Cost Of Living in Yemen 2024
Average monthly spending for singles, couples, students, and families in Yemen
Whether you're living in Yemen or planning to move there, it is very important to know the cost of living and the prices of things. Here we list the average spending for the four main population groups.
Average Monthly Expenditure
Currency: YER
Monthly Expenditure ▶ Single
Currency: YER
Monthly Expenditure ▶ Couple
Currency: YER
Monthly Expenditure ▶ Family
Currency: YER
Monthly Expenditure ▶ Student
Currency: YER
The figures displayed here are inclusive of everything: housing, travel, groceries, healthcare, etc.
Singles
The average monthly expense for a single person living in Yemen is 2,400 YER. Expenses can range from 340 YER at the minimum level to 16,000 YER at the highest end.
Couples
The average monthly spending of couples in Yemen is 4,000 YER. Expenditure can range from 1,300 YER to 21,000 YER per month.
Families
The average cost of living for families in Yemen is 5,400 YER per month. Families spend anywhere from 1,900 YER to 35,000 YER.
Students
The average monthly expenditure for students in Yemen is 1,800 YER. Students spend from 270 YER to 12,000 YER per month.
Spending behavior can change drastically from one person to another. It is best to consider the minimum, average, and maximum spending together.
Prices and cost of goods and services in Yemen
Dining, food, and beverages costs
Fast food combo meal
Restaurant meal for one
Fine dining meal for one
Cappuccino or latte
Grocery and market costs
Milk large bottle
12 eggs
Fresh whole chicken
Pack of beef
Medium bag of rice
Bag of tomatos
| 0.68 YER | 0.91 YER | 1.7 YER |
Bag of apples
Commute, travel, and transportation costs
20 minutes taxi ride
Average car full tank
Average car 1-day rental
Average car price
| 8,600 YER | 17,000 YER | 23,000 YER |
Bus ticket one way
| 0.57 YER | 0.86 YER | 1.7 YER |
Car Service
Utility cost (monthly)
Utility Bill - Individual
Utility Bill - Couple
Utility Bill - Family
Internet and cable
Mobile phone charges
Leisure and activities costs
Movie ticket
One month gym membership
Cloths and accessories costs
Pair of jeans or pants
Woman dress
Woman shoes
Men's shoes
Men suit
Regular t-shirt
Housing costs / monthly rent
Studio apartment
| 290 YER | 430 YER | 1,100 YER |
1-bedroom apartment
| 430 YER | 680 YER | 1,700 YER |
2-bedroom apartment
| 570 YER | 860 YER | 2,300 YER |
Housing costs / Buying
Studio apartment
| 57,000 YER | 86,000 YER | 170,000 YER |
1-bedroom apartment
| 68,000 YER | 110,000 YER | 430,000 YER |
2-bedroom apartment
| 110,000 YER | 340,000 YER | 680,000 YER |
Furniture Costs
King Size Bed
Double Bed
Single Bed
Living Room
| 380 YER | 490 YER | 1,700 YER |
Dining Table
Sofa or Couch
Electronics and House Appliance Costs
TV Set
Fridge or Freezer
Washing Machine
Stove or Cooker
Mobile Phone
Laptop or Computer
Expenditure to Income Ratio in Yemen
One of the most definite ways to determine how affordable a place is measuring the ratio of expenses to salary. A high expense-to-income to ratio indicates a high cost-of-living index while a low expenditure-to-salary ratio means the place is affordable to live in.
Spending to Income Ratio
87%
81% to 96%
( expenditure / income ) x 100
Expense to income distribution levels
| Spending To Income Ratio | % People |
|---|
| < 50% | 4% |
| 50% - 60% | 9% |
| 60% - 70% | 15% |
| 70% - 80% | 25% |
| 80% - 90% | 20% |
| 90% - 100% | 11% |
| 100% - 110% | 6% |
| 110% - 120% | 4% |
| 120% - 130% | 3% |
| 130% - 140% | 2% |
| > 140% | 2% |
Interpretation and Analysis
The average spending-to-salary ratio in Yemen is 87%
This means that on average, people spend around 87% of their income for living.
According to the distribution table, 15% of the population spend approximately 60% to 70% of their income every month.
How can spending be more than income?
A value higher than 100% means that the expenditure of those people is higher than their income. They are spending more than what they earn. This is possible in two scenarios. They are either borrowing from their savings to survive or they are borrowing from other sources (relatives, friends, banks, etc.). More about this in the debt section.
Individual
78%
Spending-Income-Ratio
73%
86%
Couple
83%
Spending-Income-Ratio
77%
91%
Family
91%
Spending-Income-Ratio
85%
100%
How do people spend their money in Yemen?
We asked thousands of people about their spending habits and expenditure breaks. Below are their answers.
The percentage figures in this section are percentages of total spending not income. If you would like to see the percentage of expenses as related to income or salary, see other sections.
Housing Expenditure23%
23% of total expenses on average (12% to 31%)
| LOW | $0.32 80 YER |
| AVERAGE | $4.2 1,000 YER |
| HIGH | $42 10,000 YER |
| Per Month |
People living in Yemen typically spend from 12% to 31% of their total monthly expenditure on housing with 23% being the average. The average spend on housing is 1,000 YER with expenditure ranging from 80 YER to 10,000 YER. This cost mainly goes for rent but it also includes other accommodation-related expenses. Housing costs are highest for families and lowest for students as expected.
Utilities, Electricity, Water, Internet, Mobile8%
8% of total expenses on average (5% to 12%)
| LOW | $0.05 13 YER |
| AVERAGE | $0.70 170 YER |
| HIGH | $7 1,700 YER |
| Per Month |
Utility expenditure like electricity, water, and gas in Yemen ranges from 5% to 12% of total expenses with 8% being the average. The average monthly cost of utilities is 170 YER with 13 YER and 1,700 YER being the upper and lower limits.
Transport, Fuel, Commute7%
7% of total expenses on average (3% to 11%)
| LOW | $0.11 27 YER |
| AVERAGE | $1.4 350 YER |
| HIGH | $14 3,500 YER |
| Per Month |
Fuel consumption and cost of transport depend heavily on whether you live near your work or school, but roughly speaking you would expect to spend from 27 YER to 3,500 YER on commuting with 350 YER being the norm for most people in one month. This means that money spent on transport constitutes about 7% of total spending on average but can go as low as 3% or as high as 11%.
Food and Groceries Cost28%
28% of total expenses on average (20% to 34%)
| LOW | $0.27 67 YER |
| AVERAGE | $3.5 870 YER |
| HIGH | $35 8,700 YER |
| Per Month |
The average outlay on groceries in a month in Yemen is 870 YER. The cost of groceries can range between 67 YER to 8,700 YER. People spend on average about 28% on food and groceries with upper and lower bounds of 20% and 34% respectively.
Healthcare and Medical Services10%
10% of total expenses on average (5% to 13%)
| LOW | $0.07 19 YER |
| AVERAGE | $0.97 240 YER |
| HIGH | $9.7 2,400 YER |
| Per Month |
People in Yemen allocate 5% to 13% of their total monthly expenditure to healthcare including health insurance and out-of-pocket medical expenses. The average spending is around 10%. The range of medical expenses range from 19 YER to 2,400 YER with 240 YER being the norm.
Leisure and Shopping4%
4% of total expenses on average (2% to 8%)
| LOW | $0.04 11 YER |
| AVERAGE | $0.56 140 YER |
| HIGH | $5.6 1,400 YER |
| Per Month |
This category mostly contains discretionary or non-essential expenses but also some non-discretionary spending like furniture for example. The monthly expenses range from 11 YER to 1,400 YER with 140 YER being the average. Speaking of percentages, that equates to 2% to 8% of total expenses with an average of 4% for most residents.
Education and Schooling5%
5% of total expenses on average (3% to 11%)
| LOW | $0.06 16 YER |
| AVERAGE | $0.84 210 YER |
| HIGH | $8.4 2,100 YER |
| Per Month |
Spending on education can vary drastically between different people. While working singles can spend 0% on education, families and students' expenditure can reach up to 22%. On average, education constitutes 5% of the monthly expenditure with 3% and 11% being the lower and upper bounds respectively. The average reported education cost is 210 YER per month with 16 YER being the minimum spent amount and 2,100 YER being the maximum.
Other Expenses14%
14% of total expenses on average (9% to 21%)
| LOW | $0.14 35 YER |
| AVERAGE | $1.8 450 YER |
| HIGH | $18 4,500 YER |
| Per Month |
How much money can you save in Yemen every month?
We asked thousands of people what percentage of their income can they save in a month. Below are the answers.
What percentage of people in Yemen manage to save money from their income every month?
Almost 46% of the surveyed people in Yemen said that they can save some money at the end of each month while 54% said that aren't saving anything.
Percentage of people saving money by population group in Yemen
| Group | Savers | Non Savers |
|---|
| Singles | 54% | 46% |
| Couples | 49% | 51% |
| Families | 44% | 56% |
Savings-to-Income Ratio
The savings-to-income ratio is measured as the percentage of income that people save over a specific period and it is simply calculated by dividing the saved money by total income and then multiplying the result by 100. (Savings / Income) x 100.
Saving to Income Ratio
Average Monthly Saved Amount
74 YER
$0.30 | 960 YER
$3.8 | 9,600 YER
$38 |
For most people, 9% to 29% of their monthly income is what they can allocate to their savings, with 16% being the average. The amount of money that people can save is approximately 960 YER on average with savings ranging from 74 YER to 9,600 YER.
54% of surveyed singles reported some of their income going to savings while 49% of couples said the same. 44% of families confirmed their ability to save money.
How much money do people actually save in Yemen?
The amount of money that people can afford to save depends hugely on their income. It is better to focus on the percentage when trying to understand saving patterns.
Singles
Saving to Income Ratio
Average Monthly Saved Amount
74 YER
$0.30 | 670 YER
$2.7 | 4,400 YER
$18 |
Savings to income distribution levels for singles
| Saving To Income Ratio | % Singles |
|---|
| 0% - 10% | 31% |
| 10% - 20% | 25% |
| 20% - 30% | 16% |
| 30% - 40% | 14% |
| 40% - 50% | 10% |
| > 50% | 4% |
Interpretation and Analysis
Singles who can afford to save reported that they allocate from 12% to 31% of their monthly income to savings, with 20% being the average for most singles. The average amount of money that singles are able to save is 670 YER with 74 YER and 4,400 YER being the minimum and maximum respectively.
Couples
Saving to Income Ratio
Average Monthly Saved Amount
370 YER
$1.5 | 1,100 YER
$4.4 | 5,900 YER
$24 |
Savings to income distribution levels for couples
| Saving To Income Ratio | % Couples |
|---|
| 0% - 10% | 35% |
| 10% - 20% | 27% |
| 20% - 30% | 19% |
| 30% - 40% | 9% |
| 40% - 50% | 7% |
| > 50% | 3% |
Interpretation and Analysis
Couples who confirmed their ability to save reported saving equivalent to 10% to 30% of their monthly income, with 18% being the average for most couples. The average amount of money that couples can save is 1,100 YER with 370 YER and 5,900 YER being the minimum and maximum respectively.
Families
Saving to Income Ratio
Average Monthly Saved Amount
520 YER
$2.1 | 1,500 YER
$5.9 | 9,600 YER
$38 |
Savings to income distribution levels for families
| Saving To Income Ratio | % Families |
|---|
| 0% - 10% | 38% |
| 10% - 20% | 30% |
| 20% - 30% | 20% |
| 30% - 40% | 6% |
| 40% - 50% | 4% |
| > 50% | 2% |
Interpretation and Analysis
Families in Yemen can save anywhere between 9% to 27% of their monthly income, with 16% being the average for most families. The average amount of money that families can put aside is 1,500 YER with 520 YER and 9,600 YER being the minimum and maximum respectively.
Saving Challenges in Yemen
Reasons that make it difficult for people to save money
We wanted to understand what is stopping people from maximizing their savings in Yemen. Listed below are the answers given by the survey participants.
| Reason | % People |
|---|
| Low Income | 5% |
| High Expenses | 8% |
| Debt and Loans | 13% |
| Lack of Budgeting Skills | 12% |
| Impulsive Spending | 12% |
| Financial Emergencies | 7% |
| Living the moment | 5% |
| Will do it later | 21% |
| Inflation | 13% |
| Social Pressure | 3% |
| Market Instability | 2% |
Around 5% of the people said that their salary is too low to accommodate a portion for savings while 8% said that the high cost of living leaves little room for savings. 13% of the residents said that they are burdened with debt and find it challenging to save money. 12% reported that they just don't have the knowledge or discipline to create and stick to a budget, leading to overspending and an inability to save. 12% blamed impulsive spending as the reason for saving inability. Around 7% said that unexpected expenses like medical bills or car repairs are derailing their savings goals. 5% bluntly said that they don't see the purpose of it and prefer to live each day to the fullest. 21% reported that they understand the value of saving but are putting off saving for the future, thinking they have plenty of time to start later. 13% blamed inflation, saying that every time they save some money they end up using it immediately. A surprising 3% said that social pressure and keeping up with peers or social expectations makes them overspend. Lastly, 2% blamed market instability and price fluctuations.
Typical saving choices for people in Yemen
Where do people choose to put their savings?
| Saving Type | % People |
|---|
| Emergency Funds | 12% |
| Gold | 13% |
| Savings Accounts | 17% |
| Retirement Accounts | 10% |
| Cash Savings | 21% |
| Real Estate | 9% |
| Investment | 5% |
| Stocks | 4% |
| Bonds | 5% |
| Mutual Funds | 2% |
| Certificates of Deposit | 3% |
A typical and healthy budgeting structure
The 50/30/20 rule
Spending among different people can vary significantly based on factors such as their income, lifestyle,
location, and personal preferences. A commonly used guideline for budgeting is the 50/30/20 rule,
which suggests allocating your income into three main categories in the following percentages.
50% for needs and financial obligations
This category includes essential expenses like housing, utilities, groceries, transportation, and healthcare.
30% for wants and discretionary spending
This category covers discretionary spending on non-essential items, such as dining out, entertainment, travel, and other lifestyle choices.
20% for savings and emergency fund
This is the percentage that must be allocated to savings, emergency funds, and retirement accounts.
About financial planning, money management, and household budgeting
The 50/30/20 rule is used as a general guideline but may not be the best choice for all people. There are in fact many budgeting plans out there like the 70/20/10 and the 60/20/20 rules, all claiming to be the best. More important than all of this is to establish financial discipline by creating a budget tailored to your specific financial goals and situation. It is very important that your financial outflow be less than your income to maintain a healthy cash flow.
Affordable living in Yemen
Income and cost of living compatibility
We asked residents one simple question and recorded their answers.
Is it affordable or economical to live in Yemen?
Around 39% of surveyed residents think that living in Yemen is affordable with proper budgeting while 61% reported that it is just too expensive and not affordable even with frugality and thriftness.
Low-cost alternatives in Yemen
People are always looking for ways to cut down expenses and reduce expenditures. The hallmark of any affordable place is the availability of discount stores, bargain deals, smart or secondhand shopping, refurbished items, and couponing. We asked residents how easily cost-cutting is and the answers were distributed as follows:
Plenty of low-cost options51%
Few low-cost options49%
Based on the survey, 51% of the people living in Yemen have no problem finding low-cost alternatives to support a frugal lifestyle while 49% think that thriftness is difficult due to scarcity in discount markets and secondhand outlets.
Emergency Funds
An emergency fund is a financial safety net comprised of easily accessible savings set aside to cover unexpected expenses or financial emergencies, typically amounting to three to six months' worth of living expenses. We asked residents of Yemen whether they have an emergency fund and the answers were as follows.
Yes35%
No65%
Based on the survey, 65% of the people living in Yemen said that they don't have an emergency fund while 35% said that they do.
Financial Literacy in Yemen
Financial literacy is the knowledge of concepts and principles related to personal finance that allow individuals to make informed decisions regarding their money such as budgeting, saving, investing, borrowing, managing debt, financial risk management, and planning.
Financial Leteracy34%
We asked residents of Yemen whether they acquired any adequate personal financial training in their lives. Approximately 66% of the people who participated in the survey said that they are not well informed about the topics of budgeting, saving, etc., and just manage things based on their own experience, while 34% said that they know about the general principles of personal finance from sources other than their own experience.
Difficulty in Budgeting and Financial Planning
We wanted to understand whether residents of Yemen have problems or difficulties in managing their expenditures and savings so we asked people one simple question: do you struggle with your personal finances? 68% of the participants reported that they indeed struggle in creating budgets and in organizing their finances while 32% said that they have everything under control.
Struggles with finance68%
Easily manages finances32%
Financial goals of people in Yemen
In an attempt to understand the economic situation in Yemen, we asked participants about their financial targets. By knowing what the population in general is trying to achieve, we can shed light on the economic outlook, cost of living, and quality of life in general.
| Financial Goal | % People |
|---|
| Emergency Fund | 8% |
| Debt Reduction | 43% |
| Retirement Savings | 10% |
| Education Funding | 7% |
| Homeownership | 18% |
| Investing | 6% |
| Travel or Lifestyle | 6% |
| Healthcare Expenses | 14% |
| Financial Independence | 5% |
Around 8% of those who participated in the survey said that their main goal is to establish an emergency fund to cover unexpected expenses while 43% said their number one priority is to pay off high-interest debt or loans and improve credit. 10% of surveyed people confirmed that saving for retirement to ensure a comfortable lifestyle in the final years is their main target. Around 7% reported that their priority is saving for the tuition fees and education costs of their children while 18% choose to buy a home or pay off existing mortgage before other things. 6% of the population would like to build wealth through investments such as stocks, bonds, mutual funds, or real estate. For 6% of people, saving for vacations or upgrading their lifestyle is the number one concern. Approximately 14% of the residents said that saving for healthcare expenses including insurance premiums is their main goal.
Retirement, pension plans, and life after work in Yemen
What does the retirement lifestyle look like in Yemen and how much retirement savings are required?
Retirement age
The retirement age for most employees in Yemen is 65 years. Specific retirement ages can vary based on factors like occupation, gender, years of contribution, and location. It is not entirely unlikely for people to retire either before or after this age.
Retirement planning and savings
There are many retirement saving options, some are personally initiated and others are government-sponsered. Regardless of the source of savings, the minimum amount of money that needs to be put aside to ensure a peaceful and comfortable retirement at each age can be found in the table below. This data is largely approximated and can vary drastically based on individual needs and situations. Treat these figures as a general guideline.
The typical saved amount of money you should have at every age as multiples of monthly salary:| Age | Amount |
|---|
| 25 | 5x monthly salary at age 25 |
| 30 | 10x monthly salary at age 30 |
| 35 | 15x monthly salary at age 35 |
| 40 | 25x monthly salary at age 40 |
| 45 | 32x monthly salary at age 45 |
| 50 | 48x monthly salary at age 50 |
| 55 | 56x monthly salary at age 55 |
| 60 | 64x monthly salary at age 60 |
| 65 | 78x monthly salary at age 65 |
The typical average saved amount of money you should have at every age in Yemen:| Age | Amount |
|---|
| 25 | 8,900 YER |
| 30 | 18,000 YER |
| 35 | 31,000 YER |
| 40 | 44,000 YER |
| 45 | 67,000 YER |
| 50 | 93,000 YER |
| 55 | 110,000 YER |
| 60 | 140,000 YER |
| 65 | 160,000 YER |
Retirement Income Distribution
We asked residents of Yemen about their retirement income sources and below are the results.
| Source | % People |
|---|
| Pensions | 12% |
| Savings | 23% |
| Investments | 12% |
| Social Security | 7% |
| Annuities | 7% |
| Part-time Job | 15% |
| Real Estate | 18% |
| Dividends and Interest | 7% |
Retirement Monthly Expenses in Yemen 200 YER
$0.80 | 1,800 YER
$7.2 | 12,000 YER
$48 |
Debt, loans, and mortgages in Yemen
Percentage of people who are in debt
According to the survey, 36% of the people in Yemen have some kind of debt, loan, mortgage, or credit card payments while 64% reported that they don't have financial obligations to banks.
Debt-to-income ratio in Yemen
Debt to income ratio
32%
24% to 41%
( monthly debt payment / monthly income ) x 100
Interpretation
The debt-to-income ratio measures the percentage of income being paid as debt settlement across the population. It is calculated by dividing the monthly debt settlement payment of an individual by their monthly income. Based on collected data, approximately 32% of the people's monthly income in Yemen goes to debt settlement.
Debt levelsMonthly debt settlement payment as percentage of monthly income
| Debt-to-income ratio | % People |
|---|
| > 60% | 3% |
| 50% - 60% | 18% |
| 40% - 50% | 15% |
| 30% - 40% | 17% |
| 20% - 30% | 10% |
| 10% - 20% | 12% |
| 0% - 10% | 25% |
According to our data, 3% of the debtors in Yemen pay 60%+ of their income as debt settlement while 18% of the people pay 50% to 60% of their income for the same, which is quite an alarming financial situation for those individuals. 15% of people in debt dedicate 40% to 50% of their income to loan and mortgage payments while 17% dedicated 30% to 40% of income for same. Things are looking brighter for 10% of individuals as they only pay 20% to 30% of their income for loan and credit card repayment.
Distribution by type of debt in Yemen
| Debt | % People |
|---|
| Real Estate Mortgage | 8% |
| Auto Loan | 15% |
| Student Loan | 4% |
| Credit Card | 30% |
| Personal Loan | 43% |
8% of debtors in Yemen confirm that real estate mortgages constitutes the main part of their outstanding debt while 30% say that credit card payments are the reason they are in debt. Auto loans were the main type of debt for 15% of people and personal loans rose at 43%. Lastly, student loans are the main source of debt for 4% of debtors in Yemen.
About credit score and debt managementManaging debt is a critical aspect of maintaining a favorable credit score. Debt reduction is the first thing you should do improve your financial situation. Getting rid of debt takes precedence over saving money because of interest rates.
Good debt vs. Bad debt
Not all debt is bad. Good debt typically refers to borrowing money for investments that can increase in value or generate income over time like purchasing a home or acquiring student loans. On the other hand, bad debt involves borrowing for things that fail to generate lasting value like high-interest credit card debt used for non-essential expenses like luxury items or vacations.
Loan Affordability Index in Yemen
Besides measuring the loan-to-income ratio, we asked residents of Yemen how many times in a year they defaulted or were unable to pay their due credit card or loan payments on time. Understanding how often people default on their due payments is one of the indicators of the cost of living and economic situation.
Frequency and percentage of people who failed to pay their monthly credit card or loan payments on time last year.
| Frequency | % People |
|---|
| Never | 50% |
| Once a year | 24% |
| Twice a year | 13% |
| Three times a year | 9% |
| Four times a year | 4% |
Housing costs, accommodation, and housing affordability in Yemen
Rental costs and house/apartment prices can vary drastically between different areas and locations.
Rent Cost in Yemen
Monthly Rent Prices
Studio apartment monthly rent cost
| 290 YER | 430 YER | 1,100 YER |
1-bedroom apartment monthly rent cost
| 430 YER | 680 YER | 1,700 YER |
2-bedroom apartment monthly rent cost
| 570 YER | 860 YER | 2,300 YER |
3-bedroom apartment monthly rent cost
| 680 YER | 1,100 YER | 3,100 YER |
Furnished apartment monthly rent cost
| 1,400 YER | 3,400 YER | 6,800 YER |
Townhouse monthly rent cost
| 1,100 YER | 1,700 YER | 4,900 YER |
House monthly rent cost
| 1,400 YER | 3,400 YER | 6,800 YER |
Villa monthly rent cost
| 1,700 YER | 4,300 YER | 6,800 YER |
The monthly rental cost of a studio apartment in Yemen ranges between 290 YER and 1,100 YER, meanwhile the cost of monthly rental of a one-bedroom apartment can be anywhere from 430 YER to 1,700 YER. Two-bedroom rentals rate ranges between 570 YER and 2,300 YER per month. The monthly rental for a three-bedroom apartment ranges from 680 YER to 3,100 YER. The average rent of a townhouse in Yemen is around 1,700 YER while house rental costs can be as high as 3,400 YER per month. Finally, if you want to rent a villa, expect to pay anywhere from 1,700 YER to 6,800 YER per month.
Apartment and house prices in Yemen
Cost of buying a property
Studio apartment price
| 57,000 YER | 86,000 YER | 170,000 YER |
1-bedroom apartment price
| 68,000 YER | 110,000 YER | 430,000 YER |
2-bedroom apartment price
| 110,000 YER | 340,000 YER | 680,000 YER |
3-bedroom apartment price
| 380,000 YER | 570,000 YER | 1.7M YER |
Townhouse price
| 490,000 YER | 1.1M YER | 4.3M YER |
House price
| 570,000 YER | 3.4M YER | 4.9M YER |
Villa price
| 680,000 YER | 3.8M YER | 5.7M YER |
The average price of a studio apartment in Yemen can range from 57,000 YER to 170,000 YER depending on location. One bedroom cost can be anywhere from 68,000 YER to 430,000 YER. A villa can cost you 3.8M YER on average with prices ranging from 680,000 YER to 5.7M YER.
If you're leasing or purchasing, housing costs in Yemen will probably constitute your biggest expenditure, yet it's an area where you wield considerable influence. This is due to the substantial variance in housing prices across communities. Keep in mind the location of your workplace and the accessibility of essential amenities to prevent negating the savings from lower rental rates with increased transportation expenses.
House / apartment prices to income ratio
Property price to income ratio
( average property price / average monthly income ) x 100
| 30 | x83 monthly income | 190 |
Property prices in Yemen can be x83 to x190 multiples of the monthly income depending on the property and the income of the person. On average, property prices are approximately x83 multiples of the average monthly salary in Yemen.
Rent to income ratio
Rent to income ratio
( monthly rental / monthly income ) x 100
The average rent-to-income ratio in Yemen is around 28%. This means that people pay 28% of their income for rent. Those figures can range from 18% to 38% depending on the salary, location, and type of property.
The housing-to-income ratio is a very important metric to evaluate and measure how affordable living is in a particular area, city, or country since housing comprises the biggest chunk of expenditure. A higher housing to income ratio means that the place is relatively expensive. The figure by itself does tell much. It only starts to make sense when comparing the housing to income ratio across different locations.
Housing affordability index
The housing affordability index measures how affordable accommodation is in a particular place. This can measured in multiple ways, the most common being housing expenditure to total expenditure ratio and the rent to income ratio. The housing expenditure ratio is a figure reported by individuals on the percentage they allocate for housing. Rent to income ratio is calculated by dividing the average monthly rent by the average income. Because these values are both percentages, we can find their average and get the best of the two worlds.
Housing Affordability Index
26% Property Taxes
Real estate owners pay property taxes to local tax authorities, which are determined by the assessed value of their property. Typically, these taxes are paid once a year. Property tax funds contribute to community development, financing infrastructure improvements, public services, and local education initiatives.
Home Maintenance Costs
Home maintenance costs encompass various expenses associated with the upkeep and repair of a residence. These expenditures include regular tasks such as lawn care, pest control, and HVAC system servicing, as well as occasional repairs and renovations like fixing leaks, painting, or replacing appliances.
Urban vs. rural living costs
Urban living typically entails higher housing and transportation costs due to demand and limited space, while rural areas generally offer lower housing expenses but may have higher prices for goods and services. The differnce in rental rates between urban areas and rural areas can be as high as 300% in some cases.
Monthly costs and expenses of energy and basic utilities in Yemen
Utilities expenditure can vary slightly between different areas and locations.
Energy, electricity, water, gas, internet, and mobile cost in Yemen
Utility Bill Cost / Electricity + Water + Gas / Individual
Utility Bill Cost / Electricity + Water + Gas / Couple
Utility Bill Cost / Electricity + Water + Gas / Family
Internet and cable cost
Mobile phone bill and charges
Because most utility bills club electricity, water, and gas costs in one bill, we can't provide a breakup for each type of utility and will display electricity, gas, and water as single cost.
The average monthly expenditure for individuals on electricty, water, and gas in Yemen ranges between 20 YER and 970 YER with average being 140 YER, meanwhile the expenditure of couples is slightly higher at 180 YER with 54 YER and 1,200 YER being the upper and lower limits respectively. As expected, the energy and water consumption of families is the highest among the three groups with an average of 270 YER. The cost of internet and WiFi is unchanged among the three groups and ranges from 17 YER to 46 YER with 34 YER being the average internet bill. Finally, the average monthly mobile charges is around 23 YER but can range between 14 YER and 68 YER depending on consumption. Mobile charges include both calling minutes as well as data packages.
Energy / Utility expense to income ratio
( monthly utility expenses / monthly income ) x 100
The average utility-to-income ratio in Yemen is around 7%. This means that people pay 7% of their income for energy, water, internet, and mobile charges. Those figures can range from 4% to 11% depending on salary and location.
Food Prices, Dining Expenses, and Grocery Costs in Yemen
Grocery / Food expenditure and prices can vary drastically between different areas and locations.
Prices and cost of goods and services in Yemen
Dining out, food, and beverages costs. Price variations for common food items.
Fast food combo meal price
The average price of a regular combo meal at a fast food outlet or chain like McDonald's, Pizzahut, or KFC in Yemen is approximatly 6.8 YER with meal cost ranging from 3.4 YER to 11 YER. The typical combo meal consists of a burger, french fries, and a drink.
Restaurant meal for one price
If you are planning to have a nice meal at a mid-range restaurant, expect to pay anywhere between 11 YER and 34 YER with 17 YER being the average price of a plate for one person at a regular restaurant in Yemen.
Fine dining meal for one price
The price range of a meal at fine-dining restaurant is 23 YER to 140 YER with the average cost being 34 YER for one person. This is what you would expect to pay a top-tier diner in Yemen.
Beverage prices, cappuccino, latte etc..
The average price of a regular beverage like cappuccino or latte at Starbucks, Costa, or similar coffee shops and cafes in Yemen is around 4.6 YER. Price ranges between 2.9 YER and 6.8 YER depending on the type of beverage, the size, and optional add-ons.
Grocery and market costs
Large bottle of milk price
The average price of a large bottle of milk in Yemen is 2.7 YER. The maximum what you would pay for milk is 3.4 YER and the minimum being 2.3 YER depending on the brand of milk and other properties.
12 eggs price
A dozen eggs costs around 2.3 YER on average with 1.7 YER and 3.4 YER being the lower and upper limits respectively.
Fresh whole chicken price
The price range of a fresh whole chicken in Yemen is between 3.9 YER and 7.1 YER depending on the size of the chicken and whether it is oraganic or not. The average price is approximatly 5 YER.
Pack of beef price
The price of a regular pack of beef or meat is around 6.8 YER. A pack of beef contains around 1Kg or 1lb depending on packing.
Medium bag of rice price
A bag of rice in Yemen costs around 2.5 YER on average with prices rangeing between 1.8 YER and 3.6 YER depending on the brand and quality.
Bag of tomatos price
| 0.68 YER | 0.91 YER | 1.7 YER |
A bag of tomatoes costs anywhere from 0.68 YER to 1.7 YER. A bag of tomatoes denotes 1Kg or 1lb depending on location.
Bag of apples price
A bag of apples costs 1.6 YER on average. A bag of apples denotes 1Kg or 1lb depending on location.
Grocery and food expenditure to income ratio
( monthly grocery expenses / monthly income ) x 100
The average grocery-to-income ratio in Yemen is around 27%. This means that people spend 27% of their income on grocery and basic household items. The expenditure can range from 19% to 33% depending on salary and location.
Expenditure on food and grocery for every population group
A single person living alone spends approximately 390 YER per month on grocery and food with expenditure fluctuating between 54 YER and 2,600 YER depending on location and the type of person. The average cost of food and groceries for a couple is around 560 YER per month. That number can be get as low as 190 YER or a high as 3,000 YER. Families' spending on grocery ranges from 340 YER to 6,300 YER with the location, income, and size of the family being the most determinite factors.
SingleSpending habits, consumption analysis, and expenditure patterns for a single person living in Yemen
Housing cost for a single person29%
29% of total expenses on average (17% to 41%)
| LOW | $0.48 120 YER |
| AVERAGE | $3.5 870 YER |
| HIGH | $23 5,800 YER |
| Per Month |
Utilities, Electricity, Water, Internet, Mobile9%
9% of total expenses on average (5% to 14%)
| LOW | $0.08 20 YER |
| AVERAGE | $0.58 140 YER |
| HIGH | $3.9 970 YER |
| Per Month |
Transport and Fuel Cost5%
5% of total expenses on average (3% to 11%)
| LOW | $0.11 27 YER |
| AVERAGE | $0.77 190 YER |
| HIGH | $5.1 1,300 YER |
| Per Month |
Food and Groceries Cost19%
19% of total expenses on average (13% to 24%)
| LOW | $0.22 54 YER |
| AVERAGE | $1.5 390 YER |
| HIGH | $10 2,600 YER |
| Per Month |
Healthcare Cost12%
12% of total expenses on average (6% to 16%)
| LOW | $0.12 30 YER |
| AVERAGE | $0.87 220 YER |
| HIGH | $5.8 1,400 YER |
| Per Month |
Leisure and Shopping Expenditure2%
2% of total expenses on average (2% to 5%)
| LOW | $0.07 17 YER |
| AVERAGE | $0.48 120 YER |
| HIGH | $3.2 800 YER |
| Per Month |
Education Cost1%
1% of total expenses on average (0.00% to 3%)
| LOW | $0.03 6.7 YER |
| AVERAGE | $0.19 48 YER |
| HIGH | $1.3 320 YER |
| Per Month |
Other Expenses22%
22% of total expenses on average (14% to 26%)
| LOW | $0.24 61 YER |
| AVERAGE | $1.7 430 YER |
| HIGH | $12 2,900 YER |
| Per Month |
CoupleAverage monthly living expenditure breaks and spending patterns for couples in Yemen
Housing cost for a couple26%
26% of total expenses on average (19% to 36%)
| LOW | $1.8 460 YER |
| AVERAGE | $5.5 1,400 YER |
| HIGH | $29 7,300 YER |
| Per Month |
Utilities, Electricity, Water, Internet, Mobile8%
8% of total expenses on average (6% to 12%)
| LOW | $0.21 54 YER |
| AVERAGE | $0.72 180 YER |
| HIGH | $4.7 1,200 YER |
| Per Month |
Transport and Fuel Cost9%
9% of total expenses on average (3% to 14%)
| LOW | $0.64 160 YER |
| AVERAGE | $1.9 480 YER |
| HIGH | $10 2,600 YER |
| Per Month |
Food and Groceries Cost17%
17% of total expenses on average (12% to 22%)
| LOW | $0.75 190 YER |
| AVERAGE | $2.2 560 YER |
| HIGH | $12 3,000 YER |
| Per Month |
Healthcare Cost14%
14% of total expenses on average (8% to 18%)
| LOW | $0.59 150 YER |
| AVERAGE | $1.8 440 YER |
| HIGH | $9.4 2,400 YER |
| Per Month |
Leisure and Shopping Cost3%
3% of total expenses on average (1% to 6%)
| LOW | $0.32 80 YER |
| AVERAGE | $0.96 240 YER |
| HIGH | $5.1 1,300 YER |
| Per Month |
Education Cost1%
1% of total expenses on average (0.00% to 3%)
| LOW | $0.11 27 YER |
| AVERAGE | $0.32 80 YER |
| HIGH | $1.7 430 YER |
| Per Month |
Other Expenses21%
21% of total expenses on average (15% to 27%)
| LOW | $0.91 230 YER |
| AVERAGE | $2.7 680 YER |
| HIGH | $15 3,600 YER |
| Per Month |
FamilyAverage monthly expenses and break out of spending for families living in Yemen
Housing cost for a family25%
25% of total expenses on average (20% to 35%)
| LOW | $2.4 600 YER |
| AVERAGE | $6.9 1,700 YER |
| HIGH | $45 11,000 YER |
| Per Month |
Utilities, Electricity, Water, Internet, Mobile6%
6% of total expenses on average (4% to 9%)
| LOW | $0.37 94 YER |
| AVERAGE | $1.1 270 YER |
| HIGH | $7 1,700 YER |
| Per Month |
Transport and Fuel Expenses5%
5% of total expenses on average (3% to 7%)
| LOW | $0.75 190 YER |
| AVERAGE | $2.1 540 YER |
| HIGH | $14 3,500 YER |
| Per Month |
Food and Groceries Cost21%
21% of total expenses on average (14% to 27%)
| LOW | $1.3 340 YER |
| AVERAGE | $3.9 970 YER |
| HIGH | $25 6,300 YER |
| Per Month |
Healthcare Expenses11%
11% of total expenses on average (7% to 16%)
| LOW | $0.67 170 YER |
| AVERAGE | $2.1 540 YER |
| HIGH | $11 2,800 YER |
| Per Month |
Leisure and Shopping Cost2%
2% of total expenses on average (1% to 6%)
| LOW | $0.37 94 YER |
| AVERAGE | $1.1 270 YER |
| HIGH | $7 1,700 YER |
| Per Month |
Education Cost13%
13% of total expenses on average (6% to 21%)
| LOW | $1 260 YER |
| AVERAGE | $3 750 YER |
| HIGH | $19 4,900 YER |
| Per Month |
Other Expenses16%
16% of total expenses on average (9% to 21%)
| LOW | $0.60 150 YER |
| AVERAGE | $1.7 430 YER |
| HIGH | $11 2,800 YER |
| Per Month |
StudentCost of living and expenses break down for students living in Yemen
Housing costs for Student17%
17% of total expenses on average (12% to 23%)
| LOW | $0.26 64 YER |
| AVERAGE | $1.7 430 YER |
| HIGH | $11 2,900 YER |
| Per Month |
Utilities, Electricity, Water, Internet, and Mobile Expenses7%
7% of total expenses on average (5% to 11%)
| LOW | $0.04 11 YER |
| AVERAGE | $0.29 72 YER |
| HIGH | $1.9 480 YER |
| Per Month |
Transport and Fuel Cost4%
4% of total expenses on average (4% to 10%)
| LOW | $0.07 19 YER |
| AVERAGE | $0.50 130 YER |
| HIGH | $3.4 840 YER |
| Per Month |
Food and Groceries Expenditure23%
23% of total expenses on average (17% to 27%)
| LOW | $0.21 54 YER |
| AVERAGE | $1.4 360 YER |
| HIGH | $9.6 2,400 YER |
| Per Month |
Healthcare Cost9%
9% of total expenses on average (6% to 12%)
| LOW | $0.06 16 YER |
| AVERAGE | $0.43 110 YER |
| HIGH | $2.9 720 YER |
| Per Month |
Leisure and Shopping Cost2%
2% of total expenses on average (2% to 6%)
| LOW | $0.05 13 YER |
| AVERAGE | $0.36 90 YER |
| HIGH | $2.4 600 YER |
| Per Month |
Education Cost18%
18% of total expenses on average (11% to 23%)
| LOW | $0.20 51 YER |
| AVERAGE | $1.4 340 YER |
| HIGH | $9.1 2,300 YER |
| Per Month |
Other Expenses19%
19% of total expenses on average (13% to 25%)
| LOW | $0.16 40 YER |
| AVERAGE | $1.1 270 YER |
| HIGH | $7.2 1,800 YER |
| Per Month |
