Cost Of Living in New York 2025

Average monthly spending for singles, couples, students, and families in New York

Whether you're living in New York or planning to move there, it is very important to know the cost of living and the prices of things. Here we list the average spending for the four main population groups.

Singles

The average monthly expense for a single person living in New York is 7,000 USD. Expenses can range from 1,000 USD at the minimum level to 78,000 USD at the highest end.

Couples

The average monthly spending of couples in New York is 11,000 USD. Expenditure can range from 1,600 USD to 98,000 USD per month.

Families

The average cost of living for families in New York is 13,000 USD per month. Families spend anywhere from 2,600 USD to 130,000 USD.

Students

The average monthly expenditure for students in New York is 4,800 USD. Students spend from 750 USD to 54,000 USD per month.

Affordable living in New York

Income and cost of living compatibility

We asked residents one simple question and recorded their answers.

Is it affordable or economical to live in New York?

Around 82% of surveyed residents think that living in New York is affordable with proper budgeting while 18% reported that it is just too expensive and not affordable even with frugality and thriftness.

How do people spend their money in New York?

We asked thousands of people about their spending habits and expenditure breaks. Below are their answers.

People living in New York typically spend from 16% to 35% of their total monthly expenditure on housing with 27% being the average. The average spend on housing is 2,300 USD with expenditure ranging from 230 USD to 34,000 USD. This cost mainly goes for rent but it also includes other accommodation-related expenses. Housing costs are highest for families and lowest for students as expected.

Utility expenditure like electricity, water, and gas in New York ranges from 3% to 10% of total expenses with 6% being the average. The average monthly cost of utilities is 300 USD with 30 USD and 4,500 USD being the upper and lower limits.

Fuel consumption and cost of transport depend heavily on whether you live near your work or school, but roughly speaking you would expect to spend from 69 USD to 10,000 USD on commuting with 690 USD being the norm for most people in one month. This means that money spent on transport constitutes about 9% of total spending on average but can go as low as 4% or as high as 13%.

The average outlay on groceries in a month in New York is 1,600 USD. The cost of groceries can range between 160 USD to 25,000 USD. People spend on average about 26% on food and groceries with upper and lower bounds of 18% and 32% respectively.

People in New York allocate 3% to 11% of their total monthly expenditure to healthcare including health insurance and out-of-pocket medical expenses. The average spending is around 8%. The range of medical expenses range from 37 USD to 5,500 USD with 370 USD being the norm.

This category mostly contains discretionary or non-essential expenses but also some non-discretionary spending like furniture for example. The monthly expenses range from 26 USD to 3,900 USD with 260 USD being the average. Speaking of percentages, that equates to 3% to 10% of total expenses with an average of 6% for most residents.

Spending on education can vary drastically between different people. While working singles can spend 0% on education, families and students' expenditure can reach up to 22%. On average, education constitutes 6% of the monthly expenditure with 4% and 12% being the lower and upper bounds respectively. The average reported education cost is 390 USD per month with 39 USD being the minimum spent amount and 5,900 USD being the maximum.

How much money can you save in New York every month?

We asked thousands of people what percentage of their income can they save in a month. Below are the answers.

What percentage of people in New York manage to save money from their income every month?

Almost 88% of the surveyed people in New York said that they can save some money at the end of each month while 12% said that aren't saving anything.

Percentage of people saving money by population group in New York

Saving to Income Ratio

Average Monthly Saved Amount

For most people, 19% to 46% of their monthly income is what they can allocate to their savings, with 33% being the average. The amount of money that people can save is approximately 3,700 USD on average with savings ranging from 370 USD to 55,000 USD.

93% of surveyed singles reported some of their income going to savings while 95% of couples said the same. 81% of families confirmed their ability to save money.

How much money do people actually save in New York?

Singles

Saving to Income Ratio

Average Monthly Saved Amount

Savings to income distribution levels for singles

Interpretation and Analysis

Singles who can afford to save reported that they allocate from 23% to 49% of their monthly income to savings, with 38% being the average for most singles. The average amount of money that singles are able to save is 3,000 USD with 330 USD and 33,000 USD being the minimum and maximum respectively.

Couples

Saving to Income Ratio

Average Monthly Saved Amount

Savings to income distribution levels for couples

Interpretation and Analysis

Couples who confirmed their ability to save reported saving equivalent to 21% to 50% of their monthly income, with 37% being the average for most couples. The average amount of money that couples can save is 4,600 USD with 700 USD and 42,000 USD being the minimum and maximum respectively.

Families

Saving to Income Ratio

Average Monthly Saved Amount

Savings to income distribution levels for families

Interpretation and Analysis

Families in New York can save anywhere between 16% to 40% of their monthly income, with 27% being the average for most families. The average amount of money that families can put aside is 5,500 USD with 1,100 USD and 55,000 USD being the minimum and maximum respectively.

Saving Challenges in New York

Reasons that make it difficult for people to save money

We wanted to understand what is stopping people from maximizing their savings in New York. Listed below are the answers given by the survey participants.

Around 7% of the people said that their salary is too low to accommodate a portion for savings while 10% said that the high cost of living leaves little room for savings. 19% of the residents said that they are burdened with debt and find it challenging to save money. 10% reported that they just don't have the knowledge or discipline to create and stick to a budget, leading to overspending and an inability to save. 9% blamed impulsive spending as the reason for saving inability. Around 6% said that unexpected expenses like medical bills or car repairs are derailing their savings goals. 7% bluntly said that they don't see the purpose of it and prefer to live each day to the fullest. 16% reported that they understand the value of saving but are putting off saving for the future, thinking they have plenty of time to start later. 10% blamed inflation, saying that every time they save some money they end up using it immediately. A surprising 3% said that social pressure and keeping up with peers or social expectations makes them overspend. Lastly, 3% blamed market instability and price fluctuations.

Typical saving choices for people in New York

Where do people choose to put their savings?

Low-cost alternatives in New York

People are always looking for ways to cut down expenses and reduce expenditures. The hallmark of any affordable place is the availability of discount stores, bargain deals, smart or secondhand shopping, refurbished items, and couponing. We asked residents how easily cost-cutting is and the answers were distributed as follows:

Plenty of low-cost options63%

Few low-cost options37%

Based on the survey, 63% of the people living in New York have no problem finding low-cost alternatives to support a frugal lifestyle while 37% think that thriftness is difficult due to scarcity in discount markets and secondhand outlets.

Food Prices, Dining Expenses, and Grocery Costs in New York

Prices and cost of goods and services in New York

Dining out, food, and beverages costs. Price variations for common food items.

Fast food combo meal price

8.1 USD

16 USD

27 USD

MINIMUM

AVERAGE

MAXIMUM

The average price of a regular combo meal at a fast food outlet or chain like McDonald's, Pizzahut, or KFC in New York is approximatly 16 USD with meal cost ranging from 8.1 USD to 27 USD. The typical combo meal consists of a burger, french fries, and a drink.

Restaurant meal for one price

29 USD

44 USD

88 USD

MINIMUM

AVERAGE

MAXIMUM

If you are planning to have a nice meal at a mid-range restaurant, expect to pay anywhere between 29 USD and 88 USD with 44 USD being the average price of a plate for one person at a regular restaurant in New York.

Fine dining meal for one price

54 USD

81 USD

320 USD

MINIMUM

AVERAGE

MAXIMUM

The price range of a meal at fine-dining restaurant is 54 USD to 320 USD with the average cost being 81 USD for one person. This is what you would expect to pay a top-tier diner in New York.

Beverage prices, cappuccino, latte etc..

7.2 USD

11 USD

17 USD

MINIMUM

AVERAGE

MAXIMUM

The average price of a regular beverage like cappuccino or latte at Starbucks, Costa, or similar coffee shops and cafes in New York is around 11 USD. Price ranges between 7.2 USD and 17 USD depending on the type of beverage, the size, and optional add-ons.

Grocery and market costs

Large bottle of milk price

5.9 USD

7.1 USD

8.8 USD

MINIMUM

AVERAGE

MAXIMUM

The average price of a large bottle of milk in New York is 7.1 USD. The maximum what you would pay for milk is 8.8 USD and the minimum being 5.9 USD depending on the brand of milk and other properties.

12 eggs price

4 USD

5.4 USD

8.1 USD

MINIMUM

AVERAGE

MAXIMUM

A dozen eggs costs around 5.4 USD on average with 4 USD and 8.1 USD being the lower and upper limits respectively.

Fresh whole chicken price

10 USD

13 USD

19 USD

MINIMUM

AVERAGE

MAXIMUM

The price range of a fresh whole chicken in New York is between 10 USD and 19 USD depending on the size of the chicken and whether it is oraganic or not. The average price is approximatly 13 USD.

Pack of beef price

13 USD

19 USD

38 USD

MINIMUM

AVERAGE

MAXIMUM

The price of a regular pack of beef or meat is around 19 USD. A pack of beef contains around 1Kg or 1lb depending on packing.

Medium bag of rice price

4.2 USD

5.8 USD

8.2 USD

MINIMUM

AVERAGE

MAXIMUM

A bag of rice in New York costs around 5.8 USD on average with prices rangeing between 4.2 USD and 8.2 USD depending on the brand and quality.

Bag of tomatos price

1.6 USD

2.2 USD

4.1 USD

MINIMUM

AVERAGE

MAXIMUM

A bag of tomatoes costs anywhere from 1.6 USD to 4.1 USD. A bag of tomatoes denotes 1Kg or 1lb depending on location.

Bag of apples price

3 USD

3.9 USD

6.5 USD

MINIMUM

AVERAGE

MAXIMUM

A bag of apples costs 3.9 USD on average. A bag of apples denotes 1Kg or 1lb depending on location.

Grocery and food expenditure to income ratio

The average grocery-to-income ratio in New York is around 31%. This means that people spend 31% of their income on grocery and basic household items. The expenditure can range from 21% to 39% depending on salary and location.

Expenditure on food and grocery for every population group

A single person living alone spends approximately 940 USD per month on grocery and food with expenditure fluctuating between 130 USD and 10,000 USD depending on location and the type of person. The average cost of food and groceries for a couple is around 1,200 USD per month. That number can be get as low as 180 USD or a high as 11,000 USD. Families' spending on grocery ranges from 350 USD to 18,000 USD with the location, income, and size of the family being the most determinite factors.

Emergency Funds

An emergency fund is a financial safety net comprised of easily accessible savings set aside to cover unexpected expenses or financial emergencies, typically amounting to three to six months' worth of living expenses. We asked residents whether they have an emergency fund and the answers were as follows.

Yes80%

No20%

Based on the survey, 20% of the people living in New York said that they don't have an emergency fund while 80% said that they do.

A typical and healthy budgeting structure

The 50/30/20 rule

Spending among different people can vary significantly based on factors such as their income, lifestyle, location, and personal preferences. A commonly used guideline for budgeting is the 50/30/20 rule, which suggests allocating your income into three main categories in the following percentages.

• 50% for needs and financial obligations

  This category includes essential expenses like housing, utilities, groceries, transportation, and healthcare.

• 30% for wants and discretionary spending

  This category covers discretionary spending on non-essential items, such as dining out, entertainment, travel, and other lifestyle choices.

• 20% for savings and emergency fund

  This is the percentage that must be allocated to savings, emergency funds, and retirement accounts.

About financial planning, money management, and household budgeting

Expenditure to Income Ratio in New York

One of the most definite ways to determine how affordable a place is measuring the ratio of expenses to salary. A high expense-to-income to ratio indicates a high cost-of-living index while a low expenditure-to-salary ratio means the place is affordable to live in.

Expense to income distribution levels

Interpretation and Analysis

The average spending-to-salary ratio in New York is 100% This means that on average, people spend around 100% of their income for living. According to the distribution table, 19% of the population spend approximately 60% to 70% of their income every month.

Individual
98%
Spending-Income-Ratio

---

87%

110%

Couple
110%
Spending-Income-Ratio

---

96%

120%

Family
100%
Spending-Income-Ratio

---

93%

120%

Retirement, pension plans, and life after work in New York

What does the retirement lifestyle look like in New York and how much retirement savings are required?

Retirement age

The retirement age for most employees in is 65 years. Specific retirement ages can vary based on factors like occupation, gender, years of contribution, and location. It is not entirely unlikely for people to retire either before or after this age.

Retirement planning and savings

There are many retirement saving options, some are personally initiated and others are government-sponsered. Regardless of the source of savings, the minimum amount of money that needs to be put aside to ensure a peaceful and comfortable retirement at each age can be found in the table below. This data is largely approximated and can vary drastically based on individual needs and situations. Treat these figures as a general guideline.

Retirement Income Distribution

We asked residents about their retirement income sources and below are the results.

Retirement Monthly Expenses in New York

Debt, loans, and mortgages in New York

Percentage of people who are in debt

According to the survey, 24% of the people in New York have some kind of debt, loan, mortgage, or credit card payments while 76% reported that they don't have financial obligations to banks.

Debt-to-income ratio in New York

Interpretation

The debt-to-income ratio measures the percentage of income being paid as debt settlement across the population. It is calculated by dividing the monthly debt settlement payment of an individual by their monthly income. Based on collected data, approximately 25% of the people's monthly income in New York goes to debt settlement.

Debt levels

Monthly debt settlement payment as percentage of monthly income

According to our data, 3% of the debtors in New York pay 60%+ of their income as debt settlement while 11% of the people pay 50% to 60% of their income for the same, which is quite an alarming financial situation for those individuals. 11% of people in debt dedicate 40% to 50% of their income to loan and mortgage payments while 13% dedicated 30% to 40% of income for same. Things are looking brighter for 16% of individuals as they only pay 20% to 30% of their income for loan and credit card repayment.

Distribution by type of debt in New York

14% of debtors in New York confirm that real estate mortgages constitutes the main part of their outstanding debt while 24% say that credit card payments are the reason they are in debt. Auto loans were the main type of debt for 24% of people and personal loans rose at 36%. Lastly, student loans are the main source of debt for 3% of debtors in New York.

Good debt vs. Bad debt

Not all debt is bad. Good debt typically refers to borrowing money for investments that can increase in value or generate income over time like purchasing a home or acquiring student loans. On the other hand, bad debt involves borrowing for things that fail to generate lasting value like high-interest credit card debt used for non-essential expenses like luxury items or vacations.

Loan Affordability Index in New York

Besides measuring the loan-to-income ratio, we asked residents how many times in a year they defaulted or were unable to pay their due credit card or loan payments on time. Understanding how often people default on their due payments is one of the indicators of the cost of living and economic situation.

Frequency and percentage of people who failed to pay their monthly credit card or loan payments on time last year.

Financial Literacy in

Financial literacy is the knowledge of concepts and principles related to personal finance that allow individuals to make informed decisions regarding their money such as budgeting, saving, investing, borrowing, managing debt, financial risk management, and planning.

Financial Leteracy77%

We asked residents of whether they acquired any adequate personal financial training in their lives. Approximately 23% of the people who participated in the survey said that they are not well informed about the topics of budgeting, saving, etc., and just manage things based on their own experience, while 77% said that they know about the general principles of personal finance from sources other than their own experience.

Difficulty in Budgeting and Financial Planning

We wanted to understand whether residents of have problems or difficulties in managing their expenditures and savings so we asked people one simple question: do you struggle with your personal finances? 19% of the participants reported that they indeed struggle in creating budgets and in organizing their finances while 81% said that they have everything under control.

Struggles with finance19%

Easily manages finances81%

Financial goals of people in New York

In an attempt to understand the economic situation in New York, we asked participants about their financial targets. By knowing what the population in general is trying to achieve, we can shed light on the economic outlook, cost of living, and quality of life in general.

Around 6% of those who participated in the survey said that their main goal is to establish an emergency fund to cover unexpected expenses while 31% said their number one priority is to pay off high-interest debt or loans and improve credit. 7% of surveyed people confirmed that saving for retirement to ensure a comfortable lifestyle in the final years is their main target. Around 9% reported that their priority is saving for the tuition fees and education costs of their children while 16% choose to buy a home or pay off existing mortgage before other things. 9% of the population would like to build wealth through investments such as stocks, bonds, mutual funds, or real estate. For 11% of people, saving for vacations or upgrading their lifestyle is the number one concern. Approximately 8% of the residents said that saving for healthcare expenses including insurance premiums is their main goal.

Housing costs, accommodation, and housing affordability in New York

Rent Cost in New York

Monthly Rent Prices

Studio apartment monthly rent cost

890 USD

1,300 USD

3,600 USD

MINIMUM

AVERAGE

MAXIMUM

1-bedroom apartment monthly rent cost

1,400 USD

2,200 USD

5,600 USD

MINIMUM

AVERAGE

MAXIMUM

2-bedroom apartment monthly rent cost

2,000 USD

2,900 USD

7,800 USD

MINIMUM

AVERAGE

MAXIMUM

3-bedroom apartment monthly rent cost

2,500 USD

4,100 USD

11,000 USD

MINIMUM

AVERAGE

MAXIMUM

Furnished apartment monthly rent cost

4,500 USD

11,000 USD

22,000 USD

MINIMUM

AVERAGE

MAXIMUM

Townhouse monthly rent cost

3,600 USD

5,400 USD

15,000 USD

MINIMUM

AVERAGE

MAXIMUM

House monthly rent cost

4,500 USD

11,000 USD

23,000 USD

MINIMUM

AVERAGE

MAXIMUM

Villa monthly rent cost

5,300 USD

13,000 USD

21,000 USD

MINIMUM

AVERAGE

MAXIMUM

The monthly rental cost of a studio apartment in New York ranges between 890 USD and 3,600 USD, meanwhile the cost of monthly rental of a one-bedroom apartment can be anywhere from 1,400 USD to 5,600 USD. Two-bedroom rentals rate ranges between 2,000 USD and 7,800 USD per month. The monthly rental for a three-bedroom apartment ranges from 2,500 USD to 11,000 USD. The average rent of a townhouse in New York is around 5,400 USD while house rental costs can be as high as 11,000 USD per month. Finally, if you want to rent a villa, expect to pay anywhere from 5,300 USD to 21,000 USD per month.

Apartment and house prices in New York

Cost of buying a property

Studio apartment price

200,000 USD

290,000 USD

590,000 USD

MINIMUM

AVERAGE

MAXIMUM

1-bedroom apartment price

250,000 USD

410,000 USD

1.5M USD

MINIMUM

AVERAGE

MAXIMUM

2-bedroom apartment price

360,000 USD

1.1M USD

2.1M USD

MINIMUM

AVERAGE

MAXIMUM

3-bedroom apartment price

1.2M USD

1.9M USD

5.6M USD

MINIMUM

AVERAGE

MAXIMUM

Townhouse price

1.7M USD

3.9M USD

15M USD

MINIMUM

AVERAGE

MAXIMUM

House price

2.1M USD

12M USD

18M USD

MINIMUM

AVERAGE

MAXIMUM

Villa price

2.5M USD

14M USD

20M USD

MINIMUM

AVERAGE

MAXIMUM

The average price of a studio apartment in New York can range from 200,000 USD to 590,000 USD depending on location. One bedroom cost can be anywhere from 250,000 USD to 1.5M USD. A villa can cost you 14M USD on average with prices ranging from 2.5M USD to 20M USD.

House / apartment prices to income ratio

Property prices in New York can be x262 to x409 multiples of the monthly income depending on the property and the income of the person. On average, property prices are approximately x262 multiples of the average monthly salary in New York.

Rent to income ratio

The average rent-to-income ratio in New York is around 50%. This means that people pay 50% of their income for rent. Those figures can range from 36% to 64% depending on the salary, location, and type of property.

Housing affordability index

The housing affordability index measures how affordable accommodation is in a particular place. This can measured in multiple ways, the most common being housing expenditure to total expenditure ratio and the rent to income ratio. The housing expenditure ratio is a figure reported by individuals on the percentage they allocate for housing. Rent to income ratio is calculated by dividing the average monthly rent by the average income. Because these values are both percentages, we can find their average and get the best of the two worlds.

Property Taxes

Real estate owners pay property taxes to local tax authorities, which are determined by the assessed value of their property. Typically, these taxes are paid once a year. Property tax funds contribute to community development, financing infrastructure improvements, public services, and local education initiatives.

Home Maintenance Costs

Home maintenance costs encompass various expenses associated with the upkeep and repair of a residence. These expenditures include regular tasks such as lawn care, pest control, and HVAC system servicing, as well as occasional repairs and renovations like fixing leaks, painting, or replacing appliances.

Urban vs. rural living costs

Urban living typically entails higher housing and transportation costs due to demand and limited space, while rural areas generally offer lower housing expenses but may have higher prices for goods and services. The differnce in rental rates between urban areas and rural areas can be as high as 300% in some cases.

Monthly costs and expenses of energy and basic utilities in New York

Energy, electricity, water, gas, internet, and mobile cost in New York

Utility Bill Cost / Electricity + Water + Gas / Individual

46 USD

320 USD

3,600 USD

MINIMUM

AVERAGE

MAXIMUM

Utility Bill Cost / Electricity + Water + Gas / Couple

48 USD

350 USD

3,900 USD

MINIMUM

AVERAGE

MAXIMUM

Utility Bill Cost / Electricity + Water + Gas / Family

90 USD

450 USD

4,500 USD

MINIMUM

AVERAGE

MAXIMUM

Internet and cable cost

45 USD

89 USD

120 USD

MINIMUM

AVERAGE

MAXIMUM

Mobile phone bill and charges

24 USD

40 USD

120 USD

MINIMUM

AVERAGE

MAXIMUM

The average monthly expenditure for individuals on electricty, water, and gas in New York ranges between 46 USD and 3,600 USD with average being 320 USD, meanwhile the expenditure of couples is slightly higher at 350 USD with 48 USD and 3,900 USD being the upper and lower limits respectively. As expected, the energy and water consumption of families is the highest among the three groups with an average of 450 USD. The cost of internet and WiFi is unchanged among the three groups and ranges from 45 USD to 120 USD with 89 USD being the average internet bill. Finally, the average monthly mobile charges is around 40 USD but can range between 24 USD and 120 USD depending on consumption. Mobile charges include both calling minutes as well as data packages.

Energy / Utility expense to income ratio

The average utility-to-income ratio in New York is around 5.5%. This means that people pay 5.5% of their income for energy, water, internet, and mobile charges. Those figures can range from 1.4% to 11% depending on salary and location.

Cost of living comparison by city

#1 Bristol

The average cost of living in Bristol is 2,200 USD, which is 71% less than the country average. Bristol is ranked first in United States in terms of expendenture and cost of living.

#2 Iowa City

The average cost of living in Iowa City is 2,200 USD, which is 71% less than the country average. Iowa City is ranked second in United States in terms of expendenture and cost of living.

#3 Kent

The average cost of living in Kent is 2,300 USD, which is 71% less than the country average. Kent is ranked third in United States in terms of expendenture and cost of living.

#4 Vancouver

The average cost of living in Vancouver is 2,400 USD, which is 71% less than the country average. Vancouver is ranked fourth in United States in terms of expendenture and cost of living.

#5 Orlando

The average cost of living in Orlando is 2,500 USD, which is 71% less than the country average. Orlando is ranked fifth in United States in terms of expendenture and cost of living.

#6 Cincinnati

The average cost of living in Cincinnati is 2,600 USD, which is 71% less than the country average. Cincinnati is ranked sixth in United States in terms of expendenture and cost of living.

#7 Honolulu

The average cost of living in Honolulu is 2,700 USD, which is 71% less than the country average. Honolulu is ranked seventh in United States in terms of expendenture and cost of living.

#8 Tampa

The average cost of living in Tampa is 2,800 USD, which is 71% less than the country average. Tampa is ranked eighth in United States in terms of expendenture and cost of living.

#9 Cleveland

The average cost of living in Cleveland is 2,900 USD, which is 71% less than the country average. Cleveland is ranked ninth in United States in terms of expendenture and cost of living.

#10 New Orleans

The average cost of living in New Orleans is 3,000 USD, which is 57% less than the country average. New Orleans is ranked tenth in United States in terms of expendenture and cost of living.

#11 Minneapolis

The average cost of living in Minneapolis is 3,100 USD, which is 57% less than the country average. Minneapolis is ranked eleventh in United States in terms of expendenture and cost of living.

#12 Oakland

The average cost of living in Oakland is 3,200 USD, which is 57% less than the country average. Oakland is ranked twelfth in United States in terms of expendenture and cost of living.

#13 Miami

The average cost of living in Miami is 3,300 USD, which is 57% less than the country average. Miami is ranked thirteenth in United States in terms of expendenture and cost of living.

#14 Long Beach

The average cost of living in Long Beach is 3,500 USD, which is 57% less than the country average. Long Beach is ranked fourteenth in United States in terms of expendenture and cost of living.

#15 Atlanta

The average cost of living in Atlanta is 3,600 USD, which is 57% less than the country average. Atlanta is ranked fifteenth in United States in terms of expendenture and cost of living.

#16 Kansas City

The average cost of living in Kansas City is 3,700 USD, which is 57% less than the country average. Kansas City is ranked sixteenth in United States in terms of expendenture and cost of living.

#17 Sacramento

The average cost of living in Sacramento is 3,800 USD, which is 57% less than the country average. Sacramento is ranked seventeenth in United States in terms of expendenture and cost of living.

#18 Baltimore

The average cost of living in Baltimore is 3,900 USD, which is 57% less than the country average. Baltimore is ranked eighteenth in United States in terms of expendenture and cost of living.

#19 Las Vegas

The average cost of living in Las Vegas is 4,100 USD, which is 43% less than the country average. Las Vegas is ranked nineteenth in United States in terms of expendenture and cost of living.

#20 Oklahoma City

The average cost of living in Oklahoma City is 4,200 USD, which is 43% less than the country average. Oklahoma City is ranked twentyth in United States in terms of expendenture and cost of living.

#21 Memphis

The average cost of living in Memphis is 4,300 USD, which is 43% less than the country average. Memphis is ranked twenty-onth in United States in terms of expendenture and cost of living.

#22 Detroit

The average cost of living in Detroit is 4,500 USD, which is 43% less than the country average. Detroit is ranked twenty-twoth in United States in terms of expendenture and cost of living.

#23 Boston

The average cost of living in Boston is 4,600 USD, which is 43% less than the country average. Boston is ranked twenty-threth in United States in terms of expendenture and cost of living.

#24 Washington D.C.

The average cost of living in Washington D.C. is 4,800 USD, which is 43% less than the country average. Washington D.C. is ranked twenty-fourth in United States in terms of expendenture and cost of living.

#25 Denver

The average cost of living in Denver is 4,900 USD, which is 43% less than the country average. Denver is ranked twenty-fivth in United States in terms of expendenture and cost of living.

#26 Seattle

The average cost of living in Seattle is 5,100 USD, which is 29% less than the country average. Seattle is ranked twenty-sixth in United States in terms of expendenture and cost of living.

#27 Indianapolis

The average cost of living in Indianapolis is 5,200 USD, which is 29% less than the country average. Indianapolis is ranked twenty-seventh in United States in terms of expendenture and cost of living.

#28 San Francisco

The average cost of living in San Francisco is 5,400 USD, which is 29% less than the country average. San Francisco is ranked twenty-eightth in United States in terms of expendenture and cost of living.

#29 Jacksonville

The average cost of living in Jacksonville is 5,500 USD, which is 29% less than the country average. Jacksonville is ranked twenty-ninth in United States in terms of expendenture and cost of living.

#30 Austin

The average cost of living in Austin is 5,700 USD, which is 29% less than the country average. Austin is ranked thirtyth in United States in terms of expendenture and cost of living.

#31 San Jose

The average cost of living in San Jose is 5,900 USD, which is 29% less than the country average. San Jose is ranked thirty-onth in United States in terms of expendenture and cost of living.

#32 Dallas

The average cost of living in Dallas is 6,000 USD, which is 14% less than the country average. Dallas is ranked thirty-twoth in United States in terms of expendenture and cost of living.

#33 San Diego

The average cost of living in San Diego is 6,200 USD, which is 14% less than the country average. San Diego is ranked thirty-threth in United States in terms of expendenture and cost of living.

#34 San Antonio

The average cost of living in San Antonio is 6,400 USD, which is 14% less than the country average. San Antonio is ranked thirty-fourth in United States in terms of expendenture and cost of living.

#35 Philadelphia

The average cost of living in Philadelphia is 6,600 USD, which is 14% less than the country average. Philadelphia is ranked thirty-fivth in United States in terms of expendenture and cost of living.

#36 Phoenix

The average cost of living in Phoenix is 6,700 USD, which is 14% less than the country average. Phoenix is ranked thirty-sixth in United States in terms of expendenture and cost of living.

#37 Houston

The average cost of living in Houston is 6,900 USD, which is 14% less than the country average. Houston is ranked thirty-seventh in United States in terms of expendenture and cost of living.

#38 Chicago

The average cost of living in Chicago is 7,100 USD, which is same as the country average. Chicago is ranked thirty-eightth in United States in terms of expendenture and cost of living.

#39 Los Angeles

The average cost of living in Los Angeles is 7,300 USD, which is same as the country average. Los Angeles is ranked thirty-ninth in United States in terms of expendenture and cost of living.

#40 New York

The average cost of living in New York is 7,500 USD, which is same as the country average. New York is ranked fortyth in United States in terms of expendenture and cost of living.