Cost Of Living in Al Khartoom 2024
Average monthly spending for singles, couples, students, and families in Al Khartoom
Whether you're living in Al Khartoom or planning to move there, it is very important to know the cost of living and the prices of things. Here we list the average spending for the four main population groups.
Average Monthly Expenditure12,000 SDG
per month$20900 SDG $1.5
$200 120,000 SDG
Single8,100 SDG
per month$142,700 SDG $4.5
$90 54,000 SDG
Couple14,000 SDG
per month$234,500 SDG $7.5
$120 72,000 SDG
Family18,000 SDG
per month$306,300 SDG $11
$170 99,000 SDG
Student5,200 SDG
per month$8.62,100 SDG $3.5
$16 9,300 SDG
The figures displayed here are inclusive of everything: housing, travel, groceries, healthcare, etc.
Singles
The average monthly expense for a single person living in Al Khartoom is 8,100 SDG. Expenses can range from 2,700 SDG at the minimum level to 54,000 SDG at the highest end.
Couples
The average monthly spending of couples in Al Khartoom is 14,000 SDG. Expenditure can range from 4,500 SDG to 72,000 SDG per month.
Families
The average cost of living for families in Al Khartoom is 18,000 SDG per month. Families spend anywhere from 6,300 SDG to 99,000 SDG.
Students
The average monthly expenditure for students in Al Khartoom is 5,200 SDG. Students spend from 2,100 SDG to 9,300 SDG per month.
Spending behavior can change drastically from one person to another. It is best to consider the minimum, average, and maximum spending together.
Prices and cost of goods and services in Al Khartoom
Dining, food, and beverages costs
Large bottle of water
Fast food combo meal
Restaurant meal for one
Fine dining meal for one
Soda or Soft Drink
Cappuccino or latte Grocery and market costs
Milk large bottle
Loaf of bread
12 eggs
Fresh whole chicken
Beef 1 kg or 1 lb
Rice 1 kg or 1 lb
Tomato 1 kg or 1 lb
Apples 1 kg or 1 lb Commute, travel, and transportation costs
20 minutes taxi ride
Average car full tank
Average car 1-day rental
Average car price | 26,000 SDG | 52,000 SDG | 70,000 SDG |
Bus ticket one way
Car Service Utility cost (monthly)
Utility Bill - Individual | 160 SDG | 490 SDG | 3,200 SDG |
Utility Bill - Couple | 230 SDG | 680 SDG | 3,600 SDG |
Utility Bill - Family | 190 SDG | 540 SDG | 3,000 SDG |
Internet and cable
Mobile phone charges Leisure and activities costs
Movie ticket
One month gym membership Cloths and accessories costs
Pair of jeans or pants
Woman dress
Woman shoes
Men's shoes
Men suit
Regular t-shirt Housing costs / monthly rent
Studio apartment | 960 SDG | 1,400 SDG | 3,800 SDG |
1-bedroom apartment | 1,400 SDG | 2,300 SDG | 5,800 SDG |
2-bedroom apartment | 1,900 SDG | 2,900 SDG | 7,700 SDG |
Housing costs / Buying
Studio apartment | 190,000 SDG | 290,000 SDG | 580,000 SDG |
1-bedroom apartment | 230,000 SDG | 380,000 SDG | 1.4M SDG |
2-bedroom apartment | 380,000 SDG | 1.2M SDG | 2.3M SDG |
Furniture Costs
King Size Bed | 1,000 SDG | 1,300 SDG | 1,700 SDG |
Double Bed | 700 SDG | 1,000 SDG | 1,300 SDG |
Single Bed | 620 SDG | 800 SDG | 1,000 SDG |
Living Room | 1,200 SDG | 1,500 SDG | 5,200 SDG |
Dining Table | 520 SDG | 700 SDG | 1,300 SDG |
Sofa or Couch | 700 SDG | 950 SDG | 2,100 SDG |
Electronics and House Appliance Costs
TV Set | 700 SDG | 1,000 SDG | 2,100 SDG |
Fridge or Freezer | 620 SDG | 950 SDG | 1,300 SDG |
Washing Machine | 800 SDG | 1,200 SDG | 2,100 SDG |
Stove or Cooker | 750 SDG | 950 SDG | 1,300 SDG |
Mobile Phone | 870 SDG | 1,000 SDG | 1,500 SDG |
Laptop or Computer | 950 SDG | 1,200 SDG | 2,100 SDG |
Expenditure to Income Ratio in Al Khartoom
One of the most definite ways to determine how affordable a place is measuring the ratio of expenses to salary. A high expense-to-income to ratio indicates a high cost-of-living index while a low expenditure-to-salary ratio means the place is affordable to live in.
Spending to Income Ratio
96%
89% to 110%
( expenditure / income ) x 100
Expense to income distribution levels
| Spending To Income Ratio | % People |
|---|
| < 50% | 3% |
| 50% - 60% | 7% |
| 60% - 70% | 14% |
| 70% - 80% | 24% |
| 80% - 90% | 23% |
| 90% - 100% | 12% |
| 100% - 110% | 6% |
| 110% - 120% | 4% |
| 120% - 130% | 3% |
| 130% - 140% | 3% |
| > 140% | 2% |
Interpretation and Analysis
The average spending-to-salary ratio in Al Khartoom is 96%
This means that on average, people spend around 96% of their income for living.
According to the distribution table, 14% of the population spend approximately 60% to 70% of their income every month.
How can spending be more than income?
A value higher than 100% means that the expenditure of those people is higher than their income. They are spending more than what they earn. This is possible in two scenarios. They are either borrowing from their savings to survive or they are borrowing from other sources (relatives, friends, banks, etc.). More about this in the debt section.
Individual
86%
Spending-Income-Ratio
80%
95%
Couple
91%
Spending-Income-Ratio
85%
100%
Family
100%
Spending-Income-Ratio
93%
110%
How do people spend their money in Al Khartoom?
We asked thousands of people about their spending habits and expenditure breaks. Below are their answers.
The percentage figures in this section are percentages of total spending not income. If you would like to see the percentage of expenses as related to income or salary, see other sections.
Housing Expenditure22%
22% of total expenses on average (11% to 30%)
| LOW | $0.45 270 SDG |
| AVERAGE | $5.9 3,500 SDG |
| HIGH | $59 35,000 SDG |
| Per Month |
People living in Al Khartoom typically spend from 11% to 30% of their total monthly expenditure on housing with 22% being the average. The average spend on housing is 3,500 SDG with expenditure ranging from 270 SDG to 35,000 SDG. This cost mainly goes for rent but it also includes other accommodation-related expenses. Housing costs are highest for families and lowest for students as expected.
Utilities, Electricity, Water8%
8% of total expenses on average (5% to 12%)
| LOW | $0.08 45 SDG |
| AVERAGE | $0.98 590 SDG |
| HIGH | $9.8 5,900 SDG |
| Per Month |
Utility expenditure like electricity, water, and gas in Al Khartoom ranges from 5% to 12% of total expenses with 8% being the average. The average monthly cost of utilities is 590 SDG with 45 SDG and 5,900 SDG being the upper and lower limits.
Transport, Fuel, Commute6%
6% of total expenses on average (3% to 10%)
| LOW | $0.15 90 SDG |
| AVERAGE | $2 1,200 SDG |
| HIGH | $20 12,000 SDG |
| Per Month |
Fuel consumption and cost of transport depend heavily on whether you live near your work or school, but roughly speaking you would expect to spend from 90 SDG to 12,000 SDG on commuting with 1,200 SDG being the norm for most people in one month. This means that money spent on transport constitutes about 6% of total spending on average but can go as low as 3% or as high as 10%.
Food and Groceries Cost29%
29% of total expenses on average (21% to 35%)
| LOW | $0.38 230 SDG |
| AVERAGE | $4.9 2,900 SDG |
| HIGH | $49 29,000 SDG |
| Per Month |
The average outlay on groceries in a month in Al Khartoom is 2,900 SDG. The cost of groceries can range between 230 SDG to 29,000 SDG. People spend on average about 29% on food and groceries with upper and lower bounds of 21% and 35% respectively.
Healthcare and Medical Services11%
11% of total expenses on average (6% to 14%)
| LOW | $0.11 63 SDG |
| AVERAGE | $1.4 820 SDG |
| HIGH | $14 8,200 SDG |
| Per Month |
People in Al Khartoom allocate 6% to 14% of their total monthly expenditure to healthcare including health insurance and out-of-pocket medical expenses. The average spending is around 11%. The range of medical expenses range from 63 SDG to 8,200 SDG with 820 SDG being the norm.
Leisure and Shopping4%
4% of total expenses on average (2% to 8%)
| LOW | $0.06 36 SDG |
| AVERAGE | $0.78 470 SDG |
| HIGH | $7.8 4,700 SDG |
| Per Month |
This category mostly contains discretionary or non-essential expenses but also some non-discretionary spending like furniture for example. The monthly expenses range from 36 SDG to 4,700 SDG with 470 SDG being the average. Speaking of percentages, that equates to 2% to 8% of total expenses with an average of 4% for most residents.
Education and Schooling5%
5% of total expenses on average (3% to 11%)
| LOW | $0.09 54 SDG |
| AVERAGE | $1.2 700 SDG |
| HIGH | $12 7,000 SDG |
| Per Month |
Spending on education can vary drastically between different people. While working singles can spend 0% on education, families and students' expenditure can reach up to 22%. On average, education constitutes 5% of the monthly expenditure with 3% and 11% being the lower and upper bounds respectively. The average reported education cost is 700 SDG per month with 54 SDG being the minimum spent amount and 7,000 SDG being the maximum.
Other Expenses15%
15% of total expenses on average (10% to 22%)
| LOW | $0.20 120 SDG |
| AVERAGE | $2.5 1,500 SDG |
| HIGH | $25 15,000 SDG |
| Per Month |
How much money can you save in Al Khartoom every month?
We asked thousands of people what percentage of their income can they save in a month. Below are the answers.
What percentage of people in Al Khartoom manage to save money from their income every month?
Almost 56% of the surveyed people in Al Khartoom said that they can save some money at the end of each month while 44% said that aren't saving anything.
Percentage of people saving money by population group in Al Khartoom
| Group | Savers | Non Savers |
|---|
| Singles | 59% | 41% |
| Couples | 54% | 46% |
| Families | 48% | 52% |
Savings-to-Income Ratio
The savings-to-income ratio is measured as the percentage of income that people save over a specific period and it is simply calculated by dividing the saved money by total income and then multiplying the result by 100. (Savings / Income) x 100.
Saving to Income Ratio
Average Monthly Saved Amount
250 SDG
$0.42 | 3,200 SDG
$5.4 | 32,000 SDG
$54 |
For most people, 7.6% to 29% of their monthly income is what they can allocate to their savings, with 14% being the average. The amount of money that people can save is approximately 3,200 SDG on average with savings ranging from 250 SDG to 32,000 SDG.
59% of surveyed singles reported some of their income going to savings while 54% of couples said the same. 48% of families confirmed their ability to save money.
How much money do people actually save in Al Khartoom?
The amount of money that people can afford to save depends hugely on their income. It is better to focus on the percentage when trying to understand saving patterns.
Singles
Saving to Income Ratio
Average Monthly Saved Amount
750 SDG
$1.2 | 2,200 SDG
$3.7 | 15,000 SDG
$25 |
Savings to income distribution levels for singles
| Saving To Income Ratio | % Singles |
|---|
| 0% - 10% | 34% |
| 10% - 20% | 27% |
| 20% - 30% | 17% |
| 30% - 40% | 11% |
| 40% - 50% | 8% |
| > 50% | 3% |
Interpretation and Analysis
Singles who can afford to save reported that they allocate from 11% to 32% of their monthly income to savings, with 18% being the average for most singles. The average amount of money that singles are able to save is 2,200 SDG with 750 SDG and 15,000 SDG being the minimum and maximum respectively.
Couples
Saving to Income Ratio
Average Monthly Saved Amount
1,200 SDG
$2.1 | 3,700 SDG
$6.2 | 20,000 SDG
$33 |
Savings to income distribution levels for couples
| Saving To Income Ratio | % Couples |
|---|
| 0% - 10% | 38% |
| 10% - 20% | 29% |
| 20% - 30% | 20% |
| 30% - 40% | 6% |
| 40% - 50% | 5% |
| > 50% | 2% |
Interpretation and Analysis
Couples who confirmed their ability to save reported saving equivalent to 8.7% to 30% of their monthly income, with 16% being the average for most couples. The average amount of money that couples can save is 3,700 SDG with 1,200 SDG and 20,000 SDG being the minimum and maximum respectively.
Families
Saving to Income Ratio
Average Monthly Saved Amount
1,700 SDG
$2.9 | 5,000 SDG
$8.3 | 27,000 SDG
$46 |
Savings to income distribution levels for families
| Saving To Income Ratio | % Families |
|---|
| 0% - 10% | 41% |
| 10% - 20% | 32% |
| 20% - 30% | 21% |
| 30% - 40% | 3% |
| 40% - 50% | 2% |
| > 50% | 1% |
Interpretation and Analysis
Families in Al Khartoom can save anywhere between 7.6% to 28% of their monthly income, with 14% being the average for most families. The average amount of money that families can put aside is 5,000 SDG with 1,700 SDG and 27,000 SDG being the minimum and maximum respectively.
A typical and healthy budgeting structure
The 50/30/20 rule
Spending among different people can vary significantly based on factors such as their income, lifestyle,
location, and personal preferences. A commonly used guideline for budgeting is the 50/30/20 rule,
which suggests allocating your income into three main categories in the following percentages.
50% for needs and financial obligations
This category includes essential expenses like housing, utilities, groceries, transportation, and healthcare.
30% for wants and discretionary spending
This category covers discretionary spending on non-essential items, such as dining out, entertainment, travel, and other lifestyle choices.
20% for savings and emergency fund
This is the percentage that must be allocated to savings, emergency funds, and retirement accounts.
About financial planning, money management, and household budgeting
The 50/30/20 rule is used as a general guideline but may not be the best choice for all people. There are in fact many budgeting plans out there like the 70/20/10 and the 60/20/20 rules, all claiming to be the best. More important than all of this is to establish financial discipline by creating a budget tailored to your specific financial goals and situation. It is very important that your financial outflow be less than your income to maintain a healthy cash flow.
Affordable living in Al Khartoom
Income and cost of living compatibility
We asked residents one simple question and recorded their answers.
Is it affordable or economical to live in Al Khartoom?
Around 46% of surveyed residents think that living in Al Khartoom is affordable with proper budgeting while 54% reported that it is just too expensive and not affordable even with frugality and thriftness.
Low-cost alternatives in Al Khartoom
People are always looking for ways to cut down expenses and reduce expenditures. The hallmark of any affordable place is the availability of discount stores, bargain deals, smart or secondhand shopping, refurbished items, and couponing. We asked residents how easily cost-cutting is and the answers were distributed as follows:
Plenty of low-cost options58%
Few low-cost options43%
Based on the survey, 58% of the people living in Al Khartoom have no problem finding low-cost alternatives to support a frugal lifestyle while 43% think that thriftness is difficult due to scarcity in discount markets and secondhand outlets.
Emergency Funds
An emergency fund is a financial safety net comprised of easily accessible savings set aside to cover unexpected expenses or financial emergencies, typically amounting to three to six months' worth of living expenses. We asked residents of Al Khartoom whether they have an emergency fund and the answers were as follows.
Yes45%
No56%
Based on the survey, 56% of the people living in Al Khartoom said that they don't have an emergency fund while 45% said that they do.
Financial Literacy in Sudan
Financial literacy is the knowledge of concepts and principles related to personal finance that allow individuals to make informed decisions regarding their money such as budgeting, saving, investing, borrowing, managing debt, financial risk management, and planning.
Financial Leteracy37%
We asked residents of Sudan whether they acquired any adequate personal financial training in their lives. Approximately 63% of the people who participated in the survey said that they are not well informed about the topics of budgeting, saving, etc., and just manage things based on their own experience, while 37% said that they know about the general principles of personal finance from sources other than their own experience.
Difficulty in Budgeting and Financial Planning
We wanted to understand whether residents of Sudan have problems or difficulties in managing their expenditures and savings so asked the people one simple question: do you struggle with your personal finances? 57% of the participants reported that they indeed struggle in creating budgets and in organizing their finances while 43% said that they have everything under control.
Struggles with finance57%
Easily manages finances43%
Financial goals of people in Al Khartoom
In an attempt to understand the economic situation in Al Khartoom, we asked participants about their financial targets. By knowing what the population in general is trying to achieve, we can shed light on the economic outlook, cost of living, and quality of life in general.
| Financial Goal | % People |
|---|
| Emergency Fund | 9% |
| Debt Reduction | 48% |
| Retirement Savings | 12% |
| Education Funding | 6% |
| Homeownership | 19% |
| Investing | 5% |
| Travel or Lifestyle | 4% |
| Healthcare Expenses | 16% |
| Financial Independence | 3% |
Around 9% of those who participated in the survey said that their main goal is to establish an emergency fund to cover unexpected expenses while 48% said their number one priority is to pay off high-interest debt or loans and improve credit. 12% of surveyed people confirmed that saving for retirement to ensure a comfortable lifestyle in the final years is their main target. Around 6% reported that their priority is saving for the tuition fees and education costs of their children while 19% choose to buy a home or pay off existing mortgage before other things. 5% of the population would like to build wealth through investments such as stocks, bonds, mutual funds, or real estate. For 4% of people, saving for vacations or upgrading their lifestyle is the number one concern. Approximately 16% of the residents said that saving for healthcare expenses including insurance premiums is their main goal.
Saving Challenges in Al Khartoom
Reasons that make it difficult for people to save money
We wanted to understand what is stopping people from maximizing their savings in Al Khartoom. Listed below are the answers given by the survey participants.
| Reason | % People |
|---|
| Low Income | 4% |
| High Expenses | 7% |
| Debt and Loans | 11% |
| Lack of Budgeting Skills | 12% |
| Impulsive Spending | 13% |
| Financial Emergencies | 7% |
| Living the moment | 5% |
| Will do it later | 23% |
| Inflation | 15% |
| Social Pressure | 2% |
| Market Instability | 2% |
Around 4% of the people said that their salary is too low to accommodate a portion for savings while 7% said that the high cost of living leaves little room for savings. 11% of the residents said that they are burdened with debt and find it challenging to save money. 12% reported that they just don't have the knowledge or discipline to create and stick to a budget, leading to overspending and an inability to save. 13% blamed impulsive spending as the reason for saving inability. Around 7% said that unexpected expenses like medical bills or car repairs are derailing their savings goals. 5% bluntly said that they don't see the purpose of it and prefer to live each day to the fullest. 23% reported that they understand the value of saving but are putting off saving for the future, thinking they have plenty of time to start later. 15% blamed inflation, saying that every time they save some money they end up using it immediately. A surprising 2% said that social pressure and keeping up with peers or societal expectations makes them overspend. Lastly, 2% blamed market instability and price fluctuations.
Typical saving choices for people in Al Khartoom
Where do people choose to put their savings?
| Saving Type | % People |
|---|
| Emergency Funds | 13% |
| Gold | 14% |
| Savings Accounts | 16% |
| Retirement Accounts | 9% |
| Cash Savings | 23% |
| Real Estate | 9% |
| Investment | 5% |
| Stocks | 3% |
| Bonds | 4% |
| Mutual Funds | 2% |
| Certificates of Deposit | 2% |
Retirement, pension plans, and life after work in Al Khartoom
What does the retirement lifestyle look like in Al Khartoom and how much retirement savings are required?
Retirement age
The retirement age for most employees in Sudan is 65 years. Specific retirement ages can vary based on factors like occupation, gender, years of contribution, and location. It is not entirely unlikely for people to retire either before or after this age.
Retirement planning and savings
There are many retirement saving options, some are personally initiated and others are government-sponsered. Regardless of the source of savings, the minimum amount of money that needs to be put aside to ensure a peaceful and comfortable retirement at each age can be found in the table below. This data is largely approximated and can vary drastically based on individual needs and situations. Treat these figures as a general guideline.
The typical saved amount of money you should have at every age as multiples of monthly salary:| Age | Amount |
|---|
| 25 | 5x monthly salary at age 25 |
| 30 | 10x monthly salary at age 30 |
| 35 | 15x monthly salary at age 35 |
| 40 | 25x monthly salary at age 40 |
| 45 | 32x monthly salary at age 45 |
| 50 | 48x monthly salary at age 50 |
| 55 | 56x monthly salary at age 55 |
| 60 | 64x monthly salary at age 60 |
| 65 | 78x monthly salary at age 65 |
The typical average saved amount of money you should have at every age in Al Khartoom:| Age | Amount |
|---|
| 25 | 30,000 SDG |
| 30 | 60,000 SDG |
| 35 | 100,000 SDG |
| 40 | 150,000 SDG |
| 45 | 220,000 SDG |
| 50 | 310,000 SDG |
| 55 | 370,000 SDG |
| 60 | 460,000 SDG |
| 65 | 550,000 SDG |
Retirement Income Distribution
We asked residents of Al Khartoom about their retirement income sources and below are the results.
| Source | % People |
|---|
| Pensions | 11% |
| Savings | 24% |
| Investments | 11% |
| Social Security | 6% |
| Annuities | 6% |
| Part-time Job | 17% |
| Real Estate | 19% |
| Dividends and Interest | 6% |
Retirement Monthly Expenses in Al Khartoom 2,000 SDG
$3.4 | 6,000 SDG
$10 | 40,000 SDG
$67 |
Debt, loans, and mortgages in Al Khartoom
Percentage of people who are in debt
According to the survey, 34% of the people in Al Khartoom have some kind of debt, loan, mortgage, or credit card payments while 66% reported that they don't have financial obligations to banks.
Debt-to-income ratio in Al Khartoom
Debt to income ratio
36%
28% to 46%
( monthly debt payment / monthly income ) x 100
Interpretation
The debt-to-income ratio measures the percentage of income being paid as debt settlement across the population. It is calculated by dividing the monthly debt settlement payment of an individual by their monthly income. Based on collected data, approximately 36% of the people's monthly income in Al Khartoom goes to debt settlement.
Debt levelsMonthly debt settlement payment as percentage of monthly income
| Debt-to-income ratio | % People |
|---|
| > 60% | 4% |
| 50% - 60% | 21% |
| 40% - 50% | 16% |
| 30% - 40% | 18% |
| 20% - 30% | 8% |
| 10% - 20% | 9% |
| 0% - 10% | 24% |
According to our data, 4% of the debtors in Al Khartoom pay 60%+ of their income as debt settlement while 21% of the people pay 50% to 60% of their income for the same, which is quite an alarming financial situation for those individuals. 16% of people in debt dedicate 40% to 50% of their income to loan and mortgage payments while 18% dedicated 30% to 40% of income for same. Things are looking brighter for 8% of individuals as they only pay 20% to 30% of their income for loan and credit card repayment.
Distribution by type of debt in Al Khartoom
| Debt | % People |
|---|
| Real Estate Mortgage | 6% |
| Auto Loan | 11% |
| Student Loan | 4% |
| Credit Card | 32% |
| Personal Loan | 46% |
6% of debtors in Al Khartoom confirm that real estate mortgages constitutes the main part of their outstanding debt while 32% say that credit card payments are the reason they are in debt. Auto loans were the main type of debt for 11% of people and personal loans rose at 46%. Lastly, student loans are the main source of debt for 4% of debtors in Al Khartoom.
About credit score and debt managementManaging debt is a critical aspect of maintaining a favorable credit score. Debt reduction is the first thing you should do improve your financial situation. Getting rid of debt takes precedence over saving money because of interest rates.
Good debt vs. Bad debt
Not all debt is bad. Good debt typically refers to borrowing money for investments that can increase in value or generate income over time like purchasing a home or acquiring student loans. On the other hand, bad debt involves borrowing for things that fail to generate lasting value like high-interest credit card debt used for non-essential expenses like luxury items or vacations.
Loan Affordability Index in Al Khartoom
Besides measuring the loan-to-income ratio, we asked residents of Al Khartoom how many times in a year they defaulted or were unable to pay their due credit card or loan payments on time. Understanding how often people default on their due payments is one of the indicators of the cost of living and economic situation.
Frequency and percentage of people who failed to pay their monthly credit card or loan payments on time last year.
| Frequency | % People |
|---|
| Never | 48% |
| Once a year | 25% |
| Twice a year | 13% |
| Three times a year | 9% |
| Four times a year | 5% |
Housing costs, accommodation, and housing affordability in Al Khartoom
Rental costs and house/apartment prices can vary drastically between different areas and locations.
Rent Cost in Al Khartoom
Monthly Rent Prices
Studio apartment | 960 SDG | 1,400 SDG | 3,800 SDG |
1-bedroom apartment | 1,400 SDG | 2,300 SDG | 5,800 SDG |
2-bedroom apartment | 1,900 SDG | 2,900 SDG | 7,700 SDG |
3-bedroom apartment | 2,300 SDG | 3,800 SDG | 10,000 SDG |
Furnished apartment | 4,600 SDG | 12,000 SDG | 23,000 SDG |
Townhouse | 3,800 SDG | 5,800 SDG | 16,000 SDG |
House | 4,600 SDG | 12,000 SDG | 23,000 SDG |
Villa | 5,800 SDG | 14,000 SDG | 23,000 SDG |
The monthly rental cost of a studio apartment in Al Khartoom ranges between 960 SDG and 3,800 SDG, meanwhile the cost of monthly rental of a one-bedroom apartment can be anywhere from 1,400 SDG to 5,800 SDG. Two-bedroom rentals rate ranges between 1,900 SDG and 7,700 SDG per month. The monthly rental for a three-bedroom apartment ranges from 2,300 SDG to 10,000 SDG. The average rent of a townhouse in Al Khartoom is around 5,800 SDG while house rental costs can be as high as 12,000 SDG per month. Finally, if you want to rent a villa, expect to pay anywhere from 5,800 SDG to 23,000 SDG per month.
Apartment and house prices in Al Khartoom
Cost of buying a property
Studio apartment | 190,000 SDG | 290,000 SDG | 580,000 SDG |
1-bedroom apartment | 230,000 SDG | 380,000 SDG | 1.4M SDG |
2-bedroom apartment | 380,000 SDG | 1.2M SDG | 2.3M SDG |
3-bedroom apartment | 1.3M SDG | 1.9M SDG | 5.8M SDG |
Townhouse | 1.6M SDG | 3.8M SDG | 14M SDG |
House
Villa The average price of a studio apartment in Al Khartoom can range from 190,000 SDG to 580,000 SDG depending on location. One bedroom cost can be anywhere from 230,000 SDG to 1.4M SDG. A villa can cost you 13M SDG on average with prices ranging from 2.3M SDG to 19M SDG.
If you're leasing or purchasing, housing costs in Al Khartoom will probably constitute your biggest expenditure, yet it's an area where you wield considerable influence. This is due to the substantial variance in housing prices across communities. Keep in mind the location of your workplace and the accessibility of essential amenities to prevent negating the savings from lower rental rates with increased transportation expenses.
House / apartment prices to income ratio
Property price to income ratio( average property price / average monthly income ) x 100
| 29 | x80 monthly income | 200 |
Property prices in Al Khartoom can be x80 to x200 multiples of the monthly income depending on the property and the income of the person. On average, property prices are approximately x80 multiples of the average monthly salary in Al Khartoom.
Rent to income ratio
Rent to income ratio( monthly rental / monthly income ) x 100
The average rent-to-income ratio in Al Khartoom is around 29%. This means that people pay 29% of their income for rent. Those figures can range from 18% to 40% depending on the salary, location, and type of property.
The housing-to-income ratio is a very important metric to evaluate and measure how affordable living is in a particular area, city, or country since housing comprises the biggest chunk of expenditure. A higher housing to income ratio means that the place is relatively expensive. The figure by itself does tell much. It only starts to make sense when comparing the housing to income ratio across different locations.
Housing affordability index
The housing affordability index measures how affordable accommodation is in a particular place. This can measured in multiple ways, the most common being housing expenditure to total expenditure ratio and the rent to income ratio. The housing expenditure ratio is a figure reported by individuals on the percentage they allocate for housing. Rent to income ratio is calculated by dividing the average monthly rent by the average income. Because these values are both percentages, we can find their average and get the best of the two worlds.
Housing Affordability Index
27% Property Taxes
Real estate owners pay property taxes to local tax authorities, which are determined by the assessed value of their property. Typically, these taxes are paid once a year. Property tax funds contribute to community development, financing infrastructure improvements, public services, and local education initiatives.
Home Maintenance Costs
Home maintenance costs encompass various expenses associated with the upkeep and repair of a residence. These expenditures include regular tasks such as lawn care, pest control, and HVAC system servicing, as well as occasional repairs and renovations like fixing leaks, painting, or replacing appliances.
Urban vs. rural living costs
Urban living typically entails higher housing and transportation costs due to demand and limited space, while rural areas generally offer lower housing expenses but may have higher prices for goods and services. The differnce in rental rates between urban areas and rural areas can be as high as 300% in some cases.
SingleSpending habits, consumption analysis, and expenditure patterns for a single person living in Al Khartoom
Housing28%
28% of total expenses on average (16% to 40%)
| LOW | $1.6 970 SDG |
| AVERAGE | $4.9 2,900 SDG |
| HIGH | $32 19,000 SDG |
| Per Month |
Utilities, Electricity, Water9%
9% of total expenses on average (5% to 14%)
| LOW | $0.27 160 SDG |
| AVERAGE | $0.81 490 SDG |
| HIGH | $5.4 3,200 SDG |
| Per Month |
Transport, Fuel4%
4% of total expenses on average (2% to 10%)
| LOW | $0.36 220 SDG |
| AVERAGE | $1.1 650 SDG |
| HIGH | $7.2 4,300 SDG |
| Per Month |
Food and Groceries20%
20% of total expenses on average (14% to 25%)
| LOW | $0.72 430 SDG |
| AVERAGE | $2.2 1,300 SDG |
| HIGH | $14 8,700 SDG |
| Per Month |
Healthcare13%
13% of total expenses on average (7% to 17%)
| LOW | $0.41 240 SDG |
| AVERAGE | $1.2 730 SDG |
| HIGH | $8.1 4,900 SDG |
| Per Month |
Leisure, Shopping2%
2% of total expenses on average (2% to 5%)
| LOW | $0.23 140 SDG |
| AVERAGE | $0.68 410 SDG |
| HIGH | $4.5 2,700 SDG |
| Per Month |
Education1%
1% of total expenses on average (0.00% to 3%)
| LOW | $0.09 54 SDG |
| AVERAGE | $0.27 160 SDG |
| HIGH | $1.8 1,100 SDG |
| Per Month |
Other Expenses23%
23% of total expenses on average (15% to 27%)
| LOW | $0.81 490 SDG |
| AVERAGE | $2.4 1,500 SDG |
| HIGH | $16 9,700 SDG |
| Per Month |
CoupleAverage monthly living expenditure breaks and spending patterns for couples in Al Khartoom
Housing25%
25% of total expenses on average (18% to 35%)
| LOW | $2.5 1,500 SDG |
| AVERAGE | $7.4 4,500 SDG |
| HIGH | $40 24,000 SDG |
| Per Month |
Utilities, Electricity, Water8%
8% of total expenses on average (6% to 12%)
| LOW | $0.38 230 SDG |
| AVERAGE | $1.1 680 SDG |
| HIGH | $6 3,600 SDG |
| Per Month |
Transport, Fuel8%
8% of total expenses on average (2% to 13%)
| LOW | $0.90 540 SDG |
| AVERAGE | $2.7 1,600 SDG |
| HIGH | $14 8,700 SDG |
| Per Month |
Food and Groceries18%
18% of total expenses on average (13% to 23%)
| LOW | $1.1 630 SDG |
| AVERAGE | $3.2 1,900 SDG |
| HIGH | $17 10,000 SDG |
| Per Month |
Healthcare15%
15% of total expenses on average (9% to 19%)
| LOW | $0.83 500 SDG |
| AVERAGE | $2.5 1,500 SDG |
| HIGH | $13 7,900 SDG |
| Per Month |
Leisure, Shopping3%
3% of total expenses on average (1% to 6%)
| LOW | $0.45 270 SDG |
| AVERAGE | $1.4 810 SDG |
| HIGH | $7.2 4,300 SDG |
| Per Month |
Education1%
1% of total expenses on average (0.00% to 3%)
| LOW | $0.15 90 SDG |
| AVERAGE | $0.45 270 SDG |
| HIGH | $2.4 1,400 SDG |
| Per Month |
Other Expenses22%
22% of total expenses on average (16% to 28%)
| LOW | $1.3 770 SDG |
| AVERAGE | $3.8 2,300 SDG |
| HIGH | $20 12,000 SDG |
| Per Month |
FamilyAverage monthly expenses and break out of spending for families living in Al Khartoom
Housing24%
24% of total expenses on average (19% to 34%)
| LOW | $3.4 2,000 SDG |
| AVERAGE | $9.6 5,800 SDG |
| HIGH | $53 32,000 SDG |
| Per Month |
Transport, Fuel4%
4% of total expenses on average (2% to 6%)
| LOW | $0.84 510 SDG |
| AVERAGE | $2.4 1,400 SDG |
| HIGH | $13 7,900 SDG |
| Per Month |
Food and Groceries22%
22% of total expenses on average (15% to 28%)
| LOW | $1.9 1,100 SDG |
| AVERAGE | $5.4 3,200 SDG |
| HIGH | $30 18,000 SDG |
| Per Month |
Healthcare12%
12% of total expenses on average (8% to 17%)
| LOW | $0.84 510 SDG |
| AVERAGE | $2.4 1,400 SDG |
| HIGH | $13 7,900 SDG |
| Per Month |
Leisure, Shopping2%
2% of total expenses on average (1% to 6%)
| LOW | $0.53 320 SDG |
| AVERAGE | $1.5 900 SDG |
| HIGH | $8.3 5,000 SDG |
| Per Month |
Education13%
13% of total expenses on average (6% to 21%)
| LOW | $1.5 880 SDG |
| AVERAGE | $4.2 2,500 SDG |
| HIGH | $23 14,000 SDG |
| Per Month |
Other Expenses17%
17% of total expenses on average (10% to 22%)
| LOW | $1.3 760 SDG |
| AVERAGE | $3.6 2,200 SDG |
| HIGH | $20 12,000 SDG |
| Per Month |
StudentCost of living and expenses break down for students living in Al Khartoom
Housing16%
16% of total expenses on average (11% to 22%)
| LOW | $0.83 500 SDG |
| AVERAGE | $2.1 1,200 SDG |
| HIGH | $3.7 2,200 SDG |
| Per Month |
Utilities, Electricity, Water7%
7% of total expenses on average (5% to 11%)
| LOW | $0.14 83 SDG |
| AVERAGE | $0.35 210 SDG |
| HIGH | $0.62 370 SDG |
| Per Month |
Transport, Fuel3%
3% of total expenses on average (4% to 9%)
| LOW | $0.24 150 SDG |
| AVERAGE | $0.60 360 SDG |
| HIGH | $1.1 650 SDG |
| Per Month |
Food and Groceries24%
24% of total expenses on average (18% to 28%)
| LOW | $0.69 410 SDG |
| AVERAGE | $1.7 1,000 SDG |
| HIGH | $3.1 1,900 SDG |
| Per Month |
Healthcare10%
10% of total expenses on average (7% to 13%)
| LOW | $0.21 120 SDG |
| AVERAGE | $0.52 310 SDG |
| HIGH | $0.93 560 SDG |
| Per Month |
Leisure, Shopping2%
2% of total expenses on average (1% to 6%)
| LOW | $0.17 100 SDG |
| AVERAGE | $0.43 260 SDG |
| HIGH | $0.78 470 SDG |
| Per Month |
Education18%
18% of total expenses on average (11% to 23%)
| LOW | $0.66 390 SDG |
| AVERAGE | $1.6 990 SDG |
| HIGH | $3 1,800 SDG |
| Per Month |
Other Expenses20%
20% of total expenses on average (14% to 26%)
| LOW | $0.52 310 SDG |
| AVERAGE | $1.3 780 SDG |
| HIGH | $2.3 1,400 SDG |
| Per Month |
