Cost Of Living For a Family in Gatineau 2025

Family cost of living chart - average monthly expenditure in Gatineau

Average monthly spending for families in Gatineau

We consider a family to be a member of four members, two adults and two children. This is the most common type of family. From the figures below, it should be fairly easy to calculate the average spending for families of different sizes.

Average Monthly Expenditure

Currency: CAD
2,900 8,400 55,000
MINIMUM AVERAGE MAXIMUM
$2,200 $6,200 $40,000

How much money does a family need in a month to survive in Gatineau?

Families in Gatineau spend around 8,400 CAD per month on average. Depending on the lifestyle, a family can survive with a monthly budget as low as 2,900 CAD or as high as 55,000 CAD. Location and income are very important factors and have a huge influence on expenditure and budget.


Prices and cost of goods and services in Gatineau


Chart showing the prices and cost of grocery, food, restaurant meals, market, and beverages in Gatineau

Dining, food, and beverages costs


Fast food combo meal

6.4 CAD 13 CAD 21 CAD
MINIMUM AVERAGE MAXIMUM
$4.7 $9.5 $16

Restaurant meal for one

21 CAD 31 CAD 62 CAD
MINIMUM AVERAGE MAXIMUM
$15 $23 $46

Fine dining meal for one

41 CAD 62 CAD 250 CAD
MINIMUM AVERAGE MAXIMUM
$30 $46 $180

Cappuccino or latte

5.4 CAD 8.6 CAD 13 CAD
MINIMUM AVERAGE MAXIMUM
$4 $6.3 $9.5

Grocery and market costs


Milk large bottle

4.3 CAD 5.2 CAD 6.4 CAD
MINIMUM AVERAGE MAXIMUM
$3.2 $3.8 $4.7

12 eggs

3.2 CAD 4.3 CAD 6.4 CAD
MINIMUM AVERAGE MAXIMUM
$2.4 $3.2 $4.7

Fresh whole chicken

7.3 CAD 9.5 CAD 13 CAD
MINIMUM AVERAGE MAXIMUM
$5.4 $7 $9.9

Pack of beef

8.6 CAD 13 CAD 26 CAD
MINIMUM AVERAGE MAXIMUM
$6.3 $9.5 $19

Medium bag of rice

3.5 CAD 4.7 CAD 6.7 CAD
MINIMUM AVERAGE MAXIMUM
$2.5 $3.5 $4.9

Bag of tomatos

1.3 CAD 1.7 CAD 3.2 CAD
MINIMUM AVERAGE MAXIMUM
$0.95 $1.3 $2.4

Bag of apples

2.3 CAD 3 CAD 5 CAD
MINIMUM AVERAGE MAXIMUM
$1.7 $2.2 $3.6
Chart showing the prices and cost of commute, travel, and transportation in Gatineau


Commute, travel, and transportation costs


20 minutes taxi ride

5.2 CAD 6.2 CAD 12 CAD
MINIMUM AVERAGE MAXIMUM
$3.8 $4.6 $9.1

Average car full tank

32 CAD 43 CAD 86 CAD
MINIMUM AVERAGE MAXIMUM
$24 $32 $63

Average car 1-day rental

30 CAD 40 CAD 60 CAD
MINIMUM AVERAGE MAXIMUM
$22 $29 $44

Average car price

16,000 CAD 32,000 CAD 43,000 CAD
MINIMUM AVERAGE MAXIMUM
$12,000 $24,000 $32,000

Bus ticket one way

1.00 CAD 1.5 CAD 3 CAD
MINIMUM AVERAGE MAXIMUM
$0.73 $1.1 $2.2

Car Service

40 CAD 60 CAD 120 CAD
MINIMUM AVERAGE MAXIMUM
$29 $44 $88
Chart showing the prices and cost of utility, energy, water, and gas in Gatineau


Utility cost (monthly)


Utility Bill - Family

150 CAD 420 CAD 2,700 CAD
MINIMUM AVERAGE MAXIMUM
$110 $310 $2,000

Internet and cable

32 CAD 64 CAD 86 CAD
MINIMUM AVERAGE MAXIMUM
$24 $47 $63

Mobile phone charges

26 CAD 43 CAD 130 CAD
MINIMUM AVERAGE MAXIMUM
$19 $32 $95

Leisure and activities costs


Movie ticket

16 CAD 21 CAD 32 CAD
MINIMUM AVERAGE MAXIMUM
$12 $16 $24

One month gym membership

48 CAD 60 CAD 120 CAD
MINIMUM AVERAGE MAXIMUM
$35 $44 $88
Chart showing the prices and cost of clothing and accessories in Gatineau


Cloths and accessories costs


Pair of jeans or pants

35 CAD 50 CAD 75 CAD
MINIMUM AVERAGE MAXIMUM
$26 $37 $55

Woman dress

33 CAD 46 CAD 150 CAD
MINIMUM AVERAGE MAXIMUM
$24 $34 $110

Woman shoes

31 CAD 43 CAD 100 CAD
MINIMUM AVERAGE MAXIMUM
$23 $31 $73

Men's shoes

27 CAD 33 CAD 66 CAD
MINIMUM AVERAGE MAXIMUM
$20 $24 $49

Men suit

30 CAD 37 CAD 200 CAD
MINIMUM AVERAGE MAXIMUM
$22 $27 $150

Regular t-shirt

15 CAD 20 CAD 60 CAD
MINIMUM AVERAGE MAXIMUM
$11 $15 $44
Chart showing the prices and cost of housing, accommodation, and rent in Gatineau


Housing costs / monthly rent


Studio apartment

500 CAD 750 CAD 2,000 CAD
MINIMUM AVERAGE MAXIMUM
$370 $550 $1,500

1-bedroom apartment

750 CAD 1,200 CAD 3,000 CAD
MINIMUM AVERAGE MAXIMUM
$550 $880 $2,200

2-bedroom apartment

1,000 CAD 1,500 CAD 4,000 CAD
MINIMUM AVERAGE MAXIMUM
$730 $1,100 $2,900

Housing costs / Buying


Studio apartment

100,000 CAD 150,000 CAD 300,000 CAD
MINIMUM AVERAGE MAXIMUM
$73,000 $110,000 $220,000

1-bedroom apartment

120,000 CAD 200,000 CAD 750,000 CAD
MINIMUM AVERAGE MAXIMUM
$88,000 $150,000 $550,000

2-bedroom apartment

200,000 CAD 600,000 CAD 1.2M CAD
MINIMUM AVERAGE MAXIMUM
$150,000 $440,000 $880,000
Chart showing the prices and cost of furniture in Gatineau


Furniture Costs


King Size Bed

640 CAD 810 CAD 1,100 CAD
MINIMUM AVERAGE MAXIMUM
$470 $590 $790

Double Bed

430 CAD 640 CAD 810 CAD
MINIMUM AVERAGE MAXIMUM
$320 $470 $590

Single Bed

380 CAD 500 CAD 640 CAD
MINIMUM AVERAGE MAXIMUM
$280 $360 $470

Living Room

720 CAD 920 CAD 3,200 CAD
MINIMUM AVERAGE MAXIMUM
$530 $680 $2,400

Dining Table

320 CAD 430 CAD 810 CAD
MINIMUM AVERAGE MAXIMUM
$240 $320 $590

Sofa or Couch

430 CAD 590 CAD 1,300 CAD
MINIMUM AVERAGE MAXIMUM
$320 $430 $950
Chart showing the prices and cost of electronic devices and appliances in Gatineau


Electronics and House Appliance Costs


TV Set

430 CAD 640 CAD 1,300 CAD
MINIMUM AVERAGE MAXIMUM
$320 $470 $950

Fridge or Freezer

380 CAD 590 CAD 810 CAD
MINIMUM AVERAGE MAXIMUM
$280 $430 $590

Washing Machine

500 CAD 720 CAD 1,300 CAD
MINIMUM AVERAGE MAXIMUM
$360 $530 $950

Stove or Cooker

460 CAD 590 CAD 810 CAD
MINIMUM AVERAGE MAXIMUM
$340 $430 $590

Mobile Phone

540 CAD 640 CAD 920 CAD
MINIMUM AVERAGE MAXIMUM
$390 $470 $680

Laptop or Computer

590 CAD 720 CAD 1,300 CAD
MINIMUM AVERAGE MAXIMUM
$430 $530 $950
Family cost of living and expenditure to income ratio in Gatineau

Family expenditure to income ratio in Gatineau

Analysing the how affordable it is for families to live in Gatineau

One of the most definite ways to determine how affordable a place is measuring the ratio of expenses to salary. A high expense-to-income to ratio indicates a high cost-of-living index while a low expenditure-to-salary ratio means the place is affordable to live in. Families usually spend a larger chunk of their income than other population groups. A typical and healthy expenditure percentage for a family of four ranges between 70% to 80%.


Spending to Income Ratio

75%

67% to 85%

( expenditure / income ) x 100


Families in Gatineau spend around 75% of their monthly income. Some families spend as low as 67% of their income while some as high as 85%.

Distribution of monthly cost of living expenses of a family in Gatineau

How do families spend their money in Gatineau?

We asked thousands of families about their spending habits and expenditure break down.


The percentage figures in this section are percentages of total spending not income. If you would like to see the percentage of expenses as related to income or salary, see other sections.

Housing and accomodation expenditure for families

Accomodation Cost28%

28% of total expenses on average (23% to 38%)

LOW$690   940 CAD
AVERAGE$2,000   2,700 CAD
HIGH$13,000   18,000 CAD
Per Month

Families in Gatineau typically spend from 23% to 38% of their total monthly expenditure on housing with 28% being the average. The average monthly spend on housing is 2,700 CAD with expenditure ranging from 940 CAD to 18,000 CAD. This cost mainly goes for rent but it also includes other accommodation-related expenses.

Electricity, utilities, energy, water, internet, and mobile expenditure for families

Cost of utilities5%

5% of total expenses on average (3% to 8%)

LOW$110   150 CAD
AVERAGE$310   420 CAD
HIGH$2,000   2,700 CAD
Per Month

Utility expenditure like electricity, water, and gas in Gatineau ranges from 3% to 8% of total expenses with 5% being the average for most families. The average monthly cost of utilities is 420 CAD with 150 CAD and 2,700 CAD being the upper and lower limits for a family of four.

Transport, fuel, and commute expenditure for families

Cost of transport and fuel6%

6% of total expenses on average (4% to 8%)

LOW$220   290 CAD
AVERAGE$620   840 CAD
HIGH$4,000   5,500 CAD
Per Month

Fuel consumption and cost of transport depend heavily on whether a family resides near school and work, but roughly speaking a family would expect to spend from 290 CAD to 5,500 CAD in a month on commuting with 840 CAD being the norm for most families. This means that money spent on transport constitutes about 6% of total spending on average but can go as low as 4% or as high as 8%.

Food, groceries, and basic shopping expenditure for families

Food and Groceries Cost20%

20% of total expenses on average (13% to 26%)

LOW$390   530 CAD
AVERAGE$1,100   1,500 CAD
HIGH$7,200   9,900 CAD
Per Month

The average outlay on groceries and basic houshold items for a typical family in a month in Gatineau is 1,500 CAD. The cost of groceries can range between 530 CAD to 9,900 CAD. Families spend on average about 20% on food and groceries with upper and lower bounds of 13% and 26% respectively.

Healthcare and medical services expenditure for families

Cost of healthcare10%

10% of total expenses on average (6% to 15%)

LOW$200   270 CAD
AVERAGE$620   840 CAD
HIGH$3,200   4,400 CAD
Per Month

Families in Gatineau allocate 6% to 15% of their total monthly expenditure to healthcare including health insurance and out-of-pocket medical expenses. The average spending on medical services and clinic visits is around 10%. The range of medical expenses range from 270 CAD to 4,400 CAD with 840 CAD being the norm for most families.

Leisure and shopping expenditure for families

Cost of leisure and shopping3%

3% of total expenses on average (2% to 7%)

LOW$110   150 CAD
AVERAGE$310   420 CAD
HIGH$2,000   2,700 CAD
Per Month

This category mostly contains discretionary or non-essential expenses but also some non-discretionary spending like furniture for example. The monthly expenses range from 150 CAD to 2,700 CAD with 420 CAD being the average. Speaking of percentages, that equates to 2% to 7% of total expenses with an average of 3% for most families.

Education and schooling expenditure for families

Cost of education and schooling14%

14% of total expenses on average (7% to 22%)

LOW$300   410 CAD
AVERAGE$870   1,200 CAD
HIGH$5,600   7,700 CAD
Per Month

Spending on education can vary drastically between different families. On average, education constitutes 14% of the monthly expenditure of families with 7% and 22% being the lower and upper bounds respectively. The average reported education cost is 1,200 CAD per month with 410 CAD being the minimum spent amount and 7,700 CAD being the maximum.

Other Expenses15%

15% of total expenses on average (8% to 20%)

LOW$170   240 CAD
AVERAGE$500   670 CAD
HIGH$3,200   4,400 CAD
Per Month
Percentage of families who manage to save money from their income every month in Gatineau

What percentage of families in Gatineau are able to save money and how much can they save?


Percentage of families that reported their ability to save money


Saving Money
56%
Not Saving
44%

Almost 56% of surveyed families in Gatineau said that they can save some money at the end of each month while 44% reported that they have to utilize their whole income to survive.


Family savings to income ratio in Gatineau

Savings-to-Income Ratio

The savings-to-income ratio is measured as the percentage of income that people save over a specific period and it is simply calculated by dividing the saved money by total income and then multiplying the result by 100. (Savings / Income) x 100.


How much money do families manage to add to their savings?

The amount of money that people can afford to save depends hugely on their income. It is better to focus on the percentage when trying to understand saving patterns.

Saving to Income Ratio

11% 18% of income 27%
MINIMUM AVERAGE MAXIMUM

Average Monthly Saved Amount

1,200 CAD
$910
3,500 CAD
$2,600
23,000 CAD
$17,000
MINIMUM AVERAGE MAXIMUM

Savings to income distribution levels for families

Saving To Income Ratio% Families
0% - 10%37%
10% - 20%28%
20% - 30%20%
30% - 40%7%
40% - 50%6%
> 50%2%

Interpretation and Analysis

Families that are able to save money can put anywhere from 11% to 27% of their monthly income to their savings, with 18% being the average for most families. The average monthly amount of money that families can put aside is 3,500 CAD with 1,200 CAD and 23,000 CAD being the minimum and maximum respectively.

Reasons that make it difficult for families to save money in Gatineau

Saving Challenges in Gatineau

Reasons that make it difficult for families to save money

We wanted to understand what is stopping families from maximizing their savings in Gatineau. Listed below are the answers given by the survey participants.


Reason% People
Low Income6%
High Expenses9%
Debt and Loans17%
Lack of Budgeting Skills11%
Impulsive Spending10%
Financial Emergencies6%
Living the moment6%
Will do it later18%
Inflation11%
Social Pressure3%
Market Instability3%

Around 6% of the families said that their salary is too low to accommodate a portion for savings while 9% said that the high cost of living leaves little room for savings. 17% of the residents said that they are burdened with debt and find it challenging to save money. 11% reported that they just don't have the knowledge or discipline to create and stick to a budget, leading to overspending and an inability to save. 10% of families blamed impulsive spending as the reason for saving inability. Around 6% said that unexpected expenses like medical bills or car repairs are derailing their savings goals. 6% bluntly said that they don't see the purpose of it and prefer to live each day to the fullest. 18% reported that they understand the value of saving but are putting off saving for the future, thinking they have plenty of time to start later. 11% blamed inflation, saying that every time they save some money they end up using it immediately. A surprising 3% said that social pressure and keeping up with peers or social expectations makes them overspend. Lastly, 3% blamed market instability and price fluctuations.

Where do families choose to put their savings in Gatineau

Typical saving choices for families in Gatineau

Where do people choose to put their savings?


Saving Type% People
Emergency Funds11%
Gold11%
Savings Accounts17%
Retirement Accounts11%
Cash Savings17%
Real Estate10%
Investment6%
Stocks5%
Bonds6%
Mutual Funds3%
Certificates of Deposit3%
A typical and healthy budgeting structure. The 50-30-20 rule

A typical and healthy budgeting structure

The 50/30/20 rule

Spending among different people can vary significantly based on factors such as their income, lifestyle, location, and personal preferences. A commonly used guideline for budgeting is the 50/30/20 rule, which suggests allocating your income into three main categories in the following percentages.

  • 50% for needs and financial obligations

    This category includes essential expenses like housing, utilities, groceries, transportation, and healthcare.

  • 30% for wants and discretionary spending

    This category covers discretionary spending on non-essential items, such as dining out, entertainment, travel, and other lifestyle choices.

  • 20% for savings and emergency fund

    This is the percentage that must be allocated to savings, emergency funds, and retirement accounts.

About financial planning, money management, and household budgeting

The 50/30/20 rule is used as a general guideline but may not be the best choice for all people. There are in fact many budgeting plans out there like the 70/20/10 and the 60/20/20 rules, all claiming to be the best. More important than all of this is to establish financial discipline by creating a budget tailored to your specific financial goals and situation. It is very important that your financial outflow be less than your income to maintain a healthy cash flow.

Income and cost of living compatibility. Is it affordable or economical for families to live in Gatineau

Affordable living in Gatineau

Income and cost of living compatibility

We asked families one simple question and recorded their answers.

Is it affordable or economical to live in Gatineau?


Yes
71%
No
29%

Around 71% of surveyed families think that living in Gatineau is affordable with proper budgeting while 29% reported that it is just too expensive and not affordable even with frugality and thriftness.

How easily is cost-cutting for families. Are there plenty of low-cost options in Gatineau

Low-cost alternatives in Gatineau

People are always looking for ways to cut down expenses and reduce expenditures. The hallmark of any affordable place is the availability of discount stores, bargain deals, smart or secondhand shopping, refurbished items, and couponing. We asked families how easily cost-cutting is and the answers were distributed as follows:

Plenty of low-cost options55%

Few low-cost options45%


Based on the survey, 55% of the families living in Gatineau have no problem finding low-cost alternatives to support a frugal lifestyle while 45% think that thriftness is difficult due to scarcity in discount markets and secondhand outlets.

Emergency Funds For Families

An emergency fund is a financial safety net comprised of easily accessible savings set aside to cover unexpected expenses or financial emergencies, typically amounting to three to six months' worth of living expenses. We asked families of Gatineau whether they have an emergency fund and the answers were as follows.

Yes69%

No31%


Based on the survey, 31% of the families living in Gatineau said that they don't have an emergency fund while 69% said that they do.

Financial literacy and difficulty in budgeting and financial planning for families in Gatineau

Financial Literacy in Canada

Financial literacy is the knowledge of concepts and principles related to personal finance that allow individuals to make informed decisions regarding their money such as budgeting, saving, investing, borrowing, managing debt, financial risk management, and planning.

Financial Leteracy75%


We asked family guardians and parents in Gatineau whether they acquired any adequate personal financial training in their lives. Approximately 25% of the people who participated in the survey said that they are not well informed about the topics of budgeting, saving, etc., and just manage things based on their own experience, while 75% said that they know about the general principles of personal finance from sources other than their own experience.


Difficulty in Budgeting and Financial Planning

We wanted to understand whether families of Canada have problems or difficulties in managing their expenditures and savings so we asked people one simple question: do you struggle with your personal finances? 21% of the participants reported that they indeed struggle in creating budgets and in organizing their finances while 79% said that they have everything under control.

Struggles with finance21%

Easily manages finances79%

Financial goals and targets of families living in Gatineau

Financial goals of families in Gatineau

In an attempt to understand the economic situation in Gatineau, we asked participants about their financial targets. By knowing what the population in general is trying to achieve, we can shed light on the economic outlook, cost of living, and quality of life in general.


Financial Goal% People
Emergency Fund7%
Debt Reduction36%
Retirement Savings8%
Education Funding8%
Homeownership17%
Investing8%
Travel or Lifestyle9%
Healthcare Expenses10%
Financial Independence7%

Around 7% of families said that their main goal is to establish an emergency fund to cover unexpected expenses while 36% said their number one priority is to pay off high-interest debt or loans and improve credit. 8% of surveyed people confirmed that saving for retirement to ensure a comfortable lifestyle in the final years is their main target. Around 8% reported that their priority is saving for the tuition fees and education costs of their children while 17% choose to buy a home or pay off existing mortgage before other things. 8% of the population would like to build wealth through investments such as stocks, bonds, mutual funds, or real estate. For 9% of people, saving for vacations or upgrading their lifestyle is the number one concern. Approximately 10% of the residents said that saving for healthcare expenses including insurance premiums is their main goal.

Chart showing the percentage of families who are in debt in Gatineau

Debt, loans, and mortgages in Gatineau


Percentage of families who are in debt


In Debt
22%
Debt Free
78%

According to the survey, 22% of the families in Gatineau have some kind of debt, loan, mortgage, or credit card payments while 78% reported that they don't have financial obligations to banks.


Chart showing debt-to-income ratio in Gatineau

Debt-to-income ratio in Gatineau

Debt to income ratio

23%

15% to 32%

( monthly debt payment / monthly income ) x 100

Interpretation

The debt-to-income ratio measures the percentage of income being paid as debt settlement across the population. It is calculated by dividing the monthly debt settlement payment of an individual by their monthly income. Based on collected data, approximately 23% of a family's monthly income in Gatineau goes to debt settlement.


Debt levels

Monthly debt settlement payment as percentage of monthly income

Debt-to-income ratio% People
> 60%3%
50% - 60%14%
40% - 50%12%
30% - 40%14%
20% - 30%14%
10% - 20%16%
0% - 10%27%

According to our data, 3% of the debtors in Gatineau pay 60%+ of their income as debt settlement while 14% of the people pay 50% to 60% of their income for the same, which is quite an alarming financial situation for those individuals. 12% of people in debt dedicate 40% to 50% of their income to loan and mortgage payments while 14% dedicated 30% to 40% of income for same. Things are looking brighter for 14% of individuals as they only pay 20% to 30% of their income for loan and credit card repayment.


Distribution by type of debt in Gatineau

Debt% People
Real Estate Mortgage12%
Auto Loan20%
Student Loan3%
Credit Card26%
Personal Loan39%

12% of debtors in Gatineau confirm that real estate mortgages constitutes the main part of their outstanding debt while 26% say that credit card payments are the reason they are in debt. Auto loans were the main type of debt for 20% of people and personal loans rose at 39%. Lastly, student loans are the main source of debt for 3% of debtors in Gatineau.


About credit score and debt management

Managing debt is a critical aspect of maintaining a favorable credit score. Debt reduction is the first thing you should do improve your financial situation. Getting rid of debt takes precedence over saving money because of interest rates.

Good debt vs. Bad debt

Not all debt is bad. Good debt typically refers to borrowing money for investments that can increase in value or generate income over time like purchasing a home or acquiring student loans. On the other hand, bad debt involves borrowing for things that fail to generate lasting value like high-interest credit card debt used for non-essential expenses like luxury items or vacations.


Loan Affordability Index in Gatineau

Besides measuring the loan-to-income ratio, we asked families of Gatineau how many times in a year they defaulted or were unable to pay their due credit card or loan payments on time. Understanding how often people default on their due payments is one of the indicators of the cost of living and economic situation.

Frequency and percentage of people who failed to pay their monthly credit card or loan payments on time last year.

Frequency% People
Never54%
Once a year23%
Twice a year12%
Three times a year8%
Four times a year4%
Housing and accommodation affordability, property price to income ratio, rent to income ratio, and housing affordability index chart in Gatineau

Housing costs, accommodation, and housing affordability in Gatineau

Rental costs and house/apartment prices can vary drastically between different areas and locations.


Rent Cost in Gatineau

Monthly Rent Prices

Studio apartment monthly rent cost

500 CAD 750 CAD 2,000 CAD
MINIMUM AVERAGE MAXIMUM
$370 $550 $1,500

1-bedroom apartment monthly rent cost

750 CAD 1,200 CAD 3,000 CAD
MINIMUM AVERAGE MAXIMUM
$550 $880 $2,200

2-bedroom apartment monthly rent cost

1,000 CAD 1,500 CAD 4,000 CAD
MINIMUM AVERAGE MAXIMUM
$730 $1,100 $2,900

3-bedroom apartment monthly rent cost

1,200 CAD 2,000 CAD 5,400 CAD
MINIMUM AVERAGE MAXIMUM
$880 $1,500 $4,000

Furnished apartment monthly rent cost

2,400 CAD 6,000 CAD 12,000 CAD
MINIMUM AVERAGE MAXIMUM
$1,800 $4,400 $8,800

Townhouse monthly rent cost

2,000 CAD 3,000 CAD 8,500 CAD
MINIMUM AVERAGE MAXIMUM
$1,500 $2,200 $6,300

House monthly rent cost

2,400 CAD 6,000 CAD 12,000 CAD
MINIMUM AVERAGE MAXIMUM
$1,800 $4,400 $8,800

Villa monthly rent cost

3,000 CAD 7,500 CAD 12,000 CAD
MINIMUM AVERAGE MAXIMUM
$2,200 $5,500 $8,800

The monthly rental cost of a studio apartment in Gatineau ranges between 500 CAD and 2,000 CAD, meanwhile the cost of monthly rental of a one-bedroom apartment can be anywhere from 750 CAD to 3,000 CAD. Two-bedroom rentals rate ranges between 1,000 CAD and 4,000 CAD per month. The monthly rental for a three-bedroom apartment ranges from 1,200 CAD to 5,400 CAD. The average rent of a townhouse in Gatineau is around 3,000 CAD while house rental costs can be as high as 6,000 CAD per month. Finally, if you want to rent a villa, expect to pay anywhere from 3,000 CAD to 12,000 CAD per month.



Apartment and house prices in Gatineau

Cost of buying a property

Studio apartment price

100,000 CAD 150,000 CAD 300,000 CAD
MINIMUM AVERAGE MAXIMUM
$73,000 $110,000 $220,000

1-bedroom apartment price

120,000 CAD 200,000 CAD 750,000 CAD
MINIMUM AVERAGE MAXIMUM
$88,000 $150,000 $550,000

2-bedroom apartment price

200,000 CAD 600,000 CAD 1.2M CAD
MINIMUM AVERAGE MAXIMUM
$150,000 $440,000 $880,000

3-bedroom apartment price

660,000 CAD 1,000,000 CAD 3M CAD
MINIMUM AVERAGE MAXIMUM
$490,000 $730,000 $2.2M

Townhouse price

850,000 CAD 2M CAD 7.5M CAD
MINIMUM AVERAGE MAXIMUM
$630,000 $1.5M $5.5M

House price

1,000,000 CAD 6M CAD 8.5M CAD
MINIMUM AVERAGE MAXIMUM
$730,000 $4.4M $6.3M

Villa price

1.2M CAD 6.6M CAD 10M CAD
MINIMUM AVERAGE MAXIMUM
$880,000 $4.9M $7.3M

The average price of a studio apartment in Gatineau can range from 100,000 CAD to 300,000 CAD depending on location. One bedroom cost can be anywhere from 120,000 CAD to 750,000 CAD. A villa can cost you 6.6M CAD on average with prices ranging from 1.2M CAD to 10M CAD.


If you're leasing or purchasing, housing costs in Gatineau will probably constitute your biggest expenditure, yet it's an area where you wield considerable influence. This is due to the substantial variance in housing prices across communities. Keep in mind the location of your workplace and the accessibility of essential amenities to prevent negating the savings from lower rental rates with increased transportation expenses.

House / apartment prices to income ratio


Property price to income ratio

( average property price / average monthly income ) x 100


41 x120 monthly income 196
MINIMUM AVERAGE MAXIMUM

Property prices in Gatineau can be x120 to x196 multiples of the monthly income depending on the property and the income of the person. On average, property prices are approximately x120 multiples of the average monthly salary in Gatineau.



Rent to income ratio


Rent to income ratio

( monthly rental / monthly income ) x 100


21% 30% of income 39%
MINIMUM AVERAGE MAXIMUM

The average rent-to-income ratio in Gatineau is around 30%. This means that people pay 30% of their income for rent. Those figures can range from 21% to 39% depending on the salary, location, and type of property.


The housing-to-income ratio is a very important metric to evaluate and measure how affordable living is in a particular area, city, or country since housing comprises the biggest chunk of expenditure. A higher housing to income ratio means that the place is relatively expensive. The figure by itself does tell much. It only starts to make sense when comparing the housing to income ratio across different locations.

Housing affordability index

The housing affordability index measures how affordable accommodation is in a particular place. This can measured in multiple ways, the most common being housing expenditure to total expenditure ratio and the rent to income ratio. The housing expenditure ratio is a figure reported by individuals on the percentage they allocate for housing. Rent to income ratio is calculated by dividing the average monthly rent by the average income. Because these values are both percentages, we can find their average and get the best of the two worlds.

Housing Affordability Index
28%

Property Taxes

Real estate owners pay property taxes to local tax authorities, which are determined by the assessed value of their property. Typically, these taxes are paid once a year. Property tax funds contribute to community development, financing infrastructure improvements, public services, and local education initiatives.


FROM
2.3%
AVERAGE
3.2%
TO
4.2%

Home Maintenance Costs

Home maintenance costs encompass various expenses associated with the upkeep and repair of a residence. These expenditures include regular tasks such as lawn care, pest control, and HVAC system servicing, as well as occasional repairs and renovations like fixing leaks, painting, or replacing appliances.


8.4 CAD 110 CAD 1,100 CAD
MINIMUM AVERAGE MAXIMUM

Urban vs. rural living costs

Urban living typically entails higher housing and transportation costs due to demand and limited space, while rural areas generally offer lower housing expenses but may have higher prices for goods and services. The differnce in rental rates between urban areas and rural areas can be as high as 300% in some cases.

Monthly costs and expenses of energy and basic utilities in Gatineau

Utilities expenditure can vary slightly between different areas and locations.


Energy, electricity, water, gas, internet, and mobile cost in Gatineau

Utility Bill Cost / Electricity + Water + Gas / Family

150 CAD 420 CAD 2,700 CAD
MINIMUM AVERAGE MAXIMUM
$110 $310 $2,000

Internet and cable cost

32 CAD 64 CAD 86 CAD
MINIMUM AVERAGE MAXIMUM
$24 $47 $63

Mobile phone bill and charges

26 CAD 43 CAD 130 CAD
MINIMUM AVERAGE MAXIMUM
$19 $32 $95

Because most utility bills club electricity, water, and gas costs in one bill, we can't provide a breakup for each type of utility and will display electricity, gas, and water as single cost.


The average monthly energy and water consumption of families is around 420 CAD. The cost of internet and WiFi ranges from 32 CAD to 86 CAD with 64 CAD being the average internet bill. Finally, the average monthly mobile charges is around 43 CAD but can range between 26 CAD and 130 CAD depending on consumption. Mobile charges include both calling minutes as well as data packages.


Energy / Utility expense to income ratio


( monthly utility expenses / monthly income ) x 100


1.8% 4.4% of income 8%
MINIMUM AVERAGE MAXIMUM

The average utility-to-income ratio in Gatineau is around 4.4%. This means that people pay 4.4% of their income for energy, water, internet, and mobile charges. Those figures can range from 1.8% to 8% depending on salary and location.

Food Prices, Dining Expenses, and Grocery Costs in Gatineau

Grocery / Food expenditure and prices can vary drastically between different areas and locations.


Prices and cost of goods and services in Gatineau

Dining out, food, and beverages costs. Price variations for common food items.

Fast food combo meal price

6.4 CAD 13 CAD 21 CAD
MINIMUM AVERAGE MAXIMUM
$4.7 $9.5 $16

The average price of a regular combo meal at a fast food outlet or chain like McDonald's, Pizzahut, or KFC in Gatineau is approximatly 13 CAD with meal cost ranging from 6.4 CAD to 21 CAD. The typical combo meal consists of a burger, french fries, and a drink.

Restaurant meal for one price

21 CAD 31 CAD 62 CAD
MINIMUM AVERAGE MAXIMUM
$15 $23 $46

If you are planning to have a nice meal at a mid-range restaurant, expect to pay anywhere between 21 CAD and 62 CAD with 31 CAD being the average price of a plate for one person at a regular restaurant in Gatineau.

Fine dining meal for one price

41 CAD 62 CAD 250 CAD
MINIMUM AVERAGE MAXIMUM
$30 $46 $180

The price range of a meal at fine-dining restaurant is 41 CAD to 250 CAD with the average cost being 62 CAD for one person. This is what you would expect to pay a top-tier diner in Gatineau.

Beverage prices, cappuccino, latte etc..

5.4 CAD 8.6 CAD 13 CAD
MINIMUM AVERAGE MAXIMUM
$4 $6.3 $9.5

The average price of a regular beverage like cappuccino or latte at Starbucks, Costa, or similar coffee shops and cafes in Gatineau is around 8.6 CAD. Price ranges between 5.4 CAD and 13 CAD depending on the type of beverage, the size, and optional add-ons.



Grocery and market costs

Large bottle of milk price

4.3 CAD 5.2 CAD 6.4 CAD
MINIMUM AVERAGE MAXIMUM
$3.2 $3.8 $4.7

The average price of a large bottle of milk in Gatineau is 5.2 CAD. The maximum what you would pay for milk is 6.4 CAD and the minimum being 4.3 CAD depending on the brand of milk and other properties.

12 eggs price

3.2 CAD 4.3 CAD 6.4 CAD
MINIMUM AVERAGE MAXIMUM
$2.4 $3.2 $4.7

A dozen eggs costs around 4.3 CAD on average with 3.2 CAD and 6.4 CAD being the lower and upper limits respectively.

Fresh whole chicken price

7.3 CAD 9.5 CAD 13 CAD
MINIMUM AVERAGE MAXIMUM
$5.4 $7 $9.9

The price range of a fresh whole chicken in Gatineau is between 7.3 CAD and 13 CAD depending on the size of the chicken and whether it is oraganic or not. The average price is approximatly 9.5 CAD.

Pack of beef price

8.6 CAD 13 CAD 26 CAD
MINIMUM AVERAGE MAXIMUM
$6.3 $9.5 $19

The price of a regular pack of beef or meat is around 13 CAD. A pack of beef contains around 1Kg or 1lb depending on packing.

Medium bag of rice price

3.5 CAD 4.7 CAD 6.7 CAD
MINIMUM AVERAGE MAXIMUM
$2.5 $3.5 $4.9

A bag of rice in Gatineau costs around 4.7 CAD on average with prices rangeing between 3.5 CAD and 6.7 CAD depending on the brand and quality.

Bag of tomatos price

1.3 CAD 1.7 CAD 3.2 CAD
MINIMUM AVERAGE MAXIMUM
$0.95 $1.3 $2.4

A bag of tomatoes costs anywhere from 1.3 CAD to 3.2 CAD. A bag of tomatoes denotes 1Kg or 1lb depending on location.

Bag of apples price

2.3 CAD 3 CAD 5 CAD
MINIMUM AVERAGE MAXIMUM
$1.7 $2.2 $3.6

A bag of apples costs 3 CAD on average. A bag of apples denotes 1Kg or 1lb depending on location.


Grocery and food expenditure to income ratio


( monthly grocery expenses / monthly income ) x 100


15% 22% of income 27%
MINIMUM AVERAGE MAXIMUM

The average grocery-to-income ratio in Gatineau is around 22%. This means that families spend 22% of their income on grocery and basic household items. The expenditure can range from 15% to 27% depending on salary and location.


Expenditure on food and grocery for families

Families' spending on grocery ranges from 530 CAD to 9,900 CAD with the location, income, and size of the family being the most determinite factors.

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