Cost Of Living For a Couple in Bloemfontein 2025

Couple cost of living chart - average monthly expenditure in Bloemfontein

Average Monthly Expenditure

Currency: ZAR
12,000 37,000 200,000
MINIMUM AVERAGE MAXIMUM
$660 $2,000 $10,000

Average monthly spending for couples in Bloemfontein

How much money does a couple need in a month to survive in Bloemfontein?

Couples in Bloemfontein spend around 37,000 ZAR per month on average. Depending on the lifestyle, a couple can survive with a monthly budget as low as 12,000 ZAR or as high as 200,000 ZAR. Location and income are very important factors and have a huge influence on expenditure and budget.


Prices and cost of goods and services in Bloemfontein


Chart showing the prices and cost of grocery, food, restaurant meals, market, and beverages in Bloemfontein

Dining, food, and beverages costs


Fast food combo meal

37 ZAR 75 ZAR 120 ZAR
MINIMUM AVERAGE MAXIMUM
$2 $3.9 $6.6

Restaurant meal for one

120 ZAR 180 ZAR 360 ZAR
MINIMUM AVERAGE MAXIMUM
$6.3 $9.4 $19

Fine dining meal for one

240 ZAR 360 ZAR 1,400 ZAR
MINIMUM AVERAGE MAXIMUM
$13 $19 $75

Cappuccino or latte

31 ZAR 50 ZAR 75 ZAR
MINIMUM AVERAGE MAXIMUM
$1.6 $2.6 $3.9

Grocery and market costs


Milk large bottle

25 ZAR 30 ZAR 37 ZAR
MINIMUM AVERAGE MAXIMUM
$1.3 $1.6 $2

12 eggs

19 ZAR 25 ZAR 37 ZAR
MINIMUM AVERAGE MAXIMUM
$0.98 $1.3 $2

Fresh whole chicken

42 ZAR 55 ZAR 78 ZAR
MINIMUM AVERAGE MAXIMUM
$2.2 $2.9 $4.1

Pack of beef

50 ZAR 75 ZAR 150 ZAR
MINIMUM AVERAGE MAXIMUM
$2.6 $3.9 $7.9

Medium bag of rice

20 ZAR 27 ZAR 39 ZAR
MINIMUM AVERAGE MAXIMUM
$1.1 $1.4 $2

Bag of tomatos

7.5 ZAR 10 ZAR 19 ZAR
MINIMUM AVERAGE MAXIMUM
$0.39 $0.52 $0.98

Bag of apples

13 ZAR 17 ZAR 29 ZAR
MINIMUM AVERAGE MAXIMUM
$0.70 $0.92 $1.5
Chart showing the prices and cost of commute, travel, and transportation in Bloemfontein


Commute, travel, and transportation costs


20 minutes taxi ride

30 ZAR 36 ZAR 71 ZAR
MINIMUM AVERAGE MAXIMUM
$1.6 $1.9 $3.8

Average car full tank

190 ZAR 250 ZAR 500 ZAR
MINIMUM AVERAGE MAXIMUM
$9.8 $13 $26

Average car 1-day rental

170 ZAR 230 ZAR 340 ZAR
MINIMUM AVERAGE MAXIMUM
$8.9 $12 $18

Average car price

93,000 ZAR 190,000 ZAR 250,000 ZAR
MINIMUM AVERAGE MAXIMUM
$4,900 $9,800 $13,000

Bus ticket one way

5.7 ZAR 8.5 ZAR 17 ZAR
MINIMUM AVERAGE MAXIMUM
$0.30 $0.45 $0.89

Car Service

230 ZAR 340 ZAR 680 ZAR
MINIMUM AVERAGE MAXIMUM
$12 $18 $36
Chart showing the prices and cost of utility, energy, water, and gas in Bloemfontein


Utility cost (monthly)


Utility Bill - Couple

500 ZAR 1,700 ZAR 11,000 ZAR
MINIMUM AVERAGE MAXIMUM
$26 $89 $580

Internet and cable

190 ZAR 370 ZAR 500 ZAR
MINIMUM AVERAGE MAXIMUM
$9.8 $20 $26

Mobile phone charges

150 ZAR 250 ZAR 750 ZAR
MINIMUM AVERAGE MAXIMUM
$7.9 $13 $39

Leisure and activities costs


Movie ticket

93 ZAR 120 ZAR 190 ZAR
MINIMUM AVERAGE MAXIMUM
$4.9 $6.6 $9.8

One month gym membership

270 ZAR 340 ZAR 680 ZAR
MINIMUM AVERAGE MAXIMUM
$14 $18 $36
Chart showing the prices and cost of clothing and accessories in Bloemfontein


Cloths and accessories costs


Pair of jeans or pants

200 ZAR 280 ZAR 420 ZAR
MINIMUM AVERAGE MAXIMUM
$11 $15 $22

Woman dress

190 ZAR 260 ZAR 850 ZAR
MINIMUM AVERAGE MAXIMUM
$9.9 $14 $45

Woman shoes

180 ZAR 240 ZAR 570 ZAR
MINIMUM AVERAGE MAXIMUM
$9.4 $13 $30

Men's shoes

150 ZAR 190 ZAR 380 ZAR
MINIMUM AVERAGE MAXIMUM
$8.1 $9.9 $20

Men suit

170 ZAR 210 ZAR 1,100 ZAR
MINIMUM AVERAGE MAXIMUM
$8.9 $11 $60

Regular t-shirt

85 ZAR 110 ZAR 340 ZAR
MINIMUM AVERAGE MAXIMUM
$4.5 $6 $18
Chart showing the prices and cost of housing, accommodation, and rent in Bloemfontein


Housing costs / monthly rent


Studio apartment

2,800 ZAR 4,200 ZAR 11,000 ZAR
MINIMUM AVERAGE MAXIMUM
$150 $220 $600

1-bedroom apartment

4,200 ZAR 6,800 ZAR 17,000 ZAR
MINIMUM AVERAGE MAXIMUM
$220 $360 $890

2-bedroom apartment

5,700 ZAR 8,500 ZAR 23,000 ZAR
MINIMUM AVERAGE MAXIMUM
$300 $450 $1,200

Housing costs / Buying


Studio apartment

570,000 ZAR 850,000 ZAR 1.7M ZAR
MINIMUM AVERAGE MAXIMUM
$30,000 $45,000 $89,000

1-bedroom apartment

680,000 ZAR 1.1M ZAR 4.2M ZAR
MINIMUM AVERAGE MAXIMUM
$36,000 $60,000 $220,000

2-bedroom apartment

1.1M ZAR 3.4M ZAR 6.8M ZAR
MINIMUM AVERAGE MAXIMUM
$60,000 $180,000 $360,000
Chart showing the prices and cost of furniture in Bloemfontein


Furniture Costs


King Size Bed

3,700 ZAR 4,700 ZAR 6,200 ZAR
MINIMUM AVERAGE MAXIMUM
$200 $250 $330

Double Bed

2,500 ZAR 3,700 ZAR 4,700 ZAR
MINIMUM AVERAGE MAXIMUM
$130 $200 $250

Single Bed

2,200 ZAR 2,900 ZAR 3,700 ZAR
MINIMUM AVERAGE MAXIMUM
$120 $150 $200

Living Room

4,100 ZAR 5,300 ZAR 19,000 ZAR
MINIMUM AVERAGE MAXIMUM
$220 $280 $980

Dining Table

1,900 ZAR 2,500 ZAR 4,700 ZAR
MINIMUM AVERAGE MAXIMUM
$98 $130 $250

Sofa or Couch

2,500 ZAR 3,400 ZAR 7,500 ZAR
MINIMUM AVERAGE MAXIMUM
$130 $180 $390
Chart showing the prices and cost of electronic devices and appliances in Bloemfontein


Electronics and House Appliance Costs


TV Set

2,500 ZAR 3,700 ZAR 7,500 ZAR
MINIMUM AVERAGE MAXIMUM
$130 $200 $390

Fridge or Freezer

2,200 ZAR 3,400 ZAR 4,700 ZAR
MINIMUM AVERAGE MAXIMUM
$120 $180 $250

Washing Machine

2,900 ZAR 4,100 ZAR 7,500 ZAR
MINIMUM AVERAGE MAXIMUM
$150 $220 $390

Stove or Cooker

2,700 ZAR 3,400 ZAR 4,700 ZAR
MINIMUM AVERAGE MAXIMUM
$140 $180 $250

Mobile Phone

3,100 ZAR 3,700 ZAR 5,300 ZAR
MINIMUM AVERAGE MAXIMUM
$160 $200 $280

Laptop or Computer

3,400 ZAR 4,100 ZAR 7,500 ZAR
MINIMUM AVERAGE MAXIMUM
$180 $220 $390
Couple cost of living and expenditure to income ratio in Bloemfontein

Couple expenditure to income ratio in Bloemfontein

Analysing the how affordable it is for couples to live in Bloemfontein

One of the most definite ways to determine how affordable a place is measuring the ratio of expenses to salary. A high expense-to-income to ratio indicates a high cost-of-living index while a low expenditure-to-salary ratio means the place is affordable to live in. Couples usually spend a larger chunk of their income than other population groups. A typical and healthy expenditure percentage for a couple of four ranges between 70% to 80%.


Spending to Income Ratio

71%

65% to 79%

( expenditure / income ) x 100


Couples in Bloemfontein spend around 71% of their monthly income. Some couples spend as low as 65% of their income while some as high as 79%.

Distribution of monthly cost of living expenses of a couple in Bloemfontein

How do couples spend their money in Bloemfontein?

We asked thousands of couples about their spending habits and expenditure break down.


The percentage figures in this section are percentages of total spending not income. If you would like to see the percentage of expenses as related to income or salary, see other sections.

Housing and accomodation expenditure for couples

Accomodation Cost28%

28% of total expenses on average (21% to 38%)

LOW$220   4,200 ZAR
AVERAGE$670   13,000 ZAR
HIGH$3,600   68,000 ZAR
Per Month

Couples in Bloemfontein typically spend from 21% to 38% of their total monthly expenditure on housing with 28% being the average. The average monthly spend on housing is 13,000 ZAR with expenditure ranging from 4,200 ZAR to 68,000 ZAR. This cost mainly goes for rent but it also includes other accommodation-related expenses.

Electricity, utilities, energy, water, internet, and mobile expenditure for couples

Cost of utilities7%

7% of total expenses on average (5% to 11%)

LOW$26   500 ZAR
AVERAGE$89   1,700 ZAR
HIGH$580   11,000 ZAR
Per Month

Utility expenditure like electricity, water, and gas in Bloemfontein ranges from 5% to 11% of total expenses with 7% being the average for most couples. The average monthly cost of utilities is 1,700 ZAR with 500 ZAR and 11,000 ZAR being the upper and lower limits for a couple of four.

Transport, fuel, and commute expenditure for couples

Cost of transport and fuel9%

9% of total expenses on average (3% to 14%)

LOW$79   1,500 ZAR
AVERAGE$240   4,500 ZAR
HIGH$1,300   24,000 ZAR
Per Month

Fuel consumption and cost of transport depend heavily on whether a couple resides near school and work, but roughly speaking a couple would expect to spend from 1,500 ZAR to 24,000 ZAR in a month on commuting with 4,500 ZAR being the norm for most couples. This means that money spent on transport constitutes about 9% of total spending on average but can go as low as 3% or as high as 14%.

Food, groceries, and basic shopping expenditure for couples

Food and Groceries Cost17%

17% of total expenses on average (12% to 22%)

LOW$92   1,700 ZAR
AVERAGE$280   5,200 ZAR
HIGH$1,500   28,000 ZAR
Per Month

The average outlay on groceries and basic houshold items for a typical couple in a month in Bloemfontein is 5,200 ZAR. The cost of groceries can range between 1,700 ZAR to 28,000 ZAR. Couples spend on average about 17% on food and groceries with upper and lower bounds of 12% and 22% respectively.

Healthcare and medical services expenditure for couples

Cost of healthcare14%

14% of total expenses on average (8% to 18%)

LOW$72   1,400 ZAR
AVERAGE$220   4,100 ZAR
HIGH$1,200   22,000 ZAR
Per Month

Couples in Bloemfontein allocate 8% to 18% of their total monthly expenditure to healthcare including health insurance and out-of-pocket medical expenses. The average spending on medical services and clinic visits is around 14%. The range of medical expenses range from 1,400 ZAR to 22,000 ZAR with 4,100 ZAR being the norm for most couples.

Leisure and shopping expenditure for couples

Cost of leisure and shopping4%

4% of total expenses on average (1% to 7%)

LOW$39   750 ZAR
AVERAGE$120   2,200 ZAR
HIGH$630   12,000 ZAR
Per Month

This category mostly contains discretionary or non-essential expenses but also some non-discretionary spending like furniture for example. The monthly expenses range from 750 ZAR to 12,000 ZAR with 2,200 ZAR being the average. Speaking of percentages, that equates to 1% to 7% of total expenses with an average of 4% for most couples.

Education and schooling expenditure for couples

Cost of education and schooling1%

1% of total expenses on average (0.00% to 3%)

LOW$13   250 ZAR
AVERAGE$39   750 ZAR
HIGH$210   4,000 ZAR
Per Month

Spending on education can vary drastically between different couples. On average, education constitutes 1% of the monthly expenditure of couples with 0.00% and 3% being the lower and upper bounds respectively. The average reported education cost is 750 ZAR per month with 250 ZAR being the minimum spent amount and 4,000 ZAR being the maximum.

Other Expenses20%

20% of total expenses on average (14% to 26%)

LOW$110   2,100 ZAR
AVERAGE$330   6,300 ZAR
HIGH$1,800   34,000 ZAR
Per Month
Percentage of couples who manage to save money from their income every month in Bloemfontein

What percentage of couples in Bloemfontein are able to save money and how much can they save?


Percentage of couples that reported their ability to save money


Saving Money
56%
Not Saving
44%

Almost 56% of surveyed couples in Bloemfontein said that they can save some money at the end of each month while 44% reported that they have to utilize their whole income to survive.


Couple savings to income ratio in Bloemfontein

Savings-to-Income Ratio

The savings-to-income ratio is measured as the percentage of income that people save over a specific period and it is simply calculated by dividing the saved money by total income and then multiplying the result by 100. (Savings / Income) x 100.


How much money do couples manage to add to their savings?

The amount of money that people can afford to save depends hugely on their income. It is better to focus on the percentage when trying to understand saving patterns.

Saving to Income Ratio

12% 21% of income 30%
MINIMUM AVERAGE MAXIMUM

Average Monthly Saved Amount

4,500 ZAR
$240
14,000 ZAR
$720
72,000 ZAR
$3,800
MINIMUM AVERAGE MAXIMUM

Savings to income distribution levels for couples

Saving To Income Ratio% Couples
0% - 10%35%
10% - 20%26%
20% - 30%19%
30% - 40%9%
40% - 50%8%
> 50%3%

Interpretation and Analysis

Couples that are able to save money can put anywhere from 12% to 30% of their monthly income to their savings, with 21% being the average for most couples. The average monthly amount of money that couples can put aside is 14,000 ZAR with 4,500 ZAR and 72,000 ZAR being the minimum and maximum respectively.

Reasons that make it difficult for couples to save money in Bloemfontein

Saving Challenges in Bloemfontein

Reasons that make it difficult for couples to save money

We wanted to understand what is stopping couples from maximizing their savings in Bloemfontein. Listed below are the answers given by the survey participants.


Reason% People
Low Income5%
High Expenses8%
Debt and Loans15%
Lack of Budgeting Skills11%
Impulsive Spending11%
Financial Emergencies7%
Living the moment6%
Will do it later19%
Inflation12%
Social Pressure3%
Market Instability2%

Around 5% of the couples said that their salary is too low to accommodate a portion for savings while 8% said that the high cost of living leaves little room for savings. 15% of the residents said that they are burdened with debt and find it challenging to save money. 11% reported that they just don't have the knowledge or discipline to create and stick to a budget, leading to overspending and an inability to save. 11% of couples blamed impulsive spending as the reason for saving inability. Around 7% said that unexpected expenses like medical bills or car repairs are derailing their savings goals. 6% bluntly said that they don't see the purpose of it and prefer to live each day to the fullest. 19% reported that they understand the value of saving but are putting off saving for the future, thinking they have plenty of time to start later. 12% blamed inflation, saying that every time they save some money they end up using it immediately. A surprising 3% said that social pressure and keeping up with peers or social expectations makes them overspend. Lastly, 2% blamed market instability and price fluctuations.

Where do couples choose to put their savings in Bloemfontein

Typical saving choices for couples in Bloemfontein

Where do people choose to put their savings?


Saving Type% People
Emergency Funds12%
Gold12%
Savings Accounts17%
Retirement Accounts10%
Cash Savings19%
Real Estate9%
Investment5%
Stocks5%
Bonds5%
Mutual Funds2%
Certificates of Deposit3%
A typical and healthy budgeting structure. The 50-30-20 rule

A typical and healthy budgeting structure

The 50/30/20 rule

Spending among different people can vary significantly based on factors such as their income, lifestyle, location, and personal preferences. A commonly used guideline for budgeting is the 50/30/20 rule, which suggests allocating your income into three main categories in the following percentages.

  • 50% for needs and financial obligations

    This category includes essential expenses like housing, utilities, groceries, transportation, and healthcare.

  • 30% for wants and discretionary spending

    This category covers discretionary spending on non-essential items, such as dining out, entertainment, travel, and other lifestyle choices.

  • 20% for savings and emergency fund

    This is the percentage that must be allocated to savings, emergency funds, and retirement accounts.

About financial planning, money management, and household budgeting

The 50/30/20 rule is used as a general guideline but may not be the best choice for all people. There are in fact many budgeting plans out there like the 70/20/10 and the 60/20/20 rules, all claiming to be the best. More important than all of this is to establish financial discipline by creating a budget tailored to your specific financial goals and situation. It is very important that your financial outflow be less than your income to maintain a healthy cash flow.

Income and cost of living compatibility. Is it affordable or economical for couples to live in Bloemfontein

Affordable living in Bloemfontein

Income and cost of living compatibility

We asked couples one simple question and recorded their answers.

Is it affordable or economical to live in Bloemfontein?


Yes
62%
No
39%

Around 62% of surveyed couples think that living in Bloemfontein is affordable with proper budgeting while 39% reported that it is just too expensive and not affordable even with frugality and thriftness.

How easily is cost-cutting for couples. Are there plenty of low-cost options in Bloemfontein

Low-cost alternatives in Bloemfontein

People are always looking for ways to cut down expenses and reduce expenditures. The hallmark of any affordable place is the availability of discount stores, bargain deals, smart or secondhand shopping, refurbished items, and couponing. We asked couples how easily cost-cutting is and the answers were distributed as follows:

Plenty of low-cost options55%

Few low-cost options45%


Based on the survey, 55% of the couples living in Bloemfontein have no problem finding low-cost alternatives to support a frugal lifestyle while 45% think that thriftness is difficult due to scarcity in discount markets and secondhand outlets.

Emergency Funds For Couples

An emergency fund is a financial safety net comprised of easily accessible savings set aside to cover unexpected expenses or financial emergencies, typically amounting to three to six months' worth of living expenses. We asked couples of Bloemfontein whether they have an emergency fund and the answers were as follows.

Yes62%

No39%


Based on the survey, 39% of the couples living in Bloemfontein said that they don't have an emergency fund while 62% said that they do.

Financial literacy and difficulty in budgeting and financial planning for couples in Bloemfontein

Financial Literacy in South Africa

Financial literacy is the knowledge of concepts and principles related to personal finance that allow individuals to make informed decisions regarding their money such as budgeting, saving, investing, borrowing, managing debt, financial risk management, and planning.

Financial Leteracy63%


We asked couple guardians and parents in Bloemfontein whether they acquired any adequate personal financial training in their lives. Approximately 37% of the people who participated in the survey said that they are not well informed about the topics of budgeting, saving, etc., and just manage things based on their own experience, while 63% said that they know about the general principles of personal finance from sources other than their own experience.


Difficulty in Budgeting and Financial Planning

We wanted to understand whether couples of South Africa have problems or difficulties in managing their expenditures and savings so we asked people one simple question: do you struggle with your personal finances? 27% of the participants reported that they indeed struggle in creating budgets and in organizing their finances while 73% said that they have everything under control.

Struggles with finance27%

Easily manages finances73%

Financial goals and targets of couples living in Bloemfontein

Financial goals of couples in Bloemfontein

In an attempt to understand the economic situation in Bloemfontein, we asked participants about their financial targets. By knowing what the population in general is trying to achieve, we can shed light on the economic outlook, cost of living, and quality of life in general.


Financial Goal% People
Emergency Fund8%
Debt Reduction39%
Retirement Savings9%
Education Funding7%
Homeownership18%
Investing7%
Travel or Lifestyle8%
Healthcare Expenses12%
Financial Independence6%

Around 8% of couples said that their main goal is to establish an emergency fund to cover unexpected expenses while 39% said their number one priority is to pay off high-interest debt or loans and improve credit. 9% of surveyed people confirmed that saving for retirement to ensure a comfortable lifestyle in the final years is their main target. Around 7% reported that their priority is saving for the tuition fees and education costs of their children while 18% choose to buy a home or pay off existing mortgage before other things. 7% of the population would like to build wealth through investments such as stocks, bonds, mutual funds, or real estate. For 8% of people, saving for vacations or upgrading their lifestyle is the number one concern. Approximately 12% of the residents said that saving for healthcare expenses including insurance premiums is their main goal.

Chart showing the percentage of couples who are in debt in Bloemfontein

Debt, loans, and mortgages in Bloemfontein


Percentage of couples who are in debt


In Debt
21%
Debt Free
79%

According to the survey, 21% of the couples in Bloemfontein have some kind of debt, loan, mortgage, or credit card payments while 79% reported that they don't have financial obligations to banks.


Chart showing debt-to-income ratio in Bloemfontein

Debt-to-income ratio in Bloemfontein

Debt to income ratio

25%

17% to 34%

( monthly debt payment / monthly income ) x 100

Interpretation

The debt-to-income ratio measures the percentage of income being paid as debt settlement across the population. It is calculated by dividing the monthly debt settlement payment of an individual by their monthly income. Based on collected data, approximately 25% of a couple's monthly income in Bloemfontein goes to debt settlement.


Debt levels

Monthly debt settlement payment as percentage of monthly income

Debt-to-income ratio% People
> 60%3%
50% - 60%16%
40% - 50%13%
30% - 40%15%
20% - 30%12%
10% - 20%14%
0% - 10%26%

According to our data, 3% of the debtors in Bloemfontein pay 60%+ of their income as debt settlement while 16% of the people pay 50% to 60% of their income for the same, which is quite an alarming financial situation for those individuals. 13% of people in debt dedicate 40% to 50% of their income to loan and mortgage payments while 15% dedicated 30% to 40% of income for same. Things are looking brighter for 12% of individuals as they only pay 20% to 30% of their income for loan and credit card repayment.


Distribution by type of debt in Bloemfontein

Debt% People
Real Estate Mortgage10%
Auto Loan18%
Student Loan4%
Credit Card28%
Personal Loan41%

10% of debtors in Bloemfontein confirm that real estate mortgages constitutes the main part of their outstanding debt while 28% say that credit card payments are the reason they are in debt. Auto loans were the main type of debt for 18% of people and personal loans rose at 41%. Lastly, student loans are the main source of debt for 4% of debtors in Bloemfontein.


About credit score and debt management

Managing debt is a critical aspect of maintaining a favorable credit score. Debt reduction is the first thing you should do improve your financial situation. Getting rid of debt takes precedence over saving money because of interest rates.

Good debt vs. Bad debt

Not all debt is bad. Good debt typically refers to borrowing money for investments that can increase in value or generate income over time like purchasing a home or acquiring student loans. On the other hand, bad debt involves borrowing for things that fail to generate lasting value like high-interest credit card debt used for non-essential expenses like luxury items or vacations.


Loan Affordability Index in Bloemfontein

Besides measuring the loan-to-income ratio, we asked couples of Bloemfontein how many times in a year they defaulted or were unable to pay their due credit card or loan payments on time. Understanding how often people default on their due payments is one of the indicators of the cost of living and economic situation.

Frequency and percentage of people who failed to pay their monthly credit card or loan payments on time last year.

Frequency% People
Never52%
Once a year23%
Twice a year12%
Three times a year9%
Four times a year4%
Housing and accommodation affordability, property price to income ratio, rent to income ratio, and housing affordability index chart in Bloemfontein

Housing costs, accommodation, and housing affordability in Bloemfontein

Rental costs and house/apartment prices can vary drastically between different areas and locations.


Rent Cost in Bloemfontein

Monthly Rent Prices

Studio apartment monthly rent cost

2,800 ZAR 4,200 ZAR 11,000 ZAR
MINIMUM AVERAGE MAXIMUM
$150 $220 $600

1-bedroom apartment monthly rent cost

4,200 ZAR 6,800 ZAR 17,000 ZAR
MINIMUM AVERAGE MAXIMUM
$220 $360 $890

2-bedroom apartment monthly rent cost

5,700 ZAR 8,500 ZAR 23,000 ZAR
MINIMUM AVERAGE MAXIMUM
$300 $450 $1,200

3-bedroom apartment monthly rent cost

6,800 ZAR 11,000 ZAR 31,000 ZAR
MINIMUM AVERAGE MAXIMUM
$360 $600 $1,600

Furnished apartment monthly rent cost

14,000 ZAR 34,000 ZAR 68,000 ZAR
MINIMUM AVERAGE MAXIMUM
$720 $1,800 $3,600

Townhouse monthly rent cost

11,000 ZAR 17,000 ZAR 48,000 ZAR
MINIMUM AVERAGE MAXIMUM
$600 $890 $2,600

House monthly rent cost

14,000 ZAR 34,000 ZAR 68,000 ZAR
MINIMUM AVERAGE MAXIMUM
$720 $1,800 $3,600

Villa monthly rent cost

17,000 ZAR 42,000 ZAR 68,000 ZAR
MINIMUM AVERAGE MAXIMUM
$890 $2,200 $3,600

The monthly rental cost of a studio apartment in Bloemfontein ranges between 2,800 ZAR and 11,000 ZAR, meanwhile the cost of monthly rental of a one-bedroom apartment can be anywhere from 4,200 ZAR to 17,000 ZAR. Two-bedroom rentals rate ranges between 5,700 ZAR and 23,000 ZAR per month. The monthly rental for a three-bedroom apartment ranges from 6,800 ZAR to 31,000 ZAR. The average rent of a townhouse in Bloemfontein is around 17,000 ZAR while house rental costs can be as high as 34,000 ZAR per month. Finally, if you want to rent a villa, expect to pay anywhere from 17,000 ZAR to 68,000 ZAR per month.



Apartment and house prices in Bloemfontein

Cost of buying a property

Studio apartment price

570,000 ZAR 850,000 ZAR 1.7M ZAR
MINIMUM AVERAGE MAXIMUM
$30,000 $45,000 $89,000

1-bedroom apartment price

680,000 ZAR 1.1M ZAR 4.2M ZAR
MINIMUM AVERAGE MAXIMUM
$36,000 $60,000 $220,000

2-bedroom apartment price

1.1M ZAR 3.4M ZAR 6.8M ZAR
MINIMUM AVERAGE MAXIMUM
$60,000 $180,000 $360,000

3-bedroom apartment price

3.8M ZAR 5.7M ZAR 17M ZAR
MINIMUM AVERAGE MAXIMUM
$200,000 $300,000 $890,000

Townhouse price

4.8M ZAR 11M ZAR 42M ZAR
MINIMUM AVERAGE MAXIMUM
$260,000 $600,000 $2.2M

House price

5.7M ZAR 34M ZAR 48M ZAR
MINIMUM AVERAGE MAXIMUM
$300,000 $1.8M $2.6M

Villa price

6.8M ZAR 38M ZAR 57M ZAR
MINIMUM AVERAGE MAXIMUM
$360,000 $2M $3M

The average price of a studio apartment in Bloemfontein can range from 570,000 ZAR to 1.7M ZAR depending on location. One bedroom cost can be anywhere from 680,000 ZAR to 4.2M ZAR. A villa can cost you 38M ZAR on average with prices ranging from 6.8M ZAR to 57M ZAR.


If you're leasing or purchasing, housing costs in Bloemfontein will probably constitute your biggest expenditure, yet it's an area where you wield considerable influence. This is due to the substantial variance in housing prices across communities. Keep in mind the location of your workplace and the accessibility of essential amenities to prevent negating the savings from lower rental rates with increased transportation expenses.

House / apartment prices to income ratio


Property price to income ratio

( average property price / average monthly income ) x 100


38 x110 monthly income 193
MINIMUM AVERAGE MAXIMUM

Property prices in Bloemfontein can be x110 to x193 multiples of the monthly income depending on the property and the income of the person. On average, property prices are approximately x110 multiples of the average monthly salary in Bloemfontein.



Rent to income ratio


Rent to income ratio

( monthly rental / monthly income ) x 100


20% 29% of income 38%
MINIMUM AVERAGE MAXIMUM

The average rent-to-income ratio in Bloemfontein is around 29%. This means that people pay 29% of their income for rent. Those figures can range from 20% to 38% depending on the salary, location, and type of property.


The housing-to-income ratio is a very important metric to evaluate and measure how affordable living is in a particular area, city, or country since housing comprises the biggest chunk of expenditure. A higher housing to income ratio means that the place is relatively expensive. The figure by itself does tell much. It only starts to make sense when comparing the housing to income ratio across different locations.

Housing affordability index

The housing affordability index measures how affordable accommodation is in a particular place. This can measured in multiple ways, the most common being housing expenditure to total expenditure ratio and the rent to income ratio. The housing expenditure ratio is a figure reported by individuals on the percentage they allocate for housing. Rent to income ratio is calculated by dividing the average monthly rent by the average income. Because these values are both percentages, we can find their average and get the best of the two worlds.

Housing Affordability Index
27%

Property Taxes

Real estate owners pay property taxes to local tax authorities, which are determined by the assessed value of their property. Typically, these taxes are paid once a year. Property tax funds contribute to community development, financing infrastructure improvements, public services, and local education initiatives.


FROM
2.2%
AVERAGE
3.2%
TO
4.2%

Home Maintenance Costs

Home maintenance costs encompass various expenses associated with the upkeep and repair of a residence. These expenditures include regular tasks such as lawn care, pest control, and HVAC system servicing, as well as occasional repairs and renovations like fixing leaks, painting, or replacing appliances.


50 ZAR 650 ZAR 6,500 ZAR
MINIMUM AVERAGE MAXIMUM

Urban vs. rural living costs

Urban living typically entails higher housing and transportation costs due to demand and limited space, while rural areas generally offer lower housing expenses but may have higher prices for goods and services. The differnce in rental rates between urban areas and rural areas can be as high as 300% in some cases.

Monthly costs and expenses of energy and basic utilities in Bloemfontein

Utilities expenditure can vary slightly between different areas and locations.


Energy, electricity, water, gas, internet, and mobile cost in Bloemfontein

Utility Bill Cost / Electricity + Water + Gas / Couple

500 ZAR 1,700 ZAR 11,000 ZAR
MINIMUM AVERAGE MAXIMUM
$26 $89 $580

Internet and cable cost

190 ZAR 370 ZAR 500 ZAR
MINIMUM AVERAGE MAXIMUM
$9.8 $20 $26

Mobile phone bill and charges

150 ZAR 250 ZAR 750 ZAR
MINIMUM AVERAGE MAXIMUM
$7.9 $13 $39

Because most utility bills club electricity, water, and gas costs in one bill, we can't provide a breakup for each type of utility and will display electricity, gas, and water as single cost.


The average monthly energy and water consumption of couples is around 1,700 ZAR. The cost of internet and WiFi ranges from 190 ZAR to 500 ZAR with 370 ZAR being the average internet bill. Finally, the average monthly mobile charges is around 250 ZAR but can range between 150 ZAR and 750 ZAR depending on consumption. Mobile charges include both calling minutes as well as data packages.


Energy / Utility expense to income ratio


( monthly utility expenses / monthly income ) x 100


1.8% 4.5% of income 8.1%
MINIMUM AVERAGE MAXIMUM

The average utility-to-income ratio in Bloemfontein is around 4.5%. This means that people pay 4.5% of their income for energy, water, internet, and mobile charges. Those figures can range from 1.8% to 8.1% depending on salary and location.

Food Prices, Dining Expenses, and Grocery Costs in Bloemfontein

Grocery / Food expenditure and prices can vary drastically between different areas and locations.


Prices and cost of goods and services in Bloemfontein

Dining out, food, and beverages costs. Price variations for common food items.

Fast food combo meal price

37 ZAR 75 ZAR 120 ZAR
MINIMUM AVERAGE MAXIMUM
$2 $3.9 $6.6

The average price of a regular combo meal at a fast food outlet or chain like McDonald's, Pizzahut, or KFC in Bloemfontein is approximatly 75 ZAR with meal cost ranging from 37 ZAR to 120 ZAR. The typical combo meal consists of a burger, french fries, and a drink.

Restaurant meal for one price

120 ZAR 180 ZAR 360 ZAR
MINIMUM AVERAGE MAXIMUM
$6.3 $9.4 $19

If you are planning to have a nice meal at a mid-range restaurant, expect to pay anywhere between 120 ZAR and 360 ZAR with 180 ZAR being the average price of a plate for one person at a regular restaurant in Bloemfontein.

Fine dining meal for one price

240 ZAR 360 ZAR 1,400 ZAR
MINIMUM AVERAGE MAXIMUM
$13 $19 $75

The price range of a meal at fine-dining restaurant is 240 ZAR to 1,400 ZAR with the average cost being 360 ZAR for one person. This is what you would expect to pay a top-tier diner in Bloemfontein.

Beverage prices, cappuccino, latte etc..

31 ZAR 50 ZAR 75 ZAR
MINIMUM AVERAGE MAXIMUM
$1.6 $2.6 $3.9

The average price of a regular beverage like cappuccino or latte at Starbucks, Costa, or similar coffee shops and cafes in Bloemfontein is around 50 ZAR. Price ranges between 31 ZAR and 75 ZAR depending on the type of beverage, the size, and optional add-ons.



Grocery and market costs

Large bottle of milk price

25 ZAR 30 ZAR 37 ZAR
MINIMUM AVERAGE MAXIMUM
$1.3 $1.6 $2

The average price of a large bottle of milk in Bloemfontein is 30 ZAR. The maximum what you would pay for milk is 37 ZAR and the minimum being 25 ZAR depending on the brand of milk and other properties.

12 eggs price

19 ZAR 25 ZAR 37 ZAR
MINIMUM AVERAGE MAXIMUM
$0.98 $1.3 $2

A dozen eggs costs around 25 ZAR on average with 19 ZAR and 37 ZAR being the lower and upper limits respectively.

Fresh whole chicken price

42 ZAR 55 ZAR 78 ZAR
MINIMUM AVERAGE MAXIMUM
$2.2 $2.9 $4.1

The price range of a fresh whole chicken in Bloemfontein is between 42 ZAR and 78 ZAR depending on the size of the chicken and whether it is oraganic or not. The average price is approximatly 55 ZAR.

Pack of beef price

50 ZAR 75 ZAR 150 ZAR
MINIMUM AVERAGE MAXIMUM
$2.6 $3.9 $7.9

The price of a regular pack of beef or meat is around 75 ZAR. A pack of beef contains around 1Kg or 1lb depending on packing.

Medium bag of rice price

20 ZAR 27 ZAR 39 ZAR
MINIMUM AVERAGE MAXIMUM
$1.1 $1.4 $2

A bag of rice in Bloemfontein costs around 27 ZAR on average with prices rangeing between 20 ZAR and 39 ZAR depending on the brand and quality.

Bag of tomatos price

7.5 ZAR 10 ZAR 19 ZAR
MINIMUM AVERAGE MAXIMUM
$0.39 $0.52 $0.98

A bag of tomatoes costs anywhere from 7.5 ZAR to 19 ZAR. A bag of tomatoes denotes 1Kg or 1lb depending on location.

Bag of apples price

13 ZAR 17 ZAR 29 ZAR
MINIMUM AVERAGE MAXIMUM
$0.70 $0.92 $1.5

A bag of apples costs 17 ZAR on average. A bag of apples denotes 1Kg or 1lb depending on location.


Grocery and food expenditure to income ratio


( monthly grocery expenses / monthly income ) x 100


15% 23% of income 28%
MINIMUM AVERAGE MAXIMUM

The average grocery-to-income ratio in Bloemfontein is around 23%. This means that couples spend 23% of their income on grocery and basic household items. The expenditure can range from 15% to 28% depending on salary and location.


Expenditure on food and grocery for couples

Couples' spending on grocery ranges from 1,700 ZAR to 28,000 ZAR with the location, income, and size of the couple being the most determinite factors.

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