Cost Of Living For a Single Person in Berlin 2024

Single person cost of living chart - individual average monthly expenditure in Berlin

Average Monthly Expenditure

Currency: EUR
450 3,100 21,000
MINIMUM AVERAGE MAXIMUM
$480 $3,400 $23,000

Average monthly spending for a single person or individual in Berlin

How much money does an individual need in a month to survive in Berlin?

A single person in Berlin spends around 3,100 EUR per month on average. Depending on the lifestyle, a single individual can survive with a monthly budget as low as 450 EUR or as high as 21,000 EUR. Location and income are very important factors and have a huge influence on expenditure and budget.


Prices and cost of goods and services in Berlin


Chart showing the prices and cost of grocery, food, restaurant meals, market, and beverages in Berlin

Dining, food, and beverages costs


Fast food combo meal

4.3 EUR 8.6 EUR 14 EUR
MINIMUM AVERAGE MAXIMUM
$4.7 $9.4 $16

Restaurant meal for one

15 EUR 23 EUR 46 EUR
MINIMUM AVERAGE MAXIMUM
$17 $25 $50

Fine dining meal for one

31 EUR 46 EUR 180 EUR
MINIMUM AVERAGE MAXIMUM
$33 $50 $200

Cappuccino or latte

3.6 EUR 5.7 EUR 8.6 EUR
MINIMUM AVERAGE MAXIMUM
$3.9 $6.2 $9.4

Grocery and market costs


Milk large bottle

2.9 EUR 3.4 EUR 4.3 EUR
MINIMUM AVERAGE MAXIMUM
$3.1 $3.7 $4.7

12 eggs

2.2 EUR 2.9 EUR 4.3 EUR
MINIMUM AVERAGE MAXIMUM
$2.3 $3.1 $4.7

Fresh whole chicken

4.9 EUR 6.3 EUR 9 EUR
MINIMUM AVERAGE MAXIMUM
$5.3 $6.9 $9.7

Pack of beef

5.7 EUR 8.6 EUR 17 EUR
MINIMUM AVERAGE MAXIMUM
$6.2 $9.4 $19

Medium bag of rice

2.3 EUR 3.2 EUR 4.5 EUR
MINIMUM AVERAGE MAXIMUM
$2.5 $3.4 $4.9

Bag of tomatos

0.86 EUR 1.2 EUR 2.2 EUR
MINIMUM AVERAGE MAXIMUM
$0.93 $1.2 $2.3

Bag of apples

1.5 EUR 2 EUR 3.3 EUR
MINIMUM AVERAGE MAXIMUM
$1.7 $2.2 $3.6
Chart showing the prices and cost of commute, travel, and transportation in Berlin


Commute, travel, and transportation costs


20 minutes taxi ride

3.8 EUR 4.6 EUR 9.2 EUR
MINIMUM AVERAGE MAXIMUM
$4.2 $5 $10

Average car full tank

22 EUR 29 EUR 57 EUR
MINIMUM AVERAGE MAXIMUM
$23 $31 $62

Average car 1-day rental

24 EUR 33 EUR 49 EUR
MINIMUM AVERAGE MAXIMUM
$27 $35 $53

Average car price

11,000 EUR 22,000 EUR 29,000 EUR
MINIMUM AVERAGE MAXIMUM
$12,000 $23,000 $31,000

Bus ticket one way

0.82 EUR 1.2 EUR 2.4 EUR
MINIMUM AVERAGE MAXIMUM
$0.88 $1.3 $2.7

Car Service

33 EUR 49 EUR 98 EUR
MINIMUM AVERAGE MAXIMUM
$35 $53 $110
Chart showing the prices and cost of utility, energy, water, and gas in Berlin


Utility cost (monthly)


Utility Bill - Individual

27 EUR 190 EUR 1,300 EUR
MINIMUM AVERAGE MAXIMUM
$29 $200 $1,400

Internet and cable

22 EUR 43 EUR 57 EUR
MINIMUM AVERAGE MAXIMUM
$23 $47 $62

Mobile phone charges

17 EUR 29 EUR 86 EUR
MINIMUM AVERAGE MAXIMUM
$19 $31 $94

Leisure and activities costs


Movie ticket

11 EUR 14 EUR 22 EUR
MINIMUM AVERAGE MAXIMUM
$12 $16 $23

One month gym membership

39 EUR 49 EUR 98 EUR
MINIMUM AVERAGE MAXIMUM
$42 $53 $110
Chart showing the prices and cost of clothing and accessories in Berlin


Cloths and accessories costs


Pair of jeans or pants

29 EUR 41 EUR 61 EUR
MINIMUM AVERAGE MAXIMUM
$31 $44 $66

Woman dress

27 EUR 38 EUR 120 EUR
MINIMUM AVERAGE MAXIMUM
$29 $41 $130

Woman shoes

26 EUR 35 EUR 81 EUR
MINIMUM AVERAGE MAXIMUM
$28 $38 $88

Men's shoes

22 EUR 27 EUR 54 EUR
MINIMUM AVERAGE MAXIMUM
$24 $29 $59

Men suit

24 EUR 31 EUR 160 EUR
MINIMUM AVERAGE MAXIMUM
$27 $33 $180

Regular t-shirt

12 EUR 16 EUR 49 EUR
MINIMUM AVERAGE MAXIMUM
$13 $18 $53
Chart showing the prices and cost of housing, accommodation, and rent in Berlin


Housing costs / monthly rent


Studio apartment

410 EUR 610 EUR 1,600 EUR
MINIMUM AVERAGE MAXIMUM
$440 $660 $1,800

1-bedroom apartment

610 EUR 980 EUR 2,400 EUR
MINIMUM AVERAGE MAXIMUM
$660 $1,100 $2,700

2-bedroom apartment

810 EUR 1,200 EUR 3,300 EUR
MINIMUM AVERAGE MAXIMUM
$880 $1,300 $3,500

Housing costs / Buying


Studio apartment

81,000 EUR 120,000 EUR 240,000 EUR
MINIMUM AVERAGE MAXIMUM
$88,000 $130,000 $270,000

1-bedroom apartment

98,000 EUR 160,000 EUR 610,000 EUR
MINIMUM AVERAGE MAXIMUM
$110,000 $180,000 $660,000

2-bedroom apartment

160,000 EUR 490,000 EUR 980,000 EUR
MINIMUM AVERAGE MAXIMUM
$180,000 $530,000 $1.1M
Chart showing the prices and cost of furniture in Berlin


Furniture Costs


King Size Bed

430 EUR 540 EUR 720 EUR
MINIMUM AVERAGE MAXIMUM
$470 $580 $780

Double Bed

290 EUR 430 EUR 540 EUR
MINIMUM AVERAGE MAXIMUM
$310 $470 $580

Single Bed

250 EUR 330 EUR 430 EUR
MINIMUM AVERAGE MAXIMUM
$280 $360 $470

Living Room

480 EUR 620 EUR 2,200 EUR
MINIMUM AVERAGE MAXIMUM
$520 $670 $2,300

Dining Table

220 EUR 290 EUR 540 EUR
MINIMUM AVERAGE MAXIMUM
$230 $310 $580

Sofa or Couch

290 EUR 390 EUR 860 EUR
MINIMUM AVERAGE MAXIMUM
$310 $430 $940
Chart showing the prices and cost of electronic devices and appliances in Berlin


Electronics and House Appliance Costs


TV Set

290 EUR 430 EUR 860 EUR
MINIMUM AVERAGE MAXIMUM
$310 $470 $940

Fridge or Freezer

250 EUR 390 EUR 540 EUR
MINIMUM AVERAGE MAXIMUM
$280 $430 $580

Washing Machine

330 EUR 480 EUR 860 EUR
MINIMUM AVERAGE MAXIMUM
$360 $520 $940

Stove or Cooker

310 EUR 390 EUR 540 EUR
MINIMUM AVERAGE MAXIMUM
$330 $430 $580

Mobile Phone

360 EUR 430 EUR 620 EUR
MINIMUM AVERAGE MAXIMUM
$390 $470 $670

Laptop or Computer

390 EUR 480 EUR 860 EUR
MINIMUM AVERAGE MAXIMUM
$430 $520 $940
Single person or Individual cost of living and expenditure to income ratio in Berlin

Single person expenditure to income ratio in Berlin

Analysing the how affordable it is for an individual to live in Berlin

One of the most definite ways to determine how affordable a place is measuring the ratio of expenses to salary. A high expense-to-income to ratio indicates a high cost-of-living index while a low expenditure-to-salary ratio means the place is affordable to live in. Individuals usually spend a larger chunk of their income than other population groups. A typical and healthy expenditure percentage for a single individual ranges between 70% to 80%.


Spending to Income Ratio

86%

77% to 97%

( expenditure / income ) x 100


Individuals in Berlin spend around 86% of their monthly income. Some individuals spend as low as 77% of their income while some as high as 97%.

Distribution of monthly cost of living expenses of a single person in Berlin

How do individuals spend their money in Berlin?

We asked thousands of individuals about their spending habits and expenditure break down.


The percentage figures in this section are percentages of total spending not income. If you would like to see the percentage of expenses as related to income or salary, see other sections.

Housing and accomodation expenditure for individuals

Accomodation Cost34%

34% of total expenses on average (22% to 46%)

LOW$170   160 EUR
AVERAGE$1,200   1,100 EUR
HIGH$8,100   7,500 EUR
Per Month

Individuals in Berlin typically spend from 22% to 46% of their total monthly expenditure on housing with 34% being the average. The average monthly spend on housing is 1,100 EUR with expenditure ranging from 160 EUR to 7,500 EUR. This cost mainly goes for rent but it also includes other accommodation-related expenses.

Electricity, utilities, energy, water, internet, and mobile expenditure for individuals

Cost of utilities7%

7% of total expenses on average (3% to 12%)

LOW$29   27 EUR
AVERAGE$200   190 EUR
HIGH$1,400   1,300 EUR
Per Month

Utility expenditure like electricity, water, and gas in Berlin ranges from 3% to 12% of total expenses with 7% being the average for most individuals. The average monthly cost of utilities is 190 EUR with 27 EUR and 1,300 EUR being the upper and lower limits for a single person.

Transport, fuel, and commute expenditure for individuals

Cost of transport and fuel7%

7% of total expenses on average (5% to 13%)

LOW$39   36 EUR
AVERAGE$270   250 EUR
HIGH$1,800   1,700 EUR
Per Month

Fuel consumption and cost of transport depend heavily on whether a single person resides near school and work, but roughly speaking a single person would expect to spend from 36 EUR to 1,700 EUR in a month on commuting with 250 EUR being the norm for most individuals. This means that money spent on transport constitutes about 7% of total spending on average but can go as low as 5% or as high as 13%.

Food, groceries, and basic shopping expenditure for individuals

Food and Groceries Cost17%

17% of total expenses on average (11% to 22%)

LOW$77   71 EUR
AVERAGE$540   500 EUR
HIGH$3,600   3,300 EUR
Per Month

The average outlay on groceries and basic houshold items for a typical person in a month in Berlin is 500 EUR. The cost of groceries can range between 71 EUR to 3,300 EUR. Individuals spend on average about 17% on food and groceries with upper and lower bounds of 11% and 22% respectively.

Healthcare and medical services expenditure for individuals

Cost of healthcare10%

10% of total expenses on average (4% to 14%)

LOW$43   40 EUR
AVERAGE$310   280 EUR
HIGH$2,000   1,900 EUR
Per Month

Individuals in Berlin allocate 4% to 14% of their total monthly expenditure to healthcare including health insurance and out-of-pocket medical expenses. The average spending on medical services and clinic visits is around 10%. The range of medical expenses range from 40 EUR to 1,900 EUR with 280 EUR being the norm for most individuals.

Leisure and shopping expenditure for individuals

Cost of leisure and shopping4%

4% of total expenses on average (3% to 7%)

LOW$24   22 EUR
AVERAGE$170   160 EUR
HIGH$1,100   1,000 EUR
Per Month

This category mostly contains discretionary or non-essential expenses but also some non-discretionary spending like furniture for example. The monthly expenses range from 22 EUR to 1,000 EUR with 160 EUR being the average. Speaking of percentages, that equates to 3% to 7% of total expenses with an average of 4% for most individuals.

Education and schooling expenditure for individuals

Cost of education and schooling2%

2% of total expenses on average (1% to 4%)

LOW$9.7   8.9 EUR
AVERAGE$68   63 EUR
HIGH$450   420 EUR
Per Month

Spending on education can vary drastically between different individuals. On average, education constitutes 2% of the monthly expenditure of individuals with 1% and 4% being the lower and upper bounds respectively. The average reported education cost is 63 EUR per month with 8.9 EUR being the minimum spent amount and 420 EUR being the maximum.

Other Expenses19%

19% of total expenses on average (11% to 23%)

LOW$87   80 EUR
AVERAGE$610   560 EUR
HIGH$4,100   3,800 EUR
Per Month
Percentage of individuals who manage to save money from their income every month in Berlin

What percentage of individuals in Berlin are able to save money and how much can they save?


Percentage of individuals that reported their ability to save money


Saving Money
85%
Not Saving
15%

Almost 85% of surveyed individuals in Berlin said that they can save some money at the end of each month while 15% reported that they have to utilize their whole income to survive.


A single person savings to income ratio in Berlin

Savings-to-Income Ratio

The savings-to-income ratio is measured as the percentage of income that people save over a specific period and it is simply calculated by dividing the saved money by total income and then multiplying the result by 100. (Savings / Income) x 100.


How much money do individuals manage to add to their savings?

The amount of money that people can afford to save depends hugely on their income. It is better to focus on the percentage when trying to understand saving patterns.

Saving to Income Ratio

20% 32% of income 43%
MINIMUM AVERAGE MAXIMUM

Average Monthly Saved Amount

140 EUR
$150
1,300 EUR
$1,400
8,500 EUR
$9,200
MINIMUM AVERAGE MAXIMUM

Savings to income distribution levels for individuals

Saving To Income Ratio% Individuals
0% - 10%28%
10% - 20%22%
20% - 30%15%
30% - 40%17%
40% - 50%13%
> 50%5%

Interpretation and Analysis

Individuals that are able to save money can put anywhere from 20% to 43% of their monthly income to their savings, with 32% being the average for most individuals. The average monthly amount of money that individuals can put aside is 1,300 EUR with 140 EUR and 8,500 EUR being the minimum and maximum respectively.

Reasons that make it difficult for individuals to save money in Berlin

Saving Challenges in Berlin

Reasons that make it difficult for individuals to save money

We wanted to understand what is stopping people from maximizing their savings in Berlin. Listed below are the answers given by the survey participants.


Reason% People
Low Income7%
High Expenses10%
Debt and Loans19%
Lack of Budgeting Skills10%
Impulsive Spending9%
Financial Emergencies6%
Living the moment7%
Will do it later16%
Inflation10%
Social Pressure4%
Market Instability3%

Around 7% of the individuals said that their salary is too low to accommodate a portion for savings while 10% said that the high cost of living leaves little room for savings. 19% of the residents said that they are burdened with debt and find it challenging to save money. 10% reported that they just don't have the knowledge or discipline to create and stick to a budget, leading to overspending and an inability to save. 9% of individuals blamed impulsive spending as the reason for saving inability. Around 6% said that unexpected expenses like medical bills or car repairs are derailing their savings goals. 7% bluntly said that they don't see the purpose of it and prefer to live each day to the fullest. 16% reported that they understand the value of saving but are putting off saving for the future, thinking they have plenty of time to start later. 10% blamed inflation, saying that every time they save some money they end up using it immediately. A surprising 4% said that social pressure and keeping up with peers or social expectations makes them overspend. Lastly, 3% blamed market instability and price fluctuations.

Where do individuals choose to put their savings in Berlin

Typical saving choices for individuals in Berlin

Where do people choose to put their savings?


Saving Type% People
Emergency Funds10%
Gold9%
Savings Accounts18%
Retirement Accounts12%
Cash Savings15%
Real Estate10%
Investment6%
Stocks7%
Bonds7%
Mutual Funds3%
Certificates of Deposit4%
A typical and healthy budgeting structure. The 50-30-20 rule

A typical and healthy budgeting structure

The 50/30/20 rule

Spending among different people can vary significantly based on factors such as their income, lifestyle, location, and personal preferences. A commonly used guideline for budgeting is the 50/30/20 rule, which suggests allocating your income into three main categories in the following percentages.

  • 50% for needs and financial obligations

    This category includes essential expenses like housing, utilities, groceries, transportation, and healthcare.

  • 30% for wants and discretionary spending

    This category covers discretionary spending on non-essential items, such as dining out, entertainment, travel, and other lifestyle choices.

  • 20% for savings and emergency fund

    This is the percentage that must be allocated to savings, emergency funds, and retirement accounts.

About financial planning, money management, and household budgeting

The 50/30/20 rule is used as a general guideline but may not be the best choice for all people. There are in fact many budgeting plans out there like the 70/20/10 and the 60/20/20 rules, all claiming to be the best. More important than all of this is to establish financial discipline by creating a budget tailored to your specific financial goals and situation. It is very important that your financial outflow be less than your income to maintain a healthy cash flow.

Income and cost of living compatibility. Is it affordable or economical for individuals to live in Berlin

Affordable living in Berlin

Income and cost of living compatibility

We asked individuals one simple question and recorded their answers.

Is it affordable or economical to live in Berlin?


Yes
90%
No
9.9%

Around 90% of surveyed individuals think that living in Berlin is affordable with proper budgeting while 9.9% reported that it is just too expensive and not affordable even with frugality and thriftness.

How easily is cost-cutting for individuals. Are there plenty of low-cost options in Berlin

Low-cost alternatives in Berlin

People are always looking for ways to cut down expenses and reduce expenditures. The hallmark of any affordable place is the availability of discount stores, bargain deals, smart or secondhand shopping, refurbished items, and couponing. We asked individuals how easily cost-cutting is and the answers were distributed as follows:

Plenty of low-cost options72%

Few low-cost options28%


Based on the survey, 72% of the individuals living in Berlin have no problem finding low-cost alternatives to support a frugal lifestyle while 28% think that thriftness is difficult due to scarcity in discount markets and secondhand outlets.

Emergency Funds For Individuals

An emergency fund is a financial safety net comprised of easily accessible savings set aside to cover unexpected expenses or financial emergencies, typically amounting to three to six months' worth of living expenses. We asked individuals of Berlin whether they have an emergency fund and the answers were as follows.

Yes87%

No14%


Based on the survey, 14% of the individuals living in Berlin said that they don't have an emergency fund while 87% said that they do.

Financial literacy and difficulty in budgeting and financial planning for individuals in Berlin

Financial Literacy in Germany

Financial literacy is the knowledge of concepts and principles related to personal finance that allow individuals to make informed decisions regarding their money such as budgeting, saving, investing, borrowing, managing debt, financial risk management, and planning.

Financial Leteracy71%


We asked individuals in Berlin whether they acquired any adequate personal financial training in their lives. Approximately 29% of the people who participated in the survey said that they are not well informed about the topics of budgeting, saving, etc., and just manage things based on their own experience, while 71% said that they know about the general principles of personal finance from sources other than their own experience.


Difficulty in Budgeting and Financial Planning

We wanted to understand whether single people of Germany have problems or difficulties in managing their expenditures and savings so we asked people one simple question: do you struggle with your personal finances? 28% of the participants reported that they indeed struggle in creating budgets and in organizing their finances while 72% said that they have everything under control.

Struggles with finance28%

Easily manages finances72%

Financial goals and targets of single people living in Berlin

Financial goals of individuals in Berlin

In an attempt to understand the economic situation in Berlin, we asked participants about their financial targets. By knowing what the population in general is trying to achieve, we can shed light on the economic outlook, cost of living, and quality of life in general.


Financial Goal% People
Emergency Fund6%
Debt Reduction30%
Retirement Savings7%
Education Funding9%
Homeownership16%
Investing9%
Travel or Lifestyle12%
Healthcare Expenses8%
Financial Independence9%

Around 6% of individuals said that their main goal is to establish an emergency fund to cover unexpected expenses while 30% said their number one priority is to pay off high-interest debt or loans and improve credit. 7% of surveyed people confirmed that saving for retirement to ensure a comfortable lifestyle in the final years is their main target. Around 9% reported that their priority is saving for the tuition fees and education costs of their children while 16% choose to buy a home or pay off existing mortgage before other things. 9% of the population would like to build wealth through investments such as stocks, bonds, mutual funds, or real estate. For 12% of people, saving for vacations or upgrading their lifestyle is the number one concern. Approximately 8% of the residents said that saving for healthcare expenses including insurance premiums is their main goal.

Chart showing the percentage of individuals who are in debt in Berlin

Debt, loans, and mortgages in Berlin


Percentage of individuals who are in debt


In Debt
32%
Debt Free
68%

According to the survey, 32% of the individuals in Berlin have some kind of debt, loan, mortgage, or credit card payments while 68% reported that they don't have financial obligations to banks.


Chart showing debt-to-income ratio in Berlin

Debt-to-income ratio in Berlin

Debt to income ratio

31%

20% to 43%

( monthly debt payment / monthly income ) x 100

Interpretation

The debt-to-income ratio measures the percentage of income being paid as debt settlement across the population. It is calculated by dividing the monthly debt settlement payment of an individual by their monthly income. Based on collected data, approximately 31% of a single person's monthly income in Berlin goes to debt settlement.


Debt levels

Monthly debt settlement payment as percentage of monthly income

Debt-to-income ratio% People
> 60%2%
50% - 60%10%
40% - 50%10%
30% - 40%12%
20% - 30%16%
10% - 20%20%
0% - 10%28%

According to our data, 2% of the debtors in Berlin pay 60%+ of their income as debt settlement while 10% of the people pay 50% to 60% of their income for the same, which is quite an alarming financial situation for those individuals. 10% of people in debt dedicate 40% to 50% of their income to loan and mortgage payments while 12% dedicated 30% to 40% of income for same. Things are looking brighter for 16% of individuals as they only pay 20% to 30% of their income for loan and credit card repayment.


Distribution by type of debt in Berlin

Debt% People
Real Estate Mortgage14%
Auto Loan24%
Student Loan3%
Credit Card24%
Personal Loan35%

14% of debtors in Berlin confirm that real estate mortgages constitutes the main part of their outstanding debt while 24% say that credit card payments are the reason they are in debt. Auto loans were the main type of debt for 24% of people and personal loans rose at 35%. Lastly, student loans are the main source of debt for 3% of debtors in Berlin.


About credit score and debt management

Managing debt is a critical aspect of maintaining a favorable credit score. Debt reduction is the first thing you should do improve your financial situation. Getting rid of debt takes precedence over saving money because of interest rates.

Good debt vs. Bad debt

Not all debt is bad. Good debt typically refers to borrowing money for investments that can increase in value or generate income over time like purchasing a home or acquiring student loans. On the other hand, bad debt involves borrowing for things that fail to generate lasting value like high-interest credit card debt used for non-essential expenses like luxury items or vacations.


Loan Affordability Index in Berlin

Besides measuring the loan-to-income ratio, we asked individuals of Berlin how many times in a year they defaulted or were unable to pay their due credit card or loan payments on time. Understanding how often people default on their due payments is one of the indicators of the cost of living and economic situation.

Frequency and percentage of people who failed to pay their monthly credit card or loan payments on time last year.

Frequency% People
Never56%
Once a year21%
Twice a year11%
Three times a year8%
Four times a year3%
Housing and accommodation affordability, property price to income ratio, rent to income ratio, and housing affordability index chart in Berlin

Housing costs, accommodation, and housing affordability in Berlin

Rental costs and house/apartment prices can vary drastically between different areas and locations.


Rent Cost in Berlin

Monthly Rent Prices

Studio apartment monthly rent cost

410 EUR 610 EUR 1,600 EUR
MINIMUM AVERAGE MAXIMUM
$440 $660 $1,800

1-bedroom apartment monthly rent cost

610 EUR 980 EUR 2,400 EUR
MINIMUM AVERAGE MAXIMUM
$660 $1,100 $2,700

2-bedroom apartment monthly rent cost

810 EUR 1,200 EUR 3,300 EUR
MINIMUM AVERAGE MAXIMUM
$880 $1,300 $3,500

3-bedroom apartment monthly rent cost

980 EUR 1,600 EUR 4,400 EUR
MINIMUM AVERAGE MAXIMUM
$1,100 $1,800 $4,800

Furnished apartment monthly rent cost

2,000 EUR 4,900 EUR 9,800 EUR
MINIMUM AVERAGE MAXIMUM
$2,100 $5,300 $11,000

Townhouse monthly rent cost

1,600 EUR 2,400 EUR 7,000 EUR
MINIMUM AVERAGE MAXIMUM
$1,800 $2,700 $7,600

House monthly rent cost

2,000 EUR 4,900 EUR 9,800 EUR
MINIMUM AVERAGE MAXIMUM
$2,100 $5,300 $11,000

Villa monthly rent cost

2,400 EUR 6,100 EUR 9,800 EUR
MINIMUM AVERAGE MAXIMUM
$2,700 $6,600 $11,000

The monthly rental cost of a studio apartment in Berlin ranges between 410 EUR and 1,600 EUR, meanwhile the cost of monthly rental of a one-bedroom apartment can be anywhere from 610 EUR to 2,400 EUR. Two-bedroom rentals rate ranges between 810 EUR and 3,300 EUR per month. The monthly rental for a three-bedroom apartment ranges from 980 EUR to 4,400 EUR. The average rent of a townhouse in Berlin is around 2,400 EUR while house rental costs can be as high as 4,900 EUR per month. Finally, if you want to rent a villa, expect to pay anywhere from 2,400 EUR to 9,800 EUR per month.



Apartment and house prices in Berlin

Cost of buying a property

Studio apartment price

81,000 EUR 120,000 EUR 240,000 EUR
MINIMUM AVERAGE MAXIMUM
$88,000 $130,000 $270,000

1-bedroom apartment price

98,000 EUR 160,000 EUR 610,000 EUR
MINIMUM AVERAGE MAXIMUM
$110,000 $180,000 $660,000

2-bedroom apartment price

160,000 EUR 490,000 EUR 980,000 EUR
MINIMUM AVERAGE MAXIMUM
$180,000 $530,000 $1.1M

3-bedroom apartment price

540,000 EUR 810,000 EUR 2.4M EUR
MINIMUM AVERAGE MAXIMUM
$590,000 $880,000 $2.7M

Townhouse price

700,000 EUR 1.6M EUR 6.1M EUR
MINIMUM AVERAGE MAXIMUM
$760,000 $1.8M $6.6M

House price

810,000 EUR 4.9M EUR 7M EUR
MINIMUM AVERAGE MAXIMUM
$880,000 $5.3M $7.6M

Villa price

980,000 EUR 5.4M EUR 8.1M EUR
MINIMUM AVERAGE MAXIMUM
$1.1M $5.9M $8.8M

The average price of a studio apartment in Berlin can range from 81,000 EUR to 240,000 EUR depending on location. One bedroom cost can be anywhere from 98,000 EUR to 610,000 EUR. A villa can cost you 5.4M EUR on average with prices ranging from 980,000 EUR to 8.1M EUR.


If you're leasing or purchasing, housing costs in Berlin will probably constitute your biggest expenditure, yet it's an area where you wield considerable influence. This is due to the substantial variance in housing prices across communities. Keep in mind the location of your workplace and the accessibility of essential amenities to prevent negating the savings from lower rental rates with increased transportation expenses.

House / apartment prices to income ratio


Property price to income ratio

( average property price / average monthly income ) x 100


56 x165 monthly income 264
MINIMUM AVERAGE MAXIMUM

Property prices in Berlin can be x165 to x264 multiples of the monthly income depending on the property and the income of the person. On average, property prices are approximately x165 multiples of the average monthly salary in Berlin.



Rent to income ratio


Rent to income ratio

( monthly rental / monthly income ) x 100


28% 40% of income 52%
MINIMUM AVERAGE MAXIMUM

The average rent-to-income ratio in Berlin is around 40%. This means that people pay 40% of their income for rent. Those figures can range from 28% to 52% depending on the salary, location, and type of property.


The housing-to-income ratio is a very important metric to evaluate and measure how affordable living is in a particular area, city, or country since housing comprises the biggest chunk of expenditure. A higher housing to income ratio means that the place is relatively expensive. The figure by itself does tell much. It only starts to make sense when comparing the housing to income ratio across different locations.

Housing affordability index

The housing affordability index measures how affordable accommodation is in a particular place. This can measured in multiple ways, the most common being housing expenditure to total expenditure ratio and the rent to income ratio. The housing expenditure ratio is a figure reported by individuals on the percentage they allocate for housing. Rent to income ratio is calculated by dividing the average monthly rent by the average income. Because these values are both percentages, we can find their average and get the best of the two worlds.

Housing Affordability Index
37%

Property Taxes

Real estate owners pay property taxes to local tax authorities, which are determined by the assessed value of their property. Typically, these taxes are paid once a year. Property tax funds contribute to community development, financing infrastructure improvements, public services, and local education initiatives.


FROM
2.5%
AVERAGE
3.6%
TO
4.6%

Home Maintenance Costs

Home maintenance costs encompass various expenses associated with the upkeep and repair of a residence. These expenditures include regular tasks such as lawn care, pest control, and HVAC system servicing, as well as occasional repairs and renovations like fixing leaks, painting, or replacing appliances.


7 EUR 90 EUR 900 EUR
MINIMUM AVERAGE MAXIMUM

Urban vs. rural living costs

Urban living typically entails higher housing and transportation costs due to demand and limited space, while rural areas generally offer lower housing expenses but may have higher prices for goods and services. The differnce in rental rates between urban areas and rural areas can be as high as 300% in some cases.

Monthly costs and expenses of energy and basic utilities in Berlin

Utilities expenditure can vary slightly between different areas and locations.


Energy, electricity, water, gas, internet, and mobile cost in Berlin

Utility Bill Cost / Electricity + Water + Gas / A single person

27 EUR 190 EUR 1,300 EUR
MINIMUM AVERAGE MAXIMUM
$29 $200 $1,400

Internet and cable cost

22 EUR 43 EUR 57 EUR
MINIMUM AVERAGE MAXIMUM
$23 $47 $62

Mobile phone bill and charges

17 EUR 29 EUR 86 EUR
MINIMUM AVERAGE MAXIMUM
$19 $31 $94

Because most utility bills club electricity, water, and gas costs in one bill, we can't provide a breakup for each type of utility and will display electricity, gas, and water as single cost.


The average monthly energy and water consumption of individuals is around 190 EUR. The cost of internet and WiFi ranges from 22 EUR to 57 EUR with 43 EUR being the average internet bill. Finally, the average monthly mobile charges is around 29 EUR but can range between 17 EUR and 86 EUR depending on consumption. Mobile charges include both calling minutes as well as data packages.


Energy / Utility expense to income ratio


( monthly utility expenses / monthly income ) x 100


1.2% 4.7% of income 9.5%
MINIMUM AVERAGE MAXIMUM

The average utility-to-income ratio in Berlin is around 4.7%. This means that people pay 4.7% of their income for energy, water, internet, and mobile charges. Those figures can range from 1.2% to 9.5% depending on salary and location.

Food Prices, Dining Expenses, and Grocery Costs in Berlin

Grocery / Food expenditure and prices can vary drastically between different areas and locations.


Prices and cost of goods and services in Berlin

Dining out, food, and beverages costs. Price variations for common food items.

Fast food combo meal price

4.3 EUR 8.6 EUR 14 EUR
MINIMUM AVERAGE MAXIMUM
$4.7 $9.4 $16

The average price of a regular combo meal at a fast food outlet or chain like McDonald's, Pizzahut, or KFC in Berlin is approximatly 8.6 EUR with meal cost ranging from 4.3 EUR to 14 EUR. The typical combo meal consists of a burger, french fries, and a drink.

Restaurant meal for one price

15 EUR 23 EUR 46 EUR
MINIMUM AVERAGE MAXIMUM
$17 $25 $50

If you are planning to have a nice meal at a mid-range restaurant, expect to pay anywhere between 15 EUR and 46 EUR with 23 EUR being the average price of a plate for one person at a regular restaurant in Berlin.

Fine dining meal for one price

31 EUR 46 EUR 180 EUR
MINIMUM AVERAGE MAXIMUM
$33 $50 $200

The price range of a meal at fine-dining restaurant is 31 EUR to 180 EUR with the average cost being 46 EUR for one person. This is what you would expect to pay a top-tier diner in Berlin.

Beverage prices, cappuccino, latte etc..

3.6 EUR 5.7 EUR 8.6 EUR
MINIMUM AVERAGE MAXIMUM
$3.9 $6.2 $9.4

The average price of a regular beverage like cappuccino or latte at Starbucks, Costa, or similar coffee shops and cafes in Berlin is around 5.7 EUR. Price ranges between 3.6 EUR and 8.6 EUR depending on the type of beverage, the size, and optional add-ons.



Grocery and market costs

Large bottle of milk price

2.9 EUR 3.4 EUR 4.3 EUR
MINIMUM AVERAGE MAXIMUM
$3.1 $3.7 $4.7

The average price of a large bottle of milk in Berlin is 3.4 EUR. The maximum what you would pay for milk is 4.3 EUR and the minimum being 2.9 EUR depending on the brand of milk and other properties.

12 eggs price

2.2 EUR 2.9 EUR 4.3 EUR
MINIMUM AVERAGE MAXIMUM
$2.3 $3.1 $4.7

A dozen eggs costs around 2.9 EUR on average with 2.2 EUR and 4.3 EUR being the lower and upper limits respectively.

Fresh whole chicken price

4.9 EUR 6.3 EUR 9 EUR
MINIMUM AVERAGE MAXIMUM
$5.3 $6.9 $9.7

The price range of a fresh whole chicken in Berlin is between 4.9 EUR and 9 EUR depending on the size of the chicken and whether it is oraganic or not. The average price is approximatly 6.3 EUR.

Pack of beef price

5.7 EUR 8.6 EUR 17 EUR
MINIMUM AVERAGE MAXIMUM
$6.2 $9.4 $19

The price of a regular pack of beef or meat is around 8.6 EUR. A pack of beef contains around 1Kg or 1lb depending on packing.

Medium bag of rice price

2.3 EUR 3.2 EUR 4.5 EUR
MINIMUM AVERAGE MAXIMUM
$2.5 $3.4 $4.9

A bag of rice in Berlin costs around 3.2 EUR on average with prices rangeing between 2.3 EUR and 4.5 EUR depending on the brand and quality.

Bag of tomatos price

0.86 EUR 1.2 EUR 2.2 EUR
MINIMUM AVERAGE MAXIMUM
$0.93 $1.2 $2.3

A bag of tomatoes costs anywhere from 0.86 EUR to 2.2 EUR. A bag of tomatoes denotes 1Kg or 1lb depending on location.

Bag of apples price

1.5 EUR 2 EUR 3.3 EUR
MINIMUM AVERAGE MAXIMUM
$1.7 $2.2 $3.6

A bag of apples costs 2 EUR on average. A bag of apples denotes 1Kg or 1lb depending on location.


Grocery and food expenditure to income ratio


( monthly grocery expenses / monthly income ) x 100


20% 30% of income 37%
MINIMUM AVERAGE MAXIMUM

The average grocery-to-income ratio in Berlin is around 30%. This means that individuals spend 30% of their income on grocery and basic household items. The expenditure can range from 20% to 37% depending on salary and location.


Expenditure on food and grocery for individuals

Individuals' spending on grocery ranges from 71 EUR to 3,300 EUR with the location, income being the most determinite factors.

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