Cost Of Living For a Family in Bukavu 2024

Family cost of living chart - average monthly expenditure in Bukavu

Average monthly spending for families in Bukavu

We consider a family to be a member of four members, two adults and two children. This is the most common type of family. From the figures below, it should be fairly easy to calculate the average spending for families of different sizes.

Average Monthly Expenditure

Currency: CDF
260,000 750,000 4.9M
MINIMUM AVERAGE MAXIMUM
$95 $270 $1,800

How much money does a family need in a month to survive in Bukavu?

Families in Bukavu spend around 750,000 CDF per month on average. Depending on the lifestyle, a family can survive with a monthly budget as low as 260,000 CDF or as high as 4.9M CDF. Location and income are very important factors and have a huge influence on expenditure and budget.


Prices and cost of goods and services in Bukavu


Chart showing the prices and cost of grocery, food, restaurant meals, market, and beverages in Bukavu

Dining, food, and beverages costs


Fast food combo meal

490 CDF 990 CDF 1,600 CDF
MINIMUM AVERAGE MAXIMUM
$0.18 $0.36 $0.59

Restaurant meal for one

1,600 CDF 2,400 CDF 4,900 CDF
MINIMUM AVERAGE MAXIMUM
$0.59 $0.88 $1.8

Fine dining meal for one

3,300 CDF 4,900 CDF 20,000 CDF
MINIMUM AVERAGE MAXIMUM
$1.2 $1.8 $7

Cappuccino or latte

410 CDF 660 CDF 990 CDF
MINIMUM AVERAGE MAXIMUM
$0.15 $0.24 $0.36

Grocery and market costs


Milk large bottle

330 CDF 390 CDF 490 CDF
MINIMUM AVERAGE MAXIMUM
$0.12 $0.14 $0.18

12 eggs

250 CDF 330 CDF 490 CDF
MINIMUM AVERAGE MAXIMUM
$0.09 $0.12 $0.18

Fresh whole chicken

560 CDF 720 CDF 1,000 CDF
MINIMUM AVERAGE MAXIMUM
$0.20 $0.26 $0.37

Pack of beef

660 CDF 990 CDF 2,000 CDF
MINIMUM AVERAGE MAXIMUM
$0.24 $0.36 $0.71

Medium bag of rice

260 CDF 360 CDF 510 CDF
MINIMUM AVERAGE MAXIMUM
$0.10 $0.13 $0.19

Bag of tomatos

99 CDF 130 CDF 250 CDF
MINIMUM AVERAGE MAXIMUM
$0.04 $0.05 $0.09

Bag of apples

180 CDF 230 CDF 380 CDF
MINIMUM AVERAGE MAXIMUM
$0.06 $0.08 $0.14
Chart showing the prices and cost of commute, travel, and transportation in Bukavu


Commute, travel, and transportation costs


20 minutes taxi ride

410 CDF 490 CDF 980 CDF
MINIMUM AVERAGE MAXIMUM
$0.15 $0.18 $0.35

Average car full tank

2,500 CDF 3,300 CDF 6,600 CDF
MINIMUM AVERAGE MAXIMUM
$0.89 $1.2 $2.4

Average car 1-day rental

2,400 CDF 3,200 CDF 4,800 CDF
MINIMUM AVERAGE MAXIMUM
$0.87 $1.2 $1.7

Average car price

1.2M CDF 2.5M CDF 3.3M CDF
MINIMUM AVERAGE MAXIMUM
$440 $890 $1,200

Bus ticket one way

81 CDF 120 CDF 240 CDF
MINIMUM AVERAGE MAXIMUM
$0.03 $0.04 $0.09

Car Service

3,200 CDF 4,800 CDF 9,700 CDF
MINIMUM AVERAGE MAXIMUM
$1.2 $1.7 $3.5
Chart showing the prices and cost of utility, energy, water, and gas in Bukavu


Utility cost (monthly)


Utility Bill - Family

13,000 CDF 38,000 CDF 250,000 CDF
MINIMUM AVERAGE MAXIMUM
$4.8 $14 $88

Internet and cable

2,500 CDF 4,900 CDF 6,600 CDF
MINIMUM AVERAGE MAXIMUM
$0.89 $1.8 $2.4

Mobile phone charges

2,000 CDF 3,300 CDF 9,900 CDF
MINIMUM AVERAGE MAXIMUM
$0.71 $1.2 $3.6

Leisure and activities costs


Movie ticket

1,200 CDF 1,600 CDF 2,500 CDF
MINIMUM AVERAGE MAXIMUM
$0.44 $0.59 $0.89

One month gym membership

3,900 CDF 4,800 CDF 9,700 CDF
MINIMUM AVERAGE MAXIMUM
$1.4 $1.7 $3.5
Chart showing the prices and cost of clothing and accessories in Bukavu


Cloths and accessories costs


Pair of jeans or pants

2,800 CDF 4,000 CDF 6,000 CDF
MINIMUM AVERAGE MAXIMUM
$1 $1.5 $2.2

Woman dress

2,700 CDF 3,700 CDF 12,000 CDF
MINIMUM AVERAGE MAXIMUM
$0.97 $1.3 $4.4

Woman shoes

2,500 CDF 3,500 CDF 8,100 CDF
MINIMUM AVERAGE MAXIMUM
$0.92 $1.2 $2.9

Men's shoes

2,200 CDF 2,700 CDF 5,400 CDF
MINIMUM AVERAGE MAXIMUM
$0.79 $0.97 $1.9

Men suit

2,400 CDF 3,000 CDF 16,000 CDF
MINIMUM AVERAGE MAXIMUM
$0.87 $1.1 $5.8

Regular t-shirt

1,200 CDF 1,600 CDF 4,800 CDF
MINIMUM AVERAGE MAXIMUM
$0.44 $0.58 $1.7
Chart showing the prices and cost of housing, accommodation, and rent in Bukavu


Housing costs / monthly rent


Studio apartment

40,000 CDF 60,000 CDF 160,000 CDF
MINIMUM AVERAGE MAXIMUM
$15 $22 $58

1-bedroom apartment

60,000 CDF 97,000 CDF 240,000 CDF
MINIMUM AVERAGE MAXIMUM
$22 $35 $87

2-bedroom apartment

81,000 CDF 120,000 CDF 320,000 CDF
MINIMUM AVERAGE MAXIMUM
$29 $44 $120

Housing costs / Buying


Studio apartment

8.1M CDF 12M CDF 24M CDF
MINIMUM AVERAGE MAXIMUM
$2,900 $4,400 $8,700

1-bedroom apartment

9.7M CDF 16M CDF 60M CDF
MINIMUM AVERAGE MAXIMUM
$3,500 $5,800 $22,000

2-bedroom apartment

16M CDF 48M CDF 97M CDF
MINIMUM AVERAGE MAXIMUM
$5,800 $17,000 $35,000
Chart showing the prices and cost of furniture in Bukavu


Furniture Costs


King Size Bed

49,000 CDF 62,000 CDF 82,000 CDF
MINIMUM AVERAGE MAXIMUM
$18 $22 $30

Double Bed

33,000 CDF 49,000 CDF 62,000 CDF
MINIMUM AVERAGE MAXIMUM
$12 $18 $22

Single Bed

29,000 CDF 38,000 CDF 49,000 CDF
MINIMUM AVERAGE MAXIMUM
$10 $14 $18

Living Room

55,000 CDF 70,000 CDF 250,000 CDF
MINIMUM AVERAGE MAXIMUM
$20 $25 $89

Dining Table

25,000 CDF 33,000 CDF 62,000 CDF
MINIMUM AVERAGE MAXIMUM
$8.9 $12 $22

Sofa or Couch

33,000 CDF 45,000 CDF 99,000 CDF
MINIMUM AVERAGE MAXIMUM
$12 $16 $36
Chart showing the prices and cost of electronic devices and appliances in Bukavu


Electronics and House Appliance Costs


TV Set

33,000 CDF 49,000 CDF 99,000 CDF
MINIMUM AVERAGE MAXIMUM
$12 $18 $36

Fridge or Freezer

29,000 CDF 45,000 CDF 62,000 CDF
MINIMUM AVERAGE MAXIMUM
$10 $16 $22

Washing Machine

38,000 CDF 55,000 CDF 99,000 CDF
MINIMUM AVERAGE MAXIMUM
$14 $20 $36

Stove or Cooker

35,000 CDF 45,000 CDF 62,000 CDF
MINIMUM AVERAGE MAXIMUM
$13 $16 $22

Mobile Phone

41,000 CDF 49,000 CDF 70,000 CDF
MINIMUM AVERAGE MAXIMUM
$15 $18 $25

Laptop or Computer

45,000 CDF 55,000 CDF 99,000 CDF
MINIMUM AVERAGE MAXIMUM
$16 $20 $36
Family cost of living and expenditure to income ratio in Bukavu

Family expenditure to income ratio in Bukavu

Analysing the how affordable it is for families to live in Bukavu

One of the most definite ways to determine how affordable a place is measuring the ratio of expenses to salary. A high expense-to-income to ratio indicates a high cost-of-living index while a low expenditure-to-salary ratio means the place is affordable to live in. Families usually spend a larger chunk of their income than other population groups. A typical and healthy expenditure percentage for a family of four ranges between 70% to 80%.


Spending to Income Ratio

93%

85% to 100%

( expenditure / income ) x 100


Families in Bukavu spend around 93% of their monthly income. Some families spend as low as 85% of their income while some as high as 100%.

Distribution of monthly cost of living expenses of a family in Bukavu

How do families spend their money in Bukavu?

We asked thousands of families about their spending habits and expenditure break down.


The percentage figures in this section are percentages of total spending not income. If you would like to see the percentage of expenses as related to income or salary, see other sections.

Housing and accomodation expenditure for families

Accomodation Cost25%

25% of total expenses on average (20% to 35%)

LOW$30   84,000 CDF
AVERAGE$87   240,000 CDF
HIGH$570   1.6M CDF
Per Month

Families in Bukavu typically spend from 20% to 35% of their total monthly expenditure on housing with 25% being the average. The average monthly spend on housing is 240,000 CDF with expenditure ranging from 84,000 CDF to 1.6M CDF. This cost mainly goes for rent but it also includes other accommodation-related expenses.

Electricity, utilities, energy, water, internet, and mobile expenditure for families

Cost of utilities6%

6% of total expenses on average (4% to 9%)

LOW$4.8   13,000 CDF
AVERAGE$14   38,000 CDF
HIGH$88   250,000 CDF
Per Month

Utility expenditure like electricity, water, and gas in Bukavu ranges from 4% to 9% of total expenses with 6% being the average for most families. The average monthly cost of utilities is 38,000 CDF with 13,000 CDF and 250,000 CDF being the upper and lower limits for a family of four.

Transport, fuel, and commute expenditure for families

Cost of transport and fuel4%

4% of total expenses on average (2% to 6%)

LOW$9.5   26,000 CDF
AVERAGE$27   75,000 CDF
HIGH$180   490,000 CDF
Per Month

Fuel consumption and cost of transport depend heavily on whether a family resides near school and work, but roughly speaking a family would expect to spend from 26,000 CDF to 490,000 CDF in a month on commuting with 75,000 CDF being the norm for most families. This means that money spent on transport constitutes about 4% of total spending on average but can go as low as 2% or as high as 6%.

Food, groceries, and basic shopping expenditure for families

Food and Groceries Cost22%

22% of total expenses on average (15% to 28%)

LOW$17   48,000 CDF
AVERAGE$49   140,000 CDF
HIGH$320   880,000 CDF
Per Month

The average outlay on groceries and basic houshold items for a typical family in a month in Bukavu is 140,000 CDF. The cost of groceries can range between 48,000 CDF to 880,000 CDF. Families spend on average about 22% on food and groceries with upper and lower bounds of 15% and 28% respectively.

Healthcare and medical services expenditure for families

Cost of healthcare12%

12% of total expenses on average (8% to 17%)

LOW$8.6   24,000 CDF
AVERAGE$27   75,000 CDF
HIGH$140   390,000 CDF
Per Month

Families in Bukavu allocate 8% to 17% of their total monthly expenditure to healthcare including health insurance and out-of-pocket medical expenses. The average spending on medical services and clinic visits is around 12%. The range of medical expenses range from 24,000 CDF to 390,000 CDF with 75,000 CDF being the norm for most families.

Leisure and shopping expenditure for families

Cost of leisure and shopping2%

2% of total expenses on average (1% to 6%)

LOW$4.8   13,000 CDF
AVERAGE$14   38,000 CDF
HIGH$88   250,000 CDF
Per Month

This category mostly contains discretionary or non-essential expenses but also some non-discretionary spending like furniture for example. The monthly expenses range from 13,000 CDF to 250,000 CDF with 38,000 CDF being the average. Speaking of percentages, that equates to 1% to 6% of total expenses with an average of 2% for most families.

Education and schooling expenditure for families

Cost of education and schooling13%

13% of total expenses on average (6% to 21%)

LOW$13   37,000 CDF
AVERAGE$38   110,000 CDF
HIGH$250   690,000 CDF
Per Month

Spending on education can vary drastically between different families. On average, education constitutes 13% of the monthly expenditure of families with 6% and 21% being the lower and upper bounds respectively. The average reported education cost is 110,000 CDF per month with 37,000 CDF being the minimum spent amount and 690,000 CDF being the maximum.

Other Expenses16%

16% of total expenses on average (9% to 21%)

LOW$7.6   21,000 CDF
AVERAGE$22   60,000 CDF
HIGH$140   390,000 CDF
Per Month
Percentage of families who manage to save money from their income every month in Bukavu

What percentage of families in Bukavu are able to save money and how much can they save?


Percentage of families that reported their ability to save money


Saving Money
46%
Not Saving
54%

Almost 46% of surveyed families in Bukavu said that they can save some money at the end of each month while 54% reported that they have to utilize their whole income to survive.


Family savings to income ratio in Bukavu

Savings-to-Income Ratio

The savings-to-income ratio is measured as the percentage of income that people save over a specific period and it is simply calculated by dividing the saved money by total income and then multiplying the result by 100. (Savings / Income) x 100.


How much money do families manage to add to their savings?

The amount of money that people can afford to save depends hugely on their income. It is better to focus on the percentage when trying to understand saving patterns.

Saving to Income Ratio

9.1% 16% of income 28%
MINIMUM AVERAGE MAXIMUM

Average Monthly Saved Amount

74,000 CDF
$27
210,000 CDF
$77
1.4M CDF
$500
MINIMUM AVERAGE MAXIMUM

Savings to income distribution levels for families

Saving To Income Ratio% Families
0% - 10%40%
10% - 20%31%
20% - 30%20%
30% - 40%4%
40% - 50%3%
> 50%2%

Interpretation and Analysis

Families that are able to save money can put anywhere from 9.1% to 28% of their monthly income to their savings, with 16% being the average for most families. The average monthly amount of money that families can put aside is 210,000 CDF with 74,000 CDF and 1.4M CDF being the minimum and maximum respectively.

Reasons that make it difficult for families to save money in Bukavu

Saving Challenges in Bukavu

Reasons that make it difficult for families to save money

We wanted to understand what is stopping families from maximizing their savings in Bukavu. Listed below are the answers given by the survey participants.


Reason% People
Low Income4%
High Expenses7%
Debt and Loans12%
Lack of Budgeting Skills12%
Impulsive Spending12%
Financial Emergencies7%
Living the moment5%
Will do it later22%
Inflation14%
Social Pressure3%
Market Instability2%

Around 4% of the families said that their salary is too low to accommodate a portion for savings while 7% said that the high cost of living leaves little room for savings. 12% of the residents said that they are burdened with debt and find it challenging to save money. 12% reported that they just don't have the knowledge or discipline to create and stick to a budget, leading to overspending and an inability to save. 12% of families blamed impulsive spending as the reason for saving inability. Around 7% said that unexpected expenses like medical bills or car repairs are derailing their savings goals. 5% bluntly said that they don't see the purpose of it and prefer to live each day to the fullest. 22% reported that they understand the value of saving but are putting off saving for the future, thinking they have plenty of time to start later. 14% blamed inflation, saying that every time they save some money they end up using it immediately. A surprising 3% said that social pressure and keeping up with peers or social expectations makes them overspend. Lastly, 2% blamed market instability and price fluctuations.

Where do families choose to put their savings in Bukavu

Typical saving choices for families in Bukavu

Where do people choose to put their savings?


Saving Type% People
Emergency Funds13%
Gold14%
Savings Accounts17%
Retirement Accounts9%
Cash Savings22%
Real Estate9%
Investment5%
Stocks4%
Bonds4%
Mutual Funds2%
Certificates of Deposit3%
A typical and healthy budgeting structure. The 50-30-20 rule

A typical and healthy budgeting structure

The 50/30/20 rule

Spending among different people can vary significantly based on factors such as their income, lifestyle, location, and personal preferences. A commonly used guideline for budgeting is the 50/30/20 rule, which suggests allocating your income into three main categories in the following percentages.

  • 50% for needs and financial obligations

    This category includes essential expenses like housing, utilities, groceries, transportation, and healthcare.

  • 30% for wants and discretionary spending

    This category covers discretionary spending on non-essential items, such as dining out, entertainment, travel, and other lifestyle choices.

  • 20% for savings and emergency fund

    This is the percentage that must be allocated to savings, emergency funds, and retirement accounts.

About financial planning, money management, and household budgeting

The 50/30/20 rule is used as a general guideline but may not be the best choice for all people. There are in fact many budgeting plans out there like the 70/20/10 and the 60/20/20 rules, all claiming to be the best. More important than all of this is to establish financial discipline by creating a budget tailored to your specific financial goals and situation. It is very important that your financial outflow be less than your income to maintain a healthy cash flow.

Income and cost of living compatibility. Is it affordable or economical for families to live in Bukavu

Affordable living in Bukavu

Income and cost of living compatibility

We asked families one simple question and recorded their answers.

Is it affordable or economical to live in Bukavu?


Yes
46%
No
54%

Around 46% of surveyed families think that living in Bukavu is affordable with proper budgeting while 54% reported that it is just too expensive and not affordable even with frugality and thriftness.

How easily is cost-cutting for families. Are there plenty of low-cost options in Bukavu

Low-cost alternatives in Bukavu

People are always looking for ways to cut down expenses and reduce expenditures. The hallmark of any affordable place is the availability of discount stores, bargain deals, smart or secondhand shopping, refurbished items, and couponing. We asked families how easily cost-cutting is and the answers were distributed as follows:

Plenty of low-cost options56%

Few low-cost options44%


Based on the survey, 56% of the families living in Bukavu have no problem finding low-cost alternatives to support a frugal lifestyle while 44% think that thriftness is difficult due to scarcity in discount markets and secondhand outlets.

Emergency Funds For Families

An emergency fund is a financial safety net comprised of easily accessible savings set aside to cover unexpected expenses or financial emergencies, typically amounting to three to six months' worth of living expenses. We asked families of Bukavu whether they have an emergency fund and the answers were as follows.

Yes46%

No54%


Based on the survey, 54% of the families living in Bukavu said that they don't have an emergency fund while 46% said that they do.

Financial literacy and difficulty in budgeting and financial planning for families in Bukavu

Financial Literacy in Congo Democratic Republic

Financial literacy is the knowledge of concepts and principles related to personal finance that allow individuals to make informed decisions regarding their money such as budgeting, saving, investing, borrowing, managing debt, financial risk management, and planning.

Financial Leteracy40%


We asked family guardians and parents in Bukavu whether they acquired any adequate personal financial training in their lives. Approximately 60% of the people who participated in the survey said that they are not well informed about the topics of budgeting, saving, etc., and just manage things based on their own experience, while 40% said that they know about the general principles of personal finance from sources other than their own experience.


Difficulty in Budgeting and Financial Planning

We wanted to understand whether families of Congo Democratic Republic have problems or difficulties in managing their expenditures and savings so we asked people one simple question: do you struggle with your personal finances? 50% of the participants reported that they indeed struggle in creating budgets and in organizing their finances while 50% said that they have everything under control.

Struggles with finance50%

Easily manages finances50%

Financial goals and targets of families living in Bukavu

Financial goals of families in Bukavu

In an attempt to understand the economic situation in Bukavu, we asked participants about their financial targets. By knowing what the population in general is trying to achieve, we can shed light on the economic outlook, cost of living, and quality of life in general.


Financial Goal% People
Emergency Fund9%
Debt Reduction45%
Retirement Savings11%
Education Funding6%
Homeownership19%
Investing6%
Travel or Lifestyle6%
Healthcare Expenses15%
Financial Independence4%

Around 9% of families said that their main goal is to establish an emergency fund to cover unexpected expenses while 45% said their number one priority is to pay off high-interest debt or loans and improve credit. 11% of surveyed people confirmed that saving for retirement to ensure a comfortable lifestyle in the final years is their main target. Around 6% reported that their priority is saving for the tuition fees and education costs of their children while 19% choose to buy a home or pay off existing mortgage before other things. 6% of the population would like to build wealth through investments such as stocks, bonds, mutual funds, or real estate. For 6% of people, saving for vacations or upgrading their lifestyle is the number one concern. Approximately 15% of the residents said that saving for healthcare expenses including insurance premiums is their main goal.

Chart showing the percentage of families who are in debt in Bukavu

Debt, loans, and mortgages in Bukavu


Percentage of families who are in debt


In Debt
28%
Debt Free
72%

According to the survey, 28% of the families in Bukavu have some kind of debt, loan, mortgage, or credit card payments while 72% reported that they don't have financial obligations to banks.


Chart showing debt-to-income ratio in Bukavu

Debt-to-income ratio in Bukavu

Debt to income ratio

33%

24% to 41%

( monthly debt payment / monthly income ) x 100

Interpretation

The debt-to-income ratio measures the percentage of income being paid as debt settlement across the population. It is calculated by dividing the monthly debt settlement payment of an individual by their monthly income. Based on collected data, approximately 33% of a family's monthly income in Bukavu goes to debt settlement.


Debt levels

Monthly debt settlement payment as percentage of monthly income

Debt-to-income ratio% People
> 60%3%
50% - 60%20%
40% - 50%15%
30% - 40%17%
20% - 30%9%
10% - 20%10%
0% - 10%25%

According to our data, 3% of the debtors in Bukavu pay 60%+ of their income as debt settlement while 20% of the people pay 50% to 60% of their income for the same, which is quite an alarming financial situation for those individuals. 15% of people in debt dedicate 40% to 50% of their income to loan and mortgage payments while 17% dedicated 30% to 40% of income for same. Things are looking brighter for 9% of individuals as they only pay 20% to 30% of their income for loan and credit card repayment.


Distribution by type of debt in Bukavu

Debt% People
Real Estate Mortgage7%
Auto Loan13%
Student Loan4%
Credit Card31%
Personal Loan45%

7% of debtors in Bukavu confirm that real estate mortgages constitutes the main part of their outstanding debt while 31% say that credit card payments are the reason they are in debt. Auto loans were the main type of debt for 13% of people and personal loans rose at 45%. Lastly, student loans are the main source of debt for 4% of debtors in Bukavu.


About credit score and debt management

Managing debt is a critical aspect of maintaining a favorable credit score. Debt reduction is the first thing you should do improve your financial situation. Getting rid of debt takes precedence over saving money because of interest rates.

Good debt vs. Bad debt

Not all debt is bad. Good debt typically refers to borrowing money for investments that can increase in value or generate income over time like purchasing a home or acquiring student loans. On the other hand, bad debt involves borrowing for things that fail to generate lasting value like high-interest credit card debt used for non-essential expenses like luxury items or vacations.


Loan Affordability Index in Bukavu

Besides measuring the loan-to-income ratio, we asked families of Bukavu how many times in a year they defaulted or were unable to pay their due credit card or loan payments on time. Understanding how often people default on their due payments is one of the indicators of the cost of living and economic situation.

Frequency and percentage of people who failed to pay their monthly credit card or loan payments on time last year.

Frequency% People
Never49%
Once a year24%
Twice a year13%
Three times a year9%
Four times a year4%
Housing and accommodation affordability, property price to income ratio, rent to income ratio, and housing affordability index chart in Bukavu

Housing costs, accommodation, and housing affordability in Bukavu

Rental costs and house/apartment prices can vary drastically between different areas and locations.


Rent Cost in Bukavu

Monthly Rent Prices

Studio apartment monthly rent cost

40,000 CDF 60,000 CDF 160,000 CDF
MINIMUM AVERAGE MAXIMUM
$15 $22 $58

1-bedroom apartment monthly rent cost

60,000 CDF 97,000 CDF 240,000 CDF
MINIMUM AVERAGE MAXIMUM
$22 $35 $87

2-bedroom apartment monthly rent cost

81,000 CDF 120,000 CDF 320,000 CDF
MINIMUM AVERAGE MAXIMUM
$29 $44 $120

3-bedroom apartment monthly rent cost

97,000 CDF 160,000 CDF 440,000 CDF
MINIMUM AVERAGE MAXIMUM
$35 $58 $160

Furnished apartment monthly rent cost

190,000 CDF 480,000 CDF 970,000 CDF
MINIMUM AVERAGE MAXIMUM
$70 $170 $350

Townhouse monthly rent cost

160,000 CDF 240,000 CDF 690,000 CDF
MINIMUM AVERAGE MAXIMUM
$58 $87 $250

House monthly rent cost

190,000 CDF 480,000 CDF 970,000 CDF
MINIMUM AVERAGE MAXIMUM
$70 $170 $350

Villa monthly rent cost

240,000 CDF 600,000 CDF 970,000 CDF
MINIMUM AVERAGE MAXIMUM
$87 $220 $350

The monthly rental cost of a studio apartment in Bukavu ranges between 40,000 CDF and 160,000 CDF, meanwhile the cost of monthly rental of a one-bedroom apartment can be anywhere from 60,000 CDF to 240,000 CDF. Two-bedroom rentals rate ranges between 81,000 CDF and 320,000 CDF per month. The monthly rental for a three-bedroom apartment ranges from 97,000 CDF to 440,000 CDF. The average rent of a townhouse in Bukavu is around 240,000 CDF while house rental costs can be as high as 480,000 CDF per month. Finally, if you want to rent a villa, expect to pay anywhere from 240,000 CDF to 970,000 CDF per month.



Apartment and house prices in Bukavu

Cost of buying a property

Studio apartment price

8.1M CDF 12M CDF 24M CDF
MINIMUM AVERAGE MAXIMUM
$2,900 $4,400 $8,700

1-bedroom apartment price

9.7M CDF 16M CDF 60M CDF
MINIMUM AVERAGE MAXIMUM
$3,500 $5,800 $22,000

2-bedroom apartment price

16M CDF 48M CDF 97M CDF
MINIMUM AVERAGE MAXIMUM
$5,800 $17,000 $35,000

3-bedroom apartment price

54M CDF 81M CDF 240M CDF
MINIMUM AVERAGE MAXIMUM
$19,000 $29,000 $87,000

Townhouse price

69M CDF 160M CDF 600M CDF
MINIMUM AVERAGE MAXIMUM
$25,000 $58,000 $220,000

House price

81M CDF 480M CDF 690M CDF
MINIMUM AVERAGE MAXIMUM
$29,000 $170,000 $250,000

Villa price

97M CDF 540M CDF 810M CDF
MINIMUM AVERAGE MAXIMUM
$35,000 $190,000 $290,000

The average price of a studio apartment in Bukavu can range from 8.1M CDF to 24M CDF depending on location. One bedroom cost can be anywhere from 9.7M CDF to 60M CDF. A villa can cost you 540M CDF on average with prices ranging from 97M CDF to 810M CDF.


If you're leasing or purchasing, housing costs in Bukavu will probably constitute your biggest expenditure, yet it's an area where you wield considerable influence. This is due to the substantial variance in housing prices across communities. Keep in mind the location of your workplace and the accessibility of essential amenities to prevent negating the savings from lower rental rates with increased transportation expenses.

House / apartment prices to income ratio


Property price to income ratio

( average property price / average monthly income ) x 100


31 x89 monthly income 196
MINIMUM AVERAGE MAXIMUM

Property prices in Bukavu can be x89 to x196 multiples of the monthly income depending on the property and the income of the person. On average, property prices are approximately x89 multiples of the average monthly salary in Bukavu.



Rent to income ratio


Rent to income ratio

( monthly rental / monthly income ) x 100


19% 29% of income 40%
MINIMUM AVERAGE MAXIMUM

The average rent-to-income ratio in Bukavu is around 29%. This means that people pay 29% of their income for rent. Those figures can range from 19% to 40% depending on the salary, location, and type of property.


The housing-to-income ratio is a very important metric to evaluate and measure how affordable living is in a particular area, city, or country since housing comprises the biggest chunk of expenditure. A higher housing to income ratio means that the place is relatively expensive. The figure by itself does tell much. It only starts to make sense when comparing the housing to income ratio across different locations.

Housing affordability index

The housing affordability index measures how affordable accommodation is in a particular place. This can measured in multiple ways, the most common being housing expenditure to total expenditure ratio and the rent to income ratio. The housing expenditure ratio is a figure reported by individuals on the percentage they allocate for housing. Rent to income ratio is calculated by dividing the average monthly rent by the average income. Because these values are both percentages, we can find their average and get the best of the two worlds.

Housing Affordability Index
27%

Property Taxes

Real estate owners pay property taxes to local tax authorities, which are determined by the assessed value of their property. Typically, these taxes are paid once a year. Property tax funds contribute to community development, financing infrastructure improvements, public services, and local education initiatives.


FROM
2%
AVERAGE
3%
TO
4%

Home Maintenance Costs

Home maintenance costs encompass various expenses associated with the upkeep and repair of a residence. These expenditures include regular tasks such as lawn care, pest control, and HVAC system servicing, as well as occasional repairs and renovations like fixing leaks, painting, or replacing appliances.


750 CDF 9,800 CDF 98,000 CDF
MINIMUM AVERAGE MAXIMUM

Urban vs. rural living costs

Urban living typically entails higher housing and transportation costs due to demand and limited space, while rural areas generally offer lower housing expenses but may have higher prices for goods and services. The differnce in rental rates between urban areas and rural areas can be as high as 300% in some cases.

Monthly costs and expenses of energy and basic utilities in Bukavu

Utilities expenditure can vary slightly between different areas and locations.


Energy, electricity, water, gas, internet, and mobile cost in Bukavu

Utility Bill Cost / Electricity + Water + Gas / Family

13,000 CDF 38,000 CDF 250,000 CDF
MINIMUM AVERAGE MAXIMUM
$4.8 $14 $88

Internet and cable cost

2,500 CDF 4,900 CDF 6,600 CDF
MINIMUM AVERAGE MAXIMUM
$0.89 $1.8 $2.4

Mobile phone bill and charges

2,000 CDF 3,300 CDF 9,900 CDF
MINIMUM AVERAGE MAXIMUM
$0.71 $1.2 $3.6

Because most utility bills club electricity, water, and gas costs in one bill, we can't provide a breakup for each type of utility and will display electricity, gas, and water as single cost.


The average monthly energy and water consumption of families is around 38,000 CDF. The cost of internet and WiFi ranges from 2,500 CDF to 6,600 CDF with 4,900 CDF being the average internet bill. Finally, the average monthly mobile charges is around 3,300 CDF but can range between 2,000 CDF and 9,900 CDF depending on consumption. Mobile charges include both calling minutes as well as data packages.


Energy / Utility expense to income ratio


( monthly utility expenses / monthly income ) x 100


3% 6.1% of income 10%
MINIMUM AVERAGE MAXIMUM

The average utility-to-income ratio in Bukavu is around 6.1%. This means that people pay 6.1% of their income for energy, water, internet, and mobile charges. Those figures can range from 3% to 10% depending on salary and location.

Food Prices, Dining Expenses, and Grocery Costs in Bukavu

Grocery / Food expenditure and prices can vary drastically between different areas and locations.


Prices and cost of goods and services in Bukavu

Dining out, food, and beverages costs. Price variations for common food items.

Fast food combo meal price

490 CDF 990 CDF 1,600 CDF
MINIMUM AVERAGE MAXIMUM
$0.18 $0.36 $0.59

The average price of a regular combo meal at a fast food outlet or chain like McDonald's, Pizzahut, or KFC in Bukavu is approximatly 990 CDF with meal cost ranging from 490 CDF to 1,600 CDF. The typical combo meal consists of a burger, french fries, and a drink.

Restaurant meal for one price

1,600 CDF 2,400 CDF 4,900 CDF
MINIMUM AVERAGE MAXIMUM
$0.59 $0.88 $1.8

If you are planning to have a nice meal at a mid-range restaurant, expect to pay anywhere between 1,600 CDF and 4,900 CDF with 2,400 CDF being the average price of a plate for one person at a regular restaurant in Bukavu.

Fine dining meal for one price

3,300 CDF 4,900 CDF 20,000 CDF
MINIMUM AVERAGE MAXIMUM
$1.2 $1.8 $7

The price range of a meal at fine-dining restaurant is 3,300 CDF to 20,000 CDF with the average cost being 4,900 CDF for one person. This is what you would expect to pay a top-tier diner in Bukavu.

Beverage prices, cappuccino, latte etc..

410 CDF 660 CDF 990 CDF
MINIMUM AVERAGE MAXIMUM
$0.15 $0.24 $0.36

The average price of a regular beverage like cappuccino or latte at Starbucks, Costa, or similar coffee shops and cafes in Bukavu is around 660 CDF. Price ranges between 410 CDF and 990 CDF depending on the type of beverage, the size, and optional add-ons.



Grocery and market costs

Large bottle of milk price

330 CDF 390 CDF 490 CDF
MINIMUM AVERAGE MAXIMUM
$0.12 $0.14 $0.18

The average price of a large bottle of milk in Bukavu is 390 CDF. The maximum what you would pay for milk is 490 CDF and the minimum being 330 CDF depending on the brand of milk and other properties.

12 eggs price

250 CDF 330 CDF 490 CDF
MINIMUM AVERAGE MAXIMUM
$0.09 $0.12 $0.18

A dozen eggs costs around 330 CDF on average with 250 CDF and 490 CDF being the lower and upper limits respectively.

Fresh whole chicken price

560 CDF 720 CDF 1,000 CDF
MINIMUM AVERAGE MAXIMUM
$0.20 $0.26 $0.37

The price range of a fresh whole chicken in Bukavu is between 560 CDF and 1,000 CDF depending on the size of the chicken and whether it is oraganic or not. The average price is approximatly 720 CDF.

Pack of beef price

660 CDF 990 CDF 2,000 CDF
MINIMUM AVERAGE MAXIMUM
$0.24 $0.36 $0.71

The price of a regular pack of beef or meat is around 990 CDF. A pack of beef contains around 1Kg or 1lb depending on packing.

Medium bag of rice price

260 CDF 360 CDF 510 CDF
MINIMUM AVERAGE MAXIMUM
$0.10 $0.13 $0.19

A bag of rice in Bukavu costs around 360 CDF on average with prices rangeing between 260 CDF and 510 CDF depending on the brand and quality.

Bag of tomatos price

99 CDF 130 CDF 250 CDF
MINIMUM AVERAGE MAXIMUM
$0.04 $0.05 $0.09

A bag of tomatoes costs anywhere from 99 CDF to 250 CDF. A bag of tomatoes denotes 1Kg or 1lb depending on location.

Bag of apples price

180 CDF 230 CDF 380 CDF
MINIMUM AVERAGE MAXIMUM
$0.06 $0.08 $0.14

A bag of apples costs 230 CDF on average. A bag of apples denotes 1Kg or 1lb depending on location.


Grocery and food expenditure to income ratio


( monthly grocery expenses / monthly income ) x 100


19% 27% of income 34%
MINIMUM AVERAGE MAXIMUM

The average grocery-to-income ratio in Bukavu is around 27%. This means that families spend 27% of their income on grocery and basic household items. The expenditure can range from 19% to 34% depending on salary and location.


Expenditure on food and grocery for families

Families' spending on grocery ranges from 48,000 CDF to 880,000 CDF with the location, income, and size of the family being the most determinite factors.

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