Cost Of Living For a Single Person in Kyiv 2025

Single person cost of living chart - individual average monthly expenditure in Kyiv

Average Monthly Expenditure

Currency: UAH
6,000 43,000 480,000
MINIMUM AVERAGE MAXIMUM
$160 $1,100 $12,000

Average monthly spending for a single person or individual in Kyiv

How much money does an individual need in a month to survive in Kyiv?

A single person in Kyiv spends around 43,000 UAH per month on average. Depending on the lifestyle, a single individual can survive with a monthly budget as low as 6,000 UAH or as high as 480,000 UAH. Location and income are very important factors and have a huge influence on expenditure and budget.

Single person or Individual cost of living and expenditure to income ratio in Kyiv

Single person expenditure to income ratio in Kyiv

Analysing the how affordable it is for an individual to live in Kyiv

One of the most definite ways to determine how affordable a place is measuring the ratio of expenses to salary. A high expense-to-income to ratio indicates a high cost-of-living index while a low expenditure-to-salary ratio means the place is affordable to live in. Individuals usually spend a larger chunk of their income than other population groups. A typical and healthy expenditure percentage for a single individual ranges between 70% to 80%.


Spending to Income Ratio

92%

85% to 100%

( expenditure / income ) x 100


Individuals in Kyiv spend around 92% of their monthly income. Some individuals spend as low as 85% of their income while some as high as 100%.

Distribution of monthly cost of living expenses of a single person in Kyiv

How do individuals spend their money in Kyiv?

We asked thousands of individuals about their spending habits and expenditure break down.


The percentage figures in this section are percentages of total spending not income. If you would like to see the percentage of expenses as related to income or salary, see other sections.

Housing and accomodation expenditure for individuals

Accomodation Cost29%

29% of total expenses on average (17% to 41%)

LOW$55   2,100 UAH
AVERAGE$390   15,000 UAH
HIGH$4,400   170,000 UAH
Per Month

Individuals in Kyiv typically spend from 17% to 41% of their total monthly expenditure on housing with 29% being the average. The average monthly spend on housing is 15,000 UAH with expenditure ranging from 2,100 UAH to 170,000 UAH. This cost mainly goes for rent but it also includes other accommodation-related expenses.

Electricity, utilities, energy, water, internet, and mobile expenditure for individuals

Cost of utilities9%

9% of total expenses on average (5% to 14%)

LOW$8.1   310 UAH
AVERAGE$58   2,200 UAH
HIGH$650   25,000 UAH
Per Month

Utility expenditure like electricity, water, and gas in Kyiv ranges from 5% to 14% of total expenses with 9% being the average for most individuals. The average monthly cost of utilities is 2,200 UAH with 310 UAH and 25,000 UAH being the upper and lower limits for a single person.

Transport, fuel, and commute expenditure for individuals

Cost of transport and fuel5%

5% of total expenses on average (3% to 11%)

LOW$12   450 UAH
AVERAGE$83   3,200 UAH
HIGH$920   36,000 UAH
Per Month

Fuel consumption and cost of transport depend heavily on whether a single person resides near school and work, but roughly speaking a single person would expect to spend from 450 UAH to 36,000 UAH in a month on commuting with 3,200 UAH being the norm for most individuals. This means that money spent on transport constitutes about 5% of total spending on average but can go as low as 3% or as high as 11%.

Food, groceries, and basic shopping expenditure for individuals

Food and Groceries Cost19%

19% of total expenses on average (13% to 24%)

LOW$23   870 UAH
AVERAGE$160   6,200 UAH
HIGH$1,800   69,000 UAH
Per Month

The average outlay on groceries and basic houshold items for a typical person in a month in Kyiv is 6,200 UAH. The cost of groceries can range between 870 UAH to 69,000 UAH. Individuals spend on average about 19% on food and groceries with upper and lower bounds of 13% and 24% respectively.

Healthcare and medical services expenditure for individuals

Cost of healthcare12%

12% of total expenses on average (6% to 16%)

LOW$11   440 UAH
AVERAGE$81   3,100 UAH
HIGH$900   35,000 UAH
Per Month

Individuals in Kyiv allocate 6% to 16% of their total monthly expenditure to healthcare including health insurance and out-of-pocket medical expenses. The average spending on medical services and clinic visits is around 12%. The range of medical expenses range from 440 UAH to 35,000 UAH with 3,100 UAH being the norm for most individuals.

Leisure and shopping expenditure for individuals

Cost of leisure and shopping2%

2% of total expenses on average (2% to 5%)

LOW$7.1   270 UAH
AVERAGE$51   2,000 UAH
HIGH$560   22,000 UAH
Per Month

This category mostly contains discretionary or non-essential expenses but also some non-discretionary spending like furniture for example. The monthly expenses range from 270 UAH to 22,000 UAH with 2,000 UAH being the average. Speaking of percentages, that equates to 2% to 5% of total expenses with an average of 2% for most individuals.

Education and schooling expenditure for individuals

Cost of education and schooling1%

1% of total expenses on average (0.00% to 3%)

LOW$2.8   110 UAH
AVERAGE$20   780 UAH
HIGH$230   8,700 UAH
Per Month

Spending on education can vary drastically between different individuals. On average, education constitutes 1% of the monthly expenditure of individuals with 0.00% and 3% being the lower and upper bounds respectively. The average reported education cost is 780 UAH per month with 110 UAH being the minimum spent amount and 8,700 UAH being the maximum.

Other Expenses22%

22% of total expenses on average (14% to 26%)

LOW$27   1,000 UAH
AVERAGE$190   7,400 UAH
HIGH$2,100   82,000 UAH
Per Month
Percentage of individuals who manage to save money from their income every month in Kyiv

What percentage of individuals in Kyiv are able to save money and how much can they save?


Percentage of individuals that reported their ability to save money


Saving Money
66%
Not Saving
34%

Almost 66% of surveyed individuals in Kyiv said that they can save some money at the end of each month while 34% reported that they have to utilize their whole income to survive.


A single person savings to income ratio in Kyiv

Savings-to-Income Ratio

The savings-to-income ratio is measured as the percentage of income that people save over a specific period and it is simply calculated by dividing the saved money by total income and then multiplying the result by 100. (Savings / Income) x 100.


How much money do individuals manage to add to their savings?

The amount of money that people can afford to save depends hugely on their income. It is better to focus on the percentage when trying to understand saving patterns.

Saving to Income Ratio

13% 21% of income 35%
MINIMUM AVERAGE MAXIMUM

Average Monthly Saved Amount

1,500 UAH
$38
13,000 UAH
$340
150,000 UAH
$3,800
MINIMUM AVERAGE MAXIMUM

Savings to income distribution levels for individuals

Saving To Income Ratio% Individuals
0% - 10%33%
10% - 20%25%
20% - 30%16%
30% - 40%12%
40% - 50%10%
> 50%4%

Interpretation and Analysis

Individuals that are able to save money can put anywhere from 13% to 35% of their monthly income to their savings, with 21% being the average for most individuals. The average monthly amount of money that individuals can put aside is 13,000 UAH with 1,500 UAH and 150,000 UAH being the minimum and maximum respectively.

Prices and cost of goods and services in Kyiv

Chart showing the prices and cost of grocery, food, restaurant meals, market, and beverages in Kyiv

Dining, food, and beverages costs


Fast food combo meal

53 UAH 110 UAH 180 UAH
MINIMUM AVERAGE MAXIMUM
$1.4 $2.7 $4.6

Restaurant meal for one

180 UAH 280 UAH 550 UAH
MINIMUM AVERAGE MAXIMUM
$4.8 $7.2 $14

Fine dining meal for one

350 UAH 530 UAH 2,100 UAH
MINIMUM AVERAGE MAXIMUM
$9.2 $14 $55

Cappuccino or latte

45 UAH 72 UAH 110 UAH
MINIMUM AVERAGE MAXIMUM
$1.2 $1.9 $2.8

Grocery and market costs


Milk large bottle

37 UAH 44 UAH 55 UAH
MINIMUM AVERAGE MAXIMUM
$0.96 $1.1 $1.4

12 eggs

26 UAH 35 UAH 52 UAH
MINIMUM AVERAGE MAXIMUM
$0.68 $0.91 $1.4

Fresh whole chicken

63 UAH 81 UAH 120 UAH
MINIMUM AVERAGE MAXIMUM
$1.6 $2.1 $3

Pack of beef

76 UAH 110 UAH 230 UAH
MINIMUM AVERAGE MAXIMUM
$2 $3 $6

Medium bag of rice

28 UAH 38 UAH 54 UAH
MINIMUM AVERAGE MAXIMUM
$0.72 $0.99 $1.4

Bag of tomatos

11 UAH 14 UAH 26 UAH
MINIMUM AVERAGE MAXIMUM
$0.28 $0.37 $0.69

Bag of apples

19 UAH 25 UAH 41 UAH
MINIMUM AVERAGE MAXIMUM
$0.50 $0.65 $1.1
Chart showing the prices and cost of commute, travel, and transportation in Kyiv

Commute, travel, and transportation costs


20 minutes taxi ride

46 UAH 55 UAH 110 UAH
MINIMUM AVERAGE MAXIMUM
$1.2 $1.4 $2.9

Average car full tank

260 UAH 350 UAH 710 UAH
MINIMUM AVERAGE MAXIMUM
$6.9 $9.2 $18

Average car 1-day rental

250 UAH 330 UAH 490 UAH
MINIMUM AVERAGE MAXIMUM
$6.4 $8.6 $13

Average car price

130,000 UAH 250,000 UAH 340,000 UAH
MINIMUM AVERAGE MAXIMUM
$3,300 $6,600 $8,800

Bus ticket one way

8.4 UAH 13 UAH 25 UAH
MINIMUM AVERAGE MAXIMUM
$0.22 $0.33 $0.65

Car Service

340 UAH 520 UAH 1,000 UAH
MINIMUM AVERAGE MAXIMUM
$8.9 $13 $27
Chart showing the prices and cost of utility, energy, water, and gas for a single person in Kyiv

Utility cost (monthly)


Utility Bill - Individual

310 UAH 2,200 UAH 25,000 UAH
MINIMUM AVERAGE MAXIMUM
$8.1 $58 $650

Internet and cable

280 UAH 550 UAH 740 UAH
MINIMUM AVERAGE MAXIMUM
$7.2 $14 $19

Mobile phone charges

180 UAH 300 UAH 900 UAH
MINIMUM AVERAGE MAXIMUM
$4.7 $7.8 $23

Leisure and activities costs


Movie ticket

120 UAH 160 UAH 240 UAH
MINIMUM AVERAGE MAXIMUM
$3.1 $4.1 $6.1

One month gym membership

430 UAH 540 UAH 1,100 UAH
MINIMUM AVERAGE MAXIMUM
$11 $14 $28
Chart showing the prices and cost of clothing and accessories in Kyiv

Cloths and accessories costs


Pair of jeans or pants

330 UAH 460 UAH 690 UAH
MINIMUM AVERAGE MAXIMUM
$8.5 $12 $18

Woman dress

310 UAH 440 UAH 1,400 UAH
MINIMUM AVERAGE MAXIMUM
$8.2 $11 $37

Woman shoes

280 UAH 380 UAH 880 UAH
MINIMUM AVERAGE MAXIMUM
$7.2 $9.8 $23

Men's shoes

250 UAH 300 UAH 600 UAH
MINIMUM AVERAGE MAXIMUM
$6.4 $7.8 $16

Men suit

280 UAH 350 UAH 1,800 UAH
MINIMUM AVERAGE MAXIMUM
$7.2 $9 $48

Regular t-shirt

140 UAH 190 UAH 570 UAH
MINIMUM AVERAGE MAXIMUM
$3.7 $4.9 $15
Chart showing the prices and cost of housing, accommodation, and rent in Kyiv

Housing costs / monthly rent


Studio apartment

5,100 UAH 7,600 UAH 20,000 UAH
MINIMUM AVERAGE MAXIMUM
$130 $200 $530

1-bedroom apartment

7,800 UAH 12,000 UAH 31,000 UAH
MINIMUM AVERAGE MAXIMUM
$200 $320 $810

2-bedroom apartment

11,000 UAH 16,000 UAH 43,000 UAH
MINIMUM AVERAGE MAXIMUM
$280 $420 $1,100

Housing costs / Buying


Studio apartment

1.1M UAH 1.6M UAH 3.2M UAH
MINIMUM AVERAGE MAXIMUM
$28,000 $42,000 $83,000

1-bedroom apartment

1.3M UAH 2.2M UAH 8.2M UAH
MINIMUM AVERAGE MAXIMUM
$34,000 $57,000 $210,000

2-bedroom apartment

2M UAH 6.1M UAH 12M UAH
MINIMUM AVERAGE MAXIMUM
$53,000 $160,000 $320,000
Chart showing the prices and cost of furniture in Kyiv

Furniture Costs


King Size Bed

5,200 UAH 6,500 UAH 8,700 UAH
MINIMUM AVERAGE MAXIMUM
$140 $170 $230

Double Bed

3,600 UAH 5,400 UAH 6,700 UAH
MINIMUM AVERAGE MAXIMUM
$93 $140 $170

Single Bed

3,200 UAH 4,200 UAH 5,500 UAH
MINIMUM AVERAGE MAXIMUM
$84 $110 $140

Living Room

6,200 UAH 8,000 UAH 28,000 UAH
MINIMUM AVERAGE MAXIMUM
$160 $210 $730

Dining Table

2,600 UAH 3,500 UAH 6,500 UAH
MINIMUM AVERAGE MAXIMUM
$68 $91 $170

Sofa or Couch

3,600 UAH 4,900 UAH 11,000 UAH
MINIMUM AVERAGE MAXIMUM
$93 $130 $280
Chart showing the prices and cost of electronic devices and appliances in Kyiv

Electronics and House Appliance Costs


TV Set

3,600 UAH 5,400 UAH 11,000 UAH
MINIMUM AVERAGE MAXIMUM
$93 $140 $280

Fridge or Freezer

3,200 UAH 5,000 UAH 6,900 UAH
MINIMUM AVERAGE MAXIMUM
$84 $130 $180

Washing Machine

3,900 UAH 5,700 UAH 10,000 UAH
MINIMUM AVERAGE MAXIMUM
$100 $150 $270

Stove or Cooker

3,800 UAH 4,800 UAH 6,600 UAH
MINIMUM AVERAGE MAXIMUM
$98 $120 $170

Mobile Phone

4,500 UAH 5,400 UAH 7,700 UAH
MINIMUM AVERAGE MAXIMUM
$120 $140 $200

Laptop or Computer

5,000 UAH 6,100 UAH 11,000 UAH
MINIMUM AVERAGE MAXIMUM
$130 $160 $290
Where do individuals choose to put their savings in Kyiv

Typical saving choices for individuals in Kyiv

Where do people choose to put their savings?


Saving Type% People
Emergency Funds12%
Gold13%
Savings Accounts17%
Retirement Accounts10%
Cash Savings21%
Real Estate9%
Investment5%
Stocks4%
Bonds5%
Mutual Funds2%
Certificates of Deposit3%
Reasons that make it difficult for individuals to save money in Kyiv

Saving Challenges in Kyiv

Reasons that make it difficult for individuals to save money

We wanted to understand what is stopping people from maximizing their savings in Kyiv. Listed below are the answers given by the survey participants.


Reason% People
Low Income5%
High Expenses8%
Debt and Loans13%
Lack of Budgeting Skills12%
Impulsive Spending12%
Financial Emergencies7%
Living the moment5%
Will do it later21%
Inflation13%
Social Pressure3%
Market Instability2%

Around 5% of the individuals said that their salary is too low to accommodate a portion for savings while 8% said that the high cost of living leaves little room for savings. 13% of the residents said that they are burdened with debt and find it challenging to save money. 12% reported that they just don't have the knowledge or discipline to create and stick to a budget, leading to overspending and an inability to save. 12% of individuals blamed impulsive spending as the reason for saving inability. Around 7% said that unexpected expenses like medical bills or car repairs are derailing their savings goals. 5% bluntly said that they don't see the purpose of it and prefer to live each day to the fullest. 21% reported that they understand the value of saving but are putting off saving for the future, thinking they have plenty of time to start later. 13% blamed inflation, saying that every time they save some money they end up using it immediately. A surprising 3% said that social pressure and keeping up with peers or social expectations makes them overspend. Lastly, 2% blamed market instability and price fluctuations.

How easily is cost-cutting for individuals. Are there plenty of low-cost options in Kyiv

Low-cost alternatives in Kyiv

People are always looking for ways to cut down expenses and reduce expenditures. The hallmark of any affordable place is the availability of discount stores, bargain deals, smart or secondhand shopping, refurbished items, and couponing. We asked individuals how easily cost-cutting is and the answers were distributed as follows:

Plenty of low-cost options53%

Few low-cost options47%


Based on the survey, 53% of the individuals living in Kyiv have no problem finding low-cost alternatives to support a frugal lifestyle while 47% think that thriftness is difficult due to scarcity in discount markets and secondhand outlets.

Emergency Funds For Individuals

An emergency fund is a financial safety net comprised of easily accessible savings set aside to cover unexpected expenses or financial emergencies, typically amounting to three to six months' worth of living expenses. We asked individuals whether they have an emergency fund and the answers were as follows.

Yes45%

No55%


Based on the survey, 55% of the individuals living in Kyiv said that they don't have an emergency fund while 45% said that they do.

A typical and healthy budgeting structure. The 50-30-20 rule

A typical and healthy budgeting structure

The 50/30/20 rule

Spending among different people can vary significantly based on factors such as their income, lifestyle, location, and personal preferences. A commonly used guideline for budgeting is the 50/30/20 rule, which suggests allocating your income into three main categories in the following percentages.

  • 50% for needs and financial obligations

    This category includes essential expenses like housing, utilities, groceries, transportation, and healthcare.

  • 30% for wants and discretionary spending

    This category covers discretionary spending on non-essential items, such as dining out, entertainment, travel, and other lifestyle choices.

  • 20% for savings and emergency fund

    This is the percentage that must be allocated to savings, emergency funds, and retirement accounts.

About financial planning, money management, and household budgeting

The 50/30/20 rule is used as a general guideline but may not be the best choice for all people. There are in fact many budgeting plans out there like the 70/20/10 and the 60/20/20 rules, all claiming to be the best. More important than all of this is to establish financial discipline by creating a budget tailored to your specific financial goals and situation. It is very important that your financial outflow be less than your income to maintain a healthy cash flow.

Income and cost of living compatibility. Is it affordable or economical for individuals to live in Kyiv

Affordable living in Kyiv

Income and cost of living compatibility

We asked individuals one simple question and recorded their answers.

Is it affordable or economical to live in Kyiv?


Yes
49%
No
51%

Around 49% of surveyed individuals think that living in Kyiv is affordable with proper budgeting while 51% reported that it is just too expensive and not affordable even with frugality and thriftness.

Chart showing the percentage of individuals who are in debt in Kyiv

Debt, loans, and mortgages in Kyiv


Percentage of individuals who are in debt


In Debt
34%
Debt Free
66%

According to the survey, 34% of the individuals in Kyiv have some kind of debt, loan, mortgage, or credit card payments while 66% reported that they don't have financial obligations to banks.


Chart showing debt-to-income ratio in Kyiv

Debt-to-income ratio in Kyiv

Debt to income ratio

32%

24% to 40%

( monthly debt payment / monthly income ) x 100

Interpretation

The debt-to-income ratio measures the percentage of income being paid as debt settlement across the population. It is calculated by dividing the monthly debt settlement payment of an individual by their monthly income. Based on collected data, approximately 32% of a single person's monthly income in Kyiv goes to debt settlement.


Debt levels

Monthly debt settlement payment as percentage of monthly income

Debt-to-income ratio% People
> 60%3%
50% - 60%19%
40% - 50%15%
30% - 40%17%
20% - 30%10%
10% - 20%11%
0% - 10%25%

According to our data, 3% of the debtors in Kyiv pay 60%+ of their income as debt settlement while 19% of the people pay 50% to 60% of their income for the same, which is quite an alarming financial situation for those individuals. 15% of people in debt dedicate 40% to 50% of their income to loan and mortgage payments while 17% dedicated 30% to 40% of income for same. Things are looking brighter for 10% of individuals as they only pay 20% to 30% of their income for loan and credit card repayment.


Distribution by type of debt in Kyiv

Debt% People
Real Estate Mortgage8%
Auto Loan14%
Student Loan4%
Credit Card30%
Personal Loan44%

8% of debtors in Kyiv confirm that real estate mortgages constitutes the main part of their outstanding debt while 30% say that credit card payments are the reason they are in debt. Auto loans were the main type of debt for 14% of people and personal loans rose at 44%. Lastly, student loans are the main source of debt for 4% of debtors in Kyiv.


About credit score and debt management

Managing debt is a critical aspect of maintaining a favorable credit score. Debt reduction is the first thing you should do improve your financial situation. Getting rid of debt takes precedence over saving money because of interest rates.

Good debt vs. Bad debt

Not all debt is bad. Good debt typically refers to borrowing money for investments that can increase in value or generate income over time like purchasing a home or acquiring student loans. On the other hand, bad debt involves borrowing for things that fail to generate lasting value like high-interest credit card debt used for non-essential expenses like luxury items or vacations.


Loan Affordability Index in Kyiv

Besides measuring the loan-to-income ratio, we asked individuals how many times in a year they defaulted or were unable to pay their due credit card or loan payments on time. Understanding how often people default on their due payments is one of the indicators of the cost of living and economic situation.

Frequency and percentage of people who failed to pay their monthly credit card or loan payments on time last year.

Frequency% People
Never50%
Once a year24%
Twice a year13%
Three times a year9%
Four times a year4%
Financial literacy and difficulty in budgeting and financial planning for individuals in Kyiv

Financial Literacy in

Financial literacy is the knowledge of concepts and principles related to personal finance that allow individuals to make informed decisions regarding their money such as budgeting, saving, investing, borrowing, managing debt, financial risk management, and planning.

Financial Leteracy44%


We asked individuals in Kyiv whether they acquired any adequate personal financial training in their lives. Approximately 56% of the people who participated in the survey said that they are not well informed about the topics of budgeting, saving, etc., and just manage things based on their own experience, while 44% said that they know about the general principles of personal finance from sources other than their own experience.


Difficulty in Budgeting and Financial Planning

We wanted to understand whether single people of have problems or difficulties in managing their expenditures and savings so we asked people one simple question: do you struggle with your personal finances? 57% of the participants reported that they indeed struggle in creating budgets and in organizing their finances while 43% said that they have everything under control.

Struggles with finance57%

Easily manages finances43%

Financial goals and targets of single people living in Kyiv

Financial goals of individuals in Kyiv

In an attempt to understand the economic situation in Kyiv, we asked participants about their financial targets. By knowing what the population in general is trying to achieve, we can shed light on the economic outlook, cost of living, and quality of life in general.


Financial Goal% People
Emergency Fund8%
Debt Reduction44%
Retirement Savings10%
Education Funding7%
Homeownership18%
Investing6%
Travel or Lifestyle6%
Healthcare Expenses14%
Financial Independence4%

Around 8% of individuals said that their main goal is to establish an emergency fund to cover unexpected expenses while 44% said their number one priority is to pay off high-interest debt or loans and improve credit. 10% of surveyed people confirmed that saving for retirement to ensure a comfortable lifestyle in the final years is their main target. Around 7% reported that their priority is saving for the tuition fees and education costs of their children while 18% choose to buy a home or pay off existing mortgage before other things. 6% of the population would like to build wealth through investments such as stocks, bonds, mutual funds, or real estate. For 6% of people, saving for vacations or upgrading their lifestyle is the number one concern. Approximately 14% of the residents said that saving for healthcare expenses including insurance premiums is their main goal.

Housing and accommodation affordability, property price to income ratio, rent to income ratio, and housing affordability index chart in Kyiv

Housing costs, accommodation, and housing affordability in Kyiv

Rental costs and house/apartment prices can vary drastically between different areas and locations.


Rent Cost in Kyiv

Monthly Rent Prices

Studio apartment monthly rent cost

5,100 UAH 7,600 UAH 20,000 UAH
MINIMUM AVERAGE MAXIMUM
$130 $200 $530

1-bedroom apartment monthly rent cost

7,800 UAH 12,000 UAH 31,000 UAH
MINIMUM AVERAGE MAXIMUM
$200 $320 $810

2-bedroom apartment monthly rent cost

11,000 UAH 16,000 UAH 43,000 UAH
MINIMUM AVERAGE MAXIMUM
$280 $420 $1,100

3-bedroom apartment monthly rent cost

13,000 UAH 22,000 UAH 59,000 UAH
MINIMUM AVERAGE MAXIMUM
$340 $570 $1,500

Furnished apartment monthly rent cost

25,000 UAH 62,000 UAH 120,000 UAH
MINIMUM AVERAGE MAXIMUM
$650 $1,600 $3,200

Townhouse monthly rent cost

20,000 UAH 31,000 UAH 87,000 UAH
MINIMUM AVERAGE MAXIMUM
$530 $800 $2,300

House monthly rent cost

25,000 UAH 63,000 UAH 130,000 UAH
MINIMUM AVERAGE MAXIMUM
$650 $1,600 $3,300

Villa monthly rent cost

30,000 UAH 76,000 UAH 120,000 UAH
MINIMUM AVERAGE MAXIMUM
$790 $2,000 $3,200

The monthly rental cost of a studio apartment in Kyiv ranges between 5,100 UAH and 20,000 UAH, meanwhile the cost of monthly rental of a one-bedroom apartment can be anywhere from 7,800 UAH to 31,000 UAH. Two-bedroom rentals rate ranges between 11,000 UAH and 43,000 UAH per month. The monthly rental for a three-bedroom apartment ranges from 13,000 UAH to 59,000 UAH. The average rent of a townhouse in Kyiv is around 31,000 UAH while house rental costs can be as high as 63,000 UAH per month. Finally, if you want to rent a villa, expect to pay anywhere from 30,000 UAH to 120,000 UAH per month.



Apartment and house prices in Kyiv

Cost of buying a property

Studio apartment price

1.1M UAH 1.6M UAH 3.2M UAH
MINIMUM AVERAGE MAXIMUM
$28,000 $42,000 $83,000

1-bedroom apartment price

1.3M UAH 2.2M UAH 8.2M UAH
MINIMUM AVERAGE MAXIMUM
$34,000 $57,000 $210,000

2-bedroom apartment price

2M UAH 6.1M UAH 12M UAH
MINIMUM AVERAGE MAXIMUM
$53,000 $160,000 $320,000

3-bedroom apartment price

6.9M UAH 10M UAH 31M UAH
MINIMUM AVERAGE MAXIMUM
$180,000 $270,000 $810,000

Townhouse price

9.2M UAH 21M UAH 80M UAH
MINIMUM AVERAGE MAXIMUM
$240,000 $560,000 $2.1M

House price

11M UAH 66M UAH 94M UAH
MINIMUM AVERAGE MAXIMUM
$280,000 $1.7M $2.4M

Villa price

13M UAH 73M UAH 110M UAH
MINIMUM AVERAGE MAXIMUM
$340,000 $1.9M $2.8M

The average price of a studio apartment in Kyiv can range from 1.1M UAH to 3.2M UAH depending on location. One bedroom cost can be anywhere from 1.3M UAH to 8.2M UAH. A villa can cost you 73M UAH on average with prices ranging from 13M UAH to 110M UAH.


If you're leasing or purchasing, housing costs in Kyiv will probably constitute your biggest expenditure, yet it's an area where you wield considerable influence. This is due to the substantial variance in housing prices across communities. Keep in mind the location of your workplace and the accessibility of essential amenities to prevent negating the savings from lower rental rates with increased transportation expenses.

House / apartment prices to income ratio


Property price to income ratio

( average property price / average monthly income ) x 100


42 x115 monthly income 259
MINIMUM AVERAGE MAXIMUM

Property prices in Kyiv can be x115 to x259 multiples of the monthly income depending on the property and the income of the person. On average, property prices are approximately x115 multiples of the average monthly salary in Kyiv.



Rent to income ratio


Rent to income ratio

( monthly rental / monthly income ) x 100


23% 35% of income 47%
MINIMUM AVERAGE MAXIMUM

The average rent-to-income ratio in Kyiv is around 35%. This means that people pay 35% of their income for rent. Those figures can range from 23% to 47% depending on the salary, location, and type of property.


The housing-to-income ratio is a very important metric to evaluate and measure how affordable living is in a particular area, city, or country since housing comprises the biggest chunk of expenditure. A higher housing to income ratio means that the place is relatively expensive. The figure by itself does tell much. It only starts to make sense when comparing the housing to income ratio across different locations.

Housing affordability index

The housing affordability index measures how affordable accommodation is in a particular place. This can measured in multiple ways, the most common being housing expenditure to total expenditure ratio and the rent to income ratio. The housing expenditure ratio is a figure reported by individuals on the percentage they allocate for housing. Rent to income ratio is calculated by dividing the average monthly rent by the average income. Because these values are both percentages, we can find their average and get the best of the two worlds.

Housing Affordability Index
27%

Property Taxes

Real estate owners pay property taxes to local tax authorities, which are determined by the assessed value of their property. Typically, these taxes are paid once a year. Property tax funds contribute to community development, financing infrastructure improvements, public services, and local education initiatives.


FROM
1.9%
AVERAGE
2.9%
TO
3.9%

Home Maintenance Costs

Home maintenance costs encompass various expenses associated with the upkeep and repair of a residence. These expenditures include regular tasks such as lawn care, pest control, and HVAC system servicing, as well as occasional repairs and renovations like fixing leaks, painting, or replacing appliances.


93 UAH 930 UAH 14,000 UAH
MINIMUM AVERAGE MAXIMUM

Urban vs. rural living costs

Urban living typically entails higher housing and transportation costs due to demand and limited space, while rural areas generally offer lower housing expenses but may have higher prices for goods and services. The differnce in rental rates between urban areas and rural areas can be as high as 300% in some cases.

Monthly costs and expenses of energy and basic utilities in Kyiv

Utilities expenditure can vary slightly between different areas and locations.


Energy, electricity, water, gas, internet, and mobile cost in Kyiv

Utility Bill Cost / Electricity + Water + Gas / A single person

310 UAH 2,200 UAH 25,000 UAH
MINIMUM AVERAGE MAXIMUM
$8.1 $58 $650

Internet and cable cost

280 UAH 550 UAH 740 UAH
MINIMUM AVERAGE MAXIMUM
$7.2 $14 $19

Mobile phone bill and charges

180 UAH 300 UAH 900 UAH
MINIMUM AVERAGE MAXIMUM
$4.7 $7.8 $23

Because most utility bills club electricity, water, and gas costs in one bill, we can't provide a breakup for each type of utility and will display electricity, gas, and water as single cost.


The average monthly energy and water consumption of individuals is around 2,200 UAH. The cost of internet and WiFi ranges from 280 UAH to 740 UAH with 550 UAH being the average internet bill. Finally, the average monthly mobile charges is around 300 UAH but can range between 180 UAH and 900 UAH depending on consumption. Mobile charges include both calling minutes as well as data packages.


Energy / Utility expense to income ratio


( monthly utility expenses / monthly income ) x 100


4.7% 8.2% of income 13%
MINIMUM AVERAGE MAXIMUM

The average utility-to-income ratio in Kyiv is around 8.2%. This means that people pay 8.2% of their income for energy, water, internet, and mobile charges. Those figures can range from 4.7% to 13% depending on salary and location.

Food Prices, Dining Expenses, and Grocery Costs in Kyiv

Grocery / Food expenditure and prices can vary drastically between different areas and locations.


Prices and cost of goods and services in Kyiv

Dining out, food, and beverages costs. Price variations for common food items.

Fast food combo meal price

53 UAH 110 UAH 180 UAH
MINIMUM AVERAGE MAXIMUM
$1.4 $2.7 $4.6

The average price of a regular combo meal at a fast food outlet or chain like McDonald's, Pizzahut, or KFC in Kyiv is approximatly 110 UAH with meal cost ranging from 53 UAH to 180 UAH. The typical combo meal consists of a burger, french fries, and a drink.

Restaurant meal for one price

180 UAH 280 UAH 550 UAH
MINIMUM AVERAGE MAXIMUM
$4.8 $7.2 $14

If you are planning to have a nice meal at a mid-range restaurant, expect to pay anywhere between 180 UAH and 550 UAH with 280 UAH being the average price of a plate for one person at a regular restaurant in Kyiv.

Fine dining meal for one price

350 UAH 530 UAH 2,100 UAH
MINIMUM AVERAGE MAXIMUM
$9.2 $14 $55

The price range of a meal at fine-dining restaurant is 350 UAH to 2,100 UAH with the average cost being 530 UAH for one person. This is what you would expect to pay a top-tier diner in Kyiv.

Beverage prices, cappuccino, latte etc..

45 UAH 72 UAH 110 UAH
MINIMUM AVERAGE MAXIMUM
$1.2 $1.9 $2.8

The average price of a regular beverage like cappuccino or latte at Starbucks, Costa, or similar coffee shops and cafes in Kyiv is around 72 UAH. Price ranges between 45 UAH and 110 UAH depending on the type of beverage, the size, and optional add-ons.



Grocery and market costs

Large bottle of milk price

37 UAH 44 UAH 55 UAH
MINIMUM AVERAGE MAXIMUM
$0.96 $1.1 $1.4

The average price of a large bottle of milk in Kyiv is 44 UAH. The maximum what you would pay for milk is 55 UAH and the minimum being 37 UAH depending on the brand of milk and other properties.

12 eggs price

26 UAH 35 UAH 52 UAH
MINIMUM AVERAGE MAXIMUM
$0.68 $0.91 $1.4

A dozen eggs costs around 35 UAH on average with 26 UAH and 52 UAH being the lower and upper limits respectively.

Fresh whole chicken price

63 UAH 81 UAH 120 UAH
MINIMUM AVERAGE MAXIMUM
$1.6 $2.1 $3

The price range of a fresh whole chicken in Kyiv is between 63 UAH and 120 UAH depending on the size of the chicken and whether it is oraganic or not. The average price is approximatly 81 UAH.

Pack of beef price

76 UAH 110 UAH 230 UAH
MINIMUM AVERAGE MAXIMUM
$2 $3 $6

The price of a regular pack of beef or meat is around 110 UAH. A pack of beef contains around 1Kg or 1lb depending on packing.

Medium bag of rice price

28 UAH 38 UAH 54 UAH
MINIMUM AVERAGE MAXIMUM
$0.72 $0.99 $1.4

A bag of rice in Kyiv costs around 38 UAH on average with prices rangeing between 28 UAH and 54 UAH depending on the brand and quality.

Bag of tomatos price

11 UAH 14 UAH 26 UAH
MINIMUM AVERAGE MAXIMUM
$0.28 $0.37 $0.69

A bag of tomatoes costs anywhere from 11 UAH to 26 UAH. A bag of tomatoes denotes 1Kg or 1lb depending on location.

Bag of apples price

19 UAH 25 UAH 41 UAH
MINIMUM AVERAGE MAXIMUM
$0.50 $0.65 $1.1

A bag of apples costs 25 UAH on average. A bag of apples denotes 1Kg or 1lb depending on location.


Grocery and food expenditure to income ratio


( monthly grocery expenses / monthly income ) x 100


22% 31% of income 38%
MINIMUM AVERAGE MAXIMUM

The average grocery-to-income ratio in Kyiv is around 31%. This means that individuals spend 31% of their income on grocery and basic household items. The expenditure can range from 22% to 38% depending on salary and location.


Expenditure on food and grocery for individuals

Individuals' spending on grocery ranges from 870 UAH to 69,000 UAH with the location, income being the most determinite factors.

Published: March 14, 2024   Last Update: April 6, 2025



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