Cost Of Living For a Family in Debrecen 2025

Family cost of living chart - average monthly expenditure in Debrecen

Average monthly spending for families in Debrecen

We consider a family to be a member of four members, two adults and two children. This is the most common type of family. From the figures below, it should be fairly easy to calculate the average spending for families of different sizes.

Average Monthly Expenditure

Currency: HUF
400,000 1.1M 7.4M
MINIMUM AVERAGE MAXIMUM
$1,100 $3,100 $20,000

How much money does a family need in a month to survive in Debrecen?

Families in Debrecen spend around 1.1M HUF per month on average. Depending on the lifestyle, a family can survive with a monthly budget as low as 400,000 HUF or as high as 7.4M HUF. Location and income are very important factors and have a huge influence on expenditure and budget.

Prices and cost of goods and services in Debrecen

Chart showing the prices and cost of grocery, food, restaurant meals, market, and beverages in Debrecen

Dining, food, and beverages costs


Fast food combo meal

750 HUF 1,500 HUF 2,500 HUF
MINIMUM AVERAGE MAXIMUM
$2.1 $4.1 $6.9

Restaurant meal for one

2,500 HUF 3,800 HUF 7,600 HUF
MINIMUM AVERAGE MAXIMUM
$7 $10 $21

Fine dining meal for one

5,100 HUF 7,600 HUF 31,000 HUF
MINIMUM AVERAGE MAXIMUM
$14 $21 $84

Cappuccino or latte

630 HUF 1,000 HUF 1,500 HUF
MINIMUM AVERAGE MAXIMUM
$1.7 $2.7 $4.1

Grocery and market costs


Milk large bottle

500 HUF 600 HUF 750 HUF
MINIMUM AVERAGE MAXIMUM
$1.4 $1.6 $2.1

12 eggs

380 HUF 500 HUF 750 HUF
MINIMUM AVERAGE MAXIMUM
$1 $1.4 $2.1

Fresh whole chicken

850 HUF 1,100 HUF 1,600 HUF
MINIMUM AVERAGE MAXIMUM
$2.3 $3 $4.3

Pack of beef

1,000 HUF 1,500 HUF 3,000 HUF
MINIMUM AVERAGE MAXIMUM
$2.7 $4.1 $8.2

Medium bag of rice

400 HUF 550 HUF 780 HUF
MINIMUM AVERAGE MAXIMUM
$1.1 $1.5 $2.1

Bag of tomatos

150 HUF 200 HUF 380 HUF
MINIMUM AVERAGE MAXIMUM
$0.41 $0.55 $1

Bag of apples

270 HUF 350 HUF 580 HUF
MINIMUM AVERAGE MAXIMUM
$0.74 $0.96 $1.6
Chart showing the prices and cost of commute, travel, and transportation in Debrecen

Commute, travel, and transportation costs


20 minutes taxi ride

640 HUF 760 HUF 1,500 HUF
MINIMUM AVERAGE MAXIMUM
$1.7 $2.1 $4.2

Average car full tank

3,800 HUF 5,000 HUF 10,000 HUF
MINIMUM AVERAGE MAXIMUM
$10 $14 $27

Average car 1-day rental

3,900 HUF 5,200 HUF 7,800 HUF
MINIMUM AVERAGE MAXIMUM
$11 $14 $21

Average car price

1.9M HUF 3.8M HUF 5M HUF
MINIMUM AVERAGE MAXIMUM
$5,200 $10,000 $14,000

Bus ticket one way

130 HUF 190 HUF 390 HUF
MINIMUM AVERAGE MAXIMUM
$0.35 $0.53 $1.1

Car Service

5,200 HUF 7,800 HUF 16,000 HUF
MINIMUM AVERAGE MAXIMUM
$14 $21 $43
Chart showing the prices and cost of utility, energy, water, and gas for a family in Debrecen

Utility cost (monthly)


Utility Bill - Family

20,000 HUF 57,000 HUF 370,000 HUF
MINIMUM AVERAGE MAXIMUM
$55 $160 $1,000

Internet and cable

3,800 HUF 7,500 HUF 10,000 HUF
MINIMUM AVERAGE MAXIMUM
$10 $21 $27

Mobile phone charges

3,000 HUF 5,000 HUF 15,000 HUF
MINIMUM AVERAGE MAXIMUM
$8.2 $14 $41

Leisure and activities costs


Movie ticket

1,900 HUF 2,500 HUF 3,800 HUF
MINIMUM AVERAGE MAXIMUM
$5.2 $6.9 $10

One month gym membership

6,200 HUF 7,800 HUF 16,000 HUF
MINIMUM AVERAGE MAXIMUM
$17 $21 $43
Chart showing the prices and cost of clothing and accessories in Debrecen

Cloths and accessories costs


Pair of jeans or pants

4,600 HUF 6,500 HUF 9,700 HUF
MINIMUM AVERAGE MAXIMUM
$13 $18 $27

Woman dress

4,300 HUF 6,000 HUF 19,000 HUF
MINIMUM AVERAGE MAXIMUM
$12 $16 $53

Woman shoes

4,100 HUF 5,500 HUF 13,000 HUF
MINIMUM AVERAGE MAXIMUM
$11 $15 $35

Men's shoes

3,500 HUF 4,300 HUF 8,600 HUF
MINIMUM AVERAGE MAXIMUM
$9.7 $12 $24

Men suit

3,900 HUF 4,800 HUF 26,000 HUF
MINIMUM AVERAGE MAXIMUM
$11 $13 $71

Regular t-shirt

1,900 HUF 2,600 HUF 7,800 HUF
MINIMUM AVERAGE MAXIMUM
$5.3 $7.1 $21
Chart showing the prices and cost of housing, accommodation, and rent in Debrecen

Housing costs / monthly rent


Studio apartment

65,000 HUF 97,000 HUF 260,000 HUF
MINIMUM AVERAGE MAXIMUM
$180 $270 $710

1-bedroom apartment

97,000 HUF 160,000 HUF 390,000 HUF
MINIMUM AVERAGE MAXIMUM
$270 $430 $1,100

2-bedroom apartment

130,000 HUF 190,000 HUF 520,000 HUF
MINIMUM AVERAGE MAXIMUM
$350 $530 $1,400

Housing costs / Buying


Studio apartment

13M HUF 19M HUF 39M HUF
MINIMUM AVERAGE MAXIMUM
$35,000 $53,000 $110,000

1-bedroom apartment

16M HUF 26M HUF 97M HUF
MINIMUM AVERAGE MAXIMUM
$43,000 $71,000 $270,000

2-bedroom apartment

26M HUF 78M HUF 160M HUF
MINIMUM AVERAGE MAXIMUM
$71,000 $210,000 $430,000
Chart showing the prices and cost of furniture in Debrecen

Furniture Costs


King Size Bed

75,000 HUF 94,000 HUF 130,000 HUF
MINIMUM AVERAGE MAXIMUM
$210 $260 $340

Double Bed

50,000 HUF 75,000 HUF 94,000 HUF
MINIMUM AVERAGE MAXIMUM
$140 $210 $260

Single Bed

44,000 HUF 58,000 HUF 75,000 HUF
MINIMUM AVERAGE MAXIMUM
$120 $160 $210

Living Room

84,000 HUF 110,000 HUF 380,000 HUF
MINIMUM AVERAGE MAXIMUM
$230 $290 $1,000

Dining Table

38,000 HUF 50,000 HUF 94,000 HUF
MINIMUM AVERAGE MAXIMUM
$100 $140 $260

Sofa or Couch

50,000 HUF 68,000 HUF 150,000 HUF
MINIMUM AVERAGE MAXIMUM
$140 $190 $410
Chart showing the prices and cost of electronic devices and appliances in Debrecen

Electronics and House Appliance Costs


TV Set

50,000 HUF 75,000 HUF 150,000 HUF
MINIMUM AVERAGE MAXIMUM
$140 $210 $410

Fridge or Freezer

44,000 HUF 68,000 HUF 94,000 HUF
MINIMUM AVERAGE MAXIMUM
$120 $190 $260

Washing Machine

58,000 HUF 84,000 HUF 150,000 HUF
MINIMUM AVERAGE MAXIMUM
$160 $230 $410

Stove or Cooker

54,000 HUF 68,000 HUF 94,000 HUF
MINIMUM AVERAGE MAXIMUM
$150 $190 $260

Mobile Phone

63,000 HUF 75,000 HUF 110,000 HUF
MINIMUM AVERAGE MAXIMUM
$170 $210 $290

Laptop or Computer

68,000 HUF 84,000 HUF 150,000 HUF
MINIMUM AVERAGE MAXIMUM
$190 $230 $410
Distribution of monthly cost of living expenses of a family in Debrecen

How do families spend their money in Debrecen?

We asked thousands of families about their spending habits and expenditure break down.


The percentage figures in this section are percentages of total spending not income. If you would like to see the percentage of expenses as related to income or salary, see other sections.

Housing and accomodation expenditure for families

Accomodation Cost26%

26% of total expenses on average (21% to 36%)

LOW$350   130,000 HUF
AVERAGE$1,000   370,000 HUF
HIGH$6,500   2.4M HUF
Per Month

Families in Debrecen typically spend from 21% to 36% of their total monthly expenditure on housing with 26% being the average. The average monthly spend on housing is 370,000 HUF with expenditure ranging from 130,000 HUF to 2.4M HUF. This cost mainly goes for rent but it also includes other accommodation-related expenses.

Electricity, utilities, energy, water, internet, and mobile expenditure for families

Cost of utilities5%

5% of total expenses on average (3% to 8%)

LOW$55   20,000 HUF
AVERAGE$160   57,000 HUF
HIGH$1,000   370,000 HUF
Per Month

Utility expenditure like electricity, water, and gas in Debrecen ranges from 3% to 8% of total expenses with 5% being the average for most families. The average monthly cost of utilities is 57,000 HUF with 20,000 HUF and 370,000 HUF being the upper and lower limits for a family of four.

Transport, fuel, and commute expenditure for families

Cost of transport and fuel5%

5% of total expenses on average (3% to 7%)

LOW$110   40,000 HUF
AVERAGE$310   110,000 HUF
HIGH$2,000   740,000 HUF
Per Month

Fuel consumption and cost of transport depend heavily on whether a family resides near school and work, but roughly speaking a family would expect to spend from 40,000 HUF to 740,000 HUF in a month on commuting with 110,000 HUF being the norm for most families. This means that money spent on transport constitutes about 5% of total spending on average but can go as low as 3% or as high as 7%.

Food, groceries, and basic shopping expenditure for families

Food and Groceries Cost21%

21% of total expenses on average (14% to 27%)

LOW$200   72,000 HUF
AVERAGE$560   210,000 HUF
HIGH$3,700   1.3M HUF
Per Month

The average outlay on groceries and basic houshold items for a typical family in a month in Debrecen is 210,000 HUF. The cost of groceries can range between 72,000 HUF to 1.3M HUF. Families spend on average about 21% on food and groceries with upper and lower bounds of 14% and 27% respectively.

Healthcare and medical services expenditure for families

Cost of healthcare11%

11% of total expenses on average (7% to 16%)

LOW$99   36,000 HUF
AVERAGE$310   110,000 HUF
HIGH$1,600   600,000 HUF
Per Month

Families in Debrecen allocate 7% to 16% of their total monthly expenditure to healthcare including health insurance and out-of-pocket medical expenses. The average spending on medical services and clinic visits is around 11%. The range of medical expenses range from 36,000 HUF to 600,000 HUF with 110,000 HUF being the norm for most families.

Leisure and shopping expenditure for families

Cost of leisure and shopping3%

3% of total expenses on average (1% to 7%)

LOW$55   20,000 HUF
AVERAGE$160   57,000 HUF
HIGH$1,000   370,000 HUF
Per Month

This category mostly contains discretionary or non-essential expenses but also some non-discretionary spending like furniture for example. The monthly expenses range from 20,000 HUF to 370,000 HUF with 57,000 HUF being the average. Speaking of percentages, that equates to 1% to 7% of total expenses with an average of 3% for most families.

Education and schooling expenditure for families

Cost of education and schooling13%

13% of total expenses on average (6% to 21%)

LOW$150   56,000 HUF
AVERAGE$440   160,000 HUF
HIGH$2,900   1M HUF
Per Month

Spending on education can vary drastically between different families. On average, education constitutes 13% of the monthly expenditure of families with 6% and 21% being the lower and upper bounds respectively. The average reported education cost is 160,000 HUF per month with 56,000 HUF being the minimum spent amount and 1M HUF being the maximum.

Other Expenses16%

16% of total expenses on average (9% to 21%)

LOW$88   32,000 HUF
AVERAGE$250   92,000 HUF
HIGH$1,600   600,000 HUF
Per Month
Family cost of living and expenditure to income ratio in Debrecen

Family expenditure to income ratio in Debrecen

Analysing the how affordable it is for families to live in Debrecen

One of the most definite ways to determine how affordable a place is measuring the ratio of expenses to salary. A high expense-to-income to ratio indicates a high cost-of-living index while a low expenditure-to-salary ratio means the place is affordable to live in. Families usually spend a larger chunk of their income than other population groups. A typical and healthy expenditure percentage for a family of four ranges between 70% to 80%.


Spending to Income Ratio

87%

79% to 96%

( expenditure / income ) x 100


Families in Debrecen spend around 87% of their monthly income. Some families spend as low as 79% of their income while some as high as 96%.

How easily is cost-cutting for families. Are there plenty of low-cost options in Debrecen

Low-cost alternatives in Debrecen

People are always looking for ways to cut down expenses and reduce expenditures. The hallmark of any affordable place is the availability of discount stores, bargain deals, smart or secondhand shopping, refurbished items, and couponing. We asked families how easily cost-cutting is and the answers were distributed as follows:

Plenty of low-cost options59%

Few low-cost options41%


Based on the survey, 59% of the families living in Debrecen have no problem finding low-cost alternatives to support a frugal lifestyle while 41% think that thriftness is difficult due to scarcity in discount markets and secondhand outlets.

Reasons that make it difficult for families to save money in Debrecen

Saving Challenges in Debrecen

Reasons that make it difficult for families to save money

We wanted to understand what is stopping families from maximizing their savings in Debrecen. Listed below are the answers given by the survey participants.


Reason% People
Low Income5%
High Expenses8%
Debt and Loans14%
Lack of Budgeting Skills11%
Impulsive Spending11%
Financial Emergencies7%
Living the moment6%
Will do it later20%
Inflation13%
Social Pressure3%
Market Instability2%

Around 5% of the families said that their salary is too low to accommodate a portion for savings while 8% said that the high cost of living leaves little room for savings. 14% of the residents said that they are burdened with debt and find it challenging to save money. 11% reported that they just don't have the knowledge or discipline to create and stick to a budget, leading to overspending and an inability to save. 11% of families blamed impulsive spending as the reason for saving inability. Around 7% said that unexpected expenses like medical bills or car repairs are derailing their savings goals. 6% bluntly said that they don't see the purpose of it and prefer to live each day to the fullest. 20% reported that they understand the value of saving but are putting off saving for the future, thinking they have plenty of time to start later. 13% blamed inflation, saying that every time they save some money they end up using it immediately. A surprising 3% said that social pressure and keeping up with peers or social expectations makes them overspend. Lastly, 2% blamed market instability and price fluctuations.

Percentage of families who manage to save money from their income every month in Debrecen

What percentage of families in Debrecen are able to save money and how much can they save?


Percentage of families that reported their ability to save money


Saving Money
55%
Not Saving
45%

Almost 55% of surveyed families in Debrecen said that they can save some money at the end of each month while 45% reported that they have to utilize their whole income to survive.


Family savings to income ratio in Debrecen

Savings-to-Income Ratio

The savings-to-income ratio is measured as the percentage of income that people save over a specific period and it is simply calculated by dividing the saved money by total income and then multiplying the result by 100. (Savings / Income) x 100.


How much money do families manage to add to their savings?

The amount of money that people can afford to save depends hugely on their income. It is better to focus on the percentage when trying to understand saving patterns.

Saving to Income Ratio

9.9% 17% of income 29%
MINIMUM AVERAGE MAXIMUM

Average Monthly Saved Amount

140,000 HUF
$390
410,000 HUF
$1,100
2.6M HUF
$7,200
MINIMUM AVERAGE MAXIMUM

Savings to income distribution levels for families

Saving To Income Ratio% Families
0% - 10%39%
10% - 20%30%
20% - 30%20%
30% - 40%5%
40% - 50%4%
> 50%2%

Interpretation and Analysis

Families that are able to save money can put anywhere from 9.9% to 29% of their monthly income to their savings, with 17% being the average for most families. The average monthly amount of money that families can put aside is 410,000 HUF with 140,000 HUF and 2.6M HUF being the minimum and maximum respectively.

Where do families choose to put their savings in Debrecen

Typical saving choices for families in Debrecen

Where do people choose to put their savings?


Saving Type% People
Emergency Funds12%
Gold13%
Savings Accounts17%
Retirement Accounts10%
Cash Savings20%
Real Estate9%
Investment5%
Stocks4%
Bonds5%
Mutual Funds2%
Certificates of Deposit3%

Emergency Funds For Families

An emergency fund is a financial safety net comprised of easily accessible savings set aside to cover unexpected expenses or financial emergencies, typically amounting to three to six months' worth of living expenses. We asked families whether they have an emergency fund and the answers were as follows.

Yes65%

No35%


Based on the survey, 35% of the families living in Debrecen said that they don't have an emergency fund while 65% said that they do.

Income and cost of living compatibility. Is it affordable or economical for families to live in Debrecen

Affordable living in Debrecen

Income and cost of living compatibility

We asked families one simple question and recorded their answers.

Is it affordable or economical to live in Debrecen?


Yes
65%
No
35%

Around 65% of surveyed families think that living in Debrecen is affordable with proper budgeting while 35% reported that it is just too expensive and not affordable even with frugality and thriftness.

A typical and healthy budgeting structure. The 50-30-20 rule

A typical and healthy budgeting structure

The 50/30/20 rule

Spending among different people can vary significantly based on factors such as their income, lifestyle, location, and personal preferences. A commonly used guideline for budgeting is the 50/30/20 rule, which suggests allocating your income into three main categories in the following percentages.

  • 50% for needs and financial obligations

    This category includes essential expenses like housing, utilities, groceries, transportation, and healthcare.

  • 30% for wants and discretionary spending

    This category covers discretionary spending on non-essential items, such as dining out, entertainment, travel, and other lifestyle choices.

  • 20% for savings and emergency fund

    This is the percentage that must be allocated to savings, emergency funds, and retirement accounts.

About financial planning, money management, and household budgeting

The 50/30/20 rule is used as a general guideline but may not be the best choice for all people. There are in fact many budgeting plans out there like the 70/20/10 and the 60/20/20 rules, all claiming to be the best. More important than all of this is to establish financial discipline by creating a budget tailored to your specific financial goals and situation. It is very important that your financial outflow be less than your income to maintain a healthy cash flow.

Financial literacy and difficulty in budgeting and financial planning for families in Debrecen

Financial Literacy in

Financial literacy is the knowledge of concepts and principles related to personal finance that allow individuals to make informed decisions regarding their money such as budgeting, saving, investing, borrowing, managing debt, financial risk management, and planning.

Financial Leteracy61%


We asked family guardians and parents in Debrecen whether they acquired any adequate personal financial training in their lives. Approximately 39% of the people who participated in the survey said that they are not well informed about the topics of budgeting, saving, etc., and just manage things based on their own experience, while 61% said that they know about the general principles of personal finance from sources other than their own experience.


Difficulty in Budgeting and Financial Planning

We wanted to understand whether families of have problems or difficulties in managing their expenditures and savings so we asked people one simple question: do you struggle with your personal finances? 30% of the participants reported that they indeed struggle in creating budgets and in organizing their finances while 70% said that they have everything under control.

Struggles with finance30%

Easily manages finances70%

Financial goals and targets of families living in Debrecen

Financial goals of families in Debrecen

In an attempt to understand the economic situation in Debrecen, we asked participants about their financial targets. By knowing what the population in general is trying to achieve, we can shed light on the economic outlook, cost of living, and quality of life in general.


Financial Goal% People
Emergency Fund8%
Debt Reduction41%
Retirement Savings10%
Education Funding7%
Homeownership18%
Investing7%
Travel or Lifestyle7%
Healthcare Expenses13%
Financial Independence5%

Around 8% of families said that their main goal is to establish an emergency fund to cover unexpected expenses while 41% said their number one priority is to pay off high-interest debt or loans and improve credit. 10% of surveyed people confirmed that saving for retirement to ensure a comfortable lifestyle in the final years is their main target. Around 7% reported that their priority is saving for the tuition fees and education costs of their children while 18% choose to buy a home or pay off existing mortgage before other things. 7% of the population would like to build wealth through investments such as stocks, bonds, mutual funds, or real estate. For 7% of people, saving for vacations or upgrading their lifestyle is the number one concern. Approximately 13% of the residents said that saving for healthcare expenses including insurance premiums is their main goal.

Chart showing the percentage of families who are in debt in Debrecen

Debt, loans, and mortgages in Debrecen


Percentage of families who are in debt


In Debt
24%
Debt Free
76%

According to the survey, 24% of the families in Debrecen have some kind of debt, loan, mortgage, or credit card payments while 76% reported that they don't have financial obligations to banks.


Chart showing debt-to-income ratio in Debrecen

Debt-to-income ratio in Debrecen

Debt to income ratio

29%

20% to 37%

( monthly debt payment / monthly income ) x 100

Interpretation

The debt-to-income ratio measures the percentage of income being paid as debt settlement across the population. It is calculated by dividing the monthly debt settlement payment of an individual by their monthly income. Based on collected data, approximately 29% of a family's monthly income in Debrecen goes to debt settlement.


Debt levels

Monthly debt settlement payment as percentage of monthly income

Debt-to-income ratio% People
> 60%3%
50% - 60%17%
40% - 50%14%
30% - 40%16%
20% - 30%11%
10% - 20%13%
0% - 10%26%

According to our data, 3% of the debtors in Debrecen pay 60%+ of their income as debt settlement while 17% of the people pay 50% to 60% of their income for the same, which is quite an alarming financial situation for those individuals. 14% of people in debt dedicate 40% to 50% of their income to loan and mortgage payments while 16% dedicated 30% to 40% of income for same. Things are looking brighter for 11% of individuals as they only pay 20% to 30% of their income for loan and credit card repayment.


Distribution by type of debt in Debrecen

Debt% People
Real Estate Mortgage9%
Auto Loan16%
Student Loan4%
Credit Card29%
Personal Loan42%

9% of debtors in Debrecen confirm that real estate mortgages constitutes the main part of their outstanding debt while 29% say that credit card payments are the reason they are in debt. Auto loans were the main type of debt for 16% of people and personal loans rose at 42%. Lastly, student loans are the main source of debt for 4% of debtors in Debrecen.


About credit score and debt management

Managing debt is a critical aspect of maintaining a favorable credit score. Debt reduction is the first thing you should do improve your financial situation. Getting rid of debt takes precedence over saving money because of interest rates.

Good debt vs. Bad debt

Not all debt is bad. Good debt typically refers to borrowing money for investments that can increase in value or generate income over time like purchasing a home or acquiring student loans. On the other hand, bad debt involves borrowing for things that fail to generate lasting value like high-interest credit card debt used for non-essential expenses like luxury items or vacations.


Loan Affordability Index in Debrecen

Besides measuring the loan-to-income ratio, we asked families how many times in a year they defaulted or were unable to pay their due credit card or loan payments on time. Understanding how often people default on their due payments is one of the indicators of the cost of living and economic situation.

Frequency and percentage of people who failed to pay their monthly credit card or loan payments on time last year.

Frequency% People
Never51%
Once a year24%
Twice a year12%
Three times a year9%
Four times a year4%
Housing and accommodation affordability, property price to income ratio, rent to income ratio, and housing affordability index chart in Debrecen

Housing costs, accommodation, and housing affordability in Debrecen

Rental costs and house/apartment prices can vary drastically between different areas and locations.


Rent Cost in Debrecen

Monthly Rent Prices

Studio apartment monthly rent cost

65,000 HUF 97,000 HUF 260,000 HUF
MINIMUM AVERAGE MAXIMUM
$180 $270 $710

1-bedroom apartment monthly rent cost

97,000 HUF 160,000 HUF 390,000 HUF
MINIMUM AVERAGE MAXIMUM
$270 $430 $1,100

2-bedroom apartment monthly rent cost

130,000 HUF 190,000 HUF 520,000 HUF
MINIMUM AVERAGE MAXIMUM
$350 $530 $1,400

3-bedroom apartment monthly rent cost

160,000 HUF 260,000 HUF 710,000 HUF
MINIMUM AVERAGE MAXIMUM
$430 $710 $1,900

Furnished apartment monthly rent cost

310,000 HUF 780,000 HUF 1.6M HUF
MINIMUM AVERAGE MAXIMUM
$850 $2,100 $4,300

Townhouse monthly rent cost

260,000 HUF 390,000 HUF 1.1M HUF
MINIMUM AVERAGE MAXIMUM
$710 $1,100 $3,000

House monthly rent cost

310,000 HUF 780,000 HUF 1.6M HUF
MINIMUM AVERAGE MAXIMUM
$850 $2,100 $4,300

Villa monthly rent cost

390,000 HUF 970,000 HUF 1.6M HUF
MINIMUM AVERAGE MAXIMUM
$1,100 $2,700 $4,300

The monthly rental cost of a studio apartment in Debrecen ranges between 65,000 HUF and 260,000 HUF, meanwhile the cost of monthly rental of a one-bedroom apartment can be anywhere from 97,000 HUF to 390,000 HUF. Two-bedroom rentals rate ranges between 130,000 HUF and 520,000 HUF per month. The monthly rental for a three-bedroom apartment ranges from 160,000 HUF to 710,000 HUF. The average rent of a townhouse in Debrecen is around 390,000 HUF while house rental costs can be as high as 780,000 HUF per month. Finally, if you want to rent a villa, expect to pay anywhere from 390,000 HUF to 1.6M HUF per month.



Apartment and house prices in Debrecen

Cost of buying a property

Studio apartment price

13M HUF 19M HUF 39M HUF
MINIMUM AVERAGE MAXIMUM
$35,000 $53,000 $110,000

1-bedroom apartment price

16M HUF 26M HUF 97M HUF
MINIMUM AVERAGE MAXIMUM
$43,000 $71,000 $270,000

2-bedroom apartment price

26M HUF 78M HUF 160M HUF
MINIMUM AVERAGE MAXIMUM
$71,000 $210,000 $430,000

3-bedroom apartment price

86M HUF 130M HUF 390M HUF
MINIMUM AVERAGE MAXIMUM
$240,000 $350,000 $1.1M

Townhouse price

110M HUF 260M HUF 970M HUF
MINIMUM AVERAGE MAXIMUM
$300,000 $710,000 $2.7M

House price

130M HUF 780M HUF 1,100M HUF
MINIMUM AVERAGE MAXIMUM
$350,000 $2.1M $3M

Villa price

160M HUF 860M HUF 1,300M HUF
MINIMUM AVERAGE MAXIMUM
$430,000 $2.4M $3.5M

The average price of a studio apartment in Debrecen can range from 13M HUF to 39M HUF depending on location. One bedroom cost can be anywhere from 16M HUF to 97M HUF. A villa can cost you 860M HUF on average with prices ranging from 160M HUF to 1,300M HUF.


If you're leasing or purchasing, housing costs in Debrecen will probably constitute your biggest expenditure, yet it's an area where you wield considerable influence. This is due to the substantial variance in housing prices across communities. Keep in mind the location of your workplace and the accessibility of essential amenities to prevent negating the savings from lower rental rates with increased transportation expenses.

House / apartment prices to income ratio


Property price to income ratio

( average property price / average monthly income ) x 100


37 x109 monthly income 203
MINIMUM AVERAGE MAXIMUM

Property prices in Debrecen can be x109 to x203 multiples of the monthly income depending on the property and the income of the person. On average, property prices are approximately x109 multiples of the average monthly salary in Debrecen.



Rent to income ratio


Rent to income ratio

( monthly rental / monthly income ) x 100


21% 31% of income 40%
MINIMUM AVERAGE MAXIMUM

The average rent-to-income ratio in Debrecen is around 31%. This means that people pay 31% of their income for rent. Those figures can range from 21% to 40% depending on the salary, location, and type of property.


The housing-to-income ratio is a very important metric to evaluate and measure how affordable living is in a particular area, city, or country since housing comprises the biggest chunk of expenditure. A higher housing to income ratio means that the place is relatively expensive. The figure by itself does tell much. It only starts to make sense when comparing the housing to income ratio across different locations.

Housing affordability index

The housing affordability index measures how affordable accommodation is in a particular place. This can measured in multiple ways, the most common being housing expenditure to total expenditure ratio and the rent to income ratio. The housing expenditure ratio is a figure reported by individuals on the percentage they allocate for housing. Rent to income ratio is calculated by dividing the average monthly rent by the average income. Because these values are both percentages, we can find their average and get the best of the two worlds.

Housing Affordability Index
28%

Property Taxes

Real estate owners pay property taxes to local tax authorities, which are determined by the assessed value of their property. Typically, these taxes are paid once a year. Property tax funds contribute to community development, financing infrastructure improvements, public services, and local education initiatives.


FROM
2%
AVERAGE
3%
TO
3.9%

Home Maintenance Costs

Home maintenance costs encompass various expenses associated with the upkeep and repair of a residence. These expenditures include regular tasks such as lawn care, pest control, and HVAC system servicing, as well as occasional repairs and renovations like fixing leaks, painting, or replacing appliances.


1,100 HUF 15,000 HUF 150,000 HUF
MINIMUM AVERAGE MAXIMUM

Urban vs. rural living costs

Urban living typically entails higher housing and transportation costs due to demand and limited space, while rural areas generally offer lower housing expenses but may have higher prices for goods and services. The differnce in rental rates between urban areas and rural areas can be as high as 300% in some cases.

Monthly costs and expenses of energy and basic utilities in Debrecen

Utilities expenditure can vary slightly between different areas and locations.


Energy, electricity, water, gas, internet, and mobile cost in Debrecen

Utility Bill Cost / Electricity + Water + Gas / Family

20,000 HUF 57,000 HUF 370,000 HUF
MINIMUM AVERAGE MAXIMUM
$55 $160 $1,000

Internet and cable cost

3,800 HUF 7,500 HUF 10,000 HUF
MINIMUM AVERAGE MAXIMUM
$10 $21 $27

Mobile phone bill and charges

3,000 HUF 5,000 HUF 15,000 HUF
MINIMUM AVERAGE MAXIMUM
$8.2 $14 $41

Because most utility bills club electricity, water, and gas costs in one bill, we can't provide a breakup for each type of utility and will display electricity, gas, and water as single cost.


The average monthly energy and water consumption of families is around 57,000 HUF. The cost of internet and WiFi ranges from 3,800 HUF to 10,000 HUF with 7,500 HUF being the average internet bill. Finally, the average monthly mobile charges is around 5,000 HUF but can range between 3,000 HUF and 15,000 HUF depending on consumption. Mobile charges include both calling minutes as well as data packages.


Energy / Utility expense to income ratio


( monthly utility expenses / monthly income ) x 100


3% 5.9% of income 9.9%
MINIMUM AVERAGE MAXIMUM

The average utility-to-income ratio in Debrecen is around 5.9%. This means that people pay 5.9% of their income for energy, water, internet, and mobile charges. Those figures can range from 3% to 9.9% depending on salary and location.

Food Prices, Dining Expenses, and Grocery Costs in Debrecen

Grocery / Food expenditure and prices can vary drastically between different areas and locations.


Prices and cost of goods and services in Debrecen

Dining out, food, and beverages costs. Price variations for common food items.

Fast food combo meal price

750 HUF 1,500 HUF 2,500 HUF
MINIMUM AVERAGE MAXIMUM
$2.1 $4.1 $6.9

The average price of a regular combo meal at a fast food outlet or chain like McDonald's, Pizzahut, or KFC in Debrecen is approximatly 1,500 HUF with meal cost ranging from 750 HUF to 2,500 HUF. The typical combo meal consists of a burger, french fries, and a drink.

Restaurant meal for one price

2,500 HUF 3,800 HUF 7,600 HUF
MINIMUM AVERAGE MAXIMUM
$7 $10 $21

If you are planning to have a nice meal at a mid-range restaurant, expect to pay anywhere between 2,500 HUF and 7,600 HUF with 3,800 HUF being the average price of a plate for one person at a regular restaurant in Debrecen.

Fine dining meal for one price

5,100 HUF 7,600 HUF 31,000 HUF
MINIMUM AVERAGE MAXIMUM
$14 $21 $84

The price range of a meal at fine-dining restaurant is 5,100 HUF to 31,000 HUF with the average cost being 7,600 HUF for one person. This is what you would expect to pay a top-tier diner in Debrecen.

Beverage prices, cappuccino, latte etc..

630 HUF 1,000 HUF 1,500 HUF
MINIMUM AVERAGE MAXIMUM
$1.7 $2.7 $4.1

The average price of a regular beverage like cappuccino or latte at Starbucks, Costa, or similar coffee shops and cafes in Debrecen is around 1,000 HUF. Price ranges between 630 HUF and 1,500 HUF depending on the type of beverage, the size, and optional add-ons.



Grocery and market costs

Large bottle of milk price

500 HUF 600 HUF 750 HUF
MINIMUM AVERAGE MAXIMUM
$1.4 $1.6 $2.1

The average price of a large bottle of milk in Debrecen is 600 HUF. The maximum what you would pay for milk is 750 HUF and the minimum being 500 HUF depending on the brand of milk and other properties.

12 eggs price

380 HUF 500 HUF 750 HUF
MINIMUM AVERAGE MAXIMUM
$1 $1.4 $2.1

A dozen eggs costs around 500 HUF on average with 380 HUF and 750 HUF being the lower and upper limits respectively.

Fresh whole chicken price

850 HUF 1,100 HUF 1,600 HUF
MINIMUM AVERAGE MAXIMUM
$2.3 $3 $4.3

The price range of a fresh whole chicken in Debrecen is between 850 HUF and 1,600 HUF depending on the size of the chicken and whether it is oraganic or not. The average price is approximatly 1,100 HUF.

Pack of beef price

1,000 HUF 1,500 HUF 3,000 HUF
MINIMUM AVERAGE MAXIMUM
$2.7 $4.1 $8.2

The price of a regular pack of beef or meat is around 1,500 HUF. A pack of beef contains around 1Kg or 1lb depending on packing.

Medium bag of rice price

400 HUF 550 HUF 780 HUF
MINIMUM AVERAGE MAXIMUM
$1.1 $1.5 $2.1

A bag of rice in Debrecen costs around 550 HUF on average with prices rangeing between 400 HUF and 780 HUF depending on the brand and quality.

Bag of tomatos price

150 HUF 200 HUF 380 HUF
MINIMUM AVERAGE MAXIMUM
$0.41 $0.55 $1

A bag of tomatoes costs anywhere from 150 HUF to 380 HUF. A bag of tomatoes denotes 1Kg or 1lb depending on location.

Bag of apples price

270 HUF 350 HUF 580 HUF
MINIMUM AVERAGE MAXIMUM
$0.74 $0.96 $1.6

A bag of apples costs 350 HUF on average. A bag of apples denotes 1Kg or 1lb depending on location.


Grocery and food expenditure to income ratio


( monthly grocery expenses / monthly income ) x 100


18% 26% of income 32%
MINIMUM AVERAGE MAXIMUM

The average grocery-to-income ratio in Debrecen is around 26%. This means that families spend 26% of their income on grocery and basic household items. The expenditure can range from 18% to 32% depending on salary and location.


Expenditure on food and grocery for families

Families' spending on grocery ranges from 72,000 HUF to 1.3M HUF with the location, income, and size of the family being the most determinite factors.

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