Cost Of Living For a Family in Trondheim 2025

Family cost of living chart - average monthly expenditure in Trondheim

Average monthly spending for families in Trondheim

We consider a family to be a member of four members, two adults and two children. This is the most common type of family. From the figures below, it should be fairly easy to calculate the average spending for families of different sizes.

Average Monthly Expenditure

Currency: NOK
28,000 80,000 520,000
MINIMUM AVERAGE MAXIMUM
$2,600 $7,600 $49,000

How much money does a family need in a month to survive in Trondheim?

Families in Trondheim spend around 80,000 NOK per month on average. Depending on the lifestyle, a family can survive with a monthly budget as low as 28,000 NOK or as high as 520,000 NOK. Location and income are very important factors and have a huge influence on expenditure and budget.


Prices and cost of goods and services in Trondheim


Chart showing the prices and cost of grocery, food, restaurant meals, market, and beverages in Trondheim

Dining, food, and beverages costs


Fast food combo meal

54 NOK 110 NOK 180 NOK
MINIMUM AVERAGE MAXIMUM
$5.1 $10 $17

Restaurant meal for one

180 NOK 280 NOK 550 NOK
MINIMUM AVERAGE MAXIMUM
$17 $26 $52

Fine dining meal for one

370 NOK 550 NOK 2,200 NOK
MINIMUM AVERAGE MAXIMUM
$35 $52 $210

Cappuccino or latte

45 NOK 72 NOK 110 NOK
MINIMUM AVERAGE MAXIMUM
$4.2 $6.8 $10

Grocery and market costs


Milk large bottle

36 NOK 43 NOK 54 NOK
MINIMUM AVERAGE MAXIMUM
$3.4 $4.1 $5.1

12 eggs

27 NOK 36 NOK 54 NOK
MINIMUM AVERAGE MAXIMUM
$2.5 $3.4 $5.1

Fresh whole chicken

61 NOK 79 NOK 110 NOK
MINIMUM AVERAGE MAXIMUM
$5.8 $7.5 $11

Pack of beef

72 NOK 110 NOK 210 NOK
MINIMUM AVERAGE MAXIMUM
$6.8 $10 $20

Medium bag of rice

29 NOK 39 NOK 56 NOK
MINIMUM AVERAGE MAXIMUM
$2.7 $3.7 $5.3

Bag of tomatos

11 NOK 14 NOK 27 NOK
MINIMUM AVERAGE MAXIMUM
$1 $1.4 $2.5

Bag of apples

19 NOK 25 NOK 41 NOK
MINIMUM AVERAGE MAXIMUM
$1.8 $2.4 $3.9
Chart showing the prices and cost of commute, travel, and transportation in Trondheim


Commute, travel, and transportation costs


20 minutes taxi ride

46 NOK 55 NOK 110 NOK
MINIMUM AVERAGE MAXIMUM
$4.3 $5.2 $10

Average car full tank

270 NOK 360 NOK 720 NOK
MINIMUM AVERAGE MAXIMUM
$25 $34 $68

Average car 1-day rental

280 NOK 380 NOK 570 NOK
MINIMUM AVERAGE MAXIMUM
$27 $36 $53

Average car price

130,000 NOK 270,000 NOK 360,000 NOK
MINIMUM AVERAGE MAXIMUM
$13,000 $25,000 $34,000

Bus ticket one way

9.4 NOK 14 NOK 28 NOK
MINIMUM AVERAGE MAXIMUM
$0.89 $1.3 $2.7

Car Service

380 NOK 570 NOK 1,100 NOK
MINIMUM AVERAGE MAXIMUM
$36 $53 $110
Chart showing the prices and cost of utility, energy, water, and gas in Trondheim


Utility cost (monthly)


Utility Bill - Family

1,400 NOK 4,000 NOK 26,000 NOK
MINIMUM AVERAGE MAXIMUM
$130 $380 $2,500

Internet and cable

270 NOK 540 NOK 720 NOK
MINIMUM AVERAGE MAXIMUM
$25 $51 $68

Mobile phone charges

210 NOK 360 NOK 1,100 NOK
MINIMUM AVERAGE MAXIMUM
$20 $34 $100

Leisure and activities costs


Movie ticket

130 NOK 180 NOK 270 NOK
MINIMUM AVERAGE MAXIMUM
$13 $17 $25

One month gym membership

450 NOK 570 NOK 1,100 NOK
MINIMUM AVERAGE MAXIMUM
$43 $53 $110
Chart showing the prices and cost of clothing and accessories in Trondheim


Cloths and accessories costs


Pair of jeans or pants

330 NOK 470 NOK 710 NOK
MINIMUM AVERAGE MAXIMUM
$31 $45 $67

Woman dress

310 NOK 430 NOK 1,400 NOK
MINIMUM AVERAGE MAXIMUM
$30 $41 $130

Woman shoes

300 NOK 400 NOK 940 NOK
MINIMUM AVERAGE MAXIMUM
$28 $38 $89

Men's shoes

260 NOK 310 NOK 630 NOK
MINIMUM AVERAGE MAXIMUM
$24 $30 $59

Men suit

280 NOK 350 NOK 1,900 NOK
MINIMUM AVERAGE MAXIMUM
$27 $33 $180

Regular t-shirt

140 NOK 190 NOK 570 NOK
MINIMUM AVERAGE MAXIMUM
$13 $18 $53
Chart showing the prices and cost of housing, accommodation, and rent in Trondheim


Housing costs / monthly rent


Studio apartment

4,700 NOK 7,100 NOK 19,000 NOK
MINIMUM AVERAGE MAXIMUM
$450 $670 $1,800

1-bedroom apartment

7,100 NOK 11,000 NOK 28,000 NOK
MINIMUM AVERAGE MAXIMUM
$670 $1,100 $2,700

2-bedroom apartment

9,400 NOK 14,000 NOK 38,000 NOK
MINIMUM AVERAGE MAXIMUM
$890 $1,300 $3,600

Housing costs / Buying


Studio apartment

940,000 NOK 1.4M NOK 2.8M NOK
MINIMUM AVERAGE MAXIMUM
$89,000 $130,000 $270,000

1-bedroom apartment

1.1M NOK 1.9M NOK 7.1M NOK
MINIMUM AVERAGE MAXIMUM
$110,000 $180,000 $670,000

2-bedroom apartment

1.9M NOK 5.7M NOK 11M NOK
MINIMUM AVERAGE MAXIMUM
$180,000 $530,000 $1.1M
Chart showing the prices and cost of furniture in Trondheim


Furniture Costs


King Size Bed

5,400 NOK 6,700 NOK 9,000 NOK
MINIMUM AVERAGE MAXIMUM
$510 $630 $850

Double Bed

3,600 NOK 5,400 NOK 6,700 NOK
MINIMUM AVERAGE MAXIMUM
$340 $510 $630

Single Bed

3,200 NOK 4,100 NOK 5,400 NOK
MINIMUM AVERAGE MAXIMUM
$300 $390 $510

Living Room

6,000 NOK 7,700 NOK 27,000 NOK
MINIMUM AVERAGE MAXIMUM
$560 $730 $2,500

Dining Table

2,700 NOK 3,600 NOK 6,700 NOK
MINIMUM AVERAGE MAXIMUM
$250 $340 $630

Sofa or Couch

3,600 NOK 4,900 NOK 11,000 NOK
MINIMUM AVERAGE MAXIMUM
$340 $460 $1,000
Chart showing the prices and cost of electronic devices and appliances in Trondheim


Electronics and House Appliance Costs


TV Set

3,600 NOK 5,400 NOK 11,000 NOK
MINIMUM AVERAGE MAXIMUM
$340 $510 $1,000

Fridge or Freezer

3,200 NOK 4,900 NOK 6,700 NOK
MINIMUM AVERAGE MAXIMUM
$300 $460 $630

Washing Machine

4,100 NOK 6,000 NOK 11,000 NOK
MINIMUM AVERAGE MAXIMUM
$390 $560 $1,000

Stove or Cooker

3,800 NOK 4,900 NOK 6,700 NOK
MINIMUM AVERAGE MAXIMUM
$360 $460 $630

Mobile Phone

4,500 NOK 5,400 NOK 7,700 NOK
MINIMUM AVERAGE MAXIMUM
$420 $510 $730

Laptop or Computer

4,900 NOK 6,000 NOK 11,000 NOK
MINIMUM AVERAGE MAXIMUM
$460 $560 $1,000
Family cost of living and expenditure to income ratio in Trondheim

Family expenditure to income ratio in Trondheim

Analysing the how affordable it is for families to live in Trondheim

One of the most definite ways to determine how affordable a place is measuring the ratio of expenses to salary. A high expense-to-income to ratio indicates a high cost-of-living index while a low expenditure-to-salary ratio means the place is affordable to live in. Families usually spend a larger chunk of their income than other population groups. A typical and healthy expenditure percentage for a family of four ranges between 70% to 80%.


Spending to Income Ratio

87%

76% to 96%

( expenditure / income ) x 100


Families in Trondheim spend around 87% of their monthly income. Some families spend as low as 76% of their income while some as high as 96%.

Distribution of monthly cost of living expenses of a family in Trondheim

How do families spend their money in Trondheim?

We asked thousands of families about their spending habits and expenditure break down.


The percentage figures in this section are percentages of total spending not income. If you would like to see the percentage of expenses as related to income or salary, see other sections.

Housing and accomodation expenditure for families

Accomodation Cost28%

28% of total expenses on average (23% to 38%)

LOW$850   9,000 NOK
AVERAGE$2,400   26,000 NOK
HIGH$16,000   170,000 NOK
Per Month

Families in Trondheim typically spend from 23% to 38% of their total monthly expenditure on housing with 28% being the average. The average monthly spend on housing is 26,000 NOK with expenditure ranging from 9,000 NOK to 170,000 NOK. This cost mainly goes for rent but it also includes other accommodation-related expenses.

Electricity, utilities, energy, water, internet, and mobile expenditure for families

Cost of utilities5%

5% of total expenses on average (3% to 8%)

LOW$130   1,400 NOK
AVERAGE$380   4,000 NOK
HIGH$2,500   26,000 NOK
Per Month

Utility expenditure like electricity, water, and gas in Trondheim ranges from 3% to 8% of total expenses with 5% being the average for most families. The average monthly cost of utilities is 4,000 NOK with 1,400 NOK and 26,000 NOK being the upper and lower limits for a family of four.

Transport, fuel, and commute expenditure for families

Cost of transport and fuel6%

6% of total expenses on average (4% to 8%)

LOW$260   2,800 NOK
AVERAGE$760   8,000 NOK
HIGH$4,900   52,000 NOK
Per Month

Fuel consumption and cost of transport depend heavily on whether a family resides near school and work, but roughly speaking a family would expect to spend from 2,800 NOK to 52,000 NOK in a month on commuting with 8,000 NOK being the norm for most families. This means that money spent on transport constitutes about 6% of total spending on average but can go as low as 4% or as high as 8%.

Food, groceries, and basic shopping expenditure for families

Food and Groceries Cost20%

20% of total expenses on average (13% to 26%)

LOW$480   5,000 NOK
AVERAGE$1,400   14,000 NOK
HIGH$8,800   93,000 NOK
Per Month

The average outlay on groceries and basic houshold items for a typical family in a month in Trondheim is 14,000 NOK. The cost of groceries can range between 5,000 NOK to 93,000 NOK. Families spend on average about 20% on food and groceries with upper and lower bounds of 13% and 26% respectively.

Healthcare and medical services expenditure for families

Cost of healthcare10%

10% of total expenses on average (6% to 15%)

LOW$240   2,500 NOK
AVERAGE$760   8,000 NOK
HIGH$3,900   42,000 NOK
Per Month

Families in Trondheim allocate 6% to 15% of their total monthly expenditure to healthcare including health insurance and out-of-pocket medical expenses. The average spending on medical services and clinic visits is around 10%. The range of medical expenses range from 2,500 NOK to 42,000 NOK with 8,000 NOK being the norm for most families.

Leisure and shopping expenditure for families

Cost of leisure and shopping3%

3% of total expenses on average (2% to 7%)

LOW$130   1,400 NOK
AVERAGE$380   4,000 NOK
HIGH$2,500   26,000 NOK
Per Month

This category mostly contains discretionary or non-essential expenses but also some non-discretionary spending like furniture for example. The monthly expenses range from 1,400 NOK to 26,000 NOK with 4,000 NOK being the average. Speaking of percentages, that equates to 2% to 7% of total expenses with an average of 3% for most families.

Education and schooling expenditure for families

Cost of education and schooling14%

14% of total expenses on average (7% to 22%)

LOW$370   3,900 NOK
AVERAGE$1,100   11,000 NOK
HIGH$6,900   73,000 NOK
Per Month

Spending on education can vary drastically between different families. On average, education constitutes 14% of the monthly expenditure of families with 7% and 22% being the lower and upper bounds respectively. The average reported education cost is 11,000 NOK per month with 3,900 NOK being the minimum spent amount and 73,000 NOK being the maximum.

Other Expenses14%

14% of total expenses on average (7% to 19%)

LOW$210   2,200 NOK
AVERAGE$600   6,400 NOK
HIGH$3,900   42,000 NOK
Per Month
Percentage of families who manage to save money from their income every month in Trondheim

What percentage of families in Trondheim are able to save money and how much can they save?


Percentage of families that reported their ability to save money


Saving Money
64%
Not Saving
36%

Almost 64% of surveyed families in Trondheim said that they can save some money at the end of each month while 36% reported that they have to utilize their whole income to survive.


Family savings to income ratio in Trondheim

Savings-to-Income Ratio

The savings-to-income ratio is measured as the percentage of income that people save over a specific period and it is simply calculated by dividing the saved money by total income and then multiplying the result by 100. (Savings / Income) x 100.


How much money do families manage to add to their savings?

The amount of money that people can afford to save depends hugely on their income. It is better to focus on the percentage when trying to understand saving patterns.

Saving to Income Ratio

12% 20% of income 30%
MINIMUM AVERAGE MAXIMUM

Average Monthly Saved Amount

12,000 NOK
$1,100
33,000 NOK
$3,100
220,000 NOK
$20,000
MINIMUM AVERAGE MAXIMUM

Savings to income distribution levels for families

Saving To Income Ratio% Families
0% - 10%37%
10% - 20%28%
20% - 30%20%
30% - 40%7%
40% - 50%6%
> 50%2%

Interpretation and Analysis

Families that are able to save money can put anywhere from 12% to 30% of their monthly income to their savings, with 20% being the average for most families. The average monthly amount of money that families can put aside is 33,000 NOK with 12,000 NOK and 220,000 NOK being the minimum and maximum respectively.

Reasons that make it difficult for families to save money in Trondheim

Saving Challenges in Trondheim

Reasons that make it difficult for families to save money

We wanted to understand what is stopping families from maximizing their savings in Trondheim. Listed below are the answers given by the survey participants.


Reason% People
Low Income6%
High Expenses9%
Debt and Loans17%
Lack of Budgeting Skills11%
Impulsive Spending10%
Financial Emergencies6%
Living the moment6%
Will do it later18%
Inflation11%
Social Pressure3%
Market Instability3%

Around 6% of the families said that their salary is too low to accommodate a portion for savings while 9% said that the high cost of living leaves little room for savings. 17% of the residents said that they are burdened with debt and find it challenging to save money. 11% reported that they just don't have the knowledge or discipline to create and stick to a budget, leading to overspending and an inability to save. 10% of families blamed impulsive spending as the reason for saving inability. Around 6% said that unexpected expenses like medical bills or car repairs are derailing their savings goals. 6% bluntly said that they don't see the purpose of it and prefer to live each day to the fullest. 18% reported that they understand the value of saving but are putting off saving for the future, thinking they have plenty of time to start later. 11% blamed inflation, saying that every time they save some money they end up using it immediately. A surprising 3% said that social pressure and keeping up with peers or social expectations makes them overspend. Lastly, 3% blamed market instability and price fluctuations.

Where do families choose to put their savings in Trondheim

Typical saving choices for families in Trondheim

Where do people choose to put their savings?


Saving Type% People
Emergency Funds11%
Gold11%
Savings Accounts17%
Retirement Accounts11%
Cash Savings17%
Real Estate10%
Investment6%
Stocks6%
Bonds6%
Mutual Funds3%
Certificates of Deposit3%
A typical and healthy budgeting structure. The 50-30-20 rule

A typical and healthy budgeting structure

The 50/30/20 rule

Spending among different people can vary significantly based on factors such as their income, lifestyle, location, and personal preferences. A commonly used guideline for budgeting is the 50/30/20 rule, which suggests allocating your income into three main categories in the following percentages.

  • 50% for needs and financial obligations

    This category includes essential expenses like housing, utilities, groceries, transportation, and healthcare.

  • 30% for wants and discretionary spending

    This category covers discretionary spending on non-essential items, such as dining out, entertainment, travel, and other lifestyle choices.

  • 20% for savings and emergency fund

    This is the percentage that must be allocated to savings, emergency funds, and retirement accounts.

About financial planning, money management, and household budgeting

The 50/30/20 rule is used as a general guideline but may not be the best choice for all people. There are in fact many budgeting plans out there like the 70/20/10 and the 60/20/20 rules, all claiming to be the best. More important than all of this is to establish financial discipline by creating a budget tailored to your specific financial goals and situation. It is very important that your financial outflow be less than your income to maintain a healthy cash flow.

Income and cost of living compatibility. Is it affordable or economical for families to live in Trondheim

Affordable living in Trondheim

Income and cost of living compatibility

We asked families one simple question and recorded their answers.

Is it affordable or economical to live in Trondheim?


Yes
79%
No
21%

Around 79% of surveyed families think that living in Trondheim is affordable with proper budgeting while 21% reported that it is just too expensive and not affordable even with frugality and thriftness.

How easily is cost-cutting for families. Are there plenty of low-cost options in Trondheim

Low-cost alternatives in Trondheim

People are always looking for ways to cut down expenses and reduce expenditures. The hallmark of any affordable place is the availability of discount stores, bargain deals, smart or secondhand shopping, refurbished items, and couponing. We asked families how easily cost-cutting is and the answers were distributed as follows:

Plenty of low-cost options62%

Few low-cost options38%


Based on the survey, 62% of the families living in Trondheim have no problem finding low-cost alternatives to support a frugal lifestyle while 38% think that thriftness is difficult due to scarcity in discount markets and secondhand outlets.

Emergency Funds For Families

An emergency fund is a financial safety net comprised of easily accessible savings set aside to cover unexpected expenses or financial emergencies, typically amounting to three to six months' worth of living expenses. We asked families of Trondheim whether they have an emergency fund and the answers were as follows.

Yes77%

No23%


Based on the survey, 23% of the families living in Trondheim said that they don't have an emergency fund while 77% said that they do.

Financial literacy and difficulty in budgeting and financial planning for families in Trondheim

Financial Literacy in Norway

Financial literacy is the knowledge of concepts and principles related to personal finance that allow individuals to make informed decisions regarding their money such as budgeting, saving, investing, borrowing, managing debt, financial risk management, and planning.

Financial Leteracy74%


We asked family guardians and parents in Trondheim whether they acquired any adequate personal financial training in their lives. Approximately 26% of the people who participated in the survey said that they are not well informed about the topics of budgeting, saving, etc., and just manage things based on their own experience, while 74% said that they know about the general principles of personal finance from sources other than their own experience.


Difficulty in Budgeting and Financial Planning

We wanted to understand whether families of Norway have problems or difficulties in managing their expenditures and savings so we asked people one simple question: do you struggle with your personal finances? 22% of the participants reported that they indeed struggle in creating budgets and in organizing their finances while 78% said that they have everything under control.

Struggles with finance22%

Easily manages finances78%

Financial goals and targets of families living in Trondheim

Financial goals of families in Trondheim

In an attempt to understand the economic situation in Trondheim, we asked participants about their financial targets. By knowing what the population in general is trying to achieve, we can shed light on the economic outlook, cost of living, and quality of life in general.


Financial Goal% People
Emergency Fund7%
Debt Reduction35%
Retirement Savings8%
Education Funding8%
Homeownership17%
Investing8%
Travel or Lifestyle10%
Healthcare Expenses10%
Financial Independence7%

Around 7% of families said that their main goal is to establish an emergency fund to cover unexpected expenses while 35% said their number one priority is to pay off high-interest debt or loans and improve credit. 8% of surveyed people confirmed that saving for retirement to ensure a comfortable lifestyle in the final years is their main target. Around 8% reported that their priority is saving for the tuition fees and education costs of their children while 17% choose to buy a home or pay off existing mortgage before other things. 8% of the population would like to build wealth through investments such as stocks, bonds, mutual funds, or real estate. For 10% of people, saving for vacations or upgrading their lifestyle is the number one concern. Approximately 10% of the residents said that saving for healthcare expenses including insurance premiums is their main goal.

Chart showing the percentage of families who are in debt in Trondheim

Debt, loans, and mortgages in Trondheim


Percentage of families who are in debt


In Debt
25%
Debt Free
75%

According to the survey, 25% of the families in Trondheim have some kind of debt, loan, mortgage, or credit card payments while 75% reported that they don't have financial obligations to banks.


Chart showing debt-to-income ratio in Trondheim

Debt-to-income ratio in Trondheim

Debt to income ratio

27%

17% to 36%

( monthly debt payment / monthly income ) x 100

Interpretation

The debt-to-income ratio measures the percentage of income being paid as debt settlement across the population. It is calculated by dividing the monthly debt settlement payment of an individual by their monthly income. Based on collected data, approximately 27% of a family's monthly income in Trondheim goes to debt settlement.


Debt levels

Monthly debt settlement payment as percentage of monthly income

Debt-to-income ratio% People
> 60%3%
50% - 60%13%
40% - 50%12%
30% - 40%14%
20% - 30%14%
10% - 20%17%
0% - 10%27%

According to our data, 3% of the debtors in Trondheim pay 60%+ of their income as debt settlement while 13% of the people pay 50% to 60% of their income for the same, which is quite an alarming financial situation for those individuals. 12% of people in debt dedicate 40% to 50% of their income to loan and mortgage payments while 14% dedicated 30% to 40% of income for same. Things are looking brighter for 14% of individuals as they only pay 20% to 30% of their income for loan and credit card repayment.


Distribution by type of debt in Trondheim

Debt% People
Real Estate Mortgage12%
Auto Loan21%
Student Loan3%
Credit Card26%
Personal Loan38%

12% of debtors in Trondheim confirm that real estate mortgages constitutes the main part of their outstanding debt while 26% say that credit card payments are the reason they are in debt. Auto loans were the main type of debt for 21% of people and personal loans rose at 38%. Lastly, student loans are the main source of debt for 3% of debtors in Trondheim.


About credit score and debt management

Managing debt is a critical aspect of maintaining a favorable credit score. Debt reduction is the first thing you should do improve your financial situation. Getting rid of debt takes precedence over saving money because of interest rates.

Good debt vs. Bad debt

Not all debt is bad. Good debt typically refers to borrowing money for investments that can increase in value or generate income over time like purchasing a home or acquiring student loans. On the other hand, bad debt involves borrowing for things that fail to generate lasting value like high-interest credit card debt used for non-essential expenses like luxury items or vacations.


Loan Affordability Index in Trondheim

Besides measuring the loan-to-income ratio, we asked families of Trondheim how many times in a year they defaulted or were unable to pay their due credit card or loan payments on time. Understanding how often people default on their due payments is one of the indicators of the cost of living and economic situation.

Frequency and percentage of people who failed to pay their monthly credit card or loan payments on time last year.

Frequency% People
Never54%
Once a year22%
Twice a year12%
Three times a year8%
Four times a year4%
Housing and accommodation affordability, property price to income ratio, rent to income ratio, and housing affordability index chart in Trondheim

Housing costs, accommodation, and housing affordability in Trondheim

Rental costs and house/apartment prices can vary drastically between different areas and locations.


Rent Cost in Trondheim

Monthly Rent Prices

Studio apartment monthly rent cost

4,700 NOK 7,100 NOK 19,000 NOK
MINIMUM AVERAGE MAXIMUM
$450 $670 $1,800

1-bedroom apartment monthly rent cost

7,100 NOK 11,000 NOK 28,000 NOK
MINIMUM AVERAGE MAXIMUM
$670 $1,100 $2,700

2-bedroom apartment monthly rent cost

9,400 NOK 14,000 NOK 38,000 NOK
MINIMUM AVERAGE MAXIMUM
$890 $1,300 $3,600

3-bedroom apartment monthly rent cost

11,000 NOK 19,000 NOK 51,000 NOK
MINIMUM AVERAGE MAXIMUM
$1,100 $1,800 $4,900

Furnished apartment monthly rent cost

23,000 NOK 57,000 NOK 110,000 NOK
MINIMUM AVERAGE MAXIMUM
$2,100 $5,300 $11,000

Townhouse monthly rent cost

19,000 NOK 28,000 NOK 81,000 NOK
MINIMUM AVERAGE MAXIMUM
$1,800 $2,700 $7,600

House monthly rent cost

23,000 NOK 57,000 NOK 110,000 NOK
MINIMUM AVERAGE MAXIMUM
$2,100 $5,300 $11,000

Villa monthly rent cost

28,000 NOK 71,000 NOK 110,000 NOK
MINIMUM AVERAGE MAXIMUM
$2,700 $6,700 $11,000

The monthly rental cost of a studio apartment in Trondheim ranges between 4,700 NOK and 19,000 NOK, meanwhile the cost of monthly rental of a one-bedroom apartment can be anywhere from 7,100 NOK to 28,000 NOK. Two-bedroom rentals rate ranges between 9,400 NOK and 38,000 NOK per month. The monthly rental for a three-bedroom apartment ranges from 11,000 NOK to 51,000 NOK. The average rent of a townhouse in Trondheim is around 28,000 NOK while house rental costs can be as high as 57,000 NOK per month. Finally, if you want to rent a villa, expect to pay anywhere from 28,000 NOK to 110,000 NOK per month.



Apartment and house prices in Trondheim

Cost of buying a property

Studio apartment price

940,000 NOK 1.4M NOK 2.8M NOK
MINIMUM AVERAGE MAXIMUM
$89,000 $130,000 $270,000

1-bedroom apartment price

1.1M NOK 1.9M NOK 7.1M NOK
MINIMUM AVERAGE MAXIMUM
$110,000 $180,000 $670,000

2-bedroom apartment price

1.9M NOK 5.7M NOK 11M NOK
MINIMUM AVERAGE MAXIMUM
$180,000 $530,000 $1.1M

3-bedroom apartment price

6.3M NOK 9.4M NOK 28M NOK
MINIMUM AVERAGE MAXIMUM
$590,000 $890,000 $2.7M

Townhouse price

8.1M NOK 19M NOK 71M NOK
MINIMUM AVERAGE MAXIMUM
$760,000 $1.8M $6.7M

House price

9.4M NOK 57M NOK 81M NOK
MINIMUM AVERAGE MAXIMUM
$890,000 $5.3M $7.6M

Villa price

11M NOK 63M NOK 94M NOK
MINIMUM AVERAGE MAXIMUM
$1.1M $5.9M $8.9M

The average price of a studio apartment in Trondheim can range from 940,000 NOK to 2.8M NOK depending on location. One bedroom cost can be anywhere from 1.1M NOK to 7.1M NOK. A villa can cost you 63M NOK on average with prices ranging from 11M NOK to 94M NOK.


If you're leasing or purchasing, housing costs in Trondheim will probably constitute your biggest expenditure, yet it's an area where you wield considerable influence. This is due to the substantial variance in housing prices across communities. Keep in mind the location of your workplace and the accessibility of essential amenities to prevent negating the savings from lower rental rates with increased transportation expenses.

House / apartment prices to income ratio


Property price to income ratio

( average property price / average monthly income ) x 100


45 x136 monthly income 222
MINIMUM AVERAGE MAXIMUM

Property prices in Trondheim can be x136 to x222 multiples of the monthly income depending on the property and the income of the person. On average, property prices are approximately x136 multiples of the average monthly salary in Trondheim.



Rent to income ratio


Rent to income ratio

( monthly rental / monthly income ) x 100


23% 33% of income 43%
MINIMUM AVERAGE MAXIMUM

The average rent-to-income ratio in Trondheim is around 33%. This means that people pay 33% of their income for rent. Those figures can range from 23% to 43% depending on the salary, location, and type of property.


The housing-to-income ratio is a very important metric to evaluate and measure how affordable living is in a particular area, city, or country since housing comprises the biggest chunk of expenditure. A higher housing to income ratio means that the place is relatively expensive. The figure by itself does tell much. It only starts to make sense when comparing the housing to income ratio across different locations.

Housing affordability index

The housing affordability index measures how affordable accommodation is in a particular place. This can measured in multiple ways, the most common being housing expenditure to total expenditure ratio and the rent to income ratio. The housing expenditure ratio is a figure reported by individuals on the percentage they allocate for housing. Rent to income ratio is calculated by dividing the average monthly rent by the average income. Because these values are both percentages, we can find their average and get the best of the two worlds.

Housing Affordability Index
31%

Property Taxes

Real estate owners pay property taxes to local tax authorities, which are determined by the assessed value of their property. Typically, these taxes are paid once a year. Property tax funds contribute to community development, financing infrastructure improvements, public services, and local education initiatives.


FROM
2.2%
AVERAGE
3.2%
TO
4.1%

Home Maintenance Costs

Home maintenance costs encompass various expenses associated with the upkeep and repair of a residence. These expenditures include regular tasks such as lawn care, pest control, and HVAC system servicing, as well as occasional repairs and renovations like fixing leaks, painting, or replacing appliances.


80 NOK 1,000 NOK 10,000 NOK
MINIMUM AVERAGE MAXIMUM

Urban vs. rural living costs

Urban living typically entails higher housing and transportation costs due to demand and limited space, while rural areas generally offer lower housing expenses but may have higher prices for goods and services. The differnce in rental rates between urban areas and rural areas can be as high as 300% in some cases.

Monthly costs and expenses of energy and basic utilities in Trondheim

Utilities expenditure can vary slightly between different areas and locations.


Energy, electricity, water, gas, internet, and mobile cost in Trondheim

Utility Bill Cost / Electricity + Water + Gas / Family

1,400 NOK 4,000 NOK 26,000 NOK
MINIMUM AVERAGE MAXIMUM
$130 $380 $2,500

Internet and cable cost

270 NOK 540 NOK 720 NOK
MINIMUM AVERAGE MAXIMUM
$25 $51 $68

Mobile phone bill and charges

210 NOK 360 NOK 1,100 NOK
MINIMUM AVERAGE MAXIMUM
$20 $34 $100

Because most utility bills club electricity, water, and gas costs in one bill, we can't provide a breakup for each type of utility and will display electricity, gas, and water as single cost.


The average monthly energy and water consumption of families is around 4,000 NOK. The cost of internet and WiFi ranges from 270 NOK to 720 NOK with 540 NOK being the average internet bill. Finally, the average monthly mobile charges is around 360 NOK but can range between 210 NOK and 1,100 NOK depending on consumption. Mobile charges include both calling minutes as well as data packages.


Energy / Utility expense to income ratio


( monthly utility expenses / monthly income ) x 100


2% 5% of income 9%
MINIMUM AVERAGE MAXIMUM

The average utility-to-income ratio in Trondheim is around 5%. This means that people pay 5% of their income for energy, water, internet, and mobile charges. Those figures can range from 2% to 9% depending on salary and location.

Food Prices, Dining Expenses, and Grocery Costs in Trondheim

Grocery / Food expenditure and prices can vary drastically between different areas and locations.


Prices and cost of goods and services in Trondheim

Dining out, food, and beverages costs. Price variations for common food items.

Fast food combo meal price

54 NOK 110 NOK 180 NOK
MINIMUM AVERAGE MAXIMUM
$5.1 $10 $17

The average price of a regular combo meal at a fast food outlet or chain like McDonald's, Pizzahut, or KFC in Trondheim is approximatly 110 NOK with meal cost ranging from 54 NOK to 180 NOK. The typical combo meal consists of a burger, french fries, and a drink.

Restaurant meal for one price

180 NOK 280 NOK 550 NOK
MINIMUM AVERAGE MAXIMUM
$17 $26 $52

If you are planning to have a nice meal at a mid-range restaurant, expect to pay anywhere between 180 NOK and 550 NOK with 280 NOK being the average price of a plate for one person at a regular restaurant in Trondheim.

Fine dining meal for one price

370 NOK 550 NOK 2,200 NOK
MINIMUM AVERAGE MAXIMUM
$35 $52 $210

The price range of a meal at fine-dining restaurant is 370 NOK to 2,200 NOK with the average cost being 550 NOK for one person. This is what you would expect to pay a top-tier diner in Trondheim.

Beverage prices, cappuccino, latte etc..

45 NOK 72 NOK 110 NOK
MINIMUM AVERAGE MAXIMUM
$4.2 $6.8 $10

The average price of a regular beverage like cappuccino or latte at Starbucks, Costa, or similar coffee shops and cafes in Trondheim is around 72 NOK. Price ranges between 45 NOK and 110 NOK depending on the type of beverage, the size, and optional add-ons.



Grocery and market costs

Large bottle of milk price

36 NOK 43 NOK 54 NOK
MINIMUM AVERAGE MAXIMUM
$3.4 $4.1 $5.1

The average price of a large bottle of milk in Trondheim is 43 NOK. The maximum what you would pay for milk is 54 NOK and the minimum being 36 NOK depending on the brand of milk and other properties.

12 eggs price

27 NOK 36 NOK 54 NOK
MINIMUM AVERAGE MAXIMUM
$2.5 $3.4 $5.1

A dozen eggs costs around 36 NOK on average with 27 NOK and 54 NOK being the lower and upper limits respectively.

Fresh whole chicken price

61 NOK 79 NOK 110 NOK
MINIMUM AVERAGE MAXIMUM
$5.8 $7.5 $11

The price range of a fresh whole chicken in Trondheim is between 61 NOK and 110 NOK depending on the size of the chicken and whether it is oraganic or not. The average price is approximatly 79 NOK.

Pack of beef price

72 NOK 110 NOK 210 NOK
MINIMUM AVERAGE MAXIMUM
$6.8 $10 $20

The price of a regular pack of beef or meat is around 110 NOK. A pack of beef contains around 1Kg or 1lb depending on packing.

Medium bag of rice price

29 NOK 39 NOK 56 NOK
MINIMUM AVERAGE MAXIMUM
$2.7 $3.7 $5.3

A bag of rice in Trondheim costs around 39 NOK on average with prices rangeing between 29 NOK and 56 NOK depending on the brand and quality.

Bag of tomatos price

11 NOK 14 NOK 27 NOK
MINIMUM AVERAGE MAXIMUM
$1 $1.4 $2.5

A bag of tomatoes costs anywhere from 11 NOK to 27 NOK. A bag of tomatoes denotes 1Kg or 1lb depending on location.

Bag of apples price

19 NOK 25 NOK 41 NOK
MINIMUM AVERAGE MAXIMUM
$1.8 $2.4 $3.9

A bag of apples costs 25 NOK on average. A bag of apples denotes 1Kg or 1lb depending on location.


Grocery and food expenditure to income ratio


( monthly grocery expenses / monthly income ) x 100


17% 25% of income 31%
MINIMUM AVERAGE MAXIMUM

The average grocery-to-income ratio in Trondheim is around 25%. This means that families spend 25% of their income on grocery and basic household items. The expenditure can range from 17% to 31% depending on salary and location.


Expenditure on food and grocery for families

Families' spending on grocery ranges from 5,000 NOK to 93,000 NOK with the location, income, and size of the family being the most determinite factors.

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