Cost Of Living For a Student in Tbilisi 2025
Average Monthly Expenditure
Currency: GEL
Average monthly spending for students in Tbilisi
How much money does a student need in a month to survive in Tbilisi?
Students in Tbilisi spend around 3,500 GEL per month on average. Depending on the lifestyle, a student can survive with a monthly budget as low as 530 GEL or as high as 23,000 GEL. Location is a very important factor and has a huge influence on expenditure and budget.
Prices and cost of goods and services in Tbilisi
Dining, food, and beverages costs
Fast food combo meal
Restaurant meal for one
Fine dining meal for one
Cappuccino or latte
Grocery and market costs
Milk large bottle
12 eggs
Fresh whole chicken
Pack of beef
Medium bag of rice
Bag of tomatos
Bag of apples
Commute, travel, and transportation costs
20 minutes taxi ride
Average car full tank
Average car 1-day rental
Average car price
| 17,000 GEL | 33,000 GEL | 44,000 GEL |
Bus ticket one way
Car Service
Utility cost (monthly)
Utility Bill - Student
Internet and cable
Mobile phone charges
Leisure and activities costs
Movie ticket
One month gym membership
Cloths and accessories costs
Pair of jeans or pants
Woman dress
Woman shoes
Men's shoes
Men suit
Regular t-shirt
Housing costs / monthly rent
Studio apartment
| 610 GEL | 920 GEL | 2,400 GEL |
1-bedroom apartment
| 920 GEL | 1,500 GEL | 3,700 GEL |
2-bedroom apartment
| 1,200 GEL | 1,800 GEL | 4,900 GEL |
Housing costs / Buying
Studio apartment
| 120,000 GEL | 180,000 GEL | 370,000 GEL |
1-bedroom apartment
| 150,000 GEL | 240,000 GEL | 920,000 GEL |
2-bedroom apartment
| 240,000 GEL | 730,000 GEL | 1.5M GEL |
| $92,000 | $280,000 | $550,000 |
Furniture Costs
King Size Bed
| 670 GEL | 830 GEL | 1,100 GEL |
Double Bed
Single Bed
Living Room
| 740 GEL | 950 GEL | 3,300 GEL |
Dining Table
Sofa or Couch
| 440 GEL | 610 GEL | 1,300 GEL |
Electronics and House Appliance Costs
TV Set
| 440 GEL | 670 GEL | 1,300 GEL |
Fridge or Freezer
Washing Machine
| 510 GEL | 740 GEL | 1,300 GEL |
Stove or Cooker
Mobile Phone
Laptop or Computer
| 610 GEL | 740 GEL | 1,300 GEL |
How do students spend their money in Tbilisi?
We asked thousands of students about their spending habits and expenditure break down.
Housing and accomodation expenditure for students
Accomodation Cost20%
20% of total expenses on average (15% to 26%)
| LOW | $48 130 GEL |
| AVERAGE | $310 830 GEL |
| HIGH | $2,100 5,500 GEL |
| Per Month |
Students in Tbilisi typically spend from 15% to 26% of their total monthly expenditure on housing with 20% being the average. The average monthly spend on housing is 830 GEL with expenditure ranging from 130 GEL to 5,500 GEL. This cost mainly goes for rent but it also includes other accommodation-related expenses.
Electricity, utilities, energy, water, internet, and mobile expenditure for students
Cost of utilities6%
6% of total expenses on average (4% to 10%)
| LOW | $8 21 GEL |
| AVERAGE | $52 140 GEL |
| HIGH | $350 920 GEL |
| Per Month |
Utility expenditure like electricity, water, and gas in Tbilisi ranges from 4% to 10% of total expenses with 6% being the average for most students. The average monthly cost of utilities is 140 GEL with 21 GEL and 920 GEL being the upper and lower limits for a student of four.
Transport, fuel, and commute expenditure for students
Cost of transport and fuel5%
5% of total expenses on average (5% to 11%)
| LOW | $14 37 GEL |
| AVERAGE | $91 240 GEL |
| HIGH | $610 1,600 GEL |
| Per Month |
Fuel consumption and cost of transport depend heavily on whether a student resides near school and work, but roughly speaking a student would expect to spend from 37 GEL to 1,600 GEL in a month on commuting with 240 GEL being the norm for most students. This means that money spent on transport constitutes about 5% of total spending on average but can go as low as 5% or as high as 11%.
Food, groceries, and basic shopping expenditure for students
Food and Groceries Cost22%
22% of total expenses on average (16% to 26%)
| LOW | $40 110 GEL |
| AVERAGE | $260 690 GEL |
| HIGH | $1,700 4,600 GEL |
| Per Month |
The average outlay on groceries and basic houshold items for a typical student in a month in Tbilisi is 690 GEL. The cost of groceries can range between 110 GEL to 4,600 GEL. Students spend on average about 22% on food and groceries with upper and lower bounds of 16% and 26% respectively.
Healthcare and medical services expenditure for students
Cost of healthcare8%
8% of total expenses on average (5% to 11%)
| LOW | $12 32 GEL |
| AVERAGE | $78 210 GEL |
| HIGH | $520 1,400 GEL |
| Per Month |
Students in Tbilisi allocate 5% to 11% of their total monthly expenditure to healthcare including health insurance and out-of-pocket medical expenses. The average spending on medical services and clinic visits is around 8%. The range of medical expenses range from 32 GEL to 1,400 GEL with 210 GEL being the norm for most students.
Leisure and shopping expenditure for students
Cost of leisure and shopping3%
3% of total expenses on average (2% to 7%)
| LOW | $10 27 GEL |
| AVERAGE | $65 170 GEL |
| HIGH | $430 1,200 GEL |
| Per Month |
This category mostly contains discretionary or non-essential expenses but also some non-discretionary spending like furniture for example. The monthly expenses range from 27 GEL to 1,200 GEL with 170 GEL being the average. Speaking of percentages, that equates to 2% to 7% of total expenses with an average of 3% for most students.
Education and schooling expenditure for students
Cost of education and schooling19%
19% of total expenses on average (12% to 24%)
| LOW | $38 100 GEL |
| AVERAGE | $250 660 GEL |
| HIGH | $1,600 4,400 GEL |
| Per Month |
Spending on education can vary drastically between different students. On average, education constitutes 19% of the monthly expenditure of students with 12% and 24% being the lower and upper bounds respectively. The average reported education cost is 660 GEL per month with 100 GEL being the minimum spent amount and 4,400 GEL being the maximum.
Other Expenses18%
18% of total expenses on average (12% to 24%)
| LOW | $30 80 GEL |
| AVERAGE | $190 520 GEL |
| HIGH | $1,300 3,500 GEL |
| Per Month |
A typical and healthy budgeting structure
The 50/30/20 rule
Spending among different people can vary significantly based on factors such as their income, lifestyle,
location, and personal preferences. A commonly used guideline for budgeting is the 50/30/20 rule,
which suggests allocating your income into three main categories in the following percentages.
50% for needs and financial obligations
This category includes essential expenses like housing, utilities, groceries, transportation, and healthcare.
30% for wants and discretionary spending
This category covers discretionary spending on non-essential items, such as dining out, entertainment, travel, and other lifestyle choices.
20% for savings and emergency fund
This is the percentage that must be allocated to savings, emergency funds, and retirement accounts.
About financial planning, money management, and household budgeting
The 50/30/20 rule is used as a general guideline but may not be the best choice for all people. There are in fact many budgeting plans out there like the 70/20/10 and the 60/20/20 rules, all claiming to be the best. More important than all of this is to establish financial discipline by creating a budget tailored to your specific financial goals and situation. It is very important that your financial outflow be less than your income to maintain a healthy cash flow.
Affordable living in Tbilisi
Income and cost of living compatibility
We asked students one simple question and recorded their answers.
Is it affordable or economical to live in Tbilisi?
Around 80% of surveyed students think that living in Tbilisi is affordable with proper budgeting while 20% reported that it is just too expensive and not affordable even with frugality and thriftness.
Low-cost alternatives in Tbilisi
People are always looking for ways to cut down expenses and reduce expenditures. The hallmark of any affordable place is the availability of discount stores, bargain deals, smart or secondhand shopping, refurbished items, and couponing. We asked students how easily cost-cutting is and the answers were distributed as follows:
Plenty of low-cost options67%
Few low-cost options33%
Based on the survey, 67% of the students living in Tbilisi have no problem finding low-cost alternatives to support a frugal lifestyle while 33% think that thriftness is difficult due to scarcity in discount markets and secondhand outlets.
Emergency Funds For Students
An emergency fund is a financial safety net comprised of easily accessible savings set aside to cover unexpected expenses or financial emergencies, typically amounting to three to six months' worth of living expenses. We asked students of Tbilisi whether they have an emergency fund and the answers were as follows.
Yes80%
No20%
Based on the survey, 20% of the students living in Tbilisi said that they don't have an emergency fund while 80% said that they do.
Financial Literacy in Georgia
Financial literacy is the knowledge of concepts and principles related to personal finance that allow individuals to make informed decisions regarding their money such as budgeting, saving, investing, borrowing, managing debt, financial risk management, and planning.
Financial Leteracy69%
We asked student guardians and parents in Tbilisi whether they acquired any adequate personal financial training in their lives. Approximately 31% of the people who participated in the survey said that they are not well informed about the topics of budgeting, saving, etc., and just manage things based on their own experience, while 69% said that they know about the general principles of personal finance from sources other than their own experience.
Difficulty in Budgeting and Financial Planning
We wanted to understand whether students of Georgia have problems or difficulties in managing their expenditures and savings so we asked people one simple question: do you struggle with your personal finances? 21% of the participants reported that they indeed struggle in creating budgets and in organizing their finances while 79% said that they have everything under control.
Struggles with finance21%
Easily manages finances79%
Housing costs, accommodation, and housing affordability in Tbilisi
Rental costs and house/apartment prices can vary drastically between different areas and locations.
Rent Cost in Tbilisi
Monthly Rent Prices
Studio apartment monthly rent cost
| 610 GEL | 920 GEL | 2,400 GEL |
1-bedroom apartment monthly rent cost
| 920 GEL | 1,500 GEL | 3,700 GEL |
2-bedroom apartment monthly rent cost
| 1,200 GEL | 1,800 GEL | 4,900 GEL |
3-bedroom apartment monthly rent cost
| 1,500 GEL | 2,400 GEL | 6,700 GEL |
Furnished apartment monthly rent cost
| 2,900 GEL | 7,300 GEL | 15,000 GEL |
Townhouse monthly rent cost
| 2,400 GEL | 3,700 GEL | 10,000 GEL |
House monthly rent cost
| 2,900 GEL | 7,300 GEL | 15,000 GEL |
Villa monthly rent cost
| 3,700 GEL | 9,200 GEL | 15,000 GEL |
The monthly rental cost of a studio apartment in Tbilisi ranges between 610 GEL and 2,400 GEL, meanwhile the cost of monthly rental of a one-bedroom apartment can be anywhere from 920 GEL to 3,700 GEL. Two-bedroom rentals rate ranges between 1,200 GEL and 4,900 GEL per month. The monthly rental for a three-bedroom apartment ranges from 1,500 GEL to 6,700 GEL. The average rent of a townhouse in Tbilisi is around 3,700 GEL while house rental costs can be as high as 7,300 GEL per month. Finally, if you want to rent a villa, expect to pay anywhere from 3,700 GEL to 15,000 GEL per month.
Apartment and house prices in Tbilisi
Cost of buying a property
Studio apartment price
| 120,000 GEL | 180,000 GEL | 370,000 GEL |
1-bedroom apartment price
| 150,000 GEL | 240,000 GEL | 920,000 GEL |
2-bedroom apartment price
| 240,000 GEL | 730,000 GEL | 1.5M GEL |
| $92,000 | $280,000 | $550,000 |
3-bedroom apartment price
| 820,000 GEL | 1.2M GEL | 3.7M GEL |
Townhouse price
House price
| 1.2M GEL | 7.3M GEL | 10M GEL |
Villa price
| 1.5M GEL | 8.2M GEL | 12M GEL |
The average price of a studio apartment in Tbilisi can range from 120,000 GEL to 370,000 GEL depending on location. One bedroom cost can be anywhere from 150,000 GEL to 920,000 GEL. A villa can cost you 8.2M GEL on average with prices ranging from 1.5M GEL to 12M GEL.
If you're leasing or purchasing, housing costs in Tbilisi will probably constitute your biggest expenditure, yet it's an area where you wield considerable influence. This is due to the substantial variance in housing prices across communities. Keep in mind the location of your workplace and the accessibility of essential amenities to prevent negating the savings from lower rental rates with increased transportation expenses.
House / apartment prices to income ratio
Property price to income ratio
( average property price / average monthly income ) x 100
| 49 | x144 monthly income | 239 |
Property prices in Tbilisi can be x144 to x239 multiples of the monthly income depending on the property and the income of the person. On average, property prices are approximately x144 multiples of the average monthly salary in Tbilisi.
Rent to income ratio
Rent to income ratio
( monthly rental / monthly income ) x 100
The average rent-to-income ratio in Tbilisi is around 36%. This means that people pay 36% of their income for rent. Those figures can range from 25% to 47% depending on the salary, location, and type of property.
The housing-to-income ratio is a very important metric to evaluate and measure how affordable living is in a particular area, city, or country since housing comprises the biggest chunk of expenditure. A higher housing to income ratio means that the place is relatively expensive. The figure by itself does tell much. It only starts to make sense when comparing the housing to income ratio across different locations.
Housing affordability index
The housing affordability index measures how affordable accommodation is in a particular place. This can measured in multiple ways, the most common being housing expenditure to total expenditure ratio and the rent to income ratio. The housing expenditure ratio is a figure reported by individuals on the percentage they allocate for housing. Rent to income ratio is calculated by dividing the average monthly rent by the average income. Because these values are both percentages, we can find their average and get the best of the two worlds.
Housing Affordability Index
33% Property Taxes
Real estate owners pay property taxes to local tax authorities, which are determined by the assessed value of their property. Typically, these taxes are paid once a year. Property tax funds contribute to community development, financing infrastructure improvements, public services, and local education initiatives.
Home Maintenance Costs
Home maintenance costs encompass various expenses associated with the upkeep and repair of a residence. These expenditures include regular tasks such as lawn care, pest control, and HVAC system servicing, as well as occasional repairs and renovations like fixing leaks, painting, or replacing appliances.
Urban vs. rural living costs
Urban living typically entails higher housing and transportation costs due to demand and limited space, while rural areas generally offer lower housing expenses but may have higher prices for goods and services. The differnce in rental rates between urban areas and rural areas can be as high as 300% in some cases.
Monthly costs and expenses of energy and basic utilities in Tbilisi
Utilities expenditure can vary slightly between different areas and locations.
Energy, electricity, water, gas, internet, and mobile cost in Tbilisi
Utility Bill Cost / Electricity + Water + Gas / Student
Internet and cable cost
Mobile phone bill and charges
Because most utility bills club electricity, water, and gas costs in one bill, we can't provide a breakup for each type of utility and will display electricity, gas, and water as single cost.
The average monthly energy and water consumption of students is around 140 GEL. The cost of internet and WiFi ranges from 33 GEL to 89 GEL with 67 GEL being the average internet bill. Finally, the average monthly mobile charges is around 44 GEL but can range between 27 GEL and 130 GEL depending on consumption. Mobile charges include both calling minutes as well as data packages.
Energy / Utility expense to income ratio
( monthly utility expenses / monthly income ) x 100
The average utility-to-income ratio in Tbilisi is around 5.4%. This means that people pay 5.4% of their income for energy, water, internet, and mobile charges. Those figures can range from 2.2% to 9.8% depending on salary and location.
Food Prices, Dining Expenses, and Grocery Costs in Tbilisi
Grocery / Food expenditure and prices can vary drastically between different areas and locations.
Prices and cost of goods and services in Tbilisi
Dining out, food, and beverages costs. Price variations for common food items.
Fast food combo meal price
The average price of a regular combo meal at a fast food outlet or chain like McDonald's, Pizzahut, or KFC in Tbilisi is approximatly 13 GEL with meal cost ranging from 6.7 GEL to 22 GEL. The typical combo meal consists of a burger, french fries, and a drink.
Restaurant meal for one price
If you are planning to have a nice meal at a mid-range restaurant, expect to pay anywhere between 23 GEL and 70 GEL with 35 GEL being the average price of a plate for one person at a regular restaurant in Tbilisi.
Fine dining meal for one price
The price range of a meal at fine-dining restaurant is 47 GEL to 280 GEL with the average cost being 70 GEL for one person. This is what you would expect to pay a top-tier diner in Tbilisi.
Beverage prices, cappuccino, latte etc..
The average price of a regular beverage like cappuccino or latte at Starbucks, Costa, or similar coffee shops and cafes in Tbilisi is around 8.9 GEL. Price ranges between 5.6 GEL and 13 GEL depending on the type of beverage, the size, and optional add-ons.
Grocery and market costs
Large bottle of milk price
The average price of a large bottle of milk in Tbilisi is 5.3 GEL. The maximum what you would pay for milk is 6.7 GEL and the minimum being 4.4 GEL depending on the brand of milk and other properties.
12 eggs price
A dozen eggs costs around 4.4 GEL on average with 3.3 GEL and 6.7 GEL being the lower and upper limits respectively.
Fresh whole chicken price
The price range of a fresh whole chicken in Tbilisi is between 7.6 GEL and 14 GEL depending on the size of the chicken and whether it is oraganic or not. The average price is approximatly 9.8 GEL.
Pack of beef price
The price of a regular pack of beef or meat is around 13 GEL. A pack of beef contains around 1Kg or 1lb depending on packing.
Medium bag of rice price
A bag of rice in Tbilisi costs around 4.9 GEL on average with prices rangeing between 3.6 GEL and 6.9 GEL depending on the brand and quality.
Bag of tomatos price
A bag of tomatoes costs anywhere from 1.3 GEL to 3.3 GEL. A bag of tomatoes denotes 1Kg or 1lb depending on location.
Bag of apples price
A bag of apples costs 3.1 GEL on average. A bag of apples denotes 1Kg or 1lb depending on location.
Grocery and food expenditure to income ratio
( monthly grocery expenses / monthly income ) x 100
The average grocery-to-income ratio in Tbilisi is around 27%. This means that students spend 27% of their income on grocery and basic household items. The expenditure can range from 18% to 34% depending on salary and location.
Expenditure on food and grocery for students
Students' spending on grocery ranges from 110 GEL to 4,600 GEL with the location, income, and size of the student being the most determinite factors.
