Cost Of Living For a Single Person in Gatineau 2025

Single person cost of living chart - individual average monthly expenditure in Gatineau

Average Monthly Expenditure

Currency: CAD
540 3,800 25,000
MINIMUM AVERAGE MAXIMUM
$400 $2,800 $19,000

Average monthly spending for a single person or individual in Gatineau

How much money does an individual need in a month to survive in Gatineau?

A single person in Gatineau spends around 3,800 CAD per month on average. Depending on the lifestyle, a single individual can survive with a monthly budget as low as 540 CAD or as high as 25,000 CAD. Location and income are very important factors and have a huge influence on expenditure and budget.


Prices and cost of goods and services in Gatineau


Chart showing the prices and cost of grocery, food, restaurant meals, market, and beverages in Gatineau

Dining, food, and beverages costs


Fast food combo meal

6.4 CAD 13 CAD 21 CAD
MINIMUM AVERAGE MAXIMUM
$4.7 $9.5 $16

Restaurant meal for one

21 CAD 31 CAD 62 CAD
MINIMUM AVERAGE MAXIMUM
$15 $23 $46

Fine dining meal for one

41 CAD 62 CAD 250 CAD
MINIMUM AVERAGE MAXIMUM
$30 $46 $180

Cappuccino or latte

5.4 CAD 8.6 CAD 13 CAD
MINIMUM AVERAGE MAXIMUM
$4 $6.3 $9.5

Grocery and market costs


Milk large bottle

4.3 CAD 5.2 CAD 6.4 CAD
MINIMUM AVERAGE MAXIMUM
$3.2 $3.8 $4.7

12 eggs

3.2 CAD 4.3 CAD 6.4 CAD
MINIMUM AVERAGE MAXIMUM
$2.4 $3.2 $4.7

Fresh whole chicken

7.3 CAD 9.5 CAD 13 CAD
MINIMUM AVERAGE MAXIMUM
$5.4 $7 $9.9

Pack of beef

8.6 CAD 13 CAD 26 CAD
MINIMUM AVERAGE MAXIMUM
$6.3 $9.5 $19

Medium bag of rice

3.5 CAD 4.7 CAD 6.7 CAD
MINIMUM AVERAGE MAXIMUM
$2.5 $3.5 $4.9

Bag of tomatos

1.3 CAD 1.7 CAD 3.2 CAD
MINIMUM AVERAGE MAXIMUM
$0.95 $1.3 $2.4

Bag of apples

2.3 CAD 3 CAD 5 CAD
MINIMUM AVERAGE MAXIMUM
$1.7 $2.2 $3.6
Chart showing the prices and cost of commute, travel, and transportation in Gatineau


Commute, travel, and transportation costs


20 minutes taxi ride

5.2 CAD 6.2 CAD 12 CAD
MINIMUM AVERAGE MAXIMUM
$3.8 $4.6 $9.1

Average car full tank

32 CAD 43 CAD 86 CAD
MINIMUM AVERAGE MAXIMUM
$24 $32 $63

Average car 1-day rental

30 CAD 40 CAD 60 CAD
MINIMUM AVERAGE MAXIMUM
$22 $29 $44

Average car price

16,000 CAD 32,000 CAD 43,000 CAD
MINIMUM AVERAGE MAXIMUM
$12,000 $24,000 $32,000

Bus ticket one way

1.00 CAD 1.5 CAD 3 CAD
MINIMUM AVERAGE MAXIMUM
$0.73 $1.1 $2.2

Car Service

40 CAD 60 CAD 120 CAD
MINIMUM AVERAGE MAXIMUM
$29 $44 $88
Chart showing the prices and cost of utility, energy, water, and gas in Gatineau


Utility cost (monthly)


Utility Bill - Individual

32 CAD 230 CAD 1,500 CAD
MINIMUM AVERAGE MAXIMUM
$24 $170 $1,100

Internet and cable

32 CAD 64 CAD 86 CAD
MINIMUM AVERAGE MAXIMUM
$24 $47 $63

Mobile phone charges

26 CAD 43 CAD 130 CAD
MINIMUM AVERAGE MAXIMUM
$19 $32 $95

Leisure and activities costs


Movie ticket

16 CAD 21 CAD 32 CAD
MINIMUM AVERAGE MAXIMUM
$12 $16 $24

One month gym membership

48 CAD 60 CAD 120 CAD
MINIMUM AVERAGE MAXIMUM
$35 $44 $88
Chart showing the prices and cost of clothing and accessories in Gatineau


Cloths and accessories costs


Pair of jeans or pants

35 CAD 50 CAD 75 CAD
MINIMUM AVERAGE MAXIMUM
$26 $37 $55

Woman dress

33 CAD 46 CAD 150 CAD
MINIMUM AVERAGE MAXIMUM
$24 $34 $110

Woman shoes

31 CAD 43 CAD 100 CAD
MINIMUM AVERAGE MAXIMUM
$23 $31 $73

Men's shoes

27 CAD 33 CAD 66 CAD
MINIMUM AVERAGE MAXIMUM
$20 $24 $49

Men suit

30 CAD 37 CAD 200 CAD
MINIMUM AVERAGE MAXIMUM
$22 $27 $150

Regular t-shirt

15 CAD 20 CAD 60 CAD
MINIMUM AVERAGE MAXIMUM
$11 $15 $44
Chart showing the prices and cost of housing, accommodation, and rent in Gatineau


Housing costs / monthly rent


Studio apartment

500 CAD 750 CAD 2,000 CAD
MINIMUM AVERAGE MAXIMUM
$370 $550 $1,500

1-bedroom apartment

750 CAD 1,200 CAD 3,000 CAD
MINIMUM AVERAGE MAXIMUM
$550 $880 $2,200

2-bedroom apartment

1,000 CAD 1,500 CAD 4,000 CAD
MINIMUM AVERAGE MAXIMUM
$730 $1,100 $2,900

Housing costs / Buying


Studio apartment

100,000 CAD 150,000 CAD 300,000 CAD
MINIMUM AVERAGE MAXIMUM
$73,000 $110,000 $220,000

1-bedroom apartment

120,000 CAD 200,000 CAD 750,000 CAD
MINIMUM AVERAGE MAXIMUM
$88,000 $150,000 $550,000

2-bedroom apartment

200,000 CAD 600,000 CAD 1.2M CAD
MINIMUM AVERAGE MAXIMUM
$150,000 $440,000 $880,000
Chart showing the prices and cost of furniture in Gatineau


Furniture Costs


King Size Bed

640 CAD 810 CAD 1,100 CAD
MINIMUM AVERAGE MAXIMUM
$470 $590 $790

Double Bed

430 CAD 640 CAD 810 CAD
MINIMUM AVERAGE MAXIMUM
$320 $470 $590

Single Bed

380 CAD 500 CAD 640 CAD
MINIMUM AVERAGE MAXIMUM
$280 $360 $470

Living Room

720 CAD 920 CAD 3,200 CAD
MINIMUM AVERAGE MAXIMUM
$530 $680 $2,400

Dining Table

320 CAD 430 CAD 810 CAD
MINIMUM AVERAGE MAXIMUM
$240 $320 $590

Sofa or Couch

430 CAD 590 CAD 1,300 CAD
MINIMUM AVERAGE MAXIMUM
$320 $430 $950
Chart showing the prices and cost of electronic devices and appliances in Gatineau


Electronics and House Appliance Costs


TV Set

430 CAD 640 CAD 1,300 CAD
MINIMUM AVERAGE MAXIMUM
$320 $470 $950

Fridge or Freezer

380 CAD 590 CAD 810 CAD
MINIMUM AVERAGE MAXIMUM
$280 $430 $590

Washing Machine

500 CAD 720 CAD 1,300 CAD
MINIMUM AVERAGE MAXIMUM
$360 $530 $950

Stove or Cooker

460 CAD 590 CAD 810 CAD
MINIMUM AVERAGE MAXIMUM
$340 $430 $590

Mobile Phone

540 CAD 640 CAD 920 CAD
MINIMUM AVERAGE MAXIMUM
$390 $470 $680

Laptop or Computer

590 CAD 720 CAD 1,300 CAD
MINIMUM AVERAGE MAXIMUM
$430 $530 $950
Single person or Individual cost of living and expenditure to income ratio in Gatineau

Single person expenditure to income ratio in Gatineau

Analysing the how affordable it is for an individual to live in Gatineau

One of the most definite ways to determine how affordable a place is measuring the ratio of expenses to salary. A high expense-to-income to ratio indicates a high cost-of-living index while a low expenditure-to-salary ratio means the place is affordable to live in. Individuals usually spend a larger chunk of their income than other population groups. A typical and healthy expenditure percentage for a single individual ranges between 70% to 80%.


Spending to Income Ratio

65%

57% to 73%

( expenditure / income ) x 100


Individuals in Gatineau spend around 65% of their monthly income. Some individuals spend as low as 57% of their income while some as high as 73%.

Distribution of monthly cost of living expenses of a single person in Gatineau

How do individuals spend their money in Gatineau?

We asked thousands of individuals about their spending habits and expenditure break down.


The percentage figures in this section are percentages of total spending not income. If you would like to see the percentage of expenses as related to income or salary, see other sections.

Housing and accomodation expenditure for individuals

Accomodation Cost32%

32% of total expenses on average (20% to 44%)

LOW$140   190 CAD
AVERAGE$1,000   1,400 CAD
HIGH$6,700   9,100 CAD
Per Month

Individuals in Gatineau typically spend from 20% to 44% of their total monthly expenditure on housing with 32% being the average. The average monthly spend on housing is 1,400 CAD with expenditure ranging from 190 CAD to 9,100 CAD. This cost mainly goes for rent but it also includes other accommodation-related expenses.

Electricity, utilities, energy, water, internet, and mobile expenditure for individuals

Cost of utilities8%

8% of total expenses on average (4% to 13%)

LOW$24   32 CAD
AVERAGE$170   230 CAD
HIGH$1,100   1,500 CAD
Per Month

Utility expenditure like electricity, water, and gas in Gatineau ranges from 4% to 13% of total expenses with 8% being the average for most individuals. The average monthly cost of utilities is 230 CAD with 32 CAD and 1,500 CAD being the upper and lower limits for a single person.

Transport, fuel, and commute expenditure for individuals

Cost of transport and fuel6%

6% of total expenses on average (4% to 12%)

LOW$32   43 CAD
AVERAGE$220   300 CAD
HIGH$1,500   2,000 CAD
Per Month

Fuel consumption and cost of transport depend heavily on whether a single person resides near school and work, but roughly speaking a single person would expect to spend from 43 CAD to 2,000 CAD in a month on commuting with 300 CAD being the norm for most individuals. This means that money spent on transport constitutes about 6% of total spending on average but can go as low as 4% or as high as 12%.

Food, groceries, and basic shopping expenditure for individuals

Food and Groceries Cost18%

18% of total expenses on average (12% to 23%)

LOW$64   87 CAD
AVERAGE$450   610 CAD
HIGH$3,000   4,000 CAD
Per Month

The average outlay on groceries and basic houshold items for a typical person in a month in Gatineau is 610 CAD. The cost of groceries can range between 87 CAD to 4,000 CAD. Individuals spend on average about 18% on food and groceries with upper and lower bounds of 12% and 23% respectively.

Healthcare and medical services expenditure for individuals

Cost of healthcare11%

11% of total expenses on average (5% to 15%)

LOW$36   49 CAD
AVERAGE$250   340 CAD
HIGH$1,700   2,300 CAD
Per Month

Individuals in Gatineau allocate 5% to 15% of their total monthly expenditure to healthcare including health insurance and out-of-pocket medical expenses. The average spending on medical services and clinic visits is around 11%. The range of medical expenses range from 49 CAD to 2,300 CAD with 340 CAD being the norm for most individuals.

Leisure and shopping expenditure for individuals

Cost of leisure and shopping3%

3% of total expenses on average (3% to 6%)

LOW$20   27 CAD
AVERAGE$140   190 CAD
HIGH$930   1,300 CAD
Per Month

This category mostly contains discretionary or non-essential expenses but also some non-discretionary spending like furniture for example. The monthly expenses range from 27 CAD to 1,300 CAD with 190 CAD being the average. Speaking of percentages, that equates to 3% to 6% of total expenses with an average of 3% for most individuals.

Education and schooling expenditure for individuals

Cost of education and schooling2%

2% of total expenses on average (1% to 4%)

LOW$8   11 CAD
AVERAGE$56   76 CAD
HIGH$370   510 CAD
Per Month

Spending on education can vary drastically between different individuals. On average, education constitutes 2% of the monthly expenditure of individuals with 1% and 4% being the lower and upper bounds respectively. The average reported education cost is 76 CAD per month with 11 CAD being the minimum spent amount and 510 CAD being the maximum.

Other Expenses21%

21% of total expenses on average (13% to 25%)

LOW$72   97 CAD
AVERAGE$500   680 CAD
HIGH$3,300   4,500 CAD
Per Month
Percentage of individuals who manage to save money from their income every month in Gatineau

What percentage of individuals in Gatineau are able to save money and how much can they save?


Percentage of individuals that reported their ability to save money


Saving Money
65%
Not Saving
35%

Almost 65% of surveyed individuals in Gatineau said that they can save some money at the end of each month while 35% reported that they have to utilize their whole income to survive.


A single person savings to income ratio in Gatineau

Savings-to-Income Ratio

The savings-to-income ratio is measured as the percentage of income that people save over a specific period and it is simply calculated by dividing the saved money by total income and then multiplying the result by 100. (Savings / Income) x 100.


How much money do individuals manage to add to their savings?

The amount of money that people can afford to save depends hugely on their income. It is better to focus on the percentage when trying to understand saving patterns.

Saving to Income Ratio

14% 23% of income 31%
MINIMUM AVERAGE MAXIMUM

Average Monthly Saved Amount

180 CAD
$130
1,600 CAD
$1,200
11,000 CAD
$7,800
MINIMUM AVERAGE MAXIMUM

Savings to income distribution levels for individuals

Saving To Income Ratio% Individuals
0% - 10%30%
10% - 20%23%
20% - 30%16%
30% - 40%15%
40% - 50%12%
> 50%4%

Interpretation and Analysis

Individuals that are able to save money can put anywhere from 14% to 31% of their monthly income to their savings, with 23% being the average for most individuals. The average monthly amount of money that individuals can put aside is 1,600 CAD with 180 CAD and 11,000 CAD being the minimum and maximum respectively.

Reasons that make it difficult for individuals to save money in Gatineau

Saving Challenges in Gatineau

Reasons that make it difficult for individuals to save money

We wanted to understand what is stopping people from maximizing their savings in Gatineau. Listed below are the answers given by the survey participants.


Reason% People
Low Income6%
High Expenses9%
Debt and Loans17%
Lack of Budgeting Skills11%
Impulsive Spending10%
Financial Emergencies6%
Living the moment6%
Will do it later18%
Inflation11%
Social Pressure3%
Market Instability3%

Around 6% of the individuals said that their salary is too low to accommodate a portion for savings while 9% said that the high cost of living leaves little room for savings. 17% of the residents said that they are burdened with debt and find it challenging to save money. 11% reported that they just don't have the knowledge or discipline to create and stick to a budget, leading to overspending and an inability to save. 10% of individuals blamed impulsive spending as the reason for saving inability. Around 6% said that unexpected expenses like medical bills or car repairs are derailing their savings goals. 6% bluntly said that they don't see the purpose of it and prefer to live each day to the fullest. 18% reported that they understand the value of saving but are putting off saving for the future, thinking they have plenty of time to start later. 11% blamed inflation, saying that every time they save some money they end up using it immediately. A surprising 3% said that social pressure and keeping up with peers or social expectations makes them overspend. Lastly, 3% blamed market instability and price fluctuations.

Where do individuals choose to put their savings in Gatineau

Typical saving choices for individuals in Gatineau

Where do people choose to put their savings?


Saving Type% People
Emergency Funds11%
Gold11%
Savings Accounts17%
Retirement Accounts11%
Cash Savings17%
Real Estate10%
Investment6%
Stocks5%
Bonds6%
Mutual Funds3%
Certificates of Deposit3%
A typical and healthy budgeting structure. The 50-30-20 rule

A typical and healthy budgeting structure

The 50/30/20 rule

Spending among different people can vary significantly based on factors such as their income, lifestyle, location, and personal preferences. A commonly used guideline for budgeting is the 50/30/20 rule, which suggests allocating your income into three main categories in the following percentages.

  • 50% for needs and financial obligations

    This category includes essential expenses like housing, utilities, groceries, transportation, and healthcare.

  • 30% for wants and discretionary spending

    This category covers discretionary spending on non-essential items, such as dining out, entertainment, travel, and other lifestyle choices.

  • 20% for savings and emergency fund

    This is the percentage that must be allocated to savings, emergency funds, and retirement accounts.

About financial planning, money management, and household budgeting

The 50/30/20 rule is used as a general guideline but may not be the best choice for all people. There are in fact many budgeting plans out there like the 70/20/10 and the 60/20/20 rules, all claiming to be the best. More important than all of this is to establish financial discipline by creating a budget tailored to your specific financial goals and situation. It is very important that your financial outflow be less than your income to maintain a healthy cash flow.

Income and cost of living compatibility. Is it affordable or economical for individuals to live in Gatineau

Affordable living in Gatineau

Income and cost of living compatibility

We asked individuals one simple question and recorded their answers.

Is it affordable or economical to live in Gatineau?


Yes
71%
No
29%

Around 71% of surveyed individuals think that living in Gatineau is affordable with proper budgeting while 29% reported that it is just too expensive and not affordable even with frugality and thriftness.

How easily is cost-cutting for individuals. Are there plenty of low-cost options in Gatineau

Low-cost alternatives in Gatineau

People are always looking for ways to cut down expenses and reduce expenditures. The hallmark of any affordable place is the availability of discount stores, bargain deals, smart or secondhand shopping, refurbished items, and couponing. We asked individuals how easily cost-cutting is and the answers were distributed as follows:

Plenty of low-cost options55%

Few low-cost options45%


Based on the survey, 55% of the individuals living in Gatineau have no problem finding low-cost alternatives to support a frugal lifestyle while 45% think that thriftness is difficult due to scarcity in discount markets and secondhand outlets.

Emergency Funds For Individuals

An emergency fund is a financial safety net comprised of easily accessible savings set aside to cover unexpected expenses or financial emergencies, typically amounting to three to six months' worth of living expenses. We asked individuals of Gatineau whether they have an emergency fund and the answers were as follows.

Yes69%

No31%


Based on the survey, 31% of the individuals living in Gatineau said that they don't have an emergency fund while 69% said that they do.

Financial literacy and difficulty in budgeting and financial planning for individuals in Gatineau

Financial Literacy in Canada

Financial literacy is the knowledge of concepts and principles related to personal finance that allow individuals to make informed decisions regarding their money such as budgeting, saving, investing, borrowing, managing debt, financial risk management, and planning.

Financial Leteracy75%


We asked individuals in Gatineau whether they acquired any adequate personal financial training in their lives. Approximately 25% of the people who participated in the survey said that they are not well informed about the topics of budgeting, saving, etc., and just manage things based on their own experience, while 75% said that they know about the general principles of personal finance from sources other than their own experience.


Difficulty in Budgeting and Financial Planning

We wanted to understand whether single people of Canada have problems or difficulties in managing their expenditures and savings so we asked people one simple question: do you struggle with your personal finances? 21% of the participants reported that they indeed struggle in creating budgets and in organizing their finances while 79% said that they have everything under control.

Struggles with finance21%

Easily manages finances79%

Financial goals and targets of single people living in Gatineau

Financial goals of individuals in Gatineau

In an attempt to understand the economic situation in Gatineau, we asked participants about their financial targets. By knowing what the population in general is trying to achieve, we can shed light on the economic outlook, cost of living, and quality of life in general.


Financial Goal% People
Emergency Fund7%
Debt Reduction36%
Retirement Savings8%
Education Funding8%
Homeownership17%
Investing8%
Travel or Lifestyle9%
Healthcare Expenses10%
Financial Independence7%

Around 7% of individuals said that their main goal is to establish an emergency fund to cover unexpected expenses while 36% said their number one priority is to pay off high-interest debt or loans and improve credit. 8% of surveyed people confirmed that saving for retirement to ensure a comfortable lifestyle in the final years is their main target. Around 8% reported that their priority is saving for the tuition fees and education costs of their children while 17% choose to buy a home or pay off existing mortgage before other things. 8% of the population would like to build wealth through investments such as stocks, bonds, mutual funds, or real estate. For 9% of people, saving for vacations or upgrading their lifestyle is the number one concern. Approximately 10% of the residents said that saving for healthcare expenses including insurance premiums is their main goal.

Chart showing the percentage of individuals who are in debt in Gatineau

Debt, loans, and mortgages in Gatineau


Percentage of individuals who are in debt


In Debt
22%
Debt Free
78%

According to the survey, 22% of the individuals in Gatineau have some kind of debt, loan, mortgage, or credit card payments while 78% reported that they don't have financial obligations to banks.


Chart showing debt-to-income ratio in Gatineau

Debt-to-income ratio in Gatineau

Debt to income ratio

23%

15% to 32%

( monthly debt payment / monthly income ) x 100

Interpretation

The debt-to-income ratio measures the percentage of income being paid as debt settlement across the population. It is calculated by dividing the monthly debt settlement payment of an individual by their monthly income. Based on collected data, approximately 23% of a single person's monthly income in Gatineau goes to debt settlement.


Debt levels

Monthly debt settlement payment as percentage of monthly income

Debt-to-income ratio% People
> 60%3%
50% - 60%14%
40% - 50%12%
30% - 40%14%
20% - 30%14%
10% - 20%16%
0% - 10%27%

According to our data, 3% of the debtors in Gatineau pay 60%+ of their income as debt settlement while 14% of the people pay 50% to 60% of their income for the same, which is quite an alarming financial situation for those individuals. 12% of people in debt dedicate 40% to 50% of their income to loan and mortgage payments while 14% dedicated 30% to 40% of income for same. Things are looking brighter for 14% of individuals as they only pay 20% to 30% of their income for loan and credit card repayment.


Distribution by type of debt in Gatineau

Debt% People
Real Estate Mortgage12%
Auto Loan20%
Student Loan3%
Credit Card26%
Personal Loan39%

12% of debtors in Gatineau confirm that real estate mortgages constitutes the main part of their outstanding debt while 26% say that credit card payments are the reason they are in debt. Auto loans were the main type of debt for 20% of people and personal loans rose at 39%. Lastly, student loans are the main source of debt for 3% of debtors in Gatineau.


About credit score and debt management

Managing debt is a critical aspect of maintaining a favorable credit score. Debt reduction is the first thing you should do improve your financial situation. Getting rid of debt takes precedence over saving money because of interest rates.

Good debt vs. Bad debt

Not all debt is bad. Good debt typically refers to borrowing money for investments that can increase in value or generate income over time like purchasing a home or acquiring student loans. On the other hand, bad debt involves borrowing for things that fail to generate lasting value like high-interest credit card debt used for non-essential expenses like luxury items or vacations.


Loan Affordability Index in Gatineau

Besides measuring the loan-to-income ratio, we asked individuals of Gatineau how many times in a year they defaulted or were unable to pay their due credit card or loan payments on time. Understanding how often people default on their due payments is one of the indicators of the cost of living and economic situation.

Frequency and percentage of people who failed to pay their monthly credit card or loan payments on time last year.

Frequency% People
Never54%
Once a year23%
Twice a year12%
Three times a year8%
Four times a year4%
Housing and accommodation affordability, property price to income ratio, rent to income ratio, and housing affordability index chart in Gatineau

Housing costs, accommodation, and housing affordability in Gatineau

Rental costs and house/apartment prices can vary drastically between different areas and locations.


Rent Cost in Gatineau

Monthly Rent Prices

Studio apartment monthly rent cost

500 CAD 750 CAD 2,000 CAD
MINIMUM AVERAGE MAXIMUM
$370 $550 $1,500

1-bedroom apartment monthly rent cost

750 CAD 1,200 CAD 3,000 CAD
MINIMUM AVERAGE MAXIMUM
$550 $880 $2,200

2-bedroom apartment monthly rent cost

1,000 CAD 1,500 CAD 4,000 CAD
MINIMUM AVERAGE MAXIMUM
$730 $1,100 $2,900

3-bedroom apartment monthly rent cost

1,200 CAD 2,000 CAD 5,400 CAD
MINIMUM AVERAGE MAXIMUM
$880 $1,500 $4,000

Furnished apartment monthly rent cost

2,400 CAD 6,000 CAD 12,000 CAD
MINIMUM AVERAGE MAXIMUM
$1,800 $4,400 $8,800

Townhouse monthly rent cost

2,000 CAD 3,000 CAD 8,500 CAD
MINIMUM AVERAGE MAXIMUM
$1,500 $2,200 $6,300

House monthly rent cost

2,400 CAD 6,000 CAD 12,000 CAD
MINIMUM AVERAGE MAXIMUM
$1,800 $4,400 $8,800

Villa monthly rent cost

3,000 CAD 7,500 CAD 12,000 CAD
MINIMUM AVERAGE MAXIMUM
$2,200 $5,500 $8,800

The monthly rental cost of a studio apartment in Gatineau ranges between 500 CAD and 2,000 CAD, meanwhile the cost of monthly rental of a one-bedroom apartment can be anywhere from 750 CAD to 3,000 CAD. Two-bedroom rentals rate ranges between 1,000 CAD and 4,000 CAD per month. The monthly rental for a three-bedroom apartment ranges from 1,200 CAD to 5,400 CAD. The average rent of a townhouse in Gatineau is around 3,000 CAD while house rental costs can be as high as 6,000 CAD per month. Finally, if you want to rent a villa, expect to pay anywhere from 3,000 CAD to 12,000 CAD per month.



Apartment and house prices in Gatineau

Cost of buying a property

Studio apartment price

100,000 CAD 150,000 CAD 300,000 CAD
MINIMUM AVERAGE MAXIMUM
$73,000 $110,000 $220,000

1-bedroom apartment price

120,000 CAD 200,000 CAD 750,000 CAD
MINIMUM AVERAGE MAXIMUM
$88,000 $150,000 $550,000

2-bedroom apartment price

200,000 CAD 600,000 CAD 1.2M CAD
MINIMUM AVERAGE MAXIMUM
$150,000 $440,000 $880,000

3-bedroom apartment price

660,000 CAD 1,000,000 CAD 3M CAD
MINIMUM AVERAGE MAXIMUM
$490,000 $730,000 $2.2M

Townhouse price

850,000 CAD 2M CAD 7.5M CAD
MINIMUM AVERAGE MAXIMUM
$630,000 $1.5M $5.5M

House price

1,000,000 CAD 6M CAD 8.5M CAD
MINIMUM AVERAGE MAXIMUM
$730,000 $4.4M $6.3M

Villa price

1.2M CAD 6.6M CAD 10M CAD
MINIMUM AVERAGE MAXIMUM
$880,000 $4.9M $7.3M

The average price of a studio apartment in Gatineau can range from 100,000 CAD to 300,000 CAD depending on location. One bedroom cost can be anywhere from 120,000 CAD to 750,000 CAD. A villa can cost you 6.6M CAD on average with prices ranging from 1.2M CAD to 10M CAD.


If you're leasing or purchasing, housing costs in Gatineau will probably constitute your biggest expenditure, yet it's an area where you wield considerable influence. This is due to the substantial variance in housing prices across communities. Keep in mind the location of your workplace and the accessibility of essential amenities to prevent negating the savings from lower rental rates with increased transportation expenses.

House / apartment prices to income ratio


Property price to income ratio

( average property price / average monthly income ) x 100


41 x120 monthly income 196
MINIMUM AVERAGE MAXIMUM

Property prices in Gatineau can be x120 to x196 multiples of the monthly income depending on the property and the income of the person. On average, property prices are approximately x120 multiples of the average monthly salary in Gatineau.



Rent to income ratio


Rent to income ratio

( monthly rental / monthly income ) x 100


21% 30% of income 39%
MINIMUM AVERAGE MAXIMUM

The average rent-to-income ratio in Gatineau is around 30%. This means that people pay 30% of their income for rent. Those figures can range from 21% to 39% depending on the salary, location, and type of property.


The housing-to-income ratio is a very important metric to evaluate and measure how affordable living is in a particular area, city, or country since housing comprises the biggest chunk of expenditure. A higher housing to income ratio means that the place is relatively expensive. The figure by itself does tell much. It only starts to make sense when comparing the housing to income ratio across different locations.

Housing affordability index

The housing affordability index measures how affordable accommodation is in a particular place. This can measured in multiple ways, the most common being housing expenditure to total expenditure ratio and the rent to income ratio. The housing expenditure ratio is a figure reported by individuals on the percentage they allocate for housing. Rent to income ratio is calculated by dividing the average monthly rent by the average income. Because these values are both percentages, we can find their average and get the best of the two worlds.

Housing Affordability Index
28%

Property Taxes

Real estate owners pay property taxes to local tax authorities, which are determined by the assessed value of their property. Typically, these taxes are paid once a year. Property tax funds contribute to community development, financing infrastructure improvements, public services, and local education initiatives.


FROM
2.3%
AVERAGE
3.2%
TO
4.2%

Home Maintenance Costs

Home maintenance costs encompass various expenses associated with the upkeep and repair of a residence. These expenditures include regular tasks such as lawn care, pest control, and HVAC system servicing, as well as occasional repairs and renovations like fixing leaks, painting, or replacing appliances.


8.4 CAD 110 CAD 1,100 CAD
MINIMUM AVERAGE MAXIMUM

Urban vs. rural living costs

Urban living typically entails higher housing and transportation costs due to demand and limited space, while rural areas generally offer lower housing expenses but may have higher prices for goods and services. The differnce in rental rates between urban areas and rural areas can be as high as 300% in some cases.

Monthly costs and expenses of energy and basic utilities in Gatineau

Utilities expenditure can vary slightly between different areas and locations.


Energy, electricity, water, gas, internet, and mobile cost in Gatineau

Utility Bill Cost / Electricity + Water + Gas / A single person

32 CAD 230 CAD 1,500 CAD
MINIMUM AVERAGE MAXIMUM
$24 $170 $1,100

Internet and cable cost

32 CAD 64 CAD 86 CAD
MINIMUM AVERAGE MAXIMUM
$24 $47 $63

Mobile phone bill and charges

26 CAD 43 CAD 130 CAD
MINIMUM AVERAGE MAXIMUM
$19 $32 $95

Because most utility bills club electricity, water, and gas costs in one bill, we can't provide a breakup for each type of utility and will display electricity, gas, and water as single cost.


The average monthly energy and water consumption of individuals is around 230 CAD. The cost of internet and WiFi ranges from 32 CAD to 86 CAD with 64 CAD being the average internet bill. Finally, the average monthly mobile charges is around 43 CAD but can range between 26 CAD and 130 CAD depending on consumption. Mobile charges include both calling minutes as well as data packages.


Energy / Utility expense to income ratio


( monthly utility expenses / monthly income ) x 100


1.8% 4.4% of income 8%
MINIMUM AVERAGE MAXIMUM

The average utility-to-income ratio in Gatineau is around 4.4%. This means that people pay 4.4% of their income for energy, water, internet, and mobile charges. Those figures can range from 1.8% to 8% depending on salary and location.

Food Prices, Dining Expenses, and Grocery Costs in Gatineau

Grocery / Food expenditure and prices can vary drastically between different areas and locations.


Prices and cost of goods and services in Gatineau

Dining out, food, and beverages costs. Price variations for common food items.

Fast food combo meal price

6.4 CAD 13 CAD 21 CAD
MINIMUM AVERAGE MAXIMUM
$4.7 $9.5 $16

The average price of a regular combo meal at a fast food outlet or chain like McDonald's, Pizzahut, or KFC in Gatineau is approximatly 13 CAD with meal cost ranging from 6.4 CAD to 21 CAD. The typical combo meal consists of a burger, french fries, and a drink.

Restaurant meal for one price

21 CAD 31 CAD 62 CAD
MINIMUM AVERAGE MAXIMUM
$15 $23 $46

If you are planning to have a nice meal at a mid-range restaurant, expect to pay anywhere between 21 CAD and 62 CAD with 31 CAD being the average price of a plate for one person at a regular restaurant in Gatineau.

Fine dining meal for one price

41 CAD 62 CAD 250 CAD
MINIMUM AVERAGE MAXIMUM
$30 $46 $180

The price range of a meal at fine-dining restaurant is 41 CAD to 250 CAD with the average cost being 62 CAD for one person. This is what you would expect to pay a top-tier diner in Gatineau.

Beverage prices, cappuccino, latte etc..

5.4 CAD 8.6 CAD 13 CAD
MINIMUM AVERAGE MAXIMUM
$4 $6.3 $9.5

The average price of a regular beverage like cappuccino or latte at Starbucks, Costa, or similar coffee shops and cafes in Gatineau is around 8.6 CAD. Price ranges between 5.4 CAD and 13 CAD depending on the type of beverage, the size, and optional add-ons.



Grocery and market costs

Large bottle of milk price

4.3 CAD 5.2 CAD 6.4 CAD
MINIMUM AVERAGE MAXIMUM
$3.2 $3.8 $4.7

The average price of a large bottle of milk in Gatineau is 5.2 CAD. The maximum what you would pay for milk is 6.4 CAD and the minimum being 4.3 CAD depending on the brand of milk and other properties.

12 eggs price

3.2 CAD 4.3 CAD 6.4 CAD
MINIMUM AVERAGE MAXIMUM
$2.4 $3.2 $4.7

A dozen eggs costs around 4.3 CAD on average with 3.2 CAD and 6.4 CAD being the lower and upper limits respectively.

Fresh whole chicken price

7.3 CAD 9.5 CAD 13 CAD
MINIMUM AVERAGE MAXIMUM
$5.4 $7 $9.9

The price range of a fresh whole chicken in Gatineau is between 7.3 CAD and 13 CAD depending on the size of the chicken and whether it is oraganic or not. The average price is approximatly 9.5 CAD.

Pack of beef price

8.6 CAD 13 CAD 26 CAD
MINIMUM AVERAGE MAXIMUM
$6.3 $9.5 $19

The price of a regular pack of beef or meat is around 13 CAD. A pack of beef contains around 1Kg or 1lb depending on packing.

Medium bag of rice price

3.5 CAD 4.7 CAD 6.7 CAD
MINIMUM AVERAGE MAXIMUM
$2.5 $3.5 $4.9

A bag of rice in Gatineau costs around 4.7 CAD on average with prices rangeing between 3.5 CAD and 6.7 CAD depending on the brand and quality.

Bag of tomatos price

1.3 CAD 1.7 CAD 3.2 CAD
MINIMUM AVERAGE MAXIMUM
$0.95 $1.3 $2.4

A bag of tomatoes costs anywhere from 1.3 CAD to 3.2 CAD. A bag of tomatoes denotes 1Kg or 1lb depending on location.

Bag of apples price

2.3 CAD 3 CAD 5 CAD
MINIMUM AVERAGE MAXIMUM
$1.7 $2.2 $3.6

A bag of apples costs 3 CAD on average. A bag of apples denotes 1Kg or 1lb depending on location.


Grocery and food expenditure to income ratio


( monthly grocery expenses / monthly income ) x 100


15% 22% of income 27%
MINIMUM AVERAGE MAXIMUM

The average grocery-to-income ratio in Gatineau is around 22%. This means that individuals spend 22% of their income on grocery and basic household items. The expenditure can range from 15% to 27% depending on salary and location.


Expenditure on food and grocery for individuals

Individuals' spending on grocery ranges from 87 CAD to 4,000 CAD with the location, income being the most determinite factors.

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