Cost Of Living in Surat 2025

Average monthly spending for singles, couples, students, and families in Surat

Whether you're living in Surat or planning to move there, it is very important to know the cost of living and the prices of things. Here we list the average spending for the four main population groups.

Low-cost alternatives in Surat

People are always looking for ways to cut down expenses and reduce expenditures. The hallmark of any affordable place is the availability of discount stores, bargain deals, smart or secondhand shopping, refurbished items, and couponing. We asked residents how easily cost-cutting is and the answers were distributed as follows:

Plenty of low-cost options56%

Few low-cost options44%

Based on the survey, 56% of the people living in Surat have no problem finding low-cost alternatives to support a frugal lifestyle while 44% think that thriftness is difficult due to scarcity in discount markets and secondhand outlets.

Financial goals of people in Surat

In an attempt to understand the economic situation in Surat, we asked participants about their financial targets. By knowing what the population in general is trying to achieve, we can shed light on the economic outlook, cost of living, and quality of life in general.

Around 8% of those who participated in the survey said that their main goal is to establish an emergency fund to cover unexpected expenses while 43% said their number one priority is to pay off high-interest debt or loans and improve credit. 10% of surveyed people confirmed that saving for retirement to ensure a comfortable lifestyle in the final years is their main target. Around 7% reported that their priority is saving for the tuition fees and education costs of their children while 18% choose to buy a home or pay off existing mortgage before other things. 6% of the population would like to build wealth through investments such as stocks, bonds, mutual funds, or real estate. For 6% of people, saving for vacations or upgrading their lifestyle is the number one concern. Approximately 14% of the residents said that saving for healthcare expenses including insurance premiums is their main goal.

Monthly costs and expenses of energy and basic utilities in Surat

Energy, electricity, water, gas, internet, and mobile cost in Surat

Utility Bill Cost / Electricity + Water + Gas / Individual

420 INR

3,000 INR

33,000 INR

MINIMUM

AVERAGE

MAXIMUM

$5

$36

$400

Utility Bill Cost / Electricity + Water + Gas / Couple

440 INR

3,200 INR

36,000 INR

MINIMUM

AVERAGE

MAXIMUM

$5.3

$39

$440

Utility Bill Cost / Electricity + Water + Gas / Family

830 INR

4,100 INR

41,000 INR

MINIMUM

AVERAGE

MAXIMUM

$10

$50

$500

Internet and cable cost

360 INR

720 INR

960 INR

MINIMUM

AVERAGE

MAXIMUM

$4.3

$8.7

$12

Mobile phone bill and charges

270 INR

450 INR

1,400 INR

MINIMUM

AVERAGE

MAXIMUM

$3.3

$5.4

$16

The average monthly expenditure for individuals on electricty, water, and gas in Surat ranges between 420 INR and 33,000 INR with average being 3,000 INR, meanwhile the expenditure of couples is slightly higher at 3,200 INR with 440 INR and 36,000 INR being the upper and lower limits respectively. As expected, the energy and water consumption of families is the highest among the three groups with an average of 4,100 INR. The cost of internet and WiFi is unchanged among the three groups and ranges from 360 INR to 960 INR with 720 INR being the average internet bill. Finally, the average monthly mobile charges is around 450 INR but can range between 270 INR and 1,400 INR depending on consumption. Mobile charges include both calling minutes as well as data packages.

Energy / Utility expense to income ratio

The average utility-to-income ratio in Surat is around 6.3%. This means that people pay 6.3% of their income for energy, water, internet, and mobile charges. Those figures can range from 3.2% to 11% depending on salary and location.

Retirement, pension plans, and life after work in Surat

What does the retirement lifestyle look like in Surat and how much retirement savings are required?

Retirement age

The retirement age for most employees in is 65 years. Specific retirement ages can vary based on factors like occupation, gender, years of contribution, and location. It is not entirely unlikely for people to retire either before or after this age.

Retirement planning and savings

There are many retirement saving options, some are personally initiated and others are government-sponsered. Regardless of the source of savings, the minimum amount of money that needs to be put aside to ensure a peaceful and comfortable retirement at each age can be found in the table below. This data is largely approximated and can vary drastically based on individual needs and situations. Treat these figures as a general guideline.

Retirement Income Distribution

We asked residents about their retirement income sources and below are the results.

Retirement Monthly Expenses in Surat

Saving Challenges in Surat

Reasons that make it difficult for people to save money

We wanted to understand what is stopping people from maximizing their savings in Surat. Listed below are the answers given by the survey participants.

Around 5% of the people said that their salary is too low to accommodate a portion for savings while 8% said that the high cost of living leaves little room for savings. 13% of the residents said that they are burdened with debt and find it challenging to save money. 12% reported that they just don't have the knowledge or discipline to create and stick to a budget, leading to overspending and an inability to save. 12% blamed impulsive spending as the reason for saving inability. Around 7% said that unexpected expenses like medical bills or car repairs are derailing their savings goals. 5% bluntly said that they don't see the purpose of it and prefer to live each day to the fullest. 21% reported that they understand the value of saving but are putting off saving for the future, thinking they have plenty of time to start later. 13% blamed inflation, saying that every time they save some money they end up using it immediately. A surprising 3% said that social pressure and keeping up with peers or social expectations makes them overspend. Lastly, 2% blamed market instability and price fluctuations.

Typical saving choices for people in Surat

Where do people choose to put their savings?

Singles

The average monthly expense for a single person living in Surat is 52,000 INR. Expenses can range from 7,300 INR at the minimum level to 580,000 INR at the highest end.

Couples

The average monthly spending of couples in Surat is 76,000 INR. Expenditure can range from 12,000 INR to 700,000 INR per month.

Families

The average cost of living for families in Surat is 88,000 INR per month. Families spend anywhere from 18,000 INR to 880,000 INR.

Students

The average monthly expenditure for students in Surat is 38,000 INR. Students spend from 5,700 INR to 420,000 INR per month.

A typical and healthy budgeting structure

The 50/30/20 rule

Spending among different people can vary significantly based on factors such as their income, lifestyle, location, and personal preferences. A commonly used guideline for budgeting is the 50/30/20 rule, which suggests allocating your income into three main categories in the following percentages.

• 50% for needs and financial obligations

  This category includes essential expenses like housing, utilities, groceries, transportation, and healthcare.

• 30% for wants and discretionary spending

  This category covers discretionary spending on non-essential items, such as dining out, entertainment, travel, and other lifestyle choices.

• 20% for savings and emergency fund

  This is the percentage that must be allocated to savings, emergency funds, and retirement accounts.

About financial planning, money management, and household budgeting

Affordable living in Surat

Income and cost of living compatibility

We asked residents one simple question and recorded their answers.

Is it affordable or economical to live in Surat?

Around 49% of surveyed residents think that living in Surat is affordable with proper budgeting while 51% reported that it is just too expensive and not affordable even with frugality and thriftness.

How do people spend their money in Surat?

We asked thousands of people about their spending habits and expenditure breaks. Below are their answers.

People living in Surat typically spend from 12% to 31% of their total monthly expenditure on housing with 23% being the average. The average spend on housing is 17,000 INR with expenditure ranging from 1,700 INR to 260,000 INR. This cost mainly goes for rent but it also includes other accommodation-related expenses. Housing costs are highest for families and lowest for students as expected.

Utility expenditure like electricity, water, and gas in Surat ranges from 5% to 12% of total expenses with 8% being the average. The average monthly cost of utilities is 2,800 INR with 280 INR and 41,000 INR being the upper and lower limits.

Fuel consumption and cost of transport depend heavily on whether you live near your work or school, but roughly speaking you would expect to spend from 560 INR to 85,000 INR on commuting with 5,600 INR being the norm for most people in one month. This means that money spent on transport constitutes about 7% of total spending on average but can go as low as 3% or as high as 11%.

The average outlay on groceries in a month in Surat is 14,000 INR. The cost of groceries can range between 1,400 INR to 210,000 INR. People spend on average about 28% on food and groceries with upper and lower bounds of 20% and 34% respectively.

People in Surat allocate 5% to 13% of their total monthly expenditure to healthcare including health insurance and out-of-pocket medical expenses. The average spending is around 10%. The range of medical expenses range from 380 INR to 57,000 INR with 3,800 INR being the norm.

This category mostly contains discretionary or non-essential expenses but also some non-discretionary spending like furniture for example. The monthly expenses range from 220 INR to 34,000 INR with 2,200 INR being the average. Speaking of percentages, that equates to 2% to 8% of total expenses with an average of 4% for most residents.

Spending on education can vary drastically between different people. While working singles can spend 0% on education, families and students' expenditure can reach up to 22%. On average, education constitutes 5% of the monthly expenditure with 3% and 11% being the lower and upper bounds respectively. The average reported education cost is 3,400 INR per month with 340 INR being the minimum spent amount and 50,000 INR being the maximum.

Financial Literacy in

Financial literacy is the knowledge of concepts and principles related to personal finance that allow individuals to make informed decisions regarding their money such as budgeting, saving, investing, borrowing, managing debt, financial risk management, and planning.

Financial Leteracy44%

We asked residents of whether they acquired any adequate personal financial training in their lives. Approximately 56% of the people who participated in the survey said that they are not well informed about the topics of budgeting, saving, etc., and just manage things based on their own experience, while 44% said that they know about the general principles of personal finance from sources other than their own experience.

Difficulty in Budgeting and Financial Planning

We wanted to understand whether residents of have problems or difficulties in managing their expenditures and savings so we asked people one simple question: do you struggle with your personal finances? 46% of the participants reported that they indeed struggle in creating budgets and in organizing their finances while 54% said that they have everything under control.

Struggles with finance46%

Easily manages finances54%

Emergency Funds

An emergency fund is a financial safety net comprised of easily accessible savings set aside to cover unexpected expenses or financial emergencies, typically amounting to three to six months' worth of living expenses. We asked residents whether they have an emergency fund and the answers were as follows.

Yes49%

No51%

Based on the survey, 51% of the people living in Surat said that they don't have an emergency fund while 49% said that they do.

How much money can you save in Surat every month?

We asked thousands of people what percentage of their income can they save in a month. Below are the answers.

What percentage of people in Surat manage to save money from their income every month?

Almost 59% of the surveyed people in Surat said that they can save some money at the end of each month while 41% said that aren't saving anything.

Percentage of people saving money by population group in Surat

Saving to Income Ratio

Average Monthly Saved Amount

For most people, 11% to 32% of their monthly income is what they can allocate to their savings, with 19% being the average. The amount of money that people can save is approximately 17,000 INR on average with savings ranging from 1,700 INR to 260,000 INR.

59% of surveyed singles reported some of their income going to savings while 55% of couples said the same. 49% of families confirmed their ability to save money.

How much money do people actually save in Surat?

Singles

Saving to Income Ratio

Average Monthly Saved Amount

Savings to income distribution levels for singles

Interpretation and Analysis

Singles who can afford to save reported that they allocate from 14% to 34% of their monthly income to savings, with 23% being the average for most singles. The average amount of money that singles are able to save is 15,000 INR with 1,700 INR and 170,000 INR being the minimum and maximum respectively.

Couples

Saving to Income Ratio

Average Monthly Saved Amount

Savings to income distribution levels for couples

Interpretation and Analysis

Couples who confirmed their ability to save reported saving equivalent to 12% to 33% of their monthly income, with 21% being the average for most couples. The average amount of money that couples can save is 22,000 INR with 3,400 INR and 210,000 INR being the minimum and maximum respectively.

Families

Saving to Income Ratio

Average Monthly Saved Amount

Savings to income distribution levels for families

Interpretation and Analysis

Families in Surat can save anywhere between 10% to 29% of their monthly income, with 18% being the average for most families. The average amount of money that families can put aside is 26,000 INR with 5,200 INR and 260,000 INR being the minimum and maximum respectively.

Debt, loans, and mortgages in Surat

Percentage of people who are in debt

According to the survey, 27% of the people in Surat have some kind of debt, loan, mortgage, or credit card payments while 73% reported that they don't have financial obligations to banks.

Debt-to-income ratio in Surat

Interpretation

The debt-to-income ratio measures the percentage of income being paid as debt settlement across the population. It is calculated by dividing the monthly debt settlement payment of an individual by their monthly income. Based on collected data, approximately 31% of the people's monthly income in Surat goes to debt settlement.

Debt levels

Monthly debt settlement payment as percentage of monthly income

According to our data, 3% of the debtors in Surat pay 60%+ of their income as debt settlement while 18% of the people pay 50% to 60% of their income for the same, which is quite an alarming financial situation for those individuals. 15% of people in debt dedicate 40% to 50% of their income to loan and mortgage payments while 17% dedicated 30% to 40% of income for same. Things are looking brighter for 10% of individuals as they only pay 20% to 30% of their income for loan and credit card repayment.

Distribution by type of debt in Surat

8% of debtors in Surat confirm that real estate mortgages constitutes the main part of their outstanding debt while 30% say that credit card payments are the reason they are in debt. Auto loans were the main type of debt for 15% of people and personal loans rose at 43%. Lastly, student loans are the main source of debt for 4% of debtors in Surat.

Good debt vs. Bad debt

Not all debt is bad. Good debt typically refers to borrowing money for investments that can increase in value or generate income over time like purchasing a home or acquiring student loans. On the other hand, bad debt involves borrowing for things that fail to generate lasting value like high-interest credit card debt used for non-essential expenses like luxury items or vacations.

Loan Affordability Index in Surat

Besides measuring the loan-to-income ratio, we asked residents how many times in a year they defaulted or were unable to pay their due credit card or loan payments on time. Understanding how often people default on their due payments is one of the indicators of the cost of living and economic situation.

Frequency and percentage of people who failed to pay their monthly credit card or loan payments on time last year.

Food Prices, Dining Expenses, and Grocery Costs in Surat

Prices and cost of goods and services in Surat

Dining out, food, and beverages costs. Price variations for common food items.

Fast food combo meal price

71 INR

140 INR

240 INR

MINIMUM

AVERAGE

MAXIMUM

$0.86

$1.7

$2.9

The average price of a regular combo meal at a fast food outlet or chain like McDonald's, Pizzahut, or KFC in Surat is approximatly 140 INR with meal cost ranging from 71 INR to 240 INR. The typical combo meal consists of a burger, french fries, and a drink.

Restaurant meal for one price

240 INR

360 INR

720 INR

MINIMUM

AVERAGE

MAXIMUM

$2.9

$4.3

$8.7

If you are planning to have a nice meal at a mid-range restaurant, expect to pay anywhere between 240 INR and 720 INR with 360 INR being the average price of a plate for one person at a regular restaurant in Surat.

Fine dining meal for one price

470 INR

710 INR

2,800 INR

MINIMUM

AVERAGE

MAXIMUM

$5.7

$8.6

$34

The price range of a meal at fine-dining restaurant is 470 INR to 2,800 INR with the average cost being 710 INR for one person. This is what you would expect to pay a top-tier diner in Surat.

Beverage prices, cappuccino, latte etc..

60 INR

95 INR

140 INR

MINIMUM

AVERAGE

MAXIMUM

$0.72

$1.2

$1.7

The average price of a regular beverage like cappuccino or latte at Starbucks, Costa, or similar coffee shops and cafes in Surat is around 95 INR. Price ranges between 60 INR and 140 INR depending on the type of beverage, the size, and optional add-ons.

Grocery and market costs

Large bottle of milk price

48 INR

57 INR

72 INR

MINIMUM

AVERAGE

MAXIMUM

$0.58

$0.69

$0.87

The average price of a large bottle of milk in Surat is 57 INR. The maximum what you would pay for milk is 72 INR and the minimum being 48 INR depending on the brand of milk and other properties.

12 eggs price

35 INR

47 INR

71 INR

MINIMUM

AVERAGE

MAXIMUM

$0.43

$0.57

$0.85

A dozen eggs costs around 47 INR on average with 35 INR and 71 INR being the lower and upper limits respectively.

Fresh whole chicken price

82 INR

110 INR

150 INR

MINIMUM

AVERAGE

MAXIMUM

$0.99

$1.3

$1.8

The price range of a fresh whole chicken in Surat is between 82 INR and 150 INR depending on the size of the chicken and whether it is oraganic or not. The average price is approximatly 110 INR.

Pack of beef price

97 INR

150 INR

290 INR

MINIMUM

AVERAGE

MAXIMUM

$1.2

$1.8

$3.5

The price of a regular pack of beef or meat is around 150 INR. A pack of beef contains around 1Kg or 1lb depending on packing.

Medium bag of rice price

38 INR

52 INR

73 INR

MINIMUM

AVERAGE

MAXIMUM

$0.46

$0.63

$0.89

A bag of rice in Surat costs around 52 INR on average with prices rangeing between 38 INR and 73 INR depending on the brand and quality.

Bag of tomatos price

14 INR

19 INR

36 INR

MINIMUM

AVERAGE

MAXIMUM

$0.17

$0.23

$0.43

A bag of tomatoes costs anywhere from 14 INR to 36 INR. A bag of tomatoes denotes 1Kg or 1lb depending on location.

Bag of apples price

25 INR

33 INR

55 INR

MINIMUM

AVERAGE

MAXIMUM

$0.31

$0.40

$0.66

A bag of apples costs 33 INR on average. A bag of apples denotes 1Kg or 1lb depending on location.

Grocery and food expenditure to income ratio

The average grocery-to-income ratio in Surat is around 28%. This means that people spend 28% of their income on grocery and basic household items. The expenditure can range from 20% to 35% depending on salary and location.

Expenditure on food and grocery for every population group

A single person living alone spends approximately 8,100 INR per month on grocery and food with expenditure fluctuating between 1,100 INR and 90,000 INR depending on location and the type of person. The average cost of food and groceries for a couple is around 10,000 INR per month. That number can be get as low as 1,600 INR or a high as 94,000 INR. Families' spending on grocery ranges from 3,000 INR to 150,000 INR with the location, income, and size of the family being the most determinite factors.

Housing costs, accommodation, and housing affordability in Surat

Rent Cost in Surat

Monthly Rent Prices

Studio apartment monthly rent cost

6,200 INR

9,300 INR

25,000 INR

MINIMUM

AVERAGE

MAXIMUM

$75

$110

$300

1-bedroom apartment monthly rent cost

9,300 INR

15,000 INR

37,000 INR

MINIMUM

AVERAGE

MAXIMUM

$110

$180

$450

2-bedroom apartment monthly rent cost

13,000 INR

19,000 INR

50,000 INR

MINIMUM

AVERAGE

MAXIMUM

$150

$230

$600

3-bedroom apartment monthly rent cost

15,000 INR

25,000 INR

69,000 INR

MINIMUM

AVERAGE

MAXIMUM

$180

$300

$830

Furnished apartment monthly rent cost

30,000 INR

75,000 INR

150,000 INR

MINIMUM

AVERAGE

MAXIMUM

$360

$900

$1,800

Townhouse monthly rent cost

25,000 INR

37,000 INR

110,000 INR

MINIMUM

AVERAGE

MAXIMUM

$300

$450

$1,300

House monthly rent cost

30,000 INR

75,000 INR

150,000 INR

MINIMUM

AVERAGE

MAXIMUM

$360

$900

$1,800

Villa monthly rent cost

37,000 INR

93,000 INR

150,000 INR

MINIMUM

AVERAGE

MAXIMUM

$450

$1,100

$1,800

The monthly rental cost of a studio apartment in Surat ranges between 6,200 INR and 25,000 INR, meanwhile the cost of monthly rental of a one-bedroom apartment can be anywhere from 9,300 INR to 37,000 INR. Two-bedroom rentals rate ranges between 13,000 INR and 50,000 INR per month. The monthly rental for a three-bedroom apartment ranges from 15,000 INR to 69,000 INR. The average rent of a townhouse in Surat is around 37,000 INR while house rental costs can be as high as 75,000 INR per month. Finally, if you want to rent a villa, expect to pay anywhere from 37,000 INR to 150,000 INR per month.

Apartment and house prices in Surat

Cost of buying a property

Studio apartment price

1.3M INR

1.9M INR

3.8M INR

MINIMUM

AVERAGE

MAXIMUM

$15,000

$23,000

$45,000

1-bedroom apartment price

1.5M INR

2.5M INR

9.5M INR

MINIMUM

AVERAGE

MAXIMUM

$18,000

$30,000

$110,000

2-bedroom apartment price

2.5M INR

7.4M INR

15M INR

MINIMUM

AVERAGE

MAXIMUM

$30,000

$89,000

$180,000

3-bedroom apartment price

8.3M INR

12M INR

37M INR

MINIMUM

AVERAGE

MAXIMUM

$100,000

$150,000

$450,000

Townhouse price

11M INR

25M INR

94M INR

MINIMUM

AVERAGE

MAXIMUM

$130,000

$300,000

$1.1M

House price

13M INR

76M INR

110M INR

MINIMUM

AVERAGE

MAXIMUM

$150,000

$920,000

$1.3M

Villa price

15M INR

84M INR

130M INR

MINIMUM

AVERAGE

MAXIMUM

$180,000

$1M

$1.5M

The average price of a studio apartment in Surat can range from 1.3M INR to 3.8M INR depending on location. One bedroom cost can be anywhere from 1.5M INR to 9.5M INR. A villa can cost you 84M INR on average with prices ranging from 15M INR to 130M INR.

House / apartment prices to income ratio

Property prices in Surat can be x103 to x217 multiples of the monthly income depending on the property and the income of the person. On average, property prices are approximately x103 multiples of the average monthly salary in Surat.

Rent to income ratio

The average rent-to-income ratio in Surat is around 31%. This means that people pay 31% of their income for rent. Those figures can range from 20% to 41% depending on the salary, location, and type of property.

Housing affordability index

The housing affordability index measures how affordable accommodation is in a particular place. This can measured in multiple ways, the most common being housing expenditure to total expenditure ratio and the rent to income ratio. The housing expenditure ratio is a figure reported by individuals on the percentage they allocate for housing. Rent to income ratio is calculated by dividing the average monthly rent by the average income. Because these values are both percentages, we can find their average and get the best of the two worlds.

Property Taxes

Real estate owners pay property taxes to local tax authorities, which are determined by the assessed value of their property. Typically, these taxes are paid once a year. Property tax funds contribute to community development, financing infrastructure improvements, public services, and local education initiatives.

Home Maintenance Costs

Home maintenance costs encompass various expenses associated with the upkeep and repair of a residence. These expenditures include regular tasks such as lawn care, pest control, and HVAC system servicing, as well as occasional repairs and renovations like fixing leaks, painting, or replacing appliances.

Urban vs. rural living costs

Urban living typically entails higher housing and transportation costs due to demand and limited space, while rural areas generally offer lower housing expenses but may have higher prices for goods and services. The differnce in rental rates between urban areas and rural areas can be as high as 300% in some cases.

Expenditure to Income Ratio in Surat

One of the most definite ways to determine how affordable a place is measuring the ratio of expenses to salary. A high expense-to-income to ratio indicates a high cost-of-living index while a low expenditure-to-salary ratio means the place is affordable to live in.

Expense to income distribution levels

Interpretation and Analysis

The average spending-to-salary ratio in Surat is 90% This means that on average, people spend around 90% of their income for living. According to the distribution table, 15% of the population spend approximately 60% to 70% of their income every month.

Individual
81%
Spending-Income-Ratio

---

75%

90%

Couple
87%
Spending-Income-Ratio

---

80%

96%

Family
94%
Spending-Income-Ratio

---

86%

100%

Cost of living comparison by city

#1 Madurai

The average cost of living in Madurai is 33,000 INR, which is 42% less than the country average. Madurai is ranked first in India in terms of expendenture and cost of living.

#2 agra

The average cost of living in agra is 35,000 INR, which is 39% less than the country average. agra is ranked second in India in terms of expendenture and cost of living.

#3 Vadodara

The average cost of living in Vadodara is 36,000 INR, which is 37% less than the country average. Vadodara is ranked third in India in terms of expendenture and cost of living.

#4 Patna

The average cost of living in Patna is 37,000 INR, which is 35% less than the country average. Patna is ranked fourth in India in terms of expendenture and cost of living.

#5 Ludhiana

The average cost of living in Ludhiana is 39,000 INR, which is 32% less than the country average. Ludhiana is ranked fifth in India in terms of expendenture and cost of living.

#6 Ghaziabad

The average cost of living in Ghaziabad is 40,000 INR, which is 30% less than the country average. Ghaziabad is ranked sixth in India in terms of expendenture and cost of living.

#7 Coimbatore

The average cost of living in Coimbatore is 41,000 INR, which is 28% less than the country average. Coimbatore is ranked seventh in India in terms of expendenture and cost of living.

#8 Visakhapatnam

The average cost of living in Visakhapatnam is 43,000 INR, which is 25% less than the country average. Visakhapatnam is ranked eighth in India in terms of expendenture and cost of living.

#9 Pimpri-Chinchwad

The average cost of living in Pimpri-Chinchwad is 44,000 INR, which is 23% less than the country average. Pimpri-Chinchwad is ranked ninth in India in terms of expendenture and cost of living.

#10 Bhopal

The average cost of living in Bhopal is 46,000 INR, which is 19% less than the country average. Bhopal is ranked tenth in India in terms of expendenture and cost of living.

#11 Indore

The average cost of living in Indore is 47,000 INR, which is 18% less than the country average. Indore is ranked eleventh in India in terms of expendenture and cost of living.

#12 Nagpur

The average cost of living in Nagpur is 49,000 INR, which is 14% less than the country average. Nagpur is ranked twelfth in India in terms of expendenture and cost of living.

#13 Kanpur

The average cost of living in Kanpur is 50,000 INR, which is 12% less than the country average. Kanpur is ranked thirteenth in India in terms of expendenture and cost of living.

#14 Lucknow

The average cost of living in Lucknow is 52,000 INR, which is 8.8% less than the country average. Lucknow is ranked fourteenth in India in terms of expendenture and cost of living.

#15 Jaipur

The average cost of living in Jaipur is 54,000 INR, which is 5.3% less than the country average. Jaipur is ranked fifteenth in India in terms of expendenture and cost of living.

#16 Pune

The average cost of living in Pune is 56,000 INR, which is 1.8% less than the country average. Pune is ranked sixteenth in India in terms of expendenture and cost of living.

#17 Surat

The average cost of living in Surat is 57,000 INR, which is same as the country average. Surat is ranked seventeenth in India in terms of expendenture and cost of living.

#18 Kolkata

The average cost of living in Kolkata is 59,000 INR, which is 3.5% more than the country average. Kolkata is ranked eighteenth in India in terms of expendenture and cost of living.

#19 Chennai

The average cost of living in Chennai is 61,000 INR, which is 7% more than the country average. Chennai is ranked nineteenth in India in terms of expendenture and cost of living.

#20 Ahmadabad

The average cost of living in Ahmadabad is 63,000 INR, which is 11% more than the country average. Ahmadabad is ranked twentyth in India in terms of expendenture and cost of living.

#21 Hyderabad

The average cost of living in Hyderabad is 65,000 INR, which is 14% more than the country average. Hyderabad is ranked twenty-onth in India in terms of expendenture and cost of living.

#22 Bangalore

The average cost of living in Bangalore is 67,000 INR, which is 18% more than the country average. Bangalore is ranked twenty-twoth in India in terms of expendenture and cost of living.

#23 Delhi

The average cost of living in Delhi is 69,000 INR, which is 21% more than the country average. Delhi is ranked twenty-threth in India in terms of expendenture and cost of living.

#24 Mumbai

The average cost of living in Mumbai is 71,000 INR, which is 25% more than the country average. Mumbai is ranked twenty-fourth in India in terms of expendenture and cost of living.