Cost Of Living For a Family in Plovdiv 2024

Family cost of living chart - average monthly expenditure in Plovdiv

Average monthly spending for families in Plovdiv

We consider a family to be a member of four members, two adults and two children. This is the most common type of family. From the figures below, it should be fairly easy to calculate the average spending for families of different sizes.

Average Monthly Expenditure

Currency: BGN
1,800 5,100 33,000
MINIMUM AVERAGE MAXIMUM
$980 $2,800 $18,000

How much money does a family need in a month to survive in Plovdiv?

Families in Plovdiv spend around 5,100 BGN per month on average. Depending on the lifestyle, a family can survive with a monthly budget as low as 1,800 BGN or as high as 33,000 BGN. Location and income are very important factors and have a huge influence on expenditure and budget.


Prices and cost of goods and services in Plovdiv


Chart showing the prices and cost of grocery, food, restaurant meals, market, and beverages in Plovdiv

Dining, food, and beverages costs


Fast food combo meal

3.3 BGN 6.5 BGN 11 BGN
MINIMUM AVERAGE MAXIMUM
$1.8 $3.6 $6

Restaurant meal for one

11 BGN 17 BGN 34 BGN
MINIMUM AVERAGE MAXIMUM
$6.2 $9.3 $19

Fine dining meal for one

22 BGN 34 BGN 130 BGN
MINIMUM AVERAGE MAXIMUM
$12 $19 $75

Cappuccino or latte

2.7 BGN 4.4 BGN 6.5 BGN
MINIMUM AVERAGE MAXIMUM
$1.5 $2.4 $3.6

Grocery and market costs


Milk large bottle

2.2 BGN 2.6 BGN 3.3 BGN
MINIMUM AVERAGE MAXIMUM
$1.2 $1.4 $1.8

12 eggs

1.6 BGN 2.2 BGN 3.3 BGN
MINIMUM AVERAGE MAXIMUM
$0.91 $1.2 $1.8

Fresh whole chicken

3.7 BGN 4.8 BGN 6.8 BGN
MINIMUM AVERAGE MAXIMUM
$2.1 $2.7 $3.8

Pack of beef

4.4 BGN 6.5 BGN 13 BGN
MINIMUM AVERAGE MAXIMUM
$2.4 $3.6 $7.2

Medium bag of rice

1.8 BGN 2.4 BGN 3.4 BGN
MINIMUM AVERAGE MAXIMUM
$0.97 $1.3 $1.9

Bag of tomatos

0.65 BGN 0.87 BGN 1.6 BGN
MINIMUM AVERAGE MAXIMUM
$0.36 $0.48 $0.91

Bag of apples

1.2 BGN 1.5 BGN 2.5 BGN
MINIMUM AVERAGE MAXIMUM
$0.65 $0.85 $1.4
Chart showing the prices and cost of commute, travel, and transportation in Plovdiv


Commute, travel, and transportation costs


20 minutes taxi ride

2.8 BGN 3.4 BGN 6.7 BGN
MINIMUM AVERAGE MAXIMUM
$1.6 $1.9 $3.7

Average car full tank

16 BGN 22 BGN 44 BGN
MINIMUM AVERAGE MAXIMUM
$9.1 $12 $24

Average car 1-day rental

17 BGN 23 BGN 35 BGN
MINIMUM AVERAGE MAXIMUM
$9.6 $13 $19

Average car price

8,200 BGN 16,000 BGN 22,000 BGN
MINIMUM AVERAGE MAXIMUM
$4,500 $9,100 $12,000

Bus ticket one way

0.58 BGN 0.87 BGN 1.7 BGN
MINIMUM AVERAGE MAXIMUM
$0.32 $0.48 $0.96

Car Service

23 BGN 35 BGN 69 BGN
MINIMUM AVERAGE MAXIMUM
$13 $19 $38
Chart showing the prices and cost of utility, energy, water, and gas in Plovdiv


Utility cost (monthly)


Utility Bill - Family

89 BGN 250 BGN 1,600 BGN
MINIMUM AVERAGE MAXIMUM
$49 $140 $910

Internet and cable

16 BGN 33 BGN 44 BGN
MINIMUM AVERAGE MAXIMUM
$9.1 $18 $24

Mobile phone charges

13 BGN 22 BGN 65 BGN
MINIMUM AVERAGE MAXIMUM
$7.2 $12 $36

Leisure and activities costs


Movie ticket

8.2 BGN 11 BGN 16 BGN
MINIMUM AVERAGE MAXIMUM
$4.5 $6 $9.1

One month gym membership

28 BGN 35 BGN 69 BGN
MINIMUM AVERAGE MAXIMUM
$15 $19 $38
Chart showing the prices and cost of clothing and accessories in Plovdiv


Cloths and accessories costs


Pair of jeans or pants

20 BGN 29 BGN 43 BGN
MINIMUM AVERAGE MAXIMUM
$11 $16 $24

Woman dress

19 BGN 27 BGN 87 BGN
MINIMUM AVERAGE MAXIMUM
$11 $15 $48

Woman shoes

18 BGN 25 BGN 58 BGN
MINIMUM AVERAGE MAXIMUM
$10 $14 $32

Men's shoes

16 BGN 19 BGN 38 BGN
MINIMUM AVERAGE MAXIMUM
$8.7 $11 $21

Men suit

17 BGN 22 BGN 120 BGN
MINIMUM AVERAGE MAXIMUM
$9.6 $12 $64

Regular t-shirt

8.7 BGN 12 BGN 35 BGN
MINIMUM AVERAGE MAXIMUM
$4.8 $6.4 $19
Chart showing the prices and cost of housing, accommodation, and rent in Plovdiv


Housing costs / monthly rent


Studio apartment

290 BGN 430 BGN 1,200 BGN
MINIMUM AVERAGE MAXIMUM
$160 $240 $640

1-bedroom apartment

430 BGN 690 BGN 1,700 BGN
MINIMUM AVERAGE MAXIMUM
$240 $380 $960

2-bedroom apartment

580 BGN 870 BGN 2,300 BGN
MINIMUM AVERAGE MAXIMUM
$320 $480 $1,300

Housing costs / Buying


Studio apartment

58,000 BGN 87,000 BGN 170,000 BGN
MINIMUM AVERAGE MAXIMUM
$32,000 $48,000 $96,000

1-bedroom apartment

69,000 BGN 120,000 BGN 430,000 BGN
MINIMUM AVERAGE MAXIMUM
$38,000 $64,000 $240,000

2-bedroom apartment

120,000 BGN 350,000 BGN 690,000 BGN
MINIMUM AVERAGE MAXIMUM
$64,000 $190,000 $380,000
Chart showing the prices and cost of furniture in Plovdiv


Furniture Costs


King Size Bed

330 BGN 410 BGN 540 BGN
MINIMUM AVERAGE MAXIMUM
$180 $230 $300

Double Bed

220 BGN 330 BGN 410 BGN
MINIMUM AVERAGE MAXIMUM
$120 $180 $230

Single Bed

190 BGN 250 BGN 330 BGN
MINIMUM AVERAGE MAXIMUM
$110 $140 $180

Living Room

360 BGN 470 BGN 1,600 BGN
MINIMUM AVERAGE MAXIMUM
$200 $260 $910

Dining Table

160 BGN 220 BGN 410 BGN
MINIMUM AVERAGE MAXIMUM
$91 $120 $230

Sofa or Couch

220 BGN 300 BGN 650 BGN
MINIMUM AVERAGE MAXIMUM
$120 $160 $360
Chart showing the prices and cost of electronic devices and appliances in Plovdiv


Electronics and House Appliance Costs


TV Set

220 BGN 330 BGN 650 BGN
MINIMUM AVERAGE MAXIMUM
$120 $180 $360

Fridge or Freezer

190 BGN 300 BGN 410 BGN
MINIMUM AVERAGE MAXIMUM
$110 $160 $230

Washing Machine

250 BGN 360 BGN 650 BGN
MINIMUM AVERAGE MAXIMUM
$140 $200 $360

Stove or Cooker

230 BGN 300 BGN 410 BGN
MINIMUM AVERAGE MAXIMUM
$130 $160 $230

Mobile Phone

270 BGN 330 BGN 470 BGN
MINIMUM AVERAGE MAXIMUM
$150 $180 $260

Laptop or Computer

300 BGN 360 BGN 650 BGN
MINIMUM AVERAGE MAXIMUM
$160 $200 $360
Family cost of living and expenditure to income ratio in Plovdiv

Family expenditure to income ratio in Plovdiv

Analysing the how affordable it is for families to live in Plovdiv

One of the most definite ways to determine how affordable a place is measuring the ratio of expenses to salary. A high expense-to-income to ratio indicates a high cost-of-living index while a low expenditure-to-salary ratio means the place is affordable to live in. Families usually spend a larger chunk of their income than other population groups. A typical and healthy expenditure percentage for a family of four ranges between 70% to 80%.


Spending to Income Ratio

93%

85% to 100%

( expenditure / income ) x 100


Families in Plovdiv spend around 93% of their monthly income. Some families spend as low as 85% of their income while some as high as 100%.

Distribution of monthly cost of living expenses of a family in Plovdiv

How do families spend their money in Plovdiv?

We asked thousands of families about their spending habits and expenditure break down.


The percentage figures in this section are percentages of total spending not income. If you would like to see the percentage of expenses as related to income or salary, see other sections.

Housing and accomodation expenditure for families

Accomodation Cost27%

27% of total expenses on average (22% to 37%)

LOW$310   570 BGN
AVERAGE$900   1,600 BGN
HIGH$5,800   11,000 BGN
Per Month

Families in Plovdiv typically spend from 22% to 37% of their total monthly expenditure on housing with 27% being the average. The average monthly spend on housing is 1,600 BGN with expenditure ranging from 570 BGN to 11,000 BGN. This cost mainly goes for rent but it also includes other accommodation-related expenses.

Electricity, utilities, energy, water, internet, and mobile expenditure for families

Cost of utilities5%

5% of total expenses on average (3% to 8%)

LOW$49   89 BGN
AVERAGE$140   250 BGN
HIGH$910   1,600 BGN
Per Month

Utility expenditure like electricity, water, and gas in Plovdiv ranges from 3% to 8% of total expenses with 5% being the average for most families. The average monthly cost of utilities is 250 BGN with 89 BGN and 1,600 BGN being the upper and lower limits for a family of four.

Transport, fuel, and commute expenditure for families

Cost of transport and fuel6%

6% of total expenses on average (4% to 8%)

LOW$98   180 BGN
AVERAGE$280   510 BGN
HIGH$1,800   3,300 BGN
Per Month

Fuel consumption and cost of transport depend heavily on whether a family resides near school and work, but roughly speaking a family would expect to spend from 180 BGN to 3,300 BGN in a month on commuting with 510 BGN being the norm for most families. This means that money spent on transport constitutes about 6% of total spending on average but can go as low as 4% or as high as 8%.

Food, groceries, and basic shopping expenditure for families

Food and Groceries Cost20%

20% of total expenses on average (13% to 26%)

LOW$180   320 BGN
AVERAGE$510   910 BGN
HIGH$3,300   5,900 BGN
Per Month

The average outlay on groceries and basic houshold items for a typical family in a month in Plovdiv is 910 BGN. The cost of groceries can range between 320 BGN to 5,900 BGN. Families spend on average about 20% on food and groceries with upper and lower bounds of 13% and 26% respectively.

Healthcare and medical services expenditure for families

Cost of healthcare10%

10% of total expenses on average (6% to 15%)

LOW$88   160 BGN
AVERAGE$280   510 BGN
HIGH$1,500   2,600 BGN
Per Month

Families in Plovdiv allocate 6% to 15% of their total monthly expenditure to healthcare including health insurance and out-of-pocket medical expenses. The average spending on medical services and clinic visits is around 10%. The range of medical expenses range from 160 BGN to 2,600 BGN with 510 BGN being the norm for most families.

Leisure and shopping expenditure for families

Cost of leisure and shopping3%

3% of total expenses on average (2% to 7%)

LOW$49   89 BGN
AVERAGE$140   250 BGN
HIGH$910   1,600 BGN
Per Month

This category mostly contains discretionary or non-essential expenses but also some non-discretionary spending like furniture for example. The monthly expenses range from 89 BGN to 1,600 BGN with 250 BGN being the average. Speaking of percentages, that equates to 2% to 7% of total expenses with an average of 3% for most families.

Education and schooling expenditure for families

Cost of education and schooling14%

14% of total expenses on average (7% to 22%)

LOW$140   250 BGN
AVERAGE$390   710 BGN
HIGH$2,600   4,600 BGN
Per Month

Spending on education can vary drastically between different families. On average, education constitutes 14% of the monthly expenditure of families with 7% and 22% being the lower and upper bounds respectively. The average reported education cost is 710 BGN per month with 250 BGN being the minimum spent amount and 4,600 BGN being the maximum.

Other Expenses15%

15% of total expenses on average (8% to 20%)

LOW$79   140 BGN
AVERAGE$220   400 BGN
HIGH$1,500   2,600 BGN
Per Month
Percentage of families who manage to save money from their income every month in Plovdiv

What percentage of families in Plovdiv are able to save money and how much can they save?


Percentage of families that reported their ability to save money


Saving Money
61%
Not Saving
40%

Almost 61% of surveyed families in Plovdiv said that they can save some money at the end of each month while 40% reported that they have to utilize their whole income to survive.


Family savings to income ratio in Plovdiv

Savings-to-Income Ratio

The savings-to-income ratio is measured as the percentage of income that people save over a specific period and it is simply calculated by dividing the saved money by total income and then multiplying the result by 100. (Savings / Income) x 100.


How much money do families manage to add to their savings?

The amount of money that people can afford to save depends hugely on their income. It is better to focus on the percentage when trying to understand saving patterns.

Saving to Income Ratio

8.4% 16% of income 28%
MINIMUM AVERAGE MAXIMUM

Average Monthly Saved Amount

650 BGN
$360
1,900 BGN
$1,000
12,000 BGN
$6,700
MINIMUM AVERAGE MAXIMUM

Savings to income distribution levels for families

Saving To Income Ratio% Families
0% - 10%37%
10% - 20%29%
20% - 30%20%
30% - 40%7%
40% - 50%5%
> 50%2%

Interpretation and Analysis

Families that are able to save money can put anywhere from 8.4% to 28% of their monthly income to their savings, with 16% being the average for most families. The average monthly amount of money that families can put aside is 1,900 BGN with 650 BGN and 12,000 BGN being the minimum and maximum respectively.

Reasons that make it difficult for families to save money in Plovdiv

Saving Challenges in Plovdiv

Reasons that make it difficult for families to save money

We wanted to understand what is stopping families from maximizing their savings in Plovdiv. Listed below are the answers given by the survey participants.


Reason% People
Low Income6%
High Expenses9%
Debt and Loans16%
Lack of Budgeting Skills11%
Impulsive Spending10%
Financial Emergencies6%
Living the moment6%
Will do it later19%
Inflation12%
Social Pressure3%
Market Instability3%

Around 6% of the families said that their salary is too low to accommodate a portion for savings while 9% said that the high cost of living leaves little room for savings. 16% of the residents said that they are burdened with debt and find it challenging to save money. 11% reported that they just don't have the knowledge or discipline to create and stick to a budget, leading to overspending and an inability to save. 10% of families blamed impulsive spending as the reason for saving inability. Around 6% said that unexpected expenses like medical bills or car repairs are derailing their savings goals. 6% bluntly said that they don't see the purpose of it and prefer to live each day to the fullest. 19% reported that they understand the value of saving but are putting off saving for the future, thinking they have plenty of time to start later. 12% blamed inflation, saying that every time they save some money they end up using it immediately. A surprising 3% said that social pressure and keeping up with peers or social expectations makes them overspend. Lastly, 3% blamed market instability and price fluctuations.

Where do families choose to put their savings in Plovdiv

Typical saving choices for families in Plovdiv

Where do people choose to put their savings?


Saving Type% People
Emergency Funds11%
Gold11%
Savings Accounts17%
Retirement Accounts11%
Cash Savings18%
Real Estate10%
Investment6%
Stocks5%
Bonds6%
Mutual Funds3%
Certificates of Deposit3%
A typical and healthy budgeting structure. The 50-30-20 rule

A typical and healthy budgeting structure

The 50/30/20 rule

Spending among different people can vary significantly based on factors such as their income, lifestyle, location, and personal preferences. A commonly used guideline for budgeting is the 50/30/20 rule, which suggests allocating your income into three main categories in the following percentages.

  • 50% for needs and financial obligations

    This category includes essential expenses like housing, utilities, groceries, transportation, and healthcare.

  • 30% for wants and discretionary spending

    This category covers discretionary spending on non-essential items, such as dining out, entertainment, travel, and other lifestyle choices.

  • 20% for savings and emergency fund

    This is the percentage that must be allocated to savings, emergency funds, and retirement accounts.

About financial planning, money management, and household budgeting

The 50/30/20 rule is used as a general guideline but may not be the best choice for all people. There are in fact many budgeting plans out there like the 70/20/10 and the 60/20/20 rules, all claiming to be the best. More important than all of this is to establish financial discipline by creating a budget tailored to your specific financial goals and situation. It is very important that your financial outflow be less than your income to maintain a healthy cash flow.

Income and cost of living compatibility. Is it affordable or economical for families to live in Plovdiv

Affordable living in Plovdiv

Income and cost of living compatibility

We asked families one simple question and recorded their answers.

Is it affordable or economical to live in Plovdiv?


Yes
68%
No
32%

Around 68% of surveyed families think that living in Plovdiv is affordable with proper budgeting while 32% reported that it is just too expensive and not affordable even with frugality and thriftness.

How easily is cost-cutting for families. Are there plenty of low-cost options in Plovdiv

Low-cost alternatives in Plovdiv

People are always looking for ways to cut down expenses and reduce expenditures. The hallmark of any affordable place is the availability of discount stores, bargain deals, smart or secondhand shopping, refurbished items, and couponing. We asked families how easily cost-cutting is and the answers were distributed as follows:

Plenty of low-cost options60%

Few low-cost options40%


Based on the survey, 60% of the families living in Plovdiv have no problem finding low-cost alternatives to support a frugal lifestyle while 40% think that thriftness is difficult due to scarcity in discount markets and secondhand outlets.

Emergency Funds For Families

An emergency fund is a financial safety net comprised of easily accessible savings set aside to cover unexpected expenses or financial emergencies, typically amounting to three to six months' worth of living expenses. We asked families of Plovdiv whether they have an emergency fund and the answers were as follows.

Yes64%

No36%


Based on the survey, 36% of the families living in Plovdiv said that they don't have an emergency fund while 64% said that they do.

Financial literacy and difficulty in budgeting and financial planning for families in Plovdiv

Financial Literacy in Bulgaria

Financial literacy is the knowledge of concepts and principles related to personal finance that allow individuals to make informed decisions regarding their money such as budgeting, saving, investing, borrowing, managing debt, financial risk management, and planning.

Financial Leteracy60%


We asked family guardians and parents in Plovdiv whether they acquired any adequate personal financial training in their lives. Approximately 40% of the people who participated in the survey said that they are not well informed about the topics of budgeting, saving, etc., and just manage things based on their own experience, while 60% said that they know about the general principles of personal finance from sources other than their own experience.


Difficulty in Budgeting and Financial Planning

We wanted to understand whether families of Bulgaria have problems or difficulties in managing their expenditures and savings so we asked people one simple question: do you struggle with your personal finances? 43% of the participants reported that they indeed struggle in creating budgets and in organizing their finances while 57% said that they have everything under control.

Struggles with finance43%

Easily manages finances57%

Financial goals and targets of families living in Plovdiv

Financial goals of families in Plovdiv

In an attempt to understand the economic situation in Plovdiv, we asked participants about their financial targets. By knowing what the population in general is trying to achieve, we can shed light on the economic outlook, cost of living, and quality of life in general.


Financial Goal% People
Emergency Fund7%
Debt Reduction38%
Retirement Savings9%
Education Funding8%
Homeownership17%
Investing8%
Travel or Lifestyle9%
Healthcare Expenses11%
Financial Independence7%

Around 7% of families said that their main goal is to establish an emergency fund to cover unexpected expenses while 38% said their number one priority is to pay off high-interest debt or loans and improve credit. 9% of surveyed people confirmed that saving for retirement to ensure a comfortable lifestyle in the final years is their main target. Around 8% reported that their priority is saving for the tuition fees and education costs of their children while 17% choose to buy a home or pay off existing mortgage before other things. 8% of the population would like to build wealth through investments such as stocks, bonds, mutual funds, or real estate. For 9% of people, saving for vacations or upgrading their lifestyle is the number one concern. Approximately 11% of the residents said that saving for healthcare expenses including insurance premiums is their main goal.

Chart showing the percentage of families who are in debt in Plovdiv

Debt, loans, and mortgages in Plovdiv


Percentage of families who are in debt


In Debt
33%
Debt Free
67%

According to the survey, 33% of the families in Plovdiv have some kind of debt, loan, mortgage, or credit card payments while 67% reported that they don't have financial obligations to banks.


Chart showing debt-to-income ratio in Plovdiv

Debt-to-income ratio in Plovdiv

Debt to income ratio

31%

22% to 41%

( monthly debt payment / monthly income ) x 100

Interpretation

The debt-to-income ratio measures the percentage of income being paid as debt settlement across the population. It is calculated by dividing the monthly debt settlement payment of an individual by their monthly income. Based on collected data, approximately 31% of a family's monthly income in Plovdiv goes to debt settlement.


Debt levels

Monthly debt settlement payment as percentage of monthly income

Debt-to-income ratio% People
> 60%3%
50% - 60%15%
40% - 50%13%
30% - 40%15%
20% - 30%13%
10% - 20%15%
0% - 10%27%

According to our data, 3% of the debtors in Plovdiv pay 60%+ of their income as debt settlement while 15% of the people pay 50% to 60% of their income for the same, which is quite an alarming financial situation for those individuals. 13% of people in debt dedicate 40% to 50% of their income to loan and mortgage payments while 15% dedicated 30% to 40% of income for same. Things are looking brighter for 13% of individuals as they only pay 20% to 30% of their income for loan and credit card repayment.


Distribution by type of debt in Plovdiv

Debt% People
Real Estate Mortgage11%
Auto Loan19%
Student Loan3%
Credit Card27%
Personal Loan40%

11% of debtors in Plovdiv confirm that real estate mortgages constitutes the main part of their outstanding debt while 27% say that credit card payments are the reason they are in debt. Auto loans were the main type of debt for 19% of people and personal loans rose at 40%. Lastly, student loans are the main source of debt for 3% of debtors in Plovdiv.


About credit score and debt management

Managing debt is a critical aspect of maintaining a favorable credit score. Debt reduction is the first thing you should do improve your financial situation. Getting rid of debt takes precedence over saving money because of interest rates.

Good debt vs. Bad debt

Not all debt is bad. Good debt typically refers to borrowing money for investments that can increase in value or generate income over time like purchasing a home or acquiring student loans. On the other hand, bad debt involves borrowing for things that fail to generate lasting value like high-interest credit card debt used for non-essential expenses like luxury items or vacations.


Loan Affordability Index in Plovdiv

Besides measuring the loan-to-income ratio, we asked families of Plovdiv how many times in a year they defaulted or were unable to pay their due credit card or loan payments on time. Understanding how often people default on their due payments is one of the indicators of the cost of living and economic situation.

Frequency and percentage of people who failed to pay their monthly credit card or loan payments on time last year.

Frequency% People
Never53%
Once a year23%
Twice a year12%
Three times a year8%
Four times a year4%
Housing and accommodation affordability, property price to income ratio, rent to income ratio, and housing affordability index chart in Plovdiv

Housing costs, accommodation, and housing affordability in Plovdiv

Rental costs and house/apartment prices can vary drastically between different areas and locations.


Rent Cost in Plovdiv

Monthly Rent Prices

Studio apartment monthly rent cost

290 BGN 430 BGN 1,200 BGN
MINIMUM AVERAGE MAXIMUM
$160 $240 $640

1-bedroom apartment monthly rent cost

430 BGN 690 BGN 1,700 BGN
MINIMUM AVERAGE MAXIMUM
$240 $380 $960

2-bedroom apartment monthly rent cost

580 BGN 870 BGN 2,300 BGN
MINIMUM AVERAGE MAXIMUM
$320 $480 $1,300

3-bedroom apartment monthly rent cost

690 BGN 1,200 BGN 3,100 BGN
MINIMUM AVERAGE MAXIMUM
$380 $640 $1,700

Furnished apartment monthly rent cost

1,400 BGN 3,500 BGN 6,900 BGN
MINIMUM AVERAGE MAXIMUM
$770 $1,900 $3,800

Townhouse monthly rent cost

1,200 BGN 1,700 BGN 4,900 BGN
MINIMUM AVERAGE MAXIMUM
$640 $960 $2,700

House monthly rent cost

1,400 BGN 3,500 BGN 6,900 BGN
MINIMUM AVERAGE MAXIMUM
$770 $1,900 $3,800

Villa monthly rent cost

1,700 BGN 4,300 BGN 6,900 BGN
MINIMUM AVERAGE MAXIMUM
$960 $2,400 $3,800

The monthly rental cost of a studio apartment in Plovdiv ranges between 290 BGN and 1,200 BGN, meanwhile the cost of monthly rental of a one-bedroom apartment can be anywhere from 430 BGN to 1,700 BGN. Two-bedroom rentals rate ranges between 580 BGN and 2,300 BGN per month. The monthly rental for a three-bedroom apartment ranges from 690 BGN to 3,100 BGN. The average rent of a townhouse in Plovdiv is around 1,700 BGN while house rental costs can be as high as 3,500 BGN per month. Finally, if you want to rent a villa, expect to pay anywhere from 1,700 BGN to 6,900 BGN per month.



Apartment and house prices in Plovdiv

Cost of buying a property

Studio apartment price

58,000 BGN 87,000 BGN 170,000 BGN
MINIMUM AVERAGE MAXIMUM
$32,000 $48,000 $96,000

1-bedroom apartment price

69,000 BGN 120,000 BGN 430,000 BGN
MINIMUM AVERAGE MAXIMUM
$38,000 $64,000 $240,000

2-bedroom apartment price

120,000 BGN 350,000 BGN 690,000 BGN
MINIMUM AVERAGE MAXIMUM
$64,000 $190,000 $380,000

3-bedroom apartment price

380,000 BGN 580,000 BGN 1.7M BGN
MINIMUM AVERAGE MAXIMUM
$210,000 $320,000 $960,000

Townhouse price

490,000 BGN 1.2M BGN 4.3M BGN
MINIMUM AVERAGE MAXIMUM
$270,000 $640,000 $2.4M

House price

580,000 BGN 3.5M BGN 4.9M BGN
MINIMUM AVERAGE MAXIMUM
$320,000 $1.9M $2.7M

Villa price

690,000 BGN 3.8M BGN 5.8M BGN
MINIMUM AVERAGE MAXIMUM
$380,000 $2.1M $3.2M

The average price of a studio apartment in Plovdiv can range from 58,000 BGN to 170,000 BGN depending on location. One bedroom cost can be anywhere from 69,000 BGN to 430,000 BGN. A villa can cost you 3.8M BGN on average with prices ranging from 690,000 BGN to 5.8M BGN.


If you're leasing or purchasing, housing costs in Plovdiv will probably constitute your biggest expenditure, yet it's an area where you wield considerable influence. This is due to the substantial variance in housing prices across communities. Keep in mind the location of your workplace and the accessibility of essential amenities to prevent negating the savings from lower rental rates with increased transportation expenses.

House / apartment prices to income ratio


Property price to income ratio

( average property price / average monthly income ) x 100


38 x109 monthly income 211
MINIMUM AVERAGE MAXIMUM

Property prices in Plovdiv can be x109 to x211 multiples of the monthly income depending on the property and the income of the person. On average, property prices are approximately x109 multiples of the average monthly salary in Plovdiv.



Rent to income ratio


Rent to income ratio

( monthly rental / monthly income ) x 100


21% 31% of income 42%
MINIMUM AVERAGE MAXIMUM

The average rent-to-income ratio in Plovdiv is around 31%. This means that people pay 31% of their income for rent. Those figures can range from 21% to 42% depending on the salary, location, and type of property.


The housing-to-income ratio is a very important metric to evaluate and measure how affordable living is in a particular area, city, or country since housing comprises the biggest chunk of expenditure. A higher housing to income ratio means that the place is relatively expensive. The figure by itself does tell much. It only starts to make sense when comparing the housing to income ratio across different locations.

Housing affordability index

The housing affordability index measures how affordable accommodation is in a particular place. This can measured in multiple ways, the most common being housing expenditure to total expenditure ratio and the rent to income ratio. The housing expenditure ratio is a figure reported by individuals on the percentage they allocate for housing. Rent to income ratio is calculated by dividing the average monthly rent by the average income. Because these values are both percentages, we can find their average and get the best of the two worlds.

Housing Affordability Index
29%

Property Taxes

Real estate owners pay property taxes to local tax authorities, which are determined by the assessed value of their property. Typically, these taxes are paid once a year. Property tax funds contribute to community development, financing infrastructure improvements, public services, and local education initiatives.


FROM
2%
AVERAGE
3%
TO
3.9%

Home Maintenance Costs

Home maintenance costs encompass various expenses associated with the upkeep and repair of a residence. These expenditures include regular tasks such as lawn care, pest control, and HVAC system servicing, as well as occasional repairs and renovations like fixing leaks, painting, or replacing appliances.


5.1 BGN 66 BGN 660 BGN
MINIMUM AVERAGE MAXIMUM

Urban vs. rural living costs

Urban living typically entails higher housing and transportation costs due to demand and limited space, while rural areas generally offer lower housing expenses but may have higher prices for goods and services. The differnce in rental rates between urban areas and rural areas can be as high as 300% in some cases.

Monthly costs and expenses of energy and basic utilities in Plovdiv

Utilities expenditure can vary slightly between different areas and locations.


Energy, electricity, water, gas, internet, and mobile cost in Plovdiv

Utility Bill Cost / Electricity + Water + Gas / Family

89 BGN 250 BGN 1,600 BGN
MINIMUM AVERAGE MAXIMUM
$49 $140 $910

Internet and cable cost

16 BGN 33 BGN 44 BGN
MINIMUM AVERAGE MAXIMUM
$9.1 $18 $24

Mobile phone bill and charges

13 BGN 22 BGN 65 BGN
MINIMUM AVERAGE MAXIMUM
$7.2 $12 $36

Because most utility bills club electricity, water, and gas costs in one bill, we can't provide a breakup for each type of utility and will display electricity, gas, and water as single cost.


The average monthly energy and water consumption of families is around 250 BGN. The cost of internet and WiFi ranges from 16 BGN to 44 BGN with 33 BGN being the average internet bill. Finally, the average monthly mobile charges is around 22 BGN but can range between 13 BGN and 65 BGN depending on consumption. Mobile charges include both calling minutes as well as data packages.


Energy / Utility expense to income ratio


( monthly utility expenses / monthly income ) x 100


3.1% 6.3% of income 11%
MINIMUM AVERAGE MAXIMUM

The average utility-to-income ratio in Plovdiv is around 6.3%. This means that people pay 6.3% of their income for energy, water, internet, and mobile charges. Those figures can range from 3.1% to 11% depending on salary and location.

Food Prices, Dining Expenses, and Grocery Costs in Plovdiv

Grocery / Food expenditure and prices can vary drastically between different areas and locations.


Prices and cost of goods and services in Plovdiv

Dining out, food, and beverages costs. Price variations for common food items.

Fast food combo meal price

3.3 BGN 6.5 BGN 11 BGN
MINIMUM AVERAGE MAXIMUM
$1.8 $3.6 $6

The average price of a regular combo meal at a fast food outlet or chain like McDonald's, Pizzahut, or KFC in Plovdiv is approximatly 6.5 BGN with meal cost ranging from 3.3 BGN to 11 BGN. The typical combo meal consists of a burger, french fries, and a drink.

Restaurant meal for one price

11 BGN 17 BGN 34 BGN
MINIMUM AVERAGE MAXIMUM
$6.2 $9.3 $19

If you are planning to have a nice meal at a mid-range restaurant, expect to pay anywhere between 11 BGN and 34 BGN with 17 BGN being the average price of a plate for one person at a regular restaurant in Plovdiv.

Fine dining meal for one price

22 BGN 34 BGN 130 BGN
MINIMUM AVERAGE MAXIMUM
$12 $19 $75

The price range of a meal at fine-dining restaurant is 22 BGN to 130 BGN with the average cost being 34 BGN for one person. This is what you would expect to pay a top-tier diner in Plovdiv.

Beverage prices, cappuccino, latte etc..

2.7 BGN 4.4 BGN 6.5 BGN
MINIMUM AVERAGE MAXIMUM
$1.5 $2.4 $3.6

The average price of a regular beverage like cappuccino or latte at Starbucks, Costa, or similar coffee shops and cafes in Plovdiv is around 4.4 BGN. Price ranges between 2.7 BGN and 6.5 BGN depending on the type of beverage, the size, and optional add-ons.



Grocery and market costs

Large bottle of milk price

2.2 BGN 2.6 BGN 3.3 BGN
MINIMUM AVERAGE MAXIMUM
$1.2 $1.4 $1.8

The average price of a large bottle of milk in Plovdiv is 2.6 BGN. The maximum what you would pay for milk is 3.3 BGN and the minimum being 2.2 BGN depending on the brand of milk and other properties.

12 eggs price

1.6 BGN 2.2 BGN 3.3 BGN
MINIMUM AVERAGE MAXIMUM
$0.91 $1.2 $1.8

A dozen eggs costs around 2.2 BGN on average with 1.6 BGN and 3.3 BGN being the lower and upper limits respectively.

Fresh whole chicken price

3.7 BGN 4.8 BGN 6.8 BGN
MINIMUM AVERAGE MAXIMUM
$2.1 $2.7 $3.8

The price range of a fresh whole chicken in Plovdiv is between 3.7 BGN and 6.8 BGN depending on the size of the chicken and whether it is oraganic or not. The average price is approximatly 4.8 BGN.

Pack of beef price

4.4 BGN 6.5 BGN 13 BGN
MINIMUM AVERAGE MAXIMUM
$2.4 $3.6 $7.2

The price of a regular pack of beef or meat is around 6.5 BGN. A pack of beef contains around 1Kg or 1lb depending on packing.

Medium bag of rice price

1.8 BGN 2.4 BGN 3.4 BGN
MINIMUM AVERAGE MAXIMUM
$0.97 $1.3 $1.9

A bag of rice in Plovdiv costs around 2.4 BGN on average with prices rangeing between 1.8 BGN and 3.4 BGN depending on the brand and quality.

Bag of tomatos price

0.65 BGN 0.87 BGN 1.6 BGN
MINIMUM AVERAGE MAXIMUM
$0.36 $0.48 $0.91

A bag of tomatoes costs anywhere from 0.65 BGN to 1.6 BGN. A bag of tomatoes denotes 1Kg or 1lb depending on location.

Bag of apples price

1.2 BGN 1.5 BGN 2.5 BGN
MINIMUM AVERAGE MAXIMUM
$0.65 $0.85 $1.4

A bag of apples costs 1.5 BGN on average. A bag of apples denotes 1Kg or 1lb depending on location.


Grocery and food expenditure to income ratio


( monthly grocery expenses / monthly income ) x 100


19% 27% of income 33%
MINIMUM AVERAGE MAXIMUM

The average grocery-to-income ratio in Plovdiv is around 27%. This means that families spend 27% of their income on grocery and basic household items. The expenditure can range from 19% to 33% depending on salary and location.


Expenditure on food and grocery for families

Families' spending on grocery ranges from 320 BGN to 5,900 BGN with the location, income, and size of the family being the most determinite factors.

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