Cost Of Living For a Couple in Volgograd 2024

Couple cost of living chart - average monthly expenditure in Volgograd

Average Monthly Expenditure

Currency: RUB
40,000 120,000 630,000
MINIMUM AVERAGE MAXIMUM
$440 $1,300 $7,000

Average monthly spending for couples in Volgograd

How much money does a couple need in a month to survive in Volgograd?

Couples in Volgograd spend around 120,000 RUB per month on average. Depending on the lifestyle, a couple can survive with a monthly budget as low as 40,000 RUB or as high as 630,000 RUB. Location and income are very important factors and have a huge influence on expenditure and budget.


Prices and cost of goods and services in Volgograd


Chart showing the prices and cost of grocery, food, restaurant meals, market, and beverages in Volgograd

Dining, food, and beverages costs


Fast food combo meal

110 RUB 220 RUB 360 RUB
MINIMUM AVERAGE MAXIMUM
$1.2 $2.4 $4

Restaurant meal for one

360 RUB 540 RUB 1,100 RUB
MINIMUM AVERAGE MAXIMUM
$4 $5.9 $12

Fine dining meal for one

720 RUB 1,100 RUB 4,300 RUB
MINIMUM AVERAGE MAXIMUM
$7.9 $12 $47

Cappuccino or latte

91 RUB 150 RUB 220 RUB
MINIMUM AVERAGE MAXIMUM
$1.00 $1.6 $2.4

Grocery and market costs


Milk large bottle

73 RUB 87 RUB 110 RUB
MINIMUM AVERAGE MAXIMUM
$0.80 $0.96 $1.2

12 eggs

54 RUB 73 RUB 110 RUB
MINIMUM AVERAGE MAXIMUM
$0.60 $0.80 $1.2

Fresh whole chicken

120 RUB 160 RUB 230 RUB
MINIMUM AVERAGE MAXIMUM
$1.4 $1.8 $2.5

Pack of beef

150 RUB 220 RUB 440 RUB
MINIMUM AVERAGE MAXIMUM
$1.6 $2.4 $4.8

Medium bag of rice

58 RUB 80 RUB 110 RUB
MINIMUM AVERAGE MAXIMUM
$0.64 $0.88 $1.2

Bag of tomatos

22 RUB 29 RUB 54 RUB
MINIMUM AVERAGE MAXIMUM
$0.24 $0.32 $0.60

Bag of apples

39 RUB 51 RUB 84 RUB
MINIMUM AVERAGE MAXIMUM
$0.43 $0.56 $0.92
Chart showing the prices and cost of commute, travel, and transportation in Volgograd


Commute, travel, and transportation costs


20 minutes taxi ride

90 RUB 110 RUB 220 RUB
MINIMUM AVERAGE MAXIMUM
$0.99 $1.2 $2.4

Average car full tank

540 RUB 730 RUB 1,500 RUB
MINIMUM AVERAGE MAXIMUM
$6 $8 $16

Average car 1-day rental

530 RUB 710 RUB 1,100 RUB
MINIMUM AVERAGE MAXIMUM
$5.9 $7.8 $12

Average car price

270,000 RUB 540,000 RUB 730,000 RUB
MINIMUM AVERAGE MAXIMUM
$3,000 $6,000 $8,000

Bus ticket one way

18 RUB 27 RUB 53 RUB
MINIMUM AVERAGE MAXIMUM
$0.20 $0.29 $0.59

Car Service

710 RUB 1,100 RUB 2,100 RUB
MINIMUM AVERAGE MAXIMUM
$7.8 $12 $23
Chart showing the prices and cost of utility, energy, water, and gas in Volgograd


Utility cost (monthly)


Utility Bill - Couple

1,600 RUB 5,400 RUB 35,000 RUB
MINIMUM AVERAGE MAXIMUM
$17 $59 $380

Internet and cable

540 RUB 1,100 RUB 1,500 RUB
MINIMUM AVERAGE MAXIMUM
$6 $12 $16

Mobile phone charges

440 RUB 730 RUB 2,200 RUB
MINIMUM AVERAGE MAXIMUM
$4.8 $8 $24

Leisure and activities costs


Movie ticket

270 RUB 360 RUB 540 RUB
MINIMUM AVERAGE MAXIMUM
$3 $4 $6

One month gym membership

850 RUB 1,100 RUB 2,100 RUB
MINIMUM AVERAGE MAXIMUM
$9.4 $12 $23
Chart showing the prices and cost of clothing and accessories in Volgograd


Cloths and accessories costs


Pair of jeans or pants

630 RUB 890 RUB 1,300 RUB
MINIMUM AVERAGE MAXIMUM
$6.9 $9.8 $15

Woman dress

590 RUB 820 RUB 2,700 RUB
MINIMUM AVERAGE MAXIMUM
$6.5 $9 $29

Woman shoes

560 RUB 760 RUB 1,800 RUB
MINIMUM AVERAGE MAXIMUM
$6.2 $8.4 $20

Men's shoes

490 RUB 590 RUB 1,200 RUB
MINIMUM AVERAGE MAXIMUM
$5.3 $6.5 $13

Men suit

530 RUB 670 RUB 3,600 RUB
MINIMUM AVERAGE MAXIMUM
$5.9 $7.3 $39

Regular t-shirt

270 RUB 360 RUB 1,100 RUB
MINIMUM AVERAGE MAXIMUM
$2.9 $3.9 $12
Chart showing the prices and cost of housing, accommodation, and rent in Volgograd


Housing costs / monthly rent


Studio apartment

8,900 RUB 13,000 RUB 36,000 RUB
MINIMUM AVERAGE MAXIMUM
$98 $150 $390

1-bedroom apartment

13,000 RUB 21,000 RUB 53,000 RUB
MINIMUM AVERAGE MAXIMUM
$150 $230 $590

2-bedroom apartment

18,000 RUB 27,000 RUB 71,000 RUB
MINIMUM AVERAGE MAXIMUM
$200 $290 $780

Housing costs / Buying


Studio apartment

1.8M RUB 2.7M RUB 5.3M RUB
MINIMUM AVERAGE MAXIMUM
$20,000 $29,000 $59,000

1-bedroom apartment

2.1M RUB 3.6M RUB 13M RUB
MINIMUM AVERAGE MAXIMUM
$23,000 $39,000 $150,000

2-bedroom apartment

3.6M RUB 11M RUB 21M RUB
MINIMUM AVERAGE MAXIMUM
$39,000 $120,000 $230,000
Chart showing the prices and cost of furniture in Volgograd


Furniture Costs


King Size Bed

11,000 RUB 14,000 RUB 18,000 RUB
MINIMUM AVERAGE MAXIMUM
$120 $150 $200

Double Bed

7,300 RUB 11,000 RUB 14,000 RUB
MINIMUM AVERAGE MAXIMUM
$80 $120 $150

Single Bed

6,400 RUB 8,400 RUB 11,000 RUB
MINIMUM AVERAGE MAXIMUM
$70 $92 $120

Living Room

12,000 RUB 16,000 RUB 54,000 RUB
MINIMUM AVERAGE MAXIMUM
$130 $170 $600

Dining Table

5,400 RUB 7,300 RUB 14,000 RUB
MINIMUM AVERAGE MAXIMUM
$60 $80 $150

Sofa or Couch

7,300 RUB 9,900 RUB 22,000 RUB
MINIMUM AVERAGE MAXIMUM
$80 $110 $240
Chart showing the prices and cost of electronic devices and appliances in Volgograd


Electronics and House Appliance Costs


TV Set

7,300 RUB 11,000 RUB 22,000 RUB
MINIMUM AVERAGE MAXIMUM
$80 $120 $240

Fridge or Freezer

6,400 RUB 9,900 RUB 14,000 RUB
MINIMUM AVERAGE MAXIMUM
$70 $110 $150

Washing Machine

8,400 RUB 12,000 RUB 22,000 RUB
MINIMUM AVERAGE MAXIMUM
$92 $130 $240

Stove or Cooker

7,800 RUB 9,900 RUB 14,000 RUB
MINIMUM AVERAGE MAXIMUM
$86 $110 $150

Mobile Phone

9,100 RUB 11,000 RUB 16,000 RUB
MINIMUM AVERAGE MAXIMUM
$100 $120 $170

Laptop or Computer

9,900 RUB 12,000 RUB 22,000 RUB
MINIMUM AVERAGE MAXIMUM
$110 $130 $240
Couple cost of living and expenditure to income ratio in Volgograd

Couple expenditure to income ratio in Volgograd

Analysing the how affordable it is for couples to live in Volgograd

One of the most definite ways to determine how affordable a place is measuring the ratio of expenses to salary. A high expense-to-income to ratio indicates a high cost-of-living index while a low expenditure-to-salary ratio means the place is affordable to live in. Couples usually spend a larger chunk of their income than other population groups. A typical and healthy expenditure percentage for a couple of four ranges between 70% to 80%.


Spending to Income Ratio

82%

74% to 91%

( expenditure / income ) x 100


Couples in Volgograd spend around 82% of their monthly income. Some couples spend as low as 74% of their income while some as high as 91%.

Distribution of monthly cost of living expenses of a couple in Volgograd

How do couples spend their money in Volgograd?

We asked thousands of couples about their spending habits and expenditure break down.


The percentage figures in this section are percentages of total spending not income. If you would like to see the percentage of expenses as related to income or salary, see other sections.

Housing and accomodation expenditure for couples

Accomodation Cost28%

28% of total expenses on average (21% to 38%)

LOW$150   13,000 RUB
AVERAGE$450   40,000 RUB
HIGH$2,400   220,000 RUB
Per Month

Couples in Volgograd typically spend from 21% to 38% of their total monthly expenditure on housing with 28% being the average. The average monthly spend on housing is 40,000 RUB with expenditure ranging from 13,000 RUB to 220,000 RUB. This cost mainly goes for rent but it also includes other accommodation-related expenses.

Electricity, utilities, energy, water, internet, and mobile expenditure for couples

Cost of utilities7%

7% of total expenses on average (5% to 11%)

LOW$17   1,600 RUB
AVERAGE$59   5,400 RUB
HIGH$380   35,000 RUB
Per Month

Utility expenditure like electricity, water, and gas in Volgograd ranges from 5% to 11% of total expenses with 7% being the average for most couples. The average monthly cost of utilities is 5,400 RUB with 1,600 RUB and 35,000 RUB being the upper and lower limits for a couple of four.

Transport, fuel, and commute expenditure for couples

Cost of transport and fuel10%

10% of total expenses on average (4% to 15%)

LOW$52   4,800 RUB
AVERAGE$160   14,000 RUB
HIGH$840   76,000 RUB
Per Month

Fuel consumption and cost of transport depend heavily on whether a couple resides near school and work, but roughly speaking a couple would expect to spend from 4,800 RUB to 76,000 RUB in a month on commuting with 14,000 RUB being the norm for most couples. This means that money spent on transport constitutes about 10% of total spending on average but can go as low as 4% or as high as 15%.

Food, groceries, and basic shopping expenditure for couples

Food and Groceries Cost16%

16% of total expenses on average (11% to 21%)

LOW$61   5,600 RUB
AVERAGE$180   17,000 RUB
HIGH$980   89,000 RUB
Per Month

The average outlay on groceries and basic houshold items for a typical couple in a month in Volgograd is 17,000 RUB. The cost of groceries can range between 5,600 RUB to 89,000 RUB. Couples spend on average about 16% on food and groceries with upper and lower bounds of 11% and 21% respectively.

Healthcare and medical services expenditure for couples

Cost of healthcare13%

13% of total expenses on average (7% to 17%)

LOW$48   4,400 RUB
AVERAGE$140   13,000 RUB
HIGH$770   70,000 RUB
Per Month

Couples in Volgograd allocate 7% to 17% of their total monthly expenditure to healthcare including health insurance and out-of-pocket medical expenses. The average spending on medical services and clinic visits is around 13%. The range of medical expenses range from 4,400 RUB to 70,000 RUB with 13,000 RUB being the norm for most couples.

Leisure and shopping expenditure for couples

Cost of leisure and shopping4%

4% of total expenses on average (2% to 7%)

LOW$26   2,400 RUB
AVERAGE$79   7,100 RUB
HIGH$420   38,000 RUB
Per Month

This category mostly contains discretionary or non-essential expenses but also some non-discretionary spending like furniture for example. The monthly expenses range from 2,400 RUB to 38,000 RUB with 7,100 RUB being the average. Speaking of percentages, that equates to 2% to 7% of total expenses with an average of 4% for most couples.

Education and schooling expenditure for couples

Cost of education and schooling2%

2% of total expenses on average (1% to 4%)

LOW$8.7   790 RUB
AVERAGE$26   2,400 RUB
HIGH$140   13,000 RUB
Per Month

Spending on education can vary drastically between different couples. On average, education constitutes 2% of the monthly expenditure of couples with 1% and 4% being the lower and upper bounds respectively. The average reported education cost is 2,400 RUB per month with 790 RUB being the minimum spent amount and 13,000 RUB being the maximum.

Other Expenses20%

20% of total expenses on average (14% to 26%)

LOW$74   6,700 RUB
AVERAGE$220   20,000 RUB
HIGH$1,200   110,000 RUB
Per Month
Percentage of couples who manage to save money from their income every month in Volgograd

What percentage of couples in Volgograd are able to save money and how much can they save?


Percentage of couples that reported their ability to save money


Saving Money
61%
Not Saving
39%

Almost 61% of surveyed couples in Volgograd said that they can save some money at the end of each month while 39% reported that they have to utilize their whole income to survive.


Couple savings to income ratio in Volgograd

Savings-to-Income Ratio

The savings-to-income ratio is measured as the percentage of income that people save over a specific period and it is simply calculated by dividing the saved money by total income and then multiplying the result by 100. (Savings / Income) x 100.


How much money do couples manage to add to their savings?

The amount of money that people can afford to save depends hugely on their income. It is better to focus on the percentage when trying to understand saving patterns.

Saving to Income Ratio

13% 23% of income 34%
MINIMUM AVERAGE MAXIMUM

Average Monthly Saved Amount

14,000 RUB
$150
41,000 RUB
$450
220,000 RUB
$2,400
MINIMUM AVERAGE MAXIMUM

Savings to income distribution levels for couples

Saving To Income Ratio% Couples
0% - 10%34%
10% - 20%26%
20% - 30%19%
30% - 40%10%
40% - 50%8%
> 50%3%

Interpretation and Analysis

Couples that are able to save money can put anywhere from 13% to 34% of their monthly income to their savings, with 23% being the average for most couples. The average monthly amount of money that couples can put aside is 41,000 RUB with 14,000 RUB and 220,000 RUB being the minimum and maximum respectively.

Reasons that make it difficult for couples to save money in Volgograd

Saving Challenges in Volgograd

Reasons that make it difficult for couples to save money

We wanted to understand what is stopping couples from maximizing their savings in Volgograd. Listed below are the answers given by the survey participants.


Reason% People
Low Income6%
High Expenses9%
Debt and Loans16%
Lack of Budgeting Skills11%
Impulsive Spending10%
Financial Emergencies6%
Living the moment6%
Will do it later19%
Inflation12%
Social Pressure3%
Market Instability3%

Around 6% of the couples said that their salary is too low to accommodate a portion for savings while 9% said that the high cost of living leaves little room for savings. 16% of the residents said that they are burdened with debt and find it challenging to save money. 11% reported that they just don't have the knowledge or discipline to create and stick to a budget, leading to overspending and an inability to save. 10% of couples blamed impulsive spending as the reason for saving inability. Around 6% said that unexpected expenses like medical bills or car repairs are derailing their savings goals. 6% bluntly said that they don't see the purpose of it and prefer to live each day to the fullest. 19% reported that they understand the value of saving but are putting off saving for the future, thinking they have plenty of time to start later. 12% blamed inflation, saying that every time they save some money they end up using it immediately. A surprising 3% said that social pressure and keeping up with peers or social expectations makes them overspend. Lastly, 3% blamed market instability and price fluctuations.

Where do couples choose to put their savings in Volgograd

Typical saving choices for couples in Volgograd

Where do people choose to put their savings?


Saving Type% People
Emergency Funds11%
Gold11%
Savings Accounts17%
Retirement Accounts11%
Cash Savings18%
Real Estate10%
Investment6%
Stocks5%
Bonds6%
Mutual Funds3%
Certificates of Deposit3%
A typical and healthy budgeting structure. The 50-30-20 rule

A typical and healthy budgeting structure

The 50/30/20 rule

Spending among different people can vary significantly based on factors such as their income, lifestyle, location, and personal preferences. A commonly used guideline for budgeting is the 50/30/20 rule, which suggests allocating your income into three main categories in the following percentages.

  • 50% for needs and financial obligations

    This category includes essential expenses like housing, utilities, groceries, transportation, and healthcare.

  • 30% for wants and discretionary spending

    This category covers discretionary spending on non-essential items, such as dining out, entertainment, travel, and other lifestyle choices.

  • 20% for savings and emergency fund

    This is the percentage that must be allocated to savings, emergency funds, and retirement accounts.

About financial planning, money management, and household budgeting

The 50/30/20 rule is used as a general guideline but may not be the best choice for all people. There are in fact many budgeting plans out there like the 70/20/10 and the 60/20/20 rules, all claiming to be the best. More important than all of this is to establish financial discipline by creating a budget tailored to your specific financial goals and situation. It is very important that your financial outflow be less than your income to maintain a healthy cash flow.

Income and cost of living compatibility. Is it affordable or economical for couples to live in Volgograd

Affordable living in Volgograd

Income and cost of living compatibility

We asked couples one simple question and recorded their answers.

Is it affordable or economical to live in Volgograd?


Yes
63%
No
38%

Around 63% of surveyed couples think that living in Volgograd is affordable with proper budgeting while 38% reported that it is just too expensive and not affordable even with frugality and thriftness.

How easily is cost-cutting for couples. Are there plenty of low-cost options in Volgograd

Low-cost alternatives in Volgograd

People are always looking for ways to cut down expenses and reduce expenditures. The hallmark of any affordable place is the availability of discount stores, bargain deals, smart or secondhand shopping, refurbished items, and couponing. We asked couples how easily cost-cutting is and the answers were distributed as follows:

Plenty of low-cost options60%

Few low-cost options41%


Based on the survey, 60% of the couples living in Volgograd have no problem finding low-cost alternatives to support a frugal lifestyle while 41% think that thriftness is difficult due to scarcity in discount markets and secondhand outlets.

Emergency Funds For Couples

An emergency fund is a financial safety net comprised of easily accessible savings set aside to cover unexpected expenses or financial emergencies, typically amounting to three to six months' worth of living expenses. We asked couples of Volgograd whether they have an emergency fund and the answers were as follows.

Yes61%

No40%


Based on the survey, 40% of the couples living in Volgograd said that they don't have an emergency fund while 61% said that they do.

Financial literacy and difficulty in budgeting and financial planning for couples in Volgograd

Financial Literacy in Russia

Financial literacy is the knowledge of concepts and principles related to personal finance that allow individuals to make informed decisions regarding their money such as budgeting, saving, investing, borrowing, managing debt, financial risk management, and planning.

Financial Leteracy56%


We asked couple guardians and parents in Volgograd whether they acquired any adequate personal financial training in their lives. Approximately 44% of the people who participated in the survey said that they are not well informed about the topics of budgeting, saving, etc., and just manage things based on their own experience, while 56% said that they know about the general principles of personal finance from sources other than their own experience.


Difficulty in Budgeting and Financial Planning

We wanted to understand whether couples of Russia have problems or difficulties in managing their expenditures and savings so we asked people one simple question: do you struggle with your personal finances? 40% of the participants reported that they indeed struggle in creating budgets and in organizing their finances while 60% said that they have everything under control.

Struggles with finance40%

Easily manages finances60%

Financial goals and targets of couples living in Volgograd

Financial goals of couples in Volgograd

In an attempt to understand the economic situation in Volgograd, we asked participants about their financial targets. By knowing what the population in general is trying to achieve, we can shed light on the economic outlook, cost of living, and quality of life in general.


Financial Goal% People
Emergency Fund7%
Debt Reduction37%
Retirement Savings9%
Education Funding8%
Homeownership17%
Investing8%
Travel or Lifestyle9%
Healthcare Expenses11%
Financial Independence7%

Around 7% of couples said that their main goal is to establish an emergency fund to cover unexpected expenses while 37% said their number one priority is to pay off high-interest debt or loans and improve credit. 9% of surveyed people confirmed that saving for retirement to ensure a comfortable lifestyle in the final years is their main target. Around 8% reported that their priority is saving for the tuition fees and education costs of their children while 17% choose to buy a home or pay off existing mortgage before other things. 8% of the population would like to build wealth through investments such as stocks, bonds, mutual funds, or real estate. For 9% of people, saving for vacations or upgrading their lifestyle is the number one concern. Approximately 11% of the residents said that saving for healthcare expenses including insurance premiums is their main goal.

Chart showing the percentage of couples who are in debt in Volgograd

Debt, loans, and mortgages in Volgograd


Percentage of couples who are in debt


In Debt
29%
Debt Free
71%

According to the survey, 29% of the couples in Volgograd have some kind of debt, loan, mortgage, or credit card payments while 71% reported that they don't have financial obligations to banks.


Chart showing debt-to-income ratio in Volgograd

Debt-to-income ratio in Volgograd

Debt to income ratio

30%

21% to 39%

( monthly debt payment / monthly income ) x 100

Interpretation

The debt-to-income ratio measures the percentage of income being paid as debt settlement across the population. It is calculated by dividing the monthly debt settlement payment of an individual by their monthly income. Based on collected data, approximately 30% of a couple's monthly income in Volgograd goes to debt settlement.


Debt levels

Monthly debt settlement payment as percentage of monthly income

Debt-to-income ratio% People
> 60%3%
50% - 60%15%
40% - 50%13%
30% - 40%15%
20% - 30%13%
10% - 20%15%
0% - 10%27%

According to our data, 3% of the debtors in Volgograd pay 60%+ of their income as debt settlement while 15% of the people pay 50% to 60% of their income for the same, which is quite an alarming financial situation for those individuals. 13% of people in debt dedicate 40% to 50% of their income to loan and mortgage payments while 15% dedicated 30% to 40% of income for same. Things are looking brighter for 13% of individuals as they only pay 20% to 30% of their income for loan and credit card repayment.


Distribution by type of debt in Volgograd

Debt% People
Real Estate Mortgage11%
Auto Loan19%
Student Loan3%
Credit Card27%
Personal Loan40%

11% of debtors in Volgograd confirm that real estate mortgages constitutes the main part of their outstanding debt while 27% say that credit card payments are the reason they are in debt. Auto loans were the main type of debt for 19% of people and personal loans rose at 40%. Lastly, student loans are the main source of debt for 3% of debtors in Volgograd.


About credit score and debt management

Managing debt is a critical aspect of maintaining a favorable credit score. Debt reduction is the first thing you should do improve your financial situation. Getting rid of debt takes precedence over saving money because of interest rates.

Good debt vs. Bad debt

Not all debt is bad. Good debt typically refers to borrowing money for investments that can increase in value or generate income over time like purchasing a home or acquiring student loans. On the other hand, bad debt involves borrowing for things that fail to generate lasting value like high-interest credit card debt used for non-essential expenses like luxury items or vacations.


Loan Affordability Index in Volgograd

Besides measuring the loan-to-income ratio, we asked couples of Volgograd how many times in a year they defaulted or were unable to pay their due credit card or loan payments on time. Understanding how often people default on their due payments is one of the indicators of the cost of living and economic situation.

Frequency and percentage of people who failed to pay their monthly credit card or loan payments on time last year.

Frequency% People
Never53%
Once a year23%
Twice a year12%
Three times a year8%
Four times a year4%
Housing and accommodation affordability, property price to income ratio, rent to income ratio, and housing affordability index chart in Volgograd

Housing costs, accommodation, and housing affordability in Volgograd

Rental costs and house/apartment prices can vary drastically between different areas and locations.


Rent Cost in Volgograd

Monthly Rent Prices

Studio apartment monthly rent cost

8,900 RUB 13,000 RUB 36,000 RUB
MINIMUM AVERAGE MAXIMUM
$98 $150 $390

1-bedroom apartment monthly rent cost

13,000 RUB 21,000 RUB 53,000 RUB
MINIMUM AVERAGE MAXIMUM
$150 $230 $590

2-bedroom apartment monthly rent cost

18,000 RUB 27,000 RUB 71,000 RUB
MINIMUM AVERAGE MAXIMUM
$200 $290 $780

3-bedroom apartment monthly rent cost

21,000 RUB 36,000 RUB 97,000 RUB
MINIMUM AVERAGE MAXIMUM
$230 $390 $1,100

Furnished apartment monthly rent cost

43,000 RUB 110,000 RUB 210,000 RUB
MINIMUM AVERAGE MAXIMUM
$470 $1,200 $2,300

Townhouse monthly rent cost

36,000 RUB 53,000 RUB 150,000 RUB
MINIMUM AVERAGE MAXIMUM
$390 $590 $1,700

House monthly rent cost

43,000 RUB 110,000 RUB 210,000 RUB
MINIMUM AVERAGE MAXIMUM
$470 $1,200 $2,300

Villa monthly rent cost

53,000 RUB 130,000 RUB 210,000 RUB
MINIMUM AVERAGE MAXIMUM
$590 $1,500 $2,300

The monthly rental cost of a studio apartment in Volgograd ranges between 8,900 RUB and 36,000 RUB, meanwhile the cost of monthly rental of a one-bedroom apartment can be anywhere from 13,000 RUB to 53,000 RUB. Two-bedroom rentals rate ranges between 18,000 RUB and 71,000 RUB per month. The monthly rental for a three-bedroom apartment ranges from 21,000 RUB to 97,000 RUB. The average rent of a townhouse in Volgograd is around 53,000 RUB while house rental costs can be as high as 110,000 RUB per month. Finally, if you want to rent a villa, expect to pay anywhere from 53,000 RUB to 210,000 RUB per month.



Apartment and house prices in Volgograd

Cost of buying a property

Studio apartment price

1.8M RUB 2.7M RUB 5.3M RUB
MINIMUM AVERAGE MAXIMUM
$20,000 $29,000 $59,000

1-bedroom apartment price

2.1M RUB 3.6M RUB 13M RUB
MINIMUM AVERAGE MAXIMUM
$23,000 $39,000 $150,000

2-bedroom apartment price

3.6M RUB 11M RUB 21M RUB
MINIMUM AVERAGE MAXIMUM
$39,000 $120,000 $230,000

3-bedroom apartment price

12M RUB 18M RUB 53M RUB
MINIMUM AVERAGE MAXIMUM
$130,000 $200,000 $590,000

Townhouse price

15M RUB 36M RUB 130M RUB
MINIMUM AVERAGE MAXIMUM
$170,000 $390,000 $1.5M

House price

18M RUB 110M RUB 150M RUB
MINIMUM AVERAGE MAXIMUM
$200,000 $1.2M $1.7M

Villa price

21M RUB 120M RUB 180M RUB
MINIMUM AVERAGE MAXIMUM
$230,000 $1.3M $2M

The average price of a studio apartment in Volgograd can range from 1.8M RUB to 5.3M RUB depending on location. One bedroom cost can be anywhere from 2.1M RUB to 13M RUB. A villa can cost you 120M RUB on average with prices ranging from 21M RUB to 180M RUB.


If you're leasing or purchasing, housing costs in Volgograd will probably constitute your biggest expenditure, yet it's an area where you wield considerable influence. This is due to the substantial variance in housing prices across communities. Keep in mind the location of your workplace and the accessibility of essential amenities to prevent negating the savings from lower rental rates with increased transportation expenses.

House / apartment prices to income ratio


Property price to income ratio

( average property price / average monthly income ) x 100


40 x117 monthly income 213
MINIMUM AVERAGE MAXIMUM

Property prices in Volgograd can be x117 to x213 multiples of the monthly income depending on the property and the income of the person. On average, property prices are approximately x117 multiples of the average monthly salary in Volgograd.



Rent to income ratio


Rent to income ratio

( monthly rental / monthly income ) x 100


22% 32% of income 42%
MINIMUM AVERAGE MAXIMUM

The average rent-to-income ratio in Volgograd is around 32%. This means that people pay 32% of their income for rent. Those figures can range from 22% to 42% depending on the salary, location, and type of property.


The housing-to-income ratio is a very important metric to evaluate and measure how affordable living is in a particular area, city, or country since housing comprises the biggest chunk of expenditure. A higher housing to income ratio means that the place is relatively expensive. The figure by itself does tell much. It only starts to make sense when comparing the housing to income ratio across different locations.

Housing affordability index

The housing affordability index measures how affordable accommodation is in a particular place. This can measured in multiple ways, the most common being housing expenditure to total expenditure ratio and the rent to income ratio. The housing expenditure ratio is a figure reported by individuals on the percentage they allocate for housing. Rent to income ratio is calculated by dividing the average monthly rent by the average income. Because these values are both percentages, we can find their average and get the best of the two worlds.

Housing Affordability Index
29%

Property Taxes

Real estate owners pay property taxes to local tax authorities, which are determined by the assessed value of their property. Typically, these taxes are paid once a year. Property tax funds contribute to community development, financing infrastructure improvements, public services, and local education initiatives.


FROM
2.2%
AVERAGE
3.2%
TO
4.3%

Home Maintenance Costs

Home maintenance costs encompass various expenses associated with the upkeep and repair of a residence. These expenditures include regular tasks such as lawn care, pest control, and HVAC system servicing, as well as occasional repairs and renovations like fixing leaks, painting, or replacing appliances.


160 RUB 2,100 RUB 21,000 RUB
MINIMUM AVERAGE MAXIMUM

Urban vs. rural living costs

Urban living typically entails higher housing and transportation costs due to demand and limited space, while rural areas generally offer lower housing expenses but may have higher prices for goods and services. The differnce in rental rates between urban areas and rural areas can be as high as 300% in some cases.

Monthly costs and expenses of energy and basic utilities in Volgograd

Utilities expenditure can vary slightly between different areas and locations.


Energy, electricity, water, gas, internet, and mobile cost in Volgograd

Utility Bill Cost / Electricity + Water + Gas / Couple

1,600 RUB 5,400 RUB 35,000 RUB
MINIMUM AVERAGE MAXIMUM
$17 $59 $380

Internet and cable cost

540 RUB 1,100 RUB 1,500 RUB
MINIMUM AVERAGE MAXIMUM
$6 $12 $16

Mobile phone bill and charges

440 RUB 730 RUB 2,200 RUB
MINIMUM AVERAGE MAXIMUM
$4.8 $8 $24

Because most utility bills club electricity, water, and gas costs in one bill, we can't provide a breakup for each type of utility and will display electricity, gas, and water as single cost.


The average monthly energy and water consumption of couples is around 5,400 RUB. The cost of internet and WiFi ranges from 540 RUB to 1,500 RUB with 1,100 RUB being the average internet bill. Finally, the average monthly mobile charges is around 730 RUB but can range between 440 RUB and 2,200 RUB depending on consumption. Mobile charges include both calling minutes as well as data packages.


Energy / Utility expense to income ratio


( monthly utility expenses / monthly income ) x 100


2.1% 5.1% of income 9.2%
MINIMUM AVERAGE MAXIMUM

The average utility-to-income ratio in Volgograd is around 5.1%. This means that people pay 5.1% of their income for energy, water, internet, and mobile charges. Those figures can range from 2.1% to 9.2% depending on salary and location.

Food Prices, Dining Expenses, and Grocery Costs in Volgograd

Grocery / Food expenditure and prices can vary drastically between different areas and locations.


Prices and cost of goods and services in Volgograd

Dining out, food, and beverages costs. Price variations for common food items.

Fast food combo meal price

110 RUB 220 RUB 360 RUB
MINIMUM AVERAGE MAXIMUM
$1.2 $2.4 $4

The average price of a regular combo meal at a fast food outlet or chain like McDonald's, Pizzahut, or KFC in Volgograd is approximatly 220 RUB with meal cost ranging from 110 RUB to 360 RUB. The typical combo meal consists of a burger, french fries, and a drink.

Restaurant meal for one price

360 RUB 540 RUB 1,100 RUB
MINIMUM AVERAGE MAXIMUM
$4 $5.9 $12

If you are planning to have a nice meal at a mid-range restaurant, expect to pay anywhere between 360 RUB and 1,100 RUB with 540 RUB being the average price of a plate for one person at a regular restaurant in Volgograd.

Fine dining meal for one price

720 RUB 1,100 RUB 4,300 RUB
MINIMUM AVERAGE MAXIMUM
$7.9 $12 $47

The price range of a meal at fine-dining restaurant is 720 RUB to 4,300 RUB with the average cost being 1,100 RUB for one person. This is what you would expect to pay a top-tier diner in Volgograd.

Beverage prices, cappuccino, latte etc..

91 RUB 150 RUB 220 RUB
MINIMUM AVERAGE MAXIMUM
$1.00 $1.6 $2.4

The average price of a regular beverage like cappuccino or latte at Starbucks, Costa, or similar coffee shops and cafes in Volgograd is around 150 RUB. Price ranges between 91 RUB and 220 RUB depending on the type of beverage, the size, and optional add-ons.



Grocery and market costs

Large bottle of milk price

73 RUB 87 RUB 110 RUB
MINIMUM AVERAGE MAXIMUM
$0.80 $0.96 $1.2

The average price of a large bottle of milk in Volgograd is 87 RUB. The maximum what you would pay for milk is 110 RUB and the minimum being 73 RUB depending on the brand of milk and other properties.

12 eggs price

54 RUB 73 RUB 110 RUB
MINIMUM AVERAGE MAXIMUM
$0.60 $0.80 $1.2

A dozen eggs costs around 73 RUB on average with 54 RUB and 110 RUB being the lower and upper limits respectively.

Fresh whole chicken price

120 RUB 160 RUB 230 RUB
MINIMUM AVERAGE MAXIMUM
$1.4 $1.8 $2.5

The price range of a fresh whole chicken in Volgograd is between 120 RUB and 230 RUB depending on the size of the chicken and whether it is oraganic or not. The average price is approximatly 160 RUB.

Pack of beef price

150 RUB 220 RUB 440 RUB
MINIMUM AVERAGE MAXIMUM
$1.6 $2.4 $4.8

The price of a regular pack of beef or meat is around 220 RUB. A pack of beef contains around 1Kg or 1lb depending on packing.

Medium bag of rice price

58 RUB 80 RUB 110 RUB
MINIMUM AVERAGE MAXIMUM
$0.64 $0.88 $1.2

A bag of rice in Volgograd costs around 80 RUB on average with prices rangeing between 58 RUB and 110 RUB depending on the brand and quality.

Bag of tomatos price

22 RUB 29 RUB 54 RUB
MINIMUM AVERAGE MAXIMUM
$0.24 $0.32 $0.60

A bag of tomatoes costs anywhere from 22 RUB to 54 RUB. A bag of tomatoes denotes 1Kg or 1lb depending on location.

Bag of apples price

39 RUB 51 RUB 84 RUB
MINIMUM AVERAGE MAXIMUM
$0.43 $0.56 $0.92

A bag of apples costs 51 RUB on average. A bag of apples denotes 1Kg or 1lb depending on location.


Grocery and food expenditure to income ratio


( monthly grocery expenses / monthly income ) x 100


19% 27% of income 33%
MINIMUM AVERAGE MAXIMUM

The average grocery-to-income ratio in Volgograd is around 27%. This means that couples spend 27% of their income on grocery and basic household items. The expenditure can range from 19% to 33% depending on salary and location.


Expenditure on food and grocery for couples

Couples' spending on grocery ranges from 5,600 RUB to 89,000 RUB with the location, income, and size of the couple being the most determinite factors.

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