Cost Of Living For a Couple in Ipoh 2025

Couple cost of living chart - average monthly expenditure in Ipoh

Average Monthly Expenditure

Currency: MYR
3,400 10,000 55,000
MINIMUM AVERAGE MAXIMUM
$720 $2,200 $12,000

Average monthly spending for couples in Ipoh

How much money does a couple need in a month to survive in Ipoh?

Couples in Ipoh spend around 10,000 MYR per month on average. Depending on the lifestyle, a couple can survive with a monthly budget as low as 3,400 MYR or as high as 55,000 MYR. Location and income are very important factors and have a huge influence on expenditure and budget.

Couple cost of living and expenditure to income ratio in Ipoh

Couple expenditure to income ratio in Ipoh

Analysing the how affordable it is for couples to live in Ipoh

One of the most definite ways to determine how affordable a place is measuring the ratio of expenses to salary. A high expense-to-income to ratio indicates a high cost-of-living index while a low expenditure-to-salary ratio means the place is affordable to live in. Couples usually spend a larger chunk of their income than other population groups. A typical and healthy expenditure percentage for a couple of four ranges between 70% to 80%.


Spending to Income Ratio

89%

80% to 100%

( expenditure / income ) x 100


Couples in Ipoh spend around 89% of their monthly income. Some couples spend as low as 80% of their income while some as high as 100%.

Distribution of monthly cost of living expenses of a couple in Ipoh

How do couples spend their money in Ipoh?

We asked thousands of couples about their spending habits and expenditure break down.


The percentage figures in this section are percentages of total spending not income. If you would like to see the percentage of expenses as related to income or salary, see other sections.

Housing and accomodation expenditure for couples

Accomodation Cost29%

29% of total expenses on average (22% to 39%)

LOW$250   1,200 MYR
AVERAGE$740   3,500 MYR
HIGH$3,900   19,000 MYR
Per Month

Couples in Ipoh typically spend from 22% to 39% of their total monthly expenditure on housing with 29% being the average. The average monthly spend on housing is 3,500 MYR with expenditure ranging from 1,200 MYR to 19,000 MYR. This cost mainly goes for rent but it also includes other accommodation-related expenses.

Electricity, utilities, energy, water, internet, and mobile expenditure for couples

Cost of utilities7%

7% of total expenses on average (5% to 11%)

LOW$29   140 MYR
AVERAGE$98   460 MYR
HIGH$640   3,000 MYR
Per Month

Utility expenditure like electricity, water, and gas in Ipoh ranges from 5% to 11% of total expenses with 7% being the average for most couples. The average monthly cost of utilities is 460 MYR with 140 MYR and 3,000 MYR being the upper and lower limits for a couple of four.

Transport, fuel, and commute expenditure for couples

Cost of transport and fuel10%

10% of total expenses on average (4% to 15%)

LOW$87   410 MYR
AVERAGE$260   1,200 MYR
HIGH$1,400   6,600 MYR
Per Month

Fuel consumption and cost of transport depend heavily on whether a couple resides near school and work, but roughly speaking a couple would expect to spend from 410 MYR to 6,600 MYR in a month on commuting with 1,200 MYR being the norm for most couples. This means that money spent on transport constitutes about 10% of total spending on average but can go as low as 4% or as high as 15%.

Food, groceries, and basic shopping expenditure for couples

Food and Groceries Cost16%

16% of total expenses on average (11% to 21%)

LOW$100   480 MYR
AVERAGE$300   1,400 MYR
HIGH$1,600   7,700 MYR
Per Month

The average outlay on groceries and basic houshold items for a typical couple in a month in Ipoh is 1,400 MYR. The cost of groceries can range between 480 MYR to 7,700 MYR. Couples spend on average about 16% on food and groceries with upper and lower bounds of 11% and 21% respectively.

Healthcare and medical services expenditure for couples

Cost of healthcare13%

13% of total expenses on average (7% to 17%)

LOW$80   380 MYR
AVERAGE$240   1,100 MYR
HIGH$1,300   6,000 MYR
Per Month

Couples in Ipoh allocate 7% to 17% of their total monthly expenditure to healthcare including health insurance and out-of-pocket medical expenses. The average spending on medical services and clinic visits is around 13%. The range of medical expenses range from 380 MYR to 6,000 MYR with 1,100 MYR being the norm for most couples.

Leisure and shopping expenditure for couples

Cost of leisure and shopping4%

4% of total expenses on average (2% to 7%)

LOW$43   210 MYR
AVERAGE$130   620 MYR
HIGH$690   3,300 MYR
Per Month

This category mostly contains discretionary or non-essential expenses but also some non-discretionary spending like furniture for example. The monthly expenses range from 210 MYR to 3,300 MYR with 620 MYR being the average. Speaking of percentages, that equates to 2% to 7% of total expenses with an average of 4% for most couples.

Education and schooling expenditure for couples

Cost of education and schooling2%

2% of total expenses on average (1% to 4%)

LOW$14   68 MYR
AVERAGE$43   210 MYR
HIGH$230   1,100 MYR
Per Month

Spending on education can vary drastically between different couples. On average, education constitutes 2% of the monthly expenditure of couples with 1% and 4% being the lower and upper bounds respectively. The average reported education cost is 210 MYR per month with 68 MYR being the minimum spent amount and 1,100 MYR being the maximum.

Other Expenses20%

20% of total expenses on average (14% to 26%)

LOW$120   580 MYR
AVERAGE$370   1,700 MYR
HIGH$2,000   9,300 MYR
Per Month

Prices and cost of goods and services in Ipoh

Chart showing the prices and cost of grocery, food, restaurant meals, market, and beverages in Ipoh

Dining, food, and beverages costs


Fast food combo meal

8.6 MYR 17 MYR 29 MYR
MINIMUM AVERAGE MAXIMUM
$1.8 $3.6 $6.1

Restaurant meal for one

30 MYR 45 MYR 90 MYR
MINIMUM AVERAGE MAXIMUM
$6.3 $9.5 $19

Fine dining meal for one

60 MYR 90 MYR 360 MYR
MINIMUM AVERAGE MAXIMUM
$13 $19 $76

Cappuccino or latte

7.2 MYR 11 MYR 17 MYR
MINIMUM AVERAGE MAXIMUM
$1.5 $2.4 $3.6

Grocery and market costs


Milk large bottle

5.7 MYR 6.9 MYR 8.6 MYR
MINIMUM AVERAGE MAXIMUM
$1.2 $1.5 $1.8

12 eggs

4.3 MYR 5.7 MYR 8.6 MYR
MINIMUM AVERAGE MAXIMUM
$0.91 $1.2 $1.8

Fresh whole chicken

9.8 MYR 13 MYR 18 MYR
MINIMUM AVERAGE MAXIMUM
$2.1 $2.7 $3.8

Pack of beef

11 MYR 17 MYR 34 MYR
MINIMUM AVERAGE MAXIMUM
$2.4 $3.6 $7.3

Medium bag of rice

4.6 MYR 6.3 MYR 9 MYR
MINIMUM AVERAGE MAXIMUM
$0.98 $1.3 $1.9

Bag of tomatos

1.7 MYR 2.3 MYR 4.3 MYR
MINIMUM AVERAGE MAXIMUM
$0.36 $0.49 $0.91

Bag of apples

3.1 MYR 4 MYR 6.6 MYR
MINIMUM AVERAGE MAXIMUM
$0.65 $0.85 $1.4
Chart showing the prices and cost of commute, travel, and transportation in Ipoh

Commute, travel, and transportation costs


20 minutes taxi ride

7.5 MYR 9 MYR 18 MYR
MINIMUM AVERAGE MAXIMUM
$1.6 $1.9 $3.8

Average car full tank

43 MYR 57 MYR 110 MYR
MINIMUM AVERAGE MAXIMUM
$9.1 $12 $24

Average car 1-day rental

46 MYR 62 MYR 93 MYR
MINIMUM AVERAGE MAXIMUM
$9.8 $13 $20

Average car price

22,000 MYR 43,000 MYR 57,000 MYR
MINIMUM AVERAGE MAXIMUM
$4,600 $9,100 $12,000

Bus ticket one way

1.5 MYR 2.3 MYR 4.6 MYR
MINIMUM AVERAGE MAXIMUM
$0.33 $0.49 $0.98

Car Service

62 MYR 93 MYR 190 MYR
MINIMUM AVERAGE MAXIMUM
$13 $20 $39
Chart showing the prices and cost of utility, energy, water, and gas for a couple in Ipoh

Utility cost (monthly)


Utility Bill - Couple

140 MYR 460 MYR 3,000 MYR
MINIMUM AVERAGE MAXIMUM
$29 $98 $640

Internet and cable

43 MYR 86 MYR 110 MYR
MINIMUM AVERAGE MAXIMUM
$9.1 $18 $24

Mobile phone charges

34 MYR 57 MYR 170 MYR
MINIMUM AVERAGE MAXIMUM
$7.3 $12 $36

Leisure and activities costs


Movie ticket

22 MYR 29 MYR 43 MYR
MINIMUM AVERAGE MAXIMUM
$4.6 $6.1 $9.1

One month gym membership

74 MYR 93 MYR 190 MYR
MINIMUM AVERAGE MAXIMUM
$16 $20 $39
Chart showing the prices and cost of clothing and accessories in Ipoh

Cloths and accessories costs


Pair of jeans or pants

55 MYR 77 MYR 120 MYR
MINIMUM AVERAGE MAXIMUM
$12 $16 $25

Woman dress

52 MYR 71 MYR 230 MYR
MINIMUM AVERAGE MAXIMUM
$11 $15 $49

Woman shoes

49 MYR 66 MYR 150 MYR
MINIMUM AVERAGE MAXIMUM
$10 $14 $33

Men's shoes

42 MYR 52 MYR 100 MYR
MINIMUM AVERAGE MAXIMUM
$8.9 $11 $22

Men suit

46 MYR 58 MYR 310 MYR
MINIMUM AVERAGE MAXIMUM
$9.8 $12 $65

Regular t-shirt

23 MYR 31 MYR 93 MYR
MINIMUM AVERAGE MAXIMUM
$4.9 $6.5 $20
Chart showing the prices and cost of housing, accommodation, and rent in Ipoh

Housing costs / monthly rent


Studio apartment

770 MYR 1,200 MYR 3,100 MYR
MINIMUM AVERAGE MAXIMUM
$160 $250 $650

1-bedroom apartment

1,200 MYR 1,900 MYR 4,600 MYR
MINIMUM AVERAGE MAXIMUM
$250 $390 $980

2-bedroom apartment

1,500 MYR 2,300 MYR 6,200 MYR
MINIMUM AVERAGE MAXIMUM
$330 $490 $1,300

Housing costs / Buying


Studio apartment

150,000 MYR 230,000 MYR 460,000 MYR
MINIMUM AVERAGE MAXIMUM
$33,000 $49,000 $98,000

1-bedroom apartment

190,000 MYR 310,000 MYR 1.2M MYR
MINIMUM AVERAGE MAXIMUM
$39,000 $65,000 $250,000

2-bedroom apartment

310,000 MYR 930,000 MYR 1.9M MYR
MINIMUM AVERAGE MAXIMUM
$65,000 $200,000 $390,000
Chart showing the prices and cost of furniture in Ipoh

Furniture Costs


King Size Bed

860 MYR 1,100 MYR 1,400 MYR
MINIMUM AVERAGE MAXIMUM
$180 $230 $300

Double Bed

570 MYR 860 MYR 1,100 MYR
MINIMUM AVERAGE MAXIMUM
$120 $180 $230

Single Bed

510 MYR 660 MYR 860 MYR
MINIMUM AVERAGE MAXIMUM
$110 $140 $180

Living Room

960 MYR 1,200 MYR 4,300 MYR
MINIMUM AVERAGE MAXIMUM
$200 $260 $910

Dining Table

430 MYR 570 MYR 1,100 MYR
MINIMUM AVERAGE MAXIMUM
$91 $120 $230

Sofa or Couch

570 MYR 780 MYR 1,700 MYR
MINIMUM AVERAGE MAXIMUM
$120 $170 $360
Chart showing the prices and cost of electronic devices and appliances in Ipoh

Electronics and House Appliance Costs


TV Set

570 MYR 860 MYR 1,700 MYR
MINIMUM AVERAGE MAXIMUM
$120 $180 $360

Fridge or Freezer

510 MYR 780 MYR 1,100 MYR
MINIMUM AVERAGE MAXIMUM
$110 $170 $230

Washing Machine

660 MYR 960 MYR 1,700 MYR
MINIMUM AVERAGE MAXIMUM
$140 $200 $360

Stove or Cooker

620 MYR 780 MYR 1,100 MYR
MINIMUM AVERAGE MAXIMUM
$130 $170 $230

Mobile Phone

720 MYR 860 MYR 1,200 MYR
MINIMUM AVERAGE MAXIMUM
$150 $180 $260

Laptop or Computer

780 MYR 960 MYR 1,700 MYR
MINIMUM AVERAGE MAXIMUM
$170 $200 $360
Percentage of couples who manage to save money from their income every month in Ipoh

What percentage of couples in Ipoh are able to save money and how much can they save?


Percentage of couples that reported their ability to save money


Saving Money
69%
Not Saving
31%

Almost 69% of surveyed couples in Ipoh said that they can save some money at the end of each month while 31% reported that they have to utilize their whole income to survive.


Couple savings to income ratio in Ipoh

Savings-to-Income Ratio

The savings-to-income ratio is measured as the percentage of income that people save over a specific period and it is simply calculated by dividing the saved money by total income and then multiplying the result by 100. (Savings / Income) x 100.


How much money do couples manage to add to their savings?

The amount of money that people can afford to save depends hugely on their income. It is better to focus on the percentage when trying to understand saving patterns.

Saving to Income Ratio

16% 26% of income 38%
MINIMUM AVERAGE MAXIMUM

Average Monthly Saved Amount

1,200 MYR
$260
3,700 MYR
$770
19,000 MYR
$4,100
MINIMUM AVERAGE MAXIMUM

Savings to income distribution levels for couples

Saving To Income Ratio% Couples
0% - 10%34%
10% - 20%25%
20% - 30%19%
30% - 40%10%
40% - 50%9%
> 50%3%

Interpretation and Analysis

Couples that are able to save money can put anywhere from 16% to 38% of their monthly income to their savings, with 26% being the average for most couples. The average monthly amount of money that couples can put aside is 3,700 MYR with 1,200 MYR and 19,000 MYR being the minimum and maximum respectively.

A typical and healthy budgeting structure. The 50-30-20 rule

A typical and healthy budgeting structure

The 50/30/20 rule

Spending among different people can vary significantly based on factors such as their income, lifestyle, location, and personal preferences. A commonly used guideline for budgeting is the 50/30/20 rule, which suggests allocating your income into three main categories in the following percentages.

  • 50% for needs and financial obligations

    This category includes essential expenses like housing, utilities, groceries, transportation, and healthcare.

  • 30% for wants and discretionary spending

    This category covers discretionary spending on non-essential items, such as dining out, entertainment, travel, and other lifestyle choices.

  • 20% for savings and emergency fund

    This is the percentage that must be allocated to savings, emergency funds, and retirement accounts.

About financial planning, money management, and household budgeting

The 50/30/20 rule is used as a general guideline but may not be the best choice for all people. There are in fact many budgeting plans out there like the 70/20/10 and the 60/20/20 rules, all claiming to be the best. More important than all of this is to establish financial discipline by creating a budget tailored to your specific financial goals and situation. It is very important that your financial outflow be less than your income to maintain a healthy cash flow.

Reasons that make it difficult for couples to save money in Ipoh

Saving Challenges in Ipoh

Reasons that make it difficult for couples to save money

We wanted to understand what is stopping couples from maximizing their savings in Ipoh. Listed below are the answers given by the survey participants.


Reason% People
Low Income6%
High Expenses9%
Debt and Loans17%
Lack of Budgeting Skills11%
Impulsive Spending10%
Financial Emergencies6%
Living the moment6%
Will do it later18%
Inflation11%
Social Pressure3%
Market Instability3%

Around 6% of the couples said that their salary is too low to accommodate a portion for savings while 9% said that the high cost of living leaves little room for savings. 17% of the residents said that they are burdened with debt and find it challenging to save money. 11% reported that they just don't have the knowledge or discipline to create and stick to a budget, leading to overspending and an inability to save. 10% of couples blamed impulsive spending as the reason for saving inability. Around 6% said that unexpected expenses like medical bills or car repairs are derailing their savings goals. 6% bluntly said that they don't see the purpose of it and prefer to live each day to the fullest. 18% reported that they understand the value of saving but are putting off saving for the future, thinking they have plenty of time to start later. 11% blamed inflation, saying that every time they save some money they end up using it immediately. A surprising 3% said that social pressure and keeping up with peers or social expectations makes them overspend. Lastly, 3% blamed market instability and price fluctuations.

Income and cost of living compatibility. Is it affordable or economical for couples to live in Ipoh

Affordable living in Ipoh

Income and cost of living compatibility

We asked couples one simple question and recorded their answers.

Is it affordable or economical to live in Ipoh?


Yes
74%
No
26%

Around 74% of surveyed couples think that living in Ipoh is affordable with proper budgeting while 26% reported that it is just too expensive and not affordable even with frugality and thriftness.

Where do couples choose to put their savings in Ipoh

Typical saving choices for couples in Ipoh

Where do people choose to put their savings?


Saving Type% People
Emergency Funds11%
Gold11%
Savings Accounts17%
Retirement Accounts11%
Cash Savings17%
Real Estate10%
Investment6%
Stocks5%
Bonds6%
Mutual Funds3%
Certificates of Deposit3%
How easily is cost-cutting for couples. Are there plenty of low-cost options in Ipoh

Low-cost alternatives in Ipoh

People are always looking for ways to cut down expenses and reduce expenditures. The hallmark of any affordable place is the availability of discount stores, bargain deals, smart or secondhand shopping, refurbished items, and couponing. We asked couples how easily cost-cutting is and the answers were distributed as follows:

Plenty of low-cost options68%

Few low-cost options33%


Based on the survey, 68% of the couples living in Ipoh have no problem finding low-cost alternatives to support a frugal lifestyle while 33% think that thriftness is difficult due to scarcity in discount markets and secondhand outlets.

Emergency Funds For Couples

An emergency fund is a financial safety net comprised of easily accessible savings set aside to cover unexpected expenses or financial emergencies, typically amounting to three to six months' worth of living expenses. We asked couples whether they have an emergency fund and the answers were as follows.

Yes74%

No26%


Based on the survey, 26% of the couples living in Ipoh said that they don't have an emergency fund while 74% said that they do.

Financial literacy and difficulty in budgeting and financial planning for couples in Ipoh

Financial Literacy in

Financial literacy is the knowledge of concepts and principles related to personal finance that allow individuals to make informed decisions regarding their money such as budgeting, saving, investing, borrowing, managing debt, financial risk management, and planning.

Financial Leteracy61%


We asked couple guardians and parents in Ipoh whether they acquired any adequate personal financial training in their lives. Approximately 39% of the people who participated in the survey said that they are not well informed about the topics of budgeting, saving, etc., and just manage things based on their own experience, while 61% said that they know about the general principles of personal finance from sources other than their own experience.


Difficulty in Budgeting and Financial Planning

We wanted to understand whether couples of have problems or difficulties in managing their expenditures and savings so we asked people one simple question: do you struggle with your personal finances? 29% of the participants reported that they indeed struggle in creating budgets and in organizing their finances while 71% said that they have everything under control.

Struggles with finance29%

Easily manages finances71%

Financial goals and targets of couples living in Ipoh

Financial goals of couples in Ipoh

In an attempt to understand the economic situation in Ipoh, we asked participants about their financial targets. By knowing what the population in general is trying to achieve, we can shed light on the economic outlook, cost of living, and quality of life in general.


Financial Goal% People
Emergency Fund7%
Debt Reduction36%
Retirement Savings8%
Education Funding8%
Homeownership17%
Investing8%
Travel or Lifestyle10%
Healthcare Expenses10%
Financial Independence7%

Around 7% of couples said that their main goal is to establish an emergency fund to cover unexpected expenses while 36% said their number one priority is to pay off high-interest debt or loans and improve credit. 8% of surveyed people confirmed that saving for retirement to ensure a comfortable lifestyle in the final years is their main target. Around 8% reported that their priority is saving for the tuition fees and education costs of their children while 17% choose to buy a home or pay off existing mortgage before other things. 8% of the population would like to build wealth through investments such as stocks, bonds, mutual funds, or real estate. For 10% of people, saving for vacations or upgrading their lifestyle is the number one concern. Approximately 10% of the residents said that saving for healthcare expenses including insurance premiums is their main goal.

Chart showing the percentage of couples who are in debt in Ipoh

Debt, loans, and mortgages in Ipoh


Percentage of couples who are in debt


In Debt
27%
Debt Free
73%

According to the survey, 27% of the couples in Ipoh have some kind of debt, loan, mortgage, or credit card payments while 73% reported that they don't have financial obligations to banks.


Chart showing debt-to-income ratio in Ipoh

Debt-to-income ratio in Ipoh

Debt to income ratio

32%

21% to 43%

( monthly debt payment / monthly income ) x 100

Interpretation

The debt-to-income ratio measures the percentage of income being paid as debt settlement across the population. It is calculated by dividing the monthly debt settlement payment of an individual by their monthly income. Based on collected data, approximately 32% of a couple's monthly income in Ipoh goes to debt settlement.


Debt levels

Monthly debt settlement payment as percentage of monthly income

Debt-to-income ratio% People
> 60%3%
50% - 60%13%
40% - 50%12%
30% - 40%14%
20% - 30%14%
10% - 20%17%
0% - 10%27%

According to our data, 3% of the debtors in Ipoh pay 60%+ of their income as debt settlement while 13% of the people pay 50% to 60% of their income for the same, which is quite an alarming financial situation for those individuals. 12% of people in debt dedicate 40% to 50% of their income to loan and mortgage payments while 14% dedicated 30% to 40% of income for same. Things are looking brighter for 14% of individuals as they only pay 20% to 30% of their income for loan and credit card repayment.


Distribution by type of debt in Ipoh

Debt% People
Real Estate Mortgage12%
Auto Loan20%
Student Loan3%
Credit Card26%
Personal Loan38%

12% of debtors in Ipoh confirm that real estate mortgages constitutes the main part of their outstanding debt while 26% say that credit card payments are the reason they are in debt. Auto loans were the main type of debt for 20% of people and personal loans rose at 38%. Lastly, student loans are the main source of debt for 3% of debtors in Ipoh.


About credit score and debt management

Managing debt is a critical aspect of maintaining a favorable credit score. Debt reduction is the first thing you should do improve your financial situation. Getting rid of debt takes precedence over saving money because of interest rates.

Good debt vs. Bad debt

Not all debt is bad. Good debt typically refers to borrowing money for investments that can increase in value or generate income over time like purchasing a home or acquiring student loans. On the other hand, bad debt involves borrowing for things that fail to generate lasting value like high-interest credit card debt used for non-essential expenses like luxury items or vacations.


Loan Affordability Index in Ipoh

Besides measuring the loan-to-income ratio, we asked couples how many times in a year they defaulted or were unable to pay their due credit card or loan payments on time. Understanding how often people default on their due payments is one of the indicators of the cost of living and economic situation.

Frequency and percentage of people who failed to pay their monthly credit card or loan payments on time last year.

Frequency% People
Never54%
Once a year23%
Twice a year12%
Three times a year8%
Four times a year4%
Housing and accommodation affordability, property price to income ratio, rent to income ratio, and housing affordability index chart in Ipoh

Housing costs, accommodation, and housing affordability in Ipoh

Rental costs and house/apartment prices can vary drastically between different areas and locations.


Rent Cost in Ipoh

Monthly Rent Prices

Studio apartment monthly rent cost

770 MYR 1,200 MYR 3,100 MYR
MINIMUM AVERAGE MAXIMUM
$160 $250 $650

1-bedroom apartment monthly rent cost

1,200 MYR 1,900 MYR 4,600 MYR
MINIMUM AVERAGE MAXIMUM
$250 $390 $980

2-bedroom apartment monthly rent cost

1,500 MYR 2,300 MYR 6,200 MYR
MINIMUM AVERAGE MAXIMUM
$330 $490 $1,300

3-bedroom apartment monthly rent cost

1,900 MYR 3,100 MYR 8,400 MYR
MINIMUM AVERAGE MAXIMUM
$390 $650 $1,800

Furnished apartment monthly rent cost

3,700 MYR 9,300 MYR 19,000 MYR
MINIMUM AVERAGE MAXIMUM
$780 $2,000 $3,900

Townhouse monthly rent cost

3,100 MYR 4,600 MYR 13,000 MYR
MINIMUM AVERAGE MAXIMUM
$650 $980 $2,800

House monthly rent cost

3,700 MYR 9,300 MYR 19,000 MYR
MINIMUM AVERAGE MAXIMUM
$780 $2,000 $3,900

Villa monthly rent cost

4,600 MYR 12,000 MYR 19,000 MYR
MINIMUM AVERAGE MAXIMUM
$980 $2,500 $3,900

The monthly rental cost of a studio apartment in Ipoh ranges between 770 MYR and 3,100 MYR, meanwhile the cost of monthly rental of a one-bedroom apartment can be anywhere from 1,200 MYR to 4,600 MYR. Two-bedroom rentals rate ranges between 1,500 MYR and 6,200 MYR per month. The monthly rental for a three-bedroom apartment ranges from 1,900 MYR to 8,400 MYR. The average rent of a townhouse in Ipoh is around 4,600 MYR while house rental costs can be as high as 9,300 MYR per month. Finally, if you want to rent a villa, expect to pay anywhere from 4,600 MYR to 19,000 MYR per month.



Apartment and house prices in Ipoh

Cost of buying a property

Studio apartment price

150,000 MYR 230,000 MYR 460,000 MYR
MINIMUM AVERAGE MAXIMUM
$33,000 $49,000 $98,000

1-bedroom apartment price

190,000 MYR 310,000 MYR 1.2M MYR
MINIMUM AVERAGE MAXIMUM
$39,000 $65,000 $250,000

2-bedroom apartment price

310,000 MYR 930,000 MYR 1.9M MYR
MINIMUM AVERAGE MAXIMUM
$65,000 $200,000 $390,000

3-bedroom apartment price

1M MYR 1.5M MYR 4.6M MYR
MINIMUM AVERAGE MAXIMUM
$220,000 $330,000 $980,000

Townhouse price

1.3M MYR 3.1M MYR 12M MYR
MINIMUM AVERAGE MAXIMUM
$280,000 $650,000 $2.5M

House price

1.5M MYR 9.3M MYR 13M MYR
MINIMUM AVERAGE MAXIMUM
$330,000 $2M $2.8M

Villa price

1.9M MYR 10M MYR 15M MYR
MINIMUM AVERAGE MAXIMUM
$390,000 $2.2M $3.3M

The average price of a studio apartment in Ipoh can range from 150,000 MYR to 460,000 MYR depending on location. One bedroom cost can be anywhere from 190,000 MYR to 1.2M MYR. A villa can cost you 10M MYR on average with prices ranging from 1.9M MYR to 15M MYR.


If you're leasing or purchasing, housing costs in Ipoh will probably constitute your biggest expenditure, yet it's an area where you wield considerable influence. This is due to the substantial variance in housing prices across communities. Keep in mind the location of your workplace and the accessibility of essential amenities to prevent negating the savings from lower rental rates with increased transportation expenses.

House / apartment prices to income ratio


Property price to income ratio

( average property price / average monthly income ) x 100


46 x136 monthly income 240
MINIMUM AVERAGE MAXIMUM

Property prices in Ipoh can be x136 to x240 multiples of the monthly income depending on the property and the income of the person. On average, property prices are approximately x136 multiples of the average monthly salary in Ipoh.



Rent to income ratio


Rent to income ratio

( monthly rental / monthly income ) x 100


25% 36% of income 47%
MINIMUM AVERAGE MAXIMUM

The average rent-to-income ratio in Ipoh is around 36%. This means that people pay 36% of their income for rent. Those figures can range from 25% to 47% depending on the salary, location, and type of property.


The housing-to-income ratio is a very important metric to evaluate and measure how affordable living is in a particular area, city, or country since housing comprises the biggest chunk of expenditure. A higher housing to income ratio means that the place is relatively expensive. The figure by itself does tell much. It only starts to make sense when comparing the housing to income ratio across different locations.

Housing affordability index

The housing affordability index measures how affordable accommodation is in a particular place. This can measured in multiple ways, the most common being housing expenditure to total expenditure ratio and the rent to income ratio. The housing expenditure ratio is a figure reported by individuals on the percentage they allocate for housing. Rent to income ratio is calculated by dividing the average monthly rent by the average income. Because these values are both percentages, we can find their average and get the best of the two worlds.

Housing Affordability Index
33%

Property Taxes

Real estate owners pay property taxes to local tax authorities, which are determined by the assessed value of their property. Typically, these taxes are paid once a year. Property tax funds contribute to community development, financing infrastructure improvements, public services, and local education initiatives.


FROM
2.3%
AVERAGE
3.3%
TO
4.4%

Home Maintenance Costs

Home maintenance costs encompass various expenses associated with the upkeep and repair of a residence. These expenditures include regular tasks such as lawn care, pest control, and HVAC system servicing, as well as occasional repairs and renovations like fixing leaks, painting, or replacing appliances.


14 MYR 180 MYR 1,800 MYR
MINIMUM AVERAGE MAXIMUM

Urban vs. rural living costs

Urban living typically entails higher housing and transportation costs due to demand and limited space, while rural areas generally offer lower housing expenses but may have higher prices for goods and services. The differnce in rental rates between urban areas and rural areas can be as high as 300% in some cases.

Monthly costs and expenses of energy and basic utilities in Ipoh

Utilities expenditure can vary slightly between different areas and locations.


Energy, electricity, water, gas, internet, and mobile cost in Ipoh

Utility Bill Cost / Electricity + Water + Gas / Couple

140 MYR 460 MYR 3,000 MYR
MINIMUM AVERAGE MAXIMUM
$29 $98 $640

Internet and cable cost

43 MYR 86 MYR 110 MYR
MINIMUM AVERAGE MAXIMUM
$9.1 $18 $24

Mobile phone bill and charges

34 MYR 57 MYR 170 MYR
MINIMUM AVERAGE MAXIMUM
$7.3 $12 $36

Because most utility bills club electricity, water, and gas costs in one bill, we can't provide a breakup for each type of utility and will display electricity, gas, and water as single cost.


The average monthly energy and water consumption of couples is around 460 MYR. The cost of internet and WiFi ranges from 43 MYR to 110 MYR with 86 MYR being the average internet bill. Finally, the average monthly mobile charges is around 57 MYR but can range between 34 MYR and 170 MYR depending on consumption. Mobile charges include both calling minutes as well as data packages.


Energy / Utility expense to income ratio


( monthly utility expenses / monthly income ) x 100


2.3% 5.6% of income 10%
MINIMUM AVERAGE MAXIMUM

The average utility-to-income ratio in Ipoh is around 5.6%. This means that people pay 5.6% of their income for energy, water, internet, and mobile charges. Those figures can range from 2.3% to 10% depending on salary and location.

Food Prices, Dining Expenses, and Grocery Costs in Ipoh

Grocery / Food expenditure and prices can vary drastically between different areas and locations.


Prices and cost of goods and services in Ipoh

Dining out, food, and beverages costs. Price variations for common food items.

Fast food combo meal price

8.6 MYR 17 MYR 29 MYR
MINIMUM AVERAGE MAXIMUM
$1.8 $3.6 $6.1

The average price of a regular combo meal at a fast food outlet or chain like McDonald's, Pizzahut, or KFC in Ipoh is approximatly 17 MYR with meal cost ranging from 8.6 MYR to 29 MYR. The typical combo meal consists of a burger, french fries, and a drink.

Restaurant meal for one price

30 MYR 45 MYR 90 MYR
MINIMUM AVERAGE MAXIMUM
$6.3 $9.5 $19

If you are planning to have a nice meal at a mid-range restaurant, expect to pay anywhere between 30 MYR and 90 MYR with 45 MYR being the average price of a plate for one person at a regular restaurant in Ipoh.

Fine dining meal for one price

60 MYR 90 MYR 360 MYR
MINIMUM AVERAGE MAXIMUM
$13 $19 $76

The price range of a meal at fine-dining restaurant is 60 MYR to 360 MYR with the average cost being 90 MYR for one person. This is what you would expect to pay a top-tier diner in Ipoh.

Beverage prices, cappuccino, latte etc..

7.2 MYR 11 MYR 17 MYR
MINIMUM AVERAGE MAXIMUM
$1.5 $2.4 $3.6

The average price of a regular beverage like cappuccino or latte at Starbucks, Costa, or similar coffee shops and cafes in Ipoh is around 11 MYR. Price ranges between 7.2 MYR and 17 MYR depending on the type of beverage, the size, and optional add-ons.



Grocery and market costs

Large bottle of milk price

5.7 MYR 6.9 MYR 8.6 MYR
MINIMUM AVERAGE MAXIMUM
$1.2 $1.5 $1.8

The average price of a large bottle of milk in Ipoh is 6.9 MYR. The maximum what you would pay for milk is 8.6 MYR and the minimum being 5.7 MYR depending on the brand of milk and other properties.

12 eggs price

4.3 MYR 5.7 MYR 8.6 MYR
MINIMUM AVERAGE MAXIMUM
$0.91 $1.2 $1.8

A dozen eggs costs around 5.7 MYR on average with 4.3 MYR and 8.6 MYR being the lower and upper limits respectively.

Fresh whole chicken price

9.8 MYR 13 MYR 18 MYR
MINIMUM AVERAGE MAXIMUM
$2.1 $2.7 $3.8

The price range of a fresh whole chicken in Ipoh is between 9.8 MYR and 18 MYR depending on the size of the chicken and whether it is oraganic or not. The average price is approximatly 13 MYR.

Pack of beef price

11 MYR 17 MYR 34 MYR
MINIMUM AVERAGE MAXIMUM
$2.4 $3.6 $7.3

The price of a regular pack of beef or meat is around 17 MYR. A pack of beef contains around 1Kg or 1lb depending on packing.

Medium bag of rice price

4.6 MYR 6.3 MYR 9 MYR
MINIMUM AVERAGE MAXIMUM
$0.98 $1.3 $1.9

A bag of rice in Ipoh costs around 6.3 MYR on average with prices rangeing between 4.6 MYR and 9 MYR depending on the brand and quality.

Bag of tomatos price

1.7 MYR 2.3 MYR 4.3 MYR
MINIMUM AVERAGE MAXIMUM
$0.36 $0.49 $0.91

A bag of tomatoes costs anywhere from 1.7 MYR to 4.3 MYR. A bag of tomatoes denotes 1Kg or 1lb depending on location.

Bag of apples price

3.1 MYR 4 MYR 6.6 MYR
MINIMUM AVERAGE MAXIMUM
$0.65 $0.85 $1.4

A bag of apples costs 4 MYR on average. A bag of apples denotes 1Kg or 1lb depending on location.


Grocery and food expenditure to income ratio


( monthly grocery expenses / monthly income ) x 100


19% 28% of income 35%
MINIMUM AVERAGE MAXIMUM

The average grocery-to-income ratio in Ipoh is around 28%. This means that couples spend 28% of their income on grocery and basic household items. The expenditure can range from 19% to 35% depending on salary and location.


Expenditure on food and grocery for couples

Couples' spending on grocery ranges from 480 MYR to 7,700 MYR with the location, income, and size of the couple being the most determinite factors.

evoeiioneks©copound