Cost Of Living For a Couple in Skopje 2025

Couple cost of living chart - average monthly expenditure in Skopje

Average Monthly Expenditure

Currency: MKD
19,000 58,000 310,000
MINIMUM AVERAGE MAXIMUM
$340 $1,000 $5,400

Average monthly spending for couples in Skopje

How much money does a couple need in a month to survive in Skopje?

Couples in Skopje spend around 58,000 MKD per month on average. Depending on the lifestyle, a couple can survive with a monthly budget as low as 19,000 MKD or as high as 310,000 MKD. Location and income are very important factors and have a huge influence on expenditure and budget.


Prices and cost of goods and services in Skopje


Chart showing the prices and cost of grocery, food, restaurant meals, market, and beverages in Skopje

Dining, food, and beverages costs


Fast food combo meal

46 MKD 93 MKD 150 MKD
MINIMUM AVERAGE MAXIMUM
$0.82 $1.6 $2.7

Restaurant meal for one

160 MKD 240 MKD 490 MKD
MINIMUM AVERAGE MAXIMUM
$2.9 $4.3 $8.6

Fine dining meal for one

320 MKD 490 MKD 1,900 MKD
MINIMUM AVERAGE MAXIMUM
$5.7 $8.6 $34

Cappuccino or latte

39 MKD 62 MKD 93 MKD
MINIMUM AVERAGE MAXIMUM
$0.68 $1.1 $1.6

Grocery and market costs


Milk large bottle

31 MKD 37 MKD 46 MKD
MINIMUM AVERAGE MAXIMUM
$0.54 $0.65 $0.82

12 eggs

23 MKD 31 MKD 46 MKD
MINIMUM AVERAGE MAXIMUM
$0.41 $0.54 $0.82

Fresh whole chicken

53 MKD 68 MKD 97 MKD
MINIMUM AVERAGE MAXIMUM
$0.93 $1.2 $1.7

Pack of beef

62 MKD 93 MKD 190 MKD
MINIMUM AVERAGE MAXIMUM
$1.1 $1.6 $3.3

Medium bag of rice

25 MKD 34 MKD 48 MKD
MINIMUM AVERAGE MAXIMUM
$0.44 $0.60 $0.85

Bag of tomatos

9.3 MKD 12 MKD 23 MKD
MINIMUM AVERAGE MAXIMUM
$0.16 $0.22 $0.41

Bag of apples

17 MKD 22 MKD 36 MKD
MINIMUM AVERAGE MAXIMUM
$0.29 $0.38 $0.63
Chart showing the prices and cost of commute, travel, and transportation in Skopje


Commute, travel, and transportation costs


20 minutes taxi ride

41 MKD 49 MKD 97 MKD
MINIMUM AVERAGE MAXIMUM
$0.71 $0.86 $1.7

Average car full tank

230 MKD 310 MKD 620 MKD
MINIMUM AVERAGE MAXIMUM
$4.1 $5.4 $11

Average car 1-day rental

250 MKD 340 MKD 510 MKD
MINIMUM AVERAGE MAXIMUM
$4.5 $6 $9

Average car price

120,000 MKD 230,000 MKD 310,000 MKD
MINIMUM AVERAGE MAXIMUM
$2,000 $4,100 $5,400

Bus ticket one way

8.5 MKD 13 MKD 25 MKD
MINIMUM AVERAGE MAXIMUM
$0.15 $0.22 $0.45

Car Service

340 MKD 510 MKD 1,000 MKD
MINIMUM AVERAGE MAXIMUM
$6 $9 $18
Chart showing the prices and cost of utility, energy, water, and gas in Skopje


Utility cost (monthly)


Utility Bill - Couple

770 MKD 2,600 MKD 17,000 MKD
MINIMUM AVERAGE MAXIMUM
$14 $46 $300

Internet and cable

230 MKD 460 MKD 620 MKD
MINIMUM AVERAGE MAXIMUM
$4.1 $8.2 $11

Mobile phone charges

190 MKD 310 MKD 930 MKD
MINIMUM AVERAGE MAXIMUM
$3.3 $5.4 $16

Leisure and activities costs


Movie ticket

120 MKD 150 MKD 230 MKD
MINIMUM AVERAGE MAXIMUM
$2 $2.7 $4.1

One month gym membership

410 MKD 510 MKD 1,000 MKD
MINIMUM AVERAGE MAXIMUM
$7.2 $9 $18
Chart showing the prices and cost of clothing and accessories in Skopje


Cloths and accessories costs


Pair of jeans or pants

300 MKD 420 MKD 640 MKD
MINIMUM AVERAGE MAXIMUM
$5.3 $7.5 $11

Woman dress

280 MKD 390 MKD 1,300 MKD
MINIMUM AVERAGE MAXIMUM
$5 $6.9 $22

Woman shoes

270 MKD 360 MKD 850 MKD
MINIMUM AVERAGE MAXIMUM
$4.7 $6.4 $15

Men's shoes

230 MKD 280 MKD 570 MKD
MINIMUM AVERAGE MAXIMUM
$4.1 $5 $10

Men suit

250 MKD 320 MKD 1,700 MKD
MINIMUM AVERAGE MAXIMUM
$4.5 $5.6 $30

Regular t-shirt

130 MKD 170 MKD 510 MKD
MINIMUM AVERAGE MAXIMUM
$2.2 $3 $9
Chart showing the prices and cost of housing, accommodation, and rent in Skopje


Housing costs / monthly rent


Studio apartment

4,200 MKD 6,400 MKD 17,000 MKD
MINIMUM AVERAGE MAXIMUM
$75 $110 $300

1-bedroom apartment

6,400 MKD 10,000 MKD 25,000 MKD
MINIMUM AVERAGE MAXIMUM
$110 $180 $450

2-bedroom apartment

8,500 MKD 13,000 MKD 34,000 MKD
MINIMUM AVERAGE MAXIMUM
$150 $220 $600

Housing costs / Buying


Studio apartment

850,000 MKD 1.3M MKD 2.5M MKD
MINIMUM AVERAGE MAXIMUM
$15,000 $22,000 $45,000

1-bedroom apartment

1M MKD 1.7M MKD 6.4M MKD
MINIMUM AVERAGE MAXIMUM
$18,000 $30,000 $110,000

2-bedroom apartment

1.7M MKD 5.1M MKD 10M MKD
MINIMUM AVERAGE MAXIMUM
$30,000 $90,000 $180,000
Chart showing the prices and cost of furniture in Skopje


Furniture Costs


King Size Bed

4,600 MKD 5,800 MKD 7,700 MKD
MINIMUM AVERAGE MAXIMUM
$82 $100 $140

Double Bed

3,100 MKD 4,600 MKD 5,800 MKD
MINIMUM AVERAGE MAXIMUM
$54 $82 $100

Single Bed

2,700 MKD 3,600 MKD 4,600 MKD
MINIMUM AVERAGE MAXIMUM
$48 $63 $82

Living Room

5,200 MKD 6,600 MKD 23,000 MKD
MINIMUM AVERAGE MAXIMUM
$91 $120 $410

Dining Table

2,300 MKD 3,100 MKD 5,800 MKD
MINIMUM AVERAGE MAXIMUM
$41 $54 $100

Sofa or Couch

3,100 MKD 4,200 MKD 9,300 MKD
MINIMUM AVERAGE MAXIMUM
$54 $74 $160
Chart showing the prices and cost of electronic devices and appliances in Skopje


Electronics and House Appliance Costs


TV Set

3,100 MKD 4,600 MKD 9,300 MKD
MINIMUM AVERAGE MAXIMUM
$54 $82 $160

Fridge or Freezer

2,700 MKD 4,200 MKD 5,800 MKD
MINIMUM AVERAGE MAXIMUM
$48 $74 $100

Washing Machine

3,600 MKD 5,200 MKD 9,300 MKD
MINIMUM AVERAGE MAXIMUM
$63 $91 $160

Stove or Cooker

3,300 MKD 4,200 MKD 5,800 MKD
MINIMUM AVERAGE MAXIMUM
$58 $74 $100

Mobile Phone

3,900 MKD 4,600 MKD 6,600 MKD
MINIMUM AVERAGE MAXIMUM
$68 $82 $120

Laptop or Computer

4,200 MKD 5,200 MKD 9,300 MKD
MINIMUM AVERAGE MAXIMUM
$74 $91 $160
Couple cost of living and expenditure to income ratio in Skopje

Couple expenditure to income ratio in Skopje

Analysing the how affordable it is for couples to live in Skopje

One of the most definite ways to determine how affordable a place is measuring the ratio of expenses to salary. A high expense-to-income to ratio indicates a high cost-of-living index while a low expenditure-to-salary ratio means the place is affordable to live in. Couples usually spend a larger chunk of their income than other population groups. A typical and healthy expenditure percentage for a couple of four ranges between 70% to 80%.


Spending to Income Ratio

91%

84% to 100%

( expenditure / income ) x 100


Couples in Skopje spend around 91% of their monthly income. Some couples spend as low as 84% of their income while some as high as 100%.

Distribution of monthly cost of living expenses of a couple in Skopje

How do couples spend their money in Skopje?

We asked thousands of couples about their spending habits and expenditure break down.


The percentage figures in this section are percentages of total spending not income. If you would like to see the percentage of expenses as related to income or salary, see other sections.

Housing and accomodation expenditure for couples

Accomodation Cost27%

27% of total expenses on average (20% to 37%)

LOW$120   6,600 MKD
AVERAGE$350   20,000 MKD
HIGH$1,800   100,000 MKD
Per Month

Couples in Skopje typically spend from 20% to 37% of their total monthly expenditure on housing with 27% being the average. The average monthly spend on housing is 20,000 MKD with expenditure ranging from 6,600 MKD to 100,000 MKD. This cost mainly goes for rent but it also includes other accommodation-related expenses.

Electricity, utilities, energy, water, internet, and mobile expenditure for couples

Cost of utilities7%

7% of total expenses on average (5% to 11%)

LOW$14   770 MKD
AVERAGE$46   2,600 MKD
HIGH$300   17,000 MKD
Per Month

Utility expenditure like electricity, water, and gas in Skopje ranges from 5% to 11% of total expenses with 7% being the average for most couples. The average monthly cost of utilities is 2,600 MKD with 770 MKD and 17,000 MKD being the upper and lower limits for a couple of four.

Transport, fuel, and commute expenditure for couples

Cost of transport and fuel9%

9% of total expenses on average (3% to 14%)

LOW$41   2,300 MKD
AVERAGE$120   6,900 MKD
HIGH$650   37,000 MKD
Per Month

Fuel consumption and cost of transport depend heavily on whether a couple resides near school and work, but roughly speaking a couple would expect to spend from 2,300 MKD to 37,000 MKD in a month on commuting with 6,900 MKD being the norm for most couples. This means that money spent on transport constitutes about 9% of total spending on average but can go as low as 3% or as high as 14%.

Food, groceries, and basic shopping expenditure for couples

Food and Groceries Cost17%

17% of total expenses on average (12% to 22%)

LOW$48   2,700 MKD
AVERAGE$140   8,100 MKD
HIGH$760   43,000 MKD
Per Month

The average outlay on groceries and basic houshold items for a typical couple in a month in Skopje is 8,100 MKD. The cost of groceries can range between 2,700 MKD to 43,000 MKD. Couples spend on average about 17% on food and groceries with upper and lower bounds of 12% and 22% respectively.

Healthcare and medical services expenditure for couples

Cost of healthcare14%

14% of total expenses on average (8% to 18%)

LOW$37   2,100 MKD
AVERAGE$110   6,400 MKD
HIGH$600   34,000 MKD
Per Month

Couples in Skopje allocate 8% to 18% of their total monthly expenditure to healthcare including health insurance and out-of-pocket medical expenses. The average spending on medical services and clinic visits is around 14%. The range of medical expenses range from 2,100 MKD to 34,000 MKD with 6,400 MKD being the norm for most couples.

Leisure and shopping expenditure for couples

Cost of leisure and shopping4%

4% of total expenses on average (1% to 7%)

LOW$20   1,200 MKD
AVERAGE$61   3,500 MKD
HIGH$330   18,000 MKD
Per Month

This category mostly contains discretionary or non-essential expenses but also some non-discretionary spending like furniture for example. The monthly expenses range from 1,200 MKD to 18,000 MKD with 3,500 MKD being the average. Speaking of percentages, that equates to 1% to 7% of total expenses with an average of 4% for most couples.

Education and schooling expenditure for couples

Cost of education and schooling1%

1% of total expenses on average (0.00% to 3%)

LOW$6.8   390 MKD
AVERAGE$20   1,200 MKD
HIGH$110   6,200 MKD
Per Month

Spending on education can vary drastically between different couples. On average, education constitutes 1% of the monthly expenditure of couples with 0.00% and 3% being the lower and upper bounds respectively. The average reported education cost is 1,200 MKD per month with 390 MKD being the minimum spent amount and 6,200 MKD being the maximum.

Other Expenses21%

21% of total expenses on average (15% to 27%)

LOW$58   3,300 MKD
AVERAGE$170   9,800 MKD
HIGH$920   52,000 MKD
Per Month
Percentage of couples who manage to save money from their income every month in Skopje

What percentage of couples in Skopje are able to save money and how much can they save?


Percentage of couples that reported their ability to save money


Saving Money
62%
Not Saving
38%

Almost 62% of surveyed couples in Skopje said that they can save some money at the end of each month while 38% reported that they have to utilize their whole income to survive.


Couple savings to income ratio in Skopje

Savings-to-Income Ratio

The savings-to-income ratio is measured as the percentage of income that people save over a specific period and it is simply calculated by dividing the saved money by total income and then multiplying the result by 100. (Savings / Income) x 100.


How much money do couples manage to add to their savings?

The amount of money that people can afford to save depends hugely on their income. It is better to focus on the percentage when trying to understand saving patterns.

Saving to Income Ratio

8.8% 17% of income 31%
MINIMUM AVERAGE MAXIMUM

Average Monthly Saved Amount

6,200 MKD
$110
19,000 MKD
$330
100,000 MKD
$1,800
MINIMUM AVERAGE MAXIMUM

Savings to income distribution levels for couples

Saving To Income Ratio% Couples
0% - 10%36%
10% - 20%27%
20% - 30%19%
30% - 40%8%
40% - 50%7%
> 50%3%

Interpretation and Analysis

Couples that are able to save money can put anywhere from 8.8% to 31% of their monthly income to their savings, with 17% being the average for most couples. The average monthly amount of money that couples can put aside is 19,000 MKD with 6,200 MKD and 100,000 MKD being the minimum and maximum respectively.

Reasons that make it difficult for couples to save money in Skopje

Saving Challenges in Skopje

Reasons that make it difficult for couples to save money

We wanted to understand what is stopping couples from maximizing their savings in Skopje. Listed below are the answers given by the survey participants.


Reason% People
Low Income5%
High Expenses8%
Debt and Loans14%
Lack of Budgeting Skills11%
Impulsive Spending11%
Financial Emergencies7%
Living the moment6%
Will do it later20%
Inflation13%
Social Pressure3%
Market Instability2%

Around 5% of the couples said that their salary is too low to accommodate a portion for savings while 8% said that the high cost of living leaves little room for savings. 14% of the residents said that they are burdened with debt and find it challenging to save money. 11% reported that they just don't have the knowledge or discipline to create and stick to a budget, leading to overspending and an inability to save. 11% of couples blamed impulsive spending as the reason for saving inability. Around 7% said that unexpected expenses like medical bills or car repairs are derailing their savings goals. 6% bluntly said that they don't see the purpose of it and prefer to live each day to the fullest. 20% reported that they understand the value of saving but are putting off saving for the future, thinking they have plenty of time to start later. 13% blamed inflation, saying that every time they save some money they end up using it immediately. A surprising 3% said that social pressure and keeping up with peers or social expectations makes them overspend. Lastly, 2% blamed market instability and price fluctuations.

Where do couples choose to put their savings in Skopje

Typical saving choices for couples in Skopje

Where do people choose to put their savings?


Saving Type% People
Emergency Funds12%
Gold13%
Savings Accounts17%
Retirement Accounts10%
Cash Savings20%
Real Estate9%
Investment5%
Stocks4%
Bonds5%
Mutual Funds2%
Certificates of Deposit3%
A typical and healthy budgeting structure. The 50-30-20 rule

A typical and healthy budgeting structure

The 50/30/20 rule

Spending among different people can vary significantly based on factors such as their income, lifestyle, location, and personal preferences. A commonly used guideline for budgeting is the 50/30/20 rule, which suggests allocating your income into three main categories in the following percentages.

  • 50% for needs and financial obligations

    This category includes essential expenses like housing, utilities, groceries, transportation, and healthcare.

  • 30% for wants and discretionary spending

    This category covers discretionary spending on non-essential items, such as dining out, entertainment, travel, and other lifestyle choices.

  • 20% for savings and emergency fund

    This is the percentage that must be allocated to savings, emergency funds, and retirement accounts.

About financial planning, money management, and household budgeting

The 50/30/20 rule is used as a general guideline but may not be the best choice for all people. There are in fact many budgeting plans out there like the 70/20/10 and the 60/20/20 rules, all claiming to be the best. More important than all of this is to establish financial discipline by creating a budget tailored to your specific financial goals and situation. It is very important that your financial outflow be less than your income to maintain a healthy cash flow.

Income and cost of living compatibility. Is it affordable or economical for couples to live in Skopje

Affordable living in Skopje

Income and cost of living compatibility

We asked couples one simple question and recorded their answers.

Is it affordable or economical to live in Skopje?


Yes
62%
No
38%

Around 62% of surveyed couples think that living in Skopje is affordable with proper budgeting while 38% reported that it is just too expensive and not affordable even with frugality and thriftness.

How easily is cost-cutting for couples. Are there plenty of low-cost options in Skopje

Low-cost alternatives in Skopje

People are always looking for ways to cut down expenses and reduce expenditures. The hallmark of any affordable place is the availability of discount stores, bargain deals, smart or secondhand shopping, refurbished items, and couponing. We asked couples how easily cost-cutting is and the answers were distributed as follows:

Plenty of low-cost options63%

Few low-cost options37%


Based on the survey, 63% of the couples living in Skopje have no problem finding low-cost alternatives to support a frugal lifestyle while 37% think that thriftness is difficult due to scarcity in discount markets and secondhand outlets.

Emergency Funds For Couples

An emergency fund is a financial safety net comprised of easily accessible savings set aside to cover unexpected expenses or financial emergencies, typically amounting to three to six months' worth of living expenses. We asked couples of Skopje whether they have an emergency fund and the answers were as follows.

Yes60%

No40%


Based on the survey, 40% of the couples living in Skopje said that they don't have an emergency fund while 60% said that they do.

Financial literacy and difficulty in budgeting and financial planning for couples in Skopje

Financial Literacy in Macedonia

Financial literacy is the knowledge of concepts and principles related to personal finance that allow individuals to make informed decisions regarding their money such as budgeting, saving, investing, borrowing, managing debt, financial risk management, and planning.

Financial Leteracy51%


We asked couple guardians and parents in Skopje whether they acquired any adequate personal financial training in their lives. Approximately 49% of the people who participated in the survey said that they are not well informed about the topics of budgeting, saving, etc., and just manage things based on their own experience, while 51% said that they know about the general principles of personal finance from sources other than their own experience.


Difficulty in Budgeting and Financial Planning

We wanted to understand whether couples of Macedonia have problems or difficulties in managing their expenditures and savings so we asked people one simple question: do you struggle with your personal finances? 44% of the participants reported that they indeed struggle in creating budgets and in organizing their finances while 56% said that they have everything under control.

Struggles with finance44%

Easily manages finances56%

Financial goals and targets of couples living in Skopje

Financial goals of couples in Skopje

In an attempt to understand the economic situation in Skopje, we asked participants about their financial targets. By knowing what the population in general is trying to achieve, we can shed light on the economic outlook, cost of living, and quality of life in general.


Financial Goal% People
Emergency Fund8%
Debt Reduction41%
Retirement Savings10%
Education Funding7%
Homeownership18%
Investing7%
Travel or Lifestyle7%
Healthcare Expenses13%
Financial Independence5%

Around 8% of couples said that their main goal is to establish an emergency fund to cover unexpected expenses while 41% said their number one priority is to pay off high-interest debt or loans and improve credit. 10% of surveyed people confirmed that saving for retirement to ensure a comfortable lifestyle in the final years is their main target. Around 7% reported that their priority is saving for the tuition fees and education costs of their children while 18% choose to buy a home or pay off existing mortgage before other things. 7% of the population would like to build wealth through investments such as stocks, bonds, mutual funds, or real estate. For 7% of people, saving for vacations or upgrading their lifestyle is the number one concern. Approximately 13% of the residents said that saving for healthcare expenses including insurance premiums is their main goal.

Chart showing the percentage of couples who are in debt in Skopje

Debt, loans, and mortgages in Skopje


Percentage of couples who are in debt


In Debt
32%
Debt Free
68%

According to the survey, 32% of the couples in Skopje have some kind of debt, loan, mortgage, or credit card payments while 68% reported that they don't have financial obligations to banks.


Chart showing debt-to-income ratio in Skopje

Debt-to-income ratio in Skopje

Debt to income ratio

35%

27% to 45%

( monthly debt payment / monthly income ) x 100

Interpretation

The debt-to-income ratio measures the percentage of income being paid as debt settlement across the population. It is calculated by dividing the monthly debt settlement payment of an individual by their monthly income. Based on collected data, approximately 35% of a couple's monthly income in Skopje goes to debt settlement.


Debt levels

Monthly debt settlement payment as percentage of monthly income

Debt-to-income ratio% People
> 60%3%
50% - 60%17%
40% - 50%14%
30% - 40%16%
20% - 30%11%
10% - 20%13%
0% - 10%26%

According to our data, 3% of the debtors in Skopje pay 60%+ of their income as debt settlement while 17% of the people pay 50% to 60% of their income for the same, which is quite an alarming financial situation for those individuals. 14% of people in debt dedicate 40% to 50% of their income to loan and mortgage payments while 16% dedicated 30% to 40% of income for same. Things are looking brighter for 11% of individuals as they only pay 20% to 30% of their income for loan and credit card repayment.


Distribution by type of debt in Skopje

Debt% People
Real Estate Mortgage9%
Auto Loan16%
Student Loan4%
Credit Card29%
Personal Loan42%

9% of debtors in Skopje confirm that real estate mortgages constitutes the main part of their outstanding debt while 29% say that credit card payments are the reason they are in debt. Auto loans were the main type of debt for 16% of people and personal loans rose at 42%. Lastly, student loans are the main source of debt for 4% of debtors in Skopje.


About credit score and debt management

Managing debt is a critical aspect of maintaining a favorable credit score. Debt reduction is the first thing you should do improve your financial situation. Getting rid of debt takes precedence over saving money because of interest rates.

Good debt vs. Bad debt

Not all debt is bad. Good debt typically refers to borrowing money for investments that can increase in value or generate income over time like purchasing a home or acquiring student loans. On the other hand, bad debt involves borrowing for things that fail to generate lasting value like high-interest credit card debt used for non-essential expenses like luxury items or vacations.


Loan Affordability Index in Skopje

Besides measuring the loan-to-income ratio, we asked couples of Skopje how many times in a year they defaulted or were unable to pay their due credit card or loan payments on time. Understanding how often people default on their due payments is one of the indicators of the cost of living and economic situation.

Frequency and percentage of people who failed to pay their monthly credit card or loan payments on time last year.

Frequency% People
Never51%
Once a year24%
Twice a year12%
Three times a year9%
Four times a year4%
Housing and accommodation affordability, property price to income ratio, rent to income ratio, and housing affordability index chart in Skopje

Housing costs, accommodation, and housing affordability in Skopje

Rental costs and house/apartment prices can vary drastically between different areas and locations.


Rent Cost in Skopje

Monthly Rent Prices

Studio apartment monthly rent cost

4,200 MKD 6,400 MKD 17,000 MKD
MINIMUM AVERAGE MAXIMUM
$75 $110 $300

1-bedroom apartment monthly rent cost

6,400 MKD 10,000 MKD 25,000 MKD
MINIMUM AVERAGE MAXIMUM
$110 $180 $450

2-bedroom apartment monthly rent cost

8,500 MKD 13,000 MKD 34,000 MKD
MINIMUM AVERAGE MAXIMUM
$150 $220 $600

3-bedroom apartment monthly rent cost

10,000 MKD 17,000 MKD 46,000 MKD
MINIMUM AVERAGE MAXIMUM
$180 $300 $820

Furnished apartment monthly rent cost

20,000 MKD 51,000 MKD 100,000 MKD
MINIMUM AVERAGE MAXIMUM
$360 $900 $1,800

Townhouse monthly rent cost

17,000 MKD 25,000 MKD 73,000 MKD
MINIMUM AVERAGE MAXIMUM
$300 $450 $1,300

House monthly rent cost

20,000 MKD 51,000 MKD 100,000 MKD
MINIMUM AVERAGE MAXIMUM
$360 $900 $1,800

Villa monthly rent cost

25,000 MKD 64,000 MKD 100,000 MKD
MINIMUM AVERAGE MAXIMUM
$450 $1,100 $1,800

The monthly rental cost of a studio apartment in Skopje ranges between 4,200 MKD and 17,000 MKD, meanwhile the cost of monthly rental of a one-bedroom apartment can be anywhere from 6,400 MKD to 25,000 MKD. Two-bedroom rentals rate ranges between 8,500 MKD and 34,000 MKD per month. The monthly rental for a three-bedroom apartment ranges from 10,000 MKD to 46,000 MKD. The average rent of a townhouse in Skopje is around 25,000 MKD while house rental costs can be as high as 51,000 MKD per month. Finally, if you want to rent a villa, expect to pay anywhere from 25,000 MKD to 100,000 MKD per month.



Apartment and house prices in Skopje

Cost of buying a property

Studio apartment price

850,000 MKD 1.3M MKD 2.5M MKD
MINIMUM AVERAGE MAXIMUM
$15,000 $22,000 $45,000

1-bedroom apartment price

1M MKD 1.7M MKD 6.4M MKD
MINIMUM AVERAGE MAXIMUM
$18,000 $30,000 $110,000

2-bedroom apartment price

1.7M MKD 5.1M MKD 10M MKD
MINIMUM AVERAGE MAXIMUM
$30,000 $90,000 $180,000

3-bedroom apartment price

5.7M MKD 8.5M MKD 25M MKD
MINIMUM AVERAGE MAXIMUM
$100,000 $150,000 $450,000

Townhouse price

7.3M MKD 17M MKD 64M MKD
MINIMUM AVERAGE MAXIMUM
$130,000 $300,000 $1.1M

House price

8.5M MKD 51M MKD 73M MKD
MINIMUM AVERAGE MAXIMUM
$150,000 $900,000 $1.3M

Villa price

10M MKD 57M MKD 85M MKD
MINIMUM AVERAGE MAXIMUM
$180,000 $1,000,000 $1.5M

The average price of a studio apartment in Skopje can range from 850,000 MKD to 2.5M MKD depending on location. One bedroom cost can be anywhere from 1M MKD to 6.4M MKD. A villa can cost you 57M MKD on average with prices ranging from 10M MKD to 85M MKD.


If you're leasing or purchasing, housing costs in Skopje will probably constitute your biggest expenditure, yet it's an area where you wield considerable influence. This is due to the substantial variance in housing prices across communities. Keep in mind the location of your workplace and the accessibility of essential amenities to prevent negating the savings from lower rental rates with increased transportation expenses.

House / apartment prices to income ratio


Property price to income ratio

( average property price / average monthly income ) x 100


33 x93 monthly income 211
MINIMUM AVERAGE MAXIMUM

Property prices in Skopje can be x93 to x211 multiples of the monthly income depending on the property and the income of the person. On average, property prices are approximately x93 multiples of the average monthly salary in Skopje.



Rent to income ratio


Rent to income ratio

( monthly rental / monthly income ) x 100


20% 31% of income 42%
MINIMUM AVERAGE MAXIMUM

The average rent-to-income ratio in Skopje is around 31%. This means that people pay 31% of their income for rent. Those figures can range from 20% to 42% depending on the salary, location, and type of property.


The housing-to-income ratio is a very important metric to evaluate and measure how affordable living is in a particular area, city, or country since housing comprises the biggest chunk of expenditure. A higher housing to income ratio means that the place is relatively expensive. The figure by itself does tell much. It only starts to make sense when comparing the housing to income ratio across different locations.

Housing affordability index

The housing affordability index measures how affordable accommodation is in a particular place. This can measured in multiple ways, the most common being housing expenditure to total expenditure ratio and the rent to income ratio. The housing expenditure ratio is a figure reported by individuals on the percentage they allocate for housing. Rent to income ratio is calculated by dividing the average monthly rent by the average income. Because these values are both percentages, we can find their average and get the best of the two worlds.

Housing Affordability Index
28%

Property Taxes

Real estate owners pay property taxes to local tax authorities, which are determined by the assessed value of their property. Typically, these taxes are paid once a year. Property tax funds contribute to community development, financing infrastructure improvements, public services, and local education initiatives.


FROM
1.8%
AVERAGE
2.8%
TO
3.8%

Home Maintenance Costs

Home maintenance costs encompass various expenses associated with the upkeep and repair of a residence. These expenditures include regular tasks such as lawn care, pest control, and HVAC system servicing, as well as occasional repairs and renovations like fixing leaks, painting, or replacing appliances.


77 MKD 1,000 MKD 10,000 MKD
MINIMUM AVERAGE MAXIMUM

Urban vs. rural living costs

Urban living typically entails higher housing and transportation costs due to demand and limited space, while rural areas generally offer lower housing expenses but may have higher prices for goods and services. The differnce in rental rates between urban areas and rural areas can be as high as 300% in some cases.

Monthly costs and expenses of energy and basic utilities in Skopje

Utilities expenditure can vary slightly between different areas and locations.


Energy, electricity, water, gas, internet, and mobile cost in Skopje

Utility Bill Cost / Electricity + Water + Gas / Couple

770 MKD 2,600 MKD 17,000 MKD
MINIMUM AVERAGE MAXIMUM
$14 $46 $300

Internet and cable cost

230 MKD 460 MKD 620 MKD
MINIMUM AVERAGE MAXIMUM
$4.1 $8.2 $11

Mobile phone bill and charges

190 MKD 310 MKD 930 MKD
MINIMUM AVERAGE MAXIMUM
$3.3 $5.4 $16

Because most utility bills club electricity, water, and gas costs in one bill, we can't provide a breakup for each type of utility and will display electricity, gas, and water as single cost.


The average monthly energy and water consumption of couples is around 2,600 MKD. The cost of internet and WiFi ranges from 230 MKD to 620 MKD with 460 MKD being the average internet bill. Finally, the average monthly mobile charges is around 310 MKD but can range between 190 MKD and 930 MKD depending on consumption. Mobile charges include both calling minutes as well as data packages.


Energy / Utility expense to income ratio


( monthly utility expenses / monthly income ) x 100


4.4% 7.7% of income 12%
MINIMUM AVERAGE MAXIMUM

The average utility-to-income ratio in Skopje is around 7.7%. This means that people pay 7.7% of their income for energy, water, internet, and mobile charges. Those figures can range from 4.4% to 12% depending on salary and location.

Food Prices, Dining Expenses, and Grocery Costs in Skopje

Grocery / Food expenditure and prices can vary drastically between different areas and locations.


Prices and cost of goods and services in Skopje

Dining out, food, and beverages costs. Price variations for common food items.

Fast food combo meal price

46 MKD 93 MKD 150 MKD
MINIMUM AVERAGE MAXIMUM
$0.82 $1.6 $2.7

The average price of a regular combo meal at a fast food outlet or chain like McDonald's, Pizzahut, or KFC in Skopje is approximatly 93 MKD with meal cost ranging from 46 MKD to 150 MKD. The typical combo meal consists of a burger, french fries, and a drink.

Restaurant meal for one price

160 MKD 240 MKD 490 MKD
MINIMUM AVERAGE MAXIMUM
$2.9 $4.3 $8.6

If you are planning to have a nice meal at a mid-range restaurant, expect to pay anywhere between 160 MKD and 490 MKD with 240 MKD being the average price of a plate for one person at a regular restaurant in Skopje.

Fine dining meal for one price

320 MKD 490 MKD 1,900 MKD
MINIMUM AVERAGE MAXIMUM
$5.7 $8.6 $34

The price range of a meal at fine-dining restaurant is 320 MKD to 1,900 MKD with the average cost being 490 MKD for one person. This is what you would expect to pay a top-tier diner in Skopje.

Beverage prices, cappuccino, latte etc..

39 MKD 62 MKD 93 MKD
MINIMUM AVERAGE MAXIMUM
$0.68 $1.1 $1.6

The average price of a regular beverage like cappuccino or latte at Starbucks, Costa, or similar coffee shops and cafes in Skopje is around 62 MKD. Price ranges between 39 MKD and 93 MKD depending on the type of beverage, the size, and optional add-ons.



Grocery and market costs

Large bottle of milk price

31 MKD 37 MKD 46 MKD
MINIMUM AVERAGE MAXIMUM
$0.54 $0.65 $0.82

The average price of a large bottle of milk in Skopje is 37 MKD. The maximum what you would pay for milk is 46 MKD and the minimum being 31 MKD depending on the brand of milk and other properties.

12 eggs price

23 MKD 31 MKD 46 MKD
MINIMUM AVERAGE MAXIMUM
$0.41 $0.54 $0.82

A dozen eggs costs around 31 MKD on average with 23 MKD and 46 MKD being the lower and upper limits respectively.

Fresh whole chicken price

53 MKD 68 MKD 97 MKD
MINIMUM AVERAGE MAXIMUM
$0.93 $1.2 $1.7

The price range of a fresh whole chicken in Skopje is between 53 MKD and 97 MKD depending on the size of the chicken and whether it is oraganic or not. The average price is approximatly 68 MKD.

Pack of beef price

62 MKD 93 MKD 190 MKD
MINIMUM AVERAGE MAXIMUM
$1.1 $1.6 $3.3

The price of a regular pack of beef or meat is around 93 MKD. A pack of beef contains around 1Kg or 1lb depending on packing.

Medium bag of rice price

25 MKD 34 MKD 48 MKD
MINIMUM AVERAGE MAXIMUM
$0.44 $0.60 $0.85

A bag of rice in Skopje costs around 34 MKD on average with prices rangeing between 25 MKD and 48 MKD depending on the brand and quality.

Bag of tomatos price

9.3 MKD 12 MKD 23 MKD
MINIMUM AVERAGE MAXIMUM
$0.16 $0.22 $0.41

A bag of tomatoes costs anywhere from 9.3 MKD to 23 MKD. A bag of tomatoes denotes 1Kg or 1lb depending on location.

Bag of apples price

17 MKD 22 MKD 36 MKD
MINIMUM AVERAGE MAXIMUM
$0.29 $0.38 $0.63

A bag of apples costs 22 MKD on average. A bag of apples denotes 1Kg or 1lb depending on location.


Grocery and food expenditure to income ratio


( monthly grocery expenses / monthly income ) x 100


21% 30% of income 37%
MINIMUM AVERAGE MAXIMUM

The average grocery-to-income ratio in Skopje is around 30%. This means that couples spend 30% of their income on grocery and basic household items. The expenditure can range from 21% to 37% depending on salary and location.


Expenditure on food and grocery for couples

Couples' spending on grocery ranges from 2,700 MKD to 43,000 MKD with the location, income, and size of the couple being the most determinite factors.

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