Cost Of Living For a Family in Gdansk 2025

Family cost of living chart - average monthly expenditure in Gdansk

Average monthly spending for families in Gdansk

We consider a family to be a member of four members, two adults and two children. This is the most common type of family. From the figures below, it should be fairly easy to calculate the average spending for families of different sizes.

Average Monthly Expenditure

Currency: PLN
7,000 20,000 130,000
MINIMUM AVERAGE MAXIMUM
$1,800 $5,000 $33,000

How much money does a family need in a month to survive in Gdansk?

Families in Gdansk spend around 20,000 PLN per month on average. Depending on the lifestyle, a family can survive with a monthly budget as low as 7,000 PLN or as high as 130,000 PLN. Location and income are very important factors and have a huge influence on expenditure and budget.


Prices and cost of goods and services in Gdansk


Chart showing the prices and cost of grocery, food, restaurant meals, market, and beverages in Gdansk

Dining, food, and beverages costs


Fast food combo meal

14 PLN 28 PLN 47 PLN
MINIMUM AVERAGE MAXIMUM
$3.5 $7 $12

Restaurant meal for one

46 PLN 69 PLN 140 PLN
MINIMUM AVERAGE MAXIMUM
$12 $17 $35

Fine dining meal for one

92 PLN 140 PLN 550 PLN
MINIMUM AVERAGE MAXIMUM
$23 $35 $140

Cappuccino or latte

12 PLN 19 PLN 28 PLN
MINIMUM AVERAGE MAXIMUM
$2.9 $4.7 $7

Grocery and market costs


Milk large bottle

9.3 PLN 11 PLN 14 PLN
MINIMUM AVERAGE MAXIMUM
$2.3 $2.8 $3.5

12 eggs

7 PLN 9.3 PLN 14 PLN
MINIMUM AVERAGE MAXIMUM
$1.8 $2.3 $3.5

Fresh whole chicken

16 PLN 21 PLN 29 PLN
MINIMUM AVERAGE MAXIMUM
$4 $5.2 $7.3

Pack of beef

19 PLN 28 PLN 56 PLN
MINIMUM AVERAGE MAXIMUM
$4.7 $7 $14

Medium bag of rice

7.5 PLN 10 PLN 15 PLN
MINIMUM AVERAGE MAXIMUM
$1.9 $2.6 $3.7

Bag of tomatos

2.8 PLN 3.7 PLN 7 PLN
MINIMUM AVERAGE MAXIMUM
$0.70 $0.93 $1.8

Bag of apples

5 PLN 6.5 PLN 11 PLN
MINIMUM AVERAGE MAXIMUM
$1.3 $1.6 $2.7
Chart showing the prices and cost of commute, travel, and transportation in Gdansk


Commute, travel, and transportation costs


20 minutes taxi ride

12 PLN 14 PLN 28 PLN
MINIMUM AVERAGE MAXIMUM
$2.9 $3.5 $6.9

Average car full tank

70 PLN 93 PLN 190 PLN
MINIMUM AVERAGE MAXIMUM
$18 $23 $47

Average car 1-day rental

69 PLN 91 PLN 140 PLN
MINIMUM AVERAGE MAXIMUM
$17 $23 $34

Average car price

35,000 PLN 70,000 PLN 93,000 PLN
MINIMUM AVERAGE MAXIMUM
$8,800 $18,000 $23,000

Bus ticket one way

2.3 PLN 3.4 PLN 6.9 PLN
MINIMUM AVERAGE MAXIMUM
$0.57 $0.86 $1.7

Car Service

91 PLN 140 PLN 270 PLN
MINIMUM AVERAGE MAXIMUM
$23 $34 $69
Chart showing the prices and cost of utility, energy, water, and gas in Gdansk


Utility cost (monthly)


Utility Bill - Family

350 PLN 1,000 PLN 6,500 PLN
MINIMUM AVERAGE MAXIMUM
$88 $250 $1,600

Internet and cable

70 PLN 140 PLN 190 PLN
MINIMUM AVERAGE MAXIMUM
$18 $35 $47

Mobile phone charges

56 PLN 93 PLN 280 PLN
MINIMUM AVERAGE MAXIMUM
$14 $23 $70

Leisure and activities costs


Movie ticket

35 PLN 47 PLN 70 PLN
MINIMUM AVERAGE MAXIMUM
$8.8 $12 $18

One month gym membership

110 PLN 140 PLN 270 PLN
MINIMUM AVERAGE MAXIMUM
$28 $34 $69
Chart showing the prices and cost of clothing and accessories in Gdansk


Cloths and accessories costs


Pair of jeans or pants

81 PLN 110 PLN 170 PLN
MINIMUM AVERAGE MAXIMUM
$20 $29 $43

Woman dress

76 PLN 110 PLN 340 PLN
MINIMUM AVERAGE MAXIMUM
$19 $26 $86

Woman shoes

72 PLN 98 PLN 230 PLN
MINIMUM AVERAGE MAXIMUM
$18 $25 $57

Men's shoes

62 PLN 76 PLN 150 PLN
MINIMUM AVERAGE MAXIMUM
$16 $19 $38

Men suit

69 PLN 86 PLN 460 PLN
MINIMUM AVERAGE MAXIMUM
$17 $21 $110

Regular t-shirt

34 PLN 46 PLN 140 PLN
MINIMUM AVERAGE MAXIMUM
$8.6 $11 $34
Chart showing the prices and cost of housing, accommodation, and rent in Gdansk


Housing costs / monthly rent


Studio apartment

1,100 PLN 1,700 PLN 4,600 PLN
MINIMUM AVERAGE MAXIMUM
$290 $430 $1,100

1-bedroom apartment

1,700 PLN 2,700 PLN 6,900 PLN
MINIMUM AVERAGE MAXIMUM
$430 $690 $1,700

2-bedroom apartment

2,300 PLN 3,400 PLN 9,100 PLN
MINIMUM AVERAGE MAXIMUM
$570 $860 $2,300

Housing costs / Buying


Studio apartment

230,000 PLN 340,000 PLN 690,000 PLN
MINIMUM AVERAGE MAXIMUM
$57,000 $86,000 $170,000

1-bedroom apartment

270,000 PLN 460,000 PLN 1.7M PLN
MINIMUM AVERAGE MAXIMUM
$69,000 $110,000 $430,000

2-bedroom apartment

460,000 PLN 1.4M PLN 2.7M PLN
MINIMUM AVERAGE MAXIMUM
$110,000 $340,000 $690,000
Chart showing the prices and cost of furniture in Gdansk


Furniture Costs


King Size Bed

1,400 PLN 1,700 PLN 2,300 PLN
MINIMUM AVERAGE MAXIMUM
$350 $440 $580

Double Bed

930 PLN 1,400 PLN 1,700 PLN
MINIMUM AVERAGE MAXIMUM
$230 $350 $440

Single Bed

820 PLN 1,100 PLN 1,400 PLN
MINIMUM AVERAGE MAXIMUM
$210 $270 $350

Living Room

1,600 PLN 2,000 PLN 7,000 PLN
MINIMUM AVERAGE MAXIMUM
$390 $500 $1,800

Dining Table

700 PLN 930 PLN 1,700 PLN
MINIMUM AVERAGE MAXIMUM
$180 $230 $440

Sofa or Couch

930 PLN 1,300 PLN 2,800 PLN
MINIMUM AVERAGE MAXIMUM
$230 $320 $700
Chart showing the prices and cost of electronic devices and appliances in Gdansk


Electronics and House Appliance Costs


TV Set

930 PLN 1,400 PLN 2,800 PLN
MINIMUM AVERAGE MAXIMUM
$230 $350 $700

Fridge or Freezer

820 PLN 1,300 PLN 1,700 PLN
MINIMUM AVERAGE MAXIMUM
$210 $320 $440

Washing Machine

1,100 PLN 1,600 PLN 2,800 PLN
MINIMUM AVERAGE MAXIMUM
$270 $390 $700

Stove or Cooker

1,000 PLN 1,300 PLN 1,700 PLN
MINIMUM AVERAGE MAXIMUM
$250 $320 $440

Mobile Phone

1,200 PLN 1,400 PLN 2,000 PLN
MINIMUM AVERAGE MAXIMUM
$290 $350 $500

Laptop or Computer

1,300 PLN 1,600 PLN 2,800 PLN
MINIMUM AVERAGE MAXIMUM
$320 $390 $700
Family cost of living and expenditure to income ratio in Gdansk

Family expenditure to income ratio in Gdansk

Analysing the how affordable it is for families to live in Gdansk

One of the most definite ways to determine how affordable a place is measuring the ratio of expenses to salary. A high expense-to-income to ratio indicates a high cost-of-living index while a low expenditure-to-salary ratio means the place is affordable to live in. Families usually spend a larger chunk of their income than other population groups. A typical and healthy expenditure percentage for a family of four ranges between 70% to 80%.


Spending to Income Ratio

91%

82% to 100%

( expenditure / income ) x 100


Families in Gdansk spend around 91% of their monthly income. Some families spend as low as 82% of their income while some as high as 100%.

Distribution of monthly cost of living expenses of a family in Gdansk

How do families spend their money in Gdansk?

We asked thousands of families about their spending habits and expenditure break down.


The percentage figures in this section are percentages of total spending not income. If you would like to see the percentage of expenses as related to income or salary, see other sections.

Housing and accomodation expenditure for families

Accomodation Cost28%

28% of total expenses on average (23% to 38%)

LOW$560   2,200 PLN
AVERAGE$1,600   6,400 PLN
HIGH$10,000   42,000 PLN
Per Month

Families in Gdansk typically spend from 23% to 38% of their total monthly expenditure on housing with 28% being the average. The average monthly spend on housing is 6,400 PLN with expenditure ranging from 2,200 PLN to 42,000 PLN. This cost mainly goes for rent but it also includes other accommodation-related expenses.

Electricity, utilities, energy, water, internet, and mobile expenditure for families

Cost of utilities5%

5% of total expenses on average (3% to 8%)

LOW$88   350 PLN
AVERAGE$250   1,000 PLN
HIGH$1,600   6,500 PLN
Per Month

Utility expenditure like electricity, water, and gas in Gdansk ranges from 3% to 8% of total expenses with 5% being the average for most families. The average monthly cost of utilities is 1,000 PLN with 350 PLN and 6,500 PLN being the upper and lower limits for a family of four.

Transport, fuel, and commute expenditure for families

Cost of transport and fuel6%

6% of total expenses on average (4% to 8%)

LOW$180   700 PLN
AVERAGE$500   2,000 PLN
HIGH$3,300   13,000 PLN
Per Month

Fuel consumption and cost of transport depend heavily on whether a family resides near school and work, but roughly speaking a family would expect to spend from 700 PLN to 13,000 PLN in a month on commuting with 2,000 PLN being the norm for most families. This means that money spent on transport constitutes about 6% of total spending on average but can go as low as 4% or as high as 8%.

Food, groceries, and basic shopping expenditure for families

Food and Groceries Cost20%

20% of total expenses on average (13% to 26%)

LOW$320   1,300 PLN
AVERAGE$900   3,600 PLN
HIGH$5,900   23,000 PLN
Per Month

The average outlay on groceries and basic houshold items for a typical family in a month in Gdansk is 3,600 PLN. The cost of groceries can range between 1,300 PLN to 23,000 PLN. Families spend on average about 20% on food and groceries with upper and lower bounds of 13% and 26% respectively.

Healthcare and medical services expenditure for families

Cost of healthcare10%

10% of total expenses on average (6% to 15%)

LOW$160   630 PLN
AVERAGE$500   2,000 PLN
HIGH$2,600   10,000 PLN
Per Month

Families in Gdansk allocate 6% to 15% of their total monthly expenditure to healthcare including health insurance and out-of-pocket medical expenses. The average spending on medical services and clinic visits is around 10%. The range of medical expenses range from 630 PLN to 10,000 PLN with 2,000 PLN being the norm for most families.

Leisure and shopping expenditure for families

Cost of leisure and shopping3%

3% of total expenses on average (2% to 7%)

LOW$88   350 PLN
AVERAGE$250   1,000 PLN
HIGH$1,600   6,500 PLN
Per Month

This category mostly contains discretionary or non-essential expenses but also some non-discretionary spending like furniture for example. The monthly expenses range from 350 PLN to 6,500 PLN with 1,000 PLN being the average. Speaking of percentages, that equates to 2% to 7% of total expenses with an average of 3% for most families.

Education and schooling expenditure for families

Cost of education and schooling14%

14% of total expenses on average (7% to 22%)

LOW$250   980 PLN
AVERAGE$700   2,800 PLN
HIGH$4,600   18,000 PLN
Per Month

Spending on education can vary drastically between different families. On average, education constitutes 14% of the monthly expenditure of families with 7% and 22% being the lower and upper bounds respectively. The average reported education cost is 2,800 PLN per month with 980 PLN being the minimum spent amount and 18,000 PLN being the maximum.

Other Expenses14%

14% of total expenses on average (7% to 19%)

LOW$140   560 PLN
AVERAGE$400   1,600 PLN
HIGH$2,600   10,000 PLN
Per Month
Percentage of families who manage to save money from their income every month in Gdansk

What percentage of families in Gdansk are able to save money and how much can they save?


Percentage of families that reported their ability to save money


Saving Money
59%
Not Saving
41%

Almost 59% of surveyed families in Gdansk said that they can save some money at the end of each month while 41% reported that they have to utilize their whole income to survive.


Family savings to income ratio in Gdansk

Savings-to-Income Ratio

The savings-to-income ratio is measured as the percentage of income that people save over a specific period and it is simply calculated by dividing the saved money by total income and then multiplying the result by 100. (Savings / Income) x 100.


How much money do families manage to add to their savings?

The amount of money that people can afford to save depends hugely on their income. It is better to focus on the percentage when trying to understand saving patterns.

Saving to Income Ratio

8.1% 15% of income 27%
MINIMUM AVERAGE MAXIMUM

Average Monthly Saved Amount

2,600 PLN
$650
7,400 PLN
$1,900
48,000 PLN
$12,000
MINIMUM AVERAGE MAXIMUM

Savings to income distribution levels for families

Saving To Income Ratio% Families
0% - 10%37%
10% - 20%28%
20% - 30%20%
30% - 40%7%
40% - 50%6%
> 50%2%

Interpretation and Analysis

Families that are able to save money can put anywhere from 8.1% to 27% of their monthly income to their savings, with 15% being the average for most families. The average monthly amount of money that families can put aside is 7,400 PLN with 2,600 PLN and 48,000 PLN being the minimum and maximum respectively.

Reasons that make it difficult for families to save money in Gdansk

Saving Challenges in Gdansk

Reasons that make it difficult for families to save money

We wanted to understand what is stopping families from maximizing their savings in Gdansk. Listed below are the answers given by the survey participants.


Reason% People
Low Income6%
High Expenses9%
Debt and Loans17%
Lack of Budgeting Skills11%
Impulsive Spending10%
Financial Emergencies6%
Living the moment6%
Will do it later18%
Inflation11%
Social Pressure3%
Market Instability3%

Around 6% of the families said that their salary is too low to accommodate a portion for savings while 9% said that the high cost of living leaves little room for savings. 17% of the residents said that they are burdened with debt and find it challenging to save money. 11% reported that they just don't have the knowledge or discipline to create and stick to a budget, leading to overspending and an inability to save. 10% of families blamed impulsive spending as the reason for saving inability. Around 6% said that unexpected expenses like medical bills or car repairs are derailing their savings goals. 6% bluntly said that they don't see the purpose of it and prefer to live each day to the fullest. 18% reported that they understand the value of saving but are putting off saving for the future, thinking they have plenty of time to start later. 11% blamed inflation, saying that every time they save some money they end up using it immediately. A surprising 3% said that social pressure and keeping up with peers or social expectations makes them overspend. Lastly, 3% blamed market instability and price fluctuations.

Where do families choose to put their savings in Gdansk

Typical saving choices for families in Gdansk

Where do people choose to put their savings?


Saving Type% People
Emergency Funds11%
Gold11%
Savings Accounts17%
Retirement Accounts11%
Cash Savings17%
Real Estate10%
Investment6%
Stocks6%
Bonds6%
Mutual Funds3%
Certificates of Deposit3%
A typical and healthy budgeting structure. The 50-30-20 rule

A typical and healthy budgeting structure

The 50/30/20 rule

Spending among different people can vary significantly based on factors such as their income, lifestyle, location, and personal preferences. A commonly used guideline for budgeting is the 50/30/20 rule, which suggests allocating your income into three main categories in the following percentages.

  • 50% for needs and financial obligations

    This category includes essential expenses like housing, utilities, groceries, transportation, and healthcare.

  • 30% for wants and discretionary spending

    This category covers discretionary spending on non-essential items, such as dining out, entertainment, travel, and other lifestyle choices.

  • 20% for savings and emergency fund

    This is the percentage that must be allocated to savings, emergency funds, and retirement accounts.

About financial planning, money management, and household budgeting

The 50/30/20 rule is used as a general guideline but may not be the best choice for all people. There are in fact many budgeting plans out there like the 70/20/10 and the 60/20/20 rules, all claiming to be the best. More important than all of this is to establish financial discipline by creating a budget tailored to your specific financial goals and situation. It is very important that your financial outflow be less than your income to maintain a healthy cash flow.

Income and cost of living compatibility. Is it affordable or economical for families to live in Gdansk

Affordable living in Gdansk

Income and cost of living compatibility

We asked families one simple question and recorded their answers.

Is it affordable or economical to live in Gdansk?


Yes
70%
No
30%

Around 70% of surveyed families think that living in Gdansk is affordable with proper budgeting while 30% reported that it is just too expensive and not affordable even with frugality and thriftness.

How easily is cost-cutting for families. Are there plenty of low-cost options in Gdansk

Low-cost alternatives in Gdansk

People are always looking for ways to cut down expenses and reduce expenditures. The hallmark of any affordable place is the availability of discount stores, bargain deals, smart or secondhand shopping, refurbished items, and couponing. We asked families how easily cost-cutting is and the answers were distributed as follows:

Plenty of low-cost options61%

Few low-cost options39%


Based on the survey, 61% of the families living in Gdansk have no problem finding low-cost alternatives to support a frugal lifestyle while 39% think that thriftness is difficult due to scarcity in discount markets and secondhand outlets.

Emergency Funds For Families

An emergency fund is a financial safety net comprised of easily accessible savings set aside to cover unexpected expenses or financial emergencies, typically amounting to three to six months' worth of living expenses. We asked families of Gdansk whether they have an emergency fund and the answers were as follows.

Yes68%

No32%


Based on the survey, 32% of the families living in Gdansk said that they don't have an emergency fund while 68% said that they do.

Financial literacy and difficulty in budgeting and financial planning for families in Gdansk

Financial Literacy in Poland

Financial literacy is the knowledge of concepts and principles related to personal finance that allow individuals to make informed decisions regarding their money such as budgeting, saving, investing, borrowing, managing debt, financial risk management, and planning.

Financial Leteracy64%


We asked family guardians and parents in Gdansk whether they acquired any adequate personal financial training in their lives. Approximately 36% of the people who participated in the survey said that they are not well informed about the topics of budgeting, saving, etc., and just manage things based on their own experience, while 64% said that they know about the general principles of personal finance from sources other than their own experience.


Difficulty in Budgeting and Financial Planning

We wanted to understand whether families of Poland have problems or difficulties in managing their expenditures and savings so we asked people one simple question: do you struggle with your personal finances? 31% of the participants reported that they indeed struggle in creating budgets and in organizing their finances while 69% said that they have everything under control.

Struggles with finance31%

Easily manages finances69%

Financial goals and targets of families living in Gdansk

Financial goals of families in Gdansk

In an attempt to understand the economic situation in Gdansk, we asked participants about their financial targets. By knowing what the population in general is trying to achieve, we can shed light on the economic outlook, cost of living, and quality of life in general.


Financial Goal% People
Emergency Fund7%
Debt Reduction35%
Retirement Savings8%
Education Funding8%
Homeownership17%
Investing8%
Travel or Lifestyle10%
Healthcare Expenses10%
Financial Independence7%

Around 7% of families said that their main goal is to establish an emergency fund to cover unexpected expenses while 35% said their number one priority is to pay off high-interest debt or loans and improve credit. 8% of surveyed people confirmed that saving for retirement to ensure a comfortable lifestyle in the final years is their main target. Around 8% reported that their priority is saving for the tuition fees and education costs of their children while 17% choose to buy a home or pay off existing mortgage before other things. 8% of the population would like to build wealth through investments such as stocks, bonds, mutual funds, or real estate. For 10% of people, saving for vacations or upgrading their lifestyle is the number one concern. Approximately 10% of the residents said that saving for healthcare expenses including insurance premiums is their main goal.

Chart showing the percentage of families who are in debt in Gdansk

Debt, loans, and mortgages in Gdansk


Percentage of families who are in debt


In Debt
26%
Debt Free
74%

According to the survey, 26% of the families in Gdansk have some kind of debt, loan, mortgage, or credit card payments while 74% reported that they don't have financial obligations to banks.


Chart showing debt-to-income ratio in Gdansk

Debt-to-income ratio in Gdansk

Debt to income ratio

31%

21% to 40%

( monthly debt payment / monthly income ) x 100

Interpretation

The debt-to-income ratio measures the percentage of income being paid as debt settlement across the population. It is calculated by dividing the monthly debt settlement payment of an individual by their monthly income. Based on collected data, approximately 31% of a family's monthly income in Gdansk goes to debt settlement.


Debt levels

Monthly debt settlement payment as percentage of monthly income

Debt-to-income ratio% People
> 60%3%
50% - 60%13%
40% - 50%12%
30% - 40%14%
20% - 30%14%
10% - 20%17%
0% - 10%27%

According to our data, 3% of the debtors in Gdansk pay 60%+ of their income as debt settlement while 13% of the people pay 50% to 60% of their income for the same, which is quite an alarming financial situation for those individuals. 12% of people in debt dedicate 40% to 50% of their income to loan and mortgage payments while 14% dedicated 30% to 40% of income for same. Things are looking brighter for 14% of individuals as they only pay 20% to 30% of their income for loan and credit card repayment.


Distribution by type of debt in Gdansk

Debt% People
Real Estate Mortgage12%
Auto Loan21%
Student Loan3%
Credit Card26%
Personal Loan38%

12% of debtors in Gdansk confirm that real estate mortgages constitutes the main part of their outstanding debt while 26% say that credit card payments are the reason they are in debt. Auto loans were the main type of debt for 21% of people and personal loans rose at 38%. Lastly, student loans are the main source of debt for 3% of debtors in Gdansk.


About credit score and debt management

Managing debt is a critical aspect of maintaining a favorable credit score. Debt reduction is the first thing you should do improve your financial situation. Getting rid of debt takes precedence over saving money because of interest rates.

Good debt vs. Bad debt

Not all debt is bad. Good debt typically refers to borrowing money for investments that can increase in value or generate income over time like purchasing a home or acquiring student loans. On the other hand, bad debt involves borrowing for things that fail to generate lasting value like high-interest credit card debt used for non-essential expenses like luxury items or vacations.


Loan Affordability Index in Gdansk

Besides measuring the loan-to-income ratio, we asked families of Gdansk how many times in a year they defaulted or were unable to pay their due credit card or loan payments on time. Understanding how often people default on their due payments is one of the indicators of the cost of living and economic situation.

Frequency and percentage of people who failed to pay their monthly credit card or loan payments on time last year.

Frequency% People
Never54%
Once a year22%
Twice a year12%
Three times a year8%
Four times a year4%
Housing and accommodation affordability, property price to income ratio, rent to income ratio, and housing affordability index chart in Gdansk

Housing costs, accommodation, and housing affordability in Gdansk

Rental costs and house/apartment prices can vary drastically between different areas and locations.


Rent Cost in Gdansk

Monthly Rent Prices

Studio apartment monthly rent cost

1,100 PLN 1,700 PLN 4,600 PLN
MINIMUM AVERAGE MAXIMUM
$290 $430 $1,100

1-bedroom apartment monthly rent cost

1,700 PLN 2,700 PLN 6,900 PLN
MINIMUM AVERAGE MAXIMUM
$430 $690 $1,700

2-bedroom apartment monthly rent cost

2,300 PLN 3,400 PLN 9,100 PLN
MINIMUM AVERAGE MAXIMUM
$570 $860 $2,300

3-bedroom apartment monthly rent cost

2,700 PLN 4,600 PLN 12,000 PLN
MINIMUM AVERAGE MAXIMUM
$690 $1,100 $3,100

Furnished apartment monthly rent cost

5,500 PLN 14,000 PLN 27,000 PLN
MINIMUM AVERAGE MAXIMUM
$1,400 $3,400 $6,900

Townhouse monthly rent cost

4,600 PLN 6,900 PLN 20,000 PLN
MINIMUM AVERAGE MAXIMUM
$1,100 $1,700 $4,900

House monthly rent cost

5,500 PLN 14,000 PLN 27,000 PLN
MINIMUM AVERAGE MAXIMUM
$1,400 $3,400 $6,900

Villa monthly rent cost

6,900 PLN 17,000 PLN 27,000 PLN
MINIMUM AVERAGE MAXIMUM
$1,700 $4,300 $6,900

The monthly rental cost of a studio apartment in Gdansk ranges between 1,100 PLN and 4,600 PLN, meanwhile the cost of monthly rental of a one-bedroom apartment can be anywhere from 1,700 PLN to 6,900 PLN. Two-bedroom rentals rate ranges between 2,300 PLN and 9,100 PLN per month. The monthly rental for a three-bedroom apartment ranges from 2,700 PLN to 12,000 PLN. The average rent of a townhouse in Gdansk is around 6,900 PLN while house rental costs can be as high as 14,000 PLN per month. Finally, if you want to rent a villa, expect to pay anywhere from 6,900 PLN to 27,000 PLN per month.



Apartment and house prices in Gdansk

Cost of buying a property

Studio apartment price

230,000 PLN 340,000 PLN 690,000 PLN
MINIMUM AVERAGE MAXIMUM
$57,000 $86,000 $170,000

1-bedroom apartment price

270,000 PLN 460,000 PLN 1.7M PLN
MINIMUM AVERAGE MAXIMUM
$69,000 $110,000 $430,000

2-bedroom apartment price

460,000 PLN 1.4M PLN 2.7M PLN
MINIMUM AVERAGE MAXIMUM
$110,000 $340,000 $690,000

3-bedroom apartment price

1.5M PLN 2.3M PLN 6.9M PLN
MINIMUM AVERAGE MAXIMUM
$380,000 $570,000 $1.7M

Townhouse price

2M PLN 4.6M PLN 17M PLN
MINIMUM AVERAGE MAXIMUM
$490,000 $1.1M $4.3M

House price

2.3M PLN 14M PLN 20M PLN
MINIMUM AVERAGE MAXIMUM
$570,000 $3.4M $4.9M

Villa price

2.7M PLN 15M PLN 23M PLN
MINIMUM AVERAGE MAXIMUM
$690,000 $3.8M $5.7M

The average price of a studio apartment in Gdansk can range from 230,000 PLN to 690,000 PLN depending on location. One bedroom cost can be anywhere from 270,000 PLN to 1.7M PLN. A villa can cost you 15M PLN on average with prices ranging from 2.7M PLN to 23M PLN.


If you're leasing or purchasing, housing costs in Gdansk will probably constitute your biggest expenditure, yet it's an area where you wield considerable influence. This is due to the substantial variance in housing prices across communities. Keep in mind the location of your workplace and the accessibility of essential amenities to prevent negating the savings from lower rental rates with increased transportation expenses.

House / apartment prices to income ratio


Property price to income ratio

( average property price / average monthly income ) x 100


37 x106 monthly income 206
MINIMUM AVERAGE MAXIMUM

Property prices in Gdansk can be x106 to x206 multiples of the monthly income depending on the property and the income of the person. On average, property prices are approximately x106 multiples of the average monthly salary in Gdansk.



Rent to income ratio


Rent to income ratio

( monthly rental / monthly income ) x 100


20% 31% of income 41%
MINIMUM AVERAGE MAXIMUM

The average rent-to-income ratio in Gdansk is around 31%. This means that people pay 31% of their income for rent. Those figures can range from 20% to 41% depending on the salary, location, and type of property.


The housing-to-income ratio is a very important metric to evaluate and measure how affordable living is in a particular area, city, or country since housing comprises the biggest chunk of expenditure. A higher housing to income ratio means that the place is relatively expensive. The figure by itself does tell much. It only starts to make sense when comparing the housing to income ratio across different locations.

Housing affordability index

The housing affordability index measures how affordable accommodation is in a particular place. This can measured in multiple ways, the most common being housing expenditure to total expenditure ratio and the rent to income ratio. The housing expenditure ratio is a figure reported by individuals on the percentage they allocate for housing. Rent to income ratio is calculated by dividing the average monthly rent by the average income. Because these values are both percentages, we can find their average and get the best of the two worlds.

Housing Affordability Index
28%

Property Taxes

Real estate owners pay property taxes to local tax authorities, which are determined by the assessed value of their property. Typically, these taxes are paid once a year. Property tax funds contribute to community development, financing infrastructure improvements, public services, and local education initiatives.


FROM
2.1%
AVERAGE
3.1%
TO
4.1%

Home Maintenance Costs

Home maintenance costs encompass various expenses associated with the upkeep and repair of a residence. These expenditures include regular tasks such as lawn care, pest control, and HVAC system servicing, as well as occasional repairs and renovations like fixing leaks, painting, or replacing appliances.


20 PLN 260 PLN 2,600 PLN
MINIMUM AVERAGE MAXIMUM

Urban vs. rural living costs

Urban living typically entails higher housing and transportation costs due to demand and limited space, while rural areas generally offer lower housing expenses but may have higher prices for goods and services. The differnce in rental rates between urban areas and rural areas can be as high as 300% in some cases.

Monthly costs and expenses of energy and basic utilities in Gdansk

Utilities expenditure can vary slightly between different areas and locations.


Energy, electricity, water, gas, internet, and mobile cost in Gdansk

Utility Bill Cost / Electricity + Water + Gas / Family

350 PLN 1,000 PLN 6,500 PLN
MINIMUM AVERAGE MAXIMUM
$88 $250 $1,600

Internet and cable cost

70 PLN 140 PLN 190 PLN
MINIMUM AVERAGE MAXIMUM
$18 $35 $47

Mobile phone bill and charges

56 PLN 93 PLN 280 PLN
MINIMUM AVERAGE MAXIMUM
$14 $23 $70

Because most utility bills club electricity, water, and gas costs in one bill, we can't provide a breakup for each type of utility and will display electricity, gas, and water as single cost.


The average monthly energy and water consumption of families is around 1,000 PLN. The cost of internet and WiFi ranges from 70 PLN to 190 PLN with 140 PLN being the average internet bill. Finally, the average monthly mobile charges is around 93 PLN but can range between 56 PLN and 280 PLN depending on consumption. Mobile charges include both calling minutes as well as data packages.


Energy / Utility expense to income ratio


( monthly utility expenses / monthly income ) x 100


3% 6.1% of income 10%
MINIMUM AVERAGE MAXIMUM

The average utility-to-income ratio in Gdansk is around 6.1%. This means that people pay 6.1% of their income for energy, water, internet, and mobile charges. Those figures can range from 3% to 10% depending on salary and location.

Food Prices, Dining Expenses, and Grocery Costs in Gdansk

Grocery / Food expenditure and prices can vary drastically between different areas and locations.


Prices and cost of goods and services in Gdansk

Dining out, food, and beverages costs. Price variations for common food items.

Fast food combo meal price

14 PLN 28 PLN 47 PLN
MINIMUM AVERAGE MAXIMUM
$3.5 $7 $12

The average price of a regular combo meal at a fast food outlet or chain like McDonald's, Pizzahut, or KFC in Gdansk is approximatly 28 PLN with meal cost ranging from 14 PLN to 47 PLN. The typical combo meal consists of a burger, french fries, and a drink.

Restaurant meal for one price

46 PLN 69 PLN 140 PLN
MINIMUM AVERAGE MAXIMUM
$12 $17 $35

If you are planning to have a nice meal at a mid-range restaurant, expect to pay anywhere between 46 PLN and 140 PLN with 69 PLN being the average price of a plate for one person at a regular restaurant in Gdansk.

Fine dining meal for one price

92 PLN 140 PLN 550 PLN
MINIMUM AVERAGE MAXIMUM
$23 $35 $140

The price range of a meal at fine-dining restaurant is 92 PLN to 550 PLN with the average cost being 140 PLN for one person. This is what you would expect to pay a top-tier diner in Gdansk.

Beverage prices, cappuccino, latte etc..

12 PLN 19 PLN 28 PLN
MINIMUM AVERAGE MAXIMUM
$2.9 $4.7 $7

The average price of a regular beverage like cappuccino or latte at Starbucks, Costa, or similar coffee shops and cafes in Gdansk is around 19 PLN. Price ranges between 12 PLN and 28 PLN depending on the type of beverage, the size, and optional add-ons.



Grocery and market costs

Large bottle of milk price

9.3 PLN 11 PLN 14 PLN
MINIMUM AVERAGE MAXIMUM
$2.3 $2.8 $3.5

The average price of a large bottle of milk in Gdansk is 11 PLN. The maximum what you would pay for milk is 14 PLN and the minimum being 9.3 PLN depending on the brand of milk and other properties.

12 eggs price

7 PLN 9.3 PLN 14 PLN
MINIMUM AVERAGE MAXIMUM
$1.8 $2.3 $3.5

A dozen eggs costs around 9.3 PLN on average with 7 PLN and 14 PLN being the lower and upper limits respectively.

Fresh whole chicken price

16 PLN 21 PLN 29 PLN
MINIMUM AVERAGE MAXIMUM
$4 $5.2 $7.3

The price range of a fresh whole chicken in Gdansk is between 16 PLN and 29 PLN depending on the size of the chicken and whether it is oraganic or not. The average price is approximatly 21 PLN.

Pack of beef price

19 PLN 28 PLN 56 PLN
MINIMUM AVERAGE MAXIMUM
$4.7 $7 $14

The price of a regular pack of beef or meat is around 28 PLN. A pack of beef contains around 1Kg or 1lb depending on packing.

Medium bag of rice price

7.5 PLN 10 PLN 15 PLN
MINIMUM AVERAGE MAXIMUM
$1.9 $2.6 $3.7

A bag of rice in Gdansk costs around 10 PLN on average with prices rangeing between 7.5 PLN and 15 PLN depending on the brand and quality.

Bag of tomatos price

2.8 PLN 3.7 PLN 7 PLN
MINIMUM AVERAGE MAXIMUM
$0.70 $0.93 $1.8

A bag of tomatoes costs anywhere from 2.8 PLN to 7 PLN. A bag of tomatoes denotes 1Kg or 1lb depending on location.

Bag of apples price

5 PLN 6.5 PLN 11 PLN
MINIMUM AVERAGE MAXIMUM
$1.3 $1.6 $2.7

A bag of apples costs 6.5 PLN on average. A bag of apples denotes 1Kg or 1lb depending on location.


Grocery and food expenditure to income ratio


( monthly grocery expenses / monthly income ) x 100


18% 26% of income 33%
MINIMUM AVERAGE MAXIMUM

The average grocery-to-income ratio in Gdansk is around 26%. This means that families spend 26% of their income on grocery and basic household items. The expenditure can range from 18% to 33% depending on salary and location.


Expenditure on food and grocery for families

Families' spending on grocery ranges from 1,300 PLN to 23,000 PLN with the location, income, and size of the family being the most determinite factors.

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