Cost Of Living For a Student in La Florida 2025

Average monthly spending for students in La Florida

How much money does a student need in a month to survive in La Florida?

Students in La Florida spend around 1.3M CLP per month on average. Depending on the lifestyle, a student can survive with a monthly budget as low as 190,000 CLP or as high as 8.5M CLP. Location is a very important factor and has a huge influence on expenditure and budget.

How do students spend their money in La Florida?

We asked thousands of students about their spending habits and expenditure break down.

Housing and accomodation expenditure for students

Students in La Florida typically spend from 13% to 24% of their total monthly expenditure on housing with 18% being the average. The average monthly spend on housing is 300,000 CLP with expenditure ranging from 47,000 CLP to 2M CLP. This cost mainly goes for rent but it also includes other accommodation-related expenses.

Electricity, utilities, energy, water, internet, and mobile expenditure for students

Utility expenditure like electricity, water, and gas in La Florida ranges from 4% to 10% of total expenses with 6% being the average for most students. The average monthly cost of utilities is 51,000 CLP with 7,800 CLP and 340,000 CLP being the upper and lower limits for a student of four.

Transport, fuel, and commute expenditure for students

Fuel consumption and cost of transport depend heavily on whether a student resides near school and work, but roughly speaking a student would expect to spend from 14,000 CLP to 590,000 CLP in a month on commuting with 89,000 CLP being the norm for most students. This means that money spent on transport constitutes about 4% of total spending on average but can go as low as 4% or as high as 10%.

Food, groceries, and basic shopping expenditure for students

The average outlay on groceries and basic houshold items for a typical student in a month in La Florida is 250,000 CLP. The cost of groceries can range between 39,000 CLP to 1.7M CLP. Students spend on average about 23% on food and groceries with upper and lower bounds of 17% and 27% respectively.

Healthcare and medical services expenditure for students

Students in La Florida allocate 6% to 12% of their total monthly expenditure to healthcare including health insurance and out-of-pocket medical expenses. The average spending on medical services and clinic visits is around 9%. The range of medical expenses range from 12,000 CLP to 510,000 CLP with 76,000 CLP being the norm for most students.

Leisure and shopping expenditure for students

This category mostly contains discretionary or non-essential expenses but also some non-discretionary spending like furniture for example. The monthly expenses range from 9,700 CLP to 420,000 CLP with 63,000 CLP being the average. Speaking of percentages, that equates to 2% to 7% of total expenses with an average of 3% for most students.

Education and schooling expenditure for students

Spending on education can vary drastically between different students. On average, education constitutes 18% of the monthly expenditure of students with 11% and 23% being the lower and upper bounds respectively. The average reported education cost is 240,000 CLP per month with 37,000 CLP being the minimum spent amount and 1.6M CLP being the maximum.

A typical and healthy budgeting structure

The 50/30/20 rule

Spending among different people can vary significantly based on factors such as their income, lifestyle, location, and personal preferences. A commonly used guideline for budgeting is the 50/30/20 rule, which suggests allocating your income into three main categories in the following percentages.

• 50% for needs and financial obligations

  This category includes essential expenses like housing, utilities, groceries, transportation, and healthcare.

• 30% for wants and discretionary spending

  This category covers discretionary spending on non-essential items, such as dining out, entertainment, travel, and other lifestyle choices.

• 20% for savings and emergency fund

  This is the percentage that must be allocated to savings, emergency funds, and retirement accounts.

About financial planning, money management, and household budgeting

Affordable living in La Florida

Income and cost of living compatibility

We asked students one simple question and recorded their answers.

Is it affordable or economical to live in La Florida?

Around 69% of surveyed students think that living in La Florida is affordable with proper budgeting while 31% reported that it is just too expensive and not affordable even with frugality and thriftness.

Low-cost alternatives in La Florida

People are always looking for ways to cut down expenses and reduce expenditures. The hallmark of any affordable place is the availability of discount stores, bargain deals, smart or secondhand shopping, refurbished items, and couponing. We asked students how easily cost-cutting is and the answers were distributed as follows:

Plenty of low-cost options60%

Few low-cost options40%

Based on the survey, 60% of the students living in La Florida have no problem finding low-cost alternatives to support a frugal lifestyle while 40% think that thriftness is difficult due to scarcity in discount markets and secondhand outlets.

Emergency Funds For Students

An emergency fund is a financial safety net comprised of easily accessible savings set aside to cover unexpected expenses or financial emergencies, typically amounting to three to six months' worth of living expenses. We asked students of La Florida whether they have an emergency fund and the answers were as follows.

Yes66%

No34%

Based on the survey, 34% of the students living in La Florida said that they don't have an emergency fund while 66% said that they do.

Financial Literacy in Chile

Financial literacy is the knowledge of concepts and principles related to personal finance that allow individuals to make informed decisions regarding their money such as budgeting, saving, investing, borrowing, managing debt, financial risk management, and planning.

Financial Leteracy63%

We asked student guardians and parents in La Florida whether they acquired any adequate personal financial training in their lives. Approximately 37% of the people who participated in the survey said that they are not well informed about the topics of budgeting, saving, etc., and just manage things based on their own experience, while 63% said that they know about the general principles of personal finance from sources other than their own experience.

Difficulty in Budgeting and Financial Planning

We wanted to understand whether students of Chile have problems or difficulties in managing their expenditures and savings so we asked people one simple question: do you struggle with your personal finances? 35% of the participants reported that they indeed struggle in creating budgets and in organizing their finances while 65% said that they have everything under control.

Struggles with finance35%

Easily manages finances65%

Housing costs, accommodation, and housing affordability in La Florida

Rent Cost in La Florida

Monthly Rent Prices

Studio apartment monthly rent cost

220,000 CLP

330,000 CLP

890,000 CLP

MINIMUM

AVERAGE

MAXIMUM

$230

$340

$910

1-bedroom apartment monthly rent cost

330,000 CLP

530,000 CLP

1.3M CLP

MINIMUM

AVERAGE

MAXIMUM

$340

$550

$1,400

2-bedroom apartment monthly rent cost

440,000 CLP

670,000 CLP

1.8M CLP

MINIMUM

AVERAGE

MAXIMUM

$460

$680

$1,800

3-bedroom apartment monthly rent cost

530,000 CLP

890,000 CLP

2.4M CLP

MINIMUM

AVERAGE

MAXIMUM

$550

$910

$2,500

Furnished apartment monthly rent cost

1.1M CLP

2.7M CLP

5.3M CLP

MINIMUM

AVERAGE

MAXIMUM

$1,100

$2,700

$5,500

Townhouse monthly rent cost

890,000 CLP

1.3M CLP

3.8M CLP

MINIMUM

AVERAGE

MAXIMUM

$910

$1,400

$3,900

House monthly rent cost

1.1M CLP

2.7M CLP

5.3M CLP

MINIMUM

AVERAGE

MAXIMUM

$1,100

$2,700

$5,500

Villa monthly rent cost

1.3M CLP

3.3M CLP

5.3M CLP

MINIMUM

AVERAGE

MAXIMUM

$1,400

$3,400

$5,500

The monthly rental cost of a studio apartment in La Florida ranges between 220,000 CLP and 890,000 CLP, meanwhile the cost of monthly rental of a one-bedroom apartment can be anywhere from 330,000 CLP to 1.3M CLP. Two-bedroom rentals rate ranges between 440,000 CLP and 1.8M CLP per month. The monthly rental for a three-bedroom apartment ranges from 530,000 CLP to 2.4M CLP. The average rent of a townhouse in La Florida is around 1.3M CLP while house rental costs can be as high as 2.7M CLP per month. Finally, if you want to rent a villa, expect to pay anywhere from 1.3M CLP to 5.3M CLP per month.

Apartment and house prices in La Florida

Cost of buying a property

Studio apartment price

44M CLP

67M CLP

130M CLP

MINIMUM

AVERAGE

MAXIMUM

$46,000

$68,000

$140,000

1-bedroom apartment price

53M CLP

89M CLP

330M CLP

MINIMUM

AVERAGE

MAXIMUM

$55,000

$91,000

$340,000

2-bedroom apartment price

89M CLP

270M CLP

530M CLP

MINIMUM

AVERAGE

MAXIMUM

$91,000

$270,000

$550,000

3-bedroom apartment price

300M CLP

440M CLP

1,300M CLP

MINIMUM

AVERAGE

MAXIMUM

$300,000

$460,000

$1.4M

Townhouse price

380M CLP

890M CLP

3,300M CLP

MINIMUM

AVERAGE

MAXIMUM

$390,000

$910,000

$3.4M

House price

440M CLP

2,700M CLP

3,800M CLP

MINIMUM

AVERAGE

MAXIMUM

$460,000

$2.7M

$3.9M

Villa price

530M CLP

3,000M CLP

4,400M CLP

MINIMUM

AVERAGE

MAXIMUM

$550,000

$3M

$4.6M

The average price of a studio apartment in La Florida can range from 44M CLP to 130M CLP depending on location. One bedroom cost can be anywhere from 53M CLP to 330M CLP. A villa can cost you 3,000M CLP on average with prices ranging from 530M CLP to 4,400M CLP.

House / apartment prices to income ratio

Property prices in La Florida can be x107 to x206 multiples of the monthly income depending on the property and the income of the person. On average, property prices are approximately x107 multiples of the average monthly salary in La Florida.

Rent to income ratio

The average rent-to-income ratio in La Florida is around 31%. This means that people pay 31% of their income for rent. Those figures can range from 20% to 41% depending on the salary, location, and type of property.

Housing affordability index

The housing affordability index measures how affordable accommodation is in a particular place. This can measured in multiple ways, the most common being housing expenditure to total expenditure ratio and the rent to income ratio. The housing expenditure ratio is a figure reported by individuals on the percentage they allocate for housing. Rent to income ratio is calculated by dividing the average monthly rent by the average income. Because these values are both percentages, we can find their average and get the best of the two worlds.

Property Taxes

Real estate owners pay property taxes to local tax authorities, which are determined by the assessed value of their property. Typically, these taxes are paid once a year. Property tax funds contribute to community development, financing infrastructure improvements, public services, and local education initiatives.

Home Maintenance Costs

Home maintenance costs encompass various expenses associated with the upkeep and repair of a residence. These expenditures include regular tasks such as lawn care, pest control, and HVAC system servicing, as well as occasional repairs and renovations like fixing leaks, painting, or replacing appliances.

Urban vs. rural living costs

Urban living typically entails higher housing and transportation costs due to demand and limited space, while rural areas generally offer lower housing expenses but may have higher prices for goods and services. The differnce in rental rates between urban areas and rural areas can be as high as 300% in some cases.

Monthly costs and expenses of energy and basic utilities in La Florida

Energy, electricity, water, gas, internet, and mobile cost in La Florida

Utility Bill Cost / Electricity + Water + Gas / Student

7,800 CLP

51,000 CLP

340,000 CLP

MINIMUM

AVERAGE

MAXIMUM

$8

$52

$350

Internet and cable cost

13,000 CLP

25,000 CLP

33,000 CLP

MINIMUM

AVERAGE

MAXIMUM

$13

$26

$34

Mobile phone bill and charges

10,000 CLP

17,000 CLP

50,000 CLP

MINIMUM

AVERAGE

MAXIMUM

$10

$17

$51

The average monthly energy and water consumption of students is around 51,000 CLP. The cost of internet and WiFi ranges from 13,000 CLP to 33,000 CLP with 25,000 CLP being the average internet bill. Finally, the average monthly mobile charges is around 17,000 CLP but can range between 10,000 CLP and 50,000 CLP depending on consumption. Mobile charges include both calling minutes as well as data packages.

Energy / Utility expense to income ratio

The average utility-to-income ratio in La Florida is around 6.1%. This means that people pay 6.1% of their income for energy, water, internet, and mobile charges. Those figures can range from 3% to 10% depending on salary and location.

Food Prices, Dining Expenses, and Grocery Costs in La Florida

Prices and cost of goods and services in La Florida

Dining out, food, and beverages costs. Price variations for common food items.

Fast food combo meal price

2,500 CLP

5,000 CLP

8,400 CLP

MINIMUM

AVERAGE

MAXIMUM

$2.6

$5.1

$8.6

The average price of a regular combo meal at a fast food outlet or chain like McDonald's, Pizzahut, or KFC in La Florida is approximatly 5,000 CLP with meal cost ranging from 2,500 CLP to 8,400 CLP. The typical combo meal consists of a burger, french fries, and a drink.

Restaurant meal for one price

8,600 CLP

13,000 CLP

26,000 CLP

MINIMUM

AVERAGE

MAXIMUM

$8.8

$13

$27

If you are planning to have a nice meal at a mid-range restaurant, expect to pay anywhere between 8,600 CLP and 26,000 CLP with 13,000 CLP being the average price of a plate for one person at a regular restaurant in La Florida.

Fine dining meal for one price

17,000 CLP

26,000 CLP

100,000 CLP

MINIMUM

AVERAGE

MAXIMUM

$18

$27

$110

The price range of a meal at fine-dining restaurant is 17,000 CLP to 100,000 CLP with the average cost being 26,000 CLP for one person. This is what you would expect to pay a top-tier diner in La Florida.

Beverage prices, cappuccino, latte etc..

2,100 CLP

3,300 CLP

5,000 CLP

MINIMUM

AVERAGE

MAXIMUM

$2.1

$3.4

$5.1

The average price of a regular beverage like cappuccino or latte at Starbucks, Costa, or similar coffee shops and cafes in La Florida is around 3,300 CLP. Price ranges between 2,100 CLP and 5,000 CLP depending on the type of beverage, the size, and optional add-ons.

Grocery and market costs

Large bottle of milk price

1,700 CLP

2,000 CLP

2,500 CLP

MINIMUM

AVERAGE

MAXIMUM

$1.7

$2.1

$2.6

The average price of a large bottle of milk in La Florida is 2,000 CLP. The maximum what you would pay for milk is 2,500 CLP and the minimum being 1,700 CLP depending on the brand of milk and other properties.

12 eggs price

1,300 CLP

1,700 CLP

2,500 CLP

MINIMUM

AVERAGE

MAXIMUM

$1.3

$1.7

$2.6

A dozen eggs costs around 1,700 CLP on average with 1,300 CLP and 2,500 CLP being the lower and upper limits respectively.

Fresh whole chicken price

2,800 CLP

3,700 CLP

5,200 CLP

MINIMUM

AVERAGE

MAXIMUM

$2.9

$3.8

$5.4

The price range of a fresh whole chicken in La Florida is between 2,800 CLP and 5,200 CLP depending on the size of the chicken and whether it is oraganic or not. The average price is approximatly 3,700 CLP.

Pack of beef price

3,300 CLP

5,000 CLP

10,000 CLP

MINIMUM

AVERAGE

MAXIMUM

$3.4

$5.1

$10

The price of a regular pack of beef or meat is around 5,000 CLP. A pack of beef contains around 1Kg or 1lb depending on packing.

Medium bag of rice price

1,300 CLP

1,800 CLP

2,600 CLP

MINIMUM

AVERAGE

MAXIMUM

$1.4

$1.9

$2.7

A bag of rice in La Florida costs around 1,800 CLP on average with prices rangeing between 1,300 CLP and 2,600 CLP depending on the brand and quality.

Bag of tomatos price

500 CLP

670 CLP

1,300 CLP

MINIMUM

AVERAGE

MAXIMUM

$0.51

$0.69

$1.3

A bag of tomatoes costs anywhere from 500 CLP to 1,300 CLP. A bag of tomatoes denotes 1Kg or 1lb depending on location.

Bag of apples price

900 CLP

1,200 CLP

1,900 CLP

MINIMUM

AVERAGE

MAXIMUM

$0.92

$1.2

$2

A bag of apples costs 1,200 CLP on average. A bag of apples denotes 1Kg or 1lb depending on location.

Grocery and food expenditure to income ratio

The average grocery-to-income ratio in La Florida is around 26%. This means that students spend 26% of their income on grocery and basic household items. The expenditure can range from 18% to 33% depending on salary and location.

Expenditure on food and grocery for students