Cost Of Living For a Single Person in Sao Paulo 2025

Single person cost of living chart - individual average monthly expenditure in Sao Paulo

Average Monthly Expenditure

Currency: BRL
2,100 15,000 170,000
MINIMUM AVERAGE MAXIMUM
$430 $3,000 $34,000

Average monthly spending for a single person or individual in Sao Paulo

How much money does an individual need in a month to survive in Sao Paulo?

A single person in Sao Paulo spends around 15,000 BRL per month on average. Depending on the lifestyle, a single individual can survive with a monthly budget as low as 2,100 BRL or as high as 170,000 BRL. Location and income are very important factors and have a huge influence on expenditure and budget.

Emergency Funds For Individuals

An emergency fund is a financial safety net comprised of easily accessible savings set aside to cover unexpected expenses or financial emergencies, typically amounting to three to six months' worth of living expenses. We asked individuals whether they have an emergency fund and the answers were as follows.

Yes69%

No31%


Based on the survey, 31% of the individuals living in Sao Paulo said that they don't have an emergency fund while 69% said that they do.

Prices and cost of goods and services in Sao Paulo

Chart showing the prices and cost of grocery, food, restaurant meals, market, and beverages in Sao Paulo

Dining, food, and beverages costs


Fast food combo meal

18 BRL 37 BRL 61 BRL
MINIMUM AVERAGE MAXIMUM
$3.7 $7.4 $12

Restaurant meal for one

65 BRL 97 BRL 190 BRL
MINIMUM AVERAGE MAXIMUM
$13 $20 $39

Fine dining meal for one

120 BRL 180 BRL 740 BRL
MINIMUM AVERAGE MAXIMUM
$25 $37 $150

Cappuccino or latte

16 BRL 25 BRL 38 BRL
MINIMUM AVERAGE MAXIMUM
$3.2 $5.1 $7.7

Grocery and market costs


Milk large bottle

13 BRL 16 BRL 19 BRL
MINIMUM AVERAGE MAXIMUM
$2.6 $3.1 $3.9

12 eggs

9.1 BRL 12 BRL 18 BRL
MINIMUM AVERAGE MAXIMUM
$1.8 $2.5 $3.7

Fresh whole chicken

22 BRL 29 BRL 41 BRL
MINIMUM AVERAGE MAXIMUM
$4.5 $5.8 $8.2

Pack of beef

27 BRL 41 BRL 82 BRL
MINIMUM AVERAGE MAXIMUM
$5.5 $8.2 $16

Medium bag of rice

9.6 BRL 13 BRL 19 BRL
MINIMUM AVERAGE MAXIMUM
$1.9 $2.7 $3.8

Bag of tomatos

3.7 BRL 4.9 BRL 9.2 BRL
MINIMUM AVERAGE MAXIMUM
$0.75 $1.00 $1.9

Bag of apples

6.7 BRL 8.8 BRL 14 BRL
MINIMUM AVERAGE MAXIMUM
$1.4 $1.8 $2.9
Chart showing the prices and cost of commute, travel, and transportation in Sao Paulo

Commute, travel, and transportation costs


20 minutes taxi ride

16 BRL 20 BRL 39 BRL
MINIMUM AVERAGE MAXIMUM
$3.3 $3.9 $7.9

Average car full tank

92 BRL 120 BRL 250 BRL
MINIMUM AVERAGE MAXIMUM
$19 $25 $50

Average car 1-day rental

84 BRL 110 BRL 170 BRL
MINIMUM AVERAGE MAXIMUM
$17 $23 $34

Average car price

44,000 BRL 87,000 BRL 120,000 BRL
MINIMUM AVERAGE MAXIMUM
$8,800 $18,000 $23,000

Bus ticket one way

2.9 BRL 4.3 BRL 8.6 BRL
MINIMUM AVERAGE MAXIMUM
$0.58 $0.87 $1.7

Car Service

120 BRL 180 BRL 360 BRL
MINIMUM AVERAGE MAXIMUM
$24 $36 $72
Chart showing the prices and cost of utility, energy, water, and gas for a single person in Sao Paulo

Utility cost (monthly)


Utility Bill - Individual

110 BRL 750 BRL 8,300 BRL
MINIMUM AVERAGE MAXIMUM
$21 $150 $1,700

Internet and cable

98 BRL 200 BRL 260 BRL
MINIMUM AVERAGE MAXIMUM
$20 $39 $53

Mobile phone charges

60 BRL 100 BRL 300 BRL
MINIMUM AVERAGE MAXIMUM
$12 $20 $61

Leisure and activities costs


Movie ticket

40 BRL 53 BRL 79 BRL
MINIMUM AVERAGE MAXIMUM
$8 $11 $16

One month gym membership

150 BRL 190 BRL 380 BRL
MINIMUM AVERAGE MAXIMUM
$31 $38 $77
Chart showing the prices and cost of clothing and accessories in Sao Paulo

Cloths and accessories costs


Pair of jeans or pants

110 BRL 160 BRL 240 BRL
MINIMUM AVERAGE MAXIMUM
$23 $33 $49

Woman dress

110 BRL 160 BRL 500 BRL
MINIMUM AVERAGE MAXIMUM
$23 $31 $100

Woman shoes

97 BRL 130 BRL 310 BRL
MINIMUM AVERAGE MAXIMUM
$20 $27 $62

Men's shoes

86 BRL 110 BRL 210 BRL
MINIMUM AVERAGE MAXIMUM
$17 $21 $43

Men suit

98 BRL 120 BRL 650 BRL
MINIMUM AVERAGE MAXIMUM
$20 $25 $130

Regular t-shirt

50 BRL 67 BRL 200 BRL
MINIMUM AVERAGE MAXIMUM
$10 $14 $41
Chart showing the prices and cost of housing, accommodation, and rent in Sao Paulo

Housing costs / monthly rent


Studio apartment

1,800 BRL 2,800 BRL 7,400 BRL
MINIMUM AVERAGE MAXIMUM
$370 $560 $1,500

1-bedroom apartment

2,800 BRL 4,600 BRL 11,000 BRL
MINIMUM AVERAGE MAXIMUM
$570 $920 $2,300

2-bedroom apartment

3,900 BRL 5,900 BRL 16,000 BRL
MINIMUM AVERAGE MAXIMUM
$790 $1,200 $3,200

Housing costs / Buying


Studio apartment

390,000 BRL 590,000 BRL 1.2M BRL
MINIMUM AVERAGE MAXIMUM
$79,000 $120,000 $240,000

1-bedroom apartment

480,000 BRL 810,000 BRL 3M BRL
MINIMUM AVERAGE MAXIMUM
$98,000 $160,000 $610,000

2-bedroom apartment

740,000 BRL 2.2M BRL 4.4M BRL
MINIMUM AVERAGE MAXIMUM
$150,000 $450,000 $890,000
Chart showing the prices and cost of furniture in Sao Paulo

Furniture Costs


King Size Bed

1,800 BRL 2,300 BRL 3,000 BRL
MINIMUM AVERAGE MAXIMUM
$370 $460 $610

Double Bed

1,200 BRL 1,900 BRL 2,300 BRL
MINIMUM AVERAGE MAXIMUM
$250 $380 $470

Single Bed

1,100 BRL 1,500 BRL 1,900 BRL
MINIMUM AVERAGE MAXIMUM
$230 $300 $390

Living Room

2,200 BRL 2,800 BRL 10,000 BRL
MINIMUM AVERAGE MAXIMUM
$450 $570 $2,000

Dining Table

910 BRL 1,200 BRL 2,300 BRL
MINIMUM AVERAGE MAXIMUM
$180 $240 $460

Sofa or Couch

1,200 BRL 1,700 BRL 3,700 BRL
MINIMUM AVERAGE MAXIMUM
$250 $340 $760
Chart showing the prices and cost of electronic devices and appliances in Sao Paulo

Electronics and House Appliance Costs


TV Set

1,300 BRL 1,900 BRL 3,800 BRL
MINIMUM AVERAGE MAXIMUM
$250 $380 $760

Fridge or Freezer

1,100 BRL 1,800 BRL 2,400 BRL
MINIMUM AVERAGE MAXIMUM
$230 $360 $490

Washing Machine

1,400 BRL 2,000 BRL 3,500 BRL
MINIMUM AVERAGE MAXIMUM
$280 $400 $720

Stove or Cooker

1,300 BRL 1,700 BRL 2,300 BRL
MINIMUM AVERAGE MAXIMUM
$260 $340 $460

Mobile Phone

1,600 BRL 1,900 BRL 2,700 BRL
MINIMUM AVERAGE MAXIMUM
$320 $380 $540

Laptop or Computer

1,800 BRL 2,200 BRL 3,900 BRL
MINIMUM AVERAGE MAXIMUM
$360 $440 $780
Single person or Individual cost of living and expenditure to income ratio in Sao Paulo

Single person expenditure to income ratio in Sao Paulo

Analysing the how affordable it is for an individual to live in Sao Paulo

One of the most definite ways to determine how affordable a place is measuring the ratio of expenses to salary. A high expense-to-income to ratio indicates a high cost-of-living index while a low expenditure-to-salary ratio means the place is affordable to live in. Individuals usually spend a larger chunk of their income than other population groups. A typical and healthy expenditure percentage for a single individual ranges between 70% to 80%.


Spending to Income Ratio

92%

82% to 100%

( expenditure / income ) x 100


Individuals in Sao Paulo spend around 92% of their monthly income. Some individuals spend as low as 82% of their income while some as high as 100%.

Percentage of individuals who manage to save money from their income every month in Sao Paulo

What percentage of individuals in Sao Paulo are able to save money and how much can they save?


Percentage of individuals that reported their ability to save money


Saving Money
77%
Not Saving
23%

Almost 77% of surveyed individuals in Sao Paulo said that they can save some money at the end of each month while 23% reported that they have to utilize their whole income to survive.


A single person savings to income ratio in Sao Paulo

Savings-to-Income Ratio

The savings-to-income ratio is measured as the percentage of income that people save over a specific period and it is simply calculated by dividing the saved money by total income and then multiplying the result by 100. (Savings / Income) x 100.


How much money do individuals manage to add to their savings?

The amount of money that people can afford to save depends hugely on their income. It is better to focus on the percentage when trying to understand saving patterns.

Saving to Income Ratio

20% 32% of income 43%
MINIMUM AVERAGE MAXIMUM

Average Monthly Saved Amount

610 BRL
$120
5,500 BRL
$1,100
61,000 BRL
$12,000
MINIMUM AVERAGE MAXIMUM

Savings to income distribution levels for individuals

Saving To Income Ratio% Individuals
0% - 10%29%
10% - 20%23%
20% - 30%16%
30% - 40%16%
40% - 50%12%
> 50%4%

Interpretation and Analysis

Individuals that are able to save money can put anywhere from 20% to 43% of their monthly income to their savings, with 32% being the average for most individuals. The average monthly amount of money that individuals can put aside is 5,500 BRL with 610 BRL and 61,000 BRL being the minimum and maximum respectively.

Distribution of monthly cost of living expenses of a single person in Sao Paulo

How do individuals spend their money in Sao Paulo?

We asked thousands of individuals about their spending habits and expenditure break down.


The percentage figures in this section are percentages of total spending not income. If you would like to see the percentage of expenses as related to income or salary, see other sections.

Housing and accomodation expenditure for individuals

Accomodation Cost32%

32% of total expenses on average (20% to 44%)

LOW$150   740 BRL
AVERAGE$1,100   5,200 BRL
HIGH$12,000   58,000 BRL
Per Month

Individuals in Sao Paulo typically spend from 20% to 44% of their total monthly expenditure on housing with 32% being the average. The average monthly spend on housing is 5,200 BRL with expenditure ranging from 740 BRL to 58,000 BRL. This cost mainly goes for rent but it also includes other accommodation-related expenses.

Electricity, utilities, energy, water, internet, and mobile expenditure for individuals

Cost of utilities8%

8% of total expenses on average (4% to 13%)

LOW$21   110 BRL
AVERAGE$150   750 BRL
HIGH$1,700   8,300 BRL
Per Month

Utility expenditure like electricity, water, and gas in Sao Paulo ranges from 4% to 13% of total expenses with 8% being the average for most individuals. The average monthly cost of utilities is 750 BRL with 110 BRL and 8,300 BRL being the upper and lower limits for a single person.

Transport, fuel, and commute expenditure for individuals

Cost of transport and fuel6%

6% of total expenses on average (4% to 12%)

LOW$31   160 BRL
AVERAGE$220   1,100 BRL
HIGH$2,500   12,000 BRL
Per Month

Fuel consumption and cost of transport depend heavily on whether a single person resides near school and work, but roughly speaking a single person would expect to spend from 160 BRL to 12,000 BRL in a month on commuting with 1,100 BRL being the norm for most individuals. This means that money spent on transport constitutes about 6% of total spending on average but can go as low as 4% or as high as 12%.

Food, groceries, and basic shopping expenditure for individuals

Food and Groceries Cost18%

18% of total expenses on average (12% to 23%)

LOW$61   300 BRL
AVERAGE$430   2,100 BRL
HIGH$4,800   24,000 BRL
Per Month

The average outlay on groceries and basic houshold items for a typical person in a month in Sao Paulo is 2,100 BRL. The cost of groceries can range between 300 BRL to 24,000 BRL. Individuals spend on average about 18% on food and groceries with upper and lower bounds of 12% and 23% respectively.

Healthcare and medical services expenditure for individuals

Cost of healthcare11%

11% of total expenses on average (5% to 15%)

LOW$29   150 BRL
AVERAGE$210   1,000 BRL
HIGH$2,300   11,000 BRL
Per Month

Individuals in Sao Paulo allocate 5% to 15% of their total monthly expenditure to healthcare including health insurance and out-of-pocket medical expenses. The average spending on medical services and clinic visits is around 11%. The range of medical expenses range from 150 BRL to 11,000 BRL with 1,000 BRL being the norm for most individuals.

Leisure and shopping expenditure for individuals

Cost of leisure and shopping3%

3% of total expenses on average (3% to 6%)

LOW$19   94 BRL
AVERAGE$130   660 BRL
HIGH$1,500   7,400 BRL
Per Month

This category mostly contains discretionary or non-essential expenses but also some non-discretionary spending like furniture for example. The monthly expenses range from 94 BRL to 7,400 BRL with 660 BRL being the average. Speaking of percentages, that equates to 3% to 6% of total expenses with an average of 3% for most individuals.

Education and schooling expenditure for individuals

Cost of education and schooling2%

2% of total expenses on average (1% to 4%)

LOW$7.6   38 BRL
AVERAGE$54   270 BRL
HIGH$600   3,000 BRL
Per Month

Spending on education can vary drastically between different individuals. On average, education constitutes 2% of the monthly expenditure of individuals with 1% and 4% being the lower and upper bounds respectively. The average reported education cost is 270 BRL per month with 38 BRL being the minimum spent amount and 3,000 BRL being the maximum.

Other Expenses20%

20% of total expenses on average (12% to 24%)

LOW$73   360 BRL
AVERAGE$510   2,500 BRL
HIGH$5,700   28,000 BRL
Per Month
Chart showing the percentage of individuals who are in debt in Sao Paulo

Debt, loans, and mortgages in Sao Paulo


Percentage of individuals who are in debt


In Debt
23%
Debt Free
77%

According to the survey, 23% of the individuals in Sao Paulo have some kind of debt, loan, mortgage, or credit card payments while 77% reported that they don't have financial obligations to banks.


Chart showing debt-to-income ratio in Sao Paulo

Debt-to-income ratio in Sao Paulo

Debt to income ratio

28%

19% to 37%

( monthly debt payment / monthly income ) x 100

Interpretation

The debt-to-income ratio measures the percentage of income being paid as debt settlement across the population. It is calculated by dividing the monthly debt settlement payment of an individual by their monthly income. Based on collected data, approximately 28% of a single person's monthly income in Sao Paulo goes to debt settlement.


Debt levels

Monthly debt settlement payment as percentage of monthly income

Debt-to-income ratio% People
> 60%3%
50% - 60%13%
40% - 50%12%
30% - 40%14%
20% - 30%14%
10% - 20%17%
0% - 10%27%

According to our data, 3% of the debtors in Sao Paulo pay 60%+ of their income as debt settlement while 13% of the people pay 50% to 60% of their income for the same, which is quite an alarming financial situation for those individuals. 12% of people in debt dedicate 40% to 50% of their income to loan and mortgage payments while 14% dedicated 30% to 40% of income for same. Things are looking brighter for 14% of individuals as they only pay 20% to 30% of their income for loan and credit card repayment.


Distribution by type of debt in Sao Paulo

Debt% People
Real Estate Mortgage12%
Auto Loan21%
Student Loan3%
Credit Card26%
Personal Loan38%

12% of debtors in Sao Paulo confirm that real estate mortgages constitutes the main part of their outstanding debt while 26% say that credit card payments are the reason they are in debt. Auto loans were the main type of debt for 21% of people and personal loans rose at 38%. Lastly, student loans are the main source of debt for 3% of debtors in Sao Paulo.


About credit score and debt management

Managing debt is a critical aspect of maintaining a favorable credit score. Debt reduction is the first thing you should do improve your financial situation. Getting rid of debt takes precedence over saving money because of interest rates.

Good debt vs. Bad debt

Not all debt is bad. Good debt typically refers to borrowing money for investments that can increase in value or generate income over time like purchasing a home or acquiring student loans. On the other hand, bad debt involves borrowing for things that fail to generate lasting value like high-interest credit card debt used for non-essential expenses like luxury items or vacations.


Loan Affordability Index in Sao Paulo

Besides measuring the loan-to-income ratio, we asked individuals how many times in a year they defaulted or were unable to pay their due credit card or loan payments on time. Understanding how often people default on their due payments is one of the indicators of the cost of living and economic situation.

Frequency and percentage of people who failed to pay their monthly credit card or loan payments on time last year.

Frequency% People
Never54%
Once a year22%
Twice a year12%
Three times a year8%
Four times a year4%
Reasons that make it difficult for individuals to save money in Sao Paulo

Saving Challenges in Sao Paulo

Reasons that make it difficult for individuals to save money

We wanted to understand what is stopping people from maximizing their savings in Sao Paulo. Listed below are the answers given by the survey participants.


Reason% People
Low Income6%
High Expenses9%
Debt and Loans17%
Lack of Budgeting Skills11%
Impulsive Spending10%
Financial Emergencies6%
Living the moment6%
Will do it later18%
Inflation11%
Social Pressure3%
Market Instability3%

Around 6% of the individuals said that their salary is too low to accommodate a portion for savings while 9% said that the high cost of living leaves little room for savings. 17% of the residents said that they are burdened with debt and find it challenging to save money. 11% reported that they just don't have the knowledge or discipline to create and stick to a budget, leading to overspending and an inability to save. 10% of individuals blamed impulsive spending as the reason for saving inability. Around 6% said that unexpected expenses like medical bills or car repairs are derailing their savings goals. 6% bluntly said that they don't see the purpose of it and prefer to live each day to the fullest. 18% reported that they understand the value of saving but are putting off saving for the future, thinking they have plenty of time to start later. 11% blamed inflation, saying that every time they save some money they end up using it immediately. A surprising 3% said that social pressure and keeping up with peers or social expectations makes them overspend. Lastly, 3% blamed market instability and price fluctuations.

Where do individuals choose to put their savings in Sao Paulo

Typical saving choices for individuals in Sao Paulo

Where do people choose to put their savings?


Saving Type% People
Emergency Funds11%
Gold10%
Savings Accounts17%
Retirement Accounts11%
Cash Savings17%
Real Estate10%
Investment6%
Stocks6%
Bonds6%
Mutual Funds3%
Certificates of Deposit3%
A typical and healthy budgeting structure. The 50-30-20 rule

A typical and healthy budgeting structure

The 50/30/20 rule

Spending among different people can vary significantly based on factors such as their income, lifestyle, location, and personal preferences. A commonly used guideline for budgeting is the 50/30/20 rule, which suggests allocating your income into three main categories in the following percentages.

  • 50% for needs and financial obligations

    This category includes essential expenses like housing, utilities, groceries, transportation, and healthcare.

  • 30% for wants and discretionary spending

    This category covers discretionary spending on non-essential items, such as dining out, entertainment, travel, and other lifestyle choices.

  • 20% for savings and emergency fund

    This is the percentage that must be allocated to savings, emergency funds, and retirement accounts.

About financial planning, money management, and household budgeting

The 50/30/20 rule is used as a general guideline but may not be the best choice for all people. There are in fact many budgeting plans out there like the 70/20/10 and the 60/20/20 rules, all claiming to be the best. More important than all of this is to establish financial discipline by creating a budget tailored to your specific financial goals and situation. It is very important that your financial outflow be less than your income to maintain a healthy cash flow.

Income and cost of living compatibility. Is it affordable or economical for individuals to live in Sao Paulo

Affordable living in Sao Paulo

Income and cost of living compatibility

We asked individuals one simple question and recorded their answers.

Is it affordable or economical to live in Sao Paulo?


Yes
69%
No
31%

Around 69% of surveyed individuals think that living in Sao Paulo is affordable with proper budgeting while 31% reported that it is just too expensive and not affordable even with frugality and thriftness.

Financial literacy and difficulty in budgeting and financial planning for individuals in Sao Paulo

Financial Literacy in

Financial literacy is the knowledge of concepts and principles related to personal finance that allow individuals to make informed decisions regarding their money such as budgeting, saving, investing, borrowing, managing debt, financial risk management, and planning.

Financial Leteracy64%


We asked individuals in Sao Paulo whether they acquired any adequate personal financial training in their lives. Approximately 36% of the people who participated in the survey said that they are not well informed about the topics of budgeting, saving, etc., and just manage things based on their own experience, while 64% said that they know about the general principles of personal finance from sources other than their own experience.


Difficulty in Budgeting and Financial Planning

We wanted to understand whether single people of have problems or difficulties in managing their expenditures and savings so we asked people one simple question: do you struggle with your personal finances? 26% of the participants reported that they indeed struggle in creating budgets and in organizing their finances while 74% said that they have everything under control.

Struggles with finance26%

Easily manages finances74%

How easily is cost-cutting for individuals. Are there plenty of low-cost options in Sao Paulo

Low-cost alternatives in Sao Paulo

People are always looking for ways to cut down expenses and reduce expenditures. The hallmark of any affordable place is the availability of discount stores, bargain deals, smart or secondhand shopping, refurbished items, and couponing. We asked individuals how easily cost-cutting is and the answers were distributed as follows:

Plenty of low-cost options61%

Few low-cost options39%


Based on the survey, 61% of the individuals living in Sao Paulo have no problem finding low-cost alternatives to support a frugal lifestyle while 39% think that thriftness is difficult due to scarcity in discount markets and secondhand outlets.

Housing and accommodation affordability, property price to income ratio, rent to income ratio, and housing affordability index chart in Sao Paulo

Housing costs, accommodation, and housing affordability in Sao Paulo

Rental costs and house/apartment prices can vary drastically between different areas and locations.


Rent Cost in Sao Paulo

Monthly Rent Prices

Studio apartment monthly rent cost

1,800 BRL 2,800 BRL 7,400 BRL
MINIMUM AVERAGE MAXIMUM
$370 $560 $1,500

1-bedroom apartment monthly rent cost

2,800 BRL 4,600 BRL 11,000 BRL
MINIMUM AVERAGE MAXIMUM
$570 $920 $2,300

2-bedroom apartment monthly rent cost

3,900 BRL 5,900 BRL 16,000 BRL
MINIMUM AVERAGE MAXIMUM
$790 $1,200 $3,200

3-bedroom apartment monthly rent cost

4,800 BRL 8,100 BRL 22,000 BRL
MINIMUM AVERAGE MAXIMUM
$980 $1,600 $4,400

Furnished apartment monthly rent cost

9,100 BRL 23,000 BRL 46,000 BRL
MINIMUM AVERAGE MAXIMUM
$1,800 $4,600 $9,200

Townhouse monthly rent cost

7,400 BRL 11,000 BRL 32,000 BRL
MINIMUM AVERAGE MAXIMUM
$1,500 $2,200 $6,400

House monthly rent cost

9,200 BRL 23,000 BRL 46,000 BRL
MINIMUM AVERAGE MAXIMUM
$1,800 $4,600 $9,200

Villa monthly rent cost

11,000 BRL 28,000 BRL 44,000 BRL
MINIMUM AVERAGE MAXIMUM
$2,200 $5,600 $8,900

The monthly rental cost of a studio apartment in Sao Paulo ranges between 1,800 BRL and 7,400 BRL, meanwhile the cost of monthly rental of a one-bedroom apartment can be anywhere from 2,800 BRL to 11,000 BRL. Two-bedroom rentals rate ranges between 3,900 BRL and 16,000 BRL per month. The monthly rental for a three-bedroom apartment ranges from 4,800 BRL to 22,000 BRL. The average rent of a townhouse in Sao Paulo is around 11,000 BRL while house rental costs can be as high as 23,000 BRL per month. Finally, if you want to rent a villa, expect to pay anywhere from 11,000 BRL to 44,000 BRL per month.



Apartment and house prices in Sao Paulo

Cost of buying a property

Studio apartment price

390,000 BRL 590,000 BRL 1.2M BRL
MINIMUM AVERAGE MAXIMUM
$79,000 $120,000 $240,000

1-bedroom apartment price

480,000 BRL 810,000 BRL 3M BRL
MINIMUM AVERAGE MAXIMUM
$98,000 $160,000 $610,000

2-bedroom apartment price

740,000 BRL 2.2M BRL 4.4M BRL
MINIMUM AVERAGE MAXIMUM
$150,000 $450,000 $890,000

3-bedroom apartment price

2.5M BRL 3.8M BRL 11M BRL
MINIMUM AVERAGE MAXIMUM
$510,000 $770,000 $2.3M

Townhouse price

3.4M BRL 7.9M BRL 30M BRL
MINIMUM AVERAGE MAXIMUM
$680,000 $1.6M $6M

House price

4.1M BRL 24M BRL 35M BRL
MINIMUM AVERAGE MAXIMUM
$820,000 $4.9M $7M

Villa price

4.8M BRL 27M BRL 40M BRL
MINIMUM AVERAGE MAXIMUM
$980,000 $5.4M $8.1M

The average price of a studio apartment in Sao Paulo can range from 390,000 BRL to 1.2M BRL depending on location. One bedroom cost can be anywhere from 480,000 BRL to 3M BRL. A villa can cost you 27M BRL on average with prices ranging from 4.8M BRL to 40M BRL.


If you're leasing or purchasing, housing costs in Sao Paulo will probably constitute your biggest expenditure, yet it's an area where you wield considerable influence. This is due to the substantial variance in housing prices across communities. Keep in mind the location of your workplace and the accessibility of essential amenities to prevent negating the savings from lower rental rates with increased transportation expenses.

House / apartment prices to income ratio


Property price to income ratio

( average property price / average monthly income ) x 100


64 x185 monthly income 318
MINIMUM AVERAGE MAXIMUM

Property prices in Sao Paulo can be x185 to x318 multiples of the monthly income depending on the property and the income of the person. On average, property prices are approximately x185 multiples of the average monthly salary in Sao Paulo.



Rent to income ratio


Rent to income ratio

( monthly rental / monthly income ) x 100


29% 42% of income 55%
MINIMUM AVERAGE MAXIMUM

The average rent-to-income ratio in Sao Paulo is around 42%. This means that people pay 42% of their income for rent. Those figures can range from 29% to 55% depending on the salary, location, and type of property.


The housing-to-income ratio is a very important metric to evaluate and measure how affordable living is in a particular area, city, or country since housing comprises the biggest chunk of expenditure. A higher housing to income ratio means that the place is relatively expensive. The figure by itself does tell much. It only starts to make sense when comparing the housing to income ratio across different locations.

Housing affordability index

The housing affordability index measures how affordable accommodation is in a particular place. This can measured in multiple ways, the most common being housing expenditure to total expenditure ratio and the rent to income ratio. The housing expenditure ratio is a figure reported by individuals on the percentage they allocate for housing. Rent to income ratio is calculated by dividing the average monthly rent by the average income. Because these values are both percentages, we can find their average and get the best of the two worlds.

Housing Affordability Index
31%

Property Taxes

Real estate owners pay property taxes to local tax authorities, which are determined by the assessed value of their property. Typically, these taxes are paid once a year. Property tax funds contribute to community development, financing infrastructure improvements, public services, and local education initiatives.


FROM
2.3%
AVERAGE
3.3%
TO
4.3%

Home Maintenance Costs

Home maintenance costs encompass various expenses associated with the upkeep and repair of a residence. These expenditures include regular tasks such as lawn care, pest control, and HVAC system servicing, as well as occasional repairs and renovations like fixing leaks, painting, or replacing appliances.


33 BRL 330 BRL 4,900 BRL
MINIMUM AVERAGE MAXIMUM

Urban vs. rural living costs

Urban living typically entails higher housing and transportation costs due to demand and limited space, while rural areas generally offer lower housing expenses but may have higher prices for goods and services. The differnce in rental rates between urban areas and rural areas can be as high as 300% in some cases.

Financial goals and targets of single people living in Sao Paulo

Financial goals of individuals in Sao Paulo

In an attempt to understand the economic situation in Sao Paulo, we asked participants about their financial targets. By knowing what the population in general is trying to achieve, we can shed light on the economic outlook, cost of living, and quality of life in general.


Financial Goal% People
Emergency Fund7%
Debt Reduction34%
Retirement Savings8%
Education Funding8%
Homeownership17%
Investing8%
Travel or Lifestyle10%
Healthcare Expenses10%
Financial Independence8%

Around 7% of individuals said that their main goal is to establish an emergency fund to cover unexpected expenses while 34% said their number one priority is to pay off high-interest debt or loans and improve credit. 8% of surveyed people confirmed that saving for retirement to ensure a comfortable lifestyle in the final years is their main target. Around 8% reported that their priority is saving for the tuition fees and education costs of their children while 17% choose to buy a home or pay off existing mortgage before other things. 8% of the population would like to build wealth through investments such as stocks, bonds, mutual funds, or real estate. For 10% of people, saving for vacations or upgrading their lifestyle is the number one concern. Approximately 10% of the residents said that saving for healthcare expenses including insurance premiums is their main goal.

Monthly costs and expenses of energy and basic utilities in Sao Paulo

Utilities expenditure can vary slightly between different areas and locations.


Energy, electricity, water, gas, internet, and mobile cost in Sao Paulo

Utility Bill Cost / Electricity + Water + Gas / A single person

110 BRL 750 BRL 8,300 BRL
MINIMUM AVERAGE MAXIMUM
$21 $150 $1,700

Internet and cable cost

98 BRL 200 BRL 260 BRL
MINIMUM AVERAGE MAXIMUM
$20 $39 $53

Mobile phone bill and charges

60 BRL 100 BRL 300 BRL
MINIMUM AVERAGE MAXIMUM
$12 $20 $61

Because most utility bills club electricity, water, and gas costs in one bill, we can't provide a breakup for each type of utility and will display electricity, gas, and water as single cost.


The average monthly energy and water consumption of individuals is around 750 BRL. The cost of internet and WiFi ranges from 98 BRL to 260 BRL with 200 BRL being the average internet bill. Finally, the average monthly mobile charges is around 100 BRL but can range between 60 BRL and 300 BRL depending on consumption. Mobile charges include both calling minutes as well as data packages.


Energy / Utility expense to income ratio


( monthly utility expenses / monthly income ) x 100


2.5% 6.2% of income 11%
MINIMUM AVERAGE MAXIMUM

The average utility-to-income ratio in Sao Paulo is around 6.2%. This means that people pay 6.2% of their income for energy, water, internet, and mobile charges. Those figures can range from 2.5% to 11% depending on salary and location.

Food Prices, Dining Expenses, and Grocery Costs in Sao Paulo

Grocery / Food expenditure and prices can vary drastically between different areas and locations.


Prices and cost of goods and services in Sao Paulo

Dining out, food, and beverages costs. Price variations for common food items.

Fast food combo meal price

18 BRL 37 BRL 61 BRL
MINIMUM AVERAGE MAXIMUM
$3.7 $7.4 $12

The average price of a regular combo meal at a fast food outlet or chain like McDonald's, Pizzahut, or KFC in Sao Paulo is approximatly 37 BRL with meal cost ranging from 18 BRL to 61 BRL. The typical combo meal consists of a burger, french fries, and a drink.

Restaurant meal for one price

65 BRL 97 BRL 190 BRL
MINIMUM AVERAGE MAXIMUM
$13 $20 $39

If you are planning to have a nice meal at a mid-range restaurant, expect to pay anywhere between 65 BRL and 190 BRL with 97 BRL being the average price of a plate for one person at a regular restaurant in Sao Paulo.

Fine dining meal for one price

120 BRL 180 BRL 740 BRL
MINIMUM AVERAGE MAXIMUM
$25 $37 $150

The price range of a meal at fine-dining restaurant is 120 BRL to 740 BRL with the average cost being 180 BRL for one person. This is what you would expect to pay a top-tier diner in Sao Paulo.

Beverage prices, cappuccino, latte etc..

16 BRL 25 BRL 38 BRL
MINIMUM AVERAGE MAXIMUM
$3.2 $5.1 $7.7

The average price of a regular beverage like cappuccino or latte at Starbucks, Costa, or similar coffee shops and cafes in Sao Paulo is around 25 BRL. Price ranges between 16 BRL and 38 BRL depending on the type of beverage, the size, and optional add-ons.



Grocery and market costs

Large bottle of milk price

13 BRL 16 BRL 19 BRL
MINIMUM AVERAGE MAXIMUM
$2.6 $3.1 $3.9

The average price of a large bottle of milk in Sao Paulo is 16 BRL. The maximum what you would pay for milk is 19 BRL and the minimum being 13 BRL depending on the brand of milk and other properties.

12 eggs price

9.1 BRL 12 BRL 18 BRL
MINIMUM AVERAGE MAXIMUM
$1.8 $2.5 $3.7

A dozen eggs costs around 12 BRL on average with 9.1 BRL and 18 BRL being the lower and upper limits respectively.

Fresh whole chicken price

22 BRL 29 BRL 41 BRL
MINIMUM AVERAGE MAXIMUM
$4.5 $5.8 $8.2

The price range of a fresh whole chicken in Sao Paulo is between 22 BRL and 41 BRL depending on the size of the chicken and whether it is oraganic or not. The average price is approximatly 29 BRL.

Pack of beef price

27 BRL 41 BRL 82 BRL
MINIMUM AVERAGE MAXIMUM
$5.5 $8.2 $16

The price of a regular pack of beef or meat is around 41 BRL. A pack of beef contains around 1Kg or 1lb depending on packing.

Medium bag of rice price

9.6 BRL 13 BRL 19 BRL
MINIMUM AVERAGE MAXIMUM
$1.9 $2.7 $3.8

A bag of rice in Sao Paulo costs around 13 BRL on average with prices rangeing between 9.6 BRL and 19 BRL depending on the brand and quality.

Bag of tomatos price

3.7 BRL 4.9 BRL 9.2 BRL
MINIMUM AVERAGE MAXIMUM
$0.75 $1.00 $1.9

A bag of tomatoes costs anywhere from 3.7 BRL to 9.2 BRL. A bag of tomatoes denotes 1Kg or 1lb depending on location.

Bag of apples price

6.7 BRL 8.8 BRL 14 BRL
MINIMUM AVERAGE MAXIMUM
$1.4 $1.8 $2.9

A bag of apples costs 8.8 BRL on average. A bag of apples denotes 1Kg or 1lb depending on location.


Grocery and food expenditure to income ratio


( monthly grocery expenses / monthly income ) x 100


20% 30% of income 37%
MINIMUM AVERAGE MAXIMUM

The average grocery-to-income ratio in Sao Paulo is around 30%. This means that individuals spend 30% of their income on grocery and basic household items. The expenditure can range from 20% to 37% depending on salary and location.


Expenditure on food and grocery for individuals

Individuals' spending on grocery ranges from 300 BRL to 24,000 BRL with the location, income being the most determinite factors.

Published: May 11, 2024   Last Update: April 11, 2025



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