Cost Of Living For a Couple in Adelaide 2024

Couple cost of living chart - average monthly expenditure in Adelaide

Average Monthly Expenditure

Currency: AUD
2,500 7,500 40,000
MINIMUM AVERAGE MAXIMUM
$1,600 $4,900 $26,000

Average monthly spending for couples in Adelaide

How much money does a couple need in a month to survive in Adelaide?

Couples in Adelaide spend around 7,500 AUD per month on average. Depending on the lifestyle, a couple can survive with a monthly budget as low as 2,500 AUD or as high as 40,000 AUD. Location and income are very important factors and have a huge influence on expenditure and budget.


Prices and cost of goods and services in Adelaide


Chart showing the prices and cost of grocery, food, restaurant meals, market, and beverages in Adelaide

Dining, food, and beverages costs


Fast food combo meal

7 AUD 14 AUD 23 AUD
MINIMUM AVERAGE MAXIMUM
$4.5 $9.1 $15

Restaurant meal for one

24 AUD 35 AUD 71 AUD
MINIMUM AVERAGE MAXIMUM
$15 $23 $46

Fine dining meal for one

47 AUD 71 AUD 280 AUD
MINIMUM AVERAGE MAXIMUM
$31 $46 $180

Cappuccino or latte

5.8 AUD 9.3 AUD 14 AUD
MINIMUM AVERAGE MAXIMUM
$3.8 $6 $9.1

Grocery and market costs


Milk large bottle

4.7 AUD 5.6 AUD 7 AUD
MINIMUM AVERAGE MAXIMUM
$3 $3.6 $4.5

12 eggs

3.5 AUD 4.7 AUD 7 AUD
MINIMUM AVERAGE MAXIMUM
$2.3 $3 $4.5

Fresh whole chicken

7.9 AUD 10 AUD 15 AUD
MINIMUM AVERAGE MAXIMUM
$5.2 $6.7 $9.4

Pack of beef

9.3 AUD 14 AUD 28 AUD
MINIMUM AVERAGE MAXIMUM
$6 $9.1 $18

Medium bag of rice

3.8 AUD 5.1 AUD 7.3 AUD
MINIMUM AVERAGE MAXIMUM
$2.4 $3.3 $4.7

Bag of tomatos

1.4 AUD 1.9 AUD 3.5 AUD
MINIMUM AVERAGE MAXIMUM
$0.91 $1.2 $2.3

Bag of apples

2.5 AUD 3.3 AUD 5.4 AUD
MINIMUM AVERAGE MAXIMUM
$1.6 $2.1 $3.5
Chart showing the prices and cost of commute, travel, and transportation in Adelaide


Commute, travel, and transportation costs


20 minutes taxi ride

5.9 AUD 7.1 AUD 14 AUD
MINIMUM AVERAGE MAXIMUM
$3.8 $4.6 $9.2

Average car full tank

35 AUD 47 AUD 93 AUD
MINIMUM AVERAGE MAXIMUM
$23 $30 $60

Average car 1-day rental

36 AUD 47 AUD 71 AUD
MINIMUM AVERAGE MAXIMUM
$23 $31 $46

Average car price

17,000 AUD 35,000 AUD 47,000 AUD
MINIMUM AVERAGE MAXIMUM
$11,000 $23,000 $30,000

Bus ticket one way

1.2 AUD 1.8 AUD 3.6 AUD
MINIMUM AVERAGE MAXIMUM
$0.77 $1.2 $2.3

Car Service

47 AUD 71 AUD 140 AUD
MINIMUM AVERAGE MAXIMUM
$31 $46 $92
Chart showing the prices and cost of utility, energy, water, and gas in Adelaide


Utility cost (monthly)


Utility Bill - Couple

100 AUD 340 AUD 2,200 AUD
MINIMUM AVERAGE MAXIMUM
$65 $220 $1,400

Internet and cable

35 AUD 70 AUD 93 AUD
MINIMUM AVERAGE MAXIMUM
$23 $45 $60

Mobile phone charges

28 AUD 47 AUD 140 AUD
MINIMUM AVERAGE MAXIMUM
$18 $30 $91

Leisure and activities costs


Movie ticket

17 AUD 23 AUD 35 AUD
MINIMUM AVERAGE MAXIMUM
$11 $15 $23

One month gym membership

57 AUD 71 AUD 140 AUD
MINIMUM AVERAGE MAXIMUM
$37 $46 $92
Chart showing the prices and cost of clothing and accessories in Adelaide


Cloths and accessories costs


Pair of jeans or pants

42 AUD 59 AUD 89 AUD
MINIMUM AVERAGE MAXIMUM
$27 $39 $58

Woman dress

40 AUD 55 AUD 180 AUD
MINIMUM AVERAGE MAXIMUM
$26 $36 $120

Woman shoes

37 AUD 51 AUD 120 AUD
MINIMUM AVERAGE MAXIMUM
$24 $33 $77

Men's shoes

32 AUD 40 AUD 79 AUD
MINIMUM AVERAGE MAXIMUM
$21 $26 $51

Men suit

36 AUD 45 AUD 240 AUD
MINIMUM AVERAGE MAXIMUM
$23 $29 $150

Regular t-shirt

18 AUD 24 AUD 71 AUD
MINIMUM AVERAGE MAXIMUM
$12 $15 $46
Chart showing the prices and cost of housing, accommodation, and rent in Adelaide


Housing costs / monthly rent


Studio apartment

590 AUD 890 AUD 2,400 AUD
MINIMUM AVERAGE MAXIMUM
$390 $580 $1,500

1-bedroom apartment

890 AUD 1,400 AUD 3,600 AUD
MINIMUM AVERAGE MAXIMUM
$580 $920 $2,300

2-bedroom apartment

1,200 AUD 1,800 AUD 4,700 AUD
MINIMUM AVERAGE MAXIMUM
$770 $1,200 $3,100

Housing costs / Buying


Studio apartment

120,000 AUD 180,000 AUD 360,000 AUD
MINIMUM AVERAGE MAXIMUM
$77,000 $120,000 $230,000

1-bedroom apartment

140,000 AUD 240,000 AUD 890,000 AUD
MINIMUM AVERAGE MAXIMUM
$92,000 $150,000 $580,000

2-bedroom apartment

240,000 AUD 710,000 AUD 1.4M AUD
MINIMUM AVERAGE MAXIMUM
$150,000 $460,000 $920,000
Chart showing the prices and cost of furniture in Adelaide


Furniture Costs


King Size Bed

700 AUD 870 AUD 1,200 AUD
MINIMUM AVERAGE MAXIMUM
$450 $570 $760

Double Bed

470 AUD 700 AUD 870 AUD
MINIMUM AVERAGE MAXIMUM
$300 $450 $570

Single Bed

410 AUD 540 AUD 700 AUD
MINIMUM AVERAGE MAXIMUM
$270 $350 $450

Living Room

780 AUD 1,000 AUD 3,500 AUD
MINIMUM AVERAGE MAXIMUM
$500 $650 $2,300

Dining Table

350 AUD 470 AUD 870 AUD
MINIMUM AVERAGE MAXIMUM
$230 $300 $570

Sofa or Couch

470 AUD 640 AUD 1,400 AUD
MINIMUM AVERAGE MAXIMUM
$300 $410 $910
Chart showing the prices and cost of electronic devices and appliances in Adelaide


Electronics and House Appliance Costs


TV Set

470 AUD 700 AUD 1,400 AUD
MINIMUM AVERAGE MAXIMUM
$300 $450 $910

Fridge or Freezer

410 AUD 640 AUD 870 AUD
MINIMUM AVERAGE MAXIMUM
$270 $410 $570

Washing Machine

540 AUD 780 AUD 1,400 AUD
MINIMUM AVERAGE MAXIMUM
$350 $500 $910

Stove or Cooker

500 AUD 640 AUD 870 AUD
MINIMUM AVERAGE MAXIMUM
$320 $410 $570

Mobile Phone

580 AUD 700 AUD 1,000 AUD
MINIMUM AVERAGE MAXIMUM
$380 $450 $650

Laptop or Computer

640 AUD 780 AUD 1,400 AUD
MINIMUM AVERAGE MAXIMUM
$410 $500 $910
Couple cost of living and expenditure to income ratio in Adelaide

Couple expenditure to income ratio in Adelaide

Analysing the how affordable it is for couples to live in Adelaide

One of the most definite ways to determine how affordable a place is measuring the ratio of expenses to salary. A high expense-to-income to ratio indicates a high cost-of-living index while a low expenditure-to-salary ratio means the place is affordable to live in. Couples usually spend a larger chunk of their income than other population groups. A typical and healthy expenditure percentage for a couple of four ranges between 70% to 80%.


Spending to Income Ratio

83%

74% to 92%

( expenditure / income ) x 100


Couples in Adelaide spend around 83% of their monthly income. Some couples spend as low as 74% of their income while some as high as 92%.

Distribution of monthly cost of living expenses of a couple in Adelaide

How do couples spend their money in Adelaide?

We asked thousands of couples about their spending habits and expenditure break down.


The percentage figures in this section are percentages of total spending not income. If you would like to see the percentage of expenses as related to income or salary, see other sections.

Housing and accomodation expenditure for couples

Accomodation Cost30%

30% of total expenses on average (23% to 40%)

LOW$550   860 AUD
AVERAGE$1,700   2,600 AUD
HIGH$8,900   14,000 AUD
Per Month

Couples in Adelaide typically spend from 23% to 40% of their total monthly expenditure on housing with 30% being the average. The average monthly spend on housing is 2,600 AUD with expenditure ranging from 860 AUD to 14,000 AUD. This cost mainly goes for rent but it also includes other accommodation-related expenses.

Electricity, utilities, energy, water, internet, and mobile expenditure for couples

Cost of utilities6%

6% of total expenses on average (4% to 10%)

LOW$65   100 AUD
AVERAGE$220   340 AUD
HIGH$1,400   2,200 AUD
Per Month

Utility expenditure like electricity, water, and gas in Adelaide ranges from 4% to 10% of total expenses with 6% being the average for most couples. The average monthly cost of utilities is 340 AUD with 100 AUD and 2,200 AUD being the upper and lower limits for a couple of four.

Transport, fuel, and commute expenditure for couples

Cost of transport and fuel11%

11% of total expenses on average (5% to 16%)

LOW$200   300 AUD
AVERAGE$590   910 AUD
HIGH$3,100   4,800 AUD
Per Month

Fuel consumption and cost of transport depend heavily on whether a couple resides near school and work, but roughly speaking a couple would expect to spend from 300 AUD to 4,800 AUD in a month on commuting with 910 AUD being the norm for most couples. This means that money spent on transport constitutes about 11% of total spending on average but can go as low as 5% or as high as 16%.

Food, groceries, and basic shopping expenditure for couples

Food and Groceries Cost15%

15% of total expenses on average (10% to 20%)

LOW$230   350 AUD
AVERAGE$690   1,100 AUD
HIGH$3,700   5,600 AUD
Per Month

The average outlay on groceries and basic houshold items for a typical couple in a month in Adelaide is 1,100 AUD. The cost of groceries can range between 350 AUD to 5,600 AUD. Couples spend on average about 15% on food and groceries with upper and lower bounds of 10% and 20% respectively.

Healthcare and medical services expenditure for couples

Cost of healthcare12%

12% of total expenses on average (6% to 16%)

LOW$180   280 AUD
AVERAGE$540   830 AUD
HIGH$2,900   4,400 AUD
Per Month

Couples in Adelaide allocate 6% to 16% of their total monthly expenditure to healthcare including health insurance and out-of-pocket medical expenses. The average spending on medical services and clinic visits is around 12%. The range of medical expenses range from 280 AUD to 4,400 AUD with 830 AUD being the norm for most couples.

Leisure and shopping expenditure for couples

Cost of leisure and shopping5%

5% of total expenses on average (2% to 8%)

LOW$98   150 AUD
AVERAGE$290   450 AUD
HIGH$1,600   2,400 AUD
Per Month

This category mostly contains discretionary or non-essential expenses but also some non-discretionary spending like furniture for example. The monthly expenses range from 150 AUD to 2,400 AUD with 450 AUD being the average. Speaking of percentages, that equates to 2% to 8% of total expenses with an average of 5% for most couples.

Education and schooling expenditure for couples

Cost of education and schooling2%

2% of total expenses on average (1% to 4%)

LOW$33   50 AUD
AVERAGE$98   150 AUD
HIGH$520   800 AUD
Per Month

Spending on education can vary drastically between different couples. On average, education constitutes 2% of the monthly expenditure of couples with 1% and 4% being the lower and upper bounds respectively. The average reported education cost is 150 AUD per month with 50 AUD being the minimum spent amount and 800 AUD being the maximum.

Other Expenses19%

19% of total expenses on average (13% to 25%)

LOW$280   430 AUD
AVERAGE$830   1,300 AUD
HIGH$4,400   6,800 AUD
Per Month
Percentage of couples who manage to save money from their income every month in Adelaide

What percentage of couples in Adelaide are able to save money and how much can they save?


Percentage of couples that reported their ability to save money


Saving Money
73%
Not Saving
27%

Almost 73% of surveyed couples in Adelaide said that they can save some money at the end of each month while 27% reported that they have to utilize their whole income to survive.


Couple savings to income ratio in Adelaide

Savings-to-Income Ratio

The savings-to-income ratio is measured as the percentage of income that people save over a specific period and it is simply calculated by dividing the saved money by total income and then multiplying the result by 100. (Savings / Income) x 100.


How much money do couples manage to add to their savings?

The amount of money that people can afford to save depends hugely on their income. It is better to focus on the percentage when trying to understand saving patterns.

Saving to Income Ratio

12% 21% of income 33%
MINIMUM AVERAGE MAXIMUM

Average Monthly Saved Amount

1,000 AUD
$680
3,100 AUD
$2,000
17,000 AUD
$11,000
MINIMUM AVERAGE MAXIMUM

Savings to income distribution levels for couples

Saving To Income Ratio% Couples
0% - 10%32%
10% - 20%24%
20% - 30%19%
30% - 40%12%
40% - 50%10%
> 50%3%

Interpretation and Analysis

Couples that are able to save money can put anywhere from 12% to 33% of their monthly income to their savings, with 21% being the average for most couples. The average monthly amount of money that couples can put aside is 3,100 AUD with 1,000 AUD and 17,000 AUD being the minimum and maximum respectively.

Reasons that make it difficult for couples to save money in Adelaide

Saving Challenges in Adelaide

Reasons that make it difficult for couples to save money

We wanted to understand what is stopping couples from maximizing their savings in Adelaide. Listed below are the answers given by the survey participants.


Reason% People
Low Income7%
High Expenses10%
Debt and Loans19%
Lack of Budgeting Skills10%
Impulsive Spending9%
Financial Emergencies6%
Living the moment7%
Will do it later16%
Inflation10%
Social Pressure3%
Market Instability3%

Around 7% of the couples said that their salary is too low to accommodate a portion for savings while 10% said that the high cost of living leaves little room for savings. 19% of the residents said that they are burdened with debt and find it challenging to save money. 10% reported that they just don't have the knowledge or discipline to create and stick to a budget, leading to overspending and an inability to save. 9% of couples blamed impulsive spending as the reason for saving inability. Around 6% said that unexpected expenses like medical bills or car repairs are derailing their savings goals. 7% bluntly said that they don't see the purpose of it and prefer to live each day to the fullest. 16% reported that they understand the value of saving but are putting off saving for the future, thinking they have plenty of time to start later. 10% blamed inflation, saying that every time they save some money they end up using it immediately. A surprising 3% said that social pressure and keeping up with peers or social expectations makes them overspend. Lastly, 3% blamed market instability and price fluctuations.

Where do couples choose to put their savings in Adelaide

Typical saving choices for couples in Adelaide

Where do people choose to put their savings?


Saving Type% People
Emergency Funds10%
Gold9%
Savings Accounts17%
Retirement Accounts12%
Cash Savings15%
Real Estate10%
Investment6%
Stocks6%
Bonds7%
Mutual Funds3%
Certificates of Deposit3%
A typical and healthy budgeting structure. The 50-30-20 rule

A typical and healthy budgeting structure

The 50/30/20 rule

Spending among different people can vary significantly based on factors such as their income, lifestyle, location, and personal preferences. A commonly used guideline for budgeting is the 50/30/20 rule, which suggests allocating your income into three main categories in the following percentages.

  • 50% for needs and financial obligations

    This category includes essential expenses like housing, utilities, groceries, transportation, and healthcare.

  • 30% for wants and discretionary spending

    This category covers discretionary spending on non-essential items, such as dining out, entertainment, travel, and other lifestyle choices.

  • 20% for savings and emergency fund

    This is the percentage that must be allocated to savings, emergency funds, and retirement accounts.

About financial planning, money management, and household budgeting

The 50/30/20 rule is used as a general guideline but may not be the best choice for all people. There are in fact many budgeting plans out there like the 70/20/10 and the 60/20/20 rules, all claiming to be the best. More important than all of this is to establish financial discipline by creating a budget tailored to your specific financial goals and situation. It is very important that your financial outflow be less than your income to maintain a healthy cash flow.

Income and cost of living compatibility. Is it affordable or economical for couples to live in Adelaide

Affordable living in Adelaide

Income and cost of living compatibility

We asked couples one simple question and recorded their answers.

Is it affordable or economical to live in Adelaide?


Yes
82%
No
18%

Around 82% of surveyed couples think that living in Adelaide is affordable with proper budgeting while 18% reported that it is just too expensive and not affordable even with frugality and thriftness.

How easily is cost-cutting for couples. Are there plenty of low-cost options in Adelaide

Low-cost alternatives in Adelaide

People are always looking for ways to cut down expenses and reduce expenditures. The hallmark of any affordable place is the availability of discount stores, bargain deals, smart or secondhand shopping, refurbished items, and couponing. We asked couples how easily cost-cutting is and the answers were distributed as follows:

Plenty of low-cost options64%

Few low-cost options36%


Based on the survey, 64% of the couples living in Adelaide have no problem finding low-cost alternatives to support a frugal lifestyle while 36% think that thriftness is difficult due to scarcity in discount markets and secondhand outlets.

Emergency Funds For Couples

An emergency fund is a financial safety net comprised of easily accessible savings set aside to cover unexpected expenses or financial emergencies, typically amounting to three to six months' worth of living expenses. We asked couples of Adelaide whether they have an emergency fund and the answers were as follows.

Yes79%

No21%


Based on the survey, 21% of the couples living in Adelaide said that they don't have an emergency fund while 79% said that they do.

Financial literacy and difficulty in budgeting and financial planning for couples in Adelaide

Financial Literacy in Australia

Financial literacy is the knowledge of concepts and principles related to personal finance that allow individuals to make informed decisions regarding their money such as budgeting, saving, investing, borrowing, managing debt, financial risk management, and planning.

Financial Leteracy73%


We asked couple guardians and parents in Adelaide whether they acquired any adequate personal financial training in their lives. Approximately 27% of the people who participated in the survey said that they are not well informed about the topics of budgeting, saving, etc., and just manage things based on their own experience, while 73% said that they know about the general principles of personal finance from sources other than their own experience.


Difficulty in Budgeting and Financial Planning

We wanted to understand whether couples of Australia have problems or difficulties in managing their expenditures and savings so we asked people one simple question: do you struggle with your personal finances? 27% of the participants reported that they indeed struggle in creating budgets and in organizing their finances while 73% said that they have everything under control.

Struggles with finance27%

Easily manages finances73%

Financial goals and targets of couples living in Adelaide

Financial goals of couples in Adelaide

In an attempt to understand the economic situation in Adelaide, we asked participants about their financial targets. By knowing what the population in general is trying to achieve, we can shed light on the economic outlook, cost of living, and quality of life in general.


Financial Goal% People
Emergency Fund6%
Debt Reduction31%
Retirement Savings7%
Education Funding9%
Homeownership16%
Investing9%
Travel or Lifestyle12%
Healthcare Expenses8%
Financial Independence9%

Around 6% of couples said that their main goal is to establish an emergency fund to cover unexpected expenses while 31% said their number one priority is to pay off high-interest debt or loans and improve credit. 7% of surveyed people confirmed that saving for retirement to ensure a comfortable lifestyle in the final years is their main target. Around 9% reported that their priority is saving for the tuition fees and education costs of their children while 16% choose to buy a home or pay off existing mortgage before other things. 9% of the population would like to build wealth through investments such as stocks, bonds, mutual funds, or real estate. For 12% of people, saving for vacations or upgrading their lifestyle is the number one concern. Approximately 8% of the residents said that saving for healthcare expenses including insurance premiums is their main goal.

Chart showing the percentage of couples who are in debt in Adelaide

Debt, loans, and mortgages in Adelaide


Percentage of couples who are in debt


In Debt
30%
Debt Free
71%

According to the survey, 30% of the couples in Adelaide have some kind of debt, loan, mortgage, or credit card payments while 71% reported that they don't have financial obligations to banks.


Chart showing debt-to-income ratio in Adelaide

Debt-to-income ratio in Adelaide

Debt to income ratio

30%

20% to 39%

( monthly debt payment / monthly income ) x 100

Interpretation

The debt-to-income ratio measures the percentage of income being paid as debt settlement across the population. It is calculated by dividing the monthly debt settlement payment of an individual by their monthly income. Based on collected data, approximately 30% of a couple's monthly income in Adelaide goes to debt settlement.


Debt levels

Monthly debt settlement payment as percentage of monthly income

Debt-to-income ratio% People
> 60%3%
50% - 60%10%
40% - 50%11%
30% - 40%13%
20% - 30%16%
10% - 20%20%
0% - 10%28%

According to our data, 3% of the debtors in Adelaide pay 60%+ of their income as debt settlement while 10% of the people pay 50% to 60% of their income for the same, which is quite an alarming financial situation for those individuals. 11% of people in debt dedicate 40% to 50% of their income to loan and mortgage payments while 13% dedicated 30% to 40% of income for same. Things are looking brighter for 16% of individuals as they only pay 20% to 30% of their income for loan and credit card repayment.


Distribution by type of debt in Adelaide

Debt% People
Real Estate Mortgage14%
Auto Loan24%
Student Loan3%
Credit Card24%
Personal Loan35%

14% of debtors in Adelaide confirm that real estate mortgages constitutes the main part of their outstanding debt while 24% say that credit card payments are the reason they are in debt. Auto loans were the main type of debt for 24% of people and personal loans rose at 35%. Lastly, student loans are the main source of debt for 3% of debtors in Adelaide.


About credit score and debt management

Managing debt is a critical aspect of maintaining a favorable credit score. Debt reduction is the first thing you should do improve your financial situation. Getting rid of debt takes precedence over saving money because of interest rates.

Good debt vs. Bad debt

Not all debt is bad. Good debt typically refers to borrowing money for investments that can increase in value or generate income over time like purchasing a home or acquiring student loans. On the other hand, bad debt involves borrowing for things that fail to generate lasting value like high-interest credit card debt used for non-essential expenses like luxury items or vacations.


Loan Affordability Index in Adelaide

Besides measuring the loan-to-income ratio, we asked couples of Adelaide how many times in a year they defaulted or were unable to pay their due credit card or loan payments on time. Understanding how often people default on their due payments is one of the indicators of the cost of living and economic situation.

Frequency and percentage of people who failed to pay their monthly credit card or loan payments on time last year.

Frequency% People
Never56%
Once a year22%
Twice a year11%
Three times a year8%
Four times a year4%
Housing and accommodation affordability, property price to income ratio, rent to income ratio, and housing affordability index chart in Adelaide

Housing costs, accommodation, and housing affordability in Adelaide

Rental costs and house/apartment prices can vary drastically between different areas and locations.


Rent Cost in Adelaide

Monthly Rent Prices

Studio apartment monthly rent cost

590 AUD 890 AUD 2,400 AUD
MINIMUM AVERAGE MAXIMUM
$390 $580 $1,500

1-bedroom apartment monthly rent cost

890 AUD 1,400 AUD 3,600 AUD
MINIMUM AVERAGE MAXIMUM
$580 $920 $2,300

2-bedroom apartment monthly rent cost

1,200 AUD 1,800 AUD 4,700 AUD
MINIMUM AVERAGE MAXIMUM
$770 $1,200 $3,100

3-bedroom apartment monthly rent cost

1,400 AUD 2,400 AUD 6,500 AUD
MINIMUM AVERAGE MAXIMUM
$920 $1,500 $4,200

Furnished apartment monthly rent cost

2,800 AUD 7,100 AUD 14,000 AUD
MINIMUM AVERAGE MAXIMUM
$1,800 $4,600 $9,200

Townhouse monthly rent cost

2,400 AUD 3,600 AUD 10,000 AUD
MINIMUM AVERAGE MAXIMUM
$1,500 $2,300 $6,600

House monthly rent cost

2,800 AUD 7,100 AUD 14,000 AUD
MINIMUM AVERAGE MAXIMUM
$1,800 $4,600 $9,200

Villa monthly rent cost

3,600 AUD 8,900 AUD 14,000 AUD
MINIMUM AVERAGE MAXIMUM
$2,300 $5,800 $9,200

The monthly rental cost of a studio apartment in Adelaide ranges between 590 AUD and 2,400 AUD, meanwhile the cost of monthly rental of a one-bedroom apartment can be anywhere from 890 AUD to 3,600 AUD. Two-bedroom rentals rate ranges between 1,200 AUD and 4,700 AUD per month. The monthly rental for a three-bedroom apartment ranges from 1,400 AUD to 6,500 AUD. The average rent of a townhouse in Adelaide is around 3,600 AUD while house rental costs can be as high as 7,100 AUD per month. Finally, if you want to rent a villa, expect to pay anywhere from 3,600 AUD to 14,000 AUD per month.



Apartment and house prices in Adelaide

Cost of buying a property

Studio apartment price

120,000 AUD 180,000 AUD 360,000 AUD
MINIMUM AVERAGE MAXIMUM
$77,000 $120,000 $230,000

1-bedroom apartment price

140,000 AUD 240,000 AUD 890,000 AUD
MINIMUM AVERAGE MAXIMUM
$92,000 $150,000 $580,000

2-bedroom apartment price

240,000 AUD 710,000 AUD 1.4M AUD
MINIMUM AVERAGE MAXIMUM
$150,000 $460,000 $920,000

3-bedroom apartment price

790,000 AUD 1.2M AUD 3.6M AUD
MINIMUM AVERAGE MAXIMUM
$510,000 $770,000 $2.3M

Townhouse price

1M AUD 2.4M AUD 8.9M AUD
MINIMUM AVERAGE MAXIMUM
$660,000 $1.5M $5.8M

House price

1.2M AUD 7.1M AUD 10M AUD
MINIMUM AVERAGE MAXIMUM
$770,000 $4.6M $6.6M

Villa price

1.4M AUD 7.9M AUD 12M AUD
MINIMUM AVERAGE MAXIMUM
$920,000 $5.1M $7.7M

The average price of a studio apartment in Adelaide can range from 120,000 AUD to 360,000 AUD depending on location. One bedroom cost can be anywhere from 140,000 AUD to 890,000 AUD. A villa can cost you 7.9M AUD on average with prices ranging from 1.4M AUD to 12M AUD.


If you're leasing or purchasing, housing costs in Adelaide will probably constitute your biggest expenditure, yet it's an area where you wield considerable influence. This is due to the substantial variance in housing prices across communities. Keep in mind the location of your workplace and the accessibility of essential amenities to prevent negating the savings from lower rental rates with increased transportation expenses.

House / apartment prices to income ratio


Property price to income ratio

( average property price / average monthly income ) x 100


44 x130 monthly income 226
MINIMUM AVERAGE MAXIMUM

Property prices in Adelaide can be x130 to x226 multiples of the monthly income depending on the property and the income of the person. On average, property prices are approximately x130 multiples of the average monthly salary in Adelaide.



Rent to income ratio


Rent to income ratio

( monthly rental / monthly income ) x 100


23% 34% of income 44%
MINIMUM AVERAGE MAXIMUM

The average rent-to-income ratio in Adelaide is around 34%. This means that people pay 34% of their income for rent. Those figures can range from 23% to 44% depending on the salary, location, and type of property.


The housing-to-income ratio is a very important metric to evaluate and measure how affordable living is in a particular area, city, or country since housing comprises the biggest chunk of expenditure. A higher housing to income ratio means that the place is relatively expensive. The figure by itself does tell much. It only starts to make sense when comparing the housing to income ratio across different locations.

Housing affordability index

The housing affordability index measures how affordable accommodation is in a particular place. This can measured in multiple ways, the most common being housing expenditure to total expenditure ratio and the rent to income ratio. The housing expenditure ratio is a figure reported by individuals on the percentage they allocate for housing. Rent to income ratio is calculated by dividing the average monthly rent by the average income. Because these values are both percentages, we can find their average and get the best of the two worlds.

Housing Affordability Index
31%

Property Taxes

Real estate owners pay property taxes to local tax authorities, which are determined by the assessed value of their property. Typically, these taxes are paid once a year. Property tax funds contribute to community development, financing infrastructure improvements, public services, and local education initiatives.


FROM
2.3%
AVERAGE
3.3%
TO
4.3%

Home Maintenance Costs

Home maintenance costs encompass various expenses associated with the upkeep and repair of a residence. These expenditures include regular tasks such as lawn care, pest control, and HVAC system servicing, as well as occasional repairs and renovations like fixing leaks, painting, or replacing appliances.


10 AUD 130 AUD 1,300 AUD
MINIMUM AVERAGE MAXIMUM

Urban vs. rural living costs

Urban living typically entails higher housing and transportation costs due to demand and limited space, while rural areas generally offer lower housing expenses but may have higher prices for goods and services. The differnce in rental rates between urban areas and rural areas can be as high as 300% in some cases.

Monthly costs and expenses of energy and basic utilities in Adelaide

Utilities expenditure can vary slightly between different areas and locations.


Energy, electricity, water, gas, internet, and mobile cost in Adelaide

Utility Bill Cost / Electricity + Water + Gas / Couple

100 AUD 340 AUD 2,200 AUD
MINIMUM AVERAGE MAXIMUM
$65 $220 $1,400

Internet and cable cost

35 AUD 70 AUD 93 AUD
MINIMUM AVERAGE MAXIMUM
$23 $45 $60

Mobile phone bill and charges

28 AUD 47 AUD 140 AUD
MINIMUM AVERAGE MAXIMUM
$18 $30 $91

Because most utility bills club electricity, water, and gas costs in one bill, we can't provide a breakup for each type of utility and will display electricity, gas, and water as single cost.


The average monthly energy and water consumption of couples is around 340 AUD. The cost of internet and WiFi ranges from 35 AUD to 93 AUD with 70 AUD being the average internet bill. Finally, the average monthly mobile charges is around 47 AUD but can range between 28 AUD and 140 AUD depending on consumption. Mobile charges include both calling minutes as well as data packages.


Energy / Utility expense to income ratio


( monthly utility expenses / monthly income ) x 100


2.1% 5.3% of income 9.5%
MINIMUM AVERAGE MAXIMUM

The average utility-to-income ratio in Adelaide is around 5.3%. This means that people pay 5.3% of their income for energy, water, internet, and mobile charges. Those figures can range from 2.1% to 9.5% depending on salary and location.

Food Prices, Dining Expenses, and Grocery Costs in Adelaide

Grocery / Food expenditure and prices can vary drastically between different areas and locations.


Prices and cost of goods and services in Adelaide

Dining out, food, and beverages costs. Price variations for common food items.

Fast food combo meal price

7 AUD 14 AUD 23 AUD
MINIMUM AVERAGE MAXIMUM
$4.5 $9.1 $15

The average price of a regular combo meal at a fast food outlet or chain like McDonald's, Pizzahut, or KFC in Adelaide is approximatly 14 AUD with meal cost ranging from 7 AUD to 23 AUD. The typical combo meal consists of a burger, french fries, and a drink.

Restaurant meal for one price

24 AUD 35 AUD 71 AUD
MINIMUM AVERAGE MAXIMUM
$15 $23 $46

If you are planning to have a nice meal at a mid-range restaurant, expect to pay anywhere between 24 AUD and 71 AUD with 35 AUD being the average price of a plate for one person at a regular restaurant in Adelaide.

Fine dining meal for one price

47 AUD 71 AUD 280 AUD
MINIMUM AVERAGE MAXIMUM
$31 $46 $180

The price range of a meal at fine-dining restaurant is 47 AUD to 280 AUD with the average cost being 71 AUD for one person. This is what you would expect to pay a top-tier diner in Adelaide.

Beverage prices, cappuccino, latte etc..

5.8 AUD 9.3 AUD 14 AUD
MINIMUM AVERAGE MAXIMUM
$3.8 $6 $9.1

The average price of a regular beverage like cappuccino or latte at Starbucks, Costa, or similar coffee shops and cafes in Adelaide is around 9.3 AUD. Price ranges between 5.8 AUD and 14 AUD depending on the type of beverage, the size, and optional add-ons.



Grocery and market costs

Large bottle of milk price

4.7 AUD 5.6 AUD 7 AUD
MINIMUM AVERAGE MAXIMUM
$3 $3.6 $4.5

The average price of a large bottle of milk in Adelaide is 5.6 AUD. The maximum what you would pay for milk is 7 AUD and the minimum being 4.7 AUD depending on the brand of milk and other properties.

12 eggs price

3.5 AUD 4.7 AUD 7 AUD
MINIMUM AVERAGE MAXIMUM
$2.3 $3 $4.5

A dozen eggs costs around 4.7 AUD on average with 3.5 AUD and 7 AUD being the lower and upper limits respectively.

Fresh whole chicken price

7.9 AUD 10 AUD 15 AUD
MINIMUM AVERAGE MAXIMUM
$5.2 $6.7 $9.4

The price range of a fresh whole chicken in Adelaide is between 7.9 AUD and 15 AUD depending on the size of the chicken and whether it is oraganic or not. The average price is approximatly 10 AUD.

Pack of beef price

9.3 AUD 14 AUD 28 AUD
MINIMUM AVERAGE MAXIMUM
$6 $9.1 $18

The price of a regular pack of beef or meat is around 14 AUD. A pack of beef contains around 1Kg or 1lb depending on packing.

Medium bag of rice price

3.8 AUD 5.1 AUD 7.3 AUD
MINIMUM AVERAGE MAXIMUM
$2.4 $3.3 $4.7

A bag of rice in Adelaide costs around 5.1 AUD on average with prices rangeing between 3.8 AUD and 7.3 AUD depending on the brand and quality.

Bag of tomatos price

1.4 AUD 1.9 AUD 3.5 AUD
MINIMUM AVERAGE MAXIMUM
$0.91 $1.2 $2.3

A bag of tomatoes costs anywhere from 1.4 AUD to 3.5 AUD. A bag of tomatoes denotes 1Kg or 1lb depending on location.

Bag of apples price

2.5 AUD 3.3 AUD 5.4 AUD
MINIMUM AVERAGE MAXIMUM
$1.6 $2.1 $3.5

A bag of apples costs 3.3 AUD on average. A bag of apples denotes 1Kg or 1lb depending on location.


Grocery and food expenditure to income ratio


( monthly grocery expenses / monthly income ) x 100


18% 26% of income 33%
MINIMUM AVERAGE MAXIMUM

The average grocery-to-income ratio in Adelaide is around 26%. This means that couples spend 26% of their income on grocery and basic household items. The expenditure can range from 18% to 33% depending on salary and location.


Expenditure on food and grocery for couples

Couples' spending on grocery ranges from 350 AUD to 5,600 AUD with the location, income, and size of the couple being the most determinite factors.

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