Cost Of Living For a Couple in Khubar 2025

Couple cost of living chart - average monthly expenditure in Khubar

Average Monthly Expenditure

Currency: SAR
5,300 16,000 84,000
MINIMUM AVERAGE MAXIMUM
$1,400 $4,200 $23,000

Average monthly spending for couples in Khubar

How much money does a couple need in a month to survive in Khubar?

Couples in Khubar spend around 16,000 SAR per month on average. Depending on the lifestyle, a couple can survive with a monthly budget as low as 5,300 SAR or as high as 84,000 SAR. Location and income are very important factors and have a huge influence on expenditure and budget.


Prices and cost of goods and services in Khubar


Chart showing the prices and cost of grocery, food, restaurant meals, market, and beverages in Khubar

Dining, food, and beverages costs


Fast food combo meal

15 SAR 30 SAR 50 SAR
MINIMUM AVERAGE MAXIMUM
$4 $7.9 $13

Restaurant meal for one

50 SAR 74 SAR 150 SAR
MINIMUM AVERAGE MAXIMUM
$13 $20 $40

Fine dining meal for one

99 SAR 150 SAR 600 SAR
MINIMUM AVERAGE MAXIMUM
$26 $40 $160

Cappuccino or latte

12 SAR 20 SAR 30 SAR
MINIMUM AVERAGE MAXIMUM
$3.3 $5.3 $7.9

Grocery and market costs


Milk large bottle

9.9 SAR 12 SAR 15 SAR
MINIMUM AVERAGE MAXIMUM
$2.6 $3.2 $4

12 eggs

7.4 SAR 9.9 SAR 15 SAR
MINIMUM AVERAGE MAXIMUM
$2 $2.6 $4

Fresh whole chicken

17 SAR 22 SAR 31 SAR
MINIMUM AVERAGE MAXIMUM
$4.5 $5.8 $8.3

Pack of beef

20 SAR 30 SAR 60 SAR
MINIMUM AVERAGE MAXIMUM
$5.3 $7.9 $16

Medium bag of rice

8 SAR 11 SAR 16 SAR
MINIMUM AVERAGE MAXIMUM
$2.1 $2.9 $4.1

Bag of tomatos

3 SAR 4 SAR 7.4 SAR
MINIMUM AVERAGE MAXIMUM
$0.79 $1.1 $2

Bag of apples

5.3 SAR 7 SAR 11 SAR
MINIMUM AVERAGE MAXIMUM
$1.4 $1.9 $3.1
Chart showing the prices and cost of commute, travel, and transportation in Khubar


Commute, travel, and transportation costs


20 minutes taxi ride

12 SAR 15 SAR 30 SAR
MINIMUM AVERAGE MAXIMUM
$3.3 $4 $7.9

Average car full tank

74 SAR 99 SAR 200 SAR
MINIMUM AVERAGE MAXIMUM
$20 $26 $53

Average car 1-day rental

74 SAR 99 SAR 150 SAR
MINIMUM AVERAGE MAXIMUM
$20 $26 $40

Average car price

37,000 SAR 74,000 SAR 99,000 SAR
MINIMUM AVERAGE MAXIMUM
$9,900 $20,000 $26,000

Bus ticket one way

2.5 SAR 3.7 SAR 7.4 SAR
MINIMUM AVERAGE MAXIMUM
$0.66 $0.99 $2

Car Service

99 SAR 150 SAR 300 SAR
MINIMUM AVERAGE MAXIMUM
$26 $40 $79
Chart showing the prices and cost of utility, energy, water, and gas in Khubar


Utility cost (monthly)


Utility Bill - Couple

210 SAR 710 SAR 4,600 SAR
MINIMUM AVERAGE MAXIMUM
$56 $190 $1,200

Internet and cable

74 SAR 150 SAR 200 SAR
MINIMUM AVERAGE MAXIMUM
$20 $40 $53

Mobile phone charges

60 SAR 99 SAR 300 SAR
MINIMUM AVERAGE MAXIMUM
$16 $26 $79

Leisure and activities costs


Movie ticket

37 SAR 50 SAR 74 SAR
MINIMUM AVERAGE MAXIMUM
$9.9 $13 $20

One month gym membership

120 SAR 150 SAR 300 SAR
MINIMUM AVERAGE MAXIMUM
$32 $40 $79
Chart showing the prices and cost of clothing and accessories in Khubar


Cloths and accessories costs


Pair of jeans or pants

88 SAR 120 SAR 190 SAR
MINIMUM AVERAGE MAXIMUM
$23 $33 $50

Woman dress

83 SAR 110 SAR 370 SAR
MINIMUM AVERAGE MAXIMUM
$22 $31 $99

Woman shoes

78 SAR 110 SAR 250 SAR
MINIMUM AVERAGE MAXIMUM
$21 $28 $66

Men's shoes

68 SAR 83 SAR 170 SAR
MINIMUM AVERAGE MAXIMUM
$18 $22 $44

Men suit

74 SAR 93 SAR 500 SAR
MINIMUM AVERAGE MAXIMUM
$20 $25 $130

Regular t-shirt

37 SAR 50 SAR 150 SAR
MINIMUM AVERAGE MAXIMUM
$9.9 $13 $40
Chart showing the prices and cost of housing, accommodation, and rent in Khubar


Housing costs / monthly rent


Studio apartment

1,200 SAR 1,900 SAR 5,000 SAR
MINIMUM AVERAGE MAXIMUM
$330 $500 $1,300

1-bedroom apartment

1,900 SAR 3,000 SAR 7,400 SAR
MINIMUM AVERAGE MAXIMUM
$500 $790 $2,000

2-bedroom apartment

2,500 SAR 3,700 SAR 9,900 SAR
MINIMUM AVERAGE MAXIMUM
$660 $990 $2,600

Housing costs / Buying


Studio apartment

250,000 SAR 370,000 SAR 740,000 SAR
MINIMUM AVERAGE MAXIMUM
$66,000 $99,000 $200,000

1-bedroom apartment

300,000 SAR 500,000 SAR 1.9M SAR
MINIMUM AVERAGE MAXIMUM
$79,000 $130,000 $500,000

2-bedroom apartment

500,000 SAR 1.5M SAR 3M SAR
MINIMUM AVERAGE MAXIMUM
$130,000 $400,000 $790,000
Chart showing the prices and cost of furniture in Khubar


Furniture Costs


King Size Bed

1,500 SAR 1,900 SAR 2,500 SAR
MINIMUM AVERAGE MAXIMUM
$400 $500 $660

Double Bed

990 SAR 1,500 SAR 1,900 SAR
MINIMUM AVERAGE MAXIMUM
$260 $400 $500

Single Bed

880 SAR 1,100 SAR 1,500 SAR
MINIMUM AVERAGE MAXIMUM
$230 $310 $400

Living Room

1,700 SAR 2,100 SAR 7,400 SAR
MINIMUM AVERAGE MAXIMUM
$440 $570 $2,000

Dining Table

740 SAR 990 SAR 1,900 SAR
MINIMUM AVERAGE MAXIMUM
$200 $260 $500

Sofa or Couch

990 SAR 1,400 SAR 3,000 SAR
MINIMUM AVERAGE MAXIMUM
$260 $360 $790
Chart showing the prices and cost of electronic devices and appliances in Khubar


Electronics and House Appliance Costs


TV Set

990 SAR 1,500 SAR 3,000 SAR
MINIMUM AVERAGE MAXIMUM
$260 $400 $790

Fridge or Freezer

880 SAR 1,400 SAR 1,900 SAR
MINIMUM AVERAGE MAXIMUM
$230 $360 $500

Washing Machine

1,100 SAR 1,700 SAR 3,000 SAR
MINIMUM AVERAGE MAXIMUM
$310 $440 $790

Stove or Cooker

1,100 SAR 1,400 SAR 1,900 SAR
MINIMUM AVERAGE MAXIMUM
$280 $360 $500

Mobile Phone

1,200 SAR 1,500 SAR 2,100 SAR
MINIMUM AVERAGE MAXIMUM
$330 $400 $570

Laptop or Computer

1,400 SAR 1,700 SAR 3,000 SAR
MINIMUM AVERAGE MAXIMUM
$360 $440 $790
Couple cost of living and expenditure to income ratio in Khubar

Couple expenditure to income ratio in Khubar

Analysing the how affordable it is for couples to live in Khubar

One of the most definite ways to determine how affordable a place is measuring the ratio of expenses to salary. A high expense-to-income to ratio indicates a high cost-of-living index while a low expenditure-to-salary ratio means the place is affordable to live in. Couples usually spend a larger chunk of their income than other population groups. A typical and healthy expenditure percentage for a couple of four ranges between 70% to 80%.


Spending to Income Ratio

81%

72% to 90%

( expenditure / income ) x 100


Couples in Khubar spend around 81% of their monthly income. Some couples spend as low as 72% of their income while some as high as 90%.

Distribution of monthly cost of living expenses of a couple in Khubar

How do couples spend their money in Khubar?

We asked thousands of couples about their spending habits and expenditure break down.


The percentage figures in this section are percentages of total spending not income. If you would like to see the percentage of expenses as related to income or salary, see other sections.

Housing and accomodation expenditure for couples

Accomodation Cost30%

30% of total expenses on average (23% to 40%)

LOW$480   1,800 SAR
AVERAGE$1,400   5,400 SAR
HIGH$7,700   29,000 SAR
Per Month

Couples in Khubar typically spend from 23% to 40% of their total monthly expenditure on housing with 30% being the average. The average monthly spend on housing is 5,400 SAR with expenditure ranging from 1,800 SAR to 29,000 SAR. This cost mainly goes for rent but it also includes other accommodation-related expenses.

Electricity, utilities, energy, water, internet, and mobile expenditure for couples

Cost of utilities6%

6% of total expenses on average (4% to 10%)

LOW$56   210 SAR
AVERAGE$190   710 SAR
HIGH$1,200   4,600 SAR
Per Month

Utility expenditure like electricity, water, and gas in Khubar ranges from 4% to 10% of total expenses with 6% being the average for most couples. The average monthly cost of utilities is 710 SAR with 210 SAR and 4,600 SAR being the upper and lower limits for a couple of four.

Transport, fuel, and commute expenditure for couples

Cost of transport and fuel11%

11% of total expenses on average (5% to 16%)

LOW$170   630 SAR
AVERAGE$510   1,900 SAR
HIGH$2,700   10,000 SAR
Per Month

Fuel consumption and cost of transport depend heavily on whether a couple resides near school and work, but roughly speaking a couple would expect to spend from 630 SAR to 10,000 SAR in a month on commuting with 1,900 SAR being the norm for most couples. This means that money spent on transport constitutes about 11% of total spending on average but can go as low as 5% or as high as 16%.

Food, groceries, and basic shopping expenditure for couples

Food and Groceries Cost15%

15% of total expenses on average (10% to 20%)

LOW$200   740 SAR
AVERAGE$590   2,200 SAR
HIGH$3,200   12,000 SAR
Per Month

The average outlay on groceries and basic houshold items for a typical couple in a month in Khubar is 2,200 SAR. The cost of groceries can range between 740 SAR to 12,000 SAR. Couples spend on average about 15% on food and groceries with upper and lower bounds of 10% and 20% respectively.

Healthcare and medical services expenditure for couples

Cost of healthcare12%

12% of total expenses on average (6% to 16%)

LOW$150   580 SAR
AVERAGE$460   1,700 SAR
HIGH$2,500   9,300 SAR
Per Month

Couples in Khubar allocate 6% to 16% of their total monthly expenditure to healthcare including health insurance and out-of-pocket medical expenses. The average spending on medical services and clinic visits is around 12%. The range of medical expenses range from 580 SAR to 9,300 SAR with 1,700 SAR being the norm for most couples.

Leisure and shopping expenditure for couples

Cost of leisure and shopping5%

5% of total expenses on average (2% to 8%)

LOW$84   320 SAR
AVERAGE$250   950 SAR
HIGH$1,400   5,100 SAR
Per Month

This category mostly contains discretionary or non-essential expenses but also some non-discretionary spending like furniture for example. The monthly expenses range from 320 SAR to 5,100 SAR with 950 SAR being the average. Speaking of percentages, that equates to 2% to 8% of total expenses with an average of 5% for most couples.

Education and schooling expenditure for couples

Cost of education and schooling2%

2% of total expenses on average (1% to 4%)

LOW$28   110 SAR
AVERAGE$84   320 SAR
HIGH$450   1,700 SAR
Per Month

Spending on education can vary drastically between different couples. On average, education constitutes 2% of the monthly expenditure of couples with 1% and 4% being the lower and upper bounds respectively. The average reported education cost is 320 SAR per month with 110 SAR being the minimum spent amount and 1,700 SAR being the maximum.

Other Expenses19%

19% of total expenses on average (13% to 25%)

LOW$240   900 SAR
AVERAGE$720   2,700 SAR
HIGH$3,800   14,000 SAR
Per Month
Percentage of couples who manage to save money from their income every month in Khubar

What percentage of couples in Khubar are able to save money and how much can they save?


Percentage of couples that reported their ability to save money


Saving Money
71%
Not Saving
29%

Almost 71% of surveyed couples in Khubar said that they can save some money at the end of each month while 29% reported that they have to utilize their whole income to survive.


Couple savings to income ratio in Khubar

Savings-to-Income Ratio

The savings-to-income ratio is measured as the percentage of income that people save over a specific period and it is simply calculated by dividing the saved money by total income and then multiplying the result by 100. (Savings / Income) x 100.


How much money do couples manage to add to their savings?

The amount of money that people can afford to save depends hugely on their income. It is better to focus on the percentage when trying to understand saving patterns.

Saving to Income Ratio

16% 26% of income 37%
MINIMUM AVERAGE MAXIMUM

Average Monthly Saved Amount

2,200 SAR
$580
6,500 SAR
$1,700
35,000 SAR
$9,200
MINIMUM AVERAGE MAXIMUM

Savings to income distribution levels for couples

Saving To Income Ratio% Couples
0% - 10%32%
10% - 20%24%
20% - 30%19%
30% - 40%12%
40% - 50%10%
> 50%3%

Interpretation and Analysis

Couples that are able to save money can put anywhere from 16% to 37% of their monthly income to their savings, with 26% being the average for most couples. The average monthly amount of money that couples can put aside is 6,500 SAR with 2,200 SAR and 35,000 SAR being the minimum and maximum respectively.

Reasons that make it difficult for couples to save money in Khubar

Saving Challenges in Khubar

Reasons that make it difficult for couples to save money

We wanted to understand what is stopping couples from maximizing their savings in Khubar. Listed below are the answers given by the survey participants.


Reason% People
Low Income7%
High Expenses10%
Debt and Loans19%
Lack of Budgeting Skills10%
Impulsive Spending9%
Financial Emergencies6%
Living the moment7%
Will do it later16%
Inflation10%
Social Pressure3%
Market Instability3%

Around 7% of the couples said that their salary is too low to accommodate a portion for savings while 10% said that the high cost of living leaves little room for savings. 19% of the residents said that they are burdened with debt and find it challenging to save money. 10% reported that they just don't have the knowledge or discipline to create and stick to a budget, leading to overspending and an inability to save. 9% of couples blamed impulsive spending as the reason for saving inability. Around 6% said that unexpected expenses like medical bills or car repairs are derailing their savings goals. 7% bluntly said that they don't see the purpose of it and prefer to live each day to the fullest. 16% reported that they understand the value of saving but are putting off saving for the future, thinking they have plenty of time to start later. 10% blamed inflation, saying that every time they save some money they end up using it immediately. A surprising 3% said that social pressure and keeping up with peers or social expectations makes them overspend. Lastly, 3% blamed market instability and price fluctuations.

Where do couples choose to put their savings in Khubar

Typical saving choices for couples in Khubar

Where do people choose to put their savings?


Saving Type% People
Emergency Funds10%
Gold9%
Savings Accounts17%
Retirement Accounts12%
Cash Savings15%
Real Estate10%
Investment6%
Stocks6%
Bonds7%
Mutual Funds3%
Certificates of Deposit3%
A typical and healthy budgeting structure. The 50-30-20 rule

A typical and healthy budgeting structure

The 50/30/20 rule

Spending among different people can vary significantly based on factors such as their income, lifestyle, location, and personal preferences. A commonly used guideline for budgeting is the 50/30/20 rule, which suggests allocating your income into three main categories in the following percentages.

  • 50% for needs and financial obligations

    This category includes essential expenses like housing, utilities, groceries, transportation, and healthcare.

  • 30% for wants and discretionary spending

    This category covers discretionary spending on non-essential items, such as dining out, entertainment, travel, and other lifestyle choices.

  • 20% for savings and emergency fund

    This is the percentage that must be allocated to savings, emergency funds, and retirement accounts.

About financial planning, money management, and household budgeting

The 50/30/20 rule is used as a general guideline but may not be the best choice for all people. There are in fact many budgeting plans out there like the 70/20/10 and the 60/20/20 rules, all claiming to be the best. More important than all of this is to establish financial discipline by creating a budget tailored to your specific financial goals and situation. It is very important that your financial outflow be less than your income to maintain a healthy cash flow.

Income and cost of living compatibility. Is it affordable or economical for couples to live in Khubar

Affordable living in Khubar

Income and cost of living compatibility

We asked couples one simple question and recorded their answers.

Is it affordable or economical to live in Khubar?


Yes
79%
No
21%

Around 79% of surveyed couples think that living in Khubar is affordable with proper budgeting while 21% reported that it is just too expensive and not affordable even with frugality and thriftness.

How easily is cost-cutting for couples. Are there plenty of low-cost options in Khubar

Low-cost alternatives in Khubar

People are always looking for ways to cut down expenses and reduce expenditures. The hallmark of any affordable place is the availability of discount stores, bargain deals, smart or secondhand shopping, refurbished items, and couponing. We asked couples how easily cost-cutting is and the answers were distributed as follows:

Plenty of low-cost options63%

Few low-cost options37%


Based on the survey, 63% of the couples living in Khubar have no problem finding low-cost alternatives to support a frugal lifestyle while 37% think that thriftness is difficult due to scarcity in discount markets and secondhand outlets.

Emergency Funds For Couples

An emergency fund is a financial safety net comprised of easily accessible savings set aside to cover unexpected expenses or financial emergencies, typically amounting to three to six months' worth of living expenses. We asked couples of Khubar whether they have an emergency fund and the answers were as follows.

Yes75%

No25%


Based on the survey, 25% of the couples living in Khubar said that they don't have an emergency fund while 75% said that they do.

Financial literacy and difficulty in budgeting and financial planning for couples in Khubar

Financial Literacy in Saudi Arabia

Financial literacy is the knowledge of concepts and principles related to personal finance that allow individuals to make informed decisions regarding their money such as budgeting, saving, investing, borrowing, managing debt, financial risk management, and planning.

Financial Leteracy71%


We asked couple guardians and parents in Khubar whether they acquired any adequate personal financial training in their lives. Approximately 29% of the people who participated in the survey said that they are not well informed about the topics of budgeting, saving, etc., and just manage things based on their own experience, while 71% said that they know about the general principles of personal finance from sources other than their own experience.


Difficulty in Budgeting and Financial Planning

We wanted to understand whether couples of Saudi Arabia have problems or difficulties in managing their expenditures and savings so we asked people one simple question: do you struggle with your personal finances? 31% of the participants reported that they indeed struggle in creating budgets and in organizing their finances while 69% said that they have everything under control.

Struggles with finance31%

Easily manages finances69%

Financial goals and targets of couples living in Khubar

Financial goals of couples in Khubar

In an attempt to understand the economic situation in Khubar, we asked participants about their financial targets. By knowing what the population in general is trying to achieve, we can shed light on the economic outlook, cost of living, and quality of life in general.


Financial Goal% People
Emergency Fund6%
Debt Reduction31%
Retirement Savings7%
Education Funding9%
Homeownership16%
Investing9%
Travel or Lifestyle12%
Healthcare Expenses8%
Financial Independence9%

Around 6% of couples said that their main goal is to establish an emergency fund to cover unexpected expenses while 31% said their number one priority is to pay off high-interest debt or loans and improve credit. 7% of surveyed people confirmed that saving for retirement to ensure a comfortable lifestyle in the final years is their main target. Around 9% reported that their priority is saving for the tuition fees and education costs of their children while 16% choose to buy a home or pay off existing mortgage before other things. 9% of the population would like to build wealth through investments such as stocks, bonds, mutual funds, or real estate. For 12% of people, saving for vacations or upgrading their lifestyle is the number one concern. Approximately 8% of the residents said that saving for healthcare expenses including insurance premiums is their main goal.

Chart showing the percentage of couples who are in debt in Khubar

Debt, loans, and mortgages in Khubar


Percentage of couples who are in debt


In Debt
30%
Debt Free
70%

According to the survey, 30% of the couples in Khubar have some kind of debt, loan, mortgage, or credit card payments while 70% reported that they don't have financial obligations to banks.


Chart showing debt-to-income ratio in Khubar

Debt-to-income ratio in Khubar

Debt to income ratio

27%

17% to 38%

( monthly debt payment / monthly income ) x 100

Interpretation

The debt-to-income ratio measures the percentage of income being paid as debt settlement across the population. It is calculated by dividing the monthly debt settlement payment of an individual by their monthly income. Based on collected data, approximately 27% of a couple's monthly income in Khubar goes to debt settlement.


Debt levels

Monthly debt settlement payment as percentage of monthly income

Debt-to-income ratio% People
> 60%3%
50% - 60%10%
40% - 50%11%
30% - 40%13%
20% - 30%16%
10% - 20%20%
0% - 10%28%

According to our data, 3% of the debtors in Khubar pay 60%+ of their income as debt settlement while 10% of the people pay 50% to 60% of their income for the same, which is quite an alarming financial situation for those individuals. 11% of people in debt dedicate 40% to 50% of their income to loan and mortgage payments while 13% dedicated 30% to 40% of income for same. Things are looking brighter for 16% of individuals as they only pay 20% to 30% of their income for loan and credit card repayment.


Distribution by type of debt in Khubar

Debt% People
Real Estate Mortgage14%
Auto Loan24%
Student Loan3%
Credit Card24%
Personal Loan35%

14% of debtors in Khubar confirm that real estate mortgages constitutes the main part of their outstanding debt while 24% say that credit card payments are the reason they are in debt. Auto loans were the main type of debt for 24% of people and personal loans rose at 35%. Lastly, student loans are the main source of debt for 3% of debtors in Khubar.


About credit score and debt management

Managing debt is a critical aspect of maintaining a favorable credit score. Debt reduction is the first thing you should do improve your financial situation. Getting rid of debt takes precedence over saving money because of interest rates.

Good debt vs. Bad debt

Not all debt is bad. Good debt typically refers to borrowing money for investments that can increase in value or generate income over time like purchasing a home or acquiring student loans. On the other hand, bad debt involves borrowing for things that fail to generate lasting value like high-interest credit card debt used for non-essential expenses like luxury items or vacations.


Loan Affordability Index in Khubar

Besides measuring the loan-to-income ratio, we asked couples of Khubar how many times in a year they defaulted or were unable to pay their due credit card or loan payments on time. Understanding how often people default on their due payments is one of the indicators of the cost of living and economic situation.

Frequency and percentage of people who failed to pay their monthly credit card or loan payments on time last year.

Frequency% People
Never56%
Once a year22%
Twice a year11%
Three times a year8%
Four times a year4%
Housing and accommodation affordability, property price to income ratio, rent to income ratio, and housing affordability index chart in Khubar

Housing costs, accommodation, and housing affordability in Khubar

Rental costs and house/apartment prices can vary drastically between different areas and locations.


Rent Cost in Khubar

Monthly Rent Prices

Studio apartment monthly rent cost

1,200 SAR 1,900 SAR 5,000 SAR
MINIMUM AVERAGE MAXIMUM
$330 $500 $1,300

1-bedroom apartment monthly rent cost

1,900 SAR 3,000 SAR 7,400 SAR
MINIMUM AVERAGE MAXIMUM
$500 $790 $2,000

2-bedroom apartment monthly rent cost

2,500 SAR 3,700 SAR 9,900 SAR
MINIMUM AVERAGE MAXIMUM
$660 $990 $2,600

3-bedroom apartment monthly rent cost

3,000 SAR 5,000 SAR 14,000 SAR
MINIMUM AVERAGE MAXIMUM
$790 $1,300 $3,600

Furnished apartment monthly rent cost

6,000 SAR 15,000 SAR 30,000 SAR
MINIMUM AVERAGE MAXIMUM
$1,600 $4,000 $7,900

Townhouse monthly rent cost

5,000 SAR 7,400 SAR 21,000 SAR
MINIMUM AVERAGE MAXIMUM
$1,300 $2,000 $5,700

House monthly rent cost

6,000 SAR 15,000 SAR 30,000 SAR
MINIMUM AVERAGE MAXIMUM
$1,600 $4,000 $7,900

Villa monthly rent cost

7,400 SAR 19,000 SAR 30,000 SAR
MINIMUM AVERAGE MAXIMUM
$2,000 $5,000 $7,900

The monthly rental cost of a studio apartment in Khubar ranges between 1,200 SAR and 5,000 SAR, meanwhile the cost of monthly rental of a one-bedroom apartment can be anywhere from 1,900 SAR to 7,400 SAR. Two-bedroom rentals rate ranges between 2,500 SAR and 9,900 SAR per month. The monthly rental for a three-bedroom apartment ranges from 3,000 SAR to 14,000 SAR. The average rent of a townhouse in Khubar is around 7,400 SAR while house rental costs can be as high as 15,000 SAR per month. Finally, if you want to rent a villa, expect to pay anywhere from 7,400 SAR to 30,000 SAR per month.



Apartment and house prices in Khubar

Cost of buying a property

Studio apartment price

250,000 SAR 370,000 SAR 740,000 SAR
MINIMUM AVERAGE MAXIMUM
$66,000 $99,000 $200,000

1-bedroom apartment price

300,000 SAR 500,000 SAR 1.9M SAR
MINIMUM AVERAGE MAXIMUM
$79,000 $130,000 $500,000

2-bedroom apartment price

500,000 SAR 1.5M SAR 3M SAR
MINIMUM AVERAGE MAXIMUM
$130,000 $400,000 $790,000

3-bedroom apartment price

1.7M SAR 2.5M SAR 7.4M SAR
MINIMUM AVERAGE MAXIMUM
$440,000 $660,000 $2M

Townhouse price

2.1M SAR 5M SAR 19M SAR
MINIMUM AVERAGE MAXIMUM
$570,000 $1.3M $5M

House price

2.5M SAR 15M SAR 21M SAR
MINIMUM AVERAGE MAXIMUM
$660,000 $4M $5.7M

Villa price

3M SAR 17M SAR 25M SAR
MINIMUM AVERAGE MAXIMUM
$790,000 $4.4M $6.6M

The average price of a studio apartment in Khubar can range from 250,000 SAR to 740,000 SAR depending on location. One bedroom cost can be anywhere from 300,000 SAR to 1.9M SAR. A villa can cost you 17M SAR on average with prices ranging from 3M SAR to 25M SAR.


If you're leasing or purchasing, housing costs in Khubar will probably constitute your biggest expenditure, yet it's an area where you wield considerable influence. This is due to the substantial variance in housing prices across communities. Keep in mind the location of your workplace and the accessibility of essential amenities to prevent negating the savings from lower rental rates with increased transportation expenses.

House / apartment prices to income ratio


Property price to income ratio

( average property price / average monthly income ) x 100


49 x146 monthly income 234
MINIMUM AVERAGE MAXIMUM

Property prices in Khubar can be x146 to x234 multiples of the monthly income depending on the property and the income of the person. On average, property prices are approximately x146 multiples of the average monthly salary in Khubar.



Rent to income ratio


Rent to income ratio

( monthly rental / monthly income ) x 100


25% 36% of income 46%
MINIMUM AVERAGE MAXIMUM

The average rent-to-income ratio in Khubar is around 36%. This means that people pay 36% of their income for rent. Those figures can range from 25% to 46% depending on the salary, location, and type of property.


The housing-to-income ratio is a very important metric to evaluate and measure how affordable living is in a particular area, city, or country since housing comprises the biggest chunk of expenditure. A higher housing to income ratio means that the place is relatively expensive. The figure by itself does tell much. It only starts to make sense when comparing the housing to income ratio across different locations.

Housing affordability index

The housing affordability index measures how affordable accommodation is in a particular place. This can measured in multiple ways, the most common being housing expenditure to total expenditure ratio and the rent to income ratio. The housing expenditure ratio is a figure reported by individuals on the percentage they allocate for housing. Rent to income ratio is calculated by dividing the average monthly rent by the average income. Because these values are both percentages, we can find their average and get the best of the two worlds.

Housing Affordability Index
33%

Property Taxes

Real estate owners pay property taxes to local tax authorities, which are determined by the assessed value of their property. Typically, these taxes are paid once a year. Property tax funds contribute to community development, financing infrastructure improvements, public services, and local education initiatives.


FROM
2.5%
AVERAGE
3.6%
TO
4.6%

Home Maintenance Costs

Home maintenance costs encompass various expenses associated with the upkeep and repair of a residence. These expenditures include regular tasks such as lawn care, pest control, and HVAC system servicing, as well as occasional repairs and renovations like fixing leaks, painting, or replacing appliances.


21 SAR 270 SAR 2,700 SAR
MINIMUM AVERAGE MAXIMUM

Urban vs. rural living costs

Urban living typically entails higher housing and transportation costs due to demand and limited space, while rural areas generally offer lower housing expenses but may have higher prices for goods and services. The differnce in rental rates between urban areas and rural areas can be as high as 300% in some cases.

Monthly costs and expenses of energy and basic utilities in Khubar

Utilities expenditure can vary slightly between different areas and locations.


Energy, electricity, water, gas, internet, and mobile cost in Khubar

Utility Bill Cost / Electricity + Water + Gas / Couple

210 SAR 710 SAR 4,600 SAR
MINIMUM AVERAGE MAXIMUM
$56 $190 $1,200

Internet and cable cost

74 SAR 150 SAR 200 SAR
MINIMUM AVERAGE MAXIMUM
$20 $40 $53

Mobile phone bill and charges

60 SAR 99 SAR 300 SAR
MINIMUM AVERAGE MAXIMUM
$16 $26 $79

Because most utility bills club electricity, water, and gas costs in one bill, we can't provide a breakup for each type of utility and will display electricity, gas, and water as single cost.


The average monthly energy and water consumption of couples is around 710 SAR. The cost of internet and WiFi ranges from 74 SAR to 200 SAR with 150 SAR being the average internet bill. Finally, the average monthly mobile charges is around 99 SAR but can range between 60 SAR and 300 SAR depending on consumption. Mobile charges include both calling minutes as well as data packages.


Energy / Utility expense to income ratio


( monthly utility expenses / monthly income ) x 100


1% 4.2% of income 8.4%
MINIMUM AVERAGE MAXIMUM

The average utility-to-income ratio in Khubar is around 4.2%. This means that people pay 4.2% of their income for energy, water, internet, and mobile charges. Those figures can range from 1% to 8.4% depending on salary and location.

Food Prices, Dining Expenses, and Grocery Costs in Khubar

Grocery / Food expenditure and prices can vary drastically between different areas and locations.


Prices and cost of goods and services in Khubar

Dining out, food, and beverages costs. Price variations for common food items.

Fast food combo meal price

15 SAR 30 SAR 50 SAR
MINIMUM AVERAGE MAXIMUM
$4 $7.9 $13

The average price of a regular combo meal at a fast food outlet or chain like McDonald's, Pizzahut, or KFC in Khubar is approximatly 30 SAR with meal cost ranging from 15 SAR to 50 SAR. The typical combo meal consists of a burger, french fries, and a drink.

Restaurant meal for one price

50 SAR 74 SAR 150 SAR
MINIMUM AVERAGE MAXIMUM
$13 $20 $40

If you are planning to have a nice meal at a mid-range restaurant, expect to pay anywhere between 50 SAR and 150 SAR with 74 SAR being the average price of a plate for one person at a regular restaurant in Khubar.

Fine dining meal for one price

99 SAR 150 SAR 600 SAR
MINIMUM AVERAGE MAXIMUM
$26 $40 $160

The price range of a meal at fine-dining restaurant is 99 SAR to 600 SAR with the average cost being 150 SAR for one person. This is what you would expect to pay a top-tier diner in Khubar.

Beverage prices, cappuccino, latte etc..

12 SAR 20 SAR 30 SAR
MINIMUM AVERAGE MAXIMUM
$3.3 $5.3 $7.9

The average price of a regular beverage like cappuccino or latte at Starbucks, Costa, or similar coffee shops and cafes in Khubar is around 20 SAR. Price ranges between 12 SAR and 30 SAR depending on the type of beverage, the size, and optional add-ons.



Grocery and market costs

Large bottle of milk price

9.9 SAR 12 SAR 15 SAR
MINIMUM AVERAGE MAXIMUM
$2.6 $3.2 $4

The average price of a large bottle of milk in Khubar is 12 SAR. The maximum what you would pay for milk is 15 SAR and the minimum being 9.9 SAR depending on the brand of milk and other properties.

12 eggs price

7.4 SAR 9.9 SAR 15 SAR
MINIMUM AVERAGE MAXIMUM
$2 $2.6 $4

A dozen eggs costs around 9.9 SAR on average with 7.4 SAR and 15 SAR being the lower and upper limits respectively.

Fresh whole chicken price

17 SAR 22 SAR 31 SAR
MINIMUM AVERAGE MAXIMUM
$4.5 $5.8 $8.3

The price range of a fresh whole chicken in Khubar is between 17 SAR and 31 SAR depending on the size of the chicken and whether it is oraganic or not. The average price is approximatly 22 SAR.

Pack of beef price

20 SAR 30 SAR 60 SAR
MINIMUM AVERAGE MAXIMUM
$5.3 $7.9 $16

The price of a regular pack of beef or meat is around 30 SAR. A pack of beef contains around 1Kg or 1lb depending on packing.

Medium bag of rice price

8 SAR 11 SAR 16 SAR
MINIMUM AVERAGE MAXIMUM
$2.1 $2.9 $4.1

A bag of rice in Khubar costs around 11 SAR on average with prices rangeing between 8 SAR and 16 SAR depending on the brand and quality.

Bag of tomatos price

3 SAR 4 SAR 7.4 SAR
MINIMUM AVERAGE MAXIMUM
$0.79 $1.1 $2

A bag of tomatoes costs anywhere from 3 SAR to 7.4 SAR. A bag of tomatoes denotes 1Kg or 1lb depending on location.

Bag of apples price

5.3 SAR 7 SAR 11 SAR
MINIMUM AVERAGE MAXIMUM
$1.4 $1.9 $3.1

A bag of apples costs 7 SAR on average. A bag of apples denotes 1Kg or 1lb depending on location.


Grocery and food expenditure to income ratio


( monthly grocery expenses / monthly income ) x 100


17% 25% of income 31%
MINIMUM AVERAGE MAXIMUM

The average grocery-to-income ratio in Khubar is around 25%. This means that couples spend 25% of their income on grocery and basic household items. The expenditure can range from 17% to 31% depending on salary and location.


Expenditure on food and grocery for couples

Couples' spending on grocery ranges from 740 SAR to 12,000 SAR with the location, income, and size of the couple being the most determinite factors.

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