Cost Of Living For a Couple in Tabuk 2025

Couple cost of living chart - average monthly expenditure in Tabuk

Average Monthly Expenditure

Currency: SAR
4,500 14,000 72,000
MINIMUM AVERAGE MAXIMUM
$1,200 $3,600 $19,000

Average monthly spending for couples in Tabuk

How much money does a couple need in a month to survive in Tabuk?

Couples in Tabuk spend around 14,000 SAR per month on average. Depending on the lifestyle, a couple can survive with a monthly budget as low as 4,500 SAR or as high as 72,000 SAR. Location and income are very important factors and have a huge influence on expenditure and budget.


Prices and cost of goods and services in Tabuk


Chart showing the prices and cost of grocery, food, restaurant meals, market, and beverages in Tabuk

Dining, food, and beverages costs


Fast food combo meal

14 SAR 27 SAR 45 SAR
MINIMUM AVERAGE MAXIMUM
$3.6 $7.3 $12

Restaurant meal for one

44 SAR 66 SAR 130 SAR
MINIMUM AVERAGE MAXIMUM
$12 $18 $35

Fine dining meal for one

88 SAR 130 SAR 530 SAR
MINIMUM AVERAGE MAXIMUM
$23 $35 $140

Cappuccino or latte

11 SAR 18 SAR 27 SAR
MINIMUM AVERAGE MAXIMUM
$3 $4.8 $7.3

Grocery and market costs


Milk large bottle

9.1 SAR 11 SAR 14 SAR
MINIMUM AVERAGE MAXIMUM
$2.4 $2.9 $3.6

12 eggs

6.8 SAR 9.1 SAR 14 SAR
MINIMUM AVERAGE MAXIMUM
$1.8 $2.4 $3.6

Fresh whole chicken

15 SAR 20 SAR 28 SAR
MINIMUM AVERAGE MAXIMUM
$4.1 $5.3 $7.6

Pack of beef

18 SAR 27 SAR 54 SAR
MINIMUM AVERAGE MAXIMUM
$4.8 $7.3 $15

Medium bag of rice

7.3 SAR 10 SAR 14 SAR
MINIMUM AVERAGE MAXIMUM
$2 $2.7 $3.8

Bag of tomatos

2.7 SAR 3.6 SAR 6.8 SAR
MINIMUM AVERAGE MAXIMUM
$0.73 $0.97 $1.8

Bag of apples

4.9 SAR 6.4 SAR 10 SAR
MINIMUM AVERAGE MAXIMUM
$1.3 $1.7 $2.8
Chart showing the prices and cost of commute, travel, and transportation in Tabuk


Commute, travel, and transportation costs


20 minutes taxi ride

11 SAR 13 SAR 26 SAR
MINIMUM AVERAGE MAXIMUM
$2.9 $3.5 $7

Average car full tank

68 SAR 91 SAR 180 SAR
MINIMUM AVERAGE MAXIMUM
$18 $24 $48

Average car 1-day rental

64 SAR 85 SAR 130 SAR
MINIMUM AVERAGE MAXIMUM
$17 $23 $34

Average car price

34,000 SAR 68,000 SAR 91,000 SAR
MINIMUM AVERAGE MAXIMUM
$9,100 $18,000 $24,000

Bus ticket one way

2.1 SAR 3.2 SAR 6.4 SAR
MINIMUM AVERAGE MAXIMUM
$0.57 $0.85 $1.7

Car Service

85 SAR 130 SAR 260 SAR
MINIMUM AVERAGE MAXIMUM
$23 $34 $68
Chart showing the prices and cost of utility, energy, water, and gas in Tabuk


Utility cost (monthly)


Utility Bill - Couple

180 SAR 610 SAR 4,000 SAR
MINIMUM AVERAGE MAXIMUM
$48 $160 $1,100

Internet and cable

68 SAR 140 SAR 180 SAR
MINIMUM AVERAGE MAXIMUM
$18 $36 $48

Mobile phone charges

54 SAR 91 SAR 270 SAR
MINIMUM AVERAGE MAXIMUM
$15 $24 $73

Leisure and activities costs


Movie ticket

34 SAR 45 SAR 68 SAR
MINIMUM AVERAGE MAXIMUM
$9.1 $12 $18

One month gym membership

100 SAR 130 SAR 260 SAR
MINIMUM AVERAGE MAXIMUM
$27 $34 $68
Chart showing the prices and cost of clothing and accessories in Tabuk


Cloths and accessories costs


Pair of jeans or pants

75 SAR 110 SAR 160 SAR
MINIMUM AVERAGE MAXIMUM
$20 $28 $43

Woman dress

71 SAR 98 SAR 320 SAR
MINIMUM AVERAGE MAXIMUM
$19 $26 $85

Woman shoes

67 SAR 91 SAR 210 SAR
MINIMUM AVERAGE MAXIMUM
$18 $24 $57

Men's shoes

58 SAR 71 SAR 140 SAR
MINIMUM AVERAGE MAXIMUM
$15 $19 $38

Men suit

64 SAR 80 SAR 430 SAR
MINIMUM AVERAGE MAXIMUM
$17 $21 $110

Regular t-shirt

32 SAR 43 SAR 130 SAR
MINIMUM AVERAGE MAXIMUM
$8.5 $11 $34
Chart showing the prices and cost of housing, accommodation, and rent in Tabuk


Housing costs / monthly rent


Studio apartment

1,100 SAR 1,600 SAR 4,300 SAR
MINIMUM AVERAGE MAXIMUM
$280 $430 $1,100

1-bedroom apartment

1,600 SAR 2,600 SAR 6,400 SAR
MINIMUM AVERAGE MAXIMUM
$430 $680 $1,700

2-bedroom apartment

2,100 SAR 3,200 SAR 8,500 SAR
MINIMUM AVERAGE MAXIMUM
$570 $850 $2,300

Housing costs / Buying


Studio apartment

210,000 SAR 320,000 SAR 640,000 SAR
MINIMUM AVERAGE MAXIMUM
$57,000 $85,000 $170,000

1-bedroom apartment

260,000 SAR 430,000 SAR 1.6M SAR
MINIMUM AVERAGE MAXIMUM
$68,000 $110,000 $430,000

2-bedroom apartment

430,000 SAR 1.3M SAR 2.6M SAR
MINIMUM AVERAGE MAXIMUM
$110,000 $340,000 $680,000
Chart showing the prices and cost of furniture in Tabuk


Furniture Costs


King Size Bed

1,400 SAR 1,700 SAR 2,300 SAR
MINIMUM AVERAGE MAXIMUM
$360 $450 $600

Double Bed

910 SAR 1,400 SAR 1,700 SAR
MINIMUM AVERAGE MAXIMUM
$240 $360 $450

Single Bed

800 SAR 1,000 SAR 1,400 SAR
MINIMUM AVERAGE MAXIMUM
$210 $280 $360

Living Room

1,500 SAR 1,900 SAR 6,800 SAR
MINIMUM AVERAGE MAXIMUM
$400 $520 $1,800

Dining Table

680 SAR 910 SAR 1,700 SAR
MINIMUM AVERAGE MAXIMUM
$180 $240 $450

Sofa or Couch

910 SAR 1,200 SAR 2,700 SAR
MINIMUM AVERAGE MAXIMUM
$240 $330 $730
Chart showing the prices and cost of electronic devices and appliances in Tabuk


Electronics and House Appliance Costs


TV Set

910 SAR 1,400 SAR 2,700 SAR
MINIMUM AVERAGE MAXIMUM
$240 $360 $730

Fridge or Freezer

800 SAR 1,200 SAR 1,700 SAR
MINIMUM AVERAGE MAXIMUM
$210 $330 $450

Washing Machine

1,000 SAR 1,500 SAR 2,700 SAR
MINIMUM AVERAGE MAXIMUM
$280 $400 $730

Stove or Cooker

970 SAR 1,200 SAR 1,700 SAR
MINIMUM AVERAGE MAXIMUM
$260 $330 $450

Mobile Phone

1,100 SAR 1,400 SAR 1,900 SAR
MINIMUM AVERAGE MAXIMUM
$300 $360 $520

Laptop or Computer

1,200 SAR 1,500 SAR 2,700 SAR
MINIMUM AVERAGE MAXIMUM
$330 $400 $730
Couple cost of living and expenditure to income ratio in Tabuk

Couple expenditure to income ratio in Tabuk

Analysing the how affordable it is for couples to live in Tabuk

One of the most definite ways to determine how affordable a place is measuring the ratio of expenses to salary. A high expense-to-income to ratio indicates a high cost-of-living index while a low expenditure-to-salary ratio means the place is affordable to live in. Couples usually spend a larger chunk of their income than other population groups. A typical and healthy expenditure percentage for a couple of four ranges between 70% to 80%.


Spending to Income Ratio

69%

61% to 77%

( expenditure / income ) x 100


Couples in Tabuk spend around 69% of their monthly income. Some couples spend as low as 61% of their income while some as high as 77%.

Distribution of monthly cost of living expenses of a couple in Tabuk

How do couples spend their money in Tabuk?

We asked thousands of couples about their spending habits and expenditure break down.


The percentage figures in this section are percentages of total spending not income. If you would like to see the percentage of expenses as related to income or salary, see other sections.

Housing and accomodation expenditure for couples

Accomodation Cost28%

28% of total expenses on average (21% to 38%)

LOW$410   1,500 SAR
AVERAGE$1,200   4,600 SAR
HIGH$6,600   25,000 SAR
Per Month

Couples in Tabuk typically spend from 21% to 38% of their total monthly expenditure on housing with 28% being the average. The average monthly spend on housing is 4,600 SAR with expenditure ranging from 1,500 SAR to 25,000 SAR. This cost mainly goes for rent but it also includes other accommodation-related expenses.

Electricity, utilities, energy, water, internet, and mobile expenditure for couples

Cost of utilities7%

7% of total expenses on average (5% to 11%)

LOW$48   180 SAR
AVERAGE$160   610 SAR
HIGH$1,100   4,000 SAR
Per Month

Utility expenditure like electricity, water, and gas in Tabuk ranges from 5% to 11% of total expenses with 7% being the average for most couples. The average monthly cost of utilities is 610 SAR with 180 SAR and 4,000 SAR being the upper and lower limits for a couple of four.

Transport, fuel, and commute expenditure for couples

Cost of transport and fuel10%

10% of total expenses on average (4% to 15%)

LOW$140   540 SAR
AVERAGE$430   1,600 SAR
HIGH$2,300   8,700 SAR
Per Month

Fuel consumption and cost of transport depend heavily on whether a couple resides near school and work, but roughly speaking a couple would expect to spend from 540 SAR to 8,700 SAR in a month on commuting with 1,600 SAR being the norm for most couples. This means that money spent on transport constitutes about 10% of total spending on average but can go as low as 4% or as high as 15%.

Food, groceries, and basic shopping expenditure for couples

Food and Groceries Cost16%

16% of total expenses on average (11% to 21%)

LOW$170   630 SAR
AVERAGE$510   1,900 SAR
HIGH$2,700   10,000 SAR
Per Month

The average outlay on groceries and basic houshold items for a typical couple in a month in Tabuk is 1,900 SAR. The cost of groceries can range between 630 SAR to 10,000 SAR. Couples spend on average about 16% on food and groceries with upper and lower bounds of 11% and 21% respectively.

Healthcare and medical services expenditure for couples

Cost of healthcare13%

13% of total expenses on average (7% to 17%)

LOW$130   500 SAR
AVERAGE$400   1,500 SAR
HIGH$2,100   8,000 SAR
Per Month

Couples in Tabuk allocate 7% to 17% of their total monthly expenditure to healthcare including health insurance and out-of-pocket medical expenses. The average spending on medical services and clinic visits is around 13%. The range of medical expenses range from 500 SAR to 8,000 SAR with 1,500 SAR being the norm for most couples.

Leisure and shopping expenditure for couples

Cost of leisure and shopping4%

4% of total expenses on average (2% to 7%)

LOW$72   270 SAR
AVERAGE$220   810 SAR
HIGH$1,200   4,300 SAR
Per Month

This category mostly contains discretionary or non-essential expenses but also some non-discretionary spending like furniture for example. The monthly expenses range from 270 SAR to 4,300 SAR with 810 SAR being the average. Speaking of percentages, that equates to 2% to 7% of total expenses with an average of 4% for most couples.

Education and schooling expenditure for couples

Cost of education and schooling2%

2% of total expenses on average (1% to 4%)

LOW$24   90 SAR
AVERAGE$72   270 SAR
HIGH$390   1,400 SAR
Per Month

Spending on education can vary drastically between different couples. On average, education constitutes 2% of the monthly expenditure of couples with 1% and 4% being the lower and upper bounds respectively. The average reported education cost is 270 SAR per month with 90 SAR being the minimum spent amount and 1,400 SAR being the maximum.

Other Expenses20%

20% of total expenses on average (14% to 26%)

LOW$210   770 SAR
AVERAGE$620   2,300 SAR
HIGH$3,300   12,000 SAR
Per Month
Percentage of couples who manage to save money from their income every month in Tabuk

What percentage of couples in Tabuk are able to save money and how much can they save?


Percentage of couples that reported their ability to save money


Saving Money
61%
Not Saving
39%

Almost 61% of surveyed couples in Tabuk said that they can save some money at the end of each month while 39% reported that they have to utilize their whole income to survive.


Couple savings to income ratio in Tabuk

Savings-to-Income Ratio

The savings-to-income ratio is measured as the percentage of income that people save over a specific period and it is simply calculated by dividing the saved money by total income and then multiplying the result by 100. (Savings / Income) x 100.


How much money do couples manage to add to their savings?

The amount of money that people can afford to save depends hugely on their income. It is better to focus on the percentage when trying to understand saving patterns.

Saving to Income Ratio

13% 22% of income 31%
MINIMUM AVERAGE MAXIMUM

Average Monthly Saved Amount

1,900 SAR
$490
5,600 SAR
$1,500
30,000 SAR
$7,900
MINIMUM AVERAGE MAXIMUM

Savings to income distribution levels for couples

Saving To Income Ratio% Couples
0% - 10%34%
10% - 20%26%
20% - 30%19%
30% - 40%10%
40% - 50%8%
> 50%3%

Interpretation and Analysis

Couples that are able to save money can put anywhere from 13% to 31% of their monthly income to their savings, with 22% being the average for most couples. The average monthly amount of money that couples can put aside is 5,600 SAR with 1,900 SAR and 30,000 SAR being the minimum and maximum respectively.

Reasons that make it difficult for couples to save money in Tabuk

Saving Challenges in Tabuk

Reasons that make it difficult for couples to save money

We wanted to understand what is stopping couples from maximizing their savings in Tabuk. Listed below are the answers given by the survey participants.


Reason% People
Low Income6%
High Expenses9%
Debt and Loans16%
Lack of Budgeting Skills11%
Impulsive Spending10%
Financial Emergencies6%
Living the moment6%
Will do it later18%
Inflation12%
Social Pressure3%
Market Instability3%

Around 6% of the couples said that their salary is too low to accommodate a portion for savings while 9% said that the high cost of living leaves little room for savings. 16% of the residents said that they are burdened with debt and find it challenging to save money. 11% reported that they just don't have the knowledge or discipline to create and stick to a budget, leading to overspending and an inability to save. 10% of couples blamed impulsive spending as the reason for saving inability. Around 6% said that unexpected expenses like medical bills or car repairs are derailing their savings goals. 6% bluntly said that they don't see the purpose of it and prefer to live each day to the fullest. 18% reported that they understand the value of saving but are putting off saving for the future, thinking they have plenty of time to start later. 12% blamed inflation, saying that every time they save some money they end up using it immediately. A surprising 3% said that social pressure and keeping up with peers or social expectations makes them overspend. Lastly, 3% blamed market instability and price fluctuations.

Where do couples choose to put their savings in Tabuk

Typical saving choices for couples in Tabuk

Where do people choose to put their savings?


Saving Type% People
Emergency Funds11%
Gold11%
Savings Accounts17%
Retirement Accounts11%
Cash Savings18%
Real Estate10%
Investment6%
Stocks5%
Bonds6%
Mutual Funds3%
Certificates of Deposit3%
A typical and healthy budgeting structure. The 50-30-20 rule

A typical and healthy budgeting structure

The 50/30/20 rule

Spending among different people can vary significantly based on factors such as their income, lifestyle, location, and personal preferences. A commonly used guideline for budgeting is the 50/30/20 rule, which suggests allocating your income into three main categories in the following percentages.

  • 50% for needs and financial obligations

    This category includes essential expenses like housing, utilities, groceries, transportation, and healthcare.

  • 30% for wants and discretionary spending

    This category covers discretionary spending on non-essential items, such as dining out, entertainment, travel, and other lifestyle choices.

  • 20% for savings and emergency fund

    This is the percentage that must be allocated to savings, emergency funds, and retirement accounts.

About financial planning, money management, and household budgeting

The 50/30/20 rule is used as a general guideline but may not be the best choice for all people. There are in fact many budgeting plans out there like the 70/20/10 and the 60/20/20 rules, all claiming to be the best. More important than all of this is to establish financial discipline by creating a budget tailored to your specific financial goals and situation. It is very important that your financial outflow be less than your income to maintain a healthy cash flow.

Income and cost of living compatibility. Is it affordable or economical for couples to live in Tabuk

Affordable living in Tabuk

Income and cost of living compatibility

We asked couples one simple question and recorded their answers.

Is it affordable or economical to live in Tabuk?


Yes
68%
No
32%

Around 68% of surveyed couples think that living in Tabuk is affordable with proper budgeting while 32% reported that it is just too expensive and not affordable even with frugality and thriftness.

How easily is cost-cutting for couples. Are there plenty of low-cost options in Tabuk

Low-cost alternatives in Tabuk

People are always looking for ways to cut down expenses and reduce expenditures. The hallmark of any affordable place is the availability of discount stores, bargain deals, smart or secondhand shopping, refurbished items, and couponing. We asked couples how easily cost-cutting is and the answers were distributed as follows:

Plenty of low-cost options54%

Few low-cost options46%


Based on the survey, 54% of the couples living in Tabuk have no problem finding low-cost alternatives to support a frugal lifestyle while 46% think that thriftness is difficult due to scarcity in discount markets and secondhand outlets.

Emergency Funds For Couples

An emergency fund is a financial safety net comprised of easily accessible savings set aside to cover unexpected expenses or financial emergencies, typically amounting to three to six months' worth of living expenses. We asked couples of Tabuk whether they have an emergency fund and the answers were as follows.

Yes64%

No36%


Based on the survey, 36% of the couples living in Tabuk said that they don't have an emergency fund while 64% said that they do.

Financial literacy and difficulty in budgeting and financial planning for couples in Tabuk

Financial Literacy in Saudi Arabia

Financial literacy is the knowledge of concepts and principles related to personal finance that allow individuals to make informed decisions regarding their money such as budgeting, saving, investing, borrowing, managing debt, financial risk management, and planning.

Financial Leteracy71%


We asked couple guardians and parents in Tabuk whether they acquired any adequate personal financial training in their lives. Approximately 29% of the people who participated in the survey said that they are not well informed about the topics of budgeting, saving, etc., and just manage things based on their own experience, while 71% said that they know about the general principles of personal finance from sources other than their own experience.


Difficulty in Budgeting and Financial Planning

We wanted to understand whether couples of Saudi Arabia have problems or difficulties in managing their expenditures and savings so we asked people one simple question: do you struggle with your personal finances? 31% of the participants reported that they indeed struggle in creating budgets and in organizing their finances while 69% said that they have everything under control.

Struggles with finance31%

Easily manages finances69%

Financial goals and targets of couples living in Tabuk

Financial goals of couples in Tabuk

In an attempt to understand the economic situation in Tabuk, we asked participants about their financial targets. By knowing what the population in general is trying to achieve, we can shed light on the economic outlook, cost of living, and quality of life in general.


Financial Goal% People
Emergency Fund7%
Debt Reduction37%
Retirement Savings9%
Education Funding8%
Homeownership17%
Investing8%
Travel or Lifestyle9%
Healthcare Expenses11%
Financial Independence7%

Around 7% of couples said that their main goal is to establish an emergency fund to cover unexpected expenses while 37% said their number one priority is to pay off high-interest debt or loans and improve credit. 9% of surveyed people confirmed that saving for retirement to ensure a comfortable lifestyle in the final years is their main target. Around 8% reported that their priority is saving for the tuition fees and education costs of their children while 17% choose to buy a home or pay off existing mortgage before other things. 8% of the population would like to build wealth through investments such as stocks, bonds, mutual funds, or real estate. For 9% of people, saving for vacations or upgrading their lifestyle is the number one concern. Approximately 11% of the residents said that saving for healthcare expenses including insurance premiums is their main goal.

Chart showing the percentage of couples who are in debt in Tabuk

Debt, loans, and mortgages in Tabuk


Percentage of couples who are in debt


In Debt
26%
Debt Free
74%

According to the survey, 26% of the couples in Tabuk have some kind of debt, loan, mortgage, or credit card payments while 74% reported that they don't have financial obligations to banks.


Chart showing debt-to-income ratio in Tabuk

Debt-to-income ratio in Tabuk

Debt to income ratio

23%

14% to 32%

( monthly debt payment / monthly income ) x 100

Interpretation

The debt-to-income ratio measures the percentage of income being paid as debt settlement across the population. It is calculated by dividing the monthly debt settlement payment of an individual by their monthly income. Based on collected data, approximately 23% of a couple's monthly income in Tabuk goes to debt settlement.


Debt levels

Monthly debt settlement payment as percentage of monthly income

Debt-to-income ratio% People
> 60%3%
50% - 60%14%
40% - 50%13%
30% - 40%15%
20% - 30%13%
10% - 20%16%
0% - 10%27%

According to our data, 3% of the debtors in Tabuk pay 60%+ of their income as debt settlement while 14% of the people pay 50% to 60% of their income for the same, which is quite an alarming financial situation for those individuals. 13% of people in debt dedicate 40% to 50% of their income to loan and mortgage payments while 15% dedicated 30% to 40% of income for same. Things are looking brighter for 13% of individuals as they only pay 20% to 30% of their income for loan and credit card repayment.


Distribution by type of debt in Tabuk

Debt% People
Real Estate Mortgage11%
Auto Loan20%
Student Loan3%
Credit Card27%
Personal Loan39%

11% of debtors in Tabuk confirm that real estate mortgages constitutes the main part of their outstanding debt while 27% say that credit card payments are the reason they are in debt. Auto loans were the main type of debt for 20% of people and personal loans rose at 39%. Lastly, student loans are the main source of debt for 3% of debtors in Tabuk.


About credit score and debt management

Managing debt is a critical aspect of maintaining a favorable credit score. Debt reduction is the first thing you should do improve your financial situation. Getting rid of debt takes precedence over saving money because of interest rates.

Good debt vs. Bad debt

Not all debt is bad. Good debt typically refers to borrowing money for investments that can increase in value or generate income over time like purchasing a home or acquiring student loans. On the other hand, bad debt involves borrowing for things that fail to generate lasting value like high-interest credit card debt used for non-essential expenses like luxury items or vacations.


Loan Affordability Index in Tabuk

Besides measuring the loan-to-income ratio, we asked couples of Tabuk how many times in a year they defaulted or were unable to pay their due credit card or loan payments on time. Understanding how often people default on their due payments is one of the indicators of the cost of living and economic situation.

Frequency and percentage of people who failed to pay their monthly credit card or loan payments on time last year.

Frequency% People
Never53%
Once a year23%
Twice a year12%
Three times a year8%
Four times a year4%
Housing and accommodation affordability, property price to income ratio, rent to income ratio, and housing affordability index chart in Tabuk

Housing costs, accommodation, and housing affordability in Tabuk

Rental costs and house/apartment prices can vary drastically between different areas and locations.


Rent Cost in Tabuk

Monthly Rent Prices

Studio apartment monthly rent cost

1,100 SAR 1,600 SAR 4,300 SAR
MINIMUM AVERAGE MAXIMUM
$280 $430 $1,100

1-bedroom apartment monthly rent cost

1,600 SAR 2,600 SAR 6,400 SAR
MINIMUM AVERAGE MAXIMUM
$430 $680 $1,700

2-bedroom apartment monthly rent cost

2,100 SAR 3,200 SAR 8,500 SAR
MINIMUM AVERAGE MAXIMUM
$570 $850 $2,300

3-bedroom apartment monthly rent cost

2,600 SAR 4,300 SAR 12,000 SAR
MINIMUM AVERAGE MAXIMUM
$680 $1,100 $3,100

Furnished apartment monthly rent cost

5,100 SAR 13,000 SAR 26,000 SAR
MINIMUM AVERAGE MAXIMUM
$1,400 $3,400 $6,800

Townhouse monthly rent cost

4,300 SAR 6,400 SAR 18,000 SAR
MINIMUM AVERAGE MAXIMUM
$1,100 $1,700 $4,900

House monthly rent cost

5,100 SAR 13,000 SAR 26,000 SAR
MINIMUM AVERAGE MAXIMUM
$1,400 $3,400 $6,800

Villa monthly rent cost

6,400 SAR 16,000 SAR 26,000 SAR
MINIMUM AVERAGE MAXIMUM
$1,700 $4,300 $6,800

The monthly rental cost of a studio apartment in Tabuk ranges between 1,100 SAR and 4,300 SAR, meanwhile the cost of monthly rental of a one-bedroom apartment can be anywhere from 1,600 SAR to 6,400 SAR. Two-bedroom rentals rate ranges between 2,100 SAR and 8,500 SAR per month. The monthly rental for a three-bedroom apartment ranges from 2,600 SAR to 12,000 SAR. The average rent of a townhouse in Tabuk is around 6,400 SAR while house rental costs can be as high as 13,000 SAR per month. Finally, if you want to rent a villa, expect to pay anywhere from 6,400 SAR to 26,000 SAR per month.



Apartment and house prices in Tabuk

Cost of buying a property

Studio apartment price

210,000 SAR 320,000 SAR 640,000 SAR
MINIMUM AVERAGE MAXIMUM
$57,000 $85,000 $170,000

1-bedroom apartment price

260,000 SAR 430,000 SAR 1.6M SAR
MINIMUM AVERAGE MAXIMUM
$68,000 $110,000 $430,000

2-bedroom apartment price

430,000 SAR 1.3M SAR 2.6M SAR
MINIMUM AVERAGE MAXIMUM
$110,000 $340,000 $680,000

3-bedroom apartment price

1.4M SAR 2.1M SAR 6.4M SAR
MINIMUM AVERAGE MAXIMUM
$380,000 $570,000 $1.7M

Townhouse price

1.8M SAR 4.3M SAR 16M SAR
MINIMUM AVERAGE MAXIMUM
$490,000 $1.1M $4.3M

House price

2.1M SAR 13M SAR 18M SAR
MINIMUM AVERAGE MAXIMUM
$570,000 $3.4M $4.9M

Villa price

2.6M SAR 14M SAR 21M SAR
MINIMUM AVERAGE MAXIMUM
$680,000 $3.8M $5.7M

The average price of a studio apartment in Tabuk can range from 210,000 SAR to 640,000 SAR depending on location. One bedroom cost can be anywhere from 260,000 SAR to 1.6M SAR. A villa can cost you 14M SAR on average with prices ranging from 2.6M SAR to 21M SAR.


If you're leasing or purchasing, housing costs in Tabuk will probably constitute your biggest expenditure, yet it's an area where you wield considerable influence. This is due to the substantial variance in housing prices across communities. Keep in mind the location of your workplace and the accessibility of essential amenities to prevent negating the savings from lower rental rates with increased transportation expenses.

House / apartment prices to income ratio


Property price to income ratio

( average property price / average monthly income ) x 100


42 x125 monthly income 200
MINIMUM AVERAGE MAXIMUM

Property prices in Tabuk can be x125 to x200 multiples of the monthly income depending on the property and the income of the person. On average, property prices are approximately x125 multiples of the average monthly salary in Tabuk.



Rent to income ratio


Rent to income ratio

( monthly rental / monthly income ) x 100


22% 30% of income 39%
MINIMUM AVERAGE MAXIMUM

The average rent-to-income ratio in Tabuk is around 30%. This means that people pay 30% of their income for rent. Those figures can range from 22% to 39% depending on the salary, location, and type of property.


The housing-to-income ratio is a very important metric to evaluate and measure how affordable living is in a particular area, city, or country since housing comprises the biggest chunk of expenditure. A higher housing to income ratio means that the place is relatively expensive. The figure by itself does tell much. It only starts to make sense when comparing the housing to income ratio across different locations.

Housing affordability index

The housing affordability index measures how affordable accommodation is in a particular place. This can measured in multiple ways, the most common being housing expenditure to total expenditure ratio and the rent to income ratio. The housing expenditure ratio is a figure reported by individuals on the percentage they allocate for housing. Rent to income ratio is calculated by dividing the average monthly rent by the average income. Because these values are both percentages, we can find their average and get the best of the two worlds.

Housing Affordability Index
28%

Property Taxes

Real estate owners pay property taxes to local tax authorities, which are determined by the assessed value of their property. Typically, these taxes are paid once a year. Property tax funds contribute to community development, financing infrastructure improvements, public services, and local education initiatives.


FROM
2.3%
AVERAGE
3.2%
TO
4.2%

Home Maintenance Costs

Home maintenance costs encompass various expenses associated with the upkeep and repair of a residence. These expenditures include regular tasks such as lawn care, pest control, and HVAC system servicing, as well as occasional repairs and renovations like fixing leaks, painting, or replacing appliances.


18 SAR 240 SAR 2,400 SAR
MINIMUM AVERAGE MAXIMUM

Urban vs. rural living costs

Urban living typically entails higher housing and transportation costs due to demand and limited space, while rural areas generally offer lower housing expenses but may have higher prices for goods and services. The differnce in rental rates between urban areas and rural areas can be as high as 300% in some cases.

Monthly costs and expenses of energy and basic utilities in Tabuk

Utilities expenditure can vary slightly between different areas and locations.


Energy, electricity, water, gas, internet, and mobile cost in Tabuk

Utility Bill Cost / Electricity + Water + Gas / Couple

180 SAR 610 SAR 4,000 SAR
MINIMUM AVERAGE MAXIMUM
$48 $160 $1,100

Internet and cable cost

68 SAR 140 SAR 180 SAR
MINIMUM AVERAGE MAXIMUM
$18 $36 $48

Mobile phone bill and charges

54 SAR 91 SAR 270 SAR
MINIMUM AVERAGE MAXIMUM
$15 $24 $73

Because most utility bills club electricity, water, and gas costs in one bill, we can't provide a breakup for each type of utility and will display electricity, gas, and water as single cost.


The average monthly energy and water consumption of couples is around 610 SAR. The cost of internet and WiFi ranges from 68 SAR to 180 SAR with 140 SAR being the average internet bill. Finally, the average monthly mobile charges is around 91 SAR but can range between 54 SAR and 270 SAR depending on consumption. Mobile charges include both calling minutes as well as data packages.


Energy / Utility expense to income ratio


( monthly utility expenses / monthly income ) x 100


0.90% 3.6% of income 7.2%
MINIMUM AVERAGE MAXIMUM

The average utility-to-income ratio in Tabuk is around 3.6%. This means that people pay 3.6% of their income for energy, water, internet, and mobile charges. Those figures can range from 0.90% to 7.2% depending on salary and location.

Food Prices, Dining Expenses, and Grocery Costs in Tabuk

Grocery / Food expenditure and prices can vary drastically between different areas and locations.


Prices and cost of goods and services in Tabuk

Dining out, food, and beverages costs. Price variations for common food items.

Fast food combo meal price

14 SAR 27 SAR 45 SAR
MINIMUM AVERAGE MAXIMUM
$3.6 $7.3 $12

The average price of a regular combo meal at a fast food outlet or chain like McDonald's, Pizzahut, or KFC in Tabuk is approximatly 27 SAR with meal cost ranging from 14 SAR to 45 SAR. The typical combo meal consists of a burger, french fries, and a drink.

Restaurant meal for one price

44 SAR 66 SAR 130 SAR
MINIMUM AVERAGE MAXIMUM
$12 $18 $35

If you are planning to have a nice meal at a mid-range restaurant, expect to pay anywhere between 44 SAR and 130 SAR with 66 SAR being the average price of a plate for one person at a regular restaurant in Tabuk.

Fine dining meal for one price

88 SAR 130 SAR 530 SAR
MINIMUM AVERAGE MAXIMUM
$23 $35 $140

The price range of a meal at fine-dining restaurant is 88 SAR to 530 SAR with the average cost being 130 SAR for one person. This is what you would expect to pay a top-tier diner in Tabuk.

Beverage prices, cappuccino, latte etc..

11 SAR 18 SAR 27 SAR
MINIMUM AVERAGE MAXIMUM
$3 $4.8 $7.3

The average price of a regular beverage like cappuccino or latte at Starbucks, Costa, or similar coffee shops and cafes in Tabuk is around 18 SAR. Price ranges between 11 SAR and 27 SAR depending on the type of beverage, the size, and optional add-ons.



Grocery and market costs

Large bottle of milk price

9.1 SAR 11 SAR 14 SAR
MINIMUM AVERAGE MAXIMUM
$2.4 $2.9 $3.6

The average price of a large bottle of milk in Tabuk is 11 SAR. The maximum what you would pay for milk is 14 SAR and the minimum being 9.1 SAR depending on the brand of milk and other properties.

12 eggs price

6.8 SAR 9.1 SAR 14 SAR
MINIMUM AVERAGE MAXIMUM
$1.8 $2.4 $3.6

A dozen eggs costs around 9.1 SAR on average with 6.8 SAR and 14 SAR being the lower and upper limits respectively.

Fresh whole chicken price

15 SAR 20 SAR 28 SAR
MINIMUM AVERAGE MAXIMUM
$4.1 $5.3 $7.6

The price range of a fresh whole chicken in Tabuk is between 15 SAR and 28 SAR depending on the size of the chicken and whether it is oraganic or not. The average price is approximatly 20 SAR.

Pack of beef price

18 SAR 27 SAR 54 SAR
MINIMUM AVERAGE MAXIMUM
$4.8 $7.3 $15

The price of a regular pack of beef or meat is around 27 SAR. A pack of beef contains around 1Kg or 1lb depending on packing.

Medium bag of rice price

7.3 SAR 10 SAR 14 SAR
MINIMUM AVERAGE MAXIMUM
$2 $2.7 $3.8

A bag of rice in Tabuk costs around 10 SAR on average with prices rangeing between 7.3 SAR and 14 SAR depending on the brand and quality.

Bag of tomatos price

2.7 SAR 3.6 SAR 6.8 SAR
MINIMUM AVERAGE MAXIMUM
$0.73 $0.97 $1.8

A bag of tomatoes costs anywhere from 2.7 SAR to 6.8 SAR. A bag of tomatoes denotes 1Kg or 1lb depending on location.

Bag of apples price

4.9 SAR 6.4 SAR 10 SAR
MINIMUM AVERAGE MAXIMUM
$1.3 $1.7 $2.8

A bag of apples costs 6.4 SAR on average. A bag of apples denotes 1Kg or 1lb depending on location.


Grocery and food expenditure to income ratio


( monthly grocery expenses / monthly income ) x 100


14% 22% of income 27%
MINIMUM AVERAGE MAXIMUM

The average grocery-to-income ratio in Tabuk is around 22%. This means that couples spend 22% of their income on grocery and basic household items. The expenditure can range from 14% to 27% depending on salary and location.


Expenditure on food and grocery for couples

Couples' spending on grocery ranges from 630 SAR to 10,000 SAR with the location, income, and size of the couple being the most determinite factors.

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