Cost Of Living in Sydney 2025

Average monthly spending for singles, couples, students, and families in Sydney

Whether you're living in Sydney or planning to move there, it is very important to know the cost of living and the prices of things. Here we list the average spending for the four main population groups.

A typical and healthy budgeting structure

The 50/30/20 rule

Spending among different people can vary significantly based on factors such as their income, lifestyle, location, and personal preferences. A commonly used guideline for budgeting is the 50/30/20 rule, which suggests allocating your income into three main categories in the following percentages.

• 50% for needs and financial obligations

  This category includes essential expenses like housing, utilities, groceries, transportation, and healthcare.

• 30% for wants and discretionary spending

  This category covers discretionary spending on non-essential items, such as dining out, entertainment, travel, and other lifestyle choices.

• 20% for savings and emergency fund

  This is the percentage that must be allocated to savings, emergency funds, and retirement accounts.

About financial planning, money management, and household budgeting

Expenditure to Income Ratio in Sydney

One of the most definite ways to determine how affordable a place is measuring the ratio of expenses to salary. A high expense-to-income to ratio indicates a high cost-of-living index while a low expenditure-to-salary ratio means the place is affordable to live in.

Expense to income distribution levels

Interpretation and Analysis

The average spending-to-salary ratio in Sydney is 95% This means that on average, people spend around 95% of their income for living. According to the distribution table, 17% of the population spend approximately 60% to 70% of their income every month.

Individual
88%
Spending-Income-Ratio

---

78%

97%

Couple
95%
Spending-Income-Ratio

---

85%

110%

Family
98%
Spending-Income-Ratio

---

87%

110%

How do people spend their money in Sydney?

We asked thousands of people about their spending habits and expenditure breaks. Below are their answers.

People living in Sydney typically spend from 15% to 34% of their total monthly expenditure on housing with 26% being the average. The average spend on housing is 1,900 AUD with expenditure ranging from 190 AUD to 29,000 AUD. This cost mainly goes for rent but it also includes other accommodation-related expenses. Housing costs are highest for families and lowest for students as expected.

Utility expenditure like electricity, water, and gas in Sydney ranges from 4% to 11% of total expenses with 7% being the average. The average monthly cost of utilities is 290 AUD with 29 AUD and 4,300 AUD being the upper and lower limits.

Fuel consumption and cost of transport depend heavily on whether you live near your work or school, but roughly speaking you would expect to spend from 62 AUD to 9,200 AUD on commuting with 620 AUD being the norm for most people in one month. This means that money spent on transport constitutes about 8% of total spending on average but can go as low as 4% or as high as 12%.

The average outlay on groceries in a month in Sydney is 1,500 AUD. The cost of groceries can range between 150 AUD to 23,000 AUD. People spend on average about 27% on food and groceries with upper and lower bounds of 19% and 33% respectively.

People in Sydney allocate 4% to 12% of their total monthly expenditure to healthcare including health insurance and out-of-pocket medical expenses. The average spending is around 9%. The range of medical expenses range from 37 AUD to 5,600 AUD with 370 AUD being the norm.

This category mostly contains discretionary or non-essential expenses but also some non-discretionary spending like furniture for example. The monthly expenses range from 24 AUD to 3,600 AUD with 240 AUD being the average. Speaking of percentages, that equates to 3% to 9% of total expenses with an average of 5% for most residents.

Spending on education can vary drastically between different people. While working singles can spend 0% on education, families and students' expenditure can reach up to 22%. On average, education constitutes 6% of the monthly expenditure with 4% and 12% being the lower and upper bounds respectively. The average reported education cost is 360 AUD per month with 36 AUD being the minimum spent amount and 5,400 AUD being the maximum.

Emergency Funds

An emergency fund is a financial safety net comprised of easily accessible savings set aside to cover unexpected expenses or financial emergencies, typically amounting to three to six months' worth of living expenses. We asked residents whether they have an emergency fund and the answers were as follows.

Yes75%

No25%

Based on the survey, 25% of the people living in Sydney said that they don't have an emergency fund while 75% said that they do.

Retirement, pension plans, and life after work in Sydney

What does the retirement lifestyle look like in Sydney and how much retirement savings are required?

Retirement age

The retirement age for most employees in is 65 years. Specific retirement ages can vary based on factors like occupation, gender, years of contribution, and location. It is not entirely unlikely for people to retire either before or after this age.

Retirement planning and savings

There are many retirement saving options, some are personally initiated and others are government-sponsered. Regardless of the source of savings, the minimum amount of money that needs to be put aside to ensure a peaceful and comfortable retirement at each age can be found in the table below. This data is largely approximated and can vary drastically based on individual needs and situations. Treat these figures as a general guideline.

Retirement Income Distribution

We asked residents about their retirement income sources and below are the results.

Retirement Monthly Expenses in Sydney

Saving Challenges in Sydney

Reasons that make it difficult for people to save money

We wanted to understand what is stopping people from maximizing their savings in Sydney. Listed below are the answers given by the survey participants.

Around 6% of the people said that their salary is too low to accommodate a portion for savings while 9% said that the high cost of living leaves little room for savings. 17% of the residents said that they are burdened with debt and find it challenging to save money. 11% reported that they just don't have the knowledge or discipline to create and stick to a budget, leading to overspending and an inability to save. 10% blamed impulsive spending as the reason for saving inability. Around 6% said that unexpected expenses like medical bills or car repairs are derailing their savings goals. 6% bluntly said that they don't see the purpose of it and prefer to live each day to the fullest. 18% reported that they understand the value of saving but are putting off saving for the future, thinking they have plenty of time to start later. 11% blamed inflation, saying that every time they save some money they end up using it immediately. A surprising 3% said that social pressure and keeping up with peers or social expectations makes them overspend. Lastly, 3% blamed market instability and price fluctuations.

How much money can you save in Sydney every month?

We asked thousands of people what percentage of their income can they save in a month. Below are the answers.

What percentage of people in Sydney manage to save money from their income every month?

Almost 75% of the surveyed people in Sydney said that they can save some money at the end of each month while 25% said that aren't saving anything.

Percentage of people saving money by population group in Sydney

Saving to Income Ratio

Average Monthly Saved Amount

For most people, 12% to 35% of their monthly income is what they can allocate to their savings, with 21% being the average. The amount of money that people can save is approximately 2,900 AUD on average with savings ranging from 290 AUD to 43,000 AUD.

83% of surveyed singles reported some of their income going to savings while 81% of couples said the same. 72% of families confirmed their ability to save money.

How much money do people actually save in Sydney?

Singles

Saving to Income Ratio

Average Monthly Saved Amount

Savings to income distribution levels for singles

Interpretation and Analysis

Singles who can afford to save reported that they allocate from 15% to 38% of their monthly income to savings, with 26% being the average for most singles. The average amount of money that singles are able to save is 2,500 AUD with 270 AUD and 27,000 AUD being the minimum and maximum respectively.

Couples

Saving to Income Ratio

Average Monthly Saved Amount

Savings to income distribution levels for couples

Interpretation and Analysis

Couples who confirmed their ability to save reported saving equivalent to 13% to 37% of their monthly income, with 24% being the average for most couples. The average amount of money that couples can save is 3,700 AUD with 560 AUD and 34,000 AUD being the minimum and maximum respectively.

Families

Saving to Income Ratio

Average Monthly Saved Amount

Savings to income distribution levels for families

Interpretation and Analysis

Families in Sydney can save anywhere between 11% to 31% of their monthly income, with 19% being the average for most families. The average amount of money that families can put aside is 4,300 AUD with 870 AUD and 43,000 AUD being the minimum and maximum respectively.

Monthly costs and expenses of energy and basic utilities in Sydney

Energy, electricity, water, gas, internet, and mobile cost in Sydney

Utility Bill Cost / Electricity + Water + Gas / Individual

44 AUD

310 AUD

3,400 AUD

MINIMUM

AVERAGE

MAXIMUM

$29

$200

$2,200

Utility Bill Cost / Electricity + Water + Gas / Couple

46 AUD

340 AUD

3,800 AUD

MINIMUM

AVERAGE

MAXIMUM

$30

$220

$2,500

Utility Bill Cost / Electricity + Water + Gas / Family

86 AUD

430 AUD

4,300 AUD

MINIMUM

AVERAGE

MAXIMUM

$56

$280

$2,800

Internet and cable cost

41 AUD

83 AUD

110 AUD

MINIMUM

AVERAGE

MAXIMUM

$27

$54

$72

Mobile phone bill and charges

27 AUD

45 AUD

140 AUD

MINIMUM

AVERAGE

MAXIMUM

$18

$29

$88

The average monthly expenditure for individuals on electricty, water, and gas in Sydney ranges between 44 AUD and 3,400 AUD with average being 310 AUD, meanwhile the expenditure of couples is slightly higher at 340 AUD with 46 AUD and 3,800 AUD being the upper and lower limits respectively. As expected, the energy and water consumption of families is the highest among the three groups with an average of 430 AUD. The cost of internet and WiFi is unchanged among the three groups and ranges from 41 AUD to 110 AUD with 83 AUD being the average internet bill. Finally, the average monthly mobile charges is around 45 AUD but can range between 27 AUD and 140 AUD depending on consumption. Mobile charges include both calling minutes as well as data packages.

Energy / Utility expense to income ratio

The average utility-to-income ratio in Sydney is around 5.9%. This means that people pay 5.9% of their income for energy, water, internet, and mobile charges. Those figures can range from 2.4% to 11% depending on salary and location.

Low-cost alternatives in Sydney

People are always looking for ways to cut down expenses and reduce expenditures. The hallmark of any affordable place is the availability of discount stores, bargain deals, smart or secondhand shopping, refurbished items, and couponing. We asked residents how easily cost-cutting is and the answers were distributed as follows:

Plenty of low-cost options61%

Few low-cost options39%

Based on the survey, 61% of the people living in Sydney have no problem finding low-cost alternatives to support a frugal lifestyle while 39% think that thriftness is difficult due to scarcity in discount markets and secondhand outlets.

Housing costs, accommodation, and housing affordability in Sydney

Rent Cost in Sydney

Monthly Rent Prices

Studio apartment monthly rent cost

760 AUD

1,100 AUD

3,000 AUD

MINIMUM

AVERAGE

MAXIMUM

$490

$740

$2,000

1-bedroom apartment monthly rent cost

1,200 AUD

1,900 AUD

4,700 AUD

MINIMUM

AVERAGE

MAXIMUM

$760

$1,200

$3,000

2-bedroom apartment monthly rent cost

1,600 AUD

2,400 AUD

6,400 AUD

MINIMUM

AVERAGE

MAXIMUM

$1,000

$1,600

$4,100

3-bedroom apartment monthly rent cost

2,000 AUD

3,300 AUD

8,900 AUD

MINIMUM

AVERAGE

MAXIMUM

$1,300

$2,100

$5,800

Furnished apartment monthly rent cost

3,700 AUD

9,300 AUD

19,000 AUD

MINIMUM

AVERAGE

MAXIMUM

$2,400

$6,100

$12,000

Townhouse monthly rent cost

3,100 AUD

4,600 AUD

13,000 AUD

MINIMUM

AVERAGE

MAXIMUM

$2,000

$3,000

$8,500

House monthly rent cost

3,800 AUD

9,400 AUD

19,000 AUD

MINIMUM

AVERAGE

MAXIMUM

$2,400

$6,100

$12,000

Villa monthly rent cost

4,600 AUD

11,000 AUD

18,000 AUD

MINIMUM

AVERAGE

MAXIMUM

$3,000

$7,400

$12,000

The monthly rental cost of a studio apartment in Sydney ranges between 760 AUD and 3,000 AUD, meanwhile the cost of monthly rental of a one-bedroom apartment can be anywhere from 1,200 AUD to 4,700 AUD. Two-bedroom rentals rate ranges between 1,600 AUD and 6,400 AUD per month. The monthly rental for a three-bedroom apartment ranges from 2,000 AUD to 8,900 AUD. The average rent of a townhouse in Sydney is around 4,600 AUD while house rental costs can be as high as 9,400 AUD per month. Finally, if you want to rent a villa, expect to pay anywhere from 4,600 AUD to 18,000 AUD per month.

Apartment and house prices in Sydney

Cost of buying a property

Studio apartment price

160,000 AUD

240,000 AUD

480,000 AUD

MINIMUM

AVERAGE

MAXIMUM

$100,000

$160,000

$310,000

1-bedroom apartment price

200,000 AUD

330,000 AUD

1.2M AUD

MINIMUM

AVERAGE

MAXIMUM

$130,000

$210,000

$800,000

2-bedroom apartment price

300,000 AUD

910,000 AUD

1.8M AUD

MINIMUM

AVERAGE

MAXIMUM

$200,000

$590,000

$1.2M

3-bedroom apartment price

1M AUD

1.6M AUD

4.7M AUD

MINIMUM

AVERAGE

MAXIMUM

$670,000

$1M

$3M

Townhouse price

1.4M AUD

3.2M AUD

12M AUD

MINIMUM

AVERAGE

MAXIMUM

$890,000

$2.1M

$7.8M

House price

1.6M AUD

9.8M AUD

14M AUD

MINIMUM

AVERAGE

MAXIMUM

$1.1M

$6.4M

$9.1M

Villa price

2M AUD

11M AUD

16M AUD

MINIMUM

AVERAGE

MAXIMUM

$1.3M

$7.1M

$11M

The average price of a studio apartment in Sydney can range from 160,000 AUD to 480,000 AUD depending on location. One bedroom cost can be anywhere from 200,000 AUD to 1.2M AUD. A villa can cost you 11M AUD on average with prices ranging from 2M AUD to 16M AUD.

House / apartment prices to income ratio

Property prices in Sydney can be x167 to x291 multiples of the monthly income depending on the property and the income of the person. On average, property prices are approximately x167 multiples of the average monthly salary in Sydney.

Rent to income ratio

The average rent-to-income ratio in Sydney is around 39%. This means that people pay 39% of their income for rent. Those figures can range from 27% to 51% depending on the salary, location, and type of property.

Housing affordability index

The housing affordability index measures how affordable accommodation is in a particular place. This can measured in multiple ways, the most common being housing expenditure to total expenditure ratio and the rent to income ratio. The housing expenditure ratio is a figure reported by individuals on the percentage they allocate for housing. Rent to income ratio is calculated by dividing the average monthly rent by the average income. Because these values are both percentages, we can find their average and get the best of the two worlds.

Property Taxes

Real estate owners pay property taxes to local tax authorities, which are determined by the assessed value of their property. Typically, these taxes are paid once a year. Property tax funds contribute to community development, financing infrastructure improvements, public services, and local education initiatives.

Home Maintenance Costs

Home maintenance costs encompass various expenses associated with the upkeep and repair of a residence. These expenditures include regular tasks such as lawn care, pest control, and HVAC system servicing, as well as occasional repairs and renovations like fixing leaks, painting, or replacing appliances.

Urban vs. rural living costs

Urban living typically entails higher housing and transportation costs due to demand and limited space, while rural areas generally offer lower housing expenses but may have higher prices for goods and services. The differnce in rental rates between urban areas and rural areas can be as high as 300% in some cases.

Debt, loans, and mortgages in Sydney

Percentage of people who are in debt

According to the survey, 28% of the people in Sydney have some kind of debt, loan, mortgage, or credit card payments while 72% reported that they don't have financial obligations to banks.

Debt-to-income ratio in Sydney

Interpretation

The debt-to-income ratio measures the percentage of income being paid as debt settlement across the population. It is calculated by dividing the monthly debt settlement payment of an individual by their monthly income. Based on collected data, approximately 28% of the people's monthly income in Sydney goes to debt settlement.

Debt levels

Monthly debt settlement payment as percentage of monthly income

According to our data, 3% of the debtors in Sydney pay 60%+ of their income as debt settlement while 13% of the people pay 50% to 60% of their income for the same, which is quite an alarming financial situation for those individuals. 12% of people in debt dedicate 40% to 50% of their income to loan and mortgage payments while 14% dedicated 30% to 40% of income for same. Things are looking brighter for 14% of individuals as they only pay 20% to 30% of their income for loan and credit card repayment.

Distribution by type of debt in Sydney

12% of debtors in Sydney confirm that real estate mortgages constitutes the main part of their outstanding debt while 26% say that credit card payments are the reason they are in debt. Auto loans were the main type of debt for 21% of people and personal loans rose at 38%. Lastly, student loans are the main source of debt for 3% of debtors in Sydney.

Good debt vs. Bad debt

Not all debt is bad. Good debt typically refers to borrowing money for investments that can increase in value or generate income over time like purchasing a home or acquiring student loans. On the other hand, bad debt involves borrowing for things that fail to generate lasting value like high-interest credit card debt used for non-essential expenses like luxury items or vacations.

Loan Affordability Index in Sydney

Besides measuring the loan-to-income ratio, we asked residents how many times in a year they defaulted or were unable to pay their due credit card or loan payments on time. Understanding how often people default on their due payments is one of the indicators of the cost of living and economic situation.

Frequency and percentage of people who failed to pay their monthly credit card or loan payments on time last year.

Financial Literacy in

Financial literacy is the knowledge of concepts and principles related to personal finance that allow individuals to make informed decisions regarding their money such as budgeting, saving, investing, borrowing, managing debt, financial risk management, and planning.

Financial Leteracy73%

We asked residents of whether they acquired any adequate personal financial training in their lives. Approximately 27% of the people who participated in the survey said that they are not well informed about the topics of budgeting, saving, etc., and just manage things based on their own experience, while 73% said that they know about the general principles of personal finance from sources other than their own experience.

Difficulty in Budgeting and Financial Planning

We wanted to understand whether residents of have problems or difficulties in managing their expenditures and savings so we asked people one simple question: do you struggle with your personal finances? 27% of the participants reported that they indeed struggle in creating budgets and in organizing their finances while 73% said that they have everything under control.

Struggles with finance27%

Easily manages finances73%

Financial goals of people in Sydney

In an attempt to understand the economic situation in Sydney, we asked participants about their financial targets. By knowing what the population in general is trying to achieve, we can shed light on the economic outlook, cost of living, and quality of life in general.

Around 7% of those who participated in the survey said that their main goal is to establish an emergency fund to cover unexpected expenses while 35% said their number one priority is to pay off high-interest debt or loans and improve credit. 8% of surveyed people confirmed that saving for retirement to ensure a comfortable lifestyle in the final years is their main target. Around 8% reported that their priority is saving for the tuition fees and education costs of their children while 17% choose to buy a home or pay off existing mortgage before other things. 8% of the population would like to build wealth through investments such as stocks, bonds, mutual funds, or real estate. For 10% of people, saving for vacations or upgrading their lifestyle is the number one concern. Approximately 10% of the residents said that saving for healthcare expenses including insurance premiums is their main goal.

Food Prices, Dining Expenses, and Grocery Costs in Sydney

Prices and cost of goods and services in Sydney

Dining out, food, and beverages costs. Price variations for common food items.

Fast food combo meal price

7.9 AUD

16 AUD

26 AUD

MINIMUM

AVERAGE

MAXIMUM

$5.1

$10

$17

The average price of a regular combo meal at a fast food outlet or chain like McDonald's, Pizzahut, or KFC in Sydney is approximatly 16 AUD with meal cost ranging from 7.9 AUD to 26 AUD. The typical combo meal consists of a burger, french fries, and a drink.

Restaurant meal for one price

28 AUD

41 AUD

83 AUD

MINIMUM

AVERAGE

MAXIMUM

$18

$27

$54

If you are planning to have a nice meal at a mid-range restaurant, expect to pay anywhere between 28 AUD and 83 AUD with 41 AUD being the average price of a plate for one person at a regular restaurant in Sydney.

Fine dining meal for one price

53 AUD

79 AUD

320 AUD

MINIMUM

AVERAGE

MAXIMUM

$34

$51

$210

The price range of a meal at fine-dining restaurant is 53 AUD to 320 AUD with the average cost being 79 AUD for one person. This is what you would expect to pay a top-tier diner in Sydney.

Beverage prices, cappuccino, latte etc..

6.8 AUD

11 AUD

16 AUD

MINIMUM

AVERAGE

MAXIMUM

$4.4

$7

$11

The average price of a regular beverage like cappuccino or latte at Starbucks, Costa, or similar coffee shops and cafes in Sydney is around 11 AUD. Price ranges between 6.8 AUD and 16 AUD depending on the type of beverage, the size, and optional add-ons.

Grocery and market costs

Large bottle of milk price

5.5 AUD

6.6 AUD

8.3 AUD

MINIMUM

AVERAGE

MAXIMUM

$3.6

$4.3

$5.4

The average price of a large bottle of milk in Sydney is 6.6 AUD. The maximum what you would pay for milk is 8.3 AUD and the minimum being 5.5 AUD depending on the brand of milk and other properties.

12 eggs price

3.9 AUD

5.2 AUD

7.9 AUD

MINIMUM

AVERAGE

MAXIMUM

$2.6

$3.4

$5.1

A dozen eggs costs around 5.2 AUD on average with 3.9 AUD and 7.9 AUD being the lower and upper limits respectively.

Fresh whole chicken price

9.4 AUD

12 AUD

17 AUD

MINIMUM

AVERAGE

MAXIMUM

$6.1

$7.9

$11

The price range of a fresh whole chicken in Sydney is between 9.4 AUD and 17 AUD depending on the size of the chicken and whether it is oraganic or not. The average price is approximatly 12 AUD.

Pack of beef price

11 AUD

17 AUD

34 AUD

MINIMUM

AVERAGE

MAXIMUM

$7.4

$11

$22

The price of a regular pack of beef or meat is around 17 AUD. A pack of beef contains around 1Kg or 1lb depending on packing.

Medium bag of rice price

4.2 AUD

5.7 AUD

8.1 AUD

MINIMUM

AVERAGE

MAXIMUM

$2.7

$3.7

$5.2

A bag of rice in Sydney costs around 5.7 AUD on average with prices rangeing between 4.2 AUD and 8.1 AUD depending on the brand and quality.

Bag of tomatos price

1.6 AUD

2.1 AUD

4 AUD

MINIMUM

AVERAGE

MAXIMUM

$1

$1.4

$2.6

A bag of tomatoes costs anywhere from 1.6 AUD to 4 AUD. A bag of tomatoes denotes 1Kg or 1lb depending on location.

Bag of apples price

2.9 AUD

3.8 AUD

6.2 AUD

MINIMUM

AVERAGE

MAXIMUM

$1.9

$2.4

$4

A bag of apples costs 3.8 AUD on average. A bag of apples denotes 1Kg or 1lb depending on location.

Grocery and food expenditure to income ratio

The average grocery-to-income ratio in Sydney is around 29%. This means that people spend 29% of their income on grocery and basic household items. The expenditure can range from 20% to 36% depending on salary and location.

Expenditure on food and grocery for every population group

A single person living alone spends approximately 860 AUD per month on grocery and food with expenditure fluctuating between 120 AUD and 9,600 AUD depending on location and the type of person. The average cost of food and groceries for a couple is around 1,100 AUD per month. That number can be get as low as 170 AUD or a high as 10,000 AUD. Families' spending on grocery ranges from 320 AUD to 16,000 AUD with the location, income, and size of the family being the most determinite factors.

Typical saving choices for people in Sydney

Where do people choose to put their savings?

Affordable living in Sydney

Income and cost of living compatibility

We asked residents one simple question and recorded their answers.

Is it affordable or economical to live in Sydney?

Around 78% of surveyed residents think that living in Sydney is affordable with proper budgeting while 22% reported that it is just too expensive and not affordable even with frugality and thriftness.

Singles

The average monthly expense for a single person living in Sydney is 5,900 AUD. Expenses can range from 850 AUD at the minimum level to 66,000 AUD at the highest end.

Couples

The average monthly spending of couples in Sydney is 8,800 AUD. Expenditure can range from 1,400 AUD to 81,000 AUD per month.

Families

The average cost of living for families in Sydney is 10,000 AUD per month. Families spend anywhere from 2,100 AUD to 100,000 AUD.

Students

The average monthly expenditure for students in Sydney is 4,200 AUD. Students spend from 640 AUD to 46,000 AUD per month.

Cost of living comparison by city

#1 Gosford

The average cost of living in Gosford is 3,400 AUD, which is 50% less than the country average. Gosford is ranked first in Australia in terms of expendenture and cost of living.

#2 Wollongong

The average cost of living in Wollongong is 3,700 AUD, which is 50% less than the country average. Wollongong is ranked second in Australia in terms of expendenture and cost of living.

#3 Sunshine Coast

The average cost of living in Sunshine Coast is 3,900 AUD, which is 50% less than the country average. Sunshine Coast is ranked third in Australia in terms of expendenture and cost of living.

#4 Newcastle

The average cost of living in Newcastle is 4,200 AUD, which is 33% less than the country average. Newcastle is ranked fourth in Australia in terms of expendenture and cost of living.

#5 Canberra-Queanbeyan

The average cost of living in Canberra-Queanbeyan is 4,500 AUD, which is 33% less than the country average. Canberra-Queanbeyan is ranked fifth in Australia in terms of expendenture and cost of living.

#6 Gold Coast-Tweed

The average cost of living in Gold Coast-Tweed is 4,800 AUD, which is 33% less than the country average. Gold Coast-Tweed is ranked sixth in Australia in terms of expendenture and cost of living.

#7 Adelaide

The average cost of living in Adelaide is 5,100 AUD, which is 17% less than the country average. Adelaide is ranked seventh in Australia in terms of expendenture and cost of living.

#8 Perth

The average cost of living in Perth is 5,400 AUD, which is 17% less than the country average. Perth is ranked eighth in Australia in terms of expendenture and cost of living.

#9 Brisbane

The average cost of living in Brisbane is 5,700 AUD, which is 17% less than the country average. Brisbane is ranked ninth in Australia in terms of expendenture and cost of living.

#10 Melbourne

The average cost of living in Melbourne is 6,100 AUD, which is same as the country average. Melbourne is ranked tenth in Australia in terms of expendenture and cost of living.

#11 Sydney

The average cost of living in Sydney is 6,500 AUD, which is same as the country average. Sydney is ranked eleventh in Australia in terms of expendenture and cost of living.