Cost Of Living For a Single Person in Abha 2025

Single person cost of living chart - individual average monthly expenditure in Abha

Average Monthly Expenditure

Currency: SAR
1,200 8,500 94,000
MINIMUM AVERAGE MAXIMUM
$320 $2,300 $25,000

Average monthly spending for a single person or individual in Abha

How much money does an individual need in a month to survive in Abha?

A single person in Abha spends around 8,500 SAR per month on average. Depending on the lifestyle, a single individual can survive with a monthly budget as low as 1,200 SAR or as high as 94,000 SAR. Location and income are very important factors and have a huge influence on expenditure and budget.

Prices and cost of goods and services in Abha

Chart showing the prices and cost of grocery, food, restaurant meals, market, and beverages in Abha

Dining, food, and beverages costs


Fast food combo meal

14 SAR 28 SAR 46 SAR
MINIMUM AVERAGE MAXIMUM
$3.7 $7.3 $12

Restaurant meal for one

46 SAR 68 SAR 140 SAR
MINIMUM AVERAGE MAXIMUM
$12 $18 $36

Fine dining meal for one

92 SAR 140 SAR 550 SAR
MINIMUM AVERAGE MAXIMUM
$24 $37 $150

Cappuccino or latte

11 SAR 18 SAR 27 SAR
MINIMUM AVERAGE MAXIMUM
$3 $4.9 $7.3

Grocery and market costs


Milk large bottle

9.1 SAR 11 SAR 14 SAR
MINIMUM AVERAGE MAXIMUM
$2.4 $2.9 $3.6

12 eggs

6.9 SAR 9.2 SAR 14 SAR
MINIMUM AVERAGE MAXIMUM
$1.8 $2.5 $3.7

Fresh whole chicken

16 SAR 20 SAR 28 SAR
MINIMUM AVERAGE MAXIMUM
$4.1 $5.3 $7.6

Pack of beef

18 SAR 27 SAR 54 SAR
MINIMUM AVERAGE MAXIMUM
$4.8 $7.2 $14

Medium bag of rice

7.4 SAR 10 SAR 14 SAR
MINIMUM AVERAGE MAXIMUM
$2 $2.7 $3.8

Bag of tomatos

2.8 SAR 3.7 SAR 6.9 SAR
MINIMUM AVERAGE MAXIMUM
$0.73 $0.98 $1.8

Bag of apples

4.9 SAR 6.4 SAR 11 SAR
MINIMUM AVERAGE MAXIMUM
$1.3 $1.7 $2.8
Chart showing the prices and cost of commute, travel, and transportation in Abha

Commute, travel, and transportation costs


20 minutes taxi ride

11 SAR 14 SAR 27 SAR
MINIMUM AVERAGE MAXIMUM
$3 $3.6 $7.3

Average car full tank

69 SAR 92 SAR 180 SAR
MINIMUM AVERAGE MAXIMUM
$18 $24 $49

Average car 1-day rental

70 SAR 93 SAR 140 SAR
MINIMUM AVERAGE MAXIMUM
$19 $25 $37

Average car price

35,000 SAR 70,000 SAR 93,000 SAR
MINIMUM AVERAGE MAXIMUM
$9,300 $19,000 $25,000

Bus ticket one way

2.3 SAR 3.5 SAR 7 SAR
MINIMUM AVERAGE MAXIMUM
$0.62 $0.93 $1.9

Car Service

92 SAR 140 SAR 280 SAR
MINIMUM AVERAGE MAXIMUM
$25 $37 $74
Chart showing the prices and cost of utility, energy, water, and gas for a single person in Abha

Utility cost (monthly)


Utility Bill - Individual

75 SAR 520 SAR 5,800 SAR
MINIMUM AVERAGE MAXIMUM
$20 $140 $1,600

Internet and cable

68 SAR 140 SAR 180 SAR
MINIMUM AVERAGE MAXIMUM
$18 $36 $48

Mobile phone charges

57 SAR 95 SAR 290 SAR
MINIMUM AVERAGE MAXIMUM
$15 $25 $76

Leisure and activities costs


Movie ticket

35 SAR 47 SAR 71 SAR
MINIMUM AVERAGE MAXIMUM
$9.4 $13 $19

One month gym membership

110 SAR 140 SAR 270 SAR
MINIMUM AVERAGE MAXIMUM
$29 $37 $73
Chart showing the prices and cost of clothing and accessories in Abha

Cloths and accessories costs


Pair of jeans or pants

80 SAR 110 SAR 170 SAR
MINIMUM AVERAGE MAXIMUM
$21 $30 $45

Woman dress

75 SAR 100 SAR 340 SAR
MINIMUM AVERAGE MAXIMUM
$20 $28 $90

Woman shoes

73 SAR 98 SAR 230 SAR
MINIMUM AVERAGE MAXIMUM
$19 $26 $61

Men's shoes

62 SAR 76 SAR 150 SAR
MINIMUM AVERAGE MAXIMUM
$17 $20 $41

Men suit

68 SAR 85 SAR 450 SAR
MINIMUM AVERAGE MAXIMUM
$18 $23 $120

Regular t-shirt

34 SAR 45 SAR 140 SAR
MINIMUM AVERAGE MAXIMUM
$9 $12 $36
Chart showing the prices and cost of housing, accommodation, and rent in Abha

Housing costs / monthly rent


Studio apartment

1,100 SAR 1,700 SAR 4,500 SAR
MINIMUM AVERAGE MAXIMUM
$300 $450 $1,200

1-bedroom apartment

1,700 SAR 2,700 SAR 6,600 SAR
MINIMUM AVERAGE MAXIMUM
$440 $710 $1,800

2-bedroom apartment

2,200 SAR 3,300 SAR 8,800 SAR
MINIMUM AVERAGE MAXIMUM
$590 $880 $2,400

Housing costs / Buying


Studio apartment

220,000 SAR 330,000 SAR 660,000 SAR
MINIMUM AVERAGE MAXIMUM
$59,000 $88,000 $180,000

1-bedroom apartment

260,000 SAR 440,000 SAR 1.6M SAR
MINIMUM AVERAGE MAXIMUM
$70,000 $120,000 $440,000

2-bedroom apartment

450,000 SAR 1.3M SAR 2.7M SAR
MINIMUM AVERAGE MAXIMUM
$120,000 $360,000 $710,000
Chart showing the prices and cost of furniture in Abha

Furniture Costs


King Size Bed

1,400 SAR 1,700 SAR 2,300 SAR
MINIMUM AVERAGE MAXIMUM
$370 $460 $610

Double Bed

920 SAR 1,400 SAR 1,700 SAR
MINIMUM AVERAGE MAXIMUM
$240 $370 $460

Single Bed

800 SAR 1,100 SAR 1,400 SAR
MINIMUM AVERAGE MAXIMUM
$210 $280 $360

Living Room

1,500 SAR 1,900 SAR 6,800 SAR
MINIMUM AVERAGE MAXIMUM
$400 $520 $1,800

Dining Table

690 SAR 920 SAR 1,700 SAR
MINIMUM AVERAGE MAXIMUM
$180 $250 $460

Sofa or Couch

920 SAR 1,200 SAR 2,700 SAR
MINIMUM AVERAGE MAXIMUM
$240 $330 $730
Chart showing the prices and cost of electronic devices and appliances in Abha

Electronics and House Appliance Costs


TV Set

910 SAR 1,400 SAR 2,700 SAR
MINIMUM AVERAGE MAXIMUM
$240 $370 $730

Fridge or Freezer

800 SAR 1,200 SAR 1,700 SAR
MINIMUM AVERAGE MAXIMUM
$210 $330 $460

Washing Machine

1,100 SAR 1,500 SAR 2,800 SAR
MINIMUM AVERAGE MAXIMUM
$280 $410 $740

Stove or Cooker

990 SAR 1,300 SAR 1,700 SAR
MINIMUM AVERAGE MAXIMUM
$260 $330 $460

Mobile Phone

1,100 SAR 1,400 SAR 2,000 SAR
MINIMUM AVERAGE MAXIMUM
$300 $370 $520

Laptop or Computer

1,200 SAR 1,500 SAR 2,700 SAR
MINIMUM AVERAGE MAXIMUM
$330 $400 $730
Single person or Individual cost of living and expenditure to income ratio in Abha

Single person expenditure to income ratio in Abha

Analysing the how affordable it is for an individual to live in Abha

One of the most definite ways to determine how affordable a place is measuring the ratio of expenses to salary. A high expense-to-income to ratio indicates a high cost-of-living index while a low expenditure-to-salary ratio means the place is affordable to live in. Individuals usually spend a larger chunk of their income than other population groups. A typical and healthy expenditure percentage for a single individual ranges between 70% to 80%.


Spending to Income Ratio

71%

63% to 79%

( expenditure / income ) x 100


Individuals in Abha spend around 71% of their monthly income. Some individuals spend as low as 63% of their income while some as high as 79%.

Distribution of monthly cost of living expenses of a single person in Abha

How do individuals spend their money in Abha?

We asked thousands of individuals about their spending habits and expenditure break down.


The percentage figures in this section are percentages of total spending not income. If you would like to see the percentage of expenses as related to income or salary, see other sections.

Housing and accomodation expenditure for individuals

Accomodation Cost33%

33% of total expenses on average (21% to 45%)

LOW$120   440 SAR
AVERAGE$820   3,100 SAR
HIGH$9,100   34,000 SAR
Per Month

Individuals in Abha typically spend from 21% to 45% of their total monthly expenditure on housing with 33% being the average. The average monthly spend on housing is 3,100 SAR with expenditure ranging from 440 SAR to 34,000 SAR. This cost mainly goes for rent but it also includes other accommodation-related expenses.

Electricity, utilities, energy, water, internet, and mobile expenditure for individuals

Cost of utilities7%

7% of total expenses on average (3% to 12%)

LOW$20   75 SAR
AVERAGE$140   520 SAR
HIGH$1,600   5,800 SAR
Per Month

Utility expenditure like electricity, water, and gas in Abha ranges from 3% to 12% of total expenses with 7% being the average for most individuals. The average monthly cost of utilities is 520 SAR with 75 SAR and 5,800 SAR being the upper and lower limits for a single person.

Transport, fuel, and commute expenditure for individuals

Cost of transport and fuel6%

6% of total expenses on average (4% to 12%)

LOW$26   98 SAR
AVERAGE$180   690 SAR
HIGH$2,000   7,700 SAR
Per Month

Fuel consumption and cost of transport depend heavily on whether a single person resides near school and work, but roughly speaking a single person would expect to spend from 98 SAR to 7,700 SAR in a month on commuting with 690 SAR being the norm for most individuals. This means that money spent on transport constitutes about 6% of total spending on average but can go as low as 4% or as high as 12%.

Food, groceries, and basic shopping expenditure for individuals

Food and Groceries Cost18%

18% of total expenses on average (12% to 23%)

LOW$53   200 SAR
AVERAGE$370   1,400 SAR
HIGH$4,100   15,000 SAR
Per Month

The average outlay on groceries and basic houshold items for a typical person in a month in Abha is 1,400 SAR. The cost of groceries can range between 200 SAR to 15,000 SAR. Individuals spend on average about 18% on food and groceries with upper and lower bounds of 12% and 23% respectively.

Healthcare and medical services expenditure for individuals

Cost of healthcare11%

11% of total expenses on average (5% to 15%)

LOW$30   110 SAR
AVERAGE$210   800 SAR
HIGH$2,400   8,900 SAR
Per Month

Individuals in Abha allocate 5% to 15% of their total monthly expenditure to healthcare including health insurance and out-of-pocket medical expenses. The average spending on medical services and clinic visits is around 11%. The range of medical expenses range from 110 SAR to 8,900 SAR with 800 SAR being the norm for most individuals.

Leisure and shopping expenditure for individuals

Cost of leisure and shopping4%

4% of total expenses on average (3% to 7%)

LOW$16   62 SAR
AVERAGE$120   430 SAR
HIGH$1,300   4,800 SAR
Per Month

This category mostly contains discretionary or non-essential expenses but also some non-discretionary spending like furniture for example. The monthly expenses range from 62 SAR to 4,800 SAR with 430 SAR being the average. Speaking of percentages, that equates to 3% to 7% of total expenses with an average of 4% for most individuals.

Education and schooling expenditure for individuals

Cost of education and schooling2%

2% of total expenses on average (1% to 4%)

LOW$6.6   25 SAR
AVERAGE$46   170 SAR
HIGH$510   1,900 SAR
Per Month

Spending on education can vary drastically between different individuals. On average, education constitutes 2% of the monthly expenditure of individuals with 1% and 4% being the lower and upper bounds respectively. The average reported education cost is 170 SAR per month with 25 SAR being the minimum spent amount and 1,900 SAR being the maximum.

Other Expenses20%

20% of total expenses on average (12% to 24%)

LOW$59   220 SAR
AVERAGE$410   1,500 SAR
HIGH$4,600   17,000 SAR
Per Month
How easily is cost-cutting for individuals. Are there plenty of low-cost options in Abha

Low-cost alternatives in Abha

People are always looking for ways to cut down expenses and reduce expenditures. The hallmark of any affordable place is the availability of discount stores, bargain deals, smart or secondhand shopping, refurbished items, and couponing. We asked individuals how easily cost-cutting is and the answers were distributed as follows:

Plenty of low-cost options60%

Few low-cost options40%


Based on the survey, 60% of the individuals living in Abha have no problem finding low-cost alternatives to support a frugal lifestyle while 40% think that thriftness is difficult due to scarcity in discount markets and secondhand outlets.

Reasons that make it difficult for individuals to save money in Abha

Saving Challenges in Abha

Reasons that make it difficult for individuals to save money

We wanted to understand what is stopping people from maximizing their savings in Abha. Listed below are the answers given by the survey participants.


Reason% People
Low Income6%
High Expenses9%
Debt and Loans18%
Lack of Budgeting Skills10%
Impulsive Spending9%
Financial Emergencies6%
Living the moment7%
Will do it later17%
Inflation11%
Social Pressure3%
Market Instability3%

Around 6% of the individuals said that their salary is too low to accommodate a portion for savings while 9% said that the high cost of living leaves little room for savings. 18% of the residents said that they are burdened with debt and find it challenging to save money. 10% reported that they just don't have the knowledge or discipline to create and stick to a budget, leading to overspending and an inability to save. 9% of individuals blamed impulsive spending as the reason for saving inability. Around 6% said that unexpected expenses like medical bills or car repairs are derailing their savings goals. 7% bluntly said that they don't see the purpose of it and prefer to live each day to the fullest. 17% reported that they understand the value of saving but are putting off saving for the future, thinking they have plenty of time to start later. 11% blamed inflation, saying that every time they save some money they end up using it immediately. A surprising 3% said that social pressure and keeping up with peers or social expectations makes them overspend. Lastly, 3% blamed market instability and price fluctuations.

Income and cost of living compatibility. Is it affordable or economical for individuals to live in Abha

Affordable living in Abha

Income and cost of living compatibility

We asked individuals one simple question and recorded their answers.

Is it affordable or economical to live in Abha?


Yes
76%
No
24%

Around 76% of surveyed individuals think that living in Abha is affordable with proper budgeting while 24% reported that it is just too expensive and not affordable even with frugality and thriftness.

A typical and healthy budgeting structure. The 50-30-20 rule

A typical and healthy budgeting structure

The 50/30/20 rule

Spending among different people can vary significantly based on factors such as their income, lifestyle, location, and personal preferences. A commonly used guideline for budgeting is the 50/30/20 rule, which suggests allocating your income into three main categories in the following percentages.

  • 50% for needs and financial obligations

    This category includes essential expenses like housing, utilities, groceries, transportation, and healthcare.

  • 30% for wants and discretionary spending

    This category covers discretionary spending on non-essential items, such as dining out, entertainment, travel, and other lifestyle choices.

  • 20% for savings and emergency fund

    This is the percentage that must be allocated to savings, emergency funds, and retirement accounts.

About financial planning, money management, and household budgeting

The 50/30/20 rule is used as a general guideline but may not be the best choice for all people. There are in fact many budgeting plans out there like the 70/20/10 and the 60/20/20 rules, all claiming to be the best. More important than all of this is to establish financial discipline by creating a budget tailored to your specific financial goals and situation. It is very important that your financial outflow be less than your income to maintain a healthy cash flow.

Percentage of individuals who manage to save money from their income every month in Abha

What percentage of individuals in Abha are able to save money and how much can they save?


Percentage of individuals that reported their ability to save money


Saving Money
71%
Not Saving
29%

Almost 71% of surveyed individuals in Abha said that they can save some money at the end of each month while 29% reported that they have to utilize their whole income to survive.


A single person savings to income ratio in Abha

Savings-to-Income Ratio

The savings-to-income ratio is measured as the percentage of income that people save over a specific period and it is simply calculated by dividing the saved money by total income and then multiplying the result by 100. (Savings / Income) x 100.


How much money do individuals manage to add to their savings?

The amount of money that people can afford to save depends hugely on their income. It is better to focus on the percentage when trying to understand saving patterns.

Saving to Income Ratio

16% 26% of income 35%
MINIMUM AVERAGE MAXIMUM

Average Monthly Saved Amount

390 SAR
$100
3,500 SAR
$930
39,000 SAR
$10,000
MINIMUM AVERAGE MAXIMUM

Savings to income distribution levels for individuals

Saving To Income Ratio% Individuals
0% - 10%29%
10% - 20%23%
20% - 30%16%
30% - 40%16%
40% - 50%12%
> 50%4%

Interpretation and Analysis

Individuals that are able to save money can put anywhere from 16% to 35% of their monthly income to their savings, with 26% being the average for most individuals. The average monthly amount of money that individuals can put aside is 3,500 SAR with 390 SAR and 39,000 SAR being the minimum and maximum respectively.

Where do individuals choose to put their savings in Abha

Typical saving choices for individuals in Abha

Where do people choose to put their savings?


Saving Type% People
Emergency Funds11%
Gold10%
Savings Accounts17%
Retirement Accounts11%
Cash Savings16%
Real Estate10%
Investment6%
Stocks6%
Bonds6%
Mutual Funds3%
Certificates of Deposit3%
Financial literacy and difficulty in budgeting and financial planning for individuals in Abha

Financial Literacy in

Financial literacy is the knowledge of concepts and principles related to personal finance that allow individuals to make informed decisions regarding their money such as budgeting, saving, investing, borrowing, managing debt, financial risk management, and planning.

Financial Leteracy71%


We asked individuals in Abha whether they acquired any adequate personal financial training in their lives. Approximately 29% of the people who participated in the survey said that they are not well informed about the topics of budgeting, saving, etc., and just manage things based on their own experience, while 71% said that they know about the general principles of personal finance from sources other than their own experience.


Difficulty in Budgeting and Financial Planning

We wanted to understand whether single people of have problems or difficulties in managing their expenditures and savings so we asked people one simple question: do you struggle with your personal finances? 31% of the participants reported that they indeed struggle in creating budgets and in organizing their finances while 69% said that they have everything under control.

Struggles with finance31%

Easily manages finances69%

Housing and accommodation affordability, property price to income ratio, rent to income ratio, and housing affordability index chart in Abha

Housing costs, accommodation, and housing affordability in Abha

Rental costs and house/apartment prices can vary drastically between different areas and locations.


Rent Cost in Abha

Monthly Rent Prices

Studio apartment monthly rent cost

1,100 SAR 1,700 SAR 4,500 SAR
MINIMUM AVERAGE MAXIMUM
$300 $450 $1,200

1-bedroom apartment monthly rent cost

1,700 SAR 2,700 SAR 6,600 SAR
MINIMUM AVERAGE MAXIMUM
$440 $710 $1,800

2-bedroom apartment monthly rent cost

2,200 SAR 3,300 SAR 8,800 SAR
MINIMUM AVERAGE MAXIMUM
$590 $880 $2,400

3-bedroom apartment monthly rent cost

2,600 SAR 4,400 SAR 12,000 SAR
MINIMUM AVERAGE MAXIMUM
$700 $1,200 $3,200

Furnished apartment monthly rent cost

5,300 SAR 13,000 SAR 27,000 SAR
MINIMUM AVERAGE MAXIMUM
$1,400 $3,500 $7,100

Townhouse monthly rent cost

4,500 SAR 6,700 SAR 19,000 SAR
MINIMUM AVERAGE MAXIMUM
$1,200 $1,800 $5,100

House monthly rent cost

5,300 SAR 13,000 SAR 27,000 SAR
MINIMUM AVERAGE MAXIMUM
$1,400 $3,500 $7,100

Villa monthly rent cost

6,700 SAR 17,000 SAR 27,000 SAR
MINIMUM AVERAGE MAXIMUM
$1,800 $4,500 $7,100

The monthly rental cost of a studio apartment in Abha ranges between 1,100 SAR and 4,500 SAR, meanwhile the cost of monthly rental of a one-bedroom apartment can be anywhere from 1,700 SAR to 6,600 SAR. Two-bedroom rentals rate ranges between 2,200 SAR and 8,800 SAR per month. The monthly rental for a three-bedroom apartment ranges from 2,600 SAR to 12,000 SAR. The average rent of a townhouse in Abha is around 6,700 SAR while house rental costs can be as high as 13,000 SAR per month. Finally, if you want to rent a villa, expect to pay anywhere from 6,700 SAR to 27,000 SAR per month.



Apartment and house prices in Abha

Cost of buying a property

Studio apartment price

220,000 SAR 330,000 SAR 660,000 SAR
MINIMUM AVERAGE MAXIMUM
$59,000 $88,000 $180,000

1-bedroom apartment price

260,000 SAR 440,000 SAR 1.6M SAR
MINIMUM AVERAGE MAXIMUM
$70,000 $120,000 $440,000

2-bedroom apartment price

450,000 SAR 1.3M SAR 2.7M SAR
MINIMUM AVERAGE MAXIMUM
$120,000 $360,000 $710,000

3-bedroom apartment price

1.5M SAR 2.2M SAR 6.6M SAR
MINIMUM AVERAGE MAXIMUM
$390,000 $590,000 $1.8M

Townhouse price

1.9M SAR 4.4M SAR 17M SAR
MINIMUM AVERAGE MAXIMUM
$500,000 $1.2M $4.4M

House price

2.2M SAR 13M SAR 19M SAR
MINIMUM AVERAGE MAXIMUM
$580,000 $3.5M $5M

Villa price

2.6M SAR 15M SAR 22M SAR
MINIMUM AVERAGE MAXIMUM
$700,000 $3.9M $5.9M

The average price of a studio apartment in Abha can range from 220,000 SAR to 660,000 SAR depending on location. One bedroom cost can be anywhere from 260,000 SAR to 1.6M SAR. A villa can cost you 15M SAR on average with prices ranging from 2.6M SAR to 22M SAR.


If you're leasing or purchasing, housing costs in Abha will probably constitute your biggest expenditure, yet it's an area where you wield considerable influence. This is due to the substantial variance in housing prices across communities. Keep in mind the location of your workplace and the accessibility of essential amenities to prevent negating the savings from lower rental rates with increased transportation expenses.

House / apartment prices to income ratio


Property price to income ratio

( average property price / average monthly income ) x 100


44 x131 monthly income 210
MINIMUM AVERAGE MAXIMUM

Property prices in Abha can be x131 to x210 multiples of the monthly income depending on the property and the income of the person. On average, property prices are approximately x131 multiples of the average monthly salary in Abha.



Rent to income ratio


Rent to income ratio

( monthly rental / monthly income ) x 100


23% 33% of income 42%
MINIMUM AVERAGE MAXIMUM

The average rent-to-income ratio in Abha is around 33%. This means that people pay 33% of their income for rent. Those figures can range from 23% to 42% depending on the salary, location, and type of property.


The housing-to-income ratio is a very important metric to evaluate and measure how affordable living is in a particular area, city, or country since housing comprises the biggest chunk of expenditure. A higher housing to income ratio means that the place is relatively expensive. The figure by itself does tell much. It only starts to make sense when comparing the housing to income ratio across different locations.

Housing affordability index

The housing affordability index measures how affordable accommodation is in a particular place. This can measured in multiple ways, the most common being housing expenditure to total expenditure ratio and the rent to income ratio. The housing expenditure ratio is a figure reported by individuals on the percentage they allocate for housing. Rent to income ratio is calculated by dividing the average monthly rent by the average income. Because these values are both percentages, we can find their average and get the best of the two worlds.

Housing Affordability Index
32%

Property Taxes

Real estate owners pay property taxes to local tax authorities, which are determined by the assessed value of their property. Typically, these taxes are paid once a year. Property tax funds contribute to community development, financing infrastructure improvements, public services, and local education initiatives.


FROM
2.4%
AVERAGE
3.4%
TO
4.4%

Home Maintenance Costs

Home maintenance costs encompass various expenses associated with the upkeep and repair of a residence. These expenditures include regular tasks such as lawn care, pest control, and HVAC system servicing, as well as occasional repairs and renovations like fixing leaks, painting, or replacing appliances.


19 SAR 190 SAR 2,800 SAR
MINIMUM AVERAGE MAXIMUM

Urban vs. rural living costs

Urban living typically entails higher housing and transportation costs due to demand and limited space, while rural areas generally offer lower housing expenses but may have higher prices for goods and services. The differnce in rental rates between urban areas and rural areas can be as high as 300% in some cases.

Financial goals and targets of single people living in Abha

Financial goals of individuals in Abha

In an attempt to understand the economic situation in Abha, we asked participants about their financial targets. By knowing what the population in general is trying to achieve, we can shed light on the economic outlook, cost of living, and quality of life in general.


Financial Goal% People
Emergency Fund7%
Debt Reduction33%
Retirement Savings8%
Education Funding8%
Homeownership17%
Investing9%
Travel or Lifestyle11%
Healthcare Expenses9%
Financial Independence8%

Around 7% of individuals said that their main goal is to establish an emergency fund to cover unexpected expenses while 33% said their number one priority is to pay off high-interest debt or loans and improve credit. 8% of surveyed people confirmed that saving for retirement to ensure a comfortable lifestyle in the final years is their main target. Around 8% reported that their priority is saving for the tuition fees and education costs of their children while 17% choose to buy a home or pay off existing mortgage before other things. 9% of the population would like to build wealth through investments such as stocks, bonds, mutual funds, or real estate. For 11% of people, saving for vacations or upgrading their lifestyle is the number one concern. Approximately 9% of the residents said that saving for healthcare expenses including insurance premiums is their main goal.

Emergency Funds For Individuals

An emergency fund is a financial safety net comprised of easily accessible savings set aside to cover unexpected expenses or financial emergencies, typically amounting to three to six months' worth of living expenses. We asked individuals whether they have an emergency fund and the answers were as follows.

Yes72%

No28%


Based on the survey, 28% of the individuals living in Abha said that they don't have an emergency fund while 72% said that they do.

Chart showing the percentage of individuals who are in debt in Abha

Debt, loans, and mortgages in Abha


Percentage of individuals who are in debt


In Debt
29%
Debt Free
71%

According to the survey, 29% of the individuals in Abha have some kind of debt, loan, mortgage, or credit card payments while 71% reported that they don't have financial obligations to banks.


Chart showing debt-to-income ratio in Abha

Debt-to-income ratio in Abha

Debt to income ratio

26%

16% to 36%

( monthly debt payment / monthly income ) x 100

Interpretation

The debt-to-income ratio measures the percentage of income being paid as debt settlement across the population. It is calculated by dividing the monthly debt settlement payment of an individual by their monthly income. Based on collected data, approximately 26% of a single person's monthly income in Abha goes to debt settlement.


Debt levels

Monthly debt settlement payment as percentage of monthly income

Debt-to-income ratio% People
> 60%3%
50% - 60%12%
40% - 50%11%
30% - 40%13%
20% - 30%15%
10% - 20%18%
0% - 10%28%

According to our data, 3% of the debtors in Abha pay 60%+ of their income as debt settlement while 12% of the people pay 50% to 60% of their income for the same, which is quite an alarming financial situation for those individuals. 11% of people in debt dedicate 40% to 50% of their income to loan and mortgage payments while 13% dedicated 30% to 40% of income for same. Things are looking brighter for 15% of individuals as they only pay 20% to 30% of their income for loan and credit card repayment.


Distribution by type of debt in Abha

Debt% People
Real Estate Mortgage13%
Auto Loan22%
Student Loan3%
Credit Card25%
Personal Loan37%

13% of debtors in Abha confirm that real estate mortgages constitutes the main part of their outstanding debt while 25% say that credit card payments are the reason they are in debt. Auto loans were the main type of debt for 22% of people and personal loans rose at 37%. Lastly, student loans are the main source of debt for 3% of debtors in Abha.


About credit score and debt management

Managing debt is a critical aspect of maintaining a favorable credit score. Debt reduction is the first thing you should do improve your financial situation. Getting rid of debt takes precedence over saving money because of interest rates.

Good debt vs. Bad debt

Not all debt is bad. Good debt typically refers to borrowing money for investments that can increase in value or generate income over time like purchasing a home or acquiring student loans. On the other hand, bad debt involves borrowing for things that fail to generate lasting value like high-interest credit card debt used for non-essential expenses like luxury items or vacations.


Loan Affordability Index in Abha

Besides measuring the loan-to-income ratio, we asked individuals how many times in a year they defaulted or were unable to pay their due credit card or loan payments on time. Understanding how often people default on their due payments is one of the indicators of the cost of living and economic situation.

Frequency and percentage of people who failed to pay their monthly credit card or loan payments on time last year.

Frequency% People
Never55%
Once a year22%
Twice a year11%
Three times a year8%
Four times a year4%

Monthly costs and expenses of energy and basic utilities in Abha

Utilities expenditure can vary slightly between different areas and locations.


Energy, electricity, water, gas, internet, and mobile cost in Abha

Utility Bill Cost / Electricity + Water + Gas / A single person

75 SAR 520 SAR 5,800 SAR
MINIMUM AVERAGE MAXIMUM
$20 $140 $1,600

Internet and cable cost

68 SAR 140 SAR 180 SAR
MINIMUM AVERAGE MAXIMUM
$18 $36 $48

Mobile phone bill and charges

57 SAR 95 SAR 290 SAR
MINIMUM AVERAGE MAXIMUM
$15 $25 $76

Because most utility bills club electricity, water, and gas costs in one bill, we can't provide a breakup for each type of utility and will display electricity, gas, and water as single cost.


The average monthly energy and water consumption of individuals is around 520 SAR. The cost of internet and WiFi ranges from 68 SAR to 180 SAR with 140 SAR being the average internet bill. Finally, the average monthly mobile charges is around 95 SAR but can range between 57 SAR and 290 SAR depending on consumption. Mobile charges include both calling minutes as well as data packages.


Energy / Utility expense to income ratio


( monthly utility expenses / monthly income ) x 100


1% 3.9% of income 7.7%
MINIMUM AVERAGE MAXIMUM

The average utility-to-income ratio in Abha is around 3.9%. This means that people pay 3.9% of their income for energy, water, internet, and mobile charges. Those figures can range from 1% to 7.7% depending on salary and location.

Food Prices, Dining Expenses, and Grocery Costs in Abha

Grocery / Food expenditure and prices can vary drastically between different areas and locations.


Prices and cost of goods and services in Abha

Dining out, food, and beverages costs. Price variations for common food items.

Fast food combo meal price

14 SAR 28 SAR 46 SAR
MINIMUM AVERAGE MAXIMUM
$3.7 $7.3 $12

The average price of a regular combo meal at a fast food outlet or chain like McDonald's, Pizzahut, or KFC in Abha is approximatly 28 SAR with meal cost ranging from 14 SAR to 46 SAR. The typical combo meal consists of a burger, french fries, and a drink.

Restaurant meal for one price

46 SAR 68 SAR 140 SAR
MINIMUM AVERAGE MAXIMUM
$12 $18 $36

If you are planning to have a nice meal at a mid-range restaurant, expect to pay anywhere between 46 SAR and 140 SAR with 68 SAR being the average price of a plate for one person at a regular restaurant in Abha.

Fine dining meal for one price

92 SAR 140 SAR 550 SAR
MINIMUM AVERAGE MAXIMUM
$24 $37 $150

The price range of a meal at fine-dining restaurant is 92 SAR to 550 SAR with the average cost being 140 SAR for one person. This is what you would expect to pay a top-tier diner in Abha.

Beverage prices, cappuccino, latte etc..

11 SAR 18 SAR 27 SAR
MINIMUM AVERAGE MAXIMUM
$3 $4.9 $7.3

The average price of a regular beverage like cappuccino or latte at Starbucks, Costa, or similar coffee shops and cafes in Abha is around 18 SAR. Price ranges between 11 SAR and 27 SAR depending on the type of beverage, the size, and optional add-ons.



Grocery and market costs

Large bottle of milk price

9.1 SAR 11 SAR 14 SAR
MINIMUM AVERAGE MAXIMUM
$2.4 $2.9 $3.6

The average price of a large bottle of milk in Abha is 11 SAR. The maximum what you would pay for milk is 14 SAR and the minimum being 9.1 SAR depending on the brand of milk and other properties.

12 eggs price

6.9 SAR 9.2 SAR 14 SAR
MINIMUM AVERAGE MAXIMUM
$1.8 $2.5 $3.7

A dozen eggs costs around 9.2 SAR on average with 6.9 SAR and 14 SAR being the lower and upper limits respectively.

Fresh whole chicken price

16 SAR 20 SAR 28 SAR
MINIMUM AVERAGE MAXIMUM
$4.1 $5.3 $7.6

The price range of a fresh whole chicken in Abha is between 16 SAR and 28 SAR depending on the size of the chicken and whether it is oraganic or not. The average price is approximatly 20 SAR.

Pack of beef price

18 SAR 27 SAR 54 SAR
MINIMUM AVERAGE MAXIMUM
$4.8 $7.2 $14

The price of a regular pack of beef or meat is around 27 SAR. A pack of beef contains around 1Kg or 1lb depending on packing.

Medium bag of rice price

7.4 SAR 10 SAR 14 SAR
MINIMUM AVERAGE MAXIMUM
$2 $2.7 $3.8

A bag of rice in Abha costs around 10 SAR on average with prices rangeing between 7.4 SAR and 14 SAR depending on the brand and quality.

Bag of tomatos price

2.8 SAR 3.7 SAR 6.9 SAR
MINIMUM AVERAGE MAXIMUM
$0.73 $0.98 $1.8

A bag of tomatoes costs anywhere from 2.8 SAR to 6.9 SAR. A bag of tomatoes denotes 1Kg or 1lb depending on location.

Bag of apples price

4.9 SAR 6.4 SAR 11 SAR
MINIMUM AVERAGE MAXIMUM
$1.3 $1.7 $2.8

A bag of apples costs 6.4 SAR on average. A bag of apples denotes 1Kg or 1lb depending on location.


Grocery and food expenditure to income ratio


( monthly grocery expenses / monthly income ) x 100


16% 23% of income 29%
MINIMUM AVERAGE MAXIMUM

The average grocery-to-income ratio in Abha is around 23%. This means that individuals spend 23% of their income on grocery and basic household items. The expenditure can range from 16% to 29% depending on salary and location.


Expenditure on food and grocery for individuals

Individuals' spending on grocery ranges from 200 SAR to 15,000 SAR with the location, income being the most determinite factors.

Published: February 6, 2024   Last Update: April 4, 2025



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