Banking Average Salaries in Beijing 2026
How much money does a person working in Banking make in Beijing?
LOW
11,500
CNY AVERAGE
36,800
CNY HIGH
75,000
CNY
A person working in Banking in Beijing typically earns around 36,800 CNY. Salaries range from 11,500 CNY (lowest average) to 75,000 CNY (highest average, actual maximum salary is higher).
Salary Variance
The provided figure represents the median compensation that encompasses housing, transportation, and other perks. The salaries within the Banking domain in Beijing exhibit significant discrepancies across various professions. In case you seek information about the remuneration of a specific position, please refer to the salaries listed below for respective job titles.
Salaries for specific jobs
| Job Title | Average Salary |
| Banking | |
| AML Analyst | 48,000 CNY |
| Assistant Bank Branch Manager | 42,700 CNY |
| Assistant Bank Manager | 58,400 CNY |
| ATM Manager | 48,200 CNY |
| ATM Service Technician | 13,000 CNY |
| Bank Accounts Analyst | 19,100 CNY |
| Bank Accounts Collector | 11,400 CNY |
| Bank Accounts Controller | 24,400 CNY |
| Bank Accounts Executive | 35,400 CNY |
| Bank Accounts Manager | 40,100 CNY |
| Bank Auditing Manager | 40,900 CNY |
| Bank Branch Manager | 59,500 CNY |
| Bank Branch Operations Coordinator | 25,300 CNY |
| Bank Clerk | 10,700 CNY |
| Bank Client Service Associate | 16,300 CNY |
| Bank Collector | 11,800 CNY |
| Bank Compliance Specialist | 31,700 CNY |
| Bank Manager | 65,600 CNY |
| Bank Operational Risk Manager | 70,800 CNY |
| Bank Operations Head | 70,200 CNY |
| Bank Operations Officer | 26,100 CNY |
| Bank Operations Specialist | 44,300 CNY |
| Bank Process Manager | 37,900 CNY |
| Bank Product Manager | 43,700 CNY |
| Bank Programme Manager | 46,500 CNY |
| Bank Project Manager | 53,600 CNY |
| Bank Propositions Manager | 48,000 CNY |
| Bank Quantitative Analyst | 35,600 CNY |
| Bank Regional Manager | 70,900 CNY |
| Bank Regional Risk Officer | 36,500 CNY |
| Bank Relationship Manager | 50,800 CNY |
| Bank Relationship Officer | 22,400 CNY |
| Bank Sustainability Analyst | 40,300 CNY |
| Bank Teller | 12,200 CNY |
| Banker | 23,200 CNY |
| Banking Business Analyst | 36,200 CNY |
| Banking Business Development Officer | 23,000 CNY |
| Banking Business Planning Executive | 52,100 CNY |
| Banking Data Analyst | 40,400 CNY |
| Banking Product Manager | 46,400 CNY |
| Banking Reference Data Manager | 39,400 CNY |
| Banking Regulatory Compliance Officer | 40,500 CNY |
| Banking Risk Analyst | 36,700 CNY |
| Banking Technical Analyst | 18,700 CNY |
| Bankruptcy Coordinator | 25,700 CNY |
| Bill and Account Collector | 12,200 CNY |
| Blockchain Analyst | 30,200 CNY |
| Blockchain Architect | 34,300 CNY |
| Blockchain Auditor | 32,800 CNY |
| Blockchain Compliance Analyst | 33,100 CNY |
| Blockchain Consultant | 33,900 CNY |
| Blockchain Trade Facilitator | 29,000 CNY |
| Budget Analyst | 34,300 CNY |
| Capital Risk Manager | 66,000 CNY |
| Cards Marketing Manager | 45,100 CNY |
| Cash Management Manager | 62,800 CNY |
| Check Processing Manager | 45,400 CNY |
| Chief Blockchain Officer | 41,100 CNY |
| Commercial Vault Associate | 33,700 CNY |
| Corporate Banker | 25,900 CNY |
| Corporate Dealer | 35,200 CNY |
| Credit Analyst | 28,100 CNY |
| Credit and Collections Manager | 47,700 CNY |
| Credit Card Fraud Investigator | 35,700 CNY |
| Credit Portfolio Manager | 65,200 CNY |
| Credit Risk Analyst | 41,800 CNY |
| Credit Risk Associate | 36,700 CNY |
| Cryptocurrency Accountant | 23,600 CNY |
| Cryptocurrency Adviser | 44,800 CNY |
| Cryptocurrency Analyst | 32,800 CNY |
| Cryptocurrency Compliance Manager | 39,800 CNY |
| Cryptocurrency Trader | 38,500 CNY |
| Digital Banking Manager | 46,800 CNY |
| Digital Currency Analyst | 33,800 CNY |
| Direct Bank Sales Representative | 26,400 CNY |
| Exchange Control Consultant | 39,400 CNY |
| Executive Account Analyst | 34,700 CNY |
| Financial Bank Planning Consultant | 46,300 CNY |
| Financial Banking Analysis Manager | 52,400 CNY |
| Financial Banking Assistant | 16,600 CNY |
| Financial Banking Systems Manager | 46,300 CNY |
| Foreign Exchange Manager | 53,500 CNY |
| Fraud Analyst | 36,300 CNY |
| Fraud Detection Associate | 25,900 CNY |
| Fraud Detection Manager | 55,200 CNY |
| Fraud Detection Supervisor | 30,600 CNY |
| Internal Bank Audit Manager | 67,300 CNY |
| Internal Bank Auditor | 35,000 CNY |
| Internal Private Banker | 25,800 CNY |
| International Banking Manager | 72,300 CNY |
| Investment Banking Analyst | 53,800 CNY |
| Loan Analyst | 35,900 CNY |
| Loan Area Manager | 45,000 CNY |
| Loan Audit Team Leader | 42,100 CNY |
| Loan Branch Manager | 40,800 CNY |
| Loan Business Development Officer | 21,500 CNY |
| Loan Clerk | 12,300 CNY |
| Loan Collection and Recovery Manager | 43,900 CNY |
| Loan Collection Manager | 44,800 CNY |
| Loan Collector | 11,700 CNY |
| Loan Examiner | 15,200 CNY |
| Loan Officer | 14,200 CNY |
| Loan Processing Manager | 36,700 CNY |
| Loan Processor | 16,600 CNY |
| Loan Quality Assurance Auditor | 36,400 CNY |
| Loan Quality Assurance Manager | 39,600 CNY |
| Loan Quality Assurance Representative | 25,800 CNY |
| Loan Review Manager | 42,000 CNY |
| Loan Team Leader | 36,700 CNY |
| Loans Manager | 48,000 CNY |
| Mortgage Advisor | 24,700 CNY |
| Mortgage Collection Manager | 40,600 CNY |
| Mortgage Collector | 12,200 CNY |
| Mortgage Credit Analyst | 19,500 CNY |
| Mortgage Credit Manager | 40,000 CNY |
| Mortgage Development Manager | 44,800 CNY |
| Mortgage Document Reviewer | 14,900 CNY |
| Mortgage Funding Manager | 47,800 CNY |
| Mortgage Operations Manager | 62,900 CNY |
| Mortgage Payment Processing Clerk | 13,600 CNY |
| Mortgage Processing Manager | 41,300 CNY |
| Mortgage Processor | 15,900 CNY |
| Mortgage Quality Assurance Auditor | 34,300 CNY |
| Mortgage Quality Assurance Manager | 42,400 CNY |
| Mortgage Servicing Clerk | 12,000 CNY |
| Mortgage Servicing Manager | 41,000 CNY |
| Mortgage Underwriter | 15,500 CNY |
| Online Banking Manager | 60,000 CNY |
| Open Banking Strategist | 35,500 CNY |
| Payment Processing Clerk | 13,200 CNY |
| Personal Banker | 26,200 CNY |
| Personal Banking Advisor | 27,400 CNY |
| Phone Banker | 17,800 CNY |
| Private Banker | 26,300 CNY |
| Reconciliation and Investigation Specialist | 30,000 CNY |
| Tax Officer | 21,500 CNY |
| Teller | 11,600 CNY |
| Trade Officer | 14,500 CNY |
| Trade Product Manager | 40,700 CNY |
| Trader | 18,400 CNY |
| Treasury Operations Officer | 32,500 CNY |
| Wealth Management Advisor | 50,400 CNY |
Banking Jobs Pay Scale and Salaries in Beijing
Median Salary, maximum and minimum salary, minimum wage, starting salary, and the salary range
Salary Range, Minimum Wage, and Starting Salary
Salaries in Banking in Beijing range from 11,500 CNY (starting average salary) to 75,000 CNY (maximum average salary, actual maximum is higher). To clarify, the number presented is not the legally mandated minimum wage. Rather, it represents the lowest figure reported in a salary survey that involved thousands of participants and professionals from across the entire country.
Median Salary
The median income in the field of Banking is 31,600 CNY, implying that half of the workforce in Beijing earns less than this figure, and the other half earns more. It represents the central value of salaries. As a rule of thumb, you would prefer to be part of the group earning above the median wage, situated on the right-hand side of the salary distribution chart.
Percentiles and Salary Scale
Two values that are highly correlated with the median are the 25th and 75th percentiles. By examining the salary distribution diagram, it is possible to determine that 25% of individuals employed in Banking in Beijing earn less than 23,600 CNY, while 75% of them earn more. Additionally, the diagram reveals that 75% of individuals earn less than 39,000 CNY, while 25% earn more than that.
Pay Scale Structure
Data was regrouped into brackets to provide a better understanding of what salaries can be expected. This approach was deemed more accurate than relying solely on the average salary, as it offers greater insights into the distribution of salaries in the field of Banking in Beijing. The analysis revealed that roughly 65% of all reported salaries fell within the range of 15,900 CNY to 29,300 CNY. Approximately 20% of salaries were below the 15,900 CNY mark, while 10% ranged from 29,300 CNY to 35,400 CNY. Only 5% of individuals earned a gross salary of 35,400 CNY or higher.
Salary Comparison by Years of Experience
How does a person's salary progress over time?
The experience level is the most important factor in determining the salary. Naturally, the more years of experience the higher the wage.
Generally speaking, employees in Banking in Beijing having experience from two to five years earn on average 32% more than freshers and juniors across all industries and disciplines.
Professionals with experience of more than five years tend to earn on average 36% more than those with five years or less of work experience.
As you hit the ten years mark, the salary increases by 21% and an additional 14% for those who have crossed the 15 years mark.
Those figures are presented as guidelines only. The numbers become more significant if you consider one job title at a time.
Salary Comparison By Education
How does the education level affect your salary?
It is well known that higher education equals a bigger salary, but how much more money can a degree add to your income?
We compared the salaries of professionals at the same level but with different college degree levels across many jobs in Banking in Beijing, below are our findings.
Workers with a certificate or diploma earn on average 17% more than their peers who only reached the high school level.
Employees who earned a Bachelor's Degree earn 24% more than those who only managed to attain a certificate or diploma.
Professionals who attained a Master's Degree are awarded salaries that are 29% more than those with a Bachelor's Degree.
Finally, PhD holders earn 23% more than Master's Degree holders on average while doing the same job.
Is a Master's degree or an MBA worth it? Should you pursue higher education?
A Master's degree program or any post-graduate program in China costs anywhere from 147,000 CNY to 441,000 CNY and lasts approximately two years. That is quite an investment.
Employees can't expect any salary increases during the study period, assuming they already have a job. In most cases, a salary review is conducted once education is completed and the degree has been attained.
Many people pursue higher education as a tactic to switch to a higher-paying job. The numbers seem to support this tactic. The average increase in compensation while changing jobs is approximately 10% more than the customary salary increment.
The decision really depends on the situation and experience among many other factors. Putting all variables aside, if a person can afford the costs of higher education then the return on investment is definitely worth it. Degree costs can be recovered roughly in a year or so.
Salary and Compensation Comparison By Gender / Banking / Beijing
Though gender should not have an effect on pay, in reality, it does. So who gets paid more: men or women? In the field of Banking in China, the average difference between the salary of male and female employees is 6%.
| Male | 32,800 CNY | |
| Female | -5% | 31,100 CNY |
Average Annual Salary Increment Percentage / Banking / Beijing
How much are annual salary increments in Beijing for individuals working in Banking? How often do employees get salary raises?
Professionals working in Banking in China are likely to observe a salary increase of approximately 11% every 13 months. The national average annual increment for all professions combined is 9% granted to employees every 15 months.
The term Annual Salary Increase usually refers to the increase in 12 calendar month period, but because it is rare that people get their salaries reviewed exactly on the one-year mark, it is more meaningful to know the frequency and the rate at the time of the increase.
How to calculate the salary increment percentage?
The annual salary Increase in a calendar year (12 months) can be easily calculated as follows: Annual Salary Increase = Increase Rate x 12 / Increase Frequency
Worldwide Salary Raises: All Countries and All Jobs
Salary Packages and Schemes
Not all compensation increases are reflected directly in the salary. Some companies offer upgraded packages to their staff instead of cash money. The figures displayed here account only for direct increments to the base salary.
Bonus and Incentive Rates / Banking / China
How much and how often are bonuses being awarded?
21% of surveyed staff in Banking reported that they haven't received any bonuses or incentives in the previous year while 79% said that they received at least one form of monetary bonus.
Those who got bonuses reported rates ranging from 5% to 8% of their annual salary.
| Received Bonus | 79% | |
| No Bonus | 21% |
Types of Bonuses Considered
Individual Performance-Based BonusesThe most standard form of bonus, where the employee is awarded based on their exceptional performance.
Company Performance BonusesOccasionally, some companies like to celebrate excess earnings and profits with their staff collectively in the form of bonuses that are granted to everyone. The amount of the bonus will probably be different from person to person depending on their role within the organization.
Goal-Based BonusesGranted upon achieving an important goal or milestone.
Holiday / End of Year BonusesThese types of bonuses are given without a reason and usually resemble an appreciation token.
Bonuses Are Not Commissions!
People tend to confuse bonuses with commissions. A commission is a prefixed rate at which someone gets paid for items sold or deals completed while a bonus is in most cases arbitrary and unplanned.
What makes a position worthy of good bonuses and a high salary?
The main two types of jobs | |
| Revenue Generators | Supporting Cast |
Employees that are directly involved in generating revenue or profit for the organization. Their field of expertise usually matches the type of business. | Employees that support and facilitate the work of revenue generators. Their expertise is usually different from that of the core business operations. |
Example: | Example: |
Revenue generators usually get more and higher bonuses, higher salaries, and more frequent salary increments. The reason is quite simple: it is easier to quantify your value to the company in monetary terms when you participate in revenue generation.
Bonus Comparison by Seniority Level
Top management personnel and senior employees naturally exhibit higher bonus rates and frequencies than juniors. This is very predictable due to the inherent responsibilities of being higher in the hierarchy. People in top positions can easily get double or triple bonus rates than employees down the pyramid.
Hourly Average Wage / Banking / Beijing
The average hourly wage (pay per hour) in Banking in Beijing is 210 CNY.This is the rate they get paid for every worked hour.
About The Hourly Pay Rate
The hourly wage is the salary paid in one worked hour. Usually, jobs are classified into two categories: salaried jobs and hourly jobs. Salaried jobs pay a fixed amount regardless of the hours worked. Hourly jobs pay per worked hour. To convert salary into hourly wage the above formula is used (assuming 5 working days in a week and 8 working hours per day which is the standard for most jobs). The hourly wage calculation may differ slightly depending on the worked hours per week and the annual vacation allowance. The figures mentioned above are good approximations and are considered to be the standard. One major difference between salaried employees and hourly paid employees is overtime eligibility. Salaried employees are usually exempt from overtime as opposed to hourly paid staff.
What is the minimum hourly rate of pay?
The minimum pay rate per hour for people working in Banking in Beijing is 66 CNY. This is the minimum as per the gathered data in the salary survey not the minimum hourly rate mandated by law.
Salary Comparison By City
| City | Average Salary |
| Beijing | 36,800 CNY |
Government vs Private Sector Salary Comparison
Where can you get paid more, working in a private company or the government? The difference between the public or government sector salaries and the private sector salaries in China is 6% on average across all career fields.
| Private Sector | 28,600 CNY | |
| Public Sector | +6% | 30,300 CNY |
Salary Statistics and Calculation Guide
What is considered to be a good and competitive salary in Banking in Beijing?
A good and competitive compensation would range anywhere between 31,600 CNY and 39,000 CNY. This is a very rough estimate. Experience and education play a very huge part in the final earnings.
Gross Salary (before tax) and Net Salary (after tax)
All salary and compensation figures displayed here are gross salary figures, that is the salary before tax deductions. Because taxes may differ across sectors and locations, it is difficult to accurately calculate the net salary after tax for every career.
Base / Basic Salary
The base salary for jobs in Banking in Beijing ranges from 11,500 CNY to 23,600 CNY. The base salary depends on many factors including experience and education. It is not easy to provide a figure with very little information, so take this range with a grain of salt.
What is the difference between the median and the average salary?
Both are indicators. If your salary is higher than both the average and the median then you are doing very well. If your salary is lower than both, then many people earn more than you and there is plenty of room for improvement. If your wage is between the average and the median, then things can be a bit complicated. We wrote a guide to explain all about the different scenarios.