Cost Of Living For a Couple in Moscow 2024
Average Monthly Expenditure
Currency: RUB
Average monthly spending for couples in Moscow
How much money does a couple need in a month to survive in Moscow?
Couples in Moscow spend around 140,000 RUB per month on average. Depending on the lifestyle, a couple can survive with a monthly budget as low as 47,000 RUB or as high as 750,000 RUB. Location and income are very important factors and have a huge influence on expenditure and budget.
Prices and cost of goods and services in Moscow
Dining, food, and beverages costs
Fast food combo meal
Restaurant meal for one
| 390 RUB | 590 RUB | 1,200 RUB |
Fine dining meal for one
| 780 RUB | 1,200 RUB | 4,700 RUB |
Cappuccino or latte
Grocery and market costs
Milk large bottle
12 eggs
Fresh whole chicken
Pack of beef
Medium bag of rice
Bag of tomatos
Bag of apples
Commute, travel, and transportation costs
20 minutes taxi ride
Average car full tank
| 540 RUB | 720 RUB | 1,400 RUB |
Average car 1-day rental
| 630 RUB | 840 RUB | 1,300 RUB |
Average car price
| 270,000 RUB | 540,000 RUB | 720,000 RUB |
Bus ticket one way
Car Service
| 840 RUB | 1,300 RUB | 2,500 RUB |
Utility cost (monthly)
Utility Bill - Couple
| 1,900 RUB | 6,300 RUB | 41,000 RUB |
Internet and cable
| 540 RUB | 1,100 RUB | 1,400 RUB |
Mobile phone charges
| 430 RUB | 720 RUB | 2,200 RUB |
Leisure and activities costs
Movie ticket
One month gym membership
| 1,000 RUB | 1,300 RUB | 2,500 RUB |
Cloths and accessories costs
Pair of jeans or pants
| 740 RUB | 1,100 RUB | 1,600 RUB |
Woman dress
| 700 RUB | 970 RUB | 3,200 RUB |
Woman shoes
| 670 RUB | 900 RUB | 2,100 RUB |
Men's shoes
| 570 RUB | 700 RUB | 1,400 RUB |
Men suit
| 630 RUB | 790 RUB | 4,200 RUB |
Regular t-shirt
| 320 RUB | 420 RUB | 1,300 RUB |
Housing costs / monthly rent
Studio apartment
| 11,000 RUB | 16,000 RUB | 42,000 RUB |
1-bedroom apartment
| 16,000 RUB | 25,000 RUB | 63,000 RUB |
2-bedroom apartment
| 21,000 RUB | 32,000 RUB | 84,000 RUB |
Housing costs / Buying
Studio apartment
| 2.1M RUB | 3.2M RUB | 6.3M RUB |
1-bedroom apartment
| 2.5M RUB | 4.2M RUB | 16M RUB |
2-bedroom apartment
| $46,000 | $140,000 | $280,000 |
Furniture Costs
King Size Bed
| 11,000 RUB | 13,000 RUB | 18,000 RUB |
Double Bed
| 7,200 RUB | 11,000 RUB | 13,000 RUB |
Single Bed
| 6,300 RUB | 8,300 RUB | 11,000 RUB |
Living Room
| 12,000 RUB | 15,000 RUB | 54,000 RUB |
Dining Table
| 5,400 RUB | 7,200 RUB | 13,000 RUB |
Sofa or Couch
| 7,200 RUB | 9,800 RUB | 22,000 RUB |
Electronics and House Appliance Costs
TV Set
| 7,200 RUB | 11,000 RUB | 22,000 RUB |
Fridge or Freezer
| 6,300 RUB | 9,800 RUB | 13,000 RUB |
Washing Machine
| 8,300 RUB | 12,000 RUB | 22,000 RUB |
Stove or Cooker
| 7,700 RUB | 9,800 RUB | 13,000 RUB |
Mobile Phone
| 9,000 RUB | 11,000 RUB | 15,000 RUB |
Laptop or Computer
| 9,800 RUB | 12,000 RUB | 22,000 RUB |
Couple expenditure to income ratio in Moscow
Analysing the how affordable it is for couples to live in Moscow
One of the most definite ways to determine how affordable a place is measuring the ratio of expenses to salary. A high expense-to-income to ratio indicates a high cost-of-living index while a low expenditure-to-salary ratio means the place is affordable to live in. Couples usually spend a larger chunk of their income than other population groups. A typical and healthy expenditure percentage for a couple of four ranges between 70% to 80%.
Spending to Income Ratio
97%
88% to 110%
( expenditure / income ) x 100
Couples in Moscow spend around 97% of their monthly income.
Some couples spend as low as 88% of their income while some as high as 110%.
How do couples spend their money in Moscow?
We asked thousands of couples about their spending habits and expenditure break down.
The percentage figures in this section are percentages of total spending not income. If you would like to see the percentage of expenses as related to income or salary, see other sections.
Housing and accomodation expenditure for couples
Accomodation Cost28%
28% of total expenses on average (21% to 38%)
| LOW | $180 16,000 RUB |
| AVERAGE | $530 48,000 RUB |
| HIGH | $2,800 260,000 RUB |
| Per Month |
Couples in Moscow typically spend from 21% to 38% of their total monthly expenditure on housing with 28% being the average. The average monthly spend on housing is 48,000 RUB with expenditure ranging from 16,000 RUB to 260,000 RUB. This cost mainly goes for rent but it also includes other accommodation-related expenses.
Electricity, utilities, energy, water, internet, and mobile expenditure for couples
Cost of utilities7%
7% of total expenses on average (5% to 11%)
| LOW | $21 1,900 RUB |
| AVERAGE | $70 6,300 RUB |
| HIGH | $460 41,000 RUB |
| Per Month |
Utility expenditure like electricity, water, and gas in Moscow ranges from 5% to 11% of total expenses with 7% being the average for most couples. The average monthly cost of utilities is 6,300 RUB with 1,900 RUB and 41,000 RUB being the upper and lower limits for a couple of four.
Transport, fuel, and commute expenditure for couples
Cost of transport and fuel10%
10% of total expenses on average (4% to 15%)
| LOW | $62 5,600 RUB |
| AVERAGE | $190 17,000 RUB |
| HIGH | $990 90,000 RUB |
| Per Month |
Fuel consumption and cost of transport depend heavily on whether a couple resides near school and work, but roughly speaking a couple would expect to spend from 5,600 RUB to 90,000 RUB in a month on commuting with 17,000 RUB being the norm for most couples. This means that money spent on transport constitutes about 10% of total spending on average but can go as low as 4% or as high as 15%.
Food, groceries, and basic shopping expenditure for couples
Food and Groceries Cost16%
16% of total expenses on average (11% to 21%)
| LOW | $72 6,600 RUB |
| AVERAGE | $220 20,000 RUB |
| HIGH | $1,200 110,000 RUB |
| Per Month |
The average outlay on groceries and basic houshold items for a typical couple in a month in Moscow is 20,000 RUB. The cost of groceries can range between 6,600 RUB to 110,000 RUB. Couples spend on average about 16% on food and groceries with upper and lower bounds of 11% and 21% respectively.
Healthcare and medical services expenditure for couples
Cost of healthcare13%
13% of total expenses on average (7% to 17%)
| LOW | $57 5,200 RUB |
| AVERAGE | $170 16,000 RUB |
| HIGH | $910 83,000 RUB |
| Per Month |
Couples in Moscow allocate 7% to 17% of their total monthly expenditure to healthcare including health insurance and out-of-pocket medical expenses. The average spending on medical services and clinic visits is around 13%. The range of medical expenses range from 5,200 RUB to 83,000 RUB with 16,000 RUB being the norm for most couples.
Leisure and shopping expenditure for couples
Cost of leisure and shopping4%
4% of total expenses on average (2% to 7%)
| LOW | $31 2,800 RUB |
| AVERAGE | $93 8,500 RUB |
| HIGH | $500 45,000 RUB |
| Per Month |
This category mostly contains discretionary or non-essential expenses but also some non-discretionary spending like furniture for example. The monthly expenses range from 2,800 RUB to 45,000 RUB with 8,500 RUB being the average. Speaking of percentages, that equates to 2% to 7% of total expenses with an average of 4% for most couples.
Education and schooling expenditure for couples
Cost of education and schooling2%
2% of total expenses on average (1% to 4%)
| LOW | $10 940 RUB |
| AVERAGE | $31 2,800 RUB |
| HIGH | $170 15,000 RUB |
| Per Month |
Spending on education can vary drastically between different couples. On average, education constitutes 2% of the monthly expenditure of couples with 1% and 4% being the lower and upper bounds respectively. The average reported education cost is 2,800 RUB per month with 940 RUB being the minimum spent amount and 15,000 RUB being the maximum.
Other Expenses20%
20% of total expenses on average (14% to 26%)
| LOW | $88 8,000 RUB |
| AVERAGE | $260 24,000 RUB |
| HIGH | $1,400 130,000 RUB |
| Per Month |
What percentage of couples in Moscow are able to save money and how much can they save?
Percentage of couples that reported their ability to save money
Almost 72% of surveyed couples in Moscow said that they can save some money at the end of each month while 28% reported that they have to utilize their whole income to survive.
Savings-to-Income Ratio
The savings-to-income ratio is measured as the percentage of income that people save over a specific period and it is simply calculated by dividing the saved money by total income and then multiplying the result by 100. (Savings / Income) x 100.
How much money do couples manage to add to their savings?
The amount of money that people can afford to save depends hugely on their income. It is better to focus on the percentage when trying to understand saving patterns.
Saving to Income Ratio
Average Monthly Saved Amount
16,000 RUB
$180 | 49,000 RUB
$540 | 260,000 RUB
$2,900 |
Savings to income distribution levels for couples
| Saving To Income Ratio | % Couples |
|---|
| 0% - 10% | 34% |
| 10% - 20% | 26% |
| 20% - 30% | 19% |
| 30% - 40% | 10% |
| 40% - 50% | 8% |
| > 50% | 3% |
Interpretation and Analysis
Couples that are able to save money can put anywhere from 16% to 40% of their monthly income to their savings, with 27% being the average for most couples. The average monthly amount of money that couples can put aside is 49,000 RUB with 16,000 RUB and 260,000 RUB being the minimum and maximum respectively.
Saving Challenges in Moscow
Reasons that make it difficult for couples to save money
We wanted to understand what is stopping couples from maximizing their savings in Moscow. Listed below are the answers given by the survey participants.
| Reason | % People |
|---|
| Low Income | 6% |
| High Expenses | 9% |
| Debt and Loans | 16% |
| Lack of Budgeting Skills | 11% |
| Impulsive Spending | 10% |
| Financial Emergencies | 6% |
| Living the moment | 6% |
| Will do it later | 19% |
| Inflation | 12% |
| Social Pressure | 3% |
| Market Instability | 3% |
Around 6% of the couples said that their salary is too low to accommodate a portion for savings while 9% said that the high cost of living leaves little room for savings. 16% of the residents said that they are burdened with debt and find it challenging to save money. 11% reported that they just don't have the knowledge or discipline to create and stick to a budget, leading to overspending and an inability to save. 10% of couples blamed impulsive spending as the reason for saving inability. Around 6% said that unexpected expenses like medical bills or car repairs are derailing their savings goals. 6% bluntly said that they don't see the purpose of it and prefer to live each day to the fullest. 19% reported that they understand the value of saving but are putting off saving for the future, thinking they have plenty of time to start later. 12% blamed inflation, saying that every time they save some money they end up using it immediately. A surprising 3% said that social pressure and keeping up with peers or social expectations makes them overspend. Lastly, 3% blamed market instability and price fluctuations.
Typical saving choices for couples in Moscow
Where do people choose to put their savings?
| Saving Type | % People |
|---|
| Emergency Funds | 11% |
| Gold | 11% |
| Savings Accounts | 17% |
| Retirement Accounts | 11% |
| Cash Savings | 18% |
| Real Estate | 10% |
| Investment | 6% |
| Stocks | 5% |
| Bonds | 6% |
| Mutual Funds | 3% |
| Certificates of Deposit | 3% |
A typical and healthy budgeting structure
The 50/30/20 rule
Spending among different people can vary significantly based on factors such as their income, lifestyle,
location, and personal preferences. A commonly used guideline for budgeting is the 50/30/20 rule,
which suggests allocating your income into three main categories in the following percentages.
50% for needs and financial obligations
This category includes essential expenses like housing, utilities, groceries, transportation, and healthcare.
30% for wants and discretionary spending
This category covers discretionary spending on non-essential items, such as dining out, entertainment, travel, and other lifestyle choices.
20% for savings and emergency fund
This is the percentage that must be allocated to savings, emergency funds, and retirement accounts.
About financial planning, money management, and household budgeting
The 50/30/20 rule is used as a general guideline but may not be the best choice for all people. There are in fact many budgeting plans out there like the 70/20/10 and the 60/20/20 rules, all claiming to be the best. More important than all of this is to establish financial discipline by creating a budget tailored to your specific financial goals and situation. It is very important that your financial outflow be less than your income to maintain a healthy cash flow.
Affordable living in Moscow
Income and cost of living compatibility
We asked couples one simple question and recorded their answers.
Is it affordable or economical to live in Moscow?
Around 74% of surveyed couples think that living in Moscow is affordable with proper budgeting while 26% reported that it is just too expensive and not affordable even with frugality and thriftness.
Low-cost alternatives in Moscow
People are always looking for ways to cut down expenses and reduce expenditures. The hallmark of any affordable place is the availability of discount stores, bargain deals, smart or secondhand shopping, refurbished items, and couponing. We asked couples how easily cost-cutting is and the answers were distributed as follows:
Plenty of low-cost options71%
Few low-cost options30%
Based on the survey, 71% of the couples living in Moscow have no problem finding low-cost alternatives to support a frugal lifestyle while 30% think that thriftness is difficult due to scarcity in discount markets and secondhand outlets.
Emergency Funds For Couples
An emergency fund is a financial safety net comprised of easily accessible savings set aside to cover unexpected expenses or financial emergencies, typically amounting to three to six months' worth of living expenses. We asked couples of Moscow whether they have an emergency fund and the answers were as follows.
Yes72%
No28%
Based on the survey, 28% of the couples living in Moscow said that they don't have an emergency fund while 72% said that they do.
Financial Literacy in Russia
Financial literacy is the knowledge of concepts and principles related to personal finance that allow individuals to make informed decisions regarding their money such as budgeting, saving, investing, borrowing, managing debt, financial risk management, and planning.
Financial Leteracy56%
We asked couple guardians and parents in Moscow whether they acquired any adequate personal financial training in their lives. Approximately 44% of the people who participated in the survey said that they are not well informed about the topics of budgeting, saving, etc., and just manage things based on their own experience, while 56% said that they know about the general principles of personal finance from sources other than their own experience.
Difficulty in Budgeting and Financial Planning
We wanted to understand whether couples of Russia have problems or difficulties in managing their expenditures and savings so we asked people one simple question: do you struggle with your personal finances? 40% of the participants reported that they indeed struggle in creating budgets and in organizing their finances while 60% said that they have everything under control.
Struggles with finance40%
Easily manages finances60%
Financial goals of couples in Moscow
In an attempt to understand the economic situation in Moscow, we asked participants about their financial targets. By knowing what the population in general is trying to achieve, we can shed light on the economic outlook, cost of living, and quality of life in general.
| Financial Goal | % People |
|---|
| Emergency Fund | 7% |
| Debt Reduction | 37% |
| Retirement Savings | 9% |
| Education Funding | 8% |
| Homeownership | 17% |
| Investing | 8% |
| Travel or Lifestyle | 9% |
| Healthcare Expenses | 11% |
| Financial Independence | 7% |
Around 7% of couples said that their main goal is to establish an emergency fund to cover unexpected expenses while 37% said their number one priority is to pay off high-interest debt or loans and improve credit. 9% of surveyed people confirmed that saving for retirement to ensure a comfortable lifestyle in the final years is their main target. Around 8% reported that their priority is saving for the tuition fees and education costs of their children while 17% choose to buy a home or pay off existing mortgage before other things. 8% of the population would like to build wealth through investments such as stocks, bonds, mutual funds, or real estate. For 9% of people, saving for vacations or upgrading their lifestyle is the number one concern. Approximately 11% of the residents said that saving for healthcare expenses including insurance premiums is their main goal.
Debt, loans, and mortgages in Moscow
Percentage of couples who are in debt
According to the survey, 34% of the couples in Moscow have some kind of debt, loan, mortgage, or credit card payments while 66% reported that they don't have financial obligations to banks.
Debt-to-income ratio in Moscow
Debt to income ratio
35%
24% to 46%
( monthly debt payment / monthly income ) x 100
Interpretation
The debt-to-income ratio measures the percentage of income being paid as debt settlement across the population. It is calculated by dividing the monthly debt settlement payment of an individual by their monthly income. Based on collected data, approximately 35% of a couple's monthly income in Moscow goes to debt settlement.
Debt levelsMonthly debt settlement payment as percentage of monthly income
| Debt-to-income ratio | % People |
|---|
| > 60% | 3% |
| 50% - 60% | 14% |
| 40% - 50% | 13% |
| 30% - 40% | 15% |
| 20% - 30% | 13% |
| 10% - 20% | 16% |
| 0% - 10% | 27% |
According to our data, 3% of the debtors in Moscow pay 60%+ of their income as debt settlement while 14% of the people pay 50% to 60% of their income for the same, which is quite an alarming financial situation for those individuals. 13% of people in debt dedicate 40% to 50% of their income to loan and mortgage payments while 15% dedicated 30% to 40% of income for same. Things are looking brighter for 13% of individuals as they only pay 20% to 30% of their income for loan and credit card repayment.
Distribution by type of debt in Moscow
| Debt | % People |
|---|
| Real Estate Mortgage | 11% |
| Auto Loan | 19% |
| Student Loan | 3% |
| Credit Card | 27% |
| Personal Loan | 39% |
11% of debtors in Moscow confirm that real estate mortgages constitutes the main part of their outstanding debt while 27% say that credit card payments are the reason they are in debt. Auto loans were the main type of debt for 19% of people and personal loans rose at 39%. Lastly, student loans are the main source of debt for 3% of debtors in Moscow.
About credit score and debt managementManaging debt is a critical aspect of maintaining a favorable credit score. Debt reduction is the first thing you should do improve your financial situation. Getting rid of debt takes precedence over saving money because of interest rates.
Good debt vs. Bad debt
Not all debt is bad. Good debt typically refers to borrowing money for investments that can increase in value or generate income over time like purchasing a home or acquiring student loans. On the other hand, bad debt involves borrowing for things that fail to generate lasting value like high-interest credit card debt used for non-essential expenses like luxury items or vacations.
Loan Affordability Index in Moscow
Besides measuring the loan-to-income ratio, we asked couples of Moscow how many times in a year they defaulted or were unable to pay their due credit card or loan payments on time. Understanding how often people default on their due payments is one of the indicators of the cost of living and economic situation.
Frequency and percentage of people who failed to pay their monthly credit card or loan payments on time last year.
| Frequency | % People |
|---|
| Never | 53% |
| Once a year | 23% |
| Twice a year | 12% |
| Three times a year | 8% |
| Four times a year | 4% |
Housing costs, accommodation, and housing affordability in Moscow
Rental costs and house/apartment prices can vary drastically between different areas and locations.
Rent Cost in Moscow
Monthly Rent Prices
Studio apartment monthly rent cost
| 11,000 RUB | 16,000 RUB | 42,000 RUB |
1-bedroom apartment monthly rent cost
| 16,000 RUB | 25,000 RUB | 63,000 RUB |
2-bedroom apartment monthly rent cost
| 21,000 RUB | 32,000 RUB | 84,000 RUB |
3-bedroom apartment monthly rent cost
| 25,000 RUB | 42,000 RUB | 110,000 RUB |
Furnished apartment monthly rent cost
| 51,000 RUB | 130,000 RUB | 250,000 RUB |
Townhouse monthly rent cost
| 42,000 RUB | 63,000 RUB | 180,000 RUB |
House monthly rent cost
| 51,000 RUB | 130,000 RUB | 250,000 RUB |
Villa monthly rent cost
| 63,000 RUB | 160,000 RUB | 250,000 RUB |
The monthly rental cost of a studio apartment in Moscow ranges between 11,000 RUB and 42,000 RUB, meanwhile the cost of monthly rental of a one-bedroom apartment can be anywhere from 16,000 RUB to 63,000 RUB. Two-bedroom rentals rate ranges between 21,000 RUB and 84,000 RUB per month. The monthly rental for a three-bedroom apartment ranges from 25,000 RUB to 110,000 RUB. The average rent of a townhouse in Moscow is around 63,000 RUB while house rental costs can be as high as 130,000 RUB per month. Finally, if you want to rent a villa, expect to pay anywhere from 63,000 RUB to 250,000 RUB per month.
Apartment and house prices in Moscow
Cost of buying a property
Studio apartment price
| 2.1M RUB | 3.2M RUB | 6.3M RUB |
1-bedroom apartment price
| 2.5M RUB | 4.2M RUB | 16M RUB |
2-bedroom apartment price
| $46,000 | $140,000 | $280,000 |
3-bedroom apartment price
| $150,000 | $230,000 | $700,000 |
Townhouse price
House price
| 21M RUB | 130M RUB | 180M RUB |
Villa price
| 25M RUB | 140M RUB | 210M RUB |
The average price of a studio apartment in Moscow can range from 2.1M RUB to 6.3M RUB depending on location. One bedroom cost can be anywhere from 2.5M RUB to 16M RUB. A villa can cost you 140M RUB on average with prices ranging from 25M RUB to 210M RUB.
If you're leasing or purchasing, housing costs in Moscow will probably constitute your biggest expenditure, yet it's an area where you wield considerable influence. This is due to the substantial variance in housing prices across communities. Keep in mind the location of your workplace and the accessibility of essential amenities to prevent negating the savings from lower rental rates with increased transportation expenses.
House / apartment prices to income ratio
Property price to income ratio
( average property price / average monthly income ) x 100
| 47 | x139 monthly income | 253 |
Property prices in Moscow can be x139 to x253 multiples of the monthly income depending on the property and the income of the person. On average, property prices are approximately x139 multiples of the average monthly salary in Moscow.
Rent to income ratio
Rent to income ratio
( monthly rental / monthly income ) x 100
The average rent-to-income ratio in Moscow is around 38%. This means that people pay 38% of their income for rent. Those figures can range from 26% to 50% depending on the salary, location, and type of property.
The housing-to-income ratio is a very important metric to evaluate and measure how affordable living is in a particular area, city, or country since housing comprises the biggest chunk of expenditure. A higher housing to income ratio means that the place is relatively expensive. The figure by itself does tell much. It only starts to make sense when comparing the housing to income ratio across different locations.
Housing affordability index
The housing affordability index measures how affordable accommodation is in a particular place. This can measured in multiple ways, the most common being housing expenditure to total expenditure ratio and the rent to income ratio. The housing expenditure ratio is a figure reported by individuals on the percentage they allocate for housing. Rent to income ratio is calculated by dividing the average monthly rent by the average income. Because these values are both percentages, we can find their average and get the best of the two worlds.
Housing Affordability Index
35% Property Taxes
Real estate owners pay property taxes to local tax authorities, which are determined by the assessed value of their property. Typically, these taxes are paid once a year. Property tax funds contribute to community development, financing infrastructure improvements, public services, and local education initiatives.
Home Maintenance Costs
Home maintenance costs encompass various expenses associated with the upkeep and repair of a residence. These expenditures include regular tasks such as lawn care, pest control, and HVAC system servicing, as well as occasional repairs and renovations like fixing leaks, painting, or replacing appliances.
| 190 RUB | 2,400 RUB | 24,000 RUB |
Urban vs. rural living costs
Urban living typically entails higher housing and transportation costs due to demand and limited space, while rural areas generally offer lower housing expenses but may have higher prices for goods and services. The differnce in rental rates between urban areas and rural areas can be as high as 300% in some cases.
Monthly costs and expenses of energy and basic utilities in Moscow
Utilities expenditure can vary slightly between different areas and locations.
Energy, electricity, water, gas, internet, and mobile cost in Moscow
Utility Bill Cost / Electricity + Water + Gas / Couple
| 1,900 RUB | 6,300 RUB | 41,000 RUB |
Internet and cable cost
| 540 RUB | 1,100 RUB | 1,400 RUB |
Mobile phone bill and charges
| 430 RUB | 720 RUB | 2,200 RUB |
Because most utility bills club electricity, water, and gas costs in one bill, we can't provide a breakup for each type of utility and will display electricity, gas, and water as single cost.
The average monthly energy and water consumption of couples is around 6,300 RUB. The cost of internet and WiFi ranges from 540 RUB to 1,400 RUB with 1,100 RUB being the average internet bill. Finally, the average monthly mobile charges is around 720 RUB but can range between 430 RUB and 2,200 RUB depending on consumption. Mobile charges include both calling minutes as well as data packages.
Energy / Utility expense to income ratio
( monthly utility expenses / monthly income ) x 100
The average utility-to-income ratio in Moscow is around 6.1%. This means that people pay 6.1% of their income for energy, water, internet, and mobile charges. Those figures can range from 2.4% to 11% depending on salary and location.
Food Prices, Dining Expenses, and Grocery Costs in Moscow
Grocery / Food expenditure and prices can vary drastically between different areas and locations.
Prices and cost of goods and services in Moscow
Dining out, food, and beverages costs. Price variations for common food items.
Fast food combo meal price
The average price of a regular combo meal at a fast food outlet or chain like McDonald's, Pizzahut, or KFC in Moscow is approximatly 220 RUB with meal cost ranging from 110 RUB to 360 RUB. The typical combo meal consists of a burger, french fries, and a drink.
Restaurant meal for one price
| 390 RUB | 590 RUB | 1,200 RUB |
If you are planning to have a nice meal at a mid-range restaurant, expect to pay anywhere between 390 RUB and 1,200 RUB with 590 RUB being the average price of a plate for one person at a regular restaurant in Moscow.
Fine dining meal for one price
| 780 RUB | 1,200 RUB | 4,700 RUB |
The price range of a meal at fine-dining restaurant is 780 RUB to 4,700 RUB with the average cost being 1,200 RUB for one person. This is what you would expect to pay a top-tier diner in Moscow.
Beverage prices, cappuccino, latte etc..
The average price of a regular beverage like cappuccino or latte at Starbucks, Costa, or similar coffee shops and cafes in Moscow is around 140 RUB. Price ranges between 90 RUB and 220 RUB depending on the type of beverage, the size, and optional add-ons.
Grocery and market costs
Large bottle of milk price
The average price of a large bottle of milk in Moscow is 86 RUB. The maximum what you would pay for milk is 110 RUB and the minimum being 72 RUB depending on the brand of milk and other properties.
12 eggs price
A dozen eggs costs around 72 RUB on average with 54 RUB and 110 RUB being the lower and upper limits respectively.
Fresh whole chicken price
The price range of a fresh whole chicken in Moscow is between 120 RUB and 220 RUB depending on the size of the chicken and whether it is oraganic or not. The average price is approximatly 160 RUB.
Pack of beef price
The price of a regular pack of beef or meat is around 220 RUB. A pack of beef contains around 1Kg or 1lb depending on packing.
Medium bag of rice price
A bag of rice in Moscow costs around 79 RUB on average with prices rangeing between 58 RUB and 110 RUB depending on the brand and quality.
Bag of tomatos price
A bag of tomatoes costs anywhere from 22 RUB to 54 RUB. A bag of tomatoes denotes 1Kg or 1lb depending on location.
Bag of apples price
A bag of apples costs 50 RUB on average. A bag of apples denotes 1Kg or 1lb depending on location.
Grocery and food expenditure to income ratio
( monthly grocery expenses / monthly income ) x 100
The average grocery-to-income ratio in Moscow is around 32%. This means that couples spend 32% of their income on grocery and basic household items. The expenditure can range from 22% to 39% depending on salary and location.
Expenditure on food and grocery for couples
Couples' spending on grocery ranges from 6,600 RUB to 110,000 RUB with the location, income, and size of the couple being the most determinite factors.
