Cost Of Living For a Couple in Saitama 2024
Average Monthly Expenditure
Currency: JPY
Average monthly spending for couples in Saitama
How much money does a couple need in a month to survive in Saitama?
Couples in Saitama spend around 540,000 JPY per month on average. Depending on the lifestyle, a couple can survive with a monthly budget as low as 180,000 JPY or as high as 2.9M JPY. Location and income are very important factors and have a huge influence on expenditure and budget.
Prices and cost of goods and services in Saitama
Dining, food, and beverages costs
Fast food combo meal
| 540 JPY | 1,100 JPY | 1,800 JPY |
Restaurant meal for one
| 1,800 JPY | 2,600 JPY | 5,300 JPY |
Fine dining meal for one
| 3,500 JPY | 5,300 JPY | 21,000 JPY |
Cappuccino or latte
| 450 JPY | 720 JPY | 1,100 JPY |
Grocery and market costs
Milk large bottle
12 eggs
Fresh whole chicken
| 620 JPY | 800 JPY | 1,100 JPY |
Pack of beef
| 720 JPY | 1,100 JPY | 2,200 JPY |
Medium bag of rice
Bag of tomatos
Bag of apples
Commute, travel, and transportation costs
20 minutes taxi ride
| 440 JPY | 530 JPY | 1,100 JPY |
Average car full tank
| 2,700 JPY | 3,600 JPY | 7,200 JPY |
Average car 1-day rental
| 2,500 JPY | 3,400 JPY | 5,100 JPY |
Average car price
| 1.4M JPY | 2.7M JPY | 3.6M JPY |
Bus ticket one way
Car Service
| 3,400 JPY | 5,100 JPY | 10,000 JPY |
Utility cost (monthly)
Utility Bill - Couple
| 7,300 JPY | 24,000 JPY | 160,000 JPY |
Internet and cable
| 2,700 JPY | 5,400 JPY | 7,200 JPY |
Mobile phone charges
| 2,200 JPY | 3,600 JPY | 11,000 JPY |
Leisure and activities costs
Movie ticket
| 1,400 JPY | 1,800 JPY | 2,700 JPY |
One month gym membership
| 4,100 JPY | 5,100 JPY | 10,000 JPY |
Cloths and accessories costs
Pair of jeans or pants
| 3,000 JPY | 4,200 JPY | 6,300 JPY |
Woman dress
| 2,800 JPY | 3,900 JPY | 13,000 JPY |
Woman shoes
| 2,700 JPY | 3,600 JPY | 8,400 JPY |
Men's shoes
| 2,300 JPY | 2,800 JPY | 5,600 JPY |
Men suit
| 2,500 JPY | 3,200 JPY | 17,000 JPY |
Regular t-shirt
| 1,300 JPY | 1,700 JPY | 5,100 JPY |
Housing costs / monthly rent
Studio apartment
| 42,000 JPY | 63,000 JPY | 170,000 JPY |
1-bedroom apartment
| 63,000 JPY | 100,000 JPY | 250,000 JPY |
2-bedroom apartment
| 84,000 JPY | 130,000 JPY | 340,000 JPY |
Housing costs / Buying
Studio apartment
1-bedroom apartment
| $67,000 | $110,000 | $420,000 |
2-bedroom apartment
| $110,000 | $340,000 | $670,000 |
Furniture Costs
King Size Bed
| 54,000 JPY | 68,000 JPY | 91,000 JPY |
Double Bed
| 36,000 JPY | 54,000 JPY | 68,000 JPY |
Single Bed
| 32,000 JPY | 42,000 JPY | 54,000 JPY |
Living Room
| 60,000 JPY | 78,000 JPY | 270,000 JPY |
Dining Table
| 27,000 JPY | 36,000 JPY | 68,000 JPY |
Sofa or Couch
| 36,000 JPY | 49,000 JPY | 110,000 JPY |
Electronics and House Appliance Costs
TV Set
| 36,000 JPY | 54,000 JPY | 110,000 JPY |
Fridge or Freezer
| 32,000 JPY | 49,000 JPY | 68,000 JPY |
Washing Machine
| 42,000 JPY | 60,000 JPY | 110,000 JPY |
Stove or Cooker
| 39,000 JPY | 49,000 JPY | 68,000 JPY |
Mobile Phone
| 45,000 JPY | 54,000 JPY | 78,000 JPY |
Laptop or Computer
| 49,000 JPY | 60,000 JPY | 110,000 JPY |
Couple expenditure to income ratio in Saitama
Analysing the how affordable it is for couples to live in Saitama
One of the most definite ways to determine how affordable a place is measuring the ratio of expenses to salary. A high expense-to-income to ratio indicates a high cost-of-living index while a low expenditure-to-salary ratio means the place is affordable to live in. Couples usually spend a larger chunk of their income than other population groups. A typical and healthy expenditure percentage for a couple of four ranges between 70% to 80%.
Spending to Income Ratio
77%
69% to 85%
( expenditure / income ) x 100
Couples in Saitama spend around 77% of their monthly income.
Some couples spend as low as 69% of their income while some as high as 85%.
How do couples spend their money in Saitama?
We asked thousands of couples about their spending habits and expenditure break down.
The percentage figures in this section are percentages of total spending not income. If you would like to see the percentage of expenses as related to income or salary, see other sections.
Housing and accomodation expenditure for couples
Accomodation Cost30%
30% of total expenses on average (23% to 40%)
| LOW | $410 62,000 JPY |
| AVERAGE | $1,200 190,000 JPY |
| HIGH | $6,600 990,000 JPY |
| Per Month |
Couples in Saitama typically spend from 23% to 40% of their total monthly expenditure on housing with 30% being the average. The average monthly spend on housing is 190,000 JPY with expenditure ranging from 62,000 JPY to 990,000 JPY. This cost mainly goes for rent but it also includes other accommodation-related expenses.
Electricity, utilities, energy, water, internet, and mobile expenditure for couples
Cost of utilities6%
6% of total expenses on average (4% to 10%)
| LOW | $48 7,300 JPY |
| AVERAGE | $160 24,000 JPY |
| HIGH | $1,100 160,000 JPY |
| Per Month |
Utility expenditure like electricity, water, and gas in Saitama ranges from 4% to 10% of total expenses with 6% being the average for most couples. The average monthly cost of utilities is 24,000 JPY with 7,300 JPY and 160,000 JPY being the upper and lower limits for a couple of four.
Transport, fuel, and commute expenditure for couples
Cost of transport and fuel10%
10% of total expenses on average (4% to 15%)
| LOW | $140 22,000 JPY |
| AVERAGE | $430 65,000 JPY |
| HIGH | $2,300 350,000 JPY |
| Per Month |
Fuel consumption and cost of transport depend heavily on whether a couple resides near school and work, but roughly speaking a couple would expect to spend from 22,000 JPY to 350,000 JPY in a month on commuting with 65,000 JPY being the norm for most couples. This means that money spent on transport constitutes about 10% of total spending on average but can go as low as 4% or as high as 15%.
Food, groceries, and basic shopping expenditure for couples
Food and Groceries Cost16%
16% of total expenses on average (11% to 21%)
| LOW | $170 25,000 JPY |
| AVERAGE | $510 76,000 JPY |
| HIGH | $2,700 410,000 JPY |
| Per Month |
The average outlay on groceries and basic houshold items for a typical couple in a month in Saitama is 76,000 JPY. The cost of groceries can range between 25,000 JPY to 410,000 JPY. Couples spend on average about 16% on food and groceries with upper and lower bounds of 11% and 21% respectively.
Healthcare and medical services expenditure for couples
Cost of healthcare13%
13% of total expenses on average (7% to 17%)
| LOW | $130 20,000 JPY |
| AVERAGE | $400 60,000 JPY |
| HIGH | $2,100 320,000 JPY |
| Per Month |
Couples in Saitama allocate 7% to 17% of their total monthly expenditure to healthcare including health insurance and out-of-pocket medical expenses. The average spending on medical services and clinic visits is around 13%. The range of medical expenses range from 20,000 JPY to 320,000 JPY with 60,000 JPY being the norm for most couples.
Leisure and shopping expenditure for couples
Cost of leisure and shopping5%
5% of total expenses on average (2% to 8%)
| LOW | $72 11,000 JPY |
| AVERAGE | $220 33,000 JPY |
| HIGH | $1,200 170,000 JPY |
| Per Month |
This category mostly contains discretionary or non-essential expenses but also some non-discretionary spending like furniture for example. The monthly expenses range from 11,000 JPY to 170,000 JPY with 33,000 JPY being the average. Speaking of percentages, that equates to 2% to 8% of total expenses with an average of 5% for most couples.
Education and schooling expenditure for couples
Cost of education and schooling2%
2% of total expenses on average (1% to 4%)
| LOW | $24 3,600 JPY |
| AVERAGE | $72 11,000 JPY |
| HIGH | $390 58,000 JPY |
| Per Month |
Spending on education can vary drastically between different couples. On average, education constitutes 2% of the monthly expenditure of couples with 1% and 4% being the lower and upper bounds respectively. The average reported education cost is 11,000 JPY per month with 3,600 JPY being the minimum spent amount and 58,000 JPY being the maximum.
Other Expenses19%
19% of total expenses on average (13% to 25%)
| LOW | $210 31,000 JPY |
| AVERAGE | $620 93,000 JPY |
| HIGH | $3,300 490,000 JPY |
| Per Month |
What percentage of couples in Saitama are able to save money and how much can they save?
Percentage of couples that reported their ability to save money
Almost 64% of surveyed couples in Saitama said that they can save some money at the end of each month while 36% reported that they have to utilize their whole income to survive.
Savings-to-Income Ratio
The savings-to-income ratio is measured as the percentage of income that people save over a specific period and it is simply calculated by dividing the saved money by total income and then multiplying the result by 100. (Savings / Income) x 100.
How much money do couples manage to add to their savings?
The amount of money that people can afford to save depends hugely on their income. It is better to focus on the percentage when trying to understand saving patterns.
Saving to Income Ratio
Average Monthly Saved Amount
72,000 JPY
$480 | 220,000 JPY
$1,400 | 1.1M JPY
$7,600 |
Savings to income distribution levels for couples
| Saving To Income Ratio | % Couples |
|---|
| 0% - 10% | 33% |
| 10% - 20% | 25% |
| 20% - 30% | 19% |
| 30% - 40% | 11% |
| 40% - 50% | 9% |
| > 50% | 3% |
Interpretation and Analysis
Couples that are able to save money can put anywhere from 9.7% to 29% of their monthly income to their savings, with 18% being the average for most couples. The average monthly amount of money that couples can put aside is 220,000 JPY with 72,000 JPY and 1.1M JPY being the minimum and maximum respectively.
Saving Challenges in Saitama
Reasons that make it difficult for couples to save money
We wanted to understand what is stopping couples from maximizing their savings in Saitama. Listed below are the answers given by the survey participants.
| Reason | % People |
|---|
| Low Income | 6% |
| High Expenses | 9% |
| Debt and Loans | 18% |
| Lack of Budgeting Skills | 10% |
| Impulsive Spending | 9% |
| Financial Emergencies | 6% |
| Living the moment | 7% |
| Will do it later | 17% |
| Inflation | 11% |
| Social Pressure | 3% |
| Market Instability | 3% |
Around 6% of the couples said that their salary is too low to accommodate a portion for savings while 9% said that the high cost of living leaves little room for savings. 18% of the residents said that they are burdened with debt and find it challenging to save money. 10% reported that they just don't have the knowledge or discipline to create and stick to a budget, leading to overspending and an inability to save. 9% of couples blamed impulsive spending as the reason for saving inability. Around 6% said that unexpected expenses like medical bills or car repairs are derailing their savings goals. 7% bluntly said that they don't see the purpose of it and prefer to live each day to the fullest. 17% reported that they understand the value of saving but are putting off saving for the future, thinking they have plenty of time to start later. 11% blamed inflation, saying that every time they save some money they end up using it immediately. A surprising 3% said that social pressure and keeping up with peers or social expectations makes them overspend. Lastly, 3% blamed market instability and price fluctuations.
Typical saving choices for couples in Saitama
Where do people choose to put their savings?
| Saving Type | % People |
|---|
| Emergency Funds | 11% |
| Gold | 10% |
| Savings Accounts | 17% |
| Retirement Accounts | 11% |
| Cash Savings | 16% |
| Real Estate | 10% |
| Investment | 6% |
| Stocks | 6% |
| Bonds | 6% |
| Mutual Funds | 3% |
| Certificates of Deposit | 3% |
A typical and healthy budgeting structure
The 50/30/20 rule
Spending among different people can vary significantly based on factors such as their income, lifestyle,
location, and personal preferences. A commonly used guideline for budgeting is the 50/30/20 rule,
which suggests allocating your income into three main categories in the following percentages.
50% for needs and financial obligations
This category includes essential expenses like housing, utilities, groceries, transportation, and healthcare.
30% for wants and discretionary spending
This category covers discretionary spending on non-essential items, such as dining out, entertainment, travel, and other lifestyle choices.
20% for savings and emergency fund
This is the percentage that must be allocated to savings, emergency funds, and retirement accounts.
About financial planning, money management, and household budgeting
The 50/30/20 rule is used as a general guideline but may not be the best choice for all people. There are in fact many budgeting plans out there like the 70/20/10 and the 60/20/20 rules, all claiming to be the best. More important than all of this is to establish financial discipline by creating a budget tailored to your specific financial goals and situation. It is very important that your financial outflow be less than your income to maintain a healthy cash flow.
Affordable living in Saitama
Income and cost of living compatibility
We asked couples one simple question and recorded their answers.
Is it affordable or economical to live in Saitama?
Around 71% of surveyed couples think that living in Saitama is affordable with proper budgeting while 29% reported that it is just too expensive and not affordable even with frugality and thriftness.
Low-cost alternatives in Saitama
People are always looking for ways to cut down expenses and reduce expenditures. The hallmark of any affordable place is the availability of discount stores, bargain deals, smart or secondhand shopping, refurbished items, and couponing. We asked couples how easily cost-cutting is and the answers were distributed as follows:
Plenty of low-cost options59%
Few low-cost options41%
Based on the survey, 59% of the couples living in Saitama have no problem finding low-cost alternatives to support a frugal lifestyle while 41% think that thriftness is difficult due to scarcity in discount markets and secondhand outlets.
Emergency Funds For Couples
An emergency fund is a financial safety net comprised of easily accessible savings set aside to cover unexpected expenses or financial emergencies, typically amounting to three to six months' worth of living expenses. We asked couples of Saitama whether they have an emergency fund and the answers were as follows.
Yes70%
No31%
Based on the survey, 31% of the couples living in Saitama said that they don't have an emergency fund while 70% said that they do.
Financial Literacy in Japan
Financial literacy is the knowledge of concepts and principles related to personal finance that allow individuals to make informed decisions regarding their money such as budgeting, saving, investing, borrowing, managing debt, financial risk management, and planning.
Financial Leteracy69%
We asked couple guardians and parents in Saitama whether they acquired any adequate personal financial training in their lives. Approximately 31% of the people who participated in the survey said that they are not well informed about the topics of budgeting, saving, etc., and just manage things based on their own experience, while 69% said that they know about the general principles of personal finance from sources other than their own experience.
Difficulty in Budgeting and Financial Planning
We wanted to understand whether couples of Japan have problems or difficulties in managing their expenditures and savings so we asked people one simple question: do you struggle with your personal finances? 28% of the participants reported that they indeed struggle in creating budgets and in organizing their finances while 72% said that they have everything under control.
Struggles with finance28%
Easily manages finances72%
Financial goals of couples in Saitama
In an attempt to understand the economic situation in Saitama, we asked participants about their financial targets. By knowing what the population in general is trying to achieve, we can shed light on the economic outlook, cost of living, and quality of life in general.
| Financial Goal | % People |
|---|
| Emergency Fund | 7% |
| Debt Reduction | 33% |
| Retirement Savings | 8% |
| Education Funding | 8% |
| Homeownership | 17% |
| Investing | 9% |
| Travel or Lifestyle | 11% |
| Healthcare Expenses | 9% |
| Financial Independence | 8% |
Around 7% of couples said that their main goal is to establish an emergency fund to cover unexpected expenses while 33% said their number one priority is to pay off high-interest debt or loans and improve credit. 8% of surveyed people confirmed that saving for retirement to ensure a comfortable lifestyle in the final years is their main target. Around 8% reported that their priority is saving for the tuition fees and education costs of their children while 17% choose to buy a home or pay off existing mortgage before other things. 9% of the population would like to build wealth through investments such as stocks, bonds, mutual funds, or real estate. For 11% of people, saving for vacations or upgrading their lifestyle is the number one concern. Approximately 9% of the residents said that saving for healthcare expenses including insurance premiums is their main goal.
Debt, loans, and mortgages in Saitama
Percentage of couples who are in debt
According to the survey, 26% of the couples in Saitama have some kind of debt, loan, mortgage, or credit card payments while 74% reported that they don't have financial obligations to banks.
Debt-to-income ratio in Saitama
Debt to income ratio
28%
19% to 37%
( monthly debt payment / monthly income ) x 100
Interpretation
The debt-to-income ratio measures the percentage of income being paid as debt settlement across the population. It is calculated by dividing the monthly debt settlement payment of an individual by their monthly income. Based on collected data, approximately 28% of a couple's monthly income in Saitama goes to debt settlement.
Debt levelsMonthly debt settlement payment as percentage of monthly income
| Debt-to-income ratio | % People |
|---|
| > 60% | 3% |
| 50% - 60% | 12% |
| 40% - 50% | 11% |
| 30% - 40% | 13% |
| 20% - 30% | 15% |
| 10% - 20% | 18% |
| 0% - 10% | 28% |
According to our data, 3% of the debtors in Saitama pay 60%+ of their income as debt settlement while 12% of the people pay 50% to 60% of their income for the same, which is quite an alarming financial situation for those individuals. 11% of people in debt dedicate 40% to 50% of their income to loan and mortgage payments while 13% dedicated 30% to 40% of income for same. Things are looking brighter for 15% of individuals as they only pay 20% to 30% of their income for loan and credit card repayment.
Distribution by type of debt in Saitama
| Debt | % People |
|---|
| Real Estate Mortgage | 13% |
| Auto Loan | 22% |
| Student Loan | 3% |
| Credit Card | 25% |
| Personal Loan | 37% |
13% of debtors in Saitama confirm that real estate mortgages constitutes the main part of their outstanding debt while 25% say that credit card payments are the reason they are in debt. Auto loans were the main type of debt for 22% of people and personal loans rose at 37%. Lastly, student loans are the main source of debt for 3% of debtors in Saitama.
About credit score and debt managementManaging debt is a critical aspect of maintaining a favorable credit score. Debt reduction is the first thing you should do improve your financial situation. Getting rid of debt takes precedence over saving money because of interest rates.
Good debt vs. Bad debt
Not all debt is bad. Good debt typically refers to borrowing money for investments that can increase in value or generate income over time like purchasing a home or acquiring student loans. On the other hand, bad debt involves borrowing for things that fail to generate lasting value like high-interest credit card debt used for non-essential expenses like luxury items or vacations.
Loan Affordability Index in Saitama
Besides measuring the loan-to-income ratio, we asked couples of Saitama how many times in a year they defaulted or were unable to pay their due credit card or loan payments on time. Understanding how often people default on their due payments is one of the indicators of the cost of living and economic situation.
Frequency and percentage of people who failed to pay their monthly credit card or loan payments on time last year.
| Frequency | % People |
|---|
| Never | 55% |
| Once a year | 22% |
| Twice a year | 11% |
| Three times a year | 8% |
| Four times a year | 4% |
Housing costs, accommodation, and housing affordability in Saitama
Rental costs and house/apartment prices can vary drastically between different areas and locations.
Rent Cost in Saitama
Monthly Rent Prices
Studio apartment monthly rent cost
| 42,000 JPY | 63,000 JPY | 170,000 JPY |
1-bedroom apartment monthly rent cost
| 63,000 JPY | 100,000 JPY | 250,000 JPY |
2-bedroom apartment monthly rent cost
| 84,000 JPY | 130,000 JPY | 340,000 JPY |
3-bedroom apartment monthly rent cost
| 100,000 JPY | 170,000 JPY | 460,000 JPY |
Furnished apartment monthly rent cost
| 200,000 JPY | 510,000 JPY | 1M JPY |
Townhouse monthly rent cost
| 170,000 JPY | 250,000 JPY | 720,000 JPY |
House monthly rent cost
| 200,000 JPY | 510,000 JPY | 1M JPY |
Villa monthly rent cost
| 250,000 JPY | 630,000 JPY | 1M JPY |
The monthly rental cost of a studio apartment in Saitama ranges between 42,000 JPY and 170,000 JPY, meanwhile the cost of monthly rental of a one-bedroom apartment can be anywhere from 63,000 JPY to 250,000 JPY. Two-bedroom rentals rate ranges between 84,000 JPY and 340,000 JPY per month. The monthly rental for a three-bedroom apartment ranges from 100,000 JPY to 460,000 JPY. The average rent of a townhouse in Saitama is around 250,000 JPY while house rental costs can be as high as 510,000 JPY per month. Finally, if you want to rent a villa, expect to pay anywhere from 250,000 JPY to 1M JPY per month.
Apartment and house prices in Saitama
Cost of buying a property
Studio apartment price
1-bedroom apartment price
| $67,000 | $110,000 | $420,000 |
2-bedroom apartment price
| $110,000 | $340,000 | $670,000 |
3-bedroom apartment price
Townhouse price
| 72M JPY | 170M JPY | 630M JPY |
House price
| 84M JPY | 510M JPY | 720M JPY |
Villa price
| 100M JPY | 560M JPY | 840M JPY |
The average price of a studio apartment in Saitama can range from 8.4M JPY to 25M JPY depending on location. One bedroom cost can be anywhere from 10M JPY to 63M JPY. A villa can cost you 560M JPY on average with prices ranging from 100M JPY to 840M JPY.
If you're leasing or purchasing, housing costs in Saitama will probably constitute your biggest expenditure, yet it's an area where you wield considerable influence. This is due to the substantial variance in housing prices across communities. Keep in mind the location of your workplace and the accessibility of essential amenities to prevent negating the savings from lower rental rates with increased transportation expenses.
House / apartment prices to income ratio
Property price to income ratio
( average property price / average monthly income ) x 100
| 38 | x111 monthly income | 202 |
Property prices in Saitama can be x111 to x202 multiples of the monthly income depending on the property and the income of the person. On average, property prices are approximately x111 multiples of the average monthly salary in Saitama.
Rent to income ratio
Rent to income ratio
( monthly rental / monthly income ) x 100
The average rent-to-income ratio in Saitama is around 30%. This means that people pay 30% of their income for rent. Those figures can range from 20% to 40% depending on the salary, location, and type of property.
The housing-to-income ratio is a very important metric to evaluate and measure how affordable living is in a particular area, city, or country since housing comprises the biggest chunk of expenditure. A higher housing to income ratio means that the place is relatively expensive. The figure by itself does tell much. It only starts to make sense when comparing the housing to income ratio across different locations.
Housing affordability index
The housing affordability index measures how affordable accommodation is in a particular place. This can measured in multiple ways, the most common being housing expenditure to total expenditure ratio and the rent to income ratio. The housing expenditure ratio is a figure reported by individuals on the percentage they allocate for housing. Rent to income ratio is calculated by dividing the average monthly rent by the average income. Because these values are both percentages, we can find their average and get the best of the two worlds.
Housing Affordability Index
28% Property Taxes
Real estate owners pay property taxes to local tax authorities, which are determined by the assessed value of their property. Typically, these taxes are paid once a year. Property tax funds contribute to community development, financing infrastructure improvements, public services, and local education initiatives.
Home Maintenance Costs
Home maintenance costs encompass various expenses associated with the upkeep and repair of a residence. These expenditures include regular tasks such as lawn care, pest control, and HVAC system servicing, as well as occasional repairs and renovations like fixing leaks, painting, or replacing appliances.
| 730 JPY | 9,400 JPY | 94,000 JPY |
Urban vs. rural living costs
Urban living typically entails higher housing and transportation costs due to demand and limited space, while rural areas generally offer lower housing expenses but may have higher prices for goods and services. The differnce in rental rates between urban areas and rural areas can be as high as 300% in some cases.
Monthly costs and expenses of energy and basic utilities in Saitama
Utilities expenditure can vary slightly between different areas and locations.
Energy, electricity, water, gas, internet, and mobile cost in Saitama
Utility Bill Cost / Electricity + Water + Gas / Couple
| 7,300 JPY | 24,000 JPY | 160,000 JPY |
Internet and cable cost
| 2,700 JPY | 5,400 JPY | 7,200 JPY |
Mobile phone bill and charges
| 2,200 JPY | 3,600 JPY | 11,000 JPY |
Because most utility bills club electricity, water, and gas costs in one bill, we can't provide a breakup for each type of utility and will display electricity, gas, and water as single cost.
The average monthly energy and water consumption of couples is around 24,000 JPY. The cost of internet and WiFi ranges from 2,700 JPY to 7,200 JPY with 5,400 JPY being the average internet bill. Finally, the average monthly mobile charges is around 3,600 JPY but can range between 2,200 JPY and 11,000 JPY depending on consumption. Mobile charges include both calling minutes as well as data packages.
Energy / Utility expense to income ratio
( monthly utility expenses / monthly income ) x 100
The average utility-to-income ratio in Saitama is around 4.8%. This means that people pay 4.8% of their income for energy, water, internet, and mobile charges. Those figures can range from 1.9% to 8.7% depending on salary and location.
Food Prices, Dining Expenses, and Grocery Costs in Saitama
Grocery / Food expenditure and prices can vary drastically between different areas and locations.
Prices and cost of goods and services in Saitama
Dining out, food, and beverages costs. Price variations for common food items.
Fast food combo meal price
| 540 JPY | 1,100 JPY | 1,800 JPY |
The average price of a regular combo meal at a fast food outlet or chain like McDonald's, Pizzahut, or KFC in Saitama is approximatly 1,100 JPY with meal cost ranging from 540 JPY to 1,800 JPY. The typical combo meal consists of a burger, french fries, and a drink.
Restaurant meal for one price
| 1,800 JPY | 2,600 JPY | 5,300 JPY |
If you are planning to have a nice meal at a mid-range restaurant, expect to pay anywhere between 1,800 JPY and 5,300 JPY with 2,600 JPY being the average price of a plate for one person at a regular restaurant in Saitama.
Fine dining meal for one price
| 3,500 JPY | 5,300 JPY | 21,000 JPY |
The price range of a meal at fine-dining restaurant is 3,500 JPY to 21,000 JPY with the average cost being 5,300 JPY for one person. This is what you would expect to pay a top-tier diner in Saitama.
Beverage prices, cappuccino, latte etc..
| 450 JPY | 720 JPY | 1,100 JPY |
The average price of a regular beverage like cappuccino or latte at Starbucks, Costa, or similar coffee shops and cafes in Saitama is around 720 JPY. Price ranges between 450 JPY and 1,100 JPY depending on the type of beverage, the size, and optional add-ons.
Grocery and market costs
Large bottle of milk price
The average price of a large bottle of milk in Saitama is 430 JPY. The maximum what you would pay for milk is 540 JPY and the minimum being 360 JPY depending on the brand of milk and other properties.
12 eggs price
A dozen eggs costs around 360 JPY on average with 270 JPY and 540 JPY being the lower and upper limits respectively.
Fresh whole chicken price
| 620 JPY | 800 JPY | 1,100 JPY |
The price range of a fresh whole chicken in Saitama is between 620 JPY and 1,100 JPY depending on the size of the chicken and whether it is oraganic or not. The average price is approximatly 800 JPY.
Pack of beef price
| 720 JPY | 1,100 JPY | 2,200 JPY |
The price of a regular pack of beef or meat is around 1,100 JPY. A pack of beef contains around 1Kg or 1lb depending on packing.
Medium bag of rice price
A bag of rice in Saitama costs around 400 JPY on average with prices rangeing between 290 JPY and 570 JPY depending on the brand and quality.
Bag of tomatos price
A bag of tomatoes costs anywhere from 110 JPY to 270 JPY. A bag of tomatoes denotes 1Kg or 1lb depending on location.
Bag of apples price
A bag of apples costs 250 JPY on average. A bag of apples denotes 1Kg or 1lb depending on location.
Grocery and food expenditure to income ratio
( monthly grocery expenses / monthly income ) x 100
The average grocery-to-income ratio in Saitama is around 25%. This means that couples spend 25% of their income on grocery and basic household items. The expenditure can range from 17% to 31% depending on salary and location.
Expenditure on food and grocery for couples
Couples' spending on grocery ranges from 25,000 JPY to 410,000 JPY with the location, income, and size of the couple being the most determinite factors.
