Cost Of Living For a Single Person in Geneve 2025

Single person cost of living chart - individual average monthly expenditure in Geneve

Average Monthly Expenditure

Currency: CHF
660 4,600 31,000
MINIMUM AVERAGE MAXIMUM
$740 $5,200 $35,000

Average monthly spending for a single person or individual in Geneve

How much money does an individual need in a month to survive in Geneve?

A single person in Geneve spends around 4,600 CHF per month on average. Depending on the lifestyle, a single individual can survive with a monthly budget as low as 660 CHF or as high as 31,000 CHF. Location and income are very important factors and have a huge influence on expenditure and budget.


Prices and cost of goods and services in Geneve


Chart showing the prices and cost of grocery, food, restaurant meals, market, and beverages in Geneve

Dining, food, and beverages costs


Fast food combo meal

6.8 CHF 14 CHF 23 CHF
MINIMUM AVERAGE MAXIMUM
$7.7 $15 $26

Restaurant meal for one

24 CHF 35 CHF 71 CHF
MINIMUM AVERAGE MAXIMUM
$27 $40 $80

Fine dining meal for one

47 CHF 71 CHF 280 CHF
MINIMUM AVERAGE MAXIMUM
$53 $80 $320

Cappuccino or latte

5.7 CHF 9 CHF 14 CHF
MINIMUM AVERAGE MAXIMUM
$6.4 $10 $15

Grocery and market costs


Milk large bottle

4.5 CHF 5.4 CHF 6.8 CHF
MINIMUM AVERAGE MAXIMUM
$5.1 $6.1 $7.7

12 eggs

3.4 CHF 4.5 CHF 6.8 CHF
MINIMUM AVERAGE MAXIMUM
$3.8 $5.1 $7.7

Fresh whole chicken

7.7 CHF 10 CHF 14 CHF
MINIMUM AVERAGE MAXIMUM
$8.7 $11 $16

Pack of beef

9 CHF 14 CHF 27 CHF
MINIMUM AVERAGE MAXIMUM
$10 $15 $31

Medium bag of rice

3.6 CHF 5 CHF 7.1 CHF
MINIMUM AVERAGE MAXIMUM
$4.1 $5.6 $8

Bag of tomatos

1.4 CHF 1.8 CHF 3.4 CHF
MINIMUM AVERAGE MAXIMUM
$1.5 $2 $3.8

Bag of apples

2.4 CHF 3.2 CHF 5.2 CHF
MINIMUM AVERAGE MAXIMUM
$2.7 $3.6 $5.9
Chart showing the prices and cost of commute, travel, and transportation in Geneve


Commute, travel, and transportation costs


20 minutes taxi ride

5.9 CHF 7.1 CHF 14 CHF
MINIMUM AVERAGE MAXIMUM
$6.6 $8 $16

Average car full tank

34 CHF 45 CHF 90 CHF
MINIMUM AVERAGE MAXIMUM
$38 $51 $100

Average car 1-day rental

37 CHF 49 CHF 73 CHF
MINIMUM AVERAGE MAXIMUM
$41 $55 $83

Average car price

17,000 CHF 34,000 CHF 45,000 CHF
MINIMUM AVERAGE MAXIMUM
$19,000 $38,000 $51,000

Bus ticket one way

1.2 CHF 1.8 CHF 3.7 CHF
MINIMUM AVERAGE MAXIMUM
$1.4 $2.1 $4.1

Car Service

49 CHF 73 CHF 150 CHF
MINIMUM AVERAGE MAXIMUM
$55 $83 $170
Chart showing the prices and cost of utility, energy, water, and gas in Geneve


Utility cost (monthly)


Utility Bill - Individual

40 CHF 280 CHF 1,800 CHF
MINIMUM AVERAGE MAXIMUM
$45 $310 $2,100

Internet and cable

34 CHF 68 CHF 90 CHF
MINIMUM AVERAGE MAXIMUM
$38 $77 $100

Mobile phone charges

27 CHF 45 CHF 140 CHF
MINIMUM AVERAGE MAXIMUM
$31 $51 $150

Leisure and activities costs


Movie ticket

17 CHF 23 CHF 34 CHF
MINIMUM AVERAGE MAXIMUM
$19 $26 $38

One month gym membership

59 CHF 73 CHF 150 CHF
MINIMUM AVERAGE MAXIMUM
$66 $83 $170
Chart showing the prices and cost of clothing and accessories in Geneve


Cloths and accessories costs


Pair of jeans or pants

43 CHF 61 CHF 92 CHF
MINIMUM AVERAGE MAXIMUM
$49 $69 $100

Woman dress

41 CHF 56 CHF 180 CHF
MINIMUM AVERAGE MAXIMUM
$46 $64 $210

Woman shoes

39 CHF 52 CHF 120 CHF
MINIMUM AVERAGE MAXIMUM
$44 $59 $140

Men's shoes

33 CHF 41 CHF 81 CHF
MINIMUM AVERAGE MAXIMUM
$38 $46 $92

Men suit

37 CHF 46 CHF 240 CHF
MINIMUM AVERAGE MAXIMUM
$41 $52 $280

Regular t-shirt

18 CHF 24 CHF 73 CHF
MINIMUM AVERAGE MAXIMUM
$21 $28 $83
Chart showing the prices and cost of housing, accommodation, and rent in Geneve


Housing costs / monthly rent


Studio apartment

610 CHF 920 CHF 2,400 CHF
MINIMUM AVERAGE MAXIMUM
$690 $1,000 $2,800

1-bedroom apartment

920 CHF 1,500 CHF 3,700 CHF
MINIMUM AVERAGE MAXIMUM
$1,000 $1,700 $4,100

2-bedroom apartment

1,200 CHF 1,800 CHF 4,900 CHF
MINIMUM AVERAGE MAXIMUM
$1,400 $2,100 $5,500

Housing costs / Buying


Studio apartment

120,000 CHF 180,000 CHF 370,000 CHF
MINIMUM AVERAGE MAXIMUM
$140,000 $210,000 $410,000

1-bedroom apartment

150,000 CHF 240,000 CHF 920,000 CHF
MINIMUM AVERAGE MAXIMUM
$170,000 $280,000 $1M

2-bedroom apartment

240,000 CHF 730,000 CHF 1.5M CHF
MINIMUM AVERAGE MAXIMUM
$280,000 $830,000 $1.7M
Chart showing the prices and cost of furniture in Geneve


Furniture Costs


King Size Bed

680 CHF 850 CHF 1,100 CHF
MINIMUM AVERAGE MAXIMUM
$770 $960 $1,300

Double Bed

450 CHF 680 CHF 850 CHF
MINIMUM AVERAGE MAXIMUM
$510 $770 $960

Single Bed

400 CHF 520 CHF 680 CHF
MINIMUM AVERAGE MAXIMUM
$450 $590 $770

Living Room

750 CHF 970 CHF 3,400 CHF
MINIMUM AVERAGE MAXIMUM
$850 $1,100 $3,800

Dining Table

340 CHF 450 CHF 850 CHF
MINIMUM AVERAGE MAXIMUM
$380 $510 $960

Sofa or Couch

450 CHF 620 CHF 1,400 CHF
MINIMUM AVERAGE MAXIMUM
$510 $700 $1,500
Chart showing the prices and cost of electronic devices and appliances in Geneve


Electronics and House Appliance Costs


TV Set

450 CHF 680 CHF 1,400 CHF
MINIMUM AVERAGE MAXIMUM
$510 $770 $1,500

Fridge or Freezer

400 CHF 620 CHF 850 CHF
MINIMUM AVERAGE MAXIMUM
$450 $700 $960

Washing Machine

520 CHF 750 CHF 1,400 CHF
MINIMUM AVERAGE MAXIMUM
$590 $850 $1,500

Stove or Cooker

480 CHF 620 CHF 850 CHF
MINIMUM AVERAGE MAXIMUM
$550 $700 $960

Mobile Phone

570 CHF 680 CHF 970 CHF
MINIMUM AVERAGE MAXIMUM
$640 $770 $1,100

Laptop or Computer

620 CHF 750 CHF 1,400 CHF
MINIMUM AVERAGE MAXIMUM
$700 $850 $1,500
Single person or Individual cost of living and expenditure to income ratio in Geneve

Single person expenditure to income ratio in Geneve

Analysing the how affordable it is for an individual to live in Geneve

One of the most definite ways to determine how affordable a place is measuring the ratio of expenses to salary. A high expense-to-income to ratio indicates a high cost-of-living index while a low expenditure-to-salary ratio means the place is affordable to live in. Individuals usually spend a larger chunk of their income than other population groups. A typical and healthy expenditure percentage for a single individual ranges between 70% to 80%.


Spending to Income Ratio

78%

68% to 88%

( expenditure / income ) x 100


Individuals in Geneve spend around 78% of their monthly income. Some individuals spend as low as 68% of their income while some as high as 88%.

Distribution of monthly cost of living expenses of a single person in Geneve

How do individuals spend their money in Geneve?

We asked thousands of individuals about their spending habits and expenditure break down.


The percentage figures in this section are percentages of total spending not income. If you would like to see the percentage of expenses as related to income or salary, see other sections.

Housing and accomodation expenditure for individuals

Accomodation Cost33%

33% of total expenses on average (21% to 45%)

LOW$270   240 CHF
AVERAGE$1,900   1,700 CHF
HIGH$13,000   11,000 CHF
Per Month

Individuals in Geneve typically spend from 21% to 45% of their total monthly expenditure on housing with 33% being the average. The average monthly spend on housing is 1,700 CHF with expenditure ranging from 240 CHF to 11,000 CHF. This cost mainly goes for rent but it also includes other accommodation-related expenses.

Electricity, utilities, energy, water, internet, and mobile expenditure for individuals

Cost of utilities7%

7% of total expenses on average (3% to 12%)

LOW$45   40 CHF
AVERAGE$310   280 CHF
HIGH$2,100   1,800 CHF
Per Month

Utility expenditure like electricity, water, and gas in Geneve ranges from 3% to 12% of total expenses with 7% being the average for most individuals. The average monthly cost of utilities is 280 CHF with 40 CHF and 1,800 CHF being the upper and lower limits for a single person.

Transport, fuel, and commute expenditure for individuals

Cost of transport and fuel7%

7% of total expenses on average (5% to 13%)

LOW$60   53 CHF
AVERAGE$420   370 CHF
HIGH$2,800   2,500 CHF
Per Month

Fuel consumption and cost of transport depend heavily on whether a single person resides near school and work, but roughly speaking a single person would expect to spend from 53 CHF to 2,500 CHF in a month on commuting with 370 CHF being the norm for most individuals. This means that money spent on transport constitutes about 7% of total spending on average but can go as low as 5% or as high as 13%.

Food, groceries, and basic shopping expenditure for individuals

Food and Groceries Cost17%

17% of total expenses on average (11% to 22%)

LOW$120   110 CHF
AVERAGE$830   740 CHF
HIGH$5,600   4,900 CHF
Per Month

The average outlay on groceries and basic houshold items for a typical person in a month in Geneve is 740 CHF. The cost of groceries can range between 110 CHF to 4,900 CHF. Individuals spend on average about 17% on food and groceries with upper and lower bounds of 11% and 22% respectively.

Healthcare and medical services expenditure for individuals

Cost of healthcare10%

10% of total expenses on average (4% to 14%)

LOW$67   59 CHF
AVERAGE$470   420 CHF
HIGH$3,100   2,800 CHF
Per Month

Individuals in Geneve allocate 4% to 14% of their total monthly expenditure to healthcare including health insurance and out-of-pocket medical expenses. The average spending on medical services and clinic visits is around 10%. The range of medical expenses range from 59 CHF to 2,800 CHF with 420 CHF being the norm for most individuals.

Leisure and shopping expenditure for individuals

Cost of leisure and shopping4%

4% of total expenses on average (3% to 7%)

LOW$37   33 CHF
AVERAGE$260   230 CHF
HIGH$1,700   1,500 CHF
Per Month

This category mostly contains discretionary or non-essential expenses but also some non-discretionary spending like furniture for example. The monthly expenses range from 33 CHF to 1,500 CHF with 230 CHF being the average. Speaking of percentages, that equates to 3% to 7% of total expenses with an average of 4% for most individuals.

Education and schooling expenditure for individuals

Cost of education and schooling2%

2% of total expenses on average (1% to 4%)

LOW$15   13 CHF
AVERAGE$100   92 CHF
HIGH$690   620 CHF
Per Month

Spending on education can vary drastically between different individuals. On average, education constitutes 2% of the monthly expenditure of individuals with 1% and 4% being the lower and upper bounds respectively. The average reported education cost is 92 CHF per month with 13 CHF being the minimum spent amount and 620 CHF being the maximum.

Other Expenses20%

20% of total expenses on average (12% to 24%)

LOW$130   120 CHF
AVERAGE$940   830 CHF
HIGH$6,300   5,500 CHF
Per Month
Percentage of individuals who manage to save money from their income every month in Geneve

What percentage of individuals in Geneve are able to save money and how much can they save?


Percentage of individuals that reported their ability to save money


Saving Money
81%
Not Saving
19%

Almost 81% of surveyed individuals in Geneve said that they can save some money at the end of each month while 19% reported that they have to utilize their whole income to survive.


A single person savings to income ratio in Geneve

Savings-to-Income Ratio

The savings-to-income ratio is measured as the percentage of income that people save over a specific period and it is simply calculated by dividing the saved money by total income and then multiplying the result by 100. (Savings / Income) x 100.


How much money do individuals manage to add to their savings?

The amount of money that people can afford to save depends hugely on their income. It is better to focus on the percentage when trying to understand saving patterns.

Saving to Income Ratio

20% 32% of income 40%
MINIMUM AVERAGE MAXIMUM

Average Monthly Saved Amount

220 CHF
$250
2,000 CHF
$2,200
13,000 CHF
$15,000
MINIMUM AVERAGE MAXIMUM

Savings to income distribution levels for individuals

Saving To Income Ratio% Individuals
0% - 10%28%
10% - 20%22%
20% - 30%16%
30% - 40%17%
40% - 50%13%
> 50%4%

Interpretation and Analysis

Individuals that are able to save money can put anywhere from 20% to 40% of their monthly income to their savings, with 32% being the average for most individuals. The average monthly amount of money that individuals can put aside is 2,000 CHF with 220 CHF and 13,000 CHF being the minimum and maximum respectively.

Reasons that make it difficult for individuals to save money in Geneve

Saving Challenges in Geneve

Reasons that make it difficult for individuals to save money

We wanted to understand what is stopping people from maximizing their savings in Geneve. Listed below are the answers given by the survey participants.


Reason% People
Low Income7%
High Expenses10%
Debt and Loans19%
Lack of Budgeting Skills10%
Impulsive Spending9%
Financial Emergencies6%
Living the moment7%
Will do it later16%
Inflation10%
Social Pressure3%
Market Instability3%

Around 7% of the individuals said that their salary is too low to accommodate a portion for savings while 10% said that the high cost of living leaves little room for savings. 19% of the residents said that they are burdened with debt and find it challenging to save money. 10% reported that they just don't have the knowledge or discipline to create and stick to a budget, leading to overspending and an inability to save. 9% of individuals blamed impulsive spending as the reason for saving inability. Around 6% said that unexpected expenses like medical bills or car repairs are derailing their savings goals. 7% bluntly said that they don't see the purpose of it and prefer to live each day to the fullest. 16% reported that they understand the value of saving but are putting off saving for the future, thinking they have plenty of time to start later. 10% blamed inflation, saying that every time they save some money they end up using it immediately. A surprising 3% said that social pressure and keeping up with peers or social expectations makes them overspend. Lastly, 3% blamed market instability and price fluctuations.

Where do individuals choose to put their savings in Geneve

Typical saving choices for individuals in Geneve

Where do people choose to put their savings?


Saving Type% People
Emergency Funds10%
Gold9%
Savings Accounts17%
Retirement Accounts12%
Cash Savings15%
Real Estate10%
Investment6%
Stocks6%
Bonds7%
Mutual Funds3%
Certificates of Deposit3%
A typical and healthy budgeting structure. The 50-30-20 rule

A typical and healthy budgeting structure

The 50/30/20 rule

Spending among different people can vary significantly based on factors such as their income, lifestyle, location, and personal preferences. A commonly used guideline for budgeting is the 50/30/20 rule, which suggests allocating your income into three main categories in the following percentages.

  • 50% for needs and financial obligations

    This category includes essential expenses like housing, utilities, groceries, transportation, and healthcare.

  • 30% for wants and discretionary spending

    This category covers discretionary spending on non-essential items, such as dining out, entertainment, travel, and other lifestyle choices.

  • 20% for savings and emergency fund

    This is the percentage that must be allocated to savings, emergency funds, and retirement accounts.

About financial planning, money management, and household budgeting

The 50/30/20 rule is used as a general guideline but may not be the best choice for all people. There are in fact many budgeting plans out there like the 70/20/10 and the 60/20/20 rules, all claiming to be the best. More important than all of this is to establish financial discipline by creating a budget tailored to your specific financial goals and situation. It is very important that your financial outflow be less than your income to maintain a healthy cash flow.

Income and cost of living compatibility. Is it affordable or economical for individuals to live in Geneve

Affordable living in Geneve

Income and cost of living compatibility

We asked individuals one simple question and recorded their answers.

Is it affordable or economical to live in Geneve?


Yes
92%
No
7.8%

Around 92% of surveyed individuals think that living in Geneve is affordable with proper budgeting while 7.8% reported that it is just too expensive and not affordable even with frugality and thriftness.

How easily is cost-cutting for individuals. Are there plenty of low-cost options in Geneve

Low-cost alternatives in Geneve

People are always looking for ways to cut down expenses and reduce expenditures. The hallmark of any affordable place is the availability of discount stores, bargain deals, smart or secondhand shopping, refurbished items, and couponing. We asked individuals how easily cost-cutting is and the answers were distributed as follows:

Plenty of low-cost options71%

Few low-cost options30%


Based on the survey, 71% of the individuals living in Geneve have no problem finding low-cost alternatives to support a frugal lifestyle while 30% think that thriftness is difficult due to scarcity in discount markets and secondhand outlets.

Emergency Funds For Individuals

An emergency fund is a financial safety net comprised of easily accessible savings set aside to cover unexpected expenses or financial emergencies, typically amounting to three to six months' worth of living expenses. We asked individuals of Geneve whether they have an emergency fund and the answers were as follows.

Yes92%

No7.8%


Based on the survey, 7.8% of the individuals living in Geneve said that they don't have an emergency fund while 92% said that they do.

Financial literacy and difficulty in budgeting and financial planning for individuals in Geneve

Financial Literacy in Switzerland

Financial literacy is the knowledge of concepts and principles related to personal finance that allow individuals to make informed decisions regarding their money such as budgeting, saving, investing, borrowing, managing debt, financial risk management, and planning.

Financial Leteracy80%


We asked individuals in Geneve whether they acquired any adequate personal financial training in their lives. Approximately 20% of the people who participated in the survey said that they are not well informed about the topics of budgeting, saving, etc., and just manage things based on their own experience, while 80% said that they know about the general principles of personal finance from sources other than their own experience.


Difficulty in Budgeting and Financial Planning

We wanted to understand whether single people of Switzerland have problems or difficulties in managing their expenditures and savings so we asked people one simple question: do you struggle with your personal finances? 10% of the participants reported that they indeed struggle in creating budgets and in organizing their finances while 90% said that they have everything under control.

Struggles with finance10%

Easily manages finances90%

Financial goals and targets of single people living in Geneve

Financial goals of individuals in Geneve

In an attempt to understand the economic situation in Geneve, we asked participants about their financial targets. By knowing what the population in general is trying to achieve, we can shed light on the economic outlook, cost of living, and quality of life in general.


Financial Goal% People
Emergency Fund6%
Debt Reduction31%
Retirement Savings7%
Education Funding9%
Homeownership16%
Investing9%
Travel or Lifestyle12%
Healthcare Expenses8%
Financial Independence9%

Around 6% of individuals said that their main goal is to establish an emergency fund to cover unexpected expenses while 31% said their number one priority is to pay off high-interest debt or loans and improve credit. 7% of surveyed people confirmed that saving for retirement to ensure a comfortable lifestyle in the final years is their main target. Around 9% reported that their priority is saving for the tuition fees and education costs of their children while 16% choose to buy a home or pay off existing mortgage before other things. 9% of the population would like to build wealth through investments such as stocks, bonds, mutual funds, or real estate. For 12% of people, saving for vacations or upgrading their lifestyle is the number one concern. Approximately 8% of the residents said that saving for healthcare expenses including insurance premiums is their main goal.

Chart showing the percentage of individuals who are in debt in Geneve

Debt, loans, and mortgages in Geneve


Percentage of individuals who are in debt


In Debt
22%
Debt Free
78%

According to the survey, 22% of the individuals in Geneve have some kind of debt, loan, mortgage, or credit card payments while 78% reported that they don't have financial obligations to banks.


Chart showing debt-to-income ratio in Geneve

Debt-to-income ratio in Geneve

Debt to income ratio

27%

16% to 38%

( monthly debt payment / monthly income ) x 100

Interpretation

The debt-to-income ratio measures the percentage of income being paid as debt settlement across the population. It is calculated by dividing the monthly debt settlement payment of an individual by their monthly income. Based on collected data, approximately 27% of a single person's monthly income in Geneve goes to debt settlement.


Debt levels

Monthly debt settlement payment as percentage of monthly income

Debt-to-income ratio% People
> 60%3%
50% - 60%10%
40% - 50%11%
30% - 40%13%
20% - 30%16%
10% - 20%20%
0% - 10%28%

According to our data, 3% of the debtors in Geneve pay 60%+ of their income as debt settlement while 10% of the people pay 50% to 60% of their income for the same, which is quite an alarming financial situation for those individuals. 11% of people in debt dedicate 40% to 50% of their income to loan and mortgage payments while 13% dedicated 30% to 40% of income for same. Things are looking brighter for 16% of individuals as they only pay 20% to 30% of their income for loan and credit card repayment.


Distribution by type of debt in Geneve

Debt% People
Real Estate Mortgage14%
Auto Loan24%
Student Loan3%
Credit Card24%
Personal Loan35%

14% of debtors in Geneve confirm that real estate mortgages constitutes the main part of their outstanding debt while 24% say that credit card payments are the reason they are in debt. Auto loans were the main type of debt for 24% of people and personal loans rose at 35%. Lastly, student loans are the main source of debt for 3% of debtors in Geneve.


About credit score and debt management

Managing debt is a critical aspect of maintaining a favorable credit score. Debt reduction is the first thing you should do improve your financial situation. Getting rid of debt takes precedence over saving money because of interest rates.

Good debt vs. Bad debt

Not all debt is bad. Good debt typically refers to borrowing money for investments that can increase in value or generate income over time like purchasing a home or acquiring student loans. On the other hand, bad debt involves borrowing for things that fail to generate lasting value like high-interest credit card debt used for non-essential expenses like luxury items or vacations.


Loan Affordability Index in Geneve

Besides measuring the loan-to-income ratio, we asked individuals of Geneve how many times in a year they defaulted or were unable to pay their due credit card or loan payments on time. Understanding how often people default on their due payments is one of the indicators of the cost of living and economic situation.

Frequency and percentage of people who failed to pay their monthly credit card or loan payments on time last year.

Frequency% People
Never56%
Once a year22%
Twice a year11%
Three times a year8%
Four times a year4%
Housing and accommodation affordability, property price to income ratio, rent to income ratio, and housing affordability index chart in Geneve

Housing costs, accommodation, and housing affordability in Geneve

Rental costs and house/apartment prices can vary drastically between different areas and locations.


Rent Cost in Geneve

Monthly Rent Prices

Studio apartment monthly rent cost

610 CHF 920 CHF 2,400 CHF
MINIMUM AVERAGE MAXIMUM
$690 $1,000 $2,800

1-bedroom apartment monthly rent cost

920 CHF 1,500 CHF 3,700 CHF
MINIMUM AVERAGE MAXIMUM
$1,000 $1,700 $4,100

2-bedroom apartment monthly rent cost

1,200 CHF 1,800 CHF 4,900 CHF
MINIMUM AVERAGE MAXIMUM
$1,400 $2,100 $5,500

3-bedroom apartment monthly rent cost

1,500 CHF 2,400 CHF 6,700 CHF
MINIMUM AVERAGE MAXIMUM
$1,700 $2,800 $7,500

Furnished apartment monthly rent cost

2,900 CHF 7,300 CHF 15,000 CHF
MINIMUM AVERAGE MAXIMUM
$3,300 $8,300 $17,000

Townhouse monthly rent cost

2,400 CHF 3,700 CHF 10,000 CHF
MINIMUM AVERAGE MAXIMUM
$2,800 $4,100 $12,000

House monthly rent cost

2,900 CHF 7,300 CHF 15,000 CHF
MINIMUM AVERAGE MAXIMUM
$3,300 $8,300 $17,000

Villa monthly rent cost

3,700 CHF 9,200 CHF 15,000 CHF
MINIMUM AVERAGE MAXIMUM
$4,100 $10,000 $17,000

The monthly rental cost of a studio apartment in Geneve ranges between 610 CHF and 2,400 CHF, meanwhile the cost of monthly rental of a one-bedroom apartment can be anywhere from 920 CHF to 3,700 CHF. Two-bedroom rentals rate ranges between 1,200 CHF and 4,900 CHF per month. The monthly rental for a three-bedroom apartment ranges from 1,500 CHF to 6,700 CHF. The average rent of a townhouse in Geneve is around 3,700 CHF while house rental costs can be as high as 7,300 CHF per month. Finally, if you want to rent a villa, expect to pay anywhere from 3,700 CHF to 15,000 CHF per month.



Apartment and house prices in Geneve

Cost of buying a property

Studio apartment price

120,000 CHF 180,000 CHF 370,000 CHF
MINIMUM AVERAGE MAXIMUM
$140,000 $210,000 $410,000

1-bedroom apartment price

150,000 CHF 240,000 CHF 920,000 CHF
MINIMUM AVERAGE MAXIMUM
$170,000 $280,000 $1M

2-bedroom apartment price

240,000 CHF 730,000 CHF 1.5M CHF
MINIMUM AVERAGE MAXIMUM
$280,000 $830,000 $1.7M

3-bedroom apartment price

810,000 CHF 1.2M CHF 3.7M CHF
MINIMUM AVERAGE MAXIMUM
$920,000 $1.4M $4.1M

Townhouse price

1M CHF 2.4M CHF 9.2M CHF
MINIMUM AVERAGE MAXIMUM
$1.2M $2.8M $10M

House price

1.2M CHF 7.3M CHF 10M CHF
MINIMUM AVERAGE MAXIMUM
$1.4M $8.3M $12M

Villa price

1.5M CHF 8.1M CHF 12M CHF
MINIMUM AVERAGE MAXIMUM
$1.7M $9.2M $14M

The average price of a studio apartment in Geneve can range from 120,000 CHF to 370,000 CHF depending on location. One bedroom cost can be anywhere from 150,000 CHF to 920,000 CHF. A villa can cost you 8.1M CHF on average with prices ranging from 1.5M CHF to 12M CHF.


If you're leasing or purchasing, housing costs in Geneve will probably constitute your biggest expenditure, yet it's an area where you wield considerable influence. This is due to the substantial variance in housing prices across communities. Keep in mind the location of your workplace and the accessibility of essential amenities to prevent negating the savings from lower rental rates with increased transportation expenses.

House / apartment prices to income ratio


Property price to income ratio

( average property price / average monthly income ) x 100


54 x163 monthly income 250
MINIMUM AVERAGE MAXIMUM

Property prices in Geneve can be x163 to x250 multiples of the monthly income depending on the property and the income of the person. On average, property prices are approximately x163 multiples of the average monthly salary in Geneve.



Rent to income ratio


Rent to income ratio

( monthly rental / monthly income ) x 100


27% 38% of income 49%
MINIMUM AVERAGE MAXIMUM

The average rent-to-income ratio in Geneve is around 38%. This means that people pay 38% of their income for rent. Those figures can range from 27% to 49% depending on the salary, location, and type of property.


The housing-to-income ratio is a very important metric to evaluate and measure how affordable living is in a particular area, city, or country since housing comprises the biggest chunk of expenditure. A higher housing to income ratio means that the place is relatively expensive. The figure by itself does tell much. It only starts to make sense when comparing the housing to income ratio across different locations.

Housing affordability index

The housing affordability index measures how affordable accommodation is in a particular place. This can measured in multiple ways, the most common being housing expenditure to total expenditure ratio and the rent to income ratio. The housing expenditure ratio is a figure reported by individuals on the percentage they allocate for housing. Rent to income ratio is calculated by dividing the average monthly rent by the average income. Because these values are both percentages, we can find their average and get the best of the two worlds.

Housing Affordability Index
35%

Property Taxes

Real estate owners pay property taxes to local tax authorities, which are determined by the assessed value of their property. Typically, these taxes are paid once a year. Property tax funds contribute to community development, financing infrastructure improvements, public services, and local education initiatives.


FROM
2.5%
AVERAGE
3.5%
TO
4.5%

Home Maintenance Costs

Home maintenance costs encompass various expenses associated with the upkeep and repair of a residence. These expenditures include regular tasks such as lawn care, pest control, and HVAC system servicing, as well as occasional repairs and renovations like fixing leaks, painting, or replacing appliances.


10 CHF 130 CHF 1,300 CHF
MINIMUM AVERAGE MAXIMUM

Urban vs. rural living costs

Urban living typically entails higher housing and transportation costs due to demand and limited space, while rural areas generally offer lower housing expenses but may have higher prices for goods and services. The differnce in rental rates between urban areas and rural areas can be as high as 300% in some cases.

Monthly costs and expenses of energy and basic utilities in Geneve

Utilities expenditure can vary slightly between different areas and locations.


Energy, electricity, water, gas, internet, and mobile cost in Geneve

Utility Bill Cost / Electricity + Water + Gas / A single person

40 CHF 280 CHF 1,800 CHF
MINIMUM AVERAGE MAXIMUM
$45 $310 $2,100

Internet and cable cost

34 CHF 68 CHF 90 CHF
MINIMUM AVERAGE MAXIMUM
$38 $77 $100

Mobile phone bill and charges

27 CHF 45 CHF 140 CHF
MINIMUM AVERAGE MAXIMUM
$31 $51 $150

Because most utility bills club electricity, water, and gas costs in one bill, we can't provide a breakup for each type of utility and will display electricity, gas, and water as single cost.


The average monthly energy and water consumption of individuals is around 280 CHF. The cost of internet and WiFi ranges from 34 CHF to 90 CHF with 68 CHF being the average internet bill. Finally, the average monthly mobile charges is around 45 CHF but can range between 27 CHF and 140 CHF depending on consumption. Mobile charges include both calling minutes as well as data packages.


Energy / Utility expense to income ratio


( monthly utility expenses / monthly income ) x 100


1.1% 4.3% of income 8.7%
MINIMUM AVERAGE MAXIMUM

The average utility-to-income ratio in Geneve is around 4.3%. This means that people pay 4.3% of their income for energy, water, internet, and mobile charges. Those figures can range from 1.1% to 8.7% depending on salary and location.

Food Prices, Dining Expenses, and Grocery Costs in Geneve

Grocery / Food expenditure and prices can vary drastically between different areas and locations.


Prices and cost of goods and services in Geneve

Dining out, food, and beverages costs. Price variations for common food items.

Fast food combo meal price

6.8 CHF 14 CHF 23 CHF
MINIMUM AVERAGE MAXIMUM
$7.7 $15 $26

The average price of a regular combo meal at a fast food outlet or chain like McDonald's, Pizzahut, or KFC in Geneve is approximatly 14 CHF with meal cost ranging from 6.8 CHF to 23 CHF. The typical combo meal consists of a burger, french fries, and a drink.

Restaurant meal for one price

24 CHF 35 CHF 71 CHF
MINIMUM AVERAGE MAXIMUM
$27 $40 $80

If you are planning to have a nice meal at a mid-range restaurant, expect to pay anywhere between 24 CHF and 71 CHF with 35 CHF being the average price of a plate for one person at a regular restaurant in Geneve.

Fine dining meal for one price

47 CHF 71 CHF 280 CHF
MINIMUM AVERAGE MAXIMUM
$53 $80 $320

The price range of a meal at fine-dining restaurant is 47 CHF to 280 CHF with the average cost being 71 CHF for one person. This is what you would expect to pay a top-tier diner in Geneve.

Beverage prices, cappuccino, latte etc..

5.7 CHF 9 CHF 14 CHF
MINIMUM AVERAGE MAXIMUM
$6.4 $10 $15

The average price of a regular beverage like cappuccino or latte at Starbucks, Costa, or similar coffee shops and cafes in Geneve is around 9 CHF. Price ranges between 5.7 CHF and 14 CHF depending on the type of beverage, the size, and optional add-ons.



Grocery and market costs

Large bottle of milk price

4.5 CHF 5.4 CHF 6.8 CHF
MINIMUM AVERAGE MAXIMUM
$5.1 $6.1 $7.7

The average price of a large bottle of milk in Geneve is 5.4 CHF. The maximum what you would pay for milk is 6.8 CHF and the minimum being 4.5 CHF depending on the brand of milk and other properties.

12 eggs price

3.4 CHF 4.5 CHF 6.8 CHF
MINIMUM AVERAGE MAXIMUM
$3.8 $5.1 $7.7

A dozen eggs costs around 4.5 CHF on average with 3.4 CHF and 6.8 CHF being the lower and upper limits respectively.

Fresh whole chicken price

7.7 CHF 10 CHF 14 CHF
MINIMUM AVERAGE MAXIMUM
$8.7 $11 $16

The price range of a fresh whole chicken in Geneve is between 7.7 CHF and 14 CHF depending on the size of the chicken and whether it is oraganic or not. The average price is approximatly 10 CHF.

Pack of beef price

9 CHF 14 CHF 27 CHF
MINIMUM AVERAGE MAXIMUM
$10 $15 $31

The price of a regular pack of beef or meat is around 14 CHF. A pack of beef contains around 1Kg or 1lb depending on packing.

Medium bag of rice price

3.6 CHF 5 CHF 7.1 CHF
MINIMUM AVERAGE MAXIMUM
$4.1 $5.6 $8

A bag of rice in Geneve costs around 5 CHF on average with prices rangeing between 3.6 CHF and 7.1 CHF depending on the brand and quality.

Bag of tomatos price

1.4 CHF 1.8 CHF 3.4 CHF
MINIMUM AVERAGE MAXIMUM
$1.5 $2 $3.8

A bag of tomatoes costs anywhere from 1.4 CHF to 3.4 CHF. A bag of tomatoes denotes 1Kg or 1lb depending on location.

Bag of apples price

2.4 CHF 3.2 CHF 5.2 CHF
MINIMUM AVERAGE MAXIMUM
$2.7 $3.6 $5.9

A bag of apples costs 3.2 CHF on average. A bag of apples denotes 1Kg or 1lb depending on location.


Grocery and food expenditure to income ratio


( monthly grocery expenses / monthly income ) x 100


17% 26% of income 33%
MINIMUM AVERAGE MAXIMUM

The average grocery-to-income ratio in Geneve is around 26%. This means that individuals spend 26% of their income on grocery and basic household items. The expenditure can range from 17% to 33% depending on salary and location.


Expenditure on food and grocery for individuals

Individuals' spending on grocery ranges from 110 CHF to 4,900 CHF with the location, income being the most determinite factors.

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