs


Pair of jeans or pants

62 SDG 88 SDG 130 SDG
MINIMUM AVERAGE MAXIMUM
$0.10 $0.15 $0.22

Woman dress

59 SDG 82 SDG 270 SDG
MINIMUM AVERAGE MAXIMUM
$0.10 $0.14 $0.44

Woman shoes

56 SDG 76 SDG 180 SDG
MINIMUM AVERAGE MAXIMUM
$0.09 $0.13 $0.29

Men's shoes

48 SDG 59 SDG 120 SDG
MINIMUM AVERAGE MAXIMUM
$0.08 $0.10 $0.20

Men suit

53 SDG 66 SDG 350 SDG
MINIMUM AVERAGE MAXIMUM
$0.09 $0.11 $0.59

Regular t-shirt

27 SDG 35 SDG 110 SDG
MINIMUM AVERAGE MAXIMUM
$0.04 $0.06 $0.18
Chart showing the prices and cost of housing, accommodation, and rent in Sudan

Housing costs / monthly rent


Studio apartment

880 SDG 1,300 SDG 3,500 SDG
MINIMUM AVERAGE MAXIMUM
$1.5 $2.2 $5.9

1-bedroom apartment

1,300 SDG 2,100 SDG 5,300 SDG
MINIMUM AVERAGE MAXIMUM
$2.2 $3.5 $8.8

2-bedroom apartment

1,800 SDG 2,700 SDG 7,100 SDG
MINIMUM AVERAGE MAXIMUM
$2.9 $4.4 $12

Housing costs / Buying


Studio apartment

180,000 SDG 270,000 SDG 530,000 SDG
MINIMUM AVERAGE MAXIMUM
$290 $440 $880

1-bedroom apartment

210,000 SDG 350,000 SDG 1.3M SDG
MINIMUM AVERAGE MAXIMUM
$350 $590 $2,200

2-bedroom apartment

350,000 SDG 1.1M SDG 2.1M SDG
MINIMUM AVERAGE MAXIMUM
$590 $1,800 $3,500
Chart showing the prices and cost of furniture in Sudan

Furniture Costs


King Size Bed

1,100 SDG 1,300 SDG 1,800 SDG
MINIMUM AVERAGE MAXIMUM
$1.8 $2.2 $2.9

Double Bed

710 SDG 1,100 SDG 1,300 SDG
MINIMUM AVERAGE MAXIMUM
$1.2 $1.8 $2.2

Single Bed

620 SDG 820 SDG 1,100 SDG
MINIMUM AVERAGE MAXIMUM
$1 $1.4 $1.8

Living Room

1,200 SDG 1,500 SDG 5,300 SDG
MINIMUM AVERAGE MAXIMUM
$2 $2.5 $8.8

Dining Table

530 SDG 710 SDG 1,300 SDG
MINIMUM AVERAGE MAXIMUM
$0.88 $1.2 $2.2

Sofa or Couch

710 SDG 970 SDG 2,100 SDG
MINIMUM AVERAGE MAXIMUM
$1.2 $1.6 $3.5
Chart showing the prices and cost of electronic devices and appliances in Sudan

Electronics and House Appliance Costs


TV Set

710 SDG 1,100 SDG 2,100 SDG
MINIMUM AVERAGE MAXIMUM
$1.2 $1.8 $3.5

Fridge or Freezer

620 SDG 970 SDG 1,300 SDG
MINIMUM AVERAGE MAXIMUM
$1 $1.6 $2.2

Washing Machine

820 SDG 1,200 SDG 2,100 SDG
MINIMUM AVERAGE MAXIMUM
$1.4 $2 $3.5

Stove or Cooker

760 SDG 970 SDG 1,300 SDG
MINIMUM AVERAGE MAXIMUM
$1.3 $1.6 $2.2

Mobile Phone

880 SDG 1,100 SDG 1,500 SDG
MINIMUM AVERAGE MAXIMUM
$1.5 $1.8 $2.5

Laptop or Computer

970 SDG 1,200 SDG 2,100 SDG
MINIMUM AVERAGE MAXIMUM
$1.6 $2 $3.5

Expenditure to Income Ratio in Sudan

One of the most definite ways to determine how affordable a place is measuring the ratio of expenses to salary. A high expense-to-income to ratio indicates a high cost-of-living index while a low expenditure-to-salary ratio means the place is affordable to live in.

Cost of living and expenditure to income ratio in Sudan

Spending to Income Ratio

88%

82% to 97%

( expenditure / income ) x 100


Expense to income distribution levels

Spending To Income Ratio% People
< 50%3%
50% - 60%8%
60% - 70%14%
70% - 80%24%
80% - 90%22%
90% - 100%12%
100% - 110%6%
110% - 120%4%
120% - 130%3%
130% - 140%3%
> 140%2%

Interpretation and Analysis

The average spending-to-salary ratio in Sudan is 88% This means that on average, people spend around 88% of their income for living. According to the distribution table, 14% of the population spend approximately 60% to 70% of their income every month.


How can spending be more than income?

A value higher than 100% means that the expenditure of those people is higher than their income. They are spending more than what they earn. This is possible in two scenarios. They are either borrowing from their savings to survive or they are borrowing from other sources (relatives, friends, banks, etc.). More about this in the debt section.



Individual
79%
Spending-Income-Ratio
74%
87%

Couple
84%
Spending-Income-Ratio
78%
92%

Family
92%
Spending-Income-Ratio
86%
100%
Distribution of monthly cost of living expenses in Sudan

How do people spend their money in Sudan?

We asked thousands of people about their spending habits and expenditure breaks. Below are their answers.

The percentage figures in this section are percentages of total spending not income. If you would like to see the percentage of expenses as related to income or salary, see other sections.

Housing Expenditure22%

22% of total expenses on average (11% to 30%)

LOW$0.42   250 SDG
AVERAGE$5.4   3,200 SDG
HIGH$54   32,000 SDG
Per Month

People living in Sudan typically spend from 11% to 30% of their total monthly expenditure on housing with 22% being the average. The average spend on housing is 3,200 SDG with expenditure ranging from 250 SDG to 32,000 SDG. This cost mainly goes for rent but it also includes other accommodation-related expenses. Housing costs are highest for families and lowest for students as expected.

Utilities, Electricity, Water, Internet, Mobile8%

8% of total expenses on average (5% to 12%)

LOW$0.07   42 SDG
AVERAGE$0.90   540 SDG
HIGH$9   5,400 SDG
Per Month

Utility expenditure like electricity, water, and gas in Sudan ranges from 5% to 12% of total expenses with 8% being the average. The average monthly cost of utilities is 540 SDG with 42 SDG and 5,400 SDG being the upper and lower limits.

Transport, Fuel, Commute6%

6% of total expenses on average (3% to 10%)

LOW$0.14   83 SDG
AVERAGE$1.8   1,100 SDG
HIGH$18   11,000 SDG
Per Month

Fuel consumption and cost of transport depend heavily on whether you live near your work or school, but roughly speaking you would expect to spend from 83 SDG to 11,000 SDG on commuting with 1,100 SDG being the norm for most people in one month. This means that money spent on transport constitutes about 6% of total spending on average but can go as low as 3% or as high as 10%.

Food and Groceries Cost29%

29% of total expenses on average (21% to 35%)

LOW$0.35   210 SDG
AVERAGE$4.5   2,700 SDG
HIGH$45   27,000 SDG
Per Month

The average outlay on groceries in a month in Sudan is 2,700 SDG. The cost of groceries can range between 210 SDG to 27,000 SDG. People spend on average about 29% on food and groceries with upper and lower bounds of 21% and 35% respectively.

Healthcare and Medical Services11%

11% of total expenses on average (6% to 14%)

LOW$0.10   58 SDG
AVERAGE$1.3   760 SDG
HIGH$13   7,600 SDG
Per Month

People in Sudan allocate 6% to 14% of their total monthly expenditure to healthcare including health insurance and out-of-pocket medical expenses. The average spending is around 11%. The range of medical expenses range from 58 SDG to 7,600 SDG with 760 SDG being the norm.

Leisure and Shopping4%

4% of total expenses on average (2% to 8%)

LOW$0.06   33 SDG
AVERAGE$0.72   430 SDG
HIGH$7.2   4,300 SDG
Per Month

This category mostly contains discretionary or non-essential expenses but also some non-discretionary spending like furniture for example. The monthly expenses range from 33 SDG to 4,300 SDG with 430 SDG being the average. Speaking of percentages, that equates to 2% to 8% of total expenses with an average of 4% for most residents.

Education and Schooling5%

5% of total expenses on average (3% to 11%)

LOW$0.08   50 SDG
AVERAGE$1.1   650 SDG
HIGH$11   6,500 SDG
Per Month

Spending on education can vary drastically between different people. While working singles can spend 0% on education, families and students' expenditure can reach up to 22%. On average, education constitutes 5% of the monthly expenditure with 3% and 11% being the lower and upper bounds respectively. The average reported education cost is 650 SDG per month with 50 SDG being the minimum spent amount and 6,500 SDG being the maximum.

Other Expenses15%

15% of total expenses on average (10% to 22%)

LOW$0.18   110 SDG
AVERAGE$2.3   1,400 SDG
HIGH$23   14,000 SDG
Per Month
Percentage of people who manage to save money from their income every month in Sudan

How much money can you save in Sudan every month?

We asked thousands of people what percentage of their income can they save in a month. Below are the answers.


What percentage of people in Sudan manage to save money from their income every month?


Saving Money
52%
Not Saving
48%

Almost 52% of the surveyed people in Sudan said that they can save some money at the end of each month while 48% said that aren't saving anything.


Percentage of people saving money by population group in Sudan

GroupSaversNon Savers
Singles55%46%
Couples50%51%
Families45%56%

Savings-to-Income Ratio

The savings-to-income ratio is measured as the percentage of income that people save over a specific period and it is simply calculated by dividing the saved money by total income and then multiplying the result by 100. (Savings / Income) x 100.


Savings to income ratio in Sudan

Saving to Income Ratio

7% 13% of income 27%
MINIMUM AVERAGE MAXIMUM

Average Monthly Saved Amount

230 SDG
$0.38
3,000 SDG
$5
30,000 SDG
$50
MINIMUM AVERAGE MAXIMUM

For most people, 7% to 27% of their monthly income is what they can allocate to their savings, with 13% being the average. The amount of money that people can save is approximately 3,000 SDG on average with savings ranging from 230 SDG to 30,000 SDG.

55% of surveyed singles reported some of their income going to savings while 50% of couples said the same. 45% of families confirmed their ability to save money.


How much money do people actually save in Sudan?

The amount of money that people can afford to save depends hugely on their income. It is better to focus on the percentage when trying to understand saving patterns.


Singles

Saving to Income Ratio

10% 17% of income 29%
MINIMUM AVERAGE MAXIMUM

Average Monthly Saved Amount

230 SDG
$0.38
2,100 SDG
$3.4
14,000 SDG
$23
MINIMUM AVERAGE MAXIMUM

Savings to income distribution levels for singles

Saving To Income Ratio% Singles
0% - 10%33%
10% - 20%26%
20% - 30%17%
30% - 40%12%
40% - 50%9%
> 50%3%

Interpretation and Analysis

Singles who can afford to save reported that they allocate from 10% to 29% of their monthly income to savings, with 17% being the average for most singles. The average amount of money that singles are able to save is 2,100 SDG with 230 SDG and 14,000 SDG being the minimum and maximum respectively.


Couples

Saving to Income Ratio

8% 15% of income 28%
MINIMUM AVERAGE MAXIMUM

Average Monthly Saved Amount

1,200 SDG
$1.9
3,500 SDG
$5.7
18,000 SDG
$31
MINIMUM AVERAGE MAXIMUM

Savings to income distribution levels for couples

Saving To Income Ratio% Couples
0% - 10%37%
10% - 20%28%
20% - 30%20%
30% - 40%7%
40% - 50%6%
> 50%2%

Interpretation and Analysis

Couples who confirmed their ability to save reported saving equivalent to 8% to 28% of their monthly income, with 15% being the average for most couples. The average amount of money that couples can save is 3,500 SDG with 1,200 SDG and 18,000 SDG being the minimum and maximum respectively.


Families

Saving to Income Ratio

7% 13% of income 26%
MINIMUM AVERAGE MAXIMUM

Average Monthly Saved Amount

1,600 SDG
$2.7
4,600 SDG
$7.7
30,000 SDG
$50
MINIMUM AVERAGE MAXIMUM

Savings to income distribution levels for families

Saving To Income Ratio% Families
0% - 10%40%
10% - 20%31%
20% - 30%21%
30% - 40%4%
40% - 50%3%
> 50%1%

Interpretation and Analysis

Families in Sudan can save anywhere between 7% to 26% of their monthly income, with 13% being the average for most families. The average amount of money that families can put aside is 4,600 SDG with 1,600 SDG and 30,000 SDG being the minimum and maximum respectively.

Reasons that make it difficult for people to save money in Sudan

Saving Challenges in Sudan

Reasons that make it difficult for people to save money

We wanted to understand what is stopping people from maximizing their savings in Sudan. Listed below are the answers given by the survey participants.


Reason% People
Low Income4%
High Expenses7%
Debt and Loans12%
Lack of Budgeting Skills12%
Impulsive Spending12%
Financial Emergencies7%
Living the moment5%
Will do it later22%
Inflation14%
Social Pressure2%
Market Instability2%

Around 4% of the people said that their salary is too low to accommodate a portion for savings while 7% said that the high cost of living leaves little room for savings. 12% of the residents said that they are burdened with debt and find it challenging to save money. 12% reported that they just don't have the knowledge or discipline to create and stick to a budget, leading to overspending and an inability to save. 12% blamed impulsive spending as the reason for saving inability. Around 7% said that unexpected expenses like medical bills or car repairs are derailing their savings goals. 5% bluntly said that they don't see the purpose of it and prefer to live each day to the fullest. 22% reported that they understand the value of saving but are putting off saving for the future, thinking they have plenty of time to start later. 14% blamed inflation, saying that every time they save some money they end up using it immediately. A surprising 2% said that social pressure and keeping up with peers or social expectations makes them overspend. Lastly, 2% blamed market instability and price fluctuations.

Where do people choose to put their savings in Sudan

Typical saving choices for people in Sudan

Where do people choose to put their savings?


Saving Type% People
Emergency Funds13%
Gold14%
Savings Accounts16%
Retirement Accounts9%
Cash Savings22%
Real Estate9%
Investment5%
Stocks3%
Bonds4%
Mutual Funds2%
Certificates of Deposit2%
A typical and healthy budgeting structure. The 50-30-20 rule

A typical and healthy budgeting structure

The 50/30/20 rule

Spending among different people can vary significantly based on factors such as their income, lifestyle, location, and personal preferences. A commonly used guideline for budgeting is the 50/30/20 rule, which suggests allocating your income into three main categories in the following percentages.

  • 50% for needs and financial obligations

    This category includes essential expenses like housing, utilities, groceries, transportation, and healthcare.

  • 30% for wants and discretionary spending

    This category covers discretionary spending on non-essential items, such as dining out, entertainment, travel, and other lifestyle choices.

  • 20% for savings and emergency fund

    This is the percentage that must be allocated to savings, emergency funds, and retirement accounts.

About financial planning, money management, and household budgeting

The 50/30/20 rule is used as a general guideline but may not be the best choice for all people. There are in fact many budgeting plans out there like the 70/20/10 and the 60/20/20 rules, all claiming to be the best. More important than all of this is to establish financial discipline by creating a budget tailored to your specific financial goals and situation. It is very important that your financial outflow be less than your income to maintain a healthy cash flow.

Income and cost of living compatibility. Is it affordable or economical to live in Sudan

Affordable living in Sudan

Income and cost of living compatibility

We asked residents one simple question and recorded their answers.

Is it affordable or economical to live in Sudan?


Yes
42%
No
58%

Around 42% of surveyed residents think that living in Sudan is affordable with proper budgeting while 58% reported that it is just too expensive and not affordable even with frugality and thriftness.

How easily is cost-cutting. Are there plenty of low-cost options in Sudan

Low-cost alternatives in Sudan

People are always looking for ways to cut down expenses and reduce expenditures. The hallmark of any affordable place is the availability of discount stores, bargain deals, smart or secondhand shopping, refurbished items, and couponing. We asked residents how easily cost-cutting is and the answers were distributed as follows:

Plenty of low-cost options53%

Few low-cost options47%


Based on the survey, 53% of the people living in Sudan have no problem finding low-cost alternatives to support a frugal lifestyle while 47% think that thriftness is difficult due to scarcity in discount markets and secondhand outlets.

Emergency Funds

An emergency fund is a financial safety net comprised of easily accessible savings set aside to cover unexpected expenses or financial emergencies, typically amounting to three to six months' worth of living expenses. We asked residents of Sudan whether they have an emergency fund and the answers were as follows.

Yes41%

No59%


Based on the survey, 59% of the people living in Sudan said that they don't have an emergency fund while 41% said that they do.

Financial literacy and difficulty in budgeting and financial planning in Sudan

Financial Literacy in Sudan

Financial literacy is the knowledge of concepts and principles related to personal finance that allow individuals to make informed decisions regarding their money such as budgeting, saving, investing, borrowing, managing debt, financial risk management, and planning.

Financial Leteracy37%


We asked residents of Sudan whether they acquired any adequate personal financial training in their lives. Approximately 63% of the people who participated in the survey said that they are not well informed about the topics of budgeting, saving, etc., and just manage things based on their own experience, while 37% said that they know about the general principles of personal finance from sources other than their own experience.


Difficulty in Budgeting and Financial Planning

We wanted to understand whether residents of Sudan have problems or difficulties in managing their expenditures and savings so we asked people one simple question: do you struggle with your personal finances? 57% of the participants reported that they indeed struggle in creating budgets and in organizing their finances while 43% said that they have everything under control.

Struggles with finance57%

Easily manages finances43%

Financial goals and targets of people living in Sudan

Financial goals of people in Sudan

In an attempt to understand the economic situation in Sudan, we asked participants about their financial targets. By knowing what the population in general is trying to achieve, we can shed light on the economic outlook, cost of living, and quality of life in general.


Financial Goal% People
Emergency Fund9%
Debt Reduction46%
Retirement Savings11%
Education Funding6%
Homeownership19%
Investing6%
Travel or Lifestyle5%
Healthcare Expenses15%
Financial Independence4%

Around 9% of those who participated in the survey said that their main goal is to establish an emergency fund to cover unexpected expenses while 46% said their number one priority is to pay off high-interest debt or loans and improve credit. 11% of surveyed people confirmed that saving for retirement to ensure a comfortable lifestyle in the final years is their main target. Around 6% reported that their priority is saving for the tuition fees and education costs of their children while 19% choose to buy a home or pay off existing mortgage before other things. 6% of the population would like to build wealth through investments such as stocks, bonds, mutual funds, or real estate. For 5% of people, saving for vacations or upgrading their lifestyle is the number one concern. Approximately 15% of the residents said that saving for healthcare expenses including insurance premiums is their main goal.

Retirement, pension plans, and life after work in Sudan

What does the retirement lifestyle look like in Sudan and how much retirement savings are required?

Retirement age

The retirement age for most employees in Sudan is 65 years. Specific retirement ages can vary based on factors like occupation, gender, years of contribution, and location. It is not entirely unlikely for people to retire either before or after this age.

Retirement planning and savings

There are many retirement saving options, some are personally initiated and others are government-sponsered. Regardless of the source of savings, the minimum amount of money that needs to be put aside to ensure a peaceful and comfortable retirement at each age can be found in the table below. This data is largely approximated and can vary drastically based on individual needs and situations. Treat these figures as a general guideline.


The typical saved amount of money you should have at every age as multiples of monthly salary:
AgeAmount
255x monthly salary at age 25
3010x monthly salary at age 30
3515x monthly salary at age 35
4025x monthly salary at age 40
4532x monthly salary at age 45
5048x monthly salary at age 50
5556x monthly salary at age 55
6064x monthly salary at age 60
6578x monthly salary at age 65

The typical average saved amount of money you should have at every age in Sudan:
AgeAmount
2528,000 SDG
3055,000 SDG
3597,000 SDG
40140,000 SDG
45210,000 SDG
50290,000 SDG
55350,000 SDG
60430,000 SDG
65510,000 SDG

Retirement Income Distribution

We asked residents of Sudan about their retirement income sources and below are the results.

Source% People
Pensions11%
Savings24%
Investments11%
Social Security6%
Annuities6%
Part-time Job16%
Real Estate19%
Dividends and Interest6%

Retirement Monthly Expenses in Sudan

620 SDG
$1
5,600 SDG
$9.3
37,000 SDG
$62
MINIMUM AVERAGE MAXIMUM
Chart showing the percentage of people who are in debt in Sudan

Debt, loans, and mortgages in Sudan


Percentage of people who are in debt


In Debt
31%
Debt Free
69%

According to the survey, 31% of the people in Sudan have some kind of debt, loan, mortgage, or credit card payments while 69% reported that they don't have financial obligations to banks.


Chart showing debt-to-income ratio in Sudan

Debt-to-income ratio in Sudan

Debt to income ratio

33%

26% to 42%

( monthly debt payment / monthly income ) x 100

Interpretation

The debt-to-income ratio measures the percentage of income being paid as debt settlement across the population. It is calculated by dividing the monthly debt settlement payment of an individual by their monthly income. Based on collected data, approximately 33% of the people's monthly income in Sudan goes to debt settlement.


Debt levels

Monthly debt settlement payment as percentage of monthly income

Debt-to-income ratio% People
> 60%4%
50% - 60%20%
40% - 50%16%
30% - 40%18%
20% - 30%9%
10% - 20%10%
0% - 10%25%

According to our data, 4% of the debtors in Sudan pay 60%+ of their income as debt settlement while 20% of the people pay 50% to 60% of their income for the same, which is quite an alarming financial situation for those individuals. 16% of people in debt dedicate 40% to 50% of their income to loan and mortgage payments while 18% dedicated 30% to 40% of income for same. Things are looking brighter for 9% of individuals as they only pay 20% to 30% of their income for loan and credit card repayment.


Distribution by type of debt in Sudan

Debt% People
Real Estate Mortgage7%
Auto Loan12%
Student Loan4%
Credit Card31%
Personal Loan45%

7% of debtors in Sudan confirm that real estate mortgages constitutes the main part of their outstanding debt while 31% say that credit card payments are the reason they are in debt. Auto loans were the main type of debt for 12% of people and personal loans rose at 45%. Lastly, student loans are the main source of debt for 4% of debtors in Sudan.


About credit score and debt management

Managing debt is a critical aspect of maintaining a favorable credit score. Debt reduction is the first thing you should do improve your financial situation. Getting rid of debt takes precedence over saving money because of interest rates.

Good debt vs. Bad debt

Not all debt is bad. Good debt typically refers to borrowing money for investments that can increase in value or generate income over time like purchasing a home or acquiring student loans. On the other hand, bad debt involves borrowing for things that fail to generate lasting value like high-interest credit card debt used for non-essential expenses like luxury items or vacations.


Loan Affordability Index in Sudan

Besides measuring the loan-to-income ratio, we asked residents of Sudan how many times in a year they defaulted or were unable to pay their due credit card or loan payments on time. Understanding how often people default on their due payments is one of the indicators of the cost of living and economic situation.

Frequency and percentage of people who failed to pay their monthly credit card or loan payments on time last year.

Frequency% People
Never49%
Once a year25%
Twice a year13%
Three times a year9%
Four times a year5%
Housing and accommodation affordability, property price to income ratio, rent to income ratio, and housing affordability index chart in Sudan

Housing costs, accommodation, and housing affordability in Sudan

Rental costs and house/apartment prices can vary drastically between different areas and locations.


Rent Cost in Sudan

Monthly Rent Prices

Studio apartment monthly rent cost

880 SDG 1,300 SDG 3,500 SDG
MINIMUM AVERAGE MAXIMUM
$1.5 $2.2 $5.9

1-bedroom apartment monthly rent cost

1,300 SDG 2,100 SDG 5,300 SDG
MINIMUM AVERAGE MAXIMUM
$2.2 $3.5 $8.8

2-bedroom apartment monthly rent cost

1,800 SDG 2,700 SDG 7,100 SDG
MINIMUM AVERAGE MAXIMUM
$2.9 $4.4 $12

3-bedroom apartment monthly rent cost

2,100 SDG 3,500 SDG 9,700 SDG
MINIMUM AVERAGE MAXIMUM
$3.5 $5.9 $16

Furnished apartment monthly rent cost

4,200 SDG 11,000 SDG 21,000 SDG
MINIMUM AVERAGE MAXIMUM
$7.1 $18 $35

Townhouse monthly rent cost

3,500 SDG 5,300 SDG 15,000 SDG
MINIMUM AVERAGE MAXIMUM
$5.9 $8.8 $25

House monthly rent cost

4,200 SDG 11,000 SDG 21,000 SDG
MINIMUM AVERAGE MAXIMUM
$7.1 $18 $35

Villa monthly rent cost

5,300 SDG 13,000 SDG 21,000 SDG
MINIMUM AVERAGE MAXIMUM
$8.8 $22 $35

The monthly rental cost of a studio apartment in Sudan ranges between 880 SDG and 3,500 SDG, meanwhile the cost of monthly rental of a one-bedroom apartment can be anywhere from 1,300 SDG to 5,300 SDG. Two-bedroom rentals rate ranges between 1,800 SDG and 7,100 SDG per month. The monthly rental for a three-bedroom apartment ranges from 2,100 SDG to 9,700 SDG. The average rent of a townhouse in Sudan is around 5,300 SDG while house rental costs can be as high as 11,000 SDG per month. Finally, if you want to rent a villa, expect to pay anywhere from 5,300 SDG to 21,000 SDG per month.



Apartment and house prices in Sudan

Cost of buying a property

Studio apartment price

180,000 SDG 270,000 SDG 530,000 SDG
MINIMUM AVERAGE MAXIMUM
$290 $440 $880

1-bedroom apartment price

210,000 SDG 350,000 SDG 1.3M SDG
MINIMUM AVERAGE MAXIMUM
$350 $590 $2,200

2-bedroom apartment price

350,000 SDG 1.1M SDG 2.1M SDG
MINIMUM AVERAGE MAXIMUM
$590 $1,800 $3,500

3-bedroom apartment price

1.2M SDG 1.8M SDG 5.3M SDG
MINIMUM AVERAGE MAXIMUM
$2,000 $2,900 $8,800

Townhouse price

1.5M SDG 3.5M SDG 13M SDG
MINIMUM AVERAGE MAXIMUM
$2,500 $5,900 $22,000

House price

1.8M SDG 11M SDG 15M SDG
MINIMUM AVERAGE MAXIMUM
$2,900 $18,000 $25,000

Villa price

2.1M SDG 12M SDG 18M SDG
MINIMUM AVERAGE MAXIMUM
$3,500 $20,000 $29,000

The average price of a studio apartment in Sudan can range from 180,000 SDG to 530,000 SDG depending on location. One bedroom cost can be anywhere from 210,000 SDG to 1.3M SDG. A villa can cost you 12M SDG on average with prices ranging from 2.1M SDG to 18M SDG.


If you're leasing or purchasing, housing costs in Sudan will probably constitute your biggest expenditure, yet it's an area where you wield considerable influence. This is due to the substantial variance in housing prices across communities. Keep in mind the location of your workplace and the accessibility of essential amenities to prevent negating the savings from lower rental rates with increased transportation expenses.

House / apartment prices to income ratio


Property price to income ratio

( average property price / average monthly income ) x 100


27 x74 monthly income 184
MINIMUM AVERAGE MAXIMUM

Property prices in Sudan can be x74 to x184 multiples of the monthly income depending on the property and the income of the person. On average, property prices are approximately x74 multiples of the average monthly salary in Sudan.



Rent to income ratio


Rent to income ratio

( monthly rental / monthly income ) x 100


17% 27% of income 37%
MINIMUM AVERAGE MAXIMUM

The average rent-to-income ratio in Sudan is around 27%. This means that people pay 27% of their income for rent. Those figures can range from 17% to 37% depending on the salary, location, and type of property.


The housing-to-income ratio is a very important metric to evaluate and measure how affordable living is in a particular area, city, or country since housing comprises the biggest chunk of expenditure. A higher housing to income ratio means that the place is relatively expensive. The figure by itself does tell much. It only starts to make sense when comparing the housing to income ratio across different locations.

Housing affordability index

The housing affordability index measures how affordable accommodation is in a particular place. This can measured in multiple ways, the most common being housing expenditure to total expenditure ratio and the rent to income ratio. The housing expenditure ratio is a figure reported by individuals on the percentage they allocate for housing. Rent to income ratio is calculated by dividing the average monthly rent by the average income. Because these values are both percentages, we can find their average and get the best of the two worlds.

Housing Affordability Index
25%

Property Taxes

Real estate owners pay property taxes to local tax authorities, which are determined by the assessed value of their property. Typically, these taxes are paid once a year. Property tax funds contribute to community development, financing infrastructure improvements, public services, and local education initiatives.


FROM
1.7%
AVERAGE
2.7%
TO
3.7%

Home Maintenance Costs

Home maintenance costs encompass various expenses associated with the upkeep and repair of a residence. These expenditures include regular tasks such as lawn care, pest control, and HVAC system servicing, as well as occasional repairs and renovations like fixing leaks, painting, or replacing appliances.


17 SDG 220 SDG 2,200 SDG
MINIMUM AVERAGE MAXIMUM

Urban vs. rural living costs

Urban living typically entails higher housing and transportation costs due to demand and limited space, while rural areas generally offer lower housing expenses but may have higher prices for goods and services. The differnce in rental rates between urban areas and rural areas can be as high as 300% in some cases.

Monthly costs and expenses of energy and basic utilities in Sudan

Utilities expenditure can vary slightly between different areas and locations.


Energy, electricity, water, gas, internet, and mobile cost in Sudan

Utility Bill Cost / Electricity + Water + Gas / Individual

63 SDG 450 SDG 3,000 SDG
MINIMUM AVERAGE MAXIMUM
$0.10 $0.75 $5

Utility Bill Cost / Electricity + Water + Gas / Couple

170 SDG 560 SDG 3,700 SDG
MINIMUM AVERAGE MAXIMUM
$0.28 $0.93 $6.1

Utility Bill Cost / Electricity + Water + Gas / Family

290 SDG 830 SDG 5,400 SDG
MINIMUM AVERAGE MAXIMUM
$0.48 $1.4 $9

Internet and cable cost

53 SDG 110 SDG 140 SDG
MINIMUM AVERAGE MAXIMUM
$0.09 $0.18 $0.24

Mobile phone bill and charges

42 SDG 71 SDG 210 SDG
MINIMUM AVERAGE MAXIMUM
$0.07 $0.12 $0.35

Because most utility bills club electricity, water, and gas costs in one bill, we can't provide a breakup for each type of utility and will display electricity, gas, and water as single cost.


The average monthly expenditure for individuals on electricty, water, and gas in Sudan ranges between 63 SDG and 3,000 SDG with average being 450 SDG, meanwhile the expenditure of couples is slightly higher at 560 SDG with 170 SDG and 3,700 SDG being the upper and lower limits respectively. As expected, the energy and water consumption of families is the highest among the three groups with an average of 830 SDG. The cost of internet and WiFi is unchanged among the three groups and ranges from 53 SDG to 140 SDG with 110 SDG being the average internet bill. Finally, the average monthly mobile charges is around 71 SDG but can range between 42 SDG and 210 SDG depending on consumption. Mobile charges include both calling minutes as well as data packages.


Energy / Utility expense to income ratio


( monthly utility expenses / monthly income ) x 100


4% 7% of income 11%
MINIMUM AVERAGE MAXIMUM

The average utility-to-income ratio in Sudan is around 7%. This means that people pay 7% of their income for energy, water, internet, and mobile charges. Those figures can range from 4% to 11% depending on salary and location.

Food Prices, Dining Expenses, and Grocery Costs in Sudan

Grocery / Food expenditure and prices can vary drastically between different areas and locations.


Prices and cost of goods and services in Sudan

Dining out, food, and beverages costs. Price variations for common food items.

Fast food combo meal price

11 SDG 21 SDG 35 SDG
MINIMUM AVERAGE MAXIMUM
$0.02 $0.04 $0.06

The average price of a regular combo meal at a fast food outlet or chain like McDonald's, Pizzahut, or KFC in Sudan is approximatly 21 SDG with meal cost ranging from 11 SDG to 35 SDG. The typical combo meal consists of a burger, french fries, and a drink.

Restaurant meal for one price

35 SDG 53 SDG 110 SDG
MINIMUM AVERAGE MAXIMUM
$0.06 $0.09 $0.18

If you are planning to have a nice meal at a mid-range restaurant, expect to pay anywhere between 35 SDG and 110 SDG with 53 SDG being the average price of a plate for one person at a regular restaurant in Sudan.

Fine dining meal for one price

71 SDG 110 SDG 420 SDG
MINIMUM AVERAGE MAXIMUM
$0.12 $0.18 $0.71

The price range of a meal at fine-dining restaurant is 71 SDG to 420 SDG with the average cost being 110 SDG for one person. This is what you would expect to pay a top-tier diner in Sudan.

Beverage prices, cappuccino, latte etc..

8.8 SDG 14 SDG 21 SDG
MINIMUM AVERAGE MAXIMUM
$0.01 $0.02 $0.04

The average price of a regular beverage like cappuccino or latte at Starbucks, Costa, or similar coffee shops and cafes in Sudan is around 14 SDG. Price ranges between 8.8 SDG and 21 SDG depending on the type of beverage, the size, and optional add-ons.



Grocery and market costs

Large bottle of milk price

7.1 SDG 8.5 SDG 11 SDG
MINIMUM AVERAGE MAXIMUM
$0.01 $0.01 $0.02

The average price of a large bottle of milk in Sudan is 8.5 SDG. The maximum what you would pay for milk is 11 SDG and the minimum being 7.1 SDG depending on the brand of milk and other properties.

12 eggs price

5.3 SDG 7.1 SDG 11 SDG
MINIMUM AVERAGE MAXIMUM
$0.01 $0.01 $0.02

A dozen eggs costs around 7.1 SDG on average with 5.3 SDG and 11 SDG being the lower and upper limits respectively.

Fresh whole chicken price

12 SDG 16 SDG 22 SDG
MINIMUM AVERAGE MAXIMUM
$0.02 $0.03 $0.04

The price range of a fresh whole chicken in Sudan is between 12 SDG and 22 SDG depending on the size of the chicken and whether it is oraganic or not. The average price is approximatly 16 SDG.

Pack of beef price

14 SDG 21 SDG 42 SDG
MINIMUM AVERAGE MAXIMUM
$0.02 $0.04 $0.07

The price of a regular pack of beef or meat is around 21 SDG. A pack of beef contains around 1Kg or 1lb depending on packing.

Medium bag of rice price

5.7 SDG 7.8 SDG 11 SDG
MINIMUM AVERAGE MAXIMUM
$0.01 $0.01 $0.02

A bag of rice in Sudan costs around 7.8 SDG on average with prices rangeing between 5.7 SDG and 11 SDG depending on the brand and quality.

Bag of tomatos price

2.1 SDG 2.8 SDG 5.3 SDG
MINIMUM AVERAGE MAXIMUM
$0.01 $0.01 $0.01

A bag of tomatoes costs anywhere from 2.1 SDG to 5.3 SDG. A bag of tomatoes denotes 1Kg or 1lb depending on location.

Bag of apples price

3.8 SDG 5 SDG 8.2 SDG
MINIMUM AVERAGE MAXIMUM
$0.01 $0.01 $0.01

A bag of apples costs 5 SDG on average. A bag of apples denotes 1Kg or 1lb depending on location.


Grocery and food expenditure to income ratio


( monthly grocery expenses / monthly income ) x 100


20% 28% of income 34%
MINIMUM AVERAGE MAXIMUM

The average grocery-to-income ratio in Sudan is around 28%. This means that people spend 28% of their income on grocery and basic household items. The expenditure can range from 20% to 34% depending on salary and location.


Expenditure on food and grocery for every population group

A single person living alone spends approximately 1,200 SDG per month on grocery and food with expenditure fluctuating between 170 SDG and 8,000 SDG depending on location and the type of person. The average cost of food and groceries for a couple is around 1,700 SDG per month. That number can be get as low as 580 SDG or a high as 9,300 SDG. Families' spending on grocery ranges from 1,000 SDG to 19,000 SDG with the location, income, and size of the family being the most determinite factors.


Single
Spending habits, consumption analysis, and expenditure patterns for a single person living in Sudan

Housing cost for a single person28%

28% of total expenses on average (16% to 40%)

LOW$0.63   380 SDG
AVERAGE$4.5   2,700 SDG
HIGH$30   18,000 SDG
Per Month

Utilities, Electricity, Water, Internet, Mobile9%

9% of total expenses on average (5% to 14%)

LOW$0.10   63 SDG
AVERAGE$0.75   450 SDG
HIGH$5   3,000 SDG
Per Month

Transport and Fuel Cost4%

4% of total expenses on average (2% to 10%)

LOW$0.14   84 SDG
AVERAGE$1.00   600 SDG
HIGH$6.6   4,000 SDG
Per Month

Food and Groceries Cost20%

20% of total expenses on average (14% to 25%)

LOW$0.28   170 SDG
AVERAGE$2   1,200 SDG
HIGH$13   8,000 SDG
Per Month

Healthcare Cost13%

13% of total expenses on average (7% to 17%)

LOW$0.16   94 SDG
AVERAGE$1.1   670 SDG
HIGH$7.5   4,500 SDG
Per Month

Leisure and Shopping Expenditure2%

2% of total expenses on average (2% to 5%)

LOW$0.09   52 SDG
AVERAGE$0.62   370 SDG
HIGH$4.2   2,500 SDG
Per Month

Education Cost1%

1% of total expenses on average (0.00% to 3%)

LOW$0.03   21 SDG
AVERAGE$0.25   150 SDG
HIGH$1.7   1,000 SDG
Per Month

Other Expenses23%

23% of total expenses on average (15% to 27%)

LOW$0.31   190 SDG
AVERAGE$2.2   1,300 SDG
HIGH$15   9,000 SDG
Per Month


Couple
Average monthly living expenditure breaks and spending patterns for couples in Sudan

Housing cost for a couple25%

25% of total expenses on average (18% to 35%)

LOW$2.4   1,400 SDG
AVERAGE$7.1   4,200 SDG
HIGH$38   23,000 SDG
Per Month

Utilities, Electricity, Water, Internet, Mobile8%

8% of total expenses on average (6% to 12%)

LOW$0.28   170 SDG
AVERAGE$0.93   560 SDG
HIGH$6.1   3,700 SDG
Per Month

Transport and Fuel Cost8%

8% of total expenses on average (2% to 13%)

LOW$0.83   500 SDG
AVERAGE$2.5   1,500 SDG
HIGH$13   8,000 SDG
Per Month

Food and Groceries Cost18%

18% of total expenses on average (13% to 23%)

LOW$0.97   580 SDG
AVERAGE$2.9   1,700 SDG
HIGH$15   9,300 SDG
Per Month

Healthcare Cost15%

15% of total expenses on average (9% to 19%)

LOW$0.76   460 SDG
AVERAGE$2.3   1,400 SDG
HIGH$12   7,300 SDG
Per Month

Leisure and Shopping Cost3%

3% of total expenses on average (1% to 6%)

LOW$0.42   250 SDG
AVERAGE$1.2   750 SDG
HIGH$6.6   4,000 SDG
Per Month

Education Cost1%

1% of total expenses on average (0.00% to 3%)

LOW$0.14   83 SDG
AVERAGE$0.42   250 SDG
HIGH$2.2   1,300 SDG
Per Month

Other Expenses22%

22% of total expenses on average (16% to 28%)

LOW$1.2   710 SDG
AVERAGE$3.5   2,100 SDG
HIGH$19   11,000 SDG
Per Month


Family
Average monthly expenses and break out of spending for families living in Sudan

Housing cost for a family24%

24% of total expenses on average (19% to 34%)

LOW$3.1   1,900 SDG
AVERAGE$8.9   5,300 SDG
HIGH$58   35,000 SDG
Per Month

Utilities, Electricity, Water, Internet, Mobile6%

6% of total expenses on average (4% to 9%)

LOW$0.48   290 SDG
AVERAGE$1.4   830 SDG
HIGH$9   5,400 SDG
Per Month

Transport and Fuel Expenses4%

4% of total expenses on average (2% to 6%)

LOW$0.97   580 SDG
AVERAGE$2.8   1,700 SDG
HIGH$18   11,000 SDG
Per Month

Food and Groceries Cost22%

22% of total expenses on average (15% to 28%)

LOW$1.7   1,000 SDG
AVERAGE$5   3,000 SDG
HIGH$32   19,000 SDG
Per Month

Healthcare Expenses12%

12% of total expenses on average (8% to 17%)

LOW$0.87   520 SDG
AVERAGE$2.8   1,700 SDG
HIGH$14   8,600 SDG
Per Month

Leisure and Shopping Cost2%

2% of total expenses on average (1% to 6%)

LOW$0.48   290 SDG
AVERAGE$1.4   830 SDG
HIGH$9   5,400 SDG
Per Month

Education Cost13%

13% of total expenses on average (6% to 21%)

LOW$1.4   810 SDG
AVERAGE$3.9   2,300 SDG
HIGH$25   15,000 SDG
Per Month

Other Expenses17%

17% of total expenses on average (10% to 22%)

LOW$0.77   470 SDG
AVERAGE$2.2   1,300 SDG
HIGH$14   8,600 SDG
Per Month


Student
Cost of living and expenses break down for students living in Sudan

Housing costs for Student16%

16% of total expenses on average (11% to 22%)

LOW$0.33   200 SDG
AVERAGE$2.2   1,300 SDG
HIGH$15   8,900 SDG
Per Month

Utilities, Electricity, Water, Internet, and Mobile Expenses7%

7% of total expenses on average (5% to 11%)

LOW$0.06   33 SDG
AVERAGE$0.37   220 SDG
HIGH$2.5   1,500 SDG
Per Month

Transport and Fuel Cost3%

3% of total expenses on average (4% to 9%)

LOW$0.10   58 SDG
AVERAGE$0.65   390 SDG
HIGH$4.3   2,600 SDG
Per Month

Food and Groceries Expenditure24%

24% of total expenses on average (18% to 28%)

LOW$0.28   170 SDG
AVERAGE$1.9   1,100 SDG
HIGH$12   7,400 SDG
Per Month

Healthcare Cost10%

10% of total expenses on average (7% to 13%)

LOW$0.08   50 SDG
AVERAGE$0.56   330 SDG
HIGH$3.7   2,200 SDG
Per Month

Leisure and Shopping Cost2%

2% of total expenses on average (1% to 6%)

LOW$0.07   42 SDG
AVERAGE$0.46   280 SDG
HIGH$3.1   1,900 SDG
Per Month

Education Cost18%

18% of total expenses on average (11% to 23%)

LOW$0.26   160 SDG
AVERAGE$1.8   1,100 SDG
HIGH$12   7,100 SDG
Per Month

Other Expenses20%

20% of total expenses on average (14% to 26%)

LOW$0.21   120 SDG
AVERAGE$1.4   840 SDG
HIGH$9.3   5,600 SDG
Per Month
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