Cost Of Living For a Couple in Oran 2024

Couple cost of living chart - average monthly expenditure in Oran

Average Monthly Expenditure

Currency: DZD
92,000 280,000 1.5M
MINIMUM AVERAGE MAXIMUM
$680 $2,100 $11,000

Average monthly spending for couples in Oran

How much money does a couple need in a month to survive in Oran?

Couples in Oran spend around 280,000 DZD per month on average. Depending on the lifestyle, a couple can survive with a monthly budget as low as 92,000 DZD or as high as 1.5M DZD. Location and income are very important factors and have a huge influence on expenditure and budget.


Prices and cost of goods and services in Oran


Chart showing the prices and cost of grocery, food, restaurant meals, market, and beverages in Oran

Dining, food, and beverages costs


Fast food combo meal

220 DZD 450 DZD 750 DZD
MINIMUM AVERAGE MAXIMUM
$1.7 $3.3 $5.5

Restaurant meal for one

780 DZD 1,200 DZD 2,300 DZD
MINIMUM AVERAGE MAXIMUM
$5.8 $8.7 $17

Fine dining meal for one

1,600 DZD 2,300 DZD 9,300 DZD
MINIMUM AVERAGE MAXIMUM
$12 $17 $69

Cappuccino or latte

190 DZD 300 DZD 450 DZD
MINIMUM AVERAGE MAXIMUM
$1.4 $2.2 $3.3

Grocery and market costs


Milk large bottle

150 DZD 180 DZD 220 DZD
MINIMUM AVERAGE MAXIMUM
$1.1 $1.3 $1.7

12 eggs

110 DZD 150 DZD 220 DZD
MINIMUM AVERAGE MAXIMUM
$0.83 $1.1 $1.7

Fresh whole chicken

250 DZD 330 DZD 470 DZD
MINIMUM AVERAGE MAXIMUM
$1.9 $2.4 $3.5

Pack of beef

300 DZD 450 DZD 900 DZD
MINIMUM AVERAGE MAXIMUM
$2.2 $3.3 $6.7

Medium bag of rice

120 DZD 160 DZD 230 DZD
MINIMUM AVERAGE MAXIMUM
$0.89 $1.2 $1.7

Bag of tomatos

45 DZD 60 DZD 110 DZD
MINIMUM AVERAGE MAXIMUM
$0.33 $0.44 $0.83

Bag of apples

80 DZD 100 DZD 170 DZD
MINIMUM AVERAGE MAXIMUM
$0.59 $0.78 $1.3
Chart showing the prices and cost of commute, travel, and transportation in Oran


Commute, travel, and transportation costs


20 minutes taxi ride

190 DZD 230 DZD 470 DZD
MINIMUM AVERAGE MAXIMUM
$1.4 $1.7 $3.5

Average car full tank

1,100 DZD 1,500 DZD 3,000 DZD
MINIMUM AVERAGE MAXIMUM
$8.3 $11 $22

Average car 1-day rental

1,200 DZD 1,600 DZD 2,400 DZD
MINIMUM AVERAGE MAXIMUM
$9 $12 $18

Average car price

560,000 DZD 1.1M DZD 1.5M DZD
MINIMUM AVERAGE MAXIMUM
$4,200 $8,300 $11,000

Bus ticket one way

40 DZD 60 DZD 120 DZD
MINIMUM AVERAGE MAXIMUM
$0.30 $0.45 $0.90

Car Service

1,600 DZD 2,400 DZD 4,800 DZD
MINIMUM AVERAGE MAXIMUM
$12 $18 $36
Chart showing the prices and cost of utility, energy, water, and gas in Oran


Utility cost (monthly)


Utility Bill - Couple

3,700 DZD 12,000 DZD 81,000 DZD
MINIMUM AVERAGE MAXIMUM
$27 $92 $600

Internet and cable

1,100 DZD 2,200 DZD 3,000 DZD
MINIMUM AVERAGE MAXIMUM
$8.3 $17 $22

Mobile phone charges

900 DZD 1,500 DZD 4,500 DZD
MINIMUM AVERAGE MAXIMUM
$6.7 $11 $33

Leisure and activities costs


Movie ticket

560 DZD 750 DZD 1,100 DZD
MINIMUM AVERAGE MAXIMUM
$4.2 $5.5 $8.3

One month gym membership

1,900 DZD 2,400 DZD 4,800 DZD
MINIMUM AVERAGE MAXIMUM
$14 $18 $36
Chart showing the prices and cost of clothing and accessories in Oran


Cloths and accessories costs


Pair of jeans or pants

1,400 DZD 2,000 DZD 3,000 DZD
MINIMUM AVERAGE MAXIMUM
$11 $15 $22

Woman dress

1,300 DZD 1,900 DZD 6,000 DZD
MINIMUM AVERAGE MAXIMUM
$10 $14 $45

Woman shoes

1,300 DZD 1,700 DZD 4,000 DZD
MINIMUM AVERAGE MAXIMUM
$9.5 $13 $30

Men's shoes

1,100 DZD 1,300 DZD 2,700 DZD
MINIMUM AVERAGE MAXIMUM
$8.2 $10 $20

Men suit

1,200 DZD 1,500 DZD 8,100 DZD
MINIMUM AVERAGE MAXIMUM
$9 $11 $60

Regular t-shirt

600 DZD 810 DZD 2,400 DZD
MINIMUM AVERAGE MAXIMUM
$4.5 $6 $18
Chart showing the prices and cost of housing, accommodation, and rent in Oran


Housing costs / monthly rent


Studio apartment

20,000 DZD 30,000 DZD 81,000 DZD
MINIMUM AVERAGE MAXIMUM
$150 $220 $600

1-bedroom apartment

30,000 DZD 48,000 DZD 120,000 DZD
MINIMUM AVERAGE MAXIMUM
$220 $360 $900

2-bedroom apartment

40,000 DZD 60,000 DZD 160,000 DZD
MINIMUM AVERAGE MAXIMUM
$300 $450 $1,200

Housing costs / Buying


Studio apartment

4M DZD 6M DZD 12M DZD
MINIMUM AVERAGE MAXIMUM
$30,000 $45,000 $90,000

1-bedroom apartment

4.8M DZD 8.1M DZD 30M DZD
MINIMUM AVERAGE MAXIMUM
$36,000 $60,000 $220,000

2-bedroom apartment

8.1M DZD 24M DZD 48M DZD
MINIMUM AVERAGE MAXIMUM
$60,000 $180,000 $360,000
Chart showing the prices and cost of furniture in Oran


Furniture Costs


King Size Bed

22,000 DZD 28,000 DZD 37,000 DZD
MINIMUM AVERAGE MAXIMUM
$170 $210 $280

Double Bed

15,000 DZD 22,000 DZD 28,000 DZD
MINIMUM AVERAGE MAXIMUM
$110 $170 $210

Single Bed

13,000 DZD 17,000 DZD 22,000 DZD
MINIMUM AVERAGE MAXIMUM
$98 $130 $170

Living Room

25,000 DZD 32,000 DZD 110,000 DZD
MINIMUM AVERAGE MAXIMUM
$180 $240 $830

Dining Table

11,000 DZD 15,000 DZD 28,000 DZD
MINIMUM AVERAGE MAXIMUM
$83 $110 $210

Sofa or Couch

15,000 DZD 20,000 DZD 45,000 DZD
MINIMUM AVERAGE MAXIMUM
$110 $150 $330
Chart showing the prices and cost of electronic devices and appliances in Oran


Electronics and House Appliance Costs


TV Set

15,000 DZD 22,000 DZD 45,000 DZD
MINIMUM AVERAGE MAXIMUM
$110 $170 $330

Fridge or Freezer

13,000 DZD 20,000 DZD 28,000 DZD
MINIMUM AVERAGE MAXIMUM
$98 $150 $210

Washing Machine

17,000 DZD 25,000 DZD 45,000 DZD
MINIMUM AVERAGE MAXIMUM
$130 $180 $330

Stove or Cooker

16,000 DZD 20,000 DZD 28,000 DZD
MINIMUM AVERAGE MAXIMUM
$120 $150 $210

Mobile Phone

19,000 DZD 22,000 DZD 32,000 DZD
MINIMUM AVERAGE MAXIMUM
$140 $170 $240

Laptop or Computer

20,000 DZD 25,000 DZD 45,000 DZD
MINIMUM AVERAGE MAXIMUM
$150 $180 $330
Couple cost of living and expenditure to income ratio in Oran

Couple expenditure to income ratio in Oran

Analysing the how affordable it is for couples to live in Oran

One of the most definite ways to determine how affordable a place is measuring the ratio of expenses to salary. A high expense-to-income to ratio indicates a high cost-of-living index while a low expenditure-to-salary ratio means the place is affordable to live in. Couples usually spend a larger chunk of their income than other population groups. A typical and healthy expenditure percentage for a couple of four ranges between 70% to 80%.


Spending to Income Ratio

89%

82% to 97%

( expenditure / income ) x 100


Couples in Oran spend around 89% of their monthly income. Some couples spend as low as 82% of their income while some as high as 97%.

Distribution of monthly cost of living expenses of a couple in Oran

How do couples spend their money in Oran?

We asked thousands of couples about their spending habits and expenditure break down.


The percentage figures in this section are percentages of total spending not income. If you would like to see the percentage of expenses as related to income or salary, see other sections.

Housing and accomodation expenditure for couples

Accomodation Cost26%

26% of total expenses on average (19% to 36%)

LOW$230   31,000 DZD
AVERAGE$700   94,000 DZD
HIGH$3,700   500,000 DZD
Per Month

Couples in Oran typically spend from 19% to 36% of their total monthly expenditure on housing with 26% being the average. The average monthly spend on housing is 94,000 DZD with expenditure ranging from 31,000 DZD to 500,000 DZD. This cost mainly goes for rent but it also includes other accommodation-related expenses.

Electricity, utilities, energy, water, internet, and mobile expenditure for couples

Cost of utilities8%

8% of total expenses on average (6% to 12%)

LOW$27   3,700 DZD
AVERAGE$92   12,000 DZD
HIGH$600   81,000 DZD
Per Month

Utility expenditure like electricity, water, and gas in Oran ranges from 6% to 12% of total expenses with 8% being the average for most couples. The average monthly cost of utilities is 12,000 DZD with 3,700 DZD and 81,000 DZD being the upper and lower limits for a couple of four.

Transport, fuel, and commute expenditure for couples

Cost of transport and fuel9%

9% of total expenses on average (3% to 14%)

LOW$82   11,000 DZD
AVERAGE$250   33,000 DZD
HIGH$1,300   180,000 DZD
Per Month

Fuel consumption and cost of transport depend heavily on whether a couple resides near school and work, but roughly speaking a couple would expect to spend from 11,000 DZD to 180,000 DZD in a month on commuting with 33,000 DZD being the norm for most couples. This means that money spent on transport constitutes about 9% of total spending on average but can go as low as 3% or as high as 14%.

Food, groceries, and basic shopping expenditure for couples

Food and Groceries Cost17%

17% of total expenses on average (12% to 22%)

LOW$96   13,000 DZD
AVERAGE$290   39,000 DZD
HIGH$1,500   210,000 DZD
Per Month

The average outlay on groceries and basic houshold items for a typical couple in a month in Oran is 39,000 DZD. The cost of groceries can range between 13,000 DZD to 210,000 DZD. Couples spend on average about 17% on food and groceries with upper and lower bounds of 12% and 22% respectively.

Healthcare and medical services expenditure for couples

Cost of healthcare14%

14% of total expenses on average (8% to 18%)

LOW$75   10,000 DZD
AVERAGE$230   30,000 DZD
HIGH$1,200   160,000 DZD
Per Month

Couples in Oran allocate 8% to 18% of their total monthly expenditure to healthcare including health insurance and out-of-pocket medical expenses. The average spending on medical services and clinic visits is around 14%. The range of medical expenses range from 10,000 DZD to 160,000 DZD with 30,000 DZD being the norm for most couples.

Leisure and shopping expenditure for couples

Cost of leisure and shopping3%

3% of total expenses on average (1% to 6%)

LOW$41   5,500 DZD
AVERAGE$120   17,000 DZD
HIGH$660   88,000 DZD
Per Month

This category mostly contains discretionary or non-essential expenses but also some non-discretionary spending like furniture for example. The monthly expenses range from 5,500 DZD to 88,000 DZD with 17,000 DZD being the average. Speaking of percentages, that equates to 1% to 6% of total expenses with an average of 3% for most couples.

Education and schooling expenditure for couples

Cost of education and schooling1%

1% of total expenses on average (0.00% to 3%)

LOW$14   1,800 DZD
AVERAGE$41   5,500 DZD
HIGH$220   29,000 DZD
Per Month

Spending on education can vary drastically between different couples. On average, education constitutes 1% of the monthly expenditure of couples with 0.00% and 3% being the lower and upper bounds respectively. The average reported education cost is 5,500 DZD per month with 1,800 DZD being the minimum spent amount and 29,000 DZD being the maximum.

Other Expenses21%

21% of total expenses on average (15% to 27%)

LOW$120   16,000 DZD
AVERAGE$350   47,000 DZD
HIGH$1,900   250,000 DZD
Per Month
Percentage of couples who manage to save money from their income every month in Oran

What percentage of couples in Oran are able to save money and how much can they save?


Percentage of couples that reported their ability to save money


Saving Money
59%
Not Saving
41%

Almost 59% of surveyed couples in Oran said that they can save some money at the end of each month while 41% reported that they have to utilize their whole income to survive.


Couple savings to income ratio in Oran

Savings-to-Income Ratio

The savings-to-income ratio is measured as the percentage of income that people save over a specific period and it is simply calculated by dividing the saved money by total income and then multiplying the result by 100. (Savings / Income) x 100.


How much money do couples manage to add to their savings?

The amount of money that people can afford to save depends hugely on their income. It is better to focus on the percentage when trying to understand saving patterns.

Saving to Income Ratio

9.7% 18% of income 31%
MINIMUM AVERAGE MAXIMUM

Average Monthly Saved Amount

29,000 DZD
$210
86,000 DZD
$640
460,000 DZD
$3,400
MINIMUM AVERAGE MAXIMUM

Savings to income distribution levels for couples

Saving To Income Ratio% Couples
0% - 10%36%
10% - 20%27%
20% - 30%19%
30% - 40%8%
40% - 50%7%
> 50%3%

Interpretation and Analysis

Couples that are able to save money can put anywhere from 9.7% to 31% of their monthly income to their savings, with 18% being the average for most couples. The average monthly amount of money that couples can put aside is 86,000 DZD with 29,000 DZD and 460,000 DZD being the minimum and maximum respectively.

Reasons that make it difficult for couples to save money in Oran

Saving Challenges in Oran

Reasons that make it difficult for couples to save money

We wanted to understand what is stopping couples from maximizing their savings in Oran. Listed below are the answers given by the survey participants.


Reason% People
Low Income5%
High Expenses8%
Debt and Loans13%
Lack of Budgeting Skills12%
Impulsive Spending12%
Financial Emergencies7%
Living the moment5%
Will do it later21%
Inflation13%
Social Pressure3%
Market Instability2%

Around 5% of the couples said that their salary is too low to accommodate a portion for savings while 8% said that the high cost of living leaves little room for savings. 13% of the residents said that they are burdened with debt and find it challenging to save money. 12% reported that they just don't have the knowledge or discipline to create and stick to a budget, leading to overspending and an inability to save. 12% of couples blamed impulsive spending as the reason for saving inability. Around 7% said that unexpected expenses like medical bills or car repairs are derailing their savings goals. 5% bluntly said that they don't see the purpose of it and prefer to live each day to the fullest. 21% reported that they understand the value of saving but are putting off saving for the future, thinking they have plenty of time to start later. 13% blamed inflation, saying that every time they save some money they end up using it immediately. A surprising 3% said that social pressure and keeping up with peers or social expectations makes them overspend. Lastly, 2% blamed market instability and price fluctuations.

Where do couples choose to put their savings in Oran

Typical saving choices for couples in Oran

Where do people choose to put their savings?


Saving Type% People
Emergency Funds12%
Gold13%
Savings Accounts17%
Retirement Accounts10%
Cash Savings21%
Real Estate9%
Investment5%
Stocks4%
Bonds5%
Mutual Funds2%
Certificates of Deposit3%
A typical and healthy budgeting structure. The 50-30-20 rule

A typical and healthy budgeting structure

The 50/30/20 rule

Spending among different people can vary significantly based on factors such as their income, lifestyle, location, and personal preferences. A commonly used guideline for budgeting is the 50/30/20 rule, which suggests allocating your income into three main categories in the following percentages.

  • 50% for needs and financial obligations

    This category includes essential expenses like housing, utilities, groceries, transportation, and healthcare.

  • 30% for wants and discretionary spending

    This category covers discretionary spending on non-essential items, such as dining out, entertainment, travel, and other lifestyle choices.

  • 20% for savings and emergency fund

    This is the percentage that must be allocated to savings, emergency funds, and retirement accounts.

About financial planning, money management, and household budgeting

The 50/30/20 rule is used as a general guideline but may not be the best choice for all people. There are in fact many budgeting plans out there like the 70/20/10 and the 60/20/20 rules, all claiming to be the best. More important than all of this is to establish financial discipline by creating a budget tailored to your specific financial goals and situation. It is very important that your financial outflow be less than your income to maintain a healthy cash flow.

Income and cost of living compatibility. Is it affordable or economical for couples to live in Oran

Affordable living in Oran

Income and cost of living compatibility

We asked couples one simple question and recorded their answers.

Is it affordable or economical to live in Oran?


Yes
57%
No
43%

Around 57% of surveyed couples think that living in Oran is affordable with proper budgeting while 43% reported that it is just too expensive and not affordable even with frugality and thriftness.

How easily is cost-cutting for couples. Are there plenty of low-cost options in Oran

Low-cost alternatives in Oran

People are always looking for ways to cut down expenses and reduce expenditures. The hallmark of any affordable place is the availability of discount stores, bargain deals, smart or secondhand shopping, refurbished items, and couponing. We asked couples how easily cost-cutting is and the answers were distributed as follows:

Plenty of low-cost options61%

Few low-cost options39%


Based on the survey, 61% of the couples living in Oran have no problem finding low-cost alternatives to support a frugal lifestyle while 39% think that thriftness is difficult due to scarcity in discount markets and secondhand outlets.

Emergency Funds For Couples

An emergency fund is a financial safety net comprised of easily accessible savings set aside to cover unexpected expenses or financial emergencies, typically amounting to three to six months' worth of living expenses. We asked couples of Oran whether they have an emergency fund and the answers were as follows.

Yes57%

No43%


Based on the survey, 43% of the couples living in Oran said that they don't have an emergency fund while 57% said that they do.

Financial literacy and difficulty in budgeting and financial planning for couples in Oran

Financial Literacy in Algeria

Financial literacy is the knowledge of concepts and principles related to personal finance that allow individuals to make informed decisions regarding their money such as budgeting, saving, investing, borrowing, managing debt, financial risk management, and planning.

Financial Leteracy48%


We asked couple guardians and parents in Oran whether they acquired any adequate personal financial training in their lives. Approximately 52% of the people who participated in the survey said that they are not well informed about the topics of budgeting, saving, etc., and just manage things based on their own experience, while 48% said that they know about the general principles of personal finance from sources other than their own experience.


Difficulty in Budgeting and Financial Planning

We wanted to understand whether couples of Algeria have problems or difficulties in managing their expenditures and savings so we asked people one simple question: do you struggle with your personal finances? 44% of the participants reported that they indeed struggle in creating budgets and in organizing their finances while 56% said that they have everything under control.

Struggles with finance44%

Easily manages finances56%

Financial goals and targets of couples living in Oran

Financial goals of couples in Oran

In an attempt to understand the economic situation in Oran, we asked participants about their financial targets. By knowing what the population in general is trying to achieve, we can shed light on the economic outlook, cost of living, and quality of life in general.


Financial Goal% People
Emergency Fund8%
Debt Reduction43%
Retirement Savings10%
Education Funding7%
Homeownership18%
Investing6%
Travel or Lifestyle6%
Healthcare Expenses14%
Financial Independence5%

Around 8% of couples said that their main goal is to establish an emergency fund to cover unexpected expenses while 43% said their number one priority is to pay off high-interest debt or loans and improve credit. 10% of surveyed people confirmed that saving for retirement to ensure a comfortable lifestyle in the final years is their main target. Around 7% reported that their priority is saving for the tuition fees and education costs of their children while 18% choose to buy a home or pay off existing mortgage before other things. 6% of the population would like to build wealth through investments such as stocks, bonds, mutual funds, or real estate. For 6% of people, saving for vacations or upgrading their lifestyle is the number one concern. Approximately 14% of the residents said that saving for healthcare expenses including insurance premiums is their main goal.

Chart showing the percentage of couples who are in debt in Oran

Debt, loans, and mortgages in Oran


Percentage of couples who are in debt


In Debt
30%
Debt Free
70%

According to the survey, 30% of the couples in Oran have some kind of debt, loan, mortgage, or credit card payments while 70% reported that they don't have financial obligations to banks.


Chart showing debt-to-income ratio in Oran

Debt-to-income ratio in Oran

Debt to income ratio

34%

26% to 43%

( monthly debt payment / monthly income ) x 100

Interpretation

The debt-to-income ratio measures the percentage of income being paid as debt settlement across the population. It is calculated by dividing the monthly debt settlement payment of an individual by their monthly income. Based on collected data, approximately 34% of a couple's monthly income in Oran goes to debt settlement.


Debt levels

Monthly debt settlement payment as percentage of monthly income

Debt-to-income ratio% People
> 60%3%
50% - 60%18%
40% - 50%15%
30% - 40%17%
20% - 30%10%
10% - 20%12%
0% - 10%25%

According to our data, 3% of the debtors in Oran pay 60%+ of their income as debt settlement while 18% of the people pay 50% to 60% of their income for the same, which is quite an alarming financial situation for those individuals. 15% of people in debt dedicate 40% to 50% of their income to loan and mortgage payments while 17% dedicated 30% to 40% of income for same. Things are looking brighter for 10% of individuals as they only pay 20% to 30% of their income for loan and credit card repayment.


Distribution by type of debt in Oran

Debt% People
Real Estate Mortgage8%
Auto Loan15%
Student Loan4%
Credit Card30%
Personal Loan43%

8% of debtors in Oran confirm that real estate mortgages constitutes the main part of their outstanding debt while 30% say that credit card payments are the reason they are in debt. Auto loans were the main type of debt for 15% of people and personal loans rose at 43%. Lastly, student loans are the main source of debt for 4% of debtors in Oran.


About credit score and debt management

Managing debt is a critical aspect of maintaining a favorable credit score. Debt reduction is the first thing you should do improve your financial situation. Getting rid of debt takes precedence over saving money because of interest rates.

Good debt vs. Bad debt

Not all debt is bad. Good debt typically refers to borrowing money for investments that can increase in value or generate income over time like purchasing a home or acquiring student loans. On the other hand, bad debt involves borrowing for things that fail to generate lasting value like high-interest credit card debt used for non-essential expenses like luxury items or vacations.


Loan Affordability Index in Oran

Besides measuring the loan-to-income ratio, we asked couples of Oran how many times in a year they defaulted or were unable to pay their due credit card or loan payments on time. Understanding how often people default on their due payments is one of the indicators of the cost of living and economic situation.

Frequency and percentage of people who failed to pay their monthly credit card or loan payments on time last year.

Frequency% People
Never50%
Once a year24%
Twice a year13%
Three times a year9%
Four times a year4%
Housing and accommodation affordability, property price to income ratio, rent to income ratio, and housing affordability index chart in Oran

Housing costs, accommodation, and housing affordability in Oran

Rental costs and house/apartment prices can vary drastically between different areas and locations.


Rent Cost in Oran

Monthly Rent Prices

Studio apartment monthly rent cost

20,000 DZD 30,000 DZD 81,000 DZD
MINIMUM AVERAGE MAXIMUM
$150 $220 $600

1-bedroom apartment monthly rent cost

30,000 DZD 48,000 DZD 120,000 DZD
MINIMUM AVERAGE MAXIMUM
$220 $360 $900

2-bedroom apartment monthly rent cost

40,000 DZD 60,000 DZD 160,000 DZD
MINIMUM AVERAGE MAXIMUM
$300 $450 $1,200

3-bedroom apartment monthly rent cost

48,000 DZD 81,000 DZD 220,000 DZD
MINIMUM AVERAGE MAXIMUM
$360 $600 $1,600

Furnished apartment monthly rent cost

97,000 DZD 240,000 DZD 480,000 DZD
MINIMUM AVERAGE MAXIMUM
$720 $1,800 $3,600

Townhouse monthly rent cost

81,000 DZD 120,000 DZD 350,000 DZD
MINIMUM AVERAGE MAXIMUM
$600 $900 $2,600

House monthly rent cost

97,000 DZD 240,000 DZD 480,000 DZD
MINIMUM AVERAGE MAXIMUM
$720 $1,800 $3,600

Villa monthly rent cost

120,000 DZD 300,000 DZD 480,000 DZD
MINIMUM AVERAGE MAXIMUM
$900 $2,200 $3,600

The monthly rental cost of a studio apartment in Oran ranges between 20,000 DZD and 81,000 DZD, meanwhile the cost of monthly rental of a one-bedroom apartment can be anywhere from 30,000 DZD to 120,000 DZD. Two-bedroom rentals rate ranges between 40,000 DZD and 160,000 DZD per month. The monthly rental for a three-bedroom apartment ranges from 48,000 DZD to 220,000 DZD. The average rent of a townhouse in Oran is around 120,000 DZD while house rental costs can be as high as 240,000 DZD per month. Finally, if you want to rent a villa, expect to pay anywhere from 120,000 DZD to 480,000 DZD per month.



Apartment and house prices in Oran

Cost of buying a property

Studio apartment price

4M DZD 6M DZD 12M DZD
MINIMUM AVERAGE MAXIMUM
$30,000 $45,000 $90,000

1-bedroom apartment price

4.8M DZD 8.1M DZD 30M DZD
MINIMUM AVERAGE MAXIMUM
$36,000 $60,000 $220,000

2-bedroom apartment price

8.1M DZD 24M DZD 48M DZD
MINIMUM AVERAGE MAXIMUM
$60,000 $180,000 $360,000

3-bedroom apartment price

27M DZD 40M DZD 120M DZD
MINIMUM AVERAGE MAXIMUM
$200,000 $300,000 $900,000

Townhouse price

35M DZD 81M DZD 300M DZD
MINIMUM AVERAGE MAXIMUM
$260,000 $600,000 $2.2M

House price

40M DZD 240M DZD 350M DZD
MINIMUM AVERAGE MAXIMUM
$300,000 $1.8M $2.6M

Villa price

48M DZD 270M DZD 400M DZD
MINIMUM AVERAGE MAXIMUM
$360,000 $2M $3M

The average price of a studio apartment in Oran can range from 4M DZD to 12M DZD depending on location. One bedroom cost can be anywhere from 4.8M DZD to 30M DZD. A villa can cost you 270M DZD on average with prices ranging from 48M DZD to 400M DZD.


If you're leasing or purchasing, housing costs in Oran will probably constitute your biggest expenditure, yet it's an area where you wield considerable influence. This is due to the substantial variance in housing prices across communities. Keep in mind the location of your workplace and the accessibility of essential amenities to prevent negating the savings from lower rental rates with increased transportation expenses.

House / apartment prices to income ratio


Property price to income ratio

( average property price / average monthly income ) x 100


33 x95 monthly income 207
MINIMUM AVERAGE MAXIMUM

Property prices in Oran can be x95 to x207 multiples of the monthly income depending on the property and the income of the person. On average, property prices are approximately x95 multiples of the average monthly salary in Oran.



Rent to income ratio


Rent to income ratio

( monthly rental / monthly income ) x 100


20% 31% of income 42%
MINIMUM AVERAGE MAXIMUM

The average rent-to-income ratio in Oran is around 31%. This means that people pay 31% of their income for rent. Those figures can range from 20% to 42% depending on the salary, location, and type of property.


The housing-to-income ratio is a very important metric to evaluate and measure how affordable living is in a particular area, city, or country since housing comprises the biggest chunk of expenditure. A higher housing to income ratio means that the place is relatively expensive. The figure by itself does tell much. It only starts to make sense when comparing the housing to income ratio across different locations.

Housing affordability index

The housing affordability index measures how affordable accommodation is in a particular place. This can measured in multiple ways, the most common being housing expenditure to total expenditure ratio and the rent to income ratio. The housing expenditure ratio is a figure reported by individuals on the percentage they allocate for housing. Rent to income ratio is calculated by dividing the average monthly rent by the average income. Because these values are both percentages, we can find their average and get the best of the two worlds.

Housing Affordability Index
29%

Property Taxes

Real estate owners pay property taxes to local tax authorities, which are determined by the assessed value of their property. Typically, these taxes are paid once a year. Property tax funds contribute to community development, financing infrastructure improvements, public services, and local education initiatives.


FROM
1.9%
AVERAGE
2.9%
TO
3.9%

Home Maintenance Costs

Home maintenance costs encompass various expenses associated with the upkeep and repair of a residence. These expenditures include regular tasks such as lawn care, pest control, and HVAC system servicing, as well as occasional repairs and renovations like fixing leaks, painting, or replacing appliances.


370 DZD 4,800 DZD 48,000 DZD
MINIMUM AVERAGE MAXIMUM

Urban vs. rural living costs

Urban living typically entails higher housing and transportation costs due to demand and limited space, while rural areas generally offer lower housing expenses but may have higher prices for goods and services. The differnce in rental rates between urban areas and rural areas can be as high as 300% in some cases.

Monthly costs and expenses of energy and basic utilities in Oran

Utilities expenditure can vary slightly between different areas and locations.


Energy, electricity, water, gas, internet, and mobile cost in Oran

Utility Bill Cost / Electricity + Water + Gas / Couple

3,700 DZD 12,000 DZD 81,000 DZD
MINIMUM AVERAGE MAXIMUM
$27 $92 $600

Internet and cable cost

1,100 DZD 2,200 DZD 3,000 DZD
MINIMUM AVERAGE MAXIMUM
$8.3 $17 $22

Mobile phone bill and charges

900 DZD 1,500 DZD 4,500 DZD
MINIMUM AVERAGE MAXIMUM
$6.7 $11 $33

Because most utility bills club electricity, water, and gas costs in one bill, we can't provide a breakup for each type of utility and will display electricity, gas, and water as single cost.


The average monthly energy and water consumption of couples is around 12,000 DZD. The cost of internet and WiFi ranges from 1,100 DZD to 3,000 DZD with 2,200 DZD being the average internet bill. Finally, the average monthly mobile charges is around 1,500 DZD but can range between 900 DZD and 4,500 DZD depending on consumption. Mobile charges include both calling minutes as well as data packages.


Energy / Utility expense to income ratio


( monthly utility expenses / monthly income ) x 100


3.2% 6.5% of income 11%
MINIMUM AVERAGE MAXIMUM

The average utility-to-income ratio in Oran is around 6.5%. This means that people pay 6.5% of their income for energy, water, internet, and mobile charges. Those figures can range from 3.2% to 11% depending on salary and location.

Food Prices, Dining Expenses, and Grocery Costs in Oran

Grocery / Food expenditure and prices can vary drastically between different areas and locations.


Prices and cost of goods and services in Oran

Dining out, food, and beverages costs. Price variations for common food items.

Fast food combo meal price

220 DZD 450 DZD 750 DZD
MINIMUM AVERAGE MAXIMUM
$1.7 $3.3 $5.5

The average price of a regular combo meal at a fast food outlet or chain like McDonald's, Pizzahut, or KFC in Oran is approximatly 450 DZD with meal cost ranging from 220 DZD to 750 DZD. The typical combo meal consists of a burger, french fries, and a drink.

Restaurant meal for one price

780 DZD 1,200 DZD 2,300 DZD
MINIMUM AVERAGE MAXIMUM
$5.8 $8.7 $17

If you are planning to have a nice meal at a mid-range restaurant, expect to pay anywhere between 780 DZD and 2,300 DZD with 1,200 DZD being the average price of a plate for one person at a regular restaurant in Oran.

Fine dining meal for one price

1,600 DZD 2,300 DZD 9,300 DZD
MINIMUM AVERAGE MAXIMUM
$12 $17 $69

The price range of a meal at fine-dining restaurant is 1,600 DZD to 9,300 DZD with the average cost being 2,300 DZD for one person. This is what you would expect to pay a top-tier diner in Oran.

Beverage prices, cappuccino, latte etc..

190 DZD 300 DZD 450 DZD
MINIMUM AVERAGE MAXIMUM
$1.4 $2.2 $3.3

The average price of a regular beverage like cappuccino or latte at Starbucks, Costa, or similar coffee shops and cafes in Oran is around 300 DZD. Price ranges between 190 DZD and 450 DZD depending on the type of beverage, the size, and optional add-ons.



Grocery and market costs

Large bottle of milk price

150 DZD 180 DZD 220 DZD
MINIMUM AVERAGE MAXIMUM
$1.1 $1.3 $1.7

The average price of a large bottle of milk in Oran is 180 DZD. The maximum what you would pay for milk is 220 DZD and the minimum being 150 DZD depending on the brand of milk and other properties.

12 eggs price

110 DZD 150 DZD 220 DZD
MINIMUM AVERAGE MAXIMUM
$0.83 $1.1 $1.7

A dozen eggs costs around 150 DZD on average with 110 DZD and 220 DZD being the lower and upper limits respectively.

Fresh whole chicken price

250 DZD 330 DZD 470 DZD
MINIMUM AVERAGE MAXIMUM
$1.9 $2.4 $3.5

The price range of a fresh whole chicken in Oran is between 250 DZD and 470 DZD depending on the size of the chicken and whether it is oraganic or not. The average price is approximatly 330 DZD.

Pack of beef price

300 DZD 450 DZD 900 DZD
MINIMUM AVERAGE MAXIMUM
$2.2 $3.3 $6.7

The price of a regular pack of beef or meat is around 450 DZD. A pack of beef contains around 1Kg or 1lb depending on packing.

Medium bag of rice price

120 DZD 160 DZD 230 DZD
MINIMUM AVERAGE MAXIMUM
$0.89 $1.2 $1.7

A bag of rice in Oran costs around 160 DZD on average with prices rangeing between 120 DZD and 230 DZD depending on the brand and quality.

Bag of tomatos price

45 DZD 60 DZD 110 DZD
MINIMUM AVERAGE MAXIMUM
$0.33 $0.44 $0.83

A bag of tomatoes costs anywhere from 45 DZD to 110 DZD. A bag of tomatoes denotes 1Kg or 1lb depending on location.

Bag of apples price

80 DZD 100 DZD 170 DZD
MINIMUM AVERAGE MAXIMUM
$0.59 $0.78 $1.3

A bag of apples costs 100 DZD on average. A bag of apples denotes 1Kg or 1lb depending on location.


Grocery and food expenditure to income ratio


( monthly grocery expenses / monthly income ) x 100


20% 29% of income 36%
MINIMUM AVERAGE MAXIMUM

The average grocery-to-income ratio in Oran is around 29%. This means that couples spend 29% of their income on grocery and basic household items. The expenditure can range from 20% to 36% depending on salary and location.


Expenditure on food and grocery for couples

Couples' spending on grocery ranges from 13,000 DZD to 210,000 DZD with the location, income, and size of the couple being the most determinite factors.

evoeicarsraw©copound