Cost Of Living For a Student in Tangier 2025

Average monthly spending for students in Tangier

How much money does a student need in a month to survive in Tangier?

Students in Tangier spend around 6,400 MAD per month on average. Depending on the lifestyle, a student can survive with a monthly budget as low as 970 MAD or as high as 42,000 MAD. Location is a very important factor and has a huge influence on expenditure and budget.

How do students spend their money in Tangier?

We asked thousands of students about their spending habits and expenditure break down.

Housing and accomodation expenditure for students

Students in Tangier typically spend from 13% to 24% of their total monthly expenditure on housing with 18% being the average. The average monthly spend on housing is 1,500 MAD with expenditure ranging from 230 MAD to 10,000 MAD. This cost mainly goes for rent but it also includes other accommodation-related expenses.

Electricity, utilities, energy, water, internet, and mobile expenditure for students

Utility expenditure like electricity, water, and gas in Tangier ranges from 4% to 10% of total expenses with 6% being the average for most students. The average monthly cost of utilities is 250 MAD with 39 MAD and 1,700 MAD being the upper and lower limits for a student of four.

Transport, fuel, and commute expenditure for students

Fuel consumption and cost of transport depend heavily on whether a student resides near school and work, but roughly speaking a student would expect to spend from 68 MAD to 3,000 MAD in a month on commuting with 450 MAD being the norm for most students. This means that money spent on transport constitutes about 4% of total spending on average but can go as low as 4% or as high as 10%.

Food, groceries, and basic shopping expenditure for students

The average outlay on groceries and basic houshold items for a typical student in a month in Tangier is 1,300 MAD. The cost of groceries can range between 190 MAD to 8,500 MAD. Students spend on average about 23% on food and groceries with upper and lower bounds of 17% and 27% respectively.

Healthcare and medical services expenditure for students

Students in Tangier allocate 6% to 12% of their total monthly expenditure to healthcare including health insurance and out-of-pocket medical expenses. The average spending on medical services and clinic visits is around 9%. The range of medical expenses range from 58 MAD to 2,500 MAD with 380 MAD being the norm for most students.

Leisure and shopping expenditure for students

This category mostly contains discretionary or non-essential expenses but also some non-discretionary spending like furniture for example. The monthly expenses range from 48 MAD to 2,100 MAD with 320 MAD being the average. Speaking of percentages, that equates to 2% to 7% of total expenses with an average of 3% for most students.

Education and schooling expenditure for students

Spending on education can vary drastically between different students. On average, education constitutes 18% of the monthly expenditure of students with 11% and 23% being the lower and upper bounds respectively. The average reported education cost is 1,200 MAD per month with 180 MAD being the minimum spent amount and 8,100 MAD being the maximum.

A typical and healthy budgeting structure

The 50/30/20 rule

Spending among different people can vary significantly based on factors such as their income, lifestyle, location, and personal preferences. A commonly used guideline for budgeting is the 50/30/20 rule, which suggests allocating your income into three main categories in the following percentages.

• 50% for needs and financial obligations

  This category includes essential expenses like housing, utilities, groceries, transportation, and healthcare.

• 30% for wants and discretionary spending

  This category covers discretionary spending on non-essential items, such as dining out, entertainment, travel, and other lifestyle choices.

• 20% for savings and emergency fund

  This is the percentage that must be allocated to savings, emergency funds, and retirement accounts.

About financial planning, money management, and household budgeting

Affordable living in Tangier

Income and cost of living compatibility

We asked students one simple question and recorded their answers.

Is it affordable or economical to live in Tangier?

Around 66% of surveyed students think that living in Tangier is affordable with proper budgeting while 34% reported that it is just too expensive and not affordable even with frugality and thriftness.

Low-cost alternatives in Tangier

People are always looking for ways to cut down expenses and reduce expenditures. The hallmark of any affordable place is the availability of discount stores, bargain deals, smart or secondhand shopping, refurbished items, and couponing. We asked students how easily cost-cutting is and the answers were distributed as follows:

Plenty of low-cost options62%

Few low-cost options38%

Based on the survey, 62% of the students living in Tangier have no problem finding low-cost alternatives to support a frugal lifestyle while 38% think that thriftness is difficult due to scarcity in discount markets and secondhand outlets.

Emergency Funds For Students

An emergency fund is a financial safety net comprised of easily accessible savings set aside to cover unexpected expenses or financial emergencies, typically amounting to three to six months' worth of living expenses. We asked students whether they have an emergency fund and the answers were as follows.

Yes66%

No34%

Based on the survey, 34% of the students living in Tangier said that they don't have an emergency fund while 66% said that they do.

Housing costs, accommodation, and housing affordability in Tangier

Rent Cost in Tangier

Monthly Rent Prices

Studio apartment monthly rent cost

1,100 MAD

1,600 MAD

4,300 MAD

MINIMUM

AVERAGE

MAXIMUM

$110

$160

$430

1-bedroom apartment monthly rent cost

1,600 MAD

2,600 MAD

6,500 MAD

MINIMUM

AVERAGE

MAXIMUM

$160

$260

$650

2-bedroom apartment monthly rent cost

2,200 MAD

3,300 MAD

8,700 MAD

MINIMUM

AVERAGE

MAXIMUM

$220

$320

$870

3-bedroom apartment monthly rent cost

2,600 MAD

4,300 MAD

12,000 MAD

MINIMUM

AVERAGE

MAXIMUM

$260

$430

$1,200

Furnished apartment monthly rent cost

5,200 MAD

13,000 MAD

26,000 MAD

MINIMUM

AVERAGE

MAXIMUM

$520

$1,300

$2,600

Townhouse monthly rent cost

4,300 MAD

6,500 MAD

19,000 MAD

MINIMUM

AVERAGE

MAXIMUM

$430

$650

$1,900

House monthly rent cost

5,200 MAD

13,000 MAD

26,000 MAD

MINIMUM

AVERAGE

MAXIMUM

$520

$1,300

$2,600

Villa monthly rent cost

6,500 MAD

16,000 MAD

26,000 MAD

MINIMUM

AVERAGE

MAXIMUM

$650

$1,600

$2,600

The monthly rental cost of a studio apartment in Tangier ranges between 1,100 MAD and 4,300 MAD, meanwhile the cost of monthly rental of a one-bedroom apartment can be anywhere from 1,600 MAD to 6,500 MAD. Two-bedroom rentals rate ranges between 2,200 MAD and 8,700 MAD per month. The monthly rental for a three-bedroom apartment ranges from 2,600 MAD to 12,000 MAD. The average rent of a townhouse in Tangier is around 6,500 MAD while house rental costs can be as high as 13,000 MAD per month. Finally, if you want to rent a villa, expect to pay anywhere from 6,500 MAD to 26,000 MAD per month.

Apartment and house prices in Tangier

Cost of buying a property

Studio apartment price

220,000 MAD

330,000 MAD

650,000 MAD

MINIMUM

AVERAGE

MAXIMUM

$22,000

$32,000

$65,000

1-bedroom apartment price

260,000 MAD

430,000 MAD

1.6M MAD

MINIMUM

AVERAGE

MAXIMUM

$26,000

$43,000

$160,000

2-bedroom apartment price

430,000 MAD

1.3M MAD

2.6M MAD

MINIMUM

AVERAGE

MAXIMUM

$43,000

$130,000

$260,000

3-bedroom apartment price

1.4M MAD

2.2M MAD

6.5M MAD

MINIMUM

AVERAGE

MAXIMUM

$140,000

$220,000

$650,000

Townhouse price

1.9M MAD

4.3M MAD

16M MAD

MINIMUM

AVERAGE

MAXIMUM

$190,000

$430,000

$1.6M

House price

2.2M MAD

13M MAD

19M MAD

MINIMUM

AVERAGE

MAXIMUM

$220,000

$1.3M

$1.9M

Villa price

2.6M MAD

14M MAD

22M MAD

MINIMUM

AVERAGE

MAXIMUM

$260,000

$1.4M

$2.2M

The average price of a studio apartment in Tangier can range from 220,000 MAD to 650,000 MAD depending on location. One bedroom cost can be anywhere from 260,000 MAD to 1.6M MAD. A villa can cost you 14M MAD on average with prices ranging from 2.6M MAD to 22M MAD.

House / apartment prices to income ratio

Property prices in Tangier can be x108 to x211 multiples of the monthly income depending on the property and the income of the person. On average, property prices are approximately x108 multiples of the average monthly salary in Tangier.

Rent to income ratio

The average rent-to-income ratio in Tangier is around 31%. This means that people pay 31% of their income for rent. Those figures can range from 21% to 42% depending on the salary, location, and type of property.

Housing affordability index

The housing affordability index measures how affordable accommodation is in a particular place. This can measured in multiple ways, the most common being housing expenditure to total expenditure ratio and the rent to income ratio. The housing expenditure ratio is a figure reported by individuals on the percentage they allocate for housing. Rent to income ratio is calculated by dividing the average monthly rent by the average income. Because these values are both percentages, we can find their average and get the best of the two worlds.

Property Taxes

Real estate owners pay property taxes to local tax authorities, which are determined by the assessed value of their property. Typically, these taxes are paid once a year. Property tax funds contribute to community development, financing infrastructure improvements, public services, and local education initiatives.

Home Maintenance Costs

Home maintenance costs encompass various expenses associated with the upkeep and repair of a residence. These expenditures include regular tasks such as lawn care, pest control, and HVAC system servicing, as well as occasional repairs and renovations like fixing leaks, painting, or replacing appliances.

Urban vs. rural living costs

Urban living typically entails higher housing and transportation costs due to demand and limited space, while rural areas generally offer lower housing expenses but may have higher prices for goods and services. The differnce in rental rates between urban areas and rural areas can be as high as 300% in some cases.

Monthly costs and expenses of energy and basic utilities in Tangier

Energy, electricity, water, gas, internet, and mobile cost in Tangier

Utility Bill Cost / Electricity + Water + Gas / Student

39 MAD

250 MAD

1,700 MAD

MINIMUM

AVERAGE

MAXIMUM

$3.9

$25

$170

Internet and cable cost

62 MAD

120 MAD

170 MAD

MINIMUM

AVERAGE

MAXIMUM

$6.2

$12

$16

Mobile phone bill and charges

50 MAD

83 MAD

250 MAD

MINIMUM

AVERAGE

MAXIMUM

$4.9

$8.2

$25

The average monthly energy and water consumption of students is around 250 MAD. The cost of internet and WiFi ranges from 62 MAD to 170 MAD with 120 MAD being the average internet bill. Finally, the average monthly mobile charges is around 83 MAD but can range between 50 MAD and 250 MAD depending on consumption. Mobile charges include both calling minutes as well as data packages.

Energy / Utility expense to income ratio

The average utility-to-income ratio in Tangier is around 6.3%. This means that people pay 6.3% of their income for energy, water, internet, and mobile charges. Those figures can range from 3.1% to 11% depending on salary and location.

Financial Literacy in

Financial literacy is the knowledge of concepts and principles related to personal finance that allow individuals to make informed decisions regarding their money such as budgeting, saving, investing, borrowing, managing debt, financial risk management, and planning.

Financial Leteracy58%

We asked student guardians and parents in Tangier whether they acquired any adequate personal financial training in their lives. Approximately 42% of the people who participated in the survey said that they are not well informed about the topics of budgeting, saving, etc., and just manage things based on their own experience, while 58% said that they know about the general principles of personal finance from sources other than their own experience.

Difficulty in Budgeting and Financial Planning

We wanted to understand whether students of have problems or difficulties in managing their expenditures and savings so we asked people one simple question: do you struggle with your personal finances? 34% of the participants reported that they indeed struggle in creating budgets and in organizing their finances while 66% said that they have everything under control.

Struggles with finance34%

Easily manages finances66%

Food Prices, Dining Expenses, and Grocery Costs in Tangier

Prices and cost of goods and services in Tangier

Dining out, food, and beverages costs. Price variations for common food items.

Fast food combo meal price

12 MAD

25 MAD

41 MAD

MINIMUM

AVERAGE

MAXIMUM

$1.2

$2.5

$4.1

The average price of a regular combo meal at a fast food outlet or chain like McDonald's, Pizzahut, or KFC in Tangier is approximatly 25 MAD with meal cost ranging from 12 MAD to 41 MAD. The typical combo meal consists of a burger, french fries, and a drink.

Restaurant meal for one price

42 MAD

64 MAD

130 MAD

MINIMUM

AVERAGE

MAXIMUM

$4.2

$6.3

$13

If you are planning to have a nice meal at a mid-range restaurant, expect to pay anywhere between 42 MAD and 130 MAD with 64 MAD being the average price of a plate for one person at a regular restaurant in Tangier.

Fine dining meal for one price

85 MAD

130 MAD

510 MAD

MINIMUM

AVERAGE

MAXIMUM

$8.4

$13

$51

The price range of a meal at fine-dining restaurant is 85 MAD to 510 MAD with the average cost being 130 MAD for one person. This is what you would expect to pay a top-tier diner in Tangier.

Beverage prices, cappuccino, latte etc..

10 MAD

17 MAD

25 MAD

MINIMUM

AVERAGE

MAXIMUM

$1

$1.6

$2.5

The average price of a regular beverage like cappuccino or latte at Starbucks, Costa, or similar coffee shops and cafes in Tangier is around 17 MAD. Price ranges between 10 MAD and 25 MAD depending on the type of beverage, the size, and optional add-ons.

Grocery and market costs

Large bottle of milk price

8.3 MAD

9.9 MAD

12 MAD

MINIMUM

AVERAGE

MAXIMUM

$0.82

$0.99

$1.2

The average price of a large bottle of milk in Tangier is 9.9 MAD. The maximum what you would pay for milk is 12 MAD and the minimum being 8.3 MAD depending on the brand of milk and other properties.

12 eggs price

6.2 MAD

8.3 MAD

12 MAD

MINIMUM

AVERAGE

MAXIMUM

$0.62

$0.82

$1.2

A dozen eggs costs around 8.3 MAD on average with 6.2 MAD and 12 MAD being the lower and upper limits respectively.

Fresh whole chicken price

14 MAD

18 MAD

26 MAD

MINIMUM

AVERAGE

MAXIMUM

$1.4

$1.8

$2.6

The price range of a fresh whole chicken in Tangier is between 14 MAD and 26 MAD depending on the size of the chicken and whether it is oraganic or not. The average price is approximatly 18 MAD.

Pack of beef price

17 MAD

25 MAD

50 MAD

MINIMUM

AVERAGE

MAXIMUM

$1.6

$2.5

$4.9

The price of a regular pack of beef or meat is around 25 MAD. A pack of beef contains around 1Kg or 1lb depending on packing.

Medium bag of rice price

6.7 MAD

9.1 MAD

13 MAD

MINIMUM

AVERAGE

MAXIMUM

$0.66

$0.91

$1.3

A bag of rice in Tangier costs around 9.1 MAD on average with prices rangeing between 6.7 MAD and 13 MAD depending on the brand and quality.

Bag of tomatos price

2.5 MAD

3.3 MAD

6.2 MAD

MINIMUM

AVERAGE

MAXIMUM

$0.25

$0.33

$0.62

A bag of tomatoes costs anywhere from 2.5 MAD to 6.2 MAD. A bag of tomatoes denotes 1Kg or 1lb depending on location.

Bag of apples price

4.4 MAD

5.8 MAD

9.6 MAD

MINIMUM

AVERAGE

MAXIMUM

$0.44

$0.58

$0.95

A bag of apples costs 5.8 MAD on average. A bag of apples denotes 1Kg or 1lb depending on location.

Expenditure on food and grocery for students