Cost Of Living For a Family in Ensenada 2024

Family cost of living chart - average monthly expenditure in Ensenada

Average monthly spending for families in Ensenada

We consider a family to be a member of four members, two adults and two children. This is the most common type of family. From the figures below, it should be fairly easy to calculate the average spending for families of different sizes.

Average Monthly Expenditure

Currency: MXN
29,000 81,000 530,000
MINIMUM AVERAGE MAXIMUM
$1,700 $4,800 $31,000

How much money does a family need in a month to survive in Ensenada?

Families in Ensenada spend around 81,000 MXN per month on average. Depending on the lifestyle, a family can survive with a monthly budget as low as 29,000 MXN or as high as 530,000 MXN. Location and income are very important factors and have a huge influence on expenditure and budget.


Prices and cost of goods and services in Ensenada


Chart showing the prices and cost of grocery, food, restaurant meals, market, and beverages in Ensenada

Dining, food, and beverages costs


Fast food combo meal

54 MXN 110 MXN 180 MXN
MINIMUM AVERAGE MAXIMUM
$3.2 $6.3 $11

Restaurant meal for one

180 MXN 270 MXN 550 MXN
MINIMUM AVERAGE MAXIMUM
$11 $16 $32

Fine dining meal for one

370 MXN 550 MXN 2,200 MXN
MINIMUM AVERAGE MAXIMUM
$22 $32 $130

Cappuccino or latte

45 MXN 72 MXN 110 MXN
MINIMUM AVERAGE MAXIMUM
$2.6 $4.2 $6.3

Grocery and market costs


Milk large bottle

36 MXN 43 MXN 54 MXN
MINIMUM AVERAGE MAXIMUM
$2.1 $2.5 $3.2

12 eggs

27 MXN 36 MXN 54 MXN
MINIMUM AVERAGE MAXIMUM
$1.6 $2.1 $3.2

Fresh whole chicken

61 MXN 79 MXN 110 MXN
MINIMUM AVERAGE MAXIMUM
$3.6 $4.7 $6.6

Pack of beef

72 MXN 110 MXN 210 MXN
MINIMUM AVERAGE MAXIMUM
$4.2 $6.3 $13

Medium bag of rice

29 MXN 39 MXN 56 MXN
MINIMUM AVERAGE MAXIMUM
$1.7 $2.3 $3.3

Bag of tomatos

11 MXN 14 MXN 27 MXN
MINIMUM AVERAGE MAXIMUM
$0.63 $0.84 $1.6

Bag of apples

19 MXN 25 MXN 41 MXN
MINIMUM AVERAGE MAXIMUM
$1.1 $1.5 $2.4
Chart showing the prices and cost of commute, travel, and transportation in Ensenada


Commute, travel, and transportation costs


20 minutes taxi ride

46 MXN 55 MXN 110 MXN
MINIMUM AVERAGE MAXIMUM
$2.7 $3.2 $6.5

Average car full tank

270 MXN 360 MXN 720 MXN
MINIMUM AVERAGE MAXIMUM
$16 $21 $42

Average car 1-day rental

280 MXN 370 MXN 560 MXN
MINIMUM AVERAGE MAXIMUM
$17 $22 $33

Average car price

130,000 MXN 270,000 MXN 360,000 MXN
MINIMUM AVERAGE MAXIMUM
$7,900 $16,000 $21,000

Bus ticket one way

9.3 MXN 14 MXN 28 MXN
MINIMUM AVERAGE MAXIMUM
$0.55 $0.83 $1.7

Car Service

370 MXN 560 MXN 1,100 MXN
MINIMUM AVERAGE MAXIMUM
$22 $33 $66
Chart showing the prices and cost of utility, energy, water, and gas in Ensenada


Utility cost (monthly)


Utility Bill - Family

1,400 MXN 4,100 MXN 26,000 MXN
MINIMUM AVERAGE MAXIMUM
$84 $240 $1,600

Internet and cable

270 MXN 540 MXN 720 MXN
MINIMUM AVERAGE MAXIMUM
$16 $32 $42

Mobile phone charges

210 MXN 360 MXN 1,100 MXN
MINIMUM AVERAGE MAXIMUM
$13 $21 $63

Leisure and activities costs


Movie ticket

130 MXN 180 MXN 270 MXN
MINIMUM AVERAGE MAXIMUM
$7.9 $11 $16

One month gym membership

450 MXN 560 MXN 1,100 MXN
MINIMUM AVERAGE MAXIMUM
$26 $33 $66
Chart showing the prices and cost of clothing and accessories in Ensenada


Cloths and accessories costs


Pair of jeans or pants

330 MXN 470 MXN 700 MXN
MINIMUM AVERAGE MAXIMUM
$19 $28 $41

Woman dress

310 MXN 430 MXN 1,400 MXN
MINIMUM AVERAGE MAXIMUM
$18 $25 $83

Woman shoes

290 MXN 400 MXN 930 MXN
MINIMUM AVERAGE MAXIMUM
$17 $24 $55

Men's shoes

250 MXN 310 MXN 620 MXN
MINIMUM AVERAGE MAXIMUM
$15 $18 $37

Men suit

280 MXN 350 MXN 1,900 MXN
MINIMUM AVERAGE MAXIMUM
$17 $21 $110

Regular t-shirt

140 MXN 190 MXN 560 MXN
MINIMUM AVERAGE MAXIMUM
$8.3 $11 $33
Chart showing the prices and cost of housing, accommodation, and rent in Ensenada


Housing costs / monthly rent


Studio apartment

4,700 MXN 7,000 MXN 19,000 MXN
MINIMUM AVERAGE MAXIMUM
$280 $410 $1,100

1-bedroom apartment

7,000 MXN 11,000 MXN 28,000 MXN
MINIMUM AVERAGE MAXIMUM
$410 $660 $1,700

2-bedroom apartment

9,300 MXN 14,000 MXN 37,000 MXN
MINIMUM AVERAGE MAXIMUM
$550 $830 $2,200

Housing costs / Buying


Studio apartment

930,000 MXN 1.4M MXN 2.8M MXN
MINIMUM AVERAGE MAXIMUM
$55,000 $83,000 $170,000

1-bedroom apartment

1.1M MXN 1.9M MXN 7M MXN
MINIMUM AVERAGE MAXIMUM
$66,000 $110,000 $410,000

2-bedroom apartment

1.9M MXN 5.6M MXN 11M MXN
MINIMUM AVERAGE MAXIMUM
$110,000 $330,000 $660,000
Chart showing the prices and cost of furniture in Ensenada


Furniture Costs


King Size Bed

5,400 MXN 6,700 MXN 9,000 MXN
MINIMUM AVERAGE MAXIMUM
$320 $400 $530

Double Bed

3,600 MXN 5,400 MXN 6,700 MXN
MINIMUM AVERAGE MAXIMUM
$210 $320 $400

Single Bed

3,200 MXN 4,100 MXN 5,400 MXN
MINIMUM AVERAGE MAXIMUM
$190 $240 $320

Living Room

6,000 MXN 7,700 MXN 27,000 MXN
MINIMUM AVERAGE MAXIMUM
$350 $450 $1,600

Dining Table

2,700 MXN 3,600 MXN 6,700 MXN
MINIMUM AVERAGE MAXIMUM
$160 $210 $400

Sofa or Couch

3,600 MXN 4,900 MXN 11,000 MXN
MINIMUM AVERAGE MAXIMUM
$210 $290 $630
Chart showing the prices and cost of electronic devices and appliances in Ensenada


Electronics and House Appliance Costs


TV Set

3,600 MXN 5,400 MXN 11,000 MXN
MINIMUM AVERAGE MAXIMUM
$210 $320 $630

Fridge or Freezer

3,200 MXN 4,900 MXN 6,700 MXN
MINIMUM AVERAGE MAXIMUM
$190 $290 $400

Washing Machine

4,100 MXN 6,000 MXN 11,000 MXN
MINIMUM AVERAGE MAXIMUM
$240 $350 $630

Stove or Cooker

3,800 MXN 4,900 MXN 6,700 MXN
MINIMUM AVERAGE MAXIMUM
$230 $290 $400

Mobile Phone

4,500 MXN 5,400 MXN 7,700 MXN
MINIMUM AVERAGE MAXIMUM
$260 $320 $450

Laptop or Computer

4,900 MXN 6,000 MXN 11,000 MXN
MINIMUM AVERAGE MAXIMUM
$290 $350 $630
Family cost of living and expenditure to income ratio in Ensenada

Family expenditure to income ratio in Ensenada

Analysing the how affordable it is for families to live in Ensenada

One of the most definite ways to determine how affordable a place is measuring the ratio of expenses to salary. A high expense-to-income to ratio indicates a high cost-of-living index while a low expenditure-to-salary ratio means the place is affordable to live in. Families usually spend a larger chunk of their income than other population groups. A typical and healthy expenditure percentage for a family of four ranges between 70% to 80%.


Spending to Income Ratio

87%

77% to 96%

( expenditure / income ) x 100


Families in Ensenada spend around 87% of their monthly income. Some families spend as low as 77% of their income while some as high as 96%.

Distribution of monthly cost of living expenses of a family in Ensenada

How do families spend their money in Ensenada?

We asked thousands of families about their spending habits and expenditure break down.


The percentage figures in this section are percentages of total spending not income. If you would like to see the percentage of expenses as related to income or salary, see other sections.

Housing and accomodation expenditure for families

Accomodation Cost27%

27% of total expenses on average (22% to 37%)

LOW$540   9,100 MXN
AVERAGE$1,500   26,000 MXN
HIGH$10,000   170,000 MXN
Per Month

Families in Ensenada typically spend from 22% to 37% of their total monthly expenditure on housing with 27% being the average. The average monthly spend on housing is 26,000 MXN with expenditure ranging from 9,100 MXN to 170,000 MXN. This cost mainly goes for rent but it also includes other accommodation-related expenses.

Electricity, utilities, energy, water, internet, and mobile expenditure for families

Cost of utilities5%

5% of total expenses on average (3% to 8%)

LOW$84   1,400 MXN
AVERAGE$240   4,100 MXN
HIGH$1,600   26,000 MXN
Per Month

Utility expenditure like electricity, water, and gas in Ensenada ranges from 3% to 8% of total expenses with 5% being the average for most families. The average monthly cost of utilities is 4,100 MXN with 1,400 MXN and 26,000 MXN being the upper and lower limits for a family of four.

Transport, fuel, and commute expenditure for families

Cost of transport and fuel5%

5% of total expenses on average (3% to 7%)

LOW$170   2,900 MXN
AVERAGE$480   8,100 MXN
HIGH$3,100   53,000 MXN
Per Month

Fuel consumption and cost of transport depend heavily on whether a family resides near school and work, but roughly speaking a family would expect to spend from 2,900 MXN to 53,000 MXN in a month on commuting with 8,100 MXN being the norm for most families. This means that money spent on transport constitutes about 5% of total spending on average but can go as low as 3% or as high as 7%.

Food, groceries, and basic shopping expenditure for families

Food and Groceries Cost21%

21% of total expenses on average (14% to 27%)

LOW$300   5,100 MXN
AVERAGE$870   15,000 MXN
HIGH$5,600   95,000 MXN
Per Month

The average outlay on groceries and basic houshold items for a typical family in a month in Ensenada is 15,000 MXN. The cost of groceries can range between 5,100 MXN to 95,000 MXN. Families spend on average about 21% on food and groceries with upper and lower bounds of 14% and 27% respectively.

Healthcare and medical services expenditure for families

Cost of healthcare11%

11% of total expenses on average (7% to 16%)

LOW$150   2,600 MXN
AVERAGE$480   8,100 MXN
HIGH$2,500   42,000 MXN
Per Month

Families in Ensenada allocate 7% to 16% of their total monthly expenditure to healthcare including health insurance and out-of-pocket medical expenses. The average spending on medical services and clinic visits is around 11%. The range of medical expenses range from 2,600 MXN to 42,000 MXN with 8,100 MXN being the norm for most families.

Leisure and shopping expenditure for families

Cost of leisure and shopping3%

3% of total expenses on average (1% to 7%)

LOW$84   1,400 MXN
AVERAGE$240   4,100 MXN
HIGH$1,600   26,000 MXN
Per Month

This category mostly contains discretionary or non-essential expenses but also some non-discretionary spending like furniture for example. The monthly expenses range from 1,400 MXN to 26,000 MXN with 4,100 MXN being the average. Speaking of percentages, that equates to 1% to 7% of total expenses with an average of 3% for most families.

Education and schooling expenditure for families

Cost of education and schooling13%

13% of total expenses on average (6% to 21%)

LOW$240   4,000 MXN
AVERAGE$670   11,000 MXN
HIGH$4,400   74,000 MXN
Per Month

Spending on education can vary drastically between different families. On average, education constitutes 13% of the monthly expenditure of families with 6% and 21% being the lower and upper bounds respectively. The average reported education cost is 11,000 MXN per month with 4,000 MXN being the minimum spent amount and 74,000 MXN being the maximum.

Other Expenses15%

15% of total expenses on average (8% to 20%)

LOW$130   2,300 MXN
AVERAGE$380   6,500 MXN
HIGH$2,500   42,000 MXN
Per Month
Percentage of families who manage to save money from their income every month in Ensenada

What percentage of families in Ensenada are able to save money and how much can they save?


Percentage of families that reported their ability to save money


Saving Money
58%
Not Saving
42%

Almost 58% of surveyed families in Ensenada said that they can save some money at the end of each month while 42% reported that they have to utilize their whole income to survive.


Family savings to income ratio in Ensenada

Savings-to-Income Ratio

The savings-to-income ratio is measured as the percentage of income that people save over a specific period and it is simply calculated by dividing the saved money by total income and then multiplying the result by 100. (Savings / Income) x 100.


How much money do families manage to add to their savings?

The amount of money that people can afford to save depends hugely on their income. It is better to focus on the percentage when trying to understand saving patterns.

Saving to Income Ratio

12% 20% of income 30%
MINIMUM AVERAGE MAXIMUM

Average Monthly Saved Amount

11,000 MXN
$630
30,000 MXN
$1,800
200,000 MXN
$12,000
MINIMUM AVERAGE MAXIMUM

Savings to income distribution levels for families

Saving To Income Ratio% Families
0% - 10%38%
10% - 20%29%
20% - 30%20%
30% - 40%6%
40% - 50%5%
> 50%2%

Interpretation and Analysis

Families that are able to save money can put anywhere from 12% to 30% of their monthly income to their savings, with 20% being the average for most families. The average monthly amount of money that families can put aside is 30,000 MXN with 11,000 MXN and 200,000 MXN being the minimum and maximum respectively.

Reasons that make it difficult for families to save money in Ensenada

Saving Challenges in Ensenada

Reasons that make it difficult for families to save money

We wanted to understand what is stopping families from maximizing their savings in Ensenada. Listed below are the answers given by the survey participants.


Reason% People
Low Income5%
High Expenses8%
Debt and Loans15%
Lack of Budgeting Skills11%
Impulsive Spending11%
Financial Emergencies7%
Living the moment6%
Will do it later20%
Inflation12%
Social Pressure3%
Market Instability2%

Around 5% of the families said that their salary is too low to accommodate a portion for savings while 8% said that the high cost of living leaves little room for savings. 15% of the residents said that they are burdened with debt and find it challenging to save money. 11% reported that they just don't have the knowledge or discipline to create and stick to a budget, leading to overspending and an inability to save. 11% of families blamed impulsive spending as the reason for saving inability. Around 7% said that unexpected expenses like medical bills or car repairs are derailing their savings goals. 6% bluntly said that they don't see the purpose of it and prefer to live each day to the fullest. 20% reported that they understand the value of saving but are putting off saving for the future, thinking they have plenty of time to start later. 12% blamed inflation, saying that every time they save some money they end up using it immediately. A surprising 3% said that social pressure and keeping up with peers or social expectations makes them overspend. Lastly, 2% blamed market instability and price fluctuations.

Where do families choose to put their savings in Ensenada

Typical saving choices for families in Ensenada

Where do people choose to put their savings?


Saving Type% People
Emergency Funds12%
Gold12%
Savings Accounts17%
Retirement Accounts10%
Cash Savings19%
Real Estate9%
Investment5%
Stocks5%
Bonds5%
Mutual Funds2%
Certificates of Deposit3%
A typical and healthy budgeting structure. The 50-30-20 rule

A typical and healthy budgeting structure

The 50/30/20 rule

Spending among different people can vary significantly based on factors such as their income, lifestyle, location, and personal preferences. A commonly used guideline for budgeting is the 50/30/20 rule, which suggests allocating your income into three main categories in the following percentages.

  • 50% for needs and financial obligations

    This category includes essential expenses like housing, utilities, groceries, transportation, and healthcare.

  • 30% for wants and discretionary spending

    This category covers discretionary spending on non-essential items, such as dining out, entertainment, travel, and other lifestyle choices.

  • 20% for savings and emergency fund

    This is the percentage that must be allocated to savings, emergency funds, and retirement accounts.

About financial planning, money management, and household budgeting

The 50/30/20 rule is used as a general guideline but may not be the best choice for all people. There are in fact many budgeting plans out there like the 70/20/10 and the 60/20/20 rules, all claiming to be the best. More important than all of this is to establish financial discipline by creating a budget tailored to your specific financial goals and situation. It is very important that your financial outflow be less than your income to maintain a healthy cash flow.

Income and cost of living compatibility. Is it affordable or economical for families to live in Ensenada

Affordable living in Ensenada

Income and cost of living compatibility

We asked families one simple question and recorded their answers.

Is it affordable or economical to live in Ensenada?


Yes
70%
No
30%

Around 70% of surveyed families think that living in Ensenada is affordable with proper budgeting while 30% reported that it is just too expensive and not affordable even with frugality and thriftness.

How easily is cost-cutting for families. Are there plenty of low-cost options in Ensenada

Low-cost alternatives in Ensenada

People are always looking for ways to cut down expenses and reduce expenditures. The hallmark of any affordable place is the availability of discount stores, bargain deals, smart or secondhand shopping, refurbished items, and couponing. We asked families how easily cost-cutting is and the answers were distributed as follows:

Plenty of low-cost options60%

Few low-cost options40%


Based on the survey, 60% of the families living in Ensenada have no problem finding low-cost alternatives to support a frugal lifestyle while 40% think that thriftness is difficult due to scarcity in discount markets and secondhand outlets.

Emergency Funds For Families

An emergency fund is a financial safety net comprised of easily accessible savings set aside to cover unexpected expenses or financial emergencies, typically amounting to three to six months' worth of living expenses. We asked families of Ensenada whether they have an emergency fund and the answers were as follows.

Yes69%

No31%


Based on the survey, 31% of the families living in Ensenada said that they don't have an emergency fund while 69% said that they do.

Financial literacy and difficulty in budgeting and financial planning for families in Ensenada

Financial Literacy in Mexico

Financial literacy is the knowledge of concepts and principles related to personal finance that allow individuals to make informed decisions regarding their money such as budgeting, saving, investing, borrowing, managing debt, financial risk management, and planning.

Financial Leteracy65%


We asked family guardians and parents in Ensenada whether they acquired any adequate personal financial training in their lives. Approximately 35% of the people who participated in the survey said that they are not well informed about the topics of budgeting, saving, etc., and just manage things based on their own experience, while 65% said that they know about the general principles of personal finance from sources other than their own experience.


Difficulty in Budgeting and Financial Planning

We wanted to understand whether families of Mexico have problems or difficulties in managing their expenditures and savings so we asked people one simple question: do you struggle with your personal finances? 28% of the participants reported that they indeed struggle in creating budgets and in organizing their finances while 72% said that they have everything under control.

Struggles with finance28%

Easily manages finances72%

Financial goals and targets of families living in Ensenada

Financial goals of families in Ensenada

In an attempt to understand the economic situation in Ensenada, we asked participants about their financial targets. By knowing what the population in general is trying to achieve, we can shed light on the economic outlook, cost of living, and quality of life in general.


Financial Goal% People
Emergency Fund8%
Debt Reduction39%
Retirement Savings9%
Education Funding7%
Homeownership18%
Investing7%
Travel or Lifestyle8%
Healthcare Expenses12%
Financial Independence6%

Around 8% of families said that their main goal is to establish an emergency fund to cover unexpected expenses while 39% said their number one priority is to pay off high-interest debt or loans and improve credit. 9% of surveyed people confirmed that saving for retirement to ensure a comfortable lifestyle in the final years is their main target. Around 7% reported that their priority is saving for the tuition fees and education costs of their children while 18% choose to buy a home or pay off existing mortgage before other things. 7% of the population would like to build wealth through investments such as stocks, bonds, mutual funds, or real estate. For 8% of people, saving for vacations or upgrading their lifestyle is the number one concern. Approximately 12% of the residents said that saving for healthcare expenses including insurance premiums is their main goal.

Chart showing the percentage of families who are in debt in Ensenada

Debt, loans, and mortgages in Ensenada


Percentage of families who are in debt


In Debt
25%
Debt Free
75%

According to the survey, 25% of the families in Ensenada have some kind of debt, loan, mortgage, or credit card payments while 75% reported that they don't have financial obligations to banks.


Chart showing debt-to-income ratio in Ensenada

Debt-to-income ratio in Ensenada

Debt to income ratio

28%

18% to 37%

( monthly debt payment / monthly income ) x 100

Interpretation

The debt-to-income ratio measures the percentage of income being paid as debt settlement across the population. It is calculated by dividing the monthly debt settlement payment of an individual by their monthly income. Based on collected data, approximately 28% of a family's monthly income in Ensenada goes to debt settlement.


Debt levels

Monthly debt settlement payment as percentage of monthly income

Debt-to-income ratio% People
> 60%3%
50% - 60%16%
40% - 50%13%
30% - 40%15%
20% - 30%12%
10% - 20%14%
0% - 10%26%

According to our data, 3% of the debtors in Ensenada pay 60%+ of their income as debt settlement while 16% of the people pay 50% to 60% of their income for the same, which is quite an alarming financial situation for those individuals. 13% of people in debt dedicate 40% to 50% of their income to loan and mortgage payments while 15% dedicated 30% to 40% of income for same. Things are looking brighter for 12% of individuals as they only pay 20% to 30% of their income for loan and credit card repayment.


Distribution by type of debt in Ensenada

Debt% People
Real Estate Mortgage10%
Auto Loan17%
Student Loan4%
Credit Card28%
Personal Loan41%

10% of debtors in Ensenada confirm that real estate mortgages constitutes the main part of their outstanding debt while 28% say that credit card payments are the reason they are in debt. Auto loans were the main type of debt for 17% of people and personal loans rose at 41%. Lastly, student loans are the main source of debt for 4% of debtors in Ensenada.


About credit score and debt management

Managing debt is a critical aspect of maintaining a favorable credit score. Debt reduction is the first thing you should do improve your financial situation. Getting rid of debt takes precedence over saving money because of interest rates.

Good debt vs. Bad debt

Not all debt is bad. Good debt typically refers to borrowing money for investments that can increase in value or generate income over time like purchasing a home or acquiring student loans. On the other hand, bad debt involves borrowing for things that fail to generate lasting value like high-interest credit card debt used for non-essential expenses like luxury items or vacations.


Loan Affordability Index in Ensenada

Besides measuring the loan-to-income ratio, we asked families of Ensenada how many times in a year they defaulted or were unable to pay their due credit card or loan payments on time. Understanding how often people default on their due payments is one of the indicators of the cost of living and economic situation.

Frequency and percentage of people who failed to pay their monthly credit card or loan payments on time last year.

Frequency% People
Never52%
Once a year23%
Twice a year12%
Three times a year9%
Four times a year4%
Housing and accommodation affordability, property price to income ratio, rent to income ratio, and housing affordability index chart in Ensenada

Housing costs, accommodation, and housing affordability in Ensenada

Rental costs and house/apartment prices can vary drastically between different areas and locations.


Rent Cost in Ensenada

Monthly Rent Prices

Studio apartment monthly rent cost

4,700 MXN 7,000 MXN 19,000 MXN
MINIMUM AVERAGE MAXIMUM
$280 $410 $1,100

1-bedroom apartment monthly rent cost

7,000 MXN 11,000 MXN 28,000 MXN
MINIMUM AVERAGE MAXIMUM
$410 $660 $1,700

2-bedroom apartment monthly rent cost

9,300 MXN 14,000 MXN 37,000 MXN
MINIMUM AVERAGE MAXIMUM
$550 $830 $2,200

3-bedroom apartment monthly rent cost

11,000 MXN 19,000 MXN 51,000 MXN
MINIMUM AVERAGE MAXIMUM
$660 $1,100 $3,000

Furnished apartment monthly rent cost

22,000 MXN 56,000 MXN 110,000 MXN
MINIMUM AVERAGE MAXIMUM
$1,300 $3,300 $6,600

Townhouse monthly rent cost

19,000 MXN 28,000 MXN 80,000 MXN
MINIMUM AVERAGE MAXIMUM
$1,100 $1,700 $4,700

House monthly rent cost

22,000 MXN 56,000 MXN 110,000 MXN
MINIMUM AVERAGE MAXIMUM
$1,300 $3,300 $6,600

Villa monthly rent cost

28,000 MXN 70,000 MXN 110,000 MXN
MINIMUM AVERAGE MAXIMUM
$1,700 $4,100 $6,600

The monthly rental cost of a studio apartment in Ensenada ranges between 4,700 MXN and 19,000 MXN, meanwhile the cost of monthly rental of a one-bedroom apartment can be anywhere from 7,000 MXN to 28,000 MXN. Two-bedroom rentals rate ranges between 9,300 MXN and 37,000 MXN per month. The monthly rental for a three-bedroom apartment ranges from 11,000 MXN to 51,000 MXN. The average rent of a townhouse in Ensenada is around 28,000 MXN while house rental costs can be as high as 56,000 MXN per month. Finally, if you want to rent a villa, expect to pay anywhere from 28,000 MXN to 110,000 MXN per month.



Apartment and house prices in Ensenada

Cost of buying a property

Studio apartment price

930,000 MXN 1.4M MXN 2.8M MXN
MINIMUM AVERAGE MAXIMUM
$55,000 $83,000 $170,000

1-bedroom apartment price

1.1M MXN 1.9M MXN 7M MXN
MINIMUM AVERAGE MAXIMUM
$66,000 $110,000 $410,000

2-bedroom apartment price

1.9M MXN 5.6M MXN 11M MXN
MINIMUM AVERAGE MAXIMUM
$110,000 $330,000 $660,000

3-bedroom apartment price

6.2M MXN 9.3M MXN 28M MXN
MINIMUM AVERAGE MAXIMUM
$370,000 $550,000 $1.7M

Townhouse price

8M MXN 19M MXN 70M MXN
MINIMUM AVERAGE MAXIMUM
$470,000 $1.1M $4.1M

House price

9.3M MXN 56M MXN 80M MXN
MINIMUM AVERAGE MAXIMUM
$550,000 $3.3M $4.7M

Villa price

11M MXN 62M MXN 93M MXN
MINIMUM AVERAGE MAXIMUM
$660,000 $3.7M $5.5M

The average price of a studio apartment in Ensenada can range from 930,000 MXN to 2.8M MXN depending on location. One bedroom cost can be anywhere from 1.1M MXN to 7M MXN. A villa can cost you 62M MXN on average with prices ranging from 11M MXN to 93M MXN.


If you're leasing or purchasing, housing costs in Ensenada will probably constitute your biggest expenditure, yet it's an area where you wield considerable influence. This is due to the substantial variance in housing prices across communities. Keep in mind the location of your workplace and the accessibility of essential amenities to prevent negating the savings from lower rental rates with increased transportation expenses.

House / apartment prices to income ratio


Property price to income ratio

( average property price / average monthly income ) x 100


43 x125 monthly income 215
MINIMUM AVERAGE MAXIMUM

Property prices in Ensenada can be x125 to x215 multiples of the monthly income depending on the property and the income of the person. On average, property prices are approximately x125 multiples of the average monthly salary in Ensenada.



Rent to income ratio


Rent to income ratio

( monthly rental / monthly income ) x 100


23% 33% of income 43%
MINIMUM AVERAGE MAXIMUM

The average rent-to-income ratio in Ensenada is around 33%. This means that people pay 33% of their income for rent. Those figures can range from 23% to 43% depending on the salary, location, and type of property.


The housing-to-income ratio is a very important metric to evaluate and measure how affordable living is in a particular area, city, or country since housing comprises the biggest chunk of expenditure. A higher housing to income ratio means that the place is relatively expensive. The figure by itself does tell much. It only starts to make sense when comparing the housing to income ratio across different locations.

Housing affordability index

The housing affordability index measures how affordable accommodation is in a particular place. This can measured in multiple ways, the most common being housing expenditure to total expenditure ratio and the rent to income ratio. The housing expenditure ratio is a figure reported by individuals on the percentage they allocate for housing. Rent to income ratio is calculated by dividing the average monthly rent by the average income. Because these values are both percentages, we can find their average and get the best of the two worlds.

Housing Affordability Index
30%

Property Taxes

Real estate owners pay property taxes to local tax authorities, which are determined by the assessed value of their property. Typically, these taxes are paid once a year. Property tax funds contribute to community development, financing infrastructure improvements, public services, and local education initiatives.


FROM
2.2%
AVERAGE
3.2%
TO
4.1%

Home Maintenance Costs

Home maintenance costs encompass various expenses associated with the upkeep and repair of a residence. These expenditures include regular tasks such as lawn care, pest control, and HVAC system servicing, as well as occasional repairs and renovations like fixing leaks, painting, or replacing appliances.


81 MXN 1,100 MXN 11,000 MXN
MINIMUM AVERAGE MAXIMUM

Urban vs. rural living costs

Urban living typically entails higher housing and transportation costs due to demand and limited space, while rural areas generally offer lower housing expenses but may have higher prices for goods and services. The differnce in rental rates between urban areas and rural areas can be as high as 300% in some cases.

Monthly costs and expenses of energy and basic utilities in Ensenada

Utilities expenditure can vary slightly between different areas and locations.


Energy, electricity, water, gas, internet, and mobile cost in Ensenada

Utility Bill Cost / Electricity + Water + Gas / Family

1,400 MXN 4,100 MXN 26,000 MXN
MINIMUM AVERAGE MAXIMUM
$84 $240 $1,600

Internet and cable cost

270 MXN 540 MXN 720 MXN
MINIMUM AVERAGE MAXIMUM
$16 $32 $42

Mobile phone bill and charges

210 MXN 360 MXN 1,100 MXN
MINIMUM AVERAGE MAXIMUM
$13 $21 $63

Because most utility bills club electricity, water, and gas costs in one bill, we can't provide a breakup for each type of utility and will display electricity, gas, and water as single cost.


The average monthly energy and water consumption of families is around 4,100 MXN. The cost of internet and WiFi ranges from 270 MXN to 720 MXN with 540 MXN being the average internet bill. Finally, the average monthly mobile charges is around 360 MXN but can range between 210 MXN and 1,100 MXN depending on consumption. Mobile charges include both calling minutes as well as data packages.


Energy / Utility expense to income ratio


( monthly utility expenses / monthly income ) x 100


2% 5% of income 9%
MINIMUM AVERAGE MAXIMUM

The average utility-to-income ratio in Ensenada is around 5%. This means that people pay 5% of their income for energy, water, internet, and mobile charges. Those figures can range from 2% to 9% depending on salary and location.

Food Prices, Dining Expenses, and Grocery Costs in Ensenada

Grocery / Food expenditure and prices can vary drastically between different areas and locations.


Prices and cost of goods and services in Ensenada

Dining out, food, and beverages costs. Price variations for common food items.

Fast food combo meal price

54 MXN 110 MXN 180 MXN
MINIMUM AVERAGE MAXIMUM
$3.2 $6.3 $11

The average price of a regular combo meal at a fast food outlet or chain like McDonald's, Pizzahut, or KFC in Ensenada is approximatly 110 MXN with meal cost ranging from 54 MXN to 180 MXN. The typical combo meal consists of a burger, french fries, and a drink.

Restaurant meal for one price

180 MXN 270 MXN 550 MXN
MINIMUM AVERAGE MAXIMUM
$11 $16 $32

If you are planning to have a nice meal at a mid-range restaurant, expect to pay anywhere between 180 MXN and 550 MXN with 270 MXN being the average price of a plate for one person at a regular restaurant in Ensenada.

Fine dining meal for one price

370 MXN 550 MXN 2,200 MXN
MINIMUM AVERAGE MAXIMUM
$22 $32 $130

The price range of a meal at fine-dining restaurant is 370 MXN to 2,200 MXN with the average cost being 550 MXN for one person. This is what you would expect to pay a top-tier diner in Ensenada.

Beverage prices, cappuccino, latte etc..

45 MXN 72 MXN 110 MXN
MINIMUM AVERAGE MAXIMUM
$2.6 $4.2 $6.3

The average price of a regular beverage like cappuccino or latte at Starbucks, Costa, or similar coffee shops and cafes in Ensenada is around 72 MXN. Price ranges between 45 MXN and 110 MXN depending on the type of beverage, the size, and optional add-ons.



Grocery and market costs

Large bottle of milk price

36 MXN 43 MXN 54 MXN
MINIMUM AVERAGE MAXIMUM
$2.1 $2.5 $3.2

The average price of a large bottle of milk in Ensenada is 43 MXN. The maximum what you would pay for milk is 54 MXN and the minimum being 36 MXN depending on the brand of milk and other properties.

12 eggs price

27 MXN 36 MXN 54 MXN
MINIMUM AVERAGE MAXIMUM
$1.6 $2.1 $3.2

A dozen eggs costs around 36 MXN on average with 27 MXN and 54 MXN being the lower and upper limits respectively.

Fresh whole chicken price

61 MXN 79 MXN 110 MXN
MINIMUM AVERAGE MAXIMUM
$3.6 $4.7 $6.6

The price range of a fresh whole chicken in Ensenada is between 61 MXN and 110 MXN depending on the size of the chicken and whether it is oraganic or not. The average price is approximatly 79 MXN.

Pack of beef price

72 MXN 110 MXN 210 MXN
MINIMUM AVERAGE MAXIMUM
$4.2 $6.3 $13

The price of a regular pack of beef or meat is around 110 MXN. A pack of beef contains around 1Kg or 1lb depending on packing.

Medium bag of rice price

29 MXN 39 MXN 56 MXN
MINIMUM AVERAGE MAXIMUM
$1.7 $2.3 $3.3

A bag of rice in Ensenada costs around 39 MXN on average with prices rangeing between 29 MXN and 56 MXN depending on the brand and quality.

Bag of tomatos price

11 MXN 14 MXN 27 MXN
MINIMUM AVERAGE MAXIMUM
$0.63 $0.84 $1.6

A bag of tomatoes costs anywhere from 11 MXN to 27 MXN. A bag of tomatoes denotes 1Kg or 1lb depending on location.

Bag of apples price

19 MXN 25 MXN 41 MXN
MINIMUM AVERAGE MAXIMUM
$1.1 $1.5 $2.4

A bag of apples costs 25 MXN on average. A bag of apples denotes 1Kg or 1lb depending on location.


Grocery and food expenditure to income ratio


( monthly grocery expenses / monthly income ) x 100


17% 25% of income 31%
MINIMUM AVERAGE MAXIMUM

The average grocery-to-income ratio in Ensenada is around 25%. This means that families spend 25% of their income on grocery and basic household items. The expenditure can range from 17% to 31% depending on salary and location.


Expenditure on food and grocery for families

Families' spending on grocery ranges from 5,100 MXN to 95,000 MXN with the location, income, and size of the family being the most determinite factors.

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